FINERACT-2181: added e2e automation tests for expected tranches with disbursements fix
This commit is contained in:
mdmytriv
+6
@@ -41,6 +41,7 @@ import org.apache.fineract.client.services.JournalEntriesApi;
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import org.apache.fineract.client.services.LoanAccountLockApi;
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import org.apache.fineract.client.services.LoanChargesApi;
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import org.apache.fineract.client.services.LoanCobCatchUpApi;
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import org.apache.fineract.client.services.LoanDisbursementDetailsApi;
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import org.apache.fineract.client.services.LoanInterestPauseApi;
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import org.apache.fineract.client.services.LoanProductsApi;
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import org.apache.fineract.client.services.LoanTransactionsApi;
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@@ -250,4 +251,9 @@ public class ApiConfiguration {
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public LoanInterestPauseApi loanInterestPauseApi() {
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return fineractClient.createService(LoanInterestPauseApi.class);
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}
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@Bean
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public LoanDisbursementDetailsApi loanDisbursementDetailsApi() {
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return fineractClient.createService(LoanDisbursementDetailsApi.class);
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}
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}
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+9
@@ -21,8 +21,11 @@ package org.apache.fineract.test.factory;
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import java.math.BigDecimal;
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import java.time.format.DateTimeFormatter;
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import java.util.ArrayList;
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import java.util.List;
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import lombok.RequiredArgsConstructor;
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import org.apache.fineract.client.models.DisbursementDetail;
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import org.apache.fineract.client.models.InterestPauseRequestDto;
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import org.apache.fineract.client.models.PostAddAndDeleteDisbursementDetailRequest;
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import org.apache.fineract.client.models.PostCreateRescheduleLoansRequest;
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import org.apache.fineract.client.models.PostLoansLoanIdChargesChargeIdRequest;
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import org.apache.fineract.client.models.PostLoansLoanIdRequest;
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@@ -183,6 +186,12 @@ public class LoanRequestFactory {
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.paymentTypeId(Math.toIntExact(DEFAULT_PAYMENT_TYPE_ID)).dateFormat(DATE_FORMAT).locale(DEFAULT_LOCALE);
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}
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public static PostAddAndDeleteDisbursementDetailRequest defaultLoanDisbursementDetailRequest(
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List<DisbursementDetail> disbursementData) {
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return new PostAddAndDeleteDisbursementDetailRequest().disbursementData(disbursementData).dateFormat(DATE_FORMAT)
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.locale(DEFAULT_LOCALE);
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}
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public static PostLoansLoanIdTransactionsRequest defaultPaymentTransactionRequest() {
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return new PostLoansLoanIdTransactionsRequest().transactionDate(DEFAULT_TRANSACTION_DATE)
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.transactionAmount(DEFAULT_PAYMENT_TRANSACTION_AMOUNT).paymentTypeId(DEFAULT_PAYMENT_TYPE_ID).dateFormat(DATE_FORMAT)
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+19
@@ -24,6 +24,7 @@ import java.time.LocalDate;
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import java.time.format.DateTimeFormatter;
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import java.util.List;
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import java.util.Map;
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import java.util.Set;
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import java.util.stream.Collectors;
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import org.apache.commons.lang3.StringUtils;
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import org.apache.fineract.client.models.BatchResponse;
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@@ -75,6 +76,10 @@ public final class ErrorMessageHelper {
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return "Loan: [0-9]* disbursement is not allowed on charged-off loan.";
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}
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public static String disburseIsNotAllowedFailure() {
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return "Loan Disbursal is not allowed. Loan Account is not in approved and not disbursed state.";
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}
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public static String loanSubmitDateInFutureFailureMsg() {
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return "The date on which a loan is submitted cannot be in the future.";
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}
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@@ -910,4 +915,18 @@ public final class ErrorMessageHelper {
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public static String wrongValueInTotalPages(Integer actual, Integer expected) {
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return String.format("Wrong value for Total pages. %nActual value is: %s %nExpected value is: %s", actual, expected);
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}
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public static String wrongValueInLineInDisbursementDetailsTab(String resourceId, int line, Set<List<String>> actualList,
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List<String> expected) {
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String actual = actualList.stream().map(Object::toString).collect(Collectors.joining(System.lineSeparator()));
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return String.format("%nWrong value in Loan Tranche Details tab of resource %s line %s." //
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+ "%nActual values in line (with the same date) are: %n%s %nExpected values in line: %n%s", resourceId, line, actual,
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expected);
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}
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public static String nrOfLinesWrongInLoanTrancheDetailsTab(String resourceId, int actual, int expected) {
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return String.format("%nNumber of lines does not match in Loan Tranche Details tab and expected datatable of resource %s." //
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+ "%nNumber of disbursement details tab lines: %s %nNumber of expected datatable lines: %s%n", resourceId, actual,
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expected);
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}
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}
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+281
-67
@@ -63,11 +63,13 @@ import org.apache.fineract.avro.loan.v1.LoanTransactionDataV1;
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import org.apache.fineract.client.models.AdvancedPaymentData;
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import org.apache.fineract.client.models.CommandProcessingResult;
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import org.apache.fineract.client.models.DeleteLoansLoanIdResponse;
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import org.apache.fineract.client.models.DisbursementDetail;
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import org.apache.fineract.client.models.GetLoanProductsChargeOffReasonOptions;
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import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
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import org.apache.fineract.client.models.GetLoanProductsResponse;
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import org.apache.fineract.client.models.GetLoanProductsTemplateResponse;
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import org.apache.fineract.client.models.GetLoansLoanIdDelinquencySummary;
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import org.apache.fineract.client.models.GetLoansLoanIdDisbursementDetails;
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import org.apache.fineract.client.models.GetLoansLoanIdLoanChargeData;
