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FINERACT-2181: added e2e automation tests for expected tranches with disbursements fix

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mdmytriv
2025-05-13 09:39:42 +02:00
committed by Adam Saghy
parent e7b6722e54
commit d1154c59ba
7 changed files with 1024 additions and 69 deletions
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fineract-e2e-tests-runner/src/test/resources/features/EMICalculation.feature
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@@ -7891,6 +7891,712 @@ Feature: EMI calculation and repayment schedule checks for interest bearing loan
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 8000.0 | 3456.78 | 0.0 | 0.0 | 11456.78 | 0.05 | 0.0 | 0.04 | 11456.73 |
@TestRailId:C3657
Scenario: Verify tranche interest bearing progressive loan that expects two tranches with repayment and undo last disbursement - UC1
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 600.0 | 01 February 2025 | 200.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 501.45 | 98.55 | 3.5 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 28 | 01 March 2025 | | 562.79 | 138.66 | 4.09 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
| 3 | 31 | 01 April 2025 | | 423.32 | 139.47 | 3.28 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
| 4 | 30 | 01 May 2025 | | 283.04 | 140.28 | 2.47 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
| 5 | 31 | 01 June 2025 | | 141.94 | 141.1 | 1.65 | 0.0 | 0.0 | 142.75 | 0.0 | 0.0 | 0.0 | 142.75 |
| 6 | 30 | 01 July 2025 | | 0.0 | 141.94 | 0.83 | 0.0 | 0.0 | 142.77 | 0.0 | 0.0 | 0.0 | 142.77 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 800.0 | 15.82 | 0.0 | 0.0 | 815.82 | 0.0 | 0.0 | 0.0 | 815.82 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 600.0 | |
| 01 February 2025 | | 200.0 | |
# --- 1st disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 February 2025 | | 200.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 28 | 01 March 2025 | | 669.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 553.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 436.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 318.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 200.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
# --- 1st repayment - 15 January, 2025 ---
When Admin sets the business date to "15 January 2025"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "15 January 2025" with 119.06 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 15 January 2025 | 582.78 | 117.22 | 1.84 | 0.0 | 0.0 | 119.06 | 119.06 | 119.06 | 0.0 | 0.0 |
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 28 | 01 March 2025 | | 668.99 | 113.79 | 5.27 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 552.67 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 435.67 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 317.98 | 117.69 | 1.37 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 200.0 | 117.98 | 0.69 | 0.0 | 0.0 | 118.67 | 0.0 | 0.0 | 0.0 | 118.67 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 13.97 | 0.0 | 0.0 | 713.97 | 119.06 | 119.06 | 0.0 | 594.91 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 14 January 2025 | Accrual | 1.71 | 0.0 | 1.71 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2025 | Repayment | 119.06 | 117.22 | 1.84 | 0.0 | 0.0 | 582.78 | false | false |
# --- 2nd disbursement - 1 February, 2025 ---
When Admin sets the business date to "01 February 2025"
When Admin runs inline COB job for Loan
When Admin successfully disburse the loan on "01 February 2025" with "300" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 February 2025 | 01 February 2025 | 300.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 15 January 2025 | 582.78 | 117.22 | 1.84 | 0.0 | 0.0 | 119.06 | 119.06 | 119.06 | 0.0 | 0.0 |
| | | 01 February 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 2 | 28 | 01 March 2025 | | 709.69 | 173.09 | 7.02 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
| 3 | 31 | 01 April 2025 | | 533.72 | 175.97 | 4.14 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
| 4 | 30 | 01 May 2025 | | 356.72 | 177.0 | 3.11 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
| 5 | 31 | 01 June 2025 | | 178.69 | 178.03 | 2.08 | 0.0 | 0.0 | 180.11 | 0.0 | 0.0 | 0.0 | 180.11 |
| 6 | 30 | 01 July 2025 | | 0.0 | 178.69 | 1.04 | 0.0 | 0.0 | 179.73 | 0.0 | 0.0 | 0.0 | 179.73 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 19.23 | 0.0 | 0.0 | 1019.23 | 119.06 | 119.06 | 0.0 | 900.17 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 14 January 2025 | Accrual | 1.71 | 0.0 | 1.71 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2025 | Repayment | 119.06 | 117.22 | 1.84 | 0.0 | 0.0 | 582.78 | false | false |
