FINERACT-2107: Loan transaction Interest Refund GL Entries
This commit is contained in:
committed by
Adam Saghy
parent
7304af57bc
commit
5ebd3429c6
+39
@@ -0,0 +1,39 @@
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/**
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* Licensed to the Apache Software Foundation (ASF) under one
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* or more contributor license agreements. See the NOTICE file
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* distributed with this work for additional information
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* regarding copyright ownership. The ASF licenses this file
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* to you under the Apache License, Version 2.0 (the
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* "License"); you may not use this file except in compliance
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* with the License. You may obtain a copy of the License at
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*
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* http://www.apache.org/licenses/LICENSE-2.0
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*
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* Unless required by applicable law or agreed to in writing,
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* software distributed under the License is distributed on an
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* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
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* KIND, either express or implied. See the License for the
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* specific language governing permissions and limitations
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* under the License.
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*/
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package org.apache.fineract.portfolio.loanaccount.data;
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import java.math.BigDecimal;
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import lombok.AllArgsConstructor;
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import lombok.Data;
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@Data
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@AllArgsConstructor
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public class LoanRefundRequestData {
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private final BigDecimal principal;
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private final BigDecimal interest;
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private final BigDecimal feeCharges;
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private final BigDecimal penaltyCharges;
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private final BigDecimal overpayment;
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public BigDecimal getTotalAmount() {
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return principal.add(interest).add(feeCharges).add(penaltyCharges);
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}
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}
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+2
@@ -60,6 +60,7 @@ public class LoanTransactionEnumData {
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private final boolean reAge;
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private final boolean reAmortize;
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private final boolean accrualActivity;
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private final boolean interestRefund;
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public LoanTransactionEnumData(final Long id, final String code, final String value) {
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this.id = id;
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@@ -94,6 +95,7 @@ public class LoanTransactionEnumData {
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this.accrualActivity = Long.valueOf(32).equals(this.id);
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this.reAge = Long.valueOf(LoanTransactionType.REAGE.getValue()).equals(this.id);
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this.reAmortize = Long.valueOf(LoanTransactionType.REAMORTIZE.getValue()).equals(this.id);
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this.interestRefund = Long.valueOf(LoanTransactionType.INTEREST_REFUND.getValue()).equals(this.id);
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}
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public boolean isRepaymentType() {
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+3
@@ -27,6 +27,7 @@ import org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuild
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import org.apache.fineract.infrastructure.core.domain.ExternalId;
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import org.apache.fineract.portfolio.delinquency.validator.LoanDelinquencyActionData;
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import org.apache.fineract.portfolio.loanaccount.data.HolidayDetailDTO;
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import org.apache.fineract.portfolio.loanaccount.data.LoanRefundRequestData;
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import org.apache.fineract.portfolio.paymentdetail.domain.PaymentDetail;
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public interface LoanAccountDomainService {
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@@ -93,4 +94,6 @@ public interface LoanAccountDomainService {
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LoanTransaction creditBalanceRefund(Loan loan, LocalDate transactionDate, BigDecimal transactionAmount, String noteText,
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ExternalId externalId, PaymentDetail paymentDetail);
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LoanTransaction applyInterestRefund(Loan loan, LoanRefundRequestData loanRefundRequest);
