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FINERACT-2173: added e2e tests covering extended migration scenario with multidisbursal

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Rustam Zeinalov
2025-08-25 13:00:55 +02:00
committed by Adam Saghy
parent a0dbbea7cf
commit f87f5207da
1 changed files with 349 additions and 0 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanMigration.feature
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@@ -773,3 +773,352 @@ Feature: Loan Migration
| 01 March 2025 | Accrual Activity | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | false |
| 01 April 2025 | Accrual Activity | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | false |
| 07 April 2025 | Accrual | 242.6 | 0.0 | 242.6 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C4000
Scenario: Verify backdated loan migration with multiple disbursements on same day with final COB
When Admin sets the business date to "10 April 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 200 | 33 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 12 | MONTHS | 1 | MONTHS | 12 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2025" with "200" amount and expected disbursement date on "01 January 2025"
And Admin successfully disburse the loan on "01 January 2025" with "100" EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 92.85 | 7.15 | 2.75 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 2 | 28 | 01 March 2025 | | 85.7 | 7.15 | 2.75 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 3 | 31 | 01 April 2025 | | 78.55 | 7.15 | 2.75 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 4 | 30 | 01 May 2025 | | 70.99 | 7.56 | 2.34 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 5 | 31 | 01 June 2025 | | 63.04 | 7.95 | 1.95 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 6 | 30 | 01 July 2025 | | 54.87 | 8.17 | 1.73 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 7 | 31 | 01 August 2025 | | 46.48 | 8.39 | 1.51 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 8 | 31 | 01 September 2025 | | 37.86 | 8.62 | 1.28 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 9 | 30 | 01 October 2025 | | 29.0 | 8.86 | 1.04 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 10 | 31 | 01 November 2025 | | 19.9 | 9.1 | 0.8 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 11 | 30 | 01 December 2025 | | 10.55 | 9.35 | 0.55 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 12 | 31 | 01 January 2026 | | 0.0 | 10.55 | 0.29 | 0.0 | 0.0 | 10.84 | 0.0 | 0.0 | 0.0 | 10.84 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 19.74 | 0.0 | 0.0 | 119.74 | 0.0 | 0.0 | 0.0 | 119.74 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
And Admin successfully disburse the loan on "01 January 2025" with "100" EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 185.71 | 14.29 | 5.5 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 2 | 28 | 01 March 2025 | | 171.42 | 14.29 | 5.5 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 3 | 31 | 01 April 2025 | | 157.13 | 14.29 | 5.5 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 4 | 30 | 01 May 2025 | | 142.01 | 15.12 | 4.67 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 5 | 31 | 01 June 2025 | | 126.13 | 15.88 | 3.91 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 6 | 30 | 01 July 2025 | | 109.81 | 16.32 | 3.47 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 7 | 31 | 01 August 2025 | | 93.04 | 16.77 | 3.02 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 8 | 31 | 01 September 2025 | | 75.81 | 17.23 | 2.56 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 9 | 30 | 01 October 2025 | | 58.1 | 17.71 | 2.08 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 10 | 31 | 01 November 2025 | | 39.91 | 18.19 | 1.6 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 11 | 30 | 01 December 2025 | | 21.22 | 18.69 | 1.1 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 12 | 31 | 01 January 2026 | | 0.0 | 21.22 | 0.58 | 0.0 | 0.0 | 21.8 | 0.0 | 0.0 | 0.0 | 21.8 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 39.49 | 0.0 | 0.0 | 239.49 | 0.0 | 0.0 | 0.0 | 239.49 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