| 15 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 882.78 | false | false |
Then Admin fails to disburse the loan on "01 February 2025" with "100" amount
# --- undo last disbursement --- #
When Admin successfully undo last disbursal
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
When Admin sets the business date to "02 February 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 15 January 2025 | 582.78 | 117.22 | 1.84 | 0.0 | 0.0 | 119.06 | 119.06 | 119.06 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | | 468.99 | 113.79 | 5.27 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 352.67 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 235.67 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 117.98 | 117.69 | 1.37 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 117.98 | 0.69 | 0.0 | 0.0 | 118.67 | 0.0 | 0.0 | 0.0 | 118.67 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 13.97 | 0.0 | 0.0 | 713.97 | 119.06 | 119.06 | 0.0 | 594.91 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 14 January 2025 | Accrual | 1.71 | 0.0 | 1.71 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2025 | Repayment | 119.06 | 117.22 | 1.84 | 0.0 | 0.0 | 582.78 | false | false |
| 15 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
Then Admin fails to disburse the loan on "02 February 2025" with "200" amount
@TestRailId:C3658
Scenario: Verify tranche interest bearing progressive loan that expects two tranches with two repayments and undo last disbursement - UC2
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 90 | DAYS | 15 | DAYS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 | 16 January 2025 | 300.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 15 | 16 January 2025 | | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| | | 16 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 15 | 31 January 2025 | | 708.37 | 175.81 | 2.58 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
| 3 | 15 | 15 February 2025 | | 532.05 | 176.32 | 2.07 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
| 4 | 15 | 02 March 2025 | | 355.21 | 176.84 | 1.55 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
| 5 | 15 | 17 March 2025 | | 177.86 | 177.35 | 1.04 | 0.0 | 0.0 | 178.39 | 0.0 | 0.0 | 0.0 | 178.39 |
| 6 | 15 | 01 April 2025 | | 0.0 | 177.86 | 0.52 | 0.0 | 0.0 | 178.38 | 0.0 | 0.0 | 0.0 | 178.38 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 9.8 | 0.0 | 0.0 | 1009.8 | 0.0 | 0.0 | 0.0 | 1009.8 |
# --- 1st disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 16 January 2025 | | 300.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| | | 16 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 15 | 31 January 2025 | | 768.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 3 | 15 | 15 February 2025 | | 651.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 4 | 15 | 02 March 2025 | | 534.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 5 | 15 | 17 March 2025 | | 417.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 6 | 15 | 01 April 2025 | | 300.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 0.0 | 0.0 | 0.0 | 707.16 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
# --- 1st repayment - 16 January, 2025 ---
When Admin sets the business date to "16 January 2025"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "16 January 2025" with 117.86 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
| | | 16 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 15 | 31 January 2025 | | 768.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 3 | 15 | 15 February 2025 | | 651.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 4 | 15 | 02 March 2025 | | 534.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 5 | 15 | 17 March 2025 | | 417.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 6 | 15 | 01 April 2025 | | 300.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 117.86 | 0.0 | 0.0 | 589.3 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
# --- 2nd repayment - 31 January, 2025 ---
When Admin sets the business date to "31 January 2025"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "31 January 2025" with 117.86 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
| 2 | 15 | 31 January 2025 | 31 January 2025 | 468.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
| 3 | 15 | 15 February 2025 | | 351.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 4 | 15 | 02 March 2025 | | 234.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 5 | 15 | 17 March 2025 | | 117.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 6 | 15 | 01 April 2025 | | 0.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 235.72 | 0.0 | 0.0 | 471.44 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