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}
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+7
@@ -323,6 +323,13 @@ public class LoanTransaction extends AbstractAuditableWithUTCDateTimeCustom<Long
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externalId);
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}
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public static LoanTransaction interestRefund(final Loan loan, final Office office, final BigDecimal amount, final BigDecimal principal,
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final BigDecimal interest, final BigDecimal feeCharges, final BigDecimal penaltyCharges, final PaymentDetail paymentDetail,
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final LocalDate refundDate, final ExternalId externalId) {
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return new LoanTransaction(loan, office, LoanTransactionType.INTEREST_REFUND.getValue(), refundDate, amount, principal, interest,
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feeCharges, penaltyCharges, amount, false, paymentDetail, externalId);
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}
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public static boolean transactionAmountsMatch(final MonetaryCurrency currency, final LoanTransaction loanTransaction,
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final LoanTransaction newLoanTransaction) {
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return loanTransaction.getAmount(currency).isEqualTo(newLoanTransaction.getAmount(currency))
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+5
-3
@@ -111,13 +111,15 @@ public class AccrualBasedAccountingProcessorForLoan implements AccountingProcess
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createJournalEntriesForChargeOff(loanDTO, loanTransactionDTO, office);
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}
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// Logic for Interest Payment Waiver
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else if (loanTransactionDTO.getTransactionType().isInterestPaymentWaiver()) {
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createJournalEntriesForInterestPaymentWaiver(loanDTO, loanTransactionDTO, office);
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else if (loanTransactionDTO.getTransactionType().isInterestPaymentWaiver()
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|| loanTransactionDTO.getTransactionType().isInterestRefund()) {
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createJournalEntriesForInterestPaymentWaiverOrInterestRefund(loanDTO, loanTransactionDTO, office);
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}
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}
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}
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private void createJournalEntriesForInterestPaymentWaiver(LoanDTO loanDTO, LoanTransactionDTO loanTransactionDTO, Office office) {
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private void createJournalEntriesForInterestPaymentWaiverOrInterestRefund(LoanDTO loanDTO, LoanTransactionDTO loanTransactionDTO,
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Office office) {
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final Long loanProductId = loanDTO.getLoanProductId();
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final Long loanId = loanDTO.getLoanId();
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final String currencyCode = loanDTO.getCurrencyCode();
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+25
@@ -23,9 +23,11 @@ import static org.apache.fineract.infrastructure.core.domain.AuditableFieldsCons
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import static org.apache.fineract.infrastructure.core.domain.AuditableFieldsConstants.LAST_MODIFIED_BY;
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import static org.apache.fineract.infrastructure.core.domain.AuditableFieldsConstants.LAST_MODIFIED_DATE;
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import com.google.gson.Gson;
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import edu.umd.cs.findbugs.annotations.SuppressFBWarnings;
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import jakarta.ws.rs.Consumes;
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import jakarta.ws.rs.GET;
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import jakarta.ws.rs.POST;
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import jakarta.ws.rs.Path;
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import jakarta.ws.rs.PathParam;
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import jakarta.ws.rs.Produces;
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@@ -41,7 +43,9 @@ import org.apache.fineract.infrastructure.core.api.ApiRequestParameterHelper;
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import org.apache.fineract.infrastructure.core.boot.FineractProfiles;
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import org.apache.fineract.infrastructure.core.serialization.ApiRequestJsonSerializationSettings;
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import org.apache.fineract.infrastructure.core.serialization.ToApiJsonSerializer;
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import org.apache.fineract.portfolio.loanaccount.data.LoanRefundRequestData;
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import org.apache.fineract.portfolio.loanaccount.domain.Loan;
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import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountDomainService;
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import org.apache.fineract.portfolio.loanaccount.domain.LoanRepositoryWrapper;
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import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
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import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRepository;
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@@ -64,6 +68,8 @@ public class InternalLoanInformationApiResource implements InitializingBean {
