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FINERACT-2355: e2e tests for merchant issued refunds allocation with paid installments

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This commit is contained in:
MarianaDmytrivBinariks
2025-09-03 12:55:58 +02:00
committed by Adam Saghy
parent 33c74abeb7
commit ef1e2e1095
7 changed files with 711 additions and 2 deletions
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fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
+1
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@@ -97,6 +97,7 @@ public enum DefaultLoanProduct implements LoanProduct {
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF, //
LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR, //
LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF, //
LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF, //
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR, //
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_ALLOW_PARTIAL_PERIOD, //
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_ACCRUAL_ACTIVITY_POSTING, //
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
+34
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@@ -3694,6 +3694,40 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INT_DAILY_EMI_360_30_INT_RECALC_DAILY_MULTIDISB_EXPECT_TRANCHE_APPROVED_OVER_APPLIED,
responseLoanProductsRequestLP2AdvEmi36030IntRecalcDailyMultiDisbApprovedOverApplied);
// LP2 + interest recalculation + advanced custom payment allocation + progressive loan schedule + horizontal
// charge-off behaviour - zero interest
// LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF
String name139 = DefaultLoanProduct.LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF.getName();
PostLoanProductsRequest loanProductsRequestAdvCustomPaymentAllocationProgressiveLoanScheduleZeroChargeOff = loanProductsRequestFactory
.defaultLoanProductsRequestLP2InterestDailyRecalculation()//
.name(name139)//
.supportedInterestRefundTypes(Arrays.asList("MERCHANT_ISSUED_REFUND", "PAYOUT_REFUND"))//
.enableAccrualActivityPosting(true) //
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT",
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_FEE), //
createPaymentAllocation("GOODWILL_CREDIT", "REAMORTIZATION"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "LAST_INSTALLMENT"), //
createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT"))) //
.chargeOffBehaviour("ZERO_INTEREST");//
Response<PostLoanProductsResponse> responseLoanProductsRequestAdvCustomPaymentAllocationProgressiveLoanScheduleZeroChargeOff = loanProductsApi
.createLoanProduct(loanProductsRequestAdvCustomPaymentAllocationProgressiveLoanScheduleZeroChargeOff).execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADVANCED_CUSTOM_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE_ZERO_CHARGE_OFF,
responseLoanProductsRequestAdvCustomPaymentAllocationProgressiveLoanScheduleZeroChargeOff);
}
public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanChargeBackStepDef.java
+21
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@@ -122,6 +122,27 @@ public class LoanChargeBackStepDef extends AbstractStepDef {
makeChargebackCall(loanId, transactionId, repaymentType, transactionAmount);
}
@When("Admin makes {string} chargeback with {double} EUR transaction amount for MIR nr. {double}")
public void makeLoanChargebackForMIR(String repaymentType, double transactionAmount, double paymentNr) throws IOException {
Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
long loanId = loanResponse.body().getLoanId();
Response<GetLoansLoanIdResponse> loanDetails = loansApi.retrieveLoan(loanId, false, "transactions", "", "").execute();
List<GetLoansLoanIdTransactions> transactions = loanDetails.body().getTransactions();
List<Long> transactionIdList = new ArrayList<>();
for (GetLoansLoanIdTransactions f : transactions) {
String code = f.getType().getCode();
if (code.equals("loanTransactionType.merchantIssuedRefund")) {
transactionIdList.add(f.getId());
}
}
Collections.sort(transactionIdList);
Long transactionId = transactionIdList.get((int) paymentNr - 1);
makeChargebackCall(loanId, transactionId, repaymentType, transactionAmount);
}
private void makeChargebackCall(Long loanId, Long transactionId, String repaymentType, double transactionAmount) throws IOException {
eventStore.reset();
DefaultPaymentType paymentType = DefaultPaymentType.valueOf(repaymentType);
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
+1
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@@ -133,6 +133,7 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF = "loanProductCreateResponseLP2AdvancedPaymentZeroInterestChargeOff";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON = "loanProductCreateResponseLP2AdvancedPaymentZeroInterestChargeOffDelinquentReason";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC = "loanProductCreateResponseLP2AdvancedPaymentZeroInterestChargeOffDelinquentReasonInterestRecalculation";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADVANCED_CUSTOM_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE_ZERO_CHARGE_OFF = "loanProductCreateResponseLP2AdvancedPaymentHorizontalZeroInterestChargeOff";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADVANCED_DP_CUSTOM_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE = "loanProductCreateResponseLP2ProgressiveLoanScheduleDPCustomPaymentAllocation";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADVANCED_DP_IR_CUSTOM_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE = "loanProductCreateResponseLP2ProgressiveLoanScheduleDPIRCustomPaymentAllocation";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_ALLOW_PARTIAL_PERIOD = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyAllowPartialPeriod";
fineract-e2e-tests-runner/src/test/resources/features/LoanCharge.feature
+161 -2
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@@ -7778,7 +7778,8 @@ Feature: LoanCharge
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Installment flat fee | false | Installment Fee | | Flat | 30.0 | 0.0 | 0.0 | 30.0 |
Scenario: Verify Loan Charge together with paid installments with amounts zero
@TestRailId:C4014
Scenario: Verify Loan Charge together with paid installments with amounts zero - UC1
When Admin sets the business date to "11 April 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
@@ -7823,4 +7824,162 @@ Feature: LoanCharge
| 23 | 28 | 11 March 2027 | 13 August 2025 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 24 | 31 | 11 April 2027 | 13 August 2025 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
When Admin sets the business date to "15 August 2025"
When Admin adds "LOAN_NSF_FEE" due date charge with "15 August 2025" due date and 35 EUR transaction amount
When Admin adds "LOAN_NSF_FEE" due date charge with "15 August 2025" due date and 35 EUR transaction amount
@TestRailId:C4018
Scenario: Verify early repayment with MIR and charge afterwards for 24m progressive loan - UC2
When Admin sets the business date to "11 April 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 11 April 2025 | 209.72 | 12.25 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 24 | MONTHS | 1 | MONTHS | 24 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "11 April 2025" with "209.72" amount and expected disbursement date on "11 April 2025"
