FINERACT-2090: Restructure Loan creation and modification

fineract-core/src/main/java/org/apache/fineract/portfolio/charge/domain/ChargeTimeType.java

@@ -143,47 +143,51 @@ public enum ChargeTimeType {
     }
 
     public boolean isTimeOfDisbursement() {
-        return ChargeTimeType.DISBURSEMENT.getValue().equals(this.value);
+        return ChargeTimeType.DISBURSEMENT.equals(this);
     }
 
     public boolean isOnSpecifiedDueDate() {
-        return this.value.equals(ChargeTimeType.SPECIFIED_DUE_DATE.getValue());
+        return this.equals(ChargeTimeType.SPECIFIED_DUE_DATE);
     }
 
     public boolean isSavingsActivation() {
-        return this.value.equals(ChargeTimeType.SAVINGS_ACTIVATION.getValue());
+        return this.equals(ChargeTimeType.SAVINGS_ACTIVATION);
     }
 
     public boolean isSavingsClosure() {
-        return this.value.equals(ChargeTimeType.SAVINGS_CLOSURE.getValue());
+        return this.equals(ChargeTimeType.SAVINGS_CLOSURE);
     }
 
     public boolean isWithdrawalFee() {
-        return this.value.equals(ChargeTimeType.WITHDRAWAL_FEE.getValue());
+        return this.equals(ChargeTimeType.WITHDRAWAL_FEE);
     }
 
     public boolean isSavingsNoActivityFee() {
-        return this.value.equals(ChargeTimeType.SAVINGS_NOACTIVITY_FEE.getValue());
+        return this.equals(ChargeTimeType.SAVINGS_NOACTIVITY_FEE);
     }
 
     public boolean isAnnualFee() {
-        return this.value.equals(ChargeTimeType.ANNUAL_FEE.getValue());
+        return this.equals(ChargeTimeType.ANNUAL_FEE);
     }
 
     public boolean isMonthlyFee() {
-        return this.value.equals(ChargeTimeType.MONTHLY_FEE.getValue());
+        return this.equals(ChargeTimeType.MONTHLY_FEE);
     }
 
     public boolean isWeeklyFee() {
-        return this.value.equals(ChargeTimeType.WEEKLY_FEE.getValue());
+        return this.equals(ChargeTimeType.WEEKLY_FEE);
     }
 
     public boolean isInstalmentFee() {
-        return this.value.equals(ChargeTimeType.INSTALMENT_FEE.getValue());
+        return this.equals(ChargeTimeType.INSTALMENT_FEE);
+    }
+
+    public boolean isSpecifiedDueDate() {
+        return this.equals(ChargeTimeType.SPECIFIED_DUE_DATE);
     }
 
     public boolean isOverdueInstallment() {
-        return this.value.equals(ChargeTimeType.OVERDUE_INSTALLMENT.getValue());
+        return this.equals(ChargeTimeType.OVERDUE_INSTALLMENT);
     }
 
     public boolean isAllowedLoanChargeTime() {
@@ -200,22 +204,22 @@ public enum ChargeTimeType {
     }
 
     public boolean isOverdraftFee() {
-        return this.value.equals(ChargeTimeType.OVERDRAFT_FEE.getValue());
+        return this.equals(ChargeTimeType.OVERDRAFT_FEE);
     }
 
     public boolean isTrancheDisbursement() {
-        return this.value.equals(ChargeTimeType.TRANCHE_DISBURSEMENT.getValue());
+        return this.equals(ChargeTimeType.TRANCHE_DISBURSEMENT);
     }
 
     public boolean isShareAccountActivation() {
-        return this.value.equals(ChargeTimeType.SHAREACCOUNT_ACTIVATION.getValue());
+        return this.equals(ChargeTimeType.SHAREACCOUNT_ACTIVATION);
     }
 
     public boolean isSharesPurchase() {
-        return this.value.equals(ChargeTimeType.SHARE_PURCHASE.getValue());
+        return this.equals(ChargeTimeType.SHARE_PURCHASE);
     }
 
     public boolean isSharesRedeem() {
-        return this.value.equals(ChargeTimeType.SHARE_REDEEM.getValue());
+        return this.equals(ChargeTimeType.SHARE_REDEEM);
     }
 }

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/api/LoanApiConstants.java

@@ -20,7 +20,7 @@ package org.apache.fineract.portfolio.loanaccount.api;
 
 public interface LoanApiConstants {
 
-    String emiAmountParameterName = "fixedEmiAmount";
+    String fixedEmiAmountParameterName = "fixedEmiAmount";
     String maxOutstandingBalanceParameterName = "maxOutstandingLoanBalance";
     String disbursementDataParameterName = "disbursementData";
     String expectedDisbursementDateParameterName = "expectedDisbursementDate";
@@ -36,6 +36,7 @@ public interface LoanApiConstants {
     String amountParameterName = "amount";
     String chargeTimeTypeParameterName = "chargeTimeType";
     String chargeCalculationTypeParameterName = "chargeCalculationType";
+    String chargePaymentModeParameterName = "chargePaymentMode";
     String principalDisbursedParameterName = "transactionAmount";
     String chargesParameterName = "charges";
     String loanIdTobeApproved = "loanId";

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/command/LoanChargeCommand.java

@@ -18,44 +18,30 @@
  */
 package org.apache.fineract.portfolio.loanaccount.command;
 
-import edu.umd.cs.findbugs.annotations.SuppressFBWarnings;
+import java.io.Serial;
+import java.io.Serializable;
 import java.math.BigDecimal;
 import java.time.LocalDate;
+import lombok.Data;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
 
 /**
  * Java object representation of {@link LoanCharge} API JSON.
  */
-public class LoanChargeCommand implements Comparable<LoanChargeCommand> {
+@Data
+public class LoanChargeCommand implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
 
     @SuppressWarnings("unused")
-    private final Long id;
-    private final Long chargeId;
-    private final BigDecimal amount;
+    private Long id;
+    private Long chargeId;
+    private BigDecimal amount;
     @SuppressWarnings("unused")
-    private final Integer chargeTimeType;
+    private Integer chargeTimeType;
     @SuppressWarnings("unused")
-    private final Integer chargeCalculationType;
+    private Integer chargeCalculationType;
     @SuppressWarnings("unused")
-    private final LocalDate dueDate;
-
-    public LoanChargeCommand(final Long id, final Long chargeId, final BigDecimal amount, final Integer chargeTimeType,
-            final Integer chargeCalculationType, final LocalDate dueDate) {
-        this.id = id;
-        this.chargeId = chargeId;
-        this.amount = amount;
-        this.chargeTimeType = chargeTimeType;
-        this.chargeCalculationType = chargeCalculationType;
-        this.dueDate = dueDate;
-    }
-
-    @Override
-    @SuppressFBWarnings(value = "EQ_COMPARETO_USE_OBJECT_EQUALS", justification = "TODO: fix this! See: https://stackoverflow.com/questions/2609037/findbugs-how-to-solve-eq-compareto-use-object-equals")
-    public int compareTo(final LoanChargeCommand o) {
-        int comparison = this.chargeId.compareTo(o.chargeId);
-        if (comparison == 0) {
-            comparison = this.amount.compareTo(o.amount);
-        }
-        return comparison;
-    }
+    private LocalDate dueDate;
 }

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/data/LoanCollateralManagementData.java

@@ -19,20 +19,20 @@
 package org.apache.fineract.portfolio.loanaccount.data;
 
 import java.math.BigDecimal;
-import lombok.Getter;
-import lombok.RequiredArgsConstructor;
+import lombok.AllArgsConstructor;
+import lombok.Data;
 
-@RequiredArgsConstructor
-@Getter
+@Data
+@AllArgsConstructor
 public class LoanCollateralManagementData {
 
-    private final Long clientCollateralId;
+    private Long clientCollateralId;
 
-    private final BigDecimal quantity;
+    private BigDecimal quantity;
 
-    private final BigDecimal total;
+    private BigDecimal total;
 
-    private final BigDecimal totalCollateral;
+    private BigDecimal totalCollateral;
 
-    private final Long id;
+    private Long id;
 }

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/Loan.java

@@ -60,6 +60,8 @@ import java.util.Objects;
 import java.util.Optional;
 import java.util.Set;
 import java.util.function.Predicate;
+import lombok.Getter;
+import lombok.Setter;
 import org.apache.commons.lang3.StringUtils;
 import org.apache.fineract.infrastructure.codes.domain.CodeValue;
 import org.apache.fineract.infrastructure.configuration.service.TemporaryConfigurationServiceContainer;
@@ -104,10 +106,8 @@ import org.apache.fineract.portfolio.floatingrates.data.FloatingRatePeriodData;
 import org.apache.fineract.portfolio.fund.domain.Fund;
 import org.apache.fineract.portfolio.group.domain.Group;
 import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
-import org.apache.fineract.portfolio.loanaccount.command.LoanChargeCommand;
 import org.apache.fineract.portfolio.loanaccount.data.DisbursementData;
 import org.apache.fineract.portfolio.loanaccount.data.HolidayDetailDTO;
-import org.apache.fineract.portfolio.loanaccount.data.LoanCollateralManagementData;
 import org.apache.fineract.portfolio.loanaccount.data.LoanTermVariationsData;
 import org.apache.fineract.portfolio.loanaccount.data.ScheduleGeneratorDTO;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
@@ -128,7 +128,6 @@ import org.apache.fineract.portfolio.loanaccount.exception.MultiDisbursementData
 import org.apache.fineract.portfolio.loanaccount.exception.MultiDisbursementDataRequiredException;
 import org.apache.fineract.portfolio.loanaccount.exception.UndoLastTrancheDisbursementException;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleDTO;
-import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.AprCalculator;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanApplicationTerms;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleGenerator;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleModel;
@@ -153,6 +152,8 @@ import org.apache.fineract.useradministration.domain.AppUser;
 @Entity
 @Table(name = "m_loan", uniqueConstraints = { @UniqueConstraint(columnNames = { "account_no" }, name = "loan_account_no_UNIQUE"),
         @UniqueConstraint(columnNames = { "external_id" }, name = "loan_externalid_UNIQUE") })
+@Setter
+@Getter
 public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
 
     public static final String RECALCULATE_LOAN_SCHEDULE = "recalculateLoanSchedule";
@@ -475,62 +476,73 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
     @Column(name = "enable_installment_level_delinquency", nullable = false)
     private boolean enableInstallmentLevelDelinquency = false;
 
-    public static Loan newIndividualLoanApplication(final String accountNo, final Client client, final Integer loanType,
+    public static Loan newIndividualLoanApplication(final String accountNo, final Client client, final AccountType loanType,
             final LoanProduct loanProduct, final Fund fund, final Staff officer, final CodeValue loanPurpose,
-            final String transactionProcessingStrategyCode, final LoanProductRelatedDetail loanRepaymentScheduleDetail,
-            final Set<LoanCharge> loanCharges, final Set<LoanCollateralManagement> collateral, final BigDecimal fixedEmiAmount,
+            final LoanRepaymentScheduleTransactionProcessor transactionProcessingStrategy,
+            final LoanProductRelatedDetail loanRepaymentScheduleDetail, final Set<LoanCharge> loanCharges,
+            final Set<LoanCollateralManagement> collateral, final BigDecimal fixedEmiAmount,
             final List<LoanDisbursementDetails> disbursementDetails, final BigDecimal maxOutstandingLoanBalance,
             final Boolean createStandingInstructionAtDisbursement, final Boolean isFloatingInterestRate,
-            final BigDecimal interestRateDifferential, final List<Rate> rates, final BigDecimal fixedPrincipalPercentagePerInstallment) {
-        return new Loan(accountNo, client, null, loanType, fund, officer, loanPurpose, transactionProcessingStrategyCode, loanProduct,
+            final BigDecimal interestRateDifferential, final List<Rate> rates, final BigDecimal fixedPrincipalPercentagePerInstallment,
+            final ExternalId externalId, final LoanApplicationTerms loanApplicationTerms, final LoanScheduleModel loanScheduleModel,
+            final Boolean enableInstallmentLevelDelinquency, final LocalDate submittedOnDate) {
+        return new Loan(accountNo, client, null, loanType, fund, officer, loanPurpose, transactionProcessingStrategy, loanProduct,
                 loanRepaymentScheduleDetail, null, loanCharges, collateral, null, fixedEmiAmount, disbursementDetails,
                 maxOutstandingLoanBalance, createStandingInstructionAtDisbursement, isFloatingInterestRate, interestRateDifferential, rates,
-                fixedPrincipalPercentagePerInstallment);
+                fixedPrincipalPercentagePerInstallment, externalId, loanApplicationTerms, loanScheduleModel,
+                enableInstallmentLevelDelinquency, submittedOnDate);
     }
 
-    public static Loan newGroupLoanApplication(final String accountNo, final Group group, final Integer loanType,
+    public static Loan newGroupLoanApplication(final String accountNo, final Group group, final AccountType loanType,
             final LoanProduct loanProduct, final Fund fund, final Staff officer, final CodeValue loanPurpose,
-            final String transactionProcessingStrategyCode, final LoanProductRelatedDetail loanRepaymentScheduleDetail,
-            final Set<LoanCharge> loanCharges, final Set<LoanCollateralManagement> collateral, final Boolean syncDisbursementWithMeeting,
-            final BigDecimal fixedEmiAmount, final List<LoanDisbursementDetails> disbursementDetails,
-            final BigDecimal maxOutstandingLoanBalance, final Boolean createStandingInstructionAtDisbursement,
-            final Boolean isFloatingInterestRate, final BigDecimal interestRateDifferential, final List<Rate> rates,
-            final BigDecimal fixedPrincipalPercentagePerInstallment) {
-        return new Loan(accountNo, null, group, loanType, fund, officer, loanPurpose, transactionProcessingStrategyCode, loanProduct,
-                loanRepaymentScheduleDetail, null, loanCharges, collateral, syncDisbursementWithMeeting, fixedEmiAmount,
-                disbursementDetails, maxOutstandingLoanBalance, createStandingInstructionAtDisbursement, isFloatingInterestRate,
-                interestRateDifferential, rates, fixedPrincipalPercentagePerInstallment);
+            final LoanRepaymentScheduleTransactionProcessor transactionProcessingStrategy,
+            final LoanProductRelatedDetail loanRepaymentScheduleDetail, final Set<LoanCharge> loanCharges,
+            final Boolean syncDisbursementWithMeeting, final BigDecimal fixedEmiAmount,
+            final List<LoanDisbursementDetails> disbursementDetails, final BigDecimal maxOutstandingLoanBalance,
+            final Boolean createStandingInstructionAtDisbursement, final Boolean isFloatingInterestRate,
+            final BigDecimal interestRateDifferential, final List<Rate> rates, final BigDecimal fixedPrincipalPercentagePerInstallment,
+            final ExternalId externalId, final LoanApplicationTerms loanApplicationTerms, final LoanScheduleModel loanScheduleModel,
+            final Boolean enableInstallmentLevelDelinquency, final LocalDate submittedOnDate) {
+        return new Loan(accountNo, null, group, loanType, fund, officer, loanPurpose, transactionProcessingStrategy, loanProduct,
+                loanRepaymentScheduleDetail, null, loanCharges, null, syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails,
+                maxOutstandingLoanBalance, createStandingInstructionAtDisbursement, isFloatingInterestRate, interestRateDifferential, rates,
+                fixedPrincipalPercentagePerInstallment, externalId, loanApplicationTerms, loanScheduleModel,
+                enableInstallmentLevelDelinquency, submittedOnDate);
     }
 
     public static Loan newIndividualLoanApplicationFromGroup(final String accountNo, final Client client, final Group group,
-            final Integer loanType, final LoanProduct loanProduct, final Fund fund, final Staff officer, final CodeValue loanPurpose,
-            final String transactionProcessingStrategyCode, final LoanProductRelatedDetail loanRepaymentScheduleDetail,
-            final Set<LoanCharge> loanCharges, final Set<LoanCollateralManagement> collateral, final Boolean syncDisbursementWithMeeting,
-            final BigDecimal fixedEmiAmount, final List<LoanDisbursementDetails> disbursementDetails,
-            final BigDecimal maxOutstandingLoanBalance, final Boolean createStandingInstructionAtDisbursement,
-            final Boolean isFloatingInterestRate, final BigDecimal interestRateDifferential, final List<Rate> rates,
-            final BigDecimal fixedPrincipalPercentagePerInstallment) {
-        return new Loan(accountNo, client, group, loanType, fund, officer, loanPurpose, transactionProcessingStrategyCode, loanProduct,
-                loanRepaymentScheduleDetail, null, loanCharges, collateral, syncDisbursementWithMeeting, fixedEmiAmount,
-                disbursementDetails, maxOutstandingLoanBalance, createStandingInstructionAtDisbursement, isFloatingInterestRate,
-                interestRateDifferential, rates, fixedPrincipalPercentagePerInstallment);
+            final AccountType loanType, final LoanProduct loanProduct, final Fund fund, final Staff officer, final CodeValue loanPurpose,
+            final LoanRepaymentScheduleTransactionProcessor transactionProcessingStrategy,
+            final LoanProductRelatedDetail loanRepaymentScheduleDetail, final Set<LoanCharge> loanCharges,
+            final Boolean syncDisbursementWithMeeting, final BigDecimal fixedEmiAmount,
+            final List<LoanDisbursementDetails> disbursementDetails, final BigDecimal maxOutstandingLoanBalance,
+            final Boolean createStandingInstructionAtDisbursement, final Boolean isFloatingInterestRate,
+            final BigDecimal interestRateDifferential, final List<Rate> rates, final BigDecimal fixedPrincipalPercentagePerInstallment,
+            final ExternalId externalId, final LoanApplicationTerms loanApplicationTerms, final LoanScheduleModel loanScheduleModel,
+            final Boolean enableInstallmentLevelDelinquency, final LocalDate submittedOnDate) {
+        return new Loan(accountNo, client, group, loanType, fund, officer, loanPurpose, transactionProcessingStrategy, loanProduct,
+                loanRepaymentScheduleDetail, null, loanCharges, null, syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails,
+                maxOutstandingLoanBalance, createStandingInstructionAtDisbursement, isFloatingInterestRate, interestRateDifferential, rates,
+                fixedPrincipalPercentagePerInstallment, externalId, loanApplicationTerms, loanScheduleModel,
+                enableInstallmentLevelDelinquency, submittedOnDate);
     }
 
     protected Loan() {
         this.client = null;
     }
 
-    private Loan(final String accountNo, final Client client, final Group group, final Integer loanType, final Fund fund,
-            final Staff loanOfficer, final CodeValue loanPurpose, final String transactionProcessingStrategyCode,
-            final LoanProduct loanProduct, final LoanProductRelatedDetail loanRepaymentScheduleDetail, final LoanStatus loanStatus,
-            final Set<LoanCharge> loanCharges, final Set<LoanCollateralManagement> collateral, final Boolean syncDisbursementWithMeeting,
-            final BigDecimal fixedEmiAmount, final List<LoanDisbursementDetails> disbursementDetails,
-            final BigDecimal maxOutstandingLoanBalance, final Boolean createStandingInstructionAtDisbursement,
-            final Boolean isFloatingInterestRate, final BigDecimal interestRateDifferential, final List<Rate> rates,
-            final BigDecimal fixedPrincipalPercentagePerInstallment) {
+    private Loan(final String accountNo, final Client client, final Group group, final AccountType loanType, final Fund fund,
+            final Staff loanOfficer, final CodeValue loanPurpose,
+            final LoanRepaymentScheduleTransactionProcessor transactionProcessingStrategy, final LoanProduct loanProduct,
+            final LoanProductRelatedDetail loanRepaymentScheduleDetail, final LoanStatus loanStatus, final Set<LoanCharge> loanCharges,
+            final Set<LoanCollateralManagement> collateral, final Boolean syncDisbursementWithMeeting, final BigDecimal fixedEmiAmount,
+            final List<LoanDisbursementDetails> disbursementDetails, final BigDecimal maxOutstandingLoanBalance,
+            final Boolean createStandingInstructionAtDisbursement, final Boolean isFloatingInterestRate,
+            final BigDecimal interestRateDifferential, final List<Rate> rates, final BigDecimal fixedPrincipalPercentagePerInstallment,
+            final ExternalId externalId, final LoanApplicationTerms loanApplicationTerms, final LoanScheduleModel loanScheduleModel,
+            final Boolean enableInstallmentLevelDelinquency, final LocalDate submittedOnDate) {
 
         this.loanRepaymentScheduleDetail = loanRepaymentScheduleDetail;
-        this.loanRepaymentScheduleDetail.validateRepaymentPeriodWithGraceSettings();
 
         this.isFloatingInterestRate = isFloatingInterestRate;
         this.interestRateDifferential = interestRateDifferential;
@@ -543,12 +555,14 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         }
         this.client = client;
         this.group = group;
-        this.loanType = loanType;
+        this.loanType = loanType.getValue();
         this.fund = fund;
         this.loanOfficer = loanOfficer;
         this.loanPurpose = loanPurpose;
 
-        this.transactionProcessingStrategyCode = transactionProcessingStrategyCode;
+        this.transactionProcessingStrategyCode = transactionProcessingStrategy.getCode();
+        this.transactionProcessingStrategyName = transactionProcessingStrategy.getName();
+
         this.loanProduct = loanProduct;
         if (loanStatus != null) {
             this.loanStatus = loanStatus.getValue();
@@ -563,7 +577,7 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
             this.summary = new LoanSummary();
         }
 
-        if (loanType.equals(1) && collateral != null && !collateral.isEmpty()) {
+        if (loanType.isIndividualAccount() && collateral != null && !collateral.isEmpty()) {
             this.loanCollateralManagements = associateWithThisLoan(collateral);
         } else {
             this.loanCollateralManagements = null;
@@ -573,7 +587,12 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         this.syncDisbursementWithMeeting = syncDisbursementWithMeeting;
         this.fixedEmiAmount = fixedEmiAmount;
         this.maxOutstandingLoanBalance = maxOutstandingLoanBalance;
-        this.disbursementDetails = disbursementDetails;
+        if (disbursementDetails != null) {
+            this.disbursementDetails = disbursementDetails;
+            for (final LoanDisbursementDetails loanDisbursementDetails : disbursementDetails) {
+                loanDisbursementDetails.updateLoan(this);
+            }
+        }
         this.approvedPrincipal = this.loanRepaymentScheduleDetail.getPrincipal().getAmount();
         this.createStandingInstructionAtDisbursement = createStandingInstructionAtDisbursement;
 
@@ -590,7 +609,26 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
 
         // Add net get net disbursal amount from charges and principal
         this.netDisbursalAmount = this.approvedPrincipal.subtract(deriveSumTotalOfChargesDueAtDisbursement());
+        this.loanStatus = LoanStatus.SUBMITTED_AND_PENDING_APPROVAL.getValue();
+        this.externalId = externalId;
+        this.termFrequency = loanApplicationTerms.getLoanTermFrequency();
+        this.termPeriodFrequencyType = loanApplicationTerms.getLoanTermPeriodFrequencyType().getValue();
+        this.expectedDisbursementDate = loanApplicationTerms.getExpectedDisbursementDate();
+        this.expectedFirstRepaymentOnDate = loanApplicationTerms.getRepaymentStartFromDate();
+        this.interestChargedFromDate = loanApplicationTerms.getInterestChargedFromDate();
+        this.submittedOnDate = submittedOnDate != null ? submittedOnDate : DateUtils.getBusinessLocalDate();
 
+        updateLoanSchedule(loanScheduleModel);
+
+        updateSummaryWithTotalFeeChargesDueAtDisbursement(deriveSumTotalOfChargesDueAtDisbursement());
+
+        // Copy interest recalculation settings if interest recalculation is enabled
+        if (this.loanRepaymentScheduleDetail.isInterestRecalculationEnabled()) {
+            this.loanInterestRecalculationDetails = LoanInterestRecalculationDetails
+                    .createFrom(this.loanProduct.getProductInterestRecalculationDetails());
+            this.loanInterestRecalculationDetails.updateLoan(this);
+        }
+        this.enableInstallmentLevelDelinquency = enableInstallmentLevelDelinquency;
     }
 
     public Integer getNumberOfRepayments() {
@@ -652,10 +690,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         return this.accountNumberRequiresAutoGeneration;
     }
 
-    public void setAccountNumberRequiresAutoGeneration(final boolean accountNumberRequiresAutoGeneration) {
-        this.accountNumberRequiresAutoGeneration = accountNumberRequiresAutoGeneration;
-    }
-
     public void addLoanCharge(final LoanCharge loanCharge) {
 
         if (isChargesAdditionAllowed() && loanCharge.isDueAtDisbursement()) {
@@ -1460,274 +1494,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         doPostLoanTransactionChecks(getLastUserTransactionDate(), loanLifecycleStateMachine);
     }
 