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private final ToApiJsonSerializer<List> toApiJsonSerializerForList;
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private final ApiRequestParameterHelper apiRequestParameterHelper;
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private final AdvancedPaymentDataMapper advancedPaymentDataMapper;
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private final LoanAccountDomainService loanAccountDomainService;
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private final Gson gson = new Gson();
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@Override
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@SuppressFBWarnings("SLF4J_SIGN_ONLY_FORMAT")
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@@ -152,4 +158,23 @@ public class InternalLoanInformationApiResource implements InitializingBean {
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final Loan loan = loanRepositoryWrapper.findOneWithNotFoundDetection(loanId);
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return advancedPaymentDataMapper.mapLoanPaymentAllocationRule(loan.getPaymentAllocationRules());
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}
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@POST
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@Path("{loanId}/apply-interest-refund")
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@Consumes({ MediaType.APPLICATION_JSON })
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@Produces({ MediaType.APPLICATION_JSON })
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@SuppressFBWarnings("SLF4J_SIGN_ONLY_FORMAT")
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public Long applyInterestRefundToLoan(@Context final UriInfo uriInfo, @PathParam("loanId") Long loanId,
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final String apiRequestBodyAsJson) {
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log.warn("------------------------------------------------------------");
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log.warn(" ");
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log.warn(" Apply Loan Transaction to Interest Refund loanId {} ", loanId);
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log.warn(" ");
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log.warn("------------------------------------------------------------");
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LoanRefundRequestData loanRefundRequestData = gson.fromJson(apiRequestBodyAsJson, LoanRefundRequestData.class);
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final Loan loan = loanRepositoryWrapper.findOneWithNotFoundDetection(loanId);
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final LoanTransaction loanTransaction = loanAccountDomainService.applyInterestRefund(loan, loanRefundRequestData);
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return loanTransaction.getId();
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}
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}
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+23
-2
@@ -67,7 +67,6 @@ import org.apache.fineract.infrastructure.event.business.service.BusinessEventNo
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import org.apache.fineract.organisation.holiday.domain.Holiday;
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import org.apache.fineract.organisation.holiday.domain.HolidayRepository;
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import org.apache.fineract.organisation.holiday.domain.HolidayStatusType;
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import org.apache.fineract.organisation.monetary.domain.ApplicationCurrencyRepositoryWrapper;
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import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
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import org.apache.fineract.organisation.monetary.domain.Money;
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import org.apache.fineract.organisation.workingdays.domain.WorkingDays;
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@@ -87,6 +86,7 @@ import org.apache.fineract.portfolio.delinquency.validator.LoanDelinquencyAction
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import org.apache.fineract.portfolio.group.domain.Group;
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import org.apache.fineract.portfolio.group.exception.GroupNotActiveException;
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import org.apache.fineract.portfolio.loanaccount.data.HolidayDetailDTO;
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import org.apache.fineract.portfolio.loanaccount.data.LoanRefundRequestData;
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import org.apache.fineract.portfolio.loanaccount.data.LoanScheduleDelinquencyData;
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import org.apache.fineract.portfolio.loanaccount.data.ScheduleGeneratorDTO;
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import org.apache.fineract.portfolio.loanaccount.service.LoanAccrualTransactionBusinessEventService;
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@@ -120,7 +120,6 @@ public class LoanAccountDomainServiceJpa implements LoanAccountDomainService {
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private final JournalEntryWritePlatformService journalEntryWritePlatformService;
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private final NoteRepository noteRepository;
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private final AccountTransferRepository accountTransferRepository;
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private final ApplicationCurrencyRepositoryWrapper applicationCurrencyRepository;
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private final BusinessEventNotifierService businessEventNotifierService;
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private final LoanUtilService loanUtilService;
