WEB-204: Loan product config - buy down fees

src/app/loans/loans-view/account-details/account-details.component.html

@@ -101,6 +101,28 @@
       <span class="flex-50"> {{ loanDetails.capitalizedIncomeType?.value | translateKey: 'catalogs' }} </span>
     </div>
 
+    <div class="flex-fill layout-row">
+      <span class="flex-50"> {{ 'labels.inputs.Enable Buy down fee' | translate }}</span>
+      <span class="flex-50"> {{ loanDetails.enableBuyDownFee | yesNo }} </span>
+    </div>
+
+    <div class="flex-fill layout-row" *ngIf="loanDetails.enableBuyDownFee">
+      <span class="flex-50"> {{ 'labels.inputs.Buy down fee calculation type' | translate }}</span>
+      <span class="flex-50">
+        {{ loanDetails.buyDownFeeCalculationType?.value | translateKey: 'catalogs' }}
+      </span>
+    </div>
+
+    <div class="flex-fill layout-row" *ngIf="loanDetails.enableBuyDownFee">
+      <span class="flex-50"> {{ 'labels.inputs.Buy down fee strategy' | translate }}</span>
+      <span class="flex-50"> {{ loanDetails.buyDownFeeStrategy?.value | translateKey: 'catalogs' }} </span>
+    </div>
+
+    <div class="flex-fill layout-row" *ngIf="loanDetails.enableBuyDownFee">
+      <span class="flex-50"> {{ 'labels.inputs.Buy down fee income type' | translate }}</span>
+      <span class="flex-50"> {{ loanDetails.buyDownFeeIncomeType?.value | translateKey: 'catalogs' }} </span>
+    </div>
+
     <div class="flex-fill layout-row">
       <span class="flex-50"> {{ 'labels.inputs.Grace: On Principal Payment' | translate }}</span>
       <span class="flex-50"> {{ loanDetails.graceOnPrincipalPayment }} </span>

src/app/products/loan-products/common/loan-product-summary/loan-product-summary.component.html

@@ -875,10 +875,31 @@
       <span class="flex-47">{{ 'labels.inputs.Income type' | translate }}:</span>
       <span class="flex-53">{{ loanProduct.capitalizedIncomeType?.value | translateKey: 'catalogs' }}</span>
     </div>
+  </div>
 
-    <div fxFlexFill *ngIf="loanProduct.enableIncomeCapitalization">
-      <span fxFlex="47%">{{ 'labels.inputs.Income type' | translate }}:</span>
-      <span fxFlex="53%">{{ loanProduct.capitalizedIncomeType?.value | translateKey: 'catalogs' }}</span>
+  <div class="flex-100 layout-row-wrap responsive-column" *ngIf="isAdvancedPaymentAllocation">
+    <h3 class="mat-h3 flex-100">{{ 'labels.inputs.Buy down fees' | translate }}</h3>
+
+    <mat-divider [inset]="true"></mat-divider>
+
+    <div class="flex-100 layout-row">
+      <span class="flex-47">{{ 'labels.inputs.Enable Buy down fee' | translate }}:</span>
+      <span class="flex-53">{{ loanProduct.enableBuyDownFee | yesNo }}</span>
+    </div>
+
+    <div class="flex-100 layout-row" *ngIf="loanProduct.enableBuyDownFee">
+      <span class="flex-47">{{ 'labels.inputs.Buy down fee calculation type' | translate }}:</span>
+      <span class="flex-53">{{ loanProduct.buyDownFeeCalculationType?.value | translateKey: 'catalogs' }}</span>
+    </div>
+
+    <div class="flex-100 layout-row" *ngIf="loanProduct.enableBuyDownFee">
+      <span class="flex-47">{{ 'labels.inputs.Buy down fee strategy' | translate }}:</span>
+      <span class="flex-53">{{ loanProduct.buyDownFeeStrategy?.value | translateKey: 'catalogs' }}</span>
+    </div>
+
+    <div class="flex-100 layout-row" *ngIf="loanProduct.enableBuyDownFee">
+      <span class="flex-47">{{ 'labels.inputs.Buy down fee income type' | translate }}:</span>
+      <span class="flex-53">{{ loanProduct.buyDownFeeIncomeType?.value | translateKey: 'catalogs' }}</span>
     </div>
   </div>
 

src/app/products/loan-products/common/loan-product-summary/loan-product-summary.component.ts

@@ -353,6 +353,23 @@ export class LoanProductSummaryComponent implements OnInit, OnChanges {
         );
         this.loanProduct.capitalizedIncomeType = optionValue;
       }
+      if (this.isAdvancedPaymentAllocation && this.loanProduct.enableBuyDownFee) {
+        optionValue = this.optionDataLookUp(
+          this.loanProduct.buyDownFeeCalculationType,
+          this.loanProductsTemplate.buyDownFeeCalculationTypeOptions
+        );
+        this.loanProduct.buyDownFeeCalculationType = optionValue;
+        optionValue = this.optionDataLookUp(
+          this.loanProduct.buyDownFeeStrategy,
+          this.loanProductsTemplate.buyDownFeeStrategyOptions
+        );
+        this.loanProduct.buyDownFeeStrategy = optionValue;
+        optionValue = this.optionDataLookUp(
+          this.loanProduct.buyDownFeeIncomeType,
+          this.loanProductsTemplate.buyDownFeeIncomeTypeOptions
+        );
+        this.loanProduct.buyDownFeeIncomeType = optionValue;
+      }
       optionValue = this.optionDataLookUp(
         this.loanProduct.interestRateFrequencyType,
         this.loanProductsTemplate.interestRateFrequencyTypeOptions

src/app/products/loan-products/create-loan-product/create-loan-product.component.html

@@ -54,6 +54,8 @@
         (supportedInterestRefundTypes)="setSupportedInterestRefundTypes($event)"
       >
       </mifosx-loan-product-interest-refund-step>
+
+      <mifosx-stepper-buttons></mifosx-stepper-buttons>
     </mat-step>
 
     <mat-step *ngIf="isAdvancedPaymentStrategy">
@@ -91,15 +93,18 @@
       </mifosx-loan-product-charges-step>
     </mat-step>
 
-    <mat-step *ngIf="isAdvancedPaymentStrategy" [stepControl]="loanIncomeCapitalizationForm" completed>
-      <ng-template matStepLabel>{{ 'labels.inputs.INCOME CAPITALIZATION' | translate }}</ng-template>
+    <mat-step *ngIf="isAdvancedPaymentStrategy" [stepControl]="loanDeferredIncomeRecognitionForm" completed>
+      <ng-template matStepLabel>{{ 'labels.inputs.DEFERRED INCOME RECOGNITION' | translate }}</ng-template>
 
       <mifosx-loan-product-capitalized-income-step
-        [capitalizedIncome]="capitalizedIncome"
+        [deferredIncomeRecognition]="deferredIncomeRecognition"
         [capitalizedIncomeCalculationTypeOptions]="loanProductsTemplate.capitalizedIncomeCalculationTypeOptions"
         [capitalizedIncomeStrategyOptions]="loanProductsTemplate.capitalizedIncomeStrategyOptions"
         [capitalizedIncomeTypeOptions]="loanProductsTemplate.capitalizedIncomeTypeOptions"
-        (setCapitalizedIncome)="setCapitalizedIncome($event)"
+        [buyDownFeeCalculationTypeOptions]="loanProductsTemplate.buyDownFeeCalculationTypeOptions"
+        [buyDownFeeStrategyOptions]="loanProductsTemplate.buyDownFeeStrategyOptions"
+        [buyDownFeeIncomeTypeOptions]="loanProductsTemplate.buyDownFeeIncomeTypeOptions"
+        (setDeferredIncomeRecognition)="setDeferredIncomeRecognition($event)"
         (setViewChildForm)="setViewChildForm($event)"
       >
       </mifosx-loan-product-capitalized-income-step>
@@ -114,7 +119,7 @@
         [loanProductsTemplate]="loanProductsTemplate"
         [accountingRuleData]="accountingRuleData"
         [loanProductFormValid]="loanProductFormValid"
-        [capitalizedIncome]="capitalizedIncome"
+        [deferredIncomeRecognition]="deferredIncomeRecognition"
       >
       </mifosx-loan-product-accounting-step>
     </mat-step>

src/app/products/loan-products/create-loan-product/create-loan-product.component.ts

