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FINERACT-2406: e2e test scenarios for flush mode while reprocessing

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This commit is contained in:
MarianaDmytrivBinariks
2025-11-06 21:12:58 +01:00
committed by Adam Saghy
parent ccf760c79d
commit d269cb983f
4 changed files with 719 additions and 5 deletions
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fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
+3 -1
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@@ -171,7 +171,9 @@ public enum DefaultLoanProduct implements LoanProduct {
LP1_INTEREST_FLAT_SAR_RECALCULATION_SAME_AS_REPAYMENT_MULTIDISB_AUTO_DOWNPAYMENT, //
LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY, //
LP1_WITH_OVERRIDES, //
LP1_NO_OVERRIDES //
LP1_NO_OVERRIDES, //
LP2_ADV_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OF_ACCRUAL, //
LP2_ADV_CUSTOM_PMT_ALLOC_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OFF_ACCRUAL, //
;
@Override
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
+60 -2
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@@ -3983,9 +3983,9 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
.getName();
PostLoanProductsRequest loanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmi36030InterestRecalculationDaily = loanProductsRequestFactory
.defaultLoanProductsRequestLP2Emi()//
.supportedInterestRefundTypes(supportedInterestRefundTypes)
// .installmentAmountInMultiplesOf(null) //
.name(name147)//
.supportedInterestRefundTypes(supportedInterestRefundTypes) //
.installmentAmountInMultiplesOf(null) //
.daysInYearType(DaysInYearType.DAYS360.value)//
.daysInMonthType(DaysInMonthType.DAYS30.value)//
.isInterestRecalculationEnabled(true)//
@@ -4105,6 +4105,64 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
final Response<PostLoanProductsResponse> responseNoOverrides = loanProductsApi.createLoanProduct(loanProductsRequestNoOverrides)
.execute();
TestContext.INSTANCE.set(TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_NO_OVERRIDES, responseNoOverrides);
// LP2 advanced + progressive loan schedule + horizontal + interest recalculation
// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
String name148 = DefaultLoanProduct.LP2_ADV_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OF_ACCRUAL.getName();
PostLoanProductsRequest loanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffChargebackAccruals = loanProductsRequestFactory
.defaultLoanProductsRequestLP2Emi()//
.name(name148)//
.supportedInterestRefundTypes(supportedInterestRefundTypes).installmentAmountInMultiplesOf(null) //
.daysInYearType(DaysInYearType.ACTUAL.value)//
.daysInMonthType(DaysInMonthType.ACTUAL.value)//
.daysInYearCustomStrategy(FEB_29_PERIOD_ONLY.getValue()).isInterestRecalculationEnabled(true)//
.preClosureInterestCalculationStrategy(1)//
.rescheduleStrategyMethod(4)//
.interestRecalculationCompoundingMethod(0)//
.recalculationRestFrequencyType(2)//
.recalculationRestFrequencyInterval(1)//
.enableAccrualActivityPosting(true) //
.chargeOffBehaviour(ZERO_INTEREST.value)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"))); //
Response<PostLoanProductsResponse> responseLoanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffChargebackAccruals = loanProductsApi
.createLoanProduct(
loanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffChargebackAccruals)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OF_ACCRUAL,
responseLoanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffChargebackAccruals);
// LP2 advanced custom payment allocation + progressive loan schedule + horizontal + interest recalculation
// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
String name149 = DefaultLoanProduct.LP2_ADV_CUSTOM_PMT_ALLOC_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OFF_ACCRUAL
.getName();
PostLoanProductsRequest loanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffAccruals = loanProductsRequestFactory
.defaultLoanProductsRequestLP2Emi()//
.name(name149)//
.supportedInterestRefundTypes(supportedInterestRefundTypes).installmentAmountInMultiplesOf(null) //
.daysInYearType(DaysInYearType.ACTUAL.value)//
.daysInMonthType(DaysInMonthType.ACTUAL.value)//
.daysInYearCustomStrategy(FEB_29_PERIOD_ONLY.getValue()).isInterestRecalculationEnabled(true)//
.preClosureInterestCalculationStrategy(1)//
.rescheduleStrategyMethod(4)//
.interestRecalculationCompoundingMethod(0)//
.recalculationRestFrequencyType(2)//
.recalculationRestFrequencyInterval(1)//
.enableAccrualActivityPosting(true) //
.chargeOffBehaviour(ZERO_INTEREST.value)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT"))); //
Response<PostLoanProductsResponse> responseLoanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffAccruals = loanProductsApi
.createLoanProduct(
loanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffAccruals)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_CUSTOM_PMT_ALLOC_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OFF_ACCRUAL,