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import org.apache.fineract.client.models.GetLoansLoanIdLoanChargePaidByData;
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import org.apache.fineract.client.models.GetLoansLoanIdLoanTermVariations;
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@@ -82,6 +84,7 @@ import org.apache.fineract.client.models.GetLoansLoanIdTransactionsTransactionId
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import org.apache.fineract.client.models.InterestPauseRequestDto;
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import org.apache.fineract.client.models.IsCatchUpRunningDTO;
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import org.apache.fineract.client.models.PaymentAllocationOrder;
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import org.apache.fineract.client.models.PostAddAndDeleteDisbursementDetailRequest;
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import org.apache.fineract.client.models.PostClientsResponse;
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import org.apache.fineract.client.models.PostLoansDisbursementData;
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import org.apache.fineract.client.models.PostLoansLoanIdRequest;
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@@ -97,6 +100,7 @@ import org.apache.fineract.client.models.PutLoanProductsProductIdResponse;
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import org.apache.fineract.client.models.PutLoansLoanIdRequest;
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import org.apache.fineract.client.models.PutLoansLoanIdResponse;
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import org.apache.fineract.client.services.LoanCobCatchUpApi;
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import org.apache.fineract.client.services.LoanDisbursementDetailsApi;
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import org.apache.fineract.client.services.LoanInterestPauseApi;
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import org.apache.fineract.client.services.LoanProductsApi;
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import org.apache.fineract.client.services.LoanTransactionsApi;
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@@ -205,6 +209,9 @@ public class LoanStepDef extends AbstractStepDef {
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@Autowired
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private EventProperties eventProperties;
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@Autowired
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private LoanDisbursementDetailsApi loanDisbursementDetailsApi;
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@When("Admin creates a new Loan")
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public void createLoan() throws IOException {
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Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
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@@ -470,6 +477,18 @@ public class LoanStepDef extends AbstractStepDef {
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createFullyCustomizedLoanWithChargesAndExpectedTrancheDisbursementsDetails(data.get(1));
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}
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@When("Admin creates a fully customized loan with disbursement details and following data:")
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public void createFullyCustomizedLoanWithDisbursementDetails(final DataTable table) throws IOException {
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final List<List<String>> data = table.asLists();
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createFullyCustomizedLoanWithExpectedTrancheDisbursementDetails(data.get(1));
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}
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@When("Admin creates a fully customized loan with disbursements details and following data:")
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public void createFullyCustomizedLoanWithDisbursementsDetails(final DataTable table) throws IOException {
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final List<List<String>> data = table.asLists();
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createFullyCustomizedLoanWithExpectedTrancheDisbursementsDetails(data.get(1));
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}
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@When("Admin creates a fully customized loan with forced disabled downpayment with the following data:")
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public void createFullyCustomizedLoanWithForcedDisabledDownpayment(DataTable table) throws IOException {
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List<List<String>> data = table.asLists();
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@@ -1375,6 +1394,71 @@ public class LoanStepDef extends AbstractStepDef {
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eventCheckHelper.loanDisbursalTransactionEventCheck(loanDisburseResponse);
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}
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@And("Admin successfully add disbursement detail to the loan on {string} with {double} EUR transaction amount")
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public void addDisbursementDetailToLoan(String expectedDisbursementDate, Double disbursementAmount) throws IOException {
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Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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long loanId = loanResponse.body().getLoanId();
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Response<GetLoansLoanIdResponse> loanDetails = loansApi.retrieveLoan(loanId, false, "all", "", "").execute();
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Set<GetLoansLoanIdDisbursementDetails> disbursementDetailsList = loanDetails.body().getDisbursementDetails();
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List<DisbursementDetail> disbursementData = new ArrayList<>();
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// get and add already existing entries - just do not delete them
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if (disbursementDetailsList != null) {
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disbursementDetailsList.stream().forEach(disbursementDetail -> {
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LocalDate expectedDisbursementDateExisting = disbursementDetail.getExpectedDisbursementDate();
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DateTimeFormatter formatter = DateTimeFormatter.ofPattern(DATE_FORMAT);
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String formatted = expectedDisbursementDateExisting.format(formatter);
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DisbursementDetail disbursementDetailEntryExisting = new DisbursementDetail().id(disbursementDetail.getId())
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.expectedDisbursementDate(formatted).principal(disbursementDetail.getPrincipal());
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disbursementData.add(disbursementDetailEntryExisting);
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});
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}
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// add new entry with expected disbursement detail
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DisbursementDetail disbursementDetailsEntryNew = new DisbursementDetail().principal(disbursementAmount)
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.expectedDisbursementDate(expectedDisbursementDate);
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disbursementData.add(disbursementDetailsEntryNew);
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PostAddAndDeleteDisbursementDetailRequest disbursementDetailRequest = LoanRequestFactory
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.defaultLoanDisbursementDetailRequest(disbursementData);
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Response<String> loanDisburseResponse = loanDisbursementDetailsApi.addAndDeleteDisbursementDetail(loanId, disbursementDetailRequest)
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.execute();
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testContext().set(TestContextKey.LOAN_DISBURSEMENT_DETAIL_RESPONSE, loanDisburseResponse);
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ErrorHelper.checkSuccessfulApiCall(loanDisburseResponse);
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}
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@Then("Loan Tranche Details tab has the following data:")
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public void loanTrancheDetailsTabCheck(DataTable table) throws IOException {
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Response<PostLoansResponse> loanCreateResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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long loanId = loanCreateResponse.body().getLoanId();
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String resourceId = String.valueOf(loanId);
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Response<GetLoansLoanIdResponse> loanDetailsResponse = loansApi.retrieveLoan(loanId, false, "all", "", "").execute();
