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FINERACT-2148: Accrual handling in case of Charged-off loan and backdated transactions / reversals

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This commit is contained in:
mariiaKraievska
2025-03-04 19:11:06 +00:00
committed by Adam Saghy
parent 9208ea2fe1
commit 6b5641f474
6 changed files with 703 additions and 49 deletions
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fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/messaging/event/loan/transaction/LoanAccrualAdjustmentTransactionBusinessEvent.java
+27
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@@ -0,0 +1,27 @@
/**
* Licensed to the Apache Software Foundation (ASF) under one
* or more contributor license agreements. See the NOTICE file
* distributed with this work for additional information
* regarding copyright ownership. The ASF licenses this file
* to you under the Apache License, Version 2.0 (the
* "License"); you may not use this file except in compliance
* with the License. You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing,
* software distributed under the License is distributed on an
* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
* KIND, either express or implied. See the License for the
* specific language governing permissions and limitations
* under the License.
*/
package org.apache.fineract.test.messaging.event.loan.transaction;
public class LoanAccrualAdjustmentTransactionBusinessEvent extends AbstractLoanTransactionEvent {
@Override
public String getEventName() {
return "LoanAccrualAdjustmentTransactionBusinessEvent";
}
}
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java
+18
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@@ -122,6 +122,7 @@ import org.apache.fineract.test.messaging.config.EventProperties;
import org.apache.fineract.test.messaging.event.EventCheckHelper;
import org.apache.fineract.test.messaging.event.loan.LoanRescheduledDueAdjustScheduleEvent;
import org.apache.fineract.test.messaging.event.loan.LoanStatusChangedEvent;
import org.apache.fineract.test.messaging.event.loan.transaction.LoanAccrualAdjustmentTransactionBusinessEvent;
import org.apache.fineract.test.messaging.event.loan.transaction.LoanAccrualTransactionCreatedBusinessEvent;
import org.apache.fineract.test.messaging.event.loan.transaction.LoanChargeAdjustmentPostBusinessEvent;
import org.apache.fineract.test.messaging.event.loan.transaction.LoanChargeOffEvent;
@@ -2335,6 +2336,23 @@ public class LoanStepDef extends AbstractStepDef {
eventAssertion.assertEventRaised(LoanAccrualTransactionCreatedBusinessEvent.class, accrualTransactionId);
}
@Then("LoanAccrualAdjustmentTransactionBusinessEvent is raised on {string}")
public void checkLoanAccrualAdjustmentTransactionBusinessEvent(String date) throws IOException {
Response<PostLoansResponse> loanCreateResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
long loanId = loanCreateResponse.body().getLoanId();
Response<GetLoansLoanIdResponse> loanDetailsResponse = loansApi.retrieveLoan(loanId, false, "transactions", "", "").execute();
ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
List<GetLoansLoanIdTransactions> transactions = loanDetailsResponse.body().getTransactions();
GetLoansLoanIdTransactions accrualAdjustmentTransaction = transactions.stream()
.filter(t -> date.equals(FORMATTER.format(t.getDate())) && "Accrual Adjustment".equals(t.getType().getValue())).findFirst()
.orElseThrow(() -> new IllegalStateException(String.format("No Accrual Adjustment transaction found on %s", date)));
Long accrualAdjustmentTransactionId = accrualAdjustmentTransaction.getId();
eventAssertion.assertEventRaised(LoanAccrualAdjustmentTransactionBusinessEvent.class, accrualAdjustmentTransactionId);
}
@Then("LoanChargeAdjustmentPostBusinessEvent is raised on {string}")
public void checkLoanChargeAdjustmentPostBusinessEvent(String date) throws IOException {
Response<PostLoansResponse> loanCreateResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
+628 -42
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@@ -2341,12 +2341,13 @@ Feature: Charge-off
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100 | 1.45 | 0 | 0 | 101.45 | 34.02 | 0 | 0 | 67.43 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false |
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Charge-off | 67.43 | 67.05 | 0.38 | 0.0 | 0.0 | 0.0 | false | true |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false |
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Charge-off | 67.43 | 67.05 | 0.38 | 0.0 | 0.0 | 0.0 | false | true |
@TestRailId:C3345
