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FINERACT-2308: added e2e tests for allow approval disbursal over applied amount calculation

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This commit is contained in:
MarianaDmytrivBinariks
2025-06-18 15:15:28 +02:00
committed by Adam Saghy
parent bb29932658
commit e840db50fc
5 changed files with 381 additions and 13 deletions
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fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
+4 -1
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@@ -131,7 +131,10 @@ public enum DefaultLoanProduct implements LoanProduct {
LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_360_30_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_ACCRUAL_ACTIVITY, //
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_CONTRACT_TERMINATION, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC, //
;
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
+111 -6
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@@ -2704,8 +2704,8 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
// + interest recalculation, preClosureInterestCalculationStrategy= till preclose,
// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
// multidisbursal that doesn't expect tranches with allowed approved/disbursed amount over applied amount
// capitalized income enabled
final String name108 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME
// capitalized income enabled; approver over applied amount enabled with percentage type
final String name108 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME
.getName();
final PostLoanProductsRequest loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedCapitalizedIncome = loanProductsRequestFactory
.defaultLoanProductsRequestLP2EmiCapitalizedIncome()//
@@ -2718,8 +2718,7 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
.interestRecalculationCompoundingMethod(0)//
.recalculationRestFrequencyType(2)//
.recalculationRestFrequencyInterval(1)//
.allowApprovedDisbursedAmountsOverApplied(true).overAppliedCalculationType(OverAppliedCalculationType.PERCENTAGE.value)
.overAppliedNumber(50).paymentAllocation(List.of(//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
@@ -2727,13 +2726,16 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
.multiDisburseLoan(true)//
.disallowExpectedDisbursements(true)//
.maxTrancheCount(10)//
.outstandingLoanBalance(10000.0);//
.outstandingLoanBalance(10000.0)//
.allowApprovedDisbursedAmountsOverApplied(true)//
.overAppliedCalculationType(OverAppliedCalculationType.PERCENTAGE.value)//
.overAppliedNumber(50);//
final Response<PostLoanProductsResponse> responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedCapitalizedIncome = loanProductsApi
.createLoanProduct(
loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedCapitalizedIncome)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME,
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME,
responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedCapitalizedIncome);
// LP2 with Down-payment+autopayment + custom advanced payment allocation
@@ -2828,6 +2830,109 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC,
responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalCapitalizedIncomeAdjCustomAlloc);
// LP2 with progressive loan schedule + horizontal + interest EMI + 360/30
// + interest recalculation, preClosureInterestCalculationStrategy= till preclose,
// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
// multidisbursal that doesn't expect tranches with allowed approved/disbursed amount over applied amount
// capitalized income enabled; approver over applied amount enabled with percentage type
final String name111 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME
.getName();
final PostLoanProductsRequest loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedFlatCapitalizedIncome = loanProductsRequestFactory
.defaultLoanProductsRequestLP2EmiCapitalizedIncome()//
.name(name111)//
.daysInYearType(DaysInYearType.DAYS360.value)//
.daysInMonthType(DaysInMonthType.DAYS30.value)//
.isInterestRecalculationEnabled(true)//
.preClosureInterestCalculationStrategy(1)//
.rescheduleStrategyMethod(4)//
.interestRecalculationCompoundingMethod(0)//
.recalculationRestFrequencyType(2)//
.recalculationRestFrequencyInterval(1)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT")))//
.multiDisburseLoan(true)//
.disallowExpectedDisbursements(true)//
.maxTrancheCount(10)//
.outstandingLoanBalance(10000.0)//
.allowApprovedDisbursedAmountsOverApplied(true)//
.overAppliedCalculationType(OverAppliedCalculationType.FIXED_SIZE.value)//
.overAppliedNumber(1000);//
final Response<PostLoanProductsResponse> responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedFlatCapitalizedIncome = loanProductsApi
.createLoanProduct(
loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedFlatCapitalizedIncome)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME,
responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbursalApprovedOverAppliedFlatCapitalizedIncome);
// LP2 with progressive loan schedule + horizontal + interest EMI + 360/30
// + interest recalculation, preClosureInterestCalculationStrategy= till preclose,
// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
// multidisbursal that doesn't expect tranches with allowed approved/disbursed amount over applied amount