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 11 April 2025 | | 209.72 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 30 | 11 May 2025 | | 201.96 | 7.76 | 2.14 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 2 | 31 | 11 June 2025 | | 194.12 | 7.84 | 2.06 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 3 | 30 | 11 July 2025 | | 186.2 | 7.92 | 1.98 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 4 | 31 | 11 August 2025 | | 178.2 | 8.0 | 1.9 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 5 | 31 | 11 September 2025 | | 170.12 | 8.08 | 1.82 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 6 | 30 | 11 October 2025 | | 161.96 | 8.16 | 1.74 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 7 | 31 | 11 November 2025 | | 153.71 | 8.25 | 1.65 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 8 | 30 | 11 December 2025 | | 145.38 | 8.33 | 1.57 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 9 | 31 | 11 January 2026 | | 136.96 | 8.42 | 1.48 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 10 | 31 | 11 February 2026 | | 128.46 | 8.5 | 1.4 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 11 | 28 | 11 March 2026 | | 119.87 | 8.59 | 1.31 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 12 | 31 | 11 April 2026 | | 111.19 | 8.68 | 1.22 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 13 | 30 | 11 May 2026 | | 102.43 | 8.76 | 1.14 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 14 | 31 | 11 June 2026 | | 93.58 | 8.85 | 1.05 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 15 | 30 | 11 July 2026 | | 84.64 | 8.94 | 0.96 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 16 | 31 | 11 August 2026 | | 75.6 | 9.04 | 0.86 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 17 | 31 | 11 September 2026 | | 66.47 | 9.13 | 0.77 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 18 | 30 | 11 October 2026 | | 57.25 | 9.22 | 0.68 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 19 | 31 | 11 November 2026 | | 47.93 | 9.32 | 0.58 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 20 | 30 | 11 December 2026 | | 38.52 | 9.41 | 0.49 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 21 | 31 | 11 January 2027 | | 29.01 | 9.51 | 0.39 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 22 | 31 | 11 February 2027 | | 19.41 | 9.6 | 0.3 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 23 | 28 | 11 March 2027 | | 9.71 | 9.7 | 0.2 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 24 | 31 | 11 April 2027 | | 0.0 | 9.71 | 0.1 | 0.0 | 0.0 | 9.81 | 0.0 | 0.0 | 0.0 | 9.81 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 209.72 | 27.79 | 0.0 | 0.0 | 237.51 | 0.0 | 0.0 | 0.0 | 237.51 |
When Admin successfully disburse the loan on "11 April 2025" with "209.72" EUR transaction amount
When Admin sets the business date to "11 May 2025"
And Customer makes "AUTOPAY" repayment on "11 May 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "11 June 2025"
And Customer makes "AUTOPAY" repayment on "11 June 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "11 July 2025"
And Customer makes "AUTOPAY" repayment on "11 July 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "11 August 2025"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "11 August 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "13 August 2025"
When Admin runs inline COB job for Loan
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "13 August 2025" with 188.8 EUR transaction amount and system-generated Idempotency key
When Admin sets the business date to "15 August 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 11 April 2025 | | 209.72 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 11 May 2025 | 11 May 2025 | 201.96 | 7.76 | 2.14 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 2 | 31 | 11 June 2025 | 11 June 2025 | 194.12 | 7.84 | 2.06 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 3 | 30 | 11 July 2025 | 11 July 2025 | 186.2 | 7.92 | 1.98 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 4 | 31 | 11 August 2025 | 11 August 2025 | 178.2 | 8.0 | 1.9 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 5 | 31 | 11 September 2025 | 13 August 2025 | 178.2 | 0.0 | 0.12 | 0.0 | 0.0 | 0.12 | 0.12 | 0.12 | 0.0 | 0.0 |
| 6 | 30 | 11 October 2025 | 13 August 2025 | 178.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7 | 31 | 11 November 2025 | 13 August 2025 | 168.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 8 | 30 | 11 December 2025 | 13 August 2025 | 158.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 9 | 31 | 11 January 2026 | 13 August 2025 | 148.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 10 | 31 | 11 February 2026 | 13 August 2025 | 138.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 11 | 28 | 11 March 2026 | 13 August 2025 | 128.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 12 | 31 | 11 April 2026 | 13 August 2025 | 118.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 13 | 30 | 11 May 2026 | 13 August 2025 | 108.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 14 | 31 | 11 June 2026 | 13 August 2025 | 99.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 15 | 30 | 11 July 2026 | 13 August 2025 | 89.1 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 16 | 31 | 11 August 2026 | 13 August 2025 | 79.2 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 17 | 31 | 11 September 2026 | 13 August 2025 | 69.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 18 | 30 | 11 October 2026 | 13 August 2025 | 59.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 19 | 31 | 11 November 2026 | 13 August 2025 | 49.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 20 | 30 | 11 December 2026 | 13 August 2025 | 39.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 21 | 31 | 11 January 2027 | 13 August 2025 | 29.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 22 | 31 | 11 February 2027 | 13 August 2025 | 19.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 23 | 28 | 11 March 2027 | 13 August 2025 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 24 | 31 | 11 April 2027 | 13 August 2025 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 209.72 | 8.2 | 0.0 | 0.0 | 217.92 | 217.92 | 178.32 | 0.0 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 11 April 2025 | Disbursement | 209.72 | 0.0 | 0.0 | 0.0 | 0.0 | 209.72 | false | false |
| 11 May 2025 | Repayment | 9.9 | 7.76 | 2.14 | 0.0 | 0.0 | 201.96 | false | false |
| 11 May 2025 | Accrual Activity | 2.14 | 0.0 | 2.14 | 0.0 | 0.0 | 0.0 | false | false |
| 11 June 2025 | Repayment | 9.9 | 7.84 | 2.06 | 0.0 | 0.0 | 194.12 | false | false |
| 11 June 2025 | Accrual Activity | 2.06 | 0.0 | 2.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 July 2025 | Repayment | 9.9 | 7.92 | 1.98 | 0.0 | 0.0 | 186.2 | false | false |
| 11 July 2025 | Accrual Activity | 1.98 | 0.0 | 1.98 | 0.0 | 0.0 | 0.0 | false | false |
| 10 August 2025 | Accrual | 8.02 | 0.0 | 8.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Repayment | 9.9 | 8.0 | 1.9 | 0.0 | 0.0 | 178.2 | false | false |
