minor change on client

src/app/clients/client-stepper/client-general-step/client-general-step.component.ts

@@ -466,6 +466,51 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
     }
   }
 
+  /**
+   * Resets transient session state back to a blank-client baseline.
+   *
+   * This app's RouteReusableStrategy (core/route/route-reusable-strategy.ts) keeps the SAME
+   * component instance alive across repeat visits to /clients/create — `ngOnInit`/the
+   * constructor never re-run for a second "create new client" session. Without this, computed
+   * state like `isMinor`, the linked guardian, or a prior sanctions/OTP verification would leak
+   * from whatever client was created in the previous session into the new one. Called by
+   * CreateClientComponent whenever `route.data` re-emits (which happens on every navigation,
+   * even a reused one).
+   */
+  resetForNewClient(): void {
+    this.createClientForm.reset();
+    // legalFormId's raw FormControl default is '' — the buildDependencies() subscription
+    // treats any non-PERSON value (including '') as "non-individual" and adds fullname /
+    // clientNonPersonDetails. Patch it back to the same PERSON default buildDependencies()
+    // itself applies on first construction, so a reset lands on a blank Individual client
+    // instead of stuck with leftover Entity-only controls.
+    this.createClientForm.get('legalFormId')?.setValue(LegalFormId.PERSON);
+    this.isMinor = false;
+    this.calculatedAgeDetail = null;
+    this.ageBreakdown = { years: 0, months: 0, days: 0 };
+    this.selectedGuardian = null;
+    this.guardianSearchText = '';
+    this.guardianSearchResults = [];
+    this.guardianExpanded = false;
+    if (this.createClientForm.get('guardianDetails')) {
+      this.createClientForm.removeControl('guardianDetails');
+    }
+    // Verification state must not carry over — a previous client's cleared sanctions
+    // screening or verified OTP must not silently apply to a different new client.
+    this.mobileVerified = false;
+    this.dipLookupLogId = null;
+    this.dipTimestamp = null;
+    this.alternateMobileVerified = false;
+    this.alternateDipLookupLogId = null;
+    this.alternateDipTimestamp = null;
+    this.mobileNewOtpId = null;
+    this.emailNewOtpId = null;
+    this.sanctionsVerified = false;
+    this.sanctionsBlocked = false;
+    this.screeningLogId = null;
+    this.verifiedName = '';
+  }
+
   /**
    * Pre-fills the General step form from a manually-entered family member
    * when the user clicks "Create as Client" on the family members tab.
@@ -521,7 +566,11 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
       mobileNo: data.mobileNo,
       alternateMobileNo: data.alternateMobileNo || '',
       emailAddress: data.emailAddress,
-      dateOfBirth: data.dateOfBirth ? new Date(data.dateOfBirth) : '',
+      dateOfBirth: data.dateOfBirth
+        ? Array.isArray(data.dateOfBirth)
+          ? new Date(data.dateOfBirth[0], data.dateOfBirth[1] - 1, data.dateOfBirth[2])
+          : new Date(data.dateOfBirth)
+        : '',
       occupationCategoryId: data.occupationCategory?.id || data.occupationCategoryId || '',
       occupationId: data.occupation?.id || data.occupationId || '',
       monthlyIncome: data.monthlyIncome || '',
@@ -599,6 +648,42 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
         }
       });
     }
+
+    // Restore linked guardian for minor clients. The `guardianDetails` control group above was
+    // just created synchronously by the dateOfBirth subscription (patched a few lines up), which
+    // also resets `selectedGuardian` to null — so this has to run after that patch, not before it.
+    // If a guardian is linked in the database (or the client is marked minor), we force minor state
+    // and explicitly ensure the form control exists so the guardian details load correctly.
+    if ((data.isMinor || this.isMinor || data.guardianClientId) && data.guardianClientId) {
+      this.isMinor = true;
+      if (!this.createClientForm.get('guardianDetails')) {
+        this.createClientForm.addControl(
+          'guardianDetails',
+          this.formBuilder.group({
+            guardianClientId: [
+              '',
+              Validators.required
+            ],
+            guardianRelation: [
+              '',
+              Validators.required
+            ]
+          })
+        );
+      }
+      setTimeout(() => {
+        this.createClientForm.get('guardianDetails')?.patchValue({
+          guardianClientId: data.guardianClientId,
+          guardianRelation: data.guardianRelation || ''
+        });
+        this.selectedGuardian = {
+          id: data.guardianClientId,
+          displayName: data.guardianClientDisplayName || '',
+          _loading: true
+        };
+        this.fetchClientFullDetails(data.guardianClientId, this.selectedGuardian);
+      });
+    }
   }
 
   /**

src/app/clients/client-stepper/client-india-address-step/client-india-address-step.component.ts