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private final StandingInstructionRepository standingInstructionRepository;
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@@ -801,4 +800,26 @@ public class LoanAccountDomainServiceJpa implements LoanAccountDomainService {
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}
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}
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@Override
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public LoanTransaction applyInterestRefund(final Loan loan, final LoanRefundRequestData loanRefundRequest) {
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final PaymentDetail paymentDetail = null;
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final LocalDate transactionDate = DateUtils.getBusinessLocalDate();
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final BigDecimal refundAmount = loanRefundRequest.getTotalAmount();
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final List<Long> existingTransactionIds = new ArrayList<>();
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final List<Long> existingReversedTransactionIds = new ArrayList<>();
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existingTransactionIds.addAll(loan.findExistingTransactionIds());
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existingReversedTransactionIds.addAll(loan.findExistingReversedTransactionIds());
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final LoanTransaction interestRefundTransaction = LoanTransaction.interestRefund(loan, loan.getOffice(), refundAmount,
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loanRefundRequest.getPrincipal(), loanRefundRequest.getInterest(), loanRefundRequest.getFeeCharges(),
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loanRefundRequest.getPenaltyCharges(), paymentDetail, transactionDate, externalIdFactory.create());
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interestRefundTransaction.updateLoan(loan);
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saveLoanTransactionWithDataIntegrityViolationChecks(interestRefundTransaction);
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loan.addLoanTransaction(interestRefundTransaction);
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postJournalEntries(loan, existingTransactionIds, existingReversedTransactionIds, false);
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return interestRefundTransaction;
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}
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}
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+2
@@ -49,6 +49,7 @@ import java.util.function.Consumer;
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import lombok.AllArgsConstructor;
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import lombok.RequiredArgsConstructor;
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import lombok.ToString;
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import lombok.extern.slf4j.Slf4j;
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import org.apache.fineract.batch.domain.BatchRequest;
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import org.apache.fineract.batch.domain.BatchResponse;
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import org.apache.fineract.client.models.AdvancedPaymentData;
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@@ -100,6 +101,7 @@ import org.hamcrest.Matchers;
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import org.junit.jupiter.api.Assertions;
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import org.junit.jupiter.api.extension.ExtendWith;
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@Slf4j
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@ExtendWith(LoanTestLifecycleExtension.class)
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public abstract class BaseLoanIntegrationTest {
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+245
@@ -0,0 +1,245 @@
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/**
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* Licensed to the Apache Software Foundation (ASF) under one
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* or more contributor license agreements. See the NOTICE file
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* distributed with this work for additional information
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* regarding copyright ownership. The ASF licenses this file
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* to you under the Apache License, Version 2.0 (the
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* "License"); you may not use this file except in compliance
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* with the License. You may obtain a copy of the License at
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*
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* http://www.apache.org/licenses/LICENSE-2.0
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*
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* Unless required by applicable law or agreed to in writing,
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* software distributed under the License is distributed on an
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* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
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* KIND, either express or implied. See the License for the
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* specific language governing permissions and limitations
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* under the License.
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*/
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package org.apache.fineract.integrationtests;
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import static org.apache.fineract.integrationtests.BaseLoanIntegrationTest.InterestRateFrequencyType.YEARS;
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import static org.apache.fineract.integrationtests.BaseLoanIntegrationTest.RepaymentFrequencyType.DAYS;
