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Author SHA1 Message Date
sonaliandClaude Sonnet 5 606d14b995 feat(loan-products): build out Loans A/C (EMI) stepper and wire it to the rate register
Adds the curated Loans A/C steps (security/collateral, amount & tenure,
repayment & EMI, interest, prepayment & closure) and a product-type
picker (loan-product-types.ts) shared by the create wizard, product
list and account picker. The interest step and a new register-rate-view
read the live Loan Interest Rate Register for a product's chart/CIBIL
rate instead of a hardcoded value, and a new loan-product-catalog
service + template card back the loan account stepper's product pick.

Also carries forward in-progress Loan Interest Rate Register UI work:
an inline Add Slab panel (replacing window.prompt) and a Submit Details
dialog for confirming name/effective dates before submitting for
approval.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
2026-10-12 15:53:43 +05:30
sonaliandClaude Sonnet 5 afcd3af918 feat(delinquency): maker-checker UI for Delinquency Ranges and Buckets
Checker inbox now resolves DELINQUENCY_RANGE/DELINQUENCY_BUCKET entries
to readable diffs instead of raw JSON, and each bucket/range screen
shows its own pending-approval state via a new pending-requests panel.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
2026-10-12 15:52:11 +05:30
sonaliandClaude Sonnet 5 d61584f291 feat(loan-products): wire GL mapping, checker diff view, and approval flow for loan interest rate register
- Add GL account picker (gl-picker.component.ts) for mapping each product row to a GL account
- Extract shared diff logic into rate-register-diff.util.ts + loan-rate-register-diff.util.ts
- Add rate-register-diff component to render before/after changes for checker approval
- Rewire checker-inbox and view-checker-inbox to show loan interest rate register diffs
- Refactor rate-register.service.ts (mock-to-real HTTP wiring, GL-aware payload mapping)
- Simplify preview-register component, moving diff rendering into the shared diff component
- Add glAccountId field to RateChartRow model

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
2026-10-08 17:22:59 +05:30
sonali a5a64d4efe Merge branch 'dev-latest' into feature/advanceLoanProduct 2026-10-07 15:44:36 +05:30
sonali 0ea57b3f82 Add interest loan related UI 2026-10-07 15:30:15 +05:30
Sonali LikhitkarandClaude Sonnet 5.5 7c868ae073 feat(loan-products): add loan interest rate register UI
- Add Loan Interest Rate Register screen with CIBIL adjustment and edit-register views, backed by rate-register service and model
- Wire the new screen into products routing and the products menu
- Update loan product details and advance limit/tenure steps

Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>
2026-10-05 16:20:36 +05:30
Sonali LikhitkarandClaude Sonnet 5.5 283ab2f733 feat(loan-products): add advance loan product stepper steps
Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>
2026-09-29 18:06:08 +05:30
110 changed files with 12547 additions and 1713 deletions
@@ -321,7 +321,8 @@ export class Form121TabComponent implements OnInit, OnDestroy {
this.availableFys = [...fys].sort().reverse();
if (!this.availableFys.includes(this.fy)) {
this.fy = this.availableFys[0] ?? this.declarations[0]?.fy ?? Object.keys(FY_TAX_CONFIG).sort().reverse()[0] ?? '';
this.fy =
this.availableFys[0] ?? this.declarations[0]?.fy ?? Object.keys(FY_TAX_CONFIG).sort().reverse()[0] ?? '';
}
}
@@ -367,9 +368,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
: 0;
}
// What was actually debited for this customer as deductee, wherever the savings account sits.
this.actualTds = this.accountInputs
.filter((a) => a.meta.tdsApplicable)
.reduce((s, a) => s + a.meta.tdsDeducted, 0);
this.actualTds = this.accountInputs.filter((a) => a.meta.tdsApplicable).reduce((s, a) => s + a.meta.tdsDeducted, 0);
if (!this.dateOfBirth || this.configMissing) {
return;
@@ -20,7 +20,9 @@
<div class="t-live"></div>
&nbsp;LIVE
</div>
<div class="t-chip">Branch:&nbsp;<strong>{{ officeLabel }}</strong></div>
<div class="t-chip">
Branch:&nbsp;<strong>{{ officeLabel }}</strong>
</div>
<div class="t-chip">
Date:&nbsp;<strong>{{ today | date: 'dd MMM yyyy' }}</strong>
</div>
@@ -74,9 +74,7 @@
(3%)" while Admin holds 4% states a rate the bank is not on. -->
<div class="sc-label">CRR Required{{ crrRate === null ? '' : ' (' + crrRate + '%)' }}</div>
<div class="sc-value">{{ crore(crrRequired) }}<span class="cr" *ngIf="crrRequired !== null">Cr</span></div>
<div class="sc-sub">
SLR Req: {{ crore(slrRequired) }}{{ slrRate === null ? '' : ' Cr (' + slrRate + '%)' }}
</div>
<div class="sc-sub">SLR Req: {{ crore(slrRequired) }}{{ slrRate === null ? '' : ' Cr (' + slrRate + '%)' }}</div>
</div>
</div>
@@ -143,21 +141,22 @@
</span>
</td>
</tr>
}
@empty {
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in
Admin &rarr; RBI Reserve Configuration.
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
</tbody>
<tfoot>
<tr>
<td colspan="3"><strong>Total Demand Liabilities ({{ demandLiabilities.length }} accounts)</strong></td>
<td class="right foot-demand">{{ totalOf(demandLiabilities, "openingValue") }}</td>
<td class="right foot-demand">{{ totalOf(demandLiabilities, "currentValue") }}</td>
<td colspan="3">
<strong>Total Demand Liabilities ({{ demandLiabilities.length }} accounts)</strong>
</td>
<td class="right foot-demand">{{ totalOf(demandLiabilities, 'openingValue') }}</td>
<td class="right foot-demand">{{ totalOf(demandLiabilities, 'currentValue') }}</td>
<td class="right">{{ totalChange(demandLiabilities) }}</td>
<td></td>
</tr>
@@ -206,21 +205,22 @@
</span>
</td>
</tr>
}
@empty {
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in
Admin &rarr; RBI Reserve Configuration.
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
</tbody>
<tfoot>
<tr>
<td colspan="3"><strong>Total Time Liabilities ({{ timeLiabilities.length }} accounts)</strong></td>
<td class="right foot-time">{{ totalOf(timeLiabilities, "openingValue") }}</td>
<td class="right foot-time">{{ totalOf(timeLiabilities, "currentValue") }}</td>
<td colspan="3">
<strong>Total Time Liabilities ({{ timeLiabilities.length }} accounts)</strong>
</td>
<td class="right foot-time">{{ totalOf(timeLiabilities, 'openingValue') }}</td>
<td class="right foot-time">{{ totalOf(timeLiabilities, 'currentValue') }}</td>
<td class="right">{{ totalChange(timeLiabilities) }}</td>
<td></td>
</tr>
@@ -263,12 +263,11 @@
<span class="status-chip chip-active">{{ item.status }}</span>
</td>
</tr>
}
@empty {
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in
Admin &rarr; RBI Reserve Configuration.
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
@@ -278,8 +277,8 @@
<td colspan="3">
<strong>Total Assets with Banking System</strong> <span class="deduct-tag">( Deducted from NDTL )</span>
</td>
<td class="right foot-asset">{{ totalOf(bankingAssets, "openingValue") }}</td>
<td class="right foot-asset">{{ totalOf(bankingAssets, "currentValue") }}</td>
<td class="right foot-asset">{{ totalOf(bankingAssets, 'openingValue') }}</td>
<td class="right foot-asset">{{ totalOf(bankingAssets, 'currentValue') }}</td>
<td class="right">{{ totalChange(bankingAssets) }}</td>
<td></td>
</tr>
@@ -328,12 +327,11 @@
<span class="status-chip chip-active">{{ item.status }}</span>
</td>
</tr>
}
@empty {
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in
Admin &rarr; RBI Reserve Configuration.
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
@@ -341,8 +339,8 @@
<tfoot>
<tr>
<td colspan="4"><strong>Total Liquid Assets (SLR Eligible)</strong></td>
<td class="right foot-slr">{{ totalOf(liquidAssets, "openingValue") }}</td>
<td class="right foot-slr">{{ totalOf(liquidAssets, "currentValue") }}</td>
<td class="right foot-slr">{{ totalOf(liquidAssets, 'openingValue') }}</td>
<td class="right foot-slr">{{ totalOf(liquidAssets, 'currentValue') }}</td>
<td class="right">{{ totalChange(liquidAssets) }}</td>
<td></td>
</tr>
@@ -128,8 +128,7 @@ export class CrrSlrDialogComponent implements OnInit {
if (!columns.length) {
this.unavailable =
data?.unmetRequirements?.[0] ??
'Form 1 could not be computed. Check the CRR/SLR configuration in Admin.';
data?.unmetRequirements?.[0] ?? 'Form 1 could not be computed. Check the CRR/SLR configuration in Admin.';
return;
}
// The return computes but says something would make it wrong to file — a rate never set, a
@@ -175,7 +174,6 @@ export class CrrSlrDialogComponent implements OnInit {
});
}
/**
* The four tabs, filled from the return's own lines.
*
@@ -33,11 +33,15 @@
rate Admin was on. -->
<div class="card-metrics">
<div class="metric-row">
<span class="metric-label">CRR Required{{ crrSlr.crrRate === null ? '' : ' (' + crrSlr.crrRate + '%)' }}</span>
<span class="metric-label"
>CRR Required{{ crrSlr.crrRate === null ? '' : ' (' + crrSlr.crrRate + '%)' }}</span
>
<span class="metric-value">{{ crrSlr.crrRequired }}</span>
</div>
<div class="metric-row">
<span class="metric-label">SLR Required{{ crrSlr.slrRate === null ? '' : ' (' + crrSlr.slrRate + '%)' }}</span>
<span class="metric-label"
>SLR Required{{ crrSlr.slrRate === null ? '' : ' (' + crrSlr.slrRate + '%)' }}</span
>
<span class="metric-value">{{ crrSlr.slrRequired }}</span>
</div>
</div>
@@ -116,7 +116,12 @@ export class DashboardComponent implements OnInit {
const crrNeed = data?.partB?.required?.[latest];
const slrHeld = data?.partC?.maintained?.[latest];
const slrNeed = data?.partC?.required?.[latest];
if ([crrHeld, crrNeed, slrHeld, slrNeed].every((v) => v !== null && v !== undefined)) {
if ([
crrHeld,
crrNeed,
slrHeld,
slrNeed
].every((v) => v !== null && v !== undefined)) {
this.crrSlr.status = crrHeld >= crrNeed && slrHeld >= slrNeed ? 'ok' : 'short';
}
},
@@ -0,0 +1,43 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
@if (product) {
<div class="lptc">
<div class="lptc__head">
<strong>{{ product.name }}</strong>
<span class="lptc__chip">{{ category }}</span>
<span class="lptc__chip lptc__chip--type">{{ type }}</span>
</div>
<div class="lptc__grid">
<div>
<span class="lptc__label">Amount</span>
<span>
@if (product.minPrincipal != null || product.maxPrincipal != null) {
{{ product.minPrincipal | number: '1.0-0' }} – {{ product.maxPrincipal | number: '1.0-0' }}
} @else {
—
}
</span>
</div>
<div>
<span class="lptc__label">Tenure (repayments)</span>
<span>
@if (product.minNumberOfRepayments != null || product.maxNumberOfRepayments != null) {
{{ product.minNumberOfRepayments }} – {{ product.maxNumberOfRepayments }}
} @else {
—
}
</span>
</div>
<div>
<span class="lptc__label">Short name</span>
<span>{{ product.shortName || '—' }}</span>
</div>
</div>
</div>
}
@@ -0,0 +1,52 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.lptc {
margin: 4px 0 16px;
padding: 12px 16px;
border: 1px solid #bae6fd;
border-radius: 8px;
background: #f0f9ff;
&__head {
display: flex;
align-items: center;
gap: 8px;
margin-bottom: 8px;
}
&__chip {
padding: 1px 10px;
border-radius: 999px;
background: #e0f2fe;
color: #075985;
font-size: 12px;
font-weight: 600;
&--type {
background: #ede9fe;
color: #5b21b6;
}
}
&__grid {
display: grid;
grid-template-columns: repeat(3, minmax(0, 1fr));
gap: 8px 16px;
font-size: 13px;
color: #1e293b;
}
&__label {
display: block;
font-size: 11px;
letter-spacing: 0.04em;
text-transform: uppercase;
color: #64748b;
}
}
@@ -0,0 +1,37 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, Input } from '@angular/core';
import { DecimalPipe } from '@angular/common';
import { productCategoryLabel, productTypeLabel } from 'app/products/loan-products/loan-product-types';
/**
* The product picked on the loan account form, summarised with its category, type and the main limits, so the
* officer can see what the account will be opened under before going on.
*/
@Component({
selector: 'mifosx-loan-product-template-card',
templateUrl: './loan-product-template-card.component.html',
styleUrls: ['./loan-product-template-card.component.scss'],
imports: [DecimalPipe]
})
export class LoanProductTemplateCardComponent {
/** A product from the catalogue (the list shape), or undefined when none is picked. */
@Input() product: any;
get category(): string {
return productCategoryLabel(this.product?.advanceExtensions?.productTypeGroup);
}
get type(): string {
return productTypeLabel(
this.product?.advanceExtensions?.productTypeGroup,
this.product?.advanceExtensions?.productTypeSubGroup
);
}
}
@@ -32,6 +32,9 @@ import { MatCheckbox } from '@angular/material/checkbox';
import { MatStepperPrevious, MatStepperNext } from '@angular/material/stepper';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { LoanProductCatalogService } from '../../services/loan-product-catalog.service';
import { LoanProductTemplateCardComponent } from '../loan-product-template-card/loan-product-template-card.component';
import { PRODUCT_SUB_TYPES, PRODUCT_TYPE_GROUPS } from 'app/products/loan-products/loan-product-types';
/**
* Loans Account Details Step
@@ -49,7 +52,8 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
MatStepperPrevious,
FaIconComponent,
MatStepperNext,
AsyncPipe
AsyncPipe,
LoanProductTemplateCardComponent
]
})
export class LoansAccountDetailsStepComponent implements OnInit, OnDestroy {
@@ -59,6 +63,7 @@ export class LoansAccountDetailsStepComponent implements OnInit, OnDestroy {
private translateService = inject(TranslateService);
private settingsService = inject(SettingsService);
private commons = inject(Commons);
private catalog = inject(LoanProductCatalogService);
//** Defining PlaceHolders for the search bar */
placeHolderLabel = '';
@@ -88,6 +93,27 @@ export class LoansAccountDetailsStepComponent implements OnInit, OnDestroy {
loanId: any = null;
/** Category and product type narrow the product picker to the active products of that kind. */
readonly categories = PRODUCT_TYPE_GROUPS;
categoryFilter = '';
typeFilter = '';
/** Ids of the products active today; null until read, or if the read failed (then nothing is hidden). */
private activeProductIds: Set<number> | null = null;
/** Every product from the template, before any filter. */
private allProducts: any[] = [];
/** Types offered for the chosen category; every type when no category is chosen. */
get typeOptions() {
return this.categoryFilter
? (PRODUCT_SUB_TYPES[this.categoryFilter] ?? [])
: Object.values(PRODUCT_SUB_TYPES).flat();
}
/** The product picked in the form, with its category and type, for the template card. */
get selectedProduct(): any {
return this.catalog.get(this.loansAccountDetailsForm?.get('productId')?.value);
}
loanProductSelected = false;
/** Currency data. */
protected productData: ReplaySubject<string[]> = new ReplaySubject<string[]>(1);
@@ -115,7 +141,8 @@ export class LoansAccountDetailsStepComponent implements OnInit, OnDestroy {
this.maxDate = this.settingsService.maxFutureDate;
this.buildDependencies();
if (this.loansAccountTemplate) {
this.productList = this.loansAccountTemplate.productOptions.sort(this.commons.dynamicSort('name'));
this.allProducts = this.loansAccountTemplate.productOptions.sort(this.commons.dynamicSort('name'));
this.productList = this.allProducts;
if (this.loansAccountTemplate.loanProductId) {
this.loansAccountDetailsForm.patchValue({
productId: this.loansAccountTemplate.loanProductId,
@@ -136,6 +163,44 @@ export class LoansAccountDetailsStepComponent implements OnInit, OnDestroy {
this.searchItem();
});
this.productData.next(this.productList.slice());
this.loadActiveProducts();
}
/**
* A new account can only be opened on a product that is active today, and the picker can be narrowed by category
* and type. Editing an existing account keeps every product, since its own product may have closed since.
*/
private loadActiveProducts(): void {
if (this.loanId) {
return;
}
this.catalog.activeProducts().subscribe((products) => {
this.activeProductIds = products.length > 0 ? new Set(products.map((product) => Number(product.id))) : null;
this.applyProductFilters();
});
}
onCategoryChange(): void {
// A type belongs to one category, so a type from another category cannot stay selected.
if (this.typeFilter && !this.typeOptions.some((type) => type.id === this.typeFilter)) {
this.typeFilter = '';
}
this.applyProductFilters();
}
/** Rebuilds the product list from the template: active only, then category and type, then the search text. */
applyProductFilters(): void {
this.productList = this.allProducts.filter((product: any) => {
if (this.activeProductIds && !this.activeProductIds.has(Number(product.id))) {
return false;
}
const ext = this.catalog.classification(product.id);
if (this.categoryFilter && ext['productTypeGroup'] !== this.categoryFilter) {
return false;
}
return !this.typeFilter || ext['productTypeSubGroup'] === this.typeFilter;
});
this.searchItem();
}
ngOnDestroy(): void {
@@ -0,0 +1,48 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Injectable, inject } from '@angular/core';
import { Observable, of } from 'rxjs';
import { catchError, map, tap } from 'rxjs/operators';
import { ProductsService } from 'app/products/products.service';
/**
* Read-only view of the loan product catalogue for the loan account screens: which products are active today and
* what category and type each one is. Reads the normal product list once; the category and type of each product
* come from the classification the list carries (`advanceExtensions`).
*/
@Injectable({
providedIn: 'root'
})
export class LoanProductCatalogService {
private productsService = inject(ProductsService);
private byId = new Map<number, any>();
/**
* The products that are active today. Also remembers every product it saw, so `get` and `classification` can
* answer for them afterwards. An empty list on failure, so the picker never ends up with nothing to choose.
*/
activeProducts(): Observable<any[]> {
return this.productsService.getLoanProducts().pipe(
tap((products: any[]) => (products ?? []).forEach((product) => this.byId.set(Number(product.id), product))),
map((products: any[]) => (products ?? []).filter((product) => product?.status === 'loanProduct.active')),
catchError(() => of([]))
);
}
/** A product seen by `activeProducts`, or undefined before it ran or for an unknown id. */
get(productId: any): any {
return this.byId.get(Number(productId));
}
/** The product's category and type (`productTypeGroup`, `productTypeSubGroup`, ...), empty when it has none. */
classification(productId: any): Record<string, any> {
return this.get(productId)?.advanceExtensions ?? {};
}
}
@@ -52,7 +52,9 @@
}
} @else {
<span class="rrc-rate-now__value rrc-rate-now__value--none">Not set</span>
<span class="rrc-rate-now__since">{{ type === 'CRR' ? 'Form 1 Part B' : 'Form 1 Part C' }} cannot compute</span>
<span class="rrc-rate-now__since"
>{{ type === 'CRR' ? 'Form 1 Part B' : 'Form 1 Part C' }} cannot compute</span
>
}
</div>
}
@@ -0,0 +1,96 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="ca" *ngIf="register">
<div class="ca__readonly-banner" *ngIf="!canEdit">
<i class="fas fa-lock"></i>
<div>
<div class="ca__readonly-title">Read-only — {{ register.status }}</div>
<div class="ca__readonly-sub">{{ readOnlyReason() }}</div>
</div>
</div>
<div class="ca__active-strip" *ngIf="active">
<span class="ca__active-dot">●</span>
<span class="ca__active-label">CURRENT ACTIVE</span>
<span class="ca__active-name">{{ active.name }}</span>
<span class="ca__active-sub">· effective {{ active.effectiveFrom }} → {{ active.effectiveTo || '—' }}</span>
<span class="ca__active-flag" *ngIf="isActiveRegister()">You are viewing the Active register</span>
<a class="ca__active-link" *ngIf="!isActiveRegister()" (click)="viewActive()">View active →</a>
</div>
<div class="ca__header">
<div class="ca__header-icon">CS</div>
<div class="ca__header-text">
<h2>CIBIL / credit score adjustment</h2>
<p>Applied on top of the chart rate at loan sanction · reused across all loan products linked to this register</p>
</div>
<button mat-stroked-button (click)="backToRegister()">← Back to register</button>
</div>
<div class="ca__card">
<div class="ca__card-head">
<div>
<div class="ca__card-title">Credit score slabs</div>
<div class="ca__card-sub">
Only the Adjustment % is editable · changes apply to new sanctions after the register is approved
</div>
</div>
<button *ngIf="canEdit" mat-stroked-button class="ca__dash-btn" (click)="addSlab()">
<i class="fas fa-plus"></i> Add slab
</button>
</div>
<table class="ca__editgrid">
<thead>
<tr>
<th class="ca__col-ix">#</th>
<th class="ca__num">Score from</th>
<th class="ca__num">Score to</th>
<th>Risk tier</th>
<th>Type</th>
<th class="ca__num">Adjustment</th>
<th class="ca__col-del"></th>
</tr>
</thead>
<tbody>
<tr *ngFor="let slab of register.cibilSlabs; let i = index">
<td class="ca__col-ix">{{ i + 1 }}</td>
<td class="ca__num ca__cell-readonly">{{ slab.from }}</td>
<td class="ca__num ca__cell-readonly">{{ slab.to }}</td>
<td>
<span [class]="tierClass(slab.tier)">{{ slab.tier }}</span>
</td>
<td class="ca__cell-muted">{{ slab.type }}</td>
<td class="ca__num">
<div class="ca__adj-wrap">
<input
[class]="adjustInputClass(slab.adjustmentPct)"
type="number"
step="0.05"
[(ngModel)]="slab.adjustmentPct"
[readonly]="!canEdit"
/>
<span class="ca__adj-suffix">%</span>
</div>
</td>
<td class="ca__col-del">
<button *ngIf="canEdit" type="button" class="ca__delete-btn" title="Delete slab" (click)="deleteSlab(i)">
<i class="fas fa-trash-alt"></i>
</button>
</td>
</tr>
</tbody>
</table>
</div>
<div class="ca__footer">
<button mat-stroked-button (click)="backToRegister()">{{ canEdit ? 'Cancel' : 'Back to register' }}</button>
<button *ngIf="canEdit" mat-flat-button color="primary" (click)="save()">Save adjustments</button>
</div>
</div>
@@ -0,0 +1,414 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.ca {
background: #f8fafc;
min-height: calc(100vh - 160px);
padding: 24px 32px;
display: flex;
flex-direction: column;
gap: 16px;
&__active-strip {
display: flex;
align-items: center;
gap: 10px;
padding: 10px 18px;
background: #ecfdf5;
border: 1px solid #a7f3d0;
border-radius: 10px;
font-size: 12px;
color: #065f46;
}
&__active-dot {
color: #059669;
font-size: 14px;
line-height: 1;
}
&__active-label {
font-size: 10px;
letter-spacing: 0.5px;
font-weight: 700;
color: #065f46;
}
&__active-name {
font-weight: 600;
color: #064e3b;
}
&__active-sub {
color: #047857;
}
&__active-flag {
margin-left: auto;
font-size: 11px;
font-weight: 600;
color: #047857;
background: #d1fae5;
padding: 3px 10px;
border-radius: 999px;
}
&__active-link {
margin-left: auto;
font-size: 12px;
font-weight: 600;
color: #047857;
cursor: pointer;
&:hover {
text-decoration: underline;
}
}
&__readonly-banner {
display: flex;
align-items: center;
gap: 12px;
padding: 12px 18px;
background: #fef3c7;
border: 1px solid #fcd34d;
border-left: 4px solid #d97706;
border-radius: 10px;
color: #78350f;
i {
font-size: 16px;
color: #d97706;
}
}
&__readonly-title {
font-size: 13px;
font-weight: 700;
color: #78350f;
}
&__readonly-sub {
margin-top: 2px;
font-size: 12px;
color: #92400e;
}
&__header {
display: flex;
align-items: center;
gap: 14px;
padding: 20px 24px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__header-icon {
width: 42px;
height: 42px;
border-radius: 10px;
background: #dbeafe;
color: #1d4ed8;
display: flex;
align-items: center;
justify-content: center;
font-size: 14px;
font-weight: 700;
letter-spacing: 0.3px;
}
&__header-text {
flex: 1;
h2 {
margin: 0;
font-size: 20px;
font-weight: 600;
color: #0f172a;
}
p {
margin: 3px 0 0;
font-size: 12px;
color: #64748b;
}
}
&__card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
overflow: hidden;
}
&__card-head {
padding: 16px 20px;
border-bottom: 1px solid #f1f5f9;
display: flex;
align-items: flex-start;
justify-content: space-between;
gap: 12px;
}
&__card-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__card-sub {
margin-top: 2px;
font-size: 12px;
color: #64748b;
}
&__dash-btn {
height: 32px;
font-size: 12px;
font-weight: 600;
color: #1d4ed8;
border: 1px dashed #1d4ed8;
padding: 0 14px;
i {
margin-right: 6px;
}
}
&__num {
text-align: right;
}
&__col-ix {
width: 44px;
text-align: center;
color: #94a3b8;
font-weight: 600;
}
&__col-del {
width: 48px;
text-align: center;
}
&__cell-muted {
color: #64748b;
}
&__cell-readonly {
color: #0f172a;
font-variant-numeric: tabular-nums;
padding: 0 22px;
}
&__footer {
display: flex;
justify-content: flex-end;
gap: 10px;
padding: 4px 2px;
}
}
/* ---- Editable grid ---------------------------------------------------- */
.ca__editgrid {
width: 100%;
border-collapse: collapse;
font-size: 13px;
thead tr {
background: #f8fafc;
th {
text-align: left;
padding: 10px 16px;
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.4px;
color: #64748b;
font-weight: 600;
border-bottom: 1px solid #e2e8f0;
&.ca__num {
text-align: right;
}
}
}
tbody tr {
border-bottom: 1px solid #f1f5f9;
transition: background 0.12s ease;
&:hover {
background: #f8fafc;
.ca__delete-btn {
opacity: 1;
}
}
&:last-child {
border-bottom: 0;
}
td {
padding: 8px 12px;
vertical-align: middle;
}
}
}
/* Borderless cell input — gets a visible border on hover/focus. */
.ca__ghost-input {
width: 100%;
height: 32px;
border: 1px solid transparent;
background: transparent;
border-radius: 6px;
padding: 0 10px;
font-size: 13px;
color: #0f172a;
font-family: inherit;
box-sizing: border-box;
&:hover {
border-color: #e2e8f0;
background: white;
}
&:focus {
outline: none;
border-color: #1d4ed8;
background: white;
box-shadow: 0 0 0 3px rgb(29 78 216 / 10%);
}
&--num {
text-align: right;
font-variant-numeric: tabular-nums;
}
/* Hide number input spinners for a cleaner look. */
&[type='number']::-webkit-inner-spin-button,
&[type='number']::-webkit-outer-spin-button {
appearance: none;
margin: 0;
}
&[type='number'] {
appearance: textfield;
}
}
/* Adjustment input — coloured by sign, with trailing % suffix. */
.ca__adj-wrap {
display: inline-flex;
align-items: center;
justify-content: flex-end;
gap: 2px;
width: 100%;
}
.ca__adj-input {
width: 72px;
font-weight: 700;
&--negative {
color: #059669;
}
&--positive {
color: #d97706;
}
&--high {
color: #dc2626;
}
}
.ca__adj-suffix {
color: #94a3b8;
font-size: 12px;
font-weight: 600;
}
/* Chip-shaped tier select — background matches the current tier. */
.ca__tier-select {
appearance: none;
background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'><path fill='%2364748b' d='M0 0l5 6 5-6z'/></svg>");
background-repeat: no-repeat;
background-position: right 10px center;
padding: 4px 26px 4px 12px;
height: 28px;
border: 1px solid transparent;
border-radius: 999px;
font-size: 12px;
font-weight: 600;
cursor: pointer;
font-family: inherit;
&:focus {
outline: none;
box-shadow: 0 0 0 3px rgb(29 78 216 / 15%);
}
&--vpoor {
background-color: #fecaca;
color: #7f1d1d;
}
&--poor {
background-color: #fee2e2;
color: #991b1b;
}
&--fair {
background-color: #fef3c7;
color: #92400e;
}
&--good {
background-color: #dbeafe;
color: #1e40af;
}
&--excellent {
background-color: #d1fae5;
color: #065f46;
}
}
/* Trash button — hidden until row hover. */
.ca__delete-btn {
width: 28px;
height: 28px;
border: 1px solid transparent;
background: transparent;
color: #94a3b8;
border-radius: 6px;
font-size: 12px;
line-height: 1;
cursor: pointer;
opacity: 0;
transition:
opacity 0.12s ease,
color 0.12s ease,
border-color 0.12s ease,
background 0.12s ease;
&:hover {
border-color: #fecaca;
background: #fef2f2;
color: #dc2626;
}
&:focus-visible {
opacity: 1;
}
}
@@ -0,0 +1,139 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, inject } from '@angular/core';
import { CommonModule } from '@angular/common';
import { ActivatedRoute, Router } from '@angular/router';
import { FormsModule } from '@angular/forms';
import { MatButtonModule } from '@angular/material/button';
import { RateRegisterService } from '../rate-register.service';
import { CibilSlab, RateRegister } from '../models/rate-register.model';
/**
* CIBIL / credit-score slab editor.
* Score range, tier and type are fixed per slab; only the Adjustment % is editable.
* New slabs can be appended (and removed) via Add slab / row trash.
*/
@Component({
selector: 'mifosx-cibil-adjustment',
templateUrl: './cibil-adjustment.component.html',
styleUrls: ['./cibil-adjustment.component.scss'],
imports: [
CommonModule,
FormsModule,
MatButtonModule
]
})
export class CibilAdjustmentComponent implements OnInit {
private readonly service = inject(RateRegisterService);
private readonly route = inject(ActivatedRoute);
private readonly router = inject(Router);
register!: RateRegister;
active?: RateRegister;
ngOnInit(): void {
const idParam = this.route.snapshot.queryParamMap.get('id');
const id = idParam ? Number(idParam) : null;
this.service.list().subscribe((all) => {
const found = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
if (!found) {
this.router.navigate(['/products/loan-interest-rate-register']);
return;
}
this.register = found;
this.active = this.service.getActive();
});
}
isActiveRegister(): boolean {
return !!this.active && this.active.id === this.register?.id;
}
viewActive(): void {
if (this.active) {
this.router.navigate(['/products/loan-interest-rate-register/cibil'], { queryParams: { id: this.active.id } });
}
}
/** Only a Draft can be edited. Pending Approval / Active / Expired open read-only. */
get canEdit(): boolean {
return this.register?.status === 'Draft';
}
readOnlyReason(): string {
switch (this.register?.status) {
case 'Pending Approval':
return 'This version has been submitted and is awaiting checker approval. No further edits allowed.';
case 'Active':
return 'This is the current Active register. Click "Edit (new version)" on the list page to propose changes.';
case 'Expired':
return 'This is an inactive historical version. Read-only.';
default:
return 'Read-only.';
}
}
tierClass(tier: CibilSlab['tier']): string {
const map: Record<string, string> = {
'V. Poor': 'tier tier--vpoor',
Poor: 'tier tier--poor',
Fair: 'tier tier--fair',
Good: 'tier tier--good',
Excellent: 'tier tier--excellent'
};
return map[tier] ?? 'tier';
}
/** Classes to colour the adjustment number by sign/magnitude. */
adjustInputClass(pct: number): string {
const base = 'ca__ghost-input ca__ghost-input--num ca__adj-input';
if (pct < 0) {
return `${base} ca__adj-input--negative`;
}
if (pct >= 1) {
return `${base} ca__adj-input--high`;
}
if (pct > 0) {
return `${base} ca__adj-input--positive`;
}
return base;
}
/** Append a new slab continuing from the current highest "score to". */
addSlab(): void {
if (!this.canEdit) {
return;
}
const lastTo = this.register.cibilSlabs.length ? Math.max(...this.register.cibilSlabs.map((s) => s.to)) : 0;
const from = Math.min(lastTo + 1, 900);
this.register.cibilSlabs.push({
from,
to: Math.min(from + 50, 900),
tier: 'Fair',
type: 'Flat',
adjustmentPct: 0
});
}
deleteSlab(index: number): void {
if (!this.canEdit) {
return;
}
this.register.cibilSlabs.splice(index, 1);
}
/** Edits are kept in the in-memory service (the register reference is shared). */
save(): void {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: this.register.id } });
}
backToRegister(): void {
this.save();
}
}
@@ -0,0 +1,199 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="er" *ngIf="register">
<div class="er__active-strip" *ngIf="active">
<span class="er__active-dot">●</span>
<span class="er__active-label">CURRENT ACTIVE</span>
<span class="er__active-name">{{ active.name }}</span>
<span class="er__active-sub">· effective {{ active.effectiveFrom }} → {{ active.effectiveTo || '—' }}</span>
<span class="er__active-flag" *ngIf="isActiveRegister()">You are viewing the Active register</span>
<a class="er__active-link" *ngIf="!isActiveRegister()" (click)="viewActive()">View active →</a>
</div>
<div class="er__readonly-banner" *ngIf="!canEdit">
<i class="fas fa-lock"></i>
<div>
<div class="er__readonly-title">Read-only — {{ register.status }}</div>
<div class="er__readonly-sub">{{ readOnlyReason() }}</div>
</div>
</div>
<div class="er__meta-bar">
<div class="er__field">
<label>REGISTER NAME</label>
<input type="text" [(ngModel)]="register.name" [readonly]="!canEdit" placeholder="Entered when you submit" />
</div>
<div class="er__field er__field--date">
<label>EFFECTIVE FROM</label>
<input type="date" [(ngModel)]="register.effectiveFrom" [readonly]="!canEdit" />
</div>
<div class="er__field er__field--date">
<label>EFFECTIVE TO</label>
<input type="date" [(ngModel)]="register.effectiveTo" [readonly]="!canEdit" />
</div>
<div class="er__field er__field--curr">
<label>CURRENCY</label>
<select [(ngModel)]="register.currency" [disabled]="!canEdit">
<option value="INR">INR</option>
<option value="USD">USD</option>
</select>
</div>
<button mat-stroked-button class="er__meta-btn" *ngIf="canEdit"><i class="fas fa-arrow-down"></i> Import</button>
<button mat-stroked-button class="er__meta-btn"><i class="fas fa-arrow-up"></i> Export</button>
</div>
<div class="er__grid-card">
<div class="er__grid-head">
<div class="er__grid-title">Rate chart grid</div>
<div class="er__grid-sub">
{{ rows.length }} products × {{ slabs.length }} amount slabs
<span *ngIf="canEdit">· click any cell to edit</span>
<span *ngIf="!canEdit">· read-only view</span>
<span class="er__gl-warn" *ngIf="unmappedCount() > 0"
>· {{ unmappedCount() }} without GL — map every product's GL before submitting</span
>
</div>
<div class="er__grid-actions" *ngIf="canEdit">
<button mat-stroked-button class="er__dash-btn" (click)="addProduct()">
<i class="fas fa-plus"></i> Add product
</button>
<button mat-stroked-button class="er__dash-btn" (click)="addSlab()">
<i class="fas fa-plus"></i> Add slab
</button>
</div>
</div>
<div class="er__add-panel" *ngIf="addingProduct && canEdit">
<div class="er__add-title">Add product</div>
<div class="er__add-fields">
<div class="er__field">
<label>PRODUCT NAME</label>
<input type="text" [(ngModel)]="newProductName" placeholder="e.g. Education Loan" />
</div>
<div class="er__field er__field--gl">
<label>GL ACCOUNT (required)</label>
<mifosx-gl-picker [options]="glOptions" [(value)]="newProductGl"></mifosx-gl-picker>
</div>
<button mat-flat-button color="primary" (click)="confirmAddProduct()">Add</button>
<button mat-stroked-button (click)="cancelAddProduct()">Cancel</button>
</div>
<div class="er__add-error" *ngIf="addProductError">{{ addProductError }}</div>
</div>
<div class="er__add-panel" *ngIf="addingSlab && canEdit">
<div class="er__add-title">Add amount slab</div>
<div class="er__add-fields">
<div class="er__field">
<label>UPPER LIMIT (₹) — leave blank for "above the last slab"</label>
<input type="number" min="1" [(ngModel)]="newSlabAmount" placeholder="e.g. 5000000" />
</div>
<div class="er__field">
<label>SLAB LABEL</label>
<input
type="text"
[(ngModel)]="newSlabLabel"
[placeholder]="suggestedSlabLabel() || 'e.g. Upto 50,00,000 or > 50,00,000'"
/>
</div>
<button mat-flat-button color="primary" (click)="confirmAddSlab()">Add</button>
<button mat-stroked-button (click)="cancelAddSlab()">Cancel</button>
</div>
<div class="er__add-hint">The new slab is added as the last column; fill in its rates for each product.</div>
<div class="er__add-error" *ngIf="addSlabError">{{ addSlabError }}</div>
</div>
<div class="er__grid-scroll">
<table class="er__grid">
<thead>
<tr>
<th class="er__col-particulars">Particulars</th>
<th *ngFor="let slab of slabs" class="er__col-rate">{{ slab.label }}</th>
</tr>
</thead>
<tbody>
<tr
*ngFor="let row of rows; let i = index"
[class.er__row-alt]="i % 2 === 1"
[class.er__row--formula]="isFormulaRow(row)"
>
<td class="er__col-particulars">
<span class="er__srno">{{ row.srNo }}</span
>{{ row.particulars }}
<div class="er__gl" *ngIf="glEditRow !== i">
<span
class="er__gl-tag"
[class.er__gl-tag--unmapped]="row.glAccountId == null"
[class.er__gl-tag--editable]="canEdit"
(click)="editGl(i)"
>{{ row.glAccountId == null ? 'GL not mapped' : glLabel(row) }}</span
>
</div>
<mifosx-gl-picker
*ngIf="glEditRow === i"
class="er__gl-select"
[options]="glOptions"
[value]="row.glAccountId ?? null"
[allowClear]="true"
[openOnInit]="true"
(valueChange)="row.glAccountId = $event"
(closed)="glEditRow = null"
></mifosx-gl-picker>
</td>
<td
*ngFor="let cell of row.rates; let j = index"
class="er__col-rate er__cell"
[class.er__cell--na]="isNa(cell)"
[class.er__cell--formula]="isFormulaRow(row)"
[class.er__cell--editing]="isEditing(i, j)"
[class.er__cell--readonly]="!canEdit"
(click)="canEdit && !isEditing(i, j) && startEdit(i, j, cell)"
>
<input
*ngIf="isEditing(i, j); else cellView"
#cellInput
type="text"
class="er__cell-input"
[(ngModel)]="editValue"
(blur)="saveEdit(i, j)"
(keydown.enter)="saveEdit(i, j)"
(keydown.escape)="cancelEdit()"
/>
<ng-template #cellView>{{ display(cell) }}</ng-template>
</td>
</tr>
</tbody>
</table>
</div>
</div>
<div class="er__cibil-strip" (click)="editCibil()">
<div class="er__cibil-badge">CS</div>
<div class="er__cibil-text">
<div class="er__cibil-title">CIBIL / credit score adjustment</div>
<div class="er__cibil-sub">
{{ register.cibilSlabs.length }} slabs · +2.00% (very poor) to base (above 700) · applied on top of chart rate
</div>
</div>
<a class="er__cibil-edit">Edit →</a>
</div>
<div class="er__footer">
<button mat-stroked-button (click)="backToList()">{{ canEdit ? 'Cancel' : 'Back to list' }}</button>
<div class="er__footer-note">Rates in % p.a. · N.A. = slab not offered · formulas resolved at sanction</div>
<div class="er__footer-actions" *ngIf="canEdit">
<button mat-stroked-button (click)="saveDraft()">Save draft</button>
<button
mat-flat-button
class="er__submit"
(click)="submitForApproval()"
[disabled]="!canSubmit"
[title]="canSubmit ? '' : 'Map a GL account for every product first'"
>
<i class="fas fa-check"></i> Submit for approval
</button>
</div>
</div>
</div>
@@ -0,0 +1,496 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.er {
background: #f8fafc;
min-height: calc(100vh - 160px);
padding: 20px 24px;
display: flex;
flex-direction: column;
gap: 12px;
&__active-strip {
display: flex;
align-items: center;
gap: 10px;
padding: 10px 18px;
background: #ecfdf5;
border: 1px solid #a7f3d0;
border-radius: 9px;
font-size: 12px;
color: #065f46;
}
&__active-dot {
color: #059669;
font-size: 14px;
line-height: 1;
}
&__active-label {
font-size: 10px;
letter-spacing: 0.5px;
font-weight: 700;
color: #065f46;
}
&__active-name {
font-weight: 600;
color: #064e3b;
}
&__active-sub {
color: #047857;
}
&__active-flag {
margin-left: auto;
font-size: 11px;
font-weight: 600;
color: #047857;
background: #d1fae5;
padding: 3px 10px;
border-radius: 999px;
}
&__active-link {
margin-left: auto;
font-size: 12px;
font-weight: 600;
color: #047857;
cursor: pointer;
&:hover {
text-decoration: underline;
}
}
&__gl {
margin: 3px 0 0 30px;
}
&__gl-tag {
display: inline-block;
font-size: 10px;
font-weight: 600;
color: #475569;
background: #f1f5f9;
border-radius: 999px;
padding: 1px 8px;
white-space: nowrap;
&--unmapped {
color: #92400e;
background: #fef3c7;
}
&--editable {
cursor: pointer;
&:hover {
outline: 1px solid #94a3b8;
}
}
}
&__gl-select {
display: block;
margin: 4px 0 0 30px;
max-width: 340px;
}
&__gl-warn {
color: #b45309;
font-weight: 600;
}
&__add-panel {
padding: 14px 18px;
border-bottom: 1px solid #f1f5f9;
background: #f8fafc;
}
&__add-title {
font-size: 13px;
font-weight: 600;
color: #0f172a;
margin-bottom: 10px;
}
&__add-fields {
display: flex;
align-items: flex-end;
gap: 12px;
flex-wrap: wrap;
.er__field {
min-width: 240px;
}
.er__field--gl {
min-width: 320px;
}
}
&__add-hint {
margin-top: 8px;
font-size: 12px;
color: #64748b;
}
&__add-error {
margin-top: 8px;
font-size: 12px;
color: #b91c1c;
}
&__readonly-banner {
display: flex;
align-items: center;
gap: 12px;
padding: 12px 18px;
background: #fef3c7;
border: 1px solid #fcd34d;
border-left: 4px solid #d97706;
border-radius: 9px;
color: #78350f;
i {
font-size: 16px;
color: #d97706;
}
}
&__readonly-title {
font-size: 13px;
font-weight: 700;
color: #78350f;
}
&__readonly-sub {
margin-top: 2px;
font-size: 12px;
color: #92400e;
}
&__meta-bar {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
padding: 12px 14px;
display: flex;
gap: 10px;
align-items: flex-end;
}
&__field {
display: flex;
flex-direction: column;
flex: 1.5;
label {
font-size: 10px;
color: #64748b;
font-weight: 600;
letter-spacing: 0.3px;
margin-bottom: 3px;
}
input,
select {
height: 32px;
border: 1px solid #cbd5e1;
background: white;
border-radius: 6px;
padding: 0 10px;
font-size: 13px;
font-family: inherit;
color: #0f172a;
&:focus {
outline: 2px solid #1d4ed8;
outline-offset: -1px;
}
}
&--date {
flex: 0.9;
}
&--curr {
flex: 0.5;
}
}
&__meta-btn {
height: 32px;
font-size: 11px;
i {
margin-right: 4px;
}
}
&__grid-card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
overflow: hidden;
display: flex;
flex-direction: column;
flex: 1;
min-height: 500px;
}
&__grid-head {
padding: 8px 14px;
background: #f8fafc;
border-bottom: 1px solid #e2e8f0;
display: flex;
align-items: center;
gap: 10px;
}
&__grid-title {
font-size: 12px;
font-weight: 600;
}
&__grid-sub {
font-size: 10px;
color: #64748b;
}
&__grid-actions {
margin-left: auto;
display: flex;
gap: 6px;
}
&__dash-btn {
height: 26px;
font-size: 10px;
font-weight: 600;
color: #1d4ed8;
border: 1px dashed #1d4ed8;
i {
margin-right: 3px;
}
}
&__grid-scroll {
overflow: auto;
flex: 1;
}
&__grid {
width: 100%;
border-collapse: separate;
border-spacing: 0;
font-size: 11px;
thead tr {
background: #f8fafc;
color: #475569;
font-size: 9px;
text-transform: uppercase;
letter-spacing: 0.3px;
th {
padding: 8px 7px;
font-weight: 600;
position: sticky;
top: 0;
background: #f8fafc;
border-bottom: 1px solid #e2e8f0;
z-index: 2;
white-space: nowrap;
}
}
tbody tr {
border-top: 1px solid #f1f5f9;
}
td {
padding: 7px;
text-align: right;
cursor: text;
&:first-child {
text-align: left;
}
}
}
&__col-particulars {
position: sticky;
left: 0;
background: white;
border-right: 1px solid #e2e8f0;
font-weight: 500;
min-width: 240px;
text-align: left !important;
padding-left: 12px !important;
}
&__row-alt &__col-particulars {
background: #fafbfc;
}
&__row-alt {
background: #fafbfc;
}
&__row--formula {
.er__col-particulars {
background: #eff6ff;
color: #1d4ed8;
font-weight: 600;
}
}
&__srno {
color: #94a3b8;
margin-right: 6px;
}
&__cell {
cursor: cell;
transition: background-color 0.1s;
&:hover {
background: #f1f5f9;
outline: 1px solid #cbd5e1;
outline-offset: -1px;
}
&--readonly {
cursor: default;
&:hover {
background: transparent;
outline: none;
}
}
&--na {
color: #cbd5e1;
}
&--formula {
background: #eff6ff;
color: #1d4ed8;
font-weight: 600;
}
&--editing {
padding: 0 !important;
background: #fef9c3 !important;
outline: 2px solid #1d4ed8 !important;
outline-offset: -2px;
}
}
&__cell-input {
width: 100%;
height: 100%;
min-height: 28px;
border: none;
outline: none;
background: transparent;
padding: 7px;
font-size: 11px;
text-align: right;
font-family: inherit;
color: #0f172a;
box-sizing: border-box;
}
&__cibil-strip {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
padding: 9px 14px;
display: flex;
align-items: center;
gap: 10px;
cursor: pointer;
transition: background-color 0.1s;
&:hover {
background: #f8fafc;
}
}
&__cibil-badge {
width: 24px;
height: 24px;
border-radius: 12px;
background: #dbeafe;
color: #1d4ed8;
display: flex;
align-items: center;
justify-content: center;
font-size: 11px;
font-weight: 700;
}
&__cibil-text {
flex: 1;
}
&__cibil-title {
font-size: 12px;
font-weight: 600;
}
&__cibil-sub {
font-size: 10px;
color: #64748b;
margin-top: 1px;
}
&__cibil-edit {
font-size: 11px;
font-weight: 600;
color: #1d4ed8;
cursor: pointer;
}
&__footer {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
padding: 10px 14px;
display: flex;
align-items: center;
justify-content: space-between;
}
&__footer-note {
font-size: 11px;
color: #64748b;
}
&__footer-actions {
display: flex;
gap: 6px;
}
&__submit {
background: #059669 !important;
color: white !important;
font-weight: 600;
i {
margin-right: 4px;
}
}
}
@@ -0,0 +1,363 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, ElementRef, OnDestroy, OnInit, ViewChild, inject } from '@angular/core';
import { MatSnackBar } from '@angular/material/snack-bar';
import { CommonModule } from '@angular/common';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { FormsModule } from '@angular/forms';
import { MatButtonModule } from '@angular/material/button';
import { MatFormFieldModule } from '@angular/material/form-field';
import { MatInputModule } from '@angular/material/input';
import { MatSelectModule } from '@angular/material/select';
import { MatIconModule } from '@angular/material/icon';
import { MatDatepickerModule } from '@angular/material/datepicker';
import { MatNativeDateModule } from '@angular/material/core';
import { RateRegisterService } from '../rate-register.service';
import { GlOption, RateCell, RateChartRow, RateRegister, SlabColumn } from '../models/rate-register.model';
import { GlPickerComponent } from '../gl-picker/gl-picker.component';
/**
* Grid editor for one Loan Interest Rate Register — Excel-shaped: 34 products as rows and 10
* amount slabs as columns. Cells can hold a plain rate, N.A., or a formula ("1% + FD"). All
* data today comes from {@link RateRegisterService}; wire-up to the real API comes later.