@@ -43,6 +43,9 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
   @Input() clientId: string = '';
   /** Read-only mode — disables form editing until user clicks edit icon */
   @Input() readOnly = false;
+  /** Minor clients can't hold utility bills, bank statements or an adult-only OVD in their own
+   * name — restricts the address-proof picker to Aadhaar/Passport when true. */
+  @Input() isMinor = false;
 
   activeTab = 0;
   sameAsPermanent = false;
@@ -240,7 +243,9 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
     this.clientsService.getKycProofTypes().subscribe({
       next: (res: any) => {
         const activeFilter = (p: any) => p?.active !== false;
-        this.addressProofs = (res?.addressProofs || []).filter(activeFilter).map(normalizeProofType);
+        this.addressProofs = this.filterAddressProofsForMinor(
+          (res?.addressProofs || []).filter(activeFilter).map(normalizeProofType)
+        );
         this.addressGroups = groupProofsByCategory(this.addressProofs);
         this.loadingProofs = false;
       },
@@ -250,6 +255,21 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
     });
   }
 
+  /** Minors don't hold utility bills, bank statements, rent agreements, property tax receipts,
+   * employer letters or pension orders in their own name, and Voter ID/Driving Licence both
+   * require adult age — Aadhaar and Passport are the only OVDs left for proof of address. */
+  private static readonly MINOR_ELIGIBLE_ADDRESS_PROOF_CODES = new Set([
+    'AADHAAR',
+    'PASSPORT'
+  ]);
+
+  private filterAddressProofsForMinor(proofs: ProofType[]): ProofType[] {
+    if (!this.isMinor) return proofs;
+    return proofs.filter((p) =>
+      ClientIndiaAddressStepComponent.MINOR_ELIGIBLE_ADDRESS_PROOF_CODES.has((p.code || '').toUpperCase())
+    );
+  }
+
   selectAddrProof(proof: ProofType): void {
     this.selectedAddrProof = proof;
     this.permanentForm.get('proofId')?.setValue(proof.id);
@@ -355,6 +375,17 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
         }
       }
     }
+    if (changes['isMinor'] && !changes['isMinor'].firstChange && this.addressProofs.length) {
+      const filtered = this.filterAddressProofsForMinor(this.addressProofs);
+      if (filtered.length !== this.addressProofs.length) {
+        this.addressProofs = filtered;
+        this.addressGroups = groupProofsByCategory(this.addressProofs);
+        if (this.selectedAddrProof && !filtered.some((p) => p.id === this.selectedAddrProof?.id)) {
+          this.selectedAddrProof = null;
+          this.permanentForm.get('proofId')?.setValue('');
+        }
+      }
+    }
   }
 
   /**

src/app/clients/client-stepper/client-kyc-step/client-kyc-step.component.html

@@ -28,33 +28,36 @@
     <div class="form-grid">
       <!-- ══ INDIVIDUAL KYC ══ -->
       @if (!isNonIndividual) {
-        @if (readOnly) {
-          <!-- In view mode the mat-checkbox renders as a faded grey square
-               that reads as "blurry". Show a clean Yes/No pill instead. -->
-          <div class="form-field checkbox-field full-width">
-            <div class="ro-flag">
-              <span class="ro-flag__label">Client has PAN Card</span>
-              @if (kycForm.get('hasPan')?.value) {
-                <span class="ro-flag__chip ro-flag__chip--yes">
-                  <mat-icon>check_circle</mat-icon>
-                  Yes
-                </span>
-              } @else {
-                <span class="ro-flag__chip ro-flag__chip--no">
-                  <mat-icon>cancel</mat-icon>
-                  No
-                </span>
-              }
+        <!-- Minors don't hold a PAN card — skip the PAN checkbox/section entirely -->
+        @if (!isMinor) {
+          @if (readOnly) {
+            <!-- In view mode the mat-checkbox renders as a faded grey square
+                 that reads as "blurry". Show a clean Yes/No pill instead. -->
+            <div class="form-field checkbox-field full-width">
+              <div class="ro-flag">
+                <span class="ro-flag__label">Client has PAN Card</span>
+                @if (kycForm.get('hasPan')?.value) {
+                  <span class="ro-flag__chip ro-flag__chip--yes">
+                    <mat-icon>check_circle</mat-icon>
+                    Yes
+                  </span>
+                } @else {
+                  <span class="ro-flag__chip ro-flag__chip--no">
+                    <mat-icon>cancel</mat-icon>
+                    No
+                  </span>
+                }
+              </div>
             </div>
-          </div>
-        } @else {
-          <div class="form-field checkbox-field full-width">
-            <mat-checkbox formControlName="hasPan">Client has PAN Card</mat-checkbox>
-          </div>
+          } @else {
+            <div class="form-field checkbox-field full-width">
+              <mat-checkbox formControlName="hasPan">Client has PAN Card</mat-checkbox>
+            </div>
+          }
         }
 
         <!-- Individual PAN with inline verify -->
-        @if (kycForm.get('hasPan')?.value) {
+        @if (!isMinor && kycForm.get('hasPan')?.value) {
           <div class="form-field verify-field">
             <mat-form-field appearance="outline" class="verify-input">
               <mat-label>PAN Number</mat-label>
@@ -1266,11 +1269,11 @@
     </div>
   </div>
 