| 16 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2025 | Repayment | 117.86 | 116.16 | 1.7 | 0.0 | 0.0 | 468.02 | false | false |
# --- 2nd disbursement - 1 February, 2025 ---
When Admin sets the business date to "01 February 2025"
When Admin runs inline COB job for Loan
When Admin successfully disburse the loan on "01 February 2025" with "300" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 16 January 2025 | 01 February 2025 | 300.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
| 2 | 15 | 31 January 2025 | 31 January 2025 | 468.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
| | | 01 February 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 3 | 15 | 15 February 2025 | | 576.81 | 191.21 | 2.18 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
| 4 | 15 | 02 March 2025 | | 385.1 | 191.71 | 1.68 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
| 5 | 15 | 17 March 2025 | | 192.83 | 192.27 | 1.12 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
| 6 | 15 | 01 April 2025 | | 0.0 | 192.83 | 0.56 | 0.0 | 0.0 | 193.39 | 0.0 | 0.0 | 0.0 | 193.39 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 9.28 | 0.0 | 0.0 | 1009.28 | 235.72 | 0.0 | 0.0 | 773.56 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
| 16 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2025 | Repayment | 117.86 | 116.16 | 1.7 | 0.0 | 0.0 | 468.02 | false | false |
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 768.02 | false | false |
Then Admin fails to disburse the loan on "01 February 2025" with "100" amount
# --- undo disbursement --- #
When Admin sets the business date to "02 February 2025"
When Admin runs inline COB job for Loan
When Admin successfully undo last disbursal
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
When Admin sets the business date to "02 February 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | 16 January 2025 | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
| 2 | 15 | 31 January 2025 | 31 January 2025 | 468.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 |
| 3 | 15 | 15 February 2025 | | 351.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 4 | 15 | 02 March 2025 | | 234.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 5 | 15 | 17 March 2025 | | 117.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 6 | 15 | 01 April 2025 | | 0.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 235.72 | 0.0 | 0.0 | 471.44 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 15 January 2025 | Accrual | 1.91 | 0.0 | 1.91 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2025 | Repayment | 117.86 | 115.82 | 2.04 | 0.0 | 0.0 | 584.18 | false | false |
| 16 January 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 28 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 29 January 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2025 | Repayment | 117.86 | 116.16 | 1.7 | 0.0 | 0.0 | 468.02 | false | false |
| 31 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Accrual | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
Then Admin fails to disburse the loan on "02 February 2025" with "200" amount
@TestRailId:C3659
Scenario: Verify tranche interest bearing progressive loan that expects tranche with added 2 more tranches and undo last disbursement - UC3
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursement details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
When Admin successfully disburse the loan on "01 January 2025" with "600" EUR transaction amount
# When Admin runs inline COB job for Loan
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 600.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 501.45 | 98.55 | 3.5 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 2 | 28 | 01 March 2025 | | 402.33 | 99.12 | 2.93 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 3 | 31 | 01 April 2025 | | 302.63 | 99.7 | 2.35 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 4 | 30 | 01 May 2025 | | 202.35 | 100.28 | 1.77 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 5 | 31 | 01 June 2025 | | 101.48 | 100.87 | 1.18 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 6 | 30 | 01 July 2025 | | 0.0 | 101.48 | 0.59 | 0.0 | 0.0 | 102.07 | 0.0 | 0.0 | 0.0 | 102.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 600.0 | 12.32 | 0.0 | 0.0 | 612.32 | 0.0 | 0.0 | 0.0 | 612.32 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
Then Admin fails to disburse the loan on "01 January 2025" with "200" amount
