FINERACT-2081: Fix Accrual Activity Reversal on Installment Due Date.

* Accrual Activity is not recalculated during reopen transaction recalculation
* integration tests cover reverse replay verification and extra use cases

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/AbstractLoanRepaymentScheduleTransactionProcessor.java

@@ -185,7 +185,10 @@ public abstract class AbstractLoanRepaymentScheduleTransactionProcessor implemen
                      * Check if the transaction amounts have changed. If so, reverse the original transaction and update
                      * changedTransactionDetail accordingly
                      **/
-                    if (LoanTransaction.transactionAmountsMatch(currency, loanTransaction, newLoanTransaction)) {
+                    if (newLoanTransaction.isReversed()) {
+                        loanTransaction.reverse();
+                        changedTransactionDetail.getNewTransactionMappings().put(loanTransaction.getId(), loanTransaction);
+                    } else if (LoanTransaction.transactionAmountsMatch(currency, loanTransaction, newLoanTransaction)) {
                         loanTransaction.updateLoanTransactionToRepaymentScheduleMappings(
                                 newLoanTransaction.getLoanTransactionToRepaymentScheduleMappings());
                     } else {
@@ -225,8 +228,12 @@ public abstract class AbstractLoanRepaymentScheduleTransactionProcessor implemen
                 .filter(installment -> LoanRepaymentScheduleProcessingWrapper.isInPeriod(loanTransaction.getTransactionDate(), installment,
                         installment.getInstallmentNumber().equals(firstNormalInstallmentNumber)))
                 .findFirst().orElseThrow();
-        if (loanTransaction.getDateOf().isEqual(currentInstallment.getDueDate()) || installments.stream()
-                .filter(i -> !i.isAdditional() && !i.isDownPayment()).noneMatch(LoanRepaymentScheduleInstallment::isNotFullyPaidOff)) {
+
+        if (currentInstallment.isNotFullyPaidOff() && (currentInstallment.getDueDate().isAfter(loanTransaction.getTransactionDate())
+                || (currentInstallment.getDueDate().isEqual(loanTransaction.getTransactionDate())
+                        && loanTransaction.getTransactionDate().equals(DateUtils.getBusinessLocalDate())))) {
+            loanTransaction.reverse();
+        } else {
             loanTransaction.resetDerivedComponents();
             final Money principalPortion = Money.zero(currency);
             Money interestPortion = currentInstallment.getInterestCharged(currency);

integration-tests/src/test/java/org/apache/fineract/integrationtests/BaseLoanIntegrationTest.java

@@ -50,6 +50,7 @@ import java.util.Optional;
 import java.util.UUID;
 import java.util.concurrent.atomic.AtomicInteger;
 import java.util.function.Consumer;
+import java.util.function.Function;
 import lombok.AllArgsConstructor;
 import lombok.RequiredArgsConstructor;
 import lombok.ToString;
@@ -62,6 +63,7 @@ import org.apache.fineract.client.models.BusinessDateRequest;
 import org.apache.fineract.client.models.GetJournalEntriesTransactionIdResponse;
 import org.apache.fineract.client.models.GetLoansLoanIdRepaymentPeriod;
 import org.apache.fineract.client.models.GetLoansLoanIdResponse;
+import org.apache.fineract.client.models.GetLoansLoanIdStatus;
 import org.apache.fineract.client.models.GetLoansLoanIdTransactions;
 import org.apache.fineract.client.models.JournalEntryTransactionItem;
 import org.apache.fineract.client.models.PaymentAllocationOrder;
@@ -238,6 +240,32 @@ public abstract class BaseLoanIntegrationTest {
         assertEquals(paidLate, period.getTotalPaidLateForPeriod());
     }
 