| 11 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Accrual Activity | 1.9 | 0.0 | 1.9 | 0.0 | 0.0 | 0.0 | false | false |
| 12 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Merchant Issued Refund | 188.8 | 178.2 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Interest Refund | 7.87 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Accrual Activity | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
# --- make this reversal of repayment --- #
When Customer undo "1"th "Repayment" transaction made on "11 August 2025"
And Admin adds "LOAN_NSF_FEE" due date charge with "15 August 2025" due date and 10 EUR transaction amount
When Admin sets the business date to "16 August 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 11 April 2025 | | 209.72 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 11 May 2025 | 11 May 2025 | 201.96 | 7.76 | 2.14 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 2 | 31 | 11 June 2025 | 11 June 2025 | 194.12 | 7.84 | 2.06 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 3 | 30 | 11 July 2025 | 11 July 2025 | 186.2 | 7.92 | 1.98 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 4 | 31 | 11 August 2025 | 13 August 2025 | 178.2 | 8.0 | 1.9 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 9.9 | 0.0 |
| 5 | 31 | 11 September 2025 | | 178.2 | 0.0 | 0.12 | 0.0 | 10.0 | 10.12 | 8.57 | 8.57 | 0.0 | 1.55 |
| 6 | 30 | 11 October 2025 | 13 August 2025 | 178.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7 | 31 | 11 November 2025 | 13 August 2025 | 168.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 8 | 30 | 11 December 2025 | 13 August 2025 | 158.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 9 | 31 | 11 January 2026 | 13 August 2025 | 148.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 10 | 31 | 11 February 2026 | 13 August 2025 | 138.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 11 | 28 | 11 March 2026 | 13 August 2025 | 128.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 12 | 31 | 11 April 2026 | 13 August 2025 | 118.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 13 | 30 | 11 May 2026 | 13 August 2025 | 108.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 14 | 31 | 11 June 2026 | 13 August 2025 | 99.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 15 | 30 | 11 July 2026 | 13 August 2025 | 89.1 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 16 | 31 | 11 August 2026 | 13 August 2025 | 79.2 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 17 | 31 | 11 September 2026 | 13 August 2025 | 69.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 18 | 30 | 11 October 2026 | 13 August 2025 | 59.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 19 | 31 | 11 November 2026 | 13 August 2025 | 49.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 20 | 30 | 11 December 2026 | 13 August 2025 | 39.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 21 | 31 | 11 January 2027 | 13 August 2025 | 29.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 22 | 31 | 11 February 2027 | 13 August 2025 | 19.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 23 | 28 | 11 March 2027 | 13 August 2025 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 24 | 31 | 11 April 2027 | 13 August 2025 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 209.72 | 8.2 | 0.0 | 10.0 | 227.92 | 226.37 | 186.77 | 9.9 | 1.55 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 11 April 2025 | Disbursement | 209.72 | 0.0 | 0.0 | 0.0 | 0.0 | 209.72 | false | false |
| 11 May 2025 | Repayment | 9.9 | 7.76 | 2.14 | 0.0 | 0.0 | 201.96 | false | false |
| 11 May 2025 | Accrual Activity | 2.14 | 0.0 | 2.14 | 0.0 | 0.0 | 0.0 | false | false |
| 11 June 2025 | Repayment | 9.9 | 7.84 | 2.06 | 0.0 | 0.0 | 194.12 | false | false |
| 11 June 2025 | Accrual Activity | 2.06 | 0.0 | 2.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 July 2025 | Repayment | 9.9 | 7.92 | 1.98 | 0.0 | 0.0 | 186.2 | false | false |
| 11 July 2025 | Accrual Activity | 1.98 | 0.0 | 1.98 | 0.0 | 0.0 | 0.0 | false | false |
| 10 August 2025 | Accrual | 8.02 | 0.0 | 8.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Repayment | 9.9 | 8.0 | 1.9 | 0.0 | 0.0 | 178.2 | true | false |
| 11 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Accrual Activity | 1.9 | 0.0 | 1.9 | 0.0 | 0.0 | 0.0 | false | false |
| 12 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Merchant Issued Refund | 188.8 | 186.2 | 2.02 | 0.0 | 0.58 | 0.0 | false | true |
| 13 August 2025 | Interest Refund | 7.87 | 0.0 | 0.0 | 0.0 | 7.87 | 0.0 | false | true |
| 15 August 2025 | Accrual | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 | 0.0 | false | false |
fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
+335
View File
@@ -9614,3 +9614,338 @@ Feature: Charge-off
| 20 July 2025 | Charge-off | 1142.48 | 1000.0 | 142.48 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "20 July 2025"
Then Loan's all installments have obligations met
@TestRailId:C4016
Scenario: Verify early repayment with MIRs and change-off afterwards for 24m progressive loan - UC1
When Admin sets the business date to "07 May 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF | 07 May 2025 | 1001 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 24 | MONTHS | 1 | MONTHS | 24 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "07 May 2025" with "1001" amount and expected disbursement date on "07 May 2025"
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 07 May 2025 | | 1001.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 07 June 2025 | | 971.92 | 29.08 | 30.02 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 2 | 30 | 07 July 2025 | | 941.97 | 29.95 | 29.15 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 3 | 31 | 07 August 2025 | | 911.12 | 30.85 | 28.25 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 4 | 31 | 07 September 2025 | | 879.35 | 31.77 | 27.33 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 5 | 30 | 07 October 2025 | | 846.62 | 32.73 | 26.37 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 6 | 31 | 07 November 2025 | | 812.91 | 33.71 | 25.39 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 7 | 30 | 07 December 2025 | | 778.19 | 34.72 | 24.38 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 8 | 31 | 07 January 2026 | | 742.43 | 35.76 | 23.34 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 9 | 31 | 07 February 2026 | | 705.6 | 36.83 | 22.27 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 10 | 28 | 07 March 2026 | | 667.66 | 37.94 | 21.16 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 11 | 31 | 07 April 2026 | | 628.58 | 39.08 | 20.02 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 12 | 30 | 07 May 2026 | | 588.33 | 40.25 | 18.85 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 13 | 31 | 07 June 2026 | | 546.87 | 41.46 | 17.64 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 14 | 30 | 07 July 2026 | | 504.17 | 42.7 | 16.4 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 15 | 31 | 07 August 2026 | | 460.19 | 43.98 | 15.12 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 16 | 31 | 07 September 2026 | | 414.89 | 45.3 | 13.8 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 17 | 30 | 07 October 2026 | | 368.23 | 46.66 | 12.44 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 18 | 31 | 07 November 2026 | | 320.17 | 48.06 | 11.04 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 19 | 30 | 07 December 2026 | | 270.67 | 49.5 | 9.6 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 20 | 31 | 07 January 2027 | | 219.69 | 50.98 | 8.12 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 21 | 31 | 07 February 2027 | | 167.18 | 52.51 | 6.59 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 22 | 28 | 07 March 2027 | | 113.09 | 54.09 | 5.01 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 23 | 31 | 07 April 2027 | | 57.38 | 55.71 | 3.39 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 24 | 30 | 07 May 2027 | | 0.0 | 57.38 | 1.72 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1001.0 | 417.4 | 0.0 | 0.0 | 1418.4 | 0.0 | 0.0 | 0.0 | 1418.4 |
