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FINERACT-2465: Send a loan account business event during charge-off

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mariiaKraievska
2026-02-12 13:44:34 +01:00
committed by Adam Saghy
parent badc2594dd
commit f504281067
10 changed files with 108 additions and 0 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanCharge.feature
+2
View File
@@ -7163,6 +7163,7 @@ Feature: LoanCharge
| LIABILITY | 145023 | Suspense/Clearing account | 27.36 | |
When Admin sets the business date to "1 March 2024"
And Admin does charge-off the loan on "1 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -7254,6 +7255,7 @@ Feature: LoanCharge
| LIABILITY | 145023 | Suspense/Clearing account | 27.36 | |
When Admin sets the business date to "1 March 2024"
And Admin does charge-off the loan on "1 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
+72
View File
@@ -2096,6 +2096,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "1 March 2024"
And Admin does charge-off the loan on "1 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2152,6 +2153,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2208,6 +2210,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "14 February 2024"
And Admin does charge-off the loan on "14 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "14 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2267,6 +2270,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 68.04 | 0 | 0 | 34.01 |
When Admin sets the business date to "15 July 2024"
And Admin does charge-off the loan on "15 July 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 July 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2326,6 +2330,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2382,6 +2387,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2460,6 +2466,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2539,6 +2546,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2620,6 +2628,7 @@ Feature: Charge-off
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "28 February 2024" due date and 3 EUR transaction amount
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2678,6 +2687,7 @@ Feature: Charge-off
When Admin sets the business date to "29 February 2024"
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "29 February 2024" due date and 3 EUR transaction amount
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -2736,6 +2746,7 @@ Feature: Charge-off
When Admin sets the business date to "29 February 2024"
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "05 March 2024" due date and 3 EUR transaction amount
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
And Admin waives charge
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
@@ -2796,6 +2807,7 @@ Feature: Charge-off
When Admin sets the business date to "29 February 2024"
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "05 March 2024" due date and 3 EUR transaction amount
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | |
@@ -2958,6 +2970,7 @@ Feature: Charge-off
| 02 July 2024 | Credit Balance Refund | 3.0 | 3.0 | 0.0 | 0.0 | 0.0 | 19.9 | false | true |
When Admin sets the business date to "15 July 2024"
And Admin does charge-off the loan on "15 July 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 July 2024"
Then Loan Repayment schedule has 7 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3021,6 +3034,7 @@ Feature: Charge-off
| 100 | 1.5 | 0 | 0 | 101.5 | 17.01 | 17.01 | 0 | 84.49 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3141,6 +3155,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "1 March 2024"
And Admin does charge-off the loan on "1 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3220,6 +3235,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3279,6 +3295,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "14 February 2024"
And Admin does charge-off the loan on "14 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "14 February 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3348,6 +3365,7 @@ Feature: Charge-off
| 01 May 2024 | Repayment | 17.01 | 16.72 | 0.29 | 0.0 | 0.0 | 33.71 | false | false |
When Admin sets the business date to "15 July 2024"
And Admin does charge-off the loan on "15 July 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 July 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3415,6 +3433,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3494,6 +3513,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3578,6 +3598,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3658,6 +3679,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3738,6 +3760,7 @@ Feature: Charge-off
| 15 January 2024 | Repayment | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | 82.99 | false | false |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3819,6 +3842,7 @@ Feature: Charge-off
| 15 February 2024 | Repayment | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | 66.56 | false | false |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3951,6 +3975,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "1 March 2024"
And Admin does charge-off the loan on "1 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4007,6 +4032,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4063,6 +4089,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "14 February 2024"
And Admin does charge-off the loan on "14 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "14 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4122,6 +4149,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 68.04 | 0 | 0 | 34.01 |
When Admin sets the business date to "15 July 2024"
And Admin does charge-off the loan on "15 July 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 July 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4181,6 +4209,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4237,6 +4266,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4314,6 +4344,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4392,6 +4423,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4473,6 +4505,7 @@ Feature: Charge-off
