feat(loan-products): add loan interest rate register UI

- Add Loan Interest Rate Register screen with CIBIL adjustment and edit-register views, backed by rate-register service and model
- Wire the new screen into products routing and the products menu
- Update loan product details and advance limit/tenure steps

Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>

.drone.yml

@@ -1,288 +0,0 @@
-kind: pipeline
-type: docker
-name: auto-deploy
-
-trigger:
-  branch:
-    - dev
-  event:
-    - push
-
-steps:
-
-  # ============================================================
-  # DOCKER BUILD & PUSH
-  #
-  # Angular build (npm ci + ng build) Dockerfile ke andar
-  # multi-stage me hota hai, isliye alag build step nahi chahiye.
-  # ============================================================
-  - name: docker-build-push
-    image: docker
-
-    volumes:
-      - name: dockersock
-        path: /var/run/docker.sock
-
-    commands:
-      - |
-        set -e
-
-        # --------------------------------------------------------
-        # Repository name comes from Drone
-        # --------------------------------------------------------
-        REPO="$${DRONE_REPO_NAME}"
-        REPO="$$(echo "$$REPO" | tr '[:upper:]' '[:lower:]')"
-
-        IMAGE="harbor.lincpay:8082/lincpay/$$REPO:$${DRONE_BUILD_NUMBER}"
-
-        echo "=========================================="
-        echo "DOCKER BUILD & PUSH"
-        echo "=========================================="
-        echo "Repository : $$REPO"
-        echo "Build      : $${DRONE_BUILD_NUMBER}"
-        echo "Image      : $$IMAGE"
-        echo "=========================================="
-
-        # --------------------------------------------------------
-        # Harbor login
-        # --------------------------------------------------------
-        echo 'QVgW5QbqlKKtBU2dYApTY28Dd6J36GK3' | \
-          docker login harbor.lincpay:8082 \
-          -u 'robot$lincpay+drone' \
-          --password-stdin
-
-        # --------------------------------------------------------
-        # Build
-        # --------------------------------------------------------
-        echo "Building Docker image..."
-
-        docker build \
-          -t "$$IMAGE" \
-          .
-
-        # --------------------------------------------------------
-        # Push
-        # --------------------------------------------------------
-        echo "Pushing Docker image..."
-
-        docker push "$$IMAGE"
-
-        echo "Docker image pushed successfully."
-
-
-  # ============================================================
-  # DEPLOY
-  # ============================================================
-  - name: deploy
-    image: docker
-
-    volumes:
-      - name: dockersock
-        path: /var/run/docker.sock
-
-      - name: envfiles
-        path: /platform-env
-
-    commands:
-      - |
-        set -e
-
-        # ========================================================
-        # REPOSITORY / SERVICE / IMAGE
-        # ========================================================
-
-        REPO="$${DRONE_REPO_NAME}"
-        REPO="$$(echo "$$REPO" | tr '[:upper:]' '[:lower:]')"
-
-        SERVICE_NAME="$${REPO}_app"
-
-        IMAGE="harbor.lincpay:8082/lincpay/$$REPO:$${DRONE_BUILD_NUMBER}"
-
-        echo "=========================================="
-        echo "DEPLOYMENT"
-        echo "=========================================="
-        echo "Repository : $$REPO"
-        echo "Service    : $$SERVICE_NAME"
-        echo "Image      : $$IMAGE"
-        echo "Placement  : node.labels.environment == dev"
-        echo "=========================================="
-
-
-        # ========================================================
-        # VALIDATION
-        # ========================================================
-
-        if [ -z "$$REPO" ]; then
-          echo "ERROR: DRONE_REPO_NAME is empty."
-          exit 1
-        fi
-
-        if [ -z "$$SERVICE_NAME" ]; then
-          echo "ERROR: Service name is empty."
-          exit 1
-        fi
-
-        if [ -z "$$IMAGE" ]; then
-          echo "ERROR: Docker image is empty."
-          exit 1
-        fi
-
-        echo "Repository verified : $$REPO"
-        echo "Service verified    : $$SERVICE_NAME"
-        echo "Image verified      : $$IMAGE"
-
-
-        # ========================================================
-        # EXISTING SERVICE
-        # ========================================================
-
-        if docker service ls --format '{{.Name}}' | grep -Fxq "$$SERVICE_NAME"; then
-
-          echo ""
-          echo "=========================================="
-          echo "EXISTING SERVICE"
-          echo "=========================================="
-          echo "Service: $$SERVICE_NAME"
-
-
-          # ------------------------------------------------------
-          # Check whether dev constraint already exists
-          # ------------------------------------------------------
-
-          CONSTRAINT_EXISTS=$$(docker service inspect "$$SERVICE_NAME" \
-            --format '{{range .Spec.TaskTemplate.Placement.Constraints}}{{println .}}{{end}}' \
-            | grep -Fx 'node.labels.environment == dev' || true)
-
-
-          # ------------------------------------------------------
-          # Add constraint if missing
-          # ------------------------------------------------------
-
-          if [ -z "$$CONSTRAINT_EXISTS" ]; then
-
-            echo "Constraint missing."
-            echo "Adding: node.labels.environment == dev"
-
-            docker service update \
-              --constraint-add 'node.labels.environment == dev' \
-              "$$SERVICE_NAME"
-
-          else
-
-            echo "Constraint already exists."
-
-          fi
-
-
-          # ------------------------------------------------------
-          # Update image
-          # ------------------------------------------------------
-
-          echo "Updating service image..."
-
-          docker service update \
-            --image "$$IMAGE" \
-            --replicas 1 \
-            --with-registry-auth \
-            "$$SERVICE_NAME"
-
-
-        # ========================================================
-        # NEW SERVICE
-        # ========================================================
-
-        else
-
-          echo ""
-          echo "=========================================="
-          echo "NEW SERVICE"
-          echo "=========================================="
-          echo "Creating: $$SERVICE_NAME"
-
-
-          # ------------------------------------------------------
-          # Traefik rule
-          #
-          # Construct it without allowing Drone to consume
-          # the shell backticks.
-          # ------------------------------------------------------
-
-          TRAEFIK_RULE='Host(`'$$REPO'.lincpay`)'
-
-          echo "Traefik rule: $$TRAEFIK_RULE"
-
-
-          # ------------------------------------------------------
-          # Create service
-          # ------------------------------------------------------
-
-          docker service create \
-            --name "$$SERVICE_NAME" \
-            --network edge-network \
-            --replicas 1 \
-            --constraint 'node.labels.environment == dev' \
-            --with-registry-auth \
-            --env-file /platform-env/global.env \
-            --env-file /platform-env/dev.env \
-            --label traefik.enable=true \
-            --label "traefik.docker.network=edge-network" \
-            --label "traefik.http.routers.$$REPO.rule=$$TRAEFIK_RULE" \
-            --label "traefik.http.services.$$REPO.loadbalancer.server.port=80" \
-            "$$IMAGE"
-
-        fi
-
-
-        # ========================================================
-        # FINAL STATUS
-        # ========================================================
-
-        echo ""
-        echo "=========================================="
-        echo "FINAL SERVICE STATUS"
-        echo "=========================================="
-
-        docker service ls \
-          --filter "name=$$SERVICE_NAME"
-
-
-        echo ""
-        echo "=========================================="
-        echo "PLACEMENT CONSTRAINT"
-        echo "=========================================="
-
-        docker service inspect "$$SERVICE_NAME" \
-          --format '{{json .Spec.TaskTemplate.Placement}}'
-
-
-        echo ""
-        echo "=========================================="
-        echo "SERVICE TASKS"
-        echo "=========================================="
-
-        docker service ps "$$SERVICE_NAME" --no-trunc
-
-
-        echo ""
-        echo "=========================================="
-        echo "DEPLOYMENT COMPLETE"
-        echo "=========================================="
-
-
-volumes:
-
-  # ============================================================
-  # DOCKER SOCKET
-  # ============================================================
-  - name: dockersock
-    host:
-      path: /var/run/docker.sock
-
-
-  # ============================================================
-  # ENVIRONMENT FILES
-  # ============================================================
-  - name: envfiles
-    host:
-      path: /opt/platform/env
-

src/app/accounting/financial-activity-mappings/create-financial-activity-mapping/create-financial-activity-mapping.component.ts

@@ -16,6 +16,7 @@ import { AccountingService } from '../../accounting.service';
 import { GLAccount } from 'app/shared/models/general.model';
 import { GlAccountSelectorComponent } from '../../../shared/accounting/gl-account-selector/gl-account-selector.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { accountOptionsForActivity } from '../financial-activity-account-options';
 
 /**
  * Create financial activity mapping component.
@@ -87,21 +88,11 @@ export class CreateFinancialActivityMappingComponent implements OnInit {
    */
   setGlAccountData() {
     this.financialActivityMappingForm.get('financialActivityId').valueChanges.subscribe((financialActivityId) => {
-      switch (financialActivityId) {
-        case 100:
-        case 101:
-        case 102:
-        case 103:
-          this.glAccountData = this.glAccountOptions.assetAccountOptions;
-          break;
-        case 200:
-        case 201:
-          this.glAccountData = this.glAccountOptions.liabilityAccountOptions;
-          break;
-        case 300:
-          this.glAccountData = this.glAccountOptions.equityAccountOptions;
-          break;
-      }
+      this.glAccountData = accountOptionsForActivity(
+        this.financialActivityData,
+        financialActivityId,
+        this.glAccountOptions
+      );
     });
   }
 

src/app/accounting/financial-activity-mappings/edit-financial-activity-mapping/edit-financial-activity-mapping.component.ts

@@ -16,6 +16,7 @@ import { AccountingService } from '../../accounting.service';
 import { GLAccount } from 'app/shared/models/general.model';
 import { GlAccountSelectorComponent } from '../../../shared/accounting/gl-account-selector/gl-account-selector.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { accountOptionsForActivity } from '../financial-activity-account-options';
 
 /**
  * Edit financial activity mapping component.
@@ -98,21 +99,11 @@ export class EditFinancialActivityMappingComponent implements OnInit {
    */
   setGLAccountData() {
     this.financialActivityMappingForm.get('financialActivityId').valueChanges.subscribe((financialActivityId) => {
-      switch (financialActivityId) {
-        case 100:
-        case 101:
-        case 102:
-        case 103:
-          this.glAccountData = this.glAccountOptions.assetAccountOptions;
-          break;
-        case 200:
-        case 201:
-          this.glAccountData = this.glAccountOptions.liabilityAccountOptions;
-          break;
-        case 300:
-          this.glAccountData = this.glAccountOptions.equityAccountOptions;
-          break;
-      }
+      this.glAccountData = accountOptionsForActivity(
+        this.financialActivityData,
+        financialActivityId,
+        this.glAccountOptions
+      );
     });
   }
 

src/app/accounting/financial-activity-mappings/financial-activity-account-options.ts

@@ -0,0 +1,38 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/**
+ * The GL accounts a financial activity may be mapped to.
+ *
+ * The activity itself says which kind of account it needs — the template returns `mappedGLAccountType` on every
+ * option — so the answer is read from the activity rather than worked out from its id. The screens used to switch on
+ * the id instead, listing the ones they knew:
+ *
+ *     case 100, 101, 102, 103 → asset
+ *     case 200, 201           → liability
+ *     case 300                → equity
+ *
+ * Every activity added since fell through that switch and left the account dropdown empty, which is how dividendPaid
+ * (202), reserveForDividend (301), distributableProfit (302), retainedProfit (303) and dividendRoundOff (304) became
+ * unmappable — the screen offered no accounts and gave no reason. A list keyed on ids has to be extended by hand for
+ * each new activity, and is silently wrong until someone notices; asking the activity what it needs cannot fall out
+ * of step with the backend.
+ *
+ * @param activities the template's financialActivityOptions
+ * @param activityId the activity the user picked
+ * @param glAccountOptions the template's glAccountOptions, keyed assetAccountOptions / liabilityAccountOptions / …
+ */
+export function accountOptionsForActivity(activities: any[], activityId: number, glAccountOptions: any): any[] {
+  const activity = (activities || []).find((a) => a?.id === activityId);
+  const accountType = activity?.mappedGLAccountType;
+  if (!accountType || !glAccountOptions) {
+    return [];
+  }
+  // ASSET → assetAccountOptions, and so on for LIABILITY, EQUITY, INCOME and EXPENSE.
+  return glAccountOptions[`${accountType.toLowerCase()}AccountOptions`] ?? [];
+}

src/app/aml/aml.service.ts

@@ -34,6 +34,17 @@ export class AmlService {
     return this.http.post(`/aml/alerts/${alertId}/review`, { disposition, notes });
   }
 
+  /**
+   * Decides named rules within one alert, leaving its other rules open.
+   *
+   * <p>
+   * The alert's own status follows from what is left undecided, so it is not sent: whitelisting five of six rules
+   * leaves the alert open on the sixth.
+   */
+  reviewAlertRules(alertId: number, ruleCodes: string[], disposition: string, notes: string): Observable<any> {
+    return this.http.post(`/aml/alerts/${alertId}/review`, { disposition, notes, ruleCodes });
+  }
+
   // ═══ Recurring-alert review queue ═══
 
   /**
@@ -141,4 +152,38 @@ export class AmlService {
   getRiskCategoryHistory(clientId: number): Observable<any[]> {
     return this.http.get<any[]>(`/clients/${clientId}/risk-category-history`);
   }
+
+  // ═══ Risk-category changes (maker-checker) ═══
+  //
+  // The rating decides how often a customer is re-KYC'd and what AML thresholds apply to them, so
+  // it moves only once a checker agrees rather than on one officer's say-so.
+
+  /** @param requestedCategory 1 Low, 2 Medium, 3 High */
+  requestRiskChange(clientId: number, requestedCategory: number, reason: string): Observable<any> {
+    return this.http.post('/aml/risk-change-requests', { clientId, requestedCategory, reason });
+  }
+
+  getRiskChangeRequests(status?: string): Observable<any[]> {
+    const params = status ? new HttpParams().set('status', status) : undefined;
+    return this.http.get<any[]>('/aml/risk-change-requests', { params });
+  }
+
+  approveRiskChange(requestId: number): Observable<any> {
+    return this.http.post(`/aml/risk-change-requests/${requestId}/approve`, {});
+  }
+
+  rejectRiskChange(requestId: number, rejectionReason: string): Observable<any> {
+    return this.http.post(`/aml/risk-change-requests/${requestId}/reject`, { rejectionReason });
+  }
+
+  /**
+   * The latest behaviour window for each customer, as the nightly job computed it.
+   *
+   * One row per customer carrying the review period's figures and the rating they suggest. The Risk Review report
+   * prefers these over its own per-alert reckoning, because a rating describes a period rather than the handful of
+   * transactions that happened to trip a rule.
+   */
+  getBehaviourWindows(): Observable<any[]> {
+    return this.http.get<any[]>('/risk-review/behaviour-windows');
+  }
 }

src/app/board-resolution/bor-report.component.html

@@ -0,0 +1,147 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+<div class="bor-root">
+  <div class="bor-head">
+    <div class="bor-head-left">
+      <fa-icon icon="gavel" class="bor-head-ic"></fa-icon>
+      <div>
+        <h2 class="bor-head-t">Board of Resolution Register — Share Capital</h2>
+        <p class="bor-head-s">
+          Every share account with the board resolution that authorised the allotment. Accounts with no resolution on
+          record sort to the top.
+        </p>
+      </div>
+    </div>
+    <button class="bor-btn bor-btn--xls" type="button" [disabled]="exporting || !filtered.length" (click)="exportExcel()">
+      <fa-icon icon="file-excel"></fa-icon>
+      {{ exporting ? 'Exporting…' : 'Export' }}
+    </button>
+  </div>
+
+  @if (loading) {
+    <div class="bor-note">Loading the register…</div>
+  } @else if (loadError) {
+    <div class="bor-note bor-note--warn"><fa-icon icon="exclamation-triangle"></fa-icon> {{ loadError }}</div>
+  }
+
+  @if (!loading && !loadError) {
+    <!-- Counted over the whole register, not the filtered view: it is a standing figure the
+         secretary acts on, and hiding it behind a filter would hide the problem. -->
+    @if (missingResolutionCount > 0) {
+      <div class="bor-note bor-note--warn">
+        <fa-icon icon="exclamation-triangle"></fa-icon>
+        {{ missingResolutionCount }} share account{{ missingResolutionCount === 1 ? '' : 's' }} carr{{
+          missingResolutionCount === 1 ? 'ies' : 'y'
+        }}
+        no resolution number. Share capital allotted without a board resolution cannot be evidenced to the Registrar.
+      </div>
+    }
+
+    <div class="bor-kpis">
+      <div class="bor-kpi">
+        <div class="bor-kpi-n">{{ filtered.length | number }}</div>
+        <div class="bor-kpi-l">Share Accounts</div>
+      </div>
+      <div class="bor-kpi bor-kpi--blue">
+        <div class="bor-kpi-n">{{ distinctResolutions | number }}</div>
+        <div class="bor-kpi-l">Resolutions</div>
+      </div>
+      <div class="bor-kpi bor-kpi--green">
+        <div class="bor-kpi-n">{{ totalShares | number }}</div>
+        <div class="bor-kpi-l">Shares Allotted</div>
+      </div>
+      <div class="bor-kpi bor-kpi--amber">
+        <div class="bor-kpi-n">&#8377;{{ totalValue | number: '1.0-0' }}</div>
+        <div class="bor-kpi-l">Share Value</div>
+      </div>
+    </div>
+
+    <div class="bor-filters">
+      <div class="bor-filter">
+        <label>Resolution No.</label>
+        <input class="bor-inp" type="text" [(ngModel)]="filterResolution" placeholder="e.g. BOR/2026-27/001" />
+      </div>
+      <div class="bor-filter">
+        <label>Branch</label>
+        <select class="bor-inp" [(ngModel)]="filterBranch">
+          <option value="">All branches</option>
+          @for (b of branches; track b) {
+            <option [value]="b">{{ b }}</option>
+          }
+        </select>
+      </div>
+      <div class="bor-filter">
+        <label>Status</label>
+        <select class="bor-inp" [(ngModel)]="filterStatus">
+          <option [ngValue]="''">Any status</option>
+          @for (s of statuses; track s) {
+            <option [ngValue]="s">{{ statusText(s) }}</option>
+          }
+        </select>
+      </div>
+      <div class="bor-filter bor-filter--grow">
+        <label>Search</label>
+        <input class="bor-inp" type="text" [(ngModel)]="search" placeholder="Member name, share A/c or CIF…" />
+      </div>
+      <label class="bor-check">
+        <input type="checkbox" [(ngModel)]="missingOnly" />
+        No resolution only
+      </label>
+      <button class="bor-btn" type="button" (click)="resetFilters()"><fa-icon icon="undo"></fa-icon> Reset</button>
+    </div>
+
+    <div class="bor-table-wrap">
+      <table class="bor-table">
+        <thead>
+          <tr>
+            <th>Resolution No.</th>
+            <th>Resolution Date</th>
+            <th>Share A/c No.</th>
+            <th>CIF No.</th>
+            <th>Member Name</th>
+            <th>Branch</th>
+            <th>Product</th>
+            <th class="num">Shares</th>
+            <th class="num">Share Value</th>
+            <th class="num">Tranches</th>
+            <th>Status</th>
+            <th>Activated On</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (r of filtered; track r.shareAccountId) {
+            <tr [class.bor-row--missing]="!r.resolutionNumber">
+              <td>
+                @if (r.resolutionNumber) {
+                  <strong class="bor-res">{{ r.resolutionNumber }}</strong>
+                } @else {
+                  <span class="bor-missing">Not recorded</span>
+                }
+              </td>
+              <td class="mono">{{ r.resolutionDate || '—' }}</td>
+              <td class="mono">{{ r.accountNo }}</td>
+              <td class="mono">{{ r.cifNumber || '—' }}</td>
+              <td>{{ r.clientName }}</td>
+              <td>{{ r.officeName || '—' }}</td>
+              <td>{{ r.productName || '—' }}</td>
+              <td class="num">{{ r.approvedShares | number }}</td>
+              <td class="num strong">{{ r.shareValue | number: '1.2-2' }}</td>
+              <td class="num">{{ r.trancheCount }}</td>
+              <td><span [class]="statusClass(r.statusEnum)">{{ statusText(r.statusEnum) }}</span></td>
+              <td class="mono">{{ r.activatedDate || '—' }}</td>
+            </tr>
+          } @empty {
+            <tr>
+              <td colspan="12" class="bor-empty">No share account matches the filters.</td>
+            </tr>
+          }
+        </tbody>
+      </table>
+    </div>
+  }
+</div>

src/app/board-resolution/bor-report.component.scss

@@ -0,0 +1,313 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.bor-root {
+  padding: 20px 24px 40px;
+  background: #f8fafc;
+  min-height: 100%;
+}
+
+.bor-head {
+  display: flex;
+  align-items: flex-start;
+  justify-content: space-between;
+  gap: 16px;
+  margin-bottom: 18px;
+}
+
+.bor-head-left {
+  display: flex;
+  align-items: flex-start;
+  gap: 12px;
+}
+
+.bor-head-ic {
+  font-size: 26px;
+  color: #0f4f3c;
+  margin-top: 2px;
+}
+
+.bor-head-t {
+  margin: 0 0 3px;
+  font-size: 20px;
+  font-weight: 700;
+  color: #1e293b;
+}
+
+.bor-head-s {
+  margin: 0;
+  max-width: 780px;
+  font-size: 13px;
+  line-height: 1.5;
+  color: #64748b;
+}
+
+.bor-note {
+  display: flex;
+  align-items: flex-start;
+  gap: 9px;
+  padding: 11px 14px;
+  margin-bottom: 14px;
+  border: 1px solid #bfdbfe;
+  border-radius: 9px;
+  background: #eff6ff;
+  color: #1e3a8a;
+  font-size: 12.5px;
+  line-height: 1.55;
+
+  fa-icon {
+    flex: 0 0 auto;
+    margin-top: 1px;
+  }
+
+  /* An allotment with no resolution behind it is the finding, not a detail. */
+  &--warn {
+    border-color: #fde68a;
+    background: #fffbeb;
+    color: #92400e;
+
+    fa-icon {
+      color: #d97706;
+    }
+  }
+}
+
+.bor-kpis {
+  display: grid;
+  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
+  gap: 12px;
+  margin-bottom: 16px;
+}
+
+.bor-kpi {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-left: 4px solid #0f4f3c;
+  border-radius: 11px;
+  padding: 12px 16px;
+
+  &--blue {
+    border-left-color: #2563eb;
+  }
+
+  &--green {
+    border-left-color: #15803d;
+  }
+
+  &--amber {
+    border-left-color: #d97706;
+  }
+}
+
+.bor-kpi-n {
+  font-size: 22px;
+  font-weight: 700;
+  color: #1e293b;
+  line-height: 1.2;
+}
+
+.bor-kpi-l {
+  font-size: 12px;
+  color: #64748b;
+  margin-top: 2px;
+}
+
+.bor-filters {
+  display: flex;
+  flex-wrap: wrap;
+  align-items: flex-end;
+  gap: 12px;
+  padding: 14px 16px;
+  margin-bottom: 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 11px;
+}
+
+.bor-filter {
+  display: flex;
+  flex-direction: column;
+  gap: 4px;
+
+  label {
+    font-size: 10.5px;
+    font-weight: 700;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  &--grow {
+    flex: 1 1 240px;
+  }
+}
+
+.bor-inp {
+  height: 34px;
+  min-width: 170px;
+  padding: 0 10px;
+  border: 1px solid #cbd5e1;
+  border-radius: 7px;
+  font: inherit;
+  font-size: 13px;
+  color: #1e293b;
+  background: #fff;
+
+  &:focus {
+    outline: 2px solid #2563eb;
+    outline-offset: -1px;
+  }
+}
+
+.bor-check {
+  display: flex;
+  align-items: center;
+  gap: 6px;
+  height: 34px;
+  font-size: 12.5px;
+  color: #334155;
+  cursor: pointer;
+}
+
+.bor-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 7px;
+  height: 34px;
+  padding: 0 14px;
+  border: 1px solid #cbd5e1;
+  border-radius: 7px;
+  background: #fff;
+  font: inherit;
+  font-size: 12.5px;
+  font-weight: 600;
+  color: #334155;
+  cursor: pointer;
+
+  &:hover:not(:disabled) {
+    background: #f1f5f9;
+  }
+
+  &:disabled {
+    opacity: 0.55;
+    cursor: default;
+  }
+
+  &--xls {
+    border-color: #15803d;
+    background: #16a34a;
+    color: #fff;
+
+    &:hover:not(:disabled) {
+      background: #15803d;
+    }
+  }
+}
+
+.bor-table-wrap {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 11px;
+  overflow-x: auto;
+}
+
+.bor-table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 12.5px;
+
+  th {
+    text-align: left;
+    padding: 10px;
+    background: #f1f5f9;
+    font-size: 10.5px;
+    font-weight: 700;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+    color: #475569;
+    white-space: nowrap;
+    border-bottom: 1px solid #e2e8f0;
+  }
+
+  td {
+    padding: 11px 10px;
+    border-bottom: 1px solid #f1f5f9;
+    vertical-align: middle;
+    color: #334155;
+  }
+
+  .num {
+    text-align: right;
+    font-family: 'DM Mono', monospace;
+  }
+
+  .mono {
+    font-family: 'DM Mono', monospace;
+  }
+
+  .strong {
+    font-weight: 700;
+  }
+
+  tbody tr:hover {
+    background: #f8fafc;
+  }
+}
+
+/* The row an auditor is looking for, marked in the table as well as counted above it. */
+.bor-row--missing {
+  background: #fffbeb;
+}
+
+.bor-res {
+  color: #0f4f3c;
+  font-family: 'DM Mono', monospace;
+}
+
+.bor-missing {
+  display: inline-block;
+  padding: 2px 8px;
+  border-radius: 999px;
+  background: #fef3c7;
+  color: #92400e;
+  font-size: 11px;
+  font-weight: 700;
+}
+
+.bor-status {
+  display: inline-block;
+  padding: 2px 9px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 700;
+  background: #f1f5f9;
+  color: #475569;
+
+  &--active {
+    background: #dcfce7;
+    color: #15803d;
+  }
+
+  &--submitted,
+  &--approved {
+    background: #fef3c7;
+    color: #b45309;
+  }
+
+  &--rejected,
+  &--closed {
+    background: #fee2e2;
+    color: #b91c1c;
+  }
+}
+
+.bor-empty {
+  padding: 30px;
+  text-align: center;
+  color: #94a3b8;
+}

src/app/board-resolution/bor-report.component.ts

@@ -0,0 +1,221 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { FormsModule } from '@angular/forms';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+import { exportWorkbook } from '../cashier/cashier-export';
+import { BorRegisterRow, BorReportService } from './bor-report.service';
+
+/** m_share_account.status_enum, as the register labels it. */
+const STATUS_LABEL: Record<number, string> = {
+  100: 'Submitted',
+  200: 'Approved',
+  300: 'Active',
+  400: 'Rejected',
+  500: 'Closed',
+  600: 'Inactive'
+};
+
+/**
+ * The Board of Resolution register for share capital.
+ *
+ * A co-operative allots shares only under a board resolution, and this is the list the Registrar or
+ * an auditor asks for: every member's holding against the resolution that authorised it. The
+ * account with no resolution recorded is the point of the register, so it sorts to the top and is
+ * counted on its own rather than being left to be noticed.
+ */
+@Component({
+  selector: 'mifosx-bor-report',
+  templateUrl: './bor-report.component.html',
+  styleUrls: ['./bor-report.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FaIconComponent,
+    FormsModule
+  ]
+})
+export class BorReportComponent implements OnInit {
+  private borService = inject(BorReportService);
+
+  readonly statusLabel = STATUS_LABEL;
+
+  rows: BorRegisterRow[] = [];
+  loading = false;
+  loadError = '';
+
+  /** '' = every status. */
+  filterStatus: number | '' = '';
+  filterBranch = '';
+  filterResolution = '';
+  search = '';
+  /** Only the accounts with no resolution on file — the ones that need chasing. */
+  missingOnly = false;
+
+  exporting = false;
+
+  ngOnInit(): void {
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.loadError = '';
+    this.borService.getRegister().subscribe({
+      next: (rows) => {
+        this.loading = false;
+        this.rows = rows;
+      },
+      error: (err: any) => {
+        this.loading = false;
+        this.rows = [];
+        this.loadError = err?.error?.defaultUserMessage || 'Could not load the BOR register.';
+      }
+    });
+  }
+
+  /** Branches present in the data, so the filter offers only what can actually be selected. */
+  get branches(): string[] {
+    return [...new Set(this.rows.map((r) => r.officeName).filter(Boolean))].sort();
+  }
+
+  get statuses(): number[] {
+    return [...new Set(this.rows.map((r) => r.statusEnum))].sort((a, b) => a - b);
+  }
+
+  get filtered(): BorRegisterRow[] {
+    const needle = this.search.trim().toLowerCase();
+    const resolutionNeedle = this.filterResolution.trim().toLowerCase();
+    return this.rows.filter((r) => {
+      if (this.filterStatus !== '' && r.statusEnum !== this.filterStatus) {
+        return false;
+      }
+      if (this.filterBranch && r.officeName !== this.filterBranch) {
+        return false;
+      }
+      if (this.missingOnly && r.resolutionNumber) {
+        return false;
+      }
+      if (resolutionNeedle && !r.resolutionNumber.toLowerCase().includes(resolutionNeedle)) {
+        return false;
+      }
+      if (
+        needle &&
+        !(
+          r.clientName.toLowerCase().includes(needle) ||
+          r.accountNo.toLowerCase().includes(needle) ||
+          r.cifNumber.toLowerCase().includes(needle)
+        )
+      ) {
+        return false;
+      }
+      return true;
+    });
+  }
+
+  get totalShares(): number {
+    return this.filtered.reduce((s, r) => s + r.approvedShares, 0);
+  }
+
+  get totalValue(): number {
+    return this.filtered.reduce((s, r) => s + r.shareValue, 0);
+  }
+
+  /** How many resolutions the filtered holdings were authorised under. */
+  get distinctResolutions(): number {
+    return new Set(this.filtered.map((r) => r.resolutionNumber).filter(Boolean)).size;
+  }
+
+  get missingResolutionCount(): number {
+    return this.rows.filter((r) => !r.resolutionNumber).length;
+  }
+
+  statusText(statusEnum: number): string {
+    return STATUS_LABEL[statusEnum] || '—';
+  }
+
+  statusClass(statusEnum: number): string {
+    return 'bor-status bor-status--' + (STATUS_LABEL[statusEnum] || 'unknown').toLowerCase();
+  }
+
+  resetFilters(): void {
+    this.filterStatus = '';
+    this.filterBranch = '';
+    this.filterResolution = '';
+    this.search = '';
+    this.missingOnly = false;
+  }
+
+  async exportExcel(): Promise<void> {
+    this.exporting = true;
+    try {
+      const rows = this.filtered;
+      await exportWorkbook(
+        [
+          {
+            sheetName: 'BOR Register',
+            title: 'Board of Resolution Register — Share Capital',
+            subtitle: `${rows.length} share account(s) · ${this.distinctResolutions} resolution(s) · ${this.totalShares} shares`,
+            headers: [
+              'Resolution No.',
+              'Resolution Date',
+              'Share A/c No.',
+              'CIF No.',
+              'Member Name',
+              'Branch',
+              'Product',
+              'Shares',
+              'Unit Price',
+              'Share Value',
+              'Tranches',
+              'Status',
+              'Activated On'
+            ],
+            widths: [
+              20,
+              16,
+              18,
+              16,
+              30,
+              18,
+              18,
+              10,
+              12,
+              14,
+              10,
+              12,
+              14
+            ],
+            rows: rows.map((r) => [
+              // Named rather than left blank, because an empty cell in a filing reads as an
+              // oversight in the export rather than a gap in the register.
+              r.resolutionNumber || 'NOT RECORDED',
+              r.resolutionDate || '—',
+              r.accountNo,
+              r.cifNumber,
+              r.clientName,
+              r.officeName,
+              r.productName,
+              r.approvedShares,
+              r.unitPrice,
+              r.shareValue,
+              r.trancheCount,
+              this.statusText(r.statusEnum),
+              r.activatedDate || '—'
+            ])
+          }
+        ],
+        'BOR-Register'
+      );
+    } finally {
+      this.exporting = false;
+    }
+  }
+}

src/app/board-resolution/bor-report.service.ts

@@ -0,0 +1,94 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/** Angular Imports */
+import { Injectable, inject } from '@angular/core';
+import { HttpClient, HttpParams } from '@angular/common/http';
+import { Observable, map } from 'rxjs';
+
+/** Custom Helpers */
+import { toIsoDate } from '../core/utils/api-date';
+
+/** One share account and the board resolution that authorised it. */
+export interface BorRegisterRow {
+  shareAccountId: number;
+  accountNo: string;
+  clientId: number;
+  cifNumber: string;
+  clientName: string;
+  officeId: number | null;
+  officeName: string;
+  productName: string;
+  currencyCode: string;
+  statusEnum: number;
+  approvedShares: number;
+  pendingShares: number;
+  unitPrice: number;
+  shareValue: number;
+  resolutionNumber: string;
+  /** ISO date, or '' where no meeting date was ever recorded against the allotment. */
+  resolutionDate: string;
+  /** How many purchase tranches make up the holding. */
+  trancheCount: number;
+  submittedDate: string;
+  approvedDate: string;
+  activatedDate: string;
+  closedDate: string;
+}
+
+/**
+ * The BOR register.
+ *
+ * One call returns every account with its resolution. The share allotment report next door fetches
+ * each account separately and stops at two hundred, which is a limit on a register rather than on a
+ * page of one.
+ */
+@Injectable({ providedIn: 'root' })
+export class BorReportService {
+  private http = inject(HttpClient);
+
+  getRegister(status?: number, officeId?: number): Observable<BorRegisterRow[]> {
+    let params = new HttpParams();
+    if (status != null) {
+      params = params.set('status', String(status));
+    }
+    if (officeId != null) {
+      params = params.set('officeId', String(officeId));
+    }
+    return this.http
+      .get<any[]>('/shareaccounts/bor-register', { params })
+      .pipe(map((rows) => (rows || []).map((r) => this.toRow(r))));
+  }
+
+  /** Dates arrive as [y, M, d] arrays; flattened to ISO so they sort and filter as strings. */
+  private toRow(r: any): BorRegisterRow {
+    return {
+      shareAccountId: r.shareAccountId,
+      accountNo: r.accountNo || '',
+      clientId: r.clientId,
+      cifNumber: r.cifNumber || '',
+      clientName: r.clientName || '',
+      officeId: r.officeId ?? null,
+      officeName: r.officeName || '',
+      productName: r.productName || '',
+      currencyCode: r.currencyCode || 'INR',
+      statusEnum: Number(r.statusEnum) || 0,
+      approvedShares: Number(r.approvedShares) || 0,
+      pendingShares: Number(r.pendingShares) || 0,
+      unitPrice: Number(r.unitPrice) || 0,
+      shareValue: Number(r.shareValue) || 0,
+      resolutionNumber: (r.resolutionNumber || '').trim(),
+      resolutionDate: toIsoDate(r.resolutionDate),
+      trancheCount: Number(r.trancheCount) || 0,
+      submittedDate: toIsoDate(r.submittedDate),
+      approvedDate: toIsoDate(r.approvedDate),
+      activatedDate: toIsoDate(r.activatedDate),
+      closedDate: toIsoDate(r.closedDate)
+    };
+  }
+}

src/app/cashier/cashier-routing.module.ts

@@ -26,7 +26,6 @@ import { VaultPositionComponent } from './vault-position/vault-position.componen
 import { AccountRegisterComponent } from './account-register/account-register.component';
 import { ClosingCashReportComponent } from './closing-cash-report/closing-cash-report.component';
 import { ExcessTransactionReportComponent } from './excess-transaction-report/excess-transaction-report.component';
-import { ShareCollectionComponent } from './share-collection/share-collection.component';
 
 const routes: Routes = [
   Route.withShell([
@@ -345,11 +344,6 @@ const routes: Routes = [
           component: ExcessTransactionReportComponent,
           data: { title: 'Excess Transaction Report', breadcrumb: 'Excess Transaction Report' }
         },
-        {
-          path: 'share-collection',
-          component: ShareCollectionComponent,
-          data: { title: 'Share Collection', breadcrumb: 'Share Collection' }
-        },
         {
           path: 'transaction-entry',
           canActivate: [CashierOnlyGuard],

src/app/cashier/cashier.module.ts

@@ -20,7 +20,6 @@ import { ReconciliationComponent } from './reconciliation/reconciliation.compone
 import { CashHistoryComponent } from './cash-history/cash-history.component';
 import { ClosingCashReportComponent } from './closing-cash-report/closing-cash-report.component';
 import { ExcessTransactionReportComponent } from './excess-transaction-report/excess-transaction-report.component';
-import { ShareCollectionComponent } from './share-collection/share-collection.component';
 
 @NgModule({
   imports: [
@@ -35,8 +34,7 @@ import { ShareCollectionComponent } from './share-collection/share-collection.co
     ReconciliationComponent,
     CashHistoryComponent,
     ClosingCashReportComponent,
-    ExcessTransactionReportComponent,
-    ShareCollectionComponent
+    ExcessTransactionReportComponent
   ]
 })
 export class CashierModule {}

src/app/cashier/cashier.service.ts

@@ -178,6 +178,13 @@ export class CashierService {
     return this.http.get('/vouchers/my-work', { params });
   }
 
+  /** One voucher and every debit/credit line it is made of — the full slip behind a summarised
+   *  row (a "+2 more" badge in a register only ever shows the first side of each). */
+  voucherDetail(voucherNo: string): Observable<any> {
+    const params = new HttpParams().set('voucherNo', voucherNo);
+    return this.http.get('/vouchers/detail', { params });
+  }
+
   /**
    * Account register for one date: what opened and closed that day, each account's balance as it
    * stood then, and what it holds now.
@@ -357,19 +364,6 @@ export class CashierService {
     return this.http.get<any[]>('/paymenttypes');
   }
 