-    public Map<String, Object> loanApplicationModification(final JsonCommand command, final Set<LoanCharge> possiblyModifedLoanCharges,
-            final Set<LoanCollateralManagement> possiblyModifiedLoanCollateralItems, final AprCalculator aprCalculator,
-            boolean isChargesModified, final LoanProduct loanProduct) {
-
-        final Map<String, Object> actualChanges = this.loanRepaymentScheduleDetail.updateLoanApplicationAttributes(command, aprCalculator);
-        final MonetaryCurrency currency = new MonetaryCurrency(loanProduct.getCurrency().getCode(),
-                loanProduct.getCurrency().getDigitsAfterDecimal(), loanProduct.getCurrency().getCurrencyInMultiplesOf());
-        this.loanRepaymentScheduleDetail.updateCurrency(currency);
-
-        if (!actualChanges.isEmpty()) {
-            final boolean recalculateLoanSchedule = !(actualChanges.size() == 1 && actualChanges.containsKey(IN_ARREARS_TOLERANCE));
-            actualChanges.put(RECALCULATE_LOAN_SCHEDULE, recalculateLoanSchedule);
-            isChargesModified = true;
-        }
-
-        final String dateFormatAsInput = command.dateFormat();
-        final String localeAsInput = command.locale();
-
-        final String accountNoParamName = ACCOUNT_NO;
-        if (command.isChangeInStringParameterNamed(accountNoParamName, this.accountNumber)) {
-            final String newValue = command.stringValueOfParameterNamed(accountNoParamName);
-            actualChanges.put(accountNoParamName, newValue);
-            this.accountNumber = StringUtils.defaultIfEmpty(newValue, null);
-        }
-
-        if (command.isChangeInBooleanParameterNamed(CREATE_STANDING_INSTRUCTION_AT_DISBURSEMENT,
-                shouldCreateStandingInstructionAtDisbursement())) {
-            final Boolean valueAsInput = command.booleanObjectValueOfParameterNamed(CREATE_STANDING_INSTRUCTION_AT_DISBURSEMENT);
-            actualChanges.put(CREATE_STANDING_INSTRUCTION_AT_DISBURSEMENT, valueAsInput);
-            this.createStandingInstructionAtDisbursement = valueAsInput;
-        }
-
-        if (command.isChangeInStringParameterNamed(EXTERNAL_ID, this.externalId.getValue())) {
-            final String newValue = command.stringValueOfParameterNamed(EXTERNAL_ID);
-            ExternalId externalId = ExternalIdFactory.produce(newValue);
-            if (externalId.isEmpty() && TemporaryConfigurationServiceContainer.isExternalIdAutoGenerationEnabled()) {
-                externalId = ExternalId.generate();
-            }
-            actualChanges.put(EXTERNAL_ID, externalId);
-            this.externalId = externalId;
-        }
-
-        // add clientId, groupId and loanType changes to actual changes
-
-        final Long clientId = this.client == null ? null : this.client.getId();
-        if (command.isChangeInLongParameterNamed(CLIENT_ID, clientId)) {
-            final Long newValue = command.longValueOfParameterNamed(CLIENT_ID);
-            actualChanges.put(CLIENT_ID, newValue);
-        }
-
-        // FIXME: AA - We may require separate api command to move loan from one
-        // group to another
-        final Long groupId = this.group == null ? null : this.group.getId();
-        if (command.isChangeInLongParameterNamed(GROUP_ID, groupId)) {
-            final Long newValue = command.longValueOfParameterNamed(GROUP_ID);
-            actualChanges.put(GROUP_ID, newValue);
-        }
-
-        if (command.isChangeInLongParameterNamed(PRODUCT_ID, this.loanProduct.getId())) {
-            final Long newValue = command.longValueOfParameterNamed(PRODUCT_ID);
-            actualChanges.put(PRODUCT_ID, newValue);
-            actualChanges.put(RECALCULATE_LOAN_SCHEDULE, true);
-        }
-
-        if (command.isChangeInBooleanParameterNamed(IS_FLOATING_INTEREST_RATE, this.isFloatingInterestRate)) {
-            final Boolean newValue = command.booleanObjectValueOfParameterNamed(IS_FLOATING_INTEREST_RATE);
-            actualChanges.put(IS_FLOATING_INTEREST_RATE, newValue);
-            this.isFloatingInterestRate = newValue;
-        }
-
-        if (command.isChangeInBigDecimalParameterNamed(INTEREST_RATE_DIFFERENTIAL, this.interestRateDifferential)) {
-            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed(INTEREST_RATE_DIFFERENTIAL);
-            actualChanges.put(INTEREST_RATE_DIFFERENTIAL, newValue);
-            this.interestRateDifferential = newValue;
-        }
-
-        Long existingFundId = null;
-        if (this.fund != null) {
-            existingFundId = this.fund.getId();
-        }
-        if (command.isChangeInLongParameterNamed(FUND_ID, existingFundId)) {
-            final Long newValue = command.longValueOfParameterNamed(FUND_ID);
-            actualChanges.put(FUND_ID, newValue);
-        }
-
-        Long existingLoanOfficerId = null;
-        if (this.loanOfficer != null) {
-            existingLoanOfficerId = this.loanOfficer.getId();
-        }
-
-        if (command.isChangeInLongParameterNamed(LOAN_OFFICER_ID, existingLoanOfficerId)) {
-            final Long newValue = command.longValueOfParameterNamed(LOAN_OFFICER_ID);
-            actualChanges.put(LOAN_OFFICER_ID, newValue);
-        }
-
-        Long existingLoanPurposeId = null;
-        if (this.loanPurpose != null) {
-            existingLoanPurposeId = this.loanPurpose.getId();
-        }
-
-        if (command.isChangeInLongParameterNamed(LOAN_PURPOSE_ID, existingLoanPurposeId)) {
-            final Long newValue = command.longValueOfParameterNamed(LOAN_PURPOSE_ID);
-            actualChanges.put(LOAN_PURPOSE_ID, newValue);
-        }
-
-        if (command.isChangeInStringParameterNamed(TRANSACTION_PROCESSING_STRATEGY_CODE, transactionProcessingStrategyCode)) {
-            final String newValue = command.stringValueOfParameterNamed(TRANSACTION_PROCESSING_STRATEGY_CODE);
-            actualChanges.put(TRANSACTION_PROCESSING_STRATEGY_CODE, newValue);
-        }
-
-        if (command.isChangeInLocalDateParameterNamed(SUBMITTED_ON_DATE, getSubmittedOnDate())) {
-            final String valueAsInput = command.stringValueOfParameterNamed(SUBMITTED_ON_DATE);
-            actualChanges.put(SUBMITTED_ON_DATE, valueAsInput);
-            actualChanges.put(DATE_FORMAT, dateFormatAsInput);
-            actualChanges.put(LOCALE, localeAsInput);
-
-            this.submittedOnDate = command.localDateValueOfParameterNamed(SUBMITTED_ON_DATE);
-        }
-
-        if (command.isChangeInLocalDateParameterNamed(EXPECTED_DISBURSEMENT_DATE, getExpectedDisbursedOnLocalDate())) {
-            final String valueAsInput = command.stringValueOfParameterNamed(EXPECTED_DISBURSEMENT_DATE);
-            actualChanges.put(EXPECTED_DISBURSEMENT_DATE, valueAsInput);
-            actualChanges.put(DATE_FORMAT, dateFormatAsInput);
-            actualChanges.put(LOCALE, localeAsInput);
-            actualChanges.put(RECALCULATE_LOAN_SCHEDULE, true);
-
-            this.expectedDisbursementDate = command.localDateValueOfParameterNamed(EXPECTED_DISBURSEMENT_DATE);
-            removeFirstDisbursementTransaction();
-        }
-
-        if (command.isChangeInLocalDateParameterNamed(REPAYMENTS_STARTING_FROM_DATE, getExpectedFirstRepaymentOnDate())) {
-            final String valueAsInput = command.stringValueOfParameterNamed(REPAYMENTS_STARTING_FROM_DATE);
-            actualChanges.put(REPAYMENTS_STARTING_FROM_DATE, valueAsInput);
-            actualChanges.put(DATE_FORMAT, dateFormatAsInput);
-            actualChanges.put(LOCALE, localeAsInput);
-            actualChanges.put(RECALCULATE_LOAN_SCHEDULE, true);
-
-            this.expectedFirstRepaymentOnDate = command.localDateValueOfParameterNamed(REPAYMENTS_STARTING_FROM_DATE);
-        }
-
-        if (command.isChangeInBooleanParameterNamed(SYNC_DISBURSEMENT_WITH_MEETING, isSyncDisbursementWithMeeting())) {
-            final Boolean valueAsInput = command.booleanObjectValueOfParameterNamed(SYNC_DISBURSEMENT_WITH_MEETING);
-            actualChanges.put(SYNC_DISBURSEMENT_WITH_MEETING, valueAsInput);
-            this.syncDisbursementWithMeeting = valueAsInput;
-        }
-
-        if (command.isChangeInLocalDateParameterNamed(INTEREST_CHARGED_FROM_DATE, getInterestChargedFromDate())) {
-            final String valueAsInput = command.stringValueOfParameterNamed(INTEREST_CHARGED_FROM_DATE);
-            actualChanges.put(INTEREST_CHARGED_FROM_DATE, valueAsInput);
-            actualChanges.put(DATE_FORMAT, dateFormatAsInput);
-            actualChanges.put(LOCALE, localeAsInput);
-            actualChanges.put(RECALCULATE_LOAN_SCHEDULE, true);
-
-            this.interestChargedFromDate = command.localDateValueOfParameterNamed(INTEREST_CHARGED_FROM_DATE);
-        }
-
-        // the comparison should be done with the tenant date
-        // (DateUtils.getBusinessDate()) and not the server date (new
-        // LocalDate())
-        if (DateUtils.isDateInTheFuture(getSubmittedOnDate())) {
-            final String errorMessage = "The date on which a loan is submitted cannot be in the future.";
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.a.future.date", errorMessage, getSubmittedOnDate());
-        }
-
-        if (this.client != null && DateUtils.isBefore(getSubmittedOnDate(), this.client.getActivationDate())) {
-            final String errorMessage = "The date on which a loan is submitted cannot be earlier than client's activation date.";
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.before.client.activation.date", errorMessage,
-                    getSubmittedOnDate());
-        } else if (this.group != null && DateUtils.isBefore(getSubmittedOnDate(), this.group.getActivationDate())) {
-            final String errorMessage = "The date on which a loan is submitted cannot be earlier than groups's activation date.";
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.before.group.activation.date", errorMessage,
-                    getSubmittedOnDate());
-        }
-
-        if (DateUtils.isAfter(getSubmittedOnDate(), getExpectedDisbursedOnLocalDate())) {
-            final String errorMessage = "The date on which a loan is submitted cannot be after its expected disbursement date: "
-                    + getExpectedDisbursedOnLocalDate().toString();
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.after.expected.disbursement.date", errorMessage,
-                    getSubmittedOnDate(), getExpectedDisbursedOnLocalDate());
-        }
-
-        if (isChargesModified) {
-            actualChanges.put(PARAM_CHARGES, getLoanCharges(possiblyModifedLoanCharges));
-            actualChanges.put(RECALCULATE_LOAN_SCHEDULE, true);
-        }
-
-        if (command.parameterExists(PARAM_COLLATERAL) && possiblyModifiedLoanCollateralItems != null
-                && !possiblyModifiedLoanCollateralItems.isEmpty()) {
-            Set<LoanCollateralManagement> loanCollateralManagements = this.loanCollateralManagements;
-            boolean isTrue = possiblyModifiedLoanCollateralItems.equals(loanCollateralManagements);
-
-            if (!isTrue) {
-                actualChanges.put(PARAM_COLLATERAL, getLoanCollateralDataFormCommand(possiblyModifiedLoanCollateralItems));
-            }
-        }
-
-        if (command.isChangeInIntegerParameterNamed(LOAN_TERM_FREQUENCY, this.termFrequency)) {
-            final Integer newValue = command.integerValueOfParameterNamed(LOAN_TERM_FREQUENCY);
-            actualChanges.put(LOAN_TERM_FREQUENCY, newValue);
-            this.termFrequency = newValue;
-        }
-
-        if (command.isChangeInIntegerParameterNamed(LOAN_TERM_FREQUENCY_TYPE, this.termPeriodFrequencyType)) {
-            final Integer newValue = command.integerValueOfParameterNamed(LOAN_TERM_FREQUENCY_TYPE);
-            final PeriodFrequencyType newTermPeriodFrequencyType = PeriodFrequencyType.fromInt(newValue);
-            actualChanges.put(LOAN_TERM_FREQUENCY_TYPE, newTermPeriodFrequencyType.getValue());
-            this.termPeriodFrequencyType = newValue;
-        }
-
-        if (command.isChangeInBigDecimalParameterNamed(PRINCIPAL, this.approvedPrincipal)) {
-            this.approvedPrincipal = command.bigDecimalValueOfParameterNamed(PRINCIPAL);
-        }
-
-        if (command.isChangeInBigDecimalParameterNamed(PRINCIPAL, this.proposedPrincipal)) {
-            this.proposedPrincipal = command.bigDecimalValueOfParameterNamed(PRINCIPAL);
-        }
-
-        if (loanProduct.isMultiDisburseLoan()) {
-            updateDisbursementDetails(command, actualChanges);
-            if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.maxOutstandingBalanceParameterName,
-                    this.maxOutstandingLoanBalance)) {
-                this.maxOutstandingLoanBalance = command
-                        .bigDecimalValueOfParameterNamed(LoanApiConstants.maxOutstandingBalanceParameterName);
-            }
-            final JsonArray disbursementDataArray = command.arrayOfParameterNamed(LoanApiConstants.disbursementDataParameterName);
-
-            if (loanProduct.isDisallowExpectedDisbursements()) {
-                if (disbursementDataArray != null && !disbursementDataArray.isEmpty()) {
-                    final String errorMessage = "For this loan product, disbursement details are not allowed";
-                    throw new MultiDisbursementDataNotAllowedException(LoanApiConstants.disbursementDataParameterName, errorMessage);
-                }
-            } else {
-                if (disbursementDataArray == null || disbursementDataArray.size() == 0) {
-                    final String errorMessage = "For this loan product, disbursement details must be provided";
-                    throw new MultiDisbursementDataRequiredException(LoanApiConstants.disbursementDataParameterName, errorMessage);
-                }
-
-                if (disbursementDataArray.size() > loanProduct.maxTrancheCount()) {
-                    final String errorMessage = "Number of tranche shouldn't be greter than " + loanProduct.maxTrancheCount();
-                    throw new ExceedingTrancheCountException(LoanApiConstants.disbursementDataParameterName, errorMessage,
-                            loanProduct.maxTrancheCount(), disbursementDetails.size());
-                }
-            }
-        } else {
-            this.disbursementDetails.clear();
-        }
-
-        if (loanProduct.isMultiDisburseLoan() || loanProduct.isCanDefineInstallmentAmount()) {
-            if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.emiAmountParameterName, this.fixedEmiAmount)) {
-                this.fixedEmiAmount = command.bigDecimalValueOfParameterNamed(LoanApiConstants.emiAmountParameterName);
-                actualChanges.put(LoanApiConstants.emiAmountParameterName, this.fixedEmiAmount);
-                actualChanges.put(RECALCULATE_LOAN_SCHEDULE, true);
-            }
-        } else {
-            this.fixedEmiAmount = null;
-        }
-
-        if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName,
-                this.fixedPrincipalPercentagePerInstallment)) {
-            this.fixedPrincipalPercentagePerInstallment = command
-                    .bigDecimalValueOfParameterNamed(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName);
-            actualChanges.put(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName,
-                    this.fixedPrincipalPercentagePerInstallment);
-        }
-
-        return actualChanges;
-    }
-
     public void recalculateAllCharges() {
         Set<LoanCharge> charges = this.getActiveCharges();
         int penaltyWaitPeriod = 0;
@@ -2068,112 +1834,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         return list;
     }
 
-    private LoanCollateralManagementData[] getLoanCollateralDataFormCommand(final Set<LoanCollateralManagement> setOfLoanCollateral) {
-
-        LoanCollateralManagementData[] existingLoanCollateral = null;
-
-        final List<LoanCollateralManagementData> loanCollateralList = new ArrayList<>();
-        for (final LoanCollateralManagement loanCollateral : setOfLoanCollateral) {
-
-            loanCollateralList.add(loanCollateral.toCommand());
-
-        }
-
-        existingLoanCollateral = loanCollateralList.toArray(new LoanCollateralManagementData[0]);
-
-        return existingLoanCollateral;
-    }
-
-    private LoanChargeCommand[] getLoanCharges(final Set<LoanCharge> setOfLoanCharges) {
-
-        LoanChargeCommand[] existingLoanCharges = null;
-
-        final List<LoanChargeCommand> loanChargesList = new ArrayList<>();
-        for (final LoanCharge loanCharge : setOfLoanCharges) {
-            loanChargesList.add(loanCharge.toCommand());
-        }
-
-        existingLoanCharges = loanChargesList.toArray(new LoanChargeCommand[0]);
-
-        return existingLoanCharges;
-    }
-
-    private void removeFirstDisbursementTransaction() {
-        List<LoanTransaction> transactions = getLoanTransactions();
-        for (final LoanTransaction loanTransaction : transactions) {
-            if (loanTransaction.isDisbursement()) {
-                removeLoanTransaction(loanTransaction);
-                break;
-            }
-        }
-    }
-
-    public void loanApplicationSubmittal(final LoanScheduleModel loanSchedule, final LoanApplicationTerms loanApplicationTerms,
-            final LoanLifecycleStateMachine lifecycleStateMachine, final LocalDate submittedOn, final ExternalId externalId,
-            final boolean allowTransactionsOnHoliday, final List<Holiday> holidays, final WorkingDays workingDays,
-            final boolean allowTransactionsOnNonWorkingDay) {
-        updateLoanSchedule(loanSchedule);
-
-        lifecycleStateMachine.transition(LoanEvent.LOAN_CREATED, this);
-
-        this.externalId = externalId;
-        this.termFrequency = loanApplicationTerms.getLoanTermFrequency();
-        this.termPeriodFrequencyType = loanApplicationTerms.getLoanTermPeriodFrequencyType().getValue();
-        this.submittedOnDate = submittedOn;
-        this.expectedDisbursementDate = loanApplicationTerms.getExpectedDisbursementDate();
-        this.expectedFirstRepaymentOnDate = loanApplicationTerms.getRepaymentStartFromDate();
-        this.interestChargedFromDate = loanApplicationTerms.getInterestChargedFromDate();
-
-        updateLoanScheduleDependentDerivedFields();
-
-        if (DateUtils.isDateInTheFuture(submittedOn)) {
-            final String errorMessage = "The date on which a loan is submitted cannot be in the future.";
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.a.future.date", errorMessage, submittedOn,
-                    DateUtils.getBusinessLocalDate());
-        }
-
-        if (this.client != null && this.client.isActivatedAfter(submittedOn)) {
-            final String errorMessage = "The date on which a loan is submitted cannot be earlier than client's activation date.";
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.before.client.activation.date", errorMessage, submittedOn,
-                    client.getActivationDate());
-        }
-
-        validateActivityNotBeforeClientOrGroupTransferDate(LoanEvent.LOAN_CREATED, submittedOn);
-
-        if (this.group != null && this.group.isActivatedAfter(submittedOn)) {
-            final String errorMessage = "The date on which a loan is submitted cannot be earlier than groups's activation date.";
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.before.group.activation.date", errorMessage, submittedOn,
-                    group.getActivationDate());
-        }
-
-        if (DateUtils.isAfter(submittedOn, getExpectedDisbursedOnLocalDate())) {
-            final String errorMessage = "The date on which a loan is submitted cannot be after its expected disbursement date: "
-                    + getExpectedDisbursedOnLocalDate().toString();
-            throw new InvalidLoanStateTransitionException("submittal", "cannot.be.after.expected.disbursement.date", errorMessage,
-                    submittedOn, getExpectedDisbursedOnLocalDate());
-        }
-
-        // charges are optional
-        int penaltyWaitPeriod = 0;
-        for (final LoanCharge loanCharge : getActiveCharges()) {
-            recalculateLoanCharge(loanCharge, penaltyWaitPeriod);
-        }
-
-        updateSummaryWithTotalFeeChargesDueAtDisbursement(deriveSumTotalOfChargesDueAtDisbursement());
-
-        // validate if disbursement date is a holiday or a non-working day
-        validateDisbursementDateIsOnNonWorkingDay(workingDays, allowTransactionsOnNonWorkingDay);
-        validateDisbursementDateIsOnHoliday(allowTransactionsOnHoliday, holidays);
-
-        // Copy interest recalculation settings if interest recalculation is enabled
-        if (this.loanRepaymentScheduleDetail.isInterestRecalculationEnabled()) {
-            this.loanInterestRecalculationDetails = LoanInterestRecalculationDetails
-                    .createFrom(this.loanProduct.getProductInterestRecalculationDetails());
-            this.loanInterestRecalculationDetails.updateLoan(this);
-        }
-
-    }
-
     private LocalDate determineExpectedMaturityDate() {
         List<LoanRepaymentScheduleInstallment> installments = getRepaymentScheduleInstallments().stream()
                 .filter(i -> !i.isDownPayment() && !i.isAdditional()).toList();
@@ -4876,7 +4536,7 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
             break;
         }
         return dueRepaymentPeriodDate.minusDays(1);// get 2n-1 range date from
-                                                   // startDate
+        // startDate
     }
 
     private void validateDisbursementDateIsOnNonWorkingDay(final WorkingDays workingDays, final boolean allowTransactionsOnNonWorkingDay) {
@@ -4945,7 +4605,7 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
     }
 
     public void updateInterestRateFrequencyType() {
-        this.loanRepaymentScheduleDetail.updateInterestPeriodFrequencyType(this.loanProduct.getInterestPeriodFrequencyType());
+        this.loanRepaymentScheduleDetail.setInterestPeriodFrequencyType(this.loanProduct.getInterestPeriodFrequencyType());
     }
 
     public Integer getTermFrequency() {
@@ -4975,14 +4635,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         this.loanStatus = loanStatus;
     }
 
-    public void validateExpectedDisbursementForHolidayAndNonWorkingDay(final WorkingDays workingDays,
-            final boolean allowTransactionsOnHoliday, final List<Holiday> holidays, final boolean allowTransactionsOnNonWorkingDay) {
-        // validate if disbursement date is a holiday or a non-working day
-        validateDisbursementDateIsOnNonWorkingDay(workingDays, allowTransactionsOnNonWorkingDay);
-        validateDisbursementDateIsOnHoliday(allowTransactionsOnHoliday, holidays);
-
-    }
-
     private void validateActivityNotBeforeClientOrGroupTransferDate(final LoanEvent event, final LocalDate activityDate) {
         if (this.client != null && this.client.getOfficeJoiningDate() != null) {
             final LocalDate clientOfficeJoiningDate = this.client.getOfficeJoiningDate();
@@ -4991,11 +4643,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
                 String action = null;
                 String postfix = null;
                 switch (event) {
-                    case LOAN_CREATED:
-                        errorMessage = "The date on which a loan is submitted cannot be earlier than client's transfer date to this office";
-                        action = "submittal";
-                        postfix = "cannot.be.before.client.transfer.date";
-                    break;
                     case LOAN_APPROVED:
                         errorMessage = "The date on which a loan is approved cannot be earlier than client's transfer date to this office";
                         action = "approval";
@@ -5400,6 +5047,10 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         return currentDisbursementDetails;
     }
 
+    public void clearDisbursementDetails() {
+        this.disbursementDetails.clear();
+    }
+
     public LoanDisbursementDetails getDisbursementDetails(final LocalDate transactionDate, final BigDecimal transactionAmount) {
         for (LoanDisbursementDetails disbursementDetail : this.disbursementDetails) {
             if (!disbursementDetail.isReversed() && disbursementDetail.getDisbursementDate().equals(transactionDate)
@@ -5525,7 +5176,7 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
     }
 
     public void updateIsInterestRecalculationEnabled() {
-        this.loanRepaymentScheduleDetail.updateIsInterestRecalculationEnabled(isInterestRecalculationEnabledForProduct());
+        this.loanRepaymentScheduleDetail.setInterestRecalculationEnabled(isInterestRecalculationEnabledForProduct());
     }
 
     public LoanInterestRecalculationDetails loanInterestRecalculationDetails() {
@@ -6196,11 +5847,11 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         // loanCalendar = loanCalendarInstance.getCalendar();
         // }
 
-        final Integer graceOnPrincipalPayment = this.loanRepaymentScheduleDetail.graceOnPrincipalPayment();
-        final Integer graceOnInterestPayment = this.loanRepaymentScheduleDetail.graceOnInterestPayment();
-        final Integer graceOnInterestCharged = this.loanRepaymentScheduleDetail.graceOnInterestCharged();
+        final Integer graceOnPrincipalPayment = this.loanRepaymentScheduleDetail.getGraceOnPrincipalPayment();
+        final Integer graceOnInterestPayment = this.loanRepaymentScheduleDetail.getGraceOnInterestPayment();
+        final Integer graceOnInterestCharged = this.loanRepaymentScheduleDetail.getGraceOnInterestCharged();
         final LocalDate interestChargedFromDate = getInterestChargedFromDate();
-        final Integer graceOnArrearsAgeing = this.loanRepaymentScheduleDetail.getGraceOnDueDate();
+        final Integer graceOnArrearsAgeing = this.loanRepaymentScheduleDetail.getGraceOnArrearsAgeing();
 
         final Money inArrearsToleranceMoney = this.loanRepaymentScheduleDetail.getInArrearsTolerance();
         final BigDecimal emiAmount = getFixedEmiAmount();
@@ -6258,7 +5909,7 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
     }
 
     public void updateNumberOfRepayments(Integer numberOfRepayments) {
-        this.loanRepaymentScheduleDetail.updateNumberOfRepayments(numberOfRepayments);
+        this.loanRepaymentScheduleDetail.setNumberOfRepayments(numberOfRepayments);
     }
 
     public void updateRescheduledOnDate(LocalDate rescheduledOnDate) {
@@ -7134,8 +6785,8 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom {
         return rates;
     }
 
-    public Integer getLoanType() {
-        return loanType;
+    public AccountType getLoanType() {
+        return AccountType.fromInt(loanType);
     }
 
     public void setLoanType(Integer loanType) {

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanCharge.java

@@ -54,7 +54,6 @@ import org.apache.fineract.portfolio.charge.domain.ChargeCalculationType;
 import org.apache.fineract.portfolio.charge.domain.ChargePaymentMode;
 import org.apache.fineract.portfolio.charge.domain.ChargeTimeType;
 import org.apache.fineract.portfolio.charge.exception.LoanChargeWithoutMandatoryFieldException;
-import org.apache.fineract.portfolio.loanaccount.command.LoanChargeCommand;
 import org.apache.fineract.portfolio.loanaccount.data.LoanChargeData;
 import org.apache.fineract.portfolio.loanaccount.data.LoanChargePaidDetail;
 import org.apache.fineract.portfolio.loanaccount.data.LoanInstallmentChargeData;
@@ -509,10 +508,6 @@ public class LoanCharge extends AbstractAuditableWithUTCDateTimeCustom {
         return value.compareTo(BigDecimal.ZERO) > 0;
     }
 
-    public LoanChargeCommand toCommand() {
-        return new LoanChargeCommand(getId(), this.charge.getId(), this.amount, this.chargeTime, this.chargeCalculation, getDueLocalDate());
-    }
-
     public LocalDate getDueLocalDate() {
         return this.dueDate;
     }

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/domain/LoanApplicationTerms.java

@@ -306,10 +306,10 @@ public final class LoanApplicationTerms {
         final Money principalMoney = loanProductRelatedDetail.getPrincipal();
 
         //
-        final Integer graceOnPrincipalPayment = loanProductRelatedDetail.graceOnPrincipalPayment();
-        final Integer recurringMoratoriumOnPrincipalPeriods = loanProductRelatedDetail.recurringMoratoriumOnPrincipalPeriods();
-        final Integer graceOnInterestPayment = loanProductRelatedDetail.graceOnInterestPayment();
-        final Integer graceOnInterestCharged = loanProductRelatedDetail.graceOnInterestCharged();
+        final Integer graceOnPrincipalPayment = loanProductRelatedDetail.getGraceOnPrincipalPayment();
+        final Integer recurringMoratoriumOnPrincipalPeriods = loanProductRelatedDetail.getRecurringMoratoriumOnPrincipalPeriods();
+        final Integer graceOnInterestPayment = loanProductRelatedDetail.getGraceOnInterestPayment();
+        final Integer graceOnInterestCharged = loanProductRelatedDetail.getGraceOnInterestCharged();
 
         // Interest recalculation settings
         final DaysInMonthType daysInMonthType = loanProductRelatedDetail.fetchDaysInMonthType();
@@ -334,7 +334,7 @@ public final class LoanApplicationTerms {
                 repaymentsStartingFromDate, calculatedRepaymentsStartingFromDate, graceOnPrincipalPayment,
                 recurringMoratoriumOnPrincipalPeriods, graceOnInterestPayment, graceOnInterestCharged, interestChargedFromDate,
                 inArrearsTolerance, multiDisburseLoan, emiAmount, disbursementDatas, maxOutstandingBalance,
-                loanProductRelatedDetail.getGraceOnDueDate(), daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
+                loanProductRelatedDetail.getGraceOnArrearsAgeing(), daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
                 rescheduleStrategyMethod, compoundingMethod, restCalendarInstance, recalculationFrequencyType, compoundingCalendarInstance,
                 compoundingFrequencyType, principalThresholdForLastInstalment, installmentAmountInMultiplesOf,
                 loanPreClosureInterestCalculationStrategy, loanCalendar, approvedAmount, loanTermVariations, calendarHistoryDataWrapper,

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/mapper/LoanChargeMapper.java

@@ -0,0 +1,44 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.loanaccount.mapper;
+
+import java.util.Set;
+import java.util.stream.Collectors;
+import org.apache.fineract.infrastructure.core.config.MapstructMapperConfig;
+import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
+import org.apache.fineract.portfolio.loanaccount.command.LoanChargeCommand;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
+import org.mapstruct.Mapper;
+import org.mapstruct.Mapping;
+
+@Mapper(config = MapstructMapperConfig.class)
+public interface LoanChargeMapper {
+
+    @Mapping(target = "id", source = "loanCharge.id")
+    @Mapping(target = "chargeId", source = "loanCharge.charge.id")
+    @Mapping(target = "amount", expression = "java(loanCharge.getAmount(currency).getAmount())")
+    @Mapping(target = "chargeTimeType", source = "loanCharge.chargeTimeType.value")
+    @Mapping(target = "chargeCalculationType", source = "loanCharge.chargeCalculation.value")
+    @Mapping(target = "dueDate", source = "loanCharge.dueDate")
+    LoanChargeCommand map(LoanCharge loanCharge, MonetaryCurrency currency);
+
+    default Set<LoanChargeCommand> map(Set<LoanCharge> loanCharge, MonetaryCurrency currency) {
+        return loanCharge.stream().map(lc -> map(lc, currency)).collect(Collectors.toSet());
+    }
+}

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/mapper/LoanCollateralManagementMapper.java

@@ -0,0 +1,39 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.loanaccount.mapper;
+
+import java.util.Set;
+import org.apache.fineract.infrastructure.core.config.MapstructMapperConfig;
+import org.apache.fineract.portfolio.loanaccount.data.LoanCollateralManagementData;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanCollateralManagement;
+import org.mapstruct.Mapper;
+import org.mapstruct.Mapping;
+
+@Mapper(config = MapstructMapperConfig.class)
+public interface LoanCollateralManagementMapper {
+
+    @Mapping(target = "id", source = "id")
+    @Mapping(target = "clientCollateralId", source = "clientCollateralManagement.id")
+    @Mapping(target = "quantity", source = "quantity")
+    @Mapping(target = "total", ignore = true)
+    @Mapping(target = "totalCollateral", ignore = true)
+    LoanCollateralManagementData map(LoanCollateralManagement loanCollateralManagement);
+
+    Set<LoanCollateralManagementData> map(Set<LoanCollateralManagement> loanCollateralManagements);
+}

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanProduct.java

@@ -725,8 +725,6 @@ public class LoanProduct extends AbstractPersistableCustom {
                 isInterestRecalculationEnabled, isEqualAmortization, enableDownPayment, disbursedAmountPercentageForDownPayment,
                 enableAutoRepaymentForDownPayment, loanScheduleType, loanScheduleProcessingType, fixedLength);
 
-        this.loanProductRelatedDetail.validateRepaymentPeriodWithGraceSettings();
-
         this.loanProductMinMaxConstraints = new LoanProductMinMaxConstraints(defaultMinPrincipal, defaultMaxPrincipal,
                 defaultMinNominalInterestRatePerPeriod, defaultMaxNominalInterestRatePerPeriod, defaultMinNumberOfInstallments,
                 defaultMaxNumberOfInstallments);
@@ -1298,21 +1296,21 @@ public class LoanProduct extends AbstractPersistableCustom {
                 this.loanProductRelatedDetail.isEnableDownPayment())) {
             final boolean newValue = command.booleanPrimitiveValueOfParameterNamed(LoanProductConstants.ENABLE_DOWN_PAYMENT);
             actualChanges.put(LoanProductConstants.ENABLE_DOWN_PAYMENT, newValue);
-            this.loanProductRelatedDetail.updateEnableDownPayment(newValue);
+            this.loanProductRelatedDetail.setEnableDownPayment(newValue);
         }
 
         if (command.isChangeInBigDecimalParameterNamed(LoanProductConstants.DISBURSED_AMOUNT_PERCENTAGE_DOWN_PAYMENT,
                 this.loanProductRelatedDetail.getDisbursedAmountPercentageForDownPayment())) {
             BigDecimal newValue = command.bigDecimalValueOfParameterNamed(LoanProductConstants.DISBURSED_AMOUNT_PERCENTAGE_DOWN_PAYMENT);
             actualChanges.put(LoanProductConstants.DISBURSED_AMOUNT_PERCENTAGE_DOWN_PAYMENT, newValue);
-            this.loanProductRelatedDetail.updateDisbursedAmountPercentageForDownPayment(newValue);
+            this.loanProductRelatedDetail.setDisbursedAmountPercentageForDownPayment(newValue);
         }
 
         if (command.isChangeInBooleanParameterNamed(LoanProductConstants.ENABLE_AUTO_REPAYMENT_DOWN_PAYMENT,
                 this.loanProductRelatedDetail.isEnableAutoRepaymentForDownPayment())) {
             final boolean newValue = command.booleanPrimitiveValueOfParameterNamed(LoanProductConstants.ENABLE_AUTO_REPAYMENT_DOWN_PAYMENT);
             actualChanges.put(LoanProductConstants.ENABLE_AUTO_REPAYMENT_DOWN_PAYMENT, newValue);
-            this.loanProductRelatedDetail.updateEnableAutoRepaymentForDownPayment(newValue);
+            this.loanProductRelatedDetail.setEnableAutoRepaymentForDownPayment(newValue);
         }
 
         if (command.isChangeInIntegerParameterNamed(LoanProductConstants.REPAYMENT_START_DATE_TYPE,

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanProductMinimumRepaymentScheduleRelatedDetail.java

@@ -32,13 +32,13 @@ public interface LoanProductMinimumRepaymentScheduleRelatedDetail {
 
     Money getPrincipal();
 
-    Integer graceOnInterestCharged();
+    Integer getGraceOnInterestCharged();
 
-    Integer graceOnInterestPayment();
+    Integer getGraceOnInterestPayment();
 
-    Integer graceOnPrincipalPayment();
+    Integer getGraceOnPrincipalPayment();
 
-    Integer recurringMoratoriumOnPrincipalPeriods();
+    Integer getRecurringMoratoriumOnPrincipalPeriods();
 
     Money getInArrearsTolerance();
 
@@ -60,5 +60,5 @@ public interface LoanProductMinimumRepaymentScheduleRelatedDetail {
 
     AmortizationMethod getAmortizationMethod();
 
-    Integer getGraceOnDueDate();
+    Integer getGraceOnArrearsAgeing();
 }

fineract-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/domain/LoanProductRelatedDetail.java

@@ -24,14 +24,11 @@ import jakarta.persistence.Embedded;
 import jakarta.persistence.EnumType;
 import jakarta.persistence.Enumerated;
 import java.math.BigDecimal;
-import java.util.ArrayList;
 import java.util.LinkedHashMap;
-import java.util.List;
 import java.util.Map;
+import lombok.Getter;
+import lombok.Setter;
 import org.apache.fineract.infrastructure.core.api.JsonCommand;
-import org.apache.fineract.infrastructure.core.data.ApiParameterError;
-import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
-import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
 import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
 import org.apache.fineract.organisation.monetary.domain.Money;
 import org.apache.fineract.portfolio.common.domain.DaysInMonthType;
@@ -48,6 +45,8 @@ import org.apache.fineract.portfolio.loanproduct.LoanProductConstants;
  * a {@link Loan}.
  */
 @Embeddable
+@Getter
+@Setter
 public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentScheduleRelatedDetail {
 