# --- add 2nd expected disbursement details with expected disbursement date - 8 Jan, 2025 --- #
And Admin successfully add disbursement detail to the loan on "08 January 2025" with 300 EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 600.0 | |
| 08 January 2025 | | 300.0 | 600.0 |
When Admin sets the business date to "08 January 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 801.45 | 98.55 | 3.5 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 2 | 28 | 01 March 2025 | | 702.33 | 99.12 | 2.93 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 3 | 31 | 01 April 2025 | | 602.63 | 99.7 | 2.35 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 4 | 30 | 01 May 2025 | | 502.35 | 100.28 | 1.77 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 5 | 31 | 01 June 2025 | | 401.48 | 100.87 | 1.18 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
| 6 | 30 | 01 July 2025 | | 300.0 | 101.48 | 0.59 | 0.0 | 0.0 | 102.07 | 0.0 | 0.0 | 0.0 | 102.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 600.0 | 12.32 | 0.0 | 0.0 | 612.32 | 0.0 | 0.0 | 0.0 | 612.32 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
# --- 2nd disbursement partial - 8 January, 2025 --- #
When Admin successfully disburse the loan on "08 January 2025" with "300" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 751.84 | 148.16 | 4.85 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 2 | 28 | 01 March 2025 | | 603.22 | 148.62 | 4.39 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 3 | 31 | 01 April 2025 | | 453.73 | 149.49 | 3.52 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 4 | 30 | 01 May 2025 | | 303.37 | 150.36 | 2.65 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 5 | 31 | 01 June 2025 | | 152.13 | 151.24 | 1.77 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.13 | 0.89 | 0.0 | 0.0 | 153.02 | 0.0 | 0.0 | 0.0 | 153.02 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.07 | 0.0 | 0.0 | 918.07 | 0.0 | 0.0 | 0.0 | 918.07 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
Then Admin fails to disburse the loan on "08 January 2025" with "100" amount
# --- add 3rd expected disbursement details with expected disbursement date - 15 Jan, 2025 --- #
And Admin successfully add disbursement detail to the loan on "15 January 2025" with 100 EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 600.0 | |
| 08 January 2025 | 08 January 2025 | 300.0 | 600.0 |
| 15 January 2025 | | 100.0 | 300.0 |
When Admin sets the business date to "15 January 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 851.84 | 148.16 | 4.85 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 2 | 28 | 01 March 2025 | | 703.22 | 148.62 | 4.39 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 3 | 31 | 01 April 2025 | | 553.73 | 149.49 | 3.52 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 4 | 30 | 01 May 2025 | | 403.37 | 150.36 | 2.65 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 5 | 31 | 01 June 2025 | | 252.13 | 151.24 | 1.77 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 6 | 30 | 01 July 2025 | | 100.0 | 152.13 | 0.89 | 0.0 | 0.0 | 153.02 | 0.0 | 0.0 | 0.0 | 153.02 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.07 | 0.0 | 0.0 | 918.07 | 0.0 | 0.0 | 0.0 | 918.07 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
| 08 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
# --- 3rd disbursement partial - 15 Jan, 2025 --- #
When Admin successfully disburse the loan on "15 January 2025" with "50" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 793.52 | 156.48 | 5.01 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
| 2 | 28 | 01 March 2025 | | 636.66 | 156.86 | 4.63 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
| 3 | 31 | 01 April 2025 | | 478.88 | 157.78 | 3.71 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
| 4 | 30 | 01 May 2025 | | 320.18 | 158.7 | 2.79 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
| 5 | 31 | 01 June 2025 | | 160.56 | 159.62 | 1.87 | 0.0 | 0.0 | 161.49 | 0.0 | 0.0 | 0.0 | 161.49 |
| 6 | 30 | 01 July 2025 | | 0.0 | 160.56 | 0.94 | 0.0 | 0.0 | 161.5 | 0.0 | 0.0 | 0.0 | 161.5 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 950.0 | 18.95 | 0.0 | 0.0 | 968.95 | 0.0 | 0.0 | 0.0 | 968.95 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
| 08 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2025 | Disbursement | 50.0 | 0.0 | 0.0 | 0.0 | 0.0 | 950.0 | false | false |
# --- undo last disbursement --- #
When Admin sets the business date to "16 January 2025"
When Admin runs inline COB job for Loan
When Admin successfully undo last disbursal
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 600.0 | |