responseLoanProductsResponseAdvCustomPaymentAllocationProgressiveLoanInterestDailyEmiActualInterestRecalcZeroChargeOffAccruals);
}
public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
+2
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@@ -278,4 +278,6 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_PROGRESSIVE_ADV_PYMNT_WRITE_OFF_REASON_MAP = "loanProductCreateResponseLP2ProgressiveAdvancedPaymentWriteOffReasonMap";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_WITH_OVERRIDES = "loanProductCreateResponseLP1WithOverrides";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_NO_OVERRIDES = "loanProductCreateResponseLP1NoOverrides";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OF_ACCRUAL = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmiActualInterestRecalcChargeOffAccruals";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_CUSTOM_PMT_ALLOC_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OFF_ACCRUAL = "loanProductCreateResponseLP2AdvancedPaymentCustomAllocationInterestDailyEmiActualInterestRecalcChargeOffAccruals";
}
fineract-e2e-tests-runner/src/test/resources/features/LoanInterestPaymentWaiver.feature
+654 -2
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@@ -691,9 +691,8 @@ Feature: LoanInterestWaiver
| INCOME | 404001 | Interest Income Charge Off | | 260.0 |
| INCOME | 404000 | Interest Income | 260.0 | |
@TestRailId:C4200
Scenario: Verify Interest Payment Waiver transaction - UC12: IPW after Charge-off
Scenario: Verify Interest Payment Waiver transaction - UC12: IPW after Charge-off - UC1
When Admin sets the business date to "23 October 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
@@ -744,5 +743,658 @@ Feature: LoanInterestWaiver
| 24 September 2022 | Accrual | 56.99 | 0.0 | 56.99 | 0.0 | 0.0 | 0.0 |
| 24 September 2022 | Charge-off | 538.17 | 513.0 | 25.17 | 0.0 | 0.0 | 0.0 |
| 24 September 2022 | Interest Payment Waiver | 46.56 | 35.97 | 10.59 | 0.0 | 0.0 | 477.03 |
Then In Loan Transactions all transactions have non-null external-id
And Customer makes "AUTOPAY" repayment on "24 September 2022" with 491.61 EUR transaction amount
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4204
Scenario: Verify Interest Payment Waiver transaction - UC12: IPW after Charge-off - UC2
When Admin sets the business date to "23 October 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OF_ACCRUAL | 18 January 2022 | 431.98 | 9.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 12 | MONTHS | 1 | MONTHS | 12 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "18 January 2022" with "431.98" amount and expected disbursement date on "18 January 2022"
And Admin successfully disburse the loan on "18 January 2022" with "431.98" EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | | 397.68 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 2 | 28 | 18 March 2022 | | 363.02 | 34.66 | 3.31 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 3 | 31 | 18 April 2022 | | 328.72 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 4 | 30 | 18 May 2022 | | 294.3 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 5 | 31 | 18 June 2022 | | 260.0 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 6 | 30 | 18 July 2022 | | 225.58 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 7 | 31 | 18 August 2022 | | 191.28 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 8 | 31 | 18 September 2022 | | 156.98 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 9 | 30 | 18 October 2022 | | 122.56 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 10 | 31 | 18 November 2022 | | 88.26 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 11 | 30 | 18 December 2022 | | 53.84 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 12 | 31 | 18 January 2023 | | 0.0 | 53.84 | 3.67 | 0.0 | 0.0 | 57.51 | 0.0 | 0.0 | 0.0 | 57.51 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 43.2 | 0.0 | 0.0 | 475.18 | 0.0 | 0.0 | 0.0 | 475.18 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 |
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "20 January 2022" with 349.99 EUR transaction amount and self-generated Idempotency key
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | 20 January 2022 | 394.25 | 37.73 | 0.24 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 2 | 28 | 18 March 2022 | 20 January 2022 | 356.28 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 3 | 31 | 18 April 2022 | 20 January 2022 | 318.31 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 4 | 30 | 18 May 2022 | 20 January 2022 | 280.34 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 5 | 31 | 18 June 2022 | 20 January 2022 | 242.37 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 6 | 30 | 18 July 2022 | 20 January 2022 | 204.4 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 7 | 31 | 18 August 2022 | 20 January 2022 | 166.43 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 8 | 31 | 18 September 2022 | 20 January 2022 | 128.46 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 9 | 30 | 18 October 2022 | 20 January 2022 | 90.49 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 10 | 31 | 18 November 2022 | | 59.31 | 31.18 | 6.79 | 0.0 | 0.0 | 37.97 | 8.46 | 8.46 | 0.0 | 29.51 |