@@ -17,12 +17,12 @@ import { LoanProducts } from '../loan-products';
 import {
   AdvancedPaymentAllocation,
   AdvancedPaymentStrategy,
-  CapitalizedIncome,
+  DeferredIncomeRecognition,
   PaymentAllocation
 } from '../loan-product-stepper/loan-product-payment-strategy-step/payment-allocation-model';
 import { Accounting } from 'app/core/utils/accounting';
 import { StringEnumOptionData } from '../../../shared/models/option-data.model';
-import { LoanProductCapitalizedIncomeStepComponent } from '../loan-product-stepper/loan-product-capitalized-income-step/loan-product-capitalized-income-step.component';
+import { LoanProductDeferredIncomeRecognitionStepComponent } from '../loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component';
 import { UntypedFormGroup } from '@angular/forms';
 import { MatStepper, MatStepperIcon, MatStep, MatStepLabel } from '@angular/material/stepper';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
@@ -50,7 +50,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     StepperButtonsComponent,
     LoanProductTermsStepComponent,
     LoanProductChargesStepComponent,
-    LoanProductCapitalizedIncomeStepComponent,
+    LoanProductDeferredIncomeRecognitionStepComponent,
     LoanProductAccountingStepComponent,
     LoanProductPreviewStepComponent
   ]
@@ -61,8 +61,8 @@ export class CreateLoanProductComponent implements OnInit {
   loanProductCurrencyStep: LoanProductCurrencyStepComponent;
   @ViewChild(LoanProductInterestRefundStepComponent, { static: true })
   loanProductInterestRefundStep: LoanProductInterestRefundStepComponent;
-  @ViewChild(LoanProductCapitalizedIncomeStepComponent, { static: true })
-  loanProductCapitalizedIncomeStep: LoanProductCapitalizedIncomeStepComponent;
+  @ViewChild(LoanProductDeferredIncomeRecognitionStepComponent, { static: true })
+  loanProductDeferredIncomeRecognitionStep: LoanProductDeferredIncomeRecognitionStepComponent;
   @ViewChild(LoanProductTermsStepComponent, { static: true }) loanProductTermsStep: LoanProductTermsStepComponent;
   @ViewChild(LoanProductSettingsStepComponent, { static: true })
   loanProductSettingsStep: LoanProductSettingsStepComponent;
@@ -81,8 +81,8 @@ export class CreateLoanProductComponent implements OnInit {
   advancedPaymentAllocations: AdvancedPaymentAllocation[] = [];
   advancedCreditAllocations: AdvancedPaymentAllocation[] = [];
 
-  capitalizedIncome: CapitalizedIncome | null = null;
-  loanIncomeCapitalizationForm: UntypedFormGroup;
+  deferredIncomeRecognition: DeferredIncomeRecognition | null = null;
+  loanDeferredIncomeRecognitionForm: UntypedFormGroup;
 
   /**
    * @param {ActivatedRoute} route Activated Route.
@@ -139,18 +139,33 @@ export class CreateLoanProductComponent implements OnInit {
   advancePaymentStrategy(value: string) {
     this.isAdvancedPaymentStrategy = LoanProducts.isAdvancedPaymentAllocationStrategy(value);
     if (this.isAdvancedPaymentStrategy) {
+      if (this.deferredIncomeRecognition == null) {
+        this.deferredIncomeRecognition = {};
+      }
       if (this.loanProductsTemplate.enableIncomeCapitalization) {
-        this.capitalizedIncome = {
+        this.deferredIncomeRecognition.capitalizedIncome = {
           enableIncomeCapitalization: true,
           capitalizedIncomeCalculationType: this.loanProductsTemplate.capitalizedIncomeCalculationTypeOptions[0],
           capitalizedIncomeStrategy: this.loanProductsTemplate.capitalizedIncomeStrategyOptions[0],
           capitalizedIncomeType: this.loanProductsTemplate.capitalizedIncomeTypeOptions[0]
         };
       } else {
-        this.capitalizedIncome = {
+        this.deferredIncomeRecognition.capitalizedIncome = {
           enableIncomeCapitalization: false
         };
       }
+      if (this.loanProductsTemplate.enableBuyDownFee) {
+        this.deferredIncomeRecognition.buyDownFee = {
+          enableBuyDownFee: true,
+          buyDownFeeCalculationType: this.loanProductsTemplate.buyDownFeeCalculationTypeOptions[0],
+          buyDownFeeStrategy: this.loanProductsTemplate.buyDownFeeStrategyOptions[0],
+          buyDownFeeIncomeType: this.loanProductsTemplate.buyDownFeeIncomeTypeOptions[0]
+        };
+      } else {
+        this.deferredIncomeRecognition.buyDownFee = {
+          enableBuyDownFee: false
+        };
+      }
     }
   }
 
@@ -172,14 +187,14 @@ export class CreateLoanProductComponent implements OnInit {
     this.supportedInterestRefundTypes = supportedInterestRefundTypes;
   }
 
-  setCapitalizedIncome(capitalizedIncome: CapitalizedIncome): void {
+  setDeferredIncomeRecognition(deferredIncomeRecognition: DeferredIncomeRecognition): void {
     if (this.isAdvancedPaymentStrategy) {
-      this.capitalizedIncome = capitalizedIncome;
+      this.deferredIncomeRecognition = deferredIncomeRecognition;
     }
   }
 
   setViewChildForm(viewChildForm: UntypedFormGroup): void {
-    this.loanIncomeCapitalizationForm = viewChildForm;
+    this.loanDeferredIncomeRecognitionForm = viewChildForm;
   }
 
   get loanProductSettingsForm() {
@@ -197,7 +212,7 @@ export class CreateLoanProductComponent implements OnInit {
         this.loanProductCurrencyForm.valid &&
         this.loanProductTermsForm.valid &&
         this.loanProductSettingsForm.valid &&
-        this.loanIncomeCapitalizationForm.valid &&
+        this.loanDeferredIncomeRecognitionForm.valid &&
         this.loanProductAccountingForm.valid
       );
     } else {
@@ -224,12 +239,24 @@ export class CreateLoanProductComponent implements OnInit {
       loanProduct['paymentAllocation'] = this.paymentAllocation;
       loanProduct['creditAllocation'] = this.creditAllocation;
       loanProduct['supportedInterestRefundTypes'] = this.supportedInterestRefundTypes;
-      if (this.capitalizedIncome != null) {
-        loanProduct['enableIncomeCapitalization'] = this.capitalizedIncome.enableIncomeCapitalization;
-        if (this.capitalizedIncome.enableIncomeCapitalization) {
-          loanProduct['capitalizedIncomeCalculationType'] = this.capitalizedIncome.capitalizedIncomeCalculationType;
-          loanProduct['capitalizedIncomeStrategy'] = this.capitalizedIncome.capitalizedIncomeStrategy;
-          loanProduct['capitalizedIncomeType'] = this.capitalizedIncome.capitalizedIncomeType;
+      if (this.deferredIncomeRecognition.capitalizedIncome != null) {
+        loanProduct['enableIncomeCapitalization'] =
+          this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization;
+        if (this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization) {
+          loanProduct['capitalizedIncomeCalculationType'] =
+            this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeCalculationType;
+          loanProduct['capitalizedIncomeStrategy'] =
+            this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeStrategy;
+          loanProduct['capitalizedIncomeType'] = this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeType;
+        }
+      }
+      if (this.deferredIncomeRecognition.buyDownFee != null) {
+        loanProduct['enableBuyDownFee'] = this.deferredIncomeRecognition.buyDownFee.enableBuyDownFee;
+        if (this.deferredIncomeRecognition.buyDownFee.enableBuyDownFee) {
+          loanProduct['buyDownFeeCalculationType'] =
+            this.deferredIncomeRecognition.buyDownFee.buyDownFeeCalculationType;
+          loanProduct['buyDownFeeStrategy'] = this.deferredIncomeRecognition.buyDownFee.buyDownFeeStrategy;
+          loanProduct['buyDownFeeIncomeType'] = this.deferredIncomeRecognition.buyDownFee.buyDownFeeIncomeType;
         }
       }
     }

src/app/products/loan-products/edit-loan-product/edit-loan-product.component.html

@@ -94,14 +94,17 @@
     </mat-step>
 
     <mat-step *ngIf="isAdvancedPaymentStrategy" [stepControl]="loanIncomeCapitalizationForm" completed>
-      <ng-template matStepLabel>{{ 'labels.inputs.INCOME CAPITALIZATION' | translate }}</ng-template>
+      <ng-template matStepLabel>{{ 'labels.inputs.DEFERRED INCOME RECOGNITION' | translate }}</ng-template>
 
