Merge branch 'loanConfig' of https://github.com/chandrikamohith/mifosx into chandrikamohith-loanConfig

Conflicts: mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/domain/LoanProduct.java mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/serialization/LoanProductDataValidator.java
2015-04-06 17:11:19 -07:00
parent 0ab2e727ad d21385792a
commit ade5e76ad9
16 changed files with 701 additions and 21 deletions
@@ -11676,6 +11676,12 @@ An enumeration that indicates the type of transaction processing strategy to be
 						<tr>
 							<td class=fielddesc>If Specified as true, arrears will be identified based on original schedule.<br>
 						</tr>
+						<tr class=alt>
+							<td>allowAttributeOverrides</td>
+						</tr>
+						<tr>
+							<td class=fielddesc>Specifies if select attributes may be overridden for individual loan accounts.<br>
+						</tr>
 					</table>
 				</div>
 			</div>
@@ -12942,7 +12948,7 @@ GET https://DomainName/api/v1/loanproducts/{productId}
 							numberOfRepaymentVariationsForBorrowerCycle,
 							interestRateVariationsForBorrowerCycle,
 							multiDisburseLoan,maxTrancheCount,
-							outstandingLoanBalance,overdueDaysForNPA,holdGuaranteeFunds, principalThresholdForLastInstalment, accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineInstallmentAmount, installmentAmountInMultiplesOf
+							outstandingLoanBalance,overdueDaysForNPA,holdGuaranteeFunds, principalThresholdForLastInstalment, accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineInstallmentAmount, installmentAmountInMultiplesOf, allowAttributeOverrides
 							</td>
 						</tr>
 					</table>
@@ -13045,6 +13051,16 @@ Request Body:
 		"maxValue":"20"
 	}
 ],
+"allowAttributeOverrides":
+	{amortizationType : true,	
+	 interestType : true,
+	 transactionProcessingStrategyId : false,
+	 interestCalculationPeriodType : true,
+	 inArrearsTolerance : false,
+	 repaymentEvery : true,
+	 graceOnPrincipalAndInterestPayment : true,
+	 graceOnArrearsAgeing : true},
+	 
 "accountingRule":"2",
 "name":"product 5",
 "shortName":"prd5",
@@ -40,6 +40,7 @@ import org.mifosplatform.integrationtests.common.savings.SavingsAccountHelper;
 import org.mifosplatform.integrationtests.common.savings.SavingsProductHelper;
 import org.mifosplatform.integrationtests.common.savings.SavingsStatusChecker;

+import com.google.gson.JsonObject;
 import com.jayway.restassured.builder.RequestSpecBuilder;
 import com.jayway.restassured.builder.ResponseSpecBuilder;
 import com.jayway.restassured.http.ContentType;
@@ -4239,6 +4240,7 @@ public class ClientLoanIntegrationTest {
        }
    }

+
    /***
     * Test case to verify Mifos Style payment strategy
     */
@@ -4772,5 +4774,124 @@ public class ClientLoanIntegrationTest {
                .withMinimumOpenningBalance(minOpenningBalance).build();
        return SavingsProductHelper.createSavingsProduct(savingsProductJSON, requestSpec, responseSpec);
    }
+    
+    @Test
+    public void testLoanProductConfiguration() {
+        final String proposedAmount = "5000";
+        JsonObject loanProductConfigurationAsTrue = new JsonObject();
+        loanProductConfigurationAsTrue = this.createLoanProductConfigurationDetail(loanProductConfigurationAsTrue, true);

+        JsonObject loanProductConfigurationAsFalse = new JsonObject();
+        loanProductConfigurationAsFalse = this.createLoanProductConfigurationDetail(loanProductConfigurationAsFalse, false);
+
+        final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, "01 January 2012");
+        Integer loanProductID = this.loanTransactionHelper.getLoanProductId(new LoanProductTestBuilder()
+                .withAmortizationTypeAsEqualInstallments().withRepaymentTypeAsMonth().withRepaymentAfterEvery("1")
+                .withRepaymentStrategy(LoanProductTestBuilder.MIFOS_STANDARD_STRATEGY).withInterestTypeAsDecliningBalance()
+                .withInterestCalculationPeriodTypeAsDays().withInArrearsTolerance("10").withMoratorium("2", "3")
+                .withLoanProductConfiguration(loanProductConfigurationAsTrue).build(null));
+        System.out.println("-----------------------LOAN PRODUCT CREATED WITH ATTRIBUTE CONFIGURATION AS TRUE--------------------------"
+                + loanProductID);
+        Integer loanID = applyForLoanApplicationWithProductConfigurationAsTrue(clientID, loanProductID, proposedAmount);
+        System.out.println("------------------------LOAN CREATED WITH ID------------------------------" + loanID);
+
+        loanProductID = this.loanTransactionHelper.getLoanProductId(new LoanProductTestBuilder().withAmortizationTypeAsEqualInstallments()
+                .withRepaymentTypeAsMonth().withRepaymentAfterEvery("1")
+                .withRepaymentStrategy(LoanProductTestBuilder.MIFOS_STANDARD_STRATEGY).withInterestTypeAsDecliningBalance()
+                .withInterestCalculationPeriodTypeAsDays().withInArrearsTolerance("10").withMoratorium("2", "3")
+                .withLoanProductConfiguration(loanProductConfigurationAsFalse).build(null));
+        System.out.println("-------------------LOAN PRODUCT CREATED WITH ATTRIBUTE CONFIGURATION AS FALSE----------------------"
+                + loanProductID);
+        /*
+         * Try to override attribute values in loan account when attribute
+         * configurations are set to false at product level
+         */
+        loanID = applyForLoanApplicationWithProductConfigurationAsFalse(clientID, loanProductID, proposedAmount);
+        System.out.println("--------------------------LOAN CREATED WITH ID-------------------------" + loanID);
+        this.validateIfValuesAreNotOverridden(loanID, loanProductID);
+    }
+
+    private void validateIfValuesAreNotOverridden(Integer loanID, Integer loanProductID) {
+        assertEquals(
+                this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID, "amortizationType"),
+                this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID, "amortizationType"));
+        assertEquals(this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID, "interestType"),
+                this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID, "interestType"));
+        assertEquals(this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID,
+                "transactionProcessingStrategyId"), this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID,
+                "transactionProcessingStrategyId"));
+        assertEquals(this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID,
+                "interestCalculationPeriodType"), this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID,
+                "interestCalculationPeriodType"));
+        assertEquals(this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID,
+                "repaymentFrequencyType"), this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID,
+                "repaymentFrequencyType"));
+        assertEquals(this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID,
+                "graceOnPrincipalPayment"), this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID,
+                "graceOnPrincipalPayment"));
+        assertEquals(this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID,
+                "graceOnInterestPayment"), this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID,
+                "graceOnInterestPayment"));
+        assertEquals(
+                this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID, "inArrearsTolerance"),
+                this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID, "inArrearsTolerance"));
+        assertEquals(
+                this.loanTransactionHelper.getLoanProductDetail(this.requestSpec, this.responseSpec, loanProductID, "graceOnArrearsAgeing"),
+                this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, loanID, "graceOnArrearsAgeing"));
+    }
+
+    private JsonObject createLoanProductConfigurationDetail(JsonObject loanProductConfiguration, Boolean bool) {
+        loanProductConfiguration.addProperty("amortizationType", bool);
+        loanProductConfiguration.addProperty("interestType", bool);
+        loanProductConfiguration.addProperty("transactionProcessingStrategyId", bool);
+        loanProductConfiguration.addProperty("interestCalculationPeriodType", bool);
+        loanProductConfiguration.addProperty("inArrearsTolerance", bool);
+        loanProductConfiguration.addProperty("repaymentEvery", bool);
+        loanProductConfiguration.addProperty("graceOnPrincipalAndInterestPayment", bool);
+        loanProductConfiguration.addProperty("graceOnArrearsAgeing", bool);
+        return loanProductConfiguration;
+    }
+
+    private Integer applyForLoanApplicationWithProductConfigurationAsTrue(final Integer clientID, final Integer loanProductID,
+            String principal) {
+        System.out.println("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
+        final String loanApplicationJSON = new LoanApplicationTestBuilder() //
+                .withPrincipal(principal) //
+                .withRepaymentEveryAfter("1") //
+                .withLoanTermFrequency("4") //
+                .withLoanTermFrequencyAsMonths() //
+                .withNumberOfRepayments("4") //
+                .withRepaymentFrequencyTypeAsMonths() //
+                .withInterestRatePerPeriod("2") //
+                .withInterestCalculationPeriodTypeSameAsRepaymentPeriod() //
+                .withExpectedDisbursementDate("1 March 2014") //
+                .withSubmittedOnDate("1 March 2014") //
+                .build(clientID.toString(), loanProductID.toString(), null);
+        return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
+    }
+
+    private Integer applyForLoanApplicationWithProductConfigurationAsFalse(final Integer clientID, final Integer loanProductID,
+            String principal) {
+        System.out.println("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
+        final String loanApplicationJSON = new LoanApplicationTestBuilder()
+                //
+                .withPrincipal(principal)
+                //
+                .withRepaymentEveryAfter("2")
+                //
+                .withAmortizationTypeAsEqualPrincipalPayments().withRepaymentFrequencyTypeAsWeeks()
+                .withwithRepaymentStrategy(LoanProductTestBuilder.RBI_INDIA_STRATEGY).withInterestTypeAsFlatBalance()
+                .withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withPrincipalGrace("1").withInterestGrace("1")
+                .withLoanTermFrequency("4") //
+                .withLoanTermFrequencyAsMonths() //
+                .withNumberOfRepayments("4") //
+                .withRepaymentFrequencyTypeAsMonths() //
+                .withInterestRatePerPeriod("2") //
+                .withInterestCalculationPeriodTypeSameAsRepaymentPeriod() //
+                .withExpectedDisbursementDate("1 March 2014") //
+                .withSubmittedOnDate("1 March 2014") //
+                .build(clientID.toString(), loanProductID.toString(), null);
+
+        return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
+    }
 }
@@ -74,8 +74,9 @@ public class LoanApplicationTestBuilder {
        map.put("expectedDisbursementDate", this.expectedDisbursmentDate);
        map.put("submittedOnDate", this.submittedOnDate);
        map.put("loanType", this.loanType);
-        map.put("repaymentsStartingFromDate", this.repaymentsStartingFromDate);
-        
+        if(repaymentsStartingFromDate != null){
+            map.put("repaymentsStartingFromDate", this.repaymentsStartingFromDate);
+        }
        if (charges != null) {
            map.put("charges", charges);
        }
@@ -14,6 +14,7 @@ import org.mifosplatform.integrationtests.common.Utils;
 import org.mifosplatform.integrationtests.common.accounting.Account;