Scenario: Charge-off with reversal afterwards when loan behavior is zero-interest with interestRecalculation - UC7
@@ -3449,12 +3450,13 @@ Feature: Charge-off
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.45 | 0.0 | 0.0 | 101.45 | 34.02 | 0.0 | 0.0 | 67.43 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false |
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Charge-off | 67.43 | 67.05 | 0.38 | 0.0 | 0.0 | 0.0 | false | true |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false |
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Charge-off | 67.43 | 67.05 | 0.38 | 0.0 | 0.0 | 0.0 | false | true |
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3358 @AdvancedPaymentAllocation
@@ -4586,11 +4588,11 @@ Feature: Charge-off
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
| 100 | 1.05 | 8.0 | 0 | 109.05 | 22.01 | 0 | 0 | 0.0 | 87.04 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 22.01 | 16.43 | 0.58 | 5.0 | 0.0 | 83.57 | false | false |
| 29 February 2024 | Accrual | 1.05 | 0.0 | 1.05 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Charge-off | 87.04 | 83.57 | 0.47 | 3.0 | 0.0 | 0.0 | false | false |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 22.01 | 16.43 | 0.58 | 5.0 | 0.0 | 83.57 | false | false |
| 29 February 2024 | Accrual | 1.05 | 0.0 | 1.05 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Charge-off | 87.04 | 83.57 | 0.47 | 3.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3415
Scenario: Backdated charge-off with charge is added after the charge off date when loan behavior is zero-interest with interestRecalculation disabled is forbidden - UC9.5
@@ -6454,26 +6456,27 @@ Feature: Charge-off
Then Admin runs inline COB job for Loan
And Admin does charge-off the loan on "17 January 2024"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
| 15 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Charge-off | 787.64 | 746.09 | 41.55 | 0.0 | 0.0 | 0.0 | false | false |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
| 15 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual Adjustment | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Charge-off | 787.64 | 746.09 | 41.55 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3512
Scenario: Backdate charge-off reverse accruals with isInterestRecognitionOnDisbursementDate = false
@@ -6557,11 +6560,12 @@ Feature: Charge-off
| 5 | 31 | 01 June 2024 | | 16.85 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 16.85 | 0.1 | 0.0 | 0.0 | 16.95 | 0.0 | 0.0 | 0.0 | 16.95 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Accrual | 2.05 | 0.0 | 2.05 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 17.01 | 16.75 | 0.26 | 0.0 | 0.0 | 83.25 | false | false |
| 01 March 2024 | Charge-off | 84.99 | 83.25 | 1.74 | 0.0 | 0.0 | 0.0 | false | false |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Accrual | 2.05 | 0.0 | 2.05 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 17.01 | 16.75 | 0.26 | 0.0 | 0.0 | 83.25 | false | false |
| 01 March 2024 | Accrual Adjustment | 1.03 | 0.0 | 1.03 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Charge-off | 84.99 | 83.25 | 1.74 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3513
Scenario: Accrual handling in case of charged-off loan when loan behavior is zero-interest with interestRecalculation enabled, interest recognition from disbursement date = FALSE
@@ -6666,6 +6670,7 @@ Feature: Charge-off
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Charge-off | 100.56 | 100.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
Then LoanAccrualTransactionCreatedBusinessEvent is raised on "31 January 2024"
@TestRailId:C3514
Scenario: Accrual handling in case of charged-off loan when loan behavior is zero-interest with interestRecalculation enabled, interest recognition from disbursement date = TRUE
@@ -6771,3 +6776,584 @@ Feature: Charge-off
| 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Charge-off | 100.56 | 100.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3515
Scenario: Accrual handling in case of charged-off loan and backdated repayment reversal when loan behavior is zero-interest with interestRecalculation enabled, interest recognition from disbursement date = FALSE
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF | 01 January 2024 | 1000 | 26 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 54.75 | 0 | 0 | 1054.75 | 0 | 0 | 0 | 1054.75 |
When Admin sets the business date to "15 January 2024"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "15 January 2024" with 263.69 EUR transaction amount
