FINERACT-1724-Snooze-fee-due-date-payment-due-new-fee-failure

This commit is contained in:
Ruchi Dhamankar
2023-07-26 11:01:37 +02:00
committed by Adam Saghy
parent 2e69071f35
commit dd8e0cf6e4
2 changed files with 160 additions and 4 deletions
@@ -385,10 +385,9 @@ public class LoanAccrualWritePlatformServiceImpl implements LoanAccrualWritePlat
LocalDate scheduleEndDate = accrualData.getDueDateAsLocaldate();
for (LoanChargeData loanCharge : chargesData) {
BigDecimal chargeAmount = BigDecimal.ZERO;
if (((accrualData.getInstallmentNumber() == 1 && loanCharge.getSubmittedOnDate().isEqual(startDate))
|| loanCharge.getSubmittedOnDate().isBefore(startDate) || loanCharge.getSubmittedOnDate().isEqual(startDate)
|| loanCharge.getSubmittedOnDate().isAfter(startDate)) && !loanCharge.getSubmittedOnDate().isAfter(endDate)
&& !loanCharge.getDueDate().isBefore(startDate) && !loanCharge.getDueDate().isAfter(scheduleEndDate)) {
if (((accrualData.getInstallmentNumber() == 1 && loanCharge.getSubmittedOnDate().isEqual(startDate)
&& loanCharge.getDueDate().isEqual(startDate)) || loanCharge.getDueDate().isAfter(startDate))
&& !loanCharge.getSubmittedOnDate().isAfter(endDate) && !loanCharge.getDueDate().isAfter(scheduleEndDate)) {
chargeAmount = loanCharge.getAmount();
if (loanCharge.getAmountUnrecognized() != null) {
chargeAmount = chargeAmount.subtract(loanCharge.getAmountUnrecognized());
@@ -22,6 +22,7 @@ import static org.junit.jupiter.api.Assertions.assertEquals;
import static org.junit.jupiter.api.Assertions.assertNotNull;
import static org.junit.jupiter.api.Assertions.assertTrue;
import com.google.gson.Gson;
import io.restassured.builder.RequestSpecBuilder;
import io.restassured.builder.ResponseSpecBuilder;
import io.restassured.http.ContentType;
@@ -32,14 +33,18 @@ import java.time.format.DateTimeFormatter;
import java.time.format.DateTimeFormatterBuilder;
import java.util.ArrayList;
import java.util.HashMap;
import java.util.List;
import java.util.UUID;
import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
import org.apache.fineract.client.models.GetLoansLoanIdRepaymentPeriod;
import org.apache.fineract.client.models.GetLoansLoanIdResponse;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType;
import org.apache.fineract.integrationtests.common.BusinessDateHelper;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper;
import org.apache.fineract.integrationtests.common.LoanRescheduleRequestHelper;
import org.apache.fineract.integrationtests.common.SchedulerJobHelper;
import org.apache.fineract.integrationtests.common.Utils;
import org.apache.fineract.integrationtests.common.accounting.Account;
@@ -48,7 +53,9 @@ import org.apache.fineract.integrationtests.common.accounting.PeriodicAccrualAcc
import org.apache.fineract.integrationtests.common.charges.ChargesHelper;
import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanRescheduleRequestTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
import org.apache.fineract.integrationtests.inlinecob.InlineLoanCOBHelper;
import org.junit.jupiter.api.BeforeEach;
import org.junit.jupiter.api.Test;
@@ -61,17 +68,22 @@ public class LoanAccrualTransactionOnChargeSubmittedDateTest {
private DateTimeFormatter dateFormatter = new DateTimeFormatterBuilder().appendPattern("dd MMMM yyyy").toFormatter();
private PeriodicAccrualAccountingHelper periodicAccrualAccountingHelper;
private AccountHelper accountHelper;
private LoanRescheduleRequestHelper loanRescheduleRequestHelper;
private InlineLoanCOBHelper inlineLoanCOBHelper;
@BeforeEach
public void setup() {
Utils.initializeRESTAssured();
this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
this.requestSpec.header("Fineract-Platform-TenantId", "default");
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec);
this.periodicAccrualAccountingHelper = new PeriodicAccrualAccountingHelper(this.requestSpec, this.responseSpec);
this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
this.loanRescheduleRequestHelper = new LoanRescheduleRequestHelper(this.requestSpec, this.responseSpec);
this.inlineLoanCOBHelper = new InlineLoanCOBHelper(this.requestSpec, this.responseSpec);
}
@Test
@@ -591,6 +603,136 @@ public class LoanAccrualTransactionOnChargeSubmittedDateTest {
}
}
@Test
public void loanAccrualTransaction_ChargeSubmittedDate_AdjustRepaymentScheduleSnoozeFeeDueDateNewFeeAddTest() {
try {
// Accounts oof periodic accrual
final Account assetAccount = this.accountHelper.createAssetAccount();
final Account incomeAccount = this.accountHelper.createIncomeAccount();
final Account expenseAccount = this.accountHelper.createExpenseAccount();
final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
// Set business date
LocalDate currentDate = LocalDate.of(2023, 05, 19);
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date");
// Loan ExternalId
String loanExternalIdStr = UUID.randomUUID().toString();
// Client and Loan account creation
final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductMultipleRepayments(