 import com.google.gson.Gson;
+import com.google.gson.JsonObject;

 public class LoanProductTestBuilder {

@@ -97,7 +98,10 @@ public class LoanProductTestBuilder {
    private String minimumGuaranteeFromOwnFunds = null;
    private String minimumGuaranteeFromGuarantor = null;
    private String isArrearsBasedOnOriginalSchedule = null;
-
+    private String graceOnPrincipalPayment = "1";
+    private String graceOnInterestPayment = "1";
+    private JsonObject allowAttributeOverrides = null;
+    
    public String build(final String chargeId) {
        final HashMap<String, Object> map = new HashMap<>();

@@ -166,6 +170,11 @@ public class LoanProductTestBuilder {
                map.put("minimumGuaranteeFromOwnFunds", this.minimumGuaranteeFromOwnFunds);
            }
        }
+        map.put("graceOnPrincipalPayment", graceOnPrincipalPayment);
+        map.put("graceOnInterestPayment", graceOnInterestPayment);
+        if(allowAttributeOverrides != null){
+        	map.put("allowAttributeOverrides", this.allowAttributeOverrides);
+        }
        return new Gson().toJson(map);
    }

@@ -422,4 +431,14 @@ public class LoanProductTestBuilder {
        return this;
    }

+    public LoanProductTestBuilder withMoratorium(String principal, String interest) {
+        this.graceOnPrincipalPayment = principal;
+        this.graceOnInterestPayment = interest;
+        return this;
+    }
+
+    public LoanProductTestBuilder withLoanProductConfiguration(JsonObject loanProductConfigurableAttributes) {
+        this.allowAttributeOverrides = loanProductConfigurableAttributes;
+        return this;
+    }   
 }
@@ -452,6 +452,7 @@ public class LoansApiResource {
        }

        Collection<LoanProductData> productOptions = null;
+        LoanProductData product = null;
        Collection<EnumOptionData> loanTermFrequencyTypeOptions = null;
        Collection<EnumOptionData> repaymentFrequencyTypeOptions = null;
        Collection<TransactionProcessingStrategyData> repaymentStrategyOptions = null;
@@ -472,6 +473,8 @@ public class LoansApiResource {
        final boolean template = ApiParameterHelper.template(uriInfo.getQueryParameters());
        if (template) {
            productOptions = this.loanProductReadPlatformService.retrieveAllLoanProductsForLookup();
+            product = this.loanProductReadPlatformService.retrieveLoanProduct(loanBasicDetails.loanProductId());
+            loanBasicDetails.setProduct(product);
            loanTermFrequencyTypeOptions = this.dropdownReadPlatformService.retrieveLoanTermFrequencyTypeOptions();
            repaymentFrequencyTypeOptions = this.dropdownReadPlatformService.retrieveRepaymentFrequencyTypeOptions();
            interestRateFrequencyTypeOptions = this.dropdownReadPlatformService.retrieveInterestRateFrequencyTypeOptions();
@@ -35,6 +35,7 @@ import org.mifosplatform.portfolio.loanaccount.loanschedule.data.LoanScheduleDat
 import org.mifosplatform.portfolio.loanproduct.data.LoanProductBorrowerCycleVariationData;
 import org.mifosplatform.portfolio.loanproduct.data.LoanProductData;
 import org.mifosplatform.portfolio.loanproduct.data.TransactionProcessingStrategyData;
+import org.mifosplatform.portfolio.loanproduct.domain.LoanProductConfigurableAttributes;
 import org.mifosplatform.portfolio.loanproduct.domain.LoanProductValueConditionType;
 import org.mifosplatform.portfolio.note.data.NoteData;
 import org.springframework.util.CollectionUtils;
@@ -162,7 +163,7 @@ public class LoanAccountData {

    private final Collection<LoanTermVariationsData> emiAmountVariations;

-    private final LoanProductData product;
+    private LoanProductData product;

    private final Map<Long, LoanBorrowerCycleData> memberVariations;

@@ -300,6 +301,7 @@ public class LoanAccountData {
                emiAmountVariations, memberVariations, product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType,
                daysInYearType, isInterestRecalculationEnabled, interestRecalculationData, originalSchedule,
                createStandingInstructionAtDisbursement, paidInAdvance);
+
    }