+    /**
+     * Verifies the loan status by applying the given extractor function to the status of the loan details. This method
+     * ensures that the loan details, loan status, and the result of the extractor are not null and asserts that the
+     * result of the extractor function is true.
+     *
+     * @param loanDetails
+     *            the loan details object containing the loan status
+     * @param extractor
+     *            a function that extracts a boolean value from the loan status for verification
+     * @throws AssertionError
+     *             if any of the following conditions are not met:
+     *             <ul>
+     *             <li>The loan details object is not null</li>
+     *             <li>The loan status in the loan details is not null</li>
+     *             <li>The value extracted by the extractor function is not null</li>
+     *             <li>The value extracted by the extractor function is true</li>
+     *             </ul>
+     */
+    protected void verifyLoanStatus(GetLoansLoanIdResponse loanDetails, Function<GetLoansLoanIdStatus, Boolean> extractor) {
+        Assertions.assertNotNull(loanDetails);
+        Assertions.assertNotNull(loanDetails.getStatus());
+        Boolean actualValue = extractor.apply(loanDetails.getStatus());
+        Assertions.assertNotNull(actualValue);
+        Assertions.assertTrue(actualValue);
+    }
+
     private String getNonByPassUserAuthKey(RequestSpecification requestSpec, ResponseSpecification responseSpec) {
         // creates the user
         UserHelper.getSimpleUserWithoutBypassPermission(requestSpec, responseSpec);

integration-tests/src/test/java/org/apache/fineract/integrationtests/ExternalBusinessEventTest.java

@@ -42,6 +42,8 @@ import lombok.NoArgsConstructor;
 import lombok.extern.slf4j.Slf4j;
 import org.apache.commons.collections4.CollectionUtils;
 import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.client.models.GetLoansLoanIdResponse;
+import org.apache.fineract.client.models.GetLoansLoanIdStatus;
 import org.apache.fineract.client.models.GlobalConfigurationPropertyData;
 import org.apache.fineract.client.models.PostClientsResponse;
 import org.apache.fineract.client.models.PostCreateRescheduleLoansRequest;
@@ -53,6 +55,7 @@ import org.apache.fineract.client.models.PostLoansLoanIdChargesResponse;
 import org.apache.fineract.client.models.PostLoansLoanIdRequest;
 import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
 import org.apache.fineract.client.models.PostLoansRequest;
+import org.apache.fineract.client.models.PostLoansResponse;
 import org.apache.fineract.client.models.PostUpdateRescheduleLoansRequest;
 import org.apache.fineract.infrastructure.configuration.api.GlobalConfigurationConstants;
 import org.apache.fineract.infrastructure.event.external.service.validation.ExternalEventDTO;
@@ -715,6 +718,81 @@ public class ExternalBusinessEventTest extends BaseLoanIntegrationTest {
         });
     }
 
