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FINERACT-2081: chargeback integration tests

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This commit is contained in:
Soma Sörös
2024-05-29 18:04:16 +02:00
committed by Adam Saghy
parent adcfc3c8ba
commit e0227885d7
1 changed files with 175 additions and 0 deletions
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integration-tests/src/test/java/org/apache/fineract/integrationtests/AdvancedPaymentAllocationLoanRepaymentScheduleTest.java
+175
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@@ -40,6 +40,8 @@ import java.util.concurrent.atomic.AtomicLong;
import java.util.stream.Collectors;
import org.apache.fineract.client.models.AdvancedPaymentData;
import org.apache.fineract.client.models.BusinessDateRequest;
import org.apache.fineract.client.models.CreditAllocationData;
import org.apache.fineract.client.models.CreditAllocationOrder;
import org.apache.fineract.client.models.GetLoansLoanIdLoanChargeData;
import org.apache.fineract.client.models.GetLoansLoanIdRepaymentPeriod;
import org.apache.fineract.client.models.GetLoansLoanIdResponse;
@@ -4106,6 +4108,179 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
});
}
@Test
public void testChargebackTransactionForProgressiveWithLoanAdvancedPaymentAllocationStrategyAndChargebackAllocation() {
runAt("15 January 2023", () -> {
Integer numberOfRepayments = 4;
double amount = 1000.0;
String loanDisbursementDate = "1 January 2023";
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
LOG.info("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
PostLoanProductsResponse loanProductResponse = loanProductHelper
.createLoanProduct(createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
.addCreditAllocationItem(createChargebackAllocation())
.loanScheduleType(LoanScheduleType.PROGRESSIVE.toString()));
Long loanId = applyAndApproveLoanProgressiveAdvancedPaymentAllocationStrategyMonthlyRepayments(clientId,
loanProductResponse.getResourceId(), numberOfRepayments, loanDisbursementDate, amount);
verifyRepaymentSchedule(loanId, //
installment(1000.0, null, "01 January 2023"), //
installment(250.0, false, "01 February 2023"), //
installment(250.0, false, "01 March 2023"), //
installment(250.0, false, "01 April 2023"), //
installment(250.0, false, "01 May 2023") //
);
loanTransactionHelper.disburseLoan(loanId, new PostLoansLoanIdRequest().actualDisbursementDate("1 January 2023")
.dateFormat(DATETIME_PATTERN).transactionAmount(BigDecimal.valueOf(1000.0)).locale("en"));
verifyTransactions(loanId, //
transaction(1000.0, "Disbursement", "01 January 2023", 1000.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0));
addCharge(loanId, true, 25, "1 January 2023");
verifyRepaymentSchedule(loanId, //
installment(1000.0, null, "01 January 2023"), //
installment(250.0, 0, 0, 25, 275.0, false, "01 February 2023", 750.0), //
installment(250.0, false, "01 March 2023"), //
installment(250.0, false, "01 April 2023"), //
installment(250.0, false, "01 May 2023") //
);
Long repayment1TransactionId = addRepaymentForLoan(loanId, 265.0, "2 January 2023");
assertNotNull(repayment1TransactionId);
verifyTransactions(loanId, //
transaction(1000.0, "Disbursement", "01 January 2023", 1000.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0),
transaction(265.0, "Repayment", "02 January 2023", 760.0, 240.0, 0.0, 0.0, 25.0, 0.0, 0.0));
verifyRepaymentSchedule(loanId, //
installment(1000.0, null, "01 January 2023"), //
installment(250.0, 0, 0, 25, 10.0, false, "01 February 2023", 750.0), //
installment(250.0, false, "01 March 2023"), //
installment(250.0, false, "01 April 2023"), //
installment(250.0, false, "01 May 2023") //
);
Long repayment2TransactionId = addRepaymentForLoan(loanId, 250.0, "3 January 2023");
assertNotNull(repayment2TransactionId);
verifyTransactions(loanId, //
transaction(1000.0, "Disbursement", "01 January 2023", 1000.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0),
transaction(265.0, "Repayment", "02 January 2023", 760.0, 240.0, 0.0, 0.0, 25.0, 0.0, 0.0),
transaction(250.0, "Repayment", "03 January 2023", 510.0, 250.0, 0.0, 0.0, 0.0, 0.0, 0.0));
verifyRepaymentSchedule(loanId, //
installment(1000.0, null, "01 January 2023"), //
installment(250.0, 0, 0, 25, 0.0, true, "01 February 2023", 750.0), //
installment(250.0, 0, 0, 0, 10.0, false, "01 March 2023", 500.0), //
installment(250.0, false, "01 April 2023"), //
installment(250.0, false, "01 May 2023") //
);
addChargebackForLoan(loanId, repayment2TransactionId, 250.0);
verifyTransactions(loanId, //
transaction(1000.0, "Disbursement", "01 January 2023", 1000.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0),
transaction(265.0, "Repayment", "02 January 2023", 760.0, 240.0, 0.0, 0.0, 25.0, 0.0, 0.0),
transaction(250.0, "Repayment", "03 January 2023", 510.0, 250.0, 0.0, 0.0, 0.0, 0.0, 0.0),
transaction(250.0, "Chargeback", "15 January 2023", 760.0, 250.0, 0.0, 0.0, 0.0, 0.0, 0.0));