-  <!-- ═══ SECTION: Form 60/61 ═══ -->
+  <!-- ═══ SECTION: Form 97/98 ═══ -->
   <div class="section-block">
     <h4 class="section-title">
       <fa-icon icon="file-invoice" class="section-icon"></fa-icon>
-      Form 60 / 61
+      Form 97 / 98
       @if (!kycForm.get('hasPan')?.value) {
         <span class="kyc-badge required-badge">Required — No PAN</span>
       }
@@ -1278,14 +1281,14 @@
     @if (!kycForm.get('hasPan')?.value) {
       <div class="kyc-info-hint warning-hint">
         <mat-icon class="kyc-info-hint-icon">warning</mat-icon>
-        <span>Client does not have PAN. Form 60/61 is mandatory.</span>
+        <span>Client does not have PAN. Form 97/98 is mandatory.</span>
       </div>
       <div class="form-grid">
         <mat-form-field appearance="outline" class="form-field">
           <mat-label>Form Type</mat-label>
           <mat-select formControlName="form60Type">
-            <mat-option value="FORM_60">Form 60</mat-option>
-            <mat-option value="FORM_61">Form 61</mat-option>
+            <mat-option value="FORM_60">Form 97</mat-option>
+            <mat-option value="FORM_61">Form 98</mat-option>
           </mat-select>
         </mat-form-field>
         <mat-form-field appearance="outline" class="form-field" (click)="form60DatePicker.open()">
@@ -1296,26 +1299,26 @@
         </mat-form-field>
       </div>
     } @else {
-      <p class="form60-not-needed">Client has PAN — Form 60/61 not required.</p>
+      <p class="form60-not-needed">Client has PAN — Form 97/98 not required.</p>
     }
   </div>
 
-  <!-- ═══ SECTION: Form 15G / 15H ═══ -->
+  <!-- ═══ SECTION: Form 121 ═══ -->
   <div class="section-block">
     <h4 class="section-title">
       <fa-icon icon="receipt" class="section-icon"></fa-icon>
-      Form 15G / 15H
+      Form 121
     </h4>
     <div class="form-grid">
       <div class="form-field checkbox-field">
-        <mat-checkbox formControlName="form15Applicable">Form 15G/15H Applicable</mat-checkbox>
+        <mat-checkbox formControlName="form15Applicable">Form 121 Applicable</mat-checkbox>
       </div>
       @if (kycForm.get('form15Applicable')?.value) {
         <mat-form-field appearance="outline" class="form-field">
           <mat-label>Form Type</mat-label>
           <mat-select formControlName="form15Type">
-            <mat-option value="15G">15G (Below 60 years)</mat-option>
-            <mat-option value="15H">15H (Senior Citizen 60+)</mat-option>
+            <mat-option value="15G">Form 121 (Below 60 years)</mat-option>
+            <mat-option value="15H">Form 121 (Senior Citizen 60+)</mat-option>
           </mat-select>
         </mat-form-field>
         <mat-form-field appearance="outline" class="form-field">

src/app/clients/client-stepper/client-kyc-step/client-kyc-step.component.ts

@@ -61,6 +61,8 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
   /** Set by parent after client is created */
   @Input() clientId: string = '';
   @Input() isNonIndividual = false;
+  /** Minor clients don't hold a PAN card — hides the PAN section on the individual KYC form */
+  @Input() isMinor = false;
   /** Constitution metadata (panLabel, showCin, etc.) passed from general step */
   @Input() constitutionMeta: any = null;
   /** Entity full name (non-individual) — used for enterprise PAN verification */
@@ -163,7 +165,9 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     { name: 'Driving Licence', code: 'DRIVING_LICENSE' },
     { name: 'Voter ID', code: 'VOTER_ID' },
     { name: 'NREGA Job Card', code: 'NREGA_JOB_CARD' },
-    { name: 'National Population Register Letter', code: 'NPR_LETTER' }
+    { name: 'National Population Register Letter', code: 'NPR_LETTER' },
+    { name: 'Birth Certificate', code: 'BIRTH_CERTIFICATE' },
+    { name: 'School ID Card', code: 'SCHOOL_ID_CARD' }
   ];
   /** Constitution-based KYC document types for non-individual clients */
   private constitutionDocTypes: Record<string, { name: string; mandatory: boolean }[]> = {
@@ -458,15 +462,44 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     form15FY: ['']
   });
 