-  // ── Share Collection ──
-  getShareAccountForCollection(accountId: string): Observable<any> {
-    return this.http.get(`/accounts/share/${accountId}`);
-  }
-
-  collectSharePayment(data: any): Observable<any> {
-    return this.http.post('/cashier/sharecollection', data);
-  }
-
-  getShareCollectionStatus(shareAccountId: number): Observable<any> {
-    return this.http.get(`/cashier/sharecollection/${shareAccountId}`);
-  }
-
   /** One unapplied Share Sundry receipt, found by the voucher number the member quotes. */
   getShareAdvanceByVoucher(voucherNo: string, glAccountNo: string, clientId?: number): Observable<any> {
     // The voucher travels as a query parameter, not a path segment: numbers are formatted
@@ -396,10 +390,18 @@ export class CashierService {
     return this.http.get('/shareadvancecollection/requirement', { params: { shareAccountId: String(shareAccountId) } });
   }
 
-  /** Receipts still sitting in Share Sundry, optionally for a single member. */
-  getUnappliedShareAdvances(clientId?: number): Observable<any> {
-    const suffix = clientId ? `?clientId=${clientId}` : '';
-    return this.http.get(`/shareadvancecollection${suffix}`);
+  /**
+   * Everything an Apply screen needs, in one call: `own` is this member's own unapplied receipts,
+   * ready to tick; `rows` is every other Share Collection receipt still available — unclaimed GL
+   * deposits and receipts linked to another member — which attach by voucher instead.
+   *
+   * One request rather than two: both lists come from the same table under the same filters, and
+   * splitting them across endpoints only meant the same rows were fetched twice and, where they
+   * overlapped, drawn twice on the same screen.
+   */
+  getShareCollectionReceipts(clientId?: number): Observable<any> {
+    const params = clientId ? new HttpParams().set('clientId', String(clientId)) : undefined;
+    return this.http.get('/shareadvancecollection/unattributed', { params });
   }
 
   /** Moves a receipt out of Sundry into share capital for an activated account. */
@@ -407,6 +409,12 @@ export class CashierService {
     return this.http.post(`/shareadvancecollection/${collectionId}/apply`, data);
   }
 
+  /** The receipt's own real Dr/Cr GL legs — never the GL account currently picked in a search box,
+   *  which is unrelated screen state that can name a different account than this receipt sits in. */
+  getShareAdvanceGlEntries(collectionId: number): Observable<any> {
+    return this.http.get(`/shareadvancecollection/${collectionId}/gl-entries`);
+  }
+
   /** Every additional-share tranche awaiting approval, across every share account. */
   getShareAdditionRequests(): Observable<any> {
     return this.http.get('/shareadditionrequests');
@@ -419,4 +427,14 @@ export class CashierService {
   getShareAdditionRequest(transactionId: number): Observable<any> {
     return this.http.get(`/shareadditionrequests/${transactionId}`);
   }
+
+  /**
+   * Entry Type options for a GL credit (General / Share Collection / DD Issue / …) — the
+   * "GLEntryType" code under Admin > System > Manage Codes, so an admin can add another type later
+   * without a deployment. Empty on failure rather than erroring, since a row missing this dropdown's
+   * options should still be usable for every other field.
+   */
+  getEntryTypeOptions(): Observable<any[]> {
+    return this.http.get<any[]>('/codes/name/GLEntryType/codevalues').pipe(catchError(() => of([])));
+  }
 }

src/app/cashier/closing-cash-report/closing-cash-report.component.ts

@@ -174,19 +174,24 @@ export class ClosingCashReportComponent implements OnInit {
     return this.noteRows.reduce((s, r) => s + Number(r.settledOutAmount ?? 0), 0);
   }
 
+  /**
+   * Summed from each row's own `netCount`, not re-derived from today's legs — a row's `netCount`
+   * already carries forward what a cashier was holding from before today (`openingCount`), for the
+   * force-closed-day/late-settlement case. Recomputing here from only today's vaultIn/deposit/
+   * withdrawal/settledOut dropped that carry-forward and put the Total row back into negative
+   * numbers a cashier had already reconciled.
+   */
   get noteNetCount(): number {
-    return this.noteVaultInCount + this.noteDepositCount - this.noteWithdrawalCount - this.noteSettledOutCount;
+    return this.noteRows.reduce((s, r) => s + Number(r.netCount ?? 0), 0);
   }
 
   /**
-   * What is left in the drawer in notes: everything that came in, less everything that went out.
-   *
-   * Was deposits minus withdrawals, which is the counter's movement rather than the drawer's
-   * contents — it left out the cash drawn from the vault, so a teller holding a ₹500 note saw a net
-   * of zero and had nothing to count against.
+   * What is left in the drawer in notes: everything that came in, less everything that went out —
+   * including cash carried forward from before today. See `noteNetCount` for why this sums each
+   * row's own `netAmount` rather than re-deriving it from today's legs.
    */
   get noteNetAmount(): number {
-    return this.noteVaultInAmount + this.noteDepositAmount - this.noteWithdrawalAmount - this.noteSettledOutAmount;
+    return this.noteRows.reduce((s, r) => s + Number(r.netAmount ?? 0), 0);
   }
   get coinRows(): any[] {
     return this.rows.filter((r) => r.kind === 'coin');

src/app/cashier/my-work/my-work.component.html

@@ -152,9 +152,21 @@
               <tbody>
                 @for (r of g.rows; track r.voucherNo) {
                   <!-- The left edge repeats the section's own colour, so a row still says which part it
-                   is when the heading has scrolled away. -->
-                  <tr [class]="'mw-row mw-row--' + r.myRole">
-                    <td class="mw-vno">{{ r.voucherNo }}</td>
+                   is when the heading has scrolled away. Clicking anywhere on the row opens the full
+                   slip -- every line, not just the first debit and first credit this table has room
+                   to show. -->
+                  <tr
+                    [class]="'mw-row mw-row--' + r.myRole"
+                    class="mw-row--clickable"
+                    (click)="openDetail(r.voucherNo)"
+                    [attr.aria-busy]="loadingDetailFor === r.voucherNo"
+                  >
+                    <td class="mw-vno">
+                      {{ r.voucherNo }}
+                      @if (loadingDetailFor === r.voucherNo) {
+                        <mat-icon class="mw-vno__spinner" inline>hourglass_empty</mat-icon>
+                      }
+                    </td>
                     <td>
                       <span class="mw-badge" [class]="'mw-badge--' + (r.side || 'JV')">{{ sideLabel(r.side) }}</span>
                     </td>
@@ -171,7 +183,7 @@
                         <span class="mw-acct">{{ r.creditAccount }}</span>
                       }
                       @if (r.extraLines > 0) {
-                        <span class="mw-more">+{{ r.extraLines }} more</span>
+                        <span class="mw-more" title="Click the row to see every line">+{{ r.extraLines }} more</span>
                       }
                     </td>
                     <td class="num">₹{{ r.amount | number: '1.2-2' }}</td>

src/app/cashier/my-work/my-work.component.scss

@@ -178,6 +178,21 @@
   }
 }
 
+.mw-row--clickable {
+  cursor: pointer;
+
+  &:hover {
+    background: #f8fafc;
+  }
+}
+
+.mw-vno__spinner {
+  margin-left: 4px;
+  font-size: 14px;
+  vertical-align: middle;
+  color: #94a3b8;
+}
+
 /* One section per part played. The heading carries the section's own count and total, so a maker's
    tally and a checker's are each readable without adding rows up. */
 .mw-group {

src/app/cashier/my-work/my-work.component.ts

@@ -10,8 +10,10 @@ import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
-import { catchError, of } from 'rxjs';
+import { MatDialog, MatDialogModule } from '@angular/material/dialog';
+import { catchError, finalize, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { VoucherDetailDialogComponent } from './voucher-detail-dialog.component';
 
 /** What the signed-in user's part in a voucher was. */
 export type MyRole = 'RAISED' | 'VERIFIED' | 'RAISED_AND_VERIFIED';
@@ -72,11 +74,17 @@ interface MyWorkReport {
   imports: [
     CommonModule,
     FormsModule,
-    MatIconModule
+    MatIconModule,
+    MatDialogModule
   ]
 })
 export class MyWorkComponent implements OnInit {
   private service = inject(CashierService);
+  private dialog = inject(MatDialog);
+
+  /** Which voucher's detail is currently being fetched, so the row that was clicked can show its
+   *  own spinner instead of a page-wide one for what is a small, single-row lookup. */
+  loadingDetailFor: string | null = null;
 
   /** Day is the working default; a month is what a close or an audit asks for. */
   period: 'DAY' | 'MONTH' = 'DAY';
@@ -323,6 +331,31 @@ export class MyWorkComponent implements OnInit {
     return { from: first, to: lastIso };
   }
 
+  /** Opens the full slip for one voucher — every debit and credit line, not just the first side of
+   *  each a table row has room to show. */
+  openDetail(voucherNo: string): void {
+    if (this.loadingDetailFor) {
+      return;
+    }
+    this.loadingDetailFor = voucherNo;
+    this.service
+      .voucherDetail(voucherNo)
+      .pipe(
+        catchError(() => of(null)),
+        finalize(() => (this.loadingDetailFor = null))
+      )
+      .subscribe((detail: any) => {
+        if (!detail) {
+          return;
+        }
+        this.dialog.open(VoucherDetailDialogComponent, {
+          data: { detail },
+          width: '600px',
+          autoFocus: false
+        });
+      });
+  }
+
   private todayIso(): string {
     const d = new Date();
     return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;

src/app/cashier/my-work/voucher-detail-dialog.component.ts

@@ -0,0 +1,320 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { MatDialogModule, MatDialogRef, MAT_DIALOG_DATA } from '@angular/material/dialog';
+import { MatButtonModule } from '@angular/material/button';
+import { MatIconModule } from '@angular/material/icon';
+
+export interface VoucherDetailDialogData {
+  /** Already-loaded detail from CashierService.voucherDetail() — the caller fetches, this dialog
+   *  only renders, so one loading state lives in the row's own click handler rather than being
+   *  duplicated inside every dialog that could ever show a voucher. */
+  detail: {
+    voucherNo: string;
+    voucherType: string | null;
+    amount: number | null;
+    branchName: string | null;
+    createdBy: string | null;
+    createdAt: string | null;
+    totalDebit: number;
+    totalCredit: number;
+    balanced: boolean;
+    lines: {
+      lineNo: number;
+      entryType: 'DR' | 'CR';
+      partyName: string | null;
+      accountNo: string | null;
+      amount: number;
+      description: string | null;
+    }[];
+    /** GL entries a native platform command posted for the same underlying event, outside this
+     *  voucher entirely — a share redemption's Dr Share Capital / Cr Share Sundry pair, posted at
+     *  manager approval, before this voucher's own Dr Sundry / Cr Cash at Vault settlement leg even
+     *  exists. Empty for every voucher that already is the whole transaction on its own. */
+    relatedLines: {
+      stage: string;
+      entryType: 'DR' | 'CR';
+      partyName: string | null;
+      accountNo: string | null;
+      amount: number;
+      description: string | null;
+    }[];
+  };
+}
+
+/** The full slip behind a summarised register row — every debit and credit line a voucher is
+ *  made of, not just the first side of each that a table row has room for. */
+@Component({
+  selector: 'mifosx-voucher-detail-dialog',
+  standalone: true,
+  imports: [
+    CommonModule,
+    MatDialogModule,
+    MatButtonModule,
+    MatIconModule
+  ],
+  template: `
+    <div class="vd-shell">
+      <div class="vd-header">
+        <div class="vd-header__title">
+          <mat-icon class="vd-icon">receipt_long</mat-icon>
+          <div>
+            <h2>{{ detail.voucherNo }}</h2>
+            <p>{{ detail.voucherType || 'Voucher' }} &middot; {{ detail.branchName || 'Head Office' }}</p>
+          </div>
+        </div>
+        <button mat-icon-button mat-dialog-close aria-label="Close">
+          <mat-icon>close</mat-icon>
+        </button>
+      </div>
+
+      <div class="vd-meta">
+        <span
+          >Raised by <strong>{{ detail.createdBy || '—' }}</strong></span
+        >
+        @if (detail.createdAt) {
+          <span>{{ detail.createdAt | date: 'dd MMM yyyy, h:mm a' }}</span>
+        }
+        @if (!detail.balanced) {
+          <span class="vd-unbalanced">
+            <mat-icon inline>warning</mat-icon>
+            Debit and credit do not balance
+          </span>
+        }
+      </div>
+
+      <table class="vd-table">
+        <thead>
+          <tr>
+            <th>Side</th>
+            <th>Party</th>
+            <th>Account No.</th>
+            <th class="num">Amount</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (line of detail.lines; track line.lineNo) {
+            <tr>
+              <td>
+                <span
+                  class="vd-side"
+                  [class.vd-side--dr]="line.entryType === 'DR'"
+                  [class.vd-side--cr]="line.entryType === 'CR'"
+                >
+                  {{ line.entryType === 'DR' ? 'Debit' : 'Credit' }}
+                </span>
+              </td>
+              <td>{{ line.partyName || '—' }}</td>
+              <td class="vd-acct">{{ line.accountNo || '—' }}</td>
+              <td class="num">₹{{ line.amount | number: '1.2-2' }}</td>
+            </tr>
+            @if (line.description) {
+              <tr class="vd-desc-row">
+                <td></td>
+                <td colspan="3" class="vd-desc">{{ line.description }}</td>
+              </tr>
+            }
+          } @empty {
+            <tr>
+              <td colspan="4" class="vd-empty">This voucher's individual lines were not recorded.</td>
+            </tr>
+          }
+        </tbody>
+        @if (detail.lines.length > 0) {
+          <tfoot>
+            <tr>
+              <td colspan="3">Total</td>
+              <td class="num">
+                ₹{{ detail.totalDebit | number: '1.2-2' }} / ₹{{ detail.totalCredit | number: '1.2-2' }}
+              </td>
+            </tr>
+          </tfoot>
+        }
+      </table>
+
+      @if (detail.relatedLines.length > 0) {
+        <div class="vd-related">
+          <div class="vd-related__title">
+            <mat-icon inline>link</mat-icon>
+            Also posted for this transaction — not part of this voucher
+          </div>
+          <table class="vd-table vd-table--related">
+            <tbody>
+              @for (line of detail.relatedLines; track $index) {
+                <tr>
+                  <td>
+                    <span
+                      class="vd-side"
+                      [class.vd-side--dr]="line.entryType === 'DR'"
+                      [class.vd-side--cr]="line.entryType === 'CR'"
+                    >
+                      {{ line.entryType === 'DR' ? 'Debit' : 'Credit' }}
+                    </span>
+                  </td>
+                  <td>{{ line.partyName || '—' }}</td>
+                  <td class="vd-acct">{{ line.accountNo || '—' }}</td>
+                  <td class="num">₹{{ line.amount | number: '1.2-2' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+          <p class="vd-related__hint">
+            {{ detail.relatedLines[0].stage }} — this and the lines above are the same transaction's full accounting.
+          </p>
+        </div>
+      }
+
+      <div class="vd-actions">
+        <button mat-flat-button color="primary" mat-dialog-close>Close</button>
+      </div>
+    </div>
+  `,
+  styles: [
+    `
+      .vd-shell {
+        display: flex;
+        flex-direction: column;
+        gap: 16px;
+        padding: 20px 24px 16px;
+        min-width: 420px;
+        max-width: 560px;
+      }
+      .vd-header {
+        display: flex;
+        align-items: flex-start;
+        justify-content: space-between;
+      }
+      .vd-header__title {
+        display: flex;
+        align-items: center;
+        gap: 12px;
+      }
+      .vd-header__title h2 {
+        margin: 0;
+        font-size: 18px;
+        font-weight: 600;
+      }
+      .vd-header__title p {
+        margin: 2px 0 0;
+        font-size: 13px;
+        color: rgba(0, 0, 0, 0.6);
+      }
+      .vd-icon {
+        color: #1976d2;
+      }
+      .vd-meta {
+        display: flex;
+        flex-wrap: wrap;
+        gap: 6px 16px;
+        font-size: 13px;
+        color: rgba(0, 0, 0, 0.65);
+      }
+      .vd-unbalanced {
+        display: inline-flex;
+        align-items: center;
+        gap: 4px;
+        color: #b91c1c;
+        font-weight: 600;
+      }
+      .vd-table {
+        width: 100%;
+        border-collapse: collapse;
+        font-size: 13px;
+      }
+      .vd-table th {
+        text-align: left;
+        text-transform: uppercase;
+        font-size: 11px;
+        letter-spacing: 0.03em;
+        color: rgba(0, 0, 0, 0.5);
+        padding: 6px 8px;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.1);
+      }
+      .vd-table td {
+        padding: 8px;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
+      }
+      .vd-table .num {
+        text-align: right;
+        font-variant-numeric: tabular-nums;
+      }
+      .vd-acct {
+        color: rgba(0, 0, 0, 0.55);
+      }
+      .vd-side {
+        display: inline-block;
+        padding: 2px 8px;
+        border-radius: 4px;
+        font-size: 11px;
+        font-weight: 600;
+      }
+      .vd-side--dr {
+        background: #fee2e2;
+        color: #b91c1c;
+      }
+      .vd-side--cr {
+        background: #dcfce7;
+        color: #15803d;
+      }
+      .vd-desc-row td {
+        padding-top: 0;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
+      }
+      .vd-desc {
+        font-size: 12px;
+        color: rgba(0, 0, 0, 0.5);
+        font-style: italic;
+      }
+      .vd-empty {
+        text-align: center;
+        color: rgba(0, 0, 0, 0.5);
+        padding: 16px 8px;
+      }
+      .vd-table tfoot td {
+        font-weight: 600;
+        border-bottom: none;
+        border-top: 1px solid rgba(0, 0, 0, 0.1);
+      }
+      .vd-related {
+        border-top: 1px dashed rgba(0, 0, 0, 0.15);
+        padding-top: 12px;
+      }
+      .vd-related__title {
+        display: flex;
+        align-items: center;
+        gap: 6px;
+        font-size: 12px;
+        font-weight: 600;
+        text-transform: uppercase;
+        letter-spacing: 0.03em;
+        color: #6d28d9;
+        margin-bottom: 8px;
+      }
+      .vd-table--related td {
+        background: #faf5ff;
+      }
+      .vd-related__hint {
+        margin: 6px 0 0;
+        font-size: 12px;
+        color: rgba(0, 0, 0, 0.5);
+      }
+      .vd-actions {
+        display: flex;
+        justify-content: flex-end;
+      }
+    `
+  ]
+})
+export class VoucherDetailDialogComponent {
+  dialogRef = inject(MatDialogRef<VoucherDetailDialogComponent>);
+  private data = inject<VoucherDetailDialogData>(MAT_DIALOG_DATA);
+
+  detail = this.data.detail;
+}

src/app/cashier/share-collection/share-collection.component.html

@@ -1,375 +0,0 @@
-<!--
-  Copyright since 2025 Mifos Initiative
-
-  This Source Code Form is subject to the terms of the Mozilla Public
-  License, v. 2.0. If a copy of the MPL was not distributed with this
-  file, You can obtain one at http://mozilla.org/MPL/2.0/.
--->
-
-<div class="pg">
-  <!-- ── HEADER ── -->
-  <header class="pg-head">
-    <div>
-      <div class="pg-eyebrow">CASHIER · SHARE COLLECTION</div>
-      <h1 class="pg-title">Share Collection</h1>
-      <p class="pg-sub">
-        Collect cash from member for share purchase — amounts are held in Sundry GL until the account is activated.
-      </p>
-    </div>
-  </header>
-
-  <!-- ── SEARCH BAR ── -->
-  @if (pageState !== 'success') {
-    <div class="sc-search-bar">
-      <div class="sc-search-bar__input-wrap">
-        <mat-icon class="sc-search-bar__icon">search</mat-icon>
-        <input
-          class="sc-search-bar__input"
-          type="text"
-          placeholder="Enter Share Account ID or Account No."
-          [(ngModel)]="accountInput"
-          (keyup.enter)="searchAccount()"
-        />
-      </div>
-      <button
-        type="button"
-        class="pg-btn pg-btn--primary"
-        [disabled]="pageState === 'searching' || !accountInput.trim()"
-        (click)="searchAccount()"
-      >
-        <mat-icon>manage_search</mat-icon>
-        {{ pageState === 'searching' ? 'Searching…' : 'Search' }}
-      </button>
-    </div>
-  }
-
-  <!-- ── ERROR ── -->
-  @if (errorMsg) {
-    <div class="sc-alert sc-alert--error">
-      <mat-icon>error_outline</mat-icon>
-      <span>{{ errorMsg }}</span>
-    </div>
-  }
-
-  <!-- ── SEARCHING SPINNER ── -->
-  @if (pageState === 'searching') {
-    <div class="pg-empty">
-      <mat-icon class="sc-spin">hourglass_empty</mat-icon>
-      <p>Looking up account…</p>
-    </div>
-  }
-
-  <!-- ── ACCOUNT LOADED ── -->
-  @if (pageState === 'loaded') {
-    <!-- Member Card -->
-    <div class="sc-member-card">
-      <div class="sc-member-card__avatar">
-        <mat-icon>person</mat-icon>
-      </div>
-      <div class="sc-member-card__info">
-        <div class="sc-member-card__name">{{ account.clientName }}</div>
-        <div class="sc-member-card__meta">
-          <span class="sc-badge sc-badge--account">{{ account.accountNo }}</span>
-          <span class="sc-badge sc-badge--product">{{ account.productName }}</span>
-          <span
-            class="sc-badge"
-            [class.sc-badge--pending]="account.status?.code?.includes('pending')"
-            [class.sc-badge--active]="account.status?.code?.includes('active')"
-            >{{ account.status?.value }}</span
-          >
-        </div>
-      </div>
-
-      <!-- Editable Shares + Price -->
-      <div class="sc-member-card__shares">
-        <div class="sc-shares-inputs">
-          <div class="sc-shares-field">
-            <label class="sc-shares-label">No. of Shares</label>
-            <input
-              class="sc-shares-input"
-              type="number"
-              min="0"
-              [(ngModel)]="requestedSharesInput"
-              (input)="recalc()"
-              placeholder="0"
-            />
-          </div>
-          <div class="sc-shares-sep">×</div>
-          <div class="sc-shares-field">
-            <label class="sc-shares-label">Price / Share (₹)</label>
-            <input
-              class="sc-shares-input"
-              type="number"
-              min="0"
-              [(ngModel)]="pricePerShare"
-              (input)="recalc()"
-              placeholder="0.00"
-            />
-          </div>
-          <div class="sc-shares-sep">=</div>
-          <div class="sc-shares-result">
-            <div class="sc-shares-label">Share Amount</div>
-            <div class="sc-shares-total">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</div>
-          </div>
-        </div>
-      </div>
-    </div>
-
-    <!-- Amount Breakdown + GL Preview -->
-    <div class="sc-split">
-      <!-- LEFT: Amount Breakdown -->
-      <div class="pg-card sc-breakdown">
-        <div class="sc-breakdown__header">
-          <mat-icon>receipt_long</mat-icon>
-          <span>Amount Breakdown</span>
-        </div>
-        <table class="pg-table">
-          <thead>
-            <tr>
-              <th>Description</th>
-              <th class="num">Amount</th>
-            </tr>
-          </thead>
-          <tbody>
-            <tr>
-              <td>
-                Share Amount
-                <span class="sc-dim">
-                  ({{ requestedSharesInput }} shares × {{ currencySymbol }}{{ pricePerShare | number: '1.2-2' }})
-                </span>
-              </td>
-              <td class="num">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</td>
-            </tr>
-            @for (charge of charges; track charge.id) {
-              <tr>
-                <td>{{ charge.name }}</td>
-                <td class="num sc-charge-amount">
-                  <input class="sc-charge-input" type="number" min="0" [(ngModel)]="charge.amount" (input)="recalc()" />
-                </td>
-              </tr>
-            }
-            @if (charges.length === 0) {
-              <tr>
-                <td colspan="2">
-                  <span class="sc-dim">No charges applicable</span>
-                </td>
-              </tr>
-            }
-          </tbody>
-          <tfoot>
-            <tr class="sc-total-row">
-              <td><strong>Total Payable</strong></td>
-              <td class="num sc-total-amount">
-                <strong>{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</strong>
-              </td>
-            </tr>
-          </tfoot>
-        </table>
-      </div>
-
-      <!-- RIGHT: GL Preview -->
-      <div class="pg-card sc-gl-preview">
-        <div class="sc-breakdown__header">
-          <mat-icon>account_tree</mat-icon>
-          <span>GL Entries Preview</span>
-        </div>
-        <table class="pg-table">
-          <thead>
-            <tr>
-              <th>Account</th>
-              <th>Dr / Cr</th>
-              <th class="num">Amount</th>
-            </tr>
-          </thead>
-          <tbody>
-            <tr class="gl-row--dr">
-              <td class="gl-acname">Cash Vault GL</td>
-              <td><span class="sc-dr-badge">Dr</span></td>
-              <td class="num gl-amt--dr">{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</td>
-            </tr>
-            <tr class="gl-row--cr">
-              <td class="gl-acname">Share Sundry GL</td>
-              <td><span class="sc-cr-badge">Cr</span></td>
-              <td class="num gl-amt--cr">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</td>
-            </tr>
-            @if (totalChargeAmount > 0) {
-              <tr class="gl-row--cr">
-                <td class="gl-acname">Charge Receivable GL</td>
-                <td><span class="sc-cr-badge">Cr</span></td>
-                <td class="num gl-amt--cr">{{ currencySymbol }}{{ totalChargeAmount | number: '1.2-2' }}</td>
-              </tr>
-            }
-          </tbody>
-        </table>
-        <div class="sc-gl-note">
-          <mat-icon>info_outline</mat-icon>
-          Funds move to Share GL &amp; Income GL when account is <strong>activated</strong>.
-        </div>
-      </div>
-    </div>
-
-    <!-- ── DENOMINATION (Cash Only) ── -->
-    @if (isCashPayment && allDenominations.length > 0) {
-      <div class="pg-card sc-denom">
-        <div class="sc-breakdown__header">
-          <mat-icon>payments</mat-icon>
-          <span>Denomination Entry</span>
-          @if (denominationTotal > 0) {
-            <span
-              class="sc-denom-badge"
-              [class.sc-denom-badge--match]="denomMatchesTotal"
-              [class.sc-denom-badge--mismatch]="!denomMatchesTotal"
-            >
-              ₹{{ denominationTotal | number: '1.2-2' }}
-              {{ denomMatchesTotal ? '✓ Matches' : '≠ Mismatch' }}
-            </span>
-          }
-          @if (denominationTotal === 0) {
-            <span class="sc-denom-required">⚠ Required for Cash</span>
-          }
-        </div>
-        <div class="sc-denom-body">
-          <table class="pg-table sc-denom-table">
-            <thead>
-              <tr>
-                <th>Denomination</th>
-                <th class="num">Count</th>
-                <th class="num">Amount</th>
-              </tr>
-            </thead>
-            <tbody>
-              @for (d of allDenominations; track d.id) {
-                <tr>
-                  <td>
-                    <span class="sc-denom-chip" [class.sc-denom-chip--coin]="d.kind === 'coin'">{{ d.label }}</span>
-                  </td>
-                  <td class="num">
-                    <div class="sc-denom-stepper">
-                      <button type="button" (click)="bumpDenom(d, -1)" [disabled]="countFor(d) === 0">−</button>
-                      <input
-                        type="number"
-                        min="0"
-                        [value]="countFor(d) || ''"
-                        placeholder="0"
-                        (input)="onDenomChange(d, $any($event.target).value)"
-                      />
-                      <button type="button" (click)="bumpDenom(d, 1)">+</button>
-                    </div>
-                  </td>
-                  <td class="num">{{ subtotalFor(d) > 0 ? (subtotalFor(d) | number: '1.2-2') : '—' }}</td>
-                </tr>
-              }
-            </tbody>
-            <tfoot>
-              <tr>
-                <td><strong>Total</strong></td>
-                <td></td>
-                <td class="num">
-                  <strong>₹{{ denominationTotal | number: '1.2-2' }}</strong>
-                </td>
-              </tr>
-            </tfoot>
-          </table>
-          @if (!denomMatchesTotal && denominationTotal > 0) {
-            <div class="sc-denom-mismatch">
-              <mat-icon>warning</mat-icon>
-              Denomination ₹{{ denominationTotal | number: '1.2-2' }} must equal Total Payable ₹{{
-                totalAmount | number: '1.2-2'
-              }}.
-            </div>
-          }
-          @if (denominationTotal > 0) {
-            <div class="sc-denom-actions">
-              <button type="button" class="pg-btn pg-btn--ghost" (click)="clearDenominations()">
-                <mat-icon>clear</mat-icon> Clear
-              </button>
-            </div>
-          }
-        </div>
-      </div>
-    }
-
-    <!-- Transaction Details -->
-    <div class="pg-toolbar pg-toolbar--mat">
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Transaction Date *</mat-label>
-        <input matInput type="date" [(ngModel)]="transactionDate" />
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Payment Mode</mat-label>
-        <mat-select [(ngModel)]="paymentTypeId">
-          <mat-option [value]="null">— Cash (Default) —</mat-option>
-          @for (pt of paymentTypes; track pt.id) {
-            <mat-option [value]="pt.id">{{ pt.name }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" subscriptSizing="dynamic" class="pg-note-field">
-        <mat-label>Note (Optional)</mat-label>
-        <input matInput type="text" [(ngModel)]="note" placeholder="e.g. Share purchase for 100 shares" />
-      </mat-form-field>
-    </div>
-
-    <!-- Footer Submit Bar -->
-    <div class="pg-total-bar sc-footer">
-      <div class="sc-footer__summary">
-        <span class="sc-footer__label">Total to Collect</span>
-        <span class="sc-footer__amount">{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</span>
-      </div>
-      <div class="sc-footer__actions">
-        <button type="button" class="pg-btn pg-btn--ghost" (click)="reset()"><mat-icon>close</mat-icon> Cancel</button>
-        <button type="button" class="pg-btn pg-btn--primary" [disabled]="!isValid || saving" (click)="submit()">
-          <mat-icon>payments</mat-icon>
-          {{ saving ? 'Posting…' : 'Collect & Post' }}
-        </button>
-      </div>
-    </div>
-  }
-
-  <!-- ── SUCCESS ── -->
-  @if (pageState === 'success' && collectionResult) {
-    <div class="sc-success">
-      <div class="sc-success__icon-wrap">
-        <mat-icon>check_circle</mat-icon>
-      </div>
-      <h2 class="sc-success__title">Collection Posted Successfully</h2>
-      <p class="sc-success__sub">
-        Cash of
-        <strong>{{ collectionResult.currencyCode }} {{ collectionResult.totalAmount | number: '1.2-2' }}</strong>
-        collected from <strong>{{ collectionResult.clientName }}</strong> on
-        <strong>{{ collectionResult.collectionDate }}</strong> by <strong>{{ collectionResult.collectedBy }}</strong
-        >.
-      </p>
-
-      <!-- Transaction reference -->
-      <div class="sc-success__ref">
-        <span class="sc-success__ref-label">Transaction ID</span>
-        <span class="sc-success__ref-val">{{ collectionResult.transactionId }}</span>
-      </div>
-
-      <!-- GL entries from backend -->
-      <div class="sc-success__gl">
-        @for (entry of collectionResult.glEntries; track entry.account) {
-          <div
-            class="sc-success__gl-row"
-            [class.sc-success__gl-row--dr]="entry.type === 'Dr'"
-            [class.sc-success__gl-row--cr]="entry.type === 'Cr'"
-          >
-            <span>{{ entry.type }}. {{ entry.account }}</span>
-            <span>{{ entry.currency }} {{ entry.amount | number: '1.2-2' }}</span>
-          </div>
-        }
-      </div>
-
-      <p class="sc-success__note">
-        Funds are held in Sundry GL. They will move to Share Equity GL when the account is activated.
-      </p>
-
-      <button type="button" class="pg-btn pg-btn--primary" (click)="reset()">
-        <mat-icon>add</mat-icon> New Collection
-      </button>
-    </div>
-  }
-</div>