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ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
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Set<GetLoansLoanIdDisbursementDetails> disbursementDetails = loanDetailsResponse.body().getDisbursementDetails();
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List<List<String>> data = table.asLists();
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for (int i = 1; i < data.size(); i++) {
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List<String> expectedValues = data.get(i);
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String expectedDisbursementDateExpected = expectedValues.get(0);
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Set<List<String>> actualValuesList = disbursementDetails.stream()//
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.filter(t -> expectedDisbursementDateExpected.equals(FORMATTER.format(t.getExpectedDisbursementDate())))//
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.map(t -> fetchValuesOfDisbursementDetails(table.row(0), t))//
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.collect(Collectors.toSet());//
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boolean containsExpectedValues = actualValuesList.stream()//
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.anyMatch(actualValues -> actualValues.equals(expectedValues));//
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assertThat(containsExpectedValues)
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.as(ErrorMessageHelper.wrongValueInLineInDisbursementDetailsTab(resourceId, i, actualValuesList, expectedValues))
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.isTrue();
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}
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assertThat(disbursementDetails.size())
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.as(ErrorMessageHelper.nrOfLinesWrongInTransactionsTab(resourceId, disbursementDetails.size(), data.size() - 1))
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.isEqualTo(data.size() - 1);
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}
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@And("Admin successfully disburse the loan without auto downpayment on {string} with {string} EUR transaction amount")
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public void disburseLoanWithoutAutoDownpayment(String actualDisbursementDate, String transactionAmount) throws IOException {
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Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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@@ -1440,6 +1524,85 @@ public class LoanStepDef extends AbstractStepDef {
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eventCheckHelper.loanDisbursalTransactionEventCheck(loanDisburseResponse);
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}
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@When("Admin successfully undo disbursal")
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public void undoDisbursal() throws IOException {
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Response<PostLoansLoanIdResponse> loanApproveResponse = testContext().get(TestContextKey.LOAN_APPROVAL_RESPONSE);
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long loanId = loanApproveResponse.body().getLoanId();
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PostLoansLoanIdRequest undoDisbursalRequest = new PostLoansLoanIdRequest().note("");
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Response<PostLoansLoanIdResponse> undoLastDisbursalResponse = loansApi
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.stateTransitions(loanId, undoDisbursalRequest, "undodisbursal").execute();
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ErrorHelper.checkSuccessfulApiCall(undoLastDisbursalResponse);
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}
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@When("Admin successfully undo last disbursal")
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public void undoLastDisbursal() throws IOException {
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Response<PostLoansLoanIdResponse> loanApproveResponse = testContext().get(TestContextKey.LOAN_APPROVAL_RESPONSE);
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long loanId = loanApproveResponse.body().getLoanId();
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PostLoansLoanIdRequest undoDisbursalRequest = new PostLoansLoanIdRequest().note("");
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Response<PostLoansLoanIdResponse> undoLastDisbursalResponse = loansApi
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.stateTransitions(loanId, undoDisbursalRequest, "undolastdisbursal").execute();
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ErrorHelper.checkSuccessfulApiCall(undoLastDisbursalResponse);
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}
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@Then("Admin can successfully undone the loan disbursal")
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public void checkUndoLoanDisbursal() throws IOException {
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Response<PostLoansLoanIdResponse> loanApproveResponse = testContext().get(TestContextKey.LOAN_APPROVAL_RESPONSE);
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long loanId = loanApproveResponse.body().getLoanId();
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PostLoansLoanIdRequest undoDisbursalRequest = new PostLoansLoanIdRequest().note("");
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Response<PostLoansLoanIdResponse> undoDisbursalResponse = loansApi.stateTransitions(loanId, undoDisbursalRequest, "undodisbursal")
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.execute();
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testContext().set(TestContextKey.LOAN_UNDO_DISBURSE_RESPONSE, undoDisbursalResponse);
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ErrorHelper.checkSuccessfulApiCall(undoDisbursalResponse);
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assertThat(undoDisbursalResponse.body().getChanges().getStatus().getValue()).isEqualTo(LOAN_STATE_APPROVED);
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}
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@Then("Admin fails to disburse the loan on {string} with {string} EUR transaction amount because of wrong date")
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public void disburseLoanFailureWithDate(String actualDisbursementDate, String transactionAmount) throws IOException {
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Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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long loanId = loanResponse.body().getLoanId();
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PostLoansLoanIdRequest disburseRequest = LoanRequestFactory.defaultLoanDisburseRequest()
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.actualDisbursementDate(actualDisbursementDate).transactionAmount(new BigDecimal(transactionAmount));
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Response<PostLoansLoanIdResponse> loanDisburseResponse = loansApi.stateTransitions(loanId, disburseRequest, "disburse").execute();
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testContext().set(TestContextKey.LOAN_DISBURSE_RESPONSE, loanDisburseResponse);
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ErrorResponse errorDetails = ErrorResponse.from(loanDisburseResponse);
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assertThat(errorDetails.getHttpStatusCode()).as(ErrorMessageHelper.dateFailureErrorCodeMsg()).isEqualTo(403);
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assertThat(errorDetails.getSingleError().getDeveloperMessage()).isEqualTo(ErrorMessageHelper.disburseDateFailure((int) loanId));
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}
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@Then("Admin fails to disburse the loan on {string} with {string} EUR transaction amount because of wrong amount")
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public void disburseLoanFailureWithAmount(String actualDisbursementDate, String transactionAmount) throws IOException {
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Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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long loanId = loanResponse.body().getLoanId();
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PostLoansLoanIdRequest disburseRequest = LoanRequestFactory.defaultLoanDisburseRequest()
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.actualDisbursementDate(actualDisbursementDate).transactionAmount(new BigDecimal(transactionAmount));
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Response<PostLoansLoanIdResponse> loanDisburseResponse = loansApi.stateTransitions(loanId, disburseRequest, "disburse").execute();
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testContext().set(TestContextKey.LOAN_DISBURSE_RESPONSE, loanDisburseResponse);
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ErrorResponse errorDetails = ErrorResponse.from(loanDisburseResponse);
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String developerMessage = errorDetails.getSingleError().getDeveloperMessage();