     @Embedded
@@ -241,82 +240,32 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
         return Money.of(this.currency, this.principal);
     }
 
-    public void setPrincipal(BigDecimal principal) {
-        this.principal = principal;
-    }
-
-    @Override
-    public Integer graceOnInterestCharged() {
-        return this.graceOnInterestCharged;
-    }
-
-    @Override
-    public Integer graceOnInterestPayment() {
-        return this.graceOnInterestPayment;
-    }
-
-    @Override
-    public Integer graceOnPrincipalPayment() {
-        return this.graceOnPrincipalPayment;
-    }
-
-    @Override
-    public Integer recurringMoratoriumOnPrincipalPeriods() {
-        return this.recurringMoratoriumOnPrincipalPeriods;
-    }
-
     @Override
     public Money getInArrearsTolerance() {
         return Money.of(this.currency, this.inArrearsTolerance);
     }
 
+    // TODO: REVIEW
     @Override
     public BigDecimal getNominalInterestRatePerPeriod() {
         return this.nominalInterestRatePerPeriod == null ? null
                 : BigDecimal.valueOf(Double.parseDouble(this.nominalInterestRatePerPeriod.stripTrailingZeros().toString()));
     }
 
+    // TODO: REVIEW
     @Override
     public PeriodFrequencyType getInterestPeriodFrequencyType() {
         return this.interestPeriodFrequencyType == null ? PeriodFrequencyType.INVALID : this.interestPeriodFrequencyType;
     }
 
+    // TODO: REVIEW
     @Override
     public BigDecimal getAnnualNominalInterestRate() {
         return this.annualNominalInterestRate == null ? null
                 : BigDecimal.valueOf(Double.parseDouble(this.annualNominalInterestRate.stripTrailingZeros().toString()));
     }
 
-    @Override
-    public InterestMethod getInterestMethod() {
-        return this.interestMethod;
-    }
-
-    @Override
-    public InterestCalculationPeriodMethod getInterestCalculationPeriodMethod() {
-        return this.interestCalculationPeriodMethod;
-    }
-
-    @Override
-    public Integer getRepayEvery() {
-        return this.repayEvery;
-    }
-
-    @Override
-    public PeriodFrequencyType getRepaymentPeriodFrequencyType() {
-        return this.repaymentPeriodFrequencyType;
-    }
-
-    @Override
-    public Integer getNumberOfRepayments() {
-        return this.numberOfRepayments;
-    }
-
-    @Override
-    public AmortizationMethod getAmortizationMethod() {
-        return this.amortizationMethod;
-    }
-
+    // TODO: Move into assembler
     public Map<String, Object> update(final JsonCommand command, final AprCalculator aprCalculator) {
 
         final Map<String, Object> actualChanges = new LinkedHashMap<>(20);
@@ -367,18 +316,6 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
             loanScheduleProcessingType = newLoanScheduleProcessingType;
         }
 
-        final Map<String, Object> loanApplicationAttributeChanges = updateLoanApplicationAttributes(command, aprCalculator);
-
-        actualChanges.putAll(loanApplicationAttributeChanges);
-
-        return actualChanges;
-    }
-
-    public Map<String, Object> updateLoanApplicationAttributes(final JsonCommand command, final AprCalculator aprCalculator) {
-        final Map<String, Object> actualChanges = new LinkedHashMap<>(20);
-
-        final String localeAsInput = command.locale();
-
         final String principalParamName = "principal";
         if (command.isChangeInBigDecimalParameterNamed(principalParamName, this.principal)) {
             final BigDecimal newValue = command.bigDecimalValueOfParameterNamed(principalParamName);
@@ -557,63 +494,10 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
             this.isEqualAmortization = newValue;
         }
 
-        validateRepaymentPeriodWithGraceSettings();
-
         return actualChanges;
     }
 
-    public void updateCurrency(final MonetaryCurrency currency) {
-        this.currency = currency;
-    }
-
-    public void validateRepaymentPeriodWithGraceSettings() {
-        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
-        final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loanproduct");
-
-        if (this.numberOfRepayments <= defaultToZeroIfNull(this.graceOnPrincipalPayment)) {
-            baseDataValidator.reset().parameter("graceOnPrincipalPayment").value(this.graceOnPrincipalPayment)
-                    .failWithCode(".mustBeLessThan.numberOfRepayments");
-        }
-
-        if (this.numberOfRepayments <= defaultToZeroIfNull(this.graceOnInterestPayment)) {
-            baseDataValidator.reset().parameter("graceOnInterestPayment").value(this.graceOnInterestPayment)
-                    .failWithCode(".mustBeLessThan.numberOfRepayments");
-        }
-
-        if (this.numberOfRepayments < defaultToZeroIfNull(this.graceOnInterestCharged)) {
-            baseDataValidator.reset().parameter("graceOnInterestCharged").value(this.graceOnInterestCharged)
-                    .failWithCode(".mustBeLessThan.numberOfRepayments");
-        }
-
-        int graceOnPrincipal = 0;
-        if (this.getGraceOnPrincipalPayment() != null) {
-            graceOnPrincipal = this.getGraceOnPrincipalPayment();
-        }
-        int recurMoratoriumOnPrincipal = 0;
-        if (this.recurringMoratoriumOnPrincipalPeriods() != null) {
-            recurMoratoriumOnPrincipal = this.recurringMoratoriumOnPrincipalPeriods();
-        }
-
-        if ((recurMoratoriumOnPrincipal > 0) && ((this.numberOfRepayments - graceOnPrincipal) % (recurMoratoriumOnPrincipal + 1) != 1)) {
-            baseDataValidator.reset().parameter("graceOnPrincipalPayments.and.recurringMoratoriumOnPrincipalPeriods")
-                    .value(graceOnPrincipal).value(recurMoratoriumOnPrincipal)
-                    .failWithCode("causes.principal.moratorium.for.last.installment");
-        }
-
-        if (!dataValidationErrors.isEmpty()) {
-            throw new PlatformApiDataValidationException(dataValidationErrors);
-        }
-    }
-
-    private Integer defaultToZeroIfNull(final Integer value) {
-        Integer result = value;
-        if (value == null) {
-            result = 0;
-        }
-        return result;
-    }
-
-    private void updateInterestRateDerivedFields(final AprCalculator aprCalculator) {
+    public void updateInterestRateDerivedFields(final AprCalculator aprCalculator) {
         this.annualNominalInterestRate = aprCalculator.calculateFrom(this.interestPeriodFrequencyType, this.nominalInterestRatePerPeriod,
                 this.numberOfRepayments, this.repayEvery, this.repaymentPeriodFrequencyType);
 
@@ -623,15 +507,6 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
         return this.currency.getCode().equalsIgnoreCase(currencyCode);
     }
 
-    public void updateInterestPeriodFrequencyType(final PeriodFrequencyType interestPeriodFrequencyType) {
-        this.interestPeriodFrequencyType = interestPeriodFrequencyType;
-    }
-
-    @Override
-    public Integer getGraceOnDueDate() {
-        return this.graceOnArrearsAgeing;
-    }
-
     public DaysInMonthType fetchDaysInMonthType() {
         return DaysInMonthType.fromInt(this.daysInMonthType);
     }
@@ -640,129 +515,9 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
         return DaysInYearType.fromInt(this.daysInYearType);
     }
 
-    public boolean isInterestRecalculationEnabled() {
-        return this.isInterestRecalculationEnabled;
-    }
-
-    public void updateIsInterestRecalculationEnabled(final boolean isInterestRecalculationEnabled) {
-        this.isInterestRecalculationEnabled = isInterestRecalculationEnabled;
-    }
-
-    public void updateNumberOfRepayments(Integer numberOfRepayments) {
-        this.numberOfRepayments = numberOfRepayments;
-    }
-
-    public Integer getGraceOnPrincipalPayment() {
-        return graceOnPrincipalPayment;
-    }
-
-    public void setGraceOnPrincipalPayment(Integer graceOnPrincipalPayment) {
-        this.graceOnPrincipalPayment = graceOnPrincipalPayment;
-    }
-
-    public Integer getGraceOnInterestPayment() {
-        return graceOnInterestPayment;
-    }
-
-    public void setGraceOnInterestPayment(Integer graceOnInterestPayment) {
-        this.graceOnInterestPayment = graceOnInterestPayment;
-    }
-
-    public Integer getGraceOnArrearsAgeing() {
-        return graceOnArrearsAgeing;
-    }
-
-    public void setGraceOnArrearsAgeing(Integer graceOnArrearsAgeing) {
-        this.graceOnArrearsAgeing = graceOnArrearsAgeing;
-    }
-
-    public void setInterestMethod(InterestMethod interestMethod) {
-        this.interestMethod = interestMethod;
-    }
-
-    public void setInterestCalculationPeriodMethod(InterestCalculationPeriodMethod interestCalculationPeriodMethod) {
-        this.interestCalculationPeriodMethod = interestCalculationPeriodMethod;
-    }
-
-    public void setRepayEvery(Integer repayEvery) {
-        this.repayEvery = repayEvery;
-    }
-
-    public void setRepaymentPeriodFrequencyType(PeriodFrequencyType repaymentPeriodFrequencyType) {
-        this.repaymentPeriodFrequencyType = repaymentPeriodFrequencyType;
-    }
-
-    public void setAmortizationMethod(AmortizationMethod amortizationMethod) {
-        this.amortizationMethod = amortizationMethod;
-    }
-
-    public void setInArrearsTolerance(BigDecimal inArrearsTolerance) {
-        this.inArrearsTolerance = inArrearsTolerance;
-    }
-
-    public BigDecimal getArrearsTolerance() {
-        return this.inArrearsTolerance;
-    }
-
     public void updateForFloatingInterestRates() {
         this.nominalInterestRatePerPeriod = null;
         this.interestPeriodFrequencyType = PeriodFrequencyType.INVALID;
         this.annualNominalInterestRate = null;
     }
-
-    public boolean isAllowPartialPeriodInterestCalcualtion() {
-        return this.allowPartialPeriodInterestCalcualtion;
-    }
-
-    public boolean isEqualAmortization() {
-        return isEqualAmortization;
-    }
-
-    public void setEqualAmortization(boolean isEqualAmortization) {
-        this.isEqualAmortization = isEqualAmortization;
-    }
-
-    public void setNominalInterestRatePerPeriod(BigDecimal nominalInterestRatePerPeriod) {
-        this.nominalInterestRatePerPeriod = nominalInterestRatePerPeriod;
-    }
-
-    public boolean isEnableDownPayment() {
-        return enableDownPayment;
-    }
-
-    public BigDecimal getDisbursedAmountPercentageForDownPayment() {
-        return disbursedAmountPercentageForDownPayment;
-    }
-
-    public void updateEnableDownPayment(boolean enableDownPayment) {
-        this.enableDownPayment = enableDownPayment;
-    }
-
-    public void updateDisbursedAmountPercentageForDownPayment(BigDecimal disbursedAmountPercentageForDownPayment) {
-        this.disbursedAmountPercentageForDownPayment = disbursedAmountPercentageForDownPayment;
-    }
-
-    public Boolean isEnableAutoRepaymentForDownPayment() {
-        return enableAutoRepaymentForDownPayment;
-    }
-
-    public void updateEnableAutoRepaymentForDownPayment(boolean enableAutoRepaymentForDownPayment) {
-        this.enableAutoRepaymentForDownPayment = enableAutoRepaymentForDownPayment;
-    }
-
-    public LoanScheduleType getLoanScheduleType() {
-        return loanScheduleType;
-    }
-
-    public LoanScheduleProcessingType getLoanScheduleProcessingType() {
-        return loanScheduleProcessingType;
-    }
-
-    public Integer getFixedLength() {
-        return this.fixedLength;
-    }
-
-    public void setFixedLength(Integer fixedLength) {
-        this.fixedLength = fixedLength;
-    }
 }

fineract-provider/src/main/java/org/apache/fineract/infrastructure/dataqueries/service/EntityDatatableChecksWritePlatformServiceImpl.java

@@ -175,7 +175,7 @@ public class EntityDatatableChecksWritePlatformServiceImpl implements EntityData
         List<EntityDatatableChecks> tableRequiredBeforAction = entityDatatableChecksRepository.findByEntityStatusAndProduct(entityName,
                 statusCode, productId);
 
-        if (tableRequiredBeforAction == null || tableRequiredBeforAction.size() < 1) {
+        if (tableRequiredBeforAction == null || tableRequiredBeforAction.isEmpty()) {
             tableRequiredBeforAction = entityDatatableChecksRepository.findByEntityStatusAndNoProduct(entityName, statusCode);
         }
         if (tableRequiredBeforAction != null) {
@@ -190,7 +190,7 @@ public class EntityDatatableChecksWritePlatformServiceImpl implements EntityData
                     reqDatatables.add(datatableName);
                 }
             }
-            if (reqDatatables.size() > 0) {
+            if (!reqDatatables.isEmpty()) {
                 throw new DatatableEntryRequiredException(reqDatatables.toString());
             }
         }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanAccountDomainServiceJpa.java

@@ -81,7 +81,6 @@ import org.apache.fineract.portfolio.account.domain.AccountTransferStandingInstr
 import org.apache.fineract.portfolio.account.domain.AccountTransferTransaction;
 import org.apache.fineract.portfolio.account.domain.StandingInstructionRepository;
 import org.apache.fineract.portfolio.account.domain.StandingInstructionStatus;
-import org.apache.fineract.portfolio.accountdetails.domain.AccountType;
 import org.apache.fineract.portfolio.client.domain.Client;
 import org.apache.fineract.portfolio.client.exception.ClientNotActiveException;
 import org.apache.fineract.portfolio.common.domain.PeriodFrequencyType;
@@ -250,7 +249,7 @@ public class LoanAccountDomainServiceJpa implements LoanAccountDomainService {
         // changes to closed
         disableStandingInstructionsLinkedToClosedLoan(loan);
 
-        if (AccountType.fromInt(loan.getLoanType()).isIndividualAccount()) {
+        if (loan.getLoanType().isIndividualAccount()) {
             // Mark Post Dated Check as paid.
             final Set<LoanTransactionToRepaymentScheduleMapping> loanTransactionToRepaymentScheduleMappings = newRepaymentTransaction
                     .getLoanTransactionToRepaymentScheduleMappings();

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/service/LoanScheduleAssembler.java

@@ -34,8 +34,10 @@ import java.util.Locale;
 import java.util.Map;
 import java.util.Set;
 import java.util.TreeSet;
+import lombok.RequiredArgsConstructor;
 import org.apache.commons.lang3.StringUtils;
 import org.apache.fineract.infrastructure.configuration.domain.ConfigurationDomainService;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
 import org.apache.fineract.infrastructure.core.data.ApiParameterError;
 import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
 import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
@@ -100,6 +102,7 @@ import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanSchedul
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
 import org.apache.fineract.portfolio.loanaccount.serialization.VariableLoanScheduleFromApiJsonValidator;
 import org.apache.fineract.portfolio.loanaccount.service.LoanChargeAssembler;
+import org.apache.fineract.portfolio.loanaccount.service.LoanDisbursementDetailsAssembler;
 import org.apache.fineract.portfolio.loanaccount.service.LoanUtilService;
 import org.apache.fineract.portfolio.loanproduct.LoanProductConstants;
 import org.apache.fineract.portfolio.loanproduct.domain.AmortizationMethod;
@@ -115,10 +118,10 @@ import org.apache.fineract.portfolio.loanproduct.domain.RecalculationFrequencyTy
 import org.apache.fineract.portfolio.loanproduct.domain.RepaymentStartDateType;
 import org.apache.fineract.portfolio.loanproduct.exception.LoanProductNotFoundException;
 import org.apache.fineract.portfolio.loanproduct.service.LoanEnumerations;
-import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.stereotype.Service;
 
 @Service
+@RequiredArgsConstructor
 public class LoanScheduleAssembler {
 
     private final FromJsonHelper fromApiJsonHelper;
@@ -137,35 +140,7 @@ public class LoanScheduleAssembler {
     private final VariableLoanScheduleFromApiJsonValidator variableLoanScheduleFromApiJsonValidator;
     private final CalendarInstanceRepository calendarInstanceRepository;
     private final LoanUtilService loanUtilService;
-
-    @Autowired
-    public LoanScheduleAssembler(final FromJsonHelper fromApiJsonHelper, final LoanProductRepository loanProductRepository,
-            final ApplicationCurrencyRepositoryWrapper applicationCurrencyRepository,
-            final LoanScheduleGeneratorFactory loanScheduleFactory, final AprCalculator aprCalculator,
-            final LoanChargeAssembler loanChargeAssembler, final CalendarRepository calendarRepository,
-            final HolidayRepository holidayRepository, final ConfigurationDomainService configurationDomainService,
-            final ClientRepositoryWrapper clientRepository, final GroupRepositoryWrapper groupRepository,
-            final WorkingDaysRepositoryWrapper workingDaysRepository,
-            final FloatingRatesReadPlatformService floatingRatesReadPlatformService,
-            final VariableLoanScheduleFromApiJsonValidator variableLoanScheduleFromApiJsonValidator,
-            final CalendarInstanceRepository calendarInstanceRepository, final LoanUtilService loanUtilService) {
-        this.fromApiJsonHelper = fromApiJsonHelper;
-        this.loanProductRepository = loanProductRepository;
-        this.applicationCurrencyRepository = applicationCurrencyRepository;
-        this.loanScheduleFactory = loanScheduleFactory;
-        this.aprCalculator = aprCalculator;
-        this.loanChargeAssembler = loanChargeAssembler;
-        this.calendarRepository = calendarRepository;
-        this.holidayRepository = holidayRepository;
-        this.configurationDomainService = configurationDomainService;
-        this.clientRepository = clientRepository;
-        this.groupRepository = groupRepository;
-        this.workingDaysRepository = workingDaysRepository;
-        this.floatingRatesReadPlatformService = floatingRatesReadPlatformService;
-        this.variableLoanScheduleFromApiJsonValidator = variableLoanScheduleFromApiJsonValidator;
-        this.calendarInstanceRepository = calendarInstanceRepository;
-        this.loanUtilService = loanUtilService;
-    }
+    private final LoanDisbursementDetailsAssembler loanDisbursementDetailsAssembler;
 
     public LoanApplicationTerms assembleLoanTerms(final JsonElement element) {
         final Long loanProductId = this.fromApiJsonHelper.extractLongNamed("productId", element);
@@ -177,6 +152,15 @@ public class LoanScheduleAssembler {
 
     private LoanApplicationTerms assembleLoanApplicationTermsFrom(final JsonElement element, final LoanProduct loanProduct) {
 
+        final Boolean allowOverridingAmortization = loanProduct.getLoanConfigurableAttributes().getAmortizationBoolean();
+        final Boolean allowOverridingArrearsTolerance = loanProduct.getLoanConfigurableAttributes().getArrearsToleranceBoolean();
+        final Boolean allowOverridingGraceOnArrearsAging = loanProduct.getLoanConfigurableAttributes().getGraceOnArrearsAgingBoolean();
+        final Boolean allowOverridingInterestCalcPeriod = loanProduct.getLoanConfigurableAttributes().getInterestCalcPeriodBoolean();
+        final Boolean allowOverridingInterestMethod = loanProduct.getLoanConfigurableAttributes().getInterestMethodBoolean();
+        final Boolean allowOverridingGraceOnPrincipalAndInterestPayment = loanProduct.getLoanConfigurableAttributes()
+                .getGraceOnPrincipalAndInterestPaymentBoolean();
+        final Boolean allowOverridingRepaymentEvery = loanProduct.getLoanConfigurableAttributes().getRepaymentEveryBoolean();
+
         final MonetaryCurrency currency = loanProduct.getCurrency();
         final ApplicationCurrency applicationCurrency = this.applicationCurrencyRepository.findOneWithNotFoundDetection(currency);
 
@@ -186,7 +170,9 @@ public class LoanScheduleAssembler {
         final PeriodFrequencyType loanTermPeriodFrequencyType = PeriodFrequencyType.fromInt(loanTermFrequencyType);
 
         final Integer numberOfRepayments = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("numberOfRepayments", element);
-        final Integer repaymentEvery = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("repaymentEvery", element);
+        final Integer repaymentEvery = allowOverridingRepaymentEvery
+                ? this.fromApiJsonHelper.extractIntegerWithLocaleNamed("repaymentEvery", element)
+                : loanProduct.getLoanProductRelatedDetail().getRepayEvery();
         final Integer repaymentFrequencyType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("repaymentFrequencyType", element);
         final PeriodFrequencyType repaymentPeriodFrequencyType = PeriodFrequencyType.fromInt(repaymentFrequencyType);
         final Integer nthDay = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("repaymentFrequencyNthDayType", element);
@@ -194,7 +180,8 @@ public class LoanScheduleAssembler {
         final DayOfWeekType weekDayType = DayOfWeekType.fromInt(dayOfWeek);
 
         final Integer amortizationType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("amortizationType", element);
-        final AmortizationMethod amortizationMethod = AmortizationMethod.fromInt(amortizationType);
+        final AmortizationMethod amortizationMethod = allowOverridingAmortization ? AmortizationMethod.fromInt(amortizationType)
+                : loanProduct.getLoanProductRelatedDetail().getAmortizationMethod();
 
         boolean isEqualAmortization = false;
         if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.isEqualAmortizationParam, element)) {
@@ -206,12 +193,14 @@ public class LoanScheduleAssembler {
 
         // interest terms
         final Integer interestType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("interestType", element);
-        final InterestMethod interestMethod = InterestMethod.fromInt(interestType);
+        final InterestMethod interestMethod = allowOverridingInterestMethod ? InterestMethod.fromInt(interestType)
+                : loanProduct.getLoanProductRelatedDetail().getInterestMethod();
 
         final Integer interestCalculationPeriodType = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("interestCalculationPeriodType",
                 element);
-        final InterestCalculationPeriodMethod interestCalculationPeriodMethod = InterestCalculationPeriodMethod
-                .fromInt(interestCalculationPeriodType);
+        final InterestCalculationPeriodMethod interestCalculationPeriodMethod = allowOverridingInterestCalcPeriod
+                ? InterestCalculationPeriodMethod.fromInt(interestCalculationPeriodType)
+                : loanProduct.getLoanProductRelatedDetail().getInterestCalculationPeriodMethod();
         Boolean allowPartialPeriodInterestCalcualtion = this.fromApiJsonHelper
                 .extractBooleanNamed(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME, element);
         if (allowPartialPeriodInterestCalcualtion == null) {
@@ -322,23 +311,29 @@ public class LoanScheduleAssembler {
         }
 
         // grace details
-        final Integer graceOnPrincipalPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnPrincipalPayment", element);
+        final Integer graceOnPrincipalPayment = allowOverridingGraceOnPrincipalAndInterestPayment
+                ? this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnPrincipalPayment", element)
+                : loanProduct.getLoanProductRelatedDetail().getGraceOnPrincipalPayment();
         final Integer recurringMoratoriumOnPrincipalPeriods = this.fromApiJsonHelper
                 .extractIntegerWithLocaleNamed("recurringMoratoriumOnPrincipalPeriods", element);
-        final Integer graceOnInterestPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnInterestPayment", element);
+        final Integer graceOnInterestPayment = allowOverridingGraceOnPrincipalAndInterestPayment
+                ? this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnInterestPayment", element)
+                : loanProduct.getLoanProductRelatedDetail().getGraceOnInterestPayment();
         final Integer graceOnInterestCharged = this.fromApiJsonHelper.extractIntegerWithLocaleNamed("graceOnInterestCharged", element);
         final LocalDate interestChargedFromDate = this.fromApiJsonHelper.extractLocalDateNamed("interestChargedFromDate", element);
         final Boolean isInterestChargedFromDateSameAsDisbursalDateEnabled = this.configurationDomainService
                 .isInterestChargedFromDateSameAsDisbursementDate();
 
-        final Integer graceOnArrearsAgeing = this.fromApiJsonHelper
-                .extractIntegerWithLocaleNamed(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME, element);
+        final Integer graceOnArrearsAgeing = allowOverridingGraceOnArrearsAging
+                ? this.fromApiJsonHelper.extractIntegerWithLocaleNamed(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME, element)
+                : loanProduct.getLoanProductRelatedDetail().getGraceOnArrearsAgeing();
 
         // other
         final BigDecimal inArrearsTolerance = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("inArrearsTolerance", element);
-        final Money inArrearsToleranceMoney = Money.of(currency, inArrearsTolerance);
+        final Money inArrearsToleranceMoney = allowOverridingArrearsTolerance ? Money.of(currency, inArrearsTolerance)
+                : loanProduct.getLoanProductRelatedDetail().getInArrearsTolerance();
 
-        final BigDecimal emiAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName,
+        final BigDecimal emiAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.fixedEmiAmountParameterName,
                 element);
         final BigDecimal maxOutstandingBalance = this.fromApiJsonHelper
                 .extractBigDecimalWithLocaleNamed(LoanApiConstants.maxOutstandingBalanceParameterName, element);
@@ -638,8 +633,8 @@ public class LoanScheduleAssembler {
         }
     }
 
-    public LoanProductRelatedDetail assembleLoanProductRelatedDetail(final JsonElement element) {
-        final LoanApplicationTerms loanApplicationTerms = assembleLoanTerms(element);
+    public LoanProductRelatedDetail assembleLoanProductRelatedDetail(final JsonElement element, final LoanProduct loanProduct) {
+        final LoanApplicationTerms loanApplicationTerms = assembleLoanApplicationTermsFrom(element, loanProduct);
         return loanApplicationTerms.toLoanProductRelatedDetail();
     }
 
@@ -671,7 +666,8 @@ public class LoanScheduleAssembler {
         validateDisbursementDateIsOnNonWorkingDay(loanApplicationTerms.getExpectedDisbursementDate(), workingDays);
         validateDisbursementDateIsOnHoliday(loanApplicationTerms.getExpectedDisbursementDate(), isHolidayEnabled, holidays);
 