    /**
@@ -420,6 +422,7 @@ public class LoanAccountData {
                emiAmountVariations, memberVariations, product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType,
                daysInYearType, isInterestRecalculationEnabled, interestRecalculationData, originalSchedule,
                createStandingInstructionAtDisbursement, paidInAdvance);
+
    }

    public static LoanAccountData populateClientDefaults(final LoanAccountData acc, final LoanAccountData clientAcc) {
@@ -566,6 +569,7 @@ public class LoanAccountData {
                memberVariations, product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType, daysInYearType,
                isInterestRecalculationEnabled, interestRecalculationData, originalSchedule, createStandingInstructionAtDisbursement,
                paidInAdvance);
+
    }

    public static LoanAccountData populateGroupDefaults(final LoanAccountData acc, final LoanAccountData groupAcc) {
@@ -591,6 +595,7 @@ public class LoanAccountData {
                acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
                acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
                acc.createStandingInstructionAtDisbursement, acc.paidInAdvance);
+                
    }

    public static LoanAccountData loanProductWithTemplateDefaults(final LoanProductData product,
@@ -783,6 +788,7 @@ public class LoanAccountData {
                acc.memberVariations, product, acc.inArrears, product.getGraceOnArrearsAgeing(), product.overdueFeeCharges(), acc.isNPA,
                product.getDaysInMonthType(), product.getDaysInYearType(), product.isInterestRecalculationEnabled(),
                product.toLoanInterestRecalculationData(), acc.originalSchedule, acc.createStandingInstructionAtDisbursement, paidInAdvance);
+
    }

    /*
@@ -883,6 +889,10 @@ public class LoanAccountData {
            final PortfolioAccountData linkedAccount, final Collection<DisbursementData> disbursementDetails,
            final Collection<LoanTermVariationsData> emiAmountVariations, final Collection<ChargeData> overdueCharges,
            final PaidInAdvanceData paidInAdvance) {
+            LoanProductConfigurableAttributes loanProductConfigurableAttributes = null;
+            if (acc.product != null) {
+                loanProductConfigurableAttributes = acc.product.getloanProductConfigurableAttributes();
+            }

        return new LoanAccountData(acc.id, acc.accountNo, acc.status, acc.externalId, acc.clientId, acc.clientName, acc.clientOfficeId,
                acc.group, acc.loanType, acc.loanProductId, acc.loanProductName, acc.loanProductDescription, acc.fundId, acc.fundName,
@@ -1001,6 +1011,7 @@ public class LoanAccountData {
                acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
                acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
                acc.createStandingInstructionAtDisbursement, acc.paidInAdvance);
+
    }

    public static LoanAccountData withInterestRecalculationCalendarData(final LoanAccountData acc, final CalendarData calendarData) {
@@ -1114,6 +1125,7 @@ public class LoanAccountData {
            final EnumOptionData daysInMonthType, final EnumOptionData daysInYearType, final boolean isInterestRecalculationEnabled,
            final LoanInterestRecalculationData interestRecalculationData, final LoanScheduleData originalSchedule,
            final Boolean createStandingInstructionAtDisbursement, final PaidInAdvanceData paidInAdvance) {
+
        this.id = id;
        this.accountNo = accountNo;
        this.status = status;
@@ -1273,6 +1285,9 @@ public class LoanAccountData {
        this.originalSchedule = originalSchedule;
        this.createStandingInstructionAtDisbursement = createStandingInstructionAtDisbursement;
        this.paidInAdvance = paidInAdvance;
+        if(this.product != null){
+            this.product.setloanProductConfigurableAttributes(product.getloanProductConfigurableAttributes());
+        }
    }

    public RepaymentScheduleRelatedLoanData repaymentScheduleRelatedData() {
@@ -1342,6 +1357,10 @@ public class LoanAccountData {
        return this.product;
    }

+    public void setProduct(LoanProductData product){
+    	this.product = product;
+    }
+    
    public GroupGeneralData groupData() {
        return this.group;
    }
@@ -232,6 +232,11 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
            validateSubmittedOnDate(newLoanApplication);

            final LoanProductRelatedDetail productRelatedDetail = newLoanApplication.repaymentScheduleDetail();
+            
+        	if(loanProduct.getLoanProductConfigurableAttributes() != null){
+        		updateProductRelatedDetails(productRelatedDetail,newLoanApplication);
+        	}
+            
            this.fromApiJsonDeserializer.validateLoanTermAndRepaidEveryValues(newLoanApplication.getTermFrequency(),
                    newLoanApplication.getTermPeriodFrequencyType(), productRelatedDetail.getNumberOfRepayments(),
                    productRelatedDetail.getRepayEvery(), productRelatedDetail.getRepaymentPeriodFrequencyType().getValue(),
@@ -301,6 +306,43 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
        }
    }

+    private void updateProductRelatedDetails(LoanProductRelatedDetail productRelatedDetail,
+    										 Loan loan){
+    	final Boolean amortization = loan.loanProduct().getLoanProductConfigurableAttributes().getAmortizationBoolean();
+        final Boolean arrearsTolerance = loan.loanProduct().getLoanProductConfigurableAttributes().getArrearsToleranceBoolean();
+        final Boolean graceOnArrearsAging = loan.loanProduct().getLoanProductConfigurableAttributes().getGraceOnArrearsAgingBoolean();
+    	final Boolean interestCalcPeriod = loan.loanProduct().getLoanProductConfigurableAttributes().getInterestCalcPeriodBoolean();
+    	final Boolean interestMethod = loan.loanProduct().getLoanProductConfigurableAttributes().getInterestMethodBoolean();
+    	final Boolean graceOnPrincipalAndInterestPayment = loan.loanProduct().getLoanProductConfigurableAttributes().getGraceOnPrincipalAndInterestPaymentBoolean();
+    	final Boolean repaymentEvery = loan.loanProduct().getLoanProductConfigurableAttributes().getRepaymentEveryBoolean();
+    	final Boolean transactionProcessingStrategy = loan.loanProduct().getLoanProductConfigurableAttributes().getTransactionProcessingStrategyBoolean();
+        
+    	if(!amortization){
+    		productRelatedDetail.setAmortizationMethod(loan.loanProduct().getLoanProductRelatedDetail().getAmortizationMethod());
+    	}
+    	if(!arrearsTolerance){
+    		productRelatedDetail.setInArrearsTolerance(loan.loanProduct().getLoanProductRelatedDetail().getArrearsTolerance());
+    	}
+    	if(!graceOnArrearsAging){
+    		productRelatedDetail.setGraceOnArrearsAgeing(loan.loanProduct().getLoanProductRelatedDetail().getGraceOnArrearsAgeing());
+    	}
+    	if(!interestCalcPeriod){
+    		productRelatedDetail.setInterestCalculationPeriodMethod(loan.loanProduct().getLoanProductRelatedDetail().getInterestCalculationPeriodMethod());
+    	}
+    	if(!interestMethod){
+    		productRelatedDetail.setInterestMethod(loan.loanProduct().getLoanProductRelatedDetail().getInterestMethod());
+    	}
+    	if(!graceOnPrincipalAndInterestPayment){
+    		productRelatedDetail.setGraceOnInterestPayment(loan.loanProduct().getLoanProductRelatedDetail().getGraceOnInterestPayment());
+    		productRelatedDetail.setGraceOnPrincipalPayment(loan.loanProduct().getLoanProductRelatedDetail().getGraceOnPrincipalPayment());
+    	}
+    	if(!repaymentEvery){
+    		productRelatedDetail.setRepayEvery(loan.loanProduct().getLoanProductRelatedDetail().getRepayEvery());
+    	}
+    	if(!transactionProcessingStrategy){
+    		loan.updateTransactionProcessingStrategy(loan.loanProduct().getRepaymentStrategy());
+    	}
+    }
    private void createAndPersistCalendarInstanceForInterestRecalculation(final Loan loan) {