+    /**
+     * Using Interest bearing Progressive Loan, Accrual Activity Posting, InterestRecalculation, 25% yearly interest 6
+     * repayment 450 USD principal.
+     * <li>apply, approve and disburse backdated on 17 August 2024</li>
+     * <li>repay 600 on 17 January 2025</li>
+     * <li>verify Accrual and Accrual Activity transaction creation</li>
+     * <li>verify that the loan become overpaid</li>
+     * <li>reverse repayment on same day</li>
+     * <li>verify there is no reverse replayed transaction during reversing the repayment</li>
+     * <li>verify transaction reversals</li>
+     */
+    @Test
+    public void testInterestBearingProgressiveInterestRecalculationReopenDueReverseRepayment() {
+        runAt("17 January 2025", () -> {
+            externalEventHelper.enableBusinessEvent("LoanAdjustTransactionBusinessEvent");
+            final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive() //
+                    .description("Interest bearing Progressive Loan USD, Accrual Activity Posting, NO InterestRecalculation") //
+                    .enableAccrualActivityPosting(true) //
+                    .daysInMonthType(DaysInMonthType.ACTUAL) //
+                    .daysInYearType(DaysInYearType.ACTUAL) //
+                    .isInterestRecalculationEnabled(false));//
+            PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applyLP2ProgressiveLoanRequest(client.getClientId(),
+                    loanProductsResponse.getResourceId(), "17 August 2024", 450.0, 25.0, 6, null));
+            Long loanId = postLoansResponse.getLoanId();
+            Assertions.assertNotNull(loanId);
+            loanTransactionHelper.approveLoan(loanId, approveLoanRequest(450.0, "17 August 2024"));
+            disburseLoan(loanId, BigDecimal.valueOf(450.0), "17 August 2024");
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024") //
+            );
+            Long repaymentId = loanTransactionHelper.makeLoanRepayment("17 January 2025", 600.0f, loanId.intValue()).getResourceId();
+            Assertions.assertNotNull(repaymentId);
+            GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(4.99, "Accrual Activity", "17 January 2025")); //
+            deleteAllExternalEvents();
+            loanTransactionHelper.reverseRepayment(loanId.intValue(), repaymentId.intValue(), "17 January 2025");
+
+            List<ExternalEventDTO> allExternalEvents = ExternalEventHelper.getAllExternalEvents(requestSpec, responseSpec);
+            // Verify that there were no reverse-replay event
+            List<ExternalEventDTO> list = allExternalEvents.stream() //
+                    .filter(x -> "LoanAdjustTransactionBusinessEvent".equals(x.getType()) //
+                            && x.getPayLoad().get("newTransactionDetail") != null //
+                            && x.getPayLoad().get("transactionToAdjust") != null) //
+                    .toList(); //
+            Assertions.assertEquals(0, list.size());
+
+            // verify that there were 2 transaction reversal event
+            list = allExternalEvents.stream() //
+                    .filter(x -> "LoanAdjustTransactionBusinessEvent".equals(x.getType()) //
+                            && x.getPayLoad().get("newTransactionDetail") == null //
+                            && x.getPayLoad().get("transactionToAdjust") != null) //
+                    .toList(); //
+            Assertions.assertEquals(2, list.size());
+
+            loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
+            verifyTransactions(loanId, transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    reversedTransaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024")); //
+        });
+    }
+
     @Test
     public void verifyInterestRefundPostBusinessEventCreatedForMerchantIssuedRefundWithInterestRefund() {
         AtomicReference<Long> loanIdRef = new AtomicReference<>();

integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanTransactionAccrualActivityPostingTest.java

@@ -43,6 +43,7 @@ import org.apache.fineract.client.models.ChargeToGLAccountMapper;
 import org.apache.fineract.client.models.GetLoanFeeToIncomeAccountMappings;
 import org.apache.fineract.client.models.GetLoanPaymentChannelToFundSourceMappings;
 import org.apache.fineract.client.models.GetLoansLoanIdResponse;
+import org.apache.fineract.client.models.GetLoansLoanIdStatus;
 import org.apache.fineract.client.models.PaymentAllocationOrder;
 import org.apache.fineract.client.models.PostChargesRequest;
 import org.apache.fineract.client.models.PostChargesResponse;
@@ -108,6 +109,323 @@ public class LoanTransactionAccrualActivityPostingTest extends BaseLoanIntegrati
                 "EXTERNAL_ASSET_OWNER_TRANSFER", "ACCRUAL_ACTIVITY_POSTING");
     }
 