-        List<LoanDisbursementDetails> loanDisbursementDetails = this.loanUtilService.fetchDisbursementData(element.getAsJsonObject());
+        List<LoanDisbursementDetails> loanDisbursementDetails = this.loanDisbursementDetailsAssembler
+                .fetchDisbursementData(element.getAsJsonObject());
 
         return assembleLoanScheduleFrom(loanApplicationTerms, isHolidayEnabled, holidays, workingDays, element, loanDisbursementDetails);
     }
@@ -769,7 +765,7 @@ public class LoanScheduleAssembler {
         List<LoanRepaymentScheduleInstallment> installments = loan.getRepaymentScheduleInstallments();
         Set<LocalDate> dueDates = new TreeSet<>();
         LocalDate graceApplicable = loan.getExpectedDisbursedOnLocalDate();
-        Integer graceOnPrincipal = loan.getLoanProductRelatedDetail().graceOnPrincipalPayment();
+        Integer graceOnPrincipal = loan.getLoanProductRelatedDetail().getGraceOnPrincipalPayment();
         if (graceOnPrincipal == null) {
             graceOnPrincipal = 0;
         }
@@ -1160,4 +1156,232 @@ public class LoanScheduleAssembler {
                     minimumDaysBetweenDisbursalAndFirstRepayment);
         }
     }
+
+    public void updateProductRelatedDetails(LoanProductRelatedDetail productRelatedDetail, Loan loan) {
+        final Boolean amortization = loan.loanProduct().getLoanConfigurableAttributes().getAmortizationBoolean();
+        final Boolean arrearsTolerance = loan.loanProduct().getLoanConfigurableAttributes().getArrearsToleranceBoolean();
+        final Boolean graceOnArrearsAging = loan.loanProduct().getLoanConfigurableAttributes().getGraceOnArrearsAgingBoolean();
+        final Boolean interestCalcPeriod = loan.loanProduct().getLoanConfigurableAttributes().getInterestCalcPeriodBoolean();
+        final Boolean interestMethod = loan.loanProduct().getLoanConfigurableAttributes().getInterestMethodBoolean();
+        final Boolean graceOnPrincipalAndInterestPayment = loan.loanProduct().getLoanConfigurableAttributes()
+                .getGraceOnPrincipalAndInterestPaymentBoolean();
+        final Boolean repaymentEvery = loan.loanProduct().getLoanConfigurableAttributes().getRepaymentEveryBoolean();
+
+        if (!amortization) {
+            productRelatedDetail.setAmortizationMethod(loan.loanProduct().getLoanProductRelatedDetail().getAmortizationMethod());
+        }
+        if (!arrearsTolerance) {
+            productRelatedDetail
+                    .setInArrearsTolerance(loan.loanProduct().getLoanProductRelatedDetail().getInArrearsTolerance().getAmount());
+        }
+        if (!graceOnArrearsAging) {
+            productRelatedDetail.setGraceOnArrearsAgeing(loan.loanProduct().getLoanProductRelatedDetail().getGraceOnArrearsAgeing());
+        }
+        if (!interestCalcPeriod) {
+            productRelatedDetail.setInterestCalculationPeriodMethod(
+                    loan.loanProduct().getLoanProductRelatedDetail().getInterestCalculationPeriodMethod());
+        }
+        if (!interestMethod) {
+            productRelatedDetail.setInterestMethod(loan.loanProduct().getLoanProductRelatedDetail().getInterestMethod());
+        }
+        if (!graceOnPrincipalAndInterestPayment) {
+            productRelatedDetail.setGraceOnInterestPayment(loan.loanProduct().getLoanProductRelatedDetail().getGraceOnInterestPayment());
+            productRelatedDetail.setGraceOnPrincipalPayment(loan.loanProduct().getLoanProductRelatedDetail().getGraceOnPrincipalPayment());
+        }
+        if (!repaymentEvery) {
+            productRelatedDetail.setRepayEvery(loan.loanProduct().getLoanProductRelatedDetail().getRepayEvery());
+        }
+    }
+
+    public void updateLoanApplicationAttributes(JsonCommand command, Loan loan, Map<String, Object> changes) {
+        final String localeAsInput = command.locale();
+
+        final String principalParamName = "principal";
+        LoanProductRelatedDetail loanProductRelatedDetail = loan.getLoanRepaymentScheduleDetail();
+        if (command.isChangeInBigDecimalParameterNamed(principalParamName, loanProductRelatedDetail.getPrincipal().getAmount())) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed(principalParamName);
+            changes.put(principalParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setPrincipal(newValue);
+        }
+
+        final String repaymentEveryParamName = "repaymentEvery";
+        if (command.isChangeInIntegerParameterNamed(repaymentEveryParamName, loanProductRelatedDetail.getRepayEvery())) {
+            final Integer newValue = command.integerValueOfParameterNamed(repaymentEveryParamName);
+            changes.put(repaymentEveryParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setRepayEvery(newValue);
+        }
+
+        final String repaymentFrequencyTypeParamName = "repaymentFrequencyType";
+        if (command.isChangeInIntegerParameterNamed(repaymentFrequencyTypeParamName,
+                loanProductRelatedDetail.getRepaymentPeriodFrequencyType().getValue())) {
+            Integer newValue = command.integerValueOfParameterNamed(repaymentFrequencyTypeParamName);
+            changes.put(repaymentFrequencyTypeParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setRepaymentPeriodFrequencyType(PeriodFrequencyType.fromInt(newValue));
+        }
+        if (PeriodFrequencyType.MONTHS.equals(loanProductRelatedDetail.getRepaymentPeriodFrequencyType())) {
+            final String repaymentFrequencyNthDayTypeParamName = "repaymentFrequencyNthDayType";
+            Integer newValue = command.integerValueOfParameterNamed(repaymentFrequencyNthDayTypeParamName);
+            changes.put(repaymentFrequencyNthDayTypeParamName, newValue);
+
+            final String repaymentFrequencyDayOfWeekTypeParamName = "repaymentFrequencyDayOfWeekType";
+            newValue = command.integerValueOfParameterNamed(repaymentFrequencyDayOfWeekTypeParamName);
+            changes.put(repaymentFrequencyDayOfWeekTypeParamName, newValue);
+            changes.put("locale", localeAsInput);
+        }
+
+        final String numberOfRepaymentsParamName = "numberOfRepayments";
+        if (command.isChangeInIntegerParameterNamed(numberOfRepaymentsParamName, loanProductRelatedDetail.getNumberOfRepayments())) {
+            final Integer newValue = command.integerValueOfParameterNamed(numberOfRepaymentsParamName);
+            changes.put(numberOfRepaymentsParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setNumberOfRepayments(newValue);
+        }
+
+        final String amortizationTypeParamName = "amortizationType";
+        if (command.isChangeInIntegerParameterNamed(amortizationTypeParamName,
+                loanProductRelatedDetail.getAmortizationMethod().getValue())) {
+            final Integer newValue = command.integerValueOfParameterNamed(amortizationTypeParamName);
+            changes.put(amortizationTypeParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setAmortizationMethod(AmortizationMethod.fromInt(newValue));
+        }
+
+        final String inArrearsToleranceParamName = "inArrearsTolerance";
+        if (command.isChangeInBigDecimalParameterNamed(inArrearsToleranceParamName,
+                loanProductRelatedDetail.getInArrearsTolerance().getAmount())) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed(inArrearsToleranceParamName);
+            changes.put(inArrearsToleranceParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setInArrearsTolerance(newValue);
+        }
+
+        final String interestRatePerPeriodParamName = "interestRatePerPeriod";
+        if (command.isChangeInBigDecimalParameterNamed(interestRatePerPeriodParamName,
+                loanProductRelatedDetail.getNominalInterestRatePerPeriod())) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed(interestRatePerPeriodParamName);
+            changes.put(interestRatePerPeriodParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setNominalInterestRatePerPeriod(newValue);
+            loanProductRelatedDetail.updateInterestRateDerivedFields(aprCalculator);
+        }
+
+        final String interestRateFrequencyTypeParamName = "interestRateFrequencyType";
+        final int interestPeriodFrequencyType = loanProductRelatedDetail.getInterestPeriodFrequencyType() == null
+                ? PeriodFrequencyType.INVALID.getValue()
+                : loanProductRelatedDetail.getInterestPeriodFrequencyType().getValue();
+        if (command.isChangeInIntegerParameterNamed(interestRateFrequencyTypeParamName, interestPeriodFrequencyType)) {
+            final Integer newValue = command.integerValueOfParameterNamed(interestRateFrequencyTypeParamName);
+            changes.put(interestRateFrequencyTypeParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setInterestPeriodFrequencyType(PeriodFrequencyType.fromInt(newValue));
+            loanProductRelatedDetail.updateInterestRateDerivedFields(aprCalculator);
+        }
+
+        final String interestTypeParamName = "interestType";
+        if (command.isChangeInIntegerParameterNamed(interestTypeParamName, loanProductRelatedDetail.getInterestMethod().getValue())) {
+            final Integer newValue = command.integerValueOfParameterNamed(interestTypeParamName);
+            changes.put(interestTypeParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setInterestMethod(InterestMethod.fromInt(newValue));
+        }
+
+        final String interestCalculationPeriodTypeParamName = "interestCalculationPeriodType";
+        if (command.isChangeInIntegerParameterNamed(interestCalculationPeriodTypeParamName,
+                loanProductRelatedDetail.getInterestCalculationPeriodMethod().getValue())) {
+            final Integer newValue = command.integerValueOfParameterNamed(interestCalculationPeriodTypeParamName);
+            changes.put(interestCalculationPeriodTypeParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setInterestCalculationPeriodMethod(InterestCalculationPeriodMethod.fromInt(newValue));
+        }
+
+        if (command.isChangeInBooleanParameterNamed(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME,
+                loanProductRelatedDetail.isAllowPartialPeriodInterestCalcualtion())) {
+            final boolean newValue = command
+                    .booleanPrimitiveValueOfParameterNamed(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME);
+            changes.put(LoanProductConstants.ALLOW_PARTIAL_PERIOD_INTEREST_CALCUALTION_PARAM_NAME, newValue);
+            loanProductRelatedDetail.setAllowPartialPeriodInterestCalcualtion(newValue);
+        }
+
+        if (loanProductRelatedDetail.getInterestCalculationPeriodMethod().isDaily()) {
+            loanProductRelatedDetail.setAllowPartialPeriodInterestCalcualtion(false);
+        }
+
+        final String graceOnPrincipalPaymentParamName = "graceOnPrincipalPayment";
+        if (command.isChangeInIntegerParameterNamed(graceOnPrincipalPaymentParamName,
+                loanProductRelatedDetail.getGraceOnPrincipalPayment())) {
+            final Integer newValue = command.integerValueOfParameterNamed(graceOnPrincipalPaymentParamName);
+            changes.put(graceOnPrincipalPaymentParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setGraceOnPrincipalPayment(newValue);
+        }
+
+        final String recurringMoratoriumOnPrincipalPeriodsParamName = "recurringMoratoriumOnPrincipalPeriods";
+        if (command.isChangeInIntegerParameterNamed(recurringMoratoriumOnPrincipalPeriodsParamName,
+                loanProductRelatedDetail.getRecurringMoratoriumOnPrincipalPeriods())) {
+            final Integer newValue = command.integerValueOfParameterNamed(recurringMoratoriumOnPrincipalPeriodsParamName);
+            changes.put(recurringMoratoriumOnPrincipalPeriodsParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setRecurringMoratoriumOnPrincipalPeriods(newValue);
+        }
+
+        final String graceOnInterestPaymentParamName = "graceOnInterestPayment";
+        if (command.isChangeInIntegerParameterNamed(graceOnInterestPaymentParamName,
+                loanProductRelatedDetail.getGraceOnInterestPayment())) {
+            final Integer newValue = command.integerValueOfParameterNamed(graceOnInterestPaymentParamName);
+            changes.put(graceOnInterestPaymentParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setGraceOnInterestPayment(newValue);
+        }
+
+        final String graceOnInterestChargedParamName = "graceOnInterestCharged";
+        if (command.isChangeInIntegerParameterNamed(graceOnInterestChargedParamName,
+                loanProductRelatedDetail.getGraceOnInterestCharged())) {
+            final Integer newValue = command.integerValueOfParameterNamed(graceOnInterestChargedParamName);
+            changes.put(graceOnInterestChargedParamName, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setGraceOnInterestCharged(newValue);
+        }
+
+        if (command.isChangeInIntegerParameterNamed(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME,
+                loanProductRelatedDetail.getGraceOnArrearsAgeing())) {
+            final Integer newValue = command.integerValueOfParameterNamed(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME);
+            changes.put(LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setGraceOnArrearsAgeing(newValue);
+        }
+
+        if (command.isChangeInIntegerParameterNamed(LoanProductConstants.DAYS_IN_MONTH_TYPE_PARAMETER_NAME,
+                loanProductRelatedDetail.fetchDaysInMonthType().getValue())) {
+            final Integer newValue = command.integerValueOfParameterNamed(LoanProductConstants.DAYS_IN_MONTH_TYPE_PARAMETER_NAME);
+            changes.put(LoanProductConstants.DAYS_IN_MONTH_TYPE_PARAMETER_NAME, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setDaysInMonthType(newValue);
+        }
+
+        if (command.isChangeInIntegerParameterNamed(LoanProductConstants.DAYS_IN_YEAR_TYPE_PARAMETER_NAME,
+                loanProductRelatedDetail.fetchDaysInYearType().getValue())) {
+            final Integer newValue = command.integerValueOfParameterNamed(LoanProductConstants.DAYS_IN_YEAR_TYPE_PARAMETER_NAME);
+            changes.put(LoanProductConstants.DAYS_IN_YEAR_TYPE_PARAMETER_NAME, newValue);
+            changes.put("locale", localeAsInput);
+            loanProductRelatedDetail.setDaysInYearType(newValue);
+        }
+
+        if (command.isChangeInBooleanParameterNamed(LoanProductConstants.IS_INTEREST_RECALCULATION_ENABLED_PARAMETER_NAME,
+                loanProductRelatedDetail.isInterestRecalculationEnabled())) {
+            final boolean newValue = command
+                    .booleanPrimitiveValueOfParameterNamed(LoanProductConstants.IS_INTEREST_RECALCULATION_ENABLED_PARAMETER_NAME);
+            changes.put(LoanProductConstants.IS_INTEREST_RECALCULATION_ENABLED_PARAMETER_NAME, newValue);
+            loanProductRelatedDetail.setInterestRecalculationEnabled(newValue);
+        }
+
+        if (command.isChangeInBooleanParameterNamed(LoanProductConstants.IS_EQUAL_AMORTIZATION_PARAM,
+                loanProductRelatedDetail.isEqualAmortization())) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed(LoanProductConstants.IS_EQUAL_AMORTIZATION_PARAM);
+            changes.put(LoanProductConstants.IS_EQUAL_AMORTIZATION_PARAM, newValue);
+            loanProductRelatedDetail.setEqualAmortization(newValue);
+        }
+    }
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/loanschedule/service/LoanScheduleCalculationPlatformServiceImpl.java

@@ -24,80 +24,46 @@ import java.util.ArrayList;
 import java.util.Collection;
 import java.util.Iterator;
 import java.util.List;
-import org.apache.fineract.infrastructure.configuration.domain.ConfigurationDomainService;
+import lombok.RequiredArgsConstructor;
 import org.apache.fineract.infrastructure.core.api.JsonQuery;
-import org.apache.fineract.infrastructure.core.data.ApiParameterError;
-import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
-import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
-import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
 import org.apache.fineract.infrastructure.core.service.DateUtils;
 import org.apache.fineract.organisation.monetary.data.CurrencyData;
 import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
 import org.apache.fineract.organisation.monetary.domain.Money;
 import org.apache.fineract.organisation.monetary.service.CurrencyReadPlatformService;
-import org.apache.fineract.portfolio.accountdetails.domain.AccountType;
 import org.apache.fineract.portfolio.loanaccount.data.ScheduleGeneratorDTO;
 import org.apache.fineract.portfolio.loanaccount.domain.Loan;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanDisbursementDetails;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachine;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleInstallment;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleTransactionProcessorFactory;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanRepositoryWrapper;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanSummaryWrapper;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleData;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanSchedulePeriodData;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanApplicationTerms;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleModel;
-import org.apache.fineract.portfolio.loanaccount.serialization.CalculateLoanScheduleQueryFromApiJsonHelper;
-import org.apache.fineract.portfolio.loanaccount.serialization.LoanApplicationCommandFromApiJsonHelper;
-import org.apache.fineract.portfolio.loanaccount.service.LoanAssembler;
-import org.apache.fineract.portfolio.loanaccount.service.LoanReadPlatformService;
+import org.apache.fineract.portfolio.loanaccount.serialization.LoanApplicationValidator;
+import org.apache.fineract.portfolio.loanaccount.serialization.LoanScheduleValidator;
 import org.apache.fineract.portfolio.loanaccount.service.LoanUtilService;
-import org.apache.fineract.portfolio.loanproduct.domain.LoanProduct;
-import org.apache.fineract.portfolio.loanproduct.domain.LoanProductRepository;
-import org.apache.fineract.portfolio.loanproduct.exception.LoanProductNotFoundException;
-import org.apache.fineract.portfolio.loanproduct.serialization.LoanProductDataValidator;
-import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.stereotype.Service;
 import org.springframework.transaction.annotation.Transactional;
 
 @Service
 @Transactional
+@RequiredArgsConstructor
 public class LoanScheduleCalculationPlatformServiceImpl implements LoanScheduleCalculationPlatformService {
 
-    private final CalculateLoanScheduleQueryFromApiJsonHelper fromApiJsonDeserializer;
+    private final LoanScheduleValidator fromApiJsonDeserializer;
     private final LoanScheduleAssembler loanScheduleAssembler;
-    private final FromJsonHelper fromJsonHelper;
-    private final LoanProductRepository loanProductRepository;
-    private final LoanProductDataValidator loanProductCommandFromApiJsonDeserializer;
-    private final LoanReadPlatformService loanReadPlatformService;
-    private final LoanApplicationCommandFromApiJsonHelper loanApiJsonDeserializer;
-    private final LoanAssembler loanAssembler;
+    private final LoanApplicationValidator loanApiJsonDeserializer;
     private final LoanRepaymentScheduleTransactionProcessorFactory loanRepaymentScheduleTransactionProcessorFactory;
-    private final ConfigurationDomainService configurationDomainService;
     private final CurrencyReadPlatformService currencyReadPlatformService;
     private final LoanUtilService loanUtilService;
-
-    @Autowired
-    public LoanScheduleCalculationPlatformServiceImpl(final CalculateLoanScheduleQueryFromApiJsonHelper fromApiJsonDeserializer,
-            final LoanScheduleAssembler loanScheduleAssembler, final FromJsonHelper fromJsonHelper,
-            final LoanProductRepository loanProductRepository, final LoanProductDataValidator loanProductCommandFromApiJsonDeserializer,
-            final LoanReadPlatformService loanReadPlatformService, final LoanApplicationCommandFromApiJsonHelper loanApiJsonDeserializer,
-            final LoanAssembler loanAssembler,
-            final LoanRepaymentScheduleTransactionProcessorFactory loanRepaymentScheduleTransactionProcessorFactory,
-            final ConfigurationDomainService configurationDomainService, final CurrencyReadPlatformService currencyReadPlatformService,
-            final LoanUtilService loanUtilService) {
-        this.fromApiJsonDeserializer = fromApiJsonDeserializer;
-        this.loanScheduleAssembler = loanScheduleAssembler;
-        this.fromJsonHelper = fromJsonHelper;
-        this.loanProductRepository = loanProductRepository;
-        this.loanProductCommandFromApiJsonDeserializer = loanProductCommandFromApiJsonDeserializer;
-        this.loanReadPlatformService = loanReadPlatformService;
-        this.loanApiJsonDeserializer = loanApiJsonDeserializer;
-        this.loanAssembler = loanAssembler;
-        this.loanRepaymentScheduleTransactionProcessorFactory = loanRepaymentScheduleTransactionProcessorFactory;
-        this.configurationDomainService = configurationDomainService;
-        this.currencyReadPlatformService = currencyReadPlatformService;
-        this.loanUtilService = loanUtilService;
-    }
+    private final LoanRepositoryWrapper loanRepository;
+    private final LoanLifecycleStateMachine defaultLoanLifecycleStateMachine;
+    private final LoanSummaryWrapper loanSummaryWrapper;
 
     @Override
     public LoanScheduleModel calculateLoanSchedule(final JsonQuery query, Boolean validateParams) {
@@ -105,44 +71,19 @@ public class LoanScheduleCalculationPlatformServiceImpl implements LoanScheduleC
         /***
          * TODO: Vishwas, this is probably not required, test and remove the same
          **/
-        final Long productId = this.fromJsonHelper.extractLongNamed("productId", query.parsedJson());
-        final LoanProduct loanProduct = this.loanProductRepository.findById(productId)
-                .orElseThrow(() -> new LoanProductNotFoundException(productId));
 
         if (validateParams) {
-            boolean isMeetingMandatoryForJLGLoans = configurationDomainService.isMeetingMandatoryForJLGLoans();
-            this.loanApiJsonDeserializer.validateForCreate(query.json(), isMeetingMandatoryForJLGLoans, loanProduct);
+            this.loanApiJsonDeserializer.validateForCreate(query);
         }
         this.fromApiJsonDeserializer.validate(query.json());
 
-        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
-        final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan");
-
-        if (loanProduct.isUseBorrowerCycle()) {
-            final Long clientId = this.fromJsonHelper.extractLongNamed("clientId", query.parsedJson());
-            final Long groupId = this.fromJsonHelper.extractLongNamed("groupId", query.parsedJson());
-            Integer cycleNumber = 0;
-            if (clientId != null) {
-                cycleNumber = this.loanReadPlatformService.retriveLoanCounter(clientId, loanProduct.getId());
-            } else if (groupId != null) {
-                cycleNumber = this.loanReadPlatformService.retriveLoanCounter(groupId, AccountType.GROUP.getValue(), loanProduct.getId());
-            }
-            this.loanProductCommandFromApiJsonDeserializer.validateMinMaxConstraints(query.parsedJson(), baseDataValidator, loanProduct,
-                    cycleNumber);
-        } else {
-            this.loanProductCommandFromApiJsonDeserializer.validateMinMaxConstraints(query.parsedJson(), baseDataValidator, loanProduct);
-        }
-        if (!dataValidationErrors.isEmpty()) {
-            throw new PlatformApiDataValidationException(dataValidationErrors);
-        }
-
         return this.loanScheduleAssembler.assembleLoanScheduleFrom(query.parsedJson());
     }
 
     @Override
     public void updateFutureSchedule(LoanScheduleData loanScheduleData, final Long loanId) {
 
-        final Loan loan = this.loanAssembler.assembleFrom(loanId);
+        final Loan loan = fetchLoan(loanId);
 
         LocalDate today = DateUtils.getBusinessLocalDate();
         final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loanRepaymentScheduleTransactionProcessorFactory
@@ -210,7 +151,7 @@ public class LoanScheduleCalculationPlatformServiceImpl implements LoanScheduleC
     @Override
     @Transactional(readOnly = true)
     public LoanScheduleData generateLoanScheduleForVariableInstallmentRequest(Long loanId, final String json) {
-        final Loan loan = this.loanAssembler.assembleFrom(loanId);
+        final Loan loan = fetchLoan(loanId);
         this.loanScheduleAssembler.assempleVariableScheduleFrom(loan, json);
         return constructLoanScheduleData(loan);
     }
@@ -262,19 +203,23 @@ public class LoanScheduleCalculationPlatformServiceImpl implements LoanScheduleC
 
         CurrencyData currencyData = this.currencyReadPlatformService.retrieveCurrency(currency.getCode());
 
-        LoanScheduleData scheduleData = new LoanScheduleData(currencyData, installmentData,
-                loan.getLoanRepaymentScheduleDetail().getNumberOfRepayments(), principal.getAmount(), principal.getAmount(),
-                totalInterest.getAmount(), totalCharge.getAmount(), totalPenalty.getAmount(),
+        return new LoanScheduleData(currencyData, installmentData, loan.getLoanRepaymentScheduleDetail().getNumberOfRepayments(),
+                principal.getAmount(), principal.getAmount(), totalInterest.getAmount(), totalCharge.getAmount(), totalPenalty.getAmount(),
                 principal.plus(totalCharge).plus(totalInterest).plus(totalPenalty).getAmount());
-
-        return scheduleData;
     }
 
     private LoanApplicationTerms constructLoanApplicationTerms(final Loan loan) {
         final LocalDate recalculateFrom = null;
         ScheduleGeneratorDTO scheduleGeneratorDTO = this.loanUtilService.buildScheduleGeneratorDTO(loan, recalculateFrom);
-        LoanApplicationTerms loanApplicationTerms = loan.constructLoanApplicationTerms(scheduleGeneratorDTO);
-        return loanApplicationTerms;
+        return loan.constructLoanApplicationTerms(scheduleGeneratorDTO);
+    }
+
+    private Loan fetchLoan(final Long accountId) {
+        final Loan loanAccount = this.loanRepository.findOneWithNotFoundDetection(accountId, true);
+        loanAccount.setHelpers(defaultLoanLifecycleStateMachine, this.loanSummaryWrapper,
+                this.loanRepaymentScheduleTransactionProcessorFactory);
+
+        return loanAccount;
     }
 
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/serialization/LoanChargeApiJsonValidator.java

@@ -18,7 +18,9 @@
  */
 package org.apache.fineract.portfolio.loanaccount.serialization;
 
+import com.google.gson.JsonArray;
 import com.google.gson.JsonElement;
+import com.google.gson.JsonObject;
 import com.google.gson.reflect.TypeToken;
 import java.lang.reflect.Type;
 import java.math.BigDecimal;
@@ -27,6 +29,7 @@ import java.util.ArrayList;
 import java.util.Arrays;
 import java.util.HashSet;
 import java.util.List;
+import java.util.Locale;
 import java.util.Map;
 import java.util.Set;
 import lombok.AllArgsConstructor;
@@ -36,8 +39,20 @@ import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
 import org.apache.fineract.infrastructure.core.exception.InvalidJsonException;
 import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
 import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.apache.fineract.infrastructure.core.service.DateUtils;
+import org.apache.fineract.organisation.monetary.exception.InvalidCurrencyException;
+import org.apache.fineract.portfolio.charge.domain.Charge;
+import org.apache.fineract.portfolio.charge.domain.ChargeCalculationType;
+import org.apache.fineract.portfolio.charge.domain.ChargePaymentMode;
+import org.apache.fineract.portfolio.charge.domain.ChargeRepositoryWrapper;
+import org.apache.fineract.portfolio.charge.domain.ChargeTimeType;
+import org.apache.fineract.portfolio.charge.exception.LoanChargeCannotBeAddedException;
+import org.apache.fineract.portfolio.charge.exception.LoanChargeNotFoundException;
 import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanChargeRepository;
+import org.apache.fineract.portfolio.loanproduct.domain.LoanProduct;
+import org.apache.fineract.portfolio.loanproduct.exception.LinkedAccountRequiredException;
 import org.springframework.stereotype.Component;
 
 @Component
@@ -45,6 +60,8 @@ import org.springframework.stereotype.Component;
 public final class LoanChargeApiJsonValidator {
 
     private final FromJsonHelper fromApiJsonHelper;
+    private final ChargeRepositoryWrapper chargeRepository;
+    private final LoanChargeRepository loanChargeRepository;
 
     private void throwExceptionIfValidationWarningsExist(final List<ApiParameterError> dataValidationErrors) {
         if (!dataValidationErrors.isEmpty()) {
@@ -274,4 +291,162 @@ public final class LoanChargeApiJsonValidator {
             }
         }
     }
+
+    public void validateLoanCharges(JsonElement element, LoanProduct loanProduct, DataValidatorBuilder baseDataValidator) {
+        if (element.isJsonObject() && this.fromApiJsonHelper.parameterExists(LoanApiConstants.chargesParameterName, element)) {
+            final JsonObject topLevelJsonElement = element.getAsJsonObject();
+            final String dateFormat = this.fromApiJsonHelper.extractDateFormatParameter(topLevelJsonElement);
+            final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(topLevelJsonElement);
+
+            if (topLevelJsonElement.get(LoanApiConstants.chargesParameterName).isJsonArray()) {
+                final Type arrayObjectParameterTypeOfMap = new TypeToken<Map<String, Object>>() {
+
+                }.getType();
+                final Set<String> supportedParameters = new HashSet<>(
+                        Arrays.asList(LoanApiConstants.idParameterName, LoanApiConstants.chargeIdParameterName,
+                                LoanApiConstants.amountParameterName, LoanApiConstants.chargeTimeTypeParameterName,
+                                LoanApiConstants.chargeCalculationTypeParameterName, LoanApiConstants.dueDateParamName,
+                                LoanApiConstants.chargePaymentModeParameterName, LoanApiConstants.externalIdParameterName));
+
+                final JsonArray array = topLevelJsonElement.get(LoanApiConstants.chargesParameterName).getAsJsonArray();
+                for (int i = 1; i <= array.size(); i++) {
+                    final JsonObject loanChargeElement = array.get(i - 1).getAsJsonObject();
+                    final String arrayObjectJson = this.fromApiJsonHelper.toJson(loanChargeElement);
+                    this.fromApiJsonHelper.checkForUnsupportedParameters(arrayObjectParameterTypeOfMap, arrayObjectJson,
+                            supportedParameters);
+
+                    String chargeCurrencyCode;
+                    Charge chargeDefinition;
+                    ChargeTimeType chargeTime;
+                    ChargeCalculationType chargeCalculation;
+                    ChargePaymentMode chargePaymentModeEnum;
+                    final Integer chargeTimeType = this.fromApiJsonHelper.extractIntegerNamed("chargeTimeType", loanChargeElement, locale);
+                    final Integer chargeCalculationType = this.fromApiJsonHelper.extractIntegerNamed("chargeCalculationType",
+                            loanChargeElement, locale);
+
+                    final Integer chargePaymentMode = this.fromApiJsonHelper.extractIntegerNamed("chargePaymentMode", loanChargeElement,
+                            locale);
+                    final Long chargeId = this.fromApiJsonHelper.extractLongNamed(LoanApiConstants.chargeIdParameterName,
+                            loanChargeElement);
+                    final Long loanChargeId = this.fromApiJsonHelper.extractLongNamed(LoanApiConstants.idParameterName, element);
+                    if (loanChargeId == null) {
+                        baseDataValidator.reset().parameter(LoanApiConstants.chargesParameterName)
+                                .parameterAtIndexArray(LoanApiConstants.chargeIdParameterName, i).value(chargeId).notNull()
+                                .integerGreaterThanZero();
+
+                    } else if (chargeId == null) {
+                        baseDataValidator.reset().parameter(LoanApiConstants.idParameterName)
+                                .parameterAtIndexArray(LoanApiConstants.idParameterName, i).value(loanChargeId).notNull()
+                                .integerGreaterThanZero();
+                    }
+
+                    if (loanChargeId == null && chargeId == null) {
+                        return;
+                    }
+                    if (chargeId != null) {
+
+                        chargeDefinition = this.chargeRepository.findOneWithNotFoundDetection(chargeId);
+                        chargeCurrencyCode = chargeDefinition.getCurrencyCode();
+                        if (chargeTimeType != null) {
+                            chargeTime = ChargeTimeType.fromInt(chargeTimeType);
+                        } else {
+                            chargeTime = ChargeTimeType.fromInt(chargeDefinition.getChargeTimeType());
+                        }
+
+                        if (chargeCalculationType != null) {
+                            chargeCalculation = ChargeCalculationType.fromInt(chargeCalculationType);
+                        } else {
+                            chargeCalculation = ChargeCalculationType.fromInt(chargeDefinition.getChargeCalculation());
+                        }
+
+                        if (chargePaymentMode != null) {
+                            chargePaymentModeEnum = ChargePaymentMode.fromInt(chargePaymentMode);
+                        } else {
+                            chargePaymentModeEnum = ChargePaymentMode.fromInt(chargeDefinition.getChargePaymentMode());
+                        }
+                    } else {
+                        LoanCharge loanCharge = this.loanChargeRepository.findById(loanChargeId)
+                                .orElseThrow(() -> new LoanChargeNotFoundException(loanChargeId));
+                        chargeDefinition = loanCharge.getCharge();
+                        chargeCurrencyCode = chargeDefinition.getCurrencyCode();
+                        chargeTime = loanCharge.getChargeTimeType();
+                        chargeCalculation = loanCharge.getChargeCalculation();
+                        chargePaymentModeEnum = loanCharge.getChargePaymentMode();
+                    }
+
+                    if (!loanProduct.hasCurrencyCodeOf(chargeCurrencyCode)) {
+                        final String errorMessage = "Charge and Loan must have the same currency.";
+                        // TODO: GeneralPlatformDomainRuleException vs PlatformApiDataValidationException
+                        throw new InvalidCurrencyException("loanCharge", "attach.to.loan", errorMessage);
+                    }
+                    if (chargeDefinition.isOverdueInstallment()) {
+                        final String defaultUserMessage = "Installment charge cannot be added to the loan.";
+                        throw new LoanChargeCannotBeAddedException("loanCharge", "overdue.charge", defaultUserMessage, null,
+                                chargeDefinition.getName());
+                    }
+                    final BigDecimal amount = this.fromApiJsonHelper.extractBigDecimalNamed(LoanApiConstants.amountParameterName,
+                            loanChargeElement, locale);
+                    baseDataValidator.reset().parameter(LoanApiConstants.chargesParameterName)
+                            .parameterAtIndexArray(LoanApiConstants.amountParameterName, i).value(amount).notNull().positiveAmount();
+
+                    if (chargeTime.isSpecifiedDueDate()) {
+                        LocalDate dueDate = this.fromApiJsonHelper.extractLocalDateNamed(LoanApiConstants.dueDateParamName,
+                                loanChargeElement, dateFormat, locale);
+                        LocalDate expectedDisbursementDate = this.fromApiJsonHelper
+                                .extractLocalDateNamed(LoanApiConstants.expectedDisbursementDateParameterName, element);
+                        if (DateUtils.isBefore(dueDate, expectedDisbursementDate)) {
+                            final String defaultUserMessage = "This charge with specified due date cannot be added as the it is not in schedule range.";
+                            throw new LoanChargeCannotBeAddedException("loanCharge", "specified.due.date.outside.range", defaultUserMessage,
+                                    expectedDisbursementDate, chargeDefinition.getName());
+                        }
+                    }
+
+                    if (chargePaymentMode != null) {
+                        if (chargePaymentModeEnum.isPaymentModeAccountTransfer()) {
+                            final Long savingsAccountId = this.fromApiJsonHelper.extractLongNamed("linkAccountId", element);
+                            if (savingsAccountId == null) {
+                                final String errorMessage = "one of the charges requires linked savings account for payment";
+                                throw new LinkedAccountRequiredException("loanCharge", errorMessage);
+                            }
+                        }
+                    }
+
+                    validateInterestBearingLoanProductRestriction(chargeCalculation, chargeTime, loanProduct, baseDataValidator);
+                }
+            }
+        }
+    }
+
+    private void validateInterestBearingLoanProductRestriction(ChargeCalculationType chargeCalculationType, ChargeTimeType chargeTime,
+            LoanProduct loanProduct, DataValidatorBuilder baseDataValidator) {
+        if (loanProduct.isInterestRecalculationEnabled()) {
+            String errorcode = null;
+            switch (chargeCalculationType) {
+                case PERCENT_OF_AMOUNT:
+                    if (chargeTime.isInstalmentFee()) {
+                        errorcode = "installment." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_PRINCIPAL_CALCULATION_TYPE;
+
+                    }
+                break;
+                case PERCENT_OF_AMOUNT_AND_INTEREST:
+                    if (chargeTime.isInstalmentFee()) {
+                        errorcode = "installment." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_PRINCIPAL_CALCULATION_TYPE;
+                    } else if (chargeTime.isSpecifiedDueDate()) {
+                        errorcode = "specific." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_INTEREST_CALCULATION_TYPE;
+                    }
+                break;
+                case PERCENT_OF_INTEREST:
+                    if (chargeTime.isSpecifiedDueDate()) {
+                        errorcode = "specific." + LoanApiConstants.LOAN_CHARGE_CAN_NOT_BE_ADDED_WITH_INTEREST_CALCULATION_TYPE;
+                    }
+                break;
+
+                default:
+                break;
+            }
+            if (errorcode != null) {
+                baseDataValidator.reset().parameter("charges").failWithCode(errorcode);
+            }
+        }
+    }
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/serialization/LoanEventApiJsonValidator.java