+  /** RBI OVDs a minor cannot hold: Voter ID and Driving Licence require adult age,
+   * PAN and NREGA job cards are issued to adults. Aadhaar, Passport and NPR letters
+   * are unaffected by age and stay available. */
+  private static readonly MINOR_INELIGIBLE_DOC_KEYWORDS = [
+    'pan',
+    'driving',
+    'voter',
+    'nrega'
+  ];
+
+  /** Birth Certificate / School ID Card are minor-specific OVDs — not relevant once the
+   * client is an adult, so they're hidden the other direction. */
+  private static readonly MINOR_ONLY_DOC_CODES = new Set([
+    'BIRTH_CERTIFICATE',
+    'SCHOOL_ID_CARD'
+  ]);
+
+  private filterDocTypesForMinor<T extends { name: string; code?: string }>(docs: T[]): T[] {
+    if (this.isMinor) {
+      return docs.filter((d) => {
+        const text = `${d.name || ''} ${d.code || ''}`.toLowerCase();
+        return !ClientKycStepComponent.MINOR_INELIGIBLE_DOC_KEYWORDS.some((k) => text.includes(k));
+      });
+    }
+    return docs.filter((d) => !ClientKycStepComponent.MINOR_ONLY_DOC_CODES.has((d.code || '').toUpperCase()));
+  }
+
   ngOnInit(): void {
     // Seed defaults immediately so the picker has options before clientId is set
     // (template API requires clientId; user can still pick a type pre-save).
     if (!this.kycDocumentTypes.length) {
-      this.kycDocumentTypes = this.defaultDocumentTypes.map((d) => ({
-        name: d.name,
-        code: d.code,
-        mandatory: false
-      }));
+      this.kycDocumentTypes = this.filterDocTypesForMinor(
+        this.defaultDocumentTypes.map((d) => ({
+          name: d.name,
+          code: d.code,
+          mandatory: false
+        }))
+      );
       this.rebuildKycDocPicker();
     }
     this.loadExistingKycIfNeeded();
@@ -496,6 +529,21 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     if (changes['constitutionMeta'] && this.isNonIndividual) {
       this.updateDocTypesForConstitution();
     }
+    if (changes['isMinor']) {
+      if (this.isMinor) {
+        this.kycForm.get('hasPan')?.setValue(false);
+        this.kycForm.get('panNumber')?.setValue('');
+      }
+      const filtered = this.filterDocTypesForMinor(this.kycDocumentTypes);
+      if (filtered.length !== this.kycDocumentTypes.length) {
+        this.kycDocumentTypes = filtered;
+        const currentName = this.kycForm.get('kycDocumentName')?.value;
+        if (currentName && !filtered.some((d) => d.name === currentName)) {
+          this.kycForm.get('kycDocumentName')?.setValue('');
+        }
+        this.rebuildKycDocPicker();
+      }
+    }
   }
 
   /** Update KYC document types based on selected constitution type */
@@ -874,11 +922,13 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
         this.kycTemplate = template;
         this.kycTemplateLoaded = true;
         if (template?.requiredDocuments?.length > 0) {
-          this.kycDocumentTypes = template.requiredDocuments.map((doc: any) => ({
-            name: doc.name,
-            code: doc.code || doc.name,
-            mandatory: doc.mandatory ?? false
-          }));
+          this.kycDocumentTypes = this.filterDocTypesForMinor(
+            template.requiredDocuments.map((doc: any) => ({
+              name: doc.name,
+              code: doc.code || doc.name,
+              mandatory: doc.mandatory ?? false
+            }))
+          );
           // Update kycDocumentName validator based on mandatory docs
           const hasMandatory = this.kycDocumentTypes.some((d) => d.mandatory);
           if (hasMandatory) {
@@ -891,11 +941,13 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
       error: () => {
         // Fallback to defaults if template API unavailable
         this.kycTemplateLoaded = true;
-        this.kycDocumentTypes = this.defaultDocumentTypes.map((d) => ({
-          name: d.name,
-          code: d.code,
-          mandatory: false
-        }));
+        this.kycDocumentTypes = this.filterDocTypesForMinor(
+          this.defaultDocumentTypes.map((d) => ({
+            name: d.name,
+            code: d.code,
+            mandatory: false
+          }))
+        );
         this.rebuildKycDocPicker();
       }
     });

src/app/clients/clients-routing.module.ts

@@ -191,7 +191,7 @@ const routes: Routes = [
             {
               path: 'form60',
               component: Form60TabComponent,
-              data: { title: 'Form 60', breadcrumb: 'Form 60', routeParamBreadcrumb: false }
+              data: { title: 'Form 97', breadcrumb: 'Form 97', routeParamBreadcrumb: false }
             },
             {
               path: 'documents',

src/app/clients/clients-view/form60-tab/form60-tab.component.html

@@ -19,14 +19,14 @@
       <div class="f60-pan-ok__icon-wrap">
         <mat-icon class="f60-pan-ok__icon">verified</mat-icon>
       </div>
-      <h3 class="f60-pan-ok__title">Form 60 Not Required</h3>
+      <h3 class="f60-pan-ok__title">Form 97 Not Required</h3>
       <p class="f60-pan-ok__desc">
         PAN <strong>{{ panNumber }}</strong> is attached to this client.
         @if (panVerified) {
           <mat-icon class="f60-pan-ok__tick">check_circle</mat-icon> <span class="f60-pan-ok__verified">Verified</span>
         }
       </p>
-      <p class="f60-pan-ok__rule">As per Income Tax Rule 114B, Form 60 is only required when PAN is not available.</p>
+      <p class="f60-pan-ok__rule">As per Income Tax Rule 114B, Form 97 is only required when PAN is not available.</p>
     </div>
   }
 