// capitalized income enabled; approver over applied amount enabled with percentage type
final String name112 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME
.getName();
final PostLoanProductsRequest loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedCapitalizedIncome = loanProductsRequestFactory
.defaultLoanProductsRequestLP2EmiCapitalizedIncome()//
.name(name112)//
.daysInYearType(DaysInYearType.DAYS360.value)//
.daysInMonthType(DaysInMonthType.DAYS30.value)//
.isInterestRecalculationEnabled(true)//
.preClosureInterestCalculationStrategy(1)//
.rescheduleStrategyMethod(4)//
.interestRecalculationCompoundingMethod(0)//
.recalculationRestFrequencyType(2)//
.recalculationRestFrequencyInterval(1)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT"))) //
.allowApprovedDisbursedAmountsOverApplied(true)//
.overAppliedCalculationType(OverAppliedCalculationType.PERCENTAGE.value)//
.overAppliedNumber(50);//
final Response<PostLoanProductsResponse> responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedCapitalizedIncome = loanProductsApi
.createLoanProduct(loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedCapitalizedIncome)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME,
responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedCapitalizedIncome);
// LP2 with progressive loan schedule + horizontal + interest EMI + 360/30
// + interest recalculation, preClosureInterestCalculationStrategy= till preclose,
// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
// multidisbursal that doesn't expect tranches with allowed approved/disbursed amount over applied amount
// capitalized income enabled; approver over applied amount enabled with fixed-size(flat) type
final String name113 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME
.getName();
final PostLoanProductsRequest loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedFlatCapitalizedIncome = loanProductsRequestFactory
.defaultLoanProductsRequestLP2EmiCapitalizedIncome()//
.name(name113)//
.daysInYearType(DaysInYearType.DAYS360.value)//
.daysInMonthType(DaysInMonthType.DAYS30.value)//
.isInterestRecalculationEnabled(true)//
.preClosureInterestCalculationStrategy(1)//
.rescheduleStrategyMethod(4)//
.interestRecalculationCompoundingMethod(0)//
.recalculationRestFrequencyType(2)//
.recalculationRestFrequencyInterval(1)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT"))) //
.allowApprovedDisbursedAmountsOverApplied(true)//
.overAppliedCalculationType(OverAppliedCalculationType.FIXED_SIZE.value)//
.overAppliedNumber(1000);//
final Response<PostLoanProductsResponse> responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedFlatCapitalizedIncome = loanProductsApi
.createLoanProduct(loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedFlatCapitalizedIncome)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME,
responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedFlatCapitalizedIncome);
}
public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
+4 -1
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@@ -150,7 +150,10 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CASH_ACCOUNTING_DISBURSEMENT_CHARGES = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyCashBasedDisbursementCharge";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_PROGRESSIVE_ADV_PYMNT_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvancedPaymentCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyCapitalizedIncomeAdjCustomAlloc";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisbursalApprovedOVerAppliedAmountCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisbursalApprovedOVerAppliedPercentageCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisbursalApprovedOVerAppliedFlatCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyApprovedOVerAppliedAmountPercentageCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyApprovedOVerAppliedAmountFlatCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_FEE = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncomeFee";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcMultidisbursalCapitalizedIncome";
fineract-e2e-tests-runner/src/test/resources/features/Loan.feature
+38
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@@ -87,6 +87,44 @@ Feature: Loan
And Admin successfully disburse the loan on "1 September 2022" with "1400" EUR transaction amount
Then Admin fails to disburse the loan on "1 September 2022" with "101" EUR transaction amount because of wrong amount
@TestRailId:C3767
Scenario: Verify disbursed amount exceeds approved over applied amount for progressive loan with percentage overAppliedCalculationType
When Admin sets the business date to "1 September 2022"
When Admin creates a client with random data
When Admin successfully creates a new customised Loan submitted on date: "1 September 2022", with Principal: "1000", a loanTermFrequency: 3 months, and numberOfRepayments: 3
And Admin successfully approves the loan on "1 September 2022" with "1300" amount and expected disbursement date on "1 September 2022"
And Admin successfully disburse the loan on "1 September 2022" with "1200" EUR transaction amount
Then Admin fails to disburse the loan on "1 September 2022" with "301" EUR transaction amount because of wrong amount
When Loan Pay-off is made on "1 September 2022"
Then Loan's all installments have obligations met
@TestRailId:C3768