+    /**
+     * Using Interest bearing Progressive Loan, Accrual Activity Posting, NO InterestRecalculation, 25% yearly interest
+     * 6 repayment 450 USD principal.
+     * <li>apply, approve and disburse backdated on 17 August 2024</li>
+     * <li>repay 600 on 17 January 2025</li>
+     * <li>verify Accrual and Accrual Activity transaction creation</li>
+     * <li>verify that the loan become overpaid</li>
+     * <li>reverse repayment on same day</li>
+     * <li>verify transaction reversals</li>
+     */
+    @Test
+    public void testInterestBearingProgressiveNoInterestRecalculationReopenDueReverseRepayment1() {
+        runAt("17 January 2025", () -> {
+            final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive() //
+                    .description("Interest bearing Progressive Loan USD, Accrual Activity Posting, NO InterestRecalculation") //
+                    .enableAccrualActivityPosting(true) //
+                    .daysInMonthType(DaysInMonthType.ACTUAL) //
+                    .daysInYearType(DaysInYearType.ACTUAL) //
+                    .isInterestRecalculationEnabled(false));//
+            PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applyLP2ProgressiveLoanRequest(client.getClientId(),
+                    loanProductsResponse.getResourceId(), "17 August 2024", 450.0, 25.0, 6, null));
+            Long loanId = postLoansResponse.getLoanId();
+            Assertions.assertNotNull(loanId);
+            loanTransactionHelper.approveLoan(loanId, approveLoanRequest(450.0, "17 August 2024"));
+            disburseLoan(loanId, BigDecimal.valueOf(450.0), "17 August 2024");
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024") //
+            );
+            Long repaymentId = loanTransactionHelper.makeLoanRepayment("17 January 2025", 600.0f, loanId.intValue()).getResourceId();
+            Assertions.assertNotNull(repaymentId);
+            GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(4.99, "Accrual Activity", "17 January 2025")); //
+            loanTransactionHelper.reverseRepayment(loanId.intValue(), repaymentId.intValue(), "17 January 2025");
+            loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
+            verifyTransactions(loanId, transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    reversedTransaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024")); //
+        });
+    }
+
+    /**
+     * Using Interest bearing Progressive Loan, Accrual Activity Posting, InterestRecalculation, 25% yearly interest 6
+     * repayment 450 USD principal.
+     * <li>apply, approve and disburse backdated on 17 August 2024</li>
+     * <li>repay 600 on 17 January 2025</li>
+     * <li>verify Accrual and Accrual Activity transaction creation</li>
+     * <li>verify that the loan become overpaid</li>
+     * <li>reverse repayment on same day</li>
+     * <li>verify transaction reversals</li>
+     */
+    @Test
+    public void testInterestBearingProgressiveInterestRecalculationReopenDueReverseRepayment() {
+        runAt("17 January 2025", () -> {
+            final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive() //
+                    .description("Interest bearing Progressive Loan USD, Accrual Activity Posting, NO InterestRecalculation") //
+                    .enableAccrualActivityPosting(true) //
+                    .daysInMonthType(DaysInMonthType.ACTUAL) //
+                    .daysInYearType(DaysInYearType.ACTUAL) //
+                    .isInterestRecalculationEnabled(false));//
+            PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applyLP2ProgressiveLoanRequest(client.getClientId(),
+                    loanProductsResponse.getResourceId(), "17 August 2024", 450.0, 25.0, 6, null));
+            Long loanId = postLoansResponse.getLoanId();
+            Assertions.assertNotNull(loanId);
+            loanTransactionHelper.approveLoan(loanId, approveLoanRequest(450.0, "17 August 2024"));
+            disburseLoan(loanId, BigDecimal.valueOf(450.0), "17 August 2024");
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024") //
+            );
+            Long repaymentId = loanTransactionHelper.makeLoanRepayment("17 January 2025", 600.0f, loanId.intValue()).getResourceId();
+            Assertions.assertNotNull(repaymentId);
+            GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(4.99, "Accrual Activity", "17 January 2025")); //
+            loanTransactionHelper.reverseRepayment(loanId.intValue(), repaymentId.intValue(), "17 January 2025");
+
+            loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
+            verifyTransactions(loanId, transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    reversedTransaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024")); //
+        });
+    }
+
+    /**
+     * Using Interest bearing Progressive Loan, Accrual Activity Posting, NO InterestRecalculation, 25% yearly interest
+     * 6 repayment 450 USD principal.
+     * <li>apply, approve and disburse backdated on 17 August 2024</li>
+     * <li>repay 600 on 17 January 2025</li>
+     * <li>verify Accrual and Accrual Activity transaction creation</li>
+     * <li>verify that the loan become overpaid</li>
+     * <li>reverse repayment on same day</li>
+     * <li>verify transaction reversals</li>
+     */
+    @Test
+    public void testInterestBearingProgressiveNoInterestRecalculationReopenDueReverseRepayment1b() {
+        runAt("18 January 2025", () -> {
+            final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive() //
