Commit Graph
9 Commits
Author SHA1 Message Date
sonaliandClaude Sonnet 5 ceb8e97901 feat(loan-origination): deposit-selection stage and maker-checker on approval decisions
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Add a deposit-selection-complete endpoint for loans against a deposit
(skips the credit bureau stage once a saved selection covers the
requested amount/tenure), and track who submits, approves and withdraws
each approval decision instead of a single unattributed decision call.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
2026-10-22 18:23:26 +05:30
sonaliandClaude Sonnet 5.5 e95e981bcd feat(loan-products): Gold and Warehouse Receipt product fields with validation
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- Liquibase 0604 to 0607: columns on m_product_loan_advance_ext for Loan against Gold (LTV cap, purity,
  rate source, weights, appraiser rule, packet prefix, auction notice, revaluation on NPA and its charge,
  partial release, third-party gold, disbursement mode and cash limit, LTV breach alert, auction reserve
  price, redeem before auction) and for Warehouse Receipt (receipt type, WDRA and assay rules, tenure
  within receipt validity, repository pledge, commodity groups, valuation price source, max loan per
  quintal, stock inspection, LTV alert, partial release, disposal notice and reserve price).
- LoanProductAdvanceExt and LoanProductAdvanceExtService: the new fields are accepted, saved and read
  back (so Edit and View can use them).
- Validation on the merged state: the LTV cap must cover the LTV the margin gives, the breach alert may
  not sit below the cap, tenure is at most 12 months, redeem-before-sale cannot be switched off, a gold
  cash disbursement limit is at most 20,000, a warehouse needs a WDRA-registered warehouse and an assay
  certificate, and the receipt type, commodity groups and price source must be known values.

Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>
2026-10-19 10:55:48 +05:30
sonali 0191461102 Merge branch 'dev-latest' of https://git.lincpay.tech/CBSNexora/cbsnexora-backend into feature/advanceLoanProduct
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2026-10-16 10:36:17 +05:30
sonali 4c40784a0e implemented the Edit prodict functionality for the RD,FD,DDS,LIC 2026-10-16 10:33:57 +05:30
sonaliandClaude Sonnet 5 2d10ec60f8 feat(loan-products): add Loans A/C extension fields (collateral, eligibility, repayment, rate source, prepayment)
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Stores the Loans A/C (EMI) wizard's fields that have no home in
Fineract's core loan-product schema on the same per-product satellite
used for Advances: collateral/guarantor rules, borrower eligibility,
disbursement, repayment mode, rate source / floating reset, and
part-prepayment/foreclosure. Columns are loan_-prefixed so they never
collide with the Advances columns on the shared table.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
2026-10-12 15:50:47 +05:30
sonaliandClaude Sonnet 5 14973dfd5e feat(delinquency): add maker-checker for Delinquency Ranges and Buckets
Range/bucket create, update and delete now route through the standard
command-source approval pipeline, since a bucket drives the SMA/NPA
classification of every loan product linked to it.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
2026-10-12 15:50:29 +05:30
sonali a127710442 feat(loan-products): add product master table and GL account seeding for loan interest rate registe 2026-10-08 17:29:39 +05:30
sonali 919bfb5204 Merge branch 'dev-latest' of https://git.lincpay.tech/CBSNexora/cbsnexora-backend into feature/advanceLoanProduct 2026-10-07 15:31:57 +05:30
sonali 39e3fcec59 feat: add loan interest backend functionality
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2026-10-07 15:29:18 +05:30