       <mifosx-loan-product-capitalized-income-step
-        [capitalizedIncome]="capitalizedIncome"
+        [deferredIncomeRecognition]="deferredIncomeRecognition"
         [capitalizedIncomeCalculationTypeOptions]="loanProductAndTemplate.capitalizedIncomeCalculationTypeOptions"
         [capitalizedIncomeStrategyOptions]="loanProductAndTemplate.capitalizedIncomeStrategyOptions"
         [capitalizedIncomeTypeOptions]="loanProductAndTemplate.capitalizedIncomeTypeOptions"
-        (setCapitalizedIncome)="setCapitalizedIncome($event)"
+        [buyDownFeeCalculationTypeOptions]="loanProductAndTemplate.buyDownFeeCalculationTypeOptions"
+        [buyDownFeeStrategyOptions]="loanProductAndTemplate.buyDownFeeStrategyOptions"
+        [buyDownFeeIncomeTypeOptions]="loanProductAndTemplate.buyDownFeeIncomeTypeOptions"
+        (setDeferredIncomeRecognition)="setDeferredIncomeRecognition($event)"
         (setViewChildForm)="setViewChildForm($event)"
       >
       </mifosx-loan-product-capitalized-income-step>
@@ -116,7 +119,7 @@
         [loanProductsTemplate]="loanProductAndTemplate"
         [accountingRuleData]="accountingRuleData"
         [loanProductFormValid]="loanProductFormValidAndNotPristine"
-        [capitalizedIncome]="capitalizedIncome"
+        [deferredIncomeRecognition]="deferredIncomeRecognition"
       >
       </mifosx-loan-product-accounting-step>
     </mat-step>

src/app/products/loan-products/edit-loan-product/edit-loan-product.component.ts

@@ -18,14 +18,14 @@ import {
   AdvancedCreditAllocation,
   AdvancedPaymentAllocation,
   AdvancedPaymentStrategy,
-  CapitalizedIncome,
+  DeferredIncomeRecognition,
   CreditAllocation,
   PaymentAllocation
 } from '../loan-product-stepper/loan-product-payment-strategy-step/payment-allocation-model';
 import { Accounting } from 'app/core/utils/accounting';
 import { LoanProductInterestRefundStepComponent } from '../loan-product-stepper/loan-product-interest-refund-step/loan-product-interest-refund-step.component';
 import { StringEnumOptionData } from '../../../shared/models/option-data.model';
-import { LoanProductCapitalizedIncomeStepComponent } from '../loan-product-stepper/loan-product-capitalized-income-step/loan-product-capitalized-income-step.component';
+import { LoanProductDeferredIncomeRecognitionStepComponent } from '../loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component';
 import { UntypedFormGroup } from '@angular/forms';
 import { MatStepper, MatStepperIcon, MatStep, MatStepLabel } from '@angular/material/stepper';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
@@ -53,7 +53,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     LoanProductPaymentStrategyStepComponent,
     LoanProductTermsStepComponent,
     LoanProductChargesStepComponent,
-    LoanProductCapitalizedIncomeStepComponent,
+    LoanProductDeferredIncomeRecognitionStepComponent,
     LoanProductAccountingStepComponent,
     LoanProductPreviewStepComponent
   ]
@@ -64,8 +64,8 @@ export class EditLoanProductComponent implements OnInit {
   loanProductCurrencyStep: LoanProductCurrencyStepComponent;
   @ViewChild(LoanProductInterestRefundStepComponent, { static: true })
   loanProductInterestRefundStep: LoanProductInterestRefundStepComponent;
-  @ViewChild(LoanProductCapitalizedIncomeStepComponent, { static: true })
-  loanProductCapitalizedIncomeStep: LoanProductCapitalizedIncomeStepComponent;
+  @ViewChild(LoanProductDeferredIncomeRecognitionStepComponent, { static: true })
+  loanProductCapitalizedIncomeStep: LoanProductDeferredIncomeRecognitionStepComponent;
   @ViewChild(LoanProductTermsStepComponent, { static: true }) loanProductTermsStep: LoanProductTermsStepComponent;
   @ViewChild(LoanProductSettingsStepComponent, { static: true })
   loanProductSettingsStep: LoanProductSettingsStepComponent;
@@ -85,7 +85,7 @@ export class EditLoanProductComponent implements OnInit {
   advancedCreditAllocations: AdvancedCreditAllocation[] = [];
   supportedInterestRefundTypes: StringEnumOptionData[] = [];
 
-  capitalizedIncome: CapitalizedIncome | null = null;
+  deferredIncomeRecognition: DeferredIncomeRecognition | null = null;
   loanIncomeCapitalizationForm: UntypedFormGroup | null = null;
 
   /**
@@ -123,18 +123,33 @@ export class EditLoanProductComponent implements OnInit {
       this.paymentAllocation = this.loanProductAndTemplate.paymentAllocation;
       this.creditAllocation = this.loanProductAndTemplate.creditAllocation;
       this.supportedInterestRefundTypes = this.loanProductAndTemplate.supportedInterestRefundTypes;
+      if (this.deferredIncomeRecognition == null) {
+        this.deferredIncomeRecognition = {};
+      }
       if (this.loanProductAndTemplate.enableIncomeCapitalization) {
-        this.capitalizedIncome = {
+        this.deferredIncomeRecognition.capitalizedIncome = {
           enableIncomeCapitalization: true,
           capitalizedIncomeCalculationType: this.loanProductAndTemplate.capitalizedIncomeCalculationType.id,
           capitalizedIncomeStrategy: this.loanProductAndTemplate.capitalizedIncomeStrategy.id,
           capitalizedIncomeType: this.loanProductAndTemplate.capitalizedIncomeType.id
         };
       } else {
-        this.capitalizedIncome = {
+        this.deferredIncomeRecognition.capitalizedIncome = {
           enableIncomeCapitalization: false
         };
       }
+      if (this.loanProductAndTemplate.enableBuyDownFee) {
+        this.deferredIncomeRecognition.buyDownFee = {
+          enableBuyDownFee: true,
+          buyDownFeeCalculationType: this.loanProductAndTemplate.buyDownFeeCalculationType.id,
+          buyDownFeeStrategy: this.loanProductAndTemplate.buyDownFeeStrategy.id,
+          buyDownFeeIncomeType: this.loanProductAndTemplate.buyDownFeeIncomeType.id
+        };
+      } else {
+        this.deferredIncomeRecognition.buyDownFee = {
+          enableBuyDownFee: false
+        };
+      }
     }
   }
 
@@ -195,9 +210,9 @@ export class EditLoanProductComponent implements OnInit {
     this.wasPaymentAllocationChanged = value;
   }
 
-  setCapitalizedIncome(capitalizedIncome: CapitalizedIncome): void {
+  setDeferredIncomeRecognition(deferredIncomeRecognition: DeferredIncomeRecognition): void {
     if (this.isAdvancedPaymentStrategy) {
-      this.capitalizedIncome = capitalizedIncome;
+      this.deferredIncomeRecognition = deferredIncomeRecognition;
     }
   }
 
@@ -259,12 +274,27 @@ export class EditLoanProductComponent implements OnInit {
       loanProduct['paymentAllocation'] = this.paymentAllocation;
       loanProduct['creditAllocation'] = this.creditAllocation;
       loanProduct['supportedInterestRefundTypes'] = this.supportedInterestRefundTypes;
-      if (this.capitalizedIncome != null) {
-        loanProduct['enableIncomeCapitalization'] = this.capitalizedIncome.enableIncomeCapitalization;
-        if (this.capitalizedIncome.enableIncomeCapitalization) {
-          loanProduct['capitalizedIncomeCalculationType'] = this.capitalizedIncome.capitalizedIncomeCalculationType;
-          loanProduct['capitalizedIncomeStrategy'] = this.capitalizedIncome.capitalizedIncomeStrategy;
-          loanProduct['capitalizedIncomeType'] = this.capitalizedIncome.capitalizedIncomeType;
+      if (this.deferredIncomeRecognition != null) {
+        if (this.deferredIncomeRecognition.capitalizedIncome != null) {
+          loanProduct['enableIncomeCapitalization'] =
+            this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization;
+          if (this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization) {
+            loanProduct['capitalizedIncomeCalculationType'] =
+              this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeCalculationType;
+            loanProduct['capitalizedIncomeStrategy'] =
+              this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeStrategy;
+            loanProduct['capitalizedIncomeType'] =
+              this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeType;
+          }
+        }
+        if (this.deferredIncomeRecognition.buyDownFee != null) {
+          loanProduct['enableBuyDownFee'] = this.deferredIncomeRecognition.buyDownFee.enableBuyDownFee;
+          if (this.deferredIncomeRecognition.buyDownFee.enableBuyDownFee) {
+            loanProduct['buyDownFeeCalculationType'] =
+              this.deferredIncomeRecognition.buyDownFee.buyDownFeeCalculationType;
+            loanProduct['buyDownFeeStrategy'] = this.deferredIncomeRecognition.buyDownFee.buyDownFeeStrategy;
+            loanProduct['buyDownFeeIncomeType'] = this.deferredIncomeRecognition.buyDownFee.buyDownFeeIncomeType;
+          }
         }
       }
     }

src/app/products/loan-products/loan-product-stepper/loan-product-accounting-step/loan-product-accounting-step.component.html