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import static org.junit.jupiter.api.Assertions.assertEquals;
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import com.google.gson.Gson;
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import io.restassured.builder.RequestSpecBuilder;
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import io.restassured.builder.ResponseSpecBuilder;
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import io.restassured.http.ContentType;
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import io.restassured.specification.RequestSpecification;
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import io.restassured.specification.ResponseSpecification;
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import java.math.BigDecimal;
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import java.util.HashMap;
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import java.util.concurrent.atomic.AtomicLong;
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import org.apache.fineract.client.models.GetLoansLoanIdResponse;
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import org.apache.fineract.client.models.PostLoanProductsRequest;
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import org.apache.fineract.client.models.PostLoanProductsResponse;
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import org.apache.fineract.client.models.PostLoansLoanIdRequest;
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import org.apache.fineract.client.models.PostLoansRequest;
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import org.apache.fineract.client.models.PostLoansResponse;
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import org.apache.fineract.integrationtests.common.BusinessDateHelper;
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import org.apache.fineract.integrationtests.common.ClientHelper;
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import org.apache.fineract.integrationtests.common.LoanRescheduleRequestHelper;
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import org.apache.fineract.integrationtests.common.Utils;
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import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
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import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
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import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
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import org.apache.fineract.portfolio.common.domain.DaysInMonthType;
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import org.apache.fineract.portfolio.common.domain.DaysInYearType;
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import org.junit.jupiter.api.BeforeAll;
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import org.junit.jupiter.api.Test;
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import org.slf4j.Logger;
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import org.slf4j.LoggerFactory;
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public class LoanRefundTransactionTest extends BaseLoanIntegrationTest {
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private static final Logger LOG = LoggerFactory.getLogger(LoanRefundTransactionTest.class);
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private static final String DATETIME_PATTERN = "dd MMMM yyyy";
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private static ResponseSpecification responseSpec;
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private static RequestSpecification requestSpec;
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private static BusinessDateHelper businessDateHelper;
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private static LoanTransactionHelper loanTransactionHelper;
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private static AccountHelper accountHelper;
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private static LoanRescheduleRequestHelper loanRescheduleRequestHelper;
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@BeforeAll
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public static void setup() {
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Utils.initializeRESTAssured();
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requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
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requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
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requestSpec.header("Fineract-Platform-TenantId", "default");
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responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
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loanTransactionHelper = new LoanTransactionHelper(requestSpec, responseSpec);
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businessDateHelper = new BusinessDateHelper();
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accountHelper = new AccountHelper(requestSpec, responseSpec);
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ClientHelper clientHelper = new ClientHelper(requestSpec, responseSpec);
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loanRescheduleRequestHelper = new LoanRescheduleRequestHelper(requestSpec, responseSpec);
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}
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// UC1: (Internal case) Generate a totalInterestRefund using Advanced payment allocation with Interest Refund
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// options and Apply
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// Interest Refund transaction
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// 1. Create a Loan product with Adv. Pment. Alloc. and with Accrual and Interest Refund
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// 2. Submit, Approve and Disburse a Loan account
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// 3. Apply the INTEREST_REFUND transaction to validate the Journal Entries generated