| 08 January 2025 | 08 January 2025 | 300.0 | 600.0 |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 751.84 | 148.16 | 4.85 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 2 | 28 | 01 March 2025 | | 603.22 | 148.62 | 4.39 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 3 | 31 | 01 April 2025 | | 453.73 | 149.49 | 3.52 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 4 | 30 | 01 May 2025 | | 303.37 | 150.36 | 2.65 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 5 | 31 | 01 June 2025 | | 152.13 | 151.24 | 1.77 | 0.0 | 0.0 | 153.01 | 0.0 | 0.0 | 0.0 | 153.01 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.13 | 0.89 | 0.0 | 0.0 | 153.02 | 0.0 | 0.0 | 0.0 | 153.02 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.07 | 0.0 | 0.0 | 918.07 | 0.0 | 0.0 | 0.0 | 918.07 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false |
| 07 January 2025 | Accrual | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
| 08 January 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
| 09 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 10 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 11 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 12 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 13 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2025 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
Then Admin fails to disburse the loan on "16 January 2025" with "100" amount
@TestRailId:C3660
Scenario: Verify tranche interest bearing progressive loan that expects tranche with repayment and undo disbursement - UC4
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursement details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
# --- 1st repayment - 1 Feb, 2025 --- #
When Admin sets the business date to "01 February 2025"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "01 February 2025" with 119.06 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 February 2025 | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 119.06 | 0.0 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 119.06 | 0.0 | 0.0 | 595.3 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 31 January 2025 | Accrual | 3.95 | 0.0 | 3.95 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Repayment | 119.06 | 114.98 | 4.08 | 0.0 | 0.0 | 585.02 | false | false |
# --- add 2nd expected disbursement details with expected disbursement date - 5 Feb, 2025 --- #
And Admin successfully add disbursement detail to the loan on "05 February 2025" with 300 EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 05 February 2025 | | 300.0 | 700.0 |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 February 2025 | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 119.06 | 0.0 | 0.0 | 0.0 |
| | | 05 February 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 28 | 01 March 2025 | | 769.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 653.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 536.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 418.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 300.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 119.06 | 0.0 | 0.0 | 595.3 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 31 January 2025 | Accrual | 3.95 | 0.0 | 3.95 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Repayment | 119.06 | 114.98 | 4.08 | 0.0 | 0.0 | 585.02 | false | false |
# --- 2nd disbursement - 5 February, 2025 ---
When Admin sets the business date to "05 February 2025"
When Admin runs inline COB job for Loan
When Admin successfully disburse the loan on "05 February 2025" with "200" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 05 February 2025 | 05 February 2025 | 200.0 | 700.0 |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 February 2025 | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 119.06 | 0.0 | 0.0 | 0.0 |
| | | 05 February 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 2 | 28 | 01 March 2025 | | 629.7 | 155.32 | 4.41 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 3 | 31 | 01 April 2025 | | 473.64 | 156.06 | 3.67 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 4 | 30 | 01 May 2025 | | 316.67 | 156.97 | 2.76 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 5 | 31 | 01 June 2025 | | 158.79 | 157.88 | 1.85 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 6 | 30 | 01 July 2025 | | 0.0 | 158.79 | 0.93 | 0.0 | 0.0 | 159.72 | 0.0 | 0.0 | 0.0 | 159.72 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 17.7 | 0.0 | 0.0 | 917.7 | 119.06 | 0.0 | 0.0 | 798.64 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 31 January 2025 | Accrual | 3.95 | 0.0 | 3.95 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Repayment | 119.06 | 114.98 | 4.08 | 0.0 | 0.0 | 585.02 | false | false |
| 01 February 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