@@ -181,7 +181,7 @@
       </mifosx-gl-account-selector>
 
       <mifosx-gl-account-selector
-        *ngIf="capitalizedIncome?.enableIncomeCapitalization"
+        *ngIf="deferredIncomeRecognition?.capitalizedIncome?.enableIncomeCapitalization"
         class="flex-48"
         [inputFormControl]="loanProductAccountingForm.controls.incomeFromCapitalizationAccountId"
         [glAccountList]="incomeAccountData"
@@ -244,7 +244,7 @@
       </mifosx-gl-account-selector>
 
       <mifosx-gl-account-selector
-        *ngIf="capitalizedIncome?.enableIncomeCapitalization"
+        *ngIf="deferredIncomeRecognition?.capitalizedIncome?.enableIncomeCapitalization"
         class="flex-48"
         [inputFormControl]="loanProductAccountingForm.controls.deferredIncomeLiabilityAccountId"
         [glAccountList]="liabilityAccountData"

src/app/products/loan-products/loan-product-stepper/loan-product-accounting-step/loan-product-accounting-step.component.ts

@@ -16,7 +16,7 @@ import { TranslateService } from '@ngx-translate/core';
 import { FormfieldBase } from 'app/shared/form-dialog/formfield/model/formfield-base';
 import { SelectBase } from 'app/shared/form-dialog/formfield/model/select-base';
 import { ChargeOffReasonToExpenseAccountMapping } from 'app/shared/models/general.model';
-import { CapitalizedIncome } from '../loan-product-payment-strategy-step/payment-allocation-model';
+import { DeferredIncomeRecognition } from '../loan-product-payment-strategy-step/payment-allocation-model';
 import { MatRadioGroup, MatRadioButton } from '@angular/material/radio';
 import { MatDivider } from '@angular/material/divider';
 import { MatCheckbox } from '@angular/material/checkbox';
@@ -71,7 +71,7 @@ export class LoanProductAccountingStepComponent implements OnInit, OnChanges {
   @Input() loanProductsTemplate: any;
   @Input() accountingRuleData: any;
   @Input() loanProductFormValid: boolean;
-  @Input() capitalizedIncome: CapitalizedIncome;
+  @Input() deferredIncomeRecognition: DeferredIncomeRecognition;
 
   loanProductAccountingForm: UntypedFormGroup;
 
@@ -115,7 +115,7 @@ export class LoanProductAccountingStepComponent implements OnInit, OnChanges {
   }
 
   ngOnChanges(changes: SimpleChanges): void {
-    this.setCapitalizedIncomeControls();
+    this.setDeferredIncomeRecognitionControls();
   }
 
   ngOnInit() {
@@ -136,7 +136,7 @@ export class LoanProductAccountingStepComponent implements OnInit, OnChanges {
     });
 
     const accountingMappings = this.loanProductsTemplate.accountingMappings;
-    this.setCapitalizedIncomeControls();
+    this.setDeferredIncomeRecognitionControls();
     switch (this.loanProductsTemplate.accountingRule.id) {
       case 3:
       case 4:
@@ -148,11 +148,13 @@ export class LoanProductAccountingStepComponent implements OnInit, OnChanges {
         this.loanProductAccountingForm.patchValue({
           enableAccrualActivityPosting: this.loanProductsTemplate.enableAccrualActivityPosting
         });
-        if (this.capitalizedIncome && this.capitalizedIncome.enableIncomeCapitalization) {
-          this.loanProductAccountingForm.patchValue({
-            deferredIncomeLiabilityAccountId: accountingMappings.deferredIncomeLiabilityAccount.id,
-            incomeFromCapitalizationAccountId: accountingMappings.incomeFromCapitalizationAccount.id
-          });
+        if (this.deferredIncomeRecognition) {
+          if (this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization) {
+            this.loanProductAccountingForm.patchValue({
+              deferredIncomeLiabilityAccountId: accountingMappings.deferredIncomeLiabilityAccount.id,
+              incomeFromCapitalizationAccountId: accountingMappings.incomeFromCapitalizationAccount.id
+            });
+          }
         }
       /* falls through */
       case 2:
@@ -589,20 +591,22 @@ export class LoanProductAccountingStepComponent implements OnInit, OnChanges {
     return this.loanProductAccountingForm.value;
   }
 
-  setCapitalizedIncomeControls() {
+  setDeferredIncomeRecognitionControls() {
     if (this.isAccountingAccrualBased) {
-      if (this.capitalizedIncome && this.capitalizedIncome.enableIncomeCapitalization) {
-        this.loanProductAccountingForm.addControl(
-          'deferredIncomeLiabilityAccountId',
-          new UntypedFormControl('', Validators.required)
-        );
-        this.loanProductAccountingForm.addControl(
-          'incomeFromCapitalizationAccountId',
-          new UntypedFormControl('', Validators.required)
-        );
-      } else {
-        this.loanProductAccountingForm.removeControl('deferredIncomeLiabilityAccountId');
-        this.loanProductAccountingForm.removeControl('incomeFromCapitalizationAccountId');
+      if (this.deferredIncomeRecognition) {
+        if (this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization) {
+          this.loanProductAccountingForm.addControl(
+            'deferredIncomeLiabilityAccountId',
+            new UntypedFormControl('', Validators.required)
+          );
+          this.loanProductAccountingForm.addControl(
+            'incomeFromCapitalizationAccountId',
+            new UntypedFormControl('', Validators.required)
+          );
+        } else {
+          this.loanProductAccountingForm.removeControl('deferredIncomeLiabilityAccountId');
+          this.loanProductAccountingForm.removeControl('incomeFromCapitalizationAccountId');
+        }
       }
     }
   }

src/app/products/loan-products/loan-product-stepper/loan-product-capitalized-income-step/loan-product-capitalized-income-step.component.ts