Scenario: Verify approved amount exceeds approved over applied amount for progressive loan with flat overAppliedCalculationType
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
Then Admin fails to approve the loan on "1 January 2024" with "2001" amount and expected disbursement date on "1 January 2024" because of wrong amount
And Admin successfully rejects the loan on "1 January 2024"
Then Loan status will be "REJECTED"
@TestRailId:C3769
Scenario: Verify disbursed amount exceeds approved over applied amount for progressive loan with flat overAppliedCalculationType
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
And Admin successfully approves the loan on "1 January 2024" with "9000" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "9900" EUR transaction amount
Then Admin fails to disburse the loan on "1 January 2024" with "1200" EUR transaction amount because of wrong amount
When Loan Pay-off is made on "1 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C67
Scenario: As admin I would like to check that amounts are distributed equally in loan repayment schedule
When Admin sets the business date to "1 September 2022"
fineract-e2e-tests-runner/src/test/resources/features/LoanCapitalizedIncome.feature
+224 -5
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@@ -243,6 +243,9 @@ Feature: Capitalized Income
| ASSET | 112601 | Loans Receivable | 300.0 | |
| LIABILITY | 145024 | Deferred Capitalized Income | | 300.0 |
When Loan Pay-off is made on "04 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3720
Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan - UC8
When Admin sets the business date to "1 January 2024"
@@ -279,6 +282,9 @@ Feature: Capitalized Income
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR transaction amount due to exceed approved amount
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
When Loan Pay-off is made on "02 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3721
Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan with undo last disbursal - UC9
When Admin sets the business date to "1 January 2024"
@@ -357,13 +363,16 @@ Feature: Capitalized Income
Then Admin fails to disburse the loan on "04 January 2024" with "200" EUR transaction amount due to exceed approved amount
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "200" while exceed approved amount
When Loan Pay-off is made on "04 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3723
Scenario: Verify capitalized income amount with disbursement amount calculation within approved over applied amount for multidisbursal loan - UC10
Scenario: Verify capitalized income amount with disbursement amount calculation within approved over applied amount with percentage type for multidisbursal loan - UC10
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
Then Loan status will be "ACTIVE"
@@ -421,8 +430,11 @@ Feature: Capitalized Income
Then Admin fails to disburse the loan on "04 January 2024" with "100" EUR trn amount with total disb amount "1100" and max disb amount "1500" due to exceed max applied amount
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "100" while exceed approved amount
When Loan Pay-off is made on "04 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3730
Scenario: Verify capitalized income with disbursement amount calculation within approved amount for multidisbursal loan with undo capitalized income - UC11
Scenario: Verify capitalized income with disbursement amount calculation within approved amount for multidisbursal loan with undo capitalized income - UC11
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
@@ -490,6 +502,184 @@ Feature: Capitalized Income
Then Admin fails to disburse the loan on "04 January 2024" with "300" EUR transaction amount due to exceed approved amount
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "300" while exceed approved amount
When Loan Pay-off is made on "04 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3764
Scenario: Verify capitalized income with disbursement amount within approved over applied amount with flat type with undo last disbursal for multidisbursal loan - UC12
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
Then Loan status will be "ACTIVE"
When Admin sets the business date to "2 January 2024"
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
And Admin successfully disburse the loan on "2 January 2024" with "800" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 1671.34 | 328.66 | 11.48 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
| 2 | 29 | 01 March 2024 | | 1340.95 | 330.39 | 9.75 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
| 3 | 31 | 01 April 2024 | | 1008.63 | 332.32 | 7.82 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
| 4 | 30 | 01 May 2024 | | 674.37 | 334.26 | 5.88 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
| 5 | 31 | 01 June 2024 | | 338.16 | 336.21 | 3.93 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
| 6 | 30 | 01 July 2024 | | 0.0 | 338.16 | 1.97 | 0.0 | 0.0 | 340.13 | 0.0 | 0.0 | 0.0 | 340.13 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 2000.0 | 40.83 | 0.0 | 0.0 | 2040.83 | 0.0 | 0.0 | 0.0 | 2040.83 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | false |
| 02 January 2024 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2000.0 | false |
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | 200.0 | |
| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR trn amount with total disb amount "2000" and max disb amount "2000" due to exceed max applied amount