+                    .description("Interest bearing Progressive Loan USD, Accrual Activity Posting, NO InterestRecalculation") //
+                    .enableAccrualActivityPosting(true) //
+                    .daysInMonthType(DaysInMonthType.ACTUAL) //
+                    .daysInYearType(DaysInYearType.ACTUAL) //
+                    .isInterestRecalculationEnabled(false));//
+            PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applyLP2ProgressiveLoanRequest(client.getClientId(),
+                    loanProductsResponse.getResourceId(), "17 August 2024", 450.0, 25.0, 6, null));
+            Long loanId = postLoansResponse.getLoanId();
+            Assertions.assertNotNull(loanId);
+            loanTransactionHelper.approveLoan(loanId, approveLoanRequest(450.0, "17 August 2024"));
+            disburseLoan(loanId, BigDecimal.valueOf(450.0), "17 August 2024");
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024") //
+            );
+            Long repaymentId = loanTransactionHelper.makeLoanRepayment("17 January 2025", 600.0f, loanId.intValue()).getResourceId();
+            Assertions.assertNotNull(repaymentId);
+            GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(33.52, "Accrual", "18 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(4.99, "Accrual Activity", "17 January 2025")); //
+            loanTransactionHelper.reverseRepayment(loanId.intValue(), repaymentId.intValue(), "17 January 2025");
+            loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
+            verifyTransactions(loanId, transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(33.52, "Accrual", "18 January 2025"), //
+                    reversedTransaction(600.0, "Repayment", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(3.31, "Accrual Activity", "17 January 2025")); //
+        });
+    }
+
+    @Test
+    public void testAccrualActivityPostingAndReversalsInterestBearingProgressiveInterestRecalculationMerchantIssuedRefund() {
+        runAt("17 January 2025", () -> {
+            final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive() //
+                    .description("Interest bearing Progressive Loan USD, Accrual Activity Posting, InterestRecalculation") //
+                    .enableAccrualActivityPosting(true) //
+                    .currencyCode("USD") //
+                    .daysInMonthType(DaysInMonthType.ACTUAL) //
+                    .daysInYearType(DaysInYearType.ACTUAL) //
+                    .isInterestRecalculationEnabled(true));//
+            PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applyLP2ProgressiveLoanRequest(client.getClientId(),
+                    loanProductsResponse.getResourceId(), "17 August 2024", 450.0, 25.0, 6, null));
+            Long loanId = postLoansResponse.getLoanId();
+            Assertions.assertNotNull(loanId);
+            loanTransactionHelper.approveLoan(loanId, approveLoanRequest(450.0, "17 August 2024"));
+            disburseLoan(loanId, BigDecimal.valueOf(450.0), "17 August 2024");
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024") //
+            );
+            Long repaymentId = loanTransactionHelper.makeLoanRepayment("17 January 2025", 497.04f, loanId.intValue()).getResourceId();
+            Assertions.assertNotNull(repaymentId);
+            GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getClosedObligationsMet);
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(497.04, "Repayment", "17 January 2025"), //
+                    transaction(47.04, "Accrual", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(9.22, "Accrual Activity", "17 October 2024"), //
+                    transaction(9.53, "Accrual Activity", "17 November 2024"), //
+                    transaction(9.22, "Accrual Activity", "17 December 2024"), //
+                    transaction(9.54, "Accrual Activity", "17 January 2025")); //
+            loanTransactionHelper.makeLoanRepayment("MerchantIssuedRefund", "17 August 2024", 450.0f, loanId.intValue()).getResourceId();
+            loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
+            verifyTransactions(loanId, transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(450.0, "Merchant Issued Refund", "17 August 2024"), //
+                    transaction(497.04, "Repayment", "17 January 2025"), //
+                    transaction(47.04, "Accrual", "17 January 2025"), //
+                    transaction(47.04, "Accrual Adjustment", "17 January 2025")); //
+        });
+    }
+
+    /**
+     * Using Interest bearing Progressive Loan, Accrual Activity Posting, NO InterestRecalculation, 25% yearly interest
+     * 6 repayment 450 USD principal.
+     * <li>apply, approve and disburse backdated on 17 August 2024</li>
+     * <li>repay 600 on 17 January 2025</li>
+     * <li>verify Accrual and Accrual Activity transaction creation</li>
+     * <li>verify that the loan become overpaid</li>
+     * <li>reverse repayment on same day verify transaction reversals</li>
+     */
+    @Test
+    public void testInterestBearingProgressiveNoInterestRecalculationReopenDueReverseRepayment2b() {
+        runAt("17 January 2025", () -> {
+            final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive() //
+                    .description("Interest bearing Progressive Loan USD, Accrual Activity Posting, NO InterestRecalculation") //
+                    .enableAccrualActivityPosting(true) //
+                    .currencyCode("USD") //
+                    .daysInMonthType(DaysInMonthType.ACTUAL) //
+                    .daysInYearType(DaysInYearType.ACTUAL) //