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "28 February 2024" due date and 3 EUR transaction amount
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4531,6 +4564,7 @@ Feature: Charge-off
When Admin sets the business date to "29 February 2024"
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "29 February 2024" due date and 3 EUR transaction amount
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4589,6 +4623,7 @@ Feature: Charge-off
When Admin sets the business date to "29 February 2024"
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "05 March 2024" due date and 3 EUR transaction amount
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
And Admin waives charge
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
@@ -4649,6 +4684,7 @@ Feature: Charge-off
When Admin sets the business date to "29 February 2024"
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "05 March 2024" due date and 3 EUR transaction amount
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | |
@@ -4811,6 +4847,7 @@ Feature: Charge-off
| 02 July 2024 | Credit Balance Refund | 3.0 | 3.0 | 0.0 | 0.0 | 0.0 | 19.9 | false | true |
When Admin sets the business date to "15 July 2024"
And Admin does charge-off the loan on "15 July 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 July 2024"
Then Loan Repayment schedule has 7 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4874,6 +4911,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 17.01 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4932,6 +4970,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.15 | 17.15 | 0 | 84.9 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5045,6 +5084,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan with reason "FRAUD" on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5107,6 +5147,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan with reason "DELINQUENT" on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5169,6 +5210,7 @@ Feature: Charge-off
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan with reason "OTHER" on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5240,6 +5282,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5302,6 +5345,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5364,6 +5408,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5440,6 +5485,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5502,6 +5548,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5564,6 +5611,7 @@ Feature: Charge-off
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
And Admin does charge-off the loan on "15 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 February 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5626,6 +5674,7 @@ Feature: Charge-off
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
And Admin does charge-off the loan on "15 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 February 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5703,6 +5752,7 @@ Feature: Charge-off
| 15 January 2024 | Repayment | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | 82.99 | false | false |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5781,6 +5831,7 @@ Feature: Charge-off
| 15 February 2024 | Repayment | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | 66.56 | false | false |
When Admin sets the business date to "29 February 2024"
And Admin does charge-off the loan on "29 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "29 February 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5842,6 +5893,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5924,6 +5976,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5986,6 +6039,7 @@ Feature: Charge-off
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -6707,6 +6761,7 @@ Feature: Charge-off
| 15 January 2023 | Repayment | 170.09 | 167.46 | 2.63 | 0.0 | 0.0 | 832.54 | false | false |
When Admin sets the business date to "31 January 2023"
And Admin does charge-off the loan on "31 January 2023"
Then LoanBalanceChangedBusinessEvent is created on "31 January 2023"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2023 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -6921,6 +6976,7 @@ Feature: Charge-off
| 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
And Admin does charge-off the loan on "31 January 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 January 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -7149,6 +7205,7 @@ Feature: Charge-off
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
And Admin does charge-off the loan on "20 January 2024"
Then LoanBalanceChangedBusinessEvent is created on "20 January 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -7237,6 +7294,7 @@ Feature: Charge-off
When Admin sets the business date to "14 February 2024"
When Admin runs inline COB job for Loan
And Admin does charge-off the loan on "14 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "14 February 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -7771,6 +7829,7 @@ Feature: Charge-off
Then Admin can successfully set Fraud flag to the loan
When Admin sets the business date to "03 February 2024"
And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "03 February 2024"
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | | 100.0 |
@@ -7812,6 +7871,7 @@ Feature: Charge-off
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
When Admin sets the business date to "23 January 2024"
And Admin does charge-off the loan on "23 January 2024"
Then LoanBalanceChangedBusinessEvent is created on "23 January 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -7927,6 +7987,7 @@ Feature: Charge-off
| 22 January 2024 | Accrual | 0.4 | 0.0 | 0.4 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2024 | Repayment | 17.01 | 16.6 | 0.41 | 0.0 | 0.0 | 83.4 | true | false |
And Admin does charge-off the loan on "05 January 2024"
Then LoanBalanceChangedBusinessEvent is created on "23 January 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -8047,6 +8108,7 @@ Feature: Charge-off