        LocalDate calendarStartDate = loan.loanInterestRecalculationDetails().getRestFrequencyLocalDate();
@@ -461,10 +503,10 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
            }

            final String productIdParamName = "productId";
-            if (changes.containsKey(productIdParamName)) {
-                final Long productId = command.longValueOfParameterNamed(productIdParamName);
-                final LoanProduct loanProduct = this.loanProductRepository.findOne(productId);
-                if (loanProduct == null) { throw new LoanProductNotFoundException(productId); }
+            if (changes.containsKey(productIdParamName)) {                
+            	final Long productId = command.longValueOfParameterNamed(productIdParamName);
+            	final LoanProduct loanProduct = this.loanProductRepository.findOne(productId);
+            	if (loanProduct == null) { throw new LoanProductNotFoundException(productId); }

                existingLoanApplication.updateLoanProduct(loanProduct);
                if (!changes.containsKey("interestRateFrequencyType")) {
@@ -494,6 +536,11 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
            existingLoanApplication.updateIsInterestRecalculationEnabled();
            validateSubmittedOnDate(existingLoanApplication);

+            final LoanProductRelatedDetail productRelatedDetail = existingLoanApplication.repaymentScheduleDetail();
+        	if(existingLoanApplication.loanProduct().getLoanProductConfigurableAttributes() != null){
+                updateProductRelatedDetails(productRelatedDetail,existingLoanApplication);
+        	}
+            
            final String fundIdParamName = "fundId";
            if (changes.containsKey(fundIdParamName)) {
                final Long fundId = command.longValueOfParameterNamed(fundIdParamName);
@@ -546,7 +593,6 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
                existingLoanApplication.updateLoanCharges(possiblyModifedLoanCharges);
            }

-            final LoanProductRelatedDetail productRelatedDetail = existingLoanApplication.repaymentScheduleDetail();
            this.fromApiJsonDeserializer.validateLoanTermAndRepaidEveryValues(existingLoanApplication.getTermFrequency(),
                    existingLoanApplication.getTermPeriodFrequencyType(), productRelatedDetail.getNumberOfRepayments(),
                    productRelatedDetail.getRepayEvery(), productRelatedDetail.getRepaymentPeriodFrequencyType().getValue(),
@@ -89,5 +89,15 @@ public interface LoanProductConstants {
    // Fixed installment configuration related
    public static final String canDefineEmiAmountParamName = "canDefineInstallmentAmount";
    public static final String installmentAmountInMultiplesOfParamName = "installmentAmountInMultiplesOf";
+    
+    //Loan Configurable Attributes
+    public static final String allowAttributeOverridesParamName = "allowAttributeOverrides";
+    public static final String amortizationTypeParamName = "amortizationType";
+    public static final String interestTypeParamName = "interestType";
+    public static final String transactionProcessingStrategyIdParamName = "transactionProcessingStrategyId";
+    public static final String interestCalculationPeriodTypeParamName = "interestCalculationPeriodType";
+    public static final String inArrearsToleranceParamName = "inArrearsTolerance";
+    public static final String repaymentEveryParamName = "repaymentEvery";
+    public static final String graceOnPrincipalAndInterestPaymentParamName = "graceOnPrincipalAndInterestPayment";

 }
@@ -30,6 +30,7 @@ import org.mifosplatform.portfolio.loanaccount.data.LoanInterestRecalculationDat
 import org.mifosplatform.portfolio.loanproduct.domain.AmortizationMethod;
 import org.mifosplatform.portfolio.loanproduct.domain.InterestCalculationPeriodMethod;
 import org.mifosplatform.portfolio.loanproduct.domain.InterestMethod;
+import org.mifosplatform.portfolio.loanproduct.domain.LoanProductConfigurableAttributes;
 import org.mifosplatform.portfolio.loanproduct.service.LoanEnumerations;
 import org.mifosplatform.portfolio.paymenttype.data.PaymentTypeData;
 import org.springframework.util.CollectionUtils;
@@ -143,6 +144,7 @@ public class LoanProductData {
    private final Boolean holdGuaranteeFunds;
    private final LoanProductGuaranteeData productGuaranteeData;
    private final Boolean accountMovesOutOfNPAOnlyOnArrearsCompletion;
+    private LoanProductConfigurableAttributes allowAttributeOverrides;

    /**
     * Used when returning lookup information about loan product for dropdowns.
@@ -203,6 +205,7 @@ public class LoanProductData {
        final Integer minimumDaysBetweenDisbursalAndFirstRepayment = null;
        final boolean canDefineInstallmentAmount = false;
        final Integer installmentAmountInMultiplesOf = null;
+        final LoanProductConfigurableAttributes loanProductConfigurableAttributes = null;

        return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
                numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -214,7 +217,8 @@ public class LoanProductData {
                graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
                interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, productGuaranteeData,
                principalThresholdForLastInstallment, accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineInstallmentAmount,
-                installmentAmountInMultiplesOf);
+                installmentAmountInMultiplesOf, loanProductConfigurableAttributes);
+
    }

    public static LoanProductData lookupWithCurrency(final Long id, final String name, final CurrencyData currency) {
@@ -274,6 +278,7 @@ public class LoanProductData {
        final boolean accountMovesOutOfNPAOnlyOnArrearsCompletion = false;
        final boolean canDefineInstallmentAmount = false;
        final Integer installmentAmountInMultiplesOf = null;
+        final LoanProductConfigurableAttributes loanProductConfigurableAttributes = null;

        return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
                numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -285,7 +290,8 @@ public class LoanProductData {
                graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
                interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, productGuaranteeData,
                principalThresholdForLastInstallment, accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineInstallmentAmount,
-                installmentAmountInMultiplesOf);
+                installmentAmountInMultiplesOf, loanProductConfigurableAttributes);
+
    }

    public static LoanProductData sensibleDefaultsForNewLoanProductCreation() {
@@ -352,6 +358,7 @@ public class LoanProductData {
        final boolean accountMovesOutOfNPAOnlyOnArrearsCompletion = false;
        final boolean canDefineInstallmentAmount = false;
        final Integer installmentAmountInMultiplesOf = null;
+        final LoanProductConfigurableAttributes loanProductConfigurableAttributes = null;

        return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
                numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -363,7 +370,8 @@ public class LoanProductData {
                multiDisburseLoan, maxTrancheCount, outstandingLoanBalance, graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType,
                daysInYearType, isInterestRecalculationEnabled, interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment,
                holdGuaranteeFunds, productGuaranteeData, principalThresholdForLastInstallment,
-                accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineInstallmentAmount, installmentAmountInMultiplesOf);
+                accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineInstallmentAmount, installmentAmountInMultiplesOf, loanProductConfigurableAttributes);
+
    }

    public static LoanProductData withAccountingDetails(final LoanProductData productData, final Map<String, Object> accountingMappings,
@@ -397,7 +405,7 @@ public class LoanProductData {
            final Integer minimumDaysBetweenDisbursalAndFirstRepayment, boolean holdGuaranteeFunds,
            final LoanProductGuaranteeData loanProductGuaranteeData, final BigDecimal principalThresholdForLastInstallment,
            final boolean accountMovesOutOfNPAOnlyOnArrearsCompletion, boolean canDefineInstallmentAmount,
-            Integer installmentAmountInMultiplesOf) {
+            Integer installmentAmountInMultiplesOf, LoanProductConfigurableAttributes allowAttributeOverrides) {
        this.id = id;
        this.name = name;
        this.shortName = shortName;
@@ -472,6 +480,7 @@ public class LoanProductData {
        this.productGuaranteeData = loanProductGuaranteeData;
        this.principalThresholdForLastInstallment = principalThresholdForLastInstallment;
        this.accountMovesOutOfNPAOnlyOnArrearsCompletion = accountMovesOutOfNPAOnlyOnArrearsCompletion;
+        this.allowAttributeOverrides = allowAttributeOverrides;