+                    .isInterestRecalculationEnabled(false));//
+            PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applyLP2ProgressiveLoanRequest(client.getClientId(),
+                    loanProductsResponse.getResourceId(), "17 August 2024", 450.0, 25.0, 6, null));
+            Long loanId = postLoansResponse.getLoanId();
+            Assertions.assertNotNull(loanId);
+            loanTransactionHelper.approveLoan(loanId, approveLoanRequest(450.0, "17 August 2024"));
+            disburseLoan(loanId, BigDecimal.valueOf(450.0), "17 August 2024");
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024") //
+            );
+            Long repaymentId = loanTransactionHelper.makeLoanRepayment("17 January 2025", 483.52f, loanId.intValue()).getResourceId();
+            Assertions.assertNotNull(repaymentId);
+            GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getClosedObligationsMet);
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(483.52, "Repayment", "17 January 2025"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(4.99, "Accrual Activity", "17 January 2025")); //
+            addCharge(loanId, false, 15.0, "15 January 2025");
+            loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
+            verifyTransactions(loanId, transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(33.52, "Accrual", "17 January 2025"), //
+                    transaction(483.52, "Repayment", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024")); //
+        });
+    }
+
+    /**
+     * Using Interest bearing Progressive Loan, Accrual Activity Posting, NO InterestRecalculation, 25% yearly interest
+     * 6 repayment 450 USD principal.
+     * <li>apply, approve and disburse backdated on 17 August 2024</li>
+     * <li>repay 600 on 17 January 2025</li>
+     * <li>verify Accrual and Accrual Activity transaction creation</li>
+     * <li>verify that the loan become overpaid</li>
+     * <li>reverse repayment on same day verify transaction reversals</li>
+     */
+    @Test
+    public void testInterestBearingProgressiveNoInterestRecalculationReopenDueReverseRepayment2c() {
+        runAt("18 January 2025", () -> {
+            final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive() //
+                    .description("Interest bearing Progressive Loan USD, Accrual Activity Posting, NO InterestRecalculation") //
+                    .enableAccrualActivityPosting(true) //
+                    .currencyCode("USD") //
+                    .daysInMonthType(DaysInMonthType.ACTUAL) //
+                    .daysInYearType(DaysInYearType.ACTUAL) //
+                    .isInterestRecalculationEnabled(false));//
+            PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(applyLP2ProgressiveLoanRequest(client.getClientId(),
+                    loanProductsResponse.getResourceId(), "17 August 2024", 450.0, 25.0, 6, null));
+            Long loanId = postLoansResponse.getLoanId();
+            Assertions.assertNotNull(loanId);
+            loanTransactionHelper.approveLoan(loanId, approveLoanRequest(450.0, "17 August 2024"));
+            disburseLoan(loanId, BigDecimal.valueOf(450.0), "17 August 2024");
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024") //
+            );
+            Long repaymentId = loanTransactionHelper.makeLoanRepayment("17 January 2025", 483.52f, loanId.intValue()).getResourceId();
+            Assertions.assertNotNull(repaymentId);
+            GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getClosedObligationsMet);
+            verifyTransactions(loanId, //
+                    transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(483.52, "Repayment", "17 January 2025"), //
+                    transaction(33.52, "Accrual", "18 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(4.99, "Accrual Activity", "17 January 2025")); //
+            addCharge(loanId, false, 15.0, "15 January 2025");
+            loanDetails = loanTransactionHelper.getLoanDetails(loanId);
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
+            verifyTransactions(loanId, transaction(450.0, "Disbursement", "17 August 2024"), //
+                    transaction(33.52, "Accrual", "18 January 2025"), //
+                    transaction(483.52, "Repayment", "17 January 2025"), //
+                    transaction(9.53, "Accrual Activity", "17 September 2024"), //
+                    transaction(7.77, "Accrual Activity", "17 October 2024"), //
+                    transaction(6.48, "Accrual Activity", "17 November 2024"), //
+                    transaction(4.75, "Accrual Activity", "17 December 2024"), //
+                    transaction(18.31, "Accrual Activity", "17 January 2025")); //
+
+        });
+    }
+
     // Create Loan with Interest and enabled Accrual Activity Posting
     // Approve and disburse loan
     // charge penalty with due date as 1st installment
@@ -955,10 +1273,7 @@ public class LoanTransactionAccrualActivityPostingTest extends BaseLoanIntegrati
             Long repaymentId = loanTransactionHelper.makeLoanRepayment("02 January 2024", 370.0f, loanId.intValue()).getResourceId();
             Assertions.assertNotNull(repaymentId);
             GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
-            Assertions.assertNotNull(loanDetails);
-            Assertions.assertNotNull(loanDetails.getStatus());
-            Assertions.assertNotNull(loanDetails.getStatus().getOverpaid());
-            Assertions.assertTrue(loanDetails.getStatus().getOverpaid());
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
 