| 11 | 30 | 18 December 2022 | | 22.01 | 37.3 | 0.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 12 | 31 | 18 January 2023 | | 0.0 | 22.01 | 0.7 | 0.0 | 0.0 | 22.71 | 0.0 | 0.0 | 0.0 | 22.71 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 8.4 | 0.0 | 0.0 | 440.38 | 350.19 | 350.19 | 0.0 | 90.19 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
And Customer makes "AUTOPAY" repayment on "18 February 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 February 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
And Customer makes "AUTOPAY" repayment on "28 February 2022" with 19.83 EUR transaction amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
And Customer makes "AUTOPAY" repayment on "18 March 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 March 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
And Customer makes "AUTOPAY" repayment on "31 March 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "31 March 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 18.43 | 1.4 | 0.0 | 0.0 | 43.77 | true | false |
And Customer makes "AUTOPAY" repayment on "18 April 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 April 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 18.43 | 1.4 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.12 | 1.71 | 0.0 | 0.0 | 44.08 | true | false |
And Customer makes "AUTOPAY" repayment on "18 May 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 May 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 18.43 | 1.4 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.12 | 1.71 | 0.0 | 0.0 | 44.08 | true | false |
| 18 May 2022 | Repayment | 19.83 | 17.61 | 2.22 | 0.0 | 0.0 | 44.59 | true | false |
And Customer makes "AUTOPAY" repayment on "18 June 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 June 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 18.43 | 1.4 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.12 | 1.71 | 0.0 | 0.0 | 44.08 | true | false |
| 18 May 2022 | Repayment | 19.83 | 17.61 | 2.22 | 0.0 | 0.0 | 44.59 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.08 | 2.75 | 0.0 | 0.0 | 45.12 | true | false |
And Customer makes "AUTOPAY" repayment on "18 July 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 July 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 18.43 | 1.4 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.12 | 1.71 | 0.0 | 0.0 | 44.08 | true | false |
| 18 May 2022 | Repayment | 19.83 | 17.61 | 2.22 | 0.0 | 0.0 | 44.59 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.08 | 2.75 | 0.0 | 0.0 | 45.12 | true | false |
| 18 July 2022 | Repayment | 19.83 | 16.57 | 3.26 | 0.0 | 0.0 | 45.63 | true | false |
And Customer makes "AUTOPAY" repayment on "18 August 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 August 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 18.43 | 1.4 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.12 | 1.71 | 0.0 | 0.0 | 44.08 | true | false |
| 18 May 2022 | Repayment | 19.83 | 17.61 | 2.22 | 0.0 | 0.0 | 44.59 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.08 | 2.75 | 0.0 | 0.0 | 45.12 | true | false |
| 18 July 2022 | Repayment | 19.83 | 16.57 | 3.26 | 0.0 | 0.0 | 45.63 | true | false |
| 18 August 2022 | Repayment | 19.83 | 16.04 | 3.79 | 0.0 | 0.0 | 46.16 | true | false |
And Admin does charge-off the loan on "16 September 2022"
When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "16 September 2022" with 46.56 EUR transaction amount and self-generated external-id
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | 20 January 2022 | 394.25 | 37.73 | 0.24 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 2 | 28 | 18 March 2022 | 20 January 2022 | 356.28 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 3 | 31 | 18 April 2022 | 20 January 2022 | 318.31 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 4 | 30 | 18 May 2022 | 20 January 2022 | 280.34 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 5 | 31 | 18 June 2022 | 20 January 2022 | 242.37 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 6 | 30 | 18 July 2022 | 20 January 2022 | 204.4 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 7 | 31 | 18 August 2022 | 20 January 2022 | 166.43 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 8 | 31 | 18 September 2022 | 20 January 2022 | 132.74 | 33.69 | 4.28 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 9 | 30 | 18 October 2022 | 20 January 2022 | 94.77 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 10 | 31 | 18 November 2022 | 16 September 2022 | 56.8 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 11 | 30 | 18 December 2022 | | 18.83 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 36.88 | 36.88 | 0.0 | 1.09 |