src/app/cashier/share-collection/share-collection.component.scss

@@ -1,701 +0,0 @@
-/**
- * Copyright since 2025 Mifos Initiative
- *
- * This Source Code Form is subject to the terms of the Mozilla Public
- * License, v. 2.0. If a copy of the MPL was not distributed with this
- * file, You can obtain one at http://mozilla.org/MPL/2.0/.
- */
-
-// ── Search Bar ───────────────────────────────────────────────────────────────
-
-.sc-search-bar {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 12px;
-  padding: 10px 14px;
-
-  &__input-wrap {
-    display: flex;
-    align-items: center;
-    gap: 8px;
-    flex: 1 1 auto;
-  }
-
-  &__icon {
-    color: #94a3b8;
-    font-size: 20px;
-    width: 20px;
-    height: 20px;
-    flex-shrink: 0;
-  }
-
-  &__input {
-    flex: 1 1 auto;
-    border: none;
-    outline: none;
-    font-size: 14px;
-    font-family: inherit;
-    color: #0d1b2a;
-    background: transparent;
-
-    &::placeholder {
-      color: #94a3b8;
-    }
-  }
-}
-
-// ── Alert ────────────────────────────────────────────────────────────────────
-
-.sc-alert {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  padding: 12px 16px;
-  border-radius: 10px;
-  font-size: 13px;
-  font-weight: 500;
-
-  mat-icon {
-    font-size: 20px;
-    width: 20px;
-    height: 20px;
-    flex-shrink: 0;
-  }
-
-  &--error {
-    background: #fef2f2;
-    border: 1px solid #fecaca;
-    color: #dc2626;
-  }
-}
-
-// ── Spinner ──────────────────────────────────────────────────────────────────
-
-.sc-spin {
-  animation: sc-spin 1.2s linear infinite;
-  display: block;
-  margin: 0 auto 8px;
-  font-size: 32px !important;
-  width: 32px !important;
-  height: 32px !important;
-  color: #94a3b8;
-}
-
-@keyframes sc-spin {
-  from {
-    transform: rotate(0deg);
-  }
-
-  to {
-    transform: rotate(360deg);
-  }
-}
-
-// ── Member Card ──────────────────────────────────────────────────────────────
-
-.sc-member-card {
-  display: flex;
-  align-items: center;
-  gap: 16px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 12px;
-  padding: 16px 20px;
-
-  &__avatar {
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    width: 48px;
-    height: 48px;
-    border-radius: 50%;
-    background: #eff6ff;
-    flex-shrink: 0;
-
-    mat-icon {
-      color: #2563eb;
-      font-size: 24px;
-      width: 24px;
-      height: 24px;
-    }
-  }
-
-  &__info {
-    flex: 1 1 auto;
-    min-width: 0;
-  }
-
-  &__name {
-    font-size: 16px;
-    font-weight: 700;
-    color: #1e293b;
-    margin-bottom: 6px;
-  }
-
-  &__meta {
-    display: flex;
-    flex-wrap: wrap;
-    gap: 6px;
-  }
-
-  &__shares {
-    flex-shrink: 0;
-    display: flex;
-    align-items: center;
-  }
-}
-
-// ── Badges ───────────────────────────────────────────────────────────────────
-
-.sc-badge {
-  display: inline-flex;
-  align-items: center;
-  height: 22px;
-  padding: 0 8px;
-  border-radius: 5px;
-  font-size: 11px;
-  font-weight: 700;
-  background: #f1f5f9;
-  color: #475569;
-  border: 1px solid #e2e8f0;
-
-  &--account {
-    background: #eff6ff;
-    color: #1d4ed8;
-    border-color: #bfdbfe;
-    font-family: 'Roboto Mono', monospace;
-  }
-
-  &--product {
-    background: #f0fdf4;
-    color: #15803d;
-    border-color: #bbf7d0;
-  }
-
-  &--pending {
-    background: #fffbeb;
-    color: #d97706;
-    border-color: #fde68a;
-  }
-
-  &--active {
-    background: #f0fdf4;
-    color: #15803d;
-    border-color: #bbf7d0;
-  }
-}
-
-// ── Editable Share Inputs ────────────────────────────────────────────────────
-
-.sc-shares-inputs {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  flex-wrap: wrap;
-  justify-content: flex-end;
-}
-
-.sc-shares-field {
-  display: flex;
-  flex-direction: column;
-  gap: 3px;
-}
-
-.sc-shares-label {
-  font-size: 10px;
-  font-weight: 700;
-  text-transform: uppercase;
-  letter-spacing: 0.07em;
-  color: #94a3b8;
-}
-
-.sc-shares-input {
-  width: 110px;
-  height: 38px;
-  border: 1.5px solid #e2e8f0;
-  border-radius: 8px;
-  padding: 0 10px;
-  font-size: 14px;
-  font-weight: 700;
-  font-family: inherit;
-  color: #1353a0;
-  text-align: right;
-  outline: none;
-  background: #f8fafc;
-  transition: border-color 0.15s;
-
-  &:focus {
-    border-color: #1353a0;
-    background: #fff;
-  }
-
-  &::-webkit-outer-spin-button,
-  &::-webkit-inner-spin-button {
-    appearance: none;
-  }
-}
-
-.sc-shares-sep {
-  font-size: 20px;
-  font-weight: 300;
-  color: #94a3b8;
-  padding-top: 16px;
-}
-
-.sc-shares-result {
-  text-align: right;
-}
-
-.sc-shares-total {
-  font-size: 20px;
-  font-weight: 800;
-  color: #0f4f3c;
-  font-variant-numeric: tabular-nums;
-}
-
-// ── Editable Charge Amount ───────────────────────────────────────────────────
-
-.sc-charge-amount {
-  padding: 4px 14px !important;
-}
-
-.sc-charge-input {
-  width: 100px;
-  height: 32px;
-  border: 1.5px solid #e2e8f0;
-  border-radius: 6px;
-  padding: 0 8px;
-  font-size: 13px;
-  font-weight: 700;
-  font-family: inherit;
-  color: #1353a0;
-  text-align: right;
-  outline: none;
-  background: #f8fafc;
-  transition: border-color 0.15s;
-
-  &:focus {
-    border-color: #1353a0;
-    background: #fff;
-  }
-
-  &::-webkit-outer-spin-button,
-  &::-webkit-inner-spin-button {
-    appearance: none;
-  }
-}
-
-// ── Split Layout ─────────────────────────────────────────────────────────────
-
-.sc-split {
-  display: grid;
-  grid-template-columns: 1fr 1fr;
-  gap: 16px;
-
-  @media (width <= 900px) {
-    grid-template-columns: 1fr;
-  }
-}
-
-// ── Breakdown Card ───────────────────────────────────────────────────────────
-
-.sc-breakdown {
-  &__header {
-    display: flex;
-    align-items: center;
-    gap: 8px;
-    padding: 12px 16px;
-    background: #f8fafc;
-    border-bottom: 1px solid #e2e8f0;
-    font-size: 13px;
-    font-weight: 700;
-    color: #334155;
-
-    mat-icon {
-      font-size: 18px;
-      width: 18px;
-      height: 18px;
-      color: #0f4f3c;
-    }
-  }
-}
-
-.sc-gl-preview {
-  .sc-breakdown__header {
-    mat-icon {
-      color: #1d4ed8;
-    }
-  }
-}
-
-.sc-gl-note {
-  display: flex;
-  align-items: flex-start;
-  gap: 6px;
-  padding: 10px 14px;
-  font-size: 12px;
-  color: #64748b;
-  background: #f8fafc;
-  border-top: 1px solid #e2e8f0;
-
-  mat-icon {
-    font-size: 16px;
-    width: 16px;
-    height: 16px;
-    flex-shrink: 0;
-    margin-top: 1px;
-    color: #94a3b8;
-  }
-}
-
-// ── Table helpers ────────────────────────────────────────────────────────────
-
-.sc-dim {
-  color: #94a3b8;
-  font-size: 12px;
-}
-
-.sc-total-row td {
-  background: #f8fafc;
-  border-top: 2px solid #e2e8f0;
-  font-size: 14px;
-}
-
-.sc-total-amount {
-  color: #0f4f3c;
-}
-
-// ── Dr / Cr badges ───────────────────────────────────────────────────────────
-
-.sc-dr-badge,
-.sc-cr-badge {
-  display: inline-flex;
-  align-items: center;
-  justify-content: center;
-  width: 32px;
-  height: 20px;
-  border-radius: 4px;
-  font-size: 11px;
-  font-weight: 800;
-  letter-spacing: 0.04em;
-}
-
-.sc-dr-badge {
-  background: #fef2f2;
-  color: #dc2626;
-  border: 1px solid #fecaca;
-}
-
-.sc-cr-badge {
-  background: #f0fdf4;
-  color: #15803d;
-  border: 1px solid #bbf7d0;
-}
-
-// ── Footer ───────────────────────────────────────────────────────────────────
-
-.sc-footer {
-  justify-content: space-between !important;
-
-  &__summary {
-    display: flex;
-    flex-direction: column;
-    gap: 2px;
-  }
-
-  &__label {
-    font-size: 11px;
-    font-weight: 700;
-    text-transform: uppercase;
-    letter-spacing: 0.07em;
-    color: #64748b;
-  }
-
-  &__amount {
-    font-size: 22px;
-    font-weight: 800;
-    color: #0f4f3c;
-    font-variant-numeric: tabular-nums;
-  }
-
-  &__actions {
-    display: flex;
-    align-items: center;
-    gap: 10px;
-  }
-}
-
-// ── Denomination Panel ────────────────────────────────────────────────────────
-
-.sc-denom {
-  padding: 0;
-  overflow: hidden;
-}
-
-.sc-denom-body {
-  padding: 14px 16px;
-}
-
-.sc-denom-table {
-  width: 100%;
-
-  th,
-  td {
-    padding: 7px 10px;
-    font-size: 13px;
-  }
-
-  tfoot td {
-    border-top: 2px solid #e2e8f0;
-    background: #f8fafc;
-    font-size: 14px;
-  }
-}
-
-.sc-denom-chip {
-  display: inline-flex;
-  align-items: center;
-  height: 24px;
-  padding: 0 10px;
-  border-radius: 5px;
-  font-size: 12px;
-  font-weight: 700;
-  background: #eff6ff;
-  color: #1d4ed8;
-  border: 1px solid #bfdbfe;
-
-  &--coin {
-    background: #fffbeb;
-    color: #d97706;
-    border-color: #fde68a;
-  }
-}
-
-.sc-denom-stepper {
-  display: flex;
-  align-items: center;
-  gap: 4px;
-  justify-content: flex-end;
-
-  button {
-    width: 26px;
-    height: 26px;
-    border: 1.5px solid #e2e8f0;
-    border-radius: 5px;
-    background: #f8fafc;
-    color: #475569;
-    font-size: 16px;
-    line-height: 1;
-    cursor: pointer;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    padding: 0;
-
-    &:hover:not(:disabled) {
-      background: #e0f2fe;
-      border-color: #7dd3fc;
-      color: #0369a1;
-    }
-
-    &:disabled {
-      opacity: 0.35;
-      cursor: not-allowed;
-    }
-  }
-
-  input {
-    width: 62px;
-    height: 28px;
-    border: 1.5px solid #e2e8f0;
-    border-radius: 6px;
-    padding: 0 6px;
-    font-size: 13px;
-    font-weight: 600;
-    font-family: inherit;
-    text-align: right;
-    outline: none;
-    background: #fff;
-
-    &:focus {
-      border-color: #1353a0;
-    }
-
-    &::-webkit-outer-spin-button,
-    &::-webkit-inner-spin-button {
-      appearance: none;
-    }
-  }
-}
-
-.sc-denom-badge {
-  margin-left: auto;
-  display: inline-flex;
-  align-items: center;
-  height: 22px;
-  padding: 0 10px;
-  border-radius: 5px;
-  font-size: 12px;
-  font-weight: 700;
-
-  &--match {
-    background: #f0fdf4;
-    color: #15803d;
-    border: 1px solid #bbf7d0;
-  }
-
-  &--mismatch {
-    background: #fef2f2;
-    color: #dc2626;
-    border: 1px solid #fecaca;
-  }
-}
-
-.sc-denom-required {
-  margin-left: auto;
-  font-size: 12px;
-  font-weight: 700;
-  color: #d97706;
-}
-
-.sc-denom-mismatch {
-  display: flex;
-  align-items: center;
-  gap: 6px;
-  margin-top: 10px;
-  padding: 9px 12px;
-  background: #fef2f2;
-  border: 1px solid #fecaca;
-  border-radius: 8px;
-  font-size: 12px;
-  font-weight: 600;
-  color: #dc2626;
-
-  mat-icon {
-    font-size: 16px;
-    width: 16px;
-    height: 16px;
-    flex-shrink: 0;
-  }
-}
-
-.sc-denom-actions {
-  display: flex;
-  justify-content: flex-end;
-  margin-top: 10px;
-}
-
-// ── Success ──────────────────────────────────────────────────────────────────
-
-.sc-success {
-  display: flex;
-  flex-direction: column;
-  align-items: center;
-  text-align: center;
-  padding: 40px 24px;
-  gap: 16px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 16px;
-
-  &__icon-wrap {
-    width: 72px;
-    height: 72px;
-    border-radius: 50%;
-    background: #f0fdf4;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-
-    mat-icon {
-      font-size: 40px;
-      width: 40px;
-      height: 40px;
-      color: #16a34a;
-    }
-  }
-
-  &__title {
-    font-size: 22px;
-    font-weight: 700;
-    color: #1e293b;
-    margin: 0;
-  }
-
-  &__sub {
-    font-size: 14px;
-    color: #64748b;
-    max-width: 480px;
-    margin: 0;
-  }
-
-  &__ref {
-    display: flex;
-    align-items: center;
-    gap: 10px;
-    background: #f1f5f9;
-    border: 1px solid #e2e8f0;
-    border-radius: 8px;
-    padding: 8px 16px;
-  }
-
-  &__ref-label {
-    font-size: 11px;
-    font-weight: 700;
-    text-transform: uppercase;
-    letter-spacing: 0.07em;
-    color: #94a3b8;
-    white-space: nowrap;
-  }
-
-  &__ref-val {
-    font-family: 'Roboto Mono', 'Courier New', monospace;
-    font-size: 13px;
-    font-weight: 600;
-    color: #1353a0;
-  }
-
-  &__note {
-    font-size: 12px;
-    color: #94a3b8;
-    max-width: 420px;
-    margin: 0;
-    text-align: center;
-  }
-
-  &__gl {
-    display: flex;
-    flex-direction: column;
-    gap: 6px;
-    width: 100%;
-    max-width: 400px;
-    background: #f8fafc;
-    border: 1px solid #e2e8f0;
-    border-radius: 10px;
-    padding: 14px 16px;
-  }
-
-  &__gl-row {
-    display: flex;
-    justify-content: space-between;
-    font-size: 13px;
-    font-weight: 600;
-    padding: 4px 0;
-    border-bottom: 1px dotted #e2e8f0;
-
-    &:last-child {
-      border-bottom: none;
-    }
-
-    &--dr {
-      color: #dc2626;
-    }
-
-    &--cr {
-      color: #15803d;
-    }
-  }
-}

src/app/cashier/share-collection/share-collection.component.ts

@@ -1,282 +0,0 @@
-/**
- * Copyright since 2025 Mifos Initiative
- *
- * This Source Code Form is subject to the terms of the Mozilla Public
- * License, v. 2.0. If a copy of the MPL was not distributed with this
- * file, You can obtain one at http://mozilla.org/MPL/2.0/.
- */
-
-import { Component, OnInit, inject } from '@angular/core';
-import { CommonModule } from '@angular/common';
-import { FormsModule } from '@angular/forms';
-import { RouterModule } from '@angular/router';
-import { MatIconModule } from '@angular/material/icon';
-import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
-import { MatFormFieldModule } from '@angular/material/form-field';
-import { MatSelectModule } from '@angular/material/select';
-import { MatInputModule } from '@angular/material/input';
-import { catchError } from 'rxjs/operators';
-import { of } from 'rxjs';
-import { CashierService } from '../cashier.service';
-
-type PageState = 'idle' | 'searching' | 'loaded' | 'submitting' | 'success';
-
-interface Denomination {
-  id: number;
-  value: number;
-  kind: 'note' | 'coin';
-  label: string;
-}
-
-interface ShareCharge {
-  id: number;
-  name: string;
-  amount: number;
-  currencySymbol: string;
-}
-
-@Component({
-  selector: 'mifosx-share-collection',
-  templateUrl: './share-collection.component.html',
-  styleUrls: [
-    '../cashier-shared.scss',
-    './share-collection.component.scss'
-  ],
-  standalone: true,
-  imports: [
-    CommonModule,
-    FormsModule,
-    RouterModule,
-    MatIconModule,
-    MatSnackBarModule,
-    MatFormFieldModule,
-    MatSelectModule,
-    MatInputModule
-  ]
-})
-export class ShareCollectionComponent implements OnInit {
-  private service = inject(CashierService);
-  private snackBar = inject(MatSnackBar);
-
-  pageState: PageState = 'idle';
-  accountInput = '';
-  transactionDate = '';
-  paymentTypeId: number | null = null;
-  paymentTypes: any[] = [];
-  note = '';
-  errorMsg = '';
-  saving = false;
-
-  account: any = null;
-  charges: ShareCharge[] = [];
-  collectionResult: any = null; // filled after successful POST
-
-  // Editable fields — cashier can override if API returns 0
-  requestedSharesInput = 0;
-  pricePerShare = 0;
-
-  // ── Denomination ────────────────────────────────────────────────────────────
-  notes: Denomination[] = [];
-  coins: Denomination[] = [];
-  denominationCounts: Record<string, number> = {};
-
-  get shareAmount(): number {
-    return this.requestedSharesInput * this.pricePerShare;
-  }
-
-  get totalChargeAmount(): number {
-    return this.charges.reduce((s, c) => s + c.amount, 0);
-  }
-
-  get totalAmount(): number {
-    return this.shareAmount + this.totalChargeAmount;
-  }
-
-  get currencySymbol(): string {
-    return this.account?.currency?.displaySymbol ?? '₹';
-  }
-
-  get isCashPayment(): boolean {
-    if (this.paymentTypeId === null) return true;
-    const pt = this.paymentTypes.find((p: any) => p.id === this.paymentTypeId);
-    return !!pt?.isCashPayment;
-  }
-
-  get allDenominations(): Denomination[] {
-    const desc = (a: Denomination, b: Denomination) => b.value - a.value;
-    return [
-      ...[...this.notes].sort(desc),
-      ...[...this.coins].sort(desc)
-    ];
-  }
-
-  get denominationTotal(): number {
-    return this.allDenominations.reduce((s, d) => s + this.subtotalFor(d), 0);
-  }
-
-  get denomMatchesTotal(): boolean {
-    return this.denominationTotal === this.totalAmount;
-  }
-
-  get isValid(): boolean {
-    if (!this.account || this.totalAmount <= 0 || !this.transactionDate) return false;
-    if (this.isCashPayment && this.allDenominations.length > 0) {
-      return this.denomMatchesTotal;
-    }
-    return true;
-  }
-
-  ngOnInit(): void {
-    const d = new Date();
-    this.transactionDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
-    this.service
-      .getPaymentTypes()
-      .pipe(catchError(() => of([])))
-      .subscribe((types: any[]) => (this.paymentTypes = types || []));
-    this.loadDenominations();
-  }
-
-  private loadDenominations(): void {
-    this.service
-      .getActiveDenominations()
-      .pipe(catchError(() => of([])))
-      .subscribe((list: any[]) => {
-        const rows: Denomination[] = (list || []).map((d: any) => ({
-          id: d.id,
-          value: d.denomination ?? d.value,
-          kind: d.type === 'coin' ? 'coin' : 'note',
-          label: '₹' + (d.denomination ?? d.value)
-        }));
-        const order = (a: Denomination, b: Denomination) => b.value - a.value;
-        this.notes = rows.filter((r) => r.kind === 'note').sort(order);
-        this.coins = rows.filter((r) => r.kind === 'coin').sort(order);
-      });
-  }
-
-  // ── Denomination helpers ──────────────────────────────────────────────────
-
-  denomKey(d: Denomination): string {
-    return `${d.kind}:${d.value}`;
-  }
-
-  countFor(d: Denomination): number {
-    return this.denominationCounts[this.denomKey(d)] || 0;
-  }
-
-  subtotalFor(d: Denomination): number {
-    return this.countFor(d) * d.value;
-  }
-
-  onDenomChange(d: Denomination, raw: any): void {
-    this.denominationCounts[this.denomKey(d)] = Math.max(0, Math.floor(Number(raw) || 0));
-  }
-
-  bumpDenom(d: Denomination, delta: number): void {
-    this.denominationCounts[this.denomKey(d)] = Math.max(0, this.countFor(d) + delta);
-  }
-
-  clearDenominations(): void {
-    this.denominationCounts = {};
-  }
-
-  searchAccount(): void {
-    const query = this.accountInput.trim();
-    if (!query) return;
-    this.pageState = 'searching';
-    this.account = null;
-    this.charges = [];
-    this.errorMsg = '';
-
-    this.service
-      .getShareAccountForCollection(query)
-      .pipe(
-        catchError((err) => {
-          this.errorMsg =
-            err?.error?.errors?.[0]?.defaultUserMessage ||
-            err?.error?.developerMessage ||
-            'Account not found. Please check the account ID and try again.';
-          this.pageState = 'idle';
-          return of(null);
-        })
-      )
-      .subscribe((acc: any) => {
-        if (!acc) return;
-        this.account = acc;
-
-        // Auto-detect shares from summary or first pending purchasedShares entry
-        const pendingTx = (acc.purchasedShares || []).find(
-          (t: any) =>
-            t.status?.code === 'purchasedSharesStatusType.applied' && t.type?.code === 'purchasedSharesType.purchased'
-        );
-        this.requestedSharesInput = Number(
-          acc.summary?.totalPendingForApprovalShares || pendingTx?.numberOfShares || acc.requestedShares || 0
-        );
-        this.pricePerShare = Number(pendingTx?.purchasedPrice || acc.currentMarketPrice || acc.unitPrice || 0);
-
-        // Show ALL charges on the account — no type filtering
-        this.charges = (acc.charges || []).map((c: any) => ({
-          id: c.chargeId ?? c.id,
-          name: c.name,
-          amount: Number(c.amount ?? c.amountOutstanding ?? 0),
-          currencySymbol: c.currency?.displaySymbol ?? '₹'
-        }));
-
-        this.pageState = 'loaded';
-      });
-  }
-
-  recalc(): void {
-    // triggered by input changes — nothing extra needed, getters auto-recalculate
-  }
-
-  submit(): void {
-    if (!this.isValid || this.saving) return;
-    this.saving = true;
-    const payload = {
-      shareAccountId: this.account.id,
-      accountNo: this.account.accountNo,
-      clientName: this.account.clientName,
-      transactionDate: this.transactionDate,
-      requestedShares: this.requestedSharesInput,
-      pricePerShare: this.pricePerShare,
-      shareAmount: this.shareAmount,
-      chargeAmount: this.totalChargeAmount,
-      totalAmount: this.totalAmount,
-      paymentTypeId: this.paymentTypeId || null,
-      note: this.note || null
-    };
-
-    this.service.collectSharePayment(payload).subscribe({
-      next: (result: any) => {
-        this.collectionResult = result;
-        this.snackBar.open('Share collection posted successfully.', 'Close', { duration: 3000 });
-        this.pageState = 'success';
-        this.saving = false;
-      },
-      error: (err: any) => {
-        const msg =
-          err?.error?.errors?.[0]?.defaultUserMessage ||
-          err?.error?.developerMessage ||
-          err?.error?.defaultUserMessage ||
-          'Collection failed. Please try again.';
-        this.snackBar.open(msg, 'Close', { duration: 8000 });
-        this.saving = false;
-      }
-    });
-  }
-
-  reset(): void {
-    this.pageState = 'idle';
-    this.accountInput = '';
-    this.account = null;
-    this.charges = [];
-    this.errorMsg = '';
-    this.note = '';
-    this.paymentTypeId = null;
-    this.requestedSharesInput = 0;
-    this.pricePerShare = 0;
-    this.collectionResult = null;
-    this.saving = false;
-    this.clearDenominations();
-  }
-}

src/app/cashier/transaction-entry/cashier-issue-dd-dialog.component.ts

@@ -8,7 +8,7 @@
 
 import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
-import { FormsModule, ReactiveFormsModule, FormBuilder, FormGroup, Validators } from '@angular/forms';
+import { FormsModule, ReactiveFormsModule, FormBuilder, FormGroup, FormArray, Validators } from '@angular/forms';
 import { MatDialogModule, MatDialogRef, MAT_DIALOG_DATA } from '@angular/material/dialog';
 import { MatFormFieldModule } from '@angular/material/form-field';
 import { MatInputModule } from '@angular/material/input';
@@ -35,6 +35,35 @@ export interface CashierIssueDdDialogData {
   accountNo?: string;
   /** The account holder, for the same reason. */
   accountHolderName?: string;
+  /**
+   * How many drafts this slip raises. Absent or 1 is the ordinary single draft and the dialog is
+   * unchanged; 2 or more turns it into a slip, asking for a face value, charge and beneficiary per
+   * draft and reporting the combined total the account will be debited for.
+   */
+  ddCount?: number;
+  /**
+   * Whether the funding account is a GL account rather than a member's. Only affects wording: a GL
+   * account has no passbook, so it is not promised one.
+   */
+  glFunded?: boolean;
+  /**
+   * The leaflets provisionally shown against each line of a slip.
+   *
+   * Only ever indicative. The server allocates the real numbers inside the locked transaction that
+   * submits the slip, so what is shown here is the next-available run at the moment the dialog was
+   * opened — accurate unless another clerk submits first, which is precisely why the numbers cannot
+   * be promised until submit returns them.
+   */
+  previewDdNumbers?: string[];
+}
+
+/** One captured draft on a multi-DD slip. */
+export interface DdSlipLineResult {
+  beneficiaryName: string;
+  payableAtBranch: string;
+  payableAtCity: string;
+  faceValue: number;
+  chargesAmount: number;
 }
 
 @Component({
@@ -56,10 +85,20 @@ export interface CashierIssueDdDialogData {
         <div class="dd-dialog-header__title">
           <mat-icon class="dd-icon">receipt_long</mat-icon>
           <div>
-            <h2>{{ isAccountDebit ? 'Account-Debit Demand Draft (DD)' : 'Walk-in Cash Demand Draft (DD)' }}</h2>
+            <h2>
+              @if (isSlip) {
+                Multi-DD Slip · {{ lineCount }} Demand Drafts
+              } @else {
+                {{ isAccountDebit ? 'Account-Debit Demand Draft (DD)' : 'Walk-in Cash Demand Draft (DD)' }}
+              }
+            </h2>
             <p>
-              Next available DD leaflet auto-selected ·
-              {{ isAccountDebit ? 'Enter beneficiary details' : 'Enter purchaser &amp; beneficiary details' }}
+              @if (isSlip) {
+                One debit funds all {{ lineCount }} drafts · Enter each draft's beneficiary and amount
+              } @else {
+                Next available DD leaflet auto-selected ·
+                {{ isAccountDebit ? 'Enter beneficiary details' : 'Enter purchaser &amp; beneficiary details' }}
+              }
             </p>
           </div>
         </div>
@@ -69,41 +108,91 @@ export interface CashierIssueDdDialogData {
       </div>
 
       <mat-dialog-content class="dd-dialog-body">
-        <!-- Draft & Financials Summary Card -->
-        <div class="dd-summary-card">
-          <!-- The number the customer will actually see printed on the instrument. "Auto-Selected
+        <!--
+          Slip running total.
+
+          A slip's figures are not known until every line is typed — different drafts carry different
+          face values and different charges — so the total the account will be debited for is built
+          up here as the clerk works, rather than shown as a fixed figure up front. Answering "what
+          is this going to cost my member" without it would mean adding the lines by hand.
+        -->
+        @if (isSlip) {
+          <div class="dd-summary-card">
+            <div class="summary-col">
+              <span class="label">Drafts On This Slip</span>
+              <strong class="dd-number-highlight">{{ lineCount }}</strong>
+              <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">Total Face Value</span>
+              <strong class="amount">₹{{ slipFaceValue | number: '1.2-2' }}</strong>
+              <span class="sublabel">+ Charges ₹{{ slipCharges | number: '1.2-2' }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">GST ({{ data.gstPercentage }}%)</span>
+              <strong class="amount">₹{{ slipGst | number: '1.2-2' }}</strong>
+              <span class="sublabel">on charges only</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col highlight-col">
+              <span class="label">Total To Debit</span>
+              <strong class="total-amount">₹{{ slipTotal | number: '1.2-2' }}</strong>
+              <span class="sublabel">{{ data.accountNo || 'Account' }} · one debit</span>
+            </div>
+          </div>
+
+          <!--
+            Said plainly because the numbers on screen are the one thing in this dialog the clerk
+            cannot rely on. They are the next-available run as it stood when the dialog opened; the
+            binding allocation happens inside the submit transaction, so a slip filed after another
+            clerk's gets the following numbers instead.
+          -->
+          <div class="dd-preview-note">
+            <mat-icon>info</mat-icon>
+            <div>
+              DD numbers below are <strong>provisional</strong>. The final numbers are allocated when the slip is
+              submitted and will be confirmed on the receipt.
+            </div>
+          </div>
+        } @else {
+          <!-- Draft & Financials Summary Card -->
+          <div class="dd-summary-card">
+            <!-- The number the customer will actually see printed on the instrument. "Auto-Selected
                Leaflet" named the stock item rather than the draft, so it was not obvious that this
                is the DD number being issued. -->
-          <div class="summary-col">
-            <span class="label">DD Number Being Issued</span>
-            <strong class="dd-number-highlight">{{ data.leaflet.ddNumber }}</strong>
-            <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            <div class="summary-col">
+              <span class="label">DD Number Being Issued</span>
+              <strong class="dd-number-highlight">{{ data.leaflet.ddNumber }}</strong>
+              <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">Face Value</span>
+              <strong class="amount">₹{{ data.faceValue | number: '1.2-2' }}</strong>
+              <span class="sublabel">+ Charges ₹{{ data.chargesAmount | number: '1.2-2' }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">GST ({{ data.gstPercentage }}%)</span>
+              <strong class="amount">₹{{ data.gstAmount | number: '1.2-2' }}</strong>
+              <span class="sublabel">on charges only</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col highlight-col">
+              <span class="label">{{ isAccountDebit ? 'Total Debited' : 'Total Cash Collected' }}</span>
+              <strong class="total-amount">₹{{ data.totalCashPayable | number: '1.2-2' }}</strong>
+              <span class="sublabel">
+                @if (isAccountDebit) {
+                  {{ data.accountNo || 'Account' }}
+                } @else {
+                  Denominations verified
+                }
+              </span>
+            </div>
           </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col">
-            <span class="label">Face Value</span>
-            <strong class="amount">₹{{ data.faceValue | number: '1.2-2' }}</strong>
-            <span class="sublabel">+ Charges ₹{{ data.chargesAmount | number: '1.2-2' }}</span>
-          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col">
-            <span class="label">GST ({{ data.gstPercentage }}%)</span>
-            <strong class="amount">₹{{ data.gstAmount | number: '1.2-2' }}</strong>
-            <span class="sublabel">on charges only</span>
-          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col highlight-col">
-            <span class="label">{{ isAccountDebit ? 'Total Debited' : 'Total Cash Collected' }}</span>
-            <strong class="total-amount">₹{{ data.totalCashPayable | number: '1.2-2' }}</strong>
-            <span class="sublabel">
-              @if (isAccountDebit) {
-                {{ data.accountNo || 'Account' }}
-              } @else {
-                Denominations verified
-              }
-            </span>
-          </div>
-        </div>
+        }
 
         <!--
           The account funding the draft, stated before the form.
@@ -121,123 +210,237 @@ export interface CashierIssueDdDialogData {
                 · {{ data.accountHolderName }}
               }
               <div class="dd-funding-sub">
-                ₹{{ data.totalCashPayable | number: '1.2-2' }} will be debited from this account when a checker
-                approves. No cash is taken at the counter.
+                @if (isSlip) {
+                  ₹{{ slipTotal | number: '1.2-2' }} will be debited from this account as a
+                  <strong>single transaction</strong> covering all {{ lineCount }} drafts, when a checker approves the
+                  slip —
+                  <!-- A GL account has no passbook, so the reassurance a member gets is phrased for
+                       the ledger instead of promising a statement line that does not exist. -->
+                  @if (isGlFunded) {
+                    one journal entry against this GL account, not {{ lineCount }}.
+                  } @else {
+                    the member's passbook shows one entry, not {{ lineCount }}.
+                  }
+                } @else {
+                  ₹{{ data.totalCashPayable | number: '1.2-2' }} will be debited from this account when a checker
+                  approves. No cash is taken at the counter.
+                }
               </div>
             </div>
           </div>
         }
 
-        <form [formGroup]="form" class="dd-form">
-          <!--
+        <!--
+          A slip's drafts, one card each.
+
+          Face value and charge sit on the line rather than on the slip because that is how the bank
+          actually uses this: three drafts to three institutions are three different amounts, and the
+          charge is levied per draft. The server stores and posts them per line for the same reason.
+        -->
+        @if (isSlip) {
+          <form [formGroup]="slipForm" class="dd-form">
+            <div formArrayName="lines">
+              @for (lineCtrl of slipLines.controls; track $index) {
+                <div class="dd-line-card" [formGroupName]="$index">
+                  <div class="dd-line-head">
+                    <span class="dd-line-badge">DD {{ $index + 1 }} of {{ lineCount }}</span>
+                    @if (previewNumberAt($index)) {
+                      <span class="dd-line-number">No. {{ previewNumberAt($index) }} <em>(provisional)</em></span>
+                    }
+                    <span class="dd-line-total"> Debit ₹{{ lineTotalAt($index) | number: '1.2-2' }} </span>
+                  </div>
+
+                  <mat-form-field appearance="outline" class="full-width">
+                    <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
+                    <input
+                      matInput
+                      formControlName="beneficiaryName"
+                      placeholder="e.g. UNIVERSITY OF MUMBAI"
+                      maxlength="120"
+                      style="text-transform: uppercase;"
+                    />
+                    <mat-error *ngIf="lineCtrl.get('beneficiaryName')?.hasError('required')"
+                      >Beneficiary name is required</mat-error
+                    >
+                    <mat-error *ngIf="lineCtrl.get('beneficiaryName')?.hasError('maxlength')"
+                      >Max 120 characters</mat-error
+                    >
+                  </mat-form-field>
+
+                  <div class="form-row">
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Payable At - Branch *</mat-label>
+                      <input
+                        matInput
+                        formControlName="payableAtBranch"
+                        placeholder="e.g. FORT BRANCH"
+                        maxlength="150"
+                        style="text-transform: uppercase;"
+                      />
+                      <mat-error *ngIf="lineCtrl.get('payableAtBranch')?.hasError('required')"
+                        >Payable Branch is required</mat-error
+                      >
+                    </mat-form-field>
+
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Payable At - City *</mat-label>
+                      <input
+                        matInput
+                        formControlName="payableAtCity"
+                        placeholder="e.g. MUMBAI"
+                        maxlength="100"
+                        style="text-transform: uppercase;"
+                      />
+                      <mat-error *ngIf="lineCtrl.get('payableAtCity')?.hasError('required')"
+                        >Payable City is required</mat-error
+                      >
+                    </mat-form-field>
+                  </div>
+
+                  <div class="form-row">
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Face Value *</mat-label>
+                      <input matInput type="number" formControlName="faceValue" placeholder="0.00" />
+                      <span matPrefix>₹&nbsp;</span>
+                      <mat-error *ngIf="lineCtrl.get('faceValue')?.hasError('required')"
+                        >Face value is required</mat-error
+                      >
+                      <mat-error *ngIf="lineCtrl.get('faceValue')?.hasError('min')"
+                        >Face value must be greater than zero</mat-error
+                      >
+                    </mat-form-field>
+
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Charges</mat-label>
+                      <input matInput type="number" formControlName="chargesAmount" placeholder="0.00" />
+                      <span matPrefix>₹&nbsp;</span>
+                      <mat-hint>GST ₹{{ lineGstAt($index) | number: '1.2-2' }} at {{ data.gstPercentage }}%</mat-hint>
+                      <mat-error *ngIf="lineCtrl.get('chargesAmount')?.hasError('min')"
+                        >Charges cannot be negative</mat-error
+                      >
+                    </mat-form-field>
+                  </div>
+                </div>
+              }
+            </div>
+          </form>
+        } @else {
+          <form [formGroup]="form" class="dd-form">
+            <!--
             Purchaser identity is asked for only when the bank has none: a walk-in paying cash. On an
             account debit the purchaser IS the account holder, already identified and KYC'd, and
             re-capturing a name and Aadhaar here would invite a mismatch against the account on record.
           -->
-          @if (!isAccountDebit) {
-            <div class="form-section-title">Walk-in Purchaser Details</div>
+            @if (!isAccountDebit) {
+              <div class="form-section-title">Walk-in Purchaser Details</div>
+
+              <div class="form-row">
+                <mat-form-field appearance="outline" class="form-field-flex">
+                  <mat-label>Walk-in Purchaser Name *</mat-label>
+                  <input
+                    matInput
+                    formControlName="walkinPurchaserName"
+                    placeholder="e.g. RAMESH CHANDRA"
+                    style="text-transform: uppercase;"
+                  />
+                  <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('required')"
+                    >Purchaser name is required</mat-error
+                  >
+                  <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('minlength')"
+                    >Must be at least 3 characters</mat-error
+                  >
+                </mat-form-field>
+
+                <mat-form-field appearance="outline" class="form-field-flex">
+                  <mat-label>12-Digit Aadhaar Number *</mat-label>
+                  <input
+                    matInput
+                    formControlName="walkinPurchaserAadhaar"
+                    placeholder="12-digit Aadhaar"
+                    maxlength="12"
+                  />
+                  <mat-hint>Masked to last 4 digits before storage</mat-hint>
+                  <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('required')"
+                    >Aadhaar number is required</mat-error
+                  >
+                  <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('pattern')"
+                    >Must be exactly 12 numeric digits</mat-error
+                  >
+                </mat-form-field>
+              </div>
+
+              <mat-form-field appearance="outline" class="full-width">
+                <mat-label>Purchaser Address / Location *</mat-label>
+                <input
+                  matInput
+                  formControlName="walkinPurchaserAddress"
+                  placeholder="e.g. 14, SECTOR 5, MAIN ROAD, MUMBAI"
+                  style="text-transform: uppercase;"
+                />
+                <mat-error *ngIf="form.get('walkinPurchaserAddress')?.hasError('required')"
+                  >Address is required</mat-error
+                >
+              </mat-form-field>
+            }
+
+            <!-- Beneficiary Section -->
+            <div class="form-section-title">Beneficiary & Payment Details</div>
+
+            <mat-form-field appearance="outline" class="full-width">
+              <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
+              <input
+                matInput
+                formControlName="beneficiaryName"
+                placeholder="e.g. UNIVERSITY OF MUMBAI"
+                maxlength="120"
+                style="text-transform: uppercase;"
+              />
+              <mat-error *ngIf="form.get('beneficiaryName')?.hasError('required')"
+                >Beneficiary name is required</mat-error
+              >
+              <mat-error *ngIf="form.get('beneficiaryName')?.hasError('maxlength')">Max 120 characters</mat-error>
+            </mat-form-field>
 
             <div class="form-row">
               <mat-form-field appearance="outline" class="form-field-flex">
-                <mat-label>Walk-in Purchaser Name *</mat-label>
+                <mat-label>Payable At - Branch *</mat-label>
                 <input
                   matInput
-                  formControlName="walkinPurchaserName"
-                  placeholder="e.g. RAMESH CHANDRA"
+                  formControlName="payableAtBranch"
+                  placeholder="e.g. FORT BRANCH"
+                  maxlength="150"
                   style="text-transform: uppercase;"
                 />
-                <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('required')"
-                  >Purchaser name is required</mat-error
-                >
-                <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('minlength')"
-                  >Must be at least 3 characters</mat-error
+                <mat-error *ngIf="form.get('payableAtBranch')?.hasError('required')"
+                  >Payable Branch is required</mat-error
                 >
               </mat-form-field>
 
               <mat-form-field appearance="outline" class="form-field-flex">
-                <mat-label>12-Digit Aadhaar Number *</mat-label>
+                <mat-label>Payable At - City *</mat-label>
                 <input
                   matInput
-                  formControlName="walkinPurchaserAadhaar"
-                  placeholder="12-digit Aadhaar"
-                  maxlength="12"
+                  formControlName="payableAtCity"
+                  placeholder="e.g. MUMBAI"
+                  maxlength="100"
+                  style="text-transform: uppercase;"
                 />
-                <mat-hint>Masked to last 4 digits before storage</mat-hint>
-                <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('required')"
-                  >Aadhaar number is required</mat-error
-                >
-                <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('pattern')"
-                  >Must be exactly 12 numeric digits</mat-error
-                >
+                <mat-error *ngIf="form.get('payableAtCity')?.hasError('required')">Payable City is required</mat-error>
               </mat-form-field>
             </div>
-
-            <mat-form-field appearance="outline" class="full-width">
-              <mat-label>Purchaser Address / Location *</mat-label>
-              <input
-                matInput
-                formControlName="walkinPurchaserAddress"
-                placeholder="e.g. 14, SECTOR 5, MAIN ROAD, MUMBAI"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('walkinPurchaserAddress')?.hasError('required')"
-                >Address is required</mat-error
-              >
-            </mat-form-field>
-          }
-
-          <!-- Beneficiary Section -->
-          <div class="form-section-title">Beneficiary & Payment Details</div>
-
-          <mat-form-field appearance="outline" class="full-width">
-            <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
-            <input
-              matInput
-              formControlName="beneficiaryName"
-              placeholder="e.g. UNIVERSITY OF MUMBAI"
-              maxlength="120"
-              style="text-transform: uppercase;"
-            />
-            <mat-error *ngIf="form.get('beneficiaryName')?.hasError('required')"
-              >Beneficiary name is required</mat-error
-            >
-            <mat-error *ngIf="form.get('beneficiaryName')?.hasError('maxlength')">Max 120 characters</mat-error>
-          </mat-form-field>
-
-          <div class="form-row">
-            <mat-form-field appearance="outline" class="form-field-flex">
-              <mat-label>Payable At - Branch *</mat-label>
-              <input
-                matInput
-                formControlName="payableAtBranch"
-                placeholder="e.g. FORT BRANCH"
-                maxlength="150"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('payableAtBranch')?.hasError('required')"
-                >Payable Branch is required</mat-error
-              >
-            </mat-form-field>
-
-            <mat-form-field appearance="outline" class="form-field-flex">
-              <mat-label>Payable At - City *</mat-label>
-              <input
-                matInput
-                formControlName="payableAtCity"
-                placeholder="e.g. MUMBAI"
-                maxlength="100"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('payableAtCity')?.hasError('required')">Payable City is required</mat-error>
-            </mat-form-field>
-          </div>
-        </form>
+          </form>
+        }
       </mat-dialog-content>
 