@@ -36,7 +36,7 @@
     <div class="f60-warning">
       <mat-icon class="f60-warning__icon">warning_amber</mat-icon>
       <div class="f60-warning__text">
-        <strong>PAN not provided</strong> — Form 60 declaration is mandatory as per Income Tax Rule 114B.
+        <strong>PAN not provided</strong> — Form 97 declaration is mandatory as per Income Tax Rule 114B.
       </div>
     </div>
 
@@ -45,7 +45,7 @@
       <div class="f60-card">
         <div class="f60-card__header">
           <mat-icon class="f60-card__header-icon">description</mat-icon>
-          <h3>Form 60 Declaration</h3>
+          <h3>Form 97 Declaration</h3>
           <span class="f60-card__status">Submitted</span>
           <button mat-stroked-button color="primary" (click)="toggleEditMode()" class="f60-card__edit">
             <mat-icon>edit</mat-icon> Edit
@@ -123,7 +123,7 @@
       <div class="f60-card">
         <div class="f60-card__header">
           <mat-icon class="f60-card__header-icon">edit_note</mat-icon>
-          <h3>Form 60 Declaration</h3>
+          <h3>Form 97 Declaration</h3>
         </div>
         <div class="f60-card__body">
           <form [formGroup]="form60Form" (ngSubmit)="submit()">
@@ -204,7 +204,7 @@
                 <button type="button" mat-stroked-button (click)="toggleEditMode()">Cancel</button>
               }
               <button type="submit" mat-flat-button color="primary" [disabled]="!form60Form.valid">
-                <mat-icon>check</mat-icon> Submit Form 60
+                <mat-icon>check</mat-icon> Submit Form 97
               </button>
             </div>
           </form>

src/app/clients/clients-view/form60-tab/form60-tab.component.ts

@@ -224,14 +224,14 @@ export class Form60TabComponent implements OnInit, OnDestroy {
           this.isEditMode = false;
           this.alertService.alert({
             type: 'success',
-            message: 'Form 60 submitted successfully.'
+            message: 'Form 97 submitted successfully.'
           });
           this.loadForm60Data();
         },
         error: (err: any) => {
           this.alertService.alert({
             type: 'error',
-            message: err?.error?.developerMessage || err?.error?.defaultUserMessage || 'Failed to submit Form 60.'
+            message: err?.error?.developerMessage || err?.error?.defaultUserMessage || 'Failed to submit Form 97.'
           });
         }
       });

src/app/clients/create-client/create-client.component.html

@@ -71,6 +71,7 @@
           <mifosx-client-kyc-step
             #clientKyc
             [isNonIndividual]="legalFormType === 2"
+            [isMinor]="clientGeneralStep?.isMinor || false"
             [clientId]="createdClientId"
             [constitutionMeta]="clientGeneralStep?.selectedConstitution"
             [entityName]="clientGeneralStep?.createClientForm?.get('fullname')?.value || ''"
@@ -146,6 +147,7 @@
         }
         <mifosx-client-india-address-step
           #clientIndiaAddress
+          [isMinor]="clientGeneralStep?.isMinor || false"
           [readOnly]="isTabReadOnly(addressTabIdx)"
         ></mifosx-client-india-address-step>
       </div>

src/app/clients/create-client/create-client.component.ts

@@ -111,6 +111,12 @@ export class CreateClientComponent {
     this.route.data.subscribe((data: { clientTemplate: any; clientAddressFieldConfig: any }) => {
       this.clientTemplate = data.clientTemplate;
       this.clientAddressFieldConfig = data.clientAddressFieldConfig;
+      // This app's RouteReusableStrategy keeps this SAME component instance alive across
+      // repeat visits to /clients/create, so ngOnInit/constructor won't re-run for a second
+      // "create new client" session — reset transient state here instead, since `route.data`
+      // re-emits on every navigation regardless of whether the component was reused. Must run
+      // BEFORE setDatatables(), which reads legalFormType to filter clientTemplate.datatables.
+      this.resetForNewClient();
       this.setDatatables();
     });
     // Read pre-fill data set by "Create as Client" from a manual family member
@@ -121,6 +127,20 @@ export class CreateClientComponent {
     }
   }
 