| 12 | 31 | 18 January 2023 | | 0.0 | 18.83 | 0.0 | 0.0 | 0.0 | 18.83 | 0.0 | 0.0 | 0.0 | 18.83 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 4.52 | 0.0 | 0.0 | 436.5 | 416.58 | 416.58 | 0.0 | 19.92 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | true | false |
| 28 February 2022 | Repayment | 19.83 | 19.83 | 0.0 | 0.0 | 0.0 | 62.2 | false | false |
| 18 March 2022 | Repayment | 19.83 | 18.65 | 1.18 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 18.43 | 1.4 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.12 | 1.71 | 0.0 | 0.0 | 44.08 | true | false |
| 18 May 2022 | Repayment | 19.83 | 17.61 | 2.22 | 0.0 | 0.0 | 44.59 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.08 | 2.75 | 0.0 | 0.0 | 45.12 | true | false |
| 18 July 2022 | Repayment | 19.83 | 16.57 | 3.26 | 0.0 | 0.0 | 45.63 | true | false |
| 18 August 2022 | Repayment | 19.83 | 16.04 | 3.79 | 0.0 | 0.0 | 46.16 | true | false |
| 16 September 2022 | Accrual | 4.52 | 0.0 | 4.52 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Charge-off | 66.48 | 62.2 | 4.28 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Interest Payment Waiver | 46.56 | 46.56 | 0.0 | 0.0 | 0.0 | 15.64 | false | false |
Then In Loan Transactions all transactions have non-null external-id
And Customer makes "AUTOPAY" repayment on "16 September 2022" with 19.92 EUR transaction amount
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4205
Scenario: Verify Interest Payment Waiver transaction - UC12: Payout Refund after Charge-off - UC3
When Admin sets the business date to "23 October 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OF_ACCRUAL | 18 January 2022 | 431.98 | 9.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 24 | MONTHS | 1 | MONTHS | 24 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "18 January 2022" with "431.98" amount and expected disbursement date on "18 January 2022"
And Admin successfully disburse the loan on "18 January 2022" with "431.98" EUR transaction amount
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | | 415.72 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 2 | 28 | 18 March 2022 | | 399.1 | 16.62 | 3.31 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 3 | 31 | 18 April 2022 | | 382.84 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 4 | 30 | 18 May 2022 | | 366.46 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 5 | 31 | 18 June 2022 | | 350.2 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 6 | 30 | 18 July 2022 | | 333.82 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 7 | 31 | 18 August 2022 | | 317.56 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 8 | 31 | 18 September 2022 | | 301.3 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 9 | 30 | 18 October 2022 | | 284.92 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 10 | 31 | 18 November 2022 | | 268.66 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 11 | 30 | 18 December 2022 | | 252.28 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 12 | 31 | 18 January 2023 | | 236.02 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 13 | 31 | 18 February 2023 | | 219.76 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 14 | 28 | 18 March 2023 | | 203.14 | 16.62 | 3.31 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 15 | 31 | 18 April 2023 | | 186.88 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 16 | 30 | 18 May 2023 | | 170.5 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 17 | 31 | 18 June 2023 | | 154.24 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 18 | 30 | 18 July 2023 | | 137.86 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 19 | 31 | 18 August 2023 | | 121.6 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 20 | 31 | 18 September 2023 | | 105.34 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 21 | 30 | 18 October 2023 | | 88.96 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 22 | 31 | 18 November 2023 | | 72.7 | 16.26 | 3.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 23 | 30 | 18 December 2023 | | 56.32 | 16.38 | 3.55 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 24 | 31 | 18 January 2024 | | 0.0 | 56.32 | 3.67 | 0.0 | 0.0 | 59.99 | 0.0 | 0.0 | 0.0 | 59.99 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 86.4 | 0.0 | 0.0 | 518.38 | 0.0 | 0.0 | 0.0 | 518.38 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 |
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "20 January 2022" with 349.99 EUR transaction amount and self-generated Idempotency key