@@ -59,7 +59,7 @@ import org.springframework.stereotype.Component;
 public final class LoanEventApiJsonValidator {
 
     private final FromJsonHelper fromApiJsonHelper;
-    private final LoanApplicationCommandFromApiJsonHelper fromApiJsonDeserializer;
+    private final LoanApplicationValidator fromApiJsonDeserializer;
     private final LoanRepository loanRepository;
 
     private void throwExceptionIfValidationWarningsExist(final List<ApiParameterError> dataValidationErrors) {
@@ -79,12 +79,12 @@ public final class LoanEventApiJsonValidator {
 
         if (isAccountTransfer) {
             disbursementParameters = new HashSet<>(Arrays.asList("actualDisbursementDate", "externalId", "note", "locale", "dateFormat",
-                    LoanApiConstants.principalDisbursedParameterName, LoanApiConstants.emiAmountParameterName,
+                    LoanApiConstants.principalDisbursedParameterName, LoanApiConstants.fixedEmiAmountParameterName,
                     LoanApiConstants.disbursementNetDisbursalAmountParameterName));
         } else {
             disbursementParameters = new HashSet<>(Arrays.asList("actualDisbursementDate", "externalId", "note", "locale", "dateFormat",
                     "paymentTypeId", "accountNumber", "checkNumber", "routingCode", "receiptNumber", "bankNumber", "adjustRepaymentDate",
-                    LoanApiConstants.principalDisbursedParameterName, LoanApiConstants.emiAmountParameterName,
+                    LoanApiConstants.principalDisbursedParameterName, LoanApiConstants.fixedEmiAmountParameterName,
                     LoanApiConstants.postDatedChecks, LoanApiConstants.disbursementNetDisbursalAmountParameterName));
         }
 
@@ -111,9 +111,9 @@ public final class LoanEventApiJsonValidator {
         baseDataValidator.reset().parameter(LoanApiConstants.disbursementNetDisbursalAmountParameterName).value(netDisbursalAmount)
                 .ignoreIfNull().positiveAmount();
 
-        final BigDecimal emiAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName,
+        final BigDecimal emiAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.fixedEmiAmountParameterName,
                 element);
-        baseDataValidator.reset().parameter(LoanApiConstants.emiAmountParameterName).value(emiAmount).ignoreIfNull().positiveAmount()
+        baseDataValidator.reset().parameter(LoanApiConstants.fixedEmiAmountParameterName).value(emiAmount).ignoreIfNull().positiveAmount()
                 .notGreaterThanMax(principal);
 
         validatePaymentDetails(baseDataValidator, element);

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/serialization/LoanScheduleValidator.java

@@ -40,7 +40,7 @@ import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.stereotype.Component;
 
 @Component
-public final class CalculateLoanScheduleQueryFromApiJsonHelper {
+public final class LoanScheduleValidator {
 
     /**
      * The parameters supported for this command.
@@ -64,7 +64,7 @@ public final class CalculateLoanScheduleQueryFromApiJsonHelper {
             LoanApiConstants.submittedOnNoteParameterName, LoanApiConstants.localeParameterName, LoanApiConstants.dateFormatParameterName,
             LoanApiConstants.chargesParameterName, LoanApiConstants.collateralParameterName,
             LoanApiConstants.syncDisbursementWithMeetingParameterName, LoanApiConstants.linkAccountIdParameterName,
-            LoanApiConstants.disbursementDataParameterName, LoanApiConstants.emiAmountParameterName,
+            LoanApiConstants.disbursementDataParameterName, LoanApiConstants.fixedEmiAmountParameterName,
             LoanApiConstants.maxOutstandingBalanceParameterName, LoanProductConstants.GRACE_ON_ARREARS_AGEING_PARAMETER_NAME,
             LoanApiConstants.createStandingInstructionAtDisbursementParameterName, LoanApiConstants.isFloatingInterestRateParameterName,
             LoanApiConstants.interestRateDifferentialParameterName, LoanApiConstants.repaymentFrequencyNthDayTypeParameterName,
@@ -76,7 +76,7 @@ public final class CalculateLoanScheduleQueryFromApiJsonHelper {
     private final FromJsonHelper fromApiJsonHelper;
 
     @Autowired
-    public CalculateLoanScheduleQueryFromApiJsonHelper(final FromJsonHelper fromApiJsonHelper) {
+    public LoanScheduleValidator(final FromJsonHelper fromApiJsonHelper) {
         this.fromApiJsonHelper = fromApiJsonHelper;
     }
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/GLIMAccountInfoWritePlatformService.java

@@ -31,6 +31,6 @@ public interface GLIMAccountInfoWritePlatformService {
 
     void incrementChildAccountCount(GroupLoanIndividualMonitoringAccount glimAccount);
 
-    void addGLIMAccountInfo(String accountNumber, Group group, BigDecimal principalAmount, Long childAccountsCount,
-            Boolean isAcceptingChild, Integer loanStatus, BigDecimal applicationId);
+    GroupLoanIndividualMonitoringAccount createGLIMAccount(String accountNumber, Group group, BigDecimal principalAmount,
+            Long childAccountsCount, Boolean isAcceptingChild, Integer loanStatus, BigDecimal applicationId);
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/GLIMAccountInfoWritePlatformServiceImpl.java

@@ -21,30 +21,23 @@ package org.apache.fineract.portfolio.loanaccount.service;
 
 import java.math.BigDecimal;
 import lombok.RequiredArgsConstructor;
-import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
 import org.apache.fineract.portfolio.group.domain.Group;
 import org.apache.fineract.portfolio.loanaccount.domain.GLIMAccountInfoRepository;
 import org.apache.fineract.portfolio.loanaccount.domain.GroupLoanIndividualMonitoringAccount;
-import org.apache.fineract.portfolio.loanaccount.domain.LoanRepository;
 
 @RequiredArgsConstructor
 public class GLIMAccountInfoWritePlatformServiceImpl implements GLIMAccountInfoWritePlatformService {
 
-    private final PlatformSecurityContext context;
-
     private final GLIMAccountInfoRepository glimAccountRepository;
 
-    private final LoanRepository loanRepository;
-
     @Override
-    public void addGLIMAccountInfo(String accountNumber, Group group, BigDecimal principalAmount, Long childAccountsCount,
-            Boolean isAcceptingChild, Integer loanStatus, BigDecimal applicationId) {
+    public GroupLoanIndividualMonitoringAccount createGLIMAccount(String accountNumber, Group group, BigDecimal principalAmount,
+            Long childAccountsCount, Boolean isAcceptingChild, Integer loanStatus, BigDecimal applicationId) {
 
         GroupLoanIndividualMonitoringAccount glimAccountInfo = GroupLoanIndividualMonitoringAccount.getInstance(accountNumber, group,
                 principalAmount, childAccountsCount, isAcceptingChild, loanStatus, applicationId);
 
-        this.glimAccountRepository.save(glimAccountInfo);
-
+        return this.glimAccountRepository.save(glimAccountInfo);
     }
 
     @Override

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanAssembler.java

@@ -18,29 +18,35 @@
  */
 package org.apache.fineract.portfolio.loanaccount.service;
 
+import com.google.gson.JsonArray;
 import com.google.gson.JsonElement;
 import java.math.BigDecimal;
 import java.time.LocalDate;
 import java.util.ArrayList;
+import java.util.HashMap;
 import java.util.HashSet;
 import java.util.List;
 import java.util.Locale;
+import java.util.Map;
 import java.util.Set;
 import lombok.RequiredArgsConstructor;
 import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.accountnumberformat.domain.AccountNumberFormat;
+import org.apache.fineract.infrastructure.accountnumberformat.domain.AccountNumberFormatRepositoryWrapper;
+import org.apache.fineract.infrastructure.accountnumberformat.domain.EntityAccountType;
 import org.apache.fineract.infrastructure.codes.domain.CodeValue;
 import org.apache.fineract.infrastructure.codes.domain.CodeValueRepositoryWrapper;
 import org.apache.fineract.infrastructure.configuration.domain.ConfigurationDomainService;
+import org.apache.fineract.infrastructure.configuration.service.TemporaryConfigurationServiceContainer;
 import org.apache.fineract.infrastructure.core.api.JsonCommand;
-import org.apache.fineract.infrastructure.core.data.EnumOptionData;
+import org.apache.fineract.infrastructure.core.api.JsonQuery;
 import org.apache.fineract.infrastructure.core.domain.ExternalId;
-import org.apache.fineract.infrastructure.core.exception.GeneralPlatformDomainRuleException;
 import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
 import org.apache.fineract.infrastructure.core.service.ExternalIdFactory;
 import org.apache.fineract.organisation.holiday.domain.Holiday;
 import org.apache.fineract.organisation.holiday.domain.HolidayRepository;
 import org.apache.fineract.organisation.holiday.domain.HolidayStatusType;
-import org.apache.fineract.organisation.monetary.exception.InvalidCurrencyException;
+import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
 import org.apache.fineract.organisation.staff.domain.Staff;
 import org.apache.fineract.organisation.staff.domain.StaffRepository;
 import org.apache.fineract.organisation.staff.exception.StaffNotFoundException;
@@ -48,21 +54,20 @@ import org.apache.fineract.organisation.staff.exception.StaffRoleException;
 import org.apache.fineract.organisation.workingdays.domain.WorkingDays;
 import org.apache.fineract.organisation.workingdays.domain.WorkingDaysRepositoryWrapper;
 import org.apache.fineract.portfolio.accountdetails.domain.AccountType;
-import org.apache.fineract.portfolio.accountdetails.service.AccountEnumerations;
+import org.apache.fineract.portfolio.charge.domain.Charge;
+import org.apache.fineract.portfolio.client.domain.AccountNumberGenerator;
 import org.apache.fineract.portfolio.client.domain.Client;
 import org.apache.fineract.portfolio.client.domain.ClientRepositoryWrapper;
-import org.apache.fineract.portfolio.client.exception.ClientNotActiveException;
-import org.apache.fineract.portfolio.collateralmanagement.domain.CollateralManagementDomain;
 import org.apache.fineract.portfolio.collateralmanagement.service.LoanCollateralAssembler;
 import org.apache.fineract.portfolio.fund.domain.Fund;
 import org.apache.fineract.portfolio.fund.domain.FundRepository;
 import org.apache.fineract.portfolio.fund.exception.FundNotFoundException;
 import org.apache.fineract.portfolio.group.domain.Group;
-import org.apache.fineract.portfolio.group.domain.GroupRepository;
-import org.apache.fineract.portfolio.group.exception.ClientNotInGroupException;
-import org.apache.fineract.portfolio.group.exception.GroupNotActiveException;
-import org.apache.fineract.portfolio.group.exception.GroupNotFoundException;
+import org.apache.fineract.portfolio.group.domain.GroupRepositoryWrapper;
 import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
+import org.apache.fineract.portfolio.loanaccount.data.LoanChargeData;
+import org.apache.fineract.portfolio.loanaccount.domain.GLIMAccountInfoRepository;
+import org.apache.fineract.portfolio.loanaccount.domain.GroupLoanIndividualMonitoringAccount;
 import org.apache.fineract.portfolio.loanaccount.domain.Loan;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanCollateralManagement;
@@ -72,21 +77,24 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachin
 import org.apache.fineract.portfolio.loanaccount.domain.LoanPaymentAllocationRule;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleTransactionProcessorFactory;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepositoryWrapper;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanStatus;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanSummaryWrapper;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanTopupDetails;
+import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.AdvancedPaymentScheduleTransactionProcessor;
 import org.apache.fineract.portfolio.loanaccount.exception.ExceedingTrancheCountException;
-import org.apache.fineract.portfolio.loanaccount.exception.InvalidAmountOfCollaterals;
 import org.apache.fineract.portfolio.loanaccount.exception.MultiDisbursementDataNotAllowedException;
 import org.apache.fineract.portfolio.loanaccount.exception.MultiDisbursementDataRequiredException;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanApplicationTerms;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleModel;
-import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.service.LoanScheduleAssembler;
+import org.apache.fineract.portfolio.loanaccount.loanschedule.service.LoanScheduleCalculationPlatformService;
+import org.apache.fineract.portfolio.loanaccount.mapper.LoanChargeMapper;
+import org.apache.fineract.portfolio.loanaccount.mapper.LoanCollateralManagementMapper;
 import org.apache.fineract.portfolio.loanproduct.LoanProductConstants;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanProduct;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanProductRelatedDetail;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanProductRepository;
-import org.apache.fineract.portfolio.loanproduct.exception.LinkedAccountRequiredException;
 import org.apache.fineract.portfolio.loanproduct.exception.LoanProductNotFoundException;
 import org.apache.fineract.portfolio.rate.domain.Rate;
 import org.apache.fineract.portfolio.rate.service.RateAssembler;
@@ -98,7 +106,7 @@ public class LoanAssembler {
     private final LoanRepositoryWrapper loanRepository;
     private final LoanProductRepository loanProductRepository;
     private final ClientRepositoryWrapper clientRepository;
-    private final GroupRepository groupRepository;
+    private final GroupRepositoryWrapper groupRepository;
     private final FundRepository fundRepository;
     private final StaffRepository staffRepository;
     private final CodeValueRepositoryWrapper codeValueRepository;
@@ -110,10 +118,18 @@ public class LoanAssembler {
     private final HolidayRepository holidayRepository;
     private final ConfigurationDomainService configurationDomainService;
     private final WorkingDaysRepositoryWrapper workingDaysRepository;
-    private final LoanUtilService loanUtilService;
     private final RateAssembler rateAssembler;
     private final LoanLifecycleStateMachine defaultLoanLifecycleStateMachine;
     private final ExternalIdFactory externalIdFactory;
+    private final AccountNumberFormatRepositoryWrapper accountNumberFormatRepository;
+    private final GLIMAccountInfoRepository glimRepository;
+    private final AccountNumberGenerator accountNumberGenerator;
+    private final GLIMAccountInfoWritePlatformService glimAccountInfoWritePlatformService;
+    private final LoanCollateralAssembler loanCollateralAssembler;
+    private final LoanScheduleCalculationPlatformService calculationPlatformService;
+    private final LoanDisbursementDetailsAssembler loanDisbursementDetailsAssembler;
+    private final LoanChargeMapper loanChargeMapper;
+    private final LoanCollateralManagementMapper loanCollateralManagementMapper;
 
     public Loan assembleFrom(final Long accountId) {
         final Loan loanAccount = this.loanRepository.findOneWithNotFoundDetection(accountId, true);
@@ -133,20 +149,10 @@ public class LoanAssembler {
 
         final Long clientId = this.fromApiJsonHelper.extractLongNamed("clientId", element);
         final Long groupId = this.fromApiJsonHelper.extractLongNamed("groupId", element);
-
-        return assembleApplication(element, clientId, groupId);
-    }
-
-    private Loan assembleApplication(final JsonElement element, final Long clientId, final Long groupId) {
-
         final String accountNo = this.fromApiJsonHelper.extractStringNamed("accountNo", element);
         final Long productId = this.fromApiJsonHelper.extractLongNamed("productId", element);
         final Long fundId = this.fromApiJsonHelper.extractLongNamed("fundId", element);
         final Long loanOfficerId = this.fromApiJsonHelper.extractLongNamed("loanOfficerId", element);
-        final String transactionProcessingStrategyCode = this.fromApiJsonHelper.extractStringNamed("transactionProcessingStrategyCode",
-                element);
-        final String transactionProcessingStrategyName = this.loanRepaymentScheduleTransactionProcessorFactory
-                .determineProcessor(transactionProcessingStrategyCode).getName();
         final Long loanPurposeId = this.fromApiJsonHelper.extractLongNamed("loanPurposeId", element);
         final Boolean syncDisbursementWithMeeting = this.fromApiJsonHelper.extractBooleanNamed("syncDisbursementWithMeeting", element);
         final Boolean createStandingInstructionAtDisbursement = this.fromApiJsonHelper
@@ -154,8 +160,13 @@ public class LoanAssembler {
 
         final LoanProduct loanProduct = this.loanProductRepository.findById(productId)
                 .orElseThrow(() -> new LoanProductNotFoundException(productId));
-        final BigDecimal amount = this.fromApiJsonHelper
-                .extractBigDecimalWithLocaleNamed(LoanApiConstants.disbursementPrincipalParameterName, element);
+        final Boolean allowOverridingTransactionProcessingStrategy = loanProduct.getLoanConfigurableAttributes()
+                .getTransactionProcessingStrategyBoolean();
+        final String transactionProcessingStrategyCode = allowOverridingTransactionProcessingStrategy
+                ? this.fromApiJsonHelper.extractStringNamed("transactionProcessingStrategyCode", element)
+                : loanProduct.getTransactionProcessingStrategyCode();
+        final LoanRepaymentScheduleTransactionProcessor transactionProcessingStrategy = this.loanRepaymentScheduleTransactionProcessorFactory
+                .determineProcessor(transactionProcessingStrategyCode);
         final Fund fund = findFundByIdIfProvided(fundId);
         final Staff loanOfficer = findLoanOfficerByIdIfProvided(loanOfficerId);
         CodeValue loanPurpose = null;
@@ -165,76 +176,26 @@ public class LoanAssembler {
         List<LoanDisbursementDetails> disbursementDetails = new ArrayList<>();
         BigDecimal fixedEmiAmount = null;
         if (loanProduct.isMultiDisburseLoan() || loanProduct.isCanDefineInstallmentAmount()) {
-            fixedEmiAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName, element);
+            fixedEmiAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.fixedEmiAmountParameterName, element);
         }
         BigDecimal maxOutstandingLoanBalance = null;
         if (loanProduct.isMultiDisburseLoan()) {
             final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(element.getAsJsonObject());
             maxOutstandingLoanBalance = this.fromApiJsonHelper.extractBigDecimalNamed(LoanApiConstants.maxOutstandingBalanceParameterName,
                     element, locale);
-
-            disbursementDetails = this.loanUtilService.fetchDisbursementData(element.getAsJsonObject());
-            if (loanProduct.isDisallowExpectedDisbursements()) {
-                if (!disbursementDetails.isEmpty()) {
-                    final String errorMessage = "For this loan product, disbursement details are not allowed";
-                    throw new MultiDisbursementDataNotAllowedException(LoanApiConstants.disbursementDataParameterName, errorMessage);
-                }
-            } else {
-                if (disbursementDetails.isEmpty()) {
-                    final String errorMessage = "For this loan product, disbursement details must be provided";
-                    throw new MultiDisbursementDataRequiredException(LoanApiConstants.disbursementDataParameterName, errorMessage);
-                }
-            }
-
-            if (disbursementDetails.size() > loanProduct.maxTrancheCount()) {
-                final String errorMessage = "Number of tranche shouldn't be greter than " + loanProduct.maxTrancheCount();
-                throw new ExceedingTrancheCountException(LoanApiConstants.disbursementDataParameterName, errorMessage,
-                        loanProduct.maxTrancheCount(), disbursementDetails.size());
-            }
+            disbursementDetails = this.loanDisbursementDetailsAssembler.fetchDisbursementData(element.getAsJsonObject());
         }
 
-        final String loanTypeParameterName = "loanType";
-        final String loanTypeStr = this.fromApiJsonHelper.extractStringNamed(loanTypeParameterName, element);
-        final EnumOptionData loanType = AccountEnumerations.loanType(loanTypeStr);
+        final String loanTypeStr = this.fromApiJsonHelper.extractStringNamed(LoanApiConstants.loanTypeParameterName, element);
         Set<LoanCollateralManagement> collateral = new HashSet<>();
 
-        if (!StringUtils.isBlank(loanTypeStr)) {
-            final AccountType loanAccountType = AccountType.fromName(loanTypeStr);
-
-            if (loanAccountType.isIndividualAccount()) {
-                collateral = this.collateralAssembler.fromParsedJson(element);
-
-                if (collateral.size() > 0) {
-                    BigDecimal totalValue = BigDecimal.ZERO;
-                    for (LoanCollateralManagement collateralManagement : collateral) {
-                        final CollateralManagementDomain collateralManagementDomain = collateralManagement.getClientCollateralManagement()
-                                .getCollaterals();
-                        BigDecimal totalCollateral = collateralManagement.getQuantity().multiply(collateralManagementDomain.getBasePrice())
-                                .multiply(collateralManagementDomain.getPctToBase()).divide(BigDecimal.valueOf(100));
-                        totalValue = totalValue.add(totalCollateral);
-                    }
-
-                    if (amount.compareTo(totalValue) > 0) {
-                        throw new InvalidAmountOfCollaterals(totalValue);
-                    }
-                }
-            }
+        final AccountType loanAccountType = AccountType.fromName(loanTypeStr);
+        if (loanAccountType.isIndividualAccount()) {
+            collateral = this.collateralAssembler.fromParsedJson(element);
         }
 
         final Set<LoanCharge> loanCharges = this.loanChargeAssembler.fromParsedJson(element, disbursementDetails);
-        for (final LoanCharge loanCharge : loanCharges) {
-            if (!loanProduct.hasCurrencyCodeOf(loanCharge.currencyCode())) {
-                final String errorMessage = "Charge and Loan must have the same currency.";
-                throw new InvalidCurrencyException("loanCharge", "attach.to.loan", errorMessage);
-            }
-            if (loanCharge.getChargePaymentMode().isPaymentModeAccountTransfer()) {
-                final Long savingsAccountId = this.fromApiJsonHelper.extractLongNamed("linkAccountId", element);
-                if (savingsAccountId == null) {
-                    final String errorMessage = "one of the charges requires linked savings account for payment";
-                    throw new LinkedAccountRequiredException("loanCharge", errorMessage);
-                }
-            }
-        }
+
         BigDecimal fixedPrincipalPercentagePerInstallment = fromApiJsonHelper
                 .extractBigDecimalWithLocaleNamed(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName, element);
 
@@ -245,111 +206,166 @@ public class LoanAssembler {
         // Here we add Rates to LoanApplication
         final List<Rate> rates = this.rateAssembler.fromParsedJson(element);
 
-        final LoanProductRelatedDetail loanProductRelatedDetail = this.loanScheduleAssembler.assembleLoanProductRelatedDetail(element);
+        final LoanProductRelatedDetail loanProductRelatedDetail = this.loanScheduleAssembler.assembleLoanProductRelatedDetail(element,
+                loanProduct);
 
         final BigDecimal interestRateDifferential = this.fromApiJsonHelper
                 .extractBigDecimalWithLocaleNamed(LoanApiConstants.interestRateDifferentialParameterName, element);
         final Boolean isFloatingInterestRate = this.fromApiJsonHelper
                 .extractBooleanNamed(LoanApiConstants.isFloatingInterestRateParameterName, element);
 
-        // PROGRESSIVE: Repayment strategy MUST be only "advanced payment allocation"
-        final LoanScheduleType loanScheduleType = loanProduct.getLoanProductRelatedDetail().getLoanScheduleType();
-        if (loanScheduleType.equals(LoanScheduleType.PROGRESSIVE)) {
-            if (!transactionProcessingStrategyCode.equals(LoanProductConstants.ADVANCED_PAYMENT_ALLOCATION_STRATEGY)) {
-                throw new GeneralPlatformDomainRuleException(
-                        "error.msg.loan.repayment.strategy.can.not.be.different.than.advanced.payment.allocation",
-                        "Loan repayment strategy can not be different than Advanced Payment Allocation");
-            }
-            // CUMULATIVE: Repayment strategy CANNOT be "advanced payment allocation"
-        } else if (loanScheduleType.equals(LoanScheduleType.CUMULATIVE)) {
-            if (transactionProcessingStrategyCode.equals(LoanProductConstants.ADVANCED_PAYMENT_ALLOCATION_STRATEGY)) {
-                throw new GeneralPlatformDomainRuleException(
-                        "error.msg.loan.repayment.strategy.can.not.be.equal.to.advanced.payment.allocation",
-                        "Loan repayment strategy can not be equal to Advanced Payment Allocation");
-            }
-        }
-
         if (clientId != null) {
             client = this.clientRepository.findOneWithNotFoundDetection(clientId);
-            if (client.isNotActive()) {
-                throw new ClientNotActiveException(clientId);
-            }
         }
 
         if (groupId != null) {
-            group = this.groupRepository.findById(groupId).orElseThrow(() -> new GroupNotFoundException(groupId));
-            if (group.isNotActive()) {
-                throw new GroupNotActiveException(groupId);
-            }
-        }
-
-        if (client != null && group != null) {
-
-            if (!group.hasClientAsMember(client)) {
-                throw new ClientNotInGroupException(clientId, groupId);
-            }
-
-            loanApplication = Loan.newIndividualLoanApplicationFromGroup(accountNo, client, group, loanType.getId().intValue(), loanProduct,
-                    fund, loanOfficer, loanPurpose, transactionProcessingStrategyCode, loanProductRelatedDetail, loanCharges, null,
-                    syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance,
-                    createStandingInstructionAtDisbursement, isFloatingInterestRate, interestRateDifferential, rates,
-                    fixedPrincipalPercentagePerInstallment);
-        } else if (group != null) {
-            loanApplication = Loan.newGroupLoanApplication(accountNo, group, loanType.getId().intValue(), loanProduct, fund, loanOfficer,
-                    loanPurpose, transactionProcessingStrategyCode, loanProductRelatedDetail, loanCharges, null,
-                    syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance,
-                    createStandingInstructionAtDisbursement, isFloatingInterestRate, interestRateDifferential, rates,
-                    fixedPrincipalPercentagePerInstallment);
-        } else if (client != null) {
-            loanApplication = Loan.newIndividualLoanApplication(accountNo, client, loanType.getId().intValue(), loanProduct, fund,
-                    loanOfficer, loanPurpose, transactionProcessingStrategyCode, loanProductRelatedDetail, loanCharges, collateral,
-                    fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance, createStandingInstructionAtDisbursement,
-                    isFloatingInterestRate, interestRateDifferential, rates, fixedPrincipalPercentagePerInstallment);
-        } else {
-            loanApplication = null;
+            group = this.groupRepository.findOneWithNotFoundDetection(groupId);
         }
 
         final String externalIdStr = this.fromApiJsonHelper.extractStringNamed("externalId", element);
         ExternalId externalId = externalIdFactory.create(externalIdStr);
         final LocalDate submittedOnDate = this.fromApiJsonHelper.extractLocalDateNamed("submittedOnDate", element);
 