        this.daysInMonthTypeOptions = null;
        this.daysInYearTypeOptions = null;
@@ -587,6 +596,7 @@ public class LoanProductData {
        this.daysInYearTypeOptions = daysInYearTypeOptions;
        this.interestRecalculationCompoundingTypeOptions = interestRecalculationCompoundingTypeOptions;
        this.rescheduleStrategyTypeOptions = rescheduleStrategyTypeOptions;
+        this.allowAttributeOverrides = productData.allowAttributeOverrides;

        if (CollectionUtils.isEmpty(interestRecalculationFrequencyTypeOptions)) {
            this.interestRecalculationFrequencyTypeOptions = null;
@@ -850,4 +860,12 @@ public class LoanProductData {
    public boolean canDefineInstallmentAmount() {
        return this.canDefineInstallmentAmount;
    }
+    
+    public LoanProductConfigurableAttributes getloanProductConfigurableAttributes() {
+        return this.allowAttributeOverrides;
+    }
+
+    public void setloanProductConfigurableAttributes(LoanProductConfigurableAttributes loanProductConfigurableAttributes) {
+        this.allowAttributeOverrides = loanProductConfigurableAttributes;
+    }
 }
@@ -46,6 +46,7 @@ import org.mifosplatform.portfolio.fund.domain.Fund;
 import org.mifosplatform.portfolio.loanaccount.loanschedule.domain.AprCalculator;
 import org.mifosplatform.portfolio.loanproduct.LoanProductConstants;
 import org.springframework.data.jpa.domain.AbstractPersistable;
+import org.mifosplatform.portfolio.loanproduct.domain.LoanProductConfigurableAttributes;

 import com.google.gson.JsonArray;
 import com.google.gson.JsonObject;
@@ -136,6 +137,9 @@ public class LoanProduct extends AbstractPersistable<Long> {
    @OneToOne(cascade = CascadeType.ALL, mappedBy = "loanProduct", optional = true, orphanRemoval = true)
    private LoanProductGuaranteeDetails loanProductGuaranteeDetails;

+    @OneToOne(cascade = CascadeType.ALL, mappedBy = "loanProduct", optional = true, orphanRemoval = true)
+    private LoanProductConfigurableAttributes loanConfigurableAttributes;
+
    @Column(name = "principal_threshold_for_last_installment", scale = 2, precision = 5, nullable = false)
    private BigDecimal principalThresholdForLastInstallment;

@@ -237,6 +241,13 @@ public class LoanProduct extends AbstractPersistable<Long> {
            loanProductGuaranteeDetails = LoanProductGuaranteeDetails.createFrom(command);
        }

+        LoanProductConfigurableAttributes loanConfigurableAttributes = null;
+        if (command.parameterExists(LoanProductConstants.allowAttributeOverridesParamName)) {
+            loanConfigurableAttributes = LoanProductConfigurableAttributes.createFrom(command);
+        } else {
+            loanConfigurableAttributes = LoanProductConfigurableAttributes.populateDefaultsForConfigurableAttributes();
+        }
+
        BigDecimal principalThresholdForLastInstallment = command
                .bigDecimalValueOfParameterNamed(LoanProductConstants.principalThresholdForLastInstallmentParamName);

@@ -259,7 +270,7 @@ public class LoanProduct extends AbstractPersistable<Long> {
                outstandingLoanBalance, graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType,
                isInterestRecalculationEnabled, interestRecalculationSettings, minimumDaysBetweenDisbursalAndFirstRepayment,
                holdGuarantorFunds, loanProductGuaranteeDetails, principalThresholdForLastInstallment,
-                accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineEmiAmount, installmentAmountInMultiplesOf);
+                accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineEmiAmount, installmentAmountInMultiplesOf, loanConfigurableAttributes);

    }

@@ -486,7 +497,7 @@ public class LoanProduct extends AbstractPersistable<Long> {
            final Integer minimumDaysBetweenDisbursalAndFirstRepayment, final boolean holdGuarantorFunds,
            final LoanProductGuaranteeDetails loanProductGuaranteeDetails, final BigDecimal principalThresholdForLastInstallment,
            final boolean accountMovesOutOfNPAOnlyOnArrearsCompletion, final boolean canDefineEmiAmount,
-            final Integer installmentAmountInMultiplesOf) {
+            final Integer installmentAmountInMultiplesOf, final LoanProductConfigurableAttributes loanProductConfigurableAttributes) {
        this.fund = fund;
        this.transactionProcessingStrategy = transactionProcessingStrategy;
        this.name = name.trim();
@@ -532,6 +543,11 @@ public class LoanProduct extends AbstractPersistable<Long> {
        for (LoanProductBorrowerCycleVariations borrowerCycleVariations : this.borrowerCycleVariations) {
            borrowerCycleVariations.updateLoanProduct(this);
        }
+        if (loanProductConfigurableAttributes != null) {
+            this.loanConfigurableAttributes = loanProductConfigurableAttributes;
+            loanConfigurableAttributes.updateLoanProduct(this);
+        }
+
        this.loanProducTrancheDetails = new LoanProductTrancheDetails(multiDisburseLoan, maxTrancheCount, outstandingLoanBalance);
        this.overdueDaysForNPA = overdueDaysForNPA;
        this.productInterestRecalculationDetails = productInterestRecalculationDetails;
@@ -556,6 +572,10 @@ public class LoanProduct extends AbstractPersistable<Long> {
        this.transactionProcessingStrategy = strategy;
    }

+    public LoanTransactionProcessingStrategy getRepaymentStrategy() {
+        return this.transactionProcessingStrategy;
+    }
+
    public boolean hasCurrencyCodeOf(final String currencyCode) {
        return this.loanProductRelatedDetail.hasCurrencyCodeOf(currencyCode);
    }
@@ -583,6 +603,14 @@ public class LoanProduct extends AbstractPersistable<Long> {
        return this.accountingRule;
    }

+    public void update(final LoanProductConfigurableAttributes loanConfigurableAttributes) {
+        this.loanConfigurableAttributes = loanConfigurableAttributes;
+    }
+
+    public LoanProductConfigurableAttributes getLoanProductConfigurableAttributes() {
+        return this.loanConfigurableAttributes;
+    }
+
    public Map<String, Object> update(final JsonCommand command, final AprCalculator aprCalculator) {

        final Map<String, Object> actualChanges = this.loanProductRelatedDetail.update(command, aprCalculator);
@@ -751,6 +779,80 @@ public class LoanProduct extends AbstractPersistable<Long> {
            this.holdGuaranteeFunds = newValue;
        }

