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FINERACT-2403: e2e test scenarios for last emi payment

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MarianaDmytrivBinariks
2025-11-03 14:43:52 +01:00
committed by Adam Saghy
parent dc0162c09a
commit 63c220e5d2
1 changed files with 630 additions and 5 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
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@@ -5690,7 +5690,7 @@ Feature: LoanRepayment
Then Loan has 195.07 outstanding amount
@TestRailId:C4148
Scenario: Verify 2 months of EMIs to be paid early and late
Scenario: Verify 2 months of EMIs to be paid early and late with repayment trn at last installment - UC1
When Admin sets the business date to "16 April 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
@@ -5839,7 +5839,7 @@ Feature: LoanRepayment
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
@@ -5851,8 +5851,633 @@ Feature: LoanRepayment
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
| 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Repayment | 4.03 | 3.94 | 0.09 | 0.0 | 0.0 | 0.09 | false | false |
| 12 October 2025 | Repayment | 0.09 | 0.09 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Repayment | 0.09 | 0.09 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
Then Loan has 0.0 outstanding amount
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4149
Scenario: Verify 2 months of EMIs to be paid early and late with MIR trn at last installment - UC2
When Admin sets the business date to "16 April 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1337.02 outstanding amount
When Admin sets the business date to "10 May 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1112.61 outstanding amount
When Admin sets the business date to "06 June 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 887.39 outstanding amount
When Admin sets the business date to "12 September 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 458.22 outstanding amount
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.84 | 222.84 | 0.0 | 4.17 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.04 | 891.36 | 445.68 | 4.17 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 4.17 outstanding amount
When Admin sets the business date to "04 October 2025"
When Admin makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "04 October 2025" with 3.43 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.87 | 226.87 | 0.0 | 0.09 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.07 | 895.39 | 445.68 | 0.09 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
| 04 October 2025 | Merchant Issued Refund | 3.43 | 3.43 | 0.0 | 0.0 | 0.0 | 0.6 | false | false |
| 04 October 2025 | Interest Refund | 0.6 | 0.51 | 0.09 | 0.0 | 0.0 | 0.09 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 0.09 outstanding amount
When Admin sets the business date to "12 October 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 October 2025" with 0.09 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | 12 October 2025 | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.96 | 226.96 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
| 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
| 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
| 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Merchant Issued Refund | 3.43 | 3.43 | 0.0 | 0.0 | 0.0 | 0.6 | false | false |
| 04 October 2025 | Interest Refund | 0.6 | 0.51 | 0.09 | 0.0 | 0.0 | 0.09 | false | false |
| 12 October 2025 | Repayment | 0.09 | 0.09 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4150
Scenario: Verify 2 months of EMIs to be paid early and late with charge and repayment trns at last installment - UC3
When Admin sets the business date to "16 April 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1337.02 outstanding amount
When Admin sets the business date to "10 May 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1112.61 outstanding amount
When Admin sets the business date to "06 June 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 887.39 outstanding amount
When Admin sets the business date to "12 September 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 458.22 outstanding amount
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.84 | 222.84 | 0.0 | 4.17 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.04 | 891.36 | 445.68 | 4.17 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 4.17 outstanding amount
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "04 October 2025" due date and 3 EUR transaction amount
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 04 October 2025 | Flat | 3.0 | 0.0 | 0.0 | 3.0 |
When Admin sets the business date to "04 October 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "04 October 2025" with 7.03 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.09 | 3.0 | 0.0 | 229.96 | 229.87 | 229.87 | 0.0 | 0.09 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 3.0 | 0.0 | 1344.16 | 1344.07 | 898.39 | 445.68 | 0.09 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
| 04 October 2025 | Repayment | 7.03 | 4.03 | 0.09 | 2.91 | 0.0 | 0.0 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 0.09 outstanding amount
When Admin sets the business date to "12 October 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 October 2025" with 0.09 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | 12 October 2025 | 0.0 | 226.87 | 0.09 | 3.0 | 0.0 | 229.96 | 229.96 | 229.96 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 3.0 | 0.0 | 1344.16 | 1344.16 | 898.48 | 445.68 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
| 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
| 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
| 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Repayment | 7.03 | 4.03 | 0.09 | 2.91 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Repayment | 0.09 | 0.0 | 0.0 | 0.09 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual | 136.98 | 0.0 | 133.98 | 3.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual Activity | 3.09 | 0.0 | 0.09 | 3.0 | 0.0 | 0.0 | false | false |
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4151
Scenario: Verify near 2 months of EMIs to be paid early and late with repayment trn at last installment - UC1
When Admin sets the business date to "16 April 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1337.02 outstanding amount
When Admin sets the business date to "10 May 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1112.61 outstanding amount
When Admin sets the business date to "06 June 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 887.39 outstanding amount
When Admin sets the business date to "12 September 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 458.22 outstanding amount
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.69 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.85 | 222.85 | 0.0 | 4.16 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.05 | 891.37 | 445.68 | 4.16 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.69 | 424.35 | 21.34 | 0.0 | 0.0 | 4.02 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 4.16 outstanding amount
When Admin sets the business date to "04 October 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "04 October 2025" with 4.11 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | 04 October 2025 | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.96 | 226.96 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
| 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
| 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.69 | 424.35 | 21.34 | 0.0 | 0.0 | 4.02 | false | false |
| 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Repayment | 4.11 | 4.02 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4152
Scenario: Verify near 2 months of EMIs to be paid early and late with repayment trn at last installment - UC2
When Admin sets the business date to "16 April 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1337.02 outstanding amount
When Admin sets the business date to "10 May 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 1112.61 outstanding amount
When Admin sets the business date to "06 June 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 887.39 outstanding amount
When Admin sets the business date to "12 September 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
| 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 458.22 outstanding amount
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.67 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.83 | 222.83 | 0.0 | 4.18 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.03 | 891.35 | 445.68 | 4.18 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.67 | 424.33 | 21.34 | 0.0 | 0.0 | 4.04 | false | false |
Then Loan status will be "ACTIVE"
Then Loan has 4.18 outstanding amount
When Admin sets the business date to "04 October 2025"
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "04 October 2025" with 4.13 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
| 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
| 6 | 30 | 16 October 2025 | 04 October 2025 | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.96 | 226.96 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
| 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
| 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
| 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
| 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
| 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
| 12 September 2025 | Repayment | 445.67 | 424.33 | 21.34 | 0.0 | 0.0 | 4.04 | false | false |
| 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Repayment | 4.13 | 4.04 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan is closed with zero outstanding balance and it's all installments have obligations met