-        if (loanApplication == null) {
-            throw new IllegalStateException("No loan application exists for either a client or group (or both).");
-        }
-        loanApplication.updateTransactionProcessingStrategy(transactionProcessingStrategyCode, transactionProcessingStrategyName);
-        copyAdvancedPaymentRulesIfApplicable(transactionProcessingStrategyCode, loanProduct, loanApplication);
-        loanApplication.setHelpers(defaultLoanLifecycleStateMachine, this.loanSummaryWrapper,
-                this.loanRepaymentScheduleTransactionProcessorFactory);
-
-        if (loanProduct.isMultiDisburseLoan()) {
-            for (final LoanDisbursementDetails loanDisbursementDetails : loanApplication.getDisbursementDetails()) {
-                loanDisbursementDetails.updateLoan(loanApplication);
-            }
-        }
-
-        final Boolean isEnableInstallmentLevelDelinquency = this.fromApiJsonHelper
+        Boolean isEnableInstallmentLevelDelinquency = this.fromApiJsonHelper
                 .extractBooleanNamed(LoanProductConstants.ENABLE_INSTALLMENT_LEVEL_DELINQUENCY, element);
-        if (isEnableInstallmentLevelDelinquency != null) {
-            loanApplication.updateEnableInstallmentLevelDelinquency(isEnableInstallmentLevelDelinquency);
-        } else {
-            loanApplication.updateEnableInstallmentLevelDelinquency(loanProduct.isEnableInstallmentLevelDelinquency());
+        if (isEnableInstallmentLevelDelinquency == null) {
+            isEnableInstallmentLevelDelinquency = loanProduct.isEnableInstallmentLevelDelinquency();
         }
 
         final LoanApplicationTerms loanApplicationTerms = this.loanScheduleAssembler.assembleLoanTerms(element);
         final boolean isHolidayEnabled = this.configurationDomainService.isRescheduleRepaymentsOnHolidaysEnabled();
-        final List<Holiday> holidays = this.holidayRepository.findByOfficeIdAndGreaterThanDate(loanApplication.getOfficeId(),
+        Long officeId = client != null ? client.getOffice().getId() : group.getOffice().getId();
+        final List<Holiday> holidays = this.holidayRepository.findByOfficeIdAndGreaterThanDate(officeId,
                 loanApplicationTerms.getExpectedDisbursementDate(), HolidayStatusType.ACTIVE.getValue());
         final WorkingDays workingDays = this.workingDaysRepository.findOne();
-        final boolean allowTransactionsOnNonWorkingDay = this.configurationDomainService.allowTransactionsOnNonWorkingDayEnabled();
-        final boolean allowTransactionsOnHoliday = this.configurationDomainService.allowTransactionsOnHolidayEnabled();
         final LoanScheduleModel loanScheduleModel = this.loanScheduleAssembler.assembleLoanScheduleFrom(loanApplicationTerms,
                 isHolidayEnabled, holidays, workingDays, element, disbursementDetails);
-        loanApplication.loanApplicationSubmittal(loanScheduleModel, loanApplicationTerms, defaultLoanLifecycleStateMachine, submittedOnDate,
-                externalId, allowTransactionsOnHoliday, holidays, workingDays, allowTransactionsOnNonWorkingDay);
+
+        if (client != null && group != null) {
+            loanApplication = Loan.newIndividualLoanApplicationFromGroup(accountNo, client, group, loanAccountType, loanProduct, fund,
+                    loanOfficer, loanPurpose, transactionProcessingStrategy, loanProductRelatedDetail, loanCharges,
+                    syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance,
+                    createStandingInstructionAtDisbursement, isFloatingInterestRate, interestRateDifferential, rates,
+                    fixedPrincipalPercentagePerInstallment, externalId, loanApplicationTerms, loanScheduleModel,
+                    isEnableInstallmentLevelDelinquency, submittedOnDate);
+        } else if (group != null) {
+            loanApplication = Loan.newGroupLoanApplication(accountNo, group, loanAccountType, loanProduct, fund, loanOfficer, loanPurpose,
+                    transactionProcessingStrategy, loanProductRelatedDetail, loanCharges, syncDisbursementWithMeeting, fixedEmiAmount,
+                    disbursementDetails, maxOutstandingLoanBalance, createStandingInstructionAtDisbursement, isFloatingInterestRate,
+                    interestRateDifferential, rates, fixedPrincipalPercentagePerInstallment, externalId, loanApplicationTerms,
+                    loanScheduleModel, isEnableInstallmentLevelDelinquency, submittedOnDate);
+        } else if (client != null) {
+            loanApplication = Loan.newIndividualLoanApplication(accountNo, client, loanAccountType, loanProduct, fund, loanOfficer,
+                    loanPurpose, transactionProcessingStrategy, loanProductRelatedDetail, loanCharges, collateral, fixedEmiAmount,
+                    disbursementDetails, maxOutstandingLoanBalance, createStandingInstructionAtDisbursement, isFloatingInterestRate,
+                    interestRateDifferential, rates, fixedPrincipalPercentagePerInstallment, externalId, loanApplicationTerms,
+                    loanScheduleModel, isEnableInstallmentLevelDelinquency, submittedOnDate);
+        } else {
+            throw new IllegalStateException("No loan application exists for either a client or group (or both).");
+        }
+
+        copyAdvancedPaymentRulesIfApplicable(transactionProcessingStrategyCode, loanProduct, loanApplication);
+        loanApplication.setHelpers(defaultLoanLifecycleStateMachine, this.loanSummaryWrapper,
+                this.loanRepaymentScheduleTransactionProcessorFactory);
+        // TODO: review
+        loanApplication.recalculateAllCharges();
+        topUpLoanConfiguration(element, loanApplication);
 
         return loanApplication;
     }
 
+    // TODO: Review... it might be better somewhere else and rethink due to the account number generation logic is
+    // intertwined with GLIM logic
+    public void accountNumberGeneration(JsonCommand command, Loan loan) {
+        if (loan.isAccountNumberRequiresAutoGeneration()) {
+            JsonElement element = command.parsedJson();
+            final AccountNumberFormat accountNumberFormat = this.accountNumberFormatRepository.findByAccountType(EntityAccountType.LOAN);
+            // TODO: It is really weird to set GLIM info only if account number was not provided
+            // if application is of GLIM type
+            if (loan.getLoanType().isGLIMAccount()) {
+                Group group = loan.getGroup();
+                String accountNumber = "";
+                BigDecimal applicationId = BigDecimal.ZERO;
+                Boolean isLastChildApplication = false;
+                // GLIM specific parameters
+                final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(element.getAsJsonObject());
+                BigDecimal applicationIdFromParam = this.fromApiJsonHelper.extractBigDecimalNamed("applicationId", element, locale);
+                BigDecimal totalLoan = this.fromApiJsonHelper.extractBigDecimalNamed("totalLoan", element, locale);
+                if (applicationIdFromParam != null) {
+                    applicationId = applicationIdFromParam;
+                }
+
+                Boolean isLastChildApplicationFromParam = this.fromApiJsonHelper.extractBooleanNamed("lastApplication", element);
+                if (isLastChildApplicationFromParam != null) {
+                    isLastChildApplication = isLastChildApplicationFromParam;
+                }
+
+                if (this.fromApiJsonHelper.extractBooleanNamed("isParentAccount", element) != null) {
+                    // empty table check
+                    // TODO: This count here is weird... and seems parent-empty and parent not empty looks the same
+                    if (glimRepository.count() != 0) {
+                        // **************Parent-Not an empty
+                        // table********************
+                        createAndSetGLIMAccount(totalLoan, loan, accountNumberFormat, group, applicationId);
+                    } else {
+                        // ************** Parent-empty
+                        // table********************
+                        createAndSetGLIMAccount(totalLoan, loan, accountNumberFormat, group, applicationId);
+                    }
+                } else {
+                    // TODO: This count here is weird...
+                    if (glimRepository.count() != 0) {
+                        // Child-Not an empty table
+                        GroupLoanIndividualMonitoringAccount glimAccount = glimRepository.findOneByIsAcceptingChildAndApplicationId(true,
+                                applicationId);
+                        accountNumber = glimAccount.getAccountNumber() + (glimAccount.getChildAccountsCount() + 1);
+                        loan.updateAccountNo(accountNumber);
+                        this.glimAccountInfoWritePlatformService.incrementChildAccountCount(glimAccount);
+                        loan.setGlim(glimAccount);
+                    } else {
+                        // **************Child-empty
+                        // table********************
+                        // if the glim info is empty set the current account
+                        // as parent
+                        createAndSetGLIMAccount(totalLoan, loan, accountNumberFormat, group, applicationId);
+                    }
+                    // reset in cases of last child application of glim
+                    if (isLastChildApplication) {
+                        this.glimAccountInfoWritePlatformService
+                                .resetIsAcceptingChild(glimRepository.findOneByIsAcceptingChildAndApplicationId(true, applicationId));
+                    }
+                }
+            } else { // for applications other than GLIM
+                loan.updateAccountNo(this.accountNumberGenerator.generate(loan, accountNumberFormat));
+            }
+        }
+    }
+
+    private void createAndSetGLIMAccount(BigDecimal totalLoan, Loan loan, AccountNumberFormat accountNumberFormat, Group group,
+            BigDecimal applicationId) {
+        String accountNumber;
+        accountNumber = this.accountNumberGenerator.generate(loan, accountNumberFormat);
+        loan.updateAccountNo(accountNumber + "1");
+        GroupLoanIndividualMonitoringAccount glimAccount = glimAccountInfoWritePlatformService.createGLIMAccount(accountNumber, group,
+                totalLoan, 1L, true, LoanStatus.SUBMITTED_AND_PENDING_APPROVAL.getValue(), applicationId);
+        loan.setGlim(glimAccount);
+    }
+
+    private void topUpLoanConfiguration(JsonElement element, Loan loan) {
+        if (loan.getLoanProduct().isCanUseForTopup() && loan.getClientId() != null) {
+            final Boolean isTopUp = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.isTopup, element);
+            if (null == isTopUp) {
+                loan.setIsTopup(false);
+            } else {
+                loan.setIsTopup(isTopUp);
+            }
+            if (loan.isTopup()) {
+                final Long loanIdToClose = this.fromApiJsonHelper.extractLongNamed(LoanApiConstants.loanIdToClose, element);
+                loan.setTopupLoanDetails(new LoanTopupDetails(loan, loanIdToClose));
+            }
+        }
+    }
+
     public CodeValue findCodeValueByIdIfProvided(final Long codeValueId) {
         CodeValue codeValue = null;
         if (codeValueId != null) {
@@ -377,18 +393,6 @@ public class LoanAssembler {
         return staff;
     }
 
-    public void validateExpectedDisbursementForHolidayAndNonWorkingDay(final Loan loanApplication) {
-
-        final boolean allowTransactionsOnHoliday = this.configurationDomainService.allowTransactionsOnHolidayEnabled();
-        final List<Holiday> holidays = this.holidayRepository.findByOfficeIdAndGreaterThanDate(loanApplication.getOfficeId(),
-                loanApplication.getExpectedDisbursedOnLocalDate(), HolidayStatusType.ACTIVE.getValue());
-        final WorkingDays workingDays = this.workingDaysRepository.findOne();
-        final boolean allowTransactionsOnNonWorkingDay = this.configurationDomainService.allowTransactionsOnNonWorkingDayEnabled();
-
-        loanApplication.validateExpectedDisbursementForHolidayAndNonWorkingDay(workingDays, allowTransactionsOnHoliday, holidays,
-                allowTransactionsOnNonWorkingDay);
-    }
-
     private void copyAdvancedPaymentRulesIfApplicable(String transactionProcessingStrategyCode, LoanProduct loanProduct,
             Loan loanApplication) {
         if (transactionProcessingStrategyCode.equals(AdvancedPaymentScheduleTransactionProcessor.ADVANCED_PAYMENT_ALLOCATION_STRATEGY)) {
@@ -398,11 +402,435 @@ public class LoanAssembler {
                     .toList();
             loanApplication.setPaymentAllocationRules(loanPaymentAllocationRules);
 
-            if (loanProduct.getCreditAllocationRules() != null && loanProduct.getCreditAllocationRules().size() > 0) {
+            if (loanProduct.getCreditAllocationRules() != null && !loanProduct.getCreditAllocationRules().isEmpty()) {
                 List<LoanCreditAllocationRule> loanCreditAllocationRules = loanProduct.getCreditAllocationRules().stream()
                         .map(r -> new LoanCreditAllocationRule(loanApplication, r.getTransactionType(), r.getAllocationTypes())).toList();
                 loanApplication.setCreditAllocationRules(loanCreditAllocationRules);
             }
         }
     }
+
+    public Map<String, Object> updateFrom(JsonCommand command, Loan loan) {
+        final Map<String, Object> changes = new HashMap<>();
+        LoanProduct loanProduct;
+
+        final String productIdParamName = "productId";
+        final Long productId = command.longValueOfParameterNamed(productIdParamName);
+        if (productId == null || productId.equals(loan.getLoanProduct().getId())) {
+            loanProduct = loan.getLoanProduct();
+        } else {
+            loanProduct = this.loanProductRepository.findById(productId).orElseThrow(() -> new LoanProductNotFoundException(productId));
+        }
+
+        final Set<LoanCharge> existingCharges = loan.getActiveCharges();
+        Map<Long, LoanChargeData> chargesMap = new HashMap<>();
+        for (LoanCharge charge : existingCharges) {
+            LoanChargeData chargeData = new LoanChargeData(charge.getId(), charge.getDueLocalDate(), charge.amountOrPercentage());
+            chargesMap.put(charge.getId(), chargeData);
+        }
+        List<LoanDisbursementDetails> disbursementDetails = this.loanDisbursementDetailsAssembler
+                .fetchDisbursementData(command.parsedJson().getAsJsonObject());
+
+        /**
+         * Stores all charges which are passed in during modify loan application
+         **/
+        final Set<LoanCharge> possiblyModifiedLoanCharges = this.loanChargeAssembler.fromParsedJson(command.parsedJson(),
+                disbursementDetails);
+        /** Boolean determines if any charge has been modified **/
+        boolean isChargeModified = false;
+
+        Set<Charge> newTrancheCharges = this.loanChargeAssembler.getNewLoanTrancheCharges(command.parsedJson());
+        for (Charge charge : newTrancheCharges) {
+            loan.addTrancheLoanCharge(charge);
+        }
+
+        /**
+         * If there are any charges already present, which are now not passed in as a part of the request, deem the
+         * charges as modified
+         **/
+        if (!possiblyModifiedLoanCharges.isEmpty()) {
+            if (!possiblyModifiedLoanCharges.containsAll(existingCharges)) {
+                isChargeModified = true;
+            }
+        }
+
+        /**
+         * If any new charges are added or values of existing charges are modified
+         **/
+        for (LoanCharge loanCharge : possiblyModifiedLoanCharges) {
+            if (loanCharge.getId() == null) {
+                isChargeModified = true;
+            } else {
+                LoanChargeData chargeData = chargesMap.get(loanCharge.getId());
+                if (loanCharge.amountOrPercentage().compareTo(chargeData.getAmountOrPercentage()) != 0
+                        || (loanCharge.isSpecifiedDueDate() && !loanCharge.getDueLocalDate().equals(chargeData.getDueDate()))) {
+                    isChargeModified = true;
+                }
+            }
+        }
+
+        Set<LoanCollateralManagement> possiblyModifedLoanCollateralItems = null;
+
+        if (command.parameterExists("loanType")) {
+            final String loanTypeStr = command.stringValueOfParameterNamed("loanType");
+            final AccountType loanType = AccountType.fromName(loanTypeStr);
+
+            if (!StringUtils.isBlank(loanTypeStr) && loanType.isIndividualAccount()) {
+                possiblyModifedLoanCollateralItems = this.loanCollateralAssembler.fromParsedJson(command.parsedJson());
+            }
+        }
+        this.loanScheduleAssembler.updateLoanApplicationAttributes(command, loan, changes);
+
+        if (!changes.isEmpty()) {
+            final boolean recalculateLoanSchedule = !(changes.size() == 1
+                    && changes.containsKey(LoanApiConstants.inArrearsToleranceParameterName));
+            changes.put(Loan.RECALCULATE_LOAN_SCHEDULE, recalculateLoanSchedule);
+            isChargeModified = true;
+        }
+
+        final String dateFormatAsInput = command.dateFormat();
+        final String localeAsInput = command.locale();
+
+        if (command.isChangeInStringParameterNamed(LoanApiConstants.accountNoParameterName, loan.getAccountNumber())) {
+            final String newValue = command.stringValueOfParameterNamed(LoanApiConstants.accountNoParameterName);
+            changes.put(LoanApiConstants.accountNoParameterName, newValue);
+            loan.setAccountNumber(StringUtils.defaultIfEmpty(newValue, null));
+        }
+
+        if (command.isChangeInBooleanParameterNamed(LoanApiConstants.createStandingInstructionAtDisbursementParameterName,
+                loan.shouldCreateStandingInstructionAtDisbursement())) {
+            final Boolean valueAsInput = command
+                    .booleanObjectValueOfParameterNamed(LoanApiConstants.createStandingInstructionAtDisbursementParameterName);
+            changes.put(LoanApiConstants.createStandingInstructionAtDisbursementParameterName, valueAsInput);
+            loan.setCreateStandingInstructionAtDisbursement(valueAsInput);
+        }
+
+        if (command.isChangeInStringParameterNamed(LoanApiConstants.externalIdParameterName, loan.getExternalId().getValue())) {
+            final String newValue = command.stringValueOfParameterNamed(LoanApiConstants.externalIdParameterName);
+            ExternalId externalId = ExternalIdFactory.produce(newValue);
+            if (externalId.isEmpty() && TemporaryConfigurationServiceContainer.isExternalIdAutoGenerationEnabled()) {
+                externalId = ExternalId.generate();
+            }
+            changes.put(LoanApiConstants.externalIdParameterName, externalId);
+            loan.setExternalId(externalId);
+        }
+
+        // add clientId, groupId and loanType changes to actual changes
+
+        final Long clientId = loan.getClient() == null ? null : loan.getClient().getId();
+        if (command.isChangeInLongParameterNamed(LoanApiConstants.clientIdParameterName, clientId)) {
+            final Long newValue = command.longValueOfParameterNamed(LoanApiConstants.clientIdParameterName);
+            changes.put(LoanApiConstants.clientIdParameterName, newValue);
+            final Client client = this.clientRepository.findOneWithNotFoundDetection(newValue);
+            loan.updateClient(client);
+        }
+
+        // FIXME: AA - We may require separate api command to move loan from one
+        // group to another
+        final Long groupId = loan.getGroup() == null ? null : loan.getGroup().getId();
+        if (command.isChangeInLongParameterNamed(LoanApiConstants.groupIdParameterName, groupId)) {
+            final Long newValue = command.longValueOfParameterNamed(LoanApiConstants.groupIdParameterName);
+            changes.put(LoanApiConstants.groupIdParameterName, newValue);
+            final Group group = this.groupRepository.findOneWithNotFoundDetection(newValue);
+            loan.updateGroup(group);
+        }
+
+        if (command.isChangeInLongParameterNamed(LoanApiConstants.productIdParameterName, loan.getLoanProduct().getId())) {
+            final Long newValue = command.longValueOfParameterNamed(LoanApiConstants.productIdParameterName);
+            changes.put(LoanApiConstants.productIdParameterName, newValue);
+            loan.updateLoanProduct(loanProduct);
+            final MonetaryCurrency currency = new MonetaryCurrency(loanProduct.getCurrency().getCode(),
+                    loanProduct.getCurrency().getDigitsAfterDecimal(), loanProduct.getCurrency().getCurrencyInMultiplesOf());
+            loan.getLoanRepaymentScheduleDetail().setCurrency(currency);
+
+            if (!changes.containsKey(LoanApiConstants.interestRateFrequencyTypeParameterName)) {
+                loan.updateInterestRateFrequencyType();
+            }
+
+            if (loanProduct.isLinkedToFloatingInterestRate()) {
+                loan.getLoanProductRelatedDetail().updateForFloatingInterestRates();
+            } else {
+                loan.setInterestRateDifferential(null);
+                loan.setIsFloatingInterestRate(null);
+            }
+            loan.updateIsInterestRecalculationEnabled();
+            changes.put(Loan.RECALCULATE_LOAN_SCHEDULE, true);
+        }
+
+        if (command.isChangeInBooleanParameterNamed(LoanApiConstants.isFloatingInterestRateParameterName,
+                loan.getIsFloatingInterestRate())) {
+            final Boolean newValue = command.booleanObjectValueOfParameterNamed(LoanApiConstants.isFloatingInterestRateParameterName);
+            changes.put(LoanApiConstants.isFloatingInterestRateParameterName, newValue);
+            loan.setIsFloatingInterestRate(newValue);
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.interestRateDifferentialParameterName,
+                loan.getInterestRateDifferential())) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed(LoanApiConstants.interestRateDifferentialParameterName);
+            changes.put(LoanApiConstants.interestRateDifferentialParameterName, newValue);
+            loan.setInterestRateDifferential(newValue);
+        }
+
+        Long existingFundId = null;
+        if (loan.getFund() != null) {
+            existingFundId = loan.getFund().getId();
+        }
+        if (command.isChangeInLongParameterNamed(LoanApiConstants.fundIdParameterName, existingFundId)) {
+            final Long newValue = command.longValueOfParameterNamed(LoanApiConstants.fundIdParameterName);
+            changes.put(LoanApiConstants.fundIdParameterName, newValue);
+            final Fund fund = findFundByIdIfProvided(newValue);
+            loan.updateFund(fund);
+        }
+
+        Long existingLoanOfficerId = null;
+        if (loan.getLoanOfficer() != null) {
+            existingLoanOfficerId = loan.getLoanOfficer().getId();
+        }
+
+        if (command.isChangeInLongParameterNamed(LoanApiConstants.loanOfficerIdParameterName, existingLoanOfficerId)) {
+            final Long newValue = command.longValueOfParameterNamed(LoanApiConstants.loanOfficerIdParameterName);
+            changes.put(LoanApiConstants.loanOfficerIdParameterName, newValue);
+            final Staff newOfficer = findLoanOfficerByIdIfProvided(newValue);
+            loan.updateLoanOfficerOnLoanApplication(newOfficer);
+        }
+
+        Long existingLoanPurposeId = null;
+        if (loan.getLoanPurpose() != null) {
+            existingLoanPurposeId = loan.getLoanPurpose().getId();
+        }
+
+        if (command.isChangeInLongParameterNamed(LoanApiConstants.loanPurposeIdParameterName, existingLoanPurposeId)) {
+            final Long newValue = command.longValueOfParameterNamed(LoanApiConstants.loanPurposeIdParameterName);
+            changes.put(LoanApiConstants.loanPurposeIdParameterName, newValue);
+            final CodeValue loanPurpose = findCodeValueByIdIfProvided(newValue);
+            loan.updateLoanPurpose(loanPurpose);
+        }
+
+        if (command.isChangeInStringParameterNamed(LoanApiConstants.transactionProcessingStrategyCodeParameterName,
+                loan.getTransactionProcessingStrategyCode())
+                && loanProduct.getLoanConfigurableAttributes().getTransactionProcessingStrategyBoolean()) {
+            final String newValue = command.stringValueOfParameterNamed(LoanApiConstants.transactionProcessingStrategyCodeParameterName);
+
+            final String transactionProcessingStrategyCode = command.stringValueOfParameterNamed("transactionProcessingStrategyCode");
+            final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loanRepaymentScheduleTransactionProcessorFactory
+                    .determineProcessor(transactionProcessingStrategyCode);
+            changes.put(LoanApiConstants.transactionProcessingStrategyCodeParameterName, newValue);
+            loan.updateTransactionProcessingStrategy(transactionProcessingStrategyCode,
+                    loanRepaymentScheduleTransactionProcessor.getName());
+        }
+
+        if (command.isChangeInLocalDateParameterNamed(LoanApiConstants.submittedOnDateParameterName, loan.getSubmittedOnDate())) {
+            final String valueAsInput = command.stringValueOfParameterNamed(LoanApiConstants.submittedOnDateParameterName);
+            changes.put(LoanApiConstants.submittedOnDateParameterName, valueAsInput);
+            changes.put(LoanApiConstants.dateFormatParameterName, dateFormatAsInput);
+            changes.put(LoanApiConstants.localeParameterName, localeAsInput);
+            loan.setSubmittedOnDate(command.localDateValueOfParameterNamed(LoanApiConstants.submittedOnDateParameterName));
+        }
+
+        if (command.isChangeInLocalDateParameterNamed(LoanApiConstants.expectedDisbursementDateParameterName,
+                loan.getExpectedDisbursedOnLocalDate())) {
+            final String valueAsInput = command.stringValueOfParameterNamed(LoanApiConstants.expectedDisbursementDateParameterName);
+            changes.put(LoanApiConstants.expectedDisbursementDateParameterName, valueAsInput);
+            changes.put(LoanApiConstants.dateFormatParameterName, dateFormatAsInput);
+            changes.put(LoanApiConstants.localeParameterName, localeAsInput);
+            changes.put(Loan.RECALCULATE_LOAN_SCHEDULE, true);
+            loan.setExpectedDisbursementDate(
+                    command.localDateValueOfParameterNamed(LoanApiConstants.expectedDisbursementDateParameterName));
+        }
+
+        if (command.isChangeInLocalDateParameterNamed(LoanApiConstants.repaymentsStartingFromDateParameterName,
+                loan.getExpectedFirstRepaymentOnDate())) {
+            final String valueAsInput = command.stringValueOfParameterNamed(LoanApiConstants.repaymentsStartingFromDateParameterName);
+            changes.put(LoanApiConstants.repaymentsStartingFromDateParameterName, valueAsInput);
+            changes.put(LoanApiConstants.dateFormatParameterName, dateFormatAsInput);
+            changes.put(LoanApiConstants.localeParameterName, localeAsInput);
+            changes.put(Loan.RECALCULATE_LOAN_SCHEDULE, true);
+            loan.setExpectedFirstRepaymentOnDate(
+                    command.localDateValueOfParameterNamed(LoanApiConstants.repaymentsStartingFromDateParameterName));
+        }
+
+        if (command.isChangeInBooleanParameterNamed(LoanApiConstants.syncDisbursementWithMeetingParameterName,
+                loan.isSyncDisbursementWithMeeting())) {
+            final Boolean valueAsInput = command
+                    .booleanObjectValueOfParameterNamed(LoanApiConstants.syncDisbursementWithMeetingParameterName);
+            changes.put(LoanApiConstants.syncDisbursementWithMeetingParameterName, valueAsInput);
+            loan.setSyncDisbursementWithMeeting(valueAsInput);
+        }
+
+        if (command.isChangeInLocalDateParameterNamed(LoanApiConstants.interestChargedFromDateParameterName,
+                loan.getInterestChargedFromDate())) {
+            final String valueAsInput = command.stringValueOfParameterNamed(LoanApiConstants.interestChargedFromDateParameterName);
+            changes.put(LoanApiConstants.interestChargedFromDateParameterName, valueAsInput);
+            changes.put(LoanApiConstants.dateFormatParameterName, dateFormatAsInput);
+            changes.put(LoanApiConstants.localeParameterName, localeAsInput);
+            changes.put(Loan.RECALCULATE_LOAN_SCHEDULE, true);
+            loan.setInterestChargedFromDate(command.localDateValueOfParameterNamed(LoanApiConstants.interestChargedFromDateParameterName));
+        }
+
+        if (isChargeModified) {
+            changes.put(LoanApiConstants.chargesParameterName, loanChargeMapper.map(possiblyModifiedLoanCharges, loan.getCurrency()));
+            changes.put(Loan.RECALCULATE_LOAN_SCHEDULE, true);
+        }
+
+        if (command.parameterExists(LoanApiConstants.collateralParameterName) && possiblyModifedLoanCollateralItems != null
+                && possiblyModifedLoanCollateralItems.equals(loan.getLoanCollateralManagements())) {
+            changes.put(LoanApiConstants.collateralParameterName, loanCollateralManagementMapper.map(possiblyModifedLoanCollateralItems));
+        }
+
+        if (command.isChangeInIntegerParameterNamed(LoanApiConstants.loanTermFrequencyParameterName, loan.getTermFrequency())) {
+            final Integer newValue = command.integerValueOfParameterNamed(LoanApiConstants.loanTermFrequencyParameterName);
+            changes.put(LoanApiConstants.loanTermFrequencyParameterName, newValue);
+            loan.setTermFrequency(newValue);
+        }
+
+        if (command.isChangeInIntegerParameterNamed(LoanApiConstants.loanTermFrequencyTypeParameterName,
+                loan.getTermPeriodFrequencyType())) {
+            final Integer newValue = command.integerValueOfParameterNamed(LoanApiConstants.loanTermFrequencyTypeParameterName);
+            changes.put(LoanApiConstants.loanTermFrequencyTypeParameterName, newValue);
+            loan.setTermPeriodFrequencyType(newValue);
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.principalParameterName, loan.getApprovedPrincipal())) {
+            loan.setApprovedPrincipal(command.bigDecimalValueOfParameterNamed(LoanApiConstants.principalParameterName));
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.principalParameterName, loan.getProposedPrincipal())) {
+            BigDecimal newValue = command.bigDecimalValueOfParameterNamed(LoanApiConstants.principalParameterName);
+            changes.put(LoanApiConstants.principalParameterName, newValue);
+            loan.setProposedPrincipal(newValue);
+        }
+
+        if (loanProduct.isMultiDisburseLoan()) {
+            loan.updateDisbursementDetails(command, changes);
+            if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.maxOutstandingBalanceParameterName,
+                    loan.getMaxOutstandingLoanBalance())) {
+                loan.setMaxOutstandingLoanBalance(
+                        command.bigDecimalValueOfParameterNamed(LoanApiConstants.maxOutstandingBalanceParameterName));
+            }
+            final JsonArray disbursementDataArray = command.arrayOfParameterNamed(LoanApiConstants.disbursementDataParameterName);
+
+            if (loanProduct.isDisallowExpectedDisbursements()) {
+                if (disbursementDataArray != null && !disbursementDataArray.isEmpty()) {
+                    final String errorMessage = "For this loan product, disbursement details are not allowed";
+                    throw new MultiDisbursementDataNotAllowedException(LoanApiConstants.disbursementDataParameterName, errorMessage);
+                }
+            } else {
+                if (disbursementDataArray == null || disbursementDataArray.isEmpty()) {
+                    final String errorMessage = "For this loan product, disbursement details must be provided";
+                    throw new MultiDisbursementDataRequiredException(LoanApiConstants.disbursementDataParameterName, errorMessage);
+                }
+
+                if (disbursementDataArray.size() > loanProduct.maxTrancheCount()) {
+                    final String errorMessage = "Number of tranche shouldn't be greter than " + loanProduct.maxTrancheCount();
+                    throw new ExceedingTrancheCountException(LoanApiConstants.disbursementDataParameterName, errorMessage,
+                            loanProduct.maxTrancheCount(), disbursementDetails.size());
+                }
+            }
+        } else {
+            loan.clearDisbursementDetails();
+        }
+
+        if (loanProduct.isMultiDisburseLoan() || loanProduct.isCanDefineInstallmentAmount()) {
+            if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.fixedEmiAmountParameterName, loan.getFixedEmiAmount())) {
+                loan.setFixedEmiAmount(command.bigDecimalValueOfParameterNamed(LoanApiConstants.fixedEmiAmountParameterName));
+                changes.put(LoanApiConstants.fixedEmiAmountParameterName, loan.getFixedEmiAmount());
+                changes.put(Loan.RECALCULATE_LOAN_SCHEDULE, true);
+            }
+        } else {
+            loan.setFixedEmiAmount(null);
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName,
+                loan.getFixedPrincipalPercentagePerInstallment())) {
+            loan.setFixedPrincipalPercentagePerInstallment(
+                    command.bigDecimalValueOfParameterNamed(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName));
+            changes.put(LoanApiConstants.fixedPrincipalPercentagePerInstallmentParamName, loan.getFixedPrincipalPercentagePerInstallment());
+        }
+
+        final LoanProductRelatedDetail productRelatedDetail = loan.repaymentScheduleDetail();
+        if (loan.loanProduct().getLoanConfigurableAttributes() != null) {
+            loanScheduleAssembler.updateProductRelatedDetails(productRelatedDetail, loan);
+        }
+
+        if (loan.getLoanProduct().isCanUseForTopup() && loan.getClientId() != null) {
+            final Boolean isTopup = command.booleanObjectValueOfParameterNamed(LoanApiConstants.isTopup);
+            if (command.isChangeInBooleanParameterNamed(LoanApiConstants.isTopup, loan.isTopup())) {
+                loan.setIsTopup(isTopup);
+                changes.put(LoanApiConstants.isTopup, isTopup);
+            }
+
+            if (loan.isTopup()) {
+                final Long loanIdToClose = command.longValueOfParameterNamed(LoanApiConstants.loanIdToClose);
+                LoanTopupDetails existingLoanTopupDetails = loan.getTopupLoanDetails();
+                if (existingLoanTopupDetails == null || !existingLoanTopupDetails.getLoanIdToClose().equals(loanIdToClose)
+                        || changes.containsKey("submittedOnDate") || changes.containsKey("expectedDisbursementDate")
+                        || changes.containsKey("principal") || changes.containsKey(LoanApiConstants.disbursementDataParameterName)) {
+                    Long existingLoanIdToClose = null;
+                    if (existingLoanTopupDetails != null) {
+                        existingLoanIdToClose = existingLoanTopupDetails.getLoanIdToClose();
+                    }
+
+                    if (!loanIdToClose.equals(existingLoanIdToClose)) {
+                        final LoanTopupDetails topupDetails = new LoanTopupDetails(loan, loanIdToClose);
+                        loan.setTopupLoanDetails(topupDetails);
+                        changes.put(LoanApiConstants.loanIdToClose, loanIdToClose);
+                    }
+                }
+            } else {
+                loan.setTopupLoanDetails(null);
+            }
+        } else {
+            if (loan.isTopup()) {
+                loan.setIsTopup(false);
+                loan.setTopupLoanDetails(null);
+                changes.put(LoanApiConstants.isTopup, false);
+            }
+        }
+
+        /**
+         * TODO: Allow other loan types if needed.
+         */
+        if (command.parameterExists("loanType")) {
+            final String loanTypeStr = command.stringValueOfParameterNamed("loanType");
+            final AccountType loanType = AccountType.fromName(loanTypeStr);
+
+            if (!StringUtils.isBlank(loanTypeStr) && loanType.isIndividualAccount()) {
+                final String collateralParamName = "collateral";
+                if (changes.containsKey(collateralParamName)) {
+                    loan.updateLoanCollateral(possiblyModifedLoanCollateralItems);
+                }
+            }
+        }
+
+        final String chargesParamName = "charges";
+        if (changes.containsKey(chargesParamName)) {
+            loan.updateLoanCharges(possiblyModifiedLoanCharges);
+        }
+
+        // update installment level delinquency
+        if (command.isChangeInBooleanParameterNamed(LoanProductConstants.ENABLE_INSTALLMENT_LEVEL_DELINQUENCY,
+                loan.isEnableInstallmentLevelDelinquency())) {
+            final Boolean enableInstallmentLevelDelinquency = command
+                    .booleanObjectValueOfParameterNamed(LoanProductConstants.ENABLE_INSTALLMENT_LEVEL_DELINQUENCY);
+            loan.updateEnableInstallmentLevelDelinquency(enableInstallmentLevelDelinquency);
+        }
+
+        if (changes.containsKey("recalculateLoanSchedule")) {
+            changes.remove("recalculateLoanSchedule");
+
+            final JsonElement parsedQuery = this.fromApiJsonHelper.parse(command.json());
+            final JsonQuery query = JsonQuery.from(command.json(), parsedQuery, this.fromApiJsonHelper);
+
+            final LoanScheduleModel loanSchedule = this.calculationPlatformService.calculateLoanSchedule(query, false);
+            loan.updateLoanSchedule(loanSchedule);
+            loan.recalculateAllCharges();
+        }
+
+        // Changes to modify loan rates.
+        if (command.hasParameter(LoanProductConstants.RATES_PARAM_NAME)) {
+            loan.updateLoanRates(rateAssembler.fromParsedJson(command.parsedJson()));
+        }
+
+        return changes;
+    }
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanChargeAssembler.java