And Customer makes "AUTOPAY" repayment on "15 January 2025" with 19.79 EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 15 January 2025 | 182.69 | 17.31 | 2.48 | 0.0 | 0.0 | 19.79 | 19.79 | 19.79 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | | 170.68 | 12.01 | 7.78 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 3 | 31 | 01 April 2025 | | 155.91 | 14.77 | 5.02 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 4 | 30 | 01 May 2025 | | 140.63 | 15.28 | 4.51 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 5 | 31 | 01 June 2025 | | 124.71 | 15.92 | 3.87 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 6 | 30 | 01 July 2025 | | 108.35 | 16.36 | 3.43 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 7 | 31 | 01 August 2025 | | 91.54 | 16.81 | 2.98 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 8 | 31 | 01 September 2025 | | 74.27 | 17.27 | 2.52 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 9 | 30 | 01 October 2025 | | 56.52 | 17.75 | 2.04 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 10 | 31 | 01 November 2025 | | 38.28 | 18.24 | 1.55 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 11 | 30 | 01 December 2025 | | 19.54 | 18.74 | 1.05 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 12 | 31 | 01 January 2026 | | 0.0 | 19.54 | 0.54 | 0.0 | 0.0 | 20.08 | 0.0 | 0.0 | 0.0 | 20.08 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 37.77 | 0.0 | 0.0 | 237.77 | 19.79 | 19.79 | 0.0 | 217.98 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 15 January 2025 | Repayment | 19.79 | 17.31 | 2.48 | 0.0 | 0.0 | 182.69 | false | false |
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 15 January 2025 | 182.69 | 17.31 | 2.48 | 0.0 | 0.0 | 19.79 | 19.79 | 19.79 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2025 | | 155.91 | 14.77 | 5.02 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 4 | 30 | 01 May 2025 | | 140.63 | 15.28 | 4.51 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 5 | 31 | 01 June 2025 | | 124.71 | 15.92 | 3.87 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 6 | 30 | 01 July 2025 | | 108.35 | 16.36 | 3.43 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 7 | 31 | 01 August 2025 | | 91.54 | 16.81 | 2.98 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 8 | 31 | 01 September 2025 | | 74.27 | 17.27 | 2.52 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 9 | 30 | 01 October 2025 | | 56.52 | 17.75 | 2.04 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 10 | 31 | 01 November 2025 | | 38.28 | 18.24 | 1.55 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 11 | 30 | 01 December 2025 | | 19.54 | 18.74 | 1.05 | 0.0 | 0.0 | 19.79 | 0.0 | 0.0 | 0.0 | 19.79 |
| 12 | 31 | 01 January 2026 | | 0.0 | 19.54 | 0.54 | 0.0 | 0.0 | 20.08 | 0.0 | 0.0 | 0.0 | 20.08 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 37.77 | 0.0 | 0.0 | 237.77 | 19.79 | 19.79 | 0.0 | 217.98 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 15 January 2025 | Repayment | 19.79 | 17.31 | 2.48 | 0.0 | 0.0 | 182.69 | false | false |
| 01 February 2025 | Accrual Activity | 2.48 | 0.0 | 2.48 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2025 | Accrual Activity | 7.78 | 0.0 | 7.78 | 0.0 | 0.0 | 0.0 | false | false |
| 01 April 2025 | Accrual Activity | 5.02 | 0.0 | 5.02 | 0.0 | 0.0 | 0.0 | false | false |
| 09 April 2025 | Accrual | 16.62 | 0.0 | 16.62 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C4001
Scenario: Verify backdated loan migration with multiple disbursements on different dates with final COB
When Admin sets the business date to "10 April 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 200 | 33 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 12 | MONTHS | 1 | MONTHS | 12 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2025" with "200" amount and expected disbursement date on "01 January 2025"
And Admin successfully disburse the loan on "01 January 2025" with "100" EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 92.85 | 7.15 | 2.75 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 2 | 28 | 01 March 2025 | | 85.7 | 7.15 | 2.75 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 3 | 31 | 01 April 2025 | | 78.55 | 7.15 | 2.75 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 4 | 30 | 01 May 2025 | | 70.99 | 7.56 | 2.34 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 5 | 31 | 01 June 2025 | | 63.04 | 7.95 | 1.95 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 6 | 30 | 01 July 2025 | | 54.87 | 8.17 | 1.73 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 7 | 31 | 01 August 2025 | | 46.48 | 8.39 | 1.51 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 8 | 31 | 01 September 2025 | | 37.86 | 8.62 | 1.28 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 9 | 30 | 01 October 2025 | | 29.0 | 8.86 | 1.04 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 10 | 31 | 01 November 2025 | | 19.9 | 9.1 | 0.8 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 11 | 30 | 01 December 2025 | | 10.55 | 9.35 | 0.55 | 0.0 | 0.0 | 9.9 | 0.0 | 0.0 | 0.0 | 9.9 |
| 12 | 31 | 01 January 2026 | | 0.0 | 10.55 | 0.29 | 0.0 | 0.0 | 10.84 | 0.0 | 0.0 | 0.0 | 10.84 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 19.74 | 0.0 | 0.0 | 119.74 | 0.0 | 0.0 | 0.0 | 119.74 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