+        final String configurableAttributesChanges = LoanProductConstants.allowAttributeOverridesParamName;
+        if (command.hasParameter(configurableAttributesChanges)) {
+            if (!command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName).isJsonNull()) {
+                actualChanges.put(configurableAttributesChanges, command.jsonFragment(configurableAttributesChanges));
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.amortizationTypeParamName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getAmortizationBoolean()) {
+                    this.loanConfigurableAttributes.setAmortizationType(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.amortizationTypeParamName).getAsBoolean());
+                }
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.interestTypeParamName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getInterestMethodBoolean()) {
+                    this.loanConfigurableAttributes.setInterestType(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.interestTypeParamName).getAsBoolean());
+                }
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.transactionProcessingStrategyIdParamName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getTransactionProcessingStrategyBoolean()) {
+                    this.loanConfigurableAttributes.setTransactionProcessingStrategyId(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.transactionProcessingStrategyIdParamName).getAsBoolean());
+                }
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.interestCalculationPeriodTypeParamName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getInterestCalcPeriodBoolean()) {
+                    this.loanConfigurableAttributes.setInterestCalculationPeriodType(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.interestCalculationPeriodTypeParamName).getAsBoolean());
+                }
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.inArrearsToleranceParamName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getArrearsToleranceBoolean()) {
+                    this.loanConfigurableAttributes.setInArrearsTolerance(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.inArrearsToleranceParamName).getAsBoolean());
+                }
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.repaymentEveryParamName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getRepaymentEveryBoolean()) {
+                    this.loanConfigurableAttributes.setRepaymentEvery(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.repaymentEveryParamName).getAsBoolean());
+                }
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.graceOnPrincipalAndInterestPaymentParamName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getGraceOnPrincipalAndInterestPaymentBoolean()) {
+                    this.loanConfigurableAttributes.setGraceOnPrincipalAndInterestPayment(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.graceOnPrincipalAndInterestPaymentParamName).getAsBoolean());
+                }
+
+                if (command.parsedJson().getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                        .getAsJsonPrimitive(LoanProductConstants.graceOnArrearsAgeingParameterName).getAsBoolean() != this.loanConfigurableAttributes
+                        .getGraceOnArrearsAgingBoolean()) {
+                    this.loanConfigurableAttributes.setGraceOnArrearsAgeing(command.parsedJson().getAsJsonObject()
+                            .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                            .getAsJsonPrimitive(LoanProductConstants.graceOnArrearsAgeingParameterName).getAsBoolean());
+                }
+            } else {
+                this.loanConfigurableAttributes = LoanProductConfigurableAttributes.populateDefaultsForConfigurableAttributes();
+                this.loanConfigurableAttributes.updateLoanProduct(this);
+            }
+        }
+
        if (actualChanges.containsKey(LoanProductConstants.holdGuaranteeFundsParamName)) {
            if (this.holdGuaranteeFunds) {
                this.loanProductGuaranteeDetails = LoanProductGuaranteeDetails.createFrom(command);
@@ -1077,4 +1179,7 @@ public class LoanProduct extends AbstractPersistable<Long> {
        return preCloseInterestCalculationStrategy;
    }

+    public LoanProductRelatedDetail getLoanProductRelatedDetail() {
+        return loanProductRelatedDetail;
+    }
 }
@@ -0,0 +1,196 @@
+/**
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this file,
+ * You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+package org.mifosplatform.portfolio.loanproduct.domain;
+
+import javax.persistence.Column;
+import javax.persistence.Entity;
+import javax.persistence.JoinColumn;
+import javax.persistence.ManyToOne;
+import javax.persistence.Table;
+
+import org.mifosplatform.infrastructure.core.api.JsonCommand;
+import org.mifosplatform.portfolio.loanproduct.LoanProductConstants;
+import org.springframework.data.jpa.domain.AbstractPersistable;
+
+@Entity
+@Table(name = "m_product_loan_configurable_attributes")
+public class LoanProductConfigurableAttributes extends AbstractPersistable<Long> {
+
+    @ManyToOne
+    @JoinColumn(name = "loan_product_id", nullable = true)
+    private LoanProduct loanProduct;
+
+    @Column(name = "amortization_method_enum", nullable = true)
+    private Boolean amortizationType;
+
+    @Column(name = "interest_method_enum", nullable = true)
+    private Boolean interestType;
+
+    @Column(name = "loan_transaction_strategy_id", nullable = true)
+    private Boolean transactionProcessingStrategyId;
+
+    @Column(name = "interest_calculated_in_period_enum", nullable = true)
+    private Boolean interestCalculationPeriodType;
+
+    @Column(name = "arrearstolerance_amount", nullable = true)
+    private Boolean inArrearsTolerance;
+
+    @Column(name = "repay_every", nullable = true)
+    private Boolean repaymentEvery;
+
+    @Column(name = "moratorium", nullable = true)
+    private Boolean graceOnPrincipalAndInterestPayment;
+
+    @Column(name = "grace_on_arrears_ageing", nullable = true)
+    private Boolean graceOnArrearsAgeing;
+
+    public static String[] supportedloanConfigurableAttributes = { "amortizationType", "interestType", "transactionProcessingStrategyId",
+            "interestCalculationPeriodType", "inArrearsTolerance", "repaymentEvery", "graceOnPrincipalAndInterestPayment",
+            "graceOnArrearsAging" };
+
+    public static LoanProductConfigurableAttributes createFrom(JsonCommand command) {
+
+        final Boolean amortization = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.amortizationTypeParamName).getAsBoolean();
+        final Boolean interestMethod = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.interestTypeParamName).getAsBoolean();
+        final Boolean transactionProcessingStrategy = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.transactionProcessingStrategyIdParamName).getAsBoolean();
+        final Boolean interestCalcPeriod = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.interestCalculationPeriodTypeParamName).getAsBoolean();
+        final Boolean arrearsTolerance = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.inArrearsToleranceParamName).getAsBoolean();
+        final Boolean repaymentEvery = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.repaymentEveryParamName).getAsBoolean();
+        final Boolean graceOnPrincipalAndInterestPayment = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.graceOnPrincipalAndInterestPaymentParamName).getAsBoolean();
+        final Boolean graceOnArrearsAging = command.parsedJson().getAsJsonObject()
+                .getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName)
+                .getAsJsonPrimitive(LoanProductConstants.graceOnArrearsAgeingParameterName).getAsBoolean();
+
+        return new LoanProductConfigurableAttributes(amortization, interestMethod, transactionProcessingStrategy, interestCalcPeriod,
+                arrearsTolerance, repaymentEvery, graceOnPrincipalAndInterestPayment, graceOnArrearsAging);
+    }
+
+    public void updateLoanProduct(final LoanProduct loanProduct) {
+        this.loanProduct = loanProduct;
+    }
+
+    public static LoanProductConfigurableAttributes populateDefaultsForConfigurableAttributes() {
+        final Boolean amortization = true;
+        final Boolean interestMethod = true;
+        final Boolean transactionProcessingStrategy = true;
+        final Boolean interestCalcPeriod = true;
+        final Boolean arrearsTolerance = true;
+        final Boolean repaymentEvery = true;
+        final Boolean graceOnPrincipalAndInterestPayment = true;
+        final Boolean graceOnArrearsAging = true;
+
+        return new LoanProductConfigurableAttributes(amortization, interestMethod, transactionProcessingStrategy, interestCalcPeriod,
+                arrearsTolerance, repaymentEvery, graceOnPrincipalAndInterestPayment, graceOnArrearsAging);
+    }
+
+    public LoanProductConfigurableAttributes(Boolean amortization, Boolean interestMethod, Boolean transactionProcessingStrategy,
+            Boolean interestCalcPeriod, Boolean arrearsTolerance, Boolean repaymentEvery, Boolean graceOnPrincipalAndInterestPayment,
+            Boolean graceOnArrearsAging) {
+        this.amortizationType = amortization;
+        this.interestType = interestMethod;
+        this.inArrearsTolerance = arrearsTolerance;
+        this.graceOnArrearsAgeing = graceOnArrearsAging;
+        this.interestCalculationPeriodType = interestCalcPeriod;
+        this.graceOnPrincipalAndInterestPayment = graceOnPrincipalAndInterestPayment;
+        this.repaymentEvery = repaymentEvery;
+        this.transactionProcessingStrategyId = transactionProcessingStrategy;
+    }
+
+    protected LoanProductConfigurableAttributes() {
+
+    }
+
+    public static String[] getAllowedLoanConfigurableAttributes() {
+        return supportedloanConfigurableAttributes;
+    }
+
+    public LoanProduct getLoanProduct() {
+        return loanProduct;
+    }
+
+    public Boolean getAmortizationBoolean() {
+        return amortizationType;
+    }
+
+    public Boolean getInterestMethodBoolean() {
+        return interestType;
+    }
+
+    public Boolean getTransactionProcessingStrategyBoolean() {
+        return transactionProcessingStrategyId;
+    }
+
+    public Boolean getInterestCalcPeriodBoolean() {
+        return interestCalculationPeriodType;
+    }
+
+    public Boolean getArrearsToleranceBoolean() {
+        return inArrearsTolerance;
+    }
+
+    public Boolean getRepaymentEveryBoolean() {
+        return repaymentEvery;
+    }
+
+    public Boolean getGraceOnPrincipalAndInterestPaymentBoolean() {
+        return graceOnPrincipalAndInterestPayment;
+    }
+
+    public Boolean getGraceOnArrearsAgingBoolean() {
+        return graceOnArrearsAgeing;
+    }
+
+    public void setLoanProduct(LoanProduct loanProduct) {
+        this.loanProduct = loanProduct;
+    }
+
+    public void setAmortizationType(Boolean amortizationType) {
+        this.amortizationType = amortizationType;
+    }
+
+    public void setInterestType(Boolean interestType) {
+        this.interestType = interestType;
+    }
+
+    public void setTransactionProcessingStrategyId(Boolean transactionProcessingStrategyId) {
+        this.transactionProcessingStrategyId = transactionProcessingStrategyId;
+    }
+
+    public void setInterestCalculationPeriodType(Boolean interestCalculationPeriodType) {
+        this.interestCalculationPeriodType = interestCalculationPeriodType;
+    }
+
+    public void setInArrearsTolerance(Boolean inArrearsTolerance) {
+        this.inArrearsTolerance = inArrearsTolerance;
+    }
+
+    public void setRepaymentEvery(Boolean repaymentEvery) {
+        this.repaymentEvery = repaymentEvery;
+    }
+
+    public void setGraceOnPrincipalAndInterestPayment(Boolean graceOnPrincipalAndInterestPayment) {
+        this.graceOnPrincipalAndInterestPayment = graceOnPrincipalAndInterestPayment;
+    }
+
+    public void setGraceOnArrearsAgeing(Boolean graceOnArrearsAgeing) {
+        this.graceOnArrearsAgeing = graceOnArrearsAgeing;
+    }
+
+}
@@ -514,4 +514,57 @@ public class LoanProductRelatedDetail implements LoanProductMinimumRepaymentSche
    public void updateNumberOfRepayments(Integer numberOfRepayments) {
        this.numberOfRepayments = numberOfRepayments;
    }
+
+    public Integer getGraceOnPrincipalPayment() {
+        return graceOnPrincipalPayment;
+    }
+
+    public void setGraceOnPrincipalPayment(Integer graceOnPrincipalPayment) {
+        this.graceOnPrincipalPayment = graceOnPrincipalPayment;
+    }
+
+    public Integer getGraceOnInterestPayment() {
+        return graceOnInterestPayment;
+    }
+
+    public void setGraceOnInterestPayment(Integer graceOnInterestPayment) {
+        this.graceOnInterestPayment = graceOnInterestPayment;
+    }
+
+    public Integer getGraceOnArrearsAgeing() {
+        return graceOnArrearsAgeing;
+    }
+
+    public void setGraceOnArrearsAgeing(Integer graceOnArrearsAgeing) {
+        this.graceOnArrearsAgeing = graceOnArrearsAgeing;
+    }
+
+    public void setInterestMethod(InterestMethod interestMethod) {
+        this.interestMethod = interestMethod;
+    }
+
+    public void setInterestCalculationPeriodMethod(InterestCalculationPeriodMethod interestCalculationPeriodMethod) {
+        this.interestCalculationPeriodMethod = interestCalculationPeriodMethod;
+    }
+
+    public void setRepayEvery(Integer repayEvery) {
+        this.repayEvery = repayEvery;
+    }
+
+    public void setRepaymentPeriodFrequencyType(PeriodFrequencyType repaymentPeriodFrequencyType) {
+        this.repaymentPeriodFrequencyType = repaymentPeriodFrequencyType;
+    }
+
+    public void setAmortizationMethod(AmortizationMethod amortizationMethod) {
+        this.amortizationMethod = amortizationMethod;
+    }
+
+    public void setInArrearsTolerance(BigDecimal inArrearsTolerance) {
+        this.inArrearsTolerance = inArrearsTolerance;
+    }
+
+    public BigDecimal getArrearsTolerance() {
+        return this.inArrearsTolerance;
+    }
+
 }
@@ -32,6 +32,7 @@ import org.mifosplatform.portfolio.loanproduct.domain.LoanProductValueConditionT
 import org.mifosplatform.portfolio.loanproduct.domain.RecalculationFrequencyType;
 import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.stereotype.Component;
+import org.mifosplatform.portfolio.loanproduct.domain.LoanProductConfigurableAttributes;

