FINERACT-2232: Added e2e test covering capitalized income adjustment
This commit is contained in:
Rustam Zeinalov
committed by
Adam Saghy
Adam Saghy
parent
82eafad8dd
commit
7051fe94aa
+1
@@ -123,6 +123,7 @@ public enum DefaultLoanProduct implements LoanProduct {
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LP2_ADV_PYMNT_INT_DAILY_EMI_ACTUAL_ACTUAL_NO_INTEREST_RECALC_INT_REFUND_FULL_ACC_MATUR_CHARGE_OFF, //
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LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT, //
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LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME, //
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LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC, //
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LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME, //
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LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_FEE, //
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LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME, //
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+4
@@ -58,4 +58,8 @@ public class BusinessDateHelper {
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public BusinessDateRequest defaultBusinessDateRequest() {
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return new BusinessDateRequest().type(BUSINESS_DATE_REQUEST_TYPE).dateFormat(DATE_FORMAT).locale(DEFAULT_LOCALE);
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}
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public String getBusinessDate() throws IOException {
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return businessDateManagementApi.getBusinessDate(DATE_FORMAT).toString();
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}
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}
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+44
@@ -2623,6 +2623,50 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
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TestContext.INSTANCE.set(
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TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_360_30_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_ACCRUAL_ACTIVITY,
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responseLoanProductsRequestAdvInterestRecalculationZeroInterestChargeOffBehaviourAccrualActivity);
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// LP2 with progressive loan schedule + horizontal + interest EMI + 360/30 + custom allocation capital
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// adjustment
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// + interest recalculation, preClosureInterestCalculationStrategy= till preclose,
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// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
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// capitalized income enabled + income type - fee
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final String name106 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC
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.getName();
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final PostLoanProductsRequest loanProductsRequestLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncomeAdjCustomAlloc = loanProductsRequestFactory
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.defaultLoanProductsRequestLP2EmiCapitalizedIncome()//
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.name(name106)//
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.daysInYearType(DaysInYearType.DAYS360.value)//
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.daysInMonthType(DaysInMonthType.DAYS30.value)//
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.isInterestRecalculationEnabled(true)//
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.preClosureInterestCalculationStrategy(1)//
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.rescheduleStrategyMethod(4)//
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.interestRecalculationCompoundingMethod(0)//
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.recalculationRestFrequencyType(2)//
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.recalculationRestFrequencyInterval(1)//
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.paymentAllocation(List.of(//
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createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
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createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
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createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
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createPaymentAllocation("CAPITALIZED_INCOME_ADJUSTMENT", "NEXT_INSTALLMENT",
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LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PRINCIPAL, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_INTEREST, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_FEE, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PENALTY, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PRINCIPAL, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_INTEREST, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_FEE, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PENALTY, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PRINCIPAL, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_INTEREST, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_FEE, //
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LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PENALTY), //
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createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT")));//
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final Response<PostLoanProductsResponse> responseLoanProductsRequestLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncomeAdjCustomAlloc = loanProductsApi
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.createLoanProduct(loanProductsRequestLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncomeAdjCustomAlloc).execute();
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TestContext.INSTANCE.set(
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TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC,
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responseLoanProductsRequestLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncomeAdjCustomAlloc);
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}
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public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
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+80
-5
@@ -121,11 +121,7 @@ import org.apache.fineract.test.data.loanproduct.LoanProductResolver;
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import org.apache.fineract.test.data.paymenttype.DefaultPaymentType;
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import org.apache.fineract.test.data.paymenttype.PaymentTypeResolver;
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import org.apache.fineract.test.factory.LoanRequestFactory;
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import org.apache.fineract.test.helper.CodeHelper;
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import org.apache.fineract.test.helper.ErrorHelper;
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import org.apache.fineract.test.helper.ErrorMessageHelper;
