FINERACT-2281: added e2e automation tests for cases with no interest activities are recognized for reversal repayment scenarios

2025-05-24 01:18:46 +02:00
parent 544607a05a
commit d963c340ee
5 changed files with 1505 additions and 12 deletions
@@ -84,6 +84,8 @@ public enum DefaultLoanProduct implements LoanProduct {
    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM, //
    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_PRECLOSE_LAST_INSTALLMENT_STRATEGY, //
    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION, //
+    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_ACCRUAL_ACTIVITY, //
+    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_DOWNPAYMENT_ACCRUAL_ACTIVITY, //
    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION_MULTIDISB, //
    LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR, //
    LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF, //
@@ -2375,7 +2375,7 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
                        loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyTillRestFrequencyDateLastInstallment)
                .execute();
        TestContext.INSTANCE.set(
-                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATELAST_INSTALLMENT,
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT,
                responseLoanProductsRequestLP2AdvancedpaymentInterest36030InterestRecalcDailyTillRestFrequencyDateLastInstallment);

        final String name97 = DefaultLoanProduct.LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME.getName();
@@ -2539,6 +2539,73 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
        TestContext.INSTANCE.set(
                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ZERO_INT_CHARGE_OFF_DELINQUENT_REASON_INT_RECALC_CAPITALIZED_INCOME,
                responseLoanProductsRequestPrgAdvZeroIntChargeOffDelinquentReasonIntRecalcCapitalizedIncome);
+
+        // Merchant issued with Interest refund + interest recalculation, 360/30
+        // accrual activity enabled
+        // (LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION)
+        String name103 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_ACCRUAL_ACTIVITY
+                .getName();
+        PostLoanProductsRequest loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundRecalculationAccrualActivity = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP2Emi()//
+                .name(name103)//
+                .daysInYearType(DaysInYearType.DAYS360.value)//
+                .daysInMonthType(DaysInMonthType.DAYS30.value)//
+                .isInterestRecalculationEnabled(true)//
+                .preClosureInterestCalculationStrategy(1)//
+                .rescheduleStrategyMethod(4)//
+                .interestRecalculationCompoundingMethod(0)//
+                .recalculationRestFrequencyType(2)//
+                .recalculationRestFrequencyInterval(1)//
+                .supportedInterestRefundTypes(Arrays.asList("MERCHANT_ISSUED_REFUND", "PAYOUT_REFUND"))//
+                .enableAccrualActivityPosting(true)//
+                .paymentAllocation(List.of(//
+                        createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("GOODWILL_CREDIT", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("INTEREST_REFUND", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("MERCHANT_ISSUED_REFUND", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT")));//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundRecalculationAccrualActivity = loanProductsApi
+                .createLoanProduct(loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundRecalculationAccrualActivity)
+                .execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_ACCRUAL_ACTIVITY,
+                responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundRecalculationAccrualActivity);
+
+        // Merchant issued with Interest refund + interest recalculation, 360/30
+        // accrual activity enabled
+        // (LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION)
+        String name104 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_DOWNPAYMENT_ACCRUAL_ACTIVITY
+                .getName();
+        PostLoanProductsRequest loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundRecalculation = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP2Emi()//
+                .name(name104)//
+                .enableDownPayment(true)//
+                .disbursedAmountPercentageForDownPayment(new BigDecimal(25))//
+                .enableAutoRepaymentForDownPayment(true).daysInYearType(DaysInYearType.DAYS360.value)//
+                .daysInMonthType(DaysInMonthType.DAYS30.value)//
+                .isInterestRecalculationEnabled(true)//
+                .preClosureInterestCalculationStrategy(1)//
+                .rescheduleStrategyMethod(4)//
+                .interestRecalculationCompoundingMethod(0)//
+                .recalculationRestFrequencyType(2)//
+                .recalculationRestFrequencyInterval(1)//
+                .supportedInterestRefundTypes(Arrays.asList("MERCHANT_ISSUED_REFUND", "PAYOUT_REFUND"))//
+                .enableAccrualActivityPosting(true)//
+                .paymentAllocation(List.of(//
+                        createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("GOODWILL_CREDIT", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("INTEREST_REFUND", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("MERCHANT_ISSUED_REFUND", "NEXT_INSTALLMENT"), //
+                        createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT")))//
+                .multiDisburseLoan(true)//
+                .disallowExpectedDisbursements(true)//
+                .maxTrancheCount(10)//
+                .outstandingLoanBalance(10000.0);//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundInterestRecalculation = loanProductsApi
+                .createLoanProduct(loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundRecalculation).execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_DOWNPAYMENT_ACCRUAL_ACTIVITY,
+                responseLoanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRefundInterestRecalculation);
    }

    public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
@@ -408,20 +408,12 @@ public class LoanStepDef extends AbstractStepDef {
        eventCheckHelper.loanBalanceChangedEventCheck(loanId);
    }