+  /** Resets session state that could otherwise leak between clients when the route is reused. */
+  private resetForNewClient(): void {
+    this.legalFormType = 1;
+    this.selectedTabIndex = 0;
+    this.createdClientId = '';
+    this.savingClient = false;
+    this.saveProgress = 0;
+    this.tabEditMode = {};
+    this.highestTabReached = 0;
+    this.validationError = '';
+    this.prefillData = null;
+    this.clientGeneralStep?.resetForNewClient();
+  }
+
   /** Check if a tab is in read-only mode (completed tab navigated back to) */
   isTabReadOnly(tabIndex: number): boolean {
     // Only tabs that have been passed (below highest reached) AND not explicitly set to edit mode

src/app/clients/edit-client/edit-client.component.html

@@ -149,6 +149,7 @@
           <mifosx-client-kyc-step
             #clientKyc
             [isNonIndividual]="legalFormType === 2"
+            [isMinor]="clientGeneralStep?.isMinor || false"
             [clientId]="clientId"
             [readOnly]="isTabReadOnly(1)"
           ></mifosx-client-kyc-step>
@@ -206,6 +207,7 @@
         <mifosx-client-india-address-step
           #clientIndiaAddress
           [clientId]="clientId"
+          [isMinor]="clientGeneralStep?.isMinor || false"
           [readOnly]="isTabReadOnly(addressTabIdx)"
         ></mifosx-client-india-address-step>
       </div>

src/app/clients/shared/kyc-proof-types.ts

@@ -70,6 +70,19 @@ export const PROOF_META: Record<string, Partial<ProofType>> = {
     documentKeyPlaceholder: 'NPR reference number',
     info: 'NPR letter — upload full document.'
   },
+  BIRTH_CERTIFICATE: {
+    sides: 1,
+    documentKeyLabel: 'Birth certificate registration number',
+    documentKeyPlaceholder: 'Registration / certificate number',
+    category: 'Government-issued ID',
+    info: 'Birth certificate issued by the Municipal Corporation / Registrar of Births & Deaths — accepted proof of identity for minor clients as per RBI KYC norms.'
+  },
+  SCHOOL_ID_CARD: {
+    sides: 1,
+    documentKeyLabel: 'School ID / admission number',
+    documentKeyPlaceholder: 'Student ID number',
+    info: 'School identity card bearing photograph — accepted proof of identity for minor clients as per RBI KYC norms.'
+  },
   UTILITY_BILL: {
     sides: 1,
     category: 'Utility bills',

src/app/core/shell/shell.component.html

@@ -1468,13 +1468,13 @@
             Balance Certificate
           </button>
           <button mat-menu-item routerLink="/letter-mgmt/form-60" tabindex="0">
-            <fa-icon icon="file-signature" class="menu-item-icon" style="color: #15803d"></fa-icon> Form 60
+            <fa-icon icon="file-signature" class="menu-item-icon" style="color: #15803d"></fa-icon> Form 97
           </button>
           <button mat-menu-item tabindex="0">
-            <fa-icon icon="file-signature" class="menu-item-icon" style="color: #15803d"></fa-icon> Form 61
+            <fa-icon icon="file-signature" class="menu-item-icon" style="color: #15803d"></fa-icon> Form 98
           </button>
           <button mat-menu-item routerLink="/letter-mgmt/form-15gh" tabindex="0">
-            <fa-icon icon="file-signature" class="menu-item-icon" style="color: #15803d"></fa-icon> Form 15G and H
+            <fa-icon icon="file-signature" class="menu-item-icon" style="color: #15803d"></fa-icon> Form 121
           </button>
           <button mat-menu-item routerLink="/letter-mgmt/hypothecation-certificate" tabindex="0">
             <fa-icon icon="file-alt" class="menu-item-icon" style="color: #15803d"></fa-icon>

src/app/letter-mgmt/certificates/certificate-pdf.ts

@@ -969,7 +969,7 @@ export function buildForm60Pdf(r: Form60Record): jsPDF {
 
   let y = paintLetterhead(
     c,
-    'Form 60 Declaration',
+    'Form 97 Declaration',
     'CERTIFICATE REFERENCE',
     `F60-${r.customerId}`,
     'PAN Status',

src/app/letter-mgmt/certificates/certificate-preview-dialog/certificate-preview-dialog.component.html

@@ -85,7 +85,7 @@
           } @else if (isBalance && balance) {
             <span class="cpd-stage-pill">{{ balance.asOnDate | date: 'd MMM y' }}</span>
           } @else if (isForm60 && form60) {
-            <span class="cpd-stage-pill cpd-stage-pill--amber">No PAN — Form 60</span>
+            <span class="cpd-stage-pill cpd-stage-pill--amber">No PAN — Form 97</span>
           } @else if (isForm15gh && form15gh) {
             <span class="cpd-stage-pill cpd-stage-pill--teal">Form {{ form15gh.kind }}</span>
           } @else if (isHypothecation && hypothecation) {
@@ -313,7 +313,7 @@
       </p>
     }
 