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | 20 January 2022 | 412.29 | 19.69 | 0.24 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 2 | 28 | 18 March 2022 | 20 January 2022 | 392.36 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 3 | 31 | 18 April 2022 | 20 January 2022 | 372.43 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 4 | 30 | 18 May 2022 | 20 January 2022 | 352.5 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 5 | 31 | 18 June 2022 | 20 January 2022 | 332.57 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 6 | 30 | 18 July 2022 | 20 January 2022 | 312.64 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 7 | 31 | 18 August 2022 | 20 January 2022 | 292.71 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 8 | 31 | 18 September 2022 | 20 January 2022 | 272.78 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 9 | 30 | 18 October 2022 | 20 January 2022 | 252.85 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 10 | 31 | 18 November 2022 | 20 January 2022 | 232.92 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 11 | 30 | 18 December 2022 | 20 January 2022 | 212.99 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 12 | 31 | 18 January 2023 | 20 January 2022 | 193.06 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 13 | 31 | 18 February 2023 | 20 January 2022 | 173.13 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 14 | 28 | 18 March 2023 | 20 January 2022 | 153.2 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 15 | 31 | 18 April 2023 | 20 January 2022 | 133.27 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 16 | 30 | 18 May 2023 | 20 January 2022 | 113.34 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 17 | 31 | 18 June 2023 | 20 January 2022 | 93.41 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 18 | 30 | 18 July 2023 | | 73.48 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 11.38 | 11.38 | 0.0 | 8.55 |
| 19 | 31 | 18 August 2023 | | 66.48 | 7.0 | 12.93 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 20 | 31 | 18 September 2023 | | 47.25 | 19.23 | 0.7 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 21 | 30 | 18 October 2023 | | 27.99 | 19.26 | 0.67 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 22 | 31 | 18 November 2023 | | 8.76 | 19.23 | 0.7 | 0.0 | 0.0 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 |
| 23 | 30 | 18 December 2023 | | 0.0 | 8.76 | 0.67 | 0.0 | 0.0 | 9.43 | 0.0 | 0.0 | 0.0 | 9.43 |
| 24 | 31 | 18 January 2024 | 20 January 2022 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 15.91 | 0.0 | 0.0 | 447.89 | 350.19 | 350.19 | 0.0 | 97.7 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
And Customer makes "AUTOPAY" repayment on "18 February 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 February 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
And Customer makes "AUTOPAY" repayment on "28 February 2022" with 19.83 EUR transaction amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
And Customer makes "AUTOPAY" repayment on "18 March 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 March 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
And Customer makes "AUTOPAY" repayment on "31 March 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "31 March 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.29 | 0.54 | 0.0 | 0.0 | 43.78 | true | false |
And Customer makes "AUTOPAY" repayment on "18 April 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 April 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.29 | 0.54 | 0.0 | 0.0 | 43.78 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.97 | 0.86 | 0.0 | 0.0 | 44.1 | true | false |
And Customer makes "AUTOPAY" repayment on "18 May 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 May 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.29 | 0.54 | 0.0 | 0.0 | 43.78 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.97 | 0.86 | 0.0 | 0.0 | 44.1 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.45 | 1.38 | 0.0 | 0.0 | 44.62 | true | false |
And Customer makes "AUTOPAY" repayment on "18 June 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 June 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.29 | 0.54 | 0.0 | 0.0 | 43.78 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.97 | 0.86 | 0.0 | 0.0 | 44.1 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.45 | 1.38 | 0.0 | 0.0 | 44.62 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.91 | 1.92 | 0.0 | 0.0 | 45.16 | true | false |
And Customer makes "AUTOPAY" repayment on "18 July 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 July 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.29 | 0.54 | 0.0 | 0.0 | 43.78 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.97 | 0.86 | 0.0 | 0.0 | 44.1 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.45 | 1.38 | 0.0 | 0.0 | 44.62 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.91 | 1.92 | 0.0 | 0.0 | 45.16 | true | false |
| 18 July 2022 | Repayment | 19.83 | 17.39 | 2.44 | 0.0 | 0.0 | 45.68 | true | false |
And Customer makes "AUTOPAY" repayment on "18 August 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 August 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.29 | 0.54 | 0.0 | 0.0 | 43.78 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.97 | 0.86 | 0.0 | 0.0 | 44.1 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.45 | 1.38 | 0.0 | 0.0 | 44.62 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.91 | 1.92 | 0.0 | 0.0 | 45.16 | true | false |