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 15 January 2024 | 746.09 | 253.91 | 9.78 | 0.0 | 0.0 | 263.69 | 263.69 | 263.69 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 507.44 | 238.65 | 25.04 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 254.74 | 252.7 | 10.99 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 254.74 | 5.52 | 0.0 | 0.0 | 260.26 | 0.0 | 0.0 | 0.0 | 260.26 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 51.33 | 0 | 0 | 1051.33 | 263.69 | 263.69 | 0 | 787.64 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
When Admin sets the business date to "20 January 2024"
When Admin runs inline COB job for Loan
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
| 15 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
And Admin does charge-off the loan on "20 January 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 15 January 2024 | 748.7 | 251.3 | 12.39 | 0.0 | 0.0 | 263.69 | 263.69 | 263.69 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 485.01 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 221.32 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 221.32 | 0.0 | 0.0 | 0.0 | 221.32 | 0.0 | 0.0 | 0.0 | 221.32 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 12.39 | 0 | 0 | 1012.39 | 263.69 | 263.69 | 0 | 748.7 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
| 15 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Charge-off | 748.7 | 746.09 | 2.61 | 0.0 | 0.0 | 0.0 | false | false |
Then LoanAccrualTransactionCreatedBusinessEvent is raised on "20 January 2024"
When Admin sets the business date to "21 January 2024"
When Customer undo "1"th "Repayment" transaction made on "15 January 2024"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | true | false |
| 15 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.89 | 0.0 | 0.89 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Charge-off | 1013.28 | 1000.0 | 13.28 | 0.0 | 0.0 | 0.0 | false | true |
@TestRailId:C3516
Scenario: Accrual handling in case of charged-off loan with backdated repayment when loan behavior is zero-interest with interestRecalculation enabled, interest recognition from disbursement date = FALSE
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 |
When Admin sets the business date to "14 February 2024"
When Admin runs inline COB job for Loan
And Admin does charge-off the loan on "14 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 2 | 29 | 01 March 2024 | | 66.82 | 16.75 | 0.26 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 49.81 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 32.8 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 15.79 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 15.79 | 0.0 | 0.0 | 0.0 | 15.79 | 0.0 | 0.0 | 0.0 | 15.79 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100 | 0.84 | 0 | 0 | 100.84 | 0 | 0 | 0 | 100.84 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Charge-off | 100.84 | 100.0 | 0.84 | 0.0 | 0.0 | 0.0 | false | false |
Then LoanAccrualTransactionCreatedBusinessEvent is raised on "14 February 2024"
# ----- backdated repayment on 1 February made on 14 February ----- #
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 66.78 | 16.79 | 0.22 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 49.77 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 32.76 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 15.75 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 15.75 | 0.0 | 0.0 | 0.0 | 15.75 | 0.0 | 0.0 | 0.0 | 15.75 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100 | 0.8 | 0 | 0 | 100.8 | 17.01 | 0 | 0 | 83.79 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Accrual Adjustment | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Charge-off | 83.79 | 83.57 | 0.22 | 0.0 | 0.0 | 0.0 | false | true |
Then LoanAccrualAdjustmentTransactionBusinessEvent is raised on "14 February 2024"
@TestRailId:C3517
Scenario: Accrual handling in case of charged-off loan and backdated repayment reversal when loan behavior is zero-interest with interestRecalculation enabled, interest recognition from disbursement date = TRUE
When Admin sets the business date to "2 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_INT_RECALCULATION_ZERO_INT_CHARGE_OFF_INT_RECOGNITION_FROM_DISB_DATE | 01 January 2024 | 1000 | 26 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 54.75 | 0 | 0 | 1054.75 | 0 | 0 | 0 | 1054.75 |
When Admin sets the business date to "15 January 2024"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "15 January 2024" with 263.69 EUR transaction amount