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "101" while exceed approved amount
When Admin successfully undo last disbursal
When Admin sets the business date to "3 January 2024"
And Admin successfully disburse the loan on "3 January 2024" with "600" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 03 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 1504.13 | 295.87 | 10.24 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
| 2 | 29 | 01 March 2024 | | 1206.79 | 297.34 | 8.77 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
| 3 | 31 | 01 April 2024 | | 907.72 | 299.07 | 7.04 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
| 4 | 30 | 01 May 2024 | | 606.91 | 300.81 | 5.3 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
| 5 | 31 | 01 June 2024 | | 304.34 | 302.57 | 3.54 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
| 6 | 30 | 01 July 2024 | | 0.0 | 304.34 | 1.78 | 0.0 | 0.0 | 306.12 | 0.0 | 0.0 | 0.0 | 306.12 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1800.0 | 36.67 | 0.0 | 0.0 | 1836.67 | 0.0 | 0.0 | 0.0 | 1836.67 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | false |
| 03 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1800.0 | false |
Then Admin fails to disburse the loan on "03 January 2024" with "201" EUR trn amount with total disb amount "1801" and max disb amount "2000" due to exceed max applied amount
Then Capitalized income with payment type "AUTOPAY" on "03 January 2024" is forbidden with amount "300" while exceed approved amount
When Loan Pay-off is made on "03 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3765
Scenario: Verify capitalized income with disbursement amount within approved over applied amount with percentage type with undo disbursal for single disbursal loan - UC13
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
Then Loan status will be "ACTIVE"
When Admin sets the business date to "2 January 2024"
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "400" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 1169.98 | 230.02 | 8.09 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
| 2 | 29 | 01 March 2024 | | 938.69 | 231.29 | 6.82 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
| 3 | 31 | 01 April 2024 | | 706.06 | 232.63 | 5.48 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
| 4 | 30 | 01 May 2024 | | 472.07 | 233.99 | 4.12 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
| 5 | 31 | 01 June 2024 | | 236.71 | 235.36 | 2.75 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
| 6 | 30 | 01 July 2024 | | 0.0 | 236.71 | 1.38 | 0.0 | 0.0 | 238.09 | 0.0 | 0.0 | 0.0 | 238.09 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1400.0 | 28.64 | 0.0 | 0.0 | 1428.64 | 0.0 | 0.0 | 0.0 | 1428.64 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1400.0 | false |
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | 400.0 | |
| LIABILITY | 145024 | Deferred Capitalized Income | | 400.0 |
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
When Admin successfully undo disbursal
Then Loan status will be "APPROVED"
When Admin sets the business date to "3 January 2024"
And Admin successfully disburse the loan on "3 January 2024" with "1000" EUR transaction amount
And Admin sets the business date to "4 January 2024"
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "500" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 03 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 04 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 03 February 2024 | | 1253.55 | 246.45 | 8.66 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
| 2 | 29 | 03 March 2024 | | 1005.75 | 247.8 | 7.31 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
| 3 | 31 | 03 April 2024 | | 756.51 | 249.24 | 5.87 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
| 4 | 30 | 03 May 2024 | | 505.81 | 250.7 | 4.41 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
| 5 | 31 | 03 June 2024 | | 253.65 | 252.16 | 2.95 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
| 6 | 30 | 03 July 2024 | | 0.0 | 253.65 | 1.48 | 0.0 | 0.0 | 255.13 | 0.0 | 0.0 | 0.0 | 255.13 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1500.0 | 30.68 | 0.0 | 0.0 | 1530.68 | 0.0 | 0.0 | 0.0 | 1530.68 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 03 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
| 04 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "100" while exceed approved amount
When Loan Pay-off is made on "04 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3766
Scenario: Verify capitalized income with adjustment amount with disbursement amount within approved over applied amount with flat type for single disbursal loan - UC14
When Admin sets the business date to "1 January 2024"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
And Admin successfully approves the loan on "1 January 2024" with "2000" amount and expected disbursement date on "1 January 2024"
And Admin successfully disburse the loan on "1 January 2024" with "1500" EUR transaction amount
Then Loan status will be "ACTIVE"
When Admin sets the business date to "2 January 2024"
And Admin runs inline COB job for Loan
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "400" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 1587.86 | 312.14 | 11.01 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