| 18 July 2022 | Repayment | 19.83 | 17.39 | 2.44 | 0.0 | 0.0 | 45.68 | true | false |
| 18 August 2022 | Repayment | 19.83 | 16.85 | 2.98 | 0.0 | 0.0 | 46.22 | true | false |
And Admin does charge-off the loan on "16 September 2022"
When Admin makes "PAYOUT_REFUND" transaction with "AUTOPAY" payment type on "16 September 2022" with 67.42 EUR transaction amount and self-generated external-id
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | 20 January 2022 | 412.29 | 19.69 | 0.24 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 2 | 28 | 18 March 2022 | 20 January 2022 | 392.36 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 3 | 31 | 18 April 2022 | 20 January 2022 | 372.43 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 4 | 30 | 18 May 2022 | 20 January 2022 | 352.5 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 5 | 31 | 18 June 2022 | 20 January 2022 | 332.57 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 6 | 30 | 18 July 2022 | 20 January 2022 | 312.64 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 7 | 31 | 18 August 2022 | 20 January 2022 | 292.71 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 8 | 31 | 18 September 2022 | 20 January 2022 | 277.13 | 15.58 | 4.35 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 9 | 30 | 18 October 2022 | 20 January 2022 | 257.2 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 10 | 31 | 18 November 2022 | 20 January 2022 | 237.27 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 11 | 30 | 18 December 2022 | 20 January 2022 | 217.34 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 12 | 31 | 18 January 2023 | 20 January 2022 | 197.41 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 13 | 31 | 18 February 2023 | 20 January 2022 | 177.48 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 14 | 28 | 18 March 2023 | 20 January 2022 | 157.55 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 15 | 31 | 18 April 2023 | 20 January 2022 | 137.62 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 16 | 30 | 18 May 2023 | 20 January 2022 | 117.69 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 17 | 31 | 18 June 2023 | 20 January 2022 | 97.76 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 18 | 30 | 18 July 2023 | 28 February 2022 | 78.7 | 19.06 | 0.87 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 19 | 31 | 18 August 2023 | 16 September 2022 | 58.77 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 20 | 31 | 18 September 2023 | 16 September 2022 | 38.84 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 21 | 30 | 18 October 2023 | 16 September 2022 | 18.91 | 19.93 | 0.0 | 0.0 | 0.0 | 19.93 | 19.93 | 19.93 | 0.0 | 0.0 |
| 22 | 31 | 18 November 2023 | 16 September 2022 | 0.0 | 18.91 | 0.0 | 0.0 | 0.0 | 18.91 | 18.91 | 18.91 | 0.0 | 0.0 |
| 23 | 30 | 18 December 2023 | 16 September 2022 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 24 | 31 | 18 January 2024 | 20 January 2022 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 5.46 | 0.0 | 0.0 | 437.44 | 437.44 | 437.44 | 0.0 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.75 | 0.24 | 0.0 | 0.0 | 82.23 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 82.03 | false | false |
| 18 February 2022 | Repayment | 19.83 | 19.18 | 0.65 | 0.0 | 0.0 | 62.85 | true | false |
| 18 February 2022 | Accrual Activity | 0.24 | 0.0 | 0.24 | 0.0 | 0.0 | 0.0 | false | false |
| 28 February 2022 | Repayment | 19.83 | 18.96 | 0.87 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.51 | 0.32 | 0.0 | 0.0 | 43.56 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.29 | 0.54 | 0.0 | 0.0 | 43.78 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.97 | 0.86 | 0.0 | 0.0 | 44.1 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.45 | 1.38 | 0.0 | 0.0 | 44.62 | true | false |
| 18 June 2022 | Repayment | 19.83 | 17.91 | 1.92 | 0.0 | 0.0 | 45.16 | true | false |
| 18 July 2022 | Repayment | 19.83 | 17.39 | 2.44 | 0.0 | 0.0 | 45.68 | true | false |
| 18 August 2022 | Repayment | 19.83 | 16.85 | 2.98 | 0.0 | 0.0 | 46.22 | true | false |
| 16 September 2022 | Accrual | 4.59 | 0.0 | 4.59 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Charge-off | 67.42 | 63.07 | 4.35 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Payout Refund | 67.42 | 67.42 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Interest Refund | 4.59 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Accrual Activity | 5.22 | 0.0 | 5.22 | 0.0 | 0.0 | 0.0 | false | false |
Then In Loan Transactions all transactions have non-null external-id
When Admin makes Credit Balance Refund transaction on "16 September 2022" with 4.59 EUR transaction amount
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4206
Scenario: Verify Interest Payment Waiver transaction - UC12: Goodwill Credit after Charge-off - UC4