@@ -1,158 +0,0 @@
-import { Component, EventEmitter, Input, OnChanges, Output, SimpleChanges } from '@angular/core';
-import {
-  UntypedFormBuilder,
-  UntypedFormControl,
-  UntypedFormGroup,
-  Validators,
-  ReactiveFormsModule
-} from '@angular/forms';
-import { CapitalizedIncome } from '../loan-product-payment-strategy-step/payment-allocation-model';
-import { StringEnumOptionData } from 'app/shared/models/option-data.model';
-import { MatCheckbox } from '@angular/material/checkbox';
-import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
-
-@Component({
-  selector: 'mifosx-loan-product-capitalized-income-step',
-  templateUrl: './loan-product-capitalized-income-step.component.html',
-  styleUrls: ['./loan-product-capitalized-income-step.component.scss'],
-  imports: [
-    ...STANDALONE_SHARED_IMPORTS,
-    MatCheckbox
-  ]
-})
-export class LoanProductCapitalizedIncomeStepComponent implements OnChanges {
-  @Input() capitalizedIncome: CapitalizedIncome;
-  @Input() capitalizedIncomeCalculationTypeOptions: StringEnumOptionData[];
-  @Input() capitalizedIncomeStrategyOptions: StringEnumOptionData[];
-  @Input() capitalizedIncomeTypeOptions: StringEnumOptionData[];
-
-  loanIncomeCapitalizationForm: UntypedFormGroup;
-
-  enableIncomeCapitalization: boolean;
-
-  @Output() setCapitalizedIncome = new EventEmitter<CapitalizedIncome>();
-  @Output() setViewChildForm = new EventEmitter<UntypedFormGroup>();
-
-  constructor(private formBuilder: UntypedFormBuilder) {
-    this.enableIncomeCapitalization =
-      this.capitalizedIncome != null ? this.capitalizedIncome.enableIncomeCapitalization : false;
-    this.createCapitalizedIncomeForm();
-    this.setConditionalControls();
-  }
-
-  createCapitalizedIncomeForm() {
-    if (this.enableIncomeCapitalization) {
-      this.loanIncomeCapitalizationForm = this.formBuilder.group({
-        enableIncomeCapitalization: [this.enableIncomeCapitalization],
-        capitalizedIncomeCalculationType: [
-          this.capitalizedIncome.capitalizedIncomeCalculationType,
-          Validators.required
-        ],
-        capitalizedIncomeStrategy: [
-          this.capitalizedIncome.capitalizedIncomeStrategy,
-          Validators.required
-        ],
-        capitalizedIncomeType: [
-          this.capitalizedIncome.capitalizedIncomeType,
-          Validators.required
-        ]
-      });
-    } else {
-      this.loanIncomeCapitalizationForm = this.formBuilder.group({
-        enableIncomeCapitalization: [this.enableIncomeCapitalization]
-      });
-    }
-    this.setViewChildForm.emit(this.loanIncomeCapitalizationForm);
-  }
-
-  ngOnChanges(changes: SimpleChanges): void {
-    this.enableIncomeCapitalization = this.capitalizedIncome
-      ? this.capitalizedIncome.enableIncomeCapitalization
-      : false;
-    if (this.enableIncomeCapitalization) {
-      this.loanIncomeCapitalizationForm.patchValue({
-        enableIncomeCapitalization: this.enableIncomeCapitalization,
-        capitalizedIncomeCalculationType: this.capitalizedIncome.capitalizedIncomeCalculationType,
-        capitalizedIncomeStrategy: this.capitalizedIncome.capitalizedIncomeStrategy,
-        capitalizedIncomeType: this.capitalizedIncome.capitalizedIncomeType
-      });
-    }
-    this.setViewChildForm.emit(this.loanIncomeCapitalizationForm);
-  }
-
-  setConditionalControls() {
-    this.loanIncomeCapitalizationForm.get('enableIncomeCapitalization').valueChanges.subscribe((enabled: boolean) => {
-      this.enableIncomeCapitalization = enabled;
-      if (this.enableIncomeCapitalization) {
-        const capitalizedIncomeCalculationType =
-          !this.capitalizedIncome.capitalizedIncomeCalculationType ||
-          this.capitalizedIncome.capitalizedIncomeCalculationType == ''
-            ? this.capitalizedIncomeCalculationTypeOptions[0].id
-            : this.capitalizedIncome.capitalizedIncomeCalculationType;
-        this.loanIncomeCapitalizationForm.addControl(
-          'capitalizedIncomeCalculationType',
-          new UntypedFormControl(capitalizedIncomeCalculationType, Validators.required)
-        );
-        const capitalizedIncomeStrategy =
-          !this.capitalizedIncome.capitalizedIncomeStrategy || this.capitalizedIncome.capitalizedIncomeStrategy == ''
-            ? this.capitalizedIncomeStrategyOptions[0].id
-            : this.capitalizedIncome.capitalizedIncomeStrategy;
-        this.loanIncomeCapitalizationForm.addControl(
-          'capitalizedIncomeStrategy',
-          new UntypedFormControl(capitalizedIncomeStrategy, Validators.required)
-        );
-        const capitalizedIncomeType =
-          !this.capitalizedIncome.capitalizedIncomeType || this.capitalizedIncome.capitalizedIncomeType == ''
-            ? this.capitalizedIncomeTypeOptions[0].id
-            : this.capitalizedIncome.capitalizedIncomeType;
-        this.loanIncomeCapitalizationForm.addControl(
-          'capitalizedIncomeType',
-          new UntypedFormControl(capitalizedIncomeType, Validators.required)
-        );
-        this.setCapitalizedIncome.emit({
-          enableIncomeCapitalization: true,
-          capitalizedIncomeCalculationType: capitalizedIncomeCalculationType,
-          capitalizedIncomeStrategy: capitalizedIncomeStrategy,
-          capitalizedIncomeType: capitalizedIncomeType
-        });
-
-        this.loanIncomeCapitalizationForm
-          .get('capitalizedIncomeCalculationType')
-          .valueChanges.subscribe((newValue: string) => {
-            this.setCapitalizedIncome.emit({
-              enableIncomeCapitalization: true,
-              capitalizedIncomeCalculationType: newValue,
-              capitalizedIncomeStrategy: this.loanIncomeCapitalizationForm.value.capitalizedIncomeStrategy,
-              capitalizedIncomeType: this.loanIncomeCapitalizationForm.value.capitalizedIncomeType
-            });
-          });
-        this.loanIncomeCapitalizationForm
-          .get('capitalizedIncomeStrategy')
-          .valueChanges.subscribe((newValue: string) => {
-            this.setCapitalizedIncome.emit({
-              enableIncomeCapitalization: true,
-              capitalizedIncomeCalculationType:
-                this.loanIncomeCapitalizationForm.value.capitalizedIncomeCalculationType,
-              capitalizedIncomeStrategy: newValue,
-              capitalizedIncomeType: this.loanIncomeCapitalizationForm.value.capitalizedIncomeType
-            });
-          });
-        this.loanIncomeCapitalizationForm.get('capitalizedIncomeType').valueChanges.subscribe((newValue: string) => {
-          this.setCapitalizedIncome.emit({
-            enableIncomeCapitalization: true,
-            capitalizedIncomeCalculationType: this.loanIncomeCapitalizationForm.value.capitalizedIncomeCalculationType,
-            capitalizedIncomeStrategy: this.loanIncomeCapitalizationForm.value.capitalizedIncomeStrategy,
-            capitalizedIncomeType: newValue
-          });
-        });
-      } else {
-        this.loanIncomeCapitalizationForm.removeControl('capitalizedIncomeCalculationType');
-        this.loanIncomeCapitalizationForm.removeControl('capitalizedIncomeStrategy');
-        this.loanIncomeCapitalizationForm.removeControl('capitalizedIncomeType');
-        this.setCapitalizedIncome.emit({ enableIncomeCapitalization: false });
-      }
-
-      this.setViewChildForm.emit(this.loanIncomeCapitalizationForm);
-    });
-  }
-}

src/app/products/loan-products/loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component.html

@@ -1,4 +1,4 @@
-<form [formGroup]="loanIncomeCapitalizationForm">
+<form [formGroup]="loanDeferredIncomeRecognitionForm">
   <div class="layout-row-wrap gap-2percent layout-column-lt-md">
     <mat-checkbox class="flex-98" labelPosition="before" formControlName="enableIncomeCapitalization">
       {{ 'labels.inputs.Enable income capitalization' | translate }}
@@ -38,4 +38,37 @@
       </mat-select>
     </mat-form-field>
   </div>
+  <div class="layout-row-wrap gap-2percent layout-column-lt-md">
+    <mat-checkbox class="flex-98" labelPosition="before" formControlName="enableBuyDownFee">
+      {{ 'labels.inputs.Enable Buy down fee' | translate }}
+    </mat-checkbox>
+
+    <mat-form-field class="flex-48" *ngIf="enableBuyDownFee">
+      <mat-label>{{ 'labels.inputs.Buy down fee calculation type' | translate }}</mat-label>
+      <mat-select formControlName="buyDownFeeCalculationType" required>
+        <mat-option
+          *ngFor="let buyDownFeeCalculationType of buyDownFeeCalculationTypeOptions"
+          [value]="buyDownFeeCalculationType.id"
+        >
+          {{ buyDownFeeCalculationType.value | translateKey: 'catalogs' }}
+        </mat-option>
+      </mat-select>
+    </mat-form-field>
+    <mat-form-field class="flex-48" *ngIf="enableBuyDownFee">
+      <mat-label>{{ 'labels.inputs.Buy down fee strategy' | translate }}</mat-label>
+      <mat-select formControlName="buyDownFeeStrategy" required>
+        <mat-option *ngFor="let buyDownFeeStrategy of buyDownFeeStrategyOptions" [value]="buyDownFeeStrategy.id">
+          {{ buyDownFeeStrategy.value | translateKey: 'catalogs' }}
+        </mat-option>
+      </mat-select>
+    </mat-form-field>
+    <mat-form-field class="flex-48" *ngIf="enableBuyDownFee">
+      <mat-label>{{ 'labels.inputs.Buy down fee income type' | translate }}</mat-label>
+      <mat-select formControlName="buyDownFeeIncomeType" required>
+        <mat-option *ngFor="let buyDownFeeIncomeType of buyDownFeeIncomeTypeOptions" [value]="buyDownFeeIncomeType.id">
+          {{ buyDownFeeIncomeType.value | translateKey: 'catalogs' }}
+        </mat-option>
+      </mat-select>
+    </mat-form-field>
+  </div>
 </form>

src/app/products/loan-products/loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component.ts