*/
@Component({
selector: 'mifosx-edit-register',
templateUrl: './edit-register.component.html',
styleUrls: ['./edit-register.component.scss'],
imports: [
CommonModule,
FormsModule,
RouterLink,
MatButtonModule,
MatFormFieldModule,
MatInputModule,
MatSelectModule,
MatIconModule,
MatDatepickerModule,
MatNativeDateModule,
GlPickerComponent
]
})
export class EditRegisterComponent implements OnInit, OnDestroy {
private readonly snack = inject(MatSnackBar);
private readonly service = inject(RateRegisterService);
private readonly route = inject(ActivatedRoute);
private readonly router = inject(Router);
register!: RateRegister;
active?: RateRegister;
slabs: SlabColumn[] = [];
rows: RateChartRow[] = [];
/** The cell currently being edited (row/column indices into the grid), or null when nothing is open. */
editing: { row: number; col: number } | null = null;
editValue = '';
@ViewChild('cellInput') cellInput?: ElementRef<HTMLInputElement>;
/** Leaving the page keeps the draft: edits are saved so a reload or a trip to Compare does not lose them. */
ngOnDestroy(): void {
if (this.canEdit) {
this.service.saveDrafts();
}
}
saveDraft(): void {
this.service.saveDrafts();
this.snack.open('Draft saved', 'OK', { duration: 2000 });
}
/** Posting GL accounts for the particular → GL mapping. */
glOptions: GlOption[] = [];
/** "Add product" panel state. A new product needs a name and a GL before it can be added. */
addingProduct = false;
newProductName = '';
newProductGl: number | null = null;
addProductError = '';
/** Index of the row whose GL is being changed inline, or null. */
glEditRow: number | null = null;
ngOnInit(): void {
this.service.getGlOptions().subscribe((options) => (this.glOptions = options));
const idParam = this.route.snapshot.queryParamMap.get('id');
const id = idParam ? Number(idParam) : null;
this.service.list().subscribe((all) => {
const found = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
if (!found) {
// e.g. a reload on an unsaved local draft: nothing to edit, go back to the list.
this.router.navigate(['/products/loan-interest-rate-register']);
return;
}
this.register = found;
this.active = this.service.getActive();
this.slabs = this.register.slabs;
this.rows = this.register.rows;
});
}
isActiveRegister(): boolean {
return !!this.active && this.active.id === this.register?.id;
}
/** Only a Draft can be edited. Pending Approval / Active / Expired open read-only. */
get canEdit(): boolean {
return this.register?.status === 'Draft';
}
/** Status label shown on the read-only banner. */
readOnlyReason(): string {
switch (this.register?.status) {
case 'Pending Approval':
return 'This version has been submitted and is awaiting checker approval. No further edits allowed.';
case 'Active':
return 'This is the current Active register. Click "Edit (new version)" on the list page to propose changes as a new Draft.';
case 'Expired':
return 'This is an inactive historical version. Read-only.';
default:
return 'Read-only.';
}
}
viewActive(): void {
if (this.active) {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: this.active.id } });
}
}
/** Formatted display for a cell. */
display(cell: RateCell): string {
if (cell === null) {
return 'N.A.';
}
if (typeof cell === 'string') {
return cell;
}
return cell.toFixed(2);
}
isFormulaRow(row: RateChartRow): boolean {
return !!row.isFormula;
}
isNa(cell: RateCell): boolean {
return cell === null;
}
/** Click on a cell → open it as an editable input, pre-filled with the current value. */
startEdit(rowIdx: number, colIdx: number, current: RateCell): void {
if (!this.canEdit) {
return;
}
this.editing = { row: rowIdx, col: colIdx };
if (current === null) {
this.editValue = '';
} else if (typeof current === 'string') {
this.editValue = current;
} else {
this.editValue = current.toString();
}
// Let the view render the input, then focus and select its contents.
setTimeout(() => {
const el = this.cellInput?.nativeElement;
if (el) {
el.focus();
el.select();
}
}, 0);
}
isEditing(rowIdx: number, colIdx: number): boolean {
return !!this.editing && this.editing.row === rowIdx && this.editing.col === colIdx;
}
/**
* Save the cell:
* - empty / "N.A." / "NA" → the slab is marked unavailable
* - value with letters, "%" or "+" → persisted as a formula string ("1% + FD")
* - plain number → stored as a number so it formats as a %
*/
saveEdit(rowIdx: number, colIdx: number): void {
if (!this.editing) {
return;
}
const raw = this.editValue.trim();
let next: RateCell;
if (!raw || raw.toLowerCase() === 'n.a.' || raw.toLowerCase() === 'na') {
next = null;
} else if (/[a-zA-Z+%]/.test(raw)) {
next = raw;
} else {
const num = Number(raw);
next = Number.isFinite(num) ? num : this.rows[rowIdx].rates[colIdx];
}
this.rows[rowIdx].rates[colIdx] = next;
this.rows[rowIdx].isFormula = this.rows[rowIdx].rates.some((c) => typeof c === 'string');
this.editing = null;
}
cancelEdit(): void {
this.editing = null;
}
glLabel(row: RateChartRow): string | null {
return this.service.glLabel(row.glAccountId);
}
unmappedCount(): number {
return this.rows.filter((r) => r.glAccountId == null).length;
}
/** Submit is blocked until every product has a GL. */
get canSubmit(): boolean {
return this.unmappedCount() === 0;
}
/** Opens the Add product panel. */
addProduct(): void {
if (!this.canEdit) {
return;
}
this.addingSlab = false;
this.addingProduct = true;
this.newProductName = '';
this.newProductGl = null;
this.addProductError = '';
}
cancelAddProduct(): void {
this.addingProduct = false;
this.addProductError = '';
}
/** Append the new product row at the bottom of the grid. Name and GL are both mandatory. */
confirmAddProduct(): void {
const name = this.newProductName.trim();
if (!name) {
this.addProductError = 'Enter the product name.';
return;
}
if (this.rows.some((r) => r.particulars.trim().toLowerCase() === name.toLowerCase())) {
this.addProductError = 'A product with this name already exists.';
return;
}
if (this.newProductGl == null) {
this.addProductError = 'Select the GL account for this product.';
return;
}
const next = this.rows.length > 0 ? Math.max(...this.rows.map((r) => r.srNo)) + 1 : 1;
this.rows.push({
srNo: next,
particulars: name,
glAccountId: this.newProductGl,
rates: Array(this.slabs.length).fill(null),
isFormula: false
});
this.cancelAddProduct();
}
/** Toggle the inline GL selector on an existing row (Draft only). */
editGl(rowIdx: number): void {
if (this.canEdit) {
this.glEditRow = this.glEditRow === rowIdx ? null : rowIdx;
}
}
/** "Add slab" panel state. A slab is an amount band; at least a label or an upper limit is needed. */
addingSlab = false;
newSlabLabel = '';
newSlabAmount: number | null = null;
addSlabError = '';
/** Opens the Add slab panel. */
addSlab(): void {
if (!this.canEdit) {
return;
}
this.addingProduct = false;
this.addingSlab = true;
this.newSlabLabel = '';
this.newSlabAmount = null;
this.addSlabError = '';
}
cancelAddSlab(): void {
this.addingSlab = false;
this.addSlabError = '';
}
/** Label that is filled in for a slab when only the upper limit is given, e.g. "Upto 50,00,000". */
suggestedSlabLabel(): string {
const amount = this.newSlabAmount;
return amount != null && Number.isFinite(amount) && amount > 0 ? `Upto ${amount.toLocaleString('en-IN')}` : '';
}
/** Append the new amount slab as the last column; every existing row grows by one blank cell. */
confirmAddSlab(): void {
const amount = this.newSlabAmount;
const hasAmount = amount != null && String(amount) !== '';
if (hasAmount && (!Number.isFinite(amount) || (amount as number) <= 0)) {
this.addSlabError = 'The upper limit must be a number greater than 0.';
return;
}
const label = this.newSlabLabel.trim() || this.suggestedSlabLabel();
if (!label) {
this.addSlabError = 'Enter a label, or an upper limit to build one from.';
return;
}
if (this.slabs.some((s) => s.label.trim().toLowerCase() === label.toLowerCase())) {
this.addSlabError = 'A slab with this label already exists.';
return;
}
if (hasAmount && this.slabs.some((s) => s.amountUpto === amount)) {
this.addSlabError = 'A slab with this upper limit already exists.';
return;
}
if (!hasAmount && this.slabs.some((s) => s.amountUpto === null)) {
this.addSlabError = 'An open-ended slab (no upper limit) already exists.';
return;
}
this.slabs.push({
key: `s_${Date.now()}`,
label,
amountUpto: hasAmount ? (amount as number) : null
});
this.rows.forEach((r) => r.rates.push(null));
this.cancelAddSlab();
}
editCibil(): void {
this.router.navigate(['/products/loan-interest-rate-register/cibil'], { queryParams: { id: this.register.id } });
}
backToList(): void {
this.router.navigate(['/products/loan-interest-rate-register']);
}
/** Opens the Compare screen; the actual submit happens from there once the maker has reviewed the diff. */
submitForApproval(): void {
this.router.navigate(['/products/loan-interest-rate-register/preview'], { queryParams: { id: this.register.id } });
}
statusChipClass(): string {
switch (this.register?.status) {
case 'Active':
return 'chip chip--active';
case 'Draft':
return 'chip chip--draft';
case 'Pending Approval':
return 'chip chip--pending';
default:
return 'chip chip--expired';
}
}
}
@@ -0,0 +1,135 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import {
AfterViewInit,
Component,
EventEmitter,
Input,
OnChanges,
OnDestroy,
OnInit,
Output,
SimpleChanges,
ViewChild
} from '@angular/core';
import { CommonModule } from '@angular/common';
import { ReactiveFormsModule, UntypedFormControl } from '@angular/forms';
import { MatFormFieldModule } from '@angular/material/form-field';
import { MatSelect, MatSelectModule } from '@angular/material/select';
import { NgxMatSelectSearchModule } from 'ngx-mat-select-search';
import { Subject, takeUntil } from 'rxjs';
import { GlOption } from '../models/rate-register.model';
/**
* Compact searchable GL account dropdown. Typing in the search box filters by GL code or name.
* Emits the chosen GL id; with allowClear a "GL not mapped" entry emits null.
*/
@Component({
selector: 'mifosx-gl-picker',
imports: [
CommonModule,
ReactiveFormsModule,
MatFormFieldModule,
MatSelectModule,
NgxMatSelectSearchModule
],
template: `
<mat-form-field class="gl-picker" subscriptSizing="dynamic">
<mat-select
[value]="value"
[placeholder]="placeholder"
(selectionChange)="valueChange.emit($event.value)"
(openedChange)="onOpenedChange($event)"
>
<mat-option>
<ngx-mat-select-search
[formControl]="filterCtrl"
placeholderLabel="Search GL code or name"
noEntriesFoundLabel="No GL account found"
></ngx-mat-select-search>
</mat-option>
<mat-option *ngIf="allowClear" [value]="null">GL not mapped</mat-option>
<mat-option *ngFor="let o of filtered" [value]="o.id">{{ o.label }}</mat-option>
</mat-select>
</mat-form-field>
`,
styles: [
`
.gl-picker {
width: 100%;
min-width: 260px;
font-size: 12px;
}
`
]
})
export class GlPickerComponent implements OnInit, OnChanges, AfterViewInit, OnDestroy {
@Input() options: GlOption[] = [];
@Input() value: number | null = null;
@Input() placeholder = 'Select GL account';
@Input() allowClear = false;
/** Open the dropdown as soon as it is rendered (used for inline row editing). */
@Input() openOnInit = false;
@Output() valueChange = new EventEmitter<number | null>();
/** Fired when the dropdown panel closes, whether or not a value was picked. */
@Output() closed = new EventEmitter<void>();
@ViewChild(MatSelect) private select?: MatSelect;
filterCtrl = new UntypedFormControl('');
filtered: GlOption[] = [];
private readonly destroy$ = new Subject<void>();
ngOnInit(): void {
this.filterCtrl.valueChanges.pipe(takeUntil(this.destroy$)).subscribe(() => this.applyFilter());
}
ngOnChanges(changes: SimpleChanges): void {
if (changes['options'] || changes['value']) {
this.applyFilter();
}
}
ngAfterViewInit(): void {
if (this.openOnInit) {
setTimeout(() => this.select?.open());
}
}
ngOnDestroy(): void {
this.destroy$.next();
this.destroy$.complete();
}
onOpenedChange(opened: boolean): void {
if (opened) {
this.filterCtrl.setValue('');
} else {
this.closed.emit();
}
}
/** Filter by code or name; the currently selected option always stays in the list so its label shows. */
private applyFilter(): void {
const q = ((this.filterCtrl.value as string) ?? '').trim().toLowerCase();
const all = this.options ?? [];
if (!q) {
this.filtered = all.slice();
return;
}
const matches = all.filter((o) => o.label.toLowerCase().includes(q));
const selected = all.find((o) => o.id === this.value);
this.filtered = selected && !matches.includes(selected) ? [
selected,
...matches
] : matches;
}
}
@@ -0,0 +1,183 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="lirr">
<div class="lirr__header">
<div class="lirr__header-icon"><i class="fas fa-percentage"></i></div>
<div class="lirr__header-text">
<h2>Loan Interest Rate Register</h2>
<p>
Manage the central CIBIL-based rate chart used across all loan products. Submitting a new version routes through
maker-checker — once approved, the current Active version is <strong>deactivated</strong> and the new one
<strong>activated</strong>.
</p>
</div>
<button mat-stroked-button class="lirr__excel-btn">
<i class="fas fa-exchange-alt"></i>
Excel
</button>
</div>
<div class="lirr__body">
<div class="lirr__kpi-grid">
<div class="lirr__kpi">
<div class="lirr__kpi-label">ACTIVE REGISTER</div>
<div class="lirr__kpi-value">{{ active?.name ?? 'None' }}</div>
<div class="lirr__kpi-sub lirr__kpi-sub--ok">Effective {{ activeWindow() }}</div>
</div>
<div class="lirr__kpi">
<div class="lirr__kpi-label">SLABS</div>
<div class="lirr__kpi-value">10 amount slabs</div>
<div class="lirr__kpi-sub">₹10k → &gt; ₹25L</div>
</div>
<div class="lirr__kpi">
<div class="lirr__kpi-label">CIBIL ADJUSTMENTS</div>
<div class="lirr__kpi-value">{{ active?.cibilSlabs?.length ?? 0 }} slabs</div>
<div class="lirr__kpi-sub">+2.00% (poor) → base (above 700)</div>
</div>
</div>
<div class="lirr__history">
<div class="lirr__history-head">
<div>
<div class="lirr__history-title">Loan Interest Rate Register — Version History</div>
<div class="lirr__history-sub">All versions, newest first · click a version to expand its rate chart</div>
</div>
</div>
<div class="lirr__empty" *ngIf="registers.length === 0">
<div class="lirr__empty-icon"><i class="fas fa-folder-open"></i></div>
<div class="lirr__empty-title">No rate register versions yet</div>
<div class="lirr__empty-sub">
Create the first version to publish rates for all loan products. It starts with the standard loan types (rates
blank) and 5 CIBIL bands — fill in the rates, add any bank-specific products, and submit for approval.
</div>
<button mat-flat-button color="primary" class="lirr__empty-btn" (click)="createFirstVersion()">
<i class="fas fa-plus"></i> Create first version
</button>
</div>
<mat-accordion class="lirr__accordion" multi *ngIf="registers.length > 0">
<mat-expansion-panel
*ngFor="let r of registers"
class="lirr__panel"
[class.lirr__panel--active]="r.status === 'Active'"
[expanded]="r.status === 'Active'"
>
<mat-expansion-panel-header class="lirr__panel-header">
<mat-panel-title class="lirr__panel-title">
<span class="lirr__panel-name">{{ r.name || '(Untitled draft)' }}</span>
<span [class]="statusChipClass(r.status)">{{ statusLabel(r.status) }}</span>
</mat-panel-title>
<mat-panel-description class="lirr__panel-desc">
<span class="lirr__panel-range">{{ effectiveRange(r) }}</span>
<span class="lirr__panel-actions">
<ng-container [ngSwitch]="r.status">
<ng-container *ngSwitchCase="'Pending Approval'">
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="openCompare(r, $event)"
>
Compare
</button>
<span class="lirr__row-note">Awaiting checker · action from Approvals tab</span>
</ng-container>
<ng-container *ngSwitchCase="'Draft'">
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="openEditor(r, $event)"
>
Edit · Submit
</button>
</ng-container>
<ng-container *ngSwitchCase="'Active'">
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="editAsNewVersion(r, $event)"
>
Edit (new version)
</button>
</ng-container>
<ng-container *ngSwitchDefault>
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="openEditor(r, $event)"
>
View
</button>
</ng-container>
</ng-container>
</span>
</mat-panel-description>
</mat-expansion-panel-header>
<div class="lirr__panel-body">
<div class="lirr__panel-meta" *ngIf="r.note">{{ r.note }}</div>
<div class="lirr__panel-meta">
Created by {{ r.createdBy }} · Last modified {{ r.lastModified | date: 'dd MMM yyyy' }}
</div>
<h4 class="lirr__panel-section">Rate chart ({{ r.rows.length }} products × {{ r.slabs.length }} slabs)</h4>
<div class="lirr__panel-scroll">
<table class="lirr__panel-grid">
<thead>
<tr>
<th class="lirr__panel-grid-first">Particulars</th>
<th *ngFor="let s of r.slabs" class="lirr__panel-grid-num">{{ s.label }}</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let row of r.rows">
<td class="lirr__panel-grid-first">
<span class="lirr__panel-grid-srno">{{ row.srNo }}</span
>{{ row.particulars }}
<span class="lirr__gl-tag" [class.lirr__gl-tag--unmapped]="row.glAccountId == null">{{
row.glAccountId == null ? 'GL not mapped' : glLabel(row.glAccountId)
}}</span>
</td>
<td *ngFor="let cell of row.rates" class="lirr__panel-grid-num">{{ display(cell) }}</td>
</tr>
</tbody>
</table>
</div>
<h4 class="lirr__panel-section">CIBIL / credit-score slabs</h4>
<table class="lirr__panel-cibil">
<thead>
<tr>
<th>#</th>
<th>Score from</th>
<th>Score to</th>
<th>Risk tier</th>
<th>Type</th>
<th>Adjustment</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let slab of r.cibilSlabs; let i = index">
<td>{{ i + 1 }}</td>
<td>{{ slab.from }}</td>
<td>{{ slab.to }}</td>
<td>{{ slab.tier }}</td>
<td>{{ slab.type }}</td>
<td>{{ formatPct(slab.adjustmentPct) }}</td>
</tr>
</tbody>
</table>
</div>
</mat-expansion-panel>
</mat-accordion>
<div class="lirr__history-foot">Showing {{ registers.length }} versions</div>
</div>
</div>
</div>
@@ -0,0 +1,524 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.lirr {
background: #f8fafc;
min-height: calc(100vh - 160px);
&__header {
display: flex;
align-items: center;
gap: 14px;
padding: 22px 32px 14px;
background: white;
border-bottom: 1px solid #e2e8f0;
}
&__header-icon {
width: 40px;
height: 40px;
border-radius: 9px;
background: #eff6ff;
color: #1d4ed8;
display: flex;
align-items: center;
justify-content: center;
font-size: 18px;
}
&__header-text {
flex: 1;
h2 {
margin: 0;
font-size: 20px;
font-weight: 600;
}
p {
margin: 3px 0 0;
font-size: 12px;
color: #64748b;
}
}
&__excel-btn,
&__create-btn {
i {
margin-right: 6px;
}
}
&__body {
padding: 20px 32px;
}
&__kpi-grid {
display: grid;
grid-template-columns: 1fr 1fr 1fr;
gap: 12px;
margin-bottom: 18px;
}
&__kpi {
background: white;
border: 1px solid #e2e8f0;
border-radius: 10px;
padding: 14px 16px;
}
&__kpi-label {
font-size: 11px;
color: #64748b;
font-weight: 600;
letter-spacing: 0.3px;
}
&__kpi-value {
font-size: 18px;
font-weight: 600;
margin-top: 4px;
}
&__kpi-sub {
font-size: 11px;
color: #64748b;
margin-top: 4px;
&--ok {
color: #059669;
}
}
&__table-card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 10px;
overflow: hidden;
}
&__table-head {
padding: 12px 20px;
border-bottom: 1px solid #f1f5f9;
display: flex;
align-items: center;
}
&__table-title {
font-size: 14px;
font-weight: 600;
}
&__table {
width: 100%;
border-collapse: collapse;
font-size: 13px;
thead {
background: #f8fafc;
color: #64748b;
font-size: 11px;
text-transform: uppercase;
letter-spacing: 0.3px;
th {
text-align: left;
padding: 10px 12px;
font-weight: 600;
&:first-child {
padding-left: 20px;
}
}
}
tbody tr {
border-top: 1px solid #f1f5f9;
cursor: pointer;
transition: background-color 0.1s;
&:hover {
background: #f8fafc;
}
td {
padding: 12px;
&:first-child {
padding-left: 20px;
}
}
}
}
&__row--active {
background: #f0fdf4;
}
&__name {
font-weight: 600;
}
&__name-sub {
font-size: 11px;
color: #64748b;
margin-top: 2px;
}
&__row-actions {
text-align: right;
color: #64748b;
padding-right: 20px !important;
white-space: nowrap;
}
&__row-btn {
height: 28px;
font-size: 11px;
font-weight: 600;
padding: 0 10px;
margin-left: 6px;
border-radius: 6px;
&--neutral {
color: #334155;
border-color: #cbd5e1;
background: white;
&:hover {
background: #f8fafc;
}
}
&--approve {
color: #065f46;
border-color: #a7f3d0;
background: #ecfdf5;
&:hover {
background: #d1fae5;
}
}
&--reject {
color: #991b1b;
border-color: #fecaca;
background: #fef2f2;
&:hover {
background: #fee2e2;
}
}
}
&__row-note {
font-size: 11px;
color: #64748b;
font-style: italic;
margin-left: 10px;
}
&__table-foot {
padding: 10px 20px;
border-top: 1px solid #f1f5f9;
font-size: 12px;
color: #64748b;
}
/* ---- Version History accordion (CBS BIR style) ------------------------ */
&__history {
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
overflow: hidden;
}
&__history-head {
padding: 16px 20px;
border-bottom: 1px solid #f1f5f9;
display: flex;
align-items: center;
justify-content: space-between;
gap: 12px;
}
&__history-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__history-sub {
margin-top: 2px;
font-size: 12px;
color: #64748b;
}
&__accordion {
display: block;
padding: 8px 12px 16px;
}
&__panel {
border: 1px solid #e2e8f0 !important;
border-radius: 10px !important;
margin-bottom: 10px;
box-shadow: none !important;
overflow: hidden;
&.mat-expanded {
border-color: #cbd5e1 !important;
}
&--active {
border-left: 3px solid #10b981 !important;
}
}
&__panel-header {
padding: 0 20px !important;
height: 56px;
}
&__panel-title {
display: flex !important;
align-items: center !important;
gap: 12px !important;
flex: 0 0 auto !important;
margin-right: 24px !important;
}
&__panel-name {
font-size: 14px;
font-weight: 600;
color: #0f172a;
}
&__panel-desc {
display: flex !important;
align-items: center !important;
justify-content: space-between !important;
gap: 12px;
flex: 1 1 auto !important;
color: #475569 !important;
}
&__panel-range {
font-size: 12px;
color: #475569;
font-variant-numeric: tabular-nums;
}
&__panel-actions {
display: inline-flex;
gap: 6px;
align-items: center;
}
&__panel-body {
padding: 8px 20px 20px;
font-size: 12px;
color: #334155;
display: flex;
flex-direction: column;
gap: 10px;
}
&__panel-meta {
font-size: 12px;
color: #64748b;
}
&__panel-section {
margin: 10px 0 4px;
font-size: 11px;
text-transform: uppercase;
letter-spacing: 0.5px;
color: #64748b;
font-weight: 700;
}
&__panel-scroll {
overflow: auto;
max-height: 360px;
border: 1px solid #f1f5f9;
border-radius: 8px;
}
&__panel-grid {
width: 100%;
border-collapse: collapse;
font-size: 12px;
thead th {
position: sticky;
top: 0;
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.3px;
font-weight: 600;
padding: 8px 10px;
border-bottom: 1px solid #e2e8f0;
white-space: nowrap;
}
tbody td {
padding: 7px 10px;
border-bottom: 1px solid #f1f5f9;
}
}
&__panel-grid-first {
text-align: left;
max-width: 240px;
overflow: hidden;
text-overflow: ellipsis;
white-space: nowrap;
font-weight: 500;
}
&__panel-grid-num {
text-align: right;
font-variant-numeric: tabular-nums;
}
&__panel-grid-srno {
display: inline-block;
min-width: 22px;
color: #94a3b8;
font-weight: 600;
margin-right: 6px;
}
&__panel-cibil {
width: 100%;
border-collapse: collapse;
font-size: 12px;
border: 1px solid #f1f5f9;
border-radius: 8px;
overflow: hidden;
thead th {
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.3px;
font-weight: 600;
padding: 8px 12px;
text-align: left;
border-bottom: 1px solid #e2e8f0;
}
tbody td {
padding: 8px 12px;
border-bottom: 1px solid #f1f5f9;
}
}
&__gl-tag {
display: inline-block;
margin-left: 8px;
font-size: 10px;
font-weight: 600;
color: #475569;
background: #f1f5f9;
border-radius: 999px;
padding: 1px 8px;
&--unmapped {
color: #92400e;
background: #fef3c7;
}
}
&__history-foot {
padding: 10px 20px;
border-top: 1px solid #f1f5f9;
font-size: 12px;
color: #64748b;
}
&__empty {
display: flex;
flex-direction: column;
align-items: center;
gap: 12px;
padding: 56px 24px 48px;
text-align: center;
}
&__empty-icon {
width: 56px;
height: 56px;
border-radius: 50%;
background: #ede9fe;
color: #6d28d9;
display: flex;
align-items: center;
justify-content: center;
font-size: 22px;
margin-bottom: 4px;
}
&__empty-title {
font-size: 16px;
font-weight: 600;
color: #0f172a;
}
&__empty-sub {
font-size: 13px;
color: #64748b;
max-width: 560px;
line-height: 1.5;
}
&__empty-btn {
margin-top: 8px;
i {
margin-right: 6px;
}
}
}
.chip {
padding: 3px 10px;
border-radius: 10px;
font-size: 11px;
font-weight: 600;
&--active {
background: #dcfce7;
color: #166534;
}
&--draft {
background: #fef3c7;
color: #92400e;
}
&--pending {
background: #ede9fe;
color: #5b21b6;
}
&--expired {
background: #f1f5f9;
color: #475569;
}
&--scheduled {
background: #e0e7ff;
color: #3730a3;
}
}
@@ -0,0 +1,197 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, inject } from '@angular/core';
import { DatePipe } from '@angular/common';
import { Router } from '@angular/router';
import { MatSnackBar } from '@angular/material/snack-bar';
import { MatExpansionModule } from '@angular/material/expansion';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { RateRegisterService } from './rate-register.service';
import { CibilSlab, RateCell, RateChartRow, RateRegister, SlabColumn } from './models/rate-register.model';
/**
* List screen for the central Loan Interest Rate Register — three KPI cards followed by the
* registers table (name, effective window, status, author, last modified).
*/
@Component({
selector: 'mifosx-loan-interest-rate-register',
templateUrl: './loan-interest-rate-register.component.html',
styleUrls: ['./loan-interest-rate-register.component.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
DatePipe,
MatExpansionModule
]
})
export class LoanInterestRateRegisterComponent implements OnInit {
private readonly service = inject(RateRegisterService);
private readonly router = inject(Router);
private readonly snack = inject(MatSnackBar);
registers: RateRegister[] = [];
active?: RateRegister;
ngOnInit(): void {
// Load the GL list once so mapped particulars show a readable label instead of "GL #id".
this.service.getGlOptions().subscribe();
this.reload();
}
glLabel(id: number | null | undefined): string | null {
return this.service.glLabel(id);
}
private reload(): void {
this.service.list().subscribe((rows) => {
this.registers = rows;
this.active = rows.find((r) => r.status === 'Active');
});
}
edit(register: RateRegister): void {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: register.id } });
}
preview(register: RateRegister): void {
this.router.navigate(['/products/loan-interest-rate-register/preview'], { queryParams: { id: register.id } });
}
/** Route by status: Pending → Compare screen (checker view); otherwise the editor. */
openRow(register: RateRegister): void {
if (register.status === 'Pending Approval') {
this.preview(register);
} else {
this.edit(register);
}
}
/** Checker approves the pending register. The previously-Active one is deactivated. */
approve(register: RateRegister, event: Event): void {
event.stopPropagation();
this.service.approve(register.id).subscribe((updated) => {
if (updated) {
this.snack.open(`${updated.name} activated`, 'OK', { duration: 3000 });
this.reload();
}
});
}
/** Checker rejects the pending register — it goes back to Draft. */
reject(register: RateRegister, event: Event): void {
event.stopPropagation();
this.service.reject(register.id).subscribe((updated) => {
if (updated) {
this.snack.open(`${updated.name} sent back to Draft`, 'OK', { duration: 3000 });
this.reload();
}
});
}
statusChipClass(status: RateRegister['status']): string {
switch (status) {
case 'Active':
return 'chip chip--active';
case 'Draft':
return 'chip chip--draft';
case 'Pending Approval':
return 'chip chip--pending';
case 'Expired':
return 'chip chip--expired';
default:
return 'chip chip--scheduled';
}
}
statusLabel(status: RateRegister['status']): string {
switch (status) {
case 'Active':
return '● Active';
case 'Pending Approval':
return '⏳ Pending Approval';
default:
return status;
}
}
activeWindow(): string {
if (!this.active) {
return '—';
}
return `${this.formatShort(this.active.effectiveFrom)} → ${this.formatShort(this.active.effectiveTo)}`;
}
/** Panel header subtitle — effective date range, with "Current" for the active one. */
effectiveRange(r: RateRegister): string {
const from = this.formatShort(r.effectiveFrom);
const to = r.status === 'Active' ? 'Current' : this.formatShort(r.effectiveTo);
return `From ${from} To ${to}`;
}
/** Compact display of a rate cell (for the read-only expanded view). */
display(cell: RateCell): string {
if (cell === null) {
return 'N.A.';
}
if (typeof cell === 'string') {
return cell;
}
return cell.toFixed(2);
}
formatPct(pct: number): string {
if (pct === 0) {
return '0.00%';
}
const sign = pct > 0 ? '+' : '−';
return `${sign}${Math.abs(pct).toFixed(2)}%`;
}
/** Open this register's full editor (grid) — stops the row click from toggling the panel. */
openEditor(r: RateRegister, event: Event): void {
event.stopPropagation();
this.edit(r);
}
/**
* "Edit (new version)" on Active: duplicate the Active register as a new Draft first, then
* open the Draft in the editor. The live Active is never mutated this way.
*/
editAsNewVersion(r: RateRegister, event: Event): void {
event.stopPropagation();
const draft = this.service.duplicateAsDraft(r.id);
if (draft) {
this.snack.open('New draft created from Active — editing the copy', 'OK', { duration: 2500 });
this.reload();
this.edit(draft);
}
}
/** Scaffold the very first version — used only when the register has no versions at all. */
createFirstVersion(): void {
this.service.createFirstVersion().subscribe((draft) => {
this.snack.open('Draft created — fill in rates and submit for approval', 'OK', { duration: 3000 });
this.reload();
this.edit(draft);
});
}
/** Open the Compare screen for a pending register (checker view). */
openCompare(r: RateRegister, event: Event): void {
event.stopPropagation();
this.preview(r);
}
private formatShort(iso: string | null): string {
if (!iso) {
return '—';
}
const d = new Date(iso);
return d.toLocaleDateString('en-GB', { day: '2-digit', month: 'short', year: '2-digit' });
}
}
@@ -0,0 +1,63 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
export type RegisterStatus = 'Active' | 'Draft' | 'Pending Approval' | 'Expired' | 'Scheduled';
export interface SlabColumn {
key: string;
label: string;
amountUpto: number | null;
}
/** A single rate cell: number for a %, string for a formula ("1% + FD"), null for N.A. */
export type RateCell = number | string | null;
export interface RateChartRow {
srNo: number;
particulars: string;
isFormula?: boolean;
/** GL account this particular is mapped to. null/undefined = "GL not mapped". */
glAccountId?: number | null;
rates: RateCell[];
}
/** One selectable GL account for the particular-to-GL mapping. */
export interface GlOption {
id: number;
label: string;
}
export type RiskTier = 'V. Poor' | 'Poor' | 'Fair' | 'Good' | 'Excellent';
export interface CibilSlab {
from: number;
to: number;
tier: RiskTier;
type: 'Flat';
adjustmentPct: number;
}
export interface RateRegister {
id: number;
name: string;
effectiveFrom: string;
effectiveTo: string | null;
currency: string;
status: RegisterStatus;
createdBy: string;
lastModified: string;
note?: string;
slabs: SlabColumn[];
rows: RateChartRow[];
cibilSlabs: CibilSlab[];
/** Immutable snapshot of the last-approved state. Compare screen diffs against this. */
baselineRows: RateChartRow[];
baselineCibilSlabs: CibilSlab[];
fallbackNoCibilSlab: number;
fallbackBelowMin: 'use-min-slab' | 'block';
}
@@ -0,0 +1,83 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="pr" *ngIf="draft">
<div class="pr__header">
<div class="pr__header-icon">⇄</div>
<div class="pr__header-text">
<h2>Compare changes</h2>
<p>Review the diff before submitting · each changed cell shows OLD → NEW with yellow highlight</p>
</div>
<button mat-stroked-button (click)="backToEdit()">← Back to edit</button>
</div>
<div class="pr__summary">
<div class="pr__summary-item">
<div class="pr__summary-label">Draft</div>
<div class="pr__summary-value">{{ draft.name }}</div>
</div>
<div class="pr__summary-item">
<div class="pr__summary-label">Rate cells changed</div>
<div class="pr__summary-value pr__summary-value--count">{{ changedCellCount() }}</div>
</div>
<div class="pr__summary-item">
<div class="pr__summary-label">CIBIL slabs changed</div>
<div class="pr__summary-value pr__summary-value--count">{{ changedCibilCount() }}</div>
</div>
</div>
<!-- Side-by-side baseline/draft context strip -->
<div class="pr__version-strip">
<div class="pr__version pr__version--old">
<div class="pr__version-pill pr__version-pill--old">OLD · WILL BE DEACTIVATED</div>
<div class="pr__version-name">{{ active?.name ?? 'No active register' }}</div>
<div class="pr__version-sub" *ngIf="active">
Effective {{ active.effectiveFrom }} → {{ active.effectiveTo || '—' }}
</div>
</div>
<div class="pr__version-arrow">→</div>
<div class="pr__version pr__version--new">
<div class="pr__version-pill pr__version-pill--new">NEW · WILL BE ACTIVATED</div>
<div class="pr__version-name">{{ draft.name }}</div>
<div class="pr__version-sub">Effective {{ draft.effectiveFrom }} → {{ draft.effectiveTo || '—' }}</div>
</div>
</div>
<mifosx-rate-register-diff
[slabs]="slabs"
[draftRows]="draftRows"
[baselineRows]="baselineRows"
[draftCibil]="draftCibil"
[baselineCibil]="baselineCibil"
></mifosx-rate-register-diff>
<div class="pr__footer">
<button mat-stroked-button (click)="backToEdit()">{{ canSubmit ? 'Cancel' : 'Back' }}</button>
<div class="pr__footer-note" *ngIf="canSubmit">
Submission will create a maker-checker request · the register becomes effective only after a checker approves it.
</div>
<div class="pr__footer-note" *ngIf="canSubmit && unmappedCount() > 0">
{{ unmappedCount() }} product(s) have no GL account. Go back to edit and map a GL for every product before
submitting.
</div>
<div class="pr__footer-note" *ngIf="!canSubmit">
Review-only — this version has already been submitted ({{ draft.status }}).
</div>
<button
*ngIf="canSubmit"
mat-flat-button
color="primary"
class="pr__submit"
(click)="submit()"
[disabled]="submitting || unmappedCount() > 0 || changedCellCount() + changedCibilCount() === 0"
>
<i class="fas fa-paper-plane"></i>
{{ submitting ? 'Submitting…' : 'Submit for approval' }}
</button>
</div>
</div>
@@ -0,0 +1,185 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.pr {
background: #f8fafc;
min-height: calc(100vh - 160px);
padding: 24px 32px;
display: flex;
flex-direction: column;
gap: 16px;
&__header {
display: flex;
align-items: center;
gap: 14px;
padding: 20px 24px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__header-icon {
width: 42px;
height: 42px;
border-radius: 10px;
background: #ede9fe;
color: #6d28d9;
display: flex;
align-items: center;
justify-content: center;
font-size: 18px;
font-weight: 700;
}
&__header-text {
flex: 1;
h2 {
margin: 0;
font-size: 20px;
font-weight: 600;
color: #0f172a;
}
p {
margin: 3px 0 0;
font-size: 12px;
color: #64748b;
}
}
&__summary {
display: grid;
grid-template-columns: 2fr 1fr 1fr;
gap: 12px;
padding: 14px 20px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__summary-item {
display: flex;
flex-direction: column;
gap: 4px;
}
&__summary-label {
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.4px;
color: #64748b;
font-weight: 600;
}
&__summary-value {
font-size: 14px;
font-weight: 600;
color: #0f172a;
&--count {
font-size: 20px;
font-weight: 700;
color: #6d28d9;
}
}
// ---- OLD → NEW version strip ------------------------------------------
&__version-strip {
display: grid;
grid-template-columns: 1fr auto 1fr;
gap: 16px;
align-items: stretch;
padding: 14px 20px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__version {
display: flex;
flex-direction: column;
gap: 6px;
padding: 10px 14px;
border-radius: 8px;
&--old {
background: #fef2f2;
border-left: 3px solid #dc2626;
}
&--new {
background: #f0fdf4;
border-left: 3px solid #059669;
}
}
&__version-pill {
display: inline-block;
width: fit-content;
font-size: 10px;
font-weight: 700;
letter-spacing: 0.5px;
padding: 3px 10px;
border-radius: 999px;
&--old {
background: #fee2e2;
color: #991b1b;
}
&--new {
background: #d1fae5;
color: #065f46;
}
}
&__version-name {
font-size: 13px;
font-weight: 600;
color: #0f172a;
}
&__version-sub {
font-size: 11px;
color: #64748b;
}
&__version-arrow {
align-self: center;
font-size: 24px;
color: #94a3b8;
font-weight: 700;
}
// ---- Footer -----------------------------------------------------------
&__footer {
display: flex;
align-items: center;
gap: 12px;
padding: 14px 20px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__footer-note {
flex: 1;
font-size: 12px;
color: #64748b;
}
&__submit {
i {
margin-right: 6px;
}
}
}
@@ -0,0 +1,161 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, inject } from '@angular/core';
import { CommonModule } from '@angular/common';
import { ActivatedRoute, Router } from '@angular/router';
import { MatButtonModule } from '@angular/material/button';
import { MatSnackBar } from '@angular/material/snack-bar';
import { MatDialog } from '@angular/material/dialog';
import {
SubmitDetailsData,
SubmitDetailsDialogComponent,
SubmitDetailsResult
} from '../submit-details-dialog/submit-details-dialog.component';
import { RateRegisterService } from '../rate-register.service';
import { CibilSlab, RateChartRow, RateRegister, SlabColumn } from '../models/rate-register.model';
import { RateRegisterDiffComponent } from '../rate-register-diff/rate-register-diff.component';
import { countChangedCells, countChangedCibil } from '../rate-register-diff.util';
/**
* Inline-diff Compare screen for a Loan Interest Rate Register draft.