When Admin sets the business date to "23 October 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_RECALC_ZERO_CHARGE_OFF_ACCRUAL | 18 January 2022 | 431.98 | 9.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 12 | MONTHS | 1 | MONTHS | 12 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "18 January 2022" with "431.98" amount and expected disbursement date on "18 January 2022"
And Admin successfully disburse the loan on "18 January 2022" with "431.98" EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | | 397.68 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 2 | 28 | 18 March 2022 | | 363.02 | 34.66 | 3.31 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 3 | 31 | 18 April 2022 | | 328.72 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 4 | 30 | 18 May 2022 | | 294.3 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 5 | 31 | 18 June 2022 | | 260.0 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 6 | 30 | 18 July 2022 | | 225.58 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 7 | 31 | 18 August 2022 | | 191.28 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 8 | 31 | 18 September 2022 | | 156.98 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 9 | 30 | 18 October 2022 | | 122.56 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 10 | 31 | 18 November 2022 | | 88.26 | 34.3 | 3.67 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 11 | 30 | 18 December 2022 | | 53.84 | 34.42 | 3.55 | 0.0 | 0.0 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 |
| 12 | 31 | 18 January 2023 | | 0.0 | 53.84 | 3.67 | 0.0 | 0.0 | 57.51 | 0.0 | 0.0 | 0.0 | 57.51 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 43.2 | 0.0 | 0.0 | 475.18 | 0.0 | 0.0 | 0.0 | 475.18 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 |
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "20 January 2022" with 349.99 EUR transaction amount and self-generated Idempotency key
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | | 394.9 | 37.08 | 0.89 | 0.0 | 0.0 | 37.97 | 29.37 | 29.37 | 0.0 | 8.6 |
| 2 | 28 | 18 March 2022 | | 357.56 | 37.34 | 0.63 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 3 | 31 | 18 April 2022 | | 320.28 | 37.28 | 0.69 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 4 | 30 | 18 May 2022 | | 282.98 | 37.3 | 0.67 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 5 | 31 | 18 June 2022 | | 245.7 | 37.28 | 0.69 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 6 | 30 | 18 July 2022 | | 208.4 | 37.3 | 0.67 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 7 | 31 | 18 August 2022 | | 171.12 | 37.28 | 0.69 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 8 | 31 | 18 September 2022 | | 133.84 | 37.28 | 0.69 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 9 | 30 | 18 October 2022 | | 96.54 | 37.3 | 0.67 | 0.0 | 0.0 | 37.97 | 29.17 | 29.17 | 0.0 | 8.8 |
| 10 | 31 | 18 November 2022 | | 58.29 | 38.25 | 0.69 | 0.0 | 0.0 | 38.94 | 29.17 | 29.17 | 0.0 | 9.77 |
| 11 | 30 | 18 December 2022 | 20 January 2022 | 29.12 | 29.17 | 0.0 | 0.0 | 0.0 | 29.17 | 29.17 | 29.17 | 0.0 | 0.0 |
| 12 | 31 | 18 January 2023 | 20 January 2022 | 0.0 | 29.12 | 0.0 | 0.0 | 0.0 | 29.12 | 29.12 | 29.12 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 6.98 | 0.0 | 0.0 | 438.96 | 350.19 | 350.19 | 0.0 | 88.77 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 |
And Customer makes "AUTOPAY" repayment on "18 February 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 February 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
And Customer makes "AUTOPAY" repayment on "28 February 2022" with 19.83 EUR transaction amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
And Customer makes "AUTOPAY" repayment on "18 March 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 March 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
And Customer makes "AUTOPAY" repayment on "31 March 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "31 March 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.3 | 0.53 | 0.0 | 0.0 | 43.77 | true | false |
And Customer makes "AUTOPAY" repayment on "18 April 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 April 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.3 | 0.53 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.98 | 0.85 | 0.0 | 0.0 | 44.09 | true | false |
And Customer makes "AUTOPAY" repayment on "18 May 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 May 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.3 | 0.53 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.98 | 0.85 | 0.0 | 0.0 | 44.09 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
And Customer makes "AUTOPAY" repayment on "18 June 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 June 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.3 | 0.53 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.98 | 0.85 | 0.0 | 0.0 | 44.09 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 June 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