When Admin successfully disburse the loan on "07 May 2025" with "179.04" EUR transaction amount
When Admin sets the business date to "08 May 2025"
When Admin successfully disburse the loan on "08 May 2025" with "52.07" EUR transaction amount
When Admin successfully disburse the loan on "08 May 2025" with "171.31" EUR transaction amount
When Admin sets the business date to "10 May 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "11 May 2025"
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "11 May 2025" with 61.19 EUR transaction amount and system-generated Idempotency key
When Admin sets the business date to "12 May 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 May 2025"
When Admin successfully disburse the loan on "13 May 2025" with "81.67" EUR transaction amount
When Admin successfully disburse the loan on "14 May 2025" with "62.05" EUR transaction amount
When Admin sets the business date to "15 May 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "16 May 2025"
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 52.07 EUR transaction amount and system-generated Idempotency key
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 49.36 EUR transaction amount and system-generated Idempotency key
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 81.67 EUR transaction amount and system-generated Idempotency key
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 62.05 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 07 May 2025 | | 179.04 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 52.07 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 171.31 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 13 May 2025 | | 81.67 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 14 May 2025 | | 62.05 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 07 June 2025 | | 522.41 | 23.73 | 8.45 | 0.0 | 0.0 | 32.18 | 2.25 | 2.25 | 0.0 | 29.93 |
| 2 | 30 | 07 July 2025 | | 496.71 | 25.7 | 6.48 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 3 | 31 | 07 August 2025 | | 470.24 | 26.47 | 5.71 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 4 | 31 | 07 September 2025 | | 442.98 | 27.26 | 4.92 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 5 | 30 | 07 October 2025 | | 414.9 | 28.08 | 4.1 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 6 | 31 | 07 November 2025 | | 385.98 | 28.92 | 3.26 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 7 | 30 | 07 December 2025 | | 356.19 | 29.79 | 2.39 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 8 | 31 | 07 January 2026 | | 325.51 | 30.68 | 1.5 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 9 | 31 | 07 February 2026 | | 306.34 | 19.17 | 0.57 | 0.0 | 0.0 | 19.74 | 0.0 | 0.0 | 0.0 | 19.74 |
| 10 | 28 | 07 March 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 11 | 31 | 07 April 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 12 | 30 | 07 May 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 13 | 31 | 07 June 2026 | 16 May 2025 | 276.47 | 29.87 | 0.0 | 0.0 | 0.0 | 29.87 | 29.87 | 29.87 | 0.0 | 0.0 |
| 14 | 30 | 07 July 2026 | 16 May 2025 | 244.29 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 15 | 31 | 07 August 2026 | 16 May 2025 | 226.98 | 17.31 | 0.0 | 0.0 | 0.0 | 17.31 | 17.31 | 17.31 | 0.0 | 0.0 |
| 16 | 31 | 07 September 2026 | 16 May 2025 | 194.8 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 17 | 30 | 07 October 2026 | 16 May 2025 | 162.62 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 18 | 31 | 07 November 2026 | 16 May 2025 | 145.44 | 17.18 | 0.0 | 0.0 | 0.0 | 17.18 | 17.18 | 17.18 | 0.0 | 0.0 |
| 19 | 30 | 07 December 2026 | 16 May 2025 | 113.26 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 20 | 31 | 07 January 2027 | 16 May 2025 | 93.37 | 19.89 | 0.0 | 0.0 | 0.0 | 19.89 | 19.89 | 19.89 | 0.0 | 0.0 |
| 21 | 31 | 07 February 2027 | 16 May 2025 | 61.19 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 22 | 28 | 07 March 2027 | 11 May 2025 | 47.41 | 13.78 | 0.0 | 0.0 | 0.0 | 13.78 | 13.78 | 13.78 | 0.0 | 0.0 |
| 23 | 31 | 07 April 2027 | 11 May 2025 | 23.66 | 23.75 | 0.0 | 0.0 | 0.0 | 23.75 | 23.75 | 23.75 | 0.0 | 0.0 |
| 24 | 30 | 07 May 2027 | 11 May 2025 | 0.0 | 23.66 | 0.0 | 0.0 | 0.0 | 23.66 | 23.66 | 23.66 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 546.14 | 37.38 | 0.0 | 0.0 | 583.52 | 308.59 | 308.59 | 0.0 | 274.93 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 07 May 2025 | Disbursement | 179.04 | 0.0 | 0.0 | 0.0 | 0.0 | 179.04 | false | false |
| 08 May 2025 | Disbursement | 52.07 | 0.0 | 0.0 | 0.0 | 0.0 | 231.11 | false | false |
| 08 May 2025 | Disbursement | 171.31 | 0.0 | 0.0 | 0.0 | 0.0 | 402.42 | false | false |
| 09 May 2025 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
| 10 May 2025 | Accrual | 0.39 | 0.0 | 0.39 | 0.0 | 0.0 | 0.0 | false | false |
| 11 May 2025 | Merchant Issued Refund | 61.19 | 61.19 | 0.0 | 0.0 | 0.0 | 341.23 | false | false |
| 11 May 2025 | Interest Refund | 0.24 | 0.0 | 0.24 | 0.0 | 0.0 | 341.23 | false | false |
| 11 May 2025 | Accrual | 0.39 | 0.0 | 0.39 | 0.0 | 0.0 | 0.0 | false | false |
| 12 May 2025 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 13 May 2025 | Disbursement | 81.67 | 0.0 | 0.0 | 0.0 | 0.0 | 422.9 | false | false |
| 13 May 2025 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 14 May 2025 | Disbursement | 62.05 | 0.0 | 0.0 | 0.0 | 0.0 | 484.95 | false | false |
| 14 May 2025 | Accrual | 0.41 | 0.0 | 0.41 | 0.0 | 0.0 | 0.0 | false | false |
| 16 May 2025 | Merchant Issued Refund | 52.07 | 52.07 | 0.0 | 0.0 | 0.0 | 432.88 | false | false |
| 16 May 2025 | Interest Refund | 0.45 | 0.0 | 0.45 | 0.0 | 0.0 | 432.88 | false | false |
| 16 May 2025 | Merchant Issued Refund | 49.36 | 49.36 | 0.0 | 0.0 | 0.0 | 383.52 | false | false |
| 16 May 2025 | Interest Refund | 0.43 | 0.0 | 0.43 | 0.0 | 0.0 | 383.52 | false | false |
| 16 May 2025 | Merchant Issued Refund | 81.67 | 81.67 | 0.0 | 0.0 | 0.0 | 301.85 | false | false |
| 16 May 2025 | Interest Refund | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 301.85 | false | false |
| 16 May 2025 | Merchant Issued Refund | 62.05 | 62.05 | 0.0 | 0.0 | 0.0 | 239.8 | false | false |
| 16 May 2025 | Interest Refund | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 239.8 | false | false |
When Admin sets the business date to "14 June 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 July 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 August 2025"