             verifyTransactions(loanId, transaction(400.0, "Disbursement", "01 January 2024"),
                     transaction(100.0, "Down Payment", "01 January 2024"), transaction(8.76, "Accrual", "02 January 2024"),
@@ -991,10 +1306,7 @@ public class LoanTransactionAccrualActivityPostingTest extends BaseLoanIntegrati
             Long repaymentId = loanTransactionHelper.makeLoanRepayment("01 January 2024", 370.0f, loanId.intValue()).getResourceId();
             Assertions.assertNotNull(repaymentId);
             GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
-            Assertions.assertNotNull(loanDetails);
-            Assertions.assertNotNull(loanDetails.getStatus());
-            Assertions.assertNotNull(loanDetails.getStatus().getOverpaid());
-            Assertions.assertTrue(loanDetails.getStatus().getOverpaid());
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
 
             verifyTransactions(loanId, transaction(400.0, "Disbursement", "01 January 2024"),
                     transaction(100.0, "Down Payment", "01 January 2024"), transaction(8.76, "Accrual", "01 January 2024"),
@@ -1002,10 +1314,7 @@ public class LoanTransactionAccrualActivityPostingTest extends BaseLoanIntegrati
 
             loanTransactionHelper.reverseRepayment(loanId.intValue(), repaymentId.intValue(), "01 January 2024");
             loanDetails = loanTransactionHelper.getLoanDetails(loanId);
-            Assertions.assertNotNull(loanDetails);
-            Assertions.assertNotNull(loanDetails.getStatus());
-            Assertions.assertNotNull(loanDetails.getStatus().getActive());
-            Assertions.assertTrue(loanDetails.getStatus().getActive());
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
             verifyTransactions(loanId, transaction(400.0, "Disbursement", "01 January 2024"),
                     transaction(100.0, "Down Payment", "01 January 2024"), transaction(8.76, "Accrual", "01 January 2024"),
                     reversedTransaction(370.0, "Repayment", "01 January 2024"));
@@ -1038,20 +1347,14 @@ public class LoanTransactionAccrualActivityPostingTest extends BaseLoanIntegrati
             Long repaymentId = loanTransactionHelper.makeLoanRepayment("01 January 2024", 370.0f, loanId.intValue()).getResourceId();
             Assertions.assertNotNull(repaymentId);
             GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
-            Assertions.assertNotNull(loanDetails);
-            Assertions.assertNotNull(loanDetails.getStatus());
-            Assertions.assertNotNull(loanDetails.getStatus().getOverpaid());
-            Assertions.assertTrue(loanDetails.getStatus().getOverpaid());
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getOverpaid);
 
