feat(loan-origination): add full Loan Origination Sanctioning workflow module

New standalone module modelling the pre-disbursement pipeline: Channel intake
(Branch/BC/Self-Apply) -> KYC/OVD & e-KYC fingerprint -> CIC/Credit Bureau
check -> Field Investigation -> Personal Discussion & declaration -> Loan
Committee -> Risk Approval -> Legal Approval -> Customer Signing -> Cheque/ACH
-> Post-Disbursement Check -> Disbursement, per RBI KYC Master Direction, the
mandatory CIC check, and co-operative-bank share-membership rules.

Includes a 12-stage stepper with real approve/reject actions and a date-wise
audit trail, CIC upload + credit-score check, Field Inquiry push + Agent
Report upload, Committee "Reports Required" / Risk "Verification Checklist",
Head-Office-vs-branch scoping, a Pipeline screen (filters, New Application
intake, Channel-wise/BC-wise/Share-Member reports, Disbursement Target vs
Actual, Export to Excel), and a full EMI repayment schedule once disbursed.
This commit is contained in:
2026-08-02 14:22:32 +05:30
parent b4608cbbe4
commit 5cd9998cfc
10 changed files with 4474 additions and 0 deletions
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