When Admin runs inline COB job for Loan
And Admin does charge-off the loan on "14 August 2025"
When Admin sets the business date to "15 August 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 07 May 2025 | | 179.04 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 52.07 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 171.31 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 13 May 2025 | | 81.67 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 14 May 2025 | | 62.05 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 07 June 2025 | | 522.41 | 23.73 | 8.45 | 0.0 | 0.0 | 32.18 | 2.25 | 2.25 | 0.0 | 29.93 |
| 2 | 30 | 07 July 2025 | | 497.42 | 24.99 | 7.19 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 3 | 31 | 07 August 2025 | | 472.43 | 24.99 | 7.19 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 4 | 31 | 07 September 2025 | | 441.87 | 30.56 | 1.62 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 5 | 30 | 07 October 2025 | | 409.69 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 6 | 31 | 07 November 2025 | | 377.51 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 7 | 30 | 07 December 2025 | | 345.33 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 8 | 31 | 07 January 2026 | | 313.15 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 9 | 31 | 07 February 2026 | | 306.34 | 6.81 | 0.0 | 0.0 | 0.0 | 6.81 | 0.0 | 0.0 | 0.0 | 6.81 |
| 10 | 28 | 07 March 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 11 | 31 | 07 April 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 12 | 30 | 07 May 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 13 | 31 | 07 June 2026 | 16 May 2025 | 276.47 | 29.87 | 0.0 | 0.0 | 0.0 | 29.87 | 29.87 | 29.87 | 0.0 | 0.0 |
| 14 | 30 | 07 July 2026 | 16 May 2025 | 244.29 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 15 | 31 | 07 August 2026 | 16 May 2025 | 226.98 | 17.31 | 0.0 | 0.0 | 0.0 | 17.31 | 17.31 | 17.31 | 0.0 | 0.0 |
| 16 | 31 | 07 September 2026 | 16 May 2025 | 194.8 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 17 | 30 | 07 October 2026 | 16 May 2025 | 162.62 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 18 | 31 | 07 November 2026 | 16 May 2025 | 145.44 | 17.18 | 0.0 | 0.0 | 0.0 | 17.18 | 17.18 | 17.18 | 0.0 | 0.0 |
| 19 | 30 | 07 December 2026 | 16 May 2025 | 113.26 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 20 | 31 | 07 January 2027 | 16 May 2025 | 93.37 | 19.89 | 0.0 | 0.0 | 0.0 | 19.89 | 19.89 | 19.89 | 0.0 | 0.0 |
| 21 | 31 | 07 February 2027 | 16 May 2025 | 61.19 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 22 | 28 | 07 March 2027 | 11 May 2025 | 47.41 | 13.78 | 0.0 | 0.0 | 0.0 | 13.78 | 13.78 | 13.78 | 0.0 | 0.0 |
| 23 | 31 | 07 April 2027 | 11 May 2025 | 23.66 | 23.75 | 0.0 | 0.0 | 0.0 | 23.75 | 23.75 | 23.75 | 0.0 | 0.0 |
| 24 | 30 | 07 May 2027 | 11 May 2025 | 0.0 | 23.66 | 0.0 | 0.0 | 0.0 | 23.66 | 23.66 | 23.66 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 546.14 | 24.45 | 0.0 | 0.0 | 570.59 | 308.59 | 308.59 | 0.0 | 262.0 |
@TestRailId:C4017
Scenario: Verify early repayment with MIRs and charge with change-off afterwards for 24m progressive loan - UC2
When Admin sets the business date to "07 May 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF | 07 May 2025 | 1001 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 24 | MONTHS | 1 | MONTHS | 24 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "07 May 2025" with "1001" amount and expected disbursement date on "07 May 2025"
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 07 May 2025 | | 1001.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 07 June 2025 | | 971.92 | 29.08 | 30.02 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 2 | 30 | 07 July 2025 | | 941.97 | 29.95 | 29.15 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 3 | 31 | 07 August 2025 | | 911.12 | 30.85 | 28.25 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 4 | 31 | 07 September 2025 | | 879.35 | 31.77 | 27.33 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 5 | 30 | 07 October 2025 | | 846.62 | 32.73 | 26.37 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 6 | 31 | 07 November 2025 | | 812.91 | 33.71 | 25.39 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 7 | 30 | 07 December 2025 | | 778.19 | 34.72 | 24.38 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 8 | 31 | 07 January 2026 | | 742.43 | 35.76 | 23.34 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 9 | 31 | 07 February 2026 | | 705.6 | 36.83 | 22.27 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 10 | 28 | 07 March 2026 | | 667.66 | 37.94 | 21.16 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 11 | 31 | 07 April 2026 | | 628.58 | 39.08 | 20.02 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 12 | 30 | 07 May 2026 | | 588.33 | 40.25 | 18.85 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 13 | 31 | 07 June 2026 | | 546.87 | 41.46 | 17.64 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 14 | 30 | 07 July 2026 | | 504.17 | 42.7 | 16.4 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 15 | 31 | 07 August 2026 | | 460.19 | 43.98 | 15.12 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 16 | 31 | 07 September 2026 | | 414.89 | 45.3 | 13.8 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 17 | 30 | 07 October 2026 | | 368.23 | 46.66 | 12.44 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 18 | 31 | 07 November 2026 | | 320.17 | 48.06 | 11.04 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 19 | 30 | 07 December 2026 | | 270.67 | 49.5 | 9.6 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 20 | 31 | 07 January 2027 | | 219.69 | 50.98 | 8.12 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 21 | 31 | 07 February 2027 | | 167.18 | 52.51 | 6.59 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 22 | 28 | 07 March 2027 | | 113.09 | 54.09 | 5.01 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 23 | 31 | 07 April 2027 | | 57.38 | 55.71 | 3.39 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
| 24 | 30 | 07 May 2027 | | 0.0 | 57.38 | 1.72 | 0.0 | 0.0 | 59.1 | 0.0 | 0.0 | 0.0 | 59.1 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1001.0 | 417.4 | 0.0 | 0.0 | 1418.4 | 0.0 | 0.0 | 0.0 | 1418.4 |
When Admin successfully disburse the loan on "07 May 2025" with "179.04" EUR transaction amount
When Admin sets the business date to "08 May 2025"
When Admin successfully disburse the loan on "08 May 2025" with "52.07" EUR transaction amount
When Admin successfully disburse the loan on "08 May 2025" with "171.31" EUR transaction amount
When Admin sets the business date to "10 May 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "11 May 2025"
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "11 May 2025" with 61.19 EUR transaction amount and system-generated Idempotency key
When Admin sets the business date to "12 May 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 May 2025"
When Admin successfully disburse the loan on "13 May 2025" with "81.67" EUR transaction amount
When Admin successfully disburse the loan on "14 May 2025" with "62.05" EUR transaction amount