loanTransactionHelper, assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
assertNotNull(getLoanProductsProductResponse);
final Integer loanId = createLoanAccountAndDisburse(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr);
// set business date as date when fee charge is added/submitted
LocalDate chargeSubmittedDate = LocalDate.of(2023, 06, 12);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, chargeSubmittedDate);
LocalDate chargeDueDate = LocalDate.of(2023, 07, 18);
final String feeChargeDueDate = dateFormatter.format(chargeDueDate);
// Add Fee
Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeDueDate, "10"));
assertNotNull(feeLoanChargeId);
// adjust loan schedule
final String requestJSON = new LoanRescheduleRequestTestBuilder().updateRescheduleFromDate("18 June 2023")
.updateAdjustedDueDate("18 July 2023").updateSubmittedOnDate("19 May 2023").updateGraceOnPrincipal(null)
.updateGraceOnInterest(null).updateExtraTerms(null).build(loanId.toString());
final HashMap<String, String> map = new HashMap<>();
map.put("locale", "en");
map.put("dateFormat", "dd MMMM yyyy");
map.put("approvedOnDate", "19 May 2023");
final String aproveRequestJSON = new Gson().toJson(map);
Integer loanRescheduleRequestId = this.loanRescheduleRequestHelper.createLoanRescheduleRequest(requestJSON);
this.loanRescheduleRequestHelper.approveLoanRescheduleRequest(loanRescheduleRequestId, aproveRequestJSON);
// run cob
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE,
chargeSubmittedDate.plusDays(1));
// run inline cob for loan
inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue()));
// verify accrual transaction created for charges create date
checkAccrualTransaction(chargeSubmittedDate, 0.0f, 10.0f, 0.0f, loanId);
// update business date
currentDate = LocalDate.of(2023, 07, 18);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
// make repayment
final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("18 July 2023").locale("en")
.transactionAmount(1010.0));
// update business date
currentDate = LocalDate.of(2023, 07, 19);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
// reverse repayment
loanTransactionHelper.reverseRepayment(loanId, repaymentTransaction_1.getResourceId().intValue(), "19 July 2023");
// Add Charge Penalty
Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true));
LocalDate targetDate = LocalDate.of(2023, 07, 19);
final String penaltyCharge1AddedDate = dateFormatter.format(targetDate);
Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10"));
assertNotNull(penalty1LoanChargeId);
// update business date
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate.plusDays(1));
// run inline cob for loan
inlineLoanCOBHelper.executeInlineCOB(List.of(loanId.longValue()));
// verify accrual transaction created for charges create date
checkAccrualTransaction(currentDate, 0.0f, 0.0f, 10.0f, loanId);
// verify loan repayment schedules
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails((long) loanId);
assertTrue(loanDetails.getStatus().getActive());
List<GetLoansLoanIdRepaymentPeriod> periods = loanDetails.getRepaymentSchedule().getPeriods();
assertNotNull(periods);
verifyPeriodDates(periods);
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date");
}
}
private void verifyPeriodDates(List<GetLoansLoanIdRepaymentPeriod> periods) {
assertEquals(3, periods.size());
assertEquals(LocalDate.of(2023, 05, 19), periods.get(1).getFromDate());
assertEquals(LocalDate.of(2023, 07, 18), periods.get(1).getDueDate());
assertEquals(LocalDate.of(2023, 07, 18), periods.get(2).getFromDate());
assertEquals(LocalDate.of(2023, 07, 19), periods.get(2).getDueDate());
}
private void checkAccrualTransactionsForMultipleRepaymentSchedulesChargeDueDate(LocalDate transactionDate, Integer loanId) {
ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec,
this.responseSpec, loanId);
@@ -703,6 +845,21 @@ public class LoanAccrualTransactionOnChargeSubmittedDateTest {
return loanId;
}
private Integer createLoanAccountAndDisburse(final Integer clientID, final Long loanProductID, final String externalId) {
String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("30")
.withLoanTermFrequencyAsDays().withNumberOfRepayments("1").withRepaymentEveryAfter("30").withRepaymentFrequencyTypeAsDays()
.withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments()
.withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("19 May 2023")
.withSubmittedOnDate("19 May 2023").withLoanType("individual").withExternalId(externalId)
.build(clientID.toString(), loanProductID.toString(), null);
final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON);
loanTransactionHelper.approveLoan("19 May 2023", "1000", loanId, null);
loanTransactionHelper.disburseLoanWithNetDisbursalAmount("19 May 2023", loanId, "1000");
return loanId;
}
private void checkAccrualTransaction(final LocalDate transactionDate, final Float interestPortion, final Float feePortion,
final Float penaltyPortion, final Integer loanID) {