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FINERACT-2389: e2e test scenarios with pay-off after contract termination

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MarianaDmytrivBinariks
2025-12-01 19:12:22 +01:00
committed by Adam Saghy
parent a5a290debc
commit 949fcc9e0e
4 changed files with 148 additions and 63 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanContractTermination.feature
+135 -1
View File
@@ -60,6 +60,9 @@ Feature: Contract Termination
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "1 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3679
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation before installment date - S2
When Admin sets the business date to "01 January 2024"
@@ -119,6 +122,9 @@ Feature: Contract Termination
| 29 February 2024 | Accrual | 1.05 | 0.0 | 1.05 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Contract Termination | 84.04 | 83.57 | 0.47 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "29 February 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3680
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation in the middle of installment period - S3
When Admin sets the business date to "01 January 2024"
@@ -178,6 +184,9 @@ Feature: Contract Termination
| 14 February 2024 | Accrual | 0.8 | 0.0 | 0.8 | 0.0 | 0.0 | 0.0 | false | false |
| 14 February 2024 | Contract Termination | 83.79 | 83.57 | 0.22 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "14 February 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3681
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation after maturity date - S4
Given Global configuration "is-principal-compounding-disabled-for-overdue-loans" is enabled
@@ -253,6 +262,10 @@ Feature: Contract Termination
| 01 May 2024 | Repayment | 17.01 | 16.72 | 0.29 | 0.0 | 0.0 | 33.71 | false | false |
| 15 July 2024 | Accrual | 2.15 | 0.0 | 2.15 | 0.0 | 0.0 | 0.0 | false | false |
| 15 July 2024 | Contract Termination | 34.11 | 33.71 | 0.4 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "15 July 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
Given Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3682
@@ -333,6 +346,9 @@ Feature: Contract Termination
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Contract Termination | 84.53 | 83.57 | 0.96 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "02 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3683
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation when backdated repayment occurs after - S6
Given Global configuration "is-principal-compounding-disabled-for-overdue-loans" is enabled
@@ -411,6 +427,10 @@ Feature: Contract Termination
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Contract Termination | 67.43 | 67.05 | 0.38 | 0.0 | 0.0 | 0.0 | false | true |
When Loan Pay-off is made on "31 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3684
@@ -488,6 +508,10 @@ Feature: Contract Termination
| 29 February 2024 | Accrual | 1.05 | 0.0 | 1.05 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Contract Termination | 101.14 | 100.0 | 1.14 | 0.0 | 0.0 | 0.0 | false | true |
When Loan Pay-off is made on "29 February 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3685
@@ -566,6 +590,10 @@ Feature: Contract Termination
| 29 February 2024 | Accrual | 1.05 | 0.0 | 1.05 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Contract Termination | 84.04 | 83.57 | 0.47 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Repayment | 17.01 | 16.54 | 0.47 | 0.0 | 0.0 | 67.03 | false | false |
When Loan Pay-off is made on "01 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3686
@@ -628,6 +656,9 @@ Feature: Contract Termination
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 89.06 | 83.57 | 0.49 | 5.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3687
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation when one fee charge is added after contract termination - S9-2
When Admin sets the business date to "01 January 2024"
@@ -689,6 +720,9 @@ Feature: Contract Termination
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 89.06 | 83.57 | 0.49 | 5.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3688
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation when contract termination occurs with adjustment to last installment - S10
When Admin sets the business date to "01 January 2024"
@@ -748,6 +782,9 @@ Feature: Contract Termination
| 29 February 2024 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Contract Termination | 83.99 | 82.99 | 1.0 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "29 February 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3689
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation when contract termination occurs with allocation to last installment with interest allocation change - S11
When Admin sets the business date to "01 January 2024"
@@ -827,6 +864,9 @@ Feature: Contract Termination
| 29 February 2024 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Contract Termination | 66.98 | 66.8 | 0.18 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "29 February 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3724
Scenario: As a user I want to perform contract termination to a progressive loan with interest recalculation when backdated full repayment occurs after - S12
Given Global configuration "is-principal-compounding-disabled-for-overdue-loans" is enabled
@@ -907,6 +947,8 @@ Feature: Contract Termination
| 01 March 2024 | Repayment | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3725
@@ -987,6 +1029,10 @@ Feature: Contract Termination
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.15 | 0.0 | 0.15 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Contract Termination | 57.37 | 57.05 | 0.32 | 0.0 | 0.0 | 0.0 | false | true |
When Loan Pay-off is made on "31 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3726
@@ -1047,6 +1093,10 @@ Feature: Contract Termination
| 31 March 2024 | Accrual | 1.72 | 0.0 | 1.72 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Contract Termination | 31.16 | 31.16 | 0.0 | 0.0 | 0.0 | 0.0 | false | true |
When Loan Pay-off is made on "31 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3738
@@ -1127,6 +1177,9 @@ Feature: Contract Termination
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | true | false |
When Loan Pay-off is made on "01 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C3760
Scenario: Verify contract termination undo when backdated repayment occurs - S6
Given Global configuration "is-principal-compounding-disabled-for-overdue-loans" is enabled
@@ -1176,7 +1229,11 @@ Feature: Contract Termination
| 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false |