-    <!-- ── FORM 60 ── -->
+    <!-- ── FORM 97 ── -->
     @if (isForm60 && form60) {
       <p class="cpd-para">
         Declaration under <strong>Section 114B</strong> of the Income-tax Rules, 1962, to be made by a person who does
@@ -367,7 +367,7 @@
           <tr class="cpd-summary-total">
             <td colspan="3">PAN STATUS</td>
             <td>
-              <strong>NOT ALLOTTED — Form 60 declared</strong>
+              <strong>NOT ALLOTTED — Form 97 declared</strong>
             </td>
           </tr>
         </tbody>

src/app/letter-mgmt/certificates/certificate-preview-dialog/certificate-preview-dialog.component.ts

@@ -151,9 +151,9 @@ export class CertificatePreviewDialogComponent {
       case 'balance':
         return 'Balance Certificate';
       case 'form60':
-        return 'Form 60 Declaration';
+        return 'Form 97 Declaration';
       case 'form15gh':
-        return this.form15gh?.kind === '15H' ? 'Form 15H Declaration' : 'Form 15G Declaration';
+        return 'Form 121 Declaration';
       case 'hypothecation':
         return 'Hypothecation Certificate';
       case 'noc':

src/app/letter-mgmt/certificates/form-15gh/form-15gh.component.html

@@ -11,11 +11,8 @@
     <div class="cert-head-l">
       <fa-icon icon="file-signature" class="cert-head-ic"></fa-icon>
       <div>
-        <h2 class="cert-head-t">Form 15G &amp; 15H</h2>
-        <div class="cert-head-s">
-          TDS-waiver declarations for FD / RD interest income —
-          <strong>15G</strong> for individuals below 60 years, <strong>15H</strong> for senior citizens (60+).
-        </div>
+        <h2 class="cert-head-t">Form 121</h2>
+        <div class="cert-head-s">TDS-waiver declarations for FD / RD interest income — Form 121.</div>
       </div>
     </div>
   </div>
@@ -26,14 +23,14 @@
       <fa-icon icon="user" class="cert-kpi-ic"></fa-icon>
       <div>
         <div class="cert-kpi-n">{{ count15G() | number }}</div>
-        <div class="cert-kpi-l">Form 15G (under 60)</div>
+        <div class="cert-kpi-l">Form 121 (under 60)</div>
       </div>
     </div>
     <div class="cert-kpi cert-kpi--amber">
       <fa-icon icon="user-tie" class="cert-kpi-ic"></fa-icon>
       <div>
         <div class="cert-kpi-n">{{ count15H() | number }}</div>
-        <div class="cert-kpi-l">Form 15H (60+)</div>
+        <div class="cert-kpi-l">Form 121 (60+)</div>
       </div>
     </div>
     <div class="cert-kpi cert-kpi--green">
@@ -63,11 +60,11 @@
     </div>
 
     <div class="cert-filter">
-      <label>Form</label>
+      <label>Form Type</label>
       <select [(ngModel)]="kindFilter">
-        <option value="">Both forms</option>
-        <option value="15G">15G — Under 60</option>
-        <option value="15H">15H — Senior citizens (60+)</option>
+        <option value="">All Form 121</option>
+        <option value="15G">Form 121 (Below 60 years)</option>
+        <option value="15H">Form 121 (Senior Citizen 60+)</option>
       </select>
     </div>
 
@@ -92,7 +89,7 @@
         <thead>
           <tr>
             <th>Customer · PAN</th>
-            <th>Form</th>
+            <th>Form Type</th>
             <th>Age</th>
             <th>Branch</th>
             <th class="num">Deposit Principal</th>
@@ -115,7 +112,7 @@
                   [class.cert-pill--blue]="formKind(r) === '15G'"
                   [class.cert-pill--amber]="formKind(r) === '15H'"
                 >
-                  Form {{ formKind(r) }}
+                  Form 121 ({{ formKind(r) }})
                 </span>
               </td>
               <td class="small">{{ age(r.dob) }} yrs</td>

src/app/letter-mgmt/certificates/form-15gh/form-15gh.component.ts

@@ -146,9 +146,9 @@ export class Form15ghComponent implements OnInit {
     const kind = this.formKind(r);
     this.dscSign.promptThenDownload(
       {
-        title: `Form ${kind} Declaration`,
+        title: `Form 121 (${kind}) Declaration`,
         reference: `${r.customerId} · ${r.customerName} · ${r.fy}`,
-        filename: `Form-${kind}-${r.customerId}-${r.fy.replace(/\s+/g, '')}.pdf`
+        filename: `Form121-${r.customerId}-${r.fy.replace(/\s+/g, '')}.pdf`
       },
       (dsc) => downloadForm15ghPdf(r, kind, dsc)
     );