*
* Shows a single consolidated matrix where every cell renders either its unchanged value or an
* "OLD → NEW" diff with highlight. A "Show only changed rows" toggle filters out rows with no
* changes so the reviewer can focus on what moved.
*
* Submit calls the mock backend; a `rollbackTransaction:true` response means the row has landed
* in the checker inbox and effective activation waits for approval.
*/
@Component({
selector: 'mifosx-preview-register',
templateUrl: './preview-register.component.html',
styleUrls: ['./preview-register.component.scss'],
imports: [
CommonModule,
MatButtonModule,
RateRegisterDiffComponent
]
})
export class PreviewRegisterComponent implements OnInit {
private readonly service = inject(RateRegisterService);
private readonly route = inject(ActivatedRoute);
private readonly router = inject(Router);
private readonly snack = inject(MatSnackBar);
private readonly dialog = inject(MatDialog);
draft!: RateRegister;
active?: RateRegister;
slabs: SlabColumn[] = [];
draftRows: RateChartRow[] = [];
baselineRows: RateChartRow[] = [];
draftCibil: CibilSlab[] = [];
baselineCibil: CibilSlab[] = [];
submitting = false;
/** Submit button is live only for a Draft. A Pending Approval or Active register is review-only here. */
get canSubmit(): boolean {
return this.draft?.status === 'Draft';
}
/** Products still without a GL; the backend rejects the save while any remain. */
unmappedCount(): number {
return this.draftRows.filter((r) => r.glAccountId == null).length;
}
ngOnInit(): void {
const idParam = this.route.snapshot.queryParamMap.get('id');
const id = idParam ? Number(idParam) : null;
this.service.list().subscribe((all) => {
const found = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
if (!found) {
this.router.navigate(['/products/loan-interest-rate-register']);
return;
}
this.draft = found;
this.active = this.service.getActive();
this.slabs = this.draft.slabs;
this.draftRows = this.draft.rows;
this.draftCibil = this.draft.cibilSlabs;
// Compare always diffs against a frozen baseline — the currently-Active register's
// last-approved snapshot, OR the draft's own baseline when editing Active in place.
const base = this.draft.id === this.active?.id ? this.draft : (this.active ?? this.draft);
this.baselineRows = base.baselineRows;
this.baselineCibil = base.baselineCibilSlabs;
});
}
changedCellCount(): number {
return countChangedCells(this.draftRows, this.baselineRows, this.slabs.length);
}
changedCibilCount(): number {
return countChangedCibil(this.draftCibil, this.baselineCibil);
}
/** Opens the mock backend call. `rollbackTransaction:true` → row sits in checker inbox. */
submit(): void {
if (this.submitting) {
return;
}
const ref = this.dialog.open<SubmitDetailsDialogComponent, SubmitDetailsData, SubmitDetailsResult>(
SubmitDetailsDialogComponent,
{
width: '520px',
maxWidth: '95vw',
data: {
name: this.draft.name,
effectiveFrom: this.draft.effectiveFrom,
effectiveTo: this.draft.effectiveTo ?? '',
activeName: this.active && this.active.id !== this.draft.id ? this.active.name : undefined,
activeFrom: this.active && this.active.id !== this.draft.id ? this.active.effectiveFrom : undefined
}
}
);
ref.afterClosed().subscribe((details) => {
if (!details) {
return;
}
this.draft.name = details.name;
this.draft.effectiveFrom = details.effectiveFrom;
this.draft.effectiveTo = details.effectiveTo || null;
this.service.saveDrafts();
this.send();
});
}
private send(): void {
this.submitting = true;
this.service.submitForApproval(this.draft.id).subscribe({
next: (res) => {
this.submitting = false;
const msg = res.rollbackTransaction ? 'Submitted — awaiting checker approval' : 'Changes activated';
this.snack.open(msg, 'OK', { duration: 3500 });
this.router.navigate(['/products/loan-interest-rate-register']);
},
error: (err) => {
// Belt-and-braces guard — the service already catches, but if anything slips through
// we still unlock the UI so the user can retry instead of staring at a spinner forever.
this.submitting = false;
console.error('[PreviewRegister] submit failed', err);
const reason =
err?.error?.errors?.[0]?.defaultUserMessage ||
err?.error?.defaultUserMessage ||
err?.error?.message ||
'check backend status and try again';
this.snack.open(`Submit failed — ${reason}`, 'Dismiss', { duration: 8000 });
}
});
}
backToEdit(): void {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: this.draft.id } });
}
}
@@ -0,0 +1,48 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { CibilSlab, RateCell, RateChartRow } from './models/rate-register.model';
/** Two chart cells are the same when both are N.A., both the same formula, or numerically equal. */
export function sameCell(a: RateCell, b: RateCell): boolean {
if (a === null && b === null) {
return true;
}
if (typeof a === 'number' && typeof b === 'number') {
return Math.abs(a - b) < 1e-9;
}
return a === b;
}
/** Number of {product, amount-slab} cells whose value differs between the draft and the baseline. */
export function countChangedCells(draft: RateChartRow[], baseline: RateChartRow[], slabCount: number): number {
let n = 0;
for (const row of draft) {
const base = baseline.find((r) => r.srNo === row.srNo);
for (let j = 0; j < slabCount; j++) {
if (!sameCell(base?.rates[j] ?? null, row.rates[j] ?? null)) {
n++;
}
}
}
return n;
}
/** Number of CIBIL bands that differ (by position) between the draft and the baseline. */
export function countChangedCibil(draft: CibilSlab[], baseline: CibilSlab[]): number {
let n = 0;
const max = Math.max(draft.length, baseline.length);
for (let i = 0; i < max; i++) {
const a = baseline[i];
const d = draft[i];
if (!a || !d || a.from !== d.from || a.to !== d.to || a.tier !== d.tier || a.adjustmentPct !== d.adjustmentPct) {
n++;
}
}
return n;
}
@@ -0,0 +1,118 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<!-- Consolidated inline-diff rate chart -->
<div class="rd__card">
<div class="rd__card-head">
<div>
<div class="rd__card-title">Rate chart — inline diff</div>
<div class="rd__card-sub">Changed cells highlighted · unchanged cells show single value</div>
</div>
<mat-slide-toggle *ngIf="changedCellCount() > 0" [(ngModel)]="showOnlyChanged" class="rd__toggle">
Show only changed rows
</mat-slide-toggle>
</div>
<div class="rd__empty" *ngIf="changedCellCount() === 0 && changedCibilCount() === 0">
<i class="fas fa-equals"></i>
<div class="rd__empty-title">No changes detected</div>
<div class="rd__empty-sub">The proposed version is identical to the current Active register.</div>
</div>
<div class="rd__scroll" *ngIf="changedCellCount() > 0">
<table class="rd__grid">
<thead>
<tr>
<th class="rd__col-particulars">Particulars</th>
<th *ngFor="let s of slabs" class="rd__col-rate">{{ s.label }}</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let row of visibleRows" [class.rd__row--changed]="rowHasChanges(row.srNo)">
<td class="rd__col-particulars">
<span class="rd__srno">{{ row.srNo }}</span
>{{ row.particulars }}
<div>
<span class="rd__gl-tag" [class.rd__gl-tag--unmapped]="row.glAccountId == null">{{ glText(row) }}</span>
</div>
</td>
<td
*ngFor="let _ of slabs; let j = index"
class="rd__col-rate"
[class.rd__cell-changed]="cellChanged(row.srNo, j)"
>
<ng-container *ngIf="cellChanged(row.srNo, j); else sameCell">
<span class="rd__old">{{ display(baselineCell(row.srNo, j)) }}</span>
<span class="rd__arrow">→</span>
<span class="rd__new">{{ display(draftCell(row.srNo, j)) }}</span>
</ng-container>
<ng-template #sameCell>{{ display(draftCell(row.srNo, j)) }}</ng-template>
</td>
</tr>
</tbody>
</table>
</div>
</div>
<!-- CIBIL slabs inline-diff -->
<div class="rd__card" *ngIf="changedCibilCount() > 0">
<div class="rd__card-head">
<div>
<div class="rd__card-title">CIBIL slabs — inline diff</div>
<div class="rd__card-sub">Changed fields shown as OLD → NEW · unchanged fields render once</div>
</div>
</div>
<table class="rd__cibil">
<thead>
<tr>
<th>#</th>
<th>Score from</th>
<th>Score to</th>
<th>Tier</th>
<th>Adjustment</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let slab of draftCibil; let i = index" [class.rd__row--changed]="cibilChanged(i)">
<td>{{ i + 1 }}</td>
<td [class.rd__cell-changed]="cibilFieldChanged(i, 'from')">
<ng-container *ngIf="cibilFieldChanged(i, 'from'); else sameFrom">
<span class="rd__old">{{ baselineCibil[i]?.from ?? '—' }}</span>
<span class="rd__arrow">→</span>
<span class="rd__new">{{ slab.from }}</span>
</ng-container>
<ng-template #sameFrom>{{ slab.from }}</ng-template>
</td>
<td [class.rd__cell-changed]="cibilFieldChanged(i, 'to')">
<ng-container *ngIf="cibilFieldChanged(i, 'to'); else sameTo">
<span class="rd__old">{{ baselineCibil[i]?.to ?? '—' }}</span>
<span class="rd__arrow">→</span>
<span class="rd__new">{{ slab.to }}</span>
</ng-container>
<ng-template #sameTo>{{ slab.to }}</ng-template>
</td>
<td [class.rd__cell-changed]="cibilFieldChanged(i, 'tier')">
<ng-container *ngIf="cibilFieldChanged(i, 'tier'); else sameTier">
<span class="rd__old">{{ baselineCibil[i]?.tier ?? '—' }}</span>
<span class="rd__arrow">→</span>
<span class="rd__new">{{ slab.tier }}</span>
</ng-container>
<ng-template #sameTier>{{ slab.tier }}</ng-template>
</td>
<td [class.rd__cell-changed]="cibilFieldChanged(i, 'adjustmentPct')">
<ng-container *ngIf="cibilFieldChanged(i, 'adjustmentPct'); else sameAdj">
<span class="rd__old">{{ formatPct(baselineCibil[i]?.adjustmentPct ?? 0) }}</span>
<span class="rd__arrow">→</span>
<span class="rd__new">{{ formatPct(slab.adjustmentPct) }}</span>
</ng-container>
<ng-template #sameAdj>{{ formatPct(slab.adjustmentPct) }}</ng-template>
</td>
</tr>
</tbody>
</table>
</div>
@@ -0,0 +1,206 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
:host {
display: flex;
flex-direction: column;
gap: 16px;
}
.rd {
&__card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
overflow: hidden;
}
&__card-head {
display: flex;
align-items: flex-start;
justify-content: space-between;
gap: 12px;
padding: 16px 20px;
border-bottom: 1px solid #f1f5f9;
}
&__card-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__card-sub {
margin-top: 2px;
font-size: 12px;
color: #64748b;
}
&__toggle {
font-size: 12px;
font-weight: 500;
}
// ---- Empty state (no changes) -----------------------------------------
&__empty {
display: flex;
flex-direction: column;
align-items: center;
gap: 8px;
padding: 48px 20px;
color: #64748b;
i {
font-size: 28px;
color: #94a3b8;
}
}
&__empty-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__empty-sub {
font-size: 12px;
text-align: center;
max-width: 420px;
}
// ---- Scrollable rate chart --------------------------------------------
&__scroll {
overflow: auto;
max-height: 520px;
}
&__grid {
width: 100%;
border-collapse: collapse;
font-size: 12px;
thead th {
position: sticky;
top: 0;
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
font-weight: 600;
letter-spacing: 0.3px;
padding: 10px;
text-align: right;
border-bottom: 1px solid #e2e8f0;
white-space: nowrap;
}
thead th.rd__col-particulars {
text-align: left;
}
tbody td {
padding: 8px 10px;
border-bottom: 1px solid #f1f5f9;
text-align: right;
font-variant-numeric: tabular-nums;
color: #0f172a;
white-space: nowrap;
}
tbody td.rd__col-particulars {
text-align: left;
font-weight: 500;
max-width: 240px;
overflow: hidden;
text-overflow: ellipsis;
white-space: nowrap;
}
}
&__srno {
display: inline-block;
min-width: 24px;
color: #94a3b8;
font-weight: 600;
margin-right: 6px;
}
&__gl-tag {
display: inline-block;
margin-left: 30px;
font-size: 10px;
font-weight: 600;
color: #475569;
background: #f1f5f9;
border-radius: 999px;
padding: 1px 8px;
&--unmapped {
color: #92400e;
background: #fef3c7;
}
}
// ---- Row & cell highlights --------------------------------------------
&__row--changed {
background: #fffbeb;
}
&__cell-changed {
background: #fef3c7 !important;
font-weight: 700;
}
&__old {
color: #991b1b;
font-weight: 500;
text-decoration: line-through;
text-decoration-color: #dc2626;
text-decoration-thickness: 1px;
}
&__arrow {
color: #94a3b8;
margin: 0 4px;
font-weight: 700;
}
&__new {
color: #065f46;
font-weight: 700;
}
// ---- CIBIL inline-diff table ------------------------------------------
&__cibil {
width: 100%;
border-collapse: collapse;
font-size: 12px;
thead th {
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
font-weight: 600;
letter-spacing: 0.3px;
padding: 10px 14px;
text-align: left;
border-bottom: 1px solid #e2e8f0;
}
tbody td {
padding: 10px 14px;
border-bottom: 1px solid #f1f5f9;
color: #0f172a;
}
}
}
@@ -0,0 +1,121 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, Input, OnInit, inject } from '@angular/core';
import { CommonModule } from '@angular/common';
import { FormsModule } from '@angular/forms';
import { MatSlideToggleModule } from '@angular/material/slide-toggle';
import { RateRegisterService } from '../rate-register.service';
import { CibilSlab, RateCell, RateChartRow, SlabColumn } from '../models/rate-register.model';
import { countChangedCells, countChangedCibil, sameCell } from '../rate-register-diff.util';
/**
* Inline-diff view of a proposed Loan Interest Rate Register version against a baseline: one rate
* chart where every changed cell reads OLD -> NEW, plus the CIBIL bands. Shared by the Compare
* screen (before submitting) and the Approvals dialog (before approving), so both show the same thing.
*/
@Component({
selector: 'mifosx-rate-register-diff',
templateUrl: './rate-register-diff.component.html',
styleUrls: ['./rate-register-diff.component.scss'],
imports: [
CommonModule,
FormsModule,
MatSlideToggleModule
]
})
export class RateRegisterDiffComponent implements OnInit {
private readonly service = inject(RateRegisterService);
@Input() slabs: SlabColumn[] = [];
@Input() draftRows: RateChartRow[] = [];
@Input() baselineRows: RateChartRow[] = [];
@Input() draftCibil: CibilSlab[] = [];
@Input() baselineCibil: CibilSlab[] = [];
/** User toggle to collapse the chart to only the rows that changed. */
showOnlyChanged = true;
ngOnInit(): void {
// Loads the GL list so mapped particulars show a readable label; the cache is shared.
this.service.getGlOptions().subscribe();
}
glText(row: RateChartRow): string {
return row.glAccountId == null ? 'GL not mapped' : (this.service.glLabel(row.glAccountId) ?? 'GL not mapped');
}
display(cell: RateCell): string {
if (cell === null) {
return 'N.A.';
}
if (typeof cell === 'string') {
return cell;
}
return cell.toFixed(2);
}
/** The baseline (OLD) value of a cell; null when the row did not exist in the baseline. */
baselineCell(srNo: number, colIdx: number): RateCell {
return this.baselineRows.find((r) => r.srNo === srNo)?.rates[colIdx] ?? null;
}
draftCell(srNo: number, colIdx: number): RateCell {
return this.draftRows.find((r) => r.srNo === srNo)?.rates[colIdx] ?? null;
}
cellChanged(srNo: number, colIdx: number): boolean {
return !sameCell(this.baselineCell(srNo, colIdx), this.draftCell(srNo, colIdx));
}
rowHasChanges(srNo: number): boolean {
for (let j = 0; j < this.slabs.length; j++) {
if (this.cellChanged(srNo, j)) {
return true;
}
}
return false;
}
/** Rows to render: all of them, or only those with a change when the toggle is on. */
get visibleRows(): RateChartRow[] {
if (!this.showOnlyChanged || this.changedCellCount() === 0) {
return this.draftRows;
}
return this.draftRows.filter((r) => this.rowHasChanges(r.srNo));
}
changedCellCount(): number {
return countChangedCells(this.draftRows, this.baselineRows, this.slabs.length);
}
changedCibilCount(): number {
return countChangedCibil(this.draftCibil, this.baselineCibil);
}
cibilChanged(index: number): boolean {
const a = this.baselineCibil[index];
const d = this.draftCibil[index];
return !a || !d || a.from !== d.from || a.to !== d.to || a.tier !== d.tier || a.adjustmentPct !== d.adjustmentPct;
}
/** Per-field highlight inside a CIBIL row. */
cibilFieldChanged(index: number, field: 'from' | 'to' | 'tier' | 'adjustmentPct'): boolean {
const a = this.baselineCibil[index];
const d = this.draftCibil[index];
return !a || !d || a[field] !== d[field];
}
formatPct(pct: number): string {
if (pct === 0) {
return '0.00%';
}
const sign = pct > 0 ? '+' : '−';
return `${sign}${Math.abs(pct).toFixed(2)}%`;
}
}
@@ -0,0 +1,647 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { inject, Injectable } from '@angular/core';
import { Observable, catchError, forkJoin, map, of, switchMap, tap } from 'rxjs';
import { ProductsService } from '../products.service';
import {
CibilSlab,
GlOption,
RateCell,
RateChartRow,
RateRegister,
RegisterStatus,
SlabColumn
} from './models/rate-register.model';
/**
* Central Loan Interest Rate Register service.
*
* Data comes from HTTP (/loanproducts/baseinterestrates); there is no built-in sample data. If the
* backend cannot be reached the list is empty apart from local Drafts (not-yet-submitted new
* versions), which live only in memory and are merged in front of server data on every list().
*/
@Injectable({ providedIn: 'root' })
export class RateRegisterService {
private readonly productsService = inject(ProductsService);
/** True while the HTTP backend is reachable. Flipped to false on first HTTP failure (dev mode fallback). */
private useHttp = true;
/** Snapshot of the last list() result — getActive() / getActiveOrFirstDraft() read from this. */
private cache: RateRegister[] = [];
/** In-memory drafts the maker has created but not yet submitted. Preserved across list() refreshes. */
private localDrafts: RateRegister[] = this.loadDrafts();
private static readonly DRAFTS_KEY = 'cbsLoanRateRegisterDrafts';
/** Drafts are kept in this browser's localStorage so a reload does not lose the maker's work. */
private loadDrafts(): RateRegister[] {
try {
const raw = localStorage.getItem(RateRegisterService.DRAFTS_KEY);
const parsed = raw ? (JSON.parse(raw) as RateRegister[]) : [];
return Array.isArray(parsed) ? parsed.filter((d) => d?.status === 'Draft') : [];
} catch {
return [];
}
}
/** Persist the current drafts (call after any edit the user should not lose). */
saveDrafts(): void {
try {
localStorage.setItem(
RateRegisterService.DRAFTS_KEY,
JSON.stringify(this.localDrafts.filter((d) => d.status === 'Draft'))
);
} catch {
/* storage unavailable (private mode / quota): the draft just stays in memory */
}
}
/** Base for the synthetic ids of pending server entries: -(base + commandId). Local drafts count down from -1. */
private static readonly PENDING_ID_BASE = 1_000_000;
/** One maker-checker entry (with its commandAsJson) as a read-only register, e.g. for the Approvals dialog. */
registerFromPendingEntry(entry: any): RateRegister | null {
return this.pendingToRegisters([entry])[0] ?? null;
}
/** A version as the backend returns it, as a UI register; used as the "old" side of a comparison. */
registerFromServerDto(dto: any): RateRegister {
return this.fromBackend(dto, new Map());
}
/** Turn the maker-checker entries awaiting a checker into read-only "Pending Approval" registers. */
private pendingToRegisters(entries: any): RateRegister[] {
const items: any[] = Array.isArray(entries) ? entries : (entries?.pageItems ?? []);
const out: RateRegister[] = [];
for (const e of items) {
if ((e?.entityName ?? '').toUpperCase() !== 'LOANBASEINTERESTRATE' || !e?.commandAsJson) {
continue;
}
let payload: any;
try {
payload = JSON.parse(e.commandAsJson);
} catch {
continue;
}
const glBySrNo = new Map<number, number | null>();
for (const p of payload.products ?? []) {
glBySrNo.set(p.srNo, p.glAccountId ?? null);
}
const madeOn =
typeof e.madeOnDate === 'number'
? new Date(e.madeOnDate < 1e12 ? e.madeOnDate * 1000 : e.madeOnDate).toISOString().slice(0, 10)
: String(e.madeOnDate ?? '').slice(0, 10);
const reg = this.fromBackend(
{
id: -(RateRegisterService.PENDING_ID_BASE + e.id),
name: payload.name,
effectiveFromDate: payload.effectiveFromDate ?? madeOn,
effectiveToDate: null,
currencyCode: payload.currencyCode,
isActive: false,
fallbackNoCibilSlab: payload.fallbackNoCibilSlab,
fallbackBelowMin: payload.fallbackBelowMin,
note: payload.note,
createdDate: madeOn,
slabs: payload.slabs,
cibilSlabs: payload.cibilSlabs
},
glBySrNo
);
reg.status = 'Pending Approval';
reg.createdBy = e.maker ?? 'Maker';
reg.lastModified = madeOn;
// With no Active register to diff against, the Compare screen falls back to this blank baseline.
reg.baselineRows = reg.rows.map((r) => ({
srNo: r.srNo,
particulars: r.particulars,
glAccountId: r.glAccountId ?? null,
rates: new Array(r.rates.length).fill(null)
}));
reg.baselineCibilSlabs = [];
out.push(reg);
}
return out;
}
private readonly slabs: SlabColumn[] = [
{ key: 's1', label: 'Upto 10,000', amountUpto: 10000 },
{ key: 's2', label: 'Upto 25,000', amountUpto: 25000 },
{ key: 's3', label: 'Upto 1,00,000', amountUpto: 100000 },
{ key: 's4', label: 'Upto 2,00,000', amountUpto: 200000 },
{ key: 's5', label: 'Upto 5,00,000', amountUpto: 500000 },
{ key: 's6', label: 'Upto 10,00,000', amountUpto: 1000000 },
{ key: 's7', label: 'Upto 15,00,000', amountUpto: 1500000 },
{ key: 's8', label: 'Upto 20,00,000', amountUpto: 2000000 },
{ key: 's9', label: 'Upto 25,00,000', amountUpto: 2500000 },
{ key: 's10', label: '> 25,00,000', amountUpto: null }
];
// Credit-score bands per the bank's approved register:
// above 700 = base rate (no change), below that stepped up by 0.5% per band.
// No discount band — the register never gives a negative adjustment.
private readonly cibilSlabs: CibilSlab[] = [
{ from: 0, to: 500, tier: 'V. Poor', type: 'Flat', adjustmentPct: 2.0 },
{ from: 501, to: 600, tier: 'Poor', type: 'Flat', adjustmentPct: 1.5 },
{ from: 601, to: 650, tier: 'Fair', type: 'Flat', adjustmentPct: 1.0 },
{ from: 651, to: 700, tier: 'Good', type: 'Flat', adjustmentPct: 0.5 },
{ from: 701, to: 900, tier: 'Excellent', type: 'Flat', adjustmentPct: 0 }
];
/**
* The standard loan types every bank offers. Same list the backend seeds into
* m_loan_rate_register_product; used only if that endpoint cannot be reached when the first
* version is created. Any other particular is added by the bank itself.
*/
private readonly defaultParticulars: { srNo: number; name: string }[] = [
{ srNo: 1, name: 'Housing Loan (Purchase/Construction)' },
{ srNo: 2, name: 'Home Repair/Renovation' },
{ srNo: 3, name: 'Personal Loan (Unsecured)' },
{ srNo: 4, name: 'Personal Loan (Secured/Property)' },
{ srNo: 5, name: 'Two Wheeler Loan' },
{ srNo: 6, name: 'Car Loan (New)' },
{ srNo: 7, name: 'Used Car/Vehicle Loan' },
{ srNo: 8, name: 'Commercial Vehicle Loan' },
{ srNo: 9, name: 'Gold Loan' },
{ srNo: 10, name: 'Business Term Loan' },
{ srNo: 11, name: 'Machinery & Equipment Loan' },
{ srNo: 12, name: 'Cash Credit' },
{ srNo: 13, name: 'Overdraft' },
{ srNo: 14, name: 'Agriculture Loan' },
{ srNo: 15, name: 'Loan against FDR' },
{ srNo: 16, name: 'Loan against RD' }
];
/**
* List all registers (local drafts + server versions). If the backend cannot be reached only the
* local drafts are returned: there is no built-in sample data. A successful but empty response is a
* genuinely empty register and shows the "Create first version" state.
*/
list(): Observable<RateRegister[]> {
if (!this.useHttp) {
this.cache = [...this.localDrafts];
return of(this.cache);
}
// Approved versions, the particulars master (each row's GL) and the versions still awaiting a
// checker. A failure of the master or the pending lookup must not hide the approved versions.
return forkJoin({
versions: this.productsService.getLoanBaseInterestRates(),
products: this.productsService.getLoanRateRegisterProducts().pipe(catchError(() => of([]))),
pending: this.productsService.getPendingLoanRateRegisters().pipe(
// The list omits each entry's payload, so fetch the detail of every pending entry.
switchMap((entries: any) => {
const items: any[] = (Array.isArray(entries) ? entries : (entries?.pageItems ?? [])).filter(
(e: any) => (e?.entityName ?? '').toUpperCase() === 'LOANBASEINTERESTRATE'
);
if (items.length === 0) {
return of([] as any[]);
}
return forkJoin(
items.map((e) =>
this.productsService.getLoanRateRegisterAuditDetail(e.id).pipe(
map((detail: any) => ({ ...detail, ...e })),
catchError(() => of(null))
)
)
).pipe(map((all) => all.filter((x) => x !== null)));
}),
catchError(() => of([] as any[]))
)
}).pipe(
map(({ versions, products, pending }) => {
const glBySrNo = new Map<number, number | null>();
for (const p of (products as any[]) ?? []) {
glBySrNo.set(p.srNo, p.glAccountId ?? null);
}
const approved = ((versions as any[]) ?? []).map((d) => this.fromBackend(d, glBySrNo));
return [
...this.pendingToRegisters(pending),
...approved
];
}),
catchError((err) => {
console.warn('[RateRegisterService] Backend unavailable —', err?.message ?? err);
this.useHttp = false;
return of([] as RateRegister[]);
}),
tap((effectiveVersions) => {
this.cache = [
...this.localDrafts,
...effectiveVersions
];
}),
map(() => this.cache)
);
}
get(id: number): Observable<RateRegister | undefined> {
const cached = this.cache.find((r) => r.id === id);
if (cached) {
return of(cached);
}
// Local draft lookup (negative ids never hit the server).
if (id < 0) {
return of(this.localDrafts.find((r) => r.id === id));
}
if (!this.useHttp) {
return of(undefined);
}
return this.productsService.getLoanBaseInterestRateById(id).pipe(
map((d: any) => (d ? this.fromBackend(d, new Map()) : undefined)),
catchError(() => of(undefined))
);
}
/** The one currently in force. Used by the Compare screen as the "left-hand" baseline. */
getActive(): RateRegister | undefined {
return this.cache.find((r) => r.status === 'Active');
}
/** The one shown by default on list → edit navigation. */
getActiveOrFirstDraft(): RateRegister | undefined {
return (
this.cache.find((r) => r.status === 'Draft') ?? this.cache.find((r) => r.status === 'Active') ?? this.cache[0]
);
}
getSlabColumns(): SlabColumn[] {
return this.slabs;
}
getCibilSlabs(): CibilSlab[] {
return this.cibilSlabs;
}
// ---- maker-checker (real HTTP when backend is up, mock when not) -----------------
/**
* Submit a Draft for approval. HTTP path POSTs to /loanproducts/baseinterestrates — on a
* maker-checker-gated response ({@code rollbackTransaction=true}) the Draft stays visible as
* "Pending Approval" until the checker acts. On an un-gated response (direct commit) the Draft
* is removed and the register list is re-fetched so the new Active appears.
*/
submitForApproval(id: number): Observable<{ rollbackTransaction: boolean; commandId?: number }> {
const draft = this.localDrafts.find((x) => x.id === id) ?? this.cache.find((x) => x.id === id);
if (!draft) {
return of({ rollbackTransaction: false });
}
const payload = this.toBackend(draft);
return this.productsService.saveLoanBaseInterestRate(payload).pipe(
map((res: any) => {
const rollback = res?.rollbackTransaction === true;
const commandId = res?.commandId;
// Either way the server now owns this version (a pending maker-checker entry, or the new
// Active one), so the local draft goes. list() brings the server copy back on its next call.
this.localDrafts = this.localDrafts.filter((d) => d.id !== id);
this.cache = this.cache.filter((c) => c.id !== id);
this.saveDrafts();
return { rollbackTransaction: rollback, commandId };
})
// No catchError: a rejected submit (e.g. a product without GL, backend down) must reach the
// caller so it can show the reason instead of pretending the request was sent.
);
}
/**
* Checker approves a Pending register — it becomes Active and the previously-Active one is
* deactivated. In real use the Approvals tab calls Fineract's /makercheckers/{id}?command=approve;
* this method remains as a local-only stub for the dev-fallback path.
*/
approve(id: number): Observable<RateRegister | undefined> {
const pending = this.cache.find((x) => x.id === id);
if (!pending || pending.status !== 'Pending Approval') {
return of(undefined);
}
const today = new Date().toISOString().slice(0, 10);
const previouslyActive = this.cache.find((x) => x.status === 'Active');
if (previouslyActive) {
previouslyActive.status = 'Expired';
previouslyActive.effectiveTo = today;
previouslyActive.lastModified = today;
}
pending.status = 'Active';
pending.effectiveFrom = today;
pending.lastModified = today;
pending.baselineRows = this.cloneRows(pending.rows);
pending.baselineCibilSlabs = this.cloneCibilSlabs(pending.cibilSlabs);
// Promote the local draft to the server-shaped view by moving it out of localDrafts.
this.localDrafts = this.localDrafts.filter((d) => d.id !== id);
return of(pending);
}
/**
* Scaffold the first-ever Draft. Rows come from the backend's master list of particulars
* (/loanproducts/baseinterestrates/products) with every rate blank, so the bank fills in its own
* rates. If the backend is unreachable, the same standard loan types come from a built-in list.
* Carries a negative id like other local drafts.
*/
createFirstVersion(): Observable<RateRegister> {
const fromTemplate = (): RateRegister =>
this.scaffoldFirstDraft(
this.defaultParticulars.map(
(p): RateChartRow => ({
srNo: p.srNo,
particulars: p.name,
glAccountId: null,
rates: new Array(this.slabs.length).fill(null)
})
),
'First version — standard loan types, rates to be filled'
);
if (!this.useHttp) {
return of(fromTemplate());
}
return this.productsService.getLoanRateRegisterProducts().pipe(
map((products: any[]) => {
const rows: RateChartRow[] = (products ?? []).map(
(p): RateChartRow => ({
srNo: p.srNo,
particulars: p.name,
glAccountId: p.glAccountId ?? null,
rates: new Array(this.slabs.length).fill(null)
})
);
return rows.length > 0
? this.scaffoldFirstDraft(rows, 'First version — standard loan types, rates to be filled')
: fromTemplate();
}),
catchError(() => of(fromTemplate()))
);
}
private scaffoldFirstDraft(rows: RateChartRow[], note: string): RateRegister {
const cibilTemplate = this.cibilSlabs;
const today = new Date().toISOString().slice(0, 10);
const draft: RateRegister = {
id: this.nextLocalDraftId(),
name: 'Interest Rate of Loans — new version',
effectiveFrom: today,
effectiveTo: null,
currency: 'INR',
status: 'Draft',
createdBy: 'Current User',
lastModified: today,
note,
slabs: this.slabs,
rows,
cibilSlabs: this.cloneCibilSlabs(cibilTemplate),
// Baseline is blank for a first version, so Compare shows every filled cell as new.
baselineRows: rows.map((r) => ({
srNo: r.srNo,
particulars: r.particulars,
rates: new Array(r.rates.length).fill(null)
})),
baselineCibilSlabs: [],
fallbackNoCibilSlab: 2,
fallbackBelowMin: 'block'
};
this.localDrafts.unshift(draft);
this.cache.unshift(draft);
this.saveDrafts();
return draft;
}
/**
* Duplicate the current Active (or any register) as a new local Draft so the user can propose
* changes without touching the live Active. Local Drafts carry a negative id to never collide
* with server-assigned ids.
*/
duplicateAsDraft(sourceId: number): RateRegister | undefined {
const source = this.cache.find((r) => r.id === sourceId);
if (!source) {
return undefined;
}
const newId = this.nextLocalDraftId();
const today = new Date().toISOString().slice(0, 10);
const copy: RateRegister = {
id: newId,
// Left blank on purpose: the maker enters name and dates in the submit popup.
name: '',
effectiveFrom: '',
effectiveTo: null,
currency: source.currency,
status: 'Draft',
createdBy: 'Current User',
lastModified: today,
note: `Draft derived from ${source.name}`,
slabs: source.slabs,
rows: this.cloneRows(source.rows),
cibilSlabs: this.cloneCibilSlabs(source.cibilSlabs),
baselineRows: this.cloneRows(source.rows),
baselineCibilSlabs: this.cloneCibilSlabs(source.cibilSlabs),
fallbackNoCibilSlab: source.fallbackNoCibilSlab,
fallbackBelowMin: source.fallbackBelowMin
};
this.localDrafts.unshift(copy);
this.cache.unshift(copy);
this.saveDrafts();
return copy;
}
/** Checker rejects the pending register — it goes back to Draft (local-only fallback). */
reject(id: number): Observable<RateRegister | undefined> {
const pending = this.cache.find((x) => x.id === id);
if (!pending || pending.status !== 'Pending Approval') {
return of(undefined);
}
pending.status = 'Draft';
pending.lastModified = new Date().toISOString().slice(0, 10);
return of(pending);
}
private nextLocalDraftId(): number {
const minId = this.localDrafts.length ? Math.min(...this.localDrafts.map((d) => d.id)) : 0;
return (minId <= 0 ? minId : 0) - 1;
}
private cloneRows(src: RateChartRow[]): RateChartRow[] {
return src.map((r) => ({
srNo: r.srNo,
particulars: r.particulars,
isFormula: r.isFormula,
glAccountId: r.glAccountId ?? null,
rates: [...r.rates]
}));
}
private cloneCibilSlabs(src: CibilSlab[]): CibilSlab[] {
return src.map((s) => ({ ...s }));
}
// ---- backend <-> UI mapping -----------------------------------------------
// Backend sends/receives slabs as a flat list of {productSrNo, slabOrder, cell} rows; the UI
// works with a matrix: SlabColumn[] + RateChartRow[] (34 × 10). The two mappers below bridge
// that gap.
/** Map a backend {@code LoanRateRegisterData} payload into a UI RateRegister. */
private fromBackend(d: any, glBySrNo: Map<number, number | null>): RateRegister {
// Rebuild the slab columns from unique slabOrders.
const slabByOrder = new Map<number, SlabColumn>();
for (const cell of d.slabs ?? []) {
if (!slabByOrder.has(cell.slabOrder)) {
slabByOrder.set(cell.slabOrder, {
key: `s${cell.slabOrder + 1}`,
label: cell.slabLabel,
amountUpto: cell.amountUpto ?? null
});
}
}
const slabs = [...slabByOrder.entries()]
.sort((a, b) => a[0] - b[0])
.map(
([
,
s
]) => s
);
// Group cells by product to build rows.
const rowByProduct = new Map<number, RateChartRow>();
for (const cell of d.slabs ?? []) {
let row = rowByProduct.get(cell.productSrNo);
if (!row) {
row = {
srNo: cell.productSrNo,
particulars: cell.productName,
glAccountId: glBySrNo.get(cell.productSrNo) ?? null,
rates: new Array(slabs.length).fill(null)
};
rowByProduct.set(cell.productSrNo, row);
}
let value: RateCell;
if (cell.isNa) {
value = null;
} else if (cell.isFormula && cell.rateFormula) {
value = cell.rateFormula;
row.isFormula = true;
} else {
value = cell.rateValue ?? null;
}
row.rates[cell.slabOrder] = value;
}
const rows = [...rowByProduct.values()].sort((a, b) => a.srNo - b.srNo);
const cibilSlabs: CibilSlab[] = (d.cibilSlabs ?? [])
.slice()
.sort((a: any, b: any) => a.displayOrder - b.displayOrder)
.map((c: any) => ({
from: c.scoreFrom,
to: c.scoreTo,
tier: c.tier,
type: c.slabType ?? 'Flat',
adjustmentPct: Number(c.adjustmentPct)
}));
const status: RegisterStatus = d.isActive ? 'Active' : 'Expired';
return {
id: d.id,
name: d.name,
effectiveFrom: d.effectiveFromDate,
effectiveTo: d.effectiveToDate ?? null,
currency: d.currencyCode ?? 'INR',
status,
createdBy: d.createdById != null ? `User #${d.createdById}` : 'System',
lastModified: (d.createdDate ?? d.effectiveFromDate ?? '').toString().slice(0, 10),
note: d.note,
slabs,
rows,
cibilSlabs,
baselineRows: this.cloneRows(rows),
baselineCibilSlabs: this.cloneCibilSlabs(cibilSlabs),
fallbackNoCibilSlab: d.fallbackNoCibilSlab ?? 2,
fallbackBelowMin: (d.fallbackBelowMin as 'use-min-slab' | 'block') ?? 'block'
};
}
/** Serialise a UI RateRegister into the JSON shape POST /loanproducts/baseinterestrates expects. */
private toBackend(r: RateRegister): any {
const slabs: any[] = [];
for (const row of r.rows) {
for (let j = 0; j < r.slabs.length; j++) {
const cell = row.rates[j];
const slabCol = r.slabs[j];
const isNa = cell === null;
const isFormula = typeof cell === 'string';
slabs.push({
productSrNo: row.srNo,
productName: row.particulars,
slabOrder: j,
slabLabel: slabCol.label,
amountUpto: slabCol.amountUpto,
rateValue: isNa || isFormula ? null : cell,
rateFormula: isFormula ? cell : null,
isFormula,
isNa
});
}
}
const cibilSlabs = r.cibilSlabs.map((c, i) => ({
scoreFrom: c.from,
scoreTo: c.to,
tier: c.tier,
slabType: c.type,
adjustmentPct: c.adjustmentPct,
displayOrder: i
}));
return {
name: r.name,
effectiveFromDate: r.effectiveFrom,
currencyCode: r.currency,
fallbackNoCibilSlab: r.fallbackNoCibilSlab,
fallbackBelowMin: r.fallbackBelowMin,
note: r.note,
products: r.rows.map((row) => ({
srNo: row.srNo,
name: row.particulars,
glAccountId: row.glAccountId ?? null
})),
slabs,
cibilSlabs
};
}
// ---- GL accounts for the particular → GL mapping ------------------------------
private glOptionsCache: GlOption[] | null = null;
/** Posting GL accounts the user can map a particular to. Cached after the first successful load. */
getGlOptions(): Observable<GlOption[]> {
if (this.glOptionsCache) {
return of(this.glOptionsCache);
}
return this.productsService.getLoanRegisterGlAccounts().pipe(
map((accounts: any[]) =>
(accounts ?? [])
// The server filters on type=1 (ASSET); this keeps asset-only even if that param is ignored.
.filter((a) => a.type == null || a.type.value === 'ASSET' || a.type.id === 1)
.sort((a, b) => String(a.glCode ?? '').localeCompare(String(b.glCode ?? '')))
.map((a) => ({
id: a.id,
label: a.glCode ? `${a.glCode} - ${a.name}` : a.name
}))
),
tap((options) => {
this.glOptionsCache = options;
}),
catchError(() => of([] as GlOption[]))
);
}
/** Display label for a mapped GL id, or null when unmapped or the account list is not loaded. */
glLabel(id: number | null | undefined): string | null {
if (id == null) {
return null;
}
return this.glOptionsCache?.find((o) => o.id === id)?.label ?? `GL #${id}`;
}
}
@@ -0,0 +1,139 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { CommonModule } from '@angular/common';
import { FormsModule } from '@angular/forms';
import { MAT_DIALOG_DATA, MatDialogModule, MatDialogRef } from '@angular/material/dialog';
import { MatButtonModule } from '@angular/material/button';
export interface SubmitDetailsData {
name: string;
effectiveFrom: string;
effectiveTo: string;
/** Active version this one replaces, shown as context. */
activeName?: string;
activeFrom?: string;
}
export interface SubmitDetailsResult {
name: string;
effectiveFrom: string;
effectiveTo: string;
}
/** Asks the maker for the version details (name, effective from / to) just before sending for approval. */
@Component({
selector: 'mifosx-submit-details-dialog',
imports: [
CommonModule,
FormsModule,
MatDialogModule,
MatButtonModule
],
template: `
<h2 mat-dialog-title>Version details</h2>
<mat-dialog-content class="sd">
<p class="sd__hint">
Confirm these details before sending the rate register for approval.