       <mat-dialog-actions class="dd-dialog-actions" align="end">
+        @if (isSlip) {
+          <span class="dd-actions-total">
+            {{ lineCount }} drafts · <strong>₹{{ slipTotal | number: '1.2-2' }}</strong> to debit
+          </span>
+        }
         <button mat-button type="button" (click)="onClose()">Cancel</button>
-        <button mat-flat-button color="primary" [disabled]="form.invalid" (click)="onSubmit()">
-          Save DD Details
+        <button mat-flat-button color="primary" [disabled]="activeForm.invalid" (click)="onSubmit()">
+          {{ isSlip ? 'Save Slip Details' : 'Save DD Details' }}
         </button>
       </mat-dialog-actions>
     </div>
@@ -395,6 +598,81 @@ export interface CashierIssueDdDialogData {
         line-height: 1.5;
         color: #64748b;
       }
+      /* One card per draft on a slip — the boundary is what stops a clerk typing line 2's
+         beneficiary against line 1's amount. */
+      .dd-line-card {
+        border: 1px solid #e2e8f0;
+        border-left: 3px solid #0369a1;
+        border-radius: 8px;
+        padding: 14px 16px 4px;
+        margin-bottom: 14px;
+        background: #fcfdff;
+      }
+      .dd-line-head {
+        display: flex;
+        align-items: center;
+        gap: 10px;
+        flex-wrap: wrap;
+        margin-bottom: 12px;
+      }
+      .dd-line-badge {
+        font-size: 11px;
+        font-weight: 700;
+        text-transform: uppercase;
+        letter-spacing: 0.4px;
+        color: #ffffff;
+        background: #0369a1;
+        padding: 3px 9px;
+        border-radius: 999px;
+      }
+      .dd-line-number {
+        font-family: monospace;
+        font-size: 12px;
+        color: #475569;
+      }
+      .dd-line-number em {
+        font-style: normal;
+        color: #94a3b8;
+        font-size: 11px;
+      }
+      .dd-line-total {
+        margin-left: auto;
+        font-size: 12px;
+        font-weight: 600;
+        color: #065f46;
+        background: #ecfdf5;
+        border: 1px solid #a7f3d0;
+        padding: 3px 10px;
+        border-radius: 6px;
+      }
+      .dd-preview-note {
+        display: flex;
+        gap: 8px;
+        align-items: flex-start;
+        margin: 0 0 16px;
+        padding: 9px 12px;
+        background: #fffbeb;
+        border: 1px solid #fde68a;
+        border-radius: 6px;
+        font-size: 12px;
+        line-height: 1.5;
+        color: #78350f;
+      }
+      .dd-preview-note mat-icon {
+        color: #b45309;
+        font-size: 18px;
+        width: 18px;
+        height: 18px;
+        flex-shrink: 0;
+      }
+      .dd-actions-total {
+        margin-right: auto;
+        font-size: 13px;
+        color: #475569;
+      }
+      .dd-actions-total strong {
+        color: #065f46;
+      }
     `
   ]
 })
@@ -404,13 +682,127 @@ export class CashierIssueDdDialogComponent implements OnInit {
   public data: CashierIssueDdDialogData = inject(MAT_DIALOG_DATA);
 
   form!: FormGroup;
+  /** Built only in slip mode; `form` stays untouched so the single-draft path is unchanged. */
+  slipForm!: FormGroup;
 
   /** Whether the draft is funded by debiting a member's account rather than by cash at the counter. */
   get isAccountDebit(): boolean {
     return this.data.paymentMethod === 'ACCOUNT_DEBIT';
   }
 
+  /** How many drafts this dialog is capturing — 1 unless the clerk asked for a slip. */
+  get lineCount(): number {
+    const n = Number(this.data.ddCount) || 1;
+    return n > 1 ? n : 1;
+  }
+
+  /** Whether this dialog is capturing a multi-DD slip rather than a single draft. */
+  get isSlip(): boolean {
+    return this.lineCount > 1;
+  }
+
+  /** Whether the debit lands on a GL account rather than a member's — wording only. */
+  get isGlFunded(): boolean {
+    return !!this.data.glFunded;
+  }
+
+  /** The form the Save button validates against — whichever of the two was built. */
+  get activeForm(): FormGroup {
+    return this.isSlip ? this.slipForm : this.form;
+  }
+
+  get slipLines(): FormArray {
+    return this.slipForm.get('lines') as FormArray;
+  }
+
+  /** The provisional leaflet number shown against a line, if the caller supplied a run of them. */
+  previewNumberAt(index: number): string | null {
+    return this.data.previewDdNumbers?.[index] ?? null;
+  }
+
+  private lineValueAt(index: number, field: string): number {
+    return Number(this.slipLines.at(index)?.get(field)?.value) || 0;
+  }
+
+  /**
+   * GST on one line's charge.
+   *
+   * Rounded per line, matching the server, which computes and stores GST against each draft rather
+   * than once for the slip. Summing rounded lines and rounding a summed charge can differ by a
+   * paisa, and it is the per-line figure that ends up on the draft.
+   */
+  lineGstAt(index: number): number {
+    const charges = this.lineValueAt(index, 'chargesAmount');
+    if (charges <= 0) return 0;
+    return Math.round(charges * (Number(this.data.gstPercentage) || 0)) / 100;
+  }
+
+  /** What one line adds to the debit — its face value, its charge and the GST on that charge. */
+  lineTotalAt(index: number): number {
+    return this.lineValueAt(index, 'faceValue') + this.lineValueAt(index, 'chargesAmount') + this.lineGstAt(index);
+  }
+
+  get slipFaceValue(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineValueAt(i, 'faceValue'), 0);
+  }
+
+  get slipCharges(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineValueAt(i, 'chargesAmount'), 0);
+  }
+
+  get slipGst(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineGstAt(i), 0);
+  }
+
+  /** The figure the account is debited for — rounded up to the whole rupee, as the single flow does. */
+  get slipTotal(): number {
+    return Math.ceil(this.slipFaceValue + this.slipCharges + this.slipGst - 1e-9);
+  }
+
   ngOnInit(): void {
+    if (this.isSlip) {
+      this.slipForm = this.fb.group({
+        lines: this.fb.array(
+          Array.from({ length: this.lineCount }, () =>
+            this.fb.group({
+              beneficiaryName: [
+                '',
+                [
+                  Validators.required,
+                  Validators.maxLength(120)
+                ]
+              ],
+              payableAtBranch: [
+                '',
+                [Validators.required]
+              ],
+              payableAtCity: [
+                '',
+                [Validators.required]
+              ],
+              // Zero is rejected rather than merely warned about: the server refuses a line with a
+              // face value at or below zero, and a slip that fails there has already cost the clerk
+              // every other line they typed.
+              faceValue: [
+                null as
+                  | number
+                  | null,
+                [
+                  Validators.required,
+                  Validators.min(0.01)
+                ]
+              ],
+              chargesAmount: [
+                0,
+                [Validators.min(0)]
+              ]
+            })
+          )
+        )
+      });
+      return;
+    }
+
     // Walk-in identity is required for cash and rejected outright for an account debit — the server
     // refuses a walk-in name alongside an account — so the controls are only built when they apply.
     // Registering them unconditionally and merely hiding them would hold the form invalid on a
@@ -477,7 +869,25 @@ export class CashierIssueDdDialogComponent implements OnInit {
   }
 
   onSubmit(): void {
-    if (this.form.invalid) return;
+    if (this.activeForm.invalid) return;
+
+    // A slip closes with its lines. There is no walk-in branch here: a slip is only ever offered on
+    // a member-account debit, where the purchaser is the account holder already on record.
+    if (this.isSlip) {
+      const lines: DdSlipLineResult[] = this.slipLines.controls.map((c) => {
+        const v = c.value;
+        return {
+          beneficiaryName: (v.beneficiaryName || '').trim().toUpperCase(),
+          payableAtBranch: (v.payableAtBranch || '').trim().toUpperCase(),
+          payableAtCity: (v.payableAtCity || '').trim().toUpperCase(),
+          faceValue: Number(v.faceValue) || 0,
+          chargesAmount: Number(v.chargesAmount) || 0
+        };
+      });
+      this.dialogRef.close({ lines });
+      return;
+    }
+
     const val = this.form.value;
     const beneficiary = {
       beneficiaryName: (val.beneficiaryName || '').trim().toUpperCase(),

src/app/cashier/transaction-entry/transaction-entry.component.html

@@ -166,23 +166,50 @@
                     </div>
                     <div class="ws-f ws-f--actyp">
                       <label class="ws-f__lbl" title="Account Type">AC. TP.</label>
-                      <select
-                        class="ws-f__ctl"
-                        [(ngModel)]="row.acTyp"
-                        (click)="$event.stopPropagation()"
-                        (change)="
-                          row.acTyp === 'GL' &&
-                            row.typ !== 'Disbursement' &&
-                            row.typ !== 'Fund Transfer' &&
-                            row.typ !== 'Enter Bank Transfer' &&
-                            (row.dbCr = 'Cr')
-                        "
-                      >
-                        @for (a of acTypOptionsFor(row); track a) {
-                          <option [value]="a">{{ a }}</option>
-                        }
-                      </select>
+                      @if (acTypLockedByToken && row === selectedRow) {
+                        <span
+                          class="ws-f__ctl ws-f__ctl--locked"
+                          title="Locked — filled from a token-driven request, not a normal account entry"
+                          >{{ acTypLockedLabel }}</span
+                        >
+                      } @else {
+                        <select
+                          class="ws-f__ctl"
+                          [(ngModel)]="row.acTyp"
+                          (click)="$event.stopPropagation()"
+                          (change)="
+                            row.acTyp === 'GL' &&
+                              row.typ !== 'Disbursement' &&
+                              row.typ !== 'Fund Transfer' &&
+                              row.typ !== 'Enter Bank Transfer' &&
+                              (row.dbCr = 'Cr')
+                          "
+                        >
+                          @for (a of acTypOptionsFor(row); track a) {
+                            <option [value]="a">{{ a }}</option>
+                          }
+                        </select>
+                      }
                     </div>
+                    @if (showsEntryType(row)) {
+                      <div class="ws-f ws-f--paytype">
+                        <label
+                          class="ws-f__lbl ws-f__lbl--accent"
+                          title="What this money was actually collected for — checked before a share application or DD issuance can adopt this voucher"
+                          >ENTRY TYPE</label
+                        >
+                        <select
+                          class="ws-f__ctl ws-f__ctl--accent"
+                          [(ngModel)]="row.entryTypeCvId"
+                          (click)="$event.stopPropagation()"
+                        >
+                          <option [ngValue]="null">Select…</option>
+                          @for (t of entryTypeOptions; track t.id) {
+                            <option [ngValue]="t.id">{{ t.name }}</option>
+                          }
+                        </select>
+                      </div>
+                    }
                   </div>
                 </div>
 
@@ -206,14 +233,20 @@
                               ? ddGlMapping?.ddPayableGlCode || 'Auto GL'
                               : 'Account number'
                         "
-                        [readonly]="row.typ === 'DD' && !isDdAccountDebitRow(row)"
-                        [class.ws-f__ctl--readonly]="row.typ === 'DD' && !isDdAccountDebitRow(row)"
+                        [readonly]="
+                          (row.typ === 'DD' && !isDdAccountDebitRow(row)) || (acTypLockedByToken && row === selectedRow)
+                        "
+                        [class.ws-f__ctl--readonly]="
+                          (row.typ === 'DD' && !isDdAccountDebitRow(row)) || (acTypLockedByToken && row === selectedRow)
+                        "
                         [title]="
-                          isDdAccountDebitRow(row)
-                            ? 'Member account the draft is funded from'
-                            : row.typ === 'DD'
-                              ? 'Configured Sponsor DD Payable GL (Auto-selected)'
-                              : 'Account number'
+                          acTypLockedByToken && row === selectedRow
+                            ? 'Locked — filled from a token-driven request, not a normal account entry'
+                            : isDdAccountDebitRow(row)
+                              ? 'Member account the draft is funded from'
+                              : row.typ === 'DD'
+                                ? 'Configured Sponsor DD Payable GL (Auto-selected)'
+                                : 'Account number'
                         "
                       />
                     </div>
@@ -286,9 +319,13 @@
                           [value]="row.amount ?? ''"
                           (input)="row.amount = +$any($event.target).value; syncShareLinkedAmounts()"
                           (click)="$event.stopPropagation()"
-                          [placeholder]="row.acTyp === 'SHR' ? '0' : '0.00'"
-                          [readonly]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
-                          [class.ws-amt-input--locked]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
+                          [placeholder]="isMultiDdRow(row) ? 'Per draft' : row.acTyp === 'SHR' ? '0' : '0.00'"
+                          [readonly]="
+                            isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                          "
+                          [class.ws-amt-input--locked]="
+                            isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                          "
                         />
                       </div>
                       @if (row.acTyp === 'SHR' && rowSharePrices[row.acNo]) {
@@ -298,6 +335,19 @@
                           }}/share</span
                         >
                       }
+                      <!-- On a slip the face value belongs to each draft, so the row total is the sum of
+                           them and is filled in by the dialog rather than typed here. A clerk-typed
+                           figure could disagree with the drafts, and the account would be debited for
+                           a total the drafts do not add up to. -->
+                      @if (isMultiDdRow(row)) {
+                        <span class="ws-f__hint">
+                          {{
+                            row.ddLines?.length
+                              ? 'Total of ' + row.ddLines?.length + ' drafts'
+                              : 'Set per draft in Fill DD Details'
+                          }}
+                        </span>
+                      }
                     </div>
                     @if (row.acTyp === 'SHR' && (row.typ === 'Enter Bank Transfer' || row.typ === 'Fund Transfer')) {
                       <div class="ws-f ws-f--cheqno">
@@ -377,9 +427,36 @@
                   <div class="ws-group ws-group--flex">
                     <span class="ws-caption">DD Charges &amp; GST — Admin Rate {{ ddGstPercentage }}%</span>
                     <div class="ws-group__fields">
+                      <!-- How many drafts this one debit funds. Typed before the details are filled in,
+                           because it is what decides how many beneficiary forms the dialog presents.
+                           Offered only where the server can honour it: a member savings/current
+                           account debit, never a GL or cash draft. -->
+                      @if (canRowBeMultiDd(row)) {
+                        <div class="ws-f ws-f--amt">
+                          <label class="ws-f__lbl" title="Number of demand drafts to raise against this single debit"
+                            >NO. OF DD</label
+                          >
+                          <div class="ws-amt-wrap">
+                            <input
+                              class="ws-f__ctl ws-amt-input"
+                              type="number"
+                              min="1"
+                              [max]="maxDdSlipLines"
+                              step="1"
+                              [value]="ddCountFor(row)"
+                              (input)="onDdCountChange(row, +$any($event.target).value)"
+                              (click)="$event.stopPropagation()"
+                              placeholder="1"
+                            />
+                          </div>
+                          @if (isMultiDdRow(row)) {
+                            <span class="ws-f__hint">One debit · {{ ddCountFor(row) }} drafts</span>
+                          }
+                        </div>
+                      }
                       <div class="ws-f ws-f--amt">
                         <label class="ws-f__lbl" title="DD issuance charges / commission">CHARGES</label>
-                        <div class="ws-amt-wrap">
+                        <div class="ws-amt-wrap" [class.ws-amt-wrap--locked]="isMultiDdRow(row)">
                           <span class="ws-amt-prefix">₹</span>
                           <input
                             class="ws-f__ctl ws-amt-input"
@@ -388,8 +465,15 @@
                             (input)="row.ddCharges = +$any($event.target).value"
                             (click)="$event.stopPropagation()"
                             placeholder="0.00"
+                            [readonly]="isMultiDdRow(row)"
+                            [class.ws-amt-input--locked]="isMultiDdRow(row)"
                           />
                         </div>
+                        <!-- Charges are levied per draft and can differ between them, so on a slip they
+                             are entered against each draft and totalled here. -->
+                        @if (isMultiDdRow(row)) {
+                          <span class="ws-f__hint">Set per draft</span>
+                        }
                       </div>
                       <div class="ws-f ws-f--amt">
                         <label class="ws-f__lbl" title="GST on charges, at the admin-configured rate">
@@ -400,7 +484,7 @@
                           <input
                             class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                             type="text"
-                            [value]="ddGstAmountFor(row) | number: '1.2-2'"
+                            [value]="ddGstDisplayFor(row)"
                             readonly
                           />
                         </div>
@@ -414,7 +498,7 @@
                           <input
                             class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                             type="text"
-                            [value]="ddTotalPayableFor(row)"
+                            [value]="ddTotalDisplayFor(row)"
                             readonly
                           />
                         </div>
@@ -427,18 +511,27 @@
                           [disabled]="saving"
                           (click)="openIssueWalkinDd(row); $event.stopPropagation()"
                           [title]="
-                            isDdAccountDebitRow(row)
-                              ? 'Auto-selects next available leaflet and opens the beneficiary form'
-                              : 'Auto-selects next available leaflet and opens walk-in purchaser form'
+                            isMultiDdRow(row)
+                              ? 'Opens one beneficiary form per draft; DD numbers are allocated on submission'
+                              : isDdAccountDebitRow(row)
+                                ? 'Auto-selects next available leaflet and opens the beneficiary form'
+                                : 'Auto-selects next available leaflet and opens walk-in purchaser form'
                           "
                         >
                           <mat-icon style="font-size: 18px; width: 18px; height: 18px">{{
-                            row.ddDetails ? 'edit_note' : 'post_add'
+                            row.ddDetails || row.ddLines?.length ? 'edit_note' : 'post_add'
                           }}</mat-icon>
                           <!-- Names the leaflet once details are captured, so the clerk can see at a
-                               glance which rows are ready before pressing Save. -->
+                               glance which rows are ready before pressing Save. A slip names the count
+                               instead: its numbers are not allocated until it is submitted. -->
                           <span>{{
-                            row.ddDetails ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details' : 'Fill DD Details'
+                            row.ddLines?.length
+                              ? row.ddLines?.length + ' Drafts Captured · Edit Slip'
+                              : row.ddDetails
+                                ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details'
+                                : isMultiDdRow(row)
+                                  ? 'Fill ' + ddCountFor(row) + ' DD Details'
+                                  : 'Fill DD Details'
                           }}</span>
                         </button>
                       </div>
@@ -1523,23 +1616,50 @@
                         </div>
                         <div class="ws-f ws-f--actyp">
                           <label class="ws-f__lbl">AC. TP.</label>
-                          <select
-                            class="ws-f__ctl"
-                            [(ngModel)]="row.acTyp"
-                            (click)="$event.stopPropagation()"
-                            (change)="
-                              row.acTyp === 'GL' &&
-                                row.typ !== 'Disbursement' &&
-                                row.typ !== 'Fund Transfer' &&
-                                row.typ !== 'Enter Bank Transfer' &&
-                                (row.dbCr = 'Cr')
-                            "
-                          >
-                            @for (a of acTypOptionsFor(row); track a) {
-                              <option [value]="a">{{ a }}</option>
-                            }
-                          </select>
+                          @if (acTypLockedByToken && row === selectedRow) {
+                            <span
+                              class="ws-f__ctl ws-f__ctl--locked"
+                              title="Locked — filled from a token-driven request, not a normal account entry"
+                              >{{ acTypLockedLabel }}</span
+                            >
+                          } @else {
+                            <select
+                              class="ws-f__ctl"
+                              [(ngModel)]="row.acTyp"
+                              (click)="$event.stopPropagation()"
+                              (change)="
+                                row.acTyp === 'GL' &&
+                                  row.typ !== 'Disbursement' &&
+                                  row.typ !== 'Fund Transfer' &&
+                                  row.typ !== 'Enter Bank Transfer' &&
+                                  (row.dbCr = 'Cr')
+                              "
+                            >
+                              @for (a of acTypOptionsFor(row); track a) {
+                                <option [value]="a">{{ a }}</option>
+                              }
+                            </select>
+                          }
                         </div>
+                        @if (showsEntryType(row)) {
+                          <div class="ws-f ws-f--paytype">
+                            <label
+                              class="ws-f__lbl ws-f__lbl--accent"
+                              title="What this money was actually collected for — checked before a share application or DD issuance can adopt this voucher"
+                              >ENTRY TYPE</label
+                            >
+                            <select
+                              class="ws-f__ctl ws-f__ctl--accent"
+                              [(ngModel)]="row.entryTypeCvId"
+                              (click)="$event.stopPropagation()"
+                            >
+                              <option [ngValue]="null">Select…</option>
+                              @for (t of entryTypeOptions; track t.id) {
+                                <option [ngValue]="t.id">{{ t.name }}</option>
+                              }
+                            </select>
+                          </div>
+                        }
                       </div>
                     </div>
                     <div class="ws-vdivider"></div>
@@ -1556,10 +1676,16 @@
                             [placeholder]="
                               row.typ === 'DD' ? ddGlMapping?.ddPayableGlCode || 'Auto GL' : 'Account number'
                             "
-                            [readonly]="row.typ === 'DD'"
-                            [class.ws-f__ctl--readonly]="row.typ === 'DD'"
+                            [readonly]="row.typ === 'DD' || (acTypLockedByToken && row === selectedRow)"
+                            [class.ws-f__ctl--readonly]="
+                              row.typ === 'DD' || (acTypLockedByToken && row === selectedRow)
+                            "
                             [title]="
-                              row.typ === 'DD' ? 'Configured Sponsor DD Payable GL (Auto-selected)' : 'Account number'
+                              acTypLockedByToken && row === selectedRow
+                                ? 'Locked — filled from a token-driven request, not a normal account entry'
+                                : row.typ === 'DD'
+                                  ? 'Configured Sponsor DD Payable GL (Auto-selected)'
+                                  : 'Account number'
                             "
                           />
                         </div>
@@ -1628,10 +1754,12 @@
                               [value]="row.amount ?? ''"
                               (input)="row.amount = +$any($event.target).value; syncShareLinkedAmounts()"
                               (click)="$event.stopPropagation()"
-                              [placeholder]="row.acTyp === 'SHR' ? '0' : '0.00'"
-                              [readonly]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
+                              [placeholder]="isMultiDdRow(row) ? 'Per draft' : row.acTyp === 'SHR' ? '0' : '0.00'"
+                              [readonly]="
+                                isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                              "
                               [class.ws-amt-input--locked]="
-                                !isClerk && !!(activeWithdrawalRequest || activeClosureRequest)
+                                isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
                               "
                             />
                           </div>
@@ -1642,6 +1770,19 @@
                               }}/share</span
                             >
                           }
+                          <!-- On a slip the face value belongs to each draft, so the row total is the
+                               sum of them and is filled in by the dialog rather than typed here. A
+                               clerk-typed figure could disagree with the drafts, and the account would
+                               be debited for a total the drafts do not add up to. -->
+                          @if (isMultiDdRow(row)) {
+                            <span class="ws-f__hint">
+                              {{
+                                row.ddLines?.length
+                                  ? 'Total of ' + row.ddLines?.length + ' drafts'
+                                  : 'Set per draft in Fill DD Details'
+                              }}
+                            </span>
+                          }
                         </div>
                         @if (
                           row.acTyp === 'SHR' && (row.typ === 'Enter Bank Transfer' || row.typ === 'Fund Transfer')
@@ -1706,9 +1847,38 @@
                       <div class="ws-group ws-group--flex">
                         <span class="ws-caption">DD Charges &amp; GST — Admin Rate {{ ddGstPercentage }}%</span>
                         <div class="ws-group__fields">
+                          <!-- How many drafts this one debit funds. Typed before the details are filled
+                               in, because it is what decides how many beneficiary forms the dialog
+                               presents. Offered only where the server can honour it: a member
+                               savings/current account debit, never a GL or cash draft. -->
+                          @if (canRowBeMultiDd(row)) {
+                            <div class="ws-f ws-f--amt">
+                              <label
+                                class="ws-f__lbl"
+                                title="Number of demand drafts to raise against this single debit"
+                                >NO. OF DD</label
+                              >
+                              <div class="ws-amt-wrap">
+                                <input
+                                  class="ws-f__ctl ws-amt-input"
+                                  type="number"
+                                  min="1"
+                                  [max]="maxDdSlipLines"
+                                  step="1"
+                                  [value]="ddCountFor(row)"
+                                  (input)="onDdCountChange(row, +$any($event.target).value)"
+                                  (click)="$event.stopPropagation()"
+                                  placeholder="1"
+                                />
+                              </div>
+                              @if (isMultiDdRow(row)) {
+                                <span class="ws-f__hint">One debit · {{ ddCountFor(row) }} drafts</span>
+                              }
+                            </div>
+                          }
                           <div class="ws-f ws-f--amt">
                             <label class="ws-f__lbl" title="DD issuance charges / commission">CHARGES</label>
-                            <div class="ws-amt-wrap">
+                            <div class="ws-amt-wrap" [class.ws-amt-wrap--locked]="isMultiDdRow(row)">
                               <span class="ws-amt-prefix">₹</span>
                               <input
                                 class="ws-f__ctl ws-amt-input"
@@ -1717,8 +1887,15 @@
                                 (input)="row.ddCharges = +$any($event.target).value"
                                 (click)="$event.stopPropagation()"
                                 placeholder="0.00"
+                                [readonly]="isMultiDdRow(row)"
+                                [class.ws-amt-input--locked]="isMultiDdRow(row)"
                               />
                             </div>
+                            <!-- Charges are levied per draft and can differ between them, so on a slip
+                                 they are entered against each draft and totalled here. -->
+                            @if (isMultiDdRow(row)) {
+                              <span class="ws-f__hint">Set per draft</span>
+                            }
                           </div>
                           <div class="ws-f ws-f--amt">
                             <label class="ws-f__lbl" title="GST on charges, at the admin-configured rate">
@@ -1729,7 +1906,7 @@
                               <input
                                 class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                                 type="text"
-                                [value]="ddGstAmountFor(row) | number: '1.2-2'"
+                                [value]="ddGstDisplayFor(row)"
                                 readonly
                               />
                             </div>
@@ -1743,7 +1920,7 @@
                               <input
                                 class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                                 type="text"
-                                [value]="ddTotalPayableFor(row)"
+                                [value]="ddTotalDisplayFor(row)"
                                 readonly
                               />
                             </div>
@@ -1756,13 +1933,28 @@
                               [disabled]="saving"
                               (click)="openIssueWalkinDd(row); $event.stopPropagation()"
                               [title]="
-                                isDdAccountDebitRow(row)
-                                  ? 'Auto-selects next available leaflet and opens the beneficiary form'
-                                  : 'Auto-selects next available leaflet and opens walk-in purchaser form'
+                                isMultiDdRow(row)
+                                  ? 'Opens one beneficiary form per draft; DD numbers are allocated on submission'
+                                  : isDdAccountDebitRow(row)
+                                    ? 'Auto-selects next available leaflet and opens the beneficiary form'
+                                    : 'Auto-selects next available leaflet and opens walk-in purchaser form'
                               "
                             >
-                              <mat-icon style="font-size: 18px; width: 18px; height: 18px">post_add</mat-icon>
-                              <span>Fill DD Details</span>
+                              <mat-icon style="font-size: 18px; width: 18px; height: 18px">{{
+                                row.ddDetails || row.ddLines?.length ? 'edit_note' : 'post_add'
+                              }}</mat-icon>
+                              <!-- Names what has been captured, so the clerk can see at a glance which
+                                   rows are ready before pressing Save. A slip names its count instead:
+                                   its numbers are not allocated until it is submitted. -->
+                              <span>{{
+                                row.ddLines?.length
+                                  ? row.ddLines?.length + ' Drafts Captured · Edit Slip'
+                                  : row.ddDetails
+                                    ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details'
+                                    : isMultiDdRow(row)
+                                      ? 'Fill ' + ddCountFor(row) + ' DD Details'
+                                      : 'Fill DD Details'
+                              }}</span>
                             </button>
                           </div>
                         </div>

src/app/cashier/transaction-entry/transaction-entry.component.scss

@@ -916,6 +916,20 @@ input.ws-f__ctl--readonly {
   font-size: 11px;
 }
 
+/* AC.TP shown as a locked label instead of the normal editable select, while the row is filled
+   from a token-driven request whose real account type row.acTyp cannot show (see
+   acTypLockedByToken in the component). */
+span.ws-f__ctl--locked {
+  display: inline-flex;
+  align-items: center;
+  background: #f1f5f9;
+  color: #475569;
+  cursor: not-allowed;
+  user-select: none;
+  font-size: 11px;
+  font-weight: 600;
+}
+
 input.ws-amt-input--locked {
   background: #fef9c3;
   color: #713f12;

src/app/clients/clients-view/kyc-tab/kyc-tab.component.html

@@ -1142,6 +1142,46 @@
                 </mat-select>
               </mat-form-field>
 
+              <!-- Risk profile. These are determinations about the customer rather than about anything they
+                   transacted, and the re-rating policy reads them directly: a PEP or a sanctions match holds the
+                   rating at High however ordinary the period's activity looks, and the declared income is what
+                   turnover is measured against. Until they are recorded the policy has nothing to test. -->
+              <div class="full-span kyc-doc-fields">
+                <div class="kyc-doc-fields__head">
+                  <h4 class="kyc-doc-fields__title">Risk Profile</h4>
+                  <span class="kyc-doc-fields__hint">Used by the periodic risk review</span>
+                </div>
+
+                <div class="kyc-risk-flags">
+                  <mat-checkbox formControlName="isPep">
+                    Politically Exposed Person
+                    <span class="kyc-risk-hint">Holds the rating at High; never lowered on ordinary activity</span>
+                  </mat-checkbox>
+                  <mat-checkbox formControlName="sanctionsMatch">
+                    Sanctions / watch-list match
+                    <span class="kyc-risk-hint">UNSC, MHA or internal watch list</span>
+                  </mat-checkbox>
+                  <mat-checkbox formControlName="adverseMediaMatch">
+                    Adverse media / regulatory action
+                    <span class="kyc-risk-hint">FIR, court proceedings or published action</span>
+                  </mat-checkbox>
+                </div>
+
+                <div class="kyc-doc-fields__grid">
+                  <mat-form-field appearance="outline">
+                    <mat-label>Declared annual income (₹)</mat-label>
+                    <input matInput type="number" min="0" formControlName="declaredAnnualIncome" />
+                    <mat-hint>As stated by the customer</mat-hint>
+                  </mat-form-field>
+
+                  <mat-form-field appearance="outline">
+                    <mat-label>Declared annual turnover (₹)</mat-label>
+                    <input matInput type="number" min="0" formControlName="declaredAnnualTurnover" />
+                    <mat-hint>For a business customer</mat-hint>
+                  </mat-form-field>
+                </div>
+              </div>
+
               <!-- Officially Valid Document. Shown when one is on file or the alert is asking for
                    it, so re-collecting an expired document is done on this form rather than
                    sending the officer somewhere else. -->

src/app/clients/clients-view/kyc-tab/kyc-tab.component.scss

@@ -1807,3 +1807,28 @@
     color: #15803d;
   }
 }
+
+/* ── Risk profile ────────────────────────────────────────────────────────────
+   Determinations about the customer, which the periodic risk review reads directly. Grouped with
+   the document block so the form reads as "what we know about them" rather than scattering a PEP
+   flag among the identifier fields. */
+
+.kyc-doc-fields__hint {
+  font-size: 12px;
+  color: #64748b;
+}
+
+.kyc-risk-flags {
+  display: flex;
+  flex-direction: column;
+  gap: 10px;
+  padding: 4px 0 14px;
+}
+
+/* Sits under its checkbox label: the consequence of ticking the box matters more than the box. */
+.kyc-risk-hint {
+  display: block;
+  font-size: 12px;
+  color: #64748b;
+  line-height: 1.4;
+}

src/app/clients/clients-view/kyc-tab/kyc-tab.component.ts

@@ -140,6 +140,13 @@ export class KycTabComponent implements OnInit, OnDestroy {
       1,
       [Validators.required]
     ],
+    // Risk profile. Determinations about the customer, which the periodic risk review reads directly - a PEP or a
+    // sanctions match holds the rating at High whatever the period's activity looks like.
+    isPep: [false],
+    sanctionsMatch: [false],
+    adverseMediaMatch: [false],
+    declaredAnnualIncome: [null],
+    declaredAnnualTurnover: [null],
     // The officially valid document, so a lapsed one can be re-collected on this form. The
     // backend has always accepted these four; only the fields were missing.
     kycDocumentName: [''],
@@ -221,6 +228,11 @@ export class KycTabComponent implements OnInit, OnDestroy {
           this.kycForm.patchValue({
             kycType: data.kycType || 1,
             riskCategory: data.riskCategory || 1,
+            isPep: !!data.isPep,
+            sanctionsMatch: !!data.sanctionsMatch,
+            adverseMediaMatch: !!data.adverseMediaMatch,
+            declaredAnnualIncome: data.declaredAnnualIncome ?? null,
+            declaredAnnualTurnover: data.declaredAnnualTurnover ?? null,
             panNumber: data.panNumber || '',
             // Aadhaar is stored masked on the server; user must re-enter
             // the full 12-digit number to re-verify, so don't pre-fill.
@@ -446,6 +458,28 @@ export class KycTabComponent implements OnInit, OnDestroy {
     return new Date();
   }
 
+  /**
+   * The customer's risk profile, as every save has to carry it.
+   *
+   * <p>
+   * Sent from every path that writes the KYC record rather than only the main Save, because the form holds one set of
+   * values: a save triggered from the PAN declaration or the Aadhaar receipt would otherwise write the record without
+   * these and silently clear a PEP flag the officer had just ticked.
+   */
+  private buildRiskProfileFields() {
+    const v = this.kycForm.value;
+    return {
+      isPep: !!v.isPep,
+      sanctionsMatch: !!v.sanctionsMatch,
+      adverseMediaMatch: !!v.adverseMediaMatch,
+      // Blank stays null rather than becoming zero: an income nobody asked for is unknown, and a zero would read as a
+      // customer who declared no income at all.
+      declaredAnnualIncome: v.declaredAnnualIncome === '' || v.declaredAnnualIncome == null ? null : v.declaredAnnualIncome,
+      declaredAnnualTurnover:
+        v.declaredAnnualTurnover === '' || v.declaredAnnualTurnover == null ? null : v.declaredAnnualTurnover
+    };
+  }
+
   private buildExceptionFields() {
     const panVerified = this.verificationStatus.pan === 'VERIFIED' || this.kycData?.panVerified === true;
     const aadhaarVerified = this.verificationStatus.aadhaar === 'VERIFIED' || this.kycData?.aadhaarVerified === true;
@@ -484,7 +518,8 @@ export class KycTabComponent implements OnInit, OnDestroy {
       // dateFormat is required so the backend can parse exceptionResolvedOn when an exception closes.
       dateFormat: 'dd MMMM yyyy',
       ...this.buildDocumentFields(),
-      ...this.buildExceptionFields()
+      ...this.buildRiskProfileFields(),
+        ...this.buildExceptionFields()
     };
 
     if (!this.kycId) {
@@ -530,6 +565,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
         remarks: this.kycForm.value.remarks || null,
         riskCategory: this.kycForm.value.riskCategory || 1,
         dateFormat: 'dd MMMM yyyy',
+        ...this.buildRiskProfileFields(),
         ...this.buildExceptionFields()
       };
 
@@ -729,7 +765,8 @@ export class KycTabComponent implements OnInit, OnDestroy {
       dateFormat,
       riskCategory: this.kycForm.value.riskCategory || 1,
       ...declarationFields,
-      ...this.buildExceptionFields()
+      ...this.buildRiskProfileFields(),
+        ...this.buildExceptionFields()
     };
 
     this.clientsService
@@ -889,7 +926,8 @@ export class KycTabComponent implements OnInit, OnDestroy {
       dateFormat,
       riskCategory: this.kycForm.value.riskCategory || 1,
       ...receiptFields,
-      ...this.buildExceptionFields()
+      ...this.buildRiskProfileFields(),
+        ...this.buildExceptionFields()
     };
 
     this.clientsService

src/app/core/shell/shell.component.html

@@ -310,41 +310,6 @@
         </nav>
       }
     }
-
-    <!-- Live KPI ticker items — referenced twice below for seamless marquee loop -->
-    <ng-template #kpiTickerItems>
-      <span class="ti"><span class="ti-k">CASH</span><span class="ti-v amber">₹14,82,500</span></span>
-      <span class="ti-d">│</span>
-      <span class="ti">
-        <span class="ti-k">TXN TODAY</span>
-        <span class="ti-v">1,247</span>
-        <span class="ti-v up">↑ 8.2%</span>
-      </span>
-      <span class="ti-d">│</span>
-      <span class="ti"><span class="ti-k">CLEARING IN</span><span class="ti-v">42</span></span>
-      <span class="ti-d">│</span>
-      <span class="ti"><span class="ti-k">CLEARING OUT</span><span class="ti-v">38</span></span>
-      <span class="ti-d">│</span>
-      <span class="ti">
-        <span class="ti-k">NPA·GROSS</span>
-        <span class="ti-v amber">3.47%</span>
-        <span class="ti-v down">↑ 0.12</span>
-      </span>
-      <span class="ti-d">│</span>
-      <span class="ti"><span class="ti-k">CASA</span><span class="ti-v">58.2%</span></span>
-      <span class="ti-d">│</span>
-      <span class="ti"><span class="ti-k">CD RATIO</span><span class="ti-v">71.8%</span></span>
-      <span class="ti-d">│</span>
-      <span class="ti">
-        <span class="ti-k">RBI CIRC</span>
-        <span class="ti-v">DBR.AML.NO.4/14.01.001</span>
-        <span class="ti-v amber">NEW</span>
-      </span>
-      <span class="ti-d">│</span>
-      <span class="ti"><span class="ti-k">REPO</span><span class="ti-v">6.50%</span></span>
-      <span class="ti-d">│</span>
-    </ng-template>
-
     <!-- ============================================================
          Main Header — 2-Row Navigation
          ============================================================
@@ -623,18 +588,11 @@
         </div>
       </div>
 
-      <!-- LIVE KPI TICKER (below the menu — pauses on hover) -->
-      <div class="kpi-ticker" role="marquee" aria-label="Live key-performance ticker">
-        <span class="kpi-live">
-          <span class="kpi-live-dot"></span>
-          LIVE
-        </span>
-        <div class="kpi-track">
-          <!-- Render the item block twice so the marquee loops seamlessly. -->
-          <ng-container *ngTemplateOutlet="kpiTickerItems"></ng-container>
-          <ng-container *ngTemplateOutlet="kpiTickerItems"></ng-container>
-        </div>
-      </div>
+      <!-- The KPI ticker that sat here has been removed. Every figure in it was written into the template — cash on
+           hand, transactions today, CASA, CD ratio, gross NPA, a circular reference — and none came from the bank's
+           own books. Under a "LIVE" badge on every screen in the application, that is not decoration: a figure a
+           branch manager can read as the day's cash position, or an inspector as the NPA ratio, has to be the real
+           one or must not be shown. The band returns when there is a source behind it. -->
     }
     <!-- end @if (!hideShellLayout) -->
 
@@ -713,6 +671,9 @@
       <button mat-menu-item routerLink="/reports/tds-remittance" tabindex="0">
         <i class="fa fa-landmark menu-item-icon"></i> TDS Remitted to Government
       </button>
+      <button mat-menu-item routerLink="/reports/bor" tabindex="0">
+        <i class="fa fa-gavel menu-item-icon"></i> BOR Register &mdash; Share Capital
+      </button>
     </mat-menu>
 