-    @Then("Credit Balance Refund transaction on future date {string} with {double} EUR transaction amount will result an error")
-    public void futureDateCBRError(String transactionDate, double transactionAmount) throws IOException {
+    public void checkCBRerror(PostLoansLoanIdTransactionsRequest paymentTransactionRequest, int errorCodeExpected,
+            String errorMessageExpected) throws IOException {
        Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
        long loanId = loanResponse.body().getLoanId();

-        int errorCodeExpected = 403;
-        String errorMessageExpected = String.format("Loan: %s, Credit Balance Refund transaction cannot be created for the future.",
-                loanId);
-
        String transactionTypeValue = "creditBalanceRefund";
-
-        PostLoansLoanIdTransactionsRequest paymentTransactionRequest = LoanRequestFactory.defaultPaymentTransactionRequest()
-                .transactionDate(transactionDate).transactionAmount(transactionAmount);
-
        Response<PostLoansLoanIdTransactionsResponse> paymentTransactionResponse = loanTransactionsApi
                .executeLoanTransaction(loanId, paymentTransactionRequest, transactionTypeValue).execute();
        testContext().set(TestContextKey.LOAN_PAYMENT_TRANSACTION_RESPONSE, paymentTransactionResponse);
@@ -439,6 +431,31 @@ public class LoanStepDef extends AbstractStepDef {
        log.debug("ERROR MESSAGE: {}", errorMessageActual);
    }

+    @Then("Credit Balance Refund transaction on future date {string} with {double} EUR transaction amount will result an error")
+    public void futureDateCBRError(String transactionDate, double transactionAmount) throws IOException {
+        Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
+        long loanId = loanResponse.body().getLoanId();
+
+        int errorCodeExpected = 403;
+        String errorMessageExpected = String.format("Loan: %s, Credit Balance Refund transaction cannot be created for the future.",
+                loanId);
+
+        PostLoansLoanIdTransactionsRequest paymentTransactionRequest = LoanRequestFactory.defaultPaymentTransactionRequest()
+                .transactionDate(transactionDate).transactionAmount(transactionAmount);
+
+        checkCBRerror(paymentTransactionRequest, errorCodeExpected, errorMessageExpected);
+    }
+
+    @Then("Credit Balance Refund transaction on active loan {string} with {double} EUR transaction amount will result an error")
+    public void notOverpaidLoanCBRError(String transactionDate, double transactionAmount) throws IOException {
+        int errorCodeExpected = 400;
+        String errorMessageExpected = "Loan Credit Balance Refund is not allowed. Loan Account is not Overpaid.";
+
+        PostLoansLoanIdTransactionsRequest paymentTransactionRequest = LoanRequestFactory.defaultPaymentTransactionRequest()
+                .transactionDate(transactionDate).transactionAmount(transactionAmount);
+        checkCBRerror(paymentTransactionRequest, errorCodeExpected, errorMessageExpected);
+    }
+
    @When("Admin creates a fully customized loan with the following data:")
    public void createFullyCustomizedLoan(final DataTable table) throws IOException {
        final List<List<String>> data = table.asLists();
@@ -117,6 +117,7 @@ public abstract class TestContextKey {
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_ADVANCED_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL = "loanProductCreateResponseLP1ProgressiveLoanScheduleHorizontal";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationSameAsRepTillPreCloseWholeTerm";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmiActualActualInterestRefundFInterestRecalculation";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALCULATION = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRefundFInterestRecalculation";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION_MULTIDISB = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmiActualActualInterestRefundFInterestRecalculationMultiDisb";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationZeroInterestChargeOffBehaviour";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationZeroInterestChargeOff";
@@ -154,7 +155,9 @@ public abstract class TestContextKey {
    public static final String LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_PRINCIPAL_FIRST_RESPONSE = "loanProductCreateResponseLP2NoInterestRecalculationChargebackAllocationPrincipalFirst";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
-    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATELAST_INSTALLMENT = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyTillRestFrequencyDateLastInstallment";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyTillRestFrequencyDateLastInstallment";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_ACCRUAL_ACTIVITY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRefundInterestRecalculationAccrualActivity";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_DOWNPAYMENT_ACCRUAL_ACTIVITY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRefundInterestRecalculatioDownpaymentnAccrualActivity";
    public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
    public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
    public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";