<span *ngIf="data.activeName"
>It will replace <b>{{ data.activeName }}</b
><span *ngIf="data.activeFrom"> (effective {{ data.activeFrom }})</span> once approved.</span
>
</p>
<div class="sd__field">
<label>REGISTER NAME *</label>
<input type="text" [(ngModel)]="name" />
</div>
<div class="sd__row">
<div class="sd__field">
<label>EFFECTIVE FROM *</label>
<input type="date" [(ngModel)]="effectiveFrom" />
</div>
<div class="sd__field">
<label>EFFECTIVE TO</label>
<input type="date" [(ngModel)]="effectiveTo" [min]="effectiveFrom" />
</div>
</div>
<div class="sd__error" *ngIf="error">{{ error }}</div>
</mat-dialog-content>
<mat-dialog-actions align="end">
<button mat-stroked-button (click)="ref.close()">Cancel</button>
<button mat-flat-button color="primary" (click)="confirm()">Submit for approval</button>
</mat-dialog-actions>
`,
styles: [
`
.sd {
min-width: 460px;
display: flex;
flex-direction: column;
gap: 12px;
}
.sd__hint {
margin: 0;
font-size: 12px;
color: #64748b;
}
.sd__row {
display: flex;
gap: 12px;
}
.sd__field {
display: flex;
flex-direction: column;
flex: 1;
}
.sd__field label {
font-size: 10px;
font-weight: 600;
color: #64748b;
letter-spacing: 0.3px;
margin-bottom: 3px;
}
.sd__field input {
height: 34px;
border: 1px solid #cbd5e1;
border-radius: 6px;
padding: 0 10px;
font-size: 13px;
font-family: inherit;
}
.sd__error {
font-size: 12px;
color: #b91c1c;
}
`
]
})
export class SubmitDetailsDialogComponent {
readonly ref = inject<MatDialogRef<SubmitDetailsDialogComponent, SubmitDetailsResult>>(MatDialogRef);
readonly data = inject<SubmitDetailsData>(MAT_DIALOG_DATA);
name = this.data.name;
effectiveFrom = this.data.effectiveFrom;
effectiveTo = this.data.effectiveTo;
error = '';
confirm(): void {
const name = this.name.trim();
if (!name) {
this.error = 'Enter the register name.';
return;
}
if (!this.effectiveFrom) {
this.error = 'Select the effective from date.';
return;
}
if (this.effectiveTo && this.effectiveTo < this.effectiveFrom) {
this.error = 'Effective to cannot be before effective from.';
return;
}
this.ref.close({ name, effectiveFrom: this.effectiveFrom, effectiveTo: this.effectiveTo });
}
}
@@ -42,19 +42,168 @@
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-cog lp-tab-icon"></i>
{{ 'labels.inputs.SETTINGS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-settings-step
[loanProductsTemplate]="loanProductsTemplate"
[isLinkedToFloatingInterestRates]="loanProductTermsForm.get('isLinkedToFloatingInterestRates')"
(advancePaymentStrategy)="advancePaymentStrategy($event)"
></mifosx-loan-product-settings-step>
</div>
</mat-tab>
@if (isAdvanceProduct) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-shield-alt lp-tab-icon"></i>
SECURITY &amp; LIEN
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-security-lien-step
[loanProductsTemplate]="loanProductsTemplate"
[productTypeGroup]="loanProductDetailsForm.get('productTypeGroup')"
[productTypeSubGroup]="loanProductDetailsForm.get('productTypeSubGroup')"
></mifosx-loan-product-security-lien-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-sliders-h lp-tab-icon"></i>
LIMIT &amp; TENURE
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-advance-limit-tenure-step
[productSubType]="advanceSubType"
></mifosx-loan-product-advance-limit-tenure-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-percent lp-tab-icon"></i>
INTEREST
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-advance-interest-step
[productSubType]="advanceSubType"
[glAccountId]="productGlAccount"
></mifosx-loan-product-advance-interest-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-triangle-exclamation lp-tab-icon"></i>
PENAL &amp; NPA
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-penal-npa-step
[loanProductsTemplate]="loanProductsTemplate"
></mifosx-loan-product-penal-npa-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-arrows-rotate lp-tab-icon"></i>
RENEWAL &amp; CLOSURE
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-renewal-closure-step></mifosx-loan-product-renewal-closure-step>
</div>
</mat-tab>
@if (isOverdraftFacility) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-money-check lp-tab-icon"></i>
CHEQUE BOOK
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-cheque-book-step></mifosx-loan-product-cheque-book-step>
</div>
</mat-tab>
}
}
@if (isLoanAccount) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-shield-alt lp-tab-icon"></i>
SECURITY &amp; COLLATERAL
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-loan-security-step></mifosx-loan-product-loan-security-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-sliders-h lp-tab-icon"></i>
AMOUNT &amp; TENURE
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-loan-amount-tenure-step></mifosx-loan-product-loan-amount-tenure-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-calendar-alt lp-tab-icon"></i>
REPAYMENT &amp; EMI
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-loan-repayment-step></mifosx-loan-product-loan-repayment-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-percent lp-tab-icon"></i>
INTEREST
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-loan-interest-step
[productSubType]="advanceSubType"
[glAccountId]="productGlAccount"
></mifosx-loan-product-loan-interest-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-triangle-exclamation lp-tab-icon"></i>
PENAL &amp; NPA
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-penal-npa-step
[loanProductsTemplate]="loanProductsTemplate"
></mifosx-loan-product-penal-npa-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-flag-checkered lp-tab-icon"></i>
PREPAYMENT &amp; CLOSURE
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-loan-prepayment-step></mifosx-loan-product-loan-prepayment-step>
</div>
</mat-tab>
}
<!--
OLD LOANS A/C PATH — commented out for now (replaced by the Loans A/C steps above).
Settings, Interest Refund, Payment Allocation and Terms tabs are kept here so they can be restored.
@if (!isAdvanceProduct) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-cog lp-tab-icon"></i>
{{ 'labels.inputs.SETTINGS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-settings-step
[loanProductsTemplate]="loanProductsTemplate"
[isLinkedToFloatingInterestRates]="loanProductTermsForm?.get('isLinkedToFloatingInterestRates')"
[productTypeGroup]="loanProductDetailsForm.get('productTypeGroup')"
(advancePaymentStrategy)="advancePaymentStrategy($event)"
></mifosx-loan-product-settings-step>
</div>
</mat-tab>
}
@if (isAdvancedPaymentStrategy) {
<mat-tab>
@@ -90,15 +239,20 @@
</mat-tab>
}
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-sliders-h lp-tab-icon"></i>
{{ 'labels.inputs.TERMS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-terms-step [loanProductsTemplate]="loanProductsTemplate"></mifosx-loan-product-terms-step>
</div>
</mat-tab>
@if (!isAdvanceProduct) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-sliders-h lp-tab-icon"></i>
{{ 'labels.inputs.TERMS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-terms-step
[loanProductsTemplate]="loanProductsTemplate"
></mifosx-loan-product-terms-step>
</div>
</mat-tab>
}
-->
<mat-tab>
<ng-template mat-tab-label>
@@ -109,11 +263,12 @@
<mifosx-loan-product-charges-step
[loanProductsTemplate]="loanProductsTemplate"
[currencyCode]="loanProductCurrencyForm.get('currencyCode')"
[multiDisburseLoan]="loanProductSettingsForm.get('multiDisburseLoan')"
[multiDisburseLoan]="loanProductSettingsForm?.get('multiDisburseLoan') ?? multiDisburseFallback"
></mifosx-loan-product-charges-step>
</div>
</mat-tab>
<!-- OLD LOANS A/C PATH (Deferred Income Recognition) — commented out for now.
@if (isAdvancedPaymentStrategy) {
<mat-tab>
<ng-template mat-tab-label>
@@ -134,6 +289,7 @@
</div>
</mat-tab>
}
-->
<mat-tab>
<ng-template mat-tab-label>
@@ -13,11 +13,22 @@ import { ActivatedRoute, Router } from '@angular/router';
/** Custom Components */
import { LoanProductDetailsStepComponent } from '../loan-product-stepper/loan-product-details-step/loan-product-details-step.component';
import { LoanProductCurrencyStepComponent } from '../loan-product-stepper/loan-product-currency-step/loan-product-currency-step.component';
import { LoanProductSecurityLienStepComponent } from '../loan-product-stepper/loan-product-security-lien-step/loan-product-security-lien-step.component';
import { LoanProductAdvanceLimitTenureStepComponent } from '../loan-product-stepper/loan-product-advance-limit-tenure-step/loan-product-advance-limit-tenure-step.component';
import { LoanProductAdvanceInterestStepComponent } from '../loan-product-stepper/loan-product-advance-interest-step/loan-product-advance-interest-step.component';
import { LoanProductPenalNpaStepComponent } from '../loan-product-stepper/loan-product-penal-npa-step/loan-product-penal-npa-step.component';
import { LoanProductRenewalClosureStepComponent } from '../loan-product-stepper/loan-product-renewal-closure-step/loan-product-renewal-closure-step.component';
import { LoanProductChequeBookStepComponent } from '../loan-product-stepper/loan-product-cheque-book-step/loan-product-cheque-book-step.component';
import { LoanProductTermsStepComponent } from '../loan-product-stepper/loan-product-terms-step/loan-product-terms-step.component';
import { LoanProductSettingsStepComponent } from '../loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component';
import { LoanProductChargesStepComponent } from '../loan-product-stepper/loan-product-charges-step/loan-product-charges-step.component';
import { LoanProductAccountingStepComponent } from '../loan-product-stepper/loan-product-accounting-step/loan-product-accounting-step.component';
import { LoanProductInterestRefundStepComponent } from '../loan-product-stepper/loan-product-interest-refund-step/loan-product-interest-refund-step.component';
import { LoanProductLoanSecurityStepComponent } from '../loan-product-stepper/loan-product-loan-security-step/loan-product-loan-security-step.component';
import { LoanProductLoanAmountTenureStepComponent } from '../loan-product-stepper/loan-product-loan-amount-tenure-step/loan-product-loan-amount-tenure-step.component';
import { LoanProductLoanRepaymentStepComponent } from '../loan-product-stepper/loan-product-loan-repayment-step/loan-product-loan-repayment-step.component';
import { LoanProductLoanInterestStepComponent } from '../loan-product-stepper/loan-product-loan-interest-step/loan-product-loan-interest-step.component';
import { LoanProductLoanPrepaymentStepComponent } from '../loan-product-stepper/loan-product-loan-prepayment-step/loan-product-loan-prepayment-step.component';
/** Custom Services */
import { ProductsService } from 'app/products/products.service';
@@ -34,7 +45,7 @@ import {
import { Accounting } from 'app/core/utils/accounting';
import { StringEnumOptionData } from '../../../shared/models/option-data.model';
import { LoanProductDeferredIncomeRecognitionStepComponent } from '../loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component';
import { UntypedFormGroup } from '@angular/forms';
import { UntypedFormControl, UntypedFormGroup } from '@angular/forms';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { LoanProductPaymentStrategyStepComponent } from '../loan-product-stepper/loan-product-payment-strategy-step/loan-product-payment-strategy-step.component';
import { LoanProductPreviewStepComponent } from '../loan-product-stepper/loan-product-preview-step/loan-product-preview-step.component';
@@ -51,12 +62,24 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
FaIconComponent,
LoanProductDetailsStepComponent,
LoanProductCurrencyStepComponent,
LoanProductSettingsStepComponent,
LoanProductInterestRefundStepComponent,
LoanProductPaymentStrategyStepComponent,
LoanProductTermsStepComponent,
LoanProductSecurityLienStepComponent,
LoanProductAdvanceLimitTenureStepComponent,
LoanProductAdvanceInterestStepComponent,
LoanProductPenalNpaStepComponent,
LoanProductRenewalClosureStepComponent,
LoanProductChequeBookStepComponent,
LoanProductLoanSecurityStepComponent,
LoanProductLoanAmountTenureStepComponent,
LoanProductLoanRepaymentStepComponent,
LoanProductLoanInterestStepComponent,
LoanProductLoanPrepaymentStepComponent,
// Old Loans A/C path — commented out for now (its tabs are commented out in the template):
// LoanProductSettingsStepComponent,
// LoanProductInterestRefundStepComponent,
// LoanProductPaymentStrategyStepComponent,
// LoanProductTermsStepComponent,
// LoanProductDeferredIncomeRecognitionStepComponent,
LoanProductChargesStepComponent,
LoanProductDeferredIncomeRecognitionStepComponent,
LoanProductAccountingStepComponent,
LoanProductPreviewStepComponent
]
@@ -73,12 +96,39 @@ export class CreateLoanProductComponent implements OnInit {
@ViewChild(LoanProductDetailsStepComponent, { static: true }) loanProductDetailsStep: LoanProductDetailsStepComponent;
@ViewChild(LoanProductCurrencyStepComponent, { static: true })
loanProductCurrencyStep: LoanProductCurrencyStepComponent;
// Conditional tabs (Advances A/C only): static false — resolved after the @if renders them.
@ViewChild(LoanProductSecurityLienStepComponent)
loanProductSecurityLienStep: LoanProductSecurityLienStepComponent;
@ViewChild(LoanProductAdvanceLimitTenureStepComponent)
loanProductAdvanceLimitTenureStep: LoanProductAdvanceLimitTenureStepComponent;
@ViewChild(LoanProductAdvanceInterestStepComponent)
loanProductAdvanceInterestStep: LoanProductAdvanceInterestStepComponent;
@ViewChild(LoanProductPenalNpaStepComponent) loanProductPenalNpaStep: LoanProductPenalNpaStepComponent;
@ViewChild(LoanProductRenewalClosureStepComponent)
loanProductRenewalClosureStep: LoanProductRenewalClosureStepComponent;
@ViewChild(LoanProductChequeBookStepComponent) loanProductChequeBookStep: LoanProductChequeBookStepComponent;
// Conditional tabs (Loans A/C only): resolved after the @if renders them.
@ViewChild(LoanProductLoanSecurityStepComponent)
loanProductLoanSecurityStep: LoanProductLoanSecurityStepComponent;
@ViewChild(LoanProductLoanAmountTenureStepComponent)
loanProductLoanAmountTenureStep: LoanProductLoanAmountTenureStepComponent;
@ViewChild(LoanProductLoanRepaymentStepComponent)
loanProductLoanRepaymentStep: LoanProductLoanRepaymentStepComponent;
@ViewChild(LoanProductLoanInterestStepComponent)
loanProductLoanInterestStep: LoanProductLoanInterestStepComponent;
@ViewChild(LoanProductLoanPrepaymentStepComponent)
loanProductLoanPrepaymentStep: LoanProductLoanPrepaymentStepComponent;
/** Charges step needs a real control; Settings is absent on the Advances path, so fall back to this. */
readonly multiDisburseFallback = new UntypedFormControl(false);
@ViewChild(LoanProductInterestRefundStepComponent, { static: true })
loanProductInterestRefundStep: LoanProductInterestRefundStepComponent;
@ViewChild(LoanProductDeferredIncomeRecognitionStepComponent, { static: true })
loanProductDeferredIncomeRecognitionStep: LoanProductDeferredIncomeRecognitionStepComponent;
@ViewChild(LoanProductTermsStepComponent, { static: true }) loanProductTermsStep: LoanProductTermsStepComponent;
@ViewChild(LoanProductSettingsStepComponent, { static: true })
// Terms & Settings tabs are now conditional (Loans path only), so resolve them non-statically.
@ViewChild(LoanProductTermsStepComponent) loanProductTermsStep: LoanProductTermsStepComponent;
@ViewChild(LoanProductSettingsStepComponent)
loanProductSettingsStep: LoanProductSettingsStepComponent;
@ViewChild(LoanProductChargesStepComponent, { static: true }) loanProductChargesStep: LoanProductChargesStepComponent;
@ViewChild(LoanProductAccountingStepComponent, { static: true })
@@ -143,7 +193,23 @@ export class CreateLoanProductComponent implements OnInit {
}
get loanProductTermsForm() {
return this.loanProductTermsStep.loanProductTermsForm;
// Absent on the Advances path (tab hidden), so guard for callers.
return this.loanProductTermsStep?.loanProductTermsForm;
}
/** True once the Advance Limit & Tenure step reports an Overdraft (running) facility. */
get isOverdraftFacility(): boolean {
return this.isAdvanceProduct && !!this.loanProductAdvanceLimitTenureStep?.isOverdraft;
}
/** The GL account chosen on the Details step; the rate register row can be matched by it. */
get productGlAccount(): number | string | null {
return this.loanProductDetailsStep?.loanProductDetailsForm?.get('glAccount')?.value ?? null;
}
/** Sub type chosen on the Details step; drives the FD 12–15 month tenure policy downstream. */
get advanceSubType(): string {
return this.loanProductDetailsStep?.loanProductDetailsForm?.get('productTypeSubGroup')?.value ?? '';
}
advancePaymentStrategy(value: string) {
@@ -231,47 +297,103 @@ export class CreateLoanProductComponent implements OnInit {
}
get loanProductSettingsForm() {
return this.loanProductSettingsStep.loanProductSettingsForm;
// Absent on the Advances path (tab hidden), so guard for callers.
return this.loanProductSettingsStep?.loanProductSettingsForm;
}
get loanProductAccountingForm() {
return this.loanProductAccountingStep.loanProductAccountingForm;
}
/** The Details step's chosen product type; drives the Advances-only tabs. */
get isAdvanceProduct(): boolean {
return this.loanProductDetailsForm?.get('productTypeGroup')?.value === 'advances';
}
/** The Details step's chosen product type; drives the Loans A/C (EMI) tabs. */
get isLoanAccount(): boolean {
return this.loanProductDetailsForm?.get('productTypeGroup')?.value === 'loans';
}
get totalTabs(): number {
let tabs = 6; // details, currency, settings, terms, charges, accounting
if (this.isAdvancedPaymentStrategy) tabs += 3; // interest refund, payment allocation, deferred income
let tabs = 4; // details, currency, charges, accounting (always)
if (this.isAdvanceProduct) {
// security & lien, limit & tenure, interest, penal & npa, renewal & closure
tabs += 5;
if (this.isOverdraftFacility) tabs += 1; // cheque book
} else if (this.isLoanAccount) {
// security & collateral, amount & tenure, repayment & emi, interest, penal & npa, prepayment & closure
tabs += 6;
}
// Old Loans A/C path (Settings, Terms, Interest Refund, Payment Allocation, Deferred Income) — commented out:
// else {
// tabs += 2; // settings, terms
// if (this.isAdvancedPaymentStrategy) tabs += 3; // interest refund, payment allocation, deferred income
// }
if (this.loanProductFormValid) tabs += 1; // preview
return tabs;
}
get loanProductFormValid() {
if (this.isAdvancedPaymentStrategy) {
const base =
this.loanProductDetailsForm.valid && this.loanProductCurrencyForm.valid && this.loanProductAccountingForm.valid;
// Advances A/C: the curated Figma steps gate the form; Settings/Terms tabs are hidden.
if (this.isAdvanceProduct) {
return (
this.loanProductDetailsForm.valid &&
this.loanProductCurrencyForm.valid &&
this.loanProductTermsForm.valid &&
this.loanProductSettingsForm.valid &&
this.loanIncomeCapitalizationForm.valid &&
this.loanProductAccountingForm.valid
);
} else {
return (
this.loanProductDetailsForm.valid &&
this.loanProductCurrencyForm.valid &&
this.loanProductTermsForm.valid &&
this.loanProductSettingsForm.valid &&
this.loanProductAccountingForm.valid
base &&
!!this.loanProductSecurityLienStep?.loanProductSecurityLienForm?.valid &&
!!this.loanProductAdvanceLimitTenureStep?.loanProductAdvanceLimitTenureForm?.valid &&
!!this.loanProductAdvanceInterestStep?.loanProductAdvanceInterestForm?.valid &&
!!this.loanProductPenalNpaStep?.loanProductPenalNpaForm?.valid &&
!!this.loanProductRenewalClosureStep?.loanProductRenewalClosureForm?.valid &&
(!this.isOverdraftFacility || !!this.loanProductChequeBookStep?.loanProductChequeBookForm?.valid)
);
}
// Loans A/C (EMI): the curated Loans steps gate the form; Settings/Terms tabs are commented out.
if (this.isLoanAccount) {
return (
base &&
!!this.loanProductLoanSecurityStep?.loanProductLoanSecurityForm?.valid &&
!!this.loanProductLoanAmountTenureStep?.loanProductLoanAmountTenureForm?.valid &&
!!this.loanProductLoanRepaymentStep?.loanProductLoanRepaymentForm?.valid &&
!!this.loanProductLoanInterestStep?.loanProductLoanInterestForm?.valid &&
!!this.loanProductPenalNpaStep?.loanProductPenalNpaForm?.valid &&
!!this.loanProductLoanPrepaymentStep?.loanProductLoanPrepaymentForm?.valid
);
}
// No product type chosen yet.
return false;
// Old Loans A/C path (Settings + Terms) — commented out for now:
// const loansValid = !!this.loanProductTermsForm?.valid && !!this.loanProductSettingsForm?.valid;
// if (this.isAdvancedPaymentStrategy) {
// return base && loansValid && !!this.loanIncomeCapitalizationForm?.valid;
// }
// return base && loansValid;
}
get loanProduct() {
// Advances A/C builds its own payload: the curated steps map onto Fineract's mandatory core fields
// (principal, tenure, rate, amortization defaults) plus the whitelisted satellite params.
if (this.isAdvanceProduct) {
return this.assembleAdvanceProduct();
}
// Loans A/C (EMI): builds its own payload from the Loans steps, mapped onto Fineract's core fields.
if (this.isLoanAccount) {
return this.assembleLoanProduct();
}
return {};
/* OLD LOANS A/C PATH (Settings/Terms composition) — commented out for now.
const loanProduct = {
...this.loanProductDetailsStep.loanProductDetails,
...this.loanProductCurrencyStep.loanProductCurrency,
...this.loanProductTermsStep.loanProductTerms,
...this.loanProductSettingsStep.loanProductSettings,
...(this.loanProductTermsStep?.loanProductTerms ?? {}),
...(this.loanProductSettingsStep?.loanProductSettings ?? {}),
...this.loanProductChargesStep.loanProductCharges,
...this.loanProductAccountingStep.loanProductAccounting
};
@@ -302,6 +424,340 @@ export class CreateLoanProductComponent implements OnInit {
}
}
return loanProduct;
*/
}
/**
* Builds the create payload for a Loans A/C (EMI) product: the Loans steps mapped onto Fineract's core
* product fields (so the standard product saves). The Loans-only options that have no core field yet
* (eligibility, collateral rules, prepayment, repayment mode, floating reset, register link) stay UI-only
* and are not sent — an unknown key would be rejected by checkForUnsupportedParameters.
*/
private assembleLoanProduct(): any {
const num = (v: any): number | undefined => (v === '' || v === null || v === undefined ? undefined : Number(v));
const d = this.loanProductDetailsStep.loanProductDetails;
const cur = this.loanProductCurrencyStep.loanProductCurrency;
const at = this.loanProductLoanAmountTenureStep.loanProductLoanAmountTenure;
const rp = this.loanProductLoanRepaymentStep.loanProductLoanRepayment;
const intr = this.loanProductLoanInterestStep.loanProductLoanInterest;
const sec = this.loanProductLoanSecurityStep.loanProductLoanSecurity;
const pp = this.loanProductLoanPrepaymentStep.loanProductLoanPrepayment;
const pn = this.loanProductPenalNpaStep.loanProductPenalNpa;
const stepper = this.loanProductLoanRepaymentStep;
const interestStep = this.loanProductLoanInterestStep;
const frequency = stepper.frequencyOptions.find((f) => f.id === rp.frequency)?.fineractId ?? 2;
const daysInYear = interestStep.daysInYearOptions.find((o) => o.id === intr.daysInYear)?.fineractId ?? 1;
const daysInMonth = interestStep.daysInMonthOptions.find((o) => o.id === intr.daysInMonth)?.fineractId ?? 1;
const defaultStrategy = this.loanProductsTemplate?.transactionProcessingStrategyOptions?.[0]?.code;
const minTenure = num(at.minTenure);
const minRate = num(intr.minRate);
const multiTranche = at.disbursementType === 'multiple';
const moratorium = num(rp.moratoriumMonths);
const payload: any = {
// identity + currency
name: d.name,
shortName: d.shortName,
description: d.description,
startDate: d.startDate,
closeDate: d.closeDate,
currencyCode: cur.currencyCode,
digitsAfterDecimal: cur.digitsAfterDecimal,
inMultiplesOf: cur.inMultiplesOf ?? 1,
// amount -> principal
minPrincipal: num(at.minAmount),
principal: num(at.defaultAmount) ?? num(at.minAmount),
maxPrincipal: num(at.maxAmount),
// tenure (months) -> number of repayments
minNumberOfRepayments: minTenure,
numberOfRepayments: num(at.defaultTenure) ?? minTenure,
maxNumberOfRepayments: num(at.maxTenure),
repaymentEvery: num(rp.repaidEvery) ?? 1,
repaymentFrequencyType: frequency,
graceOnPrincipalPayment: moratorium && moratorium > 0 ? moratorium : undefined,
// rate
minInterestRatePerPeriod: minRate,
interestRatePerPeriod: num(intr.defaultRate) ?? minRate,
maxInterestRatePerPeriod: num(intr.maxRate),
interestRateFrequencyType: 3, // per year
// amortization / calculation
amortizationType: rp.repaymentType === 'equal_principal' ? 0 : 1, // 0 equal principal, 1 equal installments
interestType: intr.calcMethod === 'flat' ? 1 : 0, // 0 declining balance, 1 flat
interestCalculationPeriodType: intr.calcPeriod === 'daily' ? 0 : 1, // 0 daily, 1 same as repayment period
transactionProcessingStrategyCode: defaultStrategy,
daysInYearType: daysInYear,
daysInMonthType: daysInMonth,
isInterestRecalculationEnabled: false,
// disbursement
multiDisburseLoan: multiTranche,
maxTrancheCount: multiTranche ? num(at.maxTranches) : undefined,
// NPA / delinquency map onto core product fields
overdueDaysForNPA: num(pn.npaDays),
graceOnArrearsAgeing: num(pn.graceOnArrearsAgeing),
inArrearsTolerance: num(pn.inArrearsTolerance),
delinquencyBucketId: pn.delinquencyBucketId || undefined,
// accounting rule + GL mappings + charges (all standard, whitelisted)
...this.loanProductAccountingStep.loanProductAccounting,
...this.loanProductChargesStep.loanProductCharges,
// Details-step satellite params (same whitelist the Advances path uses)
productTypeGroup: d.productTypeGroup,
productTypeSubGroup: d.productTypeSubGroup,
glAccount: d.glAccount || undefined,
loanProductCategory: d.loanProductCategory,
prioritySector: d.prioritySector,
cibilAccountType: d.cibilAccountType,
kfsEnabled: d.kfsEnabled,
aprEnabled: d.aprEnabled,
// Loans A/C (EMI) fields kept on the product satellite (same whitelist as the Advances fields)
margin: num(sec.margin),
ltv: sec.ltv,
securityType: sec.securityType,
repaymentType: rp.repaymentType,
appropriationOrder: rp.appropriationOrder,
interestCalcMethod: intr.calcMethod,
spread: num(intr.spread),
lockInMonths: num(pp.lockInMonths),
interestOnPreclosure: pp.interestOnPreclosure,
penalApplicable: pn.penalApplicable,
penalRate: num(pn.penalRate),
penalAppliedOn: pn.penalAppliedOn,
penalGraceDays: num(pn.penalGraceDays),
npaTrigger: pn.npaTrigger,
interestAfterNpa: pn.interestAfterNpa,
npaUpgradeOnlyAllArrears: pn.upgradeOnlyAllArrears,
npaKeepStandardIfDepositCovers: pn.keepStandardIfDepositCovers,
securityMandatory: sec.securityMandatory,
guarantorsRequired: num(sec.guarantorsRequired),
coApplicant: sec.coApplicant,
thirdPartySecurity: sec.thirdPartySecurity,
legalOpinionRequired: sec.legalOpinionRequired,
propertyInsuranceRequired: sec.propertyInsuranceRequired,
registerCharge: sec.registerCharge,
releaseSecurityOnClosure: sec.autoReleaseOnClosure,
allowMultipleSecurities: sec.allowMultipleSecurities,
allowThirdPartyDeposit: sec.allowThirdPartyDeposit,
minAge: num(at.minAge),
maxAgeAtMaturity: num(at.maxAgeAtMaturity),
minCibil: num(at.minCibil),
minMonthlyIncome: num(at.minMonthlyIncome),
maxFoir: num(at.maxFoir),
maxLoansPerCustomer: num(at.maxLoansPerCustomer),
disbursementType: at.disbursementType,
disbursementMode: at.disbursementMode,
undisbursedInterest: at.undisbursedInterest,
preEmiInterest: at.preEmiInterest,
emiDueDay: rp.emiDueDay,
holidayRule: rp.holidayRule,
moratoriumMonths: num(rp.moratoriumMonths),
moratoriumInterest: rp.moratoriumInterest,
variableInstallments: rp.variableInstallments,
repaymentMode: rp.repaymentMode,
linkedAccountType: rp.linkedAccountType,
pdcCollection: rp.pdcCollection,
mandateRequired: rp.mandateRequired,
advanceEmi: rp.advanceEmi,
rateType: intr.interestType,
registerParticular: intr.registerParticular,
applyCibilAdjustment: intr.applyCibilAdjustment,
rateResolvedAt: intr.rateResolvedAt,
calcPeriod: intr.calcPeriod,
interestStartsFrom: intr.interestStartsFrom,
compounding: intr.compounding,
benchmark: intr.benchmark,
resetFrequency: intr.resetFrequency,
resetChange: intr.resetChange,
partPrepaymentAllowed: pp.partPrepaymentAllowed,
minPartPayment: num(pp.minPartPayment),
allowedOn: pp.allowedOn,
partPaymentsPerYear: pp.partPaymentsPerYear,
partPrepaymentMode: pp.partPrepaymentMode,
foreclosureFloatingIndividual: num(pp.foreclosureFloatingIndividual),
foreclosureFixedIndividual: num(pp.foreclosureFixedIndividual),
foreclosureNonIndividual: num(pp.foreclosureNonIndividual),
foreclosureTakeover: num(pp.foreclosureTakeover),
foreclosureQuoteValidDays: num(pp.foreclosureQuoteValidDays),
autoCloseOnZeroBalance: pp.autoCloseOnZeroBalance,
nocLetter: pp.nocLetter,
restructuring: pp.restructuring,
releaseCollateralOnClosure: pp.releaseCollateralOnClosure,
topUpAllowed: pp.topUpAllowed,
balanceTransferOutAllowed: pp.balanceTransferOutAllowed
};
// Drop undefined keys so we never send an unresolved value.
Object.keys(payload).forEach((k) => payload[k] === undefined && delete payload[k]);
return payload;
}
/**
* Builds the create payload for an Advances A/C product: the curated wizard steps mapped onto Fineract's
* mandatory core fields (so the standard product saves) plus the whitelisted satellite params (persisted by
* LoanProductAdvanceExtService). Only keys the backend accepts are emitted — an unknown key would be
* rejected by checkForUnsupportedParameters.
*/
private assembleAdvanceProduct(): any {
const num = (v: any): number | undefined => (v === '' || v === null || v === undefined ? undefined : Number(v));
const d = this.loanProductDetailsStep.loanProductDetails;
const cur = this.loanProductCurrencyStep.loanProductCurrency;
const sec = this.loanProductSecurityLienStep.loanProductSecurityLien;
const lt = this.loanProductAdvanceLimitTenureStep.loanProductAdvanceLimitTenure;
const intr = this.loanProductAdvanceInterestStep.loanProductAdvanceInterest;
const pn = this.loanProductPenalNpaStep.loanProductPenalNpa;
const rc = this.loanProductRenewalClosureStep.loanProductRenewalClosure;
const cb = this.isOverdraftFacility ? this.loanProductChequeBookStep?.loanProductChequeBook : null;
const defaultStrategy = this.loanProductsTemplate?.transactionProcessingStrategyOptions?.[0]?.code;
const minTenure = num(lt.minTenure);
const minRate = num(intr.minRate);
const payload: any = {
// identity + currency
name: d.name,
shortName: d.shortName,
description: d.description,
startDate: d.startDate,
closeDate: d.closeDate,
currencyCode: cur.currencyCode,
digitsAfterDecimal: cur.digitsAfterDecimal,
inMultiplesOf: 1,
// limit -> principal
minPrincipal: num(lt.minLimit),
principal: num(lt.defaultLimit) ?? num(lt.minLimit),
maxPrincipal: num(lt.maxLimit),
// tenure -> repayments (monthly)
minNumberOfRepayments: minTenure,
numberOfRepayments: num(lt.defaultTenure) ?? minTenure,
maxNumberOfRepayments: num(lt.maxTenure),
repaymentEvery: 1,
repaymentFrequencyType: 2, // months
// rate
minInterestRatePerPeriod: minRate,
// A deposit-linked row ("1% + FD") has no plain minimum or maximum, so the register step supplies the default.
interestRatePerPeriod: num(intr.defaultRate) ?? minRate,
maxInterestRatePerPeriod: num(intr.maxRate),
interestRateFrequencyType: 3, // per year
// Fineract mandatory engine defaults for an Advance (no EMI schedule shown to the officer)
amortizationType: 1, // equal installments
interestType: 0, // declining balance
interestCalculationPeriodType: 1, // same as repayment period
transactionProcessingStrategyCode: defaultStrategy,
daysInYearType: 1, // actual
daysInMonthType: 1, // actual
isInterestRecalculationEnabled: false,
// NPA / delinquency map onto core product fields
overdueDaysForNPA: num(pn.npaDays),
graceOnArrearsAgeing: num(pn.graceOnArrearsAgeing),
inArrearsTolerance: num(pn.inArrearsTolerance),
delinquencyBucketId: pn.delinquencyBucketId || undefined,
// accounting rule + GL mappings + charges (all standard, whitelisted)
...this.loanProductAccountingStep.loanProductAccounting,
...this.loanProductChargesStep.loanProductCharges,
// ---- satellite params (must match LoanProductAdvanceExtService.ADVANCE_PARAMETERS) ----
productTypeGroup: d.productTypeGroup,
productTypeSubGroup: d.productTypeSubGroup,
glAccount: d.glAccount || undefined,
loanProductCategory: d.loanProductCategory,
prioritySector: d.prioritySector,
cibilAccountType: d.cibilAccountType,
kfsEnabled: d.kfsEnabled,
aprEnabled: d.aprEnabled,
facilityType: lt.facilityType,
securityType: sec.securityType,
eligibleAmountBasis: sec.eligibleAmountBasis,
margin: num(sec.margin),
ltv: sec.ltv,
dpMethod: 'security_value_x_ltv',
lienRequired: this.loanProductSecurityLienStep.isLienSubType,
lienMarkingStage: sec.lienMarkingStage,
lienCertificateRequired: sec.lienCertificateRequired,
lienCertificatePrefix: sec.lienCertificatePrefix,
printCertificateOnDisbursement: sec.printOnDisbursement,
interestBasis: intr.interestBasis,
registerParticular: intr.registerParticular || undefined,
spread: num(intr.spread),
interestChargedOn: intr.interestChargedOn,
interestPostingFrequency: intr.postingFrequency,
penalApplicable: pn.penalApplicable,
penalRate: num(pn.penalRate),
penalAppliedOn: pn.penalAppliedOn,
penalGraceDays: num(pn.penalGraceDays),
npaTrigger: pn.npaTrigger,
interestAfterNpa: pn.interestAfterNpa,
renewalAllowed: rc.renewalAllowed,
renewalPeriodMonths: num(rc.renewalPeriodMonths),
renewalGraceDays: num(rc.renewalGraceDays),
preclosureAllowed: rc.preclosureAllowed,
lockInMonths: num(rc.lockInMonths),
interestOnPreclosure: rc.interestOnPreclosure,
chequeBookEnabled: this.isOverdraftFacility,
chequeType: cb?.chequeType,
defaultChequeBookSize: num(cb?.defaultBookSize),
ppsThreshold: num(cb?.ppsThreshold),
ppsMandatoryAbove: num(cb?.ppsMandatoryAbove),
// ---- remaining wizard fields ----
// security & lien extras (deposit list joined; rule checkboxes)
eligibleDepositProducts: (sec.eligibleDepositProducts ?? []).join('|'),
lienTenureNotExceedMaturity: sec.lienRules?.tenureNotExceedMaturity,
lienAutoReleaseOnClosure: sec.lienRules?.autoReleaseOnClosure,
lienAllowMultipleDeposits: sec.lienRules?.allowMultipleDeposits,
lienAdjustFromMaturity: sec.lienRules?.adjustFromMaturity,
lienAllowThirdParty: sec.lienRules?.allowThirdPartyDeposit,
lienAllowRenewalUnderLien: sec.lienRules?.allowRenewalUnderLien,
// limit & tenure extras
repaymentType: lt.repaymentType,
appropriationOrder: lt.appropriationOrder,
debitBalanceAllow: lt.debitBalanceAllow,
allowDebitAfterDueDate: lt.allowDebitTransAfterDueDate,
branchLevelAccountType: lt.branchLevelAccountType,
// interest extras
interestCalcMethod: intr.calcMethod,
interestOnCreditBalance: intr.interestOnCreditBalance,
interestPostingDay: intr.postingDay,
// NPA upgrade rules
npaUpgradeOnlyAllArrears: pn.upgradeOnlyAllArrears,
npaKeepStandardIfDepositCovers: pn.keepStandardIfDepositCovers,
// cheque book full config
chequeBookSizes: (cb?.bookSizes ?? []).join('|'),
chequeMaxBooksOutstanding: num(cb?.maxBooksOutstanding),
chequeReissueWhenLeaves: num(cb?.reissueWhenLeaves),
chequeFirstBookFree: cb?.firstBookFree,
chequeFreeBooksPerYear: num(cb?.freeBooksPerYear),
chequeNamePrinted: cb?.namePrinted,
chequePrintDescription: cb?.chequePrintDescription,
chequeStopPaymentAllowed: cb?.stopPaymentAllowed,
chequeMaintainStockRegister: cb?.maintainStockRegister,
chequeAllowWithdrawalSlip: cb?.allowWithdrawalSlip,
chequeBlockNpa: cb?.blockNpa,
chequeBlockLimitExpired: cb?.blockLimitExpired,
chequeBlockOverDp: cb?.blockOverDp,
chequeBlockFrozen: cb?.blockFrozen,
chequeBlockLienReleased: cb?.blockLienReleased
};
// Drop undefined keys so we never send an unresolved value.
Object.keys(payload).forEach((k) => payload[k] === undefined && delete payload[k]);
return payload;
}
submit() {
@@ -0,0 +1,216 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
/*
* Shared styling for the Advances A/C wizard steps (Security & Lien, Limit & Tenure,
* Interest, Penal & NPA, Renewal & Closure, Cheque Book).
*/
$accent: #0ea5e9;
$border: #e2e8f0;
$gray-50: #f8f9fa;
$gray-200: #e8eaed;
$gray-900: #202124;
.adv-section {
border: 1px solid $border;
border-radius: 10px;
overflow: hidden;
background: #fff;
& + & {
margin-top: 16px;
}
&__header {
display: flex;
align-items: center;
gap: 10px;
padding: 12px 24px;
background: $gray-50;
border-bottom: 1px solid $gray-200;
i {
font-size: 14px;
color: $accent;
}
h3 {
margin: 0;
font-size: 14px;
font-weight: 600;
color: $gray-900;
}
}
&__hint {
margin-left: auto;
font-size: 12px;
color: #5f6368;
}
}
.adv-subsection {
padding: 16px 24px;
& + & {
border-top: 1px solid $border;
}
}
.adv-group {
margin: 0 0 12px;
font-size: 12px;
font-weight: 600;
letter-spacing: 0.06em;
text-transform: uppercase;
color: #5f6368;
}
.adv-grid {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 4px 16px;
padding: 16px 24px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-grid--3 {
grid-template-columns: repeat(3, 1fr);
@media (width <= 900px) {
grid-template-columns: repeat(2, 1fr);
}
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-subsection .adv-grid {
padding: 0;
}
.adv-field {
width: 100%;
&--full {
grid-column: 1 / -1;
}
}
.adv-checks {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px 32px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-type-options {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px;
padding: 16px 24px 0;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-type-option {
border: 1px solid #cbd5e1;
border-radius: 8px;
padding: 10px 14px;
&__label {
display: block;
font-weight: 600;
color: $gray-900;
}
&__hint {
display: block;
font-size: 12px;
color: #5f6368;
}
}
.adv-note {
display: flex;
align-items: flex-start;
gap: 8px;
margin-top: 16px;
padding: 12px 24px;
border: 1px dashed $border;
border-radius: 10px;
font-size: 13px;
color: #5f6368;
i {
color: $accent;
margin-top: 2px;
}
}
.adv-info {
padding: 12px 16px;
border-radius: 8px;
background: #f0f9ff;
border: 1px solid #bae6fd;
font-size: 13px;
color: #075985;
line-height: 1.5;
}
/* Read-only reference tables (Loans A/C steps): collateral rules, foreclosure charges. */
.adv-table {
width: 100%;
border-collapse: collapse;
th {
text-align: left;
font-size: 12px;
font-weight: 600;
letter-spacing: 0.05em;
text-transform: uppercase;
color: #475569;
padding: 12px 24px;
background: $gray-50;
border-bottom: 1px solid $border;
}
td {
font-size: 14px;
padding: 10px 24px;
border-bottom: 1px solid #eef2f6;
color: #1e293b;
}
.adv-table__no {
color: #94a3b8;
}
.adv-table__yes {
color: #047857;
font-weight: 600;
}
}
.adv-type-options--3 {
grid-template-columns: repeat(3, 1fr);
@media (width <= 900px) {
grid-template-columns: 1fr;
}
}
@@ -0,0 +1,98 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductAdvanceInterestForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-percent"></i>
<h3>Rate</h3>
<span class="adv-section__hint">Taken from the Loan Interest Rate Register</span>
</div>
<div style="padding: 16px 0 8px">
<mifosx-register-rate-view
[productSubType]="productSubType"
[glAccountId]="glAccountId"
(selectionChange)="onRegisterSelection($event)"
></mifosx-register-rate-view>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-sliders-h"></i>
<h3>Calculation</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Calculation Method</mat-label>
<mat-select formControlName="calcMethod">
@for (opt of calcMethodOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Days in Year</mat-label>
<mat-select formControlName="daysInYear">
@for (opt of daysInYearOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Days in Month</mat-label>
<mat-select formControlName="daysInMonth">
@for (opt of daysInMonthOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest Charged On</mat-label>
<mat-select formControlName="interestChargedOn">
@for (opt of chargedOnOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest on Credit Balance</mat-label>
<mat-select formControlName="interestOnCreditBalance">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-clock"></i>
<h3>Posting</h3>
</div>
<div class="adv-grid">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Posting Frequency</mat-label>
<mat-select formControlName="postingFrequency">
@for (opt of postingFrequencyOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Posting Day</mat-label>
<mat-select formControlName="postingDay">
@for (opt of postingDayOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
</form>
@@ -0,0 +1,144 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, Input, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { RegisterRateSelection, RegisterRateViewComponent } from '../register-rate-view/register-rate-view.component';
/**
* Interest step for an Advances A/C product (Figma step 5). Interest basis + spread, rate bounds,
* daily calculation and monthly posting. UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-advance-interest-step',
templateUrl: './loan-product-advance-interest-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
RegisterRateViewComponent
]
})
export class LoanProductAdvanceInterestStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductAdvanceInterestForm: UntypedFormGroup;
/** Sub type and GL account picked on the Details step; they choose the Loan Interest Rate Register row. */
@Input() productSubType = '';
@Input() glAccountId: number | string | null = null;
/** The register row the product takes its rate from; null while the register has no row for it. */
registerSelection: RegisterRateSelection | null = null;
readonly interestBasisOptions = [
{ id: 'deposit_spread', label: 'Deposit Rate + Spread' },
{ id: 'fixed', label: 'Fixed rate' },
{ id: 'floating', label: 'Floating (EBLR-linked)' }
];
readonly calcMethodOptions = [
{ id: 'daily', label: 'Daily product (daily outstanding)' },
{ id: 'monthly', label: 'Monthly average balance' }
];
readonly daysInYearOptions = [
'Actual (365 / 366)',
'365',
'360'
];
readonly daysInMonthOptions = [
'Actual',
'30'
];
readonly chargedOnOptions = [
{ id: 'utilised', label: 'Utilised (debit) balance' },
{ id: 'limit', label: 'Sanctioned limit' }
];
readonly postingFrequencyOptions = [
'Monthly',
'Quarterly',
'Half-yearly',
'At Maturity'
];
readonly postingDayOptions = [
'Last day of month',
'1st of month',
'Anniversary day'
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.loanProductAdvanceInterestForm = this.formBuilder.group({
interestBasis: ['deposit_spread'],
spread: [
2.0,
[
Validators.min(0),
Validators.max(20)
]
],
// Filled from the register row; never typed in.
minRate: [''],
maxRate: [''],
defaultRate: [''],
// The rate comes from the Loan Interest Rate Register, so a product with no register row cannot be created.
registerParticular: [
'',
Validators.required
],
calcMethod: ['daily'],
daysInYear: ['Actual (365 / 366)'],
daysInMonth: ['Actual'],
interestChargedOn: ['utilised'],
interestOnCreditBalance: ['NO'],
postingFrequency: ['Monthly'],
postingDay: ['Last day of month']
});
}
/**
* The register row decides the rate. A row of plain rates fixes the minimum and maximum; a deposit row
* ("1% + FD") is the deposit rate plus a spread, which has no plain minimum or maximum. With no row for the
* product the register particular stays empty, which keeps this step, and so the whole product, invalid until
* the product has been added to the register.