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import org.apache.fineract.test.helper.ErrorResponse;
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import org.apache.fineract.test.helper.Utils;
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import org.apache.fineract.test.helper.*;
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import org.apache.fineract.test.initializer.global.LoanProductGlobalInitializerStep;
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import org.apache.fineract.test.messaging.EventAssertion;
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import org.apache.fineract.test.messaging.config.EventProperties;
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@@ -161,6 +157,10 @@ public class LoanStepDef extends AbstractStepDef {
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private static final Gson GSON = new JSON().getGson();
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private static final DateTimeFormatter FORMATTER = DateTimeFormatter.ofPattern(DATE_FORMAT);
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private static final DateTimeFormatter FORMATTER_EVENTS = DateTimeFormatter.ofPattern(DATE_FORMAT_EVENTS);
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private static final String TRANSACTION_DATE_FORMAT = "dd MMMM yyyy";
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@Autowired
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private BusinessDateHelper businessDateHelper;
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@Autowired
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private LoansApi loansApi;
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@@ -4112,6 +4112,26 @@ public class LoanStepDef extends AbstractStepDef {
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ErrorHelper.checkSuccessfulApiCall(capitalizedIncomeResponse);
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}
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public Response<PostLoansLoanIdTransactionsResponse> adjustCapitalizedIncome(final String transactionPaymentType,
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final String transactionDate, final String amount, final Long transactionId) throws IOException {
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final Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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final long loanId = loanResponse.body().getLoanId();
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final DefaultPaymentType paymentType = DefaultPaymentType.valueOf(transactionPaymentType);
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final Long paymentTypeValue = paymentTypeResolver.resolve(paymentType);
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final PostLoansLoanIdTransactionsTransactionIdRequest capitalizedIncomeRequest = new PostLoansLoanIdTransactionsTransactionIdRequest()
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.transactionDate(transactionDate).dateFormat("dd MMMM yyyy").locale("en").transactionAmount(Double.valueOf(amount))
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.paymentTypeId(paymentTypeValue).externalId("EXT-CAP-INC-ADJ-" + UUID.randomUUID());
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// Use adjustLoanTransaction with the transaction ID and command
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final Response<PostLoansLoanIdTransactionsResponse> capitalizedIncomeResponse = loanTransactionsApi
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.adjustLoanTransaction(loanId, transactionId, capitalizedIncomeRequest, "capitalizedIncomeAdjustment").execute();
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return capitalizedIncomeResponse;
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}
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@Then("Capitalized income with payment type {string} on {string} is forbidden with amount {string} while exceed approved amount")
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public void capitalizedIncomeForbiddenExceedApprovedAmount(final String transactionPaymentType, final String transactionDate,
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final String amount) throws IOException {
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@@ -4143,4 +4163,59 @@ public class LoanStepDef extends AbstractStepDef {
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eventAssertion.assertEventRaised(LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent.class,
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finalAmortizationTransactionId);
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}
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@And("Admin adds capitalized income adjustment with {string} payment type to the loan on {string} with {string} EUR transaction amount")
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public void adminAddsCapitalizedIncomeAdjustmentToTheLoan(final String transactionPaymentType, final String transactionDate,
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final String amount) throws IOException {
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final Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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final long loanId = loanResponse.body().getLoanId();
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final DefaultPaymentType paymentType = DefaultPaymentType.valueOf(transactionPaymentType);
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final Long paymentTypeValue = paymentTypeResolver.resolve(paymentType);
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// Get current business date to ensure we're not creating backdated transactions
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String currentBusinessDate = businessDateHelper.getBusinessDate();
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log.info("Current business date: {}, Transaction date: {}", currentBusinessDate, transactionDate);
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final Response<GetLoansLoanIdResponse> loanDetailsResponse = loansApi.retrieveLoan(loanId, false, "transactions", "", "").execute();
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ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
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final List<GetLoansLoanIdTransactions> transactions = loanDetailsResponse.body().getTransactions();
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final GetLoansLoanIdTransactions capitalizedIncomeTransaction = transactions.stream()
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.filter(t -> "Capitalized Income".equals(t.getType().getValue())).findFirst()
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.orElseThrow(() -> new IllegalStateException("No Capitalized Income transaction found for loan " + loanId));
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final Response<PostLoansLoanIdTransactionsResponse> adjustmentResponse = adjustCapitalizedIncome(transactionPaymentType,
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transactionDate, amount, capitalizedIncomeTransaction.getId());
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testContext().set(TestContextKey.LOAN_CAPITALIZED_INCOME_ADJUSTMENT_RESPONSE, adjustmentResponse);
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ErrorHelper.checkSuccessfulApiCall(adjustmentResponse);
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log.info("Capitalized Income Adjustment created: Transaction ID {}", adjustmentResponse.body().getResourceId());