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assertThat(errorDetails.getHttpStatusCode()).as(ErrorMessageHelper.dateFailureErrorCodeMsg()).isEqualTo(403);
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assertThat(developerMessage).matches(ErrorMessageHelper.disburseMaxAmountFailure());
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log.debug("Error message: {}", developerMessage);
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}
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@Then("Admin fails to disburse the loan on {string} with {string} amount")
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public void disburseLoanFailureIsNotAllowed(String disbursementDate, String disbursementAmount) throws IOException {
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Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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long loanId = loanResponse.body().getLoanId();
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PostLoansLoanIdRequest disburseRequest = LoanRequestFactory.defaultLoanDisburseRequest().actualDisbursementDate(disbursementDate)
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.transactionAmount(new BigDecimal(disbursementAmount));
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Response<PostLoansLoanIdResponse> loanDisburseResponse = loansApi.stateTransitions(loanId, disburseRequest, "disburse").execute();
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ErrorResponse errorDetails = ErrorResponse.from(loanDisburseResponse);
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assertThat(errorDetails.getHttpStatusCode()).as(ErrorMessageHelper.dateFailureErrorCodeMsg()).isEqualTo(400);
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assertThat(errorDetails.getSingleError().getDeveloperMessage()).isEqualTo(ErrorMessageHelper.disburseIsNotAllowedFailure());
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}
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@And("Admin does charge-off the loan on {string}")
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public void chargeOffLoan(String transactionDate) throws IOException {
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Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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@@ -1616,72 +1779,6 @@ public class LoanStepDef extends AbstractStepDef {
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assertThat(errorDetails.getSingleError().getDeveloperMessage()).isEqualTo(ErrorMessageHelper.notChargedOffFailure(loanId));
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}
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@When("Admin successfully undo disbursal")
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public void undoDisbursal() throws IOException {
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Response<PostLoansLoanIdResponse> loanApproveResponse = testContext().get(TestContextKey.LOAN_APPROVAL_RESPONSE);
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long loanId = loanApproveResponse.body().getLoanId();
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PostLoansLoanIdRequest undoDisbursalRequest = new PostLoansLoanIdRequest().note("");
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Response<PostLoansLoanIdResponse> undoLastDisbursalResponse = loansApi
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.stateTransitions(loanId, undoDisbursalRequest, "undodisbursal").execute();
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ErrorHelper.checkSuccessfulApiCall(undoLastDisbursalResponse);
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}
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@When("Admin successfully undo last disbursal")
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public void undoLastDisbursal() throws IOException {
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Response<PostLoansLoanIdResponse> loanApproveResponse = testContext().get(TestContextKey.LOAN_APPROVAL_RESPONSE);
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long loanId = loanApproveResponse.body().getLoanId();
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PostLoansLoanIdRequest undoDisbursalRequest = new PostLoansLoanIdRequest().note("");
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Response<PostLoansLoanIdResponse> undoLastDisbursalResponse = loansApi
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.stateTransitions(loanId, undoDisbursalRequest, "undolastdisbursal").execute();
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ErrorHelper.checkSuccessfulApiCall(undoLastDisbursalResponse);
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}
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@Then("Admin can successfully undone the loan disbursal")
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public void checkUndoLoanDisbursal() throws IOException {
|
||||
Response<PostLoansLoanIdResponse> loanApproveResponse = testContext().get(TestContextKey.LOAN_APPROVAL_RESPONSE);
|
||||
long loanId = loanApproveResponse.body().getLoanId();
|
||||
PostLoansLoanIdRequest undoDisbursalRequest = new PostLoansLoanIdRequest().note("");
|
||||
|
||||
Response<PostLoansLoanIdResponse> undoDisbursalResponse = loansApi.stateTransitions(loanId, undoDisbursalRequest, "undodisbursal")
|
||||
.execute();
|
||||
testContext().set(TestContextKey.LOAN_UNDO_DISBURSE_RESPONSE, undoDisbursalResponse);
|
||||
ErrorHelper.checkSuccessfulApiCall(undoDisbursalResponse);
|
||||
assertThat(undoDisbursalResponse.body().getChanges().getStatus().getValue()).isEqualTo(LOAN_STATE_APPROVED);
|
||||
}
|
||||
|
||||
@Then("Admin fails to disburse the loan on {string} with {string} EUR transaction amount because of wrong date")
|
||||
public void disburseLoanFailureWithDate(String actualDisbursementDate, String transactionAmount) throws IOException {
|
||||
Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
|
||||
long loanId = loanResponse.body().getLoanId();
|
||||
PostLoansLoanIdRequest disburseRequest = LoanRequestFactory.defaultLoanDisburseRequest()
|
||||
.actualDisbursementDate(actualDisbursementDate).transactionAmount(new BigDecimal(transactionAmount));
|
||||
|
||||
Response<PostLoansLoanIdResponse> loanDisburseResponse = loansApi.stateTransitions(loanId, disburseRequest, "disburse").execute();
|
||||
testContext().set(TestContextKey.LOAN_DISBURSE_RESPONSE, loanDisburseResponse);
|
||||
ErrorResponse errorDetails = ErrorResponse.from(loanDisburseResponse);
|
||||
assertThat(errorDetails.getHttpStatusCode()).as(ErrorMessageHelper.dateFailureErrorCodeMsg()).isEqualTo(403);
|
||||
assertThat(errorDetails.getSingleError().getDeveloperMessage()).isEqualTo(ErrorMessageHelper.disburseDateFailure((int) loanId));
|
||||
}
|
||||
|
||||
@Then("Admin fails to disburse the loan on {string} with {string} EUR transaction amount because of wrong amount")
|
||||
public void disburseLoanFailureWithAmount(String actualDisbursementDate, String transactionAmount) throws IOException {
|
||||
Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
|
||||
long loanId = loanResponse.body().getLoanId();
|
||||
PostLoansLoanIdRequest disburseRequest = LoanRequestFactory.defaultLoanDisburseRequest()
|
||||
.actualDisbursementDate(actualDisbursementDate).transactionAmount(new BigDecimal(transactionAmount));
|
||||
|
||||
Response<PostLoansLoanIdResponse> loanDisburseResponse = loansApi.stateTransitions(loanId, disburseRequest, "disburse").execute();
|
||||
testContext().set(TestContextKey.LOAN_DISBURSE_RESPONSE, loanDisburseResponse);
|
||||
ErrorResponse errorDetails = ErrorResponse.from(loanDisburseResponse);
|
||||
String developerMessage = errorDetails.getSingleError().getDeveloperMessage();
|
||||
|
||||
assertThat(errorDetails.getHttpStatusCode()).as(ErrorMessageHelper.dateFailureErrorCodeMsg()).isEqualTo(403);
|
||||
assertThat(developerMessage).matches(ErrorMessageHelper.disburseMaxAmountFailure());
|
||||
log.debug("Error message: {}", developerMessage);
|
||||
}
|
||||
|
||||
@Then("Admin fails to disburse the loan on {string} with {string} EUR transaction amount because of charge-off that was performed for the loan")
|
||||
public void disburseChargedOffLoanFailure(String actualDisbursementDate, String transactionAmount) throws IOException {
|
||||
Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
|
||||
@@ -3308,7 +3405,107 @@ public class LoanStepDef extends AbstractStepDef {
|
||||
.graceOnInterestPayment(graceOnInterestPayment)//
|
||||
.graceOnInterestPayment(graceOnInterestCharged)//
|
||||
.transactionProcessingStrategyCode(transactionProcessingStrategyCodeValue)//
|
||||
.disbursementData(disbursementDetail).charges(charges);//
|
||||
.disbursementData(disbursementDetail)//
|
||||
.charges(charges);//
|
||||
|
||||
final Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
|
||||
testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
|
||||
ErrorHelper.checkSuccessfulApiCall(response);
|
||||
|
||||
eventCheckHelper.createLoanEventCheck(response);
|
||||
}
|
||||
|
||||
public void createFullyCustomizedLoanWithExpectedTrancheDisbursementDetails(final List<String> loanData) throws IOException {
|
||||
final String expectedDisbursementDate = loanData.get(16);
|
||||
final Double disbursementPrincipalAmount = Double.valueOf(loanData.get(17));
|
||||
|
||||
List<PostLoansDisbursementData> disbursementDetail = new ArrayList<>();