And Admin successfully disburse the loan on "15 January 2025" with "100" EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 184.59 | 15.41 | 4.26 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 2 | 28 | 01 March 2025 | | 170.42 | 14.17 | 5.5 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 3 | 31 | 01 April 2025 | | 156.25 | 14.17 | 5.5 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 4 | 30 | 01 May 2025 | | 141.24 | 15.01 | 4.66 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 5 | 31 | 01 June 2025 | | 125.45 | 15.79 | 3.88 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 6 | 30 | 01 July 2025 | | 109.23 | 16.22 | 3.45 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 7 | 31 | 01 August 2025 | | 92.56 | 16.67 | 3.0 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 8 | 31 | 01 September 2025 | | 75.44 | 17.12 | 2.55 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 9 | 30 | 01 October 2025 | | 57.84 | 17.6 | 2.07 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 10 | 31 | 01 November 2025 | | 39.76 | 18.08 | 1.59 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 11 | 30 | 01 December 2025 | | 21.18 | 18.58 | 1.09 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 12 | 31 | 01 January 2026 | | 0.0 | 21.18 | 0.58 | 0.0 | 0.0 | 21.76 | 0.0 | 0.0 | 0.0 | 21.76 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 38.13 | 0.0 | 0.0 | 238.13 | 0.0 | 0.0 | 0.0 | 238.13 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 15 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
And Customer makes "AUTOPAY" repayment on "01 February 2025" with 19.67 EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 February 2025 | 184.59 | 15.41 | 4.26 | 0.0 | 0.0 | 19.67 | 19.67 | 0.0 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | | 170.0 | 14.59 | 5.08 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 3 | 31 | 01 April 2025 | | 155.41 | 14.59 | 5.08 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 4 | 30 | 01 May 2025 | | 140.25 | 15.16 | 4.51 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 5 | 31 | 01 June 2025 | | 124.44 | 15.81 | 3.86 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 6 | 30 | 01 July 2025 | | 108.19 | 16.25 | 3.42 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 7 | 31 | 01 August 2025 | | 91.5 | 16.69 | 2.98 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 8 | 31 | 01 September 2025 | | 74.35 | 17.15 | 2.52 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 9 | 30 | 01 October 2025 | | 56.72 | 17.63 | 2.04 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 10 | 31 | 01 November 2025 | | 38.61 | 18.11 | 1.56 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 11 | 30 | 01 December 2025 | | 20.0 | 18.61 | 1.06 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 12 | 31 | 01 January 2026 | | 0.0 | 20.0 | 0.55 | 0.0 | 0.0 | 20.55 | 0.0 | 0.0 | 0.0 | 20.55 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 36.92 | 0.0 | 0.0 | 236.92 | 19.67 | 0.0 | 0.0 | 217.25 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 15 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 01 February 2025 | Repayment | 19.67 | 15.41 | 4.26 | 0.0 | 0.0 | 184.59 | false | false |
And Customer makes "AUTOPAY" repayment on "15 March 2025" with 19.67 EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 February 2025 | 184.59 | 15.41 | 4.26 | 0.0 | 0.0 | 19.67 | 19.67 | 0.0 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | 15 March 2025 | 170.0 | 14.59 | 5.08 | 0.0 | 0.0 | 19.67 | 19.67 | 0.0 | 19.67 | 0.0 |
| 3 | 31 | 01 April 2025 | | 155.19 | 14.81 | 4.86 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 4 | 30 | 01 May 2025 | | 139.91 | 15.28 | 4.39 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 5 | 31 | 01 June 2025 | | 124.09 | 15.82 | 3.85 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 6 | 30 | 01 July 2025 | | 107.83 | 16.26 | 3.41 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 7 | 31 | 01 August 2025 | | 91.13 | 16.7 | 2.97 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 8 | 31 | 01 September 2025 | | 73.97 | 17.16 | 2.51 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 9 | 30 | 01 October 2025 | | 56.33 | 17.64 | 2.03 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 10 | 31 | 01 November 2025 | | 38.21 | 18.12 | 1.55 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 11 | 30 | 01 December 2025 | | 19.59 | 18.62 | 1.05 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 12 | 31 | 01 January 2026 | | 0.0 | 19.59 | 0.54 | 0.0 | 0.0 | 20.13 | 0.0 | 0.0 | 0.0 | 20.13 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 36.5 | 0.0 | 0.0 | 236.5 | 39.34 | 0.0 | 19.67 | 197.16 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 15 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 01 February 2025 | Repayment | 19.67 | 15.41 | 4.26 | 0.0 | 0.0 | 184.59 | false | false |