src/app/letter-mgmt/certificates/form-60/form-60.component.html

@@ -11,7 +11,7 @@
     <div class="cert-head-l">
       <fa-icon icon="file-signature" class="cert-head-ic"></fa-icon>
       <div>
-        <h2 class="cert-head-t">Form 60 Declaration</h2>
+        <h2 class="cert-head-t">Form 97 Declaration</h2>
         <div class="cert-head-s">
           Income Tax Rule 114B — required for any customer transacting above the threshold who does
           <strong>not</strong> have a PAN on file.
@@ -33,7 +33,7 @@
       <fa-icon icon="check-circle" class="cert-kpi-ic"></fa-icon>
       <div>
         <div class="cert-kpi-n">{{ totalFiled() | number }}</div>
-        <div class="cert-kpi-l">Form 60 Filed</div>
+        <div class="cert-kpi-l">Form 97 Filed</div>
       </div>
     </div>
     <div class="cert-kpi cert-kpi--amber">
@@ -58,7 +58,7 @@
     <div class="cert-filter">
       <label>PAN status</label>
       <select [(ngModel)]="panFilter">
-        <option value="MISSING">Without PAN (Form 60 applicable)</option>
+        <option value="MISSING">Without PAN (Form 97 applicable)</option>
         <option value="ON_FILE">With PAN on file</option>
         <option value="">All customers</option>
       </select>
@@ -91,7 +91,7 @@
             <th>Trigger Transaction</th>
             <th class="num">Amount</th>
             <th>PAN Status</th>
-            <th>Form 60</th>
+            <th>Form 97</th>
             <th class="col-actions">Actions</th>
           </tr>
         </thead>
@@ -146,7 +146,7 @@
                     class="cert-icon-btn primary"
                     [disabled]="r.hasPan"
                     (click)="viewCertificate(r)"
-                    matTooltip="View / Print Form 60"
+                    matTooltip="View / Print Form 97"
                   >
                     <fa-icon icon="eye"></fa-icon>
                   </button>

src/app/letter-mgmt/certificates/form-60/form-60.component.ts

@@ -121,7 +121,7 @@ export class Form60Component implements OnInit {
 
   viewCertificate(r: Form60Record): void {
     if (r.hasPan) {
-      this.snack.open(`${r.customerName} already has a PAN on file — Form 60 is not applicable.`, 'OK', {
+      this.snack.open(`${r.customerName} already has a PAN on file — Form 97 is not applicable.`, 'OK', {
         duration: 3200
       });
       return;
@@ -139,14 +139,14 @@ export class Form60Component implements OnInit {
 
   downloadCertificate(r: Form60Record): void {
     if (r.hasPan) {
-      this.snack.open(`${r.customerName} already has a PAN on file — Form 60 is not applicable.`, 'OK', {
+      this.snack.open(`${r.customerName} already has a PAN on file — Form 97 is not applicable.`, 'OK', {
         duration: 3200
       });
       return;
     }
     this.dscSign.promptThenDownload(
       {
-        title: 'Form 60 Declaration',
+        title: 'Form 97 Declaration',
         reference: `${r.customerId} · ${r.customerName}`,
         filename: `Form60-${r.customerId}.pdf`
       },

src/app/letter-mgmt/letter-mgmt-routing.module.ts

@@ -44,12 +44,12 @@ const routes: Routes = [
     {
       path: 'letter-mgmt/form-60',
       component: Form60Component,
-      data: { title: 'Form 60', breadcrumb: 'Form 60' }
+      data: { title: 'Form 97', breadcrumb: 'Form 97' }
     },
     {
       path: 'letter-mgmt/form-15gh',
       component: Form15ghComponent,
-      data: { title: 'Form 15G & 15H', breadcrumb: 'Form 15G/H' }
+      data: { title: 'Form 121', breadcrumb: 'Form 121' }
     },
     {
       path: 'letter-mgmt/hypothecation-certificate',

src/assets/translations/en-US.json

@@ -2084,8 +2084,8 @@
       "Floating Rates": "Floating Rates",
       "Floating rate": "Floating Rate",
       "Follow": "Follow",
-      "Form 60": "Form 60",
-      "Form 60 Declaration": "Form 60 Declaration",
+      "Form 60": "Form 97",
+      "Form 60 Declaration": "Form 97 Declaration",
       "Frequency": "Frequency",
       "Frequency Interval": "Frequency Interval",
       "Frequency Interval for compounding": "Frequency Interval for compounding",
@@ -3983,7 +3983,7 @@
       "Organization available languages": "Organization can select a language here from the available languages here.",
       "Original Schedule": "Original Schedule",
       "Overdue Charges": "Overdue Charges",
-      "PAN not provided. Please fill Form 60 as per Income Tax Rule 114B.": "PAN not provided. Please fill Form 60 as per Income Tax Rule 114B.",
+      "PAN not provided. Please fill Form 60 as per Income Tax Rule 114B.": "PAN not provided. Please fill Form 97 as per Income Tax Rule 114B.",
       "Password Preferences": "Password Preferences",
       "Passwords": "Passwords",
       "Pay Charge": "Pay Charge",

src/environments/.env.ts

@@ -9,10 +9,9 @@
 /* tslint:disable */
 export default {
   'mifos_x': {
-    'version': '260723',
-    'hash': 'ca85bae4'
+    'version': '260728',
+    'hash': 'a9c60083'
   },
   'allow_switching_backend_instance': true
 };
 /* tslint:enable */
-