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}
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@And("Admin adds invalid capitalized income adjustment with {string} payment type to the loan on {string} with {string} EUR transaction amount")
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public void adminAddsArbitraryCapitalizedIncomeAdjustmentToTheLoan(final String transactionPaymentType, final String transactionDate,
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final String amount) throws IOException {
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final Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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final long loanId = loanResponse.body().getLoanId();
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// Get current business date to ensure we're not creating backdated transactions
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String currentBusinessDate = businessDateHelper.getBusinessDate();
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log.info("Current business date: {}, Transaction date: {}", currentBusinessDate, transactionDate);
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final Response<GetLoansLoanIdResponse> loanDetailsResponse = loansApi.retrieveLoan(loanId, false, "transactions", "", "").execute();
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ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
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final List<GetLoansLoanIdTransactions> transactions = loanDetailsResponse.body().getTransactions();
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final GetLoansLoanIdTransactions capitalizedIncomeTransaction = transactions.stream()
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.filter(t -> "Capitalized Income".equals(t.getType().getValue())).findFirst()
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.orElseThrow(() -> new IllegalStateException("No Capitalized Income transaction found for loan " + loanId));
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final Response<PostLoansLoanIdTransactionsResponse> adjustmentResponse = adjustCapitalizedIncome(transactionPaymentType,
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transactionDate, amount, capitalizedIncomeTransaction.getId());
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testContext().set(TestContextKey.LOAN_CAPITALIZED_INCOME_ADJUSTMENT_RESPONSE, adjustmentResponse);
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ErrorHelper.checkFailedApiCall(adjustmentResponse,400);
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}
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}
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+2
@@ -147,6 +147,7 @@ public abstract class TestContextKey {
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE = "loanProductCreateResponseLP2AdvancedPaymentInterestRecalculationDailyEmi36030Multidisburse";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CASH_ACCOUNTING_DISBURSEMENT_CHARGES = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyCashBasedDisbursementCharge";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_PROGRESSIVE_ADV_PYMNT_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvancedPaymentCapitalizedIncome";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyCapitalizedIncomeAdjCustomAlloc";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncome";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_FEE = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncomeFee";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcMultidisbursalCapitalizedIncome";
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@@ -217,4 +218,5 @@ public abstract class TestContextKey {
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public static final String LOAN_CAPITALIZED_INCOME_RESPONSE = "loanCapitalizedIncomeResponse";
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public static final String LOAN_DISBURSEMENT_DETAIL_RESPONSE = "loanDisbursementDetailResponse";
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public static final String LOAN_CAPITALIZED_INCOME_AMORTIZATION_ID = "loanCapitalizedIncomeAmortizationId";
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public static final String LOAN_CAPITALIZED_INCOME_ADJUSTMENT_RESPONSE = "loanCapitalizedIncomeAdjustmentResponse";
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}
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@@ -1909,3 +1909,931 @@ Feature: Capitalized Income
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| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 March 2024 | Charge-off | 101.17 | 100.29 | 0.88 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 March 2024 | Capitalized Income Amortization | 17.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | false | false |
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@TestRailId:C3665
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Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj < Bal - UC4
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When Admin sets the business date to "01 January 2024"
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And Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
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And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
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Then Loan status will be "ACTIVE"
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
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# Journal entry checks for initial transactions
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Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 100.0 | |
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| LIABILITY | 145023 | Suspense/Clearing account | | 100.0 |
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Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 50.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
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When Admin sets the business date to "01 February 2024"
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When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
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| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
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# Journal entry check for repayment
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Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | | 49.71 |
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| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
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| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
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When Admin sets the business date to "02 February 2024"
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And Admin runs inline COB job for Loan
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
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| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
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| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
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| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
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# Journal entry check for accrual
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Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112603 | Interest/Fee Receivable | 0.87 | |