| 15 March 2025 | Repayment | 19.67 | 14.59 | 5.08 | 0.0 | 0.0 | 170.0 | false | false |
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 15 January 2025 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 February 2025 | 184.59 | 15.41 | 4.26 | 0.0 | 0.0 | 19.67 | 19.67 | 0.0 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | 15 March 2025 | 170.0 | 14.59 | 5.08 | 0.0 | 0.0 | 19.67 | 19.67 | 0.0 | 19.67 | 0.0 |
| 3 | 31 | 01 April 2025 | | 155.19 | 14.81 | 4.86 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 4 | 30 | 01 May 2025 | | 139.91 | 15.28 | 4.39 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 5 | 31 | 01 June 2025 | | 124.09 | 15.82 | 3.85 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 6 | 30 | 01 July 2025 | | 107.83 | 16.26 | 3.41 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 7 | 31 | 01 August 2025 | | 91.13 | 16.7 | 2.97 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 8 | 31 | 01 September 2025 | | 73.97 | 17.16 | 2.51 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 9 | 30 | 01 October 2025 | | 56.33 | 17.64 | 2.03 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 10 | 31 | 01 November 2025 | | 38.21 | 18.12 | 1.55 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 11 | 30 | 01 December 2025 | | 19.59 | 18.62 | 1.05 | 0.0 | 0.0 | 19.67 | 0.0 | 0.0 | 0.0 | 19.67 |
| 12 | 31 | 01 January 2026 | | 0.0 | 19.59 | 0.54 | 0.0 | 0.0 | 20.13 | 0.0 | 0.0 | 0.0 | 20.13 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 36.5 | 0.0 | 0.0 | 236.5 | 39.34 | 0.0 | 19.67 | 197.16 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 15 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 01 February 2025 | Repayment | 19.67 | 15.41 | 4.26 | 0.0 | 0.0 | 184.59 | false | false |
| 01 February 2025 | Accrual Activity | 4.26 | 0.0 | 4.26 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2025 | Accrual Activity | 5.08 | 0.0 | 5.08 | 0.0 | 0.0 | 0.0 | false | false |
| 15 March 2025 | Repayment | 19.67 | 14.59 | 5.08 | 0.0 | 0.0 | 170.0 | false | false |
| 01 April 2025 | Accrual Activity | 4.86 | 0.0 | 4.86 | 0.0 | 0.0 | 0.0 | false | false |
| 09 April 2025 | Accrual | 15.45 | 0.0 | 15.45 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C4002
Scenario: Verify backdated loan migration with partial repayment on disbursement date
When Admin sets the business date to "10 April 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2025 | 1000 | 33 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 12 | MONTHS | 1 | MONTHS | 12 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
And Admin successfully disburse the loan on "01 January 2025" with "1000" EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 928.53 | 71.47 | 27.5 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 2 | 28 | 01 March 2025 | | 857.06 | 71.47 | 27.5 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 3 | 31 | 01 April 2025 | | 785.59 | 71.47 | 27.5 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 4 | 30 | 01 May 2025 | | 709.99 | 75.6 | 23.37 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 5 | 31 | 01 June 2025 | | 630.54 | 79.45 | 19.52 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 6 | 30 | 01 July 2025 | | 548.91 | 81.63 | 17.34 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 7 | 31 | 01 August 2025 | | 465.04 | 83.87 | 15.1 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 8 | 31 | 01 September 2025 | | 378.86 | 86.18 | 12.79 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 9 | 30 | 01 October 2025 | | 290.31 | 88.55 | 10.42 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 10 | 31 | 01 November 2025 | | 199.32 | 90.99 | 7.98 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 11 | 30 | 01 December 2025 | | 105.83 | 93.49 | 5.48 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 12 | 31 | 01 January 2026 | | 0.0 | 105.83 | 2.91 | 0.0 | 0.0 | 108.74 | 0.0 | 0.0 | 0.0 | 108.74 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 197.41 | 0.0 | 0.0 | 1197.41 | 0.0 | 0.0 | 0.0 | 1197.41 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
And Customer makes "AUTOPAY" repayment on "01 January 2025" with 200 EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 January 2025 | 901.03 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | 01 January 2025 | 802.06 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2025 | | 769.09 | 32.97 | 66.0 | 0.0 | 0.0 | 98.97 | 2.06 | 2.06 | 0.0 | 96.91 |
