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FINERACT-2317: Added e2e tests covering support for modifying loan approved amounts with validation and history tracking

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This commit is contained in:
Rustam Zeinalov
2025-07-21 17:13:51 +02:00
committed by Adam Saghy
parent 6d65f07924
commit ecbefb04c4
6 changed files with 258 additions and 1 deletions
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fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
+2
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@@ -144,6 +144,7 @@ public enum DefaultLoanProduct implements LoanProduct {
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC, //
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME, //
LP2_ADV_PYMNT_360_30_INTEREST_RECALC_AUTO_DOWNPAYMENT_ZERO_INTEREST_CHARGE_OFF_ACCRUAL_ACTIVITY, //
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALC_DAILY_INSTALLMENT_FEE_FLAT_CHARGES, //
LP2_ADV_PYMNT_INTEREST_DAILY_INSTALLMENT_FEE_PERCENT_AMOUNT_CHARGES, //
@@ -151,6 +152,7 @@ public enum DefaultLoanProduct implements LoanProduct {
LP2_ADV_PYMNT_INTEREST_DAILY_INSTALLMENT_FEE_PERCENT_AMOUNT_INTEREST_CHARGES, //
LP2_ADV_PYMNT_INTEREST_DAILY_INSTALLMENT_FEE_ALL_CHARGES, //
LP2_ADV_PYMNT_INTEREST_DAILY_INSTALLMENT_FEE_FLAT_INTEREST_CHARGES_TRANCHE, //
LP1_MULTIDISBURSAL_EXPECTS_TRANCHES, //
;
@Override
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/helper/ErrorMessageHelper.java
+4
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@@ -982,6 +982,10 @@ public final class ErrorMessageHelper {
}
public static String updateApprovedLoanExceedPrincipalFailure() {
return "Failed data validation due to: can't.be.greater.than.maximum.applied.loan.amount.calculation.";
}
public static String updateApprovedLoanLessThanDisbursedPrincipalAndCapitalizedIncomeFailure() {
return "Failed data validation due to: less.than.disbursed.principal.and.capitalized.income.";
}
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
+61
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@@ -3361,6 +3361,67 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_PROGRESSIVE_ADV_PYMNT_BUYDOWN_FEES_CHARGE_OFF_REASON,
responseLoanProductsRequestLP2ProgressiveAdvPaymentBuyDownFeesWithChargeOffReason);
// LP2 with progressive loan schedule + horizontal + interest EMI + 360/30
// + interest recalculation, preClosureInterestCalculationStrategy= till preclose,
// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
// capitalized income enabled; allow approved/disbursed amount over applied amount is enabled with percentage
// type
final String name129 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME
.getName();
final PostLoanProductsRequest loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbApprovedOverAppliedCapitalizedIncome = loanProductsRequestFactory
.defaultLoanProductsRequestLP2EmiCapitalizedIncome()//
.name(name129)//
.daysInYearType(DaysInYearType.DAYS360.value)//
.daysInMonthType(DaysInMonthType.DAYS30.value)//
.isInterestRecalculationEnabled(true)//
.preClosureInterestCalculationStrategy(1)//
.rescheduleStrategyMethod(4)//
.interestRecalculationCompoundingMethod(0)//
.recalculationRestFrequencyType(2)//
.recalculationRestFrequencyInterval(1)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT"))) //
.allowApprovedDisbursedAmountsOverApplied(true)//
.overAppliedCalculationType(OverAppliedCalculationType.PERCENTAGE.value)//
.overAppliedNumber(50)//
.multiDisburseLoan(true)//
.disallowExpectedDisbursements(true)//
.maxTrancheCount(10)//
.outstandingLoanBalance(10000.0);//
final Response<PostLoanProductsResponse> responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbApprovedOverAppliedCapitalizedIncome = loanProductsApi
.createLoanProduct(
loanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbApprovedOverAppliedCapitalizedIncome)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME,
responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcMultidisbApprovedOverAppliedCapitalizedIncome);
// LP1 with new due-penalty-fee-interest-principal-in-advance-principal-penalty-fee-interest-strategy payment
// strategy and with 12% FLAT interest
// multidisbursal that expects tranche(s)
// (LP1_PAYMENT_STRATEGY_DUE_IN_ADVANCE_INTEREST_FLAT)
String name130 = DefaultLoanProduct.LP1_MULTIDISBURSAL_EXPECTS_TRANCHES.getName();