@@ -40,7 +40,7 @@ import org.apache.fineract.portfolio.charge.domain.ChargeCalculationType;
 import org.apache.fineract.portfolio.charge.domain.ChargePaymentMode;
 import org.apache.fineract.portfolio.charge.domain.ChargeRepositoryWrapper;
 import org.apache.fineract.portfolio.charge.domain.ChargeTimeType;
-import org.apache.fineract.portfolio.charge.exception.LoanChargeCannotBeAddedException;
+import org.apache.fineract.portfolio.charge.exception.LoanChargeNotFoundException;
 import org.apache.fineract.portfolio.charge.exception.LoanChargeWithoutMandatoryFieldException;
 import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
 import org.apache.fineract.portfolio.loanaccount.domain.Loan;
@@ -65,13 +65,13 @@ public class LoanChargeAssembler {
         JsonArray jsonDisbursement = this.fromApiJsonHelper.extractJsonArrayNamed("disbursementData", element);
         List<Long> disbursementChargeIds = new ArrayList<>();
 
-        if (jsonDisbursement != null && jsonDisbursement.size() > 0) {
+        if (jsonDisbursement != null && !jsonDisbursement.isEmpty()) {
             for (int i = 0; i < jsonDisbursement.size(); i++) {
                 final JsonObject jsonObject = jsonDisbursement.get(i).getAsJsonObject();
                 if (jsonObject != null && jsonObject.getAsJsonPrimitive(LoanApiConstants.loanChargeIdParameterName) != null) {
                     String chargeIds = jsonObject.getAsJsonPrimitive(LoanApiConstants.loanChargeIdParameterName).getAsString();
                     if (chargeIds != null) {
-                        if (chargeIds.indexOf(",") != -1) {
+                        if (chargeIds.contains(",")) {
                             Iterable<String> chargeId = Splitter.on(',').split(chargeIds);
                             for (String loanChargeId : chargeId) {
                                 disbursementChargeIds.add(Long.parseLong(loanChargeId));
@@ -104,7 +104,7 @@ public class LoanChargeAssembler {
 
                     final JsonObject loanChargeElement = array.get(i).getAsJsonObject();
 
-                    final Long id = this.fromApiJsonHelper.extractLongNamed("id", loanChargeElement);
+                    final Long loanChargeId = this.fromApiJsonHelper.extractLongNamed("id", loanChargeElement);
                     final Long chargeId = this.fromApiJsonHelper.extractLongNamed("chargeId", loanChargeElement);
                     final BigDecimal amount = this.fromApiJsonHelper.extractBigDecimalNamed("amount", loanChargeElement, locale);
                     final Integer chargeTimeType = this.fromApiJsonHelper.extractIntegerNamed("chargeTimeType", loanChargeElement, locale);
@@ -116,16 +116,8 @@ public class LoanChargeAssembler {
                             locale);
                     final String externalIdStr = this.fromApiJsonHelper.extractStringNamed("externalId", loanChargeElement);
                     final ExternalId externalId = externalIdFactory.create(externalIdStr);
-                    if (id == null) {
+                    if (loanChargeId == null) {
                         final Charge chargeDefinition = this.chargeRepository.findOneWithNotFoundDetection(chargeId);
-
-                        if (chargeDefinition.isOverdueInstallment()) {
-
-                            final String defaultUserMessage = "Installment charge cannot be added to the loan.";
-                            throw new LoanChargeCannotBeAddedException("loanCharge", "overdue.charge", defaultUserMessage, null,
-                                    chargeDefinition.getName());
-                        }
-
                         ChargeTimeType chargeTime = null;
                         if (chargeTimeType != null) {
                             chargeTime = ChargeTimeType.fromInt(chargeTimeType);
@@ -145,7 +137,7 @@ public class LoanChargeAssembler {
                         } else {
                             if (topLevelJsonElement.has("disbursementData") && topLevelJsonElement.get("disbursementData").isJsonArray()) {
                                 final JsonArray disbursementArray = topLevelJsonElement.get("disbursementData").getAsJsonArray();
-                                if (disbursementArray.size() > 0) {
+                                if (!disbursementArray.isEmpty()) {
                                     JsonObject disbursementDataElement = disbursementArray.get(0).getAsJsonObject();
                                     expectedDisbursementDate = this.fromApiJsonHelper.extractLocalDateNamed(
                                             LoanApiConstants.expectedDisbursementDateParameterName, disbursementDataElement, dateFormat,
@@ -201,14 +193,14 @@ public class LoanChargeAssembler {
                             }
                         }
                     } else {
-                        final Long loanChargeId = id;
-                        final LoanCharge loanCharge = this.loanChargeRepository.findById(loanChargeId).orElse(null);
-                        if (loanCharge != null) {
-                            if (!loanCharge.isTrancheDisbursementCharge() || disbursementChargeIds.contains(loanChargeId)) {
-                                loanCharge.update(amount, dueDate, numberOfRepayments);
-                                loanCharges.add(loanCharge);
-                            }
+                        final LoanCharge loanCharge = this.loanChargeRepository.findById(loanChargeId)
+                                .orElseThrow(() -> new LoanChargeNotFoundException(loanChargeId));
+
+                        if (!loanCharge.isTrancheDisbursementCharge() || disbursementChargeIds.contains(loanChargeId)) {
+                            loanCharge.update(amount, dueDate, numberOfRepayments);
+                            loanCharges.add(loanCharge);
                         }
+
                     }
                 }
             }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanChargeWritePlatformServiceImpl.java

@@ -70,7 +70,6 @@ import org.apache.fineract.portfolio.account.domain.AccountTransferType;
 import org.apache.fineract.portfolio.account.exception.AccountTransferNotFoundException;
 import org.apache.fineract.portfolio.account.service.AccountAssociationsReadPlatformService;
 import org.apache.fineract.portfolio.account.service.AccountTransfersWritePlatformService;
-import org.apache.fineract.portfolio.accountdetails.domain.AccountType;
 import org.apache.fineract.portfolio.charge.domain.Charge;
 import org.apache.fineract.portfolio.charge.domain.ChargeRepositoryWrapper;
 import org.apache.fineract.portfolio.charge.domain.ChargeTimeType;
@@ -710,7 +709,7 @@ public class LoanChargeWritePlatformServiceImpl implements LoanChargeWritePlatfo
                 paymentDetail);
 
         // Update loan transaction on repayment.
-        if (AccountType.fromInt(loan.getLoanType()).isIndividualAccount()) {
+        if (loan.getLoanType().isIndividualAccount()) {
             Set<LoanCollateralManagement> loanCollateralManagements = loan.getLoanCollateralManagements();
             for (LoanCollateralManagement loanCollateralManagement : loanCollateralManagements) {
                 loanCollateralManagement.setLoanTransactionData(loanTransaction);

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanDisbursementDetailsAssembler.java

@@ -0,0 +1,59 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.loanaccount.service;
+
+import com.google.gson.JsonArray;
+import com.google.gson.JsonObject;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.List;
+import java.util.Locale;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanDisbursementDetails;
+
+@RequiredArgsConstructor
+public class LoanDisbursementDetailsAssembler {
+
+    private final FromJsonHelper fromApiJsonHelper;
+
+    public List<LoanDisbursementDetails> fetchDisbursementData(final JsonObject command) {
+        final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(command);
+        final String dateFormat = this.fromApiJsonHelper.extractDateFormatParameter(command);
+        List<LoanDisbursementDetails> disbursementDatas = new ArrayList<>();
+        JsonArray disbursementDataArray = command.getAsJsonArray(LoanApiConstants.disbursementDataParameterName);
+        if (disbursementDataArray != null && !disbursementDataArray.isEmpty()) {
+            disbursementDataArray.forEach(jsonElement -> {
+                LocalDate expectedDisbursementDate = this.fromApiJsonHelper
+                        .extractLocalDateNamed(LoanApiConstants.expectedDisbursementDateParameterName, jsonElement, dateFormat, locale);
+                BigDecimal principal = this.fromApiJsonHelper.extractBigDecimalNamed(LoanApiConstants.disbursementPrincipalParameterName,
+                        jsonElement, locale);
+                BigDecimal netDisbursalAmount = this.fromApiJsonHelper
+                        .extractBigDecimalNamed(LoanApiConstants.disbursementNetDisbursalAmountParameterName, jsonElement, locale);
+                boolean isReversed = Boolean.TRUE.equals(
+                        this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.disbursementReversedParameterName, jsonElement));
+                disbursementDatas
+                        .add(new LoanDisbursementDetails(expectedDisbursementDate, null, principal, netDisbursalAmount, isReversed));
+            });
+        }
+        return disbursementDatas;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanUtilService.java

@@ -18,19 +18,13 @@
  */
 package org.apache.fineract.portfolio.loanaccount.service;
 
-import com.google.gson.JsonArray;
-import com.google.gson.JsonObject;
 import java.math.BigDecimal;
 import java.time.LocalDate;
-import java.util.ArrayList;
 import java.util.List;
-import java.util.Locale;
 import java.util.Set;
 import lombok.RequiredArgsConstructor;
-import org.apache.commons.lang3.StringUtils;
 import org.apache.fineract.infrastructure.configuration.domain.ConfigurationDomainService;
 import org.apache.fineract.infrastructure.core.exception.PlatformServiceUnavailableException;
-import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
 import org.apache.fineract.organisation.holiday.domain.Holiday;
 import org.apache.fineract.organisation.holiday.domain.HolidayRepository;
 import org.apache.fineract.organisation.holiday.domain.HolidayStatusType;
@@ -52,11 +46,9 @@ import org.apache.fineract.portfolio.floatingrates.data.FloatingRatePeriodData;
 import org.apache.fineract.portfolio.floatingrates.exception.FloatingRateNotFoundException;
 import org.apache.fineract.portfolio.floatingrates.service.FloatingRatesReadPlatformService;
 import org.apache.fineract.portfolio.group.domain.Group;
-import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
 import org.apache.fineract.portfolio.loanaccount.data.HolidayDetailDTO;
 import org.apache.fineract.portfolio.loanaccount.data.ScheduleGeneratorDTO;
 import org.apache.fineract.portfolio.loanaccount.domain.Loan;
-import org.apache.fineract.portfolio.loanaccount.domain.LoanDisbursementDetails;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionType;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleGeneratorFactory;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanProductRelatedDetail;
@@ -71,7 +63,6 @@ public class LoanUtilService {
     private final WorkingDaysRepositoryWrapper workingDaysRepository;
     private final LoanScheduleGeneratorFactory loanScheduleFactory;
     private final FloatingRatesReadPlatformService floatingRatesReadPlatformService;
-    private final FromJsonHelper fromApiJsonHelper;
     private final CalendarReadPlatformService calendarReadPlatformService;
 
     public ScheduleGeneratorDTO buildScheduleGeneratorDTO(final Loan loan, final LocalDate recalculateFrom) {
@@ -288,51 +279,6 @@ public class LoanUtilService {
         return calculatedRepaymentsStartingFromDate;
     }
 
-    public List<LoanDisbursementDetails> fetchDisbursementData(final JsonObject command) {
-        final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(command);
-        final String dateFormat = this.fromApiJsonHelper.extractDateFormatParameter(command);
-        List<LoanDisbursementDetails> disbursementDatas = new ArrayList<>();
-        if (command.has(LoanApiConstants.disbursementDataParameterName)) {
-            final JsonArray disbursementDataArray = command.getAsJsonArray(LoanApiConstants.disbursementDataParameterName);
-            if (disbursementDataArray != null && disbursementDataArray.size() > 0) {
-                int i = 0;
-                do {
-                    final JsonObject jsonObject = disbursementDataArray.get(i).getAsJsonObject();
-                    LocalDate expectedDisbursementDate = null;
-                    LocalDate actualDisbursementDate = null;
-                    BigDecimal principal = null;
-                    BigDecimal netDisbursalAmount = null;
-
-                    if (jsonObject.has(LoanApiConstants.expectedDisbursementDateParameterName)) {
-                        expectedDisbursementDate = this.fromApiJsonHelper.extractLocalDateNamed(
-                                LoanApiConstants.expectedDisbursementDateParameterName, jsonObject, dateFormat, locale);
-                    }
-                    if (jsonObject.has(LoanApiConstants.disbursementPrincipalParameterName)
-                            && jsonObject.get(LoanApiConstants.disbursementPrincipalParameterName).isJsonPrimitive()
-                            && StringUtils.isNotBlank(jsonObject.get(LoanApiConstants.disbursementPrincipalParameterName).getAsString())) {
-                        principal = jsonObject.getAsJsonPrimitive(LoanApiConstants.disbursementPrincipalParameterName).getAsBigDecimal();
-                    }
-                    if (jsonObject.has(LoanApiConstants.disbursementNetDisbursalAmountParameterName)
-                            && jsonObject.get(LoanApiConstants.disbursementNetDisbursalAmountParameterName).isJsonPrimitive()
-                            && StringUtils.isNotBlank(
-                                    jsonObject.get(LoanApiConstants.disbursementNetDisbursalAmountParameterName).getAsString())) {
-                        netDisbursalAmount = jsonObject.getAsJsonPrimitive(LoanApiConstants.disbursementNetDisbursalAmountParameterName)
-                                .getAsBigDecimal();
-                    }
-                    boolean isReversed = false;
-                    if (jsonObject.has(LoanApiConstants.disbursementReversedParameterName)) {
-                        isReversed = this.fromApiJsonHelper.extractBooleanNamed(LoanApiConstants.disbursementReversedParameterName,
-                                jsonObject);
-                    }
-                    disbursementDatas.add(new LoanDisbursementDetails(expectedDisbursementDate, actualDisbursementDate, principal,
-                            netDisbursalAmount, isReversed));
-                    i++;
-                } while (i < disbursementDataArray.size());
-            }
-        }
-        return disbursementDatas;
-    }
-
     public void validateRepaymentTransactionType(LoanTransactionType repaymentTransactionType) {
         if (!repaymentTransactionType.isRepaymentType()) {
             throw new PlatformServiceUnavailableException("error.msg.repaymentTransactionType.provided.not.a.repayment.type",

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java

@@ -147,7 +147,6 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountDomainService
 import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanCollateralManagement;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanDisbursementDetails;
-import org.apache.fineract.portfolio.loanaccount.domain.LoanDisbursementDetailsRepository;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanEvent;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachine;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleInstallment;
@@ -180,7 +179,7 @@ import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanSchedul
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleModelPeriod;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.service.LoanScheduleHistoryWritePlatformService;
 import org.apache.fineract.portfolio.loanaccount.rescheduleloan.domain.LoanRescheduleRequest;
-import org.apache.fineract.portfolio.loanaccount.serialization.LoanApplicationCommandFromApiJsonHelper;
+import org.apache.fineract.portfolio.loanaccount.serialization.LoanApplicationValidator;
 import org.apache.fineract.portfolio.loanaccount.serialization.LoanEventApiJsonValidator;
 import org.apache.fineract.portfolio.loanaccount.serialization.LoanUpdateCommandFromApiJsonDeserializer;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanProduct;
@@ -225,7 +224,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
     private final FromJsonHelper fromApiJsonHelper;
     private final CalendarRepository calendarRepository;
     private final LoanScheduleHistoryWritePlatformService loanScheduleHistoryWritePlatformService;
-    private final LoanApplicationCommandFromApiJsonHelper loanApplicationCommandFromApiJsonHelper;
+    private final LoanApplicationValidator loanApplicationCommandFromApiJsonHelper;
     private final AccountAssociationsRepository accountAssociationRepository;
     private final AccountTransferDetailRepository accountTransferDetailRepository;
     private final BusinessEventNotifierService businessEventNotifierService;
@@ -240,7 +239,6 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
     private final LoanRepository loanRepository;
     private final RepaymentWithPostDatedChecksAssembler repaymentWithPostDatedChecksAssembler;
     private final PostDatedChecksRepository postDatedChecksRepository;
-    private final LoanDisbursementDetailsRepository loanDisbursementDetailsRepository;
     private final LoanRepaymentScheduleInstallmentRepository loanRepaymentScheduleInstallmentRepository;
     private final LoanLifecycleStateMachine defaultLoanLifecycleStateMachine;
     private final LoanAccountLockService loanAccountLockService;
@@ -327,8 +325,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
         final Set<LoanCollateralManagement> loanCollateralManagements = loan.getLoanCollateralManagements();
 
         // Get relevant loan collateral modules
-        if ((loanCollateralManagements != null && !loanCollateralManagements.isEmpty())
-                && AccountType.fromInt(loan.getLoanType()).isIndividualAccount()) {
+        if ((loanCollateralManagements != null && !loanCollateralManagements.isEmpty()) && loan.getLoanType().isIndividualAccount()) {
 
             BigDecimal totalCollateral = BigDecimal.valueOf(0);
 
@@ -996,7 +993,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
                 holidayDetailDto, isHolidayValidationDone);
         loan = loanTransaction.getLoan();
         // Update loan transaction on repayment.
-        if (AccountType.fromInt(loan.getLoanType()).isIndividualAccount()) {
+        if (loan.getLoanType().isIndividualAccount()) {
             Set<LoanCollateralManagement> loanCollateralManagements = loan.getLoanCollateralManagements();
             for (LoanCollateralManagement loanCollateralManagement : loanCollateralManagements) {
                 loanCollateralManagement.setLoanTransactionData(loanTransaction);
@@ -1597,7 +1594,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
         businessEventNotifierService.notifyPostBusinessEvent(new LoanCloseBusinessEvent(loan));
 
         // Update loan transaction on repayment.
-        if (AccountType.fromInt(loan.getLoanType()).isIndividualAccount()) {
+        if (loan.getLoanType().isIndividualAccount()) {
             Set<LoanCollateralManagement> loanCollateralManagements = loan.getLoanCollateralManagements();
             for (LoanCollateralManagement loanCollateralManagement : loanCollateralManagements) {
                 ClientCollateralManagement clientCollateralManagement = loanCollateralManagement.getClientCollateralManagement();
@@ -1678,7 +1675,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
         this.loanAccountDomainService.disableStandingInstructionsLinkedToClosedLoan(loan);
 
         // Update loan transaction on repayment.
-        if (AccountType.fromInt(loan.getLoanType()).isIndividualAccount()) {
+        if (loan.getLoanType().isIndividualAccount()) {
             Set<LoanCollateralManagement> loanCollateralManagements = loan.getLoanCollateralManagements();
             for (LoanCollateralManagement loanCollateralManagement : loanCollateralManagements) {
                 ClientCollateralManagement clientCollateralManagement = loanCollateralManagement.getClientCollateralManagement();
@@ -2486,7 +2483,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
             final ScheduleGeneratorDTO scheduleGeneratorDTO, final LocalDate nextPossibleRepaymentDate,
             final LocalDate rescheduledRepaymentDate) {
         final LocalDate actualDisbursementDate = command.localDateValueOfParameterNamed("actualDisbursementDate");
-        BigDecimal emiAmount = command.bigDecimalValueOfParameterNamed(LoanApiConstants.emiAmountParameterName);
+        BigDecimal emiAmount = command.bigDecimalValueOfParameterNamed(LoanApiConstants.fixedEmiAmountParameterName);
         loan.regenerateScheduleOnDisbursement(scheduleGeneratorDTO, recalculateSchedule, actualDisbursementDate, emiAmount,
                 nextPossibleRepaymentDate, rescheduledRepaymentDate);
     }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/starter/LoanAccountConfiguration.java

@@ -24,15 +24,12 @@ import org.apache.fineract.infrastructure.accountnumberformat.domain.AccountNumb
 import org.apache.fineract.infrastructure.codes.domain.CodeValueRepositoryWrapper;
 import org.apache.fineract.infrastructure.codes.service.CodeValueReadPlatformService;
 import org.apache.fineract.infrastructure.configuration.domain.ConfigurationDomainService;
-import org.apache.fineract.infrastructure.configuration.domain.GlobalConfigurationRepositoryWrapper;
 import org.apache.fineract.infrastructure.core.exception.ErrorHandler;
 import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
 import org.apache.fineract.infrastructure.core.service.ExternalIdFactory;
 import org.apache.fineract.infrastructure.core.service.PaginationHelper;
 import org.apache.fineract.infrastructure.core.service.database.DatabaseSpecificSQLGenerator;
 import org.apache.fineract.infrastructure.dataqueries.service.EntityDatatableChecksWritePlatformService;
-import org.apache.fineract.infrastructure.entityaccess.domain.FineractEntityRelationRepository;
-import org.apache.fineract.infrastructure.entityaccess.domain.FineractEntityToEntityMappingRepository;
 import org.apache.fineract.infrastructure.event.business.service.BusinessEventNotifierService;
 import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
 import org.apache.fineract.infrastructure.security.utils.ColumnValidator;
@@ -65,14 +62,12 @@ import org.apache.fineract.portfolio.delinquency.service.DelinquencyReadPlatform
 import org.apache.fineract.portfolio.floatingrates.service.FloatingRatesReadPlatformService;
 import org.apache.fineract.portfolio.fund.domain.FundRepository;
 import org.apache.fineract.portfolio.fund.service.FundReadPlatformService;
-import org.apache.fineract.portfolio.group.domain.GroupRepository;
 import org.apache.fineract.portfolio.group.domain.GroupRepositoryWrapper;
 import org.apache.fineract.portfolio.group.service.GroupReadPlatformService;
 import org.apache.fineract.portfolio.loanaccount.domain.GLIMAccountInfoRepository;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountDomainService;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountDomainServiceJpa;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanChargeRepository;
-import org.apache.fineract.portfolio.loanaccount.domain.LoanDisbursementDetailsRepository;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachine;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleInstallmentRepository;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleTransactionProcessorFactory;
@@ -82,14 +77,15 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanSummaryWrapper;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRelationRepository;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRepository;
 import org.apache.fineract.portfolio.loanaccount.guarantor.service.GuarantorDomainService;
-import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.AprCalculator;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleGeneratorFactory;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.service.LoanScheduleAssembler;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.service.LoanScheduleCalculationPlatformService;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.service.LoanScheduleHistoryWritePlatformService;
+import org.apache.fineract.portfolio.loanaccount.mapper.LoanChargeMapper;
+import org.apache.fineract.portfolio.loanaccount.mapper.LoanCollateralManagementMapper;
 import org.apache.fineract.portfolio.loanaccount.mapper.LoanTransactionRelationMapper;
-import org.apache.fineract.portfolio.loanaccount.serialization.LoanApplicationCommandFromApiJsonHelper;
 import org.apache.fineract.portfolio.loanaccount.serialization.LoanApplicationTransitionApiJsonValidator;
+import org.apache.fineract.portfolio.loanaccount.serialization.LoanApplicationValidator;
 import org.apache.fineract.portfolio.loanaccount.serialization.LoanChargeApiJsonValidator;
 import org.apache.fineract.portfolio.loanaccount.serialization.LoanEventApiJsonValidator;
 import org.apache.fineract.portfolio.loanaccount.serialization.LoanUpdateCommandFromApiJsonDeserializer;
@@ -118,6 +114,7 @@ import org.apache.fineract.portfolio.loanaccount.service.LoanChargeReadPlatformS
 import org.apache.fineract.portfolio.loanaccount.service.LoanChargeReadPlatformServiceImpl;
 import org.apache.fineract.portfolio.loanaccount.service.LoanChargeWritePlatformService;
 import org.apache.fineract.portfolio.loanaccount.service.LoanChargeWritePlatformServiceImpl;
+import org.apache.fineract.portfolio.loanaccount.service.LoanDisbursementDetailsAssembler;
 import org.apache.fineract.portfolio.loanaccount.service.LoanDownPaymentHandlerService;
 import org.apache.fineract.portfolio.loanaccount.service.LoanDownPaymentHandlerServiceImpl;
 import org.apache.fineract.portfolio.loanaccount.service.LoanReadPlatformService;
@@ -131,7 +128,6 @@ import org.apache.fineract.portfolio.loanaccount.service.RecalculateInterestPost
 import org.apache.fineract.portfolio.loanaccount.service.ReplayedTransactionBusinessEventService;
 import org.apache.fineract.portfolio.loanaccount.service.ReplayedTransactionBusinessEventServiceImpl;
 import org.apache.fineract.portfolio.loanproduct.domain.LoanProductRepository;
-import org.apache.fineract.portfolio.loanproduct.serialization.LoanProductDataValidator;
 import org.apache.fineract.portfolio.loanproduct.service.LoanDropdownReadPlatformService;
 import org.apache.fineract.portfolio.loanproduct.service.LoanProductReadPlatformService;
 import org.apache.fineract.portfolio.note.domain.NoteRepository;
@@ -140,7 +136,7 @@ import org.apache.fineract.portfolio.paymenttype.service.PaymentTypeReadPlatform
 import org.apache.fineract.portfolio.rate.service.RateAssembler;
 import org.apache.fineract.portfolio.repaymentwithpostdatedchecks.domain.PostDatedChecksRepository;
 import org.apache.fineract.portfolio.repaymentwithpostdatedchecks.service.RepaymentWithPostDatedChecksAssembler;
-import org.apache.fineract.portfolio.savings.domain.SavingsAccountAssembler;
+import org.apache.fineract.portfolio.savings.domain.SavingsAccountRepositoryWrapper;
 import org.apache.fineract.portfolio.savings.service.GSIMReadPlatformService;
 import org.springframework.boot.autoconfigure.condition.ConditionalOnMissingBean;
 import org.springframework.context.annotation.Bean;
@@ -168,11 +164,8 @@ public class LoanAccountConfiguration {
 
     @Bean
     @ConditionalOnMissingBean(GLIMAccountInfoWritePlatformService.class)
-    public GLIMAccountInfoWritePlatformService glimAccountInfoWritePlatformService(PlatformSecurityContext context,
-            GLIMAccountInfoRepository glimAccountRepository,
-
-            LoanRepository loanRepository) {
-        return new GLIMAccountInfoWritePlatformServiceImpl(context, glimAccountRepository, loanRepository);
+    public GLIMAccountInfoWritePlatformService glimAccountInfoWritePlatformService(GLIMAccountInfoRepository glimAccountRepository) {
+        return new GLIMAccountInfoWritePlatformServiceImpl(glimAccountRepository);
     }
 