     <!-- Admin Mega Menu — 3-column rectangular panel grouping Setup,
@@ -1339,72 +1300,79 @@
         <!-- Share Operations -->
         <div class="deposit-menu-group">
           <div class="deposit-group-title">Share Operations</div>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/nominal-shares']">
             <fa-icon icon="coins" class="menu-item-icon"></fa-icon> Nominal Share Report
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/share-wise']">
             <fa-icon icon="file-alt" class="menu-item-icon"></fa-icon> Share Wise Report
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/guarantor-detail']">
             <fa-icon icon="user-shield" class="menu-item-icon"></fa-icon> Guarantor Detail
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/member-interest']">
             <fa-icon icon="calculator" class="menu-item-icon"></fa-icon> Total Int Rec
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/enquiry']">
             <fa-icon icon="search" class="menu-item-icon"></fa-icon> Share Enquiry
           </button>
         </div>
         <!-- Share Documents -->
         <div class="deposit-menu-group">
           <div class="deposit-group-title">Share Documents</div>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/payment-certificate']">
             <fa-icon icon="file-signature" class="menu-item-icon"></fa-icon> Share Payment Certificate
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/share-detail']">
             <fa-icon icon="list-alt" class="menu-item-icon"></fa-icon> Share Detail
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/dividend-statement']">
             <fa-icon icon="dollar-sign" class="menu-item-icon"></fa-icon> Dividend Statement
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/transfers']">
             <fa-icon icon="exchange" class="menu-item-icon"></fa-icon> Share Transfer
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/folio-statement']">
             <fa-icon icon="file-alt" class="menu-item-icon"></fa-icon> Folio Statement
           </button>
         </div>
         <!-- Share Reports -->
         <div class="deposit-menu-group">
           <div class="deposit-group-title">Share Reports</div>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/final-balance']">
             <fa-icon icon="chart-line" class="menu-item-icon"></fa-icon> Final Balance
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/account-statement']">
             <fa-icon icon="file-invoice" class="menu-item-icon"></fa-icon> Account Statement
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/share-issued']">
             <fa-icon icon="check-circle" class="menu-item-icon"></fa-icon> Share Issued
           </button>
           <button mat-menu-item tabindex="0" [routerLink]="['/shares/share-holders']">
             <fa-icon icon="users" class="menu-item-icon"></fa-icon> Share Holder
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/share-status']">
             <fa-icon icon="info-circle" class="menu-item-icon"></fa-icon> Share Status
           </button>
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/product-summary']">
+            <fa-icon icon="layer-group" class="menu-item-icon"></fa-icon> Product Summary
+          </button>
         </div>
         <!-- Share Admin -->
         <div class="deposit-menu-group">
           <div class="deposit-group-title">Share Admin</div>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/distinctive-numbers']">
             <fa-icon icon="tag" class="menu-item-icon"></fa-icon> Share Devede No Detail
           </button>
-          <button mat-menu-item tabindex="0"><fa-icon icon="map" class="menu-item-icon"></fa-icon> Area Wise</button>
-          <button mat-menu-item tabindex="0"><fa-icon icon="tag" class="menu-item-icon"></fa-icon> Share Label</button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/area-wise']">
+            <fa-icon icon="map" class="menu-item-icon"></fa-icon> Area Wise
+          </button>
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/labels']">
+            <fa-icon icon="tag" class="menu-item-icon"></fa-icon> Share Label
+          </button>
+          <button mat-menu-item tabindex="0" [routerLink]="['/shares/reports/letters']">
             <fa-icon icon="envelope" class="menu-item-icon"></fa-icon> Share Letter
           </button>
-          <button mat-menu-item tabindex="0">
+          <button mat-menu-item tabindex="0" [routerLink]="['/letter-mgmt/share-member']">
             <fa-icon icon="id-card" class="menu-item-icon"></fa-icon> Share Member Details
           </button>
         </div>

src/app/deposits/fixed-deposits/fixed-deposit-account-stepper/fixed-deposit-account-interest-rate-chart-step/fixed-deposit-account-interest-rate-chart-step.component.ts

@@ -334,14 +334,18 @@ export class FixedDepositAccountInterestRateChartStepComponent implements OnChan
     const frequencyId = this.resolveFrequencyId(this.tenurePeriodUnit);
 
     if (this.principalAmount && this.principalAmount > 0) {
-      // Convert tenure to months for backend API
-      let tenureInMonths = 0;
+      // Convert tenure to months for backend API. A Days tenure under 30 days rounds down to 0
+      // months, which the backend rejects -- send it as tenureInDays instead in that case.
+      let tenureInMonths: number | undefined;
+      let tenureInDays: number | undefined;
       if (this.tenurePeriodUnit === 'Years') {
         tenureInMonths = this.tenureValue * 12;
       } else if (this.tenurePeriodUnit === 'Months') {
         tenureInMonths = this.tenureValue;
-      } else {
+      } else if (enteredDays >= 30) {
         tenureInMonths = Math.floor(enteredDays / 30);
+      } else {
+        tenureInDays = enteredDays;
       }
 
       // Map compounding period type id → months (0=Daily, 1=Daily, 4=Monthly, 5=Quarterly, 6=SemiAnnual, 7=Annual)
@@ -395,6 +399,7 @@ export class FixedDepositAccountInterestRateChartStepComponent implements OnChan
           principalAmount: this.principalAmount,
           annualInterestRate: rate,
           tenureInMonths,
+          tenureInDays,
           interestCompoundingPeriodInMonths: compMonths, // 0 = daily, now supported by backend
           interestPostingPeriodInMonths: postMonths,
           submittedOnDate: submittedOnDateStr,
@@ -417,7 +422,8 @@ export class FixedDepositAccountInterestRateChartStepComponent implements OnChan
                 Math.round(this.principalAmount * Math.pow(1 + r / daysInYearVal, enteredDays) * 100) / 100;
             } else {
               const n = 12 / compMonths;
-              const totalCompoundings = Math.floor(tenureInMonths / compMonths);
+              const effectiveMonths = tenureInMonths ?? enteredDays / 30;
+              const totalCompoundings = Math.floor(effectiveMonths / compMonths);
               const rPerCompounding = rate / (n * 100);
               result.maturityAmount =
                 Math.round(this.principalAmount * Math.pow(1 + rPerCompounding, totalCompoundings) * 100) / 100;

src/app/deposits/fixed-deposits/fixed-deposits.service.ts

@@ -133,7 +133,8 @@ export class FixedDepositsService {
   calculateFixedDepositInterest(params: {
     principalAmount: number;
     annualInterestRate: number;
-    tenureInMonths: number;
+    tenureInMonths?: number;
+    tenureInDays?: number; // alternative to tenureInMonths, for sub-month FD Single tenures
     interestCompoundingPeriodInMonths: number;
     interestPostingPeriodInMonths: number;
     submittedOnDate?: string; // yyyy-MM-dd — enables exact calendar calculation

src/app/fiu/fiu.component.html

@@ -167,7 +167,9 @@
           </div>
           <!-- The 15th of the month after the one being reported, worked out rather than fixed at
                15 Feb 2026 — a due date that never moves stops being a due date. -->
-          <div class="dc-meta">Due: <strong>{{ ctrDueDateLabel }}</strong></div>
+          <div class="dc-meta">
+            Due: <strong>{{ ctrDueDateLabel }}</strong>
+          </div>
           <button class="dc-btn" (click)="showTab('ctr')"><fa-icon icon="external-link-alt"></fa-icon> Open</button>
         </div>
         <div class="dc-card">
@@ -220,9 +222,7 @@
         @if (ctrLinesLoading) {
           <div class="fiu-note">Loading the generated CTR lines…</div>
         } @else if (ctrLinesError) {
-          <div class="fiu-note fiu-note--warn">
-            <fa-icon icon="exclamation-triangle"></fa-icon> {{ ctrLinesError }}
-          </div>
+          <div class="fiu-note fiu-note--warn"><fa-icon icon="exclamation-triangle"></fa-icon> {{ ctrLinesError }}</div>
         } @else if (!ctrTxns.length) {
           <div class="fiu-note fiu-note--warn">
             <fa-icon icon="exclamation-triangle"></fa-icon>
@@ -432,87 +432,17 @@
     }
 
     <div class="fiu-section">
-      <!-- LIVE: suspicious AML alerts awaiting AML Officer review (Structuring, PEP, etc.) -->
-      <div class="fiu-form-meta">
-        <div class="fiu-form-title">
-          <h3>Live AML Alerts (Awaiting Triage)</h3>
-          <p>Flagged by the monitoring engine for suspicious behavioral patterns — triage and whitelist or escalate</p>
-        </div>
-        <!-- Whitelisted is deliberately absent: cleared alerts are not STR business and have
-             their own register below. -->
-        <select class="fiu-inp" [(ngModel)]="amlAlertStatusFilter">
-          <option value="">All statuses</option>
-          <option value="RAISED">Raised</option>
-          <option value="UNDER_REVIEW">Under Review</option>
-          <option value="ESCALATED">Escalated</option>
-        </select>
+      <!-- The triage queue that used to head this tab has gone. It listed the same open alerts as the AML Rules
+           Master, and listed them worse: without the severity bands, the per-rule findings or the batch decision that
+           screen carries. Two places to work the same queue is how an alert gets cleared in one and escalated in the
+           other. This tab keeps what is about the filing itself - what was cleared, and what became an STR case. -->
+      <div class="fiu-note">
+        <fa-icon icon="info-circle"></fa-icon>
+        <span>
+          Alerts are triaged in <strong>RBI &rsaquo; AML Rules Master &rsaquo; Flagged Transactions</strong>. What an
+          officer escalates there arrives here as an STR case.
+        </span>
       </div>
-      <div class="fiu-tbl-wrap">
-        <table class="fiu-tbl">
-          <thead>
-            <tr>
-              <th>ID</th>
-              <th>Client</th>
-              <th>Type</th>
-              <th>Rule</th>
-              <th class="ta-r">Amount</th>
-              <th>Raised On</th>
-              <th>Status</th>
-              <th class="ta-c">Routes To</th>
-              <th>Notes</th>
-              <th>Action</th>
-            </tr>
-          </thead>
-          <tbody>
-            @for (alert of amlSuspiciousAlerts; track alert.id) {
-              <tr>
-                <td>{{ alert.id }}</td>
-                <td>{{ alert.clientDisplayName }}</td>
-                <td>{{ alert.transactionType }}</td>
-                <td>{{ alert.ruleCode }} &mdash; {{ alert.ruleDescription }}</td>
-                <td class="ta-r mono">&#8377;{{ alert.amount | number: '1.0-0' }}</td>
-                <td>{{ asDate(alert.raisedOn) | date: 'medium' }}</td>
-                <td>
-                  <span [class]="amlStatusClass(alert.status)">{{ alert.status }}</span>
-                </td>
-                <td class="ta-c">
-                  <span [class]="alertRouteClass(alert.status, false)">{{ alertRouteLabel(alert.status, false) }}</span>
-                </td>
-                <td>
-                  @if (alert.status === 'RAISED' || alert.status === 'UNDER_REVIEW') {
-                    <input
-                      type="text"
-                      class="fiu-inp"
-                      placeholder="Review notes"
-                      [(ngModel)]="amlReviewNotes[alert.id]"
-                    />
-                  } @else {
-                    <span class="muted">{{ alert.reviewNotes }}</span>
-                  }
-                </td>
-                <td>
-                  @if (alert.status === 'RAISED' || alert.status === 'UNDER_REVIEW') {
-                    <div class="fiu-action-group" *mifosxHasPermission="'REVIEW_AML_ALERT'">
-                      <button class="fiu-btn fiu-btn-g" (click)="whitelistAlert(alert)">Whitelist</button>
-                      <button class="fiu-btn fiu-btn-xml" (click)="escalateAlert(alert)">Escalate</button>
-                    </div>
-                  }
-                </td>
-              </tr>
-            } @empty {
-              <tr>
-                <td colspan="10" class="fiu-empty">No suspicious behavioral alerts awaiting triage.</td>
-              </tr>
-            }
-          </tbody>
-        </table>
-      </div>
-      <p class="fiu-tbl-legend">
-        <span class="report-pill report-pending">Pending</span> awaiting Whitelist/Escalate decision &middot;
-        <span class="report-pill report-str">→ STR</span> escalated to Principal Officer as an STR case
-      </p>
-
-      <hr style="border: 0; border-top: 1px solid var(--f-g200); margin: 8px 0" />
 
       <!-- Cleared register: whitelisted alerts, kept out of the STR queue but retained with the
            evidence recorded at review time. -->
@@ -590,7 +520,7 @@
             </tr>
           </thead>
           <tbody>
-            @for (sc of amlStrCases; track sc.id) {
+            @for (sc of liveStrCases; track sc.id) {
               <tr [class.selected-row]="selectedStrCase?.id === sc.id">
                 <td>{{ sc.id }}</td>
                 <td>{{ sc.clientDisplayName }}</td>
@@ -607,13 +537,50 @@
               </tr>
             } @empty {
               <tr>
-                <td colspan="8" class="fiu-empty">No STR cases yet.</td>
+                <td colspan="8" class="fiu-empty">No STR cases outstanding.</td>
               </tr>
             }
           </tbody>
         </table>
       </div>
 
+      <!-- Filed cases are finished work, not outstanding work, so they sit apart from the live queue — but they are
+           the bank's record of what went to FIU-IND and against which reference, so they stay visible. -->
+      @if (filedStrCases.length) {
+        <div class="fiu-form-meta" style="margin-top: 18px">
+          <div class="fiu-form-title">
+            <h3>Filed with FIU-IND</h3>
+            <p>Reported and closed — kept for the record, with the reference the filing was made under.</p>
+          </div>
+        </div>
+        <div class="fiu-tbl-wrap">
+          <table class="fiu-tbl">
+            <thead>
+              <tr>
+                <th>ID</th>
+                <th>Client</th>
+                <th>Conclusion</th>
+                <th>Filed On</th>
+                <th>FIU Reference</th>
+                <th>Action</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (sc of filedStrCases; track sc.id) {
+                <tr>
+                  <td>{{ sc.id }}</td>
+                  <td>{{ sc.clientDisplayName }}</td>
+                  <td>{{ sc.conclusion || '—' }}</td>
+                  <td>{{ asDate(sc.strFiledOn) | date: 'dd MMM yyyy' }}</td>
+                  <td class="mono">{{ sc.strReferenceNo || '—' }}</td>
+                  <td><button class="fiu-btn fiu-btn-g" (click)="selectStrCase(sc)">View</button></td>
+                </tr>
+              }
+            </tbody>
+          </table>
+        </div>
+      }
+
       @if (selectedStrCase) {
         <div class="str-case-detail">
           <div class="fiu-form-meta">

src/app/fiu/fiu.component.ts

@@ -7,6 +7,7 @@
  */
 
 import { Component, OnInit, inject } from '@angular/core';
+import { ActivatedRoute } from '@angular/router';
 import { FormsModule } from '@angular/forms';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
@@ -25,8 +26,7 @@ import {
   KycIndividual,
   PoFinding,
   StrStatus,
-  StrTransaction,
-  STR_TXNS
+  StrTransaction
 } from './fiu-data';
 
 /** A FINnet file rendered as a grid — the same rows that go into the CSV. */
@@ -130,6 +130,7 @@ export class FiuComponent implements OnInit {
   private amlService = inject(AmlService);
   private sanctionsLogsService = inject(SanctionsLogsService);
   private authenticationService = inject(AuthenticationService);
+  private route = inject(ActivatedRoute);
   /** Active tab */
   activeTab: 'dashboard' | 'ctr' | 'str' | 'customers' | 'files' = 'dashboard';
 
@@ -154,7 +155,16 @@ export class FiuComponent implements OnInit {
    * is honestly empty rather than populated with rows that cannot be filed.
    */
   tc1Txns: CardTransaction[] = [];
-  strTxns: StrTransaction[] = STR_TXNS;
+  /**
+   * The STR transaction file.
+   *
+   * Empty, for the same reason TC1 and the customer cards are. The four rows that sat here named customers this bank
+   * has never onboarded, against account numbers it does not hold, for sums it never received — on the screen an
+   * officer files suspicious-transaction reports from. A filing built on invented rows is not a draft; it is a false
+   * report to FIU-IND. The live alerts the engine has actually escalated are listed on this tab already, and the
+   * file fills from those when the STR export is wired to them.
+   */
+  strTxns: StrTransaction[] = [];
   /**
    * KC1 / KC2 — the customer cards that travel with the CTR bundle.
    *
@@ -210,13 +220,29 @@ export class FiuComponent implements OnInit {
    */
   sanctionsStrCases: any[] = [];
   sanctionsStrFilter = '';
-  amlAlertStatusFilter = '';
-  amlReviewNotes: Record<number, string> = {};
 
   amlCtrReports: any[] = [];
   ctrGenerateMonth = '';
 
   amlStrCases: any[] = [];
+
+  /**
+   * The cases still carrying work, which is what "Live" means here.
+   *
+   * <p>
+   * A case that has been filed with FIU-IND is finished: the report is gone, the reference number is on it, and there
+   * is nothing left for the Principal Officer to do. Leaving it in the live queue is how a working list stops being
+   * one — every filed case stays on it for good, and an officer opening the tab has to tell the outstanding work from
+   * the closed by reading a status column. Filed cases are listed below, where they can still be looked up.
+   */
+  get liveStrCases(): any[] {
+    return this.amlStrCases.filter((c) => c?.status !== 'FILED');
+  }
+
+  /** Cases already filed with FIU-IND, kept for the record rather than as work. */
+  get filedStrCases(): any[] {
+    return this.amlStrCases.filter((c) => c?.status === 'FILED');
+  }
   selectedStrCase: any = null;
   concludeConclusion: 'NOT_SUSPICIOUS' | 'SUSPICIOUS' = 'NOT_SUSPICIOUS';
   concludeInvestigationNotes = '';
@@ -398,6 +424,14 @@ export class FiuComponent implements OnInit {
     this.isHeadOffice = this.authenticationService.isHeadOfficeUser();
     this.currentOfficeName = creds?.officeName || 'Branch Office';
 
+    // Opened on a particular tab when another screen sends the officer here for a reason - the Risk
+    // Review Report links a case that is with the Principal Officer straight to the STR queue, so
+    // landing on the dashboard would make them find it themselves.
+    const wantedTab = this.route.snapshot.queryParamMap.get('tab');
+    if (wantedTab === 'str' || wantedTab === 'ctr' || wantedTab === 'customers' || wantedTab === 'files') {
+      this.activeTab = wantedTab;
+    }
+
     // The header named a hard-coded officer and a hard-coded month — "Karthik Kamath" and
     // "January 2026" — on a screen whose whole purpose is to say which month is being filed and
     // by whom. Both now come from the session and the clock.
@@ -615,10 +649,9 @@ export class FiuComponent implements OnInit {
   }
 
   /**
-   * Always fetches every status. The triage table and the cleared register are two views of the
-   * same set, so filtering server-side would empty one whenever the other was narrowed — and the
-   * CTR tab reads this list too, which a status filter chosen on the STR tab should not touch.
-   * amlAlertStatusFilter is applied client-side in {@link amlSuspiciousAlerts} instead.
+   * Always fetches every status. This tab shows what was cleared and what became an STR case, which are two views of
+   * the same set, and the CTR tab reads the list as well — so narrowing it server-side for one view would empty
+   * another.
    */
   loadAmlAlerts(): void {
     this.amlService.getAlerts().subscribe((data) => (this.amlAlerts = data || []));
@@ -661,7 +694,8 @@ export class FiuComponent implements OnInit {
         this.ctrLinesLoading = false;
         this.ctrTxns = [];
         this.ctrLinesError =
-          err?.error?.defaultUserMessage || 'Could not load the generated CTR lines. Generate a report for the month first.';
+          err?.error?.defaultUserMessage ||
+          'Could not load the generated CTR lines. Generate a report for the month first.';
       }
     });
   }
@@ -761,48 +795,6 @@ export class FiuComponent implements OnInit {
     return (err: any) => this.toast(err?.error?.defaultUserMessage || `${action} failed — please retry`);
   }
 
-  /**
-   * Clearing or escalating an alert has to carry a reason: review_notes is the only audit record of
-   * why a flagged transaction was disposed of, and an empty string leaves no trace of the decision.
-   */
-  private reviewNotesOf(alert: any): string | null {
-    const notes = (this.amlReviewNotes[alert.id] || '').trim();
-    if (!notes) {
-      this.toast(`Enter review notes before disposing of alert #${alert.id}`);
-      return null;
-    }
-    return notes;
-  }
-
-  whitelistAlert(alert: any): void {
-    const notes = this.reviewNotesOf(alert);
-    if (!notes) {
-      return;
-    }
-    this.amlService.reviewAlert(alert.id, 'WHITELIST', notes).subscribe({
-      next: () => {
-        this.toast(`Alert #${alert.id} whitelisted — no STR raised`);
-        this.loadAmlAlerts();
-      },
-      error: this.apiError(`Whitelisting alert #${alert.id}`)
-    });
-  }
-
-  escalateAlert(alert: any): void {
-    const notes = this.reviewNotesOf(alert);
-    if (!notes) {
-      return;
-    }
-    this.amlService.reviewAlert(alert.id, 'ESCALATE', notes).subscribe({
-      next: () => {
-        this.toast(`Alert #${alert.id} escalated — now an STR case for the Principal Officer`);
-        this.loadAmlAlerts();
-        this.loadAmlStrCases();
-      },
-      error: this.apiError(`Escalating alert #${alert.id}`)
-    });
-  }
-
   generateCtrReport(): void {
     if (!this.ctrGenerateMonth) {
       this.toast('Pick a reporting month first');
@@ -990,9 +982,16 @@ export class FiuComponent implements OnInit {
   get liveStrFiled(): number {
     return this.amlStrCases.filter((c) => c.status === 'FILED').length;
   }
-  /** Still needs PO action: untouched, or concluded suspicious but not yet filed with FIU-IND. */
+  /**
+   * Still needs PO action: anything neither filed with FIU-IND nor concluded clear.
+   *
+   * Counted by what is unfinished rather than by naming the statuses that are. Adding up OPEN and CONCLUDED_SUSPICIOUS
+   * gives the same figure today, but it is the shape that fails quietly: a case in any status those two do not name
+   * drops out of the KPI while still sitting in the queue below it, and the dashboard then under-reports the work.
+   * That is exactly how five undecided alerts hid behind a pending count of 1 on the flagged-transactions screen.
+   */
   get liveStrPending(): number {
-    return this.liveStrOpen + this.liveStrAwaitingFiling;
+    return this.amlStrCases.filter((c) => c?.status !== 'FILED' && c?.status !== 'CONCLUDED_CLEAR').length;
   }
   get totalCustomers(): number {
     return this.kc1.length + this.kc2.length;
@@ -1021,12 +1020,6 @@ export class FiuComponent implements OnInit {
    * The STR triage queue: still to decide, or already escalated. Whitelisted alerts are closed
    * with no report, so they are not STR business — they live in {@link amlWhitelistedAlerts}.
    */
-  get amlSuspiciousAlerts(): any[] {
-    return this.behaviouralAlerts.filter(
-      (a) => a.status !== 'WHITELISTED' && (!this.amlAlertStatusFilter || a.status === this.amlAlertStatusFilter)
-    );
-  }
-
   /** Cleared register: alerts closed as false positives, kept for audit with their evidence. */
   get amlWhitelistedAlerts(): any[] {
     return this.behaviouralAlerts.filter((a) => a.status === 'WHITELISTED');
@@ -1689,7 +1682,9 @@ export class FiuComponent implements OnInit {
   private writeLiveStrXml(cases: any[], filename: string): void {
     const xml: string[] = [];
     xml.push('<?xml version="1.0" encoding="UTF-8"?>');
-    xml.push(`<STR xmlns="http://fiuind.gov.in/finnet2/str" reportingMonth="${this.escapeXml(this.reportingMonthLabel)}">`);
+    xml.push(
+      `<STR xmlns="http://fiuind.gov.in/finnet2/str" reportingMonth="${this.escapeXml(this.reportingMonthLabel)}">`
+    );
     xml.push(`  <REBank name="${this.escapeXml(this.bank.name)}" />`);
     if (this.principalOfficerName) {
       xml.push(`  <PrincipalOfficer name="${this.escapeXml(this.principalOfficerName)}" />`);

src/app/letter-mgmt/certificates/certificate-preview-dialog/certificate-preview-dialog.component.scss

@@ -576,13 +576,11 @@
 }
 
 /* ───────── Print — only the page, no toolbar / dialog chrome ─────────
-   This dialog is opened with `maxHeight: '92vh'`, which Angular Material carries onto the
-   overlay pane / .mat-mdc-dialog-container as an inline max-height + overflow:auto clip.
-   `position: absolute` still lives inside that clip and gets cut off — only the on-screen
-   scroll position prints. `position: fixed` escapes it: a fixed element's containing block is
-   the viewport itself, not the clipped ancestor (the classic "fixed child ignores an
-   overflow:hidden parent" behaviour), as long as nothing between here and the viewport sets a
-   transform/filter — the CDK overlay chrome doesn't. */
+   The document-level clip (`html, body { overflow: hidden }`) is lifted globally in main.scss's
+   print block; what remains here is this dialog's own clip — it opens with `maxHeight: '92vh'`,
+   which Angular Material carries onto the overlay pane / .mat-mdc-dialog-container as an inline
+   max-height plus overflow:auto. Freeing those lets the whole certificate flow onto the page in
+   normal static order (a fixed/absolute hack would pin it to the first page instead). */
 @media print {
   body > :not(.cdk-overlay-container) {
     display: none !important;
@@ -611,9 +609,7 @@
   }
 
   .cpd-root {
-    position: fixed;
-    left: 0;
-    top: 0;
+    position: static;
     width: 100% !important;
     height: auto !important;
     background: #fff;

src/app/products/loan-interest-rate-register/cibil-adjustment/cibil-adjustment.component.html

@@ -0,0 +1,166 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="ca" *ngIf="register">
+  <div class="ca__header">
+    <div class="ca__header-icon">CS</div>
+    <div class="ca__header-text">
+      <h2>CIBIL / credit score adjustment</h2>
+      <p>Applied on top of the chart rate at loan sanction · reused across all loan products linked to this register</p>
+    </div>
+    <button mat-stroked-button (click)="backToRegister()">← Back to register</button>
+  </div>
+
+  <div class="ca__body">
+    <div class="ca__left">
+      <div class="ca__card">
+        <div class="ca__card-head">
+          <div class="ca__card-title">Credit score slabs</div>
+          <button mat-stroked-button class="ca__dash-btn"><i class="fas fa-plus"></i> Add slab</button>
+        </div>
+        <table class="ca__table">
+          <thead>
+            <tr>
+              <th>#</th>
+              <th class="ca__num">Score from</th>
+              <th class="ca__num">Score to</th>
+              <th>Risk tier</th>
+              <th>Type</th>
+              <th class="ca__num">Adjustment</th>
+              <th></th>
+            </tr>
+          </thead>
+          <tbody>
+            <tr *ngFor="let slab of register.cibilSlabs; let i = index" [class.ca__row-alt]="i % 2 === 1">
+              <td>{{ i + 1 }}</td>
+              <td class="ca__num">{{ slab.from }}</td>
+              <td class="ca__num">{{ slab.to }}</td>
+              <td>
+                <span [class]="tierClass(slab.tier)">{{ slab.tier }}</span>
+              </td>
+              <td>{{ slab.type }}</td>
+              <td class="ca__num">
+                <span [class]="adjustmentClass(slab.adjustmentPct)">{{ formatPct(slab.adjustmentPct) }}</span>
+              </td>
+              <td class="ca__dots">⋯</td>
+            </tr>
+          </tbody>
+        </table>
+      </div>
+
+      <div class="ca__card">
+        <div class="ca__card-body">
+          <div class="ca__card-title">Fallback behaviour</div>
+          <div class="ca__fallback-grid">
+            <div class="ca__field">
+              <label>NO CIBIL AVAILABLE</label>
+              <select [(ngModel)]="register.fallbackNoCibilSlab">
+                <option *ngFor="let slab of register.cibilSlabs; let i = index" [value]="i + 1">
+                  Use slab {{ i + 1 }} ({{ slab.tier }}, {{ formatPct(slab.adjustmentPct) }})
+                </option>
+              </select>
+            </div>
+            <div class="ca__field">
+              <label>CIBIL BELOW MIN SLAB</label>
+              <select [(ngModel)]="register.fallbackBelowMin">
+                <option value="use-min-slab">Use minimum slab adjustment</option>
+                <option value="block">Block loan — manual approval</option>
+              </select>
+            </div>
+          </div>
+        </div>
+      </div>
+    </div>
+
+    <div class="ca__right">
+      <div class="ca__card">
+        <div class="ca__card-head">
+          <div class="ca__card-title">Live preview</div>
+          <div class="ca__card-hint">pick a scenario</div>
+        </div>
+        <div class="ca__card-body">
+          <div class="ca__preview-grid">
+            <div class="ca__field">
+              <label>PRODUCT</label>
+              <select [(ngModel)]="previewProductSrNo">
+                <option *ngFor="let row of register.rows" [value]="row.srNo">{{ row.particulars }}</option>
+              </select>
+            </div>
+            <div class="ca__field">
+              <label>LOAN AMOUNT</label>
+              <input type="number" [(ngModel)]="previewAmount" />
+            </div>
+            <div class="ca__field">
+              <label>CIBIL SCORE</label>
+              <input type="number" min="0" max="900" [(ngModel)]="previewCibil" />
+            </div>
+            <div class="ca__field">
+              <label>TENURE (MONTHS)</label>
+              <input type="number" [(ngModel)]="previewTenureMonths" />
+            </div>
+          </div>
+
+          <div class="ca__derivation">
+            <div class="ca__derivation-label">RATE DERIVATION</div>
+            <div class="ca__derivation-row">
+              <span>Chart cell — {{ productLabel(previewProductSrNo) }}</span>
+              <span class="ca__derivation-val">{{
+                chartCell() !== null ? (chartCell() | number: '1.2-2') + '%' : 'N.A.'
+              }}</span>
+            </div>
+            <div class="ca__derivation-row">
+              <span>CIBIL {{ previewCibil }} ({{ cibilSlab()?.tier ?? '—' }})</span>
+              <span
+                class="ca__derivation-val"
+                [class.ca__derivation-val--pos]="(cibilSlab()?.adjustmentPct ?? 0) < 0"
+                [class.ca__derivation-val--neg]="(cibilSlab()?.adjustmentPct ?? 0) > 0"
+              >
+                {{ formatPct(cibilSlab()?.adjustmentPct ?? 0) }}
+              </span>
+            </div>
+            <div class="ca__derivation-row ca__derivation-row--muted">
+              <span>Product floor / ceiling</span>
+              <span>no clamp</span>
+            </div>
+            <div class="ca__divider"></div>
+            <div class="ca__final">
+              <span>Final rate</span>
+              <span class="ca__final-val">{{ finalRate() }}</span>
+            </div>
+          </div>
+        </div>
+      </div>
+
+      <div class="ca__card">
+        <div class="ca__card-body">
+          <div class="ca__card-title">What changes if…</div>
+          <div class="ca__scenarios">
+            <div class="ca__scenario">
+              <span>CIBIL = 700</span>
+              <span>{{ rateFor(700) }}</span>
+            </div>
+            <div class="ca__scenario">
+              <span>CIBIL = 870</span>
+              <span class="ca__scenario-val--pos">{{ rateFor(870) }}</span>
+            </div>
+            <div class="ca__scenario">
+              <span>No CIBIL fetched</span>
+              <span class="ca__scenario-val--warn">{{ rateForFallback() }}</span>
+            </div>
+          </div>
+        </div>
+      </div>
+    </div>
+  </div>
+
+  <div class="ca__footer">
+    <button mat-stroked-button (click)="backToRegister()">← Register</button>
+    <div class="ca__footer-note">Changes apply to new sanctions once the register is approved</div>
+    <button mat-flat-button color="primary" (click)="save()">Save adjustments</button>
+  </div>
+</div>

src/app/products/loan-interest-rate-register/cibil-adjustment/cibil-adjustment.component.scss

@@ -0,0 +1,344 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.ca {
+  background: #f8fafc;
+  min-height: calc(100vh - 160px);
+  padding: 20px 32px;
+  display: flex;
+  flex-direction: column;
+  gap: 16px;
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 14px;
+    padding: 20px 24px;
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 10px;
+  }
+
+  &__header-icon {
+    width: 40px;
+    height: 40px;
+    border-radius: 9px;
+    background: #dbeafe;
+    color: #1d4ed8;
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    font-size: 15px;
+    font-weight: 700;
+  }
+
+  &__header-text {
+    flex: 1;
+
+    h2 {
+      margin: 0;
+      font-size: 20px;
+      font-weight: 600;
+    }
+
+    p {
+      margin: 3px 0 0;
+      font-size: 12px;
+      color: #64748b;
+    }
+  }
+
+  &__body {
+    display: grid;
+    grid-template-columns: 1.3fr 1fr;
+    gap: 16px;
+  }
+
+  &__left,
+  &__right {
+    display: flex;
+    flex-direction: column;
+    gap: 14px;
+  }
+
+  &__card {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 10px;
+    overflow: hidden;
+  }
+
+  &__card-head {
+    padding: 12px 16px;
+    border-bottom: 1px solid #f1f5f9;
+    display: flex;
+    align-items: center;
+    gap: 10px;
+  }
+
+  &__card-title {
+    font-size: 14px;
+    font-weight: 600;
+  }
+
+  &__card-hint {
+    margin-left: auto;
+    font-size: 11px;
+    color: #64748b;
+  }
+
+  &__card-body {
+    padding: 14px 18px;
+    display: flex;
+    flex-direction: column;
+    gap: 12px;
+  }
+
+  &__dash-btn {
+    margin-left: auto;
+    height: 28px;
+    font-size: 11px;
+    font-weight: 600;
+    color: #1d4ed8;
+    border: 1px dashed #1d4ed8;
+
+    i {
+      margin-right: 3px;
+    }
+  }
+
+  &__table {
+    width: 100%;
+    border-collapse: collapse;
+    font-size: 13px;
+
+    thead tr {
+      background: #f8fafc;
+      color: #64748b;
+      font-size: 10px;
+      text-transform: uppercase;
+      letter-spacing: 0.3px;
+
+      th {
+        text-align: left;
+        padding: 9px 14px;
+        font-weight: 600;
+      }
+    }
+
+    tbody tr {
+      border-top: 1px solid #f1f5f9;
+
+      td {
+        padding: 11px 14px;
+      }
+    }
+  }
+
+  &__row-alt {
+    background: #fafbfc;
+  }
+
+  &__num {
+    text-align: right;
+  }
+
+  &__dots {
+    text-align: center;
+    color: #94a3b8;
+    cursor: pointer;
+  }
+
+  &__fallback-grid,
+  &__preview-grid {
+    display: grid;
+    grid-template-columns: 1fr 1fr;
+    gap: 14px;
+  }
+
+  &__field {
+    display: flex;
+    flex-direction: column;
+
+    label {
+      font-size: 11px;
+      color: #64748b;
+      font-weight: 600;
+      letter-spacing: 0.3px;
+      margin-bottom: 4px;
+    }
+
+    input,
+    select {
+      height: 36px;
+      border: 1px solid #cbd5e1;
+      background: white;
+      border-radius: 6px;
+      padding: 0 12px;
+      font-size: 13px;
+      color: #0f172a;
+      font-family: inherit;
+
+      &:focus {
+        outline: 2px solid #1d4ed8;
+        outline-offset: -1px;
+      }
+    }
+  }
+
+  &__derivation {
+    padding: 12px 14px;
+    background: #f8fafc;
+    border-radius: 8px;
+  }
+
+  &__derivation-label {
+    font-size: 11px;
+    color: #64748b;
+    font-weight: 600;
+    letter-spacing: 0.3px;
+    margin-bottom: 8px;
+  }
+
+  &__derivation-row {
+    display: flex;
+    justify-content: space-between;
+    font-size: 12px;
+    padding: 3px 0;
+
+    &--muted {
+      color: #64748b;
+    }
+  }
+
+  &__derivation-val {
+    font-weight: 600;
+
+    &--pos {
+      color: #059669;
+    }
+
+    &--neg {
+      color: #dc2626;
+    }
+  }
+
+  &__divider {
+    height: 1px;
+    background: #e2e8f0;
+    margin: 8px 0;
+  }
+
+  &__final {
+    display: flex;
+    justify-content: space-between;
+    align-items: center;
+
+    span:first-child {
+      font-size: 12px;
+      font-weight: 600;
+    }
+  }
+
+  &__final-val {
+    font-size: 20px;
+    font-weight: 700;
+    color: #1d4ed8;
+  }
+
+  &__scenarios {
+    display: flex;
+    flex-direction: column;
+    gap: 8px;
+    font-size: 12px;
+    color: #334155;
+  }
+
+  &__scenario {
+    padding: 8px 10px;
+    background: #f8fafc;
+    border-radius: 6px;
+    display: flex;
+    justify-content: space-between;
+
+    span:last-child {
+      font-weight: 600;
+    }
+  }
+
+  &__scenario-val--pos {
+    color: #059669;
+  }
+
+  &__scenario-val--warn {
+    color: #d97706;
+  }
+
+  &__footer {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 10px;
+    padding: 10px 16px;
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+  }
+
+  &__footer-note {
+    font-size: 11px;
+    color: #64748b;
+  }
+}
+
+.tier {
+  padding: 3px 8px;
+  border-radius: 4px;
+  font-size: 11px;
+  font-weight: 600;
+
+  &--poor {
+    background: #fee2e2;
+    color: #991b1b;
+  }
+
+  &--fair {
+    background: #fef3c7;
+    color: #92400e;
+  }
+
+  &--good {
+    background: #dbeafe;
+    color: #1e40af;
+  }
+
+  &--vgood {
+    background: #dcfce7;
+    color: #166534;
+  }
+
+  &--excellent {
+    background: #d1fae5;
+    color: #065f46;
+  }
+}
+
+.adj {
+  font-weight: 600;
+
+  &--negative {
+    color: #059669;
+  }
+
+  &--positive {
+    color: #d97706;
+  }
+
+  &--high {
+    color: #dc2626;
+  }
+}

src/app/products/loan-interest-rate-register/cibil-adjustment/cibil-adjustment.component.ts