When Admin sets the business date to "15 May 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "16 May 2025"
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 52.07 EUR transaction amount and system-generated Idempotency key
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 49.36 EUR transaction amount and system-generated Idempotency key
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 81.67 EUR transaction amount and system-generated Idempotency key
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "16 May 2025" with 62.05 EUR transaction amount and system-generated Idempotency key
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 07 May 2025 | | 179.04 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 52.07 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 171.31 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 13 May 2025 | | 81.67 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 14 May 2025 | | 62.05 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 07 June 2025 | | 522.41 | 23.73 | 8.45 | 0.0 | 0.0 | 32.18 | 2.25 | 2.25 | 0.0 | 29.93 |
| 2 | 30 | 07 July 2025 | | 496.71 | 25.7 | 6.48 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 3 | 31 | 07 August 2025 | | 470.24 | 26.47 | 5.71 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 4 | 31 | 07 September 2025 | | 442.98 | 27.26 | 4.92 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 5 | 30 | 07 October 2025 | | 414.9 | 28.08 | 4.1 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 6 | 31 | 07 November 2025 | | 385.98 | 28.92 | 3.26 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 7 | 30 | 07 December 2025 | | 356.19 | 29.79 | 2.39 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 8 | 31 | 07 January 2026 | | 325.51 | 30.68 | 1.5 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 9 | 31 | 07 February 2026 | | 306.34 | 19.17 | 0.57 | 0.0 | 0.0 | 19.74 | 0.0 | 0.0 | 0.0 | 19.74 |
| 10 | 28 | 07 March 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 11 | 31 | 07 April 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 12 | 30 | 07 May 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 13 | 31 | 07 June 2026 | 16 May 2025 | 276.47 | 29.87 | 0.0 | 0.0 | 0.0 | 29.87 | 29.87 | 29.87 | 0.0 | 0.0 |
| 14 | 30 | 07 July 2026 | 16 May 2025 | 244.29 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 15 | 31 | 07 August 2026 | 16 May 2025 | 226.98 | 17.31 | 0.0 | 0.0 | 0.0 | 17.31 | 17.31 | 17.31 | 0.0 | 0.0 |
| 16 | 31 | 07 September 2026 | 16 May 2025 | 194.8 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 17 | 30 | 07 October 2026 | 16 May 2025 | 162.62 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 18 | 31 | 07 November 2026 | 16 May 2025 | 145.44 | 17.18 | 0.0 | 0.0 | 0.0 | 17.18 | 17.18 | 17.18 | 0.0 | 0.0 |
| 19 | 30 | 07 December 2026 | 16 May 2025 | 113.26 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 20 | 31 | 07 January 2027 | 16 May 2025 | 93.37 | 19.89 | 0.0 | 0.0 | 0.0 | 19.89 | 19.89 | 19.89 | 0.0 | 0.0 |
| 21 | 31 | 07 February 2027 | 16 May 2025 | 61.19 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 22 | 28 | 07 March 2027 | 11 May 2025 | 47.41 | 13.78 | 0.0 | 0.0 | 0.0 | 13.78 | 13.78 | 13.78 | 0.0 | 0.0 |
| 23 | 31 | 07 April 2027 | 11 May 2025 | 23.66 | 23.75 | 0.0 | 0.0 | 0.0 | 23.75 | 23.75 | 23.75 | 0.0 | 0.0 |
| 24 | 30 | 07 May 2027 | 11 May 2025 | 0.0 | 23.66 | 0.0 | 0.0 | 0.0 | 23.66 | 23.66 | 23.66 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 546.14 | 37.38 | 0.0 | 0.0 | 583.52 | 308.59 | 308.59 | 0.0 | 274.93 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 07 May 2025 | Disbursement | 179.04 | 0.0 | 0.0 | 0.0 | 0.0 | 179.04 | false | false |
| 08 May 2025 | Disbursement | 52.07 | 0.0 | 0.0 | 0.0 | 0.0 | 231.11 | false | false |
| 08 May 2025 | Disbursement | 171.31 | 0.0 | 0.0 | 0.0 | 0.0 | 402.42 | false | false |
| 09 May 2025 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
| 10 May 2025 | Accrual | 0.39 | 0.0 | 0.39 | 0.0 | 0.0 | 0.0 | false | false |
| 11 May 2025 | Merchant Issued Refund | 61.19 | 61.19 | 0.0 | 0.0 | 0.0 | 341.23 | false | false |
| 11 May 2025 | Interest Refund | 0.24 | 0.0 | 0.24 | 0.0 | 0.0 | 341.23 | false | false |
| 11 May 2025 | Accrual | 0.39 | 0.0 | 0.39 | 0.0 | 0.0 | 0.0 | false | false |
| 12 May 2025 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 13 May 2025 | Disbursement | 81.67 | 0.0 | 0.0 | 0.0 | 0.0 | 422.9 | false | false |
| 13 May 2025 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 14 May 2025 | Disbursement | 62.05 | 0.0 | 0.0 | 0.0 | 0.0 | 484.95 | false | false |
| 14 May 2025 | Accrual | 0.41 | 0.0 | 0.41 | 0.0 | 0.0 | 0.0 | false | false |
| 16 May 2025 | Merchant Issued Refund | 52.07 | 52.07 | 0.0 | 0.0 | 0.0 | 432.88 | false | false |
| 16 May 2025 | Interest Refund | 0.45 | 0.0 | 0.45 | 0.0 | 0.0 | 432.88 | false | false |
| 16 May 2025 | Merchant Issued Refund | 49.36 | 49.36 | 0.0 | 0.0 | 0.0 | 383.52 | false | false |
| 16 May 2025 | Interest Refund | 0.43 | 0.0 | 0.43 | 0.0 | 0.0 | 383.52 | false | false |
| 16 May 2025 | Merchant Issued Refund | 81.67 | 81.67 | 0.0 | 0.0 | 0.0 | 301.85 | false | false |
| 16 May 2025 | Interest Refund | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 301.85 | false | false |
| 16 May 2025 | Merchant Issued Refund | 62.05 | 62.05 | 0.0 | 0.0 | 0.0 | 239.8 | false | false |
| 16 May 2025 | Interest Refund | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 239.8 | false | false |
When Admin sets the business date to "14 June 2025"
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 July 2025"
When Admin runs inline COB job for Loan
# --- add charge on Aug, 14 --- #
When Admin sets the business date to "14 August 2025"
When Admin runs inline COB job for Loan
And Admin adds "LOAN_NSF_FEE" due date charge with "15 August 2025" due date and 10 EUR transaction amount
When Admin sets the business date to "15 August 2025"
# --- make charge-off on Aug, 15 --- #
And Admin does charge-off the loan on "15 August 2025"
When Admin sets the business date to "16 August 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 07 May 2025 | | 179.04 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 52.07 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 08 May 2025 | | 171.31 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 13 May 2025 | | 81.67 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 14 May 2025 | | 62.05 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 07 June 2025 | | 522.41 | 23.73 | 8.45 | 0.0 | 0.0 | 32.18 | 2.25 | 2.25 | 0.0 | 29.93 |
| 2 | 30 | 07 July 2025 | | 497.42 | 24.99 | 7.19 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 3 | 31 | 07 August 2025 | | 472.43 | 24.99 | 7.19 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 4 | 31 | 07 September 2025 | | 442.11 | 30.32 | 1.86 | 0.0 | 10.0 | 42.18 | 0.0 | 0.0 | 0.0 | 42.18 |
| 5 | 30 | 07 October 2025 | | 409.93 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 6 | 31 | 07 November 2025 | | 377.75 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 7 | 30 | 07 December 2025 | | 345.57 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 8 | 31 | 07 January 2026 | | 313.39 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 |