     @Bean
@@ -210,38 +203,23 @@ public class LoanAccountConfiguration {
     @ConditionalOnMissingBean(LoanApplicationWritePlatformService.class)
     public LoanApplicationWritePlatformService loanApplicationWritePlatformService(PlatformSecurityContext context,
             FromJsonHelper fromJsonHelper, LoanApplicationTransitionApiJsonValidator loanApplicationTransitionApiJsonValidator,
-            LoanProductDataValidator loanProductCommandFromApiJsonDeserializer,
-            LoanApplicationCommandFromApiJsonHelper fromApiJsonDeserializer, LoanRepositoryWrapper loanRepositoryWrapper,
-            NoteRepository noteRepository, LoanScheduleCalculationPlatformService calculationPlatformService, LoanAssembler loanAssembler,
-            ClientRepositoryWrapper clientRepository, LoanProductRepository loanProductRepository, LoanChargeAssembler loanChargeAssembler,
-            LoanCollateralAssembler loanCollateralAssembler, AprCalculator aprCalculator, AccountNumberGenerator accountNumberGenerator,
-            LoanSummaryWrapper loanSummaryWrapper, GroupRepositoryWrapper groupRepository,
+            LoanApplicationValidator loanApplicationValidator, LoanRepositoryWrapper loanRepositoryWrapper, NoteRepository noteRepository,
+            LoanAssembler loanAssembler, LoanSummaryWrapper loanSummaryWrapper,
             LoanRepaymentScheduleTransactionProcessorFactory loanRepaymentScheduleTransactionProcessorFactory,
             CalendarRepository calendarRepository, CalendarInstanceRepository calendarInstanceRepository,
-            SavingsAccountAssembler savingsAccountAssembler, AccountAssociationsRepository accountAssociationsRepository,
-            LoanReadPlatformService loanReadPlatformService, AccountNumberFormatRepositoryWrapper accountNumberFormatRepository,
-            BusinessEventNotifierService businessEventNotifierService, ConfigurationDomainService configurationDomainService,
-            LoanScheduleAssembler loanScheduleAssembler, LoanUtilService loanUtilService,
-            CalendarReadPlatformService calendarReadPlatformService,
-            EntityDatatableChecksWritePlatformService entityDatatableChecksWritePlatformService,
-            GlobalConfigurationRepositoryWrapper globalConfigurationRepository,
-            FineractEntityToEntityMappingRepository entityMappingRepository,
-            FineractEntityRelationRepository fineractEntityRelationRepository,
-            LoanProductReadPlatformService loanProductReadPlatformService,
-
-            RateAssembler rateAssembler, GLIMAccountInfoWritePlatformService glimAccountInfoWritePlatformService,
-            GLIMAccountInfoRepository glimRepository, LoanRepository loanRepository, GSIMReadPlatformService gsimReadPlatformService,
-            LoanLifecycleStateMachine defaultLoanLifecycleStateMachine, LoanProductDataValidator loanProductDataValidator) {
+            SavingsAccountRepositoryWrapper savingsAccountRepository, AccountAssociationsRepository accountAssociationsRepository,
+            LoanReadPlatformService loanReadPlatformService, BusinessEventNotifierService businessEventNotifierService,
+            ConfigurationDomainService configurationDomainService, LoanScheduleAssembler loanScheduleAssembler,
+            LoanUtilService loanUtilService, CalendarReadPlatformService calendarReadPlatformService,
+            EntityDatatableChecksWritePlatformService entityDatatableChecksWritePlatformService, GLIMAccountInfoRepository glimRepository,
+            LoanRepository loanRepository, GSIMReadPlatformService gsimReadPlatformService,
+            LoanLifecycleStateMachine defaultLoanLifecycleStateMachine) {
         return new LoanApplicationWritePlatformServiceJpaRepositoryImpl(context, fromJsonHelper, loanApplicationTransitionApiJsonValidator,
-                loanProductCommandFromApiJsonDeserializer, fromApiJsonDeserializer, loanRepositoryWrapper, noteRepository,
-                calculationPlatformService, loanAssembler, clientRepository, loanProductRepository, loanChargeAssembler,
-                loanCollateralAssembler, aprCalculator, accountNumberGenerator, loanSummaryWrapper, groupRepository,
-                loanRepaymentScheduleTransactionProcessorFactory, calendarRepository, calendarInstanceRepository, savingsAccountAssembler,
-                accountAssociationsRepository, loanReadPlatformService, accountNumberFormatRepository, businessEventNotifierService,
-                configurationDomainService, loanScheduleAssembler, loanUtilService, calendarReadPlatformService,
-                entityDatatableChecksWritePlatformService, globalConfigurationRepository, entityMappingRepository,
-                fineractEntityRelationRepository, loanProductReadPlatformService, rateAssembler, glimAccountInfoWritePlatformService,
-                glimRepository, loanRepository, gsimReadPlatformService, defaultLoanLifecycleStateMachine, loanProductDataValidator);
+                loanApplicationValidator, loanRepositoryWrapper, noteRepository, loanAssembler, loanSummaryWrapper,
+                loanRepaymentScheduleTransactionProcessorFactory, calendarRepository, calendarInstanceRepository, savingsAccountRepository,
+                accountAssociationsRepository, loanReadPlatformService, businessEventNotifierService, configurationDomainService,
+                loanScheduleAssembler, loanUtilService, calendarReadPlatformService, entityDatatableChecksWritePlatformService,
+                glimRepository, loanRepository, gsimReadPlatformService, defaultLoanLifecycleStateMachine);
     }
 
     @Bean
@@ -254,18 +232,25 @@ public class LoanAccountConfiguration {
     @Bean
     @ConditionalOnMissingBean(LoanAssembler.class)
     public LoanAssembler loanAssembler(FromJsonHelper fromApiJsonHelper, LoanRepositoryWrapper loanRepository,
-            LoanProductRepository loanProductRepository, ClientRepositoryWrapper clientRepository, GroupRepository groupRepository,
+            LoanProductRepository loanProductRepository, ClientRepositoryWrapper clientRepository, GroupRepositoryWrapper groupRepository,
             FundRepository fundRepository, StaffRepository staffRepository, CodeValueRepositoryWrapper codeValueRepository,
             LoanScheduleAssembler loanScheduleAssembler, LoanChargeAssembler loanChargeAssembler,
             LoanCollateralAssembler collateralAssembler, LoanSummaryWrapper loanSummaryWrapper,
             LoanRepaymentScheduleTransactionProcessorFactory loanRepaymentScheduleTransactionProcessorFactory,
             HolidayRepository holidayRepository, ConfigurationDomainService configurationDomainService,
-            WorkingDaysRepositoryWrapper workingDaysRepository, LoanUtilService loanUtilService, RateAssembler rateAssembler,
-            LoanLifecycleStateMachine defaultLoanLifecycleStateMachine, ExternalIdFactory externalIdFactory) {
+            WorkingDaysRepositoryWrapper workingDaysRepository, RateAssembler rateAssembler,
+            LoanLifecycleStateMachine defaultLoanLifecycleStateMachine, ExternalIdFactory externalIdFactory,
+            AccountNumberFormatRepositoryWrapper accountNumberFormatRepository, GLIMAccountInfoRepository glimRepository,
+            AccountNumberGenerator accountNumberGenerator, GLIMAccountInfoWritePlatformService glimAccountInfoWritePlatformService,
+            LoanCollateralAssembler loanCollateralAssembler, LoanScheduleCalculationPlatformService calculationPlatformService,
+            LoanDisbursementDetailsAssembler loanDisbursementDetailsAssembler, LoanChargeMapper loanChargeMapper,
+            LoanCollateralManagementMapper loanCollateralManagementMapper) {
         return new LoanAssembler(fromApiJsonHelper, loanRepository, loanProductRepository, clientRepository, groupRepository,
                 fundRepository, staffRepository, codeValueRepository, loanScheduleAssembler, loanChargeAssembler, collateralAssembler,
                 loanSummaryWrapper, loanRepaymentScheduleTransactionProcessorFactory, holidayRepository, configurationDomainService,
-                workingDaysRepository, loanUtilService, rateAssembler, defaultLoanLifecycleStateMachine, externalIdFactory);
+                workingDaysRepository, rateAssembler, defaultLoanLifecycleStateMachine, externalIdFactory, accountNumberFormatRepository,
+                glimRepository, accountNumberGenerator, glimAccountInfoWritePlatformService, loanCollateralAssembler,
+                calculationPlatformService, loanDisbursementDetailsAssembler, loanChargeMapper, loanCollateralManagementMapper);
     }
 
     @Bean
@@ -369,10 +354,9 @@ public class LoanAccountConfiguration {
             CalendarInstanceRepository calendarInstanceRepository, ConfigurationDomainService configurationDomainService,
             HolidayRepository holidayRepository, WorkingDaysRepositoryWrapper workingDaysRepository,
             LoanScheduleGeneratorFactory loanScheduleFactory, FloatingRatesReadPlatformService floatingRatesReadPlatformService,
-            FromJsonHelper fromApiJsonHelper, CalendarReadPlatformService calendarReadPlatformService) {
+            CalendarReadPlatformService calendarReadPlatformService) {
         return new LoanUtilService(applicationCurrencyRepository, calendarInstanceRepository, configurationDomainService, holidayRepository,
-                workingDaysRepository, loanScheduleFactory, floatingRatesReadPlatformService, fromApiJsonHelper,
-                calendarReadPlatformService);
+                workingDaysRepository, loanScheduleFactory, floatingRatesReadPlatformService, calendarReadPlatformService);
     }
 
     @Bean
@@ -390,15 +374,14 @@ public class LoanAccountConfiguration {
             AccountAssociationsReadPlatformService accountAssociationsReadPlatformService, LoanReadPlatformService loanReadPlatformService,
             FromJsonHelper fromApiJsonHelper, CalendarRepository calendarRepository,
             LoanScheduleHistoryWritePlatformService loanScheduleHistoryWritePlatformService,
-            LoanApplicationCommandFromApiJsonHelper loanApplicationCommandFromApiJsonHelper,
-            AccountAssociationsRepository accountAssociationRepository, AccountTransferDetailRepository accountTransferDetailRepository,
-            BusinessEventNotifierService businessEventNotifierService, GuarantorDomainService guarantorDomainService,
-            LoanUtilService loanUtilService, LoanSummaryWrapper loanSummaryWrapper,
+            LoanApplicationValidator loanApplicationValidator, AccountAssociationsRepository accountAssociationRepository,
+            AccountTransferDetailRepository accountTransferDetailRepository, BusinessEventNotifierService businessEventNotifierService,
+            GuarantorDomainService guarantorDomainService, LoanUtilService loanUtilService, LoanSummaryWrapper loanSummaryWrapper,
             EntityDatatableChecksWritePlatformService entityDatatableChecksWritePlatformService,
             LoanRepaymentScheduleTransactionProcessorFactory transactionProcessingStrategy, CodeValueRepositoryWrapper codeValueRepository,
             CashierTransactionDataValidator cashierTransactionDataValidator, GLIMAccountInfoRepository glimRepository,
             LoanRepository loanRepository, RepaymentWithPostDatedChecksAssembler repaymentWithPostDatedChecksAssembler,
-            PostDatedChecksRepository postDatedChecksRepository, LoanDisbursementDetailsRepository loanDisbursementDetailsRepository,
+            PostDatedChecksRepository postDatedChecksRepository,
             LoanRepaymentScheduleInstallmentRepository loanRepaymentScheduleInstallmentRepository,
             LoanLifecycleStateMachine defaultLoanLifecycleStateMachine, LoanAccountLockService loanAccountLockService,
             ExternalIdFactory externalIdFactory, ReplayedTransactionBusinessEventService replayedTransactionBusinessEventService,
@@ -410,11 +393,10 @@ public class LoanAccountConfiguration {
                 paymentDetailWritePlatformService, holidayRepository, configurationDomainService, workingDaysRepository,
                 accountTransfersWritePlatformService, accountTransfersReadPlatformService, accountAssociationsReadPlatformService,
                 loanReadPlatformService, fromApiJsonHelper, calendarRepository, loanScheduleHistoryWritePlatformService,
-                loanApplicationCommandFromApiJsonHelper, accountAssociationRepository, accountTransferDetailRepository,
-                businessEventNotifierService, guarantorDomainService, loanUtilService, loanSummaryWrapper,
-                entityDatatableChecksWritePlatformService, transactionProcessingStrategy, codeValueRepository,
-                cashierTransactionDataValidator, glimRepository, loanRepository, repaymentWithPostDatedChecksAssembler,
-                postDatedChecksRepository, loanDisbursementDetailsRepository, loanRepaymentScheduleInstallmentRepository,
+                loanApplicationValidator, accountAssociationRepository, accountTransferDetailRepository, businessEventNotifierService,
+                guarantorDomainService, loanUtilService, loanSummaryWrapper, entityDatatableChecksWritePlatformService,
+                transactionProcessingStrategy, codeValueRepository, cashierTransactionDataValidator, glimRepository, loanRepository,
+                repaymentWithPostDatedChecksAssembler, postDatedChecksRepository, loanRepaymentScheduleInstallmentRepository,
                 defaultLoanLifecycleStateMachine, loanAccountLockService, externalIdFactory, replayedTransactionBusinessEventService,
                 loanAccrualTransactionBusinessEventService, errorHandler, loanDownPaymentHandlerService);
     }
@@ -439,4 +421,10 @@ public class LoanAccountConfiguration {
             BusinessEventNotifierService businessEventNotifierService) {
         return new LoanDownPaymentHandlerServiceImpl(loanTransactionRepository, businessEventNotifierService);
     }
+
+    @Bean
+    @ConditionalOnMissingBean(LoanDisbursementDetailsAssembler.class)
+    public LoanDisbursementDetailsAssembler loanDisbursementDetailsAssembler(FromJsonHelper fromApiJsonHelper) {
+        return new LoanDisbursementDetailsAssembler(fromApiJsonHelper);
+    }
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/loanproduct/serialization/LoanProductDataValidator.java

@@ -48,7 +48,6 @@ import org.apache.fineract.portfolio.common.domain.PeriodFrequencyType;
 import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleTransactionProcessorFactory;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.AdvancedPaymentScheduleTransactionProcessor;
-import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanApplicationTerms;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
 import org.apache.fineract.portfolio.loanproduct.LoanProductConstants;
@@ -401,7 +400,7 @@ public final class LoanProductDataValidator {
         }
 
         // interest rates
-        BigDecimal interestRatePerPeriod = null;
+        boolean isInterestBearing = false;
         if (this.fromApiJsonHelper.parameterExists(IS_LINKED_TO_FLOATING_INTEREST_RATES, element)
                 && this.fromApiJsonHelper.extractBooleanNamed(IS_LINKED_TO_FLOATING_INTEREST_RATES, element)) {
             if (isEqualAmortization) {
@@ -485,6 +484,7 @@ public final class LoanProductDataValidator {
                     .extractBooleanNamed(IS_FLOATING_INTEREST_RATE_CALCULATION_ALLOWED, element);
             baseDataValidator.reset().parameter(IS_FLOATING_INTEREST_RATE_CALCULATION_ALLOWED)
                     .value(isFloatingInterestRateCalculationAllowed).notNull().isOneOfTheseValues(true, false);
+            isInterestBearing = true;
         } else {
             if (this.fromApiJsonHelper.parameterExists(FLOATING_RATES_ID, element)) {
                 baseDataValidator.reset().parameter(FLOATING_RATES_ID).failWithCode(
@@ -522,7 +522,7 @@ public final class LoanProductDataValidator {
                         "isFloatingInterestRateCalculationAllowed param is not supported when isLinkedToFloatingInterestRates is not supplied or false");
             }
 
-            interestRatePerPeriod = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(INTEREST_RATE_PER_PERIOD, element);
+            BigDecimal interestRatePerPeriod = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(INTEREST_RATE_PER_PERIOD, element);
             baseDataValidator.reset().parameter(INTEREST_RATE_PER_PERIOD).value(interestRatePerPeriod).notNull().zeroOrPositiveAmount();
 
             final String minInterestRatePerPeriodParameterName = MIN_INTEREST_RATE_PER_PERIOD;
@@ -564,10 +564,12 @@ public final class LoanProductDataValidator {
                     Locale.getDefault());
             baseDataValidator.reset().parameter(INTEREST_RATE_FREQUENCY_TYPE).value(interestRateFrequencyType).notNull().inMinMaxRange(0,
                     4);
+            isInterestBearing = interestRatePerPeriod.compareTo(BigDecimal.ZERO) > 0;
         }
 
         // Fixed Length validation
-        fixedLengthValidations(transactionProcessingStrategyCode, interestRatePerPeriod, numberOfRepayments, repaymentEvery, element,
+
+        fixedLengthValidations(transactionProcessingStrategyCode, isInterestBearing, numberOfRepayments, repaymentEvery, element,
                 baseDataValidator);
 
         // Guarantee Funds
@@ -819,6 +821,10 @@ public final class LoanProductDataValidator {
             advancedPaymentAllocationsValidator.checkGroupingOfAllocationRules(advancedPaymentAllocationsJsonParser
                     .assembleLoanProductPaymentAllocationRules(command, transactionProcessingStrategyCode));
         }
+        final Integer recurringMoratoriumOnPrincipalPeriods = this.fromApiJsonHelper
+                .extractIntegerWithLocaleNamed("recurringMoratoriumOnPrincipalPeriods", element);
+        validateRepaymentPeriodWithGraceSettings(numberOfRepayments, graceOnPrincipalPayment, graceOnInterestPayment,
+                graceOnInterestCharged, recurringMoratoriumOnPrincipalPeriods, baseDataValidator);
 
         throwExceptionIfValidationWarningsExist(dataValidationErrors);
     }
@@ -1267,19 +1273,21 @@ public final class LoanProductDataValidator {
         }
 
         // grace validation
+        Integer graceOnPrincipalPayment = loanProduct.getLoanProductRelatedDetail().getGraceOnPrincipalPayment();
         if (this.fromApiJsonHelper.parameterExists(GRACE_ON_PRINCIPAL_PAYMENT, element)) {
-            final Integer graceOnPrincipalPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(GRACE_ON_PRINCIPAL_PAYMENT,
-                    element);
+            graceOnPrincipalPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(GRACE_ON_PRINCIPAL_PAYMENT, element);
             baseDataValidator.reset().parameter(GRACE_ON_PRINCIPAL_PAYMENT).value(graceOnPrincipalPayment).zeroOrPositiveAmount();
         }
 
+        Integer graceOnInterestPayment = loanProduct.getLoanProductRelatedDetail().getGraceOnInterestPayment();
         if (this.fromApiJsonHelper.parameterExists(GRACE_ON_INTEREST_PAYMENT, element)) {
-            final Integer graceOnInterestPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(GRACE_ON_INTEREST_PAYMENT, element);
+            graceOnInterestPayment = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(GRACE_ON_INTEREST_PAYMENT, element);
             baseDataValidator.reset().parameter(GRACE_ON_INTEREST_PAYMENT).value(graceOnInterestPayment).zeroOrPositiveAmount();
         }
 
+        Integer graceOnInterestCharged = loanProduct.getLoanProductRelatedDetail().getGraceOnInterestCharged();
         if (this.fromApiJsonHelper.parameterExists(GRACE_ON_INTEREST_CHARGED, element)) {
-            final Integer graceOnInterestCharged = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(GRACE_ON_INTEREST_CHARGED, element);
+            graceOnInterestCharged = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(GRACE_ON_INTEREST_CHARGED, element);
             baseDataValidator.reset().parameter(GRACE_ON_INTEREST_CHARGED).value(graceOnInterestCharged).zeroOrPositiveAmount();
         }
 
@@ -1368,11 +1376,11 @@ public final class LoanProductDataValidator {
         }
 
         // interest rates
-        BigDecimal interestRatePerPeriod = null;
         boolean isLinkedToFloatingInterestRates = loanProduct.isLinkedToFloatingInterestRate();
         if (this.fromApiJsonHelper.parameterExists(IS_LINKED_TO_FLOATING_INTEREST_RATES, element)) {
             isLinkedToFloatingInterestRates = this.fromApiJsonHelper.extractBooleanNamed(IS_LINKED_TO_FLOATING_INTEREST_RATES, element);
         }
+        boolean isInterestBearing = false;
         if (isLinkedToFloatingInterestRates) {
             if (isEqualAmortization) {
                 throw new EqualAmortizationUnsupportedFeatureException("floating.interest.rate", "floating interest rate");
@@ -1481,6 +1489,7 @@ public final class LoanProductDataValidator {
             }
             baseDataValidator.reset().parameter(IS_FLOATING_INTEREST_RATE_CALCULATION_ALLOWED)
                     .value(isFloatingInterestRateCalculationAllowed).notNull().isOneOfTheseValues(true, false);
+            isInterestBearing = true;
         } else {
             if (this.fromApiJsonHelper.parameterExists(FLOATING_RATES_ID, element)) {
                 baseDataValidator.reset().parameter(FLOATING_RATES_ID).failWithCode(
@@ -1536,7 +1545,7 @@ public final class LoanProductDataValidator {
             baseDataValidator.reset().parameter(maxInterestRatePerPeriodParameterName).value(maxInterestRatePerPeriod).ignoreIfNull()
                     .zeroOrPositiveAmount();
 
-            interestRatePerPeriod = loanProduct.getLoanProductRelatedDetail().getNominalInterestRatePerPeriod();
+            BigDecimal interestRatePerPeriod = loanProduct.getLoanProductRelatedDetail().getNominalInterestRatePerPeriod();
             if (this.fromApiJsonHelper.parameterExists(INTEREST_RATE_PER_PERIOD, element)) {
                 interestRatePerPeriod = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(INTEREST_RATE_PER_PERIOD, element);
             }
@@ -1549,10 +1558,11 @@ public final class LoanProductDataValidator {
             }
             baseDataValidator.reset().parameter(INTEREST_RATE_FREQUENCY_TYPE).value(interestRateFrequencyType).notNull().inMinMaxRange(0,
                     4);
+            isInterestBearing = interestRatePerPeriod.compareTo(BigDecimal.ZERO) > 0;
         }
 
         // Fixed Length validation
-        fixedLengthValidations(transactionProcessingStrategyCode, interestRatePerPeriod, numberOfRepayments, repaymentEvery, element,
+        fixedLengthValidations(transactionProcessingStrategyCode, isInterestBearing, numberOfRepayments, repaymentEvery, element,
                 baseDataValidator);
 
         // Guarantee Funds
@@ -1806,6 +1816,11 @@ public final class LoanProductDataValidator {
                     "supported.only.for.progressive.loan.schedule.handling",
                     "Vertical repayment schedule processing is only available with `Advanced payment allocation` strategy");
         }
+        final Integer recurringMoratoriumOnPrincipalPeriods = this.fromApiJsonHelper
+                .extractIntegerWithLocaleNamed("recurringMoratoriumOnPrincipalPeriods", element);
+
+        validateRepaymentPeriodWithGraceSettings(numberOfRepayments, graceOnPrincipalPayment, graceOnInterestPayment,
+                graceOnInterestCharged, recurringMoratoriumOnPrincipalPeriods, baseDataValidator);
         throwExceptionIfValidationWarningsExist(dataValidationErrors);
     }
 
@@ -2400,13 +2415,7 @@ public final class LoanProductDataValidator {
         }
     }
 
-    public void fixedLengthValidations(final String transactionProcessingStrategyCode, final LoanApplicationTerms loanApplicationTerms,
-            final JsonElement element, final DataValidatorBuilder baseDataValidator) {
-        fixedLengthValidations(transactionProcessingStrategyCode, loanApplicationTerms.getAnnualNominalInterestRate(),
-                loanApplicationTerms.getNumberOfRepayments(), loanApplicationTerms.getRepaymentEvery(), element, baseDataValidator);
-    }
-
-    public void fixedLengthValidations(final String transactionProcessingStrategyCode, final BigDecimal interestRatePerPeriod,
+    public void fixedLengthValidations(final String transactionProcessingStrategyCode, final boolean thereIsInterest,
             final Integer numberOfRepayments, final Integer repayEvery, final JsonElement element,
             final DataValidatorBuilder baseDataValidator) {
         if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.FIXED_LENGTH, element)) {
@@ -2420,15 +2429,14 @@ public final class LoanProductDataValidator {
                 if (!AdvancedPaymentScheduleTransactionProcessor.ADVANCED_PAYMENT_ALLOCATION_STRATEGY
                         .equals(transactionProcessingStrategyCode)) {
                     final String errorMsg = "Fixed Length configuration is only allowed with "
-                            + AdvancedPaymentScheduleTransactionProcessor.ADVANCED_PAYMENT_ALLOCATION_STRATEGY + " stratefy";
+                            + AdvancedPaymentScheduleTransactionProcessor.ADVANCED_PAYMENT_ALLOCATION_STRATEGY + " strategy";
                     throw new GeneralPlatformDomainRuleException("error.msg.fixed.length.only.supported.for.advanced.payment.allocation",
                             errorMsg, AdvancedPaymentScheduleTransactionProcessor.ADVANCED_PAYMENT_ALLOCATION_STRATEGY);
                 }
 
-                if (interestRatePerPeriod.compareTo(BigDecimal.ZERO) > 0) {
+                if (thereIsInterest) {
                     final String errorMsg = "Fixed Length configuration is only allowed for zero interest products";
-                    throw new GeneralPlatformDomainRuleException("error.msg.fixed.length.only.supported.for.zero.interest", errorMsg,
-                            interestRatePerPeriod);
+                    throw new GeneralPlatformDomainRuleException("error.msg.fixed.length.only.supported.for.zero.interest", errorMsg);
                 }
 
                 final Integer valueToCompare = ((numberOfRepayments - 1) * repayEvery) + 1;
@@ -2465,4 +2473,45 @@ public final class LoanProductDataValidator {
         }
     }
 
+    public void validateRepaymentPeriodWithGraceSettings(final Integer numberOfRepayments, final Integer graceOnPrincipalPayment,
+            final Integer graceOnInterestPayment, final Integer graceOnInterestCharged, final Integer recurringMoratoriumOnPrincipalPeriods,
+            DataValidatorBuilder baseDataValidator) {
+        if (numberOfRepayments <= defaultToZeroIfNull(graceOnPrincipalPayment)) {
+            baseDataValidator.reset().parameter("graceOnPrincipalPayment").value(graceOnPrincipalPayment)
+                    .failWithCode(".mustBeLessThan.numberOfRepayments");
+        }
+
+        if (numberOfRepayments <= defaultToZeroIfNull(graceOnInterestPayment)) {
+            baseDataValidator.reset().parameter("graceOnInterestPayment").value(graceOnInterestPayment)
+                    .failWithCode(".mustBeLessThan.numberOfRepayments");
+        }
+
+        if (numberOfRepayments < defaultToZeroIfNull(graceOnInterestCharged)) {
+            baseDataValidator.reset().parameter("graceOnInterestCharged").value(graceOnInterestCharged)
+                    .failWithCode(".mustBeLessThan.numberOfRepayments");
+        }
+
+        int graceOnPrincipal = 0;
+        if (graceOnPrincipalPayment != null) {
+            graceOnPrincipal = graceOnPrincipalPayment;
+        }
+        int recurMoratoriumOnPrincipal = 0;
+        if (recurringMoratoriumOnPrincipalPeriods != null) {
+            recurMoratoriumOnPrincipal = recurringMoratoriumOnPrincipalPeriods;
+        }
+
+        if ((recurMoratoriumOnPrincipal > 0) && ((numberOfRepayments - graceOnPrincipal) % (recurMoratoriumOnPrincipal + 1) != 1)) {
+            baseDataValidator.reset().parameter("graceOnPrincipalPayments.and.recurringMoratoriumOnPrincipalPeriods")
+                    .value(graceOnPrincipal).value(recurMoratoriumOnPrincipal)
+                    .failWithCode("causes.principal.moratorium.for.last.installment");
+        }
+    }
+
+    private Integer defaultToZeroIfNull(final Integer value) {
+        Integer result = value;
+        if (value == null) {
+            result = 0;
+        }
+        return result;
+    }
 }

integration-tests/src/test/java/org/apache/fineract/integrationtests/AdvancedPaymentAllocationLoanRepaymentScheduleTest.java

@@ -72,6 +72,7 @@ import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
 import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
 import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.AdvancedPaymentScheduleTransactionProcessor;
+import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.EarlyPaymentLoanRepaymentScheduleTransactionProcessor;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.FineractStyleLoanRepaymentScheduleTransactionProcessor;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType;
 import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
@@ -2079,8 +2080,12 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
                     overpaymentAccount);
             assertNotNull(localLoanProductId);
 
+            Integer localLoanProductId2 = createLoanProduct("500", "15", "4", false, LoanScheduleType.CUMULATIVE, assetAccount,
+                    incomeAccount, expenseAccount, overpaymentAccount);
+            assertNotNull(localLoanProductId2);
+
             CallFailedRuntimeException exception = assertThrows(CallFailedRuntimeException.class,
-                    () -> applyForLoanApplication(client.getClientId(), localLoanProductId, BigDecimal.valueOf(500.0), 45, 15, 3,
+                    () -> applyForLoanApplication(client.getClientId(), localLoanProductId2, BigDecimal.valueOf(500.0), 45, 15, 3,
                             BigDecimal.ZERO, "01 January 2023", "01 January 2023",
                             FineractStyleLoanRepaymentScheduleTransactionProcessor.STRATEGY_CODE,
                             LoanScheduleProcessingType.VERTICAL.name()));
@@ -4396,6 +4401,21 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
         return loanTransactionHelper.getLoanProductId(loanProductJSON);
     }
 
+    private static Integer createLoanProduct(final String principal, final String repaymentAfterEvery, final String numberOfRepayments,
+            boolean autoPayForDownPayment, LoanScheduleType loanScheduleType, final Account... accounts) {
+        LOG.info("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
+        final String loanProductJSON = new LoanProductTestBuilder().withMinPrincipal(principal).withPrincipal(principal)
+                .withRepaymentTypeAsDays().withRepaymentAfterEvery(repaymentAfterEvery).withNumberOfRepayments(numberOfRepayments)
+                .withEnableDownPayment(true, "25", autoPayForDownPayment).withinterestRatePerPeriod("0")
+                .withInterestRateFrequencyTypeAsMonths()
+                .withRepaymentStrategy(EarlyPaymentLoanRepaymentScheduleTransactionProcessor.STRATEGY_CODE)
+                .withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().withAccountingRulePeriodicAccrual(accounts)
+                .withInterestCalculationPeriodTypeAsRepaymentPeriod(true).withInterestTypeAsDecliningBalance().withMultiDisburse()
+                .withDisallowExpectedDisbursements(true).withLoanScheduleType(loanScheduleType).withDaysInMonth("30").withDaysInYear("365")
+                .withMoratorium("0", "0").build(null);
+        return loanTransactionHelper.getLoanProductId(loanProductJSON);
+    }
+
     private static ArrayList<HashMap<String, Object>> createLoanProductGetError(final String principal, final String repaymentAfterEvery,
             final String numberOfRepayments, boolean autoPayForDownPayment, LoanScheduleType loanScheduleType,
             LoanScheduleProcessingType loanScheduleProcessingType, AdvancedPaymentData allocationRuleData, final Account... accounts) {

integration-tests/src/test/java/org/apache/fineract/integrationtests/ClientLoanIntegrationTest.java

@@ -7479,12 +7479,16 @@ public class ClientLoanIntegrationTest {
             map.put("amount", amount);
         }
         if (charge.get("dueDate") != null) {
-            map.put("dueDate", charge.get("dueDate"));
+            map.put("dueDate", DATE_TIME_FORMATTER.format(fromArrayToLocalDate((List) charge.get("dueDate"))));
         }
         map.put("chargeId", charge.get("chargeId"));
         return map;
     }
 
+    private LocalDate fromArrayToLocalDate(List<Integer> dueDate) {
+        return LocalDate.of(dueDate.get(0), dueDate.get(1), dueDate.get(2));
+    }
+
     private HashMap createTrancheDetail(final String date, final String amount) {
         HashMap detail = new HashMap();
         detail.put("expectedDisbursementDate", date);

integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanApplicationApprovalTest.java

@@ -155,7 +155,7 @@ public class LoanApplicationApprovalTest {
         log.info("---------------------------------CLIENT CREATED WITH ID--------------------------------------------------- {}", clientId);
 
         final Integer loanProductId = this.loanTransactionHelper
-                .getLoanProductId(new LoanProductTestBuilder().withInterestTypeAsDecliningBalance().withTranches(true)
+                .getLoanProductId(new LoanProductTestBuilder().withInterestTypeAsDecliningBalance().withTranches(false)
                         .withInterestCalculationPeriodTypeAsRepaymentPeriod(true).build(null));
         log.info("----------------------------------LOAN PRODUCT CREATED WITH ID------------------------------------------- {}",
                 loanProductId);