And Customer makes "AUTOPAY" repayment on "18 July 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 July 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.3 | 0.53 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.98 | 0.85 | 0.0 | 0.0 | 44.09 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 June 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 July 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
And Customer makes "AUTOPAY" repayment on "18 August 2022" with 19.83 EUR transaction amount
When Customer undo "1"th "Repayment" transaction made on "18 August 2022"
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
| 31 March 2022 | Repayment | 19.83 | 19.3 | 0.53 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.98 | 0.85 | 0.0 | 0.0 | 44.09 | true | false |
| 18 May 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 June 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 July 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 August 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
And Admin does charge-off the loan on "16 September 2022"
When Admin makes "GOODWILL_CREDIT" transaction with "AUTOPAY" payment type on "16 September 2022" with 66.54 EUR transaction amount and self-generated external-id
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 18 January 2022 | | 431.98 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 18 February 2022 | 28 February 2022 | 394.9 | 37.08 | 0.89 | 0.0 | 0.0 | 37.97 | 37.97 | 29.37 | 8.6 | 0.0 |
| 2 | 28 | 18 March 2022 | 28 February 2022 | 357.15 | 37.75 | 0.22 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 3 | 31 | 18 April 2022 | 16 September 2022 | 320.03 | 37.12 | 0.85 | 0.0 | 0.0 | 37.97 | 37.97 | 31.6 | 6.37 | 0.0 |
| 4 | 30 | 18 May 2022 | 16 September 2022 | 282.58 | 37.45 | 0.52 | 0.0 | 0.0 | 37.97 | 37.97 | 29.17 | 8.8 | 0.0 |
| 5 | 31 | 18 June 2022 | 16 September 2022 | 245.15 | 37.43 | 0.54 | 0.0 | 0.0 | 37.97 | 37.97 | 29.17 | 8.8 | 0.0 |
| 6 | 30 | 18 July 2022 | 16 September 2022 | 207.7 | 37.45 | 0.52 | 0.0 | 0.0 | 37.97 | 37.97 | 29.17 | 8.8 | 0.0 |
| 7 | 31 | 18 August 2022 | 16 September 2022 | 170.27 | 37.43 | 0.54 | 0.0 | 0.0 | 37.97 | 37.97 | 29.17 | 8.8 | 0.0 |
| 8 | 31 | 18 September 2022 | 16 September 2022 | 132.8 | 37.47 | 0.5 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 9 | 30 | 18 October 2022 | 16 September 2022 | 94.83 | 37.97 | 0.0 | 0.0 | 0.0 | 37.97 | 37.97 | 37.97 | 0.0 | 0.0 |
| 10 | 31 | 18 November 2022 | 16 September 2022 | 58.29 | 36.54 | 0.0 | 0.0 | 0.0 | 36.54 | 36.54 | 36.54 | 0.0 | 0.0 |
| 11 | 30 | 18 December 2022 | 20 January 2022 | 29.12 | 29.17 | 0.0 | 0.0 | 0.0 | 29.17 | 29.17 | 29.17 | 0.0 | 0.0 |
| 12 | 31 | 18 January 2023 | 20 January 2022 | 0.0 | 29.12 | 0.0 | 0.0 | 0.0 | 29.12 | 29.12 | 29.12 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 431.98 | 4.58 | 0.0 | 0.0 | 436.56 | 436.56 | 386.39 | 50.17 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 18 January 2022 | Disbursement | 431.98 | 0.0 | 0.0 | 0.0 | 0.0 | 431.98 | false | false |
| 20 January 2022 | Merchant Issued Refund | 349.99 | 349.99 | 0.0 | 0.0 | 0.0 | 81.99 | false | false |
| 20 January 2022 | Interest Refund | 0.2 | 0.2 | 0.0 | 0.0 | 0.0 | 81.79 | false | false |
| 18 February 2022 | Repayment | 19.83 | 18.94 | 0.89 | 0.0 | 0.0 | 62.85 | true | false |
| 18 February 2022 | Accrual Activity | 0.89 | 0.0 | 0.89 | 0.0 | 0.0 | 0.0 | false | false |
| 28 February 2022 | Repayment | 19.83 | 18.72 | 1.11 | 0.0 | 0.0 | 63.07 | false | false |
| 18 March 2022 | Repayment | 19.83 | 19.52 | 0.31 | 0.0 | 0.0 | 43.55 | true | false |
| 18 March 2022 | Accrual Activity | 0.22 | 0.0 | 0.22 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2022 | Repayment | 19.83 | 19.3 | 0.53 | 0.0 | 0.0 | 43.77 | true | false |
| 18 April 2022 | Repayment | 19.83 | 18.98 | 0.85 | 0.0 | 0.0 | 44.09 | true | false |
| 18 April 2022 | Accrual Activity | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
| 18 May 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 May 2022 | Accrual Activity | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 June 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 June 2022 | Accrual Activity | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
| 18 July 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 July 2022 | Accrual Activity | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 August 2022 | Repayment | 19.83 | 18.46 | 1.37 | 0.0 | 0.0 | 44.61 | true | false |
| 18 August 2022 | Accrual Activity | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Charge-off | 66.54 | 63.07 | 3.47 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Goodwill Credit | 66.54 | 63.07 | 3.47 | 0.0 | 0.0 | 0.0 | false | false |
| 16 September 2022 | Accrual Activity | 0.5 | 0.0 | 0.5 | 0.0 | 0.0 | 0.0 | false | false |
Then In Loan Transactions all transactions have non-null external-id
Then Loan is closed with zero outstanding balance and it's all installments have obligations met