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| INCOME | 404000 | Interest Income | | 0.87 |
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# Journal entry check for final capitalized income amortization
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Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| INCOME | 404000 | Interest Income | | 0.83 |
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| LIABILITY | 145024 | Deferred Capitalized Income | 0.83 | |
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When Admin sets the business date to "01 March 2024"
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And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
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| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
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| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
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| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
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| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
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# Journal entry check for March repayment
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Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | | 49.99 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.59 |
|
||||
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
||||
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount
|
||||
# Journal entry check for final capitalized income adjustment
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
||||
When Admin sets the business date to "01 April 2024"
|
||||
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 40.54 EUR transaction amount and system-generated Idempotency key
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
||||
| 01 April 2024 | Repayment | 40.54 | 40.3 | 0.24 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 April 2024 | Accrual | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 April 2024 | Capitalized Income Amortization | 39.17 | 0.0 | 39.17 | 0.0 | 0.0 | 0.0 | false |
|
||||
# Journal entry check for final repayment
|
||||
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 40.3 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.24 |
|
||||
| LIABILITY | 145023 | Suspense/Clearing account | 40.54 | |
|
||||
# Journal entry check for final accrual
|
||||
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | 0.83 | |
|
||||
| INCOME | 404000 | Interest Income | | 0.83 |
|
||||
# Journal entry check for final capitalized income amortization
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| INCOME | 404000 | Interest Income | | 39.17 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 39.17 | |
|
||||
# Journal entry check for final capitalized income adjustment
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
||||
|
||||
@TestRailId:C3707
|
||||
Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj > Bal - UC5
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
And Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with the following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
||||
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
||||
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
||||
Then Loan status will be "ACTIVE"
|
||||
And Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
# Journal entry checks for initial transactions
|
||||
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
||||
| LIABILITY | 145023 | Suspense/Clearing account | | 100.0 |
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
||||
When Admin sets the business date to "01 February 2024"
|
||||
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
# Journal entry check for February repayment
|
||||
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
||||
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
||||
When Admin sets the business date to "02 February 2024"
|
||||
And Admin runs inline COB job for Loan
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
# Journal entry check for February accrual
|
||||
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | 0.87 | |
|
||||
| INCOME | 404000 | Interest Income | | 0.87 |
|
||||
# Journal entry check for February capitalized income amortization
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| INCOME | 404000 | Interest Income | | 0.83 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 0.83 | |
|
||||
When Admin sets the business date to "01 March 2024"
|
||||
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
||||
# Journal entry check for March repayment
|
||||
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 49.99 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.59 |
|
||||
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
||||
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount
|
||||
# Journal entry checks for Capitalized Income Adjustment
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
||||
When Admin sets the business date to "15 March 2024"
|
||||
# Journal entry checks for Capitalized Income Adjustment
|
||||
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 March 2024" with "5" EUR transaction amount
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 5.0 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
||||
| 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false |
|
||||
When Admin sets the business date to "01 April 2024"
|
||||
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 35.52 EUR transaction amount and system-generated Idempotency key
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
||||
| 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false |
|
||||
| 01 April 2024 | Repayment | 35.52 | 35.3 | 0.22 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 April 2024 | Accrual | 0.81 | 0.0 | 0.81 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 April 2024 | Capitalized Income Amortization | 34.17 | 0.0 | 34.17 | 0.0 | 0.0 | 0.0 | false |
|
||||
# Journal entry check for final April repayment
|
||||
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 35.3 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.22 |
|
||||
| LIABILITY | 145023 | Suspense/Clearing account | 35.52 | |
|
||||
# Journal entry check for final April accrual
|
||||
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | 0.81 | |
|
||||
| INCOME | 404000 | Interest Income | | 0.81 |
|
||||
# Journal entry check for final April capitalized income amortization
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| INCOME | 404000 | Interest Income | | 34.17 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 34.17 | |
|
||||
# Journal entry checks for Capitalized Income Adjustments - INTACT
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 5.0 |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | |
|
||||
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
|
||||
|
||||
@TestRailId:C3702
|
||||
Scenario: Verify Capitalized Income adjustment reverse replay with backdated repayment transaction
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
And Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with the following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
||||
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
||||
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
||||
When Admin sets the business date to "02 January 2024"
|
||||
And Admin runs inline COB job for Loan
|
||||