|
||||
disbursementDetail.add(
|
||||
new PostLoansDisbursementData().expectedDisbursementDate(expectedDisbursementDate).principal(disbursementPrincipalAmount));
|
||||
|
||||
createFullyCustomizedLoanExpectsTrancheDisbursementDetails(loanData, disbursementDetail);
|
||||
}
|
||||
|
||||
public void createFullyCustomizedLoanWithExpectedTrancheDisbursementsDetails(final List<String> loanData) throws IOException {
|
||||
final String expectedDisbursementDateFirstDisbursal = loanData.get(16);
|
||||
final Double disbursementPrincipalAmountFirstDisbursal = Double.valueOf(loanData.get(17));
|
||||
|
||||
final String expectedDisbursementDateSecondDisbursal = loanData.get(18);
|
||||
final Double disbursementPrincipalAmountSecondDisbursal = Double.valueOf(loanData.get(19));
|
||||
|
||||
List<PostLoansDisbursementData> disbursementDetail = new ArrayList<>();
|
||||
disbursementDetail.add(new PostLoansDisbursementData().expectedDisbursementDate(expectedDisbursementDateFirstDisbursal)
|
||||
.principal(disbursementPrincipalAmountFirstDisbursal));
|
||||
disbursementDetail.add(new PostLoansDisbursementData().expectedDisbursementDate(expectedDisbursementDateSecondDisbursal)
|
||||
.principal(disbursementPrincipalAmountSecondDisbursal));
|
||||
|
||||
createFullyCustomizedLoanExpectsTrancheDisbursementDetails(loanData, disbursementDetail);
|
||||
}
|
||||
|
||||
public void createFullyCustomizedLoanExpectsTrancheDisbursementDetails(final List<String> loanData,
|
||||
List<PostLoansDisbursementData> disbursementDetail) throws IOException {
|
||||
final String loanProduct = loanData.get(0);
|
||||
final String submitDate = loanData.get(1);
|
||||
final String principal = loanData.get(2);
|
||||
final BigDecimal interestRate = new BigDecimal(loanData.get(3));
|
||||
final String interestTypeStr = loanData.get(4);
|
||||
final String interestCalculationPeriodStr = loanData.get(5);
|
||||
final String amortizationTypeStr = loanData.get(6);
|
||||
final Integer loanTermFrequency = Integer.valueOf(loanData.get(7));
|
||||
final String loanTermFrequencyType = loanData.get(8);
|
||||
final Integer repaymentFrequency = Integer.valueOf(loanData.get(9));
|
||||
final String repaymentFrequencyTypeStr = loanData.get(10);
|
||||
final Integer numberOfRepayments = Integer.valueOf(loanData.get(11));
|
||||
final Integer graceOnPrincipalPayment = Integer.valueOf(loanData.get(12));
|
||||
final Integer graceOnInterestPayment = Integer.valueOf(loanData.get(13));
|
||||
final Integer graceOnInterestCharged = Integer.valueOf(loanData.get(14));
|
||||
final String transactionProcessingStrategyCode = loanData.get(15);
|
||||
|
||||
final Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
|
||||
final Long clientId = clientResponse.body().getClientId();
|
||||
|
||||
final DefaultLoanProduct product = DefaultLoanProduct.valueOf(loanProduct);
|
||||
final Long loanProductId = loanProductResolver.resolve(product);
|
||||
|
||||
final LoanTermFrequencyType termFrequencyType = LoanTermFrequencyType.valueOf(loanTermFrequencyType);
|
||||
final Integer loanTermFrequencyTypeValue = termFrequencyType.getValue();
|
||||
|
||||
final RepaymentFrequencyType repaymentFrequencyType = RepaymentFrequencyType.valueOf(repaymentFrequencyTypeStr);
|
||||
final Integer repaymentFrequencyTypeValue = repaymentFrequencyType.getValue();
|
||||
|
||||
final InterestType interestType = InterestType.valueOf(interestTypeStr);
|
||||
final Integer interestTypeValue = interestType.getValue();
|
||||
|
||||
final InterestCalculationPeriodTime interestCalculationPeriod = InterestCalculationPeriodTime.valueOf(interestCalculationPeriodStr);
|
||||
final Integer interestCalculationPeriodValue = interestCalculationPeriod.getValue();
|
||||
|
||||
final AmortizationType amortizationType = AmortizationType.valueOf(amortizationTypeStr);
|
||||
final Integer amortizationTypeValue = amortizationType.getValue();
|
||||
|
||||
final TransactionProcessingStrategyCode processingStrategyCode = TransactionProcessingStrategyCode
|
||||
.valueOf(transactionProcessingStrategyCode);
|
||||
final String transactionProcessingStrategyCodeValue = processingStrategyCode.getValue();
|
||||
|
||||
final PostLoansRequest loansRequest = loanRequestFactory//
|
||||
.defaultLoansRequest(clientId)//
|
||||
.productId(loanProductId)//
|
||||
.principal(new BigDecimal(principal))//
|
||||
.interestRatePerPeriod(interestRate)//
|
||||
.interestType(interestTypeValue)//
|
||||
.interestCalculationPeriodType(interestCalculationPeriodValue)//
|
||||
.amortizationType(amortizationTypeValue)//
|
||||
.loanTermFrequency(loanTermFrequency)//
|
||||
.loanTermFrequencyType(loanTermFrequencyTypeValue)//
|
||||
.numberOfRepayments(numberOfRepayments)//
|
||||
.repaymentEvery(repaymentFrequency)//
|
||||
.repaymentFrequencyType(repaymentFrequencyTypeValue)//
|
||||
.submittedOnDate(submitDate)//
|
||||
.expectedDisbursementDate(submitDate)//
|
||||
.graceOnPrincipalPayment(graceOnPrincipalPayment)//
|
||||
.graceOnInterestPayment(graceOnInterestPayment)//
|
||||
.graceOnInterestPayment(graceOnInterestCharged)//
|
||||
.transactionProcessingStrategyCode(transactionProcessingStrategyCodeValue)//
|
||||
.disbursementData(disbursementDetail);//
|
||||
|
||||
final Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
|
||||
testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
|
||||
@@ -3524,6 +3721,23 @@ public class LoanStepDef extends AbstractStepDef {
|
||||
return actualValues;
|
||||
}
|
||||
|
||||
private List<String> fetchValuesOfDisbursementDetails(List<String> header, GetLoansLoanIdDisbursementDetails t) {
|
||||
List<String> actualValues = new ArrayList<>();
|
||||
for (String headerName : header) {
|
||||
switch (headerName) {
|
||||
case "Expected Disbursement On" ->
|
||||
actualValues.add(t.getExpectedDisbursementDate() == null ? null : FORMATTER.format(t.getExpectedDisbursementDate()));
|
||||
case "Disbursed On" ->
|
||||
actualValues.add(t.getActualDisbursementDate() == null ? null : FORMATTER.format(t.getActualDisbursementDate()));
|
||||
case "Principal" -> actualValues.add(t.getPrincipal() == null ? null : String.valueOf(t.getPrincipal()));
|
||||
case "Net Disbursal Amount" ->
|
||||
actualValues.add(t.getNetDisbursalAmount() == null ? null : String.valueOf(t.getNetDisbursalAmount()));
|
||||
default -> throw new IllegalStateException(String.format("Header name %s cannot be found", headerName));
|
||||
}
|
||||
}
|
||||
return actualValues;
|
||||
}
|
||||
|
||||
private List<String> fetchValuesOfRepaymentSchedule(List<String> header, GetLoansLoanIdRepaymentPeriod repaymentPeriod) {
|
||||
List<String> actualValues = new ArrayList<>();
|
||||
for (String headerName : header) {
|
||||
|
||||
+1
@@ -207,4 +207,5 @@ public abstract class TestContextKey {
|
||||
public static final String LOAN_DELINQUENCY_ACTION_RESPONSE = "loanDelinquencyActionResponse";
|
||||
public static final String LOAN_TRANSACTION_RESPONSE = "loanTransactionResponse";
|
||||
public static final String LOAN_CAPITALIZED_INCOME_RESPONSE = "loanCapitalizedIncomeResponse";
|
||||
public static final String LOAN_DISBURSEMENT_DETAIL_RESPONSE = "loanDisbursementDetailResponse";
|
||||
}
|
||||
|
||||
@@ -7891,6 +7891,712 @@ Feature: EMI calculation and repayment schedule checks for interest bearing loan
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 8000.0 | 3456.78 | 0.0 | 0.0 | 11456.78 | 0.05 | 0.0 | 0.04 | 11456.73 |
|
||||
|
||||
@TestRailId:C3657
|
||||
Scenario: Verify tranche interest bearing progressive loan that expects two tranches with repayment and undo last disbursement - UC1
|
||||
When Admin sets the business date to "01 January 2025"
|
||||
When Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with disbursements details and following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 600.0 | 01 February 2025 | 200.0 |
|
||||
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 1 | 31 | 01 February 2025 | | 501.45 | 98.55 | 3.5 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 28 | 01 March 2025 | | 562.79 | 138.66 | 4.09 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
|
||||
| 3 | 31 | 01 April 2025 | | 423.32 | 139.47 | 3.28 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
|
||||
| 4 | 30 | 01 May 2025 | | 283.04 | 140.28 | 2.47 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
|
||||
| 5 | 31 | 01 June 2025 | | 141.94 | 141.1 | 1.65 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 141.94 | 0.83 | 0.0 | 0.0 | 142.77 | 0.0 | 0.0 | 0.0 | 142.77 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 800.0 | 15.82 | 0.0 | 0.0 | 815.82 | 0.0 | 0.0 | 0.0 | 815.82 |
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | | 600.0 | |
|
||||
| 01 February 2025 | | 200.0 | |
|
||||
# --- 1st disbursement - 1 January, 2025 ---
|
||||
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
| 01 February 2025 | | 200.0 | |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 28 | 01 March 2025 | | 669.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 553.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 436.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 318.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 200.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
# --- 1st repayment - 15 January, 2025 ---
|
||||
When Admin sets the business date to "15 January 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