*/
onRegisterSelection(selection: RegisterRateSelection | null): void {
this.registerSelection = selection;
const form = this.loanProductAdvanceInterestForm;
if (selection) {
form.patchValue(
{
interestBasis: selection.isFormula ? 'deposit_spread' : 'fixed',
spread: selection.isFormula ? selection.minSpread : 0,
minRate: selection.minRate ?? '',
maxRate: selection.maxRate ?? '',
defaultRate: selection.defaultRate ?? '',
registerParticular: selection.particular
},
{ emitEvent: false }
);
} else {
form.patchValue({ minRate: '', maxRate: '', defaultRate: '', registerParticular: '' }, { emitEvent: false });
}
form.updateValueAndValidity({ emitEvent: false });
}
get showSpread(): boolean {
return this.loanProductAdvanceInterestForm.get('interestBasis').value === 'deposit_spread';
}
get loanProductAdvanceInterest() {
return this.loanProductAdvanceInterestForm.getRawValue();
}
}
@@ -0,0 +1,155 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductAdvanceLimitTenureForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-layer-group"></i>
<h3>Facility Type</h3>
</div>
<mat-radio-group formControlName="facilityType" class="adv-type-options">
<mat-radio-button value="demand" class="adv-type-option">
<span class="adv-type-option__label">Demand Loan</span>
<span class="adv-type-option__hint">Paid out once; repaid at maturity. No cheque book.</span>
</mat-radio-button>
<mat-radio-button value="overdraft" class="adv-type-option">
<span class="adv-type-option__label">Overdraft (Running)</span>
<span class="adv-type-option__hint">Draw and repay any time within the limit. Cheque book allowed.</span>
</mat-radio-button>
</mat-radio-group>
<div style="padding: 16px 24px 20px">
<div class="adv-info">
This choice decides whether the <strong>Cheque Book</strong> step appears. CC / OD sub types are always running.
</div>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-coins"></i>
<h3>Limit</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Limit (₹)</mat-label>
<input matInput type="number" formControlName="minLimit" min="0" required />
<mat-error>Minimum Limit is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Limit (₹)</mat-label>
<input matInput type="number" formControlName="defaultLimit" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Limit (₹)</mat-label>
<input matInput type="number" formControlName="maxLimit" min="0" required />
<mat-error>Maximum Limit is <strong>required</strong></mat-error>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-clock"></i>
<h3>Tenure &amp; Repayment</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Tenure (months)</mat-label>
<input matInput type="number" formControlName="minTenure" [min]="tenureMin" [max]="tenureMax" required />
@if (isFdTenureLocked) {
<mat-hint>FD policy: 12–15 months only</mat-hint>
}
<mat-error>
@if (isFdTenureLocked) {
Must be between <strong>12 and 15</strong> months
} @else {
Minimum Tenure is <strong>required</strong>
}
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Tenure (months)</mat-label>
<input matInput type="number" formControlName="defaultTenure" [min]="tenureMin" [max]="tenureMax" />
@if (isFdTenureLocked) {
<mat-hint>Between 12 and 15</mat-hint>
<mat-error>Must be between <strong>12 and 15</strong> months</mat-error>
}
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Tenure (months)</mat-label>
<input matInput type="number" formControlName="maxTenure" [min]="tenureMin" [max]="tenureMax" required />
@if (isFdTenureLocked) {
<mat-hint>FD policy: max 15 months (also capped at deposit maturity)</mat-hint>
} @else {
<mat-hint>Also capped at the deposit's maturity (Lien rule)</mat-hint>
}
<mat-error>
@if (isFdTenureLocked) {
Must be between <strong>12 and 15</strong> months
} @else {
Maximum Tenure is <strong>required</strong>
}
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Repayment Type</mat-label>
<mat-select formControlName="repaymentType">
@for (opt of repaymentTypeOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field adv-field--full">
<mat-label>Appropriation Order</mat-label>
<mat-select formControlName="appropriationOrder">
@for (opt of appropriationOrderOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-toggle-on"></i>
<h3>Account Behaviour</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Debit Balance Allow</mat-label>
<mat-select formControlName="debitBalanceAllow">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Allow Debit Trans After Due Date</mat-label>
<mat-select formControlName="allowDebitTransAfterDueDate">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Branch Level A/c Type</mat-label>
<mat-select formControlName="branchLevelAccountType">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-note">
<i class="fas fa-circle-info"></i>
<span>EMI fields (Number of Repayments, Repaid Every, Variable Installments) are hidden for an Advance.</span>
</div>
</form>
@@ -0,0 +1,171 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject, Input } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Limit & Tenure step for an Advances A/C product (Figma step 4).
*
* Facility Type here decides the rest of the flow: an Overdraft (running) facility gets a cheque book,
* a Demand Loan does not. UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-advance-limit-tenure-step',
templateUrl: './loan-product-advance-limit-tenure-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatRadioGroup,
MatRadioButton
]
})
export class LoanProductAdvanceLimitTenureStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductAdvanceLimitTenureForm: UntypedFormGroup;
/**
* Product sub type picked on the Details step. "Loan against FD" is bank-policy capped to a
* 12–15 month tenure, so the officer cannot create an FD product outside that band. Other
* advance sub types (Gold, RD, CC, …) stay open.
*/
private _productSubType = '';
@Input()
set productSubType(value: string) {
const next = value || '';
if (next === this._productSubType) {
return;
}
this._productSubType = next;
this.applyTenurePolicy();
}
get productSubType(): string {
return this._productSubType;
}
readonly repaymentTypeOptions = [
{ id: 'bullet', label: 'Bullet – principal + interest at maturity' },
{ id: 'running', label: 'Running – any time; clear by limit expiry' }
];
readonly appropriationOrderOptions = [
{ id: 'charges_penal_interest_principal', label: 'Charges → Penal → Interest → Principal' },
{ id: 'principal_interest_penal_charges', label: 'Principal → Interest → Penal → Charges' }
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.loanProductAdvanceLimitTenureForm = this.formBuilder.group({
facilityType: ['demand'],
minLimit: [
'',
Validators.required
],
defaultLimit: [''],
maxLimit: [
'',
Validators.required
],
minTenure: [
12,
[
Validators.required,
Validators.min(1)
]
],
defaultTenure: [12],
maxTenure: [
15,
[
Validators.required,
Validators.min(1)
]
],
repaymentType: ['bullet'],
appropriationOrder: ['charges_penal_interest_principal'],
debitBalanceAllow: ['YES'],
allowDebitTransAfterDueDate: ['NO'],
branchLevelAccountType: ['NO']
});
}
/** Read by the wizard to decide whether the Cheque Book step applies. */
get isOverdraft(): boolean {
return this.loanProductAdvanceLimitTenureForm.get('facilityType').value === 'overdraft';
}
get loanProductAdvanceLimitTenure() {
return this.loanProductAdvanceLimitTenureForm.getRawValue();
}
/** True when the FD 12–15 month cap is in force (drives the hints/errors in the template). */
get isFdTenureLocked(): boolean {
return this._productSubType === 'fd';
}
get tenureMin(): number {
return this.isFdTenureLocked ? 12 : 1;
}
get tenureMax(): number | null {
return this.isFdTenureLocked ? 15 : null;
}
/**
* FD advances are bank-policy capped to 12–15 months; every other sub type stays open (min 1).
* Called whenever the sub type changes so the validators — and thus the wizard's validity gate —
* match the selected product.
*/
private applyTenurePolicy(): void {
const form = this.loanProductAdvanceLimitTenureForm;
if (!form) {
return;
}
const min = form.get('minTenure');
const def = form.get('defaultTenure');
const max = form.get('maxTenure');
if (this._productSubType === 'fd') {
const bounds = [
Validators.min(12),
Validators.max(15)
];
min.setValidators([
Validators.required,
...bounds
]);
def.setValidators(bounds);
max.setValidators([
Validators.required,
...bounds
]);
min.setValue(12, { emitEvent: false });
def.setValue(12, { emitEvent: false });
max.setValue(15, { emitEvent: false });
} else {
min.setValidators([
Validators.required,
Validators.min(1)
]);
def.setValidators([Validators.min(1)]);
max.setValidators([
Validators.required,
Validators.min(1)
]);
}
min.updateValueAndValidity({ emitEvent: false });
def.updateValueAndValidity({ emitEvent: false });
max.updateValueAndValidity({ emitEvent: false });
}
}
@@ -0,0 +1,144 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductChequeBookForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-money-check"></i>
<h3>Cheque Book Facility</h3>
<span class="adv-section__hint">Overdraft (running) only</span>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field adv-field--full" style="grid-column: span 2">
<mat-label>Cheque Type</mat-label>
<mat-select formControlName="chequeType">
@for (opt of chequeTypeOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Book Sizes Allowed (leaves)</mat-label>
<mat-select formControlName="bookSizes" multiple>
@for (opt of bookSizeOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Book Size (leaves)</mat-label>
<mat-select formControlName="defaultBookSize">
@for (opt of bookSizeOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Max Books Outstanding</mat-label>
<input matInput type="number" formControlName="maxBooksOutstanding" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Reissue When Unused Leaves ≤</mat-label>
<input matInput type="number" formControlName="reissueWhenLeaves" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>First Cheque Book Free</mat-label>
<mat-select formControlName="firstBookFree">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Free Cheque Books per Year</mat-label>
<input matInput type="number" formControlName="freeBooksPerYear" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Name Printed on Cheque</mat-label>
<mat-select formControlName="namePrinted">
@for (opt of namePrintedOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field adv-field--full" style="grid-column: span 2">
<mat-label>Cheque Print Description</mat-label>
<input matInput formControlName="chequePrintDescription" />
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-shield-halved"></i>
<h3>Validation &amp; Security</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Positive Pay (PPS) Threshold (₹)</mat-label>
<input matInput type="number" formControlName="ppsThreshold" min="0" required />
<mat-hint>Issuer confirms cheques at or above this</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>PPS Mandatory Above (₹)</mat-label>
<input matInput type="number" formControlName="ppsMandatoryAbove" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Cheque Validity</mat-label>
<input matInput value="3 months (RBI)" disabled />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Stop Payment Allowed</mat-label>
<mat-select formControlName="stopPaymentAllowed">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maintain Cheque Stock Register</mat-label>
<mat-select formControlName="maintainStockRegister">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Allow Withdrawal Slip</mat-label>
<mat-select formControlName="allowWithdrawalSlip">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-ban"></i>
<h3>Block Cheque Issue &amp; Clearing When</h3>
</div>
<div class="adv-subsection">
<div class="adv-checks">
<mat-checkbox formControlName="blockNpa">Account is NPA or out of order</mat-checkbox>
<mat-checkbox formControlName="blockLimitExpired">Limit has expired (renewal due)</mat-checkbox>
<mat-checkbox formControlName="blockOverDp">Debit would exceed the limit / drawing power</mat-checkbox>
<mat-checkbox formControlName="blockFrozen">Account is frozen or inoperative</mat-checkbox>
<mat-checkbox formControlName="blockLienReleased">
Pledged deposit has matured or its lien was released
</mat-checkbox>
</div>
</div>
</div>
<div class="adv-note">
<i class="fas fa-circle-info"></i>
<span>Cheque book fees (issue, per leaf, return, stop payment) are set on the Charges step.</span>
</div>
</form>
@@ -0,0 +1,92 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Cheque Book step (Figma step 8), shown only when the Facility Type is Overdraft (running).
* UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-cheque-book-step',
templateUrl: './loan-product-cheque-book-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox
]
})
export class LoanProductChequeBookStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductChequeBookForm: UntypedFormGroup;
readonly chequeTypeOptions = [
'CTS-2010 · Payable at par (multi-city)',
'CTS-2010 · Local',
'Non-CTS'
];
readonly bookSizeOptions = [
'10',
'25',
'50',
'100'
];
readonly namePrintedOptions = [
'Account holder name',
'Firm / entity name',
'As per instruction'
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.loanProductChequeBookForm = this.formBuilder.group({
chequeType: ['CTS-2010 · Payable at par (multi-city)'],
bookSizes: [
[
'10',
'25',
'50'
]
],
defaultBookSize: ['25'],
maxBooksOutstanding: [1],
reissueWhenLeaves: [5],
firstBookFree: ['YES'],
freeBooksPerYear: [1],
namePrinted: ['Account holder name'],
chequePrintDescription: [''],
ppsThreshold: [
50000,
[
Validators.required,
Validators.min(0)
]
],
ppsMandatoryAbove: [500000],
stopPaymentAllowed: ['YES'],
maintainStockRegister: ['YES'],
allowWithdrawalSlip: ['NO'],
blockNpa: [true],
blockLimitExpired: [true],
blockOverDp: [true],
blockFrozen: [true],
blockLienReleased: [true]
});
}
get loanProductChequeBook() {
return this.loanProductChequeBookForm.getRawValue();
}
}
@@ -7,178 +7,190 @@
-->
<form [formGroup]="loanProductDetailsForm">
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-info-circle"></i>
<h3>{{ 'labels.inputs.Product Name' | translate }} &amp; {{ 'labels.inputs.Description' | translate }}</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
<input
matInput
formControlName="name"
matTooltip="{{ 'tooltips.Product name is a unique identifier' | translate }}"
required
/>
<mat-error>
{{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>{{ 'labels.inputs.Short Name' | translate }}</mat-label>
<input
matInput
formControlName="shortName"
maxlength="4"
matTooltip="{{ 'tooltips.Short name is a unique identifier' | translate }}"
required
/>
<mat-error>
{{ 'labels.inputs.Short Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
</mat-form-field>
</div>
</div>
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-calendar-alt"></i>
<h3>{{ 'labels.inputs.Availability' | translate }}</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field" (click)="startDatePicker.open()">
<mat-label>{{ 'labels.inputs.Start Date' | translate }}</mat-label>
<input
matInput
[min]="minDate"
[max]="maxDate"
[matDatepicker]="startDatePicker"
matTooltip="{{ 'tooltips.loan product will be active and available to clients' | translate }}"
formControlName="startDate"
/>
<mat-datepicker-toggle matSuffix [for]="startDatePicker"></mat-datepicker-toggle>
<mat-datepicker #startDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field" (click)="closeDatePicker.open()">
<mat-label>{{ 'labels.inputs.Close Date' | translate }}</mat-label>
<input
matInput
[min]="minDate"
[max]="maxDate"
[matDatepicker]="closeDatePicker"
matTooltip="{{ 'tooltips.loan product will become inactive and unavailable to clients' | translate }}"
formControlName="closeDate"
/>
<mat-datepicker-toggle matSuffix [for]="closeDatePicker"></mat-datepicker-toggle>
<mat-datepicker #closeDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Description' | translate }}</mat-label>
<textarea
matInput
matTooltip="{{ 'tooltips.Provide additional information' | translate }}"
formControlName="description"
cdkTextareaAutosize
cdkAutosizeMinRows="2"
></textarea>
</mat-form-field>
</div>
</div>
<!-- Interest Information -->
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-percentage"></i>
<h3>Interest Information</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Debit Int. Calculation</mat-label>
<mat-select formControlName="debitIntCalculation">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Separate Penal Int.</mat-label>
<mat-select formControlName="separatePenalInterest">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Credit Int. Calculation</mat-label>
<mat-select formControlName="creditIntCalculation">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Sub A/c Type Balance</mat-label>
<mat-select formControlName="subAccountTypeBalance">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Final Int. Rounding</mat-label>
<mat-select formControlName="finalIntRounding">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
@if (loanProductDetailsForm.get('finalIntRounding')?.value) {
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Rounding UpTo</mat-label>
<input matInput type="number" formControlName="roundingUpTo" min="0" />
</mat-form-field>
}
</div>
</div>
<!-- Product Classification + GL Account — combined section -->
<!-- Product Type — picked first; it decides which sections the rest of the wizard shows -->
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-sitemap"></i>
<h3>Product Classification</h3>
<h3>Product Type</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Product Type Group</mat-label>
<mat-select formControlName="productTypeGroup">
@for (group of productTypeGroups; track group.id) {
<mat-option [value]="group.id">{{ group.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-radio-group formControlName="productTypeGroup" class="lpd-type-options">
@for (group of productTypeGroups; track group.id) {
<mat-radio-button [value]="group.id" class="lpd-type-option">
<span class="lpd-type-option__label">{{ group.label }}</span>
<span class="lpd-type-option__hint">{{ group.hint }}</span>
</mat-radio-button>
}
</mat-radio-group>
@if (loanProductDetailsForm.get('productTypeGroup')?.value) {
@if (loanProductDetailsForm.get('productTypeGroup')?.value) {
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>GL Account ({{ glClassificationLabel }})</mat-label>
<mat-select formControlName="glAccount">
@for (acc of availableGlAccounts; track acc.id) {
<mat-option [value]="acc.id"> ({{ acc.glCode }}) {{ acc.name }} </mat-option>
<mat-label>Product Sub Type</mat-label>
<mat-select formControlName="productTypeSubGroup" [required]="!isExistingProduct">
@for (subGroup of availableSubGroups; track subGroup.id) {
<mat-option [value]="subGroup.id">{{ subGroup.label }}</mat-option>
}
</mat-select>
<mat-error>GL Account is required</mat-error>
<mat-error>Product Sub Type is <strong>required</strong></mat-error>
</mat-form-field>
}
</div>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>GL Account (Asset)</mat-label>
<mat-select
formControlName="glAccount"
[required]="!isExistingProduct"
matTooltip="Ledger GL of this product. Account numbers of its loan accounts are generated from this GL."
>
@for (acc of assetAccountOptions; track acc.id) {
<mat-option [value]="acc.id">({{ acc.glCode }}) {{ acc.name }}</mat-option>
}
</mat-select>
<mat-error>GL Account is <strong>required</strong></mat-error>
</mat-form-field>
</div>
}
</div>
@if (!isProductTypeChosen) {
<div class="lpd-type-pending">
<i class="fas fa-circle-info"></i>
Select a Product Type and Sub Type to continue.
</div>
}
@if (isProductTypeChosen) {
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-info-circle"></i>
<h3>{{ 'labels.inputs.Product Name' | translate }} &amp; {{ 'labels.inputs.Description' | translate }}</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
<input
matInput
formControlName="name"
matTooltip="{{ 'tooltips.Product name is a unique identifier' | translate }}"
required
/>
<mat-error>
{{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>{{ 'labels.inputs.Short Name' | translate }}</mat-label>
<input
matInput
formControlName="shortName"
[maxlength]="isExistingProduct ? 4 : null"
matTooltip="{{ 'tooltips.Short name is a unique identifier' | translate }}"
required
(input)="normalizeShortName($event)"
/>
@if (loanProductDetailsForm.get('shortName').hasError('pattern')) {
<mat-error>Short Name must be exactly <strong>2 capital letters</strong> (A–Z)</mat-error>
} @else {
<mat-error>
{{ 'labels.inputs.Short Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
}
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field lpd-field--row-start" (click)="startDatePicker.open()">
<mat-label>{{ 'labels.inputs.Start Date' | translate }}</mat-label>
<input
matInput
[min]="startDateMin"
[max]="startDateMax"
[matDatepicker]="startDatePicker"
matTooltip="{{ 'tooltips.loan product will be active and available to clients' | translate }}"
formControlName="startDate"
/>
<mat-datepicker-toggle matSuffix [for]="startDatePicker"></mat-datepicker-toggle>
<mat-datepicker #startDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field" (click)="closeDatePicker.open()">
<mat-label>{{ 'labels.inputs.Close Date' | translate }}</mat-label>
<input
matInput
[min]="closeDateMin"
[max]="maxDate"
[matDatepicker]="closeDatePicker"
matTooltip="{{ 'tooltips.loan product will become inactive and unavailable to clients' | translate }}"
formControlName="closeDate"
/>
<mat-datepicker-toggle matSuffix [for]="closeDatePicker"></mat-datepicker-toggle>
<mat-datepicker #closeDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Description' | translate }}</mat-label>
<textarea
matInput
matTooltip="{{ 'tooltips.Provide additional information' | translate }}"
formControlName="description"
cdkTextareaAutosize
cdkAutosizeMinRows="2"
></textarea>
</mat-form-field>
</div>
</div>
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-flag"></i>
<h3>Regulatory Classification</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Loan Product Category (RBI)</mat-label>
<mat-select formControlName="loanProductCategory">
@for (opt of loanProductCategoryOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Priority Sector</mat-label>
<mat-select formControlName="prioritySector">
@for (opt of prioritySectorOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>CIBIL Account Type</mat-label>
<mat-select formControlName="cibilAccountType">
@for (opt of cibilAccountTypeOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Key Fact Statement (KFS)</mat-label>
<mat-select formControlName="kfsEnabled">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>APR Calculation</mat-label>
<mat-select formControlName="aprEnabled">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
}
</form>
@@ -61,6 +61,57 @@ $gray-900: #202124;
&--full {
grid-column: 1 / -1;
}
// Starts a new row, so Start / Close Date sit together instead of one of them beside Short Name.
&--row-start {
grid-column-start: 1;
}
}
// Product Type — first section
.lpd-type-options {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px;
padding: 16px 24px 0;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.lpd-type-option {
border: 1px solid $border;
border-radius: 8px;
padding: 8px 12px;
&__label {
display: block;
font-weight: 600;
color: $gray-900;
}
&__hint {
display: block;
font-size: 12px;
color: #5f6368;
}
}
.lpd-type-pending {
display: flex;
align-items: center;
gap: 8px;
margin-top: 16px;
padding: 12px 24px;
border: 1px dashed $border;
border-radius: 10px;
font-size: 13px;
color: #5f6368;
i {
color: $accent;
}
}
.lpd-checkbox-row {
@@ -15,7 +15,9 @@ import { Dates } from 'app/core/utils/dates';
import { SettingsService } from 'app/settings/settings.service';
import { MatTooltip } from '@angular/material/tooltip';
import { CdkTextareaAutosize } from '@angular/cdk/text-field';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { PRODUCT_SUB_TYPES, PRODUCT_TYPE_GROUPS } from '../../loan-product-types';
@Component({
selector: 'mifosx-loan-product-details-step',
@@ -24,7 +26,9 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
imports: [
...STANDALONE_SHARED_IMPORTS,
MatTooltip,
CdkTextareaAutosize
CdkTextareaAutosize,
MatRadioGroup,
MatRadioButton
]
})
export class LoanProductDetailsStepComponent implements OnInit {
@@ -39,6 +43,14 @@ export class LoanProductDetailsStepComponent implements OnInit {
minDate = new Date(2000, 0, 1);
maxDate = new Date(new Date().setFullYear(new Date().getFullYear() + 10));
// Start Date policy: a new product must start on the current day — the picker allows only today
// (neither past nor future). Widened for an existing product so its saved start date stays valid.
startDateMin: Date = new Date();
startDateMax: Date = new Date();
// Close (End) Date accepts only future dates — default min is tomorrow; widened for an existing product.
closeDateMin: Date = new Date();
/**
* @param {FormBuilder} formBuilder Form Builder.
* @param {Dates} dateUtils Date Utils.
@@ -50,90 +62,133 @@ export class LoanProductDetailsStepComponent implements OnInit {
}
ngOnInit() {
// Product Type is not persisted by the backend yet, so an existing product comes back without one.
// Only a new product is made to pick it first; editing must not hide or block the rest of the form.
this.isExistingProduct = !!this.loanProductsTemplate?.id;
if (!this.isExistingProduct) {
this.loanProductDetailsForm.get('productTypeGroup').setValidators(Validators.required);
this.loanProductDetailsForm.get('productTypeSubGroup').setValidators(Validators.required);
this.loanProductDetailsForm.get('glAccount').setValidators(Validators.required);
// A new product's short name is exactly two capital letters. Saved products keep the old 4-character
// rule, so an existing short name such as 'PW16' does not stop the product from being edited.
this.loanProductDetailsForm.get('shortName').setValidators([
Validators.required,
Validators.pattern(/^[A-Z]{2}$/)
]);
this.loanProductDetailsForm.get('productTypeGroup').updateValueAndValidity({ emitEvent: false });
this.loanProductDetailsForm.get('productTypeSubGroup').updateValueAndValidity({ emitEvent: false });
this.loanProductDetailsForm.get('glAccount').updateValueAndValidity({ emitEvent: false });
this.loanProductDetailsForm.get('shortName').updateValueAndValidity({ emitEvent: false });
}
// A loan / advance is an asset of the bank, so its ledger GL is always an asset account.
this.assetAccountOptions = this.loanProductsTemplate?.accountingMappingOptions?.assetAccountOptions ?? [];
// Start Date: default to today for a new product and lock the picker to the current day.
// An existing product keeps the wider range so its saved date remains selectable/valid.
if (this.isExistingProduct) {
this.startDateMin = this.minDate;
this.startDateMax = this.maxDate;
this.closeDateMin = this.minDate;
} else {
this.startDateMin = new Date();
this.startDateMax = new Date();
const tomorrow = new Date();
tomorrow.setDate(tomorrow.getDate() + 1);
this.closeDateMin = tomorrow;
}
this.loanProductDetailsForm.patchValue({
name: this.loanProductsTemplate.name,
shortName: this.loanProductsTemplate.shortName,
description: this.loanProductsTemplate.description,
startDate: this.loanProductsTemplate.startDate && new Date(this.loanProductsTemplate.startDate),
startDate: this.loanProductsTemplate.startDate ? new Date(this.loanProductsTemplate.startDate) : new Date(),
closeDate: this.loanProductsTemplate.closeDate && new Date(this.loanProductsTemplate.closeDate)
});
const mappingOptions = this.loanProductsTemplate?.accountingMappingOptions ?? {};
this.assetAccountOptions = mappingOptions.assetAccountOptions ?? [];
this.liabilityAccountOptions = mappingOptions.liabilityAccountOptions ?? [];
this.loanProductDetailsForm.patchValue({
debitIntCalculation: this.loanProductsTemplate.debitIntCalculation ?? false,
separatePenalInterest: this.loanProductsTemplate.separatePenalInterest ?? false,
creditIntCalculation: this.loanProductsTemplate.creditIntCalculation ?? false,
subAccountTypeBalance: this.loanProductsTemplate.subAccountTypeBalance ?? false,
finalIntRounding: this.loanProductsTemplate.finalIntRounding ?? false,
roundingUpTo: this.loanProductsTemplate.roundingUpTo ?? null
});
}
/** Product Classification data */
readonly productTypeGroups = [
{ id: 'loans', label: 'Loan' },
{ id: 'advanced', label: 'Advanced' }
/** True when editing a saved product; see ngOnInit. */
isExistingProduct = false;
/** Product Type -- picked first, since it decides which sections the rest of the wizard shows. */
/** Category and type lists are shared with the product list and the loan account product picker. */
readonly productTypeGroups = PRODUCT_TYPE_GROUPS;
readonly productTypeSubGroups = PRODUCT_SUB_TYPES;
/** Regulatory Classification options (UI-only; RBI / bureau reporting). */
readonly loanProductCategoryOptions = [
{ id: 'advances_deposits', label: 'Advances against deposits' },
{ id: 'gold_loan', label: 'Gold loan' },
{ id: 'agriculture', label: 'Agriculture' },
{ id: 'msme', label: 'MSME' },
{ id: 'personal', label: 'Personal / retail' },
{ id: 'housing', label: 'Housing' },
{ id: 'other', label: 'Other' }
];
readonly productTypeSubGroups: Record<string, { id: string; label: string }[]> = {
loans: [
{ id: 'emi', label: 'EMI' },
{ id: 'cc', label: 'CC (Cash Credit)' },
{ id: 'overdraft', label: 'Overdraft' },
{ id: 'warehouse', label: 'Warehouse' },
{ id: 'gold', label: 'Gold' }
],
advanced: [
{ id: 'fd', label: 'FD (Fixed Deposit)' },
{ id: 'rd', label: 'RD (Recurring Deposit)' }
]
};
readonly prioritySectorOptions = [
{ id: 'yes', label: 'Yes' },
{ id: 'no', label: 'No' }
];
/** Default GL per product type group */
private readonly glDefaultMap: Record<string, string> = {
loans: 'asset',
advanced: 'asset'
};
readonly cibilAccountTypeOptions = [
{ id: 'loan_bank_deposits', label: 'Loan against Bank Deposits' },
{ id: 'gold_loan', label: 'Gold Loan' },
{ id: 'overdraft', label: 'Overdraft' },
{ id: 'business_loan', label: 'Business Loan' },
{ id: 'other', label: 'Other' }
];
readonly yesNoOptions = [
'YES',
'NO'
];
/** The rest of the Details form stays hidden on a new product until its type and sub type are picked. */
get isProductTypeChosen(): boolean {
if (this.isExistingProduct) {
return true;
}
const value = this.loanProductDetailsForm.value;
return !!value.productTypeGroup && !!value.productTypeSubGroup;
}
get availableSubGroups() {
const group = this.loanProductDetailsForm.get('productTypeGroup')?.value;
return group ? (this.productTypeSubGroups[group] ?? []) : [];
}
get glOptions(): string[] {
return [
'asset',
'liability'
];
}
/**
* Asset GLs offered for the product's ledger GL -- the GL the product's loan account numbers are
* generated from. Separate from the Accounting tab mappings, which drive the journal entries.
*/
assetAccountOptions: any[] = [];
liabilityAccountOptions: any[] = [];
get availableGlAccounts(): any[] {
const type = this.loanProductDetailsForm.get('glClassification')?.value;
if (type === 'asset') return this.assetAccountOptions;
if (type === 'liability') return this.liabilityAccountOptions;
return [];
}
get glClassificationLabel(): string {
const type = this.loanProductDetailsForm.get('glClassification')?.value;
return type === 'liability' ? 'Liability' : 'Asset';
}
get selectedGroupLabel(): string {
const group = this.loanProductDetailsForm.get('productTypeGroup')?.value;
return this.productTypeGroups.find((g) => g.id === group)?.label ?? '';
}
readonly yesNoOptions = [
{ value: true, label: 'YES' },
{ value: false, label: 'NO' }
];
/**
* A new product's short name is two capital letters, so what is typed or pasted is upper-cased, anything
* that is not a letter is dropped, and only the first two letters are kept. Trimming here rather than with
* maxlength means a paste like 'g1old' still yields 'GO' instead of being cut to 'g1' first.
*/
normalizeShortName(event: Event) {
if (this.isExistingProduct) {
return;
}
// Read from the input itself: this handler can run before the form control has taken the new value.
const typed = (event.target as HTMLInputElement).value ?? '';
const cleaned = typed
.toUpperCase()
.replace(/[^A-Z]/g, '')
.slice(0, 2);
if (cleaned !== typed) {
this.loanProductDetailsForm.get('shortName').setValue(cleaned);
}
}
createLoanProductDetailsForm() {
this.loanProductDetailsForm = this.formBuilder.group({
@@ -150,21 +205,26 @@ export class LoanProductDetailsStepComponent implements OnInit {
closeDate: [''],
productTypeGroup: [''],
productTypeSubGroup: [''],
glClassification: ['asset'],
glAccount: [''],
debitIntCalculation: [false],
separatePenalInterest: [false],
creditIntCalculation: [false],
subAccountTypeBalance: [false],
finalIntRounding: [false],
roundingUpTo: [null]
// Regulatory Classification (UI-only; stripped in buildPayload)
loanProductCategory: ['advances_deposits'],
prioritySector: ['no'],
cibilAccountType: ['loan_bank_deposits'],
kfsEnabled: ['YES'],
aprEnabled: ['YES']
});
// Auto-set GL based on product type group
this.loanProductDetailsForm.get('productTypeGroup')?.valueChanges.subscribe((group: string) => {
const defaultVal = this.glDefaultMap[group] ?? 'asset';
this.loanProductDetailsForm.get('glClassification')?.setValue(defaultVal);
this.loanProductDetailsForm.get('glAccount')?.setValue('');
// A sub type belongs to one group, so changing the group clears it.
this.loanProductDetailsForm.get('productTypeGroup')?.valueChanges.subscribe(() => {
this.loanProductDetailsForm.get('productTypeSubGroup')?.setValue('');
});
// Picking a sub type pre-fills the Short Name with its code; the user can still change it.
this.loanProductDetailsForm.get('productTypeSubGroup')?.valueChanges.subscribe((subGroupId: string) => {
const subGroup = this.availableSubGroups.find((s) => s.id === subGroupId);
if (subGroup) {
this.loanProductDetailsForm.get('shortName').setValue(subGroup.shortName);
}
});
}
@@ -0,0 +1,150 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductLoanAmountTenureForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-coins"></i>
<h3>Loan Amount</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Amount (₹)</mat-label>
<input matInput type="number" formControlName="minAmount" min="0" required />
<mat-error>Minimum Amount is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Amount (₹)</mat-label>
<input matInput type="number" formControlName="defaultAmount" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Amount (₹)</mat-label>
<input matInput type="number" formControlName="maxAmount" min="0" required />
<mat-error>Maximum Amount is <strong>required</strong></mat-error>
</mat-form-field>
</div>
<div style="padding: 0 24px 20px">
<div class="adv-info">
Each loan is sanctioned within these bounds. The amount is fixed at sanction. It is not a limit that can be
drawn and repaid again.
</div>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-clock"></i>
<h3>Tenure</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Tenure (months)</mat-label>
<input matInput type="number" formControlName="minTenure" min="1" required />
<mat-error>Minimum Tenure is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Tenure (months)</mat-label>
<input matInput type="number" formControlName="defaultTenure" min="1" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Tenure (months)</mat-label>
<input matInput type="number" formControlName="maxTenure" min="1" required />
<mat-hint>Age at maturity cap comes from Borrower Eligibility below</mat-hint>
<mat-error>Maximum Tenure is <strong>required</strong></mat-error>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-user"></i>
<h3>Borrower Eligibility</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Age (years)</mat-label>
<input matInput type="number" formControlName="minAge" min="18" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Age at Maturity (years)</mat-label>
<input matInput type="number" formControlName="maxAgeAtMaturity" min="18" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum CIBIL Score</mat-label>
<input matInput type="number" formControlName="minCibil" min="300" max="900" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Monthly Income (₹)</mat-label>
<input matInput type="number" formControlName="minMonthlyIncome" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum FOIR / DBR (%)</mat-label>
<input matInput type="number" formControlName="maxFoir" min="0" max="100" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Loans per Customer</mat-label>
<input matInput type="number" formControlName="maxLoansPerCustomer" min="1" />
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-arrow-right"></i>
<h3>Disbursement</h3>
</div>
<mat-radio-group formControlName="disbursementType" class="adv-type-options">
<mat-radio-button value="single" class="adv-type-option">
<span class="adv-type-option__label">Single disbursement</span>
<span class="adv-type-option__hint">Full amount paid out once.</span>
</mat-radio-button>
<mat-radio-button value="multiple" class="adv-type-option">
<span class="adv-type-option__label">Multiple tranches</span>
<span class="adv-type-option__hint">Paid out in stages, for example as construction progresses.</span>
</mat-radio-button>
</mat-radio-group>
<div class="adv-grid adv-grid--3">
@if (isMultiTranche) {
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Tranches</mat-label>
<input matInput type="number" formControlName="maxTranches" min="2" />
<mat-error>At least <strong>2</strong> tranches</mat-error>
</mat-form-field>
}
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Disbursement Mode</mat-label>
<mat-select formControlName="disbursementMode">
@for (opt of disbursementModeOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest on Undisbursed Amount</mat-label>
<mat-select formControlName="undisbursedInterest">
@for (opt of undisbursedInterestOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
<div class="adv-subsection">
<mat-checkbox formControlName="preEmiInterest">
Pre-EMI interest is charged on each disbursed tranche until the first full EMI
</mat-checkbox>
</div>
</div>
<div class="adv-note">
<i class="fas fa-info-circle"></i>
<span>
<strong>Hidden for Loans A/C:</strong> Facility Type (Demand / Overdraft), Drawing power, Limit renewal, Cheque
book.
</span>
</div>
</form>
@@ -0,0 +1,106 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Amount & Tenure step for a Loans A/C (EMI) product (step 4): fixed sanctioned amount, tenure,
* borrower eligibility and disbursement. Amount, tenure and tranches feed Fineract's core product
* fields; eligibility is UI-only for now.
*/
@Component({
selector: 'mifosx-loan-product-loan-amount-tenure-step',
templateUrl: './loan-product-loan-amount-tenure-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox,
MatRadioGroup,
MatRadioButton
]
})
export class LoanProductLoanAmountTenureStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductLoanAmountTenureForm: UntypedFormGroup;
readonly disbursementModeOptions = [
{ id: 'transfer_dd_vendor', label: 'Transfer to A/C, DD, Direct to vendor' },
{ id: 'transfer', label: 'Transfer to A/C only' },
{ id: 'dd', label: 'Demand draft only' }
];
readonly undisbursedInterestOptions = [
{ id: 'none', label: 'None — interest only on disbursed' },
{ id: 'commitment', label: 'Commitment charge on undisbursed' }
];
constructor() {
this.loanProductLoanAmountTenureForm = this.formBuilder.group({
minAmount: [
'',
[
Validators.required,
Validators.min(0)
]
],
defaultAmount: [''],
maxAmount: [
'',
[
Validators.required,
Validators.min(0)
]
],
minTenure: [
12,
[
Validators.required,
Validators.min(1)
]
],
defaultTenure: [
'',
Validators.min(1)
],
maxTenure: [
360,
[
Validators.required,
Validators.min(1)
]
],
minAge: [21],
maxAgeAtMaturity: [70],
minCibil: [650],
minMonthlyIncome: [''],
maxFoir: [50],
maxLoansPerCustomer: [1],
disbursementType: ['single'],
maxTranches: [
2,
Validators.min(2)
],
disbursementMode: ['transfer_dd_vendor'],
undisbursedInterest: ['none'],
preEmiInterest: [true]
});
}
get isMultiTranche(): boolean {
return this.loanProductLoanAmountTenureForm.get('disbursementType').value === 'multiple';
}
get loanProductLoanAmountTenure() {
return this.loanProductLoanAmountTenureForm.getRawValue();
}
}
@@ -0,0 +1,161 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductLoanInterestForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-percent"></i>
<h3>Interest Type</h3>
</div>
<mat-radio-group formControlName="interestType" class="adv-type-options adv-type-options--3">
<mat-radio-button value="fixed" class="adv-type-option">
<span class="adv-type-option__label">Fixed</span>
<span class="adv-type-option__hint">Same rate for the whole tenure</span>
</mat-radio-button>
<mat-radio-button value="floating" class="adv-type-option">
<span class="adv-type-option__label">Floating</span>
<span class="adv-type-option__hint">Linked to a benchmark; resets periodically</span>
</mat-radio-button>
<mat-radio-button value="hybrid" class="adv-type-option">
<span class="adv-type-option__label">Hybrid</span>
<span class="adv-type-option__hint">Fixed for a period, then floating</span>
</mat-radio-button>
</mat-radio-group>
<div style="height: 20px"></div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-table-cells"></i>
<h3>Rate Source</h3>
<span class="adv-section__hint">Centralised — changes flow to all loans on this product</span>
</div>
<div style="padding: 16px 0 8px">
<mifosx-register-rate-view
[productSubType]="productSubType"
[glAccountId]="glAccountId"
(selectionChange)="onRegisterSelection($event)"
></mifosx-register-rate-view>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Apply CIBIL Adjustment</mat-label>
<mat-select formControlName="applyCibilAdjustment">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Spread over Register Rate (%)</mat-label>
<input matInput type="number" formControlName="spread" min="0" max="20" step="0.01" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Rate Resolved At</mat-label>
<mat-select formControlName="rateResolvedAt">
@for (opt of rateResolvedAtOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-chart-simple"></i>
<h3>Calculation</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Calculation Method</mat-label>
<mat-select formControlName="calcMethod">
@for (opt of calcMethodOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Days in Year</mat-label>
<mat-select formControlName="daysInYear">
@for (opt of daysInYearOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Days in Month</mat-label>
<mat-select formControlName="daysInMonth">
@for (opt of daysInMonthOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Calculation Period</mat-label>
<mat-select formControlName="calcPeriod">
@for (opt of calcPeriodOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest Starts From</mat-label>
<mat-select formControlName="interestStartsFrom">
@for (opt of interestStartOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Compounding</mat-label>
<mat-select formControlName="compounding">
@for (opt of compoundingOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
@if (isFloatingOrHybrid) {
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-rotate"></i>
<h3>Floating Rate Reset</h3>
<span class="adv-section__hint">Shown only when the type is Floating or Hybrid</span>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Benchmark</mat-label>
<mat-select formControlName="benchmark">
@for (opt of benchmarkOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Reset Frequency</mat-label>
<mat-select formControlName="resetFrequency">
@for (opt of resetFrequencyOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>On Reset, Change</mat-label>
<mat-select formControlName="resetChange">
@for (opt of resetChangeOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
}
</form>
@@ -0,0 +1,188 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, Input, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { RegisterRateSelection, RegisterRateViewComponent } from '../register-rate-view/register-rate-view.component';
/**
* Interest step for a Loans A/C (EMI) product (step 6). The rate normally comes from the central
* Loan Interest Rate Register (amount slab + CIBIL adjustment); the min / default / max rate and the
* calculation method feed Fineract's core product fields. Register link, spread and floating reset
* are UI-only for now.