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 15 January 2024 | 746.09 | 253.91 | 9.78 | 0.0 | 0.0 | 263.69 | 263.69 | 263.69 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 507.44 | 238.65 | 25.04 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 254.74 | 252.7 | 10.99 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 254.74 | 5.52 | 0.0 | 0.0 | 260.26 | 0.0 | 0.0 | 0.0 | 260.26 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 51.33 | 0 | 0 | 1051.33 | 263.69 | 263.69 | 0 | 787.64 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
When Admin sets the business date to "20 January 2024"
When Admin runs inline COB job for Loan
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
| 15 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
And Admin does charge-off the loan on "20 January 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 15 January 2024 | 748.7 | 251.3 | 12.39 | 0.0 | 0.0 | 263.69 | 263.69 | 263.69 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 485.01 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 221.32 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 221.32 | 0.0 | 0.0 | 0.0 | 221.32 | 0.0 | 0.0 | 0.0 | 221.32 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 12.39 | 0 | 0 | 1012.39 | 263.69 | 263.69 | 0 | 748.7 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | false | false |
| 15 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Charge-off | 748.7 | 746.09 | 2.61 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "21 January 2024"
When Customer undo "1"th "Repayment" transaction made on "15 January 2024"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.91 | 9.78 | 0.0 | 0.0 | 746.09 | true | false |
| 15 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.89 | 0.0 | 0.89 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Charge-off | 1013.28 | 1000.0 | 13.28 | 0.0 | 0.0 | 0.0 | false | true |
Then LoanAccrualTransactionCreatedBusinessEvent is raised on "20 January 2024"
@TestRailId:C3518
Scenario: Accrual handling in case of charged-off loan with backdated repayment when loan behavior is zero-interest with interestRecalculation enabled, interest recognition from disbursement date = TRUE
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_INT_RECALCULATION_ZERO_INT_CHARGE_OFF_INT_RECOGNITION_FROM_DISB_DATE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 |
When Admin sets the business date to "14 February 2024"
When Admin runs inline COB job for Loan
And Admin does charge-off the loan on "14 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 2 | 29 | 01 March 2024 | | 66.82 | 16.75 | 0.26 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 49.81 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 32.8 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 15.79 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 15.79 | 0.0 | 0.0 | 0.0 | 15.79 | 0.0 | 0.0 | 0.0 | 15.79 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100 | 0.84 | 0 | 0 | 100.84 | 0 | 0 | 0 | 100.84 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Charge-off | 100.84 | 100.0 | 0.84 | 0.0 | 0.0 | 0.0 | false | false |
# ----- backdated repayment on 1 February made on 14 February ----- #
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 66.78 | 16.79 | 0.22 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 49.77 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 32.76 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 15.75 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 15.75 | 0.0 | 0.0 | 0.0 | 15.75 | 0.0 | 0.0 | 0.0 | 15.75 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100 | 0.8 | 0 | 0 | 100.8 | 17.01 | 0 | 0 | 83.79 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Accrual Adjustment | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Charge-off | 83.79 | 83.57 | 0.22 | 0.0 | 0.0 | 0.0 | false | true |
Then LoanAccrualAdjustmentTransactionBusinessEvent is raised on "14 February 2024"
fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
+25 -4
View File
@@ -21,6 +21,7 @@ package org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.im
import static java.math.BigDecimal.ZERO;
import static java.util.stream.Collectors.mapping;
import static java.util.stream.Collectors.toList;
import static org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction.accrualAdjustment;
import static org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction.accrueTransaction;
import static org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRelationTypeEnum.CHARGEBACK;
import static org.apache.fineract.portfolio.loanproduct.domain.AllocationType.FEE;
@@ -63,6 +64,9 @@ import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