@@ -0,0 +1,162 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { ActivatedRoute, Router } from '@angular/router';
+import { FormsModule } from '@angular/forms';
+import { MatButtonModule } from '@angular/material/button';
+import { MatFormFieldModule } from '@angular/material/form-field';
+import { MatInputModule } from '@angular/material/input';
+import { MatSelectModule } from '@angular/material/select';
+import { RateRegisterService } from '../rate-register.service';
+import { CibilSlab, RateRegister } from '../models/rate-register.model';
+
+/**
+ * CIBIL/credit-score adjustment editor for a Rate Register — slab table, fallback behaviour
+ * and a live preview that resolves {product, loan amount, CIBIL} down to the final rate.
+ */
+@Component({
+  selector: 'mifosx-cibil-adjustment',
+  templateUrl: './cibil-adjustment.component.html',
+  styleUrls: ['./cibil-adjustment.component.scss'],
+  imports: [
+    CommonModule,
+    FormsModule,
+    MatButtonModule,
+    MatFormFieldModule,
+    MatInputModule,
+    MatSelectModule
+  ]
+})
+export class CibilAdjustmentComponent implements OnInit {
+  private readonly service = inject(RateRegisterService);
+  private readonly route = inject(ActivatedRoute);
+  private readonly router = inject(Router);
+
+  register!: RateRegister;
+
+  // Live preview inputs.
+  previewProductSrNo = 7; // House Purchase / Construction
+  previewAmount = 2500000;
+  previewCibil = 820;
+  previewTenureMonths = 120;
+
+  ngOnInit(): void {
+    const idParam = this.route.snapshot.queryParamMap.get('id');
+    const id = idParam ? Number(idParam) : null;
+    this.service.list().subscribe((all) => {
+      this.register = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
+    });
+  }
+
+  tierClass(tier: CibilSlab['tier']): string {
+    const map: Record<string, string> = {
+      Poor: 'tier tier--poor',
+      Fair: 'tier tier--fair',
+      Good: 'tier tier--good',
+      'V. Good': 'tier tier--vgood',
+      Excellent: 'tier tier--excellent'
+    };
+    return map[tier] ?? 'tier';
+  }
+
+  adjustmentClass(pct: number): string {
+    if (pct < 0) {
+      return 'adj adj--negative';
+    }
+    if (pct > 0) {
+      return pct >= 1 ? 'adj adj--high' : 'adj adj--positive';
+    }
+    return 'adj';
+  }
+
+  formatPct(pct: number): string {
+    if (pct === 0) {
+      return '0.00%';
+    }
+    const sign = pct > 0 ? '+' : '−';
+    return `${sign}${Math.abs(pct).toFixed(2)}%`;
+  }
+
+  /** Looks up the chart cell for the currently previewed scenario. */
+  private chartRateFor(productSrNo: number, amount: number): number | null {
+    const row = this.register.rows.find((r) => r.srNo === productSrNo);
+    if (!row) {
+      return null;
+    }
+    for (let i = 0; i < this.register.slabs.length; i++) {
+      const slab = this.register.slabs[i];
+      const upto = slab.amountUpto;
+      if (upto === null || amount <= upto) {
+        const cell = row.rates[i];
+        if (cell === null) {
+          return null;
+        }
+        if (typeof cell === 'string') {
+          // Formula cell — in a real derive we'd resolve against the pledged deposit's rate.
+          return null;
+        }
+        return cell;
+      }
+    }
+    return null;
+  }
+
+  private cibilAdjustmentFor(score: number): CibilSlab | null {
+    return this.register.cibilSlabs.find((s) => score >= s.from && score <= s.to) ?? null;
+  }
+
+  chartCell(): number | null {
+    return this.chartRateFor(this.previewProductSrNo, this.previewAmount);
+  }
+
+  cibilSlab(): CibilSlab | null {
+    return this.cibilAdjustmentFor(this.previewCibil);
+  }
+
+  finalRate(): string {
+    const base = this.chartCell();
+    const slab = this.cibilSlab();
+    if (base === null) {
+      return 'N.A.';
+    }
+    const adjustment = slab?.adjustmentPct ?? 0;
+    return `${(base + adjustment).toFixed(2)}% p.a.`;
+  }
+
+  productLabel(srNo: number): string {
+    return this.register.rows.find((r) => r.srNo === srNo)?.particulars ?? '—';
+  }
+
+  rateFor(cibil: number): string {
+    const base = this.chartRateFor(this.previewProductSrNo, this.previewAmount);
+    if (base === null) {
+      return 'N.A.';
+    }
+    const slab = this.cibilAdjustmentFor(cibil);
+    return `${(base + (slab?.adjustmentPct ?? 0)).toFixed(2)}%`;
+  }
+
+  rateForFallback(): string {
+    const base = this.chartRateFor(this.previewProductSrNo, this.previewAmount);
+    if (base === null) {
+      return 'N.A.';
+    }
+    const fallback = this.register.cibilSlabs[this.register.fallbackNoCibilSlab - 1];
+    return `${(base + (fallback?.adjustmentPct ?? 0)).toFixed(2)}%`;
+  }
+
+  backToRegister(): void {
+    this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: this.register.id } });
+  }
+
+  save(): void {
+    this.backToRegister();
+  }
+}

src/app/products/loan-interest-rate-register/edit-register/edit-register.component.html

@@ -0,0 +1,114 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="er" *ngIf="register">
+  <div class="er__meta-bar">
+    <div class="er__field">
+      <label>REGISTER NAME</label>
+      <input type="text" [(ngModel)]="register.name" />
+    </div>
+    <div class="er__field er__field--date">
+      <label>EFFECTIVE FROM</label>
+      <input type="date" [(ngModel)]="register.effectiveFrom" />
+    </div>
+    <div class="er__field er__field--date">
+      <label>EFFECTIVE TO</label>
+      <input type="date" [(ngModel)]="register.effectiveTo" />
+    </div>
+    <div class="er__field er__field--curr">
+      <label>CURRENCY</label>
+      <select [(ngModel)]="register.currency">
+        <option value="INR">INR</option>
+        <option value="USD">USD</option>
+      </select>
+    </div>
+    <button mat-stroked-button class="er__meta-btn"><i class="fas fa-arrow-down"></i> Import</button>
+    <button mat-stroked-button class="er__meta-btn"><i class="fas fa-arrow-up"></i> Export</button>
+  </div>
+
+  <div class="er__grid-card">
+    <div class="er__grid-head">
+      <div class="er__grid-title">Rate chart grid</div>
+      <div class="er__grid-sub">
+        {{ rows.length }} products × {{ slabs.length }} amount slabs · click any cell to edit
+      </div>
+      <div class="er__grid-actions">
+        <button mat-stroked-button class="er__dash-btn" (click)="addProduct()">
+          <i class="fas fa-plus"></i> Add product
+        </button>
+        <button mat-stroked-button class="er__dash-btn" (click)="addSlab()">
+          <i class="fas fa-plus"></i> Add slab
+        </button>
+      </div>
+    </div>
+    <div class="er__grid-scroll">
+      <table class="er__grid">
+        <thead>
+          <tr>
+            <th class="er__col-particulars">Particulars</th>
+            <th *ngFor="let slab of slabs" class="er__col-rate">{{ slab.label }}</th>
+          </tr>
+        </thead>
+        <tbody>
+          <tr
+            *ngFor="let row of rows; let i = index"
+            [class.er__row-alt]="i % 2 === 1"
+            [class.er__row--formula]="isFormulaRow(row)"
+          >
+            <td class="er__col-particulars">
+              <span class="er__srno">{{ row.srNo }}</span
+              >{{ row.particulars }}
+            </td>
+            <td
+              *ngFor="let cell of row.rates; let j = index"
+              class="er__col-rate er__cell"
+              [class.er__cell--na]="isNa(cell)"
+              [class.er__cell--formula]="isFormulaRow(row)"
+              [class.er__cell--editing]="isEditing(i, j)"
+              (click)="!isEditing(i, j) && startEdit(i, j, cell)"
+            >
+              <input
+                *ngIf="isEditing(i, j); else cellView"
+                #cellInput
+                type="text"
+                class="er__cell-input"
+                [(ngModel)]="editValue"
+                (blur)="saveEdit(i, j)"
+                (keydown.enter)="saveEdit(i, j)"
+                (keydown.escape)="cancelEdit()"
+              />
+              <ng-template #cellView>{{ display(cell) }}</ng-template>
+            </td>
+          </tr>
+        </tbody>
+      </table>
+    </div>
+  </div>
+
+  <div class="er__cibil-strip" (click)="editCibil()">
+    <div class="er__cibil-badge">CS</div>
+    <div class="er__cibil-text">
+      <div class="er__cibil-title">CIBIL / credit score adjustment</div>
+      <div class="er__cibil-sub">
+        {{ register.cibilSlabs.length }} slabs · +1.00% (poor) to −0.20% (excellent) · applied on top of chart rate
+      </div>
+    </div>
+    <a class="er__cibil-edit">Edit →</a>
+  </div>
+
+  <div class="er__footer">
+    <button mat-stroked-button (click)="backToList()">Cancel</button>
+    <div class="er__footer-note">Rates in % p.a. · N.A. = slab not offered · formulas resolved at sanction</div>
+    <div class="er__footer-actions">
+      <button mat-stroked-button>Save draft</button>
+      <button mat-flat-button class="er__submit" (click)="submitForApproval()">
+        <i class="fas fa-check"></i> Submit for approval
+      </button>
+    </div>
+  </div>
+</div>

src/app/products/loan-interest-rate-register/edit-register/edit-register.component.scss

@@ -0,0 +1,323 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.er {
+  background: #f8fafc;
+  min-height: calc(100vh - 160px);
+  padding: 20px 24px;
+  display: flex;
+  flex-direction: column;
+  gap: 12px;
+
+  &__meta-bar {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 9px;
+    padding: 12px 14px;
+    display: flex;
+    gap: 10px;
+    align-items: flex-end;
+  }
+
+  &__field {
+    display: flex;
+    flex-direction: column;
+    flex: 1.5;
+
+    label {
+      font-size: 10px;
+      color: #64748b;
+      font-weight: 600;
+      letter-spacing: 0.3px;
+      margin-bottom: 3px;
+    }
+
+    input,
+    select {
+      height: 32px;
+      border: 1px solid #cbd5e1;
+      background: white;
+      border-radius: 6px;
+      padding: 0 10px;
+      font-size: 13px;
+      font-family: inherit;
+      color: #0f172a;
+
+      &:focus {
+        outline: 2px solid #1d4ed8;
+        outline-offset: -1px;
+      }
+    }
+
+    &--date {
+      flex: 0.9;
+    }
+
+    &--curr {
+      flex: 0.5;
+    }
+  }
+
+  &__meta-btn {
+    height: 32px;
+    font-size: 11px;
+
+    i {
+      margin-right: 4px;
+    }
+  }
+
+  &__grid-card {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 9px;
+    overflow: hidden;
+    display: flex;
+    flex-direction: column;
+    flex: 1;
+    min-height: 500px;
+  }
+
+  &__grid-head {
+    padding: 8px 14px;
+    background: #f8fafc;
+    border-bottom: 1px solid #e2e8f0;
+    display: flex;
+    align-items: center;
+    gap: 10px;
+  }
+
+  &__grid-title {
+    font-size: 12px;
+    font-weight: 600;
+  }
+
+  &__grid-sub {
+    font-size: 10px;
+    color: #64748b;
+  }
+
+  &__grid-actions {
+    margin-left: auto;
+    display: flex;
+    gap: 6px;
+  }
+
+  &__dash-btn {
+    height: 26px;
+    font-size: 10px;
+    font-weight: 600;
+    color: #1d4ed8;
+    border: 1px dashed #1d4ed8;
+
+    i {
+      margin-right: 3px;
+    }
+  }
+
+  &__grid-scroll {
+    overflow: auto;
+    flex: 1;
+  }
+
+  &__grid {
+    width: 100%;
+    border-collapse: separate;
+    border-spacing: 0;
+    font-size: 11px;
+
+    thead tr {
+      background: #f8fafc;
+      color: #475569;
+      font-size: 9px;
+      text-transform: uppercase;
+      letter-spacing: 0.3px;
+
+      th {
+        padding: 8px 7px;
+        font-weight: 600;
+        position: sticky;
+        top: 0;
+        background: #f8fafc;
+        border-bottom: 1px solid #e2e8f0;
+        z-index: 2;
+        white-space: nowrap;
+      }
+    }
+
+    tbody tr {
+      border-top: 1px solid #f1f5f9;
+    }
+
+    td {
+      padding: 7px;
+      text-align: right;
+      cursor: text;
+
+      &:first-child {
+        text-align: left;
+      }
+    }
+  }
+
+  &__col-particulars {
+    position: sticky;
+    left: 0;
+    background: white;
+    border-right: 1px solid #e2e8f0;
+    font-weight: 500;
+    min-width: 240px;
+    text-align: left !important;
+    padding-left: 12px !important;
+  }
+
+  &__row-alt &__col-particulars {
+    background: #fafbfc;
+  }
+
+  &__row-alt {
+    background: #fafbfc;
+  }
+
+  &__row--formula {
+    .er__col-particulars {
+      background: #eff6ff;
+      color: #1d4ed8;
+      font-weight: 600;
+    }
+  }
+
+  &__srno {
+    color: #94a3b8;
+    margin-right: 6px;
+  }
+
+  &__cell {
+    cursor: cell;
+    transition: background-color 0.1s;
+
+    &:hover {
+      background: #f1f5f9;
+      outline: 1px solid #cbd5e1;
+      outline-offset: -1px;
+    }
+
+    &--na {
+      color: #cbd5e1;
+    }
+
+    &--formula {
+      background: #eff6ff;
+      color: #1d4ed8;
+      font-weight: 600;
+    }
+
+    &--editing {
+      padding: 0 !important;
+      background: #fef9c3 !important;
+      outline: 2px solid #1d4ed8 !important;
+      outline-offset: -2px;
+    }
+  }
+
+  &__cell-input {
+    width: 100%;
+    height: 100%;
+    min-height: 28px;
+    border: none;
+    outline: none;
+    background: transparent;
+    padding: 7px;
+    font-size: 11px;
+    text-align: right;
+    font-family: inherit;
+    color: #0f172a;
+    box-sizing: border-box;
+  }
+
+  &__cibil-strip {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 9px;
+    padding: 9px 14px;
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    cursor: pointer;
+    transition: background-color 0.1s;
+
+    &:hover {
+      background: #f8fafc;
+    }
+  }
+
+  &__cibil-badge {
+    width: 24px;
+    height: 24px;
+    border-radius: 12px;
+    background: #dbeafe;
+    color: #1d4ed8;
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    font-size: 11px;
+    font-weight: 700;
+  }
+
+  &__cibil-text {
+    flex: 1;
+  }
+
+  &__cibil-title {
+    font-size: 12px;
+    font-weight: 600;
+  }
+
+  &__cibil-sub {
+    font-size: 10px;
+    color: #64748b;
+    margin-top: 1px;
+  }
+
+  &__cibil-edit {
+    font-size: 11px;
+    font-weight: 600;
+    color: #1d4ed8;
+    cursor: pointer;
+  }
+
+  &__footer {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 9px;
+    padding: 10px 14px;
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+  }
+
+  &__footer-note {
+    font-size: 11px;
+    color: #64748b;
+  }
+
+  &__footer-actions {
+    display: flex;
+    gap: 6px;
+  }
+
+  &__submit {
+    background: #059669 !important;
+    color: white !important;
+    font-weight: 600;
+
+    i {
+      margin-right: 4px;
+    }
+  }
+}

src/app/products/loan-interest-rate-register/edit-register/edit-register.component.ts

@@ -0,0 +1,196 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, ElementRef, OnInit, ViewChild, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { ActivatedRoute, Router, RouterLink } from '@angular/router';
+import { FormsModule } from '@angular/forms';
+import { MatButtonModule } from '@angular/material/button';
+import { MatFormFieldModule } from '@angular/material/form-field';
+import { MatInputModule } from '@angular/material/input';
+import { MatSelectModule } from '@angular/material/select';
+import { MatIconModule } from '@angular/material/icon';
+import { MatDatepickerModule } from '@angular/material/datepicker';
+import { MatNativeDateModule } from '@angular/material/core';
+import { RateRegisterService } from '../rate-register.service';
+import { RateCell, RateChartRow, RateRegister, SlabColumn } from '../models/rate-register.model';
+
+/**
+ * Grid editor for one Loan Interest Rate Register — Excel-shaped: 34 products as rows and 10
+ * amount slabs as columns. Cells can hold a plain rate, N.A., or a formula ("1% + FD"). All
+ * data today comes from {@link RateRegisterService}; wire-up to the real API comes later.
+ */
+@Component({
+  selector: 'mifosx-edit-register',
+  templateUrl: './edit-register.component.html',
+  styleUrls: ['./edit-register.component.scss'],
+  imports: [
+    CommonModule,
+    FormsModule,
+    RouterLink,
+    MatButtonModule,
+    MatFormFieldModule,
+    MatInputModule,
+    MatSelectModule,
+    MatIconModule,
+    MatDatepickerModule,
+    MatNativeDateModule
+  ]
+})
+export class EditRegisterComponent implements OnInit {
+  private readonly service = inject(RateRegisterService);
+  private readonly route = inject(ActivatedRoute);
+  private readonly router = inject(Router);
+
+  register!: RateRegister;
+  slabs: SlabColumn[] = [];
+  rows: RateChartRow[] = [];
+
+  /** The cell currently being edited (row/column indices into the grid), or null when nothing is open. */
+  editing: { row: number; col: number } | null = null;
+  editValue = '';
+
+  @ViewChild('cellInput') cellInput?: ElementRef<HTMLInputElement>;
+
+  ngOnInit(): void {
+    const idParam = this.route.snapshot.queryParamMap.get('id');
+    const id = idParam ? Number(idParam) : null;
+    this.service.list().subscribe((all) => {
+      this.register = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
+      this.slabs = this.register.slabs;
+      this.rows = this.register.rows;
+    });
+  }
+
+  /** Formatted display for a cell. */
+  display(cell: RateCell): string {
+    if (cell === null) {
+      return 'N.A.';
+    }
+    if (typeof cell === 'string') {
+      return cell;
+    }
+    return cell.toFixed(2);
+  }
+
+  isFormulaRow(row: RateChartRow): boolean {
+    return !!row.isFormula;
+  }
+
+  isNa(cell: RateCell): boolean {
+    return cell === null;
+  }
+
+  /** Click on a cell → open it as an editable input, pre-filled with the current value. */
+  startEdit(rowIdx: number, colIdx: number, current: RateCell): void {
+    this.editing = { row: rowIdx, col: colIdx };
+    if (current === null) {
+      this.editValue = '';
+    } else if (typeof current === 'string') {
+      this.editValue = current;
+    } else {
+      this.editValue = current.toString();
+    }
+    // Let the view render the input, then focus and select its contents.
+    setTimeout(() => {
+      const el = this.cellInput?.nativeElement;
+      if (el) {
+        el.focus();
+        el.select();
+      }
+    }, 0);
+  }
+
+  isEditing(rowIdx: number, colIdx: number): boolean {
+    return !!this.editing && this.editing.row === rowIdx && this.editing.col === colIdx;
+  }
+
+  /**
+   * Save the cell:
+   *  - empty / "N.A." / "NA" → the slab is marked unavailable
+   *  - value with letters, "%" or "+" → persisted as a formula string ("1% + FD")
+   *  - plain number → stored as a number so it formats as a %
+   */
+  saveEdit(rowIdx: number, colIdx: number): void {
+    if (!this.editing) {
+      return;
+    }
+    const raw = this.editValue.trim();
+    let next: RateCell;
+    if (!raw || raw.toLowerCase() === 'n.a.' || raw.toLowerCase() === 'na') {
+      next = null;
+    } else if (/[a-zA-Z+%]/.test(raw)) {
+      next = raw;
+    } else {
+      const num = Number(raw);
+      next = Number.isFinite(num) ? num : this.rows[rowIdx].rates[colIdx];
+    }
+    this.rows[rowIdx].rates[colIdx] = next;
+    this.rows[rowIdx].isFormula = this.rows[rowIdx].rates.some((c) => typeof c === 'string');
+    this.editing = null;
+  }
+
+  cancelEdit(): void {
+    this.editing = null;
+  }
+
+  /** Append a new empty product row at the bottom of the grid. */
+  addProduct(): void {
+    const name = window.prompt('New product name', 'New product');
+    if (!name) {
+      return;
+    }
+    const next = this.rows.length > 0 ? Math.max(...this.rows.map((r) => r.srNo)) + 1 : 1;
+    this.rows.push({
+      srNo: next,
+      particulars: name.trim(),
+      rates: Array(this.slabs.length).fill(null),
+      isFormula: false
+    });
+  }
+
+  /** Append a new amount slab column; every existing row grows by one blank cell. */
+  addSlab(): void {
+    const label = window.prompt('Slab label (e.g. "Upto 50,00,000" or "> 50,00,000")', 'New slab');
+    if (!label) {
+      return;
+    }
+    const amountText = window.prompt('Amount upper bound in ₹ (leave blank for no cap)', '');
+    const amountUpto = amountText && amountText.trim() ? Number(amountText) : null;
+    this.slabs.push({
+      key: `s_${Date.now()}`,
+      label: label.trim(),
+      amountUpto: amountUpto !== null && !Number.isFinite(amountUpto) ? null : amountUpto
+    });
+    this.rows.forEach((r) => r.rates.push(null));
+  }
+
+  editCibil(): void {
+    this.router.navigate(['/products/loan-interest-rate-register/cibil'], { queryParams: { id: this.register.id } });
+  }
+
+  backToList(): void {
+    this.router.navigate(['/products/loan-interest-rate-register']);
+  }
+
+  submitForApproval(): void {
+    this.register.status = 'Active';
+    this.router.navigate(['/products/loan-interest-rate-register']);
+  }
+
+  statusChipClass(): string {
+    switch (this.register?.status) {
+      case 'Active':
+        return 'chip chip--active';
+      case 'Draft':
+        return 'chip chip--draft';
+      default:
+        return 'chip chip--expired';
+    }
+  }
+}

src/app/products/loan-interest-rate-register/loan-interest-rate-register.component.html

@@ -0,0 +1,83 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="lirr">
+  <div class="lirr__header">
+    <div class="lirr__header-icon"><i class="fas fa-percentage"></i></div>
+    <div class="lirr__header-text">
+      <h2>Loan Interest Rate Register</h2>
+      <p>Central CIBIL-based rate chart used across all loan products</p>
+    </div>
+    <button mat-stroked-button class="lirr__excel-btn">
+      <i class="fas fa-exchange-alt"></i>
+      Excel
+    </button>
+    <button mat-flat-button color="primary" class="lirr__create-btn" (click)="create()">
+      <i class="fas fa-plus"></i>
+      Create register
+    </button>
+  </div>
+
+  <div class="lirr__body">
+    <div class="lirr__kpi-grid">
+      <div class="lirr__kpi">
+        <div class="lirr__kpi-label">ACTIVE REGISTER</div>
+        <div class="lirr__kpi-value">{{ active?.name ?? 'None' }}</div>
+        <div class="lirr__kpi-sub lirr__kpi-sub--ok">Effective {{ activeWindow() }}</div>
+      </div>
+      <div class="lirr__kpi">
+        <div class="lirr__kpi-label">SLABS</div>
+        <div class="lirr__kpi-value">10 amount slabs</div>
+        <div class="lirr__kpi-sub">₹10k → &gt; ₹25L</div>
+      </div>
+      <div class="lirr__kpi">
+        <div class="lirr__kpi-label">CIBIL ADJUSTMENTS</div>
+        <div class="lirr__kpi-value">{{ active?.cibilSlabs?.length ?? 0 }} slabs</div>
+        <div class="lirr__kpi-sub">+1.00% → −0.20%</div>
+      </div>
+    </div>
+
+    <div class="lirr__table-card">
+      <div class="lirr__table-head">
+        <div class="lirr__table-title">All registers</div>
+      </div>
+      <table class="lirr__table">
+        <thead>
+          <tr>
+            <th>Name</th>
+            <th>Effective from</th>
+            <th>Effective to</th>
+            <th>Status</th>
+            <th>Created by</th>
+            <th>Last modified</th>
+            <th></th>
+          </tr>
+        </thead>
+        <tbody>
+          <tr *ngFor="let r of registers" [class.lirr__row--active]="r.status === 'Active'" (click)="edit(r)">
+            <td>
+              <div class="lirr__name">{{ r.name }}</div>
+              <div class="lirr__name-sub" *ngIf="r.note">{{ r.note }}</div>
+            </td>
+            <td>{{ r.effectiveFrom | date: 'dd MMM yyyy' }}</td>
+            <td>{{ r.effectiveTo ? (r.effectiveTo | date: 'dd MMM yyyy') : '—' }}</td>
+            <td>
+              <span [class]="statusChipClass(r.status)">{{ r.status === 'Active' ? '● Active' : r.status }}</span>
+            </td>
+            <td>{{ r.createdBy }}</td>
+            <td>{{ r.lastModified | date: 'dd MMM yyyy' }}</td>
+            <td class="lirr__row-actions">{{ r.status === 'Draft' ? 'Edit · Submit' : 'View' }}</td>
+          </tr>
+        </tbody>
+      </table>
+      <div class="lirr__table-foot">
+        <div>Showing 1–{{ registers.length }} of {{ registers.length }}</div>
+      </div>
+    </div>
+  </div>
+</div>

src/app/products/loan-interest-rate-register/loan-interest-rate-register.component.scss

@@ -0,0 +1,212 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.lirr {
+  background: #f8fafc;
+  min-height: calc(100vh - 160px);
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 14px;
+    padding: 22px 32px 14px;
+    background: white;
+    border-bottom: 1px solid #e2e8f0;
+  }
+
+  &__header-icon {
+    width: 40px;
+    height: 40px;
+    border-radius: 9px;
+    background: #eff6ff;
+    color: #1d4ed8;
+    display: flex;
+    align-items: center;
+    justify-content: center;
+    font-size: 18px;
+  }
+
+  &__header-text {
+    flex: 1;
+
+    h2 {
+      margin: 0;
+      font-size: 20px;
+      font-weight: 600;
+    }
+
+    p {
+      margin: 3px 0 0;
+      font-size: 12px;
+      color: #64748b;
+    }
+  }
+
+  &__excel-btn,
+  &__create-btn {
+    i {
+      margin-right: 6px;
+    }
+  }
+
+  &__body {
+    padding: 20px 32px;
+  }
+
+  &__kpi-grid {
+    display: grid;
+    grid-template-columns: 1fr 1fr 1fr;
+    gap: 12px;
+    margin-bottom: 18px;
+  }
+
+  &__kpi {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 10px;
+    padding: 14px 16px;
+  }
+
+  &__kpi-label {
+    font-size: 11px;
+    color: #64748b;
+    font-weight: 600;
+    letter-spacing: 0.3px;
+  }
+
+  &__kpi-value {
+    font-size: 18px;
+    font-weight: 600;
+    margin-top: 4px;
+  }
+
+  &__kpi-sub {
+    font-size: 11px;
+    color: #64748b;
+    margin-top: 4px;
+
+    &--ok {
+      color: #059669;
+    }
+  }
+
+  &__table-card {
+    background: white;
+    border: 1px solid #e2e8f0;
+    border-radius: 10px;
+    overflow: hidden;
+  }
+
+  &__table-head {
+    padding: 12px 20px;
+    border-bottom: 1px solid #f1f5f9;
+    display: flex;
+    align-items: center;
+  }
+
+  &__table-title {
+    font-size: 14px;
+    font-weight: 600;
+  }
+
+  &__table {
+    width: 100%;
+    border-collapse: collapse;
+    font-size: 13px;
+
+    thead {
+      background: #f8fafc;
+      color: #64748b;
+      font-size: 11px;
+      text-transform: uppercase;
+      letter-spacing: 0.3px;
+
+      th {
+        text-align: left;
+        padding: 10px 12px;
+        font-weight: 600;
+
+        &:first-child {
+          padding-left: 20px;
+        }
+      }
+    }
+
+    tbody tr {
+      border-top: 1px solid #f1f5f9;
+      cursor: pointer;
+      transition: background-color 0.1s;
+
+      &:hover {
+        background: #f8fafc;
+      }
+
+      td {
+        padding: 12px;
+
+        &:first-child {
+          padding-left: 20px;
+        }
+      }
+    }
+  }
+
+  &__row--active {
+    background: #f0fdf4;
+  }
+
+  &__name {
+    font-weight: 600;
+  }
+
+  &__name-sub {
+    font-size: 11px;
+    color: #64748b;
+    margin-top: 2px;
+  }
+
+  &__row-actions {
+    text-align: right;
+    color: #64748b;
+    padding-right: 20px !important;
+  }
+
+  &__table-foot {
+    padding: 10px 20px;
+    border-top: 1px solid #f1f5f9;
+    font-size: 12px;
+    color: #64748b;
+  }
+}
+
+.chip {
+  padding: 3px 10px;
+  border-radius: 10px;
+  font-size: 11px;
+  font-weight: 600;
+
+  &--active {
+    background: #dcfce7;
+    color: #166534;
+  }
+
+  &--draft {
+    background: #fef3c7;
+    color: #92400e;
+  }
+
+  &--expired {
+    background: #f1f5f9;
+    color: #475569;
+  }
+
+  &--scheduled {
+    background: #e0e7ff;
+    color: #3730a3;
+  }
+}

src/app/products/loan-interest-rate-register/loan-interest-rate-register.component.ts

@@ -0,0 +1,78 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { DatePipe } from '@angular/common';
+import { Router } from '@angular/router';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { RateRegisterService } from './rate-register.service';
+import { RateRegister } from './models/rate-register.model';
+
+/**
+ * List screen for the central Loan Interest Rate Register — three KPI cards followed by the
+ * registers table (name, effective window, status, author, last modified).
+ */
+@Component({
+  selector: 'mifosx-loan-interest-rate-register',
+  templateUrl: './loan-interest-rate-register.component.html',
+  styleUrls: ['./loan-interest-rate-register.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    DatePipe
+  ]
+})
+export class LoanInterestRateRegisterComponent implements OnInit {
+  private readonly service = inject(RateRegisterService);
+  private readonly router = inject(Router);
+
+  registers: RateRegister[] = [];
+  active?: RateRegister;
+
+  ngOnInit(): void {
+    this.service.list().subscribe((rows) => {
+      this.registers = rows;
+      this.active = rows.find((r) => r.status === 'Active');
+    });
+  }
+
+  edit(register: RateRegister): void {
+    this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: register.id } });
+  }
+
+  create(): void {
+    this.router.navigate(['/products/loan-interest-rate-register/edit']);
+  }
+
+  statusChipClass(status: RateRegister['status']): string {
+    switch (status) {
+      case 'Active':
+        return 'chip chip--active';
+      case 'Draft':
+        return 'chip chip--draft';
+      case 'Expired':
+        return 'chip chip--expired';
+      default:
+        return 'chip chip--scheduled';
+    }
+  }
+
+  activeWindow(): string {
+    if (!this.active) {
+      return '—';
+    }
+    return `${this.formatShort(this.active.effectiveFrom)} → ${this.formatShort(this.active.effectiveTo)}`;
+  }
+
+  private formatShort(iso: string | null): string {
+    if (!iso) {
+      return '—';
+    }
+    const d = new Date(iso);
+    return d.toLocaleDateString('en-GB', { day: '2-digit', month: 'short', year: '2-digit' });
+  }
+}

src/app/products/loan-interest-rate-register/models/rate-register.model.ts

@@ -0,0 +1,52 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+export type RegisterStatus = 'Active' | 'Draft' | 'Expired' | 'Scheduled';
+
+export interface SlabColumn {
+  key: string;
+  label: string;
+  amountUpto: number | null;
+}
+
+/** A single rate cell: number for a %, string for a formula ("1% + FD"), null for N.A. */
+export type RateCell = number | string | null;
+
+export interface RateChartRow {
+  srNo: number;
+  particulars: string;
+  isFormula?: boolean;
+  rates: RateCell[];
+}
+
+export type RiskTier = 'Poor' | 'Fair' | 'Good' | 'V. Good' | 'Excellent';
+
+export interface CibilSlab {
+  from: number;
+  to: number;
+  tier: RiskTier;
+  type: 'Flat';
+  adjustmentPct: number;
+}
+
+export interface RateRegister {
+  id: number;
+  name: string;
+  effectiveFrom: string;
+  effectiveTo: string | null;
+  currency: string;
+  status: RegisterStatus;
+  createdBy: string;
+  lastModified: string;
+  note?: string;
+  slabs: SlabColumn[];
+  rows: RateChartRow[];
+  cibilSlabs: CibilSlab[];
+  fallbackNoCibilSlab: number;
+  fallbackBelowMin: 'use-min-slab' | 'block';
+}