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@Test
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public void uc1() {
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final String operationDate = "1 January 2024";
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AtomicLong createdLoanId = new AtomicLong();
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runAt(operationDate, () -> {
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Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
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PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
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.interestRatePerPeriod(108.0).interestCalculationPeriodType(RepaymentFrequencyType.DAYS)
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.interestRateFrequencyType(YEARS).daysInMonthType(DaysInMonthType.ACTUAL.getValue())
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.daysInYearType(DaysInYearType.DAYS_360.getValue()).numberOfRepayments(4)//
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.maxInterestRatePerPeriod((double) 110)//
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.repaymentEvery(1)//
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.repaymentFrequencyType(1L)//
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.allowPartialPeriodInterestCalcualtion(false)//
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.multiDisburseLoan(false)//
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.disallowExpectedDisbursements(null)//
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.allowApprovedDisbursedAmountsOverApplied(null)//
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.overAppliedCalculationType(null)//
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.overAppliedNumber(null)//
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.installmentAmountInMultiplesOf(null)//
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;//
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PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product);
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PostLoansRequest applicationRequest = applyLoanRequest(clientId, loanProductResponse.getResourceId(), operationDate, 1000.0, 4)
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.interestRatePerPeriod(BigDecimal.valueOf(108.0));
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applicationRequest = applicationRequest.interestCalculationPeriodType(DAYS)
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.transactionProcessingStrategyCode(LoanProductTestBuilder.ADVANCED_PAYMENT_ALLOCATION_STRATEGY);
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PostLoansResponse loanResponse = loanTransactionHelper.applyLoan(applicationRequest);
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createdLoanId.set(loanResponse.getLoanId());
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loanTransactionHelper.approveLoan(loanResponse.getLoanId(),
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new PostLoansLoanIdRequest().approvedLoanAmount(BigDecimal.valueOf(1000.0)).dateFormat(DATETIME_PATTERN)
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.approvedOnDate("1 January 2024").locale("en"));
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loanTransactionHelper.disburseLoan(loanResponse.getLoanId(),
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new PostLoansLoanIdRequest().actualDisbursementDate("1 January 2024").dateFormat(DATETIME_PATTERN)
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.transactionAmount(BigDecimal.valueOf(1000.0)).locale("en"));
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// After Disbursement we are expecting zero interest refund
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GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanResponse.getLoanId());
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assertEquals(BigDecimal.ZERO, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
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});
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runAt("10 February 2024", () -> {
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// After Interest refund transaction we are expecting non zero interest refund
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GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(createdLoanId.get());
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LOG.info("value {}", loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
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assertEquals(BigDecimal.ZERO, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
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final BigDecimal inteterestRefund = BigDecimal.valueOf(11);
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final Long loanTransactionId = loanTransactionHelper.applyInterestRefundLoanTransaction(requestSpec, responseSpec,
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createdLoanId.get(), buildJsonBody(BigDecimal.valueOf(5.0), BigDecimal.valueOf(3.0), BigDecimal.valueOf(2.0),
|
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BigDecimal.valueOf(1.0), null));
|
||||
|
||||
loanDetails = loanTransactionHelper.getLoanDetails(createdLoanId.get());
|
||||
assertEquals(inteterestRefund, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
|
||||
|
||||
verifyTRJournalEntries(loanTransactionId, journalEntry(5.0, loansReceivableAccount, "CREDIT"),
|
||||
journalEntry(3.0, interestReceivableAccount, "CREDIT"), journalEntry(2.0, feeReceivableAccount, "CREDIT"),
|
||||
journalEntry(1.0, penaltyReceivableAccount, "CREDIT"), journalEntry(11.0, overpaymentAccount, "CREDIT"),
|
||||
journalEntry(22.0, interestIncomeAccount, "DEBIT"));
|
||||
});
|
||||
}
|
||||
|
||||
// UC2: (Internal case) Generate a totalInterestRefund using Advanced payment allocation with Interest Refund
|
||||
// options and Apply
|
||||
// Interest Refund transaction when the Loan Account is ChargeBack
|
||||
// 1. Create a Loan product with Adv. Pment. Alloc. and with Accrual and Interest Refund