PostLoanProductsRequest loanProductsRequestMultidisbursalExpectTranches = loanProductsRequestFactory
// .defaultLoanProductsRequestLP1InterestFlat()//
// .interestType(INTEREST_TYPE_DECLINING_BALANCE)//
.defaultLoanProductsRequestLP1() //
.interestCalculationPeriodType(0)//
// .allowApprovedDisbursedAmountsOverApplied(false)//
.name(name130)//
.transactionProcessingStrategyCode(
TransactionProcessingStrategyCode.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST.value)//
.multiDisburseLoan(true)//
.disallowExpectedDisbursements(false)//
.maxTrancheCount(10)//
.outstandingLoanBalance(10000.0);//
Response<PostLoanProductsResponse> responseLoanProductMultidisbursalExpectTranches = loanProductsApi
.createLoanProduct(loanProductsRequestMultidisbursalExpectTranches).execute();
TestContext.INSTANCE.set(TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_MULTIDISBURSAL_EXPECTS_TRANCHES,
responseLoanProductMultidisbursalExpectTranches);
}
public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java
+28 -1
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@@ -4932,6 +4932,33 @@ public class LoanStepDef extends AbstractStepDef {
assertThat(developerMessage).isEqualTo(ErrorMessageHelper.updateApprovedLoanExceedPrincipalFailure());
}
@Then("Update loan approved amount is forbidden with amount {string} due to higher principal amount on loan")
public void updateLoanApprovedAmountForbiddenHigherPrincipalAmountOnLoan(final String amount) throws IOException {
final Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
final long loanId = loanResponse.body().getLoanId();
final Response<GetLoansLoanIdResponse> loanDetailsResponse = loansApi.retrieveLoan(loanId, false, "transactions", "", "").execute();
ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
final PutLoansApprovedAmountRequest modifyLoanApprovedAmountRequest = new PutLoansApprovedAmountRequest().locale(LOCALE_EN)
.amount(new BigDecimal(amount));
final Response<PutLoansApprovedAmountResponse> modifyLoanApprovedAmountResponse = loansApi
.modifyLoanApprovedAmount(loanId, modifyLoanApprovedAmountRequest).execute();
ErrorResponse errorDetails = ErrorResponse.from(modifyLoanApprovedAmountResponse);
assertThat(errorDetails.getHttpStatusCode()).isEqualTo(403);
Object errorArgs = errorDetails.getErrors().getFirst().getArgs().getFirst().getValue();
String developerMessage;
if (errorArgs instanceof Map errorArgsMap) {
developerMessage = (String) errorArgsMap.get("developerMessage");
} else {
developerMessage = errorDetails.getDeveloperMessage();
}
assertThat(developerMessage)
.isEqualTo(ErrorMessageHelper.updateApprovedLoanLessThanDisbursedPrincipalAndCapitalizedIncomeFailure());
}
@Then("Update loan approved amount is forbidden with amount {string} due to min allowed amount")
public void updateLoanApprovedAmountForbiddenMinAllowedAmount(final String amount) throws IOException {
final Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
@@ -4946,7 +4973,7 @@ public class LoanStepDef extends AbstractStepDef {
.modifyLoanApprovedAmount(loanId, modifyLoanApprovedAmountRequest).execute();
ErrorResponse errorDetails = ErrorResponse.from(modifyLoanApprovedAmountResponse);
assertThat(errorDetails.getHttpStatusCode()).isEqualTo(400);
assertThat(errorDetails.getHttpStatusCode()).isEqualTo(403);
Object errorArgs = errorDetails.getErrors().getFirst().getArgs().getFirst().getValue();
String developerMessage;
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
+2
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@@ -161,6 +161,7 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisbursalApprovedOVerAppliedPercentageCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyMultidisbursalApprovedOVerAppliedFlatCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyApprovedOVerAppliedAmountPercentageCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalcDailyMultidisbursalApprovedOVerAppliedAmountPercentageCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyApprovedOVerAppliedAmountFlatCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncome";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_FEE = "loanProductCreateResponseLP2ProgressiveAdvPayment36030InterestRecalcCapitalizedIncomeFee";