verifyRepaymentSchedule(loanId, //
installment(1000.0, null, "01 January 2023"), //
installment(500.0, 0, 0, 25, 250.0, false, "01 February 2023", 750.0), //
installment(250.0, 0, 0, 0, 10.0, false, "01 March 2023", 500.0), //
installment(250.0, false, "01 April 2023"), //
installment(250.0, false, "01 May 2023") //
);
loanTransactionHelper.reverseRepayment(Math.toIntExact(loanId), Math.toIntExact(repayment1TransactionId), "2 January 2023");
verifyTransactions(loanId, //
transaction(1000.0, "Disbursement", "01 January 2023", 1000.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0),
transaction(265.0, "Repayment", "02 January 2023", 760.0, 240.0, 0.0, 0.0, 25.0, 0.0, 0.0, true),
transaction(250.0, "Repayment", "03 January 2023", 775.0, 225.0, 0.0, 0.0, 25.0, 0.0, 0.0),
transaction(250.0, "Chargeback", "15 January 2023", 1000.0, 225.0, 0.0, 0.0, 25.0, 0.0, 0.0));
verifyRepaymentSchedule(loanId, //
installment(1000.0, null, "01 January 2023"), //
installment(475.0, 0, 0, 50, 275.0, false, "01 February 2023", 750.0), //
installment(250.0, 0, 0, 0, 250.0, false, "01 March 2023", 500.0), //
installment(250.0, false, "01 April 2023"), //
installment(250.0, false, "01 May 2023") //
);
Long repayment3TransactionId = addRepaymentForLoan(loanId, 320.0, "1 January 2023");
assertNotNull(repayment3TransactionId);
verifyTransactions(loanId, //
transaction(1000.0, "Disbursement", "01 January 2023", 1000.0, 0.0, 0.0, 0.0, 0.0, 0.0, 0.0),
transaction(265.0, "Repayment", "02 January 2023", 760.0, 240.0, 0.0, 0.0, 25.0, 0.0, 0.0, true),
transaction(250.0, "Repayment", "03 January 2023", 455.0, 250.0, 0.0, 0.0, 0, 0.0, 0.0),
transaction(250.0, "Chargeback", "15 January 2023", 705.0, 250.0, 0.0, 0.0, 0, 0.0, 0.0),
transaction(320.0, "Repayment", "01 January 2023", 705.0, 295.0, 0.0, 0.0, 25.0, 0.0, 0.0));
verifyRepaymentSchedule(loanId, //
installment(1000.0, null, "01 January 2023"), //
installment(500.0, 0, 0, 25, 250.0, false, "01 February 2023", 750.0), //
installment(250.0, 0, 0, 0, 0, true, "01 March 2023", 500.0), //
installment(250.0, 0, 0, 0, 205, false, "01 April 2023", 250.0), //
installment(250.0, false, "01 May 2023") //
);
});
}
private Long applyAndApproveLoanProgressiveAdvancedPaymentAllocationStrategyMonthlyRepayments(Long clientId, Long loanProductId,
Integer numberOfRepayments, String loanDisbursementDate, double amount) {
LOG.info("------------------------------APPLY AND APPROVE LOAN ---------------------------------------");
PostLoansRequest applicationRequest = applyLoanRequestProgressiveAdvancedPaymentAllocationStrategyMonthlyRepayments(clientId,
loanProductId, amount, numberOfRepayments, loanDisbursementDate);
PostLoansResponse loanResponse = loanTransactionHelper.applyLoan(applicationRequest);
Long loanId = loanResponse.getLoanId();
assertNotNull(loanId);
loanTransactionHelper.approveLoan(loanId, new PostLoansLoanIdRequest().approvedLoanAmount(BigDecimal.valueOf(amount))
.dateFormat(DATETIME_PATTERN).approvedOnDate(loanDisbursementDate).locale("en"));
return loanId;
}
private PostLoansRequest applyLoanRequestProgressiveAdvancedPaymentAllocationStrategyMonthlyRepayments(Long clientId, Long loanId,
double amount, Integer numberOfRepayments, String loanDisbursementDate) {
return new PostLoansRequest().clientId(clientId).productId(loanId).submittedOnDate(loanDisbursementDate)
.expectedDisbursementDate(loanDisbursementDate).dateFormat(DATETIME_PATTERN).locale("en").loanType("individual")
.transactionProcessingStrategyCode(LoanProductTestBuilder.ADVANCED_PAYMENT_ALLOCATION_STRATEGY).amortizationType(1)
.interestRatePerPeriod(BigDecimal.ZERO).interestCalculationPeriodType(1).interestType(0)
.maxOutstandingLoanBalance(BigDecimal.valueOf(amount)).principal(BigDecimal.valueOf(amount))
.loanTermFrequencyType(RepaymentFrequencyType.MONTHS).loanTermFrequency(numberOfRepayments)
.repaymentFrequencyType(RepaymentFrequencyType.MONTHS).repaymentEvery(1).numberOfRepayments(numberOfRepayments);
}
private CreditAllocationData createChargebackAllocation() {
CreditAllocationData creditAllocationData = new CreditAllocationData();
creditAllocationData.setTransactionType("CHARGEBACK");
creditAllocationData.setCreditAllocationOrder(createCreditAllocationOrders("PENALTY", "FEE", "INTEREST", "PRINCIPAL"));
return creditAllocationData;
}
public List<CreditAllocationOrder> createCreditAllocationOrders(String... allocationRule) {
AtomicInteger integer = new AtomicInteger(1);
return Arrays.stream(allocationRule).map(allocation -> {
CreditAllocationOrder creditAllocationOrder = new CreditAllocationOrder();
creditAllocationOrder.setCreditAllocationRule(allocation);
creditAllocationOrder.setOrder(integer.getAndIncrement());
return creditAllocationOrder;
}).toList();
}
private void createLoanForRoundingMethodValidation(boolean isHalfDown) {
LOG.info("------------------------------ROUNDING HALF DOWN {} ---------------------------------------", isHalfDown);