*/
@Component({
selector: 'mifosx-loan-product-loan-interest-step',
templateUrl: './loan-product-loan-interest-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatRadioGroup,
MatRadioButton,
RegisterRateViewComponent
]
})
export class LoanProductLoanInterestStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductLoanInterestForm: UntypedFormGroup;
/** Sub type and GL account picked on the Details step; they choose the Loan Interest Rate Register row. */
@Input() productSubType = '';
@Input() glAccountId: number | string | null = null;
/** The register row the product takes its rate from; null while the register has no row for it. */
registerSelection: RegisterRateSelection | null = null;
/** The 16 default particulars of the Loan Interest Rate Register. */
readonly registerParticulars = [
'Housing Loan (Purchase/Construction)',
'Home Repair/Renovation',
'Personal Loan (Unsecured)',
'Personal Loan (Secured/Property)',
'Two Wheeler Loan',
'Car Loan (New)',
'Used Car/Vehicle Loan',
'Commercial Vehicle Loan',
'Gold Loan',
'Business Term Loan',
'Machinery & Equipment Loan',
'Cash Credit',
'Overdraft',
'Agriculture Loan',
'Loan against FDR',
'Loan against RD'
];
readonly yesNoOptions = [
'YES',
'NO'
];
readonly rateResolvedAtOptions = [
{ id: 'sanction', label: 'Sanction' },
{ id: 'disbursement', label: 'First disbursement' }
];
readonly calcMethodOptions = [
{ id: 'declining', label: 'Declining Balance' },
{ id: 'flat', label: 'Flat' }
];
/** `fineractId` maps to Fineract's daysInYearType (1 = actual). */
readonly daysInYearOptions = [
{ id: 'actual', label: 'Actual (365 / 366)', fineractId: 1 },
{ id: '365', label: '365', fineractId: 365 },
{ id: '360', label: '360', fineractId: 360 }
];
/** `fineractId` maps to Fineract's daysInMonthType (1 = actual). */
readonly daysInMonthOptions = [
{ id: 'actual', label: 'Actual', fineractId: 1 },
{ id: '30', label: '30', fineractId: 30 }
];
readonly calcPeriodOptions = [
{ id: 'same', label: 'Same as repayment period' },
{ id: 'daily', label: 'Daily' }
];
readonly interestStartOptions = [
{ id: 'disbursement', label: 'Disbursement date' },
{ id: 'first_emi', label: 'First EMI date' }
];
readonly compoundingOptions = [
{ id: 'none', label: 'None (simple on outstanding)' },
{ id: 'monthly', label: 'Monthly' }
];
readonly benchmarkOptions = [
{ id: 'repo', label: 'Repo / MCLR / Bank base rate' },
{ id: 'eblr', label: 'External benchmark (EBLR)' }
];
readonly resetFrequencyOptions = [
{ id: 'quarterly', label: 'Quarterly' },
{ id: 'half_yearly', label: 'Half-yearly' },
{ id: 'yearly', label: 'Yearly' }
];
readonly resetChangeOptions = [
{ id: 'tenure', label: 'Tenure (EMI stays constant)' },
{ id: 'emi', label: 'EMI (tenure stays constant)' }
];
constructor() {
this.loanProductLoanInterestForm = this.formBuilder.group({
interestType: ['fixed'],
// The rate comes from the Loan Interest Rate Register, so a product with no register row cannot be created.
registerParticular: [
'',
Validators.required
],
applyCibilAdjustment: ['YES'],
spread: [
0,
[
Validators.min(0),
Validators.max(20)
]
],
rateResolvedAt: ['sanction'],
// Filled from the register row; never typed in.
minRate: [''],
defaultRate: [''],
maxRate: [''],
calcMethod: ['declining'],
daysInYear: ['actual'],
daysInMonth: ['actual'],
calcPeriod: ['same'],
interestStartsFrom: ['disbursement'],
compounding: ['none'],
benchmark: ['repo'],
resetFrequency: ['quarterly'],
resetChange: ['tenure']
});
}
/**
* The register row decides the rate limits. With no row for the product the register particular stays empty,
* which keeps this step, and so the whole product, invalid until the product has been added to the register.
*/
onRegisterSelection(selection: RegisterRateSelection | null): void {
this.registerSelection = selection;
const form = this.loanProductLoanInterestForm;
if (selection) {
form.patchValue(
{
registerParticular: selection.particular,
minRate: selection.minRate ?? '',
maxRate: selection.maxRate ?? '',
defaultRate: selection.defaultRate ?? ''
},
{ emitEvent: false }
);
} else {
form.patchValue({ registerParticular: '', minRate: '', maxRate: '', defaultRate: '' }, { emitEvent: false });
}
form.updateValueAndValidity({ emitEvent: false });
}
/** Reset options only apply to a floating or hybrid rate. */
get isFloatingOrHybrid(): boolean {
const type = this.loanProductLoanInterestForm.get('interestType').value;
return type === 'floating' || type === 'hybrid';
}
get loanProductLoanInterest() {
return this.loanProductLoanInterestForm.getRawValue();
}
}
@@ -0,0 +1,144 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductLoanPrepaymentForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-arrow-down"></i>
<h3>Part-prepayment</h3>
</div>
<div class="adv-subsection">
<mat-checkbox formControlName="partPrepaymentAllowed">Part-prepayment allowed</mat-checkbox>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Part-payment (₹)</mat-label>
<input matInput type="number" formControlName="minPartPayment" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Allowed Only On</mat-label>
<mat-select formControlName="allowedOn">
@for (opt of allowedOnOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Part-payments per Year</mat-label>
<mat-select formControlName="partPaymentsPerYear">
@for (opt of perYearOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
<mat-radio-group formControlName="partPrepaymentMode" class="adv-type-options adv-type-options--3">
<mat-radio-button value="reduce_tenure" class="adv-type-option">
<span class="adv-type-option__label">Reduce tenure</span>
<span class="adv-type-option__hint">EMI stays the same</span>
</mat-radio-button>
<mat-radio-button value="reduce_emi" class="adv-type-option">
<span class="adv-type-option__label">Reduce EMI</span>
<span class="adv-type-option__hint">Tenure stays the same</span>
</mat-radio-button>
<mat-radio-button value="borrower_chooses" class="adv-type-option">
<span class="adv-type-option__label">Borrower chooses</span>
<span class="adv-type-option__hint">Picked at payment time</span>
</mat-radio-button>
</mat-radio-group>
<div style="height: 20px"></div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-lock"></i>
<h3>Pre-closure (Foreclosure)</h3>
<span class="adv-section__hint">Charge on outstanding principal</span>
</div>
<div class="adv-grid">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Individual · floating rate (%)</mat-label>
<input matInput type="number" formControlName="foreclosureFloatingIndividual" min="0" max="100" step="0.01" />
<mat-hint>Nil as per RBI</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Individual · fixed rate (%)</mat-label>
<input matInput type="number" formControlName="foreclosureFixedIndividual" min="0" max="100" step="0.01" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Non-individual / business (%)</mat-label>
<input matInput type="number" formControlName="foreclosureNonIndividual" min="0" max="100" step="0.01" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Takeover by another bank (%)</mat-label>
<input matInput type="number" formControlName="foreclosureTakeover" min="0" max="100" step="0.01" />
</mat-form-field>
</div>
<div class="adv-grid adv-grid--3" style="padding-top: 0">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Lock-in Period (months)</mat-label>
<input matInput type="number" formControlName="lockInMonths" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest on Pre-closure</mat-label>
<mat-select formControlName="interestOnPreclosure">
@for (opt of interestOnPreclosureOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Foreclosure Quote Valid (days)</mat-label>
<input matInput type="number" formControlName="foreclosureQuoteValidDays" min="1" />
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-flag-checkered"></i>
<h3>Closure &amp; Restructuring</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Auto-close on Zero Balance</mat-label>
<mat-select formControlName="autoCloseOnZeroBalance">
@for (opt of autoCloseOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>NOC / Closure Letter</mat-label>
<mat-select formControlName="nocLetter">
@for (opt of nocOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Restructuring / Re-schedule</mat-label>
<mat-select formControlName="restructuring">
@for (opt of restructuringOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
<div class="adv-subsection">
<div class="adv-checks">
<mat-checkbox formControlName="releaseCollateralOnClosure">Release collateral and lien on closure</mat-checkbox>
<mat-checkbox formControlName="topUpAllowed">Top-up loan on the same account</mat-checkbox>
<mat-checkbox formControlName="balanceTransferOutAllowed">Allow balance transfer (takeover) out</mat-checkbox>
</div>
</div>
<div style="padding: 0 24px 20px">
<div class="adv-info">Unlike an Advance, there is no renewal. A loan ends at maturity or on pre-closure.</div>
</div>
</div>
</form>
@@ -0,0 +1,117 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Prepayment & Closure step for a Loans A/C (EMI) product (step 8). A loan has no renewal; it ends at
* maturity or on pre-closure. UI-only for now: not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-loan-prepayment-step',
templateUrl: './loan-product-loan-prepayment-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox,
MatRadioGroup,
MatRadioButton
]
})
export class LoanProductLoanPrepaymentStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductLoanPrepaymentForm: UntypedFormGroup;
readonly allowedOnOptions = [
{ id: 'emi_date', label: 'EMI due date' },
{ id: 'any_day', label: 'Any day' }
];
readonly perYearOptions = [
{ id: 'unlimited', label: 'Unlimited' },
{ id: 'one', label: 'Once a year' },
{ id: 'two', label: 'Twice a year' }
];
readonly interestOnPreclosureOptions = [
{ id: 'till_date', label: 'Till date of payment' },
{ id: 'full_month', label: 'Full current month' }
];
readonly autoCloseOptions = [
'YES',
'NO'
];
readonly nocOptions = [
{ id: 'auto', label: 'Auto-generate' },
{ id: 'manual', label: 'On request' }
];
readonly restructuringOptions = [
{ id: 'approval', label: 'Allowed with approval' },
{ id: 'no', label: 'Not allowed' }
];
constructor() {
const percent = [
Validators.min(0),
Validators.max(100)
];
this.loanProductLoanPrepaymentForm = this.formBuilder.group({
partPrepaymentAllowed: [true],
minPartPayment: [
'',
Validators.min(0)
],
allowedOn: ['emi_date'],
partPaymentsPerYear: ['unlimited'],
partPrepaymentMode: ['reduce_tenure'],
foreclosureFloatingIndividual: [
0,
percent
],
foreclosureFixedIndividual: [
2,
percent
],
foreclosureNonIndividual: [
3,
percent
],
foreclosureTakeover: [
2,
percent
],
lockInMonths: [
0,
Validators.min(0)
],
interestOnPreclosure: ['till_date'],
foreclosureQuoteValidDays: [
7,
Validators.min(1)
],
autoCloseOnZeroBalance: ['YES'],
nocLetter: ['auto'],
restructuring: ['approval'],
releaseCollateralOnClosure: [true],
topUpAllowed: [false],
balanceTransferOutAllowed: [true]
});
}
get loanProductLoanPrepayment() {
return this.loanProductLoanPrepaymentForm.getRawValue();
}
}
@@ -0,0 +1,155 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductLoanRepaymentForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-wave-square"></i>
<h3>Repayment Type</h3>
</div>
<mat-radio-group formControlName="repaymentType" class="adv-type-options adv-type-options--3">
@for (opt of repaymentTypeOptions; track opt.id) {
<mat-radio-button [value]="opt.id" class="adv-type-option">
<span class="adv-type-option__label">{{ opt.label }}</span>
<span class="adv-type-option__hint">{{ opt.hint }}</span>
</mat-radio-button>
}
</mat-radio-group>
<div style="padding: 16px 24px 20px">
<div class="adv-info">
This is the main difference from an Advance. Repayment follows a fixed schedule, not a running balance.
</div>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-calendar-alt"></i>
<h3>Schedule</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Repaid Every</mat-label>
<input matInput type="number" formControlName="repaidEvery" min="1" required />
<mat-error>Repaid Every is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Frequency</mat-label>
<mat-select formControlName="frequency">
@for (opt of frequencyOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Days to First Repayment</mat-label>
<input matInput type="number" formControlName="minDaysToFirstRepayment" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>EMI Due Day</mat-label>
<mat-select formControlName="emiDueDay">
@for (opt of emiDueDayOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>If Due Date is a Holiday</mat-label>
<mat-select formControlName="holidayRule">
@for (opt of holidayRuleOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Moratorium / Grace (months)</mat-label>
<input matInput type="number" formControlName="moratoriumMonths" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest during Moratorium</mat-label>
<mat-select formControlName="moratoriumInterest">
@for (opt of moratoriumInterestOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
<div class="adv-subsection">
<mat-checkbox formControlName="variableInstallments">Variable installments allowed</mat-checkbox>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-money-check"></i>
<h3>Repayment Mode</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Repayment Mode</mat-label>
<mat-select formControlName="repaymentMode">
@for (opt of repaymentModeOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Linked Account Type</mat-label>
<mat-select formControlName="linkedAccountType">
@for (opt of linkedAccountOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>PDC Collection</mat-label>
<mat-select formControlName="pdcCollection">
@for (opt of pdcOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
<div class="adv-subsection">
<mat-checkbox formControlName="mandateRequired">
Mandate registration is required before the first disbursement
</mat-checkbox>
</div>
<div style="padding: 0 24px 20px">
<div class="adv-info">
Cheques are used here to repay the EMI as post-dated cheques, not to withdraw from the loan. A cheque book is
therefore not part of a Loan A/C.
</div>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-list-ol"></i>
<h3>Appropriation Order</h3>
</div>
<div class="adv-grid">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Appropriation Order</mat-label>
<mat-select formControlName="appropriationOrder">
@for (opt of appropriationOrderOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Advance EMI Payment</mat-label>
<mat-select formControlName="advanceEmi">
@for (opt of advanceEmiOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
</form>
@@ -0,0 +1,129 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Repayment & EMI step for a Loans A/C (EMI) product (step 5) — the step an Advance does not have.
* Repayment type and frequency feed Fineract's core product fields; the repayment mode and the
* rest of the schedule options are UI-only for now.
*/
@Component({
selector: 'mifosx-loan-product-loan-repayment-step',
templateUrl: './loan-product-loan-repayment-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox,
MatRadioGroup,
MatRadioButton
]
})
export class LoanProductLoanRepaymentStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductLoanRepaymentForm: UntypedFormGroup;
readonly repaymentTypeOptions = [
{ id: 'emi', label: 'EMI', hint: 'Reducing balance, equal instalments' },
{ id: 'equal_principal', label: 'Equal principal', hint: 'Falling instalments' },
{ id: 'flat', label: 'Flat rate', hint: 'Interest on original amount' },
{ id: 'bullet', label: 'Bullet', hint: 'Pay everything at maturity' },
{ id: 'step', label: 'Step-up / Balloon', hint: 'Custom schedule' }
];
/** `fineractId` is Fineract's repaymentFrequencyType (0 days, 1 weeks, 2 months). */
readonly frequencyOptions = [
{ id: 'months', label: 'Months', fineractId: 2 },
{ id: 'weeks', label: 'Weeks', fineractId: 1 },
{ id: 'days', label: 'Days', fineractId: 0 }
];
readonly emiDueDayOptions = [
{ id: 'disbursement_day', label: 'Same day as disbursement' },
{ id: 'fixed_day', label: 'Fixed day of month (5th)' }
];
readonly holidayRuleOptions = [
{ id: 'next', label: 'Next working day' },
{ id: 'previous', label: 'Previous working day' },
{ id: 'same', label: 'Same day' }
];
readonly moratoriumInterestOptions = [
{ id: 'pre_emi', label: 'Pay monthly (Pre-EMI)' },
{ id: 'capitalise', label: 'Capitalise into loan' }
];
readonly repaymentModeOptions = [
{ id: 'nach', label: 'Auto-debit (NACH / ECS)' },
{ id: 'pdc', label: 'Post-dated cheques (PDC)' },
{ id: 'cash', label: 'Cash / transfer at branch' }
];
readonly linkedAccountOptions = [
{ id: 'savings_current', label: 'Savings / Current' },
{ id: 'savings', label: 'Savings only' }
];
readonly pdcOptions = [
{ id: 'mandatory', label: 'Mandatory — 3 cheques' },
{ id: 'optional', label: 'Optional' },
{ id: 'none', label: 'Not collected' }
];
readonly appropriationOrderOptions = [
{ id: 'charges_penal_interest_principal', label: 'Charges → Penal → Interest → Principal' },
{ id: 'principal_interest_penal_charges', label: 'Principal → Interest → Penal → Charges' }
];
readonly advanceEmiOptions = [
{ id: 'adjust_next', label: 'Allowed — adjust next EMI' },
{ id: 'not_allowed', label: 'Not allowed' }
];
constructor() {
this.loanProductLoanRepaymentForm = this.formBuilder.group({
repaymentType: ['emi'],
repaidEvery: [
1,
[
Validators.required,
Validators.min(1)
]
],
frequency: ['months'],
minDaysToFirstRepayment: [
'',
Validators.min(0)
],
emiDueDay: ['fixed_day'],
holidayRule: ['next'],
moratoriumMonths: [
0,
Validators.min(0)
],
moratoriumInterest: ['pre_emi'],
variableInstallments: [false],
repaymentMode: ['nach'],
linkedAccountType: ['savings_current'],
pdcCollection: ['mandatory'],
mandateRequired: [true],
appropriationOrder: ['charges_penal_interest_principal'],
advanceEmi: ['adjust_next']
});
}
get loanProductLoanRepayment() {
return this.loanProductLoanRepaymentForm.getRawValue();
}
}
@@ -0,0 +1,130 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductLoanSecurityForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-shield-alt"></i>
<h3>Security</h3>
</div>
<div class="adv-grid">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Security Type</mat-label>
<input matInput formControlName="securityType" readonly />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Security Mandatory</mat-label>
<mat-select formControlName="securityMandatory">
@for (opt of securityMandatoryOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Margin (%)</mat-label>
<input matInput type="number" formControlName="margin" min="0" max="100" step="0.01" required />
<mat-error>Margin must be between <strong>0 and 100</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum LTV (%)</mat-label>
<input matInput [value]="ltv" readonly />
<mat-hint>= 100 − Margin</mat-hint>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-table"></i>
<h3>Collateral Rules by Security Type</h3>
<span class="adv-section__hint">Which security this product may accept</span>
</div>
<table class="adv-table">
<thead>
<tr>
<th>Security</th>
<th>Allowed</th>
<th>Max LTV %</th>
<th>Valuation</th>
<th>Insurance</th>
<th>Charge / lien</th>
</tr>
</thead>
<tbody>
@for (rule of collateralRules; track rule.security) {
<tr>
<td>{{ rule.security }}</td>
<td [class.adv-table__yes]="rule.allowed" [class.adv-table__no]="!rule.allowed">
{{ rule.allowed ? 'Yes' : 'No' }}
</td>
<td [class.adv-table__no]="!rule.allowed">{{ rule.ltv }}</td>
<td [class.adv-table__no]="!rule.allowed">{{ rule.valuation }}</td>
<td [class.adv-table__no]="!rule.allowed">{{ rule.insurance }}</td>
<td [class.adv-table__no]="!rule.allowed">{{ rule.charge }}</td>
</tr>
}
</tbody>
</table>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-user-plus"></i>
<h3>Guarantor &amp; Co-applicant</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Guarantors Required (min)</mat-label>
<input matInput type="number" formControlName="guarantorsRequired" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Co-applicant</mat-label>
<mat-select formControlName="coApplicant">
@for (opt of coApplicantOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Third-party Security</mat-label>
<mat-select formControlName="thirdPartySecurity">
@for (opt of thirdPartyOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-check-circle"></i>
<h3>Conditions</h3>
</div>
<div class="adv-subsection">
<div class="adv-checks">
<mat-checkbox formControlName="legalOpinionRequired">
Legal opinion / title search mandatory before sanction
</mat-checkbox>
<mat-checkbox formControlName="propertyInsuranceRequired">
Property insurance mandatory for the whole tenure
</mat-checkbox>
<mat-checkbox formControlName="registerCharge">Register charge (CERSAI) before disbursement</mat-checkbox>
<mat-checkbox formControlName="autoReleaseOnClosure">Release security automatically on closure</mat-checkbox>
<mat-checkbox formControlName="allowMultipleSecurities">Allow multiple securities for one loan</mat-checkbox>
<mat-checkbox formControlName="allowThirdPartyDeposit">Allow third-party deposit as security</mat-checkbox>
</div>
</div>
<div style="padding: 0 24px 20px">
<div class="adv-info">
Unlike an Advance, the security does not decide a running limit. It only decides eligibility at sanction.
Disbursement happens once, up to the sanctioned amount.
</div>
</div>
</div>
</form>
@@ -0,0 +1,127 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Security & Collateral step for a Loans A/C (EMI) product (step 3).
*
* Unlike an Advance, the security only decides eligibility at sanction — it does not set a running
* limit. UI-only for now: not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-loan-security-step',
templateUrl: './loan-product-loan-security-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox
]
})
export class LoanProductLoanSecurityStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductLoanSecurityForm: UntypedFormGroup;
readonly securityMandatoryOptions = [
{ id: 'yes', label: 'Yes — no sanction without security' },
{ id: 'no', label: 'No — unsecured' }
];
readonly coApplicantOptions = [
{ id: 'joint_property', label: 'Mandatory for joint property' },
{ id: 'always', label: 'Always mandatory' },
{ id: 'optional', label: 'Optional' }
];
readonly thirdPartyOptions = [
{ id: 'consent', label: 'Allowed with owner consent' },
{ id: 'no', label: 'Not allowed' }
];
/** Reference table: which security a loan on this product may accept. */
readonly collateralRules = [
{
security: 'Residential property',
allowed: true,
ltv: '80',
valuation: 'Empanelled valuer',
insurance: 'Mandatory',
charge: 'Mortgage + CERSAI'
},
{
security: 'Commercial property',
allowed: true,
ltv: '70',
valuation: 'Empanelled valuer',
insurance: 'Mandatory',
charge: 'Mortgage + CERSAI'
},
{
security: 'Fixed / Recurring Deposit',
allowed: true,
ltv: '90',
valuation: 'Not needed',
insurance: 'Not needed',
charge: 'Lien marked'
},
{
security: 'LIC policy',
allowed: true,
ltv: '90',
valuation: 'Surrender value',
insurance: 'Not needed',
charge: 'Assignment'
},
{ security: 'Vehicle', allowed: false, ltv: '—', valuation: '—', insurance: '—', charge: '—' },
{ security: 'Gold ornaments', allowed: false, ltv: '—', valuation: '—', insurance: '—', charge: '—' }
];
constructor() {
this.loanProductLoanSecurityForm = this.formBuilder.group({
securityType: ['Immovable property (mortgage)'],
securityMandatory: ['yes'],
margin: [
20,
[
Validators.required,
Validators.min(0),
Validators.max(100)
]
],
guarantorsRequired: [
1,
Validators.min(0)
],
coApplicant: ['joint_property'],
thirdPartySecurity: ['consent'],
legalOpinionRequired: [true],
propertyInsuranceRequired: [true],
registerCharge: [true],
autoReleaseOnClosure: [true],
allowMultipleSecurities: [false],
allowThirdPartyDeposit: [false]
});
}
/** Maximum LTV is derived from the margin (100 − margin) and shown read-only. */
get ltv(): number {
const margin = Number(this.loanProductLoanSecurityForm.get('margin').value);
return Number.isFinite(margin) ? Math.max(0, 100 - margin) : 100;
}
get loanProductLoanSecurity() {
return {
...this.loanProductLoanSecurityForm.getRawValue(),
ltv: this.ltv
};
}
}
@@ -0,0 +1,106 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductPenalNpaForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-percent"></i>
<h3>Penal Charges</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Penal Charges Applicable</mat-label>
<mat-select formControlName="penalApplicable">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Penal Rate (% p.a.)</mat-label>
<input matInput type="number" formControlName="penalRate" min="0" max="100" step="0.01" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Applied On</mat-label>
<mat-select formControlName="penalAppliedOn">
@for (opt of appliedOnOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Penal Grace Days</mat-label>
<input matInput type="number" formControlName="penalGraceDays" min="0" />
</mat-form-field>
<div class="adv-field adv-field--full" style="grid-column: span 2">
<div class="adv-info">
RBI: penal charges are kept separate from interest, never capitalised, and shown in the Key Fact Statement.
</div>
</div>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-triangle-exclamation"></i>
<h3>Asset Classification (SMA / NPA)</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Delinquency Bucket (SMA)</mat-label>
<mat-select formControlName="delinquencyBucketId">
<mat-option [value]="''">— None —</mat-option>
@for (bucket of delinquencyBucketOptions; track bucket.id) {
<mat-option [value]="bucket.id">{{ bucket.name }}</mat-option>
}
</mat-select>
<mat-hint>SMA 0–30 / 31–60 / 61–90</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>NPA After (days overdue)</mat-label>
<input matInput type="number" formControlName="npaDays" min="0" required />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>NPA Trigger</mat-label>
<mat-select formControlName="npaTrigger">
@for (opt of npaTriggerOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest after NPA</mat-label>
<mat-select formControlName="interestAfterNpa">
@for (opt of interestAfterNpaOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Grace on Arrears Ageing (days)</mat-label>
<input matInput type="number" formControlName="graceOnArrearsAgeing" min="0" />
<mat-hint>Days before an amount counts as overdue</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>In-Arrears Tolerance (₹)</mat-label>
<input matInput type="number" formControlName="inArrearsTolerance" min="0" />
<mat-hint>Small balance ignored for arrears</mat-hint>
</mat-form-field>
</div>
<div class="adv-subsection">
<div class="adv-checks">
<mat-checkbox formControlName="upgradeOnlyAllArrears">
Upgrade from NPA only when all arrears are cleared
</mat-checkbox>
<mat-checkbox formControlName="keepStandardIfDepositCovers">
Keep standard while the pledged deposit fully covers the dues
</mat-checkbox>
</div>
</div>
</div>
</form>
@@ -0,0 +1,90 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, Input, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Penal charges & asset-classification (SMA / NPA) step for an Advances A/C product (Figma step 6).
* UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-penal-npa-step',
templateUrl: './loan-product-penal-npa-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox
]
})
export class LoanProductPenalNpaStepComponent {
private formBuilder = inject(UntypedFormBuilder);
@Input() loanProductsTemplate: any;
loanProductPenalNpaForm: UntypedFormGroup;
readonly yesNoOptions = [
'YES',
'NO'
];
readonly appliedOnOptions = [
{ id: 'overdue', label: 'Overdue amount' },
{ id: 'outstanding', label: 'Full outstanding' }
];
readonly npaTriggerOptions = [
{ id: 'maturity', label: 'Dues overdue after maturity' },
{ id: 'out_of_order', label: 'Out of order 90 days (CC/OD)' }
];
readonly interestAfterNpaOptions = [
{ id: 'undebited', label: 'Move to Undebited Interest GL' },
{ id: 'suspense', label: 'Move to Interest Suspense GL' }
];
get delinquencyBucketOptions(): any[] {
return this.loanProductsTemplate?.delinquencyBucketOptions ?? [];
}
constructor() {
this.loanProductPenalNpaForm = this.formBuilder.group({
penalApplicable: ['YES'],
penalRate: [
2.0,
[
Validators.min(0),
Validators.max(100)
]
],
penalAppliedOn: ['overdue'],
penalGraceDays: [0],
delinquencyBucketId: [''],
npaDays: [
90,
[
Validators.required,
Validators.min(0)
]
],
npaTrigger: ['maturity'],
interestAfterNpa: ['undebited'],
graceOnArrearsAgeing: [0],
inArrearsTolerance: [0],
upgradeOnlyAllArrears: [true],
keepStandardIfDepositCovers: [true]
});
}
get loanProductPenalNpa() {
return this.loanProductPenalNpaForm.getRawValue();
}
}
@@ -0,0 +1,69 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductRenewalClosureForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-arrows-rotate"></i>
<h3>Limit Renewal</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Renewal Allowed</mat-label>
<mat-select formControlName="renewalAllowed">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Renewal Period (months)</mat-label>
<input matInput type="number" formControlName="renewalPeriodMonths" min="1" required />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Renewal Grace Days</mat-label>
<input matInput type="number" formControlName="renewalGraceDays" min="0" />
<mat-hint>Days allowed after the renewal date</mat-hint>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-door-open"></i>
<h3>Pre-closure</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Pre-closure Allowed</mat-label>
<mat-select formControlName="preclosureAllowed">
@for (opt of preclosureOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Lock-in Period (months)</mat-label>
<input matInput type="number" formControlName="lockInMonths" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest on Pre-closure</mat-label>
<mat-select formControlName="interestOnPreclosure">
@for (opt of preclosureInterestOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-note">
<i class="fas fa-circle-info"></i>
<span>Renewal and pre-closure <strong>fees</strong> are set once, on the Charges step.</span>
</div>
</form>
@@ -0,0 +1,64 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Limit renewal & pre-closure rules for an Advances A/C product (Figma step 7). Fees live on the
* Charges step. UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-renewal-closure-step',
templateUrl: './loan-product-renewal-closure-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [...STANDALONE_SHARED_IMPORTS]
})
export class LoanProductRenewalClosureStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductRenewalClosureForm: UntypedFormGroup;
readonly yesNoOptions = [
'YES',
'NO'
];
readonly preclosureOptions = [
{ id: 'anytime', label: 'Anytime' },
{ id: 'after_lockin', label: 'After lock-in period' },
{ id: 'not_allowed', label: 'Not allowed' }
];
readonly preclosureInterestOptions = [
{ id: 'till_closing', label: 'Till closing date (broken period)' },
{ id: 'full_period', label: 'Full current period' }
];
constructor() {
this.loanProductRenewalClosureForm = this.formBuilder.group({
renewalAllowed: ['YES'],
renewalPeriodMonths: [
12,
[
Validators.required,
Validators.min(1)
]
],
renewalGraceDays: [30],
preclosureAllowed: ['anytime'],
lockInMonths: [0],
interestOnPreclosure: ['till_closing']
});
}
get loanProductRenewalClosure() {
return this.loanProductRenewalClosureForm.getRawValue();
}
}
@@ -0,0 +1,160 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductSecurityLienForm">
@if (!isAdvance) {
<div class="lsl-note">
<i class="fas fa-circle-info"></i>
Security &amp; Lien applies to an <strong>Advances A/C</strong> product. Choose it on the Details step.
</div>
}
@if (isAdvance) {
<div class="lsl-section">
<div class="lsl-section__header">
<i class="fas fa-shield-alt"></i>
<h3>Security &amp; Margin</h3>
</div>
<div class="lsl-grid">
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Security Type</mat-label>
<input matInput formControlName="securityType" matTooltip="Set from the Product Sub Type" />
<mat-hint>From Sub Type — not chosen again</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Eligible Amount Basis</mat-label>
<mat-select formControlName="eligibleAmountBasis" required>
@for (opt of eligibleAmountBasisOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
<mat-error>Eligible Amount Basis is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Margin (%)</mat-label>
<input matInput type="number" formControlName="margin" min="0" max="100" step="0.01" required />
<mat-hint>0 – 100. Drawing Power = security value × LTV</mat-hint>
@if (loanProductSecurityLienForm.get('margin').hasError('required')) {
<mat-error>Margin is <strong>required</strong></mat-error>
} @else {
<mat-error>Margin must be between 0 and 100</mat-error>
}
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>LTV (%)</mat-label>
<input matInput [value]="ltv" disabled />
<mat-hint>= 100 − Margin</mat-hint>
</mat-form-field>
</div>
</div>
@if (isLienSubType) {
<div class="lsl-section">
<div class="lsl-section__header">
<i class="fas fa-lock"></i>
<h3>Lien Settings</h3>
<span class="lsl-section__hint">FD · RD · DDS · LIC</span>
</div>
<div class="lsl-subsection">
<p class="lsl-group">Lien marking</p>
<div class="lsl-grid">
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Lien Required</mat-label>
<input matInput value="YES (mandatory)" disabled />
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Lien Marking Stage</mat-label>
<mat-select formControlName="lienMarkingStage" required>
@for (opt of lienMarkingStageOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field lsl-field--full">
<mat-label>Eligible Deposit Products</mat-label>
<mat-select formControlName="eligibleDepositProducts" multiple required>
@for (product of depositProductOptions; track product) {
<mat-option [value]="product">{{ product }}</mat-option>
}
</mat-select>
<mat-hint>Only accounts of these deposit products can be pledged for this advance</mat-hint>
<mat-error>Pick at least one deposit product</mat-error>
</mat-form-field>
</div>
</div>
<div class="lsl-subsection">
<p class="lsl-group">Rules</p>
<div class="lsl-checks">
<mat-checkbox formControlName="tenureNotExceedMaturity">
Tenure cannot exceed deposit maturity date
</mat-checkbox>
<mat-checkbox formControlName="autoReleaseOnClosure">
Auto-release lien when the advance is closed
</mat-checkbox>
<mat-checkbox formControlName="allowMultipleDeposits">
Allow multiple deposits for one advance
</mat-checkbox>
<mat-checkbox formControlName="adjustFromMaturity">
Adjust advance from deposit proceeds at maturity
</mat-checkbox>
<mat-checkbox formControlName="allowThirdPartyDeposit">
Allow third-party deposit (consent letter required)
</mat-checkbox>
<mat-checkbox formControlName="allowRenewalUnderLien">
Allow deposit renewal under lien (lien carries forward)
</mat-checkbox>
</div>
</div>
<div class="lsl-subsection">
<p class="lsl-group">Lien certificate</p>
<div class="lsl-grid">
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Lien Certificate Required</mat-label>
<mat-select formControlName="lienCertificateRequired">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
@if (loanProductSecurityLienForm.get('lienCertificateRequired').value === 'YES') {
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Certificate No. Prefix</mat-label>
<input matInput formControlName="lienCertificatePrefix" required />
<mat-error>Prefix is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Print on Disbursement</mat-label>
<mat-select formControlName="printOnDisbursement">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
}
</div>
</div>
</div>
<div class="lsl-note">
<i class="fas fa-circle-info"></i>
Interest basis and spread are set on the <strong>Interest</strong> step; the lien-certificate fee on the
<strong>Charges</strong> step.
</div>
}
}
</form>
@@ -0,0 +1,117 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
$accent: #0ea5e9;
$border: #e2e8f0;
$gray-50: #f8f9fa;
$gray-200: #e8eaed;
$gray-900: #202124;
.lsl-section {
border: 1px solid $border;
border-radius: 10px;
overflow: hidden;
background: #fff;
& + & {
margin-top: 16px;
}
&__header {
display: flex;
align-items: center;
gap: 10px;
padding: 12px 24px;
background: $gray-50;
border-bottom: 1px solid $gray-200;
i {
font-size: 14px;
color: $accent;
}
h3 {
margin: 0;
font-size: 14px;
font-weight: 600;
color: $gray-900;
}
}
&__hint {
margin-left: auto;
font-size: 12px;
color: #5f6368;
}
}
.lsl-subsection {
padding: 16px 24px;
& + & {
border-top: 1px solid $border;
}
}
.lsl-group {
margin: 0 0 12px;
font-size: 12px;
font-weight: 600;
letter-spacing: 0.06em;
text-transform: uppercase;
color: #5f6368;
}
.lsl-grid {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 4px 16px;
padding: 16px 24px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.lsl-subsection .lsl-grid {
padding: 0;
}
.lsl-field {
width: 100%;
&--full {
grid-column: 1 / -1;
}
}
.lsl-checks {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px 32px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.lsl-note {
display: flex;
align-items: center;
gap: 8px;
margin-top: 16px;
padding: 12px 24px;
border: 1px dashed $border;
border-radius: 10px;
font-size: 13px;
color: #5f6368;
i {
color: $accent;
}
}
@@ -0,0 +1,196 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, Input, inject } from '@angular/core';
import { AbstractControl, UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatTooltip } from '@angular/material/tooltip';
import { MatCheckbox } from '@angular/material/checkbox';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Security & Lien step, shown only for an "Advances A/C" product.
*
* For a deposit-backed advance (Loan against FD / RD / DDS / LIC) the bank marks a lien on the
* customer's own deposit. This step captures the product-level rules for that: the margin (from which
* the LTV and drawing power follow), which deposit products may be pledged, and the lien certificate.
*
* UI-only for now: its values are NOT sent in the create payload, because the backend has no column to
* store them yet. Once the satellite table lands, wire `loanProductSecurityLien` into the payload.
*/
@Component({
selector: 'mifosx-loan-product-security-lien-step',
templateUrl: './loan-product-security-lien-step.component.html',
styleUrls: ['./loan-product-security-lien-step.component.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatTooltip,
MatCheckbox
]
})
export class LoanProductSecurityLienStepComponent implements OnInit {
private formBuilder = inject(UntypedFormBuilder);
@Input() loanProductsTemplate: any;
/** The Details step's Product Type controls, so this step reacts to the chosen group / sub type. */
@Input() productTypeGroup: AbstractControl;
@Input() productTypeSubGroup: AbstractControl;
loanProductSecurityLienForm: UntypedFormGroup;
/** Sub type -> the security it is backed by. Only deposit / policy sub types get a lien section. */
private readonly securityTypeBySubGroup: Record<string, string> = {
fd: 'Fixed Deposit',
rd: 'Recurring Deposit',
dds: 'Daily Deposit Scheme',
lic: 'LIC Policy',
gold: 'Gold Ornaments',
warehouse: 'Warehouse Receipt',
cc: 'Stock / Book Debts',
overdraft: 'Deposit / Property'
};
/** Sub types whose security is lien-marked on a deposit (rather than pledged / hypothecated). */
private readonly lienSubGroups = [
'fd',
'rd',
'dds',
'lic'
];
/** Default margin % per sub type (bank policy in real use); LTV is derived from it. */
private readonly defaultMarginBySubGroup: Record<string, number> = {
fd: 10,
rd: 10,
dds: 10,
lic: 40
};
readonly eligibleAmountBasisOptions = [
{ id: 'balance_accrued', label: 'Deposit balance + accrued interest' },
{ id: 'balance', label: 'Deposit balance only' },
{ id: 'surrender', label: 'Surrender value (LIC)' }
];
readonly lienMarkingStageOptions = [
{ id: 'disbursement', label: 'At Disbursement' },
{ id: 'sanction', label: 'At Sanction' }
];
readonly depositProductOptions = [
'Fixed Deposit – Regular',
'Fixed Deposit – Senior Citizen',
'Recurring Deposit – Regular',
'Daily Deposit Scheme'
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.createForm();
}
ngOnInit() {
this.applySubGroup(this.productTypeSubGroup?.value);
// Keep Security Type and the default margin in step with the sub type chosen on the Details step.
this.productTypeSubGroup?.valueChanges.subscribe((subGroup: string) => this.applySubGroup(subGroup));
}
private applySubGroup(subGroup: string): void {
this.loanProductSecurityLienForm
.get('securityType')
.setValue(this.securityTypeBySubGroup[subGroup] ?? '', { emitEvent: false });
const margin = this.defaultMarginBySubGroup[subGroup];
if (margin != null && !this.loanProductSecurityLienForm.get('margin').dirty) {
this.loanProductSecurityLienForm.get('margin').setValue(margin, { emitEvent: false });
}
}
/** This whole step is only relevant to an Advances A/C product. */
get isAdvance(): boolean {
return this.productTypeGroup?.value === 'advances';
}
/** The lien block shows only for deposit / policy sub types; gold, warehouse, CC etc. are pledged. */
get isLienSubType(): boolean {
return this.lienSubGroups.includes(this.productTypeSubGroup?.value);
}
/** LTV = 100 − margin, shown read-only next to the margin. */
get ltv(): number | null {
const margin = this.loanProductSecurityLienForm.get('margin').value;
if (margin === null || margin === '' || isNaN(margin)) {
return null;
}
return 100 - Number(margin);
}
createForm() {
this.loanProductSecurityLienForm = this.formBuilder.group({
securityType: [{ value: '', disabled: true }],
eligibleAmountBasis: [
'balance_accrued',
Validators.required
],
margin: [
10,
[
Validators.required,
Validators.min(0),
Validators.max(100)
]
],
lienMarkingStage: [
'disbursement',
Validators.required
],
eligibleDepositProducts: [
['Fixed Deposit – Regular'],
Validators.required
],
tenureNotExceedMaturity: [true],
autoReleaseOnClosure: [true],
allowMultipleDeposits: [false],
adjustFromMaturity: [true],
allowThirdPartyDeposit: [false],
allowRenewalUnderLien: [true],
lienCertificateRequired: ['YES'],
lienCertificatePrefix: [
'LC/FD/',
Validators.required
],
printOnDisbursement: ['YES']
});
}
/** Flat values for the payload. Not wired into submit yet — see the class comment. */
get loanProductSecurityLien() {
const value = this.loanProductSecurityLienForm.getRawValue();
return {
securityType: value.securityType,
eligibleAmountBasis: value.eligibleAmountBasis,
margin: value.margin,
ltv: this.ltv,
lienMarkingStage: value.lienMarkingStage,
eligibleDepositProducts: value.eligibleDepositProducts,
lienRules: {
tenureNotExceedMaturity: value.tenureNotExceedMaturity,
autoReleaseOnClosure: value.autoReleaseOnClosure,
allowMultipleDeposits: value.allowMultipleDeposits,
adjustFromMaturity: value.adjustFromMaturity,
allowThirdPartyDeposit: value.allowThirdPartyDeposit,
allowRenewalUnderLien: value.allowRenewalUnderLien
},
lienCertificateRequired: value.lienCertificateRequired,
lienCertificatePrefix: value.lienCertificatePrefix,
printOnDisbursement: value.printOnDisbursement
};
}
}
@@ -71,6 +71,16 @@
}
}
.lps-panel {
& + & {
margin-top: 12px;
}
.lps-section__body {
padding-top: 8px;
}
}
.lps-full-width {
grid-column: 1 / -1;
}
@@ -22,6 +22,12 @@ import { MatTooltip } from '@angular/material/tooltip';
import { MatCheckbox } from '@angular/material/checkbox';
import { MatIconButton } from '@angular/material/button';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import {
MatAccordion,
MatExpansionPanel,
MatExpansionPanelHeader,
MatExpansionPanelTitle
} from '@angular/material/expansion';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@Component({
@@ -35,7 +41,11 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
MatCheckbox,
MatIconButton,
FaIconComponent,
ReactiveFormsModule
ReactiveFormsModule,
MatAccordion,
MatExpansionPanel,
MatExpansionPanelHeader,
MatExpansionPanelTitle
]
})
export class LoanProductSettingsStepComponent implements OnInit {
@@ -44,9 +54,35 @@ export class LoanProductSettingsStepComponent implements OnInit {
@Input() toEdit: boolean;
@Input() loanProductsTemplate: any;
@Input() isLinkedToFloatingInterestRates: UntypedFormControl;
@Input() productTypeGroup: UntypedFormControl;
@Output() advancePaymentStrategy = new EventEmitter<string>();
/**
* Provided from the Terms step's control. It can arrive after this component's ngOnInit (the Terms tab
* resolves later now that the tabs are conditional), so subscribe from the setter when it is present
* rather than assuming it in ngOnInit — otherwise a null control blanks the whole wizard.