             verifyTransactions(loanId, transaction(400.0, "Disbursement", "01 January 2024"),
                     transaction(100.0, "Down Payment", "01 January 2024"), transaction(38.76, "Accrual", "01 January 2024"),
                     transaction(38.76, "Accrual Activity", "01 January 2024"), transaction(370.0, "Repayment", "01 January 2024"));
             loanTransactionHelper.reverseRepayment(loanId.intValue(), repaymentId.intValue(), "01 January 2024");
             loanDetails = loanTransactionHelper.getLoanDetails(loanId);
-            Assertions.assertNotNull(loanDetails);
-            Assertions.assertNotNull(loanDetails.getStatus());
-            Assertions.assertNotNull(loanDetails.getStatus().getActive());
-            Assertions.assertTrue(loanDetails.getStatus().getActive());
+            verifyLoanStatus(loanDetails, GetLoansLoanIdStatus::getActive);
             verifyTransactions(loanId, transaction(400.0, "Disbursement", "01 January 2024"),
                     transaction(100.0, "Down Payment", "01 January 2024"), transaction(38.76, "Accrual", "01 January 2024"),
                     reversedTransaction(370.0, "Repayment", "01 January 2024"));

integration-tests/src/test/java/org/apache/fineract/integrationtests/common/loans/LoanTransactionHelper.java

@@ -100,6 +100,7 @@ import org.apache.poi.ss.usermodel.Workbook;
 @SuppressWarnings({ "rawtypes", "unchecked" })
 public class LoanTransactionHelper extends IntegrationTest {
 
+    public static final String DATE_FORMAT = "d MMMM yyyy";
     public static final String DATE_TIME_FORMAT = "dd MMMM yyyy HH:mm";
     private static final String LOAN_PRODUCTS_URL = "/fineract-provider/api/v1/loanproducts";
     private static final String CREATE_LOAN_PRODUCT_URL = "/fineract-provider/api/v1/loanproducts?" + Utils.TENANT_IDENTIFIER;
@@ -871,9 +872,10 @@ public class LoanTransactionHelper extends IntegrationTest {
     }
 
     public PostLoansLoanIdTransactionsResponse makeLoanRepayment(final Long loanId, final String command, final String date,
-            final Double amountToBePaid) {
+            final Double amount) {
+        log.info("Make {} with amount {} in {} for Loan {}", command, amount, date, loanId);
         return ok(fineract().loanTransactions.executeLoanTransaction(loanId, new PostLoansLoanIdTransactionsRequest()
-                .transactionAmount(amountToBePaid).transactionDate(date).dateFormat("dd MMMM yyyy").locale("en"), command));
+                .transactionAmount(amount).transactionDate(date).dateFormat("dd MMMM yyyy").locale("en"), command));
     }
 
     // TODO: Rewrite to use fineract-client instead!
@@ -1210,6 +1212,13 @@ public class LoanTransactionHelper extends IntegrationTest {
         return ok(fineract().loanTransactions.adjustLoanTransaction(loanId, transactionId, request, "undo"));
     }
 
+    public PostLoansLoanIdTransactionsResponse reverseLoanTransaction(final Long loanId, final Long transactionId, String date) {
+        return ok(fineract().loanTransactions.adjustLoanTransaction(loanId, transactionId,
+                new PostLoansLoanIdTransactionsTransactionIdRequest().dateFormat(DATE_FORMAT).transactionDate(date).transactionAmount(0.0)
+                        .locale("en"),
+                "undo"));
+    }
+
     public HashMap makeRepaymentWithPDC(final String date, final Float amountToBePaid, final Integer loanID, final Long paymentType) {
         return (HashMap) performLoanTransaction(createLoanTransactionURL(MAKE_REPAYMENT_COMMAND, loanID),
                 getRepaymentWithPDCBodyAsJSON(date, amountToBePaid, paymentType), "");