And Customer makes "AUTOPAY" repayment on "15 January 2025" with 119.06 EUR transaction amount
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | 15 January 2025 | 582.78 | 117.22 | 1.84 | 0.0 | 0.0 | 119.06 | 119.06 | 119.06 | 0.0 | 0.0 |
|
||||
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 28 | 01 March 2025 | | 668.99 | 113.79 | 5.27 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 552.67 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 435.67 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 317.98 | 117.69 | 1.37 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 200.0 | 117.98 | 0.69 | 0.0 | 0.0 | 118.67 | 0.0 | 0.0 | 0.0 | 118.67 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 13.97 | 0.0 | 0.0 | 713.97 | 119.06 | 119.06 | 0.0 | 594.91 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 14 January 2025 | Accrual | 1.71 | 0.0 | 1.71 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2025 | Repayment | 119.06 | 117.22 | 1.84 | 0.0 | 0.0 | 582.78 | false | false |
|
||||
# --- 2nd disbursement - 1 February, 2025 ---
|
||||
When Admin sets the business date to "01 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
When Admin successfully disburse the loan on "01 February 2025" with "300" EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
| 01 February 2025 | 01 February 2025 | 300.0 | |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | 15 January 2025 | 582.78 | 117.22 | 1.84 | 0.0 | 0.0 | 119.06 | 119.06 | 119.06 | 0.0 | 0.0 |
|
||||
| | | 01 February 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 2 | 28 | 01 March 2025 | | 709.69 | 173.09 | 7.02 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
|
||||
| 3 | 31 | 01 April 2025 | | 533.72 | 175.97 | 4.14 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
|
||||
| 4 | 30 | 01 May 2025 | | 356.72 | 177.0 | 3.11 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
|
||||
| 5 | 31 | 01 June 2025 | | 178.69 | 178.03 | 2.08 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 178.69 | 1.04 | 0.0 | 0.0 | 179.73 | 0.0 | 0.0 | 0.0 | 179.73 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 1000.0 | 19.23 | 0.0 | 0.0 | 1019.23 | 119.06 | 119.06 | 0.0 | 900.17 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 14 January 2025 | Accrual | 1.71 | 0.0 | 1.71 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2025 | Repayment | 119.06 | 117.22 | 1.84 | 0.0 | 0.0 | 582.78 | false | false |
|
||||
| 15 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 882.78 | false | false |
|
||||
Then Admin fails to disburse the loan on "01 February 2025" with "100" amount
|
||||
# --- undo last disbursement --- #
|
||||
When Admin successfully undo last disbursal
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
When Admin sets the business date to "02 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | 15 January 2025 | 582.78 | 117.22 | 1.84 | 0.0 | 0.0 | 119.06 | 119.06 | 119.06 | 0.0 | 0.0 |
|
||||
| 2 | 28 | 01 March 2025 | | 468.99 | 113.79 | 5.27 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 352.67 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 235.67 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 117.98 | 117.69 | 1.37 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 117.98 | 0.69 | 0.0 | 0.0 | 118.67 | 0.0 | 0.0 | 0.0 | 118.67 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 13.97 | 0.0 | 0.0 | 713.97 | 119.06 | 119.06 | 0.0 | 594.91 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 14 January 2025 | Accrual | 1.71 | 0.0 | 1.71 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2025 | Repayment | 119.06 | 117.22 | 1.84 | 0.0 | 0.0 | 582.78 | false | false |
|
||||
| 15 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
Then Admin fails to disburse the loan on "02 February 2025" with "200" amount
|
||||
|
||||
@TestRailId:C3658
|
||||
Scenario: Verify tranche interest bearing progressive loan that expects two tranches with two repayments and undo last disbursement - UC2
|
||||
When Admin sets the business date to "01 January 2025"
|
||||
When Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with disbursements details and following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 90 | DAYS | 15 | DAYS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 | 16 January 2025 | 300.0 |
|
||||
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 1 | 15 | 16 January 2025 | | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| | | 16 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 15 | 31 January 2025 | | 708.37 | 175.81 | 2.58 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
|
||||
| 3 | 15 | 15 February 2025 | | 532.05 | 176.32 | 2.07 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
|
||||
| 4 | 15 | 02 March 2025 | | 355.21 | 176.84 | 1.55 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
|
||||
| 5 | 15 | 17 March 2025 | | 177.86 | 177.35 | 1.04 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
|
||||
| 6 | 15 | 01 April 2025 | | 0.0 | 177.86 | 0.52 | 0.0 | 0.0 | 178.38 | 0.0 | 0.0 | 0.0 | 178.38 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 1000.0 | 9.8 | 0.0 | 0.0 | 1009.8 | 0.0 | 0.0 | 0.0 | 1009.8 |
|
||||
# --- 1st disbursement - 1 January, 2025 ---
|
||||
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
| 16 January 2025 | | 300.0 | |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 15 | 16 January 2025 | | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| | | 16 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 15 | 31 January 2025 | | 768.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 3 | 15 | 15 February 2025 | | 651.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 4 | 15 | 02 March 2025 | | 534.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 5 | 15 | 17 March 2025 | | 417.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 6 | 15 | 01 April 2025 | | 300.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 0.0 | 0.0 | 0.0 | 707.16 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
# --- 1st repayment - 16 January, 2025 ---
|
||||
When Admin sets the business date to "16 January 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
And Customer makes "AUTOPAY" repayment on "16 January 2025" with 117.86 EUR transaction amount
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
|
||||
| | | 16 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 15 | 31 January 2025 | | 768.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 3 | 15 | 15 February 2025 | | 651.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 4 | 15 | 02 March 2025 | | 534.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 5 | 15 | 17 March 2025 | | 417.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 6 | 15 | 01 April 2025 | | 300.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 117.86 | 0.0 | 0.0 | 589.3 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
|
||||
# --- 2nd repayment - 31 January, 2025 ---
|
||||
When Admin sets the business date to "31 January 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
And Customer makes "AUTOPAY" repayment on "31 January 2025" with 117.86 EUR transaction amount
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
|
||||
| 2 | 15 | 31 January 2025 | 31 January 2025 | 468.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
|
||||
| 3 | 15 | 15 February 2025 | | 351.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 4 | 15 | 02 March 2025 | | 234.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 5 | 15 | 17 March 2025 | | 117.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 6 | 15 | 01 April 2025 | | 0.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 235.72 | 0.0 | 0.0 | 471.44 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
|
||||
| 16 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2025 | Repayment | 117.86 | 116.16 | 1.7 | 0.0 | 0.0 | 468.02 | false | false |
|
||||
# --- 2nd disbursement - 1 February, 2025 ---
|
||||
When Admin sets the business date to "01 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
When Admin successfully disburse the loan on "01 February 2025" with "300" EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
| 16 January 2025 | 01 February 2025 | 300.0 | |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
|
||||
| 2 | 15 | 31 January 2025 | 31 January 2025 | 468.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
|
||||
| | | 01 February 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 3 | 15 | 15 February 2025 | | 576.81 | 191.21 | 2.18 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
|
||||
| 4 | 15 | 02 March 2025 | | 385.1 | 191.71 | 1.68 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
|
||||
| 5 | 15 | 17 March 2025 | | 192.83 | 192.27 | 1.12 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
|
||||
| 6 | 15 | 01 April 2025 | | 0.0 | 192.83 | 0.56 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 1000.0 | 9.28 | 0.0 | 0.0 | 1009.28 | 235.72 | 0.0 | 0.0 | 773.56 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
|
||||
| 16 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2025 | Repayment | 117.86 | 116.16 | 1.7 | 0.0 | 0.0 | 468.02 | false | false |
|
||||
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 768.02 | false | false |
|
||||
Then Admin fails to disburse the loan on "01 February 2025" with "100" amount
|
||||
# --- undo disbursement --- #
|
||||
When Admin sets the business date to "02 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
When Admin successfully undo last disbursal