@@ -176,6 +177,7 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyTillRestFrequencyDateLastInstallment";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_ACCRUAL_ACTIVITY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRefundInterestRecalculationAccrualActivity";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_REFUND_INTEREST_RECALC_DOWNPAYMENT_ACCRUAL_ACTIVITY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRefundInterestRecalculatioDownpaymentnAccrualActivity";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_MULTIDISBURSAL_EXPECTS_TRANCHES = "loanProductCreateResponseLP1MultidisbursalThatExpectTranches";
public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";
fineract-e2e-tests-runner/src/test/resources/features/Loan.feature
+161
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@@ -7247,3 +7247,164 @@ Feature: Loan
| 08 August 2025 | Accrual | 2.8 | 0.0 | 0.0 | 0.0 | 2.8 | 0.0 | false | false |
| 08 August 2025 | Accrual Activity | 6.22 | 0.0 | 3.42 | 0.0 | 2.8 | 0.0 | false | false |
| 15 August 2025 | Repayment | 2.8 | 0.0 | 0.0 | 0.0 | 2.8 | 0.0 | false | false |
@TestRailId:C3858
Scenario: Verify update approved amount for progressive loan - UC1
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_PMT_ALLOC_1 | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Update loan approved amount is forbidden with amount "0" due to min allowed amount
When Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount
@TestRailId:C3859
Scenario: Verify update approved amount after undo disbursement for single disb progressive loan - UC3
When Admin sets the business date to "1 January 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2025" with "1000" amount and expected disbursement date on "1 January 2025"
And Admin successfully disburse the loan on "1 January 2025" with "100" EUR transaction amount
Then Update loan approved amount with new amount "600" value
When Admin successfully undo disbursal
Then Admin fails to disburse the loan on "1 January 2025" with "700" EUR transaction amount due to exceed approved amount
@TestRailId:C3860
Scenario: Verify update approved amount with approved over applied amount for progressive multidisbursal loan with percentage overAppliedCalculationType - UC4
When Admin sets the business date to "1 January 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2025" with "1000" amount and expected disbursement date on "1 January 2025"
And Admin successfully disburse the loan on "1 January 2025" with "1100" EUR transaction amount
Then Update loan approved amount is forbidden with amount "1600" due to exceed applied amount
Then Update loan approved amount with new amount "1300" value
And Admin successfully disburse the loan on "1 January 2025" with "400" EUR transaction amount
@TestRailId:C3861
Scenario: Verify update approved amount with approved over applied amount and capitalized income for progressive loan with percentage overAppliedCalculationType - UC8_1
When Admin sets the business date to "1 January 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2025" with "1000" amount and expected disbursement date on "1 January 2025"
And Admin successfully disburse the loan on "1 January 2025" with "1100" EUR transaction amount
Then Update loan approved amount is forbidden with amount "1600" due to exceed applied amount
Then Update loan approved amount with new amount "1400" value
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2025" with "400" EUR transaction amount
@TestRailId:C3862
Scenario: Verify update approved amount with capitalized income for progressive loan - UC8_2
When Admin sets the business date to "1 January 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2025" with "900" amount and expected disbursement date on "1 January 2025"
And Admin successfully disburse the loan on "1 January 2025" with "600" EUR transaction amount
Then Update loan approved amount is forbidden with amount "500" due to higher principal amount on loan
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2025" with "200" EUR transaction amount
Then Update loan approved amount with new amount "1000" value
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2025" with "200" EUR transaction amount
@TestRailId:C3863
Scenario: Verify update approved amount with capitalized income for progressive multidisbursal loan - UC8_3
When Admin sets the business date to "1 January 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2025" with "900" amount and expected disbursement date on "1 January 2025"