| 4 | 30 | 01 May 2025 | | 691.52 | 77.57 | 21.4 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 5 | 31 | 01 June 2025 | | 611.57 | 79.95 | 19.02 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 6 | 30 | 01 July 2025 | | 529.42 | 82.15 | 16.82 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 7 | 31 | 01 August 2025 | | 445.01 | 84.41 | 14.56 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 8 | 31 | 01 September 2025 | | 358.28 | 86.73 | 12.24 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 9 | 30 | 01 October 2025 | | 269.16 | 89.12 | 9.85 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 10 | 31 | 01 November 2025 | | 177.59 | 91.57 | 7.4 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 11 | 30 | 01 December 2025 | | 83.5 | 94.09 | 4.88 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 12 | 31 | 01 January 2026 | | 0.0 | 83.5 | 2.3 | 0.0 | 0.0 | 85.8 | 0.0 | 0.0 | 0.0 | 85.8 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 174.47 | 0.0 | 0.0 | 1174.47 | 200.0 | 200.0 | 0.0 | 974.47 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2025 | Repayment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false |
And Customer makes "AUTOPAY" repayment on "15 February 2025" with 98.97 EUR transaction amount
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 January 2025 | 901.03 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | 01 January 2025 | 802.06 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2025 | 15 February 2025 | 736.09 | 65.97 | 33.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 4 | 30 | 01 May 2025 | | 687.59 | 48.5 | 50.47 | 0.0 | 0.0 | 98.97 | 2.06 | 2.06 | 0.0 | 96.91 |
| 5 | 31 | 01 June 2025 | | 607.53 | 80.06 | 18.91 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 6 | 30 | 01 July 2025 | | 525.27 | 82.26 | 16.71 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 7 | 31 | 01 August 2025 | | 440.74 | 84.53 | 14.44 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 8 | 31 | 01 September 2025 | | 353.89 | 86.85 | 12.12 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 9 | 30 | 01 October 2025 | | 264.65 | 89.24 | 9.73 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 10 | 31 | 01 November 2025 | | 172.96 | 91.69 | 7.28 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 11 | 30 | 01 December 2025 | | 78.75 | 94.21 | 4.76 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 12 | 31 | 01 January 2026 | | 0.0 | 78.75 | 2.17 | 0.0 | 0.0 | 80.92 | 0.0 | 0.0 | 0.0 | 80.92 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 169.59 | 0.0 | 0.0 | 1169.59 | 298.97 | 298.97 | 0.0 | 870.62 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2025 | Repayment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false |
| 15 February 2025 | Repayment | 98.97 | 65.97 | 33.0 | 0.0 | 0.0 | 734.03 | false | false |
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 12 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | 01 January 2025 | 901.03 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 2 | 28 | 01 March 2025 | 01 January 2025 | 802.06 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2025 | 15 February 2025 | 736.09 | 65.97 | 33.0 | 0.0 | 0.0 | 98.97 | 98.97 | 98.97 | 0.0 | 0.0 |
| 4 | 30 | 01 May 2025 | | 687.59 | 48.5 | 50.47 | 0.0 | 0.0 | 98.97 | 2.06 | 2.06 | 0.0 | 96.91 |
| 5 | 31 | 01 June 2025 | | 607.53 | 80.06 | 18.91 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 6 | 30 | 01 July 2025 | | 525.27 | 82.26 | 16.71 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 7 | 31 | 01 August 2025 | | 440.74 | 84.53 | 14.44 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 8 | 31 | 01 September 2025 | | 353.89 | 86.85 | 12.12 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 9 | 30 | 01 October 2025 | | 264.65 | 89.24 | 9.73 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 10 | 31 | 01 November 2025 | | 172.96 | 91.69 | 7.28 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 11 | 30 | 01 December 2025 | | 78.75 | 94.21 | 4.76 | 0.0 | 0.0 | 98.97 | 0.0 | 0.0 | 0.0 | 98.97 |
| 12 | 31 | 01 January 2026 | | 0.0 | 78.75 | 2.17 | 0.0 | 0.0 | 80.92 | 0.0 | 0.0 | 0.0 | 80.92 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 169.59 | 0.0 | 0.0 | 1169.59 | 298.97 | 298.97 | 0.0 | 870.62 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 01 January 2025 | Repayment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false |
| 15 February 2025 | Repayment | 98.97 | 65.97 | 33.0 | 0.0 | 0.0 | 734.03 | false | false |
| 01 April 2025 | Accrual Activity | 33.0 | 0.0 | 33.0 | 0.0 | 0.0 | 0.0 | false | false |
| 09 April 2025 | Accrual | 68.66 | 0.0 | 68.66 | 0.0 | 0.0 | 0.0 | false | false |