 import com.google.gson.JsonArray;
 import com.google.gson.JsonElement;
@@ -78,7 +79,7 @@ public final class LoanProductDataValidator {
            LoanProductConstants.minimumGuaranteeFromOwnFundsParamName, LoanProductConstants.principalThresholdForLastInstallmentParamName,
            LoanProductConstants.accountMovesOutOfNPAOnlyOnArrearsCompletionParamName, LoanProductConstants.canDefineEmiAmountParamName,
            LoanProductConstants.installmentAmountInMultiplesOfParamName,
-            LoanProductConstants.preClosureInterestCalculationStrategyParamName));
+            LoanProductConstants.preClosureInterestCalculationStrategyParamName, LoanProductConstants.allowAttributeOverridesParamName));

    private final FromJsonHelper fromApiJsonHelper;

@@ -441,9 +442,39 @@ public final class LoanProductDataValidator {

        validateMultiDisburseLoanData(baseDataValidator, element);

+        // validateLoanConfigurableAttributes(baseDataValidator,element);
+
        throwExceptionIfValidationWarningsExist(dataValidationErrors);
    }

+    private void validateLoanConfigurableAttributes(final DataValidatorBuilder baseDataValidator, final JsonElement element) {
+
+        if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.allowAttributeOverridesParamName, element)) {
+
+            final JsonObject object = element.getAsJsonObject().getAsJsonObject(LoanProductConstants.allowAttributeOverridesParamName);
+
+            Integer length = LoanProductConfigurableAttributes.supportedloanConfigurableAttributes.length;
+
+            Boolean bool[] = new Boolean[length];
+
+            for (int i = 0; i < length; i++) {
+                /* Validate the attribute names */
+                if (!this.fromApiJsonHelper.parameterExists(LoanProductConfigurableAttributes.supportedloanConfigurableAttributes[i],
+                        object)) {
+                    baseDataValidator.reset().parameter(LoanProductConstants.allowAttributeOverridesParamName)
+                            .failWithCode("invalid.loan.configuration.attribute.passed");
+                } else {
+                    bool[i] = this.fromApiJsonHelper.extractBooleanNamed(
+                            LoanProductConfigurableAttributes.supportedloanConfigurableAttributes[i], object);
+                    /* Validate the boolean value */
+                    baseDataValidator.reset().parameter(LoanProductConstants.allowAttributeOverridesParamName).value(bool[i])
+                            .ignoreIfNull().validateForBooleanValue();
+                }
+
+            }
+        }
+    }
+
    private void validateMultiDisburseLoanData(final DataValidatorBuilder baseDataValidator, final JsonElement element) {
        Boolean multiDisburseLoan = false;
        if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.multiDisburseLoanParameterName, element)) {
@@ -901,6 +932,8 @@ public final class LoanProductDataValidator {

        validateMultiDisburseLoanData(baseDataValidator, element);