And Admin successfully disburse the loan on "1 January 2025" with "600" EUR transaction amount
Then Update loan approved amount is forbidden with amount "500" due to higher principal amount on loan
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2025" with "200" EUR transaction amount
Then Update loan approved amount with new amount "1000" value
And Admin successfully disburse the loan on "1 January 2025" with "200" EUR transaction amount
@TestRailId:C3864
Scenario: Verify update approved amount before disbursement for single disb cumulative loan - UC5_1
When Admin sets the business date to "1 January 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP1 | 1 January 2025 | 1000 | 0 | DECLINING_BALANCE | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | PENALTIES_FEES_INTEREST_PRINCIPAL_ORDER |
And Admin successfully approves the loan on "1 January 2025" with "1000" amount and expected disbursement date on "1 January 2025"
Then Update loan approved amount with new amount "900" value
And Admin successfully disburse the loan on "1 January 2025" with "100" EUR transaction amount
@TestRailId:C3865
Scenario: Verify update approved amount before disbursement for single disb progressive loan - UC5_2
When Admin sets the business date to "1 January 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "1 January 2025" with "1000" amount and expected disbursement date on "1 January 2025"
Then Update loan approved amount with new amount "900" value
And Admin successfully disburse the loan on "1 January 2025" with "100" EUR transaction amount
@TestRailId:C3866
Scenario: Verify approved amount change for progressive multidisbursal loan that doesn't expect tranches - UC6
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
When Admin successfully disburse the loan on "01 January 2025" with "200" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 167.15 | 32.85 | 1.17 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 2 | 28 | 01 March 2025 | | 134.11 | 33.04 | 0.98 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 3 | 31 | 01 April 2025 | | 100.87 | 33.24 | 0.78 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 4 | 30 | 01 May 2025 | | 67.44 | 33.43 | 0.59 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 5 | 31 | 01 June 2025 | | 33.81 | 33.63 | 0.39 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 6 | 30 | 01 July 2025 | | 0.0 | 33.81 | 0.2 | 0.0 | 0.0 | 34.01 | 0.0 | 0.0 | 0.0 | 34.01 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 4.11 | 0.0 | 0.0 | 204.11 | 0.0 | 0.0 | 0.0 | 204.11 |
Then Update loan approved amount with new amount "600" value
When Admin successfully disburse the loan on "01 January 2025" with "400" EUR transaction amount
Then Update loan approved amount is forbidden with amount "500" due to higher principal amount on loan
@TestRailId:C3867
Scenario: Verify approved amount change with lower vallue for progressive multidisbursal loan that expects two tranches - UC7_1
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with three expected disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal | 3rd_tranche_disb_expected_date | 3rd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 300.0 | 02 January 2025 | 200.0 | 03 January 2025 | 500.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 300.0 | |
| 02 January 2025 | | 200.0 | |
| 03 January 2025 | | 500.0 | |
# --- disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "300" EUR transaction amount
When Admin sets the business date to "03 January 2025"
Then Update loan approved amount with new amount "800" value
@TestRailId:C3868
Scenario: Verify approved amount change with greater value for progressive multidisbursal loan that expects two tranches - UC7_2
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with three expected disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal | 3rd_tranche_disb_expected_date | 3rd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 300.0 | 02 January 2025 | 200.0 | 03 January 2025 | 500.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 300.0 | |
| 02 January 2025 | | 200.0 | |
| 03 January 2025 | | 500.0 | |
# --- disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "300" EUR transaction amount
When Admin sets the business date to "03 January 2025"
Then Update loan approved amount with new amount "1200" value