| 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2024 | Repayment | 17.01 | 16.6 | 0.41 | 0.0 | 0.0 | 83.4 | true | false |
And Admin does charge-off the loan on "05 January 2024"
Then LoanBalanceChangedBusinessEvent is created on "23 January 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -8367,6 +8429,7 @@ Feature: Charge-off
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 April 2025"
And Admin does charge-off the loan with reason "DELINQUENT" on "14 April 2025"
Then LoanBalanceChangedBusinessEvent is created on "14 April 2025"
Then Loan marked as charged-off on "14 April 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
@@ -8478,6 +8541,7 @@ Feature: Charge-off
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 April 2025"
And Admin does charge-off the loan with reason "DELINQUENT" on "14 April 2025"
Then LoanBalanceChangedBusinessEvent is created on "14 April 2025"
Then Loan marked as charged-off on "14 April 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
@@ -8612,6 +8676,7 @@ Feature: Charge-off
Then Admin can successfully set Fraud flag to the loan
When Admin sets the business date to "03 February 2024"
And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "03 February 2024"
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | | 100.0 |
@@ -8892,6 +8957,7 @@ Feature: Charge-off
| 05 April 2025 | Repayment | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 800.0 |
When Admin sets the business date to "14 April 2025"
And Admin does charge-off the loan on "14 April 2025"
Then LoanBalanceChangedBusinessEvent is created on "14 April 2025"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 1 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
@@ -9245,6 +9311,7 @@ Feature: Charge-off
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 April 2025"
And Admin does charge-off the loan with reason "DELINQUENT" on "14 April 2025"
Then LoanBalanceChangedBusinessEvent is created on "14 April 2025"
Then Loan marked as charged-off on "14 April 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
@@ -9334,6 +9401,7 @@ Feature: Charge-off
When Admin runs inline COB job for Loan
When Admin sets the business date to "14 April 2025"
And Admin does charge-off the loan with reason "DELINQUENT" on "14 April 2025"
Then LoanBalanceChangedBusinessEvent is created on "14 April 2025"
Then Loan marked as charged-off on "14 April 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Waived | Outstanding |
@@ -9460,6 +9528,7 @@ Feature: Charge-off
# Charge-off on 01 April 2025 (accelerated maturity)
When Admin sets the business date to "01 April 2025"
And Admin does charge-off the loan on "01 April 2025"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2025"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 06 January 2025 | | 5000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -9546,6 +9615,7 @@ Feature: Charge-off
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "31 March 2024"
And Admin does charge-off the loan with reason "OTHER" on "31 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "31 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -10003,6 +10073,7 @@ Feature: Charge-off
| 01 October 2025 | Accrual Activity | 3.67 | 0.0 | 3.67 | 0.0 | 0.0 | 0.0 |
| 07 October 2025 | Accrual | 20.67 | 0.0 | 20.67 | 0.0 | 0.0 | 0.0 |
And Admin does charge-off the loan on "08 October 2025"
Then LoanBalanceChangedBusinessEvent is created on "08 October 2025"
Then Loan has 11.51 total unpaid payable due interest
Then Loan has 0.79 total unpaid payable not due interest
Then Loan Repayment schedule has the following data in Total row:
@@ -10074,6 +10145,7 @@ Feature: Charge-off
| 01 September 2025 | Accrual Activity | 3.84 | 0.0 | 3.84 | 0.0 | 0.0 | 0.0 |
| 30 September 2025 | Accrual | 19.87 | 0.0 | 19.87 | 0.0 | 0.0 | 0.0 |
And Admin does charge-off the loan on "01 October 2025"
Then LoanBalanceChangedBusinessEvent is created on "01 October 2025"
Then Loan has 11.51 total unpaid payable due interest
Then Loan has 0.0 total unpaid payable not due interest
fineract-e2e-tests-runner/src/test/resources/features/LoanDelayedScheduleCaptures.feature
+1
View File
@@ -1546,6 +1546,7 @@ Feature: Full Term Tranche - Schedule handling and Calculations
# --- add charge-off transaction --- #
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
fineract-e2e-tests-runner/src/test/resources/features/LoanInterestRateChange.feature
+4
View File
@@ -359,6 +359,7 @@ Feature: Loan interest rate change on repayment schedule
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
When Admin creates and approves Loan reschedule with the following data:
| rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
| 02 February 2024 | 02 February 2024 | | | | | 4 |
@@ -415,6 +416,7 @@ Feature: Loan interest rate change on repayment schedule
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
When Admin creates and approves Loan reschedule with the following data:
| rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
| 02 February 2024 | 02 February 2024 | | | | | 4 |
@@ -920,6 +922,7 @@ Feature: Loan interest rate change on repayment schedule
| 01 March 2024 | Repayment | 10.0 | 9.42 | 0.58 | 0.0 | 0.0 | 80.58 | false | false |
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -1027,6 +1030,7 @@ Feature: Loan interest rate change on repayment schedule
| 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false |
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
+5
View File
@@ -5539,6 +5539,7 @@ Feature: LoanReAging
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5749,6 +5750,7 @@ Feature: LoanReAging
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -10655,6 +10657,7 @@ Feature: LoanReAging
# --- charge-off with zero interest behaviour --- #
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -10753,6 +10756,7 @@ Feature: LoanReAging
# --- charge-off with accelerate maturity behaviour --- #
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -10845,6 +10849,7 @@ Feature: LoanReAging
| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
# --- charge-off with accelerate maturity behaviour --- #
And Admin does charge-off the loan on "15 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 March 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
fineract-e2e-tests-runner/src/test/resources/features/LoanReAgingEqualAmortization.feature
+6
View File
@@ -5102,6 +5102,7 @@ Feature: LoanReAgingEqualAmortization
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5172,6 +5173,7 @@ Feature: LoanReAgingEqualAmortization
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -10873,6 +10875,7 @@ Feature: LoanReAgingEqualAmortization
# --- charge-off with zero interest behaviour --- #
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -10971,6 +10974,7 @@ Feature: LoanReAgingEqualAmortization
# --- charge-off with zero interest behaviour --- #
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -11069,6 +11073,7 @@ Feature: LoanReAgingEqualAmortization
# --- charge-off with accelerate maturity behaviour --- #
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -11162,6 +11167,7 @@ Feature: LoanReAgingEqualAmortization
# --- charge-off with accelerate maturity behaviour --- #
When Admin sets the business date to "01 April 2024"
And Admin does charge-off the loan on "01 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 April 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
fineract-e2e-tests-runner/src/test/resources/features/LoanReAmortization.feature
+8
View File
@@ -2905,6 +2905,7 @@ Feature: LoanReAmortization
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3043,6 +3044,7 @@ Feature: LoanReAmortization
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3107,6 +3109,7 @@ Feature: LoanReAmortization
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3245,6 +3248,7 @@ Feature: LoanReAmortization
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "01 March 2024"
And Admin does charge-off the loan on "01 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 2 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5288,6 +5292,7 @@ Feature: LoanReAmortization
# --- charge-off the loan --- #
When Admin sets the business date to "15 April 2024"
And Admin does charge-off the loan on "15 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 April 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5379,6 +5384,7 @@ Feature: LoanReAmortization
# --- charge-off the loan --- #
When Admin sets the business date to "15 April 2024"
And Admin does charge-off the loan on "15 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 April 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5886,6 +5892,7 @@ Feature: LoanReAmortization
| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 April 2024"
And Admin does charge-off the loan on "15 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 April 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -5971,6 +5978,7 @@ Feature: LoanReAmortization
| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 April 2024"
And Admin does charge-off the loan on "15 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 April 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
fineract-e2e-tests-runner/src/test/resources/features/LoanReAmortizationAccruals.feature
+2
View File
@@ -1789,6 +1789,7 @@ Feature: LoanReAmortizationAccruals
| 13 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
| 14 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
And Admin does charge-off the loan on "15 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 April 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -1888,6 +1889,7 @@ Feature: LoanReAmortizationAccruals
When Admin sets the business date to "15 April 2024"
When Admin runs inline COB job for Loan
And Admin does charge-off the loan on "15 April 2024"
Then LoanBalanceChangedBusinessEvent is created on "15 April 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
fineract-e2e-tests-runner/src/test/resources/features/LoanWriteOff.feature
+2
View File
@@ -226,6 +226,7 @@
| 100 | 2.05 | 0 | 0 | 102.05 | 17.01 | 0 | 0 | 85.04 |
When Admin sets the business date to "1 March 2024"
And Admin does charge-off the loan on "1 March 2024"
Then LoanBalanceChangedBusinessEvent is created on "01 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -300,6 +301,7 @@
Then Admin can successfully set Fraud flag to the loan
When Admin sets the business date to "03 February 2024"
And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024"
Then LoanBalanceChangedBusinessEvent is created on "03 February 2024"
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | | 100.0 |
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
+6
View File
@@ -159,6 +159,7 @@ import org.apache.fineract.portfolio.loanaccount.domain.Loan;
import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountDomainService;
import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountService;
import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
import org.apache.fineract.portfolio.loanaccount.domain.LoanChargeOffBehaviour;
import org.apache.fineract.portfolio.loanaccount.domain.LoanDisbursementDetails;
import org.apache.fineract.portfolio.loanaccount.domain.LoanEvent;
import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachine;
@@ -2766,6 +2767,11 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
this.noteRepository.save(note);
}
final LoanChargeOffBehaviour chargeOffBehaviour = loan.getLoanProductRelatedDetail().getChargeOffBehaviour();
if (chargeOffBehaviour != null && (chargeOffBehaviour.equals(LoanChargeOffBehaviour.ZERO_INTEREST)
|| chargeOffBehaviour.equals(LoanChargeOffBehaviour.ACCELERATE_MATURITY))) {
businessEventNotifierService.notifyPostBusinessEvent(new LoanBalanceChangedBusinessEvent(loan));
}
businessEventNotifierService.notifyPostBusinessEvent(new LoanChargeOffPostBusinessEvent(chargeOffTransaction));
return new CommandProcessingResultBuilder() //
.withCommandId(command.commandId()) //