| 2 | 29 | 01 March 2024 | | 1273.97 | 313.89 | 9.26 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
| 3 | 31 | 01 April 2024 | | 958.25 | 315.72 | 7.43 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
| 4 | 30 | 01 May 2024 | | 640.69 | 317.56 | 5.59 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
| 5 | 31 | 01 June 2024 | | 321.28 | 319.41 | 3.74 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
| 6 | 30 | 01 July 2024 | | 0.0 | 321.28 | 1.87 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1900.0 | 38.9 | 0.0 | 0.0 | 1938.9 | 0.0 | 0.0 | 0.0 | 1938.9 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1900.0 | false |
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | 400.0 | |
| LIABILITY | 145024 | Deferred Capitalized Income | | 400.0 |
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "200" EUR transaction amount
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1900.0 | false |
| 02 January 2024 | Capitalized Income Adjustment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1700.0 | false |
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
When Loan Pay-off is made on "02 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3646
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then make a full repayment - amortization in case of loan close event
When Admin sets the business date to "1 January 2024"
@@ -3699,6 +3889,9 @@ Feature: Capitalized Income
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "05 January 2024"
Then Loan's all installments have obligations met
@TestRailId:C3708
Scenario: Verify capitalized income reversed after repayment - UC1
When Admin sets the business date to "1 January 2024"
@@ -6314,7 +6507,6 @@ Feature: Capitalized Income
| 15 March 2024 | Capitalized Income Amortization | 9.34 | 0.0 | 9.34 | 0.0 | 0.0 | 0.0 | false | false |
| 16 March 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 49.84 | false | false |
@TestRailId:C3747
Scenario: Verify Capitalized Income Amortization validation while run COB a month after Capitalized Income trn - UC1
When Admin sets the business date to "01 January 2024"
@@ -6348,6 +6540,9 @@ Feature: Capitalized Income
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3748
Scenario: Verify Capitalized Income Amortization while run COB a month after Capitalized Income with Adjustment trns - UC2
When Admin sets the business date to "01 January 2024"
@@ -6384,6 +6579,9 @@ Feature: Capitalized Income
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3749
Scenario: Verify backdated Capitalized Income Amortization while add Capitalised Income trn with a month earlier date - UC3
When Admin sets the business date to "01 January 2024"
@@ -6432,6 +6630,9 @@ Feature: Capitalized Income
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "02 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3750
Scenario: Verify backdated Capitalized Income Amortization while add Capitalised Income and Adjustment trns with earlier date - UC4
When Admin sets the business date to "01 January 2024"
@@ -6482,6 +6683,9 @@ Feature: Capitalized Income
| 01 February 2024 | Accrual | 0.08 | 0.0 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 3.44 | 0.0 | 3.44 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "02 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3751
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date - UC5
When Admin sets the business date to "01 January 2024"
@@ -6537,6 +6741,9 @@ Feature: Capitalized Income
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.77 | 0.0 | 17.77 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "02 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3752
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date after Adjustment trn - UC6
When Admin sets the business date to "01 January 2024"
@@ -6597,6 +6804,9 @@ Feature: Capitalized Income
| 01 February 2024 | Accrual | 0.3 | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.33 | 0.0 | 17.33 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "02 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3753
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income with Adjustment trns with earlier date after Adjustment trn - UC7
When Admin sets the business date to "01 January 2024"
@@ -6659,6 +6869,9 @@ Feature: Capitalized Income
| 01 February 2024 | Accrual | 0.08 | 0.0 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 3.55 | 0.0 | 3.55 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "02 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3754
Scenario: Verify Capitalized Income Amortization while run COB a month after Capitalized Income with Adjustment trns for multidisbursl loan - UC8
When Admin sets the business date to "01 January 2024"
@@ -6695,6 +6908,9 @@ Feature: Capitalized Income
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "01 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3755
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date for multidisbursl loan - UC9
When Admin sets the business date to "01 January 2024"
@@ -6750,6 +6966,9 @@ Feature: Capitalized Income
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.77 | 0.0 | 17.77 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "02 February 2024"
Then Loan's all installments have obligations met
@TestRailId:C3735
Scenario: Verify Capitalized Income business events
When Admin sets the business date to "01 January 2024"