@@ -0,0 +1,257 @@
+import { Component, EventEmitter, Input, OnChanges, Output, SimpleChanges } from '@angular/core';
+import {
+  UntypedFormBuilder,
+  UntypedFormControl,
+  UntypedFormGroup,
+  Validators,
+  ReactiveFormsModule
+} from '@angular/forms';
+import {
+  DeferredIncomeRecognition,
+  CapitalizedIncome,
+  BuyDownFee
+} from '../loan-product-payment-strategy-step/payment-allocation-model';
+import { StringEnumOptionData } from 'app/shared/models/option-data.model';
+import { MatCheckbox } from '@angular/material/checkbox';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+@Component({
+  selector: 'mifosx-loan-product-capitalized-income-step',
+  templateUrl: './loan-product-deferred-income-recognition-step.component.html',
+  styleUrls: ['./loan-product-deferred-income-recognition-step.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    MatCheckbox
+  ]
+})
+export class LoanProductDeferredIncomeRecognitionStepComponent implements OnChanges {
+  @Input() deferredIncomeRecognition: DeferredIncomeRecognition;
+  @Input() capitalizedIncomeCalculationTypeOptions: StringEnumOptionData[];
+  @Input() capitalizedIncomeStrategyOptions: StringEnumOptionData[];
+  @Input() capitalizedIncomeTypeOptions: StringEnumOptionData[];
+  @Input() buyDownFeeCalculationTypeOptions: StringEnumOptionData[];
+  @Input() buyDownFeeStrategyOptions: StringEnumOptionData[];
+  @Input() buyDownFeeIncomeTypeOptions: StringEnumOptionData[];
+
+  loanDeferredIncomeRecognitionForm: UntypedFormGroup;
+
+  enableIncomeCapitalization: boolean;
+  enableBuyDownFee: boolean;
+
+  @Output() setDeferredIncomeRecognition = new EventEmitter<DeferredIncomeRecognition>();
+  @Output() setViewChildForm = new EventEmitter<UntypedFormGroup>();
+
+  constructor(private formBuilder: UntypedFormBuilder) {
+    this.enableIncomeCapitalization =
+      this.deferredIncomeRecognition != null
+        ? this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization
+        : false;
+    this.enableBuyDownFee =
+      this.deferredIncomeRecognition != null ? this.deferredIncomeRecognition.buyDownFee.enableBuyDownFee : false;
+    this.createCapitalizedIncomeForm();
+    this.setConditionalControls();
+  }
+
+  createCapitalizedIncomeForm() {
+    this.loanDeferredIncomeRecognitionForm = this.formBuilder.group({
+      enableIncomeCapitalization: [this.enableIncomeCapitalization],
+      enableBuyDownFee: [this.enableBuyDownFee]
+    });
+    if (this.enableIncomeCapitalization) {
+      this.loanDeferredIncomeRecognitionForm.addControl('capitalizedIncomeCalculationType', [
+        this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeCalculationType,
+        Validators.required
+      ]);
+      this.loanDeferredIncomeRecognitionForm.addControl('capitalizedIncomeStrategy', [
+        this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeStrategy,
+        Validators.required
+      ]);
+      this.loanDeferredIncomeRecognitionForm.addControl('capitalizedIncomeType', [
+        this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeType,
+        Validators.required
+      ]);
+    }
+    if (this.enableBuyDownFee) {
+      this.loanDeferredIncomeRecognitionForm.addControl('buyDownFeeCalculationType', [
+        this.deferredIncomeRecognition.buyDownFee.buyDownFeeCalculationType,
+        Validators.required
+      ]);
+      this.loanDeferredIncomeRecognitionForm.addControl('buyDownFeeStrategy', [
+        this.deferredIncomeRecognition.buyDownFee.buyDownFeeStrategy,
+        Validators.required
+      ]);
+      this.loanDeferredIncomeRecognitionForm.addControl('buyDownFeeIncomeType', [
+        this.deferredIncomeRecognition.buyDownFee.buyDownFeeIncomeType,
+        Validators.required
+      ]);
+    }
+    this.setViewChildForm.emit(this.loanDeferredIncomeRecognitionForm);
+  }
+
+  ngOnChanges(changes: SimpleChanges): void {
+    this.enableIncomeCapitalization = this.deferredIncomeRecognition.capitalizedIncome
+      ? this.deferredIncomeRecognition.capitalizedIncome.enableIncomeCapitalization
+      : false;
+    this.enableBuyDownFee = this.deferredIncomeRecognition.buyDownFee
+      ? this.deferredIncomeRecognition.buyDownFee.enableBuyDownFee
+      : false;
+    if (this.enableIncomeCapitalization) {
+      this.loanDeferredIncomeRecognitionForm.patchValue({
+        enableIncomeCapitalization: this.enableIncomeCapitalization,
+        capitalizedIncomeCalculationType:
+          this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeCalculationType,
+        capitalizedIncomeStrategy: this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeStrategy,
+        capitalizedIncomeType: this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeType
+      });
+    }
+    if (this.enableBuyDownFee) {
+      this.loanDeferredIncomeRecognitionForm.patchValue({
+        enableBuyDownFee: this.enableBuyDownFee,
+        buyDownFeeCalculationType: this.deferredIncomeRecognition.buyDownFee.buyDownFeeCalculationType,
+        buyDownFeeStrategy: this.deferredIncomeRecognition.buyDownFee.buyDownFeeStrategy,
+        buyDownFeeIncomeType: this.deferredIncomeRecognition.buyDownFee.buyDownFeeIncomeType
+      });
+    }
+    this.setViewChildForm.emit(this.loanDeferredIncomeRecognitionForm);
+  }
+
+  setConditionalControls() {
+    this.loanDeferredIncomeRecognitionForm
+      .get('enableIncomeCapitalization')
+      .valueChanges.subscribe((enabled: boolean) => {
+        this.enableIncomeCapitalization = enabled;
+        if (this.enableIncomeCapitalization) {
+          const capitalizedIncomeCalculationType =
+            !(
+              this.deferredIncomeRecognition.capitalizedIncome &&
+              this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeCalculationType
+            ) || this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeCalculationType == ''
+              ? this.capitalizedIncomeCalculationTypeOptions[0].id
+              : this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeCalculationType;
+          this.loanDeferredIncomeRecognitionForm.addControl(
+            'capitalizedIncomeCalculationType',
+            new UntypedFormControl(capitalizedIncomeCalculationType, Validators.required)
+          );
+          const capitalizedIncomeStrategy =
+            !this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeStrategy ||
+            this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeStrategy == ''
+              ? this.capitalizedIncomeStrategyOptions[0].id
+              : this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeStrategy;
+          this.loanDeferredIncomeRecognitionForm.addControl(
+            'capitalizedIncomeStrategy',
+            new UntypedFormControl(capitalizedIncomeStrategy, Validators.required)
+          );
+          const capitalizedIncomeType =
+            !this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeType ||
+            this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeType == ''
+              ? this.capitalizedIncomeTypeOptions[0].id
+              : this.deferredIncomeRecognition.capitalizedIncome.capitalizedIncomeType;
+          this.loanDeferredIncomeRecognitionForm.addControl(
+            'capitalizedIncomeType',
+            new UntypedFormControl(capitalizedIncomeType, Validators.required)
+          );
+
+          this.loanDeferredIncomeRecognitionForm
+            .get('capitalizedIncomeCalculationType')
+            .valueChanges.subscribe((newValue: string) => {
+              this.emitValuesChange();
+            });
+          this.loanDeferredIncomeRecognitionForm
+            .get('capitalizedIncomeStrategy')
+            .valueChanges.subscribe((newValue: string) => {
+              this.emitValuesChange();
+            });
+          this.loanDeferredIncomeRecognitionForm
+            .get('capitalizedIncomeType')
+            .valueChanges.subscribe((newValue: string) => {
+              this.emitValuesChange();
+            });
+        } else {
+          this.loanDeferredIncomeRecognitionForm.removeControl('capitalizedIncomeCalculationType');
+          this.loanDeferredIncomeRecognitionForm.removeControl('capitalizedIncomeStrategy');
+          this.loanDeferredIncomeRecognitionForm.removeControl('capitalizedIncomeType');
+        }
+
+        this.emitValuesChange();
+        this.setViewChildForm.emit(this.loanDeferredIncomeRecognitionForm);
+      });
+
+    this.loanDeferredIncomeRecognitionForm.get('enableBuyDownFee').valueChanges.subscribe((enabled: boolean) => {
+      this.enableBuyDownFee = enabled;
+      if (this.enableBuyDownFee) {
+        const buyDownFeeCalculationType =
+          !this.deferredIncomeRecognition.buyDownFee.buyDownFeeCalculationType ||
+          this.deferredIncomeRecognition.buyDownFee.buyDownFeeCalculationType == ''
+            ? this.buyDownFeeCalculationTypeOptions[0].id
+            : this.deferredIncomeRecognition.buyDownFee.buyDownFeeCalculationType;
+        this.loanDeferredIncomeRecognitionForm.addControl(
+          'buyDownFeeCalculationType',
+          new UntypedFormControl(buyDownFeeCalculationType, Validators.required)
+        );
+        const buyDownFeeStrategy =
+          !this.deferredIncomeRecognition.buyDownFee.buyDownFeeStrategy ||
+          this.deferredIncomeRecognition.buyDownFee.buyDownFeeStrategy == ''
+            ? this.buyDownFeeStrategyOptions[0].id
+            : this.deferredIncomeRecognition.buyDownFee.buyDownFeeStrategy;
+        this.loanDeferredIncomeRecognitionForm.addControl(
+          'buyDownFeeStrategy',
+          new UntypedFormControl(buyDownFeeStrategy, Validators.required)
+        );
+        const buyDownFeeIncomeType =
+          !this.deferredIncomeRecognition.buyDownFee.buyDownFeeIncomeType ||
+          this.deferredIncomeRecognition.buyDownFee.buyDownFeeIncomeType == ''
+            ? this.buyDownFeeIncomeTypeOptions[0].id
+            : this.deferredIncomeRecognition.buyDownFee.buyDownFeeIncomeType;
+        this.loanDeferredIncomeRecognitionForm.addControl(
+          'buyDownFeeIncomeType',
+          new UntypedFormControl(buyDownFeeIncomeType, Validators.required)
+        );
+
+        this.loanDeferredIncomeRecognitionForm
+          .get('buyDownFeeCalculationType')
+          .valueChanges.subscribe((newValue: string) => {
+            this.emitValuesChange();
+          });
+        this.loanDeferredIncomeRecognitionForm.get('buyDownFeeStrategy').valueChanges.subscribe((newValue: string) => {
+          this.emitValuesChange();
+        });
+        this.loanDeferredIncomeRecognitionForm
+          .get('buyDownFeeIncomeType')
+          .valueChanges.subscribe((newValue: string) => {
+            this.emitValuesChange();
+          });
+      } else {
+        this.loanDeferredIncomeRecognitionForm.removeControl('buyDownFeeCalculationType');
+        this.loanDeferredIncomeRecognitionForm.removeControl('buyDownFeeStrategy');
+        this.loanDeferredIncomeRecognitionForm.removeControl('buyDownFeeIncomeType');
+      }
+
+      this.emitValuesChange();
+      this.setViewChildForm.emit(this.loanDeferredIncomeRecognitionForm);
+    });
+  }
+
+  emitValuesChange(): void {
+    const capitalizedIncome: CapitalizedIncome = this.enableIncomeCapitalization
+      ? {
+          enableIncomeCapitalization: true,
+          capitalizedIncomeCalculationType:
+            this.loanDeferredIncomeRecognitionForm.value.capitalizedIncomeCalculationType,
+          capitalizedIncomeStrategy: this.loanDeferredIncomeRecognitionForm.value.capitalizedIncomeStrategy,
+          capitalizedIncomeType: this.loanDeferredIncomeRecognitionForm.value.capitalizedIncomeType
+        }
+      : { enableIncomeCapitalization: false };
+    const buyDownFee: BuyDownFee = this.enableBuyDownFee
+      ? {
+          enableBuyDownFee: true,
+          buyDownFeeCalculationType: this.loanDeferredIncomeRecognitionForm.value.buyDownFeeCalculationType,
+          buyDownFeeStrategy: this.loanDeferredIncomeRecognitionForm.value.buyDownFeeStrategy,
+          buyDownFeeIncomeType: this.loanDeferredIncomeRecognitionForm.value.buyDownFeeIncomeType
+        }
+      : { enableBuyDownFee: false };
+    this.setDeferredIncomeRecognition.emit({
+      capitalizedIncome: capitalizedIncome,
+      buyDownFee: buyDownFee
+    });
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-payment-strategy-step/payment-allocation-model.ts