src/app/products/loan-interest-rate-register/rate-register.service.ts

@@ -0,0 +1,457 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Injectable } from '@angular/core';
+import { Observable, of } from 'rxjs';
+import { CibilSlab, RateChartRow, RateRegister, SlabColumn } from './models/rate-register.model';
+
+/**
+ * In-memory stand-in for the central Loan Interest Rate Register.
+ *
+ * Mirrors the Excel chart the bank's Board approves each quarter (34 products × 10 amount slabs).
+ * Backing API will land later; today the service only serves the demo data in memory so the
+ * screens can be driven end-to-end without a server.
+ */
+@Injectable({ providedIn: 'root' })
+export class RateRegisterService {
+  private readonly slabs: SlabColumn[] = [
+    { key: 's1', label: 'Upto 10,000', amountUpto: 10000 },
+    { key: 's2', label: 'Upto 25,000', amountUpto: 25000 },
+    { key: 's3', label: 'Upto 1,00,000', amountUpto: 100000 },
+    { key: 's4', label: 'Upto 2,00,000', amountUpto: 200000 },
+    { key: 's5', label: 'Upto 5,00,000', amountUpto: 500000 },
+    { key: 's6', label: 'Upto 10,00,000', amountUpto: 1000000 },
+    { key: 's7', label: 'Upto 15,00,000', amountUpto: 1500000 },
+    { key: 's8', label: 'Upto 20,00,000', amountUpto: 2000000 },
+    { key: 's9', label: 'Upto 25,00,000', amountUpto: 2500000 },
+    { key: 's10', label: '> 25,00,000', amountUpto: null }
+  ];
+
+  // Values taken from the bank's approved Interest Rate of Loans register.
+  private readonly rows: RateChartRow[] = [
+    this.row(1, 'Consumer Loan', [
+      18,
+      18,
+      15,
+      13,
+      null,
+      null,
+      null,
+      null,
+      null,
+      null
+    ]),
+    this.row(
+      2,
+      'Self Employment Loan',
+      [
+        18,
+        18,
+        15,
+        13,
+        12.5,
+        12,
+        11.5,
+        11,
+        10.5,
+        10.5
+      ]
+    ),
+    this.row(
+      3,
+      'Business Term Loan for running',
+      [
+        18,
+        18,
+        15,
+        13,
+        12.5,
+        11,
+        10.5,
+        10,
+        9.5,
+        9.5
+      ]
+    ),
+    this.row(
+      4,
+      'Cash Credit',
+      [
+        18,
+        18,
+        15,
+        13,
+        13,
+        11,
+        10.5,
+        10,
+        9.5,
+        9.5
+      ]
+    ),
+    this.row(
+      5,
+      'Limit (OD) on property — MSME',
+      [
+        18,
+        18,
+        15,
+        13,
+        13,
+        11,
+        10.5,
+        10,
+        9.5,
+        9.5
+      ]
+    ),
+    this.row(
+      6,
+      'Limit (OD) on property — Personal',
+      [
+        18,
+        18,
+        15,
+        14,
+        13.5,
+        12,
+        11.5,
+        11,
+        10.5,
+        10.5
+      ]
+    ),
+    this.row(7, 'House Purchase / Construction', [
+      null,
+      null,
+      15,
+      12,
+      12,
+      9.25,
+      8.75,
+      8.25,
+      8,
+      8
+    ]),
+    this.row(8, 'House Repairing / Renovation', [
+      null,
+      null,
+      15,
+      14,
+      14,
+      13,
+      12,
+      11,
+      10.5,
+      10
+    ]),
+    this.row(
+      9,
+      'Commercial Real Estate Loan',
+      [
+        18,
+        18,
+        15,
+        13,
+        12.5,
+        12,
+        11,
+        10.5,
+        10.5,
+        10
+      ]
+    ),
+    this.row(10, 'Loan against Jewellery', this.flat(10.8)),
+    this.row(11, 'Loan against Warehouse Receipt (A)', this.flat(13)),
+    this.row(
+      12,
+      'Loan against Warehouse Receipt (B)',
+      [
+        10.5,
+        10.5,
+        10.5,
+        10.5,
+        10.5,
+        10.5,
+        10,
+        10,
+        10,
+        9
+      ]
+    ),
+    this.row(13, 'Agriculture Loan', [
+      null,
+      null,
+      15,
+      12,
+      12,
+      12,
+      11.75,
+      11.5,
+      11.25,
+      11
+    ]),
+    this.row(14, 'Personal Loan (Unsecured)', [
+      18,
+      18,
+      16,
+      15,
+      null,
+      null,
+      null,
+      null,
+      null,
+      null
+    ]),
+    this.row(
+      15,
+      'Personal Loan (Secured / Property)',
+      [
+        18,
+        18,
+        16,
+        15,
+        15,
+        13,
+        12,
+        11.5,
+        11,
+        11
+      ]
+    ),
+    this.row(16, 'Two Wheeler Loan', this.flat(13)),
+    this.row(17, 'Car Loan (4-Wheel Domestic)', [
+      null,
+      null,
+      10,
+      9.5,
+      9.5,
+      8.75,
+      8.5,
+      8.35,
+      8.25,
+      8.25
+    ]),
+    this.row(18, 'Old Car Loan (4-Wheel Domestic)', [
+      null,
+      null,
+      13,
+      12.5,
+      12.5,
+      12,
+      11.5,
+      11,
+      10.5,
+      10.5
+    ]),
+    this.row(19, 'Vehicle Loan (Commercial & Three-wheeler)', [
+      null,
+      null,
+      13,
+      12,
+      12,
+      10.5,
+      10,
+      10,
+      10,
+      10
+    ]),
+    this.row(20, 'Old Vehicle Loan (Commercial)', [
+      null,
+      null,
+      15,
+      14,
+      14,
+      13.5,
+      13.5,
+      13,
+      12.5,
+      12.5
+    ]),
+    this.row(
+      21,
+      'Machinery & Plant Loan',
+      [
+        18,
+        18,
+        15,
+        13,
+        12.5,
+        12,
+        11,
+        10.5,
+        10.5,
+        10
+      ]
+    ),
+    this.row(
+      22,
+      'Office Chamber / Equipment Loan',
+      [
+        18,
+        18,
+        15,
+        13,
+        12.5,
+        12,
+        11,
+        10.5,
+        10.5,
+        10
+      ]
+    ),
+    this.formulaRow(23, 'Loan against F.D.R.', [
+      '1% + FD',
+      '1% + FD',
+      '1% + FD',
+      '1% + FD',
+      '1% + FD',
+      '1% + FD',
+      '0.75% + FD',
+      '0.50% + FD',
+      '0.50% + FD',
+      '0.50% + FD'
+    ]),
+    this.row(24, 'Loan against Daily Deposit & Gold', this.flat(10)),
+    this.formulaRow(25, 'Loan against Recurring Deposit', Array(10).fill('1% + RD')),
+    this.row(26, 'Loan against Staff Service Fund', this.flat(7)),
+    this.row(27, 'Over Draft A/c', this.flat(null)),
+    this.row(28, 'Loan on LIC Policy', this.flat(null)),
+    this.row(29, 'Loan on KVP / NSC', this.flat(null)),
+    this.row(30, 'Bill Discount', this.flat(null)),
+    this.row(31, 'Temporary Limit', this.flat(15)),
+    this.row(32, 'Bank Guarantee (commission)', this.flat(0.25)),
+    this.row(33, 'Sugam Vyapar Loan', this.flat(null)),
+    this.row(34, 'OD to Staff (upto 2 lakh)', this.flat(null))
+  ];
+
+  private readonly cibilSlabs: CibilSlab[] = [
+    { from: 0, to: 649, tier: 'Poor', type: 'Flat', adjustmentPct: 1.0 },
+    { from: 650, to: 749, tier: 'Fair', type: 'Flat', adjustmentPct: 0.5 },
+    { from: 750, to: 799, tier: 'Good', type: 'Flat', adjustmentPct: 0 },
+    { from: 800, to: 850, tier: 'V. Good', type: 'Flat', adjustmentPct: -0.1 },
+    { from: 851, to: 900, tier: 'Excellent', type: 'Flat', adjustmentPct: -0.2 }
+  ];
+
+  private readonly registers: RateRegister[] = [
+    {
+      id: 1001,
+      name: 'Q1 2027 Rates',
+      effectiveFrom: '2027-01-01',
+      effectiveTo: '2027-03-31',
+      currency: 'INR',
+      status: 'Draft',
+      createdBy: 'Sonali',
+      lastModified: '2026-10-01',
+      note: 'Scheduled · future effective',
+      slabs: this.slabs,
+      rows: this.rows,
+      cibilSlabs: this.cibilSlabs,
+      fallbackNoCibilSlab: 2,
+      fallbackBelowMin: 'block'
+    },
+    {
+      id: 1002,
+      name: 'Interest Rate of Loans — Oct 2026',
+      effectiveFrom: '2026-10-01',
+      effectiveTo: '2026-12-31',
+      currency: 'INR',
+      status: 'Active',
+      createdBy: 'Admin',
+      lastModified: '2026-09-25',
+      note: 'Approved by Board on 25 Sep',
+      slabs: this.slabs,
+      rows: this.rows,
+      cibilSlabs: this.cibilSlabs,
+      fallbackNoCibilSlab: 2,
+      fallbackBelowMin: 'block'
+    },
+    {
+      id: 1003,
+      name: 'Q3 2026 Rates',
+      effectiveFrom: '2026-07-01',
+      effectiveTo: '2026-09-30',
+      currency: 'INR',
+      status: 'Expired',
+      createdBy: 'Admin',
+      lastModified: '2026-06-15',
+      slabs: this.slabs,
+      rows: this.rows,
+      cibilSlabs: this.cibilSlabs,
+      fallbackNoCibilSlab: 2,
+      fallbackBelowMin: 'block'
+    },
+    {
+      id: 1004,
+      name: 'Q2 2026 Rates',
+      effectiveFrom: '2026-04-01',
+      effectiveTo: '2026-06-30',
+      currency: 'INR',
+      status: 'Expired',
+      createdBy: 'Admin',
+      lastModified: '2026-03-10',
+      slabs: this.slabs,
+      rows: this.rows,
+      cibilSlabs: this.cibilSlabs,
+      fallbackNoCibilSlab: 2,
+      fallbackBelowMin: 'block'
+    },
+    {
+      id: 1005,
+      name: 'Q1 2026 Rates',
+      effectiveFrom: '2026-01-01',
+      effectiveTo: '2026-03-31',
+      currency: 'INR',
+      status: 'Expired',
+      createdBy: 'Admin',
+      lastModified: '2025-12-20',
+      slabs: this.slabs,
+      rows: this.rows,
+      cibilSlabs: this.cibilSlabs,
+      fallbackNoCibilSlab: 2,
+      fallbackBelowMin: 'block'
+    }
+  ];
+
+  list(): Observable<RateRegister[]> {
+    return of(this.registers);
+  }
+
+  get(id: number): Observable<RateRegister | undefined> {
+    return of(this.registers.find((r) => r.id === id));
+  }
+
+  /** The one shown by default on list → edit navigation. */
+  getActiveOrFirstDraft(): RateRegister {
+    return (
+      this.registers.find((r) => r.status === 'Draft') ??
+      this.registers.find((r) => r.status === 'Active') ??
+      this.registers[0]
+    );
+  }
+
+  getSlabColumns(): SlabColumn[] {
+    return this.slabs;
+  }
+
+  getCibilSlabs(): CibilSlab[] {
+    return this.cibilSlabs;
+  }
+
+  private row(srNo: number, particulars: string, rates: (number | null)[]): RateChartRow {
+    return { srNo, particulars, rates };
+  }
+
+  private formulaRow(srNo: number, particulars: string, rates: string[]): RateChartRow {
+    return { srNo, particulars, isFormula: true, rates };
+  }
+
+  private flat(value: number | null): (number | null)[] {
+    return Array(10).fill(value);
+  }
+}

src/app/products/loan-products/create-loan-product/create-loan-product.component.html

@@ -42,19 +42,94 @@
       </div>
     </mat-tab>
 
-    <mat-tab>
-      <ng-template mat-tab-label>
-        <i class="fas fa-cog lp-tab-icon"></i>
-        {{ 'labels.inputs.SETTINGS' | translate }}
-      </ng-template>
-      <div class="lp-tab-content">
-        <mifosx-loan-product-settings-step
-          [loanProductsTemplate]="loanProductsTemplate"
-          [isLinkedToFloatingInterestRates]="loanProductTermsForm.get('isLinkedToFloatingInterestRates')"
-          (advancePaymentStrategy)="advancePaymentStrategy($event)"
-        ></mifosx-loan-product-settings-step>
-      </div>
-    </mat-tab>
+    @if (isAdvanceProduct) {
+      <mat-tab>
+        <ng-template mat-tab-label>
+          <i class="fas fa-shield-alt lp-tab-icon"></i>
+          SECURITY &amp; LIEN
+        </ng-template>
+        <div class="lp-tab-content">
+          <mifosx-loan-product-security-lien-step
+            [loanProductsTemplate]="loanProductsTemplate"
+            [productTypeGroup]="loanProductDetailsForm.get('productTypeGroup')"
+            [productTypeSubGroup]="loanProductDetailsForm.get('productTypeSubGroup')"
+          ></mifosx-loan-product-security-lien-step>
+        </div>
+      </mat-tab>
+
+      <mat-tab>
+        <ng-template mat-tab-label>
+          <i class="fas fa-sliders-h lp-tab-icon"></i>
+          LIMIT &amp; TENURE
+        </ng-template>
+        <div class="lp-tab-content">
+          <mifosx-loan-product-advance-limit-tenure-step
+            [productSubType]="advanceSubType"
+          ></mifosx-loan-product-advance-limit-tenure-step>
+        </div>
+      </mat-tab>
+
+      <mat-tab>
+        <ng-template mat-tab-label>
+          <i class="fas fa-percent lp-tab-icon"></i>
+          INTEREST
+        </ng-template>
+        <div class="lp-tab-content">
+          <mifosx-loan-product-advance-interest-step></mifosx-loan-product-advance-interest-step>
+        </div>
+      </mat-tab>
+
+      <mat-tab>
+        <ng-template mat-tab-label>
+          <i class="fas fa-triangle-exclamation lp-tab-icon"></i>
+          PENAL &amp; NPA
+        </ng-template>
+        <div class="lp-tab-content">
+          <mifosx-loan-product-penal-npa-step
+            [loanProductsTemplate]="loanProductsTemplate"
+          ></mifosx-loan-product-penal-npa-step>
+        </div>
+      </mat-tab>
+
+      <mat-tab>
+        <ng-template mat-tab-label>
+          <i class="fas fa-arrows-rotate lp-tab-icon"></i>
+          RENEWAL &amp; CLOSURE
+        </ng-template>
+        <div class="lp-tab-content">
+          <mifosx-loan-product-renewal-closure-step></mifosx-loan-product-renewal-closure-step>
+        </div>
+      </mat-tab>
+
+      @if (isOverdraftFacility) {
+        <mat-tab>
+          <ng-template mat-tab-label>
+            <i class="fas fa-money-check lp-tab-icon"></i>
+            CHEQUE BOOK
+          </ng-template>
+          <div class="lp-tab-content">
+            <mifosx-loan-product-cheque-book-step></mifosx-loan-product-cheque-book-step>
+          </div>
+        </mat-tab>
+      }
+    }
+
+    @if (!isAdvanceProduct) {
+      <mat-tab>
+        <ng-template mat-tab-label>
+          <i class="fas fa-cog lp-tab-icon"></i>
+          {{ 'labels.inputs.SETTINGS' | translate }}
+        </ng-template>
+        <div class="lp-tab-content">
+          <mifosx-loan-product-settings-step
+            [loanProductsTemplate]="loanProductsTemplate"
+            [isLinkedToFloatingInterestRates]="loanProductTermsForm?.get('isLinkedToFloatingInterestRates')"
+            [productTypeGroup]="loanProductDetailsForm.get('productTypeGroup')"
+            (advancePaymentStrategy)="advancePaymentStrategy($event)"
+          ></mifosx-loan-product-settings-step>
+        </div>
+      </mat-tab>
+    }
 
     @if (isAdvancedPaymentStrategy) {
       <mat-tab>
@@ -90,15 +165,19 @@
       </mat-tab>
     }
 
-    <mat-tab>
-      <ng-template mat-tab-label>
-        <i class="fas fa-sliders-h lp-tab-icon"></i>
-        {{ 'labels.inputs.TERMS' | translate }}
-      </ng-template>
-      <div class="lp-tab-content">
-        <mifosx-loan-product-terms-step [loanProductsTemplate]="loanProductsTemplate"></mifosx-loan-product-terms-step>
-      </div>
-    </mat-tab>
+    @if (!isAdvanceProduct) {
+      <mat-tab>
+        <ng-template mat-tab-label>
+          <i class="fas fa-sliders-h lp-tab-icon"></i>
+          {{ 'labels.inputs.TERMS' | translate }}
+        </ng-template>
+        <div class="lp-tab-content">
+          <mifosx-loan-product-terms-step
+            [loanProductsTemplate]="loanProductsTemplate"
+          ></mifosx-loan-product-terms-step>
+        </div>
+      </mat-tab>
+    }
 
     <mat-tab>
       <ng-template mat-tab-label>
@@ -109,7 +188,7 @@
         <mifosx-loan-product-charges-step
           [loanProductsTemplate]="loanProductsTemplate"
           [currencyCode]="loanProductCurrencyForm.get('currencyCode')"
-          [multiDisburseLoan]="loanProductSettingsForm.get('multiDisburseLoan')"
+          [multiDisburseLoan]="loanProductSettingsForm?.get('multiDisburseLoan') ?? multiDisburseFallback"
         ></mifosx-loan-product-charges-step>
       </div>
     </mat-tab>

src/app/products/loan-products/create-loan-product/create-loan-product.component.ts

@@ -13,6 +13,12 @@ import { ActivatedRoute, Router } from '@angular/router';
 /** Custom Components */
 import { LoanProductDetailsStepComponent } from '../loan-product-stepper/loan-product-details-step/loan-product-details-step.component';
 import { LoanProductCurrencyStepComponent } from '../loan-product-stepper/loan-product-currency-step/loan-product-currency-step.component';
+import { LoanProductSecurityLienStepComponent } from '../loan-product-stepper/loan-product-security-lien-step/loan-product-security-lien-step.component';
+import { LoanProductAdvanceLimitTenureStepComponent } from '../loan-product-stepper/loan-product-advance-limit-tenure-step/loan-product-advance-limit-tenure-step.component';
+import { LoanProductAdvanceInterestStepComponent } from '../loan-product-stepper/loan-product-advance-interest-step/loan-product-advance-interest-step.component';
+import { LoanProductPenalNpaStepComponent } from '../loan-product-stepper/loan-product-penal-npa-step/loan-product-penal-npa-step.component';
+import { LoanProductRenewalClosureStepComponent } from '../loan-product-stepper/loan-product-renewal-closure-step/loan-product-renewal-closure-step.component';
+import { LoanProductChequeBookStepComponent } from '../loan-product-stepper/loan-product-cheque-book-step/loan-product-cheque-book-step.component';
 import { LoanProductTermsStepComponent } from '../loan-product-stepper/loan-product-terms-step/loan-product-terms-step.component';
 import { LoanProductSettingsStepComponent } from '../loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component';
 import { LoanProductChargesStepComponent } from '../loan-product-stepper/loan-product-charges-step/loan-product-charges-step.component';
@@ -34,7 +40,7 @@ import {
 import { Accounting } from 'app/core/utils/accounting';
 import { StringEnumOptionData } from '../../../shared/models/option-data.model';
 import { LoanProductDeferredIncomeRecognitionStepComponent } from '../loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component';
-import { UntypedFormGroup } from '@angular/forms';
+import { UntypedFormControl, UntypedFormGroup } from '@angular/forms';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { LoanProductPaymentStrategyStepComponent } from '../loan-product-stepper/loan-product-payment-strategy-step/loan-product-payment-strategy-step.component';
 import { LoanProductPreviewStepComponent } from '../loan-product-stepper/loan-product-preview-step/loan-product-preview-step.component';
@@ -51,6 +57,12 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     FaIconComponent,
     LoanProductDetailsStepComponent,
     LoanProductCurrencyStepComponent,
+    LoanProductSecurityLienStepComponent,
+    LoanProductAdvanceLimitTenureStepComponent,
+    LoanProductAdvanceInterestStepComponent,
+    LoanProductPenalNpaStepComponent,
+    LoanProductRenewalClosureStepComponent,
+    LoanProductChequeBookStepComponent,
     LoanProductSettingsStepComponent,
     LoanProductInterestRefundStepComponent,
     LoanProductPaymentStrategyStepComponent,
@@ -73,12 +85,27 @@ export class CreateLoanProductComponent implements OnInit {
   @ViewChild(LoanProductDetailsStepComponent, { static: true }) loanProductDetailsStep: LoanProductDetailsStepComponent;
   @ViewChild(LoanProductCurrencyStepComponent, { static: true })
   loanProductCurrencyStep: LoanProductCurrencyStepComponent;
+  // Conditional tabs (Advances A/C only): static false — resolved after the @if renders them.
+  @ViewChild(LoanProductSecurityLienStepComponent)
+  loanProductSecurityLienStep: LoanProductSecurityLienStepComponent;
+  @ViewChild(LoanProductAdvanceLimitTenureStepComponent)
+  loanProductAdvanceLimitTenureStep: LoanProductAdvanceLimitTenureStepComponent;
+  @ViewChild(LoanProductAdvanceInterestStepComponent)
+  loanProductAdvanceInterestStep: LoanProductAdvanceInterestStepComponent;
+  @ViewChild(LoanProductPenalNpaStepComponent) loanProductPenalNpaStep: LoanProductPenalNpaStepComponent;
+  @ViewChild(LoanProductRenewalClosureStepComponent)
+  loanProductRenewalClosureStep: LoanProductRenewalClosureStepComponent;
+  @ViewChild(LoanProductChequeBookStepComponent) loanProductChequeBookStep: LoanProductChequeBookStepComponent;
+
+  /** Charges step needs a real control; Settings is absent on the Advances path, so fall back to this. */
+  readonly multiDisburseFallback = new UntypedFormControl(false);
   @ViewChild(LoanProductInterestRefundStepComponent, { static: true })
   loanProductInterestRefundStep: LoanProductInterestRefundStepComponent;
   @ViewChild(LoanProductDeferredIncomeRecognitionStepComponent, { static: true })
   loanProductDeferredIncomeRecognitionStep: LoanProductDeferredIncomeRecognitionStepComponent;
-  @ViewChild(LoanProductTermsStepComponent, { static: true }) loanProductTermsStep: LoanProductTermsStepComponent;
-  @ViewChild(LoanProductSettingsStepComponent, { static: true })
+  // Terms & Settings tabs are now conditional (Loans path only), so resolve them non-statically.
+  @ViewChild(LoanProductTermsStepComponent) loanProductTermsStep: LoanProductTermsStepComponent;
+  @ViewChild(LoanProductSettingsStepComponent)
   loanProductSettingsStep: LoanProductSettingsStepComponent;
   @ViewChild(LoanProductChargesStepComponent, { static: true }) loanProductChargesStep: LoanProductChargesStepComponent;
   @ViewChild(LoanProductAccountingStepComponent, { static: true })
@@ -143,7 +170,18 @@ export class CreateLoanProductComponent implements OnInit {
   }
 
   get loanProductTermsForm() {
-    return this.loanProductTermsStep.loanProductTermsForm;
+    // Absent on the Advances path (tab hidden), so guard for callers.
+    return this.loanProductTermsStep?.loanProductTermsForm;
+  }
+
+  /** True once the Advance Limit & Tenure step reports an Overdraft (running) facility. */
+  get isOverdraftFacility(): boolean {
+    return this.isAdvanceProduct && !!this.loanProductAdvanceLimitTenureStep?.isOverdraft;
+  }
+
+  /** Sub type chosen on the Details step; drives the FD 12–15 month tenure policy downstream. */
+  get advanceSubType(): string {
+    return this.loanProductDetailsStep?.loanProductDetailsForm?.get('productTypeSubGroup')?.value ?? '';
   }
 
   advancePaymentStrategy(value: string) {
@@ -231,47 +269,71 @@ export class CreateLoanProductComponent implements OnInit {
   }
 
   get loanProductSettingsForm() {
-    return this.loanProductSettingsStep.loanProductSettingsForm;
+    // Absent on the Advances path (tab hidden), so guard for callers.
+    return this.loanProductSettingsStep?.loanProductSettingsForm;
   }
 
   get loanProductAccountingForm() {
     return this.loanProductAccountingStep.loanProductAccountingForm;
   }
 
+  /** The Details step's chosen product type; drives the Advances-only tabs. */
+  get isAdvanceProduct(): boolean {
+    return this.loanProductDetailsForm?.get('productTypeGroup')?.value === 'advances';
+  }
+
   get totalTabs(): number {
-    let tabs = 6; // details, currency, settings, terms, charges, accounting
-    if (this.isAdvancedPaymentStrategy) tabs += 3; // interest refund, payment allocation, deferred income
+    let tabs = 4; // details, currency, charges, accounting (always)
+    if (this.isAdvanceProduct) {
+      // security & lien, limit & tenure, interest, penal & npa, renewal & closure
+      tabs += 5;
+      if (this.isOverdraftFacility) tabs += 1; // cheque book
+    } else {
+      tabs += 2; // settings, terms
+      if (this.isAdvancedPaymentStrategy) tabs += 3; // interest refund, payment allocation, deferred income
+    }
     if (this.loanProductFormValid) tabs += 1; // preview
     return tabs;
   }
 
   get loanProductFormValid() {
-    if (this.isAdvancedPaymentStrategy) {
+    const base =
+      this.loanProductDetailsForm.valid && this.loanProductCurrencyForm.valid && this.loanProductAccountingForm.valid;
+
+    // Advances A/C: the curated Figma steps gate the form; Settings/Terms tabs are hidden.
+    if (this.isAdvanceProduct) {
       return (
-        this.loanProductDetailsForm.valid &&
-        this.loanProductCurrencyForm.valid &&
-        this.loanProductTermsForm.valid &&
-        this.loanProductSettingsForm.valid &&
-        this.loanIncomeCapitalizationForm.valid &&
-        this.loanProductAccountingForm.valid
-      );
-    } else {
-      return (
-        this.loanProductDetailsForm.valid &&
-        this.loanProductCurrencyForm.valid &&
-        this.loanProductTermsForm.valid &&
-        this.loanProductSettingsForm.valid &&
-        this.loanProductAccountingForm.valid
+        base &&
+        !!this.loanProductSecurityLienStep?.loanProductSecurityLienForm?.valid &&
+        !!this.loanProductAdvanceLimitTenureStep?.loanProductAdvanceLimitTenureForm?.valid &&
+        !!this.loanProductAdvanceInterestStep?.loanProductAdvanceInterestForm?.valid &&
+        !!this.loanProductPenalNpaStep?.loanProductPenalNpaForm?.valid &&
+        !!this.loanProductRenewalClosureStep?.loanProductRenewalClosureForm?.valid &&
+        (!this.isOverdraftFacility || !!this.loanProductChequeBookStep?.loanProductChequeBookForm?.valid)
       );
     }
+
+    // Loans A/C: original Settings + Terms path.
+    const loansValid = !!this.loanProductTermsForm?.valid && !!this.loanProductSettingsForm?.valid;
+    if (this.isAdvancedPaymentStrategy) {
+      return base && loansValid && !!this.loanIncomeCapitalizationForm?.valid;
+    }
+    return base && loansValid;
   }
 
   get loanProduct() {
+    // Advances A/C builds its own payload: the curated steps map onto Fineract's mandatory core fields
+    // (principal, tenure, rate, amortization defaults) plus the whitelisted satellite params.
+    if (this.isAdvanceProduct) {
+      return this.assembleAdvanceProduct();
+    }
+
+    // Loans A/C: original composition (Settings/Terms present).
     const loanProduct = {
       ...this.loanProductDetailsStep.loanProductDetails,
       ...this.loanProductCurrencyStep.loanProductCurrency,
-      ...this.loanProductTermsStep.loanProductTerms,
-      ...this.loanProductSettingsStep.loanProductSettings,
+      ...(this.loanProductTermsStep?.loanProductTerms ?? {}),
+      ...(this.loanProductSettingsStep?.loanProductSettings ?? {}),
       ...this.loanProductChargesStep.loanProductCharges,
       ...this.loanProductAccountingStep.loanProductAccounting
     };
@@ -304,6 +366,163 @@ export class CreateLoanProductComponent implements OnInit {
     return loanProduct;
   }
 
+  /**
+   * Builds the create payload for an Advances A/C product: the curated wizard steps mapped onto Fineract's
+   * mandatory core fields (so the standard product saves) plus the whitelisted satellite params (persisted by
+   * LoanProductAdvanceExtService). Only keys the backend accepts are emitted — an unknown key would be
+   * rejected by checkForUnsupportedParameters.
+   */
+  private assembleAdvanceProduct(): any {
+    const num = (v: any): number | undefined => (v === '' || v === null || v === undefined ? undefined : Number(v));
+
+    const d = this.loanProductDetailsStep.loanProductDetails;
+    const cur = this.loanProductCurrencyStep.loanProductCurrency;
+    const sec = this.loanProductSecurityLienStep.loanProductSecurityLien;
+    const lt = this.loanProductAdvanceLimitTenureStep.loanProductAdvanceLimitTenure;
+    const intr = this.loanProductAdvanceInterestStep.loanProductAdvanceInterest;
+    const pn = this.loanProductPenalNpaStep.loanProductPenalNpa;
+    const rc = this.loanProductRenewalClosureStep.loanProductRenewalClosure;
+    const cb = this.isOverdraftFacility ? this.loanProductChequeBookStep?.loanProductChequeBook : null;
+
+    const defaultStrategy = this.loanProductsTemplate?.transactionProcessingStrategyOptions?.[0]?.code;
+    const minTenure = num(lt.minTenure);
+    const minRate = num(intr.minRate);
+
+    const payload: any = {
+      // identity + currency
+      name: d.name,
+      shortName: d.shortName,
+      description: d.description,
+      startDate: d.startDate,
+      closeDate: d.closeDate,
+      currencyCode: cur.currencyCode,
+      digitsAfterDecimal: cur.digitsAfterDecimal,
+      inMultiplesOf: 1,
+
+      // limit -> principal
+      minPrincipal: num(lt.minLimit),
+      principal: num(lt.defaultLimit) ?? num(lt.minLimit),
+      maxPrincipal: num(lt.maxLimit),
+
+      // tenure -> repayments (monthly)
+      minNumberOfRepayments: minTenure,
+      numberOfRepayments: num(lt.defaultTenure) ?? minTenure,
+      maxNumberOfRepayments: num(lt.maxTenure),
+      repaymentEvery: 1,
+      repaymentFrequencyType: 2, // months
+
+      // rate
+      minInterestRatePerPeriod: minRate,
+      interestRatePerPeriod: minRate,
+      maxInterestRatePerPeriod: num(intr.maxRate),
+      interestRateFrequencyType: 3, // per year
+
+      // Fineract mandatory engine defaults for an Advance (no EMI schedule shown to the officer)
+      amortizationType: 1, // equal installments
+      interestType: 0, // declining balance
+      interestCalculationPeriodType: 1, // same as repayment period
+      transactionProcessingStrategyCode: defaultStrategy,
+      daysInYearType: 1, // actual
+      daysInMonthType: 1, // actual
+      isInterestRecalculationEnabled: false,
+
+      // NPA / delinquency map onto core product fields
+      overdueDaysForNPA: num(pn.npaDays),
+      graceOnArrearsAgeing: num(pn.graceOnArrearsAgeing),
+      inArrearsTolerance: num(pn.inArrearsTolerance),
+      delinquencyBucketId: pn.delinquencyBucketId || undefined,
+
+      // accounting rule + GL mappings + charges (all standard, whitelisted)
+      ...this.loanProductAccountingStep.loanProductAccounting,
+      ...this.loanProductChargesStep.loanProductCharges,
+
+      // ---- satellite params (must match LoanProductAdvanceExtService.ADVANCE_PARAMETERS) ----
+      productTypeGroup: d.productTypeGroup,
+      productTypeSubGroup: d.productTypeSubGroup,
+      glAccount: d.glAccount || undefined,
+      loanProductCategory: d.loanProductCategory,
+      prioritySector: d.prioritySector,
+      cibilAccountType: d.cibilAccountType,
+      kfsEnabled: d.kfsEnabled,
+      aprEnabled: d.aprEnabled,
+      facilityType: lt.facilityType,
+      securityType: sec.securityType,
+      eligibleAmountBasis: sec.eligibleAmountBasis,
+      margin: num(sec.margin),
+      ltv: sec.ltv,
+      dpMethod: 'security_value_x_ltv',
+      lienRequired: this.loanProductSecurityLienStep.isLienSubType,
+      lienMarkingStage: sec.lienMarkingStage,
+      lienCertificateRequired: sec.lienCertificateRequired,
+      lienCertificatePrefix: sec.lienCertificatePrefix,
+      printCertificateOnDisbursement: sec.printOnDisbursement,
+      interestBasis: intr.interestBasis,
+      spread: num(intr.spread),
+      interestChargedOn: intr.interestChargedOn,
+      interestPostingFrequency: intr.postingFrequency,
+      penalApplicable: pn.penalApplicable,
+      penalRate: num(pn.penalRate),
+      penalAppliedOn: pn.penalAppliedOn,
+      penalGraceDays: num(pn.penalGraceDays),
+      npaTrigger: pn.npaTrigger,
+      interestAfterNpa: pn.interestAfterNpa,
+      renewalAllowed: rc.renewalAllowed,
+      renewalPeriodMonths: num(rc.renewalPeriodMonths),
+      renewalGraceDays: num(rc.renewalGraceDays),
+      preclosureAllowed: rc.preclosureAllowed,
+      lockInMonths: num(rc.lockInMonths),
+      interestOnPreclosure: rc.interestOnPreclosure,
+      chequeBookEnabled: this.isOverdraftFacility,
+      chequeType: cb?.chequeType,
+      defaultChequeBookSize: num(cb?.defaultBookSize),
+      ppsThreshold: num(cb?.ppsThreshold),
+      ppsMandatoryAbove: num(cb?.ppsMandatoryAbove),
+
+      // ---- remaining wizard fields ----
+      // security & lien extras (deposit list joined; rule checkboxes)
+      eligibleDepositProducts: (sec.eligibleDepositProducts ?? []).join('|'),
+      lienTenureNotExceedMaturity: sec.lienRules?.tenureNotExceedMaturity,
+      lienAutoReleaseOnClosure: sec.lienRules?.autoReleaseOnClosure,
+      lienAllowMultipleDeposits: sec.lienRules?.allowMultipleDeposits,
+      lienAdjustFromMaturity: sec.lienRules?.adjustFromMaturity,
+      lienAllowThirdParty: sec.lienRules?.allowThirdPartyDeposit,
+      lienAllowRenewalUnderLien: sec.lienRules?.allowRenewalUnderLien,
+      // limit & tenure extras
+      repaymentType: lt.repaymentType,
+      appropriationOrder: lt.appropriationOrder,
+      debitBalanceAllow: lt.debitBalanceAllow,
+      allowDebitAfterDueDate: lt.allowDebitTransAfterDueDate,
+      branchLevelAccountType: lt.branchLevelAccountType,
+      // interest extras
+      interestCalcMethod: intr.calcMethod,
+      interestOnCreditBalance: intr.interestOnCreditBalance,
+      interestPostingDay: intr.postingDay,
+      // NPA upgrade rules
+      npaUpgradeOnlyAllArrears: pn.upgradeOnlyAllArrears,
+      npaKeepStandardIfDepositCovers: pn.keepStandardIfDepositCovers,
+      // cheque book full config
+      chequeBookSizes: (cb?.bookSizes ?? []).join('|'),
+      chequeMaxBooksOutstanding: num(cb?.maxBooksOutstanding),
+      chequeReissueWhenLeaves: num(cb?.reissueWhenLeaves),
+      chequeFirstBookFree: cb?.firstBookFree,
+      chequeFreeBooksPerYear: num(cb?.freeBooksPerYear),
+      chequeNamePrinted: cb?.namePrinted,
+      chequePrintDescription: cb?.chequePrintDescription,
+      chequeStopPaymentAllowed: cb?.stopPaymentAllowed,
+      chequeMaintainStockRegister: cb?.maintainStockRegister,
+      chequeAllowWithdrawalSlip: cb?.allowWithdrawalSlip,
+      chequeBlockNpa: cb?.blockNpa,
+      chequeBlockLimitExpired: cb?.blockLimitExpired,
+      chequeBlockOverDp: cb?.blockOverDp,
+      chequeBlockFrozen: cb?.blockFrozen,
+      chequeBlockLienReleased: cb?.blockLienReleased
+    };
+
+    // Drop undefined keys so we never send an unresolved value.
+    Object.keys(payload).forEach((k) => payload[k] === undefined && delete payload[k]);
+    return payload;
+  }
+
   submit() {
     const loanProduct = this.loanProducts.buildPayload(this.loanProduct, this.itemsByDefault);
     if (this.isAdvancedPaymentStrategy) {

src/app/products/loan-products/loan-product-stepper/advance-steps.scss

@@ -0,0 +1,174 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/*
+ * Shared styling for the Advances A/C wizard steps (Security & Lien, Limit & Tenure,
+ * Interest, Penal & NPA, Renewal & Closure, Cheque Book).
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.adv-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    h3 {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+
+  &__hint {
+    margin-left: auto;
+    font-size: 12px;
+    color: #5f6368;
+  }
+}
+
+.adv-subsection {
+  padding: 16px 24px;
+
+  & + & {
+    border-top: 1px solid $border;
+  }
+}
+
+.adv-group {
+  margin: 0 0 12px;
+  font-size: 12px;
+  font-weight: 600;
+  letter-spacing: 0.06em;
+  text-transform: uppercase;
+  color: #5f6368;
+}
+
+.adv-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.adv-grid--3 {
+  grid-template-columns: repeat(3, 1fr);
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, 1fr);
+  }
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.adv-subsection .adv-grid {
+  padding: 0;
+}
+
+.adv-field {
+  width: 100%;
+
+  &--full {
+    grid-column: 1 / -1;
+  }
+}
+
+.adv-checks {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 12px 32px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.adv-type-options {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 12px;
+  padding: 16px 24px 0;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.adv-type-option {
+  border: 1px solid #cbd5e1;
+  border-radius: 8px;
+  padding: 10px 14px;
+
+  &__label {
+    display: block;
+    font-weight: 600;
+    color: $gray-900;
+  }
+
+  &__hint {
+    display: block;
+    font-size: 12px;
+    color: #5f6368;
+  }
+}
+
+.adv-note {
+  display: flex;
+  align-items: flex-start;
+  gap: 8px;
+  margin-top: 16px;
+  padding: 12px 24px;
+  border: 1px dashed $border;
+  border-radius: 10px;
+  font-size: 13px;
+  color: #5f6368;
+
+  i {
+    color: $accent;
+    margin-top: 2px;
+  }
+}
+
+.adv-info {
+  padding: 12px 16px;
+  border-radius: 8px;
+  background: #f0f9ff;
+  border: 1px solid #bae6fd;
+  font-size: 13px;
+  color: #075985;
+  line-height: 1.5;
+}

src/app/products/loan-products/loan-product-stepper/loan-product-advance-interest-step/loan-product-advance-interest-step.component.html

@@ -0,0 +1,120 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="loanProductAdvanceInterestForm">
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-percent"></i>
+      <h3>Rate</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Interest Basis</mat-label>
+        <mat-select formControlName="interestBasis">
+          @for (opt of interestBasisOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      @if (showSpread) {
+        <mat-form-field appearance="outline" class="adv-field">
+          <mat-label>Spread over Deposit Rate (%)</mat-label>
+          <input matInput type="number" formControlName="spread" min="0" max="20" step="0.01" />
+          <mat-hint>Advance rate = deposit rate + spread</mat-hint>
+        </mat-form-field>
+      } @else {
+        <div class="adv-field"></div>
+      }
+      <div class="adv-field"></div>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Minimum Rate (% p.a.)</mat-label>
+        <input matInput type="number" formControlName="minRate" min="0" step="0.01" required />
+        <mat-error>Minimum Rate is <strong>required</strong></mat-error>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Maximum Rate (% p.a.)</mat-label>
+        <input matInput type="number" formControlName="maxRate" min="0" step="0.01" required />
+        <mat-error>Maximum Rate is <strong>required</strong></mat-error>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-sliders-h"></i>
+      <h3>Calculation</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Calculation Method</mat-label>
+        <mat-select formControlName="calcMethod">
+          @for (opt of calcMethodOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Days in Year</mat-label>
+        <mat-select formControlName="daysInYear">
+          @for (opt of daysInYearOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Days in Month</mat-label>
+        <mat-select formControlName="daysInMonth">
+          @for (opt of daysInMonthOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Interest Charged On</mat-label>
+        <mat-select formControlName="interestChargedOn">
+          @for (opt of chargedOnOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Interest on Credit Balance</mat-label>
+        <mat-select formControlName="interestOnCreditBalance">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-clock"></i>
+      <h3>Posting</h3>
+    </div>
+    <div class="adv-grid">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Posting Frequency</mat-label>
+        <mat-select formControlName="postingFrequency">
+          @for (opt of postingFrequencyOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Posting Day</mat-label>
+        <mat-select formControlName="postingDay">
+          @for (opt of postingDayOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+    </div>
+  </div>
+</form>

src/app/products/loan-products/loan-product-stepper/loan-product-advance-interest-step/loan-product-advance-interest-step.component.ts

@@ -0,0 +1,105 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+/**
+ * Interest step for an Advances A/C product (Figma step 5). Interest basis + spread, rate bounds,
+ * daily calculation and monthly posting. UI-only for now — not sent in the create payload.
+ */
+@Component({
+  selector: 'mifosx-loan-product-advance-interest-step',
+  templateUrl: './loan-product-advance-interest-step.component.html',
+  styleUrls: ['../advance-steps.scss'],
+  imports: [...STANDALONE_SHARED_IMPORTS]
+})
+export class LoanProductAdvanceInterestStepComponent {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  loanProductAdvanceInterestForm: UntypedFormGroup;
+
+  readonly interestBasisOptions = [
+    { id: 'deposit_spread', label: 'Deposit Rate + Spread' },
+    { id: 'fixed', label: 'Fixed rate' },
+    { id: 'floating', label: 'Floating (EBLR-linked)' }
+  ];
+
+  readonly calcMethodOptions = [
+    { id: 'daily', label: 'Daily product (daily outstanding)' },
+    { id: 'monthly', label: 'Monthly average balance' }
+  ];
+
+  readonly daysInYearOptions = [
+    'Actual (365 / 366)',
+    '365',
+    '360'
+  ];
+  readonly daysInMonthOptions = [
+    'Actual',
+    '30'
+  ];
+
+  readonly chargedOnOptions = [
+    { id: 'utilised', label: 'Utilised (debit) balance' },
+    { id: 'limit', label: 'Sanctioned limit' }
+  ];
+
+  readonly postingFrequencyOptions = [
+    'Monthly',
+    'Quarterly',
+    'Half-yearly',
+    'At Maturity'
+  ];
+  readonly postingDayOptions = [
+    'Last day of month',
+    '1st of month',
+    'Anniversary day'
+  ];
+  readonly yesNoOptions = [
+    'YES',
+    'NO'
+  ];
+
+  constructor() {
+    this.loanProductAdvanceInterestForm = this.formBuilder.group({
+      interestBasis: ['deposit_spread'],
+      spread: [
+        2.0,
+        [
+          Validators.min(0),
+          Validators.max(20)
+        ]
+      ],
+      minRate: [
+        '',
+        Validators.required
+      ],
+      maxRate: [
+        '',
+        Validators.required
+      ],
+      calcMethod: ['daily'],
+      daysInYear: ['Actual (365 / 366)'],
+      daysInMonth: ['Actual'],
+      interestChargedOn: ['utilised'],
+      interestOnCreditBalance: ['NO'],
+      postingFrequency: ['Monthly'],
+      postingDay: ['Last day of month']
+    });
+  }
+
+  get showSpread(): boolean {
+    return this.loanProductAdvanceInterestForm.get('interestBasis').value === 'deposit_spread';
+  }
+
+  get loanProductAdvanceInterest() {
+    return this.loanProductAdvanceInterestForm.getRawValue();
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-advance-limit-tenure-step/loan-product-advance-limit-tenure-step.component.html

