FINERACT-1971:Installment Delinquency value with delinquency pause

This commit is contained in:
Ruchi Dhamankar
2023-12-31 12:43:41 +01:00
committed by Adam Saghy
parent 89750eeb2e
commit d3b626558f
2 changed files with 49 additions and 6 deletions
@@ -25,7 +25,6 @@ import java.util.List;
import java.util.Optional;
import lombok.RequiredArgsConstructor;
import lombok.extern.slf4j.Slf4j;
import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType;
import org.apache.fineract.infrastructure.core.domain.ActionContext;
import org.apache.fineract.infrastructure.core.domain.ExternalId;
import org.apache.fineract.infrastructure.core.service.DateUtils;
@@ -97,9 +96,9 @@ public class SetLoanDelinquencyTagsBusinessStep implements LoanCOBBusinessStep {
}
private boolean isDelinquencyOnPause(Loan loan, List<LoanDelinquencyActionData> effectiveDelinquencyList) {
LocalDate cobBusinessDate = ThreadLocalContextUtil.getBusinessDateByType(BusinessDateType.COB_DATE);
boolean isPaused = isPausedOnDate(cobBusinessDate, effectiveDelinquencyList);
boolean wasPausedOneDayBefore = isPausedOnDate(cobBusinessDate.minusDays(1), effectiveDelinquencyList);
LocalDate businessDate = DateUtils.getBusinessLocalDate();
boolean isPaused = isPausedOnDate(businessDate, effectiveDelinquencyList);
boolean wasPausedOneDayBefore = isPausedOnDate(businessDate.minusDays(1), effectiveDelinquencyList);
if ((isPaused && !wasPausedOneDayBefore) || (!isPaused && wasPausedOneDayBefore)) {
businessEventNotifierService.notifyPostBusinessEvent(new LoanDelinquencyRangeChangeBusinessEvent(loan));
}
@@ -49,6 +49,7 @@ import org.apache.fineract.client.util.CallFailedRuntimeException;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
import org.apache.fineract.integrationtests.common.products.DelinquencyBucketsHelper;
import org.apache.fineract.integrationtests.inlinecob.InlineLoanCOBHelper;
import org.junit.jupiter.api.Assertions;
import org.junit.jupiter.api.Test;
import org.junit.jupiter.api.extension.ExtendWith;
@@ -266,7 +267,7 @@ public class DelinquencyActionIntegrationTests extends BaseLoanIntegrationTest {
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
// Create Loan Product
Long loanProductId = createLoanProductWith25PctDownPaymentAndDelinquencyBucket(true, true, true);
Long loanProductId = createLoanProductWith25PctDownPaymentAndDelinquencyBucket(true, true, true, 3);
// Apply and Approve Loan
Long loanId = applyAndApproveLoan(clientId, loanProductId, "25 December 2022", 1500.0, 3,
@@ -322,6 +323,48 @@ public class DelinquencyActionIntegrationTests extends BaseLoanIntegrationTest {
});
}
@Test
public void testLoanAndInstallmentDelinquencyCalculationForCOBAfterPausePeriodEndTest() {
runAt("01 November 2023", () -> {
// Create Client
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
// Create Loan Product
Long loanProductId = createLoanProductWith25PctDownPaymentAndDelinquencyBucket(true, true, true, 0);
// Apply and Approve Loan
Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 November 2023", 1000.0, 3, req -> {
req.submittedOnDate("01 November 2023");
req.setLoanTermFrequency(45);
req.setRepaymentEvery(15);
req.setGraceOnArrearsAgeing(0);
});
// Partial Loan amount Disbursement
disburseLoan(loanId, BigDecimal.valueOf(100.00), "01 November 2023");
// Update business date
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("05 November 2023")
.dateFormat(DATETIME_PATTERN).locale("en"));
// Create Delinquency Pause for the Loan
PostLoansDelinquencyActionResponse response = loanTransactionHelper.createLoanDelinquencyAction(loanId, PAUSE,
"16 November 2023", "25 November 2023");
// run cob for business date 26 November
final InlineLoanCOBHelper inlineLoanCOBHelper = new InlineLoanCOBHelper(requestSpec, responseSpec);
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BUSINESS_DATE.getName()).date("26 November 2023")
.dateFormat(DATETIME_PATTERN).locale("en"));
inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue()));
// Loan delinquency data
verifyLoanDelinquencyData(loanId, 1, new InstallmentDelinquencyData(1, 3, BigDecimal.valueOf(25.0)));
// Validate Delinquency Pause Period on Loan
validateLoanDelinquencyPausePeriods(loanId, pausePeriods("16 November 2023", "25 November 2023", false));
});
}
private void validateLoanDelinquencyPausePeriods(Long loanId, GetLoansLoanIdDelinquencyPausePeriod... pausePeriods) {
GetLoansLoanIdResponse loan = loanTransactionHelper.getLoan(requestSpec, responseSpec, loanId.intValue());
Assertions.assertNotNull(loan.getDelinquent());
@@ -388,7 +431,7 @@ public class DelinquencyActionIntegrationTests extends BaseLoanIntegrationTest {
}
private Long createLoanProductWith25PctDownPaymentAndDelinquencyBucket(boolean autoDownPaymentEnabled, boolean multiDisburseEnabled,
boolean installmentLevelDelinquencyEnabled) {
boolean installmentLevelDelinquencyEnabled, Integer graceOnArrearsAging) {
// Create DelinquencyBuckets
Integer delinquencyBucketId = DelinquencyBucketsHelper.createDelinquencyBucket(requestSpec, responseSpec, List.of(//
Pair.of(1, 3), //
@@ -400,6 +443,7 @@ public class DelinquencyActionIntegrationTests extends BaseLoanIntegrationTest {
product.setDelinquencyBucketId(delinquencyBucketId.longValue());
product.setMultiDisburseLoan(multiDisburseEnabled);
product.setEnableDownPayment(true);
product.setGraceOnArrearsAgeing(graceOnArrearsAging);
product.setDisbursedAmountPercentageForDownPayment(DOWN_PAYMENT_PERCENTAGE);
product.setEnableAutoRepaymentForDownPayment(autoDownPaymentEnabled);