*/
private _isLinkedToFloatingInterestRates: UntypedFormControl;
private isLinkedSubscribed = false;
@Input()
set isLinkedToFloatingInterestRates(control: UntypedFormControl) {
this._isLinkedToFloatingInterestRates = control;
if (control && !this.isLinkedSubscribed) {
this.isLinkedSubscribed = true;
control.valueChanges.subscribe((isLinked: any) => {
if (isLinked) {
this.loanProductSettingsForm.get('isInterestRecalculationEnabled').setValue(true);
this.loanProductSettingsForm.get('allowPartialPeriodInterestCalculation').setValue(true);
}
});
}
}
get isLinkedToFloatingInterestRates(): UntypedFormControl {
return this._isLinkedToFloatingInterestRates;
}
loanProductSettingsForm: UntypedFormGroup;
amortizationTypeData: any;
@@ -74,6 +110,15 @@ export class LoanProductSettingsStepComponent implements OnInit {
daysInYearCustomStrategyOptions: OptionData[] = [];
useDaysInYearCustomStrategy = false;
/** True when the product being created is an "Advances A/C" (no-EMI, limit-based) product. */
isAdvanceAccount = false;
/** UI-only for now; not yet wired into the submitted payload (see loan-products.ts buildPayload). */
readonly loanPeriodOptions = [
{ value: 12, label: '12 Months' },
{ value: 15, label: '15 Months' }
];
/** Values to Days for Repayments */
defaultConfigValues: GlobalConfiguration[] = [];
@@ -84,12 +129,13 @@ export class LoanProductSettingsStepComponent implements OnInit {
ngOnInit() {
this.defaultConfigValues = this.loanProductsTemplate['itemsByDefault'];
this.isLinkedToFloatingInterestRates.valueChanges.subscribe((isLinkedToFloatingInterestRates: any) => {
if (isLinkedToFloatingInterestRates) {
this.loanProductSettingsForm.get('isInterestRecalculationEnabled').setValue(true);
this.loanProductSettingsForm.get('allowPartialPeriodInterestCalculation').setValue(true);
}
});
if (this.productTypeGroup) {
this.applyAdvanceAccountRules(this.productTypeGroup.value === 'advances');
this.productTypeGroup.valueChanges.subscribe((productTypeGroup: string) => {
this.applyAdvanceAccountRules(productTypeGroup === 'advances');
});
}
this.amortizationTypeData = this.loanProductsTemplate.amortizationTypeOptions;
this.interestTypeData = this.loanProductsTemplate.interestTypeOptions;
@@ -334,6 +380,8 @@ export class LoanProductSettingsStepComponent implements OnInit {
Validators.required
],
allowAccrualPostingInArrears: [false],
// Advances A/C only; UI-only for now, stripped from the payload in loan-products.ts buildPayload().
loanPeriod: [''],
// Cheque Book Settings
chequeBookIssueEnabled: ['NO'],
@@ -453,6 +501,28 @@ export class LoanProductSettingsStepComponent implements OnInit {
}
}
/**
* Advances A/C has no EMI, so the Loan Schedule section is simplified: schedule type is locked to
* Cumulative (Progressive only makes sense with Advanced Payment Allocation, which is an EMI concept),
* installment-amount fixing doesn't apply, and Days in year/month are replaced by a placeholder
* Loan Period pick. loanScheduleType/canDefineInstallmentAmount stay enabled (not `.disable()`d) so they
* remain in `loanProductSettingsForm.value` and the submitted payload is unaffected by this UI change.
*/
private applyAdvanceAccountRules(isAdvance: boolean): void {
this.isAdvanceAccount = isAdvance;
const loanPeriodControl = this.loanProductSettingsForm.get('loanPeriod');
if (isAdvance) {
this.loanProductSettingsForm.patchValue({
loanScheduleType: LoanProducts.LOAN_SCHEDULE_TYPE_CUMULATIVE,
canDefineInstallmentAmount: false
});
loanPeriodControl.setValidators(Validators.required);
} else {
loanPeriodControl.clearValidators();
}
loanPeriodControl.updateValueAndValidity();
}
setConditionalControls() {
const allowAttributeOverrides = this.loanProductSettingsForm.get('allowAttributeOverrides');
@@ -264,6 +264,62 @@
}
</div>
<!-- Interest Information (moved here from the Details tab, next to the interest rates it qualifies) -->
<div class="lpt-section">
<div class="lpt-section-header">
<i class="fas fa-percentage lpt-section-icon"></i>
<h3>Interest Information</h3>
</div>
<div class="lpt-grid">
<mat-form-field appearance="outline">
<mat-label>Debit Int. Calculation</mat-label>
<mat-select formControlName="debitIntCalculation">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Separate Penal Int.</mat-label>
<mat-select formControlName="separatePenalInterest">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Credit Int. Calculation</mat-label>
<mat-select formControlName="creditIntCalculation">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Sub A/c Type Balance</mat-label>
<mat-select formControlName="subAccountTypeBalance">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Final Int. Rounding</mat-label>
<mat-select formControlName="finalIntRounding">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
@if (loanProductTermsForm.value.finalIntRounding) {
<mat-form-field appearance="outline">
<mat-label>Rounding UpTo</mat-label>
<input matInput type="number" formControlName="roundingUpTo" min="0" />
</mat-form-field>
}
</div>
</div>
<!-- Interest Rate Slabs Section -->
<div class="lpt-section">
<div class="lpt-section-header">
@@ -111,7 +111,13 @@ export class LoanProductTermsStepComponent implements OnInit, OnChanges {
repaymentStartDateType: this.loanProductsTemplate.repaymentStartDateType.id || 1,
debitBalanceAllow: this.loanProductsTemplate.debitBalanceAllow ?? false,
allowDebitTransAfterDueDate: this.loanProductsTemplate.allowDebitTransAfterDueDate ?? false,
branchLevelAccountType: this.loanProductsTemplate.branchLevelAccountType ?? false
branchLevelAccountType: this.loanProductsTemplate.branchLevelAccountType ?? false,
debitIntCalculation: this.loanProductsTemplate.debitIntCalculation ?? false,
separatePenalInterest: this.loanProductsTemplate.separatePenalInterest ?? false,
creditIntCalculation: this.loanProductsTemplate.creditIntCalculation ?? false,
subAccountTypeBalance: this.loanProductsTemplate.subAccountTypeBalance ?? false,
finalIntRounding: this.loanProductsTemplate.finalIntRounding ?? false,
roundingUpTo: this.loanProductsTemplate.roundingUpTo ?? null
});
if (this.loanProductsTemplate.allowApprovedDisbursedAmountsOverApplied) {
@@ -213,7 +219,14 @@ export class LoanProductTermsStepComponent implements OnInit, OnChanges {
fixedLength: [null],
debitBalanceAllow: [false],
allowDebitTransAfterDueDate: [false],
branchLevelAccountType: [false]
branchLevelAccountType: [false],
// Interest Information (moved here from the Details tab)
debitIntCalculation: [false],
separatePenalInterest: [false],
creditIntCalculation: [false],
subAccountTypeBalance: [false],
finalIntRounding: [false],
roundingUpTo: [null]
});
}
@@ -0,0 +1,97 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
@switch (state) {
@case ('loading') {
<div class="adv-info">Reading the Loan Interest Rate Register…</div>
}
@case ('none') {
<div class="rrv__block">
<strong>There is no active Loan Interest Rate Register yet.</strong>
<span>
A product takes its interest rate from the register, so it cannot be created until a register is created and
approved.
</span>
<a routerLink="/products/loan-interest-rate-register" class="rrv__block-btn">Open the register →</a>
</div>
}
@case ('ready') {
@if (selectedRow) {
<div class="adv-info rrv__source">
<span>
Interest comes from the active register <strong>{{ register?.name }}</strong
>, effective {{ register?.effectiveFrom }}.
</span>
<a routerLink="/products/loan-interest-rate-register">Open register →</a>
</div>
}
@if (!selectedRow) {
<div class="rrv__block">
<strong>This product has no interest rate in the Loan Interest Rate Register yet.</strong>
<span>{{ blockReason }}</span>
<a routerLink="/products/loan-interest-rate-register" class="rrv__block-btn">Add it in the register →</a>
</div>
}
@if (selectedRow) {
<div class="rrv__row">
<span class="rrv__row-label">Register row</span>
<strong class="rrv__row-name">{{ selectedRow.srNo }}. {{ selectedRow.particulars }}</strong>
@if (glLabel(selectedRow); as gl) {
<span class="rrv__row-gl">{{ gl }}</span>
}
<span class="rrv__row-note">{{ matchNote }}</span>
</div>
<div class="rrv__tables">
<table class="adv-table">
<thead>
<tr>
<th>Amount slab</th>
<th>Rate</th>
</tr>
</thead>
<tbody>
@for (slab of slabRates; track slab.label) {
<tr>
<td>{{ slab.label }}</td>
<td [class.adv-table__no]="slab.na" [class.rrv__formula]="slab.formula">{{ slab.text }}</td>
</tr>
}
</tbody>
</table>
<table class="adv-table">
<thead>
<tr>
<th>CIBIL score</th>
<th>Band</th>
<th>Added to the rate</th>
</tr>
</thead>
<tbody>
@for (slab of cibilSlabs; track slab.from) {
<tr>
<td>{{ slab.from }} – {{ slab.to }}</td>
<td>{{ slab.tier }}</td>
<td>{{ slab.adjustmentPct > 0 ? '+' + slab.adjustmentPct.toFixed(2) + '%' : 'No change' }}</td>
</tr>
}
</tbody>
</table>
</div>
@if (selectedRow.isFormula || slabRates[0]?.formula) {
<div class="rrv__note">
This row is the deposit's own rate plus a spread, so the final rate is worked out on each account from its
deposit.
</div>
}
}
}
}
@@ -0,0 +1,106 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
:host {
display: block;
}
.rrv__source {
display: flex;
align-items: center;
justify-content: space-between;
gap: 12px;
a {
font-weight: 600;
white-space: nowrap;
}
}
.rrv__block {
display: flex;
flex-wrap: wrap;
align-items: center;
gap: 4px 16px;
margin: 16px 24px 0;
padding: 12px 16px;
border: 1px solid #fecaca;
border-radius: 8px;
background: #fef2f2;
color: #991b1b;
font-size: 13px;
line-height: 1.5;
strong {
flex: 1 1 100%;
font-size: 14px;
}
span {
flex: 1 1 360px;
}
}
.rrv__block-btn {
font-weight: 600;
color: #991b1b;
white-space: nowrap;
}
.rrv__row {
display: flex;
flex-wrap: wrap;
align-items: center;
gap: 6px 14px;
padding: 14px 24px 4px;
font-size: 14px;
color: #1e293b;
}
.rrv__row-label {
font-size: 12px;
letter-spacing: 0.05em;
text-transform: uppercase;
color: #5f6368;
}
.rrv__row-gl {
padding: 1px 10px;
border-radius: 999px;
background: #e0f2fe;
color: #075985;
font-size: 12px;
font-weight: 600;
}
.rrv__row-note {
font-size: 12px;
color: #5f6368;
}
.rrv__tables {
display: grid;
grid-template-columns: repeat(2, minmax(0, 1fr));
gap: 16px;
padding: 8px 24px 16px;
@media (width <= 900px) {
grid-template-columns: 1fr;
}
}
.rrv__formula {
color: #075985;
font-weight: 600;
}
.rrv__note {
padding: 0 24px 16px;
font-size: 13px;
color: #5f6368;
}
@@ -0,0 +1,220 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, EventEmitter, Input, OnChanges, OnInit, Output, SimpleChanges, inject } from '@angular/core';
import { RouterLink } from '@angular/router';
import { RateRegisterService } from 'app/products/loan-interest-rate-register/rate-register.service';
import {
CibilSlab,
RateCell,
RateChartRow,
RateRegister
} from 'app/products/loan-interest-rate-register/models/rate-register.model';
/** How the register row was found for the product. */
export type RegisterMatch = 'gl' | 'type';
/** What the product takes from the register row, handed to the step that owns the rate fields. */
export interface RegisterRateSelection {
particular: string;
srNo: number;
glAccountId: number | null;
/** True when the row holds formulas such as "1% + FD": the rate is the deposit's own rate plus a spread. */
isFormula: boolean;
/** Lowest and highest plain rate in the row, the top one including the largest CIBIL adjustment. Null for a formula row. */
minRate: number | null;
maxRate: number | null;
/** The rate the product is created with: the lowest plain rate, or the lowest spread for a formula row. */
defaultRate: number | null;
/** Lowest and highest spread over the deposit rate; only for a formula row. */
minSpread: number | null;
maxSpread: number | null;
matchedBy: RegisterMatch;
registerName: string;
}
/**
* Product sub type id -> a word of the register particular that goes with it. This only covers the register's
* default rows. Any other product is found through its GL account, which every register row carries.
*/
const PARTICULAR_BY_SUB_TYPE: Record<string, string> = {
fd: 'against fdr',
rd: 'against rd',
gold: 'gold loan',
cc: 'cash credit',
overdraft: 'overdraft',
kcc: 'agriculture',
housing: 'housing loan',
personal: 'personal loan (unsecured)',
vehicle: 'car loan (new)',
business: 'business term loan',
term: 'business term loan',
gold_emi: 'gold loan'
};
/**
* Shows the interest of a product as the Loan Interest Rate Register defines it: the rate of the product's own
* register row for each amount slab, and the CIBIL adjustment. Nothing is chosen or typed here.
*
* The row is found from the product's GL account first (the register maps each row to a GL), then from its sub
* type. The row found is reported through `selectionChange`, or null when there is none, which blocks the product.
*/
@Component({
selector: 'mifosx-register-rate-view',
templateUrl: './register-rate-view.component.html',
styleUrls: [
'../advance-steps.scss',
'./register-rate-view.component.scss'
],
imports: [RouterLink]
})
export class RegisterRateViewComponent implements OnInit, OnChanges {
private registerService = inject(RateRegisterService);
/** Sub type id picked on the Details step, e.g. `fd`. */
@Input() productSubType = '';
/** The product's GL account id from the Details step. */
@Input() glAccountId: number | string | null = null;
@Output() selectionChange = new EventEmitter<RegisterRateSelection | null>();
state: 'loading' | 'ready' | 'none' = 'loading';
register?: RateRegister;
selectedSrNo: number | null = null;
matchedBy: RegisterMatch | null = null;
/** More than one register row fits the product and nothing tells them apart. */
ambiguous = false;
ngOnInit(): void {
this.registerService.getGlOptions().subscribe();
this.registerService.list().subscribe(() => {
this.register = this.registerService.getActive();
this.state = this.register && this.register.rows.length > 0 ? 'ready' : 'none';
this.autoSelect();
});
}
ngOnChanges(changes: SimpleChanges): void {
// The Details step can change after this one has opened, and a new type or GL means a new row.
if ((changes['productSubType'] || changes['glAccountId']) && this.state === 'ready') {
this.autoSelect();
}
}
get rows(): RateChartRow[] {
return this.register?.rows ?? [];
}
get selectedRow(): RateChartRow | undefined {
return this.rows.find((row) => row.srNo === this.selectedSrNo);
}
get cibilSlabs(): CibilSlab[] {
return this.register?.cibilSlabs ?? [];
}
glLabel(row: RateChartRow): string | null {
return this.registerService.glLabel(row.glAccountId);
}
/** The row's rate for every amount slab, ready to show. */
get slabRates(): { label: string; text: string; formula: boolean; na: boolean }[] {
const row = this.selectedRow;
if (!row || !this.register) {
return [];
}
return this.register.slabs.map((slab, index) => {
const cell: RateCell = row.rates[index] ?? null;
return {
label: slab.label,
text: cell === null ? 'N.A.' : typeof cell === 'string' ? cell : `${cell.toFixed(2)}%`,
formula: typeof cell === 'string',
na: cell === null
};
});
}
/** Why the product cannot go on: what the officer has to do in the register first. */
get blockReason(): string {
const hasGl = this.glAccountId !== null && this.glAccountId !== '';
if (!this.productSubType && !hasGl) {
return 'Choose the product type and the GL account on the Details step first.';
}
const gl = hasGl ? this.registerService.glLabel(Number(this.glAccountId)) : null;
if (this.ambiguous) {
return `More than one register row uses the GL account${gl ? ` (${gl})` : ''}. Give each row its own GL account in the register so this product can be matched to one of them.`;
}
const forGl = gl ? ` with its GL account (${gl})` : ' with its GL account';
return `Add this product${forGl} and its interest rates in the register and get the register approved. The product can be created only after that.`;
}
/** How the row was found, shown beside it. */
get matchNote(): string {
return this.matchedBy === 'gl'
? `Found through the product's GL account (${this.glLabel(this.selectedRow!) ?? 'GL'}).`
: 'Found through the product type.';
}
private autoSelect(): void {
const rows = this.rows;
const word = PARTICULAR_BY_SUB_TYPE[this.productSubType]?.toLowerCase();
const byType = word ? rows.filter((row) => row.particulars.toLowerCase().includes(word)) : [];
const gl = this.glAccountId === null || this.glAccountId === '' ? null : Number(this.glAccountId);
const byGl = gl === null ? [] : rows.filter((row) => row.glAccountId === gl);
let chosen: RateChartRow | undefined;
let by: RegisterMatch | null = null;
this.ambiguous = false;
if (byGl.length === 1) {
chosen = byGl[0];
by = 'gl';
} else if (byGl.length > 1) {
// Several rows share the GL: the product type tells them apart, or nothing does.
chosen = byGl.find((row) => byType.includes(row));
by = chosen ? 'type' : null;
this.ambiguous = !chosen;
} else if (byType.length === 1) {
chosen = byType[0];
by = 'type';
} else if (byType.length > 1) {
this.ambiguous = true;
}
this.selectedSrNo = chosen?.srNo ?? null;
this.matchedBy = by;
this.emit();
}
private emit(): void {
const row = this.selectedRow;
if (!row || !this.register) {
this.selectionChange.emit(null);
return;
}
const plain = row.rates.filter((cell): cell is number => typeof cell === 'number');
const spreads = row.rates
.filter((cell): cell is string => typeof cell === 'string')
.map((text) => /(\d+(?:\.\d+)?)\s*%/.exec(text)?.[1])
.filter((value): value is string => !!value)
.map(Number);
const topAdjustment = Math.max(0, ...this.cibilSlabs.map((slab) => Number(slab.adjustmentPct) || 0));
const isFormula = spreads.length > 0 && plain.length === 0;
const minRate = plain.length > 0 ? Math.min(...plain) : null;
this.selectionChange.emit({
particular: row.particulars,
srNo: row.srNo,
glAccountId: row.glAccountId ?? null,
isFormula,
minRate,
maxRate: plain.length > 0 ? Math.round((Math.max(...plain) + topAdjustment) * 100) / 100 : null,
defaultRate: isFormula ? Math.min(...spreads) : minRate,
minSpread: isFormula ? Math.min(...spreads) : null,
maxSpread: isFormula ? Math.max(...spreads) : null,
matchedBy: this.matchedBy ?? 'type',
registerName: this.register.name
});
}
}
@@ -0,0 +1,64 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
/**
* The category ("product type") and sub type of a loan product. One list shared by the create-product wizard, the
* product list filters and the loan account product picker, so a type added here appears in all three.
*/
export interface ProductTypeGroup {
id: string;
label: string;
hint: string;
}
export interface ProductSubType {
id: string;
label: string;
/** The two-letter code the product's Short Name is pre-filled with when the sub type is picked. */
shortName: string;
}
export const PRODUCT_TYPE_GROUPS: ProductTypeGroup[] = [
{ id: 'advances', label: 'Advances A/C', hint: 'No EMI. Limit / drawing power against security.' },
{ id: 'loans', label: 'Loans A/C', hint: 'Fixed disbursement, fixed tenure, EMI repayment.' }
];
export const PRODUCT_SUB_TYPES: Record<string, ProductSubType[]> = {
advances: [
{ id: 'fd', label: 'Loan against FD', shortName: 'FD' },
{ id: 'rd', label: 'Loan against RD', shortName: 'RD' },
{ id: 'dds', label: 'Loan against DDS', shortName: 'DS' },
{ id: 'lic', label: 'Loan against LIC Policy', shortName: 'LI' },
{ id: 'gold', label: 'Loan against Gold', shortName: 'GD' },
{ id: 'warehouse', label: 'Warehouse Receipt', shortName: 'WR' },
{ id: 'cc', label: 'Cash Credit (CC)', shortName: 'CC' },
{ id: 'overdraft', label: 'Overdraft (OD)', shortName: 'OD' },
{ id: 'kcc', label: 'Kisan Credit Card (KCC)', shortName: 'KC' },
{ id: 'bills', label: 'Bills Purchased / Discounted', shortName: 'BP' }
],
loans: [
{ id: 'term', label: 'Term Loan', shortName: 'TL' },
{ id: 'personal', label: 'Personal Loan', shortName: 'PL' },
{ id: 'housing', label: 'Housing Loan', shortName: 'HL' },
{ id: 'vehicle', label: 'Vehicle Loan', shortName: 'VL' },
{ id: 'education', label: 'Education Loan', shortName: 'EL' },
{ id: 'business', label: 'Business / MSME Loan', shortName: 'BL' },
{ id: 'gold_emi', label: 'Gold EMI Loan', shortName: 'GE' }
]
};
/** Label of a category id, or a dash for a product that carries none (created before categories existed). */
export function productCategoryLabel(group: string | null | undefined): string {
return PRODUCT_TYPE_GROUPS.find((g) => g.id === group)?.label ?? '—';
}
/** Label of a sub type id within its category, or a dash when unknown. */
export function productTypeLabel(group: string | null | undefined, subGroup: string | null | undefined): string {
return (PRODUCT_SUB_TYPES[group ?? ''] ?? []).find((s) => s.id === subGroup)?.label ?? '—';
}
@@ -15,3 +15,49 @@
--pl-accent: #b45309;
--pl-accent-l: #fef3c7;
}
/* Category / product type / active-only filters beside the search box. */
.pl-filters {
display: flex;
align-items: flex-end;
gap: 12px;
flex-wrap: wrap;
}
.pl-filter {
display: flex;
flex-direction: column;
gap: 2px;
font-size: 11px;
color: #64748b;
select {
height: 34px;
min-width: 160px;
padding: 0 8px;
border: 1px solid #cbd5e1;
border-radius: 6px;
background: #fff;
font-size: 13px;
color: #1e293b;
}
&--check {
flex-direction: row;
align-items: center;
gap: 6px;
height: 34px;
font-size: 13px;
color: #1e293b;
}
}
.pl-tag--advances {
background: #e0f2fe;
color: #075985;
}
.pl-tag--loans {
background: #ede9fe;
color: #5b21b6;
}
@@ -42,6 +42,7 @@ import { MatTooltip } from '@angular/material/tooltip';
import { StatusLookupPipe } from '../../pipes/status-lookup.pipe';
import { DateFormatPipe } from '../../pipes/date-format.pipe';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { PRODUCT_SUB_TYPES, PRODUCT_TYPE_GROUPS, productCategoryLabel, productTypeLabel } from './loan-product-types';
@Component({
selector: 'mifosx-loan-products',
@@ -82,6 +83,8 @@ export class LoanProductsComponent implements OnInit, AfterViewInit {
displayedColumns: string[] = [
'name',
'shortName',
'category',
'productType',
'closeDate',
'status',
'actions'
@@ -90,6 +93,31 @@ export class LoanProductsComponent implements OnInit, AfterViewInit {
filteredCount = 0;
/** Category and type filters, fed by the classification each product carries. */
readonly categories = PRODUCT_TYPE_GROUPS;
categoryFilter = '';
typeFilter = '';
activeOnly = false;
textFilter = '';
/** Types offered for the chosen category; every type when no category is chosen. */
get typeOptions() {
return this.categoryFilter
? (PRODUCT_SUB_TYPES[this.categoryFilter] ?? [])
: Object.values(PRODUCT_SUB_TYPES).flat();
}
categoryOf(product: any): string {
return productCategoryLabel(product?.advanceExtensions?.productTypeGroup);
}
typeOf(product: any): string {
return productTypeLabel(
product?.advanceExtensions?.productTypeGroup,
product?.advanceExtensions?.productTypeSubGroup
);
}
get totalCount(): number {
return this.loanProductsData?.length || 0;
}
@@ -130,12 +158,52 @@ export class LoanProductsComponent implements OnInit, AfterViewInit {
this.dataSource = new MatTableDataSource(this.loanProductsData);
this.dataSource.paginator = this.paginator;
this.dataSource.sort = this.sort;
this.dataSource.filterPredicate = (product: any) => this.matchesFilters(product);
this.filteredCount = this.totalCount;
this.dataSource.connect().subscribe((rows) => (this.filteredCount = rows.length));
}
applyFilter(filterValue: string) {
this.dataSource.filter = (filterValue || '').trim().toLowerCase();
this.textFilter = (filterValue || '').trim().toLowerCase();
this.refreshFilter();
}
onCategoryChange(): void {
// A type belongs to one category, so a type from another category cannot stay selected.
if (this.typeFilter && !this.typeOptions.some((type) => type.id === this.typeFilter)) {
this.typeFilter = '';
}
this.refreshFilter();
}
/** The filter value itself is unused (the predicate reads the fields above); changing it re-runs the predicate. */
refreshFilter(): void {
this.dataSource.filter = `${this.categoryFilter}|${this.typeFilter}|${this.activeOnly}|${this.textFilter}`;
}
private matchesFilters(product: any): boolean {
const ext = product?.advanceExtensions ?? {};
if (this.categoryFilter && ext.productTypeGroup !== this.categoryFilter) {
return false;
}
if (this.typeFilter && ext.productTypeSubGroup !== this.typeFilter) {
return false;
}
if (this.activeOnly && product?.status !== 'loanProduct.active') {
return false;
}
if (this.textFilter) {
const haystack = [
product?.name,
product?.shortName,
this.categoryOf(product),
this.typeOf(product)
]
.join(' ')
.toLowerCase();
return haystack.includes(this.textFilter);
}
return true;
}
/**
@@ -45,9 +45,48 @@ export class LoanProducts {
dateFormat,
locale
};
// Remove unnecessary properties
// Remove UI-only flags that are never valid loan-product parameters (both paths).
delete loanProduct.allowAttributeConfiguration;
delete loanProduct.advancedAccountingRules;
delete loanProduct.loanPeriod;
// The Accounting step carries CBS-specific GL mappings that the backend does not accept yet. They are
// sent as '' when the officer leaves them blank, and the backend rejects the whole product for an
// unsupported parameter, so drop the ones that are empty. A mapping the officer actually selects is still
// sent and gets a clear "not supported" answer rather than being silently ignored.
[
'intReceivablesGlAccountId',
'intPayableGlAccountId',
'deafIntPayableGlAccountId',
'intOverdueReserveAccountId',
'undebitedInterestAccountId',
'penalIntCrGlAccountId',
'rdMaturedGlAccountId'
].forEach((key) => {
if (loanProduct[key] === '' || loanProduct[key] === null || loanProduct[key] === undefined) {
delete loanProduct[key];
}
});
// The Advances and Loans A/C (EMI) payloads are assembled explicitly in the create component and already
// carry only whitelisted params (core Fineract fields + satellite params), so they are NOT stripped.
// For any other product (the old Settings/Terms path), the Details/Security fields below are not backend
// params, so drop them.
if (loanProduct.productTypeGroup !== 'advances' && loanProduct.productTypeGroup !== 'loans') {
delete loanProduct.productTypeGroup;
delete loanProduct.productTypeSubGroup;
delete loanProduct.glAccount;
delete loanProduct.loanProductCategory;
delete loanProduct.prioritySector;
delete loanProduct.cibilAccountType;
delete loanProduct.kfsEnabled;
delete loanProduct.aprEnabled;
delete loanProduct.securityType;
delete loanProduct.lienCertificateRequired;
delete loanProduct.securityMargin;
delete loanProduct.dpType;
delete loanProduct.dpValue;
}
// In Fineract, the POST and PUT endpoints for /v1/loanproducts have a typo in the field
// allowPartialPeriodInterestCalculation. Until that is fixed, we need to replace the field name in the payload.
@@ -12,6 +12,7 @@ import { MatDialog } from '@angular/material/dialog';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { TranslateService } from '@ngx-translate/core';
import { ProductsService } from 'app/products/products.service';
import { AlertService } from 'app/core/alert/alert.service';
import { DeleteDialogComponent } from 'app/shared/delete-dialog/delete-dialog.component';
import { FormDialogComponent } from 'app/shared/form-dialog/form-dialog.component';
import { FormfieldBase } from 'app/shared/form-dialog/formfield/model/formfield-base';
@@ -59,6 +60,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
export class CreateBucketComponent implements OnInit {
private formBuilder = inject(UntypedFormBuilder);
private productsService = inject(ProductsService);
private alertService = inject(AlertService);
private router = inject(Router);
private route = inject(ActivatedRoute);
dialog = inject(MatDialog);
@@ -174,6 +176,15 @@ export class CreateBucketComponent implements OnInit {
};
this.productsService.createDelinquencyBucket(data).subscribe((response: any) => {
// Maker-checker: the request waits in the Checker Inbox, so there is no bucket to open yet.
if (response?.rollbackTransaction) {
this.alertService.alert({
type: 'Success',
message: 'Delinquency bucket request submitted for approval.'
});
this.router.navigate(['../'], { relativeTo: this.route });
return;
}
this.router.navigate(
[
'../',
@@ -7,6 +7,8 @@
-->
<div class="container">
<mifosx-delinquency-pending-requests entityName="DELINQUENCY_BUCKET"></mifosx-delinquency-pending-requests>
<div class="table-header">
<div class="table-title-group">
<h2 class="table-title">
@@ -24,6 +24,7 @@ import {
} from '@angular/material/table';
import { ActivatedRoute, RouterLink } from '@angular/router';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { DelinquencyPendingRequestsComponent } from '../pending-requests/delinquency-pending-requests.component';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@Component({
@@ -33,6 +34,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
imports: [
...STANDALONE_SHARED_IMPORTS,
FaIconComponent,
DelinquencyPendingRequestsComponent,
MatTable,
MatSort,
MatColumnDef,
@@ -12,6 +12,7 @@ import { MatDialog } from '@angular/material/dialog';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { TranslateService } from '@ngx-translate/core';
import { ProductsService } from 'app/products/products.service';
import { AlertService } from 'app/core/alert/alert.service';
import { DeleteDialogComponent } from 'app/shared/delete-dialog/delete-dialog.component';
import { FormDialogComponent } from 'app/shared/form-dialog/form-dialog.component';
import { FormfieldBase } from 'app/shared/form-dialog/formfield/model/formfield-base';
@@ -59,6 +60,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
export class EditBucketComponent implements OnInit {
private formBuilder = inject(UntypedFormBuilder);
private productsService = inject(ProductsService);
private alertService = inject(AlertService);
private router = inject(Router);
private route = inject(ActivatedRoute);
dialog = inject(MatDialog);
@@ -191,7 +193,14 @@ export class EditBucketComponent implements OnInit {
ranges: ranges
};
this.productsService.updateDelinquencyBucket(this.delinquencyBucketId, data).subscribe(() => {
this.productsService.updateDelinquencyBucket(this.delinquencyBucketId, data).subscribe((response: any) => {
// Maker-checker: the change is applied only after a checker approves it.
if (response?.rollbackTransaction) {
this.alertService.alert({
type: 'Success',
message: 'Delinquency bucket change submitted for approval.'
});
}
this.router.navigate(['../'], { relativeTo: this.route });
});
}
@@ -10,6 +10,7 @@ import { Component, inject } from '@angular/core';
import { MatDialog } from '@angular/material/dialog';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { ProductsService } from 'app/products/products.service';
import { AlertService } from 'app/core/alert/alert.service';
import { DeleteDialogComponent } from 'app/shared/delete-dialog/delete-dialog.component';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -28,6 +29,7 @@ export class ViewBucketComponent {
private router = inject(Router);
private dialog = inject(MatDialog);
private productsService = inject(ProductsService);
private alertService = inject(AlertService);
/** Delinquency Bucket Data. */
delinquencyBucketData: any;
@@ -47,7 +49,14 @@ export class ViewBucketComponent {
});
dialogRef.afterClosed().subscribe((response: any) => {
if (response.delete) {
this.productsService.deleteDelinquencyBucket(this.delinquencyBucketData.id).subscribe(() => {
this.productsService.deleteDelinquencyBucket(this.delinquencyBucketData.id).subscribe((result: any) => {
// Maker-checker: the bucket is deleted only after a checker approves.
if (result?.rollbackTransaction) {
this.alertService.alert({
type: 'Success',
message: 'Delinquency bucket delete request submitted for approval.'
});
}
this.router.navigate(['../'], { relativeTo: this.route });
});
}
@@ -10,6 +10,7 @@ import { Component, OnInit, inject } from '@angular/core';
import { UntypedFormBuilder, UntypedFormGroup, Validators, ReactiveFormsModule } from '@angular/forms';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { ProductsService } from 'app/products/products.service';
import { AlertService } from 'app/core/alert/alert.service';
import { SettingsService } from 'app/settings/settings.service';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -24,6 +25,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
export class CreateRangeComponent implements OnInit {
private formBuilder = inject(UntypedFormBuilder);
private productsService = inject(ProductsService);
private alertService = inject(AlertService);
private route = inject(ActivatedRoute);
private router = inject(Router);
private settingsService = inject(SettingsService);
@@ -71,6 +73,15 @@ export class CreateRangeComponent implements OnInit {
locale
};
this.productsService.createDelinquencyRange(data).subscribe((response: any) => {
// Maker-checker: the request waits in the Checker Inbox, so there is no range to open yet.
if (response?.rollbackTransaction) {
this.alertService.alert({
type: 'Success',
message: 'Delinquency range request submitted for approval.'
});
this.router.navigate(['../'], { relativeTo: this.route });
return;
}
this.router.navigate(
[
'../',
@@ -7,6 +7,8 @@
-->
<div class="container">
<mifosx-delinquency-pending-requests entityName="DELINQUENCY_RANGE"></mifosx-delinquency-pending-requests>
<div class="table-header">
<div class="table-title-group">
<h2 class="table-title">
@@ -24,6 +24,7 @@ import {
} from '@angular/material/table';
import { ActivatedRoute, RouterLink } from '@angular/router';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { DelinquencyPendingRequestsComponent } from '../pending-requests/delinquency-pending-requests.component';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@Component({
@@ -33,6 +34,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
imports: [
...STANDALONE_SHARED_IMPORTS,
FaIconComponent,
DelinquencyPendingRequestsComponent,
MatTable,
MatSort,
MatColumnDef,
@@ -10,6 +10,7 @@ import { Component, OnInit, inject } from '@angular/core';
import { UntypedFormBuilder, UntypedFormGroup, Validators, ReactiveFormsModule } from '@angular/forms';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { ProductsService } from 'app/products/products.service';
import { AlertService } from 'app/core/alert/alert.service';
import { SettingsService } from 'app/settings/settings.service';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -24,6 +25,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
export class EditRangeComponent implements OnInit {
private formBuilder = inject(UntypedFormBuilder);
private productsService = inject(ProductsService);
private alertService = inject(AlertService);
private route = inject(ActivatedRoute);
private router = inject(Router);
private settingsService = inject(SettingsService);
@@ -78,6 +80,15 @@ export class EditRangeComponent implements OnInit {
locale
};
this.productsService.updateDelinquencyRange(this.delinquencyRangeData.id, data).subscribe((response: any) => {
// Maker-checker: the change is applied only after a checker approves it.
if (response?.rollbackTransaction) {
this.alertService.alert({
type: 'Success',
message: 'Delinquency range change submitted for approval.'
});
this.router.navigate(['../../'], { relativeTo: this.route });
return;
}
this.router.navigate(
[
'../../',
@@ -10,6 +10,7 @@ import { Component, inject } from '@angular/core';
import { MatDialog } from '@angular/material/dialog';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { ProductsService } from 'app/products/products.service';
import { AlertService } from 'app/core/alert/alert.service';
import { DeleteDialogComponent } from 'app/shared/delete-dialog/delete-dialog.component';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -28,6 +29,7 @@ export class ViewRangeComponent {
private router = inject(Router);
private dialog = inject(MatDialog);
private productsService = inject(ProductsService);
private alertService = inject(AlertService);
/** Delinquency Range Data. */
delinquencyRangeData: any;
@@ -44,7 +46,14 @@ export class ViewRangeComponent {
});
dialogRef.afterClosed().subscribe((response: any) => {
if (response.delete) {
this.productsService.deleteDelinquencyRange(this.delinquencyRangeData.id).subscribe(() => {
this.productsService.deleteDelinquencyRange(this.delinquencyRangeData.id).subscribe((result: any) => {
// Maker-checker: the range is deleted only after a checker approves.
if (result?.rollbackTransaction) {
this.alertService.alert({
type: 'Success',
message: 'Delinquency range delete request submitted for approval.'
});
}
this.router.navigate(['../'], { relativeTo: this.route });
});
}
@@ -0,0 +1,55 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
@if (rows.length > 0) {
<div class="dpr">
<div class="dpr__head">
<i class="fas fa-hourglass-half"></i>
<strong>{{ rows.length }} request{{ rows.length > 1 ? 's' : '' }} awaiting approval</strong>
<span class="dpr__sub">These changes take effect only after a checker approves them.</span>
<a class="dpr__link" routerLink="/checker-inbox-and-tasks/checker-inbox">Open Approvals →</a>
</div>
<table class="dpr__table">
<thead>
<tr>
<th>Action</th>
<th>Record</th>
<th>What changes</th>
<th>Requested by</th>
<th>Requested on</th>
</tr>
</thead>
<tbody>
@for (row of rows; track row.id) {
<tr>
<td>
<span class="dpr__chip">{{ row.action }}</span>
</td>
<td>{{ row.subject }}</td>
<td>
@if (row.changes.length > 0) {
@for (change of row.changes; track change.label) {
<div class="dpr__change">
<span class="dpr__field">{{ change.label }}</span>
<span class="dpr__old">{{ change.oldValue }}</span>
<span class="dpr__arrow">→</span>
<span class="dpr__new">{{ change.newValue }}</span>
</div>
}
} @else {
{{ row.detail }}
}
</td>
<td>{{ row.maker }}</td>
<td>{{ row.madeOn | date: 'dd MMM yyyy, hh:mm a' }}</td>
</tr>
}
</tbody>
</table>
</div>
}
@@ -0,0 +1,108 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.dpr {
margin-bottom: 16px;
border: 1px solid #fcd34d;
border-radius: 10px;
background: #fffbeb;
overflow: hidden;
&__head {
display: flex;
align-items: center;
gap: 10px;
padding: 10px 16px;
font-size: 13px;
color: #78350f;
i {
color: #d97706;
}
}
&__sub {
color: #92400e;
}
&__link {
margin-left: auto;
font-weight: 600;
color: #92400e;
text-decoration: none;
&:hover {
text-decoration: underline;
}
}
&__table {
width: 100%;
border-collapse: collapse;
font-size: 13px;
th {
text-align: left;
padding: 8px 16px;
font-size: 11px;
letter-spacing: 0.05em;
text-transform: uppercase;
color: #92400e;
border-top: 1px solid #fde68a;
}
td {
padding: 8px 16px;
border-top: 1px solid #fde68a;
color: #1e293b;
}
}
&__change {
display: flex;
align-items: baseline;
gap: 8px;
padding: 2px 0;
}
&__field {
min-width: 90px;
font-size: 12px;
color: #92400e;
}
&__old {
padding: 0 6px;
border-radius: 4px;
background: #fee2e2;
color: #991b1b;
text-decoration: line-through;
}
&__arrow {
color: #92400e;
}
&__new {
padding: 0 6px;
border-radius: 4px;
background: #dcfce7;
color: #166534;
font-weight: 600;
}
&__chip {
display: inline-block;
padding: 1px 10px;
border-radius: 999px;
background: #fef3c7;
color: #92400e;
font-size: 11px;
font-weight: 600;
}
}
@@ -0,0 +1,210 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, Input, OnInit, inject } from '@angular/core';
import { DatePipe } from '@angular/common';
import { RouterLink } from '@angular/router';
import { Observable, forkJoin, of } from 'rxjs';
import { catchError, map, switchMap } from 'rxjs/operators';
import { ProductsService } from 'app/products/products.service';
/** One field that a pending request would change: what it is now, and what it would become. */
interface PendingChange {
label: string;
oldValue: string;
newValue: string;
}
interface PendingRow {
id: number;
action: string;
/** What the request is about, e.g. the range or bucket name. */
subject: string;
/** UPDATE: the fields that move, old -> new. */
changes: PendingChange[];
/** CREATE / DELETE: a plain description of what is being added or removed. */
detail: string;
maker: string;
madeOn: Date | null;
}
/**
* Lists the Delinquency Range / Bucket requests that a maker has submitted and a checker has not yet
* approved. Without this the list pages look unchanged after a submit, so the maker cannot tell the
* request exists, what it would change, or where to approve it.