Then Loan status will be "ACTIVE"
|
||||
When Admin sets the business date to "01 March 2024"
|
||||
And Admin runs inline COB job for Loan
|
||||
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "50" EUR transaction amount
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.71 | 0.29 | 0.0 | 0.0 | 100.29 | false | false |
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.29 |
|
||||
| INCOME | 404000 | Interest Income | 33.0 | |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | |
|
||||
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 33.72 EUR transaction amount and system-generated Idempotency key
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Repayment | 33.72 | 33.72 | 0.0 | 0.0 | 0.0 | 116.28 | false | false |
|
||||
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.13 | 0.87 | 0.0 | 0.0 | 67.15 | false | true |
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 49.13 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
||||
| INCOME | 404000 | Interest Income | 33.0 | |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | |
|
||||
|
||||
@TestRailId:C3703
|
||||
Scenario: Verify Capitalized Income adjustment reverse replay with backdated charge
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
And Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with the following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 151 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||
And Admin successfully approves the loan on "01 January 2024" with "151" amount and expected disbursement date on "01 January 2024"
|
||||
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
||||
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "51" EUR transaction amount
|
||||
When Admin sets the business date to "02 January 2024"
|
||||
And Admin runs inline COB job for Loan
|
||||
Then Loan status will be "ACTIVE"
|
||||
When Admin sets the business date to "01 March 2024"
|
||||
And Admin runs inline COB job for Loan
|
||||
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "51" EUR transaction amount
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.12 | 0.88 | 0.0 | 0.0 | 100.88 | false | false |
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 50.12 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.88 |
|
||||
| INCOME | 404000 | Interest Income | 33.6 | |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 17.4 | |
|
||||
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "01 February 2024" due date and 10 EUR transaction amount
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false |
|
||||
| 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.04 | 0.88 | 0.08 | 0.0 | 100.96 | false | true |
|
||||
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
||||
| Type | Account code | Account name | Debit | Credit |
|
||||
| ASSET | 112601 | Loans Receivable | | 50.04 |
|
||||
| ASSET | 112603 | Interest/Fee Receivable | | 0.96 |
|
||||
| INCOME | 404000 | Interest Income | 33.6 | |
|
||||
| LIABILITY | 145024 | Deferred Capitalized Income | 17.4 | |
|
||||
|
||||
@TestRailId:C3712
|
||||
Scenario: Verify Capitalized Income Adjustment validation - Total adjustment amount cannot exceed original transaction amount
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
And Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with the following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
||||
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
||||
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
||||
Then Loan status will be "ACTIVE"
|
||||
When Admin sets the business date to "01 February 2024"
|
||||
# Try to adjust more than original capitalized income amount (50 EUR) - should fail
|
||||
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "60" EUR transaction amount
|
||||
|
||||
@TestRailId:C3713
|
||||
Scenario: Verify Capitalized Income Adjustment validation - Adjustment transaction date cannot be earlier than original transaction date
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
And Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with the following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
||||
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
||||
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
||||
Then Loan status will be "ACTIVE"
|
||||
When Admin sets the business date to "01 February 2024"
|
||||
# Try to adjust with date earlier than original transaction (31 December 2023) - should fail
|
||||
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "31 December 2024" with "60" EUR transaction amount
|
||||
|
||||
@TestRailId:C3714
|
||||
Scenario: Verify Capitalized Income Adjustment validation - Multiple adjustments cannot exceed original amount
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
And Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with the following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
||||
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
||||
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
||||
Then Loan status will be "ACTIVE"
|
||||
When Admin sets the business date to "01 February 2024"
|
||||
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "30" EUR transaction amount
|
||||
When Admin sets the business date to "01 March 2024"
|
||||
# Try to add another adjustment that would exceed total
|
||||
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 Marcj 2024" with "25" EUR transaction amount
|
||||
|
||||
@TestRailId:C3715
|
||||
Scenario: Verify Capitalized Income Adjustment - Balance cannot go negative, set to zero instead
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
And Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with the following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
||||
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
||||
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
||||
When Admin sets the business date to "01 February 2024"
|
||||
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
||||
When Admin sets the business date to "02 February 2024"
|
||||
And Admin runs inline COB job for Loan
|
||||
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
||||
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
||||
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
||||
And Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
||||
And Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
When Admin sets the business date to "01 March 2024"
|
||||
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.89 EUR transaction amount and system-generated Idempotency key
|
||||
When Admin sets the business date to "02 March 2024"
|
||||
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 March 2024" with "50" EUR transaction amount
|
||||
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
||||
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
||||
| 3 | 31 | 01 April 2024 | 02 March 2024 | 0.0 | 50.3 | 0.01 | 0.0 | 0.0 | 50.31 | 50.31 | 50.31 | 0.0 | 0.0 |
|
||||
And Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 150.0 | 1.47 | 0.00 | 0.00 | 151.47 | 151.47 | 50.31 | 0.0 | 0.0 |
|
||||
And Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
||||
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
||||
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
||||
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
||||
| 01 March 2024 | Repayment | 50.89 | 50.3 | 0.59 | 0.0 | 0.0 | 49.99 | false |
|
||||
| 02 March 2024 | Capitalized Income Adjustment | 50.0 | 49.99 | 0.01 | 0.0 | 0.0 | 0.0 | false |
|
||||
|
||||
Reference in New Issue
Block a user