+        // validateLoanConfigurableAttributes(baseDataValidator,element);
+
        throwExceptionIfValidationWarningsExist(dataValidationErrors);
    }

@@ -28,6 +28,7 @@ import org.mifosplatform.portfolio.loanproduct.data.LoanProductBorrowerCycleVari
 import org.mifosplatform.portfolio.loanproduct.data.LoanProductData;
 import org.mifosplatform.portfolio.loanproduct.data.LoanProductGuaranteeData;
 import org.mifosplatform.portfolio.loanproduct.data.LoanProductInterestRecalculationData;
+import org.mifosplatform.portfolio.loanproduct.domain.LoanProductConfigurableAttributes;
 import org.mifosplatform.portfolio.loanproduct.domain.LoanProductParamType;
 import org.mifosplatform.portfolio.loanproduct.exception.LoanProductNotFoundException;
 import org.springframework.beans.factory.annotation.Autowired;
@@ -76,7 +77,7 @@ public class LoanProductReadPlatformServiceImpl implements LoanProductReadPlatfo
        final String sql = "select " + rm.schema() + " where bc.loan_product_id=?  order by bc.borrower_cycle_number,bc.value_condition";
        return this.jdbcTemplate.query(sql, rm, new Object[] { loanProductId });
    }
-
+    
    @Override
    public Collection<LoanProductData> retrieveAllLoanProducts() {

@@ -170,12 +171,16 @@ public class LoanProductReadPlatformServiceImpl implements LoanProductReadPlatfo
                    + "lpg.id as lpgId, lpg.mandatory_guarantee as mandatoryGuarantee, "
                    + "lpg.minimum_guarantee_from_own_funds as minimumGuaranteeFromOwnFunds, lpg.minimum_guarantee_from_guarantor_funds as minimumGuaranteeFromGuarantor, "
                    + "lp.account_moves_out_of_npa_only_on_arrears_completion as accountMovesOutOfNPAOnlyOnArrearsCompletion, "
-                    + "curr.name as currencyName, curr.internationalized_name_code as currencyNameCode, curr.display_symbol as currencyDisplaySymbol, lp.external_id as externalId "
+                    + "curr.name as currencyName, curr.internationalized_name_code as currencyNameCode, curr.display_symbol as currencyDisplaySymbol, lp.external_id as externalId, "
+                    + "lca.id as lcaId, lca.amortization_method_enum as amortizationBoolean, lca.interest_method_enum as interestMethodConfigBoolean, "
+                    + "lca.loan_transaction_strategy_id as transactionProcessingStrategyBoolean,lca.interest_calculated_in_period_enum as interestCalcPeriodBoolean, lca.arrearstolerance_amount as arrearsToleranceBoolean, "
+                    + "lca.repay_every as repaymentFrequencyBoolean, lca.moratorium as graceOnPrincipalAndInterestBoolean, lca.grace_on_arrears_ageing as graceOnArrearsAgingBoolean "
                    + " from m_product_loan lp "
                    + " left join m_fund f on f.id = lp.fund_id "
                    + " left join m_product_loan_recalculation_details lpr on lpr.product_id=lp.id "
                    + " left join m_product_loan_guarantee_details lpg on lpg.loan_product_id=lp.id "
                    + " left join ref_loan_transaction_processing_strategy ltps on ltps.id = lp.loan_transaction_strategy_id"
+                    + " left join m_product_loan_configurable_attributes lca on lca.loan_product_id = lp.id "
                    + " join m_currency curr on curr.code = lp.currency_code";
        }

@@ -307,6 +312,20 @@ public class LoanProductReadPlatformServiceImpl implements LoanProductReadPlatfo
                        restFrequencyDate, isArrearsBasedOnOriginalSchedule, preCloseInterestCalculationStrategy);
            }

+            final boolean amortization = rs.getBoolean("amortizationBoolean");
+            final boolean interestMethod = rs.getBoolean("interestMethodConfigBoolean");
+            final boolean transactionProcessingStrategy = rs.getBoolean("transactionProcessingStrategyBoolean");
+            final boolean interestCalcPeriod = rs.getBoolean("interestCalcPeriodBoolean");
+            final boolean arrearsTolerance = rs.getBoolean("arrearsToleranceBoolean");
+            final boolean repaymentFrequency = rs.getBoolean("repaymentFrequencyBoolean");
+            final boolean graceOnPrincipalAndInterest = rs.getBoolean("graceOnPrincipalAndInterestBoolean");
+            final boolean graceOnArrearsAging = rs.getBoolean("graceOnArrearsAgingBoolean");
+
+            LoanProductConfigurableAttributes allowAttributeOverrides = null;
+
+            allowAttributeOverrides = new LoanProductConfigurableAttributes(amortization, interestMethod, transactionProcessingStrategy,
+                    interestCalcPeriod, arrearsTolerance, repaymentFrequency, graceOnPrincipalAndInterest, graceOnArrearsAging);
+
            final boolean holdGuaranteeFunds = rs.getBoolean("holdGuaranteeFunds");
            LoanProductGuaranteeData loanProductGuaranteeData = null;
            if (holdGuaranteeFunds) {
@@ -332,7 +351,7 @@ public class LoanProductReadPlatformServiceImpl implements LoanProductReadPlatfo
                    graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
                    interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, loanProductGuaranteeData,
                    principalThresholdForLastInstallment, accountMovesOutOfNPAOnlyOnArrearsCompletion, canDefineInstallmentAmount,
-                    installmentAmountInMultiplesOf);
+                    installmentAmountInMultiplesOf, allowAttributeOverrides);
        }
    }

@@ -110,7 +110,7 @@ public class LoanProductWritePlatformServiceJpaRepositoryImpl implements LoanPro
            		MifosEntityAccessType.OFFICE_ACCESS_TO_LOAN_PRODUCTS, 
            		MifosEntityType.LOAN_PRODUCT, 
            		loanproduct.getId());
-
+            
            return new CommandProcessingResultBuilder() //
                    .withCommandId(command.commandId()) //
                    .withEntityId(loanproduct.getId()) //
@@ -0,0 +1,21 @@
+CREATE TABLE `m_product_loan_configurable_attributes` (
+  `id` BIGINT(20) NOT NULL AUTO_INCREMENT,
+  `loan_product_id` BIGINT NOT NULL,
+  `amortization_method_enum` TINYINT NOT NULL DEFAULT '1',
+  `interest_method_enum` TINYINT NOT NULL DEFAULT '1',
+  `loan_transaction_strategy_id` TINYINT NOT NULL DEFAULT '1',
+  `interest_calculated_in_period_enum` TINYINT NOT NULL DEFAULT '1',
+  `arrearstolerance_amount` TINYINT NOT NULL DEFAULT '1',
+  `repay_every` TINYINT NOT NULL DEFAULT '1',
+  `moratorium` TINYINT NOT NULL DEFAULT '1',
+  `grace_on_arrears_ageing` TINYINT NOT NULL DEFAULT '1',
+  PRIMARY KEY (`id`),
+  KEY `fk_m_product_loan_configurable_attributes_0001` (`loan_product_id`),
+  CONSTRAINT `fk_m_product_loan_configurable_attributes_0001` FOREIGN KEY (`loan_product_id`) REFERENCES `m_product_loan` (`id`)
+) ENGINE=InnoDB DEFAULT CHARSET=utf8;
+
+
+ INSERT into `m_product_loan_configurable_attributes` 
+(loan_product_id,amortization_method_enum,interest_method_enum,loan_transaction_strategy_id,
+interest_calculated_in_period_enum,arrearstolerance_amount,repay_every,moratorium,grace_on_arrears_ageing)
+(select pl.id,'1','1','1','1','1','1','1','1' from `m_product_loan` pl );