| 02 February 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 03 February 2025 | Accrual | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 04 February 2025 | Accrual | 0.13 | 0.0 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
| 05 February 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 785.02 | false | false |
Then Admin fails to disburse the loan on "05 February 2025" with "100" amount
# -- undo disbursement ----
When Admin sets the business date to "06 February 2025"
When Admin runs inline COB job for Loan
When Admin successfully undo disbursal
Then Loan status has changed to "Approved"
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 700.0 | |
| 05 February 2025 | | 200.0 | 700.0 |
When Admin sets the business date to "02 February 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| | | 05 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 2 | 28 | 01 March 2025 | | 629.7 | 155.32 | 4.41 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 3 | 31 | 01 April 2025 | | 473.64 | 156.06 | 3.67 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 4 | 30 | 01 May 2025 | | 316.67 | 156.97 | 2.76 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 5 | 31 | 01 June 2025 | | 158.79 | 157.88 | 1.85 | 0.0 | 0.0 | 159.73 | 0.0 | 0.0 | 0.0 | 159.73 |
| 6 | 30 | 01 July 2025 | | 0.0 | 158.79 | 0.93 | 0.0 | 0.0 | 159.72 | 0.0 | 0.0 | 0.0 | 159.72 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 17.7 | 0.0 | 0.0 | 917.7 | 0.0 | 0.0 | 0.0 | 917.7 |
Then Loan Transactions tab has none transaction
When Admin sets the business date to "02 March 2025"
When Admin runs inline COB job for Loan
When Admin successfully disburse the loan on "01 February 2025" with "750" EUR transaction amount
When Admin successfully disburse the loan on "01 March 2025" with "200" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 February 2025 | 750.0 | |
| 05 February 2025 | 01 March 2025 | 200.0 | 700.0 |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 February 2025 | | 750.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 28 | 01 March 2025 | | 626.81 | 123.19 | 4.37 | 0.0 | 0.0 | 127.56 | 0.0 | 0.0 | 0.0 | 127.56 |
| | | 01 March 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 2 | 31 | 01 April 2025 | | 663.39 | 163.42 | 4.85 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
| 3 | 30 | 01 May 2025 | | 498.99 | 164.4 | 3.87 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
| 4 | 31 | 01 June 2025 | | 333.63 | 165.36 | 2.91 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
| 5 | 30 | 01 July 2025 | | 167.31 | 166.32 | 1.95 | 0.0 | 0.0 | 168.27 | 0.0 | 0.0 | 0.0 | 168.27 |
| 6 | 31 | 01 August 2025 | | 0.0 | 167.31 | 0.98 | 0.0 | 0.0 | 168.29 | 0.0 | 0.0 | 0.0 | 168.29 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 950.0 | 18.93 | 0.0 | 0.0 | 968.93 | 0.0 | 0.0 | 0.0 | 968.93 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 February 2025 | Disbursement | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false |
| 01 March 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 950.0 | false | false |
Then Admin fails to disburse the loan on "01 March 2025" with "50" amount
@TestRailId:C3636
Scenario: Verify that no negative amount interest refund created after multiple Merchant Issued Refund
When Admin sets the business date to "05 April 2025"
fineract-e2e-tests-runner/src/test/resources/features/LoanCharge.feature
+2 -2
View File
@@ -4265,7 +4265,7 @@ Feature: LoanCharge
@Skip
@TestRailId:C3561
Scenario: Verify amount+interest disbursement charge for tranche interest bearing progressive loan that doesn't expects tranches with undo disbursement - UC8.2.7
Scenario: Verify amount+interest disbursement charge for tranche interest bearing progressive loan that doesn't expect tranches with undo disbursement - UC8.2.7
When Admin sets the business date to "01 January 2024"
When Admin creates a client with random data
When Admin updates charge "LOAN_DISBURSEMENT_CHARGE" with "PERCENTAGE_LOAN_AMOUNT_PLUS_INTEREST" calculation type and 2.0 % of transaction amount
@@ -4343,7 +4343,7 @@ Feature: LoanCharge
@Skip
@TestRailId:C3562
Scenario: Verify interest disbursement charge for tranche interest bearing progressive loan that doesn't expects tranches with undo last disbursement - UC8.2.8
Scenario: Verify interest disbursement charge for tranche interest bearing progressive loan that doesn't expect tranches with undo last disbursement - UC8.2.8
When Admin sets the business date to "01 January 2024"
When Admin creates a client with random data
When Admin updates charge "LOAN_DISBURSEMENT_CHARGE" with "PERCENTAGE_INTEREST" calculation type and 2.0 % of transaction amount