@@ -49,6 +49,18 @@ export interface CapitalizedIncome {
   capitalizedIncomeType?: string;
 }
 
+export interface BuyDownFee {
+  enableBuyDownFee: boolean;
+  buyDownFeeCalculationType?: string;
+  buyDownFeeStrategy?: string;
+  buyDownFeeIncomeType?: string;
+}
+
+export interface DeferredIncomeRecognition {
+  capitalizedIncome?: CapitalizedIncome;
+  buyDownFee?: BuyDownFee;
+}
+
 export class PaymentAllocationTransactionTypes {
   public static DEFAULT_TRANSACTION: PaymentAllocationTransactionType = { id: 1, value: 'Default', code: 'DEFAULT' };
 }

src/app/products/loan-products/models/loan-product.model.ts

@@ -71,6 +71,11 @@ export interface LoanProduct {
   capitalizedIncomeStrategy?: OptionData;
   capitalizedIncomeType?: OptionData;
 
+  enableBuyDownFee?: boolean;
+  buyDownFeeCalculationType?: OptionData;
+  buyDownFeeStrategy?: OptionData;
+  buyDownFeeIncomeType?: OptionData;
+
   canDefineInstallmentAmount: boolean;
   graceOnArrearsAgeing?: number;
   overdueDaysForNPA?: number;

src/app/products/products.module.ts

@@ -121,7 +121,7 @@ import { LoanProductPaymentStrategyStepComponent } from './loan-products/loan-pr
 import { ViewAdvancePaymenyAllocationComponent } from './loan-products/view-loan-product/shared/view-advance-paymeny-allocation/view-advance-paymeny-allocation.component';
 import { AdvancePaymentAllocationTabComponent } from './loan-products/loan-product-stepper/loan-product-payment-strategy-step/advance-payment-allocation-tab/advance-payment-allocation-tab.component';
 import { LoanProductSummaryComponent } from './loan-products/common/loan-product-summary/loan-product-summary.component';
-import { LoanProductCapitalizedIncomeStepComponent } from './loan-products/loan-product-stepper/loan-product-capitalized-income-step/loan-product-capitalized-income-step.component';
+import { LoanProductDeferredIncomeRecognitionStepComponent } from './loan-products/loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component';
 
 /**
  * Products Module
@@ -249,7 +249,7 @@ import { LoanProductCapitalizedIncomeStepComponent } from './loan-products/loan-
     ViewAdvancePaymenyAllocationComponent,
     AdvancePaymentAllocationTabComponent,
     LoanProductSummaryComponent,
-    LoanProductCapitalizedIncomeStepComponent
+    LoanProductDeferredIncomeRecognitionStepComponent
   ]
 })
 export class ProductsModule {}

src/assets/translations/cs-CS.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Povolit kapitalizaci příjmu",
       "Income capitalization calculation type": "Typ výpočtu kapitalizace příjmu",
       "Income capitalization strategy": "Strategie kapitalizace příjmu",
-      "Income capitalization type": "Typ kapitalizace příjmu"
+      "Income capitalization type": "Typ kapitalizace příjmu",
+      "DEFERRED INCOME RECOGNITION": "Vykazování odložených výnosů",
+      "Enable Buy down fee": "Povolit poplatek za odkup",
+      "Buy down fee calculation type": "Typ výpočtu poplatku za odkup",
+      "Buy down fee strategy": "Strategie poplatku za odkup",
+      "Buy down fee income type": "Typ příjmu z poplatku za odkup",
+      "Buy down fees": "Poplatky za odkup"
     },
     "links": {
       "Community": "Společenství",

src/assets/translations/de-DE.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Aktivieren Sie die Einkommenskapitalisierung",
       "Income capitalization calculation type": "Berechnungsart der Einkommenskapitalisierung",
       "Income capitalization strategy": "Strategie zur Ertragskapitalisierung",
-      "Income capitalization type": "Art der Ertragskapitalisierung"
+      "Income capitalization type": "Art der Ertragskapitalisierung",
+      "DEFERRED INCOME RECOGNITION": "Erfassung abgegrenzter Erträge",
+      "Enable Buy down fee": "Buy-Down-Gebühr aktivieren",
+      "Buy down fee calculation type": "Berechnungsart der Buy-Down-Gebühr",
+      "Buy down fee strategy": "Strategie für Buy-Down-Gebühr",
+      "Buy down fee income type": "Einnahmeart der Buy-Down-Gebühr",
+      "Buy down fees": "Buy-Down-Gebühren"
     },
     "links": {
       "Community": "Gemeinschaft",

src/assets/translations/en-US.json

@@ -2478,7 +2478,13 @@
       "Enable income capitalization": "Enable income capitalization",
       "Income capitalization calculation type": "Income capitalization calculation type",
       "Income capitalization strategy": "Income capitalization strategy",
-      "Income capitalization type": "Income capitalization type"
+      "Income capitalization type": "Income capitalization type",
+      "DEFERRED INCOME RECOGNITION": "Deferred income recognition",
+      "Enable Buy down fee": "Enable Buy down fee",
+      "Buy down fee calculation type": "Buy down fee calculation type",
+      "Buy down fee strategy": "Buy down fee strategy",
+      "Buy down fee income type": "Buy down fee income type",
+      "Buy down fees": "Buy down fees"
     },
     "links": {
       "Community": "Community",