import org.apache.fineract.infrastructure.core.service.DateUtils;
import org.apache.fineract.infrastructure.core.service.ExternalIdFactory;
import org.apache.fineract.infrastructure.core.service.MathUtil;
import org.apache.fineract.infrastructure.event.business.domain.loan.transaction.LoanAccrualAdjustmentTransactionBusinessEvent;
import org.apache.fineract.infrastructure.event.business.domain.loan.transaction.LoanAccrualTransactionCreatedBusinessEvent;
import org.apache.fineract.infrastructure.event.business.service.BusinessEventNotifierService;
import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
import org.apache.fineract.organisation.monetary.domain.Money;
import org.apache.fineract.organisation.monetary.domain.MoneyHelper;
@@ -117,6 +121,7 @@ public class AdvancedPaymentScheduleTransactionProcessor extends AbstractLoanRep
private final InterestRefundService interestRefundService;
private final LoanTransactionRepository loanTransactionRepository;
private final ExternalIdFactory externalIdFactory;
private final BusinessEventNotifierService businessEventNotifierService;
@Override
public String getCode() {
@@ -2376,11 +2381,27 @@ public class AdvancedPaymentScheduleTransactionProcessor extends AbstractLoanRep
final BigDecimal missingAccrualAmount = newInterest.subtract(sumOfAccrualsTillChargeOff);
if (missingAccrualAmount.compareTo(BigDecimal.ZERO) == 0) {
return;
}
final LoanTransaction newAccrualTransaction;
if (missingAccrualAmount.compareTo(BigDecimal.ZERO) > 0) {
final LoanTransaction newAccrualTransaction = accrueTransaction(loan, loan.getOffice(), chargeOffDate, missingAccrualAmount,
missingAccrualAmount, ZERO, ZERO, externalIdFactory.create());
loan.addLoanTransaction(newAccrualTransaction);
loanTransactionRepository.saveAndFlush(newAccrualTransaction);
newAccrualTransaction = accrueTransaction(loan, loan.getOffice(), chargeOffDate, missingAccrualAmount, missingAccrualAmount,
ZERO, ZERO, externalIdFactory.create());
} else {
newAccrualTransaction = accrualAdjustment(loan, loan.getOffice(), chargeOffDate, missingAccrualAmount.abs(),
missingAccrualAmount.abs(), ZERO, ZERO, externalIdFactory.create());
}
loan.addLoanTransaction(newAccrualTransaction);
loanTransactionRepository.saveAndFlush(newAccrualTransaction);
if (newAccrualTransaction.isAccrual()) {
businessEventNotifierService.notifyPostBusinessEvent(new LoanAccrualTransactionCreatedBusinessEvent(newAccrualTransaction));
} else {
businessEventNotifierService.notifyPostBusinessEvent(new LoanAccrualAdjustmentTransactionBusinessEvent(newAccrualTransaction));
}
}
}
fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessorTest.java
+1 -1
View File
@@ -111,7 +111,7 @@ class AdvancedPaymentScheduleTransactionProcessorTest {
@BeforeEach
public void setUp() {
underTest = new AdvancedPaymentScheduleTransactionProcessor(emiCalculator, loanRepositoryWrapper, null, null, null);
underTest = new AdvancedPaymentScheduleTransactionProcessor(emiCalculator, loanRepositoryWrapper, null, null, null, null);
ThreadLocalContextUtil.setTenant(new FineractPlatformTenant(1L, "default", "Default", "Asia/Kolkata", null));
ThreadLocalContextUtil.setActionContext(ActionContext.DEFAULT);
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/starter/LoanAccountAutoStarter.java
+4 -2
View File
@@ -20,6 +20,7 @@ package org.apache.fineract.portfolio.loanaccount.starter;
import java.util.List;
import org.apache.fineract.infrastructure.core.service.ExternalIdFactory;
import org.apache.fineract.infrastructure.event.business.service.BusinessEventNotifierService;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleTransactionProcessorFactory;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepositoryWrapper;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRepository;
@@ -112,8 +113,9 @@ public class LoanAccountAutoStarter {
public AdvancedPaymentScheduleTransactionProcessor advancedPaymentScheduleTransactionProcessor(EMICalculator emiCalculator,
LoanRepositoryWrapper loanRepositoryWrapper,
@Lazy ProgressiveLoanInterestRefundServiceImpl progressiveLoanInterestRefundService,
LoanTransactionRepository loanTransactionRepository, ExternalIdFactory externalIdFactory) {
LoanTransactionRepository loanTransactionRepository, ExternalIdFactory externalIdFactory,
@Lazy BusinessEventNotifierService businessEventNotifierService) {
return new AdvancedPaymentScheduleTransactionProcessor(emiCalculator, loanRepositoryWrapper, progressiveLoanInterestRefundService,
loanTransactionRepository, externalIdFactory);
loanTransactionRepository, externalIdFactory, businessEventNotifierService);
}
}