*/
@Component({
selector: 'mifosx-delinquency-pending-requests',
templateUrl: './delinquency-pending-requests.component.html',
styleUrls: ['./delinquency-pending-requests.component.scss'],
imports: [
DatePipe,
RouterLink
]
})
export class DelinquencyPendingRequestsComponent implements OnInit {
private productsService = inject(ProductsService);
/** DELINQUENCY_RANGE or DELINQUENCY_BUCKET. */
@Input({ required: true }) entityName: string;
rows: PendingRow[] = [];
ngOnInit(): void {
this.productsService
.getPendingMakerCheckerByEntity(this.entityName)
.pipe(
catchError(() => of([])),
switchMap((entries: any[]) => {
if (!entries || entries.length === 0) {
return of([] as PendingRow[]);
}
// The list call has no payload and no current values. The payload comes from the audit entry,
// and the current range or bucket from the normal read calls, so an UPDATE can show old -> new.
return forkJoin(entries.map((entry) => this.buildRow(entry)));
})
)
.subscribe((rows) => (this.rows = rows));
}
private buildRow(entry: any): Observable<PendingRow> {
const isBucket = this.entityName === 'DELINQUENCY_BUCKET';
const action = (entry.actionName ?? '').toUpperCase();
const hasTarget = action !== 'CREATE' && entry.resourceId !== undefined && entry.resourceId !== null;
const audit$ = this.productsService.getLoanRateRegisterAuditDetail(entry.id).pipe(catchError(() => of(null)));
const current$ = hasTarget
? (isBucket
? this.productsService.getDelinquencyBucket(entry.resourceId)
: this.productsService.getDelinquencyRange(entry.resourceId)
).pipe(catchError(() => of(null)))
: of(null);
// Bucket ranges are stored and submitted as ids; the names come from the range list.
const ranges$ = isBucket ? this.productsService.getDelinquencyRanges().pipe(catchError(() => of([]))) : of([]);
return forkJoin({ audit: audit$, current: current$, ranges: ranges$ }).pipe(
map(({ audit, current, ranges }) => {
let payload: any = null;
try {
payload = audit?.commandAsJson ? JSON.parse(audit.commandAsJson) : null;
} catch {
payload = null;
}
const rangesById = new Map<number, any>(
(ranges ?? []).map((range: any) => [
Number(range.id),
range
])
);
const row: PendingRow = {
id: entry.id,
action,
subject: '',
changes: [],
detail: '',
maker: entry.maker,
madeOn: entry.madeOnDate ? new Date(Number(entry.madeOnDate) * 1000) : null
};
if (isBucket) {
this.fillBucket(row, action, payload, current, rangesById);
} else {
this.fillRange(row, action, payload, current);
}
if (!row.subject) {
row.subject = entry.resourceId ? `#${entry.resourceId}` : '—';
}
return row;
})
);
}
private fillRange(row: PendingRow, action: string, payload: any, current: any): void {
const describe = (range: any) =>
`${range.classification} (${range.minimumAgeDays} - ${range.maximumAgeDays ?? 'no limit'} days)`;
if (action === 'CREATE' && payload) {
row.subject = payload.classification ?? '';
row.detail = `New range: ${describe(payload)}`;
} else if (action === 'DELETE' && current) {
row.subject = current.classification ?? '';
row.detail = `Range to be deleted: ${describe(current)}`;
} else if (action === 'UPDATE' && current) {
row.subject = current.classification ?? '';
const fields: [string, string][] = [
[
'classification',
'Classification'
],
[
'minimumAgeDays',
'Days from'
],
[
'maximumAgeDays',
'Days till'
]
];
row.changes = this.diff(fields, payload, current);
if (row.changes.length === 0) {
row.detail = 'No field value changes';
}
}
}
private fillBucket(row: PendingRow, action: string, payload: any, current: any, rangesById: Map<number, any>): void {
const names = (ids: any[]) =>
(ids ?? [])
.map((entry) => rangesById.get(Number(entry?.id ?? entry)) ?? { id: Number(entry?.id ?? entry) })
.sort((a, b) => (a.minimumAgeDays ?? 0) - (b.minimumAgeDays ?? 0))
.map((range) => range.classification ?? `Range #${range.id}`)
.join(', ');
if (action === 'CREATE' && payload) {
row.subject = payload.name ?? '';
row.detail = `New bucket with ranges: ${names(payload.ranges) || '—'}`;
} else if (action === 'DELETE' && current) {
row.subject = current.name ?? '';
row.detail = `Bucket to be deleted (ranges: ${names(current.ranges) || '—'})`;
} else if (action === 'UPDATE' && current && payload) {
row.subject = current.name ?? '';
const before = { name: current.name, ranges: names(current.ranges) };
const after = { name: payload.name ?? current.name, ranges: names(payload.ranges ?? current.ranges) };
row.changes = this.diff(
[
[
'name',
'Name'
],
[
'ranges',
'Ranges'
]
],
after,
before
);
if (row.changes.length === 0) {
row.detail = 'No field value changes';
}
}
}
/** The fields whose submitted value differs from today's. */
private diff(fields: [string, string][], submitted: any, current: any): PendingChange[] {
return fields
.filter(([key]) => submitted && submitted[key] !== undefined && String(submitted[key]) !== String(current?.[key]))
.map(
([
key,
label
]) => ({
label,
oldValue: String(current?.[key] ?? '—'),
newValue: String(submitted[key])
})
);
}
}
@@ -106,6 +106,10 @@ import { ChargesTemplateAndResolver } from './charges/charges-template-and-resol
import { EditFixedDepositProductComponent } from './fixed-deposit-products/edit-fixed-deposit-product/edit-fixed-deposit-product.component';
import { FixedDepositProductAndTemplateResolver } from './fixed-deposit-products/edit-fixed-deposit-product/fixed-deposit-product-and-template.resolver';
import { BaseFdInterestRateChartComponent } from './fixed-deposit-products/base-fd-interest-rate-chart/base-fd-interest-rate-chart.component';
import { LoanInterestRateRegisterComponent } from './loan-interest-rate-register/loan-interest-rate-register.component';
import { EditRegisterComponent } from './loan-interest-rate-register/edit-register/edit-register.component';
import { CibilAdjustmentComponent } from './loan-interest-rate-register/cibil-adjustment/cibil-adjustment.component';
import { PreviewRegisterComponent } from './loan-interest-rate-register/preview-register/preview-register.component';
import { CollateralResolver } from './collaterals/collateral.resolver';
import { CollateralsResolver } from './collaterals/collaterals.resolver';
import { CollateralTemplateResolver } from './collaterals/collaterals-template.resolver';
@@ -894,6 +898,31 @@ const routes: Routes = [
}
]
},
{
path: 'loan-interest-rate-register',
data: { title: 'Loan Interest Rate Register', breadcrumb: 'Loan Interest Rate Register' },
children: [
{
path: '',
component: LoanInterestRateRegisterComponent
},
{
path: 'edit',
component: EditRegisterComponent,
data: { title: 'Edit Register', breadcrumb: 'Edit' }
},
{
path: 'cibil',
component: CibilAdjustmentComponent,
data: { title: 'CIBIL Adjustment', breadcrumb: 'CIBIL Adjustment' }
},
{
path: 'preview',
component: PreviewRegisterComponent,
data: { title: 'Compare Changes', breadcrumb: 'Compare' }
}
]
},
{
path: 'charges',
data: { title: 'Charges', breadcrumb: 'Charges' },
+13
View File
@@ -106,6 +106,19 @@
</a>
</div>
<div>
<a class="pd-card" [routerLink]="['loan-interest-rate-register']" *mifosxHasPermission="'READ_LOANPRODUCT'">
<div class="pd-card__icon pd-card__icon--blue">
<i class="fas fa-percentage"></i>
</div>
<div class="pd-card__body">
<h3 class="pd-card__title">Loan Interest Rate Register</h3>
<p class="pd-card__desc">Maintain central CIBIL-based interest rates for all loan products</p>
</div>
<i class="fas fa-chevron-right pd-card__arrow"></i>
</a>
</div>
<div #recurringDepositProducts>
<a
class="pd-card"
+59 -1
View File
@@ -8,7 +8,8 @@
/** Angular Imports */
import { Injectable, inject } from '@angular/core';
import { HttpClient, HttpParams } from '@angular/common/http';
import { HttpClient, HttpContext, HttpParams } from '@angular/common/http';
import { SILENT_HTTP_ERROR } from 'app/core/http/silent-error.token';
/** rxjs Imports */
import { Observable } from 'rxjs';
@@ -800,6 +801,63 @@ export class ProductsService {
return this.http.post('/fixeddepositproducts/baseinterestrates', payload);
}
// ---- Loan Interest Rate Register (CBS Loan Base Interest Rate) -----------
// Reads carry SILENT_HTTP_ERROR so a backend not-yet-deployed (404) doesn't surface the global
// error modal — rate-register.service.ts has its own catchError that falls back to seeded data.
private silentCtx(): { context: HttpContext } {
return { context: new HttpContext().set(SILENT_HTTP_ERROR, true) };
}
/** Returns all Loan Rate Register versions, newest-effective first (for Version History accordion). */
getLoanBaseInterestRates(): Observable<any> {
return this.http.get('/loanproducts/baseinterestrates', this.silentCtx());
}
/** Returns the currently in-force Loan Rate Register version (isActive=true), or null when none exists. */
getActiveLoanBaseInterestRate(): Observable<any> {
return this.http.get('/loanproducts/baseinterestrates/active', this.silentCtx());
}
/** Returns a specific Loan Rate Register version by id. */
getLoanBaseInterestRateById(id: number): Observable<any> {
return this.http.get(`/loanproducts/baseinterestrates/${id}`, this.silentCtx());
}
/** Submitted Loan Rate Register versions still awaiting a checker (maker-checker entries with their payload). */
getPendingLoanRateRegisters(): Observable<any> {
const params = new HttpParams().set('entityName', 'LOANBASEINTERESTRATE');
return this.http.get('/makercheckers', { params, context: new HttpContext().set(SILENT_HTTP_ERROR, true) });
}
/** Requests of one entity (e.g. DELINQUENCY_RANGE) still awaiting a checker. */
getPendingMakerCheckerByEntity(entityName: string): Observable<any> {
const params = new HttpParams().set('entityName', entityName);
return this.http.get('/makercheckers', { params, context: new HttpContext().set(SILENT_HTTP_ERROR, true) });
}
/** Full maker-checker entry, including the submitted payload (commandAsJson), which the list call omits. */
getLoanRateRegisterAuditDetail(id: number): Observable<any> {
return this.http.get(`/audits/${id}`, { context: new HttpContext().set(SILENT_HTTP_ERROR, true) });
}
/** GL accounts a particular can be mapped to: asset (type 1) posting (detail) accounts that are not disabled. */
getLoanRegisterGlAccounts(): Observable<any> {
const params = new HttpParams().set('type', '1').set('usage', '1').set('disabled', 'false');
return this.http.get('/glaccounts', { params, context: new HttpContext().set(SILENT_HTTP_ERROR, true) });
}
/** Returns the master list of particulars (loan types) that make up the Loan Rate Register chart rows. */
getLoanRateRegisterProducts(): Observable<any> {
return this.http.get('/loanproducts/baseinterestrates/products', this.silentCtx());
}
/** Submits a new Loan Rate Register version. If maker-checker is enabled, the response's
* `rollbackTransaction` flag is true and the row sits in the Approvals tab until a checker approves. */
saveLoanBaseInterestRate(payload: any): Observable<any> {
return this.http.post('/loanproducts/baseinterestrates', payload, this.silentCtx());
}
/** Returns loan interest rate categories. Pass activeOnly=true to get only active ones. */
getLoanInterestRateCategories(activeOnly = false): Observable<any> {
const url = activeOnly
@@ -340,7 +340,6 @@ $red: #c5221f;
}
// ── Day by day ──
//
// Outside the form's own sheet, because it is not part of what gets filed: the form reports two
// closes, and this is the working behind them.
.f1s-daily {
@@ -531,8 +531,12 @@ export abstract class ReserveReturnBase {
// A half-typed year parses as a real date — "30-09-0026" is year 26 — and then fails the
// ordering check below with a message about column order, which is not what went wrong.
// Caught first so the filer is told about the year rather than sent looking at the dates.
const halfTyped = [this.statutoryFirstColumn, this.statutorySecondColumn, this.statutoryFirstBase, this.statutorySecondBase]
.filter((d) => d && Number(d.slice(0, 4)) < 1900);
const halfTyped = [
this.statutoryFirstColumn,
this.statutorySecondColumn,
this.statutoryFirstBase,
this.statutorySecondBase
].filter((d) => d && Number(d.slice(0, 4)) < 1900);
if (halfTyped.length) {
this.statutoryError = `The year in ${halfTyped[0]} looks incomplete — enter all four digits.`;
return;
@@ -1362,7 +1366,9 @@ export abstract class ReserveReturnBase {
private addCimsGeneralInformation(wb: ExcelJS.Workbook): void {
const sheet = wb.addWorksheet('General Information');
sheet.columns = [{ width: 40 }, { width: 52 }];
sheet.columns = [
{ width: 40 },
{ width: 52 }];
addBanner(sheet, 'General Information', 'B');
const start = sheet.rowCount + 1;
@@ -1401,7 +1407,10 @@ export abstract class ReserveReturnBase {
/** Part A — the liabilities and assets, Roman-numbered I through VIII, across the dated columns. */
private addCimsPartA(wb: ExcelJS.Workbook): void {
const sheet = wb.addWorksheet('Part A');
sheet.columns = [{ width: 72 }, ...this.cimsDates.map(() => ({ width: 22 }))];
sheet.columns = [
{ width: 72 },
...this.cimsDates.map(() => ({ width: 22 }))
];
addBanner(sheet, 'Part A', this.cimsLastColumn());
sheet.addRow([]);
this.addCimsEndDates(sheet, 'End Date');
@@ -1410,7 +1419,10 @@ export abstract class ReserveReturnBase {
for (const line of this.statutory?.partA?.lines ?? []) {
// The form's own indentation carries its numbering — (a), then (i) — so a flattened sheet
// would lose which line sits under which head.
const row = sheet.addRow([`${' '.repeat(line.indent ?? 0)}${line.label}`, ...(line.values ?? [])]);
const row = sheet.addRow([
`${' '.repeat(line.indent ?? 0)}${line.label}`,
...(line.values ?? [])
]);
row.getCell(1).alignment = { wrapText: true };
if (line.heading || line.total) {
row.font = { bold: true };
@@ -1429,7 +1441,11 @@ export abstract class ReserveReturnBase {
*/
private addCimsOthersSheet(wb: ExcelJS.Workbook): void {
const sheet = wb.addWorksheet('Part A.II.c');
sheet.columns = [{ width: 10 }, { width: 50 }, ...this.cimsDates.map(() => ({ width: 22 }))];
sheet.columns = [
{ width: 10 },
{ width: 50 },
...this.cimsDates.map(() => ({ width: 22 }))
];
addBanner(sheet, 'Part A.II.c', this.columnLetter(this.cimsDates.length + 2));
sheet.addRow([]);
@@ -1437,7 +1453,11 @@ export abstract class ReserveReturnBase {
const last = this.cimsDates.length + 2;
// "As at the close of Business on" heads BOTH dated columns as one caption, as the template has
// it — written once and merged across them, not repeated over each.
const head = sheet.addRow(['Sr.No.', 'Particulars', 'As at the close of Business on']);
const head = sheet.addRow([
'Sr.No.',
'Particulars',
'As at the close of Business on'
]);
head.font = { bold: true };
head.alignment = { wrapText: true, horizontal: 'center' };
head.eachCell((c) => (c.fill = solidFill(XL.headerGrey)));
@@ -1448,7 +1468,11 @@ export abstract class ReserveReturnBase {
head.getCell(c).fill = solidFill(XL.headerGrey);
}
const dates = sheet.addRow(['', '', ...this.cimsDates]);
const dates = sheet.addRow([
'',
'',
...this.cimsDates
]);
dates.font = { bold: true };
dates.alignment = { horizontal: 'center' };
for (let c = 3; c <= last; c++) {
@@ -1457,12 +1481,20 @@ export abstract class ReserveReturnBase {
// Sr.No. 1, hatched, as the template carries it: the break-up is written in by hand, so the row
// has to be there to be written in. An empty sheet with only a Total says the bank reported
// nothing; a hatched row says nobody has filled it in yet.
const entry = sheet.addRow([1, '', ...this.cimsDates.map((): null => null)]);
const entry = sheet.addRow([
1,
'',
...this.cimsDates.map((): null => null)
]);
for (let c = 2; c <= last; c++) {
entry.getCell(c).fill = hatchFill();
}
const total = sheet.addRow(['', 'Total', ...this.cimsDates.map(() => 0)]);
const total = sheet.addRow([
'',
'Total',
...this.cimsDates.map(() => 0)
]);
total.font = { bold: true };
total.getCell(1).fill = solidFill(XL.headerGrey);
total.getCell(2).alignment = { horizontal: 'center' };
@@ -1477,7 +1509,10 @@ export abstract class ReserveReturnBase {
/** Parts B and C on one sheet, as the template has them. */
private addCimsPartBandC(wb: ExcelJS.Workbook): void {
const sheet = wb.addWorksheet('Part B and C');
sheet.columns = [{ width: 72 }, ...this.cimsDates.map(() => ({ width: 22 }))];
sheet.columns = [
{ width: 72 },
...this.cimsDates.map(() => ({ width: 22 }))
];
addBanner(sheet, 'Part B and C', this.cimsLastColumn());
sheet.addRow([]);
this.addCimsEndDates(sheet, 'End Date');
@@ -1524,7 +1559,10 @@ export abstract class ReserveReturnBase {
*/
private addCimsPartD(wb: ExcelJS.Workbook): void {
const sheet = wb.addWorksheet('Part D');
sheet.columns = [{ width: 72 }, ...this.cimsDates.map(() => ({ width: 22 }))];
sheet.columns = [
{ width: 72 },
...this.cimsDates.map(() => ({ width: 22 }))
];
addBanner(sheet, 'Part D', this.cimsLastColumn());
sheet.addRow([]);
this.addCimsEndDates(sheet, 'End Date');
@@ -1568,11 +1606,22 @@ export abstract class ReserveReturnBase {
const perDate = 4;
const dates = this.cimsDates;
const sheet = wb.addWorksheet(name);
sheet.columns = [{ width: 38 }, ...dates.flatMap(() => Array(perDate).fill({ width: 19 }))];
sheet.columns = [
{ width: 38 },
...dates.flatMap(() => Array(perDate).fill({ width: 19 }))
];
addBanner(sheet, name, this.columnLetter(dates.length * perDate + 1));
sheet.addRow([]);
const dateRow = sheet.addRow(['', ...dates.flatMap((d) => [d, '', '', ''])]);
const dateRow = sheet.addRow([
'',
...dates.flatMap((d) => [
d,
'',
'',
''
])
]);
dateRow.font = { bold: true };
dates.forEach((_, i) => {
const from = 2 + i * perDate;
@@ -1584,12 +1633,25 @@ export abstract class ReserveReturnBase {
const start = sheet.rowCount + 1;
const head = sheet.addRow([
'',
...dates.flatMap(() => ['Face Value', 'Book Value', 'Depreciation', 'Net Value for SLR purpose (2-3)'])
...dates.flatMap(() => [
'Face Value',
'Book Value',
'Depreciation',
'Net Value for SLR purpose (2-3)'
])
]);
head.font = { bold: true };
head.alignment = { wrapText: true, horizontal: 'center' };
head.eachCell((c) => (c.fill = solidFill(XL.headerGrey)));
const numbers = sheet.addRow(['', ...dates.flatMap(() => [1, 2, 3, 4])]);
const numbers = sheet.addRow([
'',
...dates.flatMap(() => [
1,
2,
3,
4
])
]);
numbers.font = { bold: true };
numbers.alignment = { horizontal: 'center' };
@@ -1600,7 +1662,7 @@ export abstract class ReserveReturnBase {
const movement = (label: string, carries: boolean, closing = false) => {
const cells: (string | number)[] = [label];
for (let i = 0; i < dates.length; i++) {
const value = carries ? held[i] ?? 0 : 0;
const value = carries ? (held[i] ?? 0) : 0;
cells.push(value, value, 0, value);
}
const row = sheet.addRow(cells);
@@ -1654,8 +1716,7 @@ export abstract class ReserveReturnBase {
{ width: 21 },
{ width: 21 },
{ width: 19 },
{ width: 26 }
];
{ width: 26 }];
addBanner(
sheet,
isCrr
@@ -1671,7 +1732,12 @@ export abstract class ReserveReturnBase {
const title = isCrr
? 'Cash Reserve Ratio Amount [Applicable to only Non-Scheduled UCBs]'
: 'Statutory Liquidity Ratio Amount [Applicable to both Scheduled and Non-Scheduled UCBs]';
const band = sheet.addRow(['', '', '', title]);
const band = sheet.addRow([
'',
'',
'',
title
]);
band.font = { bold: true };
band.alignment = { wrapText: true, horizontal: 'center' };
sheet.mergeCells(band.number, 4, band.number, 9);
@@ -1694,7 +1760,11 @@ export abstract class ReserveReturnBase {
head.alignment = { wrapText: true, horizontal: 'center' };
head.eachCell((c) => (c.fill = solidFill(XL.headerGrey)));
// The first three columns are one heading spanning both rows, as the template has them.
for (const c of [1, 2, 3]) {
for (const c of [
1,
2,
3
]) {
sheet.mergeCells(band.number, c, head.number, c);
}
@@ -1750,20 +1820,39 @@ export abstract class ReserveReturnBase {
private addCimsSignatory(wb: ExcelJS.Workbook): void {
const sheet = wb.addWorksheet('Signatory Information');
sheet.columns = [{ width: 26 }, { width: 36 }, { width: 36 }];
sheet.columns = [
{ width: 26 },
{ width: 36 },
{ width: 36 }];
addBanner(sheet, 'Signatory Information', 'C');
sheet.addRow([]);
const start = sheet.rowCount + 1;
const head = sheet.addRow(['', 'Authorised Reporting Official', 'Countersigned By']);
const head = sheet.addRow([
'',
'Authorised Reporting Official',
'Countersigned By'
]);
head.font = { bold: true };
head.eachCell((c) => (c.fill = solidFill(XL.headerGrey)));
// Left to be signed, and hatched the way the template hatches it so the blank reads as "fill
// this in" rather than as a field the return had nothing to say about. Who signs a filed return,
// and on what date, is settled when it is filed — a name pre-filled here would put a signature
// on a form nobody had agreed to sign.
for (const field of ['Name', 'Designation', 'e-mail ID', 'Tel. No. (O)', 'Tel. No. (R)', 'Place', 'Date']) {
const row = sheet.addRow([field, '', '']);
for (const field of [
'Name',
'Designation',
'e-mail ID',
'Tel. No. (O)',
'Tel. No. (R)',
'Place',
'Date'
]) {
const row = sheet.addRow([
field,
'',
''
]);
row.getCell(1).font = { bold: true };
row.getCell(1).fill = solidFill(XL.keyCell);
row.getCell(2).fill = hatchFill();
@@ -1779,7 +1868,10 @@ export abstract class ReserveReturnBase {
* thing not shaded like the figures below it.
*/
private addCimsEndDates(sheet: ExcelJS.Worksheet, label: string): void {
const row = sheet.addRow([label, ...this.cimsDates]);
const row = sheet.addRow([
label,
...this.cimsDates
]);
row.font = { bold: true };
row.getCell(1).alignment = { horizontal: 'right' };
for (let c = 2; c <= this.cimsDates.length + 1; c++) {
@@ -1826,7 +1918,10 @@ export abstract class ReserveReturnBase {
* that part at all.
*/
private addCimsFigures(sheet: ExcelJS.Worksheet, label: string, values?: number[], bold = false): void {
const row = sheet.addRow([label, ...(values ?? this.cimsDates.map((): null => null))]);
const row = sheet.addRow([
label,
...(values ?? this.cimsDates.map((): null => null))
]);
row.getCell(1).alignment = { wrapText: true };
if (bold) {
row.font = { bold: true };
@@ -1934,8 +2029,7 @@ export abstract class ReserveReturnBase {
{ width: 20 },
{ width: 18 },
{ width: 18 },
{ width: 20 }
];
{ width: 20 }];
addBanner(sheet, `Day by day — ${daily.from} to ${daily.to}`, 'J');
// A day short is a breach. It goes above the table, where it is read before the figures rather
@@ -1979,7 +2073,16 @@ export abstract class ReserveReturnBase {
day.slrSurplus
]);
// Column 3 is a date, so the figures run 2, then 4 onward.
for (const c of [2, 4, 5, 6, 7, 8, 9, 10]) {
for (const c of [
2,
4,
5,
6,
7,
8,
9,
10
]) {
row.getCell(c).numFmt = '#,##0.00';
row.getCell(c).alignment = { horizontal: 'right' };
}
@@ -592,8 +592,8 @@
@if (statutoryFirstColumn && statutorySecondColumn) {
<p class="f1s-prompt__hint">
Made up to <strong>{{ statutorySecondColumn }}</strong
>. The base dates above are the matching close one month earlier — change either
one if the bank files on a different base.
>. The base dates above are the matching close one month earlier — change either one if the bank files on
a different base.
</p>
} @else {
<p class="f1s-prompt__hint">Enter both fortnight closing dates — the base dates fill in from them.</p>
@@ -907,11 +907,13 @@
}
/* Where the rating should land, read straight off the Current Risk column beside it. */
/* stylelint-disable-next-line no-duplicate-selectors */
.rr-move-cell {
min-width: 150px;
max-width: 190px;
}
/* stylelint-disable-next-line no-duplicate-selectors */
.rr-move {
display: inline-flex;
align-items: center;
@@ -922,12 +924,14 @@
font-weight: 700;
white-space: nowrap;
/* stylelint-disable-next-line no-duplicate-selectors */
&--up {
background: var(--r-red-l);
color: var(--r-red);
}
/* Coming down is a relief, not an alarm — same green the verdict uses. */
/* stylelint-disable-next-line no-duplicate-selectors */
&--down {
background: var(--r-green-l);
color: var(--r-green);
@@ -343,10 +343,13 @@ export class CheckerInboxComponent implements OnInit {
// resourceId is absent (CREATE rows: entity does not exist yet until approved),
// or entityName is unmapped — fall back to the detail dialog so the checker
// can still view the command payload and action the entry.
// A Loan Base Interest Rate request carries a 10-column rate chart, which needs a wide dialog.
const wide = (row.entityName ?? '').toUpperCase() === 'LOANBASEINTERESTRATE';
this.dialog
.open(ViewCheckerInboxComponent, {
data: { checkerId: row.id },
autoFocus: false
autoFocus: false,
...(wide ? { width: '1200px', maxWidth: '95vw' } : {})
})
.afterClosed()
.subscribe((result: any) => {
@@ -0,0 +1,169 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { ChangeKind, CommandChange } from './command-diff.util';
/** Entity name the maker-checker queue uses for Loan Base Interest Rate submissions. */
export const LOAN_BASE_INTEREST_RATE_ENTITY = 'LOANBASEINTERESTRATE';
export function isLoanBaseInterestRateCreate(entityName?: string | null, actionName?: string | null): boolean {
return (
(entityName ?? '').toUpperCase() === LOAN_BASE_INTEREST_RATE_ENTITY && (actionName ?? '').toUpperCase() === 'CREATE'
);
}
const HEADER_FIELDS: { key: string; label: string }[] = [
{ key: 'name', label: 'Name' },
{ key: 'effectiveFromDate', label: 'Effective From Date' },
{ key: 'currencyCode', label: 'Currency Code' },
{ key: 'fallbackNoCibilSlab', label: 'Fallback No CIBIL Slab' },
{ key: 'fallbackBelowMin', label: 'Fallback Below Min' },
{ key: 'note', label: 'Note' }
];
const NA = 'N.A.';
const EMPTY = '—';
/** One chart cell as the checker reads it: a % rate, a formula, or N.A. */
function cellText(cell: any): string {
if (!cell || cell.isNa) {
return NA;
}
if (cell.isFormula && cell.rateFormula) {
return String(cell.rateFormula);
}
return cell.rateValue === null || cell.rateValue === undefined ? NA : `${Number(cell.rateValue)}%`;
}
function plain(value: any): string {
return value === null || value === undefined || value === '' ? EMPTY : String(value);
}
function kindOf(oldText: string, newText: string, emptyTexts: string[]): ChangeKind {
const oldEmpty = emptyTexts.includes(oldText);
const newEmpty = emptyTexts.includes(newText);
if (oldEmpty && !newEmpty) {
return 'ADDED';
}
if (!oldEmpty && newEmpty) {
return 'REMOVED';
}
return 'MODIFIED';
}
/**
* Compares a submitted Loan Base Interest Rate version against the version currently in force and
* returns only the values that differ: header fields, individual rate cells (per loan type and
* amount slab) and CIBIL adjustment bands.
*/
export function diffLoanRateRegister(submitted: any, active: any): CommandChange[] {
const changes: CommandChange[] = [];
for (const { key, label } of HEADER_FIELDS) {
if (submitted?.[key] === undefined) {
continue;
}
const oldText = plain(active?.[key]);
const newText = plain(submitted[key]);
if (oldText !== newText) {
changes.push({ label, kind: kindOf(oldText, newText, [EMPTY]), oldValue: oldText, newValue: newText });
}
}
// Rate cells, keyed by loan type + slab order.
const cellKey = (c: any) => `${c.productSrNo}|${c.slabOrder}`;
const oldCells = new Map<string, any>(
(active?.slabs ?? []).map((c: any): [string, any] => [
cellKey(c),
c
])
);
const newCells = new Map<string, any>(
(submitted?.slabs ?? []).map((c: any): [string, any] => [
cellKey(c),
c
])
);
const names = new Map<number, string>();
for (const c of active?.slabs ?? []) {
if (c.productName) {
names.set(c.productSrNo, c.productName);
}
}
for (const p of submitted?.products ?? []) {
names.set(p.srNo, p.name);
}
const allKeys = new Set<string>([
...newCells.keys(),
...oldCells.keys()
]);
const cellChanges = [...allKeys]
.map((k) => {
const before = oldCells.get(k);
const after = newCells.get(k);
const ref = after ?? before;
return {
srNo: Number(ref.productSrNo),
slabOrder: Number(ref.slabOrder),
label: `${names.get(ref.productSrNo) ?? `Loan type ${ref.productSrNo}`} — ${ref.slabLabel ?? `Slab ${ref.slabOrder + 1}`}`,
oldText: before ? cellText(before) : EMPTY,
newText: after ? cellText(after) : EMPTY
};
})
// A cell that is N.A. in the submission and was never in the old version is not a change.
.filter((c) => c.oldText !== c.newText && !(c.oldText === EMPTY && c.newText === NA))
.sort((a, b) => a.srNo - b.srNo || a.slabOrder - b.slabOrder);
for (const c of cellChanges) {
changes.push({
label: c.label,
kind: kindOf(c.oldText, c.newText, [
EMPTY,
NA
]),
oldValue: c.oldText,
newValue: c.newText
});
}
// CIBIL bands, matched by their score range, so a re-ordered list is not reported as a change.
const bandKey = (b: any) => `${b.scoreFrom}-${b.scoreTo}`;
const bandText = (b: any) => `${Number(b.adjustmentPct)}% (${b.slabType ?? 'Flat'})`;
const oldBands = new Map<string, any>(
(active?.cibilSlabs ?? []).map((b: any): [string, any] => [
bandKey(b),
b
])
);
const newBands = new Map<string, any>(
(submitted?.cibilSlabs ?? []).map((b: any): [string, any] => [
bandKey(b),
b
])
);
for (const k of new Set<string>([
...newBands.keys(),
...oldBands.keys()
])) {
const before = oldBands.get(k);
const after = newBands.get(k);
const oldText = before ? bandText(before) : EMPTY;
const newText = after ? bandText(after) : EMPTY;
if (oldText !== newText) {
const ref = after ?? before;
changes.push({
label: `CIBIL ${ref.scoreFrom}–${ref.scoreTo}${ref.tier ? ` (${ref.tier})` : ''} — Adjustment`,
kind: kindOf(oldText, newText, [EMPTY]),
oldValue: oldText,
newValue: newText
});
}
}
return changes;
}
@@ -63,6 +63,9 @@ const ENTITY_FETCHERS: Record<string, (id: string, s: EntityFetchServices) => Ob
FIXEDDEPOSITPRODUCT: (id, s) => s.products.getFixedDepositProductAndTemplate(id),
RECURRINGDEPOSITPRODUCT: (id, s) => s.products.getRecurringDepositProduct(id, true),
CHARGE: (id, s) => s.products.getCharge(id, true),
// SMA / NPA classification master. The bucket is read as-is; the dialog resolves its range ids to names.
DELINQUENCY_RANGE: (id, s) => s.products.getDelinquencyRange(id),
DELINQUENCY_BUCKET: (id, s) => s.products.getDelinquencyBucket(id),
// ---- Accounts ----------------------------------------------------------------
SAVINGSACCOUNT: (id, s) => s.savings.getSavingsAccountData(id),
@@ -199,6 +202,12 @@ const DELETE_SUMMARY_KEYS: Record<string, string[]> = {
'email',
'officeName'
],
DELINQUENCY_RANGE: [
'classification',
'minimumAgeDays',
'maximumAgeDays'
],
DELINQUENCY_BUCKET: ['name'],
GLACCOUNT: [
'name',
'glCode',
@@ -6,7 +6,7 @@
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="vci" [class.vci--dialog]="isDialog">
<div class="vci" [class.vci--dialog]="isDialog" [class.vci--wide]="!!rateDiff">
<!-- The heading lives here in both modes, so a dialog does not end up showing it twice. -->
<div class="vci-head">
<span class="vci-head__title">{{ headingTitle }}</span>
@@ -114,10 +114,30 @@
</div>
}
<!-- Loan Base Interest Rate: the same chart view as the Compare screen, before the change list. -->
@if (rateDiff) {
<div class="vci-section">
<div class="vci-section__title">Rate Chart Comparison</div>
@if (changesBaseline) {
<p class="vci-nochange">{{ changesBaseline }}</p>
}
<mifosx-rate-register-diff
[slabs]="rateDiff.slabs"
[draftRows]="rateDiff.draftRows"
[baselineRows]="rateDiff.baselineRows"
[draftCibil]="rateDiff.draftCibil"
[baselineCibil]="rateDiff.baselineCibil"
></mifosx-rate-register-diff>
</div>
}
<!-- UPDATE: only the fields this command actually moves, as OLD -> NEW. -->
@if (showChanges) {
<div class="vci-section">
<div class="vci-section__title">Changes Requested ({{ changes.length }})</div>
@if (changesBaseline) {
<p class="vci-nochange">{{ changesBaseline }}</p>
}
@if (changes.length === 0) {
<p class="vci-nochange">This request does not change any value.</p>
} @else {
@@ -143,7 +163,7 @@
}
<!-- CREATE: submitted data grouped into readable sections. -->
@if (!showChanges && createSections.length > 0) {
@if (!showChanges && !rateDiff && !loanRateLoading && createSections.length > 0) {
@for (section of createSections; track section.title) {
<div class="vci-section">
<div class="vci-section__title">{{ section.title }}</div>
@@ -157,7 +177,7 @@
}
<!-- DELETE summary, role-permission changes, and the fallback payload all render here. -->
@if (!showChanges && createSections.length === 0 && displayJSONData) {
@if (!showChanges && !rateDiff && !loanRateLoading && createSections.length === 0 && displayJSONData) {
<div class="vci-section">
<div class="vci-section__title">
{{ deletingEntity ? 'Record To Be Deleted' : ('labels.heading.Command' | translate) }}
@@ -32,6 +32,11 @@ $bg-page: #f8fafc;
border-radius: 10px;
}
/* A wide payload (the Loan Base Interest Rate chart) fills the dialog the caller sized for it. */
&--dialog#{&}--wide {
width: 100%;
}
&:not(&--dialog) {
max-width: 900px;
margin: 20px auto;
@@ -10,6 +10,7 @@
import { Component, inject } from '@angular/core';
import { ActivatedRoute, Router } from '@angular/router';
import * as _ from 'lodash';
import { forkJoin } from 'rxjs';
import { MatDialog, MatDialogRef, MAT_DIALOG_DATA } from '@angular/material/dialog';
/** Custom Services */
@@ -31,6 +32,7 @@ import {
groupCreateFields,
humanizeKey
} from '../command-diff.util';
import { diffLoanRateRegister, isLoanBaseInterestRateCreate } from '../loan-rate-register-diff.util';
import { deleteSummaryKeys, EntityFetchServices, fetchCurrentEntity } from '../maker-checker-entity-fetch';
/** Services the entity lookup table needs; assembled once and handed to the shared fetcher. */
@@ -42,6 +44,22 @@ import { UsersService } from 'app/users/users.service';
import { FixedDepositsService } from 'app/deposits/fixed-deposits/fixed-deposits.service';
import { RecurringDepositsService } from 'app/deposits/recurring-deposits/recurring-deposits.service';
import { OrganizationService } from 'app/organization/organization.service';
import { RateRegisterService } from 'app/products/loan-interest-rate-register/rate-register.service';
import { RateRegisterDiffComponent } from 'app/products/loan-interest-rate-register/rate-register-diff/rate-register-diff.component';
import {
CibilSlab,
RateChartRow,
SlabColumn
} from 'app/products/loan-interest-rate-register/models/rate-register.model';
/** Inputs of the shared rate-register comparison view (see RateRegisterDiffComponent). */
interface RateDiffView {
slabs: SlabColumn[];
draftRows: RateChartRow[];
baselineRows: RateChartRow[];
draftCibil: CibilSlab[];
baselineCibil: CibilSlab[];
}
/**
* One row of the rendered Command payload. The dialog turns the parsed command JSON into a tree of
@@ -132,7 +150,8 @@ const ENTRY_LABEL_KEYS = [
...STANDALONE_SHARED_IMPORTS,
FaIconComponent,
NgTemplateOutlet,
DateFormatPipe
DateFormatPipe,
RateRegisterDiffComponent
]
})
export class ViewCheckerInboxComponent {
@@ -150,6 +169,7 @@ export class ViewCheckerInboxComponent {
private fixedDepositsService = inject(FixedDepositsService);
private recurringDepositsService = inject(RecurringDepositsService);
private organizationService = inject(OrganizationService);
private rateRegisterService = inject(RateRegisterService);
/** Bundle handed to the shared entity lookup, so that table stays free of Angular injection. */
private get entityFetchServices(): EntityFetchServices {
@@ -196,10 +216,22 @@ export class ViewCheckerInboxComponent {
/** UPDATE review: the fields this command actually moves, as OLD -> NEW. */
changes: CommandChange[] = [];
/** Note naming the version a Loan Base Interest Rate request is compared against. */
changesBaseline = '';
/** Loan Base Interest Rate request: the chart-style comparison (same view as the Compare screen). */
rateDiff: RateDiffView | null = null;
/** True once the current entity was read and a real comparison is on screen. */
showChanges = false;
/** True while the current entity is being fetched for comparison. */
comparing = false;
/** A Loan Base Interest Rate request still waiting for its chart: hides the raw payload meanwhile. */
get loanRateLoading(): boolean {
return (
this.comparing &&
isLoanBaseInterestRateCreate(this.checkerInboxDetail?.entityName, this.checkerInboxDetail?.actionName)
);
}
/** True when the screen is describing a record that is about to be deleted. */
deletingEntity = false;
/** CREATE review: submitted data bucketed into readable sections. */
@@ -354,6 +386,8 @@ export class ViewCheckerInboxComponent {
this.comparing = false;
this.deletingEntity = false;
this.createSections = [];
this.changesBaseline = '';
this.rateDiff = null;
// commandAsJson is absent on some entries (a DELETE carries no payload), and JSON.parse(undefined)
// throws — which as a route only broke the page, but in a dialog would leave an empty shell open.
try {
@@ -377,10 +411,16 @@ export class ViewCheckerInboxComponent {
} else if (action === 'DELETE') {
this.loadDeleteSummary(detail);
} else if (action === 'CREATE') {
if (isLoanBaseInterestRateCreate(detail?.entityName, detail?.actionName)) {
this.loadLoanRateRegisterChanges(detail);
}
this.createSections = this.buildCreateSections(this.jsondata);
if ((detail?.entityName ?? '').toUpperCase() === 'GLACCOUNT') {
this.resolveGlAccountCreateLabels(detail, this.jsondata);
}
if ((detail?.entityName ?? '').toUpperCase() === 'DELINQUENCY_BUCKET') {
this.resolveDelinquencyBucketCreateRanges(detail);
}
}
}
@@ -393,6 +433,10 @@ export class ViewCheckerInboxComponent {
* entity showed before.
*/
private loadUpdateChanges(detail: any): void {
if ((detail?.entityName ?? '').toUpperCase() === 'DELINQUENCY_BUCKET') {
this.loadDelinquencyBucketChanges(detail);
return;
}
const request$ = fetchCurrentEntity(detail?.entityName, detail?.resourceId, this.entityFetchServices);
if (!request$) {
return;
@@ -415,6 +459,131 @@ export class ViewCheckerInboxComponent {
});
}
/** One line per range for a delinquency bucket, e.g. 'SMA-1 (31 - 60 days)', oldest range first. */
private delinquencyRangeNames(ids: any[], rangesById: Map<number, any>): string {
return (ids ?? [])
.map((entry) => rangesById.get(Number(entry?.id ?? entry)) ?? { id: Number(entry?.id ?? entry) })
.sort((a, b) => (a.minimumAgeDays ?? 0) - (b.minimumAgeDays ?? 0))
.map((range) =>
range.classification
? `${range.classification} (${range.minimumAgeDays} - ${range.maximumAgeDays ?? 'no limit'} days)`
: `Range #${range.id}`
)
.join(', ');
}
/**
* Delinquency bucket UPDATE: the payload lists range ids, which mean nothing to a checker, and the stored
* bucket lists range objects, so a plain field diff would show two unreadable lists. Both sides are turned
* into the same readable range names first, so only a real difference is reported as OLD -> NEW.
*/
private loadDelinquencyBucketChanges(detail: any): void {
this.comparing = true;
forkJoin({
current: this.productsService.getDelinquencyBucket(detail?.resourceId),
ranges: this.productsService.getDelinquencyRanges()
}).subscribe({
next: ({ current, ranges }: { current: any; ranges: any }) => {
if (!this.isCurrent(detail)) {
return;
}
this.comparing = false;
const rangesById = new Map<number, any>(
(ranges ?? []).map((range: any) => [
Number(range.id),
range
])
);
const submitted = {
...(this.jsondata ?? {}),
ranges: this.delinquencyRangeNames(this.jsondata?.ranges, rangesById)
};
const existing = { ...(current ?? {}), ranges: this.delinquencyRangeNames(current?.ranges, rangesById) };
this.changes = diffCommandAgainstEntity(submitted, existing);
this.showChanges = true;
},
error: () => {
this.comparing = false;
}
});
}
/** Delinquency bucket CREATE: show the chosen ranges by name instead of their ids. */
private resolveDelinquencyBucketCreateRanges(detail: any): void {
this.productsService.getDelinquencyRanges().subscribe({
next: (ranges: any) => {
if (!this.isCurrent(detail)) {
return;
}
const rangesById = new Map<number, any>(
(ranges ?? []).map((range: any) => [
Number(range.id),
range
])
);
const resolved = {
...(this.jsondata ?? {}),
ranges: this.delinquencyRangeNames(this.jsondata?.ranges, rangesById)
};
this.createSections = this.buildCreateSections(resolved);
this.commandFields = this.buildCommandFields(resolved);
}
});
}
/**
* Loan Base Interest Rate: every submission is a CREATE of a whole new version (16 loan types x 10
* slabs plus CIBIL bands), so the raw payload hides the handful of rates the maker actually moved.
* Compares it with the version in force today and shows only the differences as OLD -> NEW. With no
* active version (first ever submission) the grouped CREATE view stays on screen.
*/
private loadLoanRateRegisterChanges(detail: any): void {
this.comparing = true;
this.productsService.getActiveLoanBaseInterestRate().subscribe({
next: (active: any) => {
if (!this.isCurrent(detail)) {
return;
}
this.comparing = false;
this.changes = diffLoanRateRegister(this.jsondata ?? {}, active ?? {});
this.rateDiff = this.buildRateDiff(detail, active);
if (active) {
const effective = active.effectiveFromDate ? `, effective ${active.effectiveFromDate}` : '';
this.changesBaseline = `Compared with active version: ${active.name ?? 'Version ' + active.id}${effective}`;
} else {
this.changesBaseline =
'No active version exists yet - this is the first version, so every filled value is new.';
}
// The chart comparison already shows every change, so the flat list is only the fallback for a
// payload the chart could not be built from.
this.showChanges = !this.rateDiff;
},
error: () => {
this.comparing = false;
}
});
}
/**
* The chart-style view of a Loan Base Interest Rate request: the submitted version against the active
* one (or against a blank baseline when there is no active version yet). Null if the payload cannot be
* read, in which case only the change list is shown.
*/
private buildRateDiff(detail: any, active: any): RateDiffView | null {
const submitted = this.rateRegisterService.registerFromPendingEntry(detail);
if (!submitted) {
return null;
}
const base = active ? this.rateRegisterService.registerFromServerDto(active) : null;
return {
slabs: submitted.slabs,
draftRows: submitted.rows,
baselineRows: base ? base.rows : submitted.baselineRows,
draftCibil: submitted.cibilSlabs,
baselineCibil: base ? base.cibilSlabs : submitted.baselineCibilSlabs
};
}
/**
* DELETE: the payload is empty for every entity, so the command alone tells the checker nothing.
* Reads the record instead and shows the few fields that identify it.
@@ -17,7 +17,12 @@ import { tdsInterestRows, tdsInterestSummary } from './tds-reports.compute';
installTdsConfigFixture();
const FY = '2025-26';
const Q = ['2025-06-30', '2025-09-30', '2025-12-31', '2026-03-31'];
const Q = [
'2025-06-30',
'2025-09-30',
'2025-12-31',
'2026-03-31'
];
const BOOK: TdsDeductee[] = [
{
@@ -94,13 +99,21 @@ function build() {
describe('TDS register workbook', () => {
it('has the four sheets a reader expects, in order', () => {
expect(build().worksheets.map((w) => w.name)).toEqual(['Summary', 'Customers', 'Accounts', 'Form 121 given']);
expect(build().worksheets.map((w) => w.name)).toEqual([
'Summary',
'Customers',
'Accounts',
'Form 121 given'
]);
});
it('lists one row per customer, with the figures as numbers and a live total', () => {
const ws = build().getWorksheet('Customers')!;
expect(ws.getRow(3).getCell(2).value).toBe('Customer name');
const at = [4, 5].find((n) => ws.getRow(n).getCell(2).value === 'Ramesh')!;
const at = [
4,
5
].find((n) => ws.getRow(n).getCell(2).value === 'Ramesh')!;
const ramesh = ws.getRow(at);
expect(ramesh.getCell(2).value).toBe('Ramesh');
expect(ramesh.getCell(7).value).toBe(60_000);
@@ -115,8 +128,21 @@ describe('TDS register workbook', () => {
it('lists every account behind the figures, saying which ones count', () => {
const ws = build().getWorksheet('Accounts')!;
const byAccount = new Map([4, 5, 6].map((n) => [ws.getRow(n).getCell(4).value, ws.getRow(n)]));
expect([...byAccount.keys()].sort()).toEqual(['FD11', 'FD41', 'SB12']);
const byAccount = new Map(
[
4,
5,
6
].map((n) => [
ws.getRow(n).getCell(4).value,
ws.getRow(n)
])
);
expect([...byAccount.keys()].sort()).toEqual([
'FD11',
'FD41',
'SB12'
]);
expect(byAccount.get('SB12')!.getCell(6).value).toBe('No');
expect(byAccount.get('FD11')!.getCell(6).value).toBe('Yes');
expect(byAccount.get('FD11')!.getCell(10).value).toBeInstanceOf(Date);

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