| 9 | 31 | 07 February 2026 | | 306.34 | 7.05 | 0.0 | 0.0 | 0.0 | 7.05 | 0.0 | 0.0 | 0.0 | 7.05 |
| 10 | 28 | 07 March 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 11 | 31 | 07 April 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 12 | 30 | 07 May 2026 | 16 May 2025 | 306.34 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 13 | 31 | 07 June 2026 | 16 May 2025 | 276.47 | 29.87 | 0.0 | 0.0 | 0.0 | 29.87 | 29.87 | 29.87 | 0.0 | 0.0 |
| 14 | 30 | 07 July 2026 | 16 May 2025 | 244.29 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 15 | 31 | 07 August 2026 | 16 May 2025 | 226.98 | 17.31 | 0.0 | 0.0 | 0.0 | 17.31 | 17.31 | 17.31 | 0.0 | 0.0 |
| 16 | 31 | 07 September 2026 | 16 May 2025 | 194.8 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 17 | 30 | 07 October 2026 | 16 May 2025 | 162.62 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 18 | 31 | 07 November 2026 | 16 May 2025 | 145.44 | 17.18 | 0.0 | 0.0 | 0.0 | 17.18 | 17.18 | 17.18 | 0.0 | 0.0 |
| 19 | 30 | 07 December 2026 | 16 May 2025 | 113.26 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 20 | 31 | 07 January 2027 | 16 May 2025 | 93.37 | 19.89 | 0.0 | 0.0 | 0.0 | 19.89 | 19.89 | 19.89 | 0.0 | 0.0 |
| 21 | 31 | 07 February 2027 | 16 May 2025 | 61.19 | 32.18 | 0.0 | 0.0 | 0.0 | 32.18 | 32.18 | 32.18 | 0.0 | 0.0 |
| 22 | 28 | 07 March 2027 | 11 May 2025 | 47.41 | 13.78 | 0.0 | 0.0 | 0.0 | 13.78 | 13.78 | 13.78 | 0.0 | 0.0 |
| 23 | 31 | 07 April 2027 | 11 May 2025 | 23.66 | 23.75 | 0.0 | 0.0 | 0.0 | 23.75 | 23.75 | 23.75 | 0.0 | 0.0 |
| 24 | 30 | 07 May 2027 | 11 May 2025 | 0.0 | 23.66 | 0.0 | 0.0 | 0.0 | 23.66 | 23.66 | 23.66 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 546.14 | 24.69 | 0.0 | 10.0 | 580.83 | 308.59 | 308.59 | 0.0 | 272.24 |
fineract-e2e-tests-runner/src/test/resources/features/LoanChargeback.feature
+158
View File
@@ -5655,3 +5655,161 @@ Feature: LoanChargeback
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 February 2024 | Chargeback | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C4015
Scenario: Verify early repayment with MIR and chargeback afterwards for 24m progressive loan
When Admin sets the business date to "11 April 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF | 11 April 2025 | 209.72 | 12.25 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 24 | MONTHS | 1 | MONTHS | 24 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "11 April 2025" with "209.72" amount and expected disbursement date on "11 April 2025"
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 11 April 2025 | | 209.72 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 30 | 11 May 2025 | | 201.96 | 7.76 | 2.14 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 2 | 31 | 11 June 2025 | | 194.12 | 7.84 | 2.06 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 3 | 30 | 11 July 2025 | | 186.2 | 7.92 | 1.98 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 4 | 31 | 11 August 2025 | | 178.2 | 8.0 | 1.9 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 5 | 31 | 11 September 2025 | | 170.12 | 8.08 | 1.82 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 6 | 30 | 11 October 2025 | | 161.96 | 8.16 | 1.74 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 7 | 31 | 11 November 2025 | | 153.71 | 8.25 | 1.65 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 8 | 30 | 11 December 2025 | | 145.38 | 8.33 | 1.57 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 9 | 31 | 11 January 2026 | | 136.96 | 8.42 | 1.48 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 10 | 31 | 11 February 2026 | | 128.46 | 8.5 | 1.4 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 11 | 28 | 11 March 2026 | | 119.87 | 8.59 | 1.31 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 12 | 31 | 11 April 2026 | | 111.19 | 8.68 | 1.22 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 13 | 30 | 11 May 2026 | | 102.43 | 8.76 | 1.14 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 14 | 31 | 11 June 2026 | | 93.58 | 8.85 | 1.05 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 15 | 30 | 11 July 2026 | | 84.64 | 8.94 | 0.96 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 16 | 31 | 11 August 2026 | | 75.6 | 9.04 | 0.86 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 17 | 31 | 11 September 2026 | | 66.47 | 9.13 | 0.77 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 18 | 30 | 11 October 2026 | | 57.25 | 9.22 | 0.68 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 19 | 31 | 11 November 2026 | | 47.93 | 9.32 | 0.58 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 20 | 30 | 11 December 2026 | | 38.52 | 9.41 | 0.49 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 21 | 31 | 11 January 2027 | | 29.01 | 9.51 | 0.39 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 22 | 31 | 11 February 2027 | | 19.41 | 9.6 | 0.3 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 23 | 28 | 11 March 2027 | | 9.71 | 9.7 | 0.2 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 24 | 31 | 11 April 2027 | | 0.0 | 9.71 | 0.1 | 0.0 | 0.0 | 9.81 | 0.0 | 0.0 | 0.0 | 9.81 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 209.72 | 27.79 | 0.0 | 0.0 | 237.51 | 0.0 | 0.0 | 0.0 | 237.51 |
When Admin successfully disburse the loan on "11 April 2025" with "209.72" EUR transaction amount
When Admin sets the business date to "11 May 2025"
And Customer makes "AUTOPAY" repayment on "11 May 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "11 June 2025"
And Customer makes "AUTOPAY" repayment on "11 June 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "11 July 2025"
And Customer makes "AUTOPAY" repayment on "11 July 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "11 August 2025"
When Admin runs inline COB job for Loan
And Customer makes "AUTOPAY" repayment on "11 August 2025" with 9.9 EUR transaction amount
When Admin sets the business date to "13 August 2025"
When Admin runs inline COB job for Loan
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "13 August 2025" with 188.8 EUR transaction amount and system-generated Idempotency key
When Admin sets the business date to "15 August 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 11 April 2025 | | 209.72 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 11 May 2025 | 11 May 2025 | 201.96 | 7.76 | 2.14 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 2 | 31 | 11 June 2025 | 11 June 2025 | 194.12 | 7.84 | 2.06 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 3 | 30 | 11 July 2025 | 11 July 2025 | 186.2 | 7.92 | 1.98 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 4 | 31 | 11 August 2025 | 11 August 2025 | 178.2 | 8.0 | 1.9 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 5 | 31 | 11 September 2025 | 13 August 2025 | 178.2 | 0.0 | 0.12 | 0.0 | 0.0 | 0.12 | 0.12 | 0.12 | 0.0 | 0.0 |