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Contract Termination | 67.43 | 67.05 | 0.38 | 0.0 | 0.0 | 0.0 | true | true |
| 31 March 2024 | Contract Termination | 67.43 | 67.05 | 0.38 | 0.0 | 0.0 | 0.0 | true | true |
When Loan Pay-off is made on "31 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3761
@@ -1227,6 +1284,10 @@ Feature: Contract Termination
| 29 February 2024 | Accrual | 1.05 | 0.0 | 1.05 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
| 29 February 2024 | Contract Termination | 101.14 | 100.0 | 1.14 | 0.0 | 0.0 | 0.0 | true | true |
When Loan Pay-off is made on "29 February 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3762
@@ -1269,6 +1330,8 @@ Feature: Contract Termination
| 01 March 2024 | Repayment | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3763
@@ -1316,6 +1379,10 @@ Feature: Contract Termination
| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.15 | 0.0 | 0.15 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Contract Termination | 57.37 | 57.05 | 0.32 | 0.0 | 0.0 | 0.0 | true | true |
When Loan Pay-off is made on "31 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C4133
@@ -1340,6 +1407,9 @@ Feature: Contract Termination
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2025 | Contract Termination | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 January 2025"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4134
Scenario: Contract termination on disbursement date with interest recognition
When Admin sets the business date to "01 January 2025"
@@ -1362,3 +1432,67 @@ Feature: Contract Termination
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2025 | Contract Termination | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 January 2025"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4267 @AdvancedPaymentAllocation
Scenario: Verify Pay-Off done successfully after contract terminated loan
When Admin sets the business date to "01 January 2024"
When Admin creates a client with random data
When Admin set "LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_CONTRACT_TERMINATION | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024| | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
When Admin sets the business date to "01 February 2024"
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "1 March 2024"
And Admin successfully terminates loan contract
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 0.0 | 83.57 | 0.49 | 0.0 | 0.0 | 84.06 | 0.0 | 0.0 | 0.0 | 84.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.07 | 0.0 | 0.0 | 101.07 | 17.01 | 0.0 | 0.0 | 84.06 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
+6 -61
View File
@@ -5421,6 +5421,7 @@ Feature: LoanReAging
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
When Admin sets the business date to "01 February 2024"
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
@@ -5439,6 +5440,7 @@ Feature: LoanReAging
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "1 March 2024"
And Admin successfully terminates loan contract
Then Loan Repayment schedule has 2 periods, with the following data for periods:
@@ -5455,11 +5457,15 @@ Feature: LoanReAging
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 April 2024"
Then Admin fails to create a Loan re-aging transaction with the following data because loan was contract terminated:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
| 1 | MONTHS | 01 May 2024 | 6 |
When Loan Pay-off is made on "15 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4090 @AdvancedPaymentAllocation
Scenario: Verify that Re-aging is forbidden on charged-off loan, interest bearing loan, Interest calculation: Default Behavior, Charge-off scenario (accelerate maturity) - UC11
When Admin sets the business date to "01 January 2024"
@@ -11846,64 +11852,3 @@ Feature: LoanReAging
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4XXX @AdvancedPaymentAllocation
Scenario: Verify Pay-Off done successfully after contract terminated loan
When Admin sets the business date to "01 January 2024"
When Admin creates a client with random data
When Admin set "LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_CONTRACT_TERMINATION | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024| | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
When Admin sets the business date to "01 February 2024"
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "1 March 2024"
And Admin successfully terminates loan contract
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 0.0 | 83.57 | 0.49 | 0.0 | 0.0 | 84.06 | 0.0 | 0.0 | 0.0 | 84.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.07 | 0.0 | 0.0 | 101.07 | 17.01 | 0.0 | 0.0 | 84.06 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
fineract-e2e-tests-runner/src/test/resources/features/LoanReAgingPreview.feature
+6
View File
@@ -1033,6 +1033,7 @@ Feature: LoanReAgingPreview
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
When Admin sets the business date to "01 February 2024"
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
@@ -1051,6 +1052,7 @@ Feature: LoanReAgingPreview
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "1 March 2024"
And Admin successfully terminates loan contract
Then Loan Repayment schedule has 2 periods, with the following data for periods:
@@ -1067,11 +1069,15 @@ Feature: LoanReAgingPreview
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 April 2024"
Then Admin fails to create a Loan re-aging preview with the following data because loan was contract terminated:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
| 1 | MONTHS | 01 May 2024 | 6 |
When Loan Pay-off is made on "15 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4217 @AdvancedPaymentAllocation
Scenario: Verify Re-aging preview on interest bearing loan - Interest calculation: Default Behavior - Fees and Interest Split after re-aging - UC12
When Admin sets the business date to "01 January 2024"
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanTransactionProcessingServiceImpl.java
+1 -1
View File
@@ -153,7 +153,7 @@ public class LoanTransactionProcessingServiceImpl implements LoanTransactionProc
public OutstandingAmountsDTO fetchPrepaymentDetail(final ScheduleGeneratorDTO scheduleGeneratorDTO, final LocalDate onDate, Loan loan) {
OutstandingAmountsDTO outstandingAmounts;
if (loan.isInterestBearingAndInterestRecalculationEnabled() && !loan.isChargeOffOnDate(onDate)) {
if (loan.isInterestBearingAndInterestRecalculationEnabled() && !loan.isChargeOffOnDate(onDate) && !loan.isContractTermination()) {
final MathContext mc = MoneyHelper.getMathContext();
final InterestMethod interestMethod = loan.getLoanRepaymentScheduleDetail().getInterestMethod();