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
When Admin sets the business date to "02 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
|
||||
| 2 | 15 | 31 January 2025 | 31 January 2025 | 468.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
|
||||
| 3 | 15 | 15 February 2025 | | 351.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 4 | 15 | 02 March 2025 | | 234.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 5 | 15 | 17 March 2025 | | 117.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
| 6 | 15 | 01 April 2025 | | 0.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 235.72 | 0.0 | 0.0 | 471.44 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
|
||||
| 16 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 18 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 21 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 23 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 26 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 29 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 31 January 2025 | Repayment | 117.86 | 116.16 | 1.7 | 0.0 | 0.0 | 468.02 | false | false |
|
||||
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
Then Admin fails to disburse the loan on "02 February 2025" with "200" amount
|
||||
|
||||
@TestRailId:C3659
|
||||
Scenario: Verify tranche interest bearing progressive loan that expects tranche with added 2 more tranches and undo last disbursement - UC3
|
||||
When Admin sets the business date to "01 January 2025"
|
||||
When Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with disbursement details and following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 |
|
||||
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
|
||||
When Admin successfully disburse the loan on "01 January 2025" with "600" EUR transaction amount
|
||||
# When Admin runs inline COB job for Loan
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 600.0 | |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | | 501.45 | 98.55 | 3.5 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 2 | 28 | 01 March 2025 | | 402.33 | 99.12 | 2.93 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 3 | 31 | 01 April 2025 | | 302.63 | 99.7 | 2.35 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 4 | 30 | 01 May 2025 | | 202.35 | 100.28 | 1.77 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 5 | 31 | 01 June 2025 | | 101.48 | 100.87 | 1.18 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 101.48 | 0.59 | 0.0 | 0.0 | 102.07 | 0.0 | 0.0 | 0.0 | 102.07 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 600.0 | 12.32 | 0.0 | 0.0 | 612.32 | 0.0 | 0.0 | 0.0 | 612.32 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
|
||||
Then Admin fails to disburse the loan on "01 January 2025" with "200" amount
|
||||
# --- add 2nd expected disbursement details with expected disbursement date - 8 Jan, 2025 --- #
|
||||
And Admin successfully add disbursement detail to the loan on "08 January 2025" with 300 EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 600.0 | |
|
||||
| 08 January 2025 | | 300.0 | 600.0 |
|
||||
When Admin sets the business date to "08 January 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 1 | 31 | 01 February 2025 | | 801.45 | 98.55 | 3.5 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 2 | 28 | 01 March 2025 | | 702.33 | 99.12 | 2.93 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 3 | 31 | 01 April 2025 | | 602.63 | 99.7 | 2.35 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 4 | 30 | 01 May 2025 | | 502.35 | 100.28 | 1.77 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 5 | 31 | 01 June 2025 | | 401.48 | 100.87 | 1.18 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
|
||||
| 6 | 30 | 01 July 2025 | | 300.0 | 101.48 | 0.59 | 0.0 | 0.0 | 102.07 | 0.0 | 0.0 | 0.0 | 102.07 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 600.0 | 12.32 | 0.0 | 0.0 | 612.32 | 0.0 | 0.0 | 0.0 | 612.32 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
|
||||
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
# --- 2nd disbursement partial - 8 January, 2025 --- #
|
||||
When Admin successfully disburse the loan on "08 January 2025" with "300" EUR transaction amount
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | | 751.84 | 148.16 | 4.85 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 2 | 28 | 01 March 2025 | | 603.22 | 148.62 | 4.39 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 3 | 31 | 01 April 2025 | | 453.73 | 149.49 | 3.52 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 4 | 30 | 01 May 2025 | | 303.37 | 150.36 | 2.65 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 5 | 31 | 01 June 2025 | | 152.13 | 151.24 | 1.77 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 152.13 | 0.89 | 0.0 | 0.0 | 153.02 | 0.0 | 0.0 | 0.0 | 153.02 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 900.0 | 18.07 | 0.0 | 0.0 | 918.07 | 0.0 | 0.0 | 0.0 | 918.07 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
|
||||
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
|
||||
Then Admin fails to disburse the loan on "08 January 2025" with "100" amount
|
||||
# --- add 3rd expected disbursement details with expected disbursement date - 15 Jan, 2025 --- #
|
||||
And Admin successfully add disbursement detail to the loan on "15 January 2025" with 100 EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 600.0 | |
|
||||
| 08 January 2025 | 08 January 2025 | 300.0 | 600.0 |
|
||||
| 15 January 2025 | | 100.0 | 300.0 |
|
||||
When Admin sets the business date to "15 January 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 15 January 2025 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 1 | 31 | 01 February 2025 | | 851.84 | 148.16 | 4.85 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 2 | 28 | 01 March 2025 | | 703.22 | 148.62 | 4.39 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 3 | 31 | 01 April 2025 | | 553.73 | 149.49 | 3.52 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 4 | 30 | 01 May 2025 | | 403.37 | 150.36 | 2.65 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 5 | 31 | 01 June 2025 | | 252.13 | 151.24 | 1.77 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 6 | 30 | 01 July 2025 | | 100.0 | 152.13 | 0.89 | 0.0 | 0.0 | 153.02 | 0.0 | 0.0 | 0.0 | 153.02 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 900.0 | 18.07 | 0.0 | 0.0 | 918.07 | 0.0 | 0.0 | 0.0 | 918.07 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
|
||||
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
|
||||
| 08 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
# --- 3rd disbursement partial - 15 Jan, 2025 --- #
|
||||
When Admin successfully disburse the loan on "15 January 2025" with "50" EUR transaction amount
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 15 January 2025 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | | 793.52 | 156.48 | 5.01 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
|
||||
| 2 | 28 | 01 March 2025 | | 636.66 | 156.86 | 4.63 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
|
||||
| 3 | 31 | 01 April 2025 | | 478.88 | 157.78 | 3.71 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
|
||||
| 4 | 30 | 01 May 2025 | | 320.18 | 158.7 | 2.79 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
|
||||
| 5 | 31 | 01 June 2025 | | 160.56 | 159.62 | 1.87 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 160.56 | 0.94 | 0.0 | 0.0 | 161.5 | 0.0 | 0.0 | 0.0 | 161.5 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 950.0 | 18.95 | 0.0 | 0.0 | 968.95 | 0.0 | 0.0 | 0.0 | 968.95 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
|
||||
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
|
||||
| 08 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2025 | Disbursement | 50.0 | 0.0 | 0.0 | 0.0 | 0.0 | 950.0 | false | false |
|
||||
# --- undo last disbursement --- #
|
||||
When Admin sets the business date to "16 January 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
When Admin successfully undo last disbursal
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 600.0 | |
|
||||
| 08 January 2025 | 08 January 2025 | 300.0 | 600.0 |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | | 751.84 | 148.16 | 4.85 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 2 | 28 | 01 March 2025 | | 603.22 | 148.62 | 4.39 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 3 | 31 | 01 April 2025 | | 453.73 | 149.49 | 3.52 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 4 | 30 | 01 May 2025 | | 303.37 | 150.36 | 2.65 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 5 | 31 | 01 June 2025 | | 152.13 | 151.24 | 1.77 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 152.13 | 0.89 | 0.0 | 0.0 | 153.02 | 0.0 | 0.0 | 0.0 | 153.02 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 900.0 | 18.07 | 0.0 | 0.0 | 918.07 | 0.0 | 0.0 | 0.0 | 918.07 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
|
||||
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
|
||||
| 08 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 09 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 10 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 11 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 12 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 13 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 14 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 15 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