src/assets/translations/es-CL.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Habilitar capitalización de ingresos",
       "Income capitalization calculation type": "Tipo de cálculo de capitalización de ingresos",
       "Income capitalization strategy": "Estrategia de capitalización de ingresos",
-      "Income capitalization type": "Tipo de capitalización de ingresos"
+      "Income capitalization type": "Tipo de capitalización de ingresos",
+      "DEFERRED INCOME RECOGNITION": "Reconocimiento de ingresos diferidos",
+      "Enable Buy down fee": "Habilitar comisión de compra anticipada",
+      "Buy down fee calculation type": "Tipo de cálculo de comisión de compra anticipada",
+      "Buy down fee strategy": "Estrategia de comisión de compra anticipada",
+      "Buy down fee income type": "Tipo de ingreso de comisión de compra anticipada",
+      "Buy down fees": "Tarifas de compra anticipada"
     },
     "links": {
       "Community": "Comunidad",

src/assets/translations/es-MX.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Habilitar capitalización de ingresos",
       "Income capitalization calculation type": "Tipo de cálculo de capitalización de ingresos",
       "Income capitalization strategy": "Estrategia de capitalización de ingresos",
-      "Income capitalization type": "Tipo de capitalización de ingresos"
+      "Income capitalization type": "Tipo de capitalización de ingresos",
+      "DEFERRED INCOME RECOGNITION": "Reconocimiento de ingresos diferidos",
+      "Enable Buy down fee": "Habilitar comisión de compra anticipada",
+      "Buy down fee calculation type": "Tipo de cálculo de comisión de compra anticipada",
+      "Buy down fee strategy": "Estrategia de comisión de compra anticipada",
+      "Buy down fee income type": "Tipo de ingreso de comisión de compra anticipada",
+      "Buy down fees": "Tarifas de compra anticipada"
     },
     "links": {
       "Community": "Comunidad",

src/assets/translations/fr-FR.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Activer la capitalisation des revenus",
       "Income capitalization calculation type": "Type de calcul de capitalisation des revenus",
       "Income capitalization strategy": "Stratégie de capitalisation des revenus",
-      "Income capitalization type": "Type de capitalisation des revenus"
+      "Income capitalization type": "Type de capitalisation des revenus",
+      "DEFERRED INCOME RECOGNITION": "Comptabilisation des produits différés",
+      "Enable Buy down fee": "Activer les frais de rachat",
+      "Buy down fee calculation type": "Type de calcul des frais de rachat",
+      "Buy down fee strategy": "Stratégie des frais de rachat",
+      "Buy down fee income type": "Type de revenu des frais de rachat",
+      "Buy down fees": "Frais d'achat"
     },
     "links": {
       "Community": "Communauté",

src/assets/translations/it-IT.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Abilita la capitalizzazione del reddito",
       "Income capitalization calculation type": "Tipo di calcolo della capitalizzazione del reddito",
       "Income capitalization strategy": "Strategia di capitalizzazione del reddito",
-      "Income capitalization type": "Tipo di capitalizzazione del reddito"
+      "Income capitalization type": "Tipo di capitalizzazione del reddito",
+      "DEFERRED INCOME RECOGNITION": "Rilevazione dei risconti passivi",
+      "Enable Buy down fee": "Abilita commissione di buy down",
+      "Buy down fee calculation type": "Tipo di calcolo della commissione di buy down",
+      "Buy down fee strategy": "Strategia per la commissione di buy down",
+      "Buy down fee income type": "Tipo di ricavo da commissione di buy down",
+      "Buy down fees": "Commissioni di acquisto"
     },
     "links": {
       "Community": "Comunità",

src/assets/translations/ko-KO.json

@@ -2472,7 +2472,13 @@
       "Enable income capitalization": "소득 자본화 활성화",
       "Income capitalization calculation type": "소득 자본화 계산 유형",
       "Income capitalization strategy": "소득 자본화 전략",
-      "Income capitalization type": "소득 자본화 유형"
+      "Income capitalization type": "소득 자본화 유형",
+      "DEFERRED INCOME RECOGNITION": "이연수익 인식",
+      "Enable Buy down fee": "매수 수수료 활성화",
+      "Buy down fee calculation type": "매수 수수료 계산 유형",
+      "Buy down fee strategy": "매수 수수료 전략",
+      "Buy down fee income type": "매수 수수료 수익 유형",
+      "Buy down fees": "매수 수수료"
     },
     "links": {
       "Community": "지역 사회",

src/assets/translations/lt-LT.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Įgalinti pajamų kapitalizaciją",
       "Income capitalization calculation type": "Pajamų kapitalizavimo skaičiavimo tipas",
       "Income capitalization strategy": "Pajamų kapitalizavimo strategija",
-      "Income capitalization type": "Pajamų kapitalizacijos tipas"
+      "Income capitalization type": "Pajamų kapitalizacijos tipas",
+      "DEFERRED INCOME RECOGNITION": "Atidėtųjų pajamų pripažinimas",
+      "Enable Buy down fee": "Įjungti supirkimo mokestį",
+      "Buy down fee calculation type": "Supirkimo mokesčio skaičiavimo tipas",
+      "Buy down fee strategy": "Supirkimo mokesčio strategija",
+      "Buy down fee income type": "Supirkimo mokesčio pajamų tipas",
+      "Buy down fees": "Išpirkimo mokesčiai"
     },
     "links": {
       "Community": "bendruomenė",

src/assets/translations/lv-LV.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Iespējot ienākumu kapitalizāciju",
       "Income capitalization calculation type": "Ienākumu kapitalizācijas aprēķina veids",
       "Income capitalization strategy": "Ienākumu kapitalizācijas stratēģija",
-      "Income capitalization type": "Ienākumu kapitalizācijas veids"
+      "Income capitalization type": "Ienākumu kapitalizācijas veids",
+      "DEFERRED INCOME RECOGNITION": "Atliktā ienākuma atzīšana",
+      "Enable Buy down fee": "Iespējot atpirkšanas maksu",
+      "Buy down fee calculation type": "Atpirkšanas maksas aprēķina veids",
+      "Buy down fee strategy": "Atpirkšanas maksas stratēģija",
+      "Buy down fee income type": "Atpirkšanas maksas ienākumu veids",
+      "Buy down fees": "Iepirkuma maksas"
     },
     "links": {
       "Community": "kopiena",

src/assets/translations/ne-NE.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "आय पूंजीकरण सक्षम गर्नुहोस्",
       "Income capitalization calculation type": "आय पूंजीकरण गणना प्रकार",
       "Income capitalization strategy": "आय पूंजीकरण रणनीति",
-      "Income capitalization type": "आय पूँजीकरण प्रकार"
+      "Income capitalization type": "आय पूँजीकरण प्रकार",
+      "DEFERRED INCOME RECOGNITION": "स्थगित आय पहिचान",
+      "Enable Buy down fee": "बाइ डाउन शुल्क सक्षम गर्नुहोस्",
+      "Buy down fee calculation type": "बाइ डाउन शुल्क गणना प्रकार",
+      "Buy down fee strategy": "बाइ डाउन शुल्क रणनीति",
+      "Buy down fee income type": "बाइ डाउन शुल्क आय प्रकार",
+      "Buy down fees": "खरिद शुल्क"
     },
     "links": {
       "Community": "समुदाय",

src/assets/translations/pt-PT.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Habilitar capitalização de renda",
       "Income capitalization calculation type": "Tipo de cálculo de capitalização de renda",
       "Income capitalization strategy": "Estratégia de capitalização de renda",
-      "Income capitalization type": "Tipo de capitalização de renda"
+      "Income capitalization type": "Tipo de capitalização de renda",
+      "DEFERRED INCOME RECOGNITION": "Reconhecimento de receita diferida",
+      "Enable Buy down fee": "Habilitar taxa de aquisição",
+      "Buy down fee calculation type": "Tipo de cálculo de taxa de aquisição",
+      "Buy down fee strategy": "Estratégia de taxa de aquisição",
+      "Buy down fee income type": "Tipo de receita de taxa de aquisição",
+      "Buy down fees": "Taxas de compra antecipada"
     },
     "links": {
       "Community": "Comunidade",

src/assets/translations/sw-SW.json

@@ -2471,7 +2471,13 @@
       "Enable income capitalization": "Washa mtaji wa mapato",
       "Income capitalization calculation type": "Aina ya kukokotoa mtaji wa mapato",
       "Income capitalization strategy": "Mkakati wa mtaji wa mapato",
-      "Income capitalization type": "Aina ya mtaji wa mapato"
+      "Income capitalization type": "Aina ya mtaji wa mapato",
+      "DEFERRED INCOME RECOGNITION": "Utambuzi wa mapato ulioahirishwa",
+      "Enable Buy down fee": "Washa ada ya Kununua chini",
+      "Buy down fee calculation type": "Nunua aina ya hesabu ya ada ya chini",
+      "Buy down fee strategy": "Nunua mkakati wa ada ya chini",
+      "Buy down fee income type": "Nunua aina ya mapato ya chini",
+      "Buy down fees": "Nunua ada za chini"
     },
     "links": {
       "Community": "Jumuiya",