| 6 | 30 | 11 October 2025 | 13 August 2025 | 178.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7 | 31 | 11 November 2025 | 13 August 2025 | 168.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 8 | 30 | 11 December 2025 | 13 August 2025 | 158.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 9 | 31 | 11 January 2026 | 13 August 2025 | 148.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 10 | 31 | 11 February 2026 | 13 August 2025 | 138.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 11 | 28 | 11 March 2026 | 13 August 2025 | 128.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 12 | 31 | 11 April 2026 | 13 August 2025 | 118.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 13 | 30 | 11 May 2026 | 13 August 2025 | 108.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 14 | 31 | 11 June 2026 | 13 August 2025 | 99.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 15 | 30 | 11 July 2026 | 13 August 2025 | 89.1 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 16 | 31 | 11 August 2026 | 13 August 2025 | 79.2 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 17 | 31 | 11 September 2026 | 13 August 2025 | 69.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 18 | 30 | 11 October 2026 | 13 August 2025 | 59.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 19 | 31 | 11 November 2026 | 13 August 2025 | 49.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 20 | 30 | 11 December 2026 | 13 August 2025 | 39.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 21 | 31 | 11 January 2027 | 13 August 2025 | 29.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 22 | 31 | 11 February 2027 | 13 August 2025 | 19.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 23 | 28 | 11 March 2027 | 13 August 2025 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 24 | 31 | 11 April 2027 | 13 August 2025 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 209.72 | 8.2 | 0.0 | 0.0 | 217.92 | 217.92 | 178.32 | 0.0 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 11 April 2025 | Disbursement | 209.72 | 0.0 | 0.0 | 0.0 | 0.0 | 209.72 | false | false |
| 11 May 2025 | Repayment | 9.9 | 7.76 | 2.14 | 0.0 | 0.0 | 201.96 | false | false |
| 11 May 2025 | Accrual Activity | 2.14 | 0.0 | 2.14 | 0.0 | 0.0 | 0.0 | false | false |
| 11 June 2025 | Repayment | 9.9 | 7.84 | 2.06 | 0.0 | 0.0 | 194.12 | false | false |
| 11 June 2025 | Accrual Activity | 2.06 | 0.0 | 2.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 July 2025 | Repayment | 9.9 | 7.92 | 1.98 | 0.0 | 0.0 | 186.2 | false | false |
| 11 July 2025 | Accrual Activity | 1.98 | 0.0 | 1.98 | 0.0 | 0.0 | 0.0 | false | false |
| 10 August 2025 | Accrual | 8.02 | 0.0 | 8.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Repayment | 9.9 | 8.0 | 1.9 | 0.0 | 0.0 | 178.2 | false | false |
| 11 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Accrual Activity | 1.9 | 0.0 | 1.9 | 0.0 | 0.0 | 0.0 | false | false |
| 12 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Merchant Issued Refund | 188.8 | 178.2 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Interest Refund | 7.87 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Accrual Activity | 0.12 | 0.0 | 0.12 | 0.0 | 0.0 | 0.0 | false | false |
# --- make this reversal of repayment --- #
When Customer undo "1"th "Repayment" transaction made on "11 August 2025"
When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 15 EUR transaction amount for MIR nr. 1
When Admin sets the business date to "16 August 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 11 April 2025 | | 209.72 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 30 | 11 May 2025 | 11 May 2025 | 201.96 | 7.76 | 2.14 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 2 | 31 | 11 June 2025 | 11 June 2025 | 194.12 | 7.84 | 2.06 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 3 | 30 | 11 July 2025 | 11 July 2025 | 186.2 | 7.92 | 1.98 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 |
| 4 | 31 | 11 August 2025 | 13 August 2025 | 178.2 | 8.0 | 1.9 | 0.0 | 0.0 | 9.9 | 9.9 | 0.0 | 9.9 | 0.0 |
| 5 | 31 | 11 September 2025 | | 178.2 | 15.0 | 0.18 | 0.0 | 0.0 | 15.18 | 8.57 | 8.57 | 0.0 | 6.61 |
| 6 | 30 | 11 October 2025 | 13 August 2025 | 178.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 7 | 31 | 11 November 2025 | 13 August 2025 | 168.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 8 | 30 | 11 December 2025 | 13 August 2025 | 158.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 9 | 31 | 11 January 2026 | 13 August 2025 | 148.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 10 | 31 | 11 February 2026 | 13 August 2025 | 138.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 11 | 28 | 11 March 2026 | 13 August 2025 | 128.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 12 | 31 | 11 April 2026 | 13 August 2025 | 118.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 13 | 30 | 11 May 2026 | 13 August 2025 | 108.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 14 | 31 | 11 June 2026 | 13 August 2025 | 99.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 15 | 30 | 11 July 2026 | 13 August 2025 | 89.1 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 16 | 31 | 11 August 2026 | 13 August 2025 | 79.2 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 17 | 31 | 11 September 2026 | 13 August 2025 | 69.3 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 18 | 30 | 11 October 2026 | 13 August 2025 | 59.4 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 19 | 31 | 11 November 2026 | 13 August 2025 | 49.5 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 20 | 30 | 11 December 2026 | 13 August 2025 | 39.6 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 21 | 31 | 11 January 2027 | 13 August 2025 | 29.7 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 22 | 31 | 11 February 2027 | 13 August 2025 | 19.8 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 23 | 28 | 11 March 2027 | 13 August 2025 | 9.9 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
| 24 | 31 | 11 April 2027 | 13 August 2025 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 | 9.9 | 9.9 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 224.72 | 8.26 | 0.0 | 0.0 | 232.98 | 226.37 | 186.77 | 9.9 | 6.61 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 11 April 2025 | Disbursement | 209.72 | 0.0 | 0.0 | 0.0 | 0.0 | 209.72 | false | false |
| 11 May 2025 | Repayment | 9.9 | 7.76 | 2.14 | 0.0 | 0.0 | 201.96 | false | false |
| 11 May 2025 | Accrual Activity | 2.14 | 0.0 | 2.14 | 0.0 | 0.0 | 0.0 | false | false |
| 11 June 2025 | Repayment | 9.9 | 7.84 | 2.06 | 0.0 | 0.0 | 194.12 | false | false |
| 11 June 2025 | Accrual Activity | 2.06 | 0.0 | 2.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 July 2025 | Repayment | 9.9 | 7.92 | 1.98 | 0.0 | 0.0 | 186.2 | false | false |
| 11 July 2025 | Accrual Activity | 1.98 | 0.0 | 1.98 | 0.0 | 0.0 | 0.0 | false | false |
| 10 August 2025 | Accrual | 8.02 | 0.0 | 8.02 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Repayment | 9.9 | 8.0 | 1.9 | 0.0 | 0.0 | 178.2 | true | false |
| 11 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 11 August 2025 | Accrual Activity | 1.9 | 0.0 | 1.9 | 0.0 | 0.0 | 0.0 | false | false |
| 12 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Accrual | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
| 13 August 2025 | Merchant Issued Refund | 188.8 | 186.2 | 2.02 | 0.0 | 0.0 | 0.0 | false | true |
| 13 August 2025 | Interest Refund | 7.87 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | true |
| 15 August 2025 | Chargeback | 15.0 | 15.0 | 0.0 | 0.0 | 0.0 | 6.55 | false | false |