Then Admin fails to disburse the loan on "16 January 2025" with "100" amount
|
||||
|
||||
@TestRailId:C3660
|
||||
Scenario: Verify tranche interest bearing progressive loan that expects tranche with repayment and undo disbursement - UC4
|
||||
When Admin sets the business date to "01 January 2025"
|
||||
When Admin creates a client with random data
|
||||
When Admin creates a fully customized loan with disbursement details and following data:
|
||||
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal |
|
||||
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 |
|
||||
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
|
||||
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
# --- 1st repayment - 1 Feb, 2025 --- #
|
||||
When Admin sets the business date to "01 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
And Customer makes "AUTOPAY" repayment on "01 February 2025" with 119.06 EUR transaction amount
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | 01 February 2025 | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 119.06 | 0.0 | 0.0 | 0.0 |
|
||||
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 119.06 | 0.0 | 0.0 | 595.3 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 31 January 2025 | Accrual | 3.95 | 0.0 | 3.95 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2025 | Repayment | 119.06 | 114.98 | 4.08 | 0.0 | 0.0 | 585.02 | false | false |
|
||||
# --- add 2nd expected disbursement details with expected disbursement date - 5 Feb, 2025 --- #
|
||||
And Admin successfully add disbursement detail to the loan on "05 February 2025" with 300 EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
| 05 February 2025 | | 300.0 | 700.0 |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | 01 February 2025 | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 119.06 | 0.0 | 0.0 | 0.0 |
|
||||
| | | 05 February 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 28 | 01 March 2025 | | 769.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 3 | 31 | 01 April 2025 | | 653.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 4 | 30 | 01 May 2025 | | 536.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 5 | 31 | 01 June 2025 | | 418.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| 6 | 30 | 01 July 2025 | | 300.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 119.06 | 0.0 | 0.0 | 595.3 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 31 January 2025 | Accrual | 3.95 | 0.0 | 3.95 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2025 | Repayment | 119.06 | 114.98 | 4.08 | 0.0 | 0.0 | 585.02 | false | false |
|
||||
# --- 2nd disbursement - 5 February, 2025 ---
|
||||
When Admin sets the business date to "05 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
When Admin successfully disburse the loan on "05 February 2025" with "200" EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 January 2025 | 700.0 | |
|
||||
| 05 February 2025 | 05 February 2025 | 200.0 | 700.0 |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 31 | 01 February 2025 | 01 February 2025 | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 119.06 | 0.0 | 0.0 | 0.0 |
|
||||
| | | 05 February 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 2 | 28 | 01 March 2025 | | 629.7 | 155.32 | 4.41 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 3 | 31 | 01 April 2025 | | 473.64 | 156.06 | 3.67 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 4 | 30 | 01 May 2025 | | 316.67 | 156.97 | 2.76 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 5 | 31 | 01 June 2025 | | 158.79 | 157.88 | 1.85 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 158.79 | 0.93 | 0.0 | 0.0 | 159.72 | 0.0 | 0.0 | 0.0 | 159.72 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 900.0 | 17.7 | 0.0 | 0.0 | 917.7 | 119.06 | 0.0 | 0.0 | 798.64 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
||||
| 31 January 2025 | Accrual | 3.95 | 0.0 | 3.95 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 01 February 2025 | Repayment | 119.06 | 114.98 | 4.08 | 0.0 | 0.0 | 585.02 | false | false |
|
||||
| 01 February 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 02 February 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 03 February 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 04 February 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
||||
| 05 February 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 785.02 | false | false |
|
||||
Then Admin fails to disburse the loan on "05 February 2025" with "100" amount
|
||||
# -- undo disbursement ----
|
||||
When Admin sets the business date to "06 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
When Admin successfully undo disbursal
|
||||
Then Loan status has changed to "Approved"
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | | 700.0 | |
|
||||
| 05 February 2025 | | 200.0 | 700.0 |
|
||||
When Admin sets the business date to "02 February 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
|
||||
| | | 05 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
|
||||
| 2 | 28 | 01 March 2025 | | 629.7 | 155.32 | 4.41 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 3 | 31 | 01 April 2025 | | 473.64 | 156.06 | 3.67 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 4 | 30 | 01 May 2025 | | 316.67 | 156.97 | 2.76 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 5 | 31 | 01 June 2025 | | 158.79 | 157.88 | 1.85 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
|
||||
| 6 | 30 | 01 July 2025 | | 0.0 | 158.79 | 0.93 | 0.0 | 0.0 | 159.72 | 0.0 | 0.0 | 0.0 | 159.72 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 900.0 | 17.7 | 0.0 | 0.0 | 917.7 | 0.0 | 0.0 | 0.0 | 917.7 |
|
||||
Then Loan Transactions tab has none transaction
|
||||
When Admin sets the business date to "02 March 2025"
|
||||
When Admin runs inline COB job for Loan
|
||||
When Admin successfully disburse the loan on "01 February 2025" with "750" EUR transaction amount
|
||||
When Admin successfully disburse the loan on "01 March 2025" with "200" EUR transaction amount
|
||||
Then Loan Tranche Details tab has the following data:
|
||||
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
|
||||
| 01 January 2025 | 01 February 2025 | 750.0 | |
|
||||
| 05 February 2025 | 01 March 2025 | 200.0 | 700.0 |
|
||||
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
||||
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| | | 01 February 2025 | | 750.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 1 | 28 | 01 March 2025 | | 626.81 | 123.19 | 4.37 | 0.0 | 0.0 | 127.56 | 0.0 | 0.0 | 0.0 | 127.56 |
|
||||
| | | 01 March 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||
| 2 | 31 | 01 April 2025 | | 663.39 | 163.42 | 4.85 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
|
||||
| 3 | 30 | 01 May 2025 | | 498.99 | 164.4 | 3.87 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
|
||||
| 4 | 31 | 01 June 2025 | | 333.63 | 165.36 | 2.91 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
|
||||
| 5 | 30 | 01 July 2025 | | 167.31 | 166.32 | 1.95 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
|
||||
| 6 | 31 | 01 August 2025 | | 0.0 | 167.31 | 0.98 | 0.0 | 0.0 | 168.29 | 0.0 | 0.0 | 0.0 | 168.29 |
|
||||
Then Loan Repayment schedule has the following data in Total row:
|
||||
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||
| 950.0 | 18.93 | 0.0 | 0.0 | 968.93 | 0.0 | 0.0 | 0.0 | 968.93 |
|
||||
Then Loan Transactions tab has the following data:
|
||||
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
||||
| 01 February 2025 | Disbursement | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false |
|
||||
| 01 March 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 950.0 | false | false |
|
||||
Then Admin fails to disburse the loan on "01 March 2025" with "50" amount
|
||||
|
||||
@TestRailId:C3636
|
||||
Scenario: Verify that no negative amount interest refund created after multiple Merchant Issued Refund
|
||||
When Admin sets the business date to "05 April 2025"
|
||||
|
||||
@@ -4265,7 +4265,7 @@ Feature: LoanCharge
|
||||
|
||||
@Skip
|
||||
@TestRailId:C3561
|
||||
Scenario: Verify amount+interest disbursement charge for tranche interest bearing progressive loan that doesn't expects tranches with undo disbursement - UC8.2.7
|
||||
Scenario: Verify amount+interest disbursement charge for tranche interest bearing progressive loan that doesn't expect tranches with undo disbursement - UC8.2.7
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
When Admin creates a client with random data
|
||||
When Admin updates charge "LOAN_DISBURSEMENT_CHARGE" with "PERCENTAGE_LOAN_AMOUNT_PLUS_INTEREST" calculation type and 2.0 % of transaction amount
|
||||
@@ -4343,7 +4343,7 @@ Feature: LoanCharge
|
||||
|
||||
@Skip
|
||||
@TestRailId:C3562
|
||||
Scenario: Verify interest disbursement charge for tranche interest bearing progressive loan that doesn't expects tranches with undo last disbursement - UC8.2.8
|
||||
Scenario: Verify interest disbursement charge for tranche interest bearing progressive loan that doesn't expect tranches with undo last disbursement - UC8.2.8
|
||||
When Admin sets the business date to "01 January 2024"
|
||||
When Admin creates a client with random data
|
||||
When Admin updates charge "LOAN_DISBURSEMENT_CHARGE" with "PERCENTAGE_INTEREST" calculation type and 2.0 % of transaction amount
|
||||
|
||||
Reference in New Issue
Block a user