|
||||
// 2. Submit, Approve and Disburse a Loan account
|
||||
// 3. Apply the MERCHANT_ISSUED_REFUND transaction to validate totalInterestRefund different than Zero
|
||||
// 4- Apply the INTEREST_REFUND transaction to validate the Journal Entries generated
|
||||
@Test
|
||||
public void uc2() {
|
||||
final String operationDate = "1 January 2024";
|
||||
AtomicLong createdLoanId = new AtomicLong();
|
||||
runAt(operationDate, () -> {
|
||||
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
|
||||
PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
|
||||
.interestRatePerPeriod(108.0).interestCalculationPeriodType(RepaymentFrequencyType.DAYS)
|
||||
.interestRateFrequencyType(YEARS).daysInMonthType(DaysInMonthType.ACTUAL.getValue())
|
||||
.daysInYearType(DaysInYearType.DAYS_360.getValue()).numberOfRepayments(4)//
|
||||
.maxInterestRatePerPeriod((double) 110)//
|
||||
.repaymentEvery(1)//
|
||||
.repaymentFrequencyType(1L)//
|
||||
.allowPartialPeriodInterestCalcualtion(false)//
|
||||
.multiDisburseLoan(false)//
|
||||
.disallowExpectedDisbursements(null)//
|
||||
.allowApprovedDisbursedAmountsOverApplied(null)//
|
||||
.overAppliedCalculationType(null)//
|
||||
.overAppliedNumber(null)//
|
||||
.installmentAmountInMultiplesOf(null)//
|
||||
;//
|
||||
PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product);
|
||||
PostLoansRequest applicationRequest = applyLoanRequest(clientId, loanProductResponse.getResourceId(), operationDate, 1000.0, 4)
|
||||
.interestRatePerPeriod(BigDecimal.valueOf(108.0));
|
||||
|
||||
applicationRequest = applicationRequest.interestCalculationPeriodType(DAYS)
|
||||
.transactionProcessingStrategyCode(LoanProductTestBuilder.ADVANCED_PAYMENT_ALLOCATION_STRATEGY);
|
||||
|
||||
PostLoansResponse loanResponse = loanTransactionHelper.applyLoan(applicationRequest);
|
||||
createdLoanId.set(loanResponse.getLoanId());
|
||||
|
||||
loanTransactionHelper.approveLoan(loanResponse.getLoanId(),
|
||||
new PostLoansLoanIdRequest().approvedLoanAmount(BigDecimal.valueOf(1000.0)).dateFormat(DATETIME_PATTERN)
|
||||
.approvedOnDate("1 January 2024").locale("en"));
|
||||
|
||||
loanTransactionHelper.disburseLoan(loanResponse.getLoanId(),
|
||||
new PostLoansLoanIdRequest().actualDisbursementDate("1 January 2024").dateFormat(DATETIME_PATTERN)
|
||||
.transactionAmount(BigDecimal.valueOf(1000.0)).locale("en"));
|
||||
|
||||
// After Disbursement we are expecting zero interest refund
|
||||
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanResponse.getLoanId());
|
||||
assertEquals(BigDecimal.ZERO, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
|
||||
});
|
||||
|
||||
runAt("1 February 2024", () -> {
|
||||
// After Interest refund transaction we are expecting non zero interest refund
|
||||
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(createdLoanId.get());
|
||||
LOG.info("value {}", loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
|
||||
assertEquals(BigDecimal.ZERO, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
|
||||
|
||||
Long repayment1TransactionId = addRepaymentForLoan(createdLoanId.get(), 250.0, "1 February 2024");
|
||||
chargeOffLoan(createdLoanId.get(), "1 February 2024");
|
||||
});
|
||||
|
||||
runAt("10 February 2024", () -> {
|
||||
// After Interest refund transaction we are expecting non zero interest refund
|
||||
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(createdLoanId.get());
|
||||
LOG.info("value {}", loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
|
||||
LOG.info("chargedOffOnDate {}", loanDetails.getTimeline().getChargedOffOnDate());
|
||||
assertEquals(BigDecimal.ZERO, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
|
||||
|
||||
final BigDecimal inteterestRefund = BigDecimal.valueOf(11);
|
||||
final Long loanTransactionId = loanTransactionHelper.applyInterestRefundLoanTransaction(requestSpec, responseSpec,
|
||||
createdLoanId.get(), buildJsonBody(BigDecimal.valueOf(5.0), BigDecimal.valueOf(3.0), BigDecimal.valueOf(2.0),
|
||||
BigDecimal.valueOf(1.0), null));
|
||||
|
||||
loanDetails = loanTransactionHelper.getLoanDetails(createdLoanId.get());
|
||||
assertEquals(inteterestRefund, loanDetails.getSummary().getTotalInterestRefund().stripTrailingZeros());
|
||||
|
||||
verifyTRJournalEntries(loanTransactionId, journalEntry(11.0, interestIncomeChargeOffAccount, "CREDIT"),
|
||||
journalEntry(11.0, overpaymentAccount, "CREDIT"), journalEntry(22.0, interestIncomeAccount, "DEBIT"));
|
||||
});
|
||||
}
|
||||
|
||||
private String buildJsonBody(final BigDecimal principal, final BigDecimal interest, final BigDecimal feeCharges,
|
||||
final BigDecimal penaltyCharges, final BigDecimal overpayment) {
|
||||
final HashMap<String, BigDecimal> map = new HashMap<>();
|
||||
map.put("principal", principal);
|
||||
map.put("interest", interest);
|
||||
map.put("feeCharges", feeCharges);
|
||||
map.put("penaltyCharges", penaltyCharges);
|
||||
if (overpayment != null) {
|
||||
map.put("overpayment", overpayment);
|
||||
}
|
||||
|
||||
return new Gson().toJson(map);
|
||||
}
|
||||
|
||||
}
|
||||
+8
@@ -1700,6 +1700,14 @@ public class LoanTransactionHelper extends IntegrationTest {
|
||||
return Utils.performServerGet(requestSpec, responseSpec, GET_LOAN_TRANSACTION_URL, jsonReturn);
|
||||
}
|
||||
|
||||
public Long applyInterestRefundLoanTransaction(final RequestSpecification requestSpec, final ResponseSpecification responseSpec,
|
||||
final Long loanId, final String jsonBody) {
|
||||
final String POST_LOAN_TRANSACTION_URL = "/fineract-provider/api/v1/internal/loan/" + loanId + "/apply-interest-refund/" + "?"
|
||||
+ Utils.TENANT_IDENTIFIER;
|
||||
final String reponse = Utils.performServerPost(requestSpec, responseSpec, POST_LOAN_TRANSACTION_URL, jsonBody);
|
||||
return Long.valueOf(reponse);
|
||||
}
|
||||
|
||||
public void printRepaymentSchedule(GetLoansLoanIdResponse getLoansLoanIdResponse) {
|
||||
GetLoansLoanIdRepaymentSchedule getLoanRepaymentSchedule = getLoansLoanIdResponse.getRepaymentSchedule();
|
||||
if (getLoanRepaymentSchedule != null) {
|
||||
|
||||
Reference in New Issue
Block a user