@@ -0,0 +1,155 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="loanProductAdvanceLimitTenureForm">
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-layer-group"></i>
+      <h3>Facility Type</h3>
+    </div>
+    <mat-radio-group formControlName="facilityType" class="adv-type-options">
+      <mat-radio-button value="demand" class="adv-type-option">
+        <span class="adv-type-option__label">Demand Loan</span>
+        <span class="adv-type-option__hint">Paid out once; repaid at maturity. No cheque book.</span>
+      </mat-radio-button>
+      <mat-radio-button value="overdraft" class="adv-type-option">
+        <span class="adv-type-option__label">Overdraft (Running)</span>
+        <span class="adv-type-option__hint">Draw and repay any time within the limit. Cheque book allowed.</span>
+      </mat-radio-button>
+    </mat-radio-group>
+    <div style="padding: 16px 24px 20px">
+      <div class="adv-info">
+        This choice decides whether the <strong>Cheque Book</strong> step appears. CC / OD sub types are always running.
+      </div>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-coins"></i>
+      <h3>Limit</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Minimum Limit (₹)</mat-label>
+        <input matInput type="number" formControlName="minLimit" min="0" required />
+        <mat-error>Minimum Limit is <strong>required</strong></mat-error>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Default Limit (₹)</mat-label>
+        <input matInput type="number" formControlName="defaultLimit" min="0" />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Maximum Limit (₹)</mat-label>
+        <input matInput type="number" formControlName="maxLimit" min="0" required />
+        <mat-error>Maximum Limit is <strong>required</strong></mat-error>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-clock"></i>
+      <h3>Tenure &amp; Repayment</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Minimum Tenure (months)</mat-label>
+        <input matInput type="number" formControlName="minTenure" [min]="tenureMin" [max]="tenureMax" required />
+        @if (isFdTenureLocked) {
+          <mat-hint>FD policy: 12–15 months only</mat-hint>
+        }
+        <mat-error>
+          @if (isFdTenureLocked) {
+            Must be between <strong>12 and 15</strong> months
+          } @else {
+            Minimum Tenure is <strong>required</strong>
+          }
+        </mat-error>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Default Tenure (months)</mat-label>
+        <input matInput type="number" formControlName="defaultTenure" [min]="tenureMin" [max]="tenureMax" />
+        @if (isFdTenureLocked) {
+          <mat-hint>Between 12 and 15</mat-hint>
+          <mat-error>Must be between <strong>12 and 15</strong> months</mat-error>
+        }
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Maximum Tenure (months)</mat-label>
+        <input matInput type="number" formControlName="maxTenure" [min]="tenureMin" [max]="tenureMax" required />
+        @if (isFdTenureLocked) {
+          <mat-hint>FD policy: max 15 months (also capped at deposit maturity)</mat-hint>
+        } @else {
+          <mat-hint>Also capped at the deposit's maturity (Lien rule)</mat-hint>
+        }
+        <mat-error>
+          @if (isFdTenureLocked) {
+            Must be between <strong>12 and 15</strong> months
+          } @else {
+            Maximum Tenure is <strong>required</strong>
+          }
+        </mat-error>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Repayment Type</mat-label>
+        <mat-select formControlName="repaymentType">
+          @for (opt of repaymentTypeOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field adv-field--full">
+        <mat-label>Appropriation Order</mat-label>
+        <mat-select formControlName="appropriationOrder">
+          @for (opt of appropriationOrderOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-toggle-on"></i>
+      <h3>Account Behaviour</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Debit Balance Allow</mat-label>
+        <mat-select formControlName="debitBalanceAllow">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Allow Debit Trans After Due Date</mat-label>
+        <mat-select formControlName="allowDebitTransAfterDueDate">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Branch Level A/c Type</mat-label>
+        <mat-select formControlName="branchLevelAccountType">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-note">
+    <i class="fas fa-circle-info"></i>
+    <span>EMI fields (Number of Repayments, Repaid Every, Variable Installments) are hidden for an Advance.</span>
+  </div>
+</form>

src/app/products/loan-products/loan-product-stepper/loan-product-advance-limit-tenure-step/loan-product-advance-limit-tenure-step.component.ts

@@ -0,0 +1,171 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject, Input } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+/**
+ * Limit & Tenure step for an Advances A/C product (Figma step 4).
+ *
+ * Facility Type here decides the rest of the flow: an Overdraft (running) facility gets a cheque book,
+ * a Demand Loan does not. UI-only for now — not sent in the create payload.
+ */
+@Component({
+  selector: 'mifosx-loan-product-advance-limit-tenure-step',
+  templateUrl: './loan-product-advance-limit-tenure-step.component.html',
+  styleUrls: ['../advance-steps.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    MatRadioGroup,
+    MatRadioButton
+  ]
+})
+export class LoanProductAdvanceLimitTenureStepComponent {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  loanProductAdvanceLimitTenureForm: UntypedFormGroup;
+
+  /**
+   * Product sub type picked on the Details step. "Loan against FD" is bank-policy capped to a
+   * 12–15 month tenure, so the officer cannot create an FD product outside that band. Other
+   * advance sub types (Gold, RD, CC, …) stay open.
+   */
+  private _productSubType = '';
+  @Input()
+  set productSubType(value: string) {
+    const next = value || '';
+    if (next === this._productSubType) {
+      return;
+    }
+    this._productSubType = next;
+    this.applyTenurePolicy();
+  }
+  get productSubType(): string {
+    return this._productSubType;
+  }
+
+  readonly repaymentTypeOptions = [
+    { id: 'bullet', label: 'Bullet – principal + interest at maturity' },
+    { id: 'running', label: 'Running – any time; clear by limit expiry' }
+  ];
+
+  readonly appropriationOrderOptions = [
+    { id: 'charges_penal_interest_principal', label: 'Charges → Penal → Interest → Principal' },
+    { id: 'principal_interest_penal_charges', label: 'Principal → Interest → Penal → Charges' }
+  ];
+
+  readonly yesNoOptions = [
+    'YES',
+    'NO'
+  ];
+
+  constructor() {
+    this.loanProductAdvanceLimitTenureForm = this.formBuilder.group({
+      facilityType: ['demand'],
+      minLimit: [
+        '',
+        Validators.required
+      ],
+      defaultLimit: [''],
+      maxLimit: [
+        '',
+        Validators.required
+      ],
+      minTenure: [
+        12,
+        [
+          Validators.required,
+          Validators.min(1)
+        ]
+      ],
+      defaultTenure: [12],
+      maxTenure: [
+        15,
+        [
+          Validators.required,
+          Validators.min(1)
+        ]
+      ],
+      repaymentType: ['bullet'],
+      appropriationOrder: ['charges_penal_interest_principal'],
+      debitBalanceAllow: ['YES'],
+      allowDebitTransAfterDueDate: ['NO'],
+      branchLevelAccountType: ['NO']
+    });
+  }
+
+  /** Read by the wizard to decide whether the Cheque Book step applies. */
+  get isOverdraft(): boolean {
+    return this.loanProductAdvanceLimitTenureForm.get('facilityType').value === 'overdraft';
+  }
+
+  get loanProductAdvanceLimitTenure() {
+    return this.loanProductAdvanceLimitTenureForm.getRawValue();
+  }
+
+  /** True when the FD 12–15 month cap is in force (drives the hints/errors in the template). */
+  get isFdTenureLocked(): boolean {
+    return this._productSubType === 'fd';
+  }
+
+  get tenureMin(): number {
+    return this.isFdTenureLocked ? 12 : 1;
+  }
+
+  get tenureMax(): number | null {
+    return this.isFdTenureLocked ? 15 : null;
+  }
+
+  /**
+   * FD advances are bank-policy capped to 12–15 months; every other sub type stays open (min 1).
+   * Called whenever the sub type changes so the validators — and thus the wizard's validity gate —
+   * match the selected product.
+   */
+  private applyTenurePolicy(): void {
+    const form = this.loanProductAdvanceLimitTenureForm;
+    if (!form) {
+      return;
+    }
+    const min = form.get('minTenure');
+    const def = form.get('defaultTenure');
+    const max = form.get('maxTenure');
+    if (this._productSubType === 'fd') {
+      const bounds = [
+        Validators.min(12),
+        Validators.max(15)
+      ];
+      min.setValidators([
+        Validators.required,
+        ...bounds
+      ]);
+      def.setValidators(bounds);
+      max.setValidators([
+        Validators.required,
+        ...bounds
+      ]);
+      min.setValue(12, { emitEvent: false });
+      def.setValue(12, { emitEvent: false });
+      max.setValue(15, { emitEvent: false });
+    } else {
+      min.setValidators([
+        Validators.required,
+        Validators.min(1)
+      ]);
+      def.setValidators([Validators.min(1)]);
+      max.setValidators([
+        Validators.required,
+        Validators.min(1)
+      ]);
+    }
+    min.updateValueAndValidity({ emitEvent: false });
+    def.updateValueAndValidity({ emitEvent: false });
+    max.updateValueAndValidity({ emitEvent: false });
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-cheque-book-step/loan-product-cheque-book-step.component.html

@@ -0,0 +1,144 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="loanProductChequeBookForm">
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-money-check"></i>
+      <h3>Cheque Book Facility</h3>
+      <span class="adv-section__hint">Overdraft (running) only</span>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field adv-field--full" style="grid-column: span 2">
+        <mat-label>Cheque Type</mat-label>
+        <mat-select formControlName="chequeType">
+          @for (opt of chequeTypeOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Book Sizes Allowed (leaves)</mat-label>
+        <mat-select formControlName="bookSizes" multiple>
+          @for (opt of bookSizeOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Default Book Size (leaves)</mat-label>
+        <mat-select formControlName="defaultBookSize">
+          @for (opt of bookSizeOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Max Books Outstanding</mat-label>
+        <input matInput type="number" formControlName="maxBooksOutstanding" min="0" />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Reissue When Unused Leaves ≤</mat-label>
+        <input matInput type="number" formControlName="reissueWhenLeaves" min="0" />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>First Cheque Book Free</mat-label>
+        <mat-select formControlName="firstBookFree">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Free Cheque Books per Year</mat-label>
+        <input matInput type="number" formControlName="freeBooksPerYear" min="0" />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Name Printed on Cheque</mat-label>
+        <mat-select formControlName="namePrinted">
+          @for (opt of namePrintedOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field adv-field--full" style="grid-column: span 2">
+        <mat-label>Cheque Print Description</mat-label>
+        <input matInput formControlName="chequePrintDescription" />
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-shield-halved"></i>
+      <h3>Validation &amp; Security</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Positive Pay (PPS) Threshold (₹)</mat-label>
+        <input matInput type="number" formControlName="ppsThreshold" min="0" required />
+        <mat-hint>Issuer confirms cheques at or above this</mat-hint>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>PPS Mandatory Above (₹)</mat-label>
+        <input matInput type="number" formControlName="ppsMandatoryAbove" min="0" />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Cheque Validity</mat-label>
+        <input matInput value="3 months (RBI)" disabled />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Stop Payment Allowed</mat-label>
+        <mat-select formControlName="stopPaymentAllowed">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Maintain Cheque Stock Register</mat-label>
+        <mat-select formControlName="maintainStockRegister">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Allow Withdrawal Slip</mat-label>
+        <mat-select formControlName="allowWithdrawalSlip">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-ban"></i>
+      <h3>Block Cheque Issue &amp; Clearing When</h3>
+    </div>
+    <div class="adv-subsection">
+      <div class="adv-checks">
+        <mat-checkbox formControlName="blockNpa">Account is NPA or out of order</mat-checkbox>
+        <mat-checkbox formControlName="blockLimitExpired">Limit has expired (renewal due)</mat-checkbox>
+        <mat-checkbox formControlName="blockOverDp">Debit would exceed the limit / drawing power</mat-checkbox>
+        <mat-checkbox formControlName="blockFrozen">Account is frozen or inoperative</mat-checkbox>
+        <mat-checkbox formControlName="blockLienReleased">
+          Pledged deposit has matured or its lien was released
+        </mat-checkbox>
+      </div>
+    </div>
+  </div>
+
+  <div class="adv-note">
+    <i class="fas fa-circle-info"></i>
+    <span>Cheque book fees (issue, per leaf, return, stop payment) are set on the Charges step.</span>
+  </div>
+</form>

src/app/products/loan-products/loan-product-stepper/loan-product-cheque-book-step/loan-product-cheque-book-step.component.ts

@@ -0,0 +1,92 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { MatCheckbox } from '@angular/material/checkbox';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+/**
+ * Cheque Book step (Figma step 8), shown only when the Facility Type is Overdraft (running).
+ * UI-only for now — not sent in the create payload.
+ */
+@Component({
+  selector: 'mifosx-loan-product-cheque-book-step',
+  templateUrl: './loan-product-cheque-book-step.component.html',
+  styleUrls: ['../advance-steps.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    MatCheckbox
+  ]
+})
+export class LoanProductChequeBookStepComponent {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  loanProductChequeBookForm: UntypedFormGroup;
+
+  readonly chequeTypeOptions = [
+    'CTS-2010 · Payable at par (multi-city)',
+    'CTS-2010 · Local',
+    'Non-CTS'
+  ];
+  readonly bookSizeOptions = [
+    '10',
+    '25',
+    '50',
+    '100'
+  ];
+  readonly namePrintedOptions = [
+    'Account holder name',
+    'Firm / entity name',
+    'As per instruction'
+  ];
+  readonly yesNoOptions = [
+    'YES',
+    'NO'
+  ];
+
+  constructor() {
+    this.loanProductChequeBookForm = this.formBuilder.group({
+      chequeType: ['CTS-2010 · Payable at par (multi-city)'],
+      bookSizes: [
+        [
+          '10',
+          '25',
+          '50'
+        ]
+      ],
+      defaultBookSize: ['25'],
+      maxBooksOutstanding: [1],
+      reissueWhenLeaves: [5],
+      firstBookFree: ['YES'],
+      freeBooksPerYear: [1],
+      namePrinted: ['Account holder name'],
+      chequePrintDescription: [''],
+      ppsThreshold: [
+        50000,
+        [
+          Validators.required,
+          Validators.min(0)
+        ]
+      ],
+      ppsMandatoryAbove: [500000],
+      stopPaymentAllowed: ['YES'],
+      maintainStockRegister: ['YES'],
+      allowWithdrawalSlip: ['NO'],
+      blockNpa: [true],
+      blockLimitExpired: [true],
+      blockOverDp: [true],
+      blockFrozen: [true],
+      blockLienReleased: [true]
+    });
+  }
+
+  get loanProductChequeBook() {
+    return this.loanProductChequeBookForm.getRawValue();
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-details-step/loan-product-details-step.component.html

@@ -7,178 +7,190 @@
 -->
 
 <form [formGroup]="loanProductDetailsForm">
-  <div class="lpd-section">
-    <div class="lpd-section__header">
-      <i class="fas fa-info-circle"></i>
-      <h3>{{ 'labels.inputs.Product Name' | translate }} &amp; {{ 'labels.inputs.Description' | translate }}</h3>
-    </div>
-    <div class="lpd-grid">
-      <mat-form-field appearance="outline" class="lpd-field lpd-field--full">
-        <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
-        <input
-          matInput
-          formControlName="name"
-          matTooltip="{{ 'tooltips.Product name is a unique identifier' | translate }}"
-          required
-        />
-        <mat-error>
-          {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
-          <strong>{{ 'labels.commons.required' | translate }}</strong>
-        </mat-error>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" class="lpd-field">
-        <mat-label>{{ 'labels.inputs.Short Name' | translate }}</mat-label>
-        <input
-          matInput
-          formControlName="shortName"
-          maxlength="4"
-          matTooltip="{{ 'tooltips.Short name is a unique identifier' | translate }}"
-          required
-        />
-        <mat-error>
-          {{ 'labels.inputs.Short Name' | translate }} {{ 'labels.commons.is' | translate }}
-          <strong>{{ 'labels.commons.required' | translate }}</strong>
-        </mat-error>
-      </mat-form-field>
-    </div>
-  </div>
-
-  <div class="lpd-section">
-    <div class="lpd-section__header">
-      <i class="fas fa-calendar-alt"></i>
-      <h3>{{ 'labels.inputs.Availability' | translate }}</h3>
-    </div>
-    <div class="lpd-grid">
-      <mat-form-field appearance="outline" class="lpd-field" (click)="startDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Start Date' | translate }}</mat-label>
-        <input
-          matInput
-          [min]="minDate"
-          [max]="maxDate"
-          [matDatepicker]="startDatePicker"
-          matTooltip="{{ 'tooltips.loan product will be active and available to clients' | translate }}"
-          formControlName="startDate"
-        />
-        <mat-datepicker-toggle matSuffix [for]="startDatePicker"></mat-datepicker-toggle>
-        <mat-datepicker #startDatePicker></mat-datepicker>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" class="lpd-field" (click)="closeDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Close Date' | translate }}</mat-label>
-        <input
-          matInput
-          [min]="minDate"
-          [max]="maxDate"
-          [matDatepicker]="closeDatePicker"
-          matTooltip="{{ 'tooltips.loan product will become inactive and unavailable to clients' | translate }}"
-          formControlName="closeDate"
-        />
-        <mat-datepicker-toggle matSuffix [for]="closeDatePicker"></mat-datepicker-toggle>
-        <mat-datepicker #closeDatePicker></mat-datepicker>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" class="lpd-field lpd-field--full">
-        <mat-label>{{ 'labels.inputs.Description' | translate }}</mat-label>
-        <textarea
-          matInput
-          matTooltip="{{ 'tooltips.Provide additional information' | translate }}"
-          formControlName="description"
-          cdkTextareaAutosize
-          cdkAutosizeMinRows="2"
-        ></textarea>
-      </mat-form-field>
-    </div>
-  </div>
-
-  <!-- Interest Information -->
-  <div class="lpd-section">
-    <div class="lpd-section__header">
-      <i class="fas fa-percentage"></i>
-      <h3>Interest Information</h3>
-    </div>
-    <div class="lpd-grid">
-      <mat-form-field appearance="outline" class="lpd-field">
-        <mat-label>Debit Int. Calculation</mat-label>
-        <mat-select formControlName="debitIntCalculation">
-          @for (opt of yesNoOptions; track opt.value) {
-            <mat-option [value]="opt.value">{{ opt.label }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" class="lpd-field">
-        <mat-label>Separate Penal Int.</mat-label>
-        <mat-select formControlName="separatePenalInterest">
-          @for (opt of yesNoOptions; track opt.value) {
-            <mat-option [value]="opt.value">{{ opt.label }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" class="lpd-field">
-        <mat-label>Credit Int. Calculation</mat-label>
-        <mat-select formControlName="creditIntCalculation">
-          @for (opt of yesNoOptions; track opt.value) {
-            <mat-option [value]="opt.value">{{ opt.label }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" class="lpd-field">
-        <mat-label>Sub A/c Type Balance</mat-label>
-        <mat-select formControlName="subAccountTypeBalance">
-          @for (opt of yesNoOptions; track opt.value) {
-            <mat-option [value]="opt.value">{{ opt.label }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" class="lpd-field">
-        <mat-label>Final Int. Rounding</mat-label>
-        <mat-select formControlName="finalIntRounding">
-          @for (opt of yesNoOptions; track opt.value) {
-            <mat-option [value]="opt.value">{{ opt.label }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      @if (loanProductDetailsForm.get('finalIntRounding')?.value) {
-        <mat-form-field appearance="outline" class="lpd-field">
-          <mat-label>Rounding UpTo</mat-label>
-          <input matInput type="number" formControlName="roundingUpTo" min="0" />
-        </mat-form-field>
-      }
-    </div>
-  </div>
-
-  <!-- Product Classification + GL Account — combined section -->
+  <!-- Product Type — picked first; it decides which sections the rest of the wizard shows -->
   <div class="lpd-section">
     <div class="lpd-section__header">
       <i class="fas fa-sitemap"></i>
-      <h3>Product Classification</h3>
+      <h3>Product Type</h3>
     </div>
-    <div class="lpd-grid">
-      <mat-form-field appearance="outline" class="lpd-field">
-        <mat-label>Product Type Group</mat-label>
-        <mat-select formControlName="productTypeGroup">
-          @for (group of productTypeGroups; track group.id) {
-            <mat-option [value]="group.id">{{ group.label }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
+    <mat-radio-group formControlName="productTypeGroup" class="lpd-type-options">
+      @for (group of productTypeGroups; track group.id) {
+        <mat-radio-button [value]="group.id" class="lpd-type-option">
+          <span class="lpd-type-option__label">{{ group.label }}</span>
+          <span class="lpd-type-option__hint">{{ group.hint }}</span>
+        </mat-radio-button>
+      }
+    </mat-radio-group>
 
-      @if (loanProductDetailsForm.get('productTypeGroup')?.value) {
+    @if (loanProductDetailsForm.get('productTypeGroup')?.value) {
+      <div class="lpd-grid">
         <mat-form-field appearance="outline" class="lpd-field">
-          <mat-label>GL Account ({{ glClassificationLabel }})</mat-label>
-          <mat-select formControlName="glAccount">
-            @for (acc of availableGlAccounts; track acc.id) {
-              <mat-option [value]="acc.id"> ({{ acc.glCode }}) {{ acc.name }} </mat-option>
+          <mat-label>Product Sub Type</mat-label>
+          <mat-select formControlName="productTypeSubGroup" [required]="!isExistingProduct">
+            @for (subGroup of availableSubGroups; track subGroup.id) {
+              <mat-option [value]="subGroup.id">{{ subGroup.label }}</mat-option>
             }
           </mat-select>
-          <mat-error>GL Account is required</mat-error>
+          <mat-error>Product Sub Type is <strong>required</strong></mat-error>
         </mat-form-field>
-      }
-    </div>
+
+        <mat-form-field appearance="outline" class="lpd-field">
+          <mat-label>GL Account (Asset)</mat-label>
+          <mat-select
+            formControlName="glAccount"
+            [required]="!isExistingProduct"
+            matTooltip="Ledger GL of this product. Account numbers of its loan accounts are generated from this GL."
+          >
+            @for (acc of assetAccountOptions; track acc.id) {
+              <mat-option [value]="acc.id">({{ acc.glCode }}) {{ acc.name }}</mat-option>
+            }
+          </mat-select>
+          <mat-error>GL Account is <strong>required</strong></mat-error>
+        </mat-form-field>
+      </div>
+    }
   </div>
+
+  @if (!isProductTypeChosen) {
+    <div class="lpd-type-pending">
+      <i class="fas fa-circle-info"></i>
+      Select a Product Type and Sub Type to continue.
+    </div>
+  }
+
+  @if (isProductTypeChosen) {
+    <div class="lpd-section">
+      <div class="lpd-section__header">
+        <i class="fas fa-info-circle"></i>
+        <h3>{{ 'labels.inputs.Product Name' | translate }} &amp; {{ 'labels.inputs.Description' | translate }}</h3>
+      </div>
+      <div class="lpd-grid">
+        <mat-form-field appearance="outline" class="lpd-field lpd-field--full">
+          <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
+          <input
+            matInput
+            formControlName="name"
+            matTooltip="{{ 'tooltips.Product name is a unique identifier' | translate }}"
+            required
+          />
+          <mat-error>
+            {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
+            <strong>{{ 'labels.commons.required' | translate }}</strong>
+          </mat-error>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field">
+          <mat-label>{{ 'labels.inputs.Short Name' | translate }}</mat-label>
+          <input
+            matInput
+            formControlName="shortName"
+            [maxlength]="isExistingProduct ? 4 : null"
+            matTooltip="{{ 'tooltips.Short name is a unique identifier' | translate }}"
+            required
+            (input)="normalizeShortName($event)"
+          />
+          @if (loanProductDetailsForm.get('shortName').hasError('pattern')) {
+            <mat-error>Short Name must be exactly <strong>2 capital letters</strong> (A–Z)</mat-error>
+          } @else {
+            <mat-error>
+              {{ 'labels.inputs.Short Name' | translate }} {{ 'labels.commons.is' | translate }}
+              <strong>{{ 'labels.commons.required' | translate }}</strong>
+            </mat-error>
+          }
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field lpd-field--row-start" (click)="startDatePicker.open()">
+          <mat-label>{{ 'labels.inputs.Start Date' | translate }}</mat-label>
+          <input
+            matInput
+            [min]="startDateMin"
+            [max]="startDateMax"
+            [matDatepicker]="startDatePicker"
+            matTooltip="{{ 'tooltips.loan product will be active and available to clients' | translate }}"
+            formControlName="startDate"
+          />
+          <mat-datepicker-toggle matSuffix [for]="startDatePicker"></mat-datepicker-toggle>
+          <mat-datepicker #startDatePicker></mat-datepicker>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field" (click)="closeDatePicker.open()">
+          <mat-label>{{ 'labels.inputs.Close Date' | translate }}</mat-label>
+          <input
+            matInput
+            [min]="closeDateMin"
+            [max]="maxDate"
+            [matDatepicker]="closeDatePicker"
+            matTooltip="{{ 'tooltips.loan product will become inactive and unavailable to clients' | translate }}"
+            formControlName="closeDate"
+          />
+          <mat-datepicker-toggle matSuffix [for]="closeDatePicker"></mat-datepicker-toggle>
+          <mat-datepicker #closeDatePicker></mat-datepicker>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field lpd-field--full">
+          <mat-label>{{ 'labels.inputs.Description' | translate }}</mat-label>
+          <textarea
+            matInput
+            matTooltip="{{ 'tooltips.Provide additional information' | translate }}"
+            formControlName="description"
+            cdkTextareaAutosize
+            cdkAutosizeMinRows="2"
+          ></textarea>
+        </mat-form-field>
+      </div>
+    </div>
+
+    <div class="lpd-section">
+      <div class="lpd-section__header">
+        <i class="fas fa-flag"></i>
+        <h3>Regulatory Classification</h3>
+      </div>
+      <div class="lpd-grid">
+        <mat-form-field appearance="outline" class="lpd-field">
+          <mat-label>Loan Product Category (RBI)</mat-label>
+          <mat-select formControlName="loanProductCategory">
+            @for (opt of loanProductCategoryOptions; track opt.id) {
+              <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field">
+          <mat-label>Priority Sector</mat-label>
+          <mat-select formControlName="prioritySector">
+            @for (opt of prioritySectorOptions; track opt.id) {
+              <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field">
+          <mat-label>CIBIL Account Type</mat-label>
+          <mat-select formControlName="cibilAccountType">
+            @for (opt of cibilAccountTypeOptions; track opt.id) {
+              <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field">
+          <mat-label>Key Fact Statement (KFS)</mat-label>
+          <mat-select formControlName="kfsEnabled">
+            @for (opt of yesNoOptions; track opt) {
+              <mat-option [value]="opt">{{ opt }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lpd-field">
+          <mat-label>APR Calculation</mat-label>
+          <mat-select formControlName="aprEnabled">
+            @for (opt of yesNoOptions; track opt) {
+              <mat-option [value]="opt">{{ opt }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+      </div>
+    </div>
+  }
 </form>

src/app/products/loan-products/loan-product-stepper/loan-product-details-step/loan-product-details-step.component.scss

@@ -61,6 +61,57 @@ $gray-900: #202124;
   &--full {
     grid-column: 1 / -1;
   }
+
+  // Starts a new row, so Start / Close Date sit together instead of one of them beside Short Name.
+  &--row-start {
+    grid-column-start: 1;
+  }
+}
+
+// Product Type — first section
+.lpd-type-options {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 12px;
+  padding: 16px 24px 0;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.lpd-type-option {
+  border: 1px solid $border;
+  border-radius: 8px;
+  padding: 8px 12px;
+
+  &__label {
+    display: block;
+    font-weight: 600;
+    color: $gray-900;
+  }
+
+  &__hint {
+    display: block;
+    font-size: 12px;
+    color: #5f6368;
+  }
+}
+
+.lpd-type-pending {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin-top: 16px;
+  padding: 12px 24px;
+  border: 1px dashed $border;
+  border-radius: 10px;
+  font-size: 13px;
+  color: #5f6368;
+
+  i {
+    color: $accent;
+  }
 }
 
 .lpd-checkbox-row {

src/app/products/loan-products/loan-product-stepper/loan-product-details-step/loan-product-details-step.component.ts

@@ -15,6 +15,7 @@ import { Dates } from 'app/core/utils/dates';
 import { SettingsService } from 'app/settings/settings.service';
 import { MatTooltip } from '@angular/material/tooltip';
 import { CdkTextareaAutosize } from '@angular/cdk/text-field';
+import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 
 @Component({
@@ -24,7 +25,9 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
   imports: [
     ...STANDALONE_SHARED_IMPORTS,
     MatTooltip,
-    CdkTextareaAutosize
+    CdkTextareaAutosize,
+    MatRadioGroup,
+    MatRadioButton
   ]
 })
 export class LoanProductDetailsStepComponent implements OnInit {
@@ -39,6 +42,14 @@ export class LoanProductDetailsStepComponent implements OnInit {
   minDate = new Date(2000, 0, 1);
   maxDate = new Date(new Date().setFullYear(new Date().getFullYear() + 10));
 
+  // Start Date policy: a new product must start on the current day — the picker allows only today
+  // (neither past nor future). Widened for an existing product so its saved start date stays valid.
+  startDateMin: Date = new Date();
+  startDateMax: Date = new Date();
+
+  // Close (End) Date accepts only future dates — default min is tomorrow; widened for an existing product.
+  closeDateMin: Date = new Date();
+
   /**
    * @param {FormBuilder} formBuilder Form Builder.
    * @param {Dates} dateUtils Date Utils.
@@ -50,90 +61,158 @@ export class LoanProductDetailsStepComponent implements OnInit {
   }
 
   ngOnInit() {
+    // Product Type is not persisted by the backend yet, so an existing product comes back without one.
+    // Only a new product is made to pick it first; editing must not hide or block the rest of the form.
+    this.isExistingProduct = !!this.loanProductsTemplate?.id;
+    if (!this.isExistingProduct) {
+      this.loanProductDetailsForm.get('productTypeGroup').setValidators(Validators.required);
+      this.loanProductDetailsForm.get('productTypeSubGroup').setValidators(Validators.required);
+      this.loanProductDetailsForm.get('glAccount').setValidators(Validators.required);
+      // A new product's short name is exactly two capital letters. Saved products keep the old 4-character
+      // rule, so an existing short name such as 'PW16' does not stop the product from being edited.
+      this.loanProductDetailsForm.get('shortName').setValidators([
+        Validators.required,
+        Validators.pattern(/^[A-Z]{2}$/)
+      ]);
+      this.loanProductDetailsForm.get('productTypeGroup').updateValueAndValidity({ emitEvent: false });
+      this.loanProductDetailsForm.get('productTypeSubGroup').updateValueAndValidity({ emitEvent: false });
+      this.loanProductDetailsForm.get('glAccount').updateValueAndValidity({ emitEvent: false });
+      this.loanProductDetailsForm.get('shortName').updateValueAndValidity({ emitEvent: false });
+    }
+
+    // A loan / advance is an asset of the bank, so its ledger GL is always an asset account.
+    this.assetAccountOptions = this.loanProductsTemplate?.accountingMappingOptions?.assetAccountOptions ?? [];
+
+    // Start Date: default to today for a new product and lock the picker to the current day.
+    // An existing product keeps the wider range so its saved date remains selectable/valid.
+    if (this.isExistingProduct) {
+      this.startDateMin = this.minDate;
+      this.startDateMax = this.maxDate;
+      this.closeDateMin = this.minDate;
+    } else {
+      this.startDateMin = new Date();
+      this.startDateMax = new Date();
+      const tomorrow = new Date();
+      tomorrow.setDate(tomorrow.getDate() + 1);
+      this.closeDateMin = tomorrow;
+    }
+
     this.loanProductDetailsForm.patchValue({
       name: this.loanProductsTemplate.name,
       shortName: this.loanProductsTemplate.shortName,
       description: this.loanProductsTemplate.description,
-      startDate: this.loanProductsTemplate.startDate && new Date(this.loanProductsTemplate.startDate),
+      startDate: this.loanProductsTemplate.startDate ? new Date(this.loanProductsTemplate.startDate) : new Date(),
       closeDate: this.loanProductsTemplate.closeDate && new Date(this.loanProductsTemplate.closeDate)
     });
-
-    const mappingOptions = this.loanProductsTemplate?.accountingMappingOptions ?? {};
-    this.assetAccountOptions = mappingOptions.assetAccountOptions ?? [];
-    this.liabilityAccountOptions = mappingOptions.liabilityAccountOptions ?? [];
-
-    this.loanProductDetailsForm.patchValue({
-      debitIntCalculation: this.loanProductsTemplate.debitIntCalculation ?? false,
-      separatePenalInterest: this.loanProductsTemplate.separatePenalInterest ?? false,
-      creditIntCalculation: this.loanProductsTemplate.creditIntCalculation ?? false,
-      subAccountTypeBalance: this.loanProductsTemplate.subAccountTypeBalance ?? false,
-      finalIntRounding: this.loanProductsTemplate.finalIntRounding ?? false,
-      roundingUpTo: this.loanProductsTemplate.roundingUpTo ?? null
-    });
   }
 
-  /** Product Classification data */
+  /** True when editing a saved product; see ngOnInit. */
+  isExistingProduct = false;
+
+  /** Product Type -- picked first, since it decides which sections the rest of the wizard shows. */
   readonly productTypeGroups = [
-    { id: 'loans', label: 'Loan' },
-    { id: 'advanced', label: 'Advanced' }
+    { id: 'advances', label: 'Advances A/C', hint: 'No EMI. Limit / drawing power against security.' },
+    { id: 'loans', label: 'Loans A/C', hint: 'Fixed disbursement, fixed tenure, EMI repayment.' }
   ];
 
-  readonly productTypeSubGroups: Record<string, { id: string; label: string }[]> = {
-    loans: [
-      { id: 'emi', label: 'EMI' },
-      { id: 'cc', label: 'CC (Cash Credit)' },
-      { id: 'overdraft', label: 'Overdraft' },
-      { id: 'warehouse', label: 'Warehouse' },
-      { id: 'gold', label: 'Gold' }
+  /** `shortName` is the two-letter code the product's Short Name is pre-filled with when the sub type is picked. */
+  readonly productTypeSubGroups: Record<string, { id: string; label: string; shortName: string }[]> = {
+    advances: [
+      { id: 'fd', label: 'Loan against FD', shortName: 'FD' },
+      { id: 'rd', label: 'Loan against RD', shortName: 'RD' },
+      { id: 'dds', label: 'Loan against DDS', shortName: 'DS' },
+      { id: 'lic', label: 'Loan against LIC Policy', shortName: 'LI' },
+      { id: 'gold', label: 'Loan against Gold', shortName: 'GD' },
+      { id: 'warehouse', label: 'Warehouse Receipt', shortName: 'WR' },
+      { id: 'cc', label: 'Cash Credit (CC)', shortName: 'CC' },
+      { id: 'overdraft', label: 'Overdraft (OD)', shortName: 'OD' },
+      { id: 'kcc', label: 'Kisan Credit Card (KCC)', shortName: 'KC' },
+      { id: 'bills', label: 'Bills Purchased / Discounted', shortName: 'BP' }
     ],
-    advanced: [
-      { id: 'fd', label: 'FD (Fixed Deposit)' },
-      { id: 'rd', label: 'RD (Recurring Deposit)' }
+    loans: [
+      { id: 'term', label: 'Term Loan', shortName: 'TL' },
+      { id: 'personal', label: 'Personal Loan', shortName: 'PL' },
+      { id: 'housing', label: 'Housing Loan', shortName: 'HL' },
+      { id: 'vehicle', label: 'Vehicle Loan', shortName: 'VL' },
+      { id: 'education', label: 'Education Loan', shortName: 'EL' },
+      { id: 'business', label: 'Business / MSME Loan', shortName: 'BL' },
+      { id: 'gold_emi', label: 'Gold EMI Loan', shortName: 'GE' }
     ]
   };
 
-  /** Default GL per product type group */
-  private readonly glDefaultMap: Record<string, string> = {
-    loans: 'asset',
-    advanced: 'asset'
-  };
+  /** Regulatory Classification options (UI-only; RBI / bureau reporting). */
+  readonly loanProductCategoryOptions = [
+    { id: 'advances_deposits', label: 'Advances against deposits' },
+    { id: 'gold_loan', label: 'Gold loan' },
+    { id: 'agriculture', label: 'Agriculture' },
+    { id: 'msme', label: 'MSME' },
+    { id: 'personal', label: 'Personal / retail' },
+    { id: 'housing', label: 'Housing' },
+    { id: 'other', label: 'Other' }
+  ];
+
+  readonly prioritySectorOptions = [
+    { id: 'yes', label: 'Yes' },
+    { id: 'no', label: 'No' }
+  ];
+
+  readonly cibilAccountTypeOptions = [
+    { id: 'loan_bank_deposits', label: 'Loan against Bank Deposits' },
+    { id: 'gold_loan', label: 'Gold Loan' },
+    { id: 'overdraft', label: 'Overdraft' },
+    { id: 'business_loan', label: 'Business Loan' },
+    { id: 'other', label: 'Other' }
+  ];
+
+  readonly yesNoOptions = [
+    'YES',
+    'NO'
+  ];
+
+  /** The rest of the Details form stays hidden on a new product until its type and sub type are picked. */
+  get isProductTypeChosen(): boolean {
+    if (this.isExistingProduct) {
+      return true;
+    }
+    const value = this.loanProductDetailsForm.value;
+    return !!value.productTypeGroup && !!value.productTypeSubGroup;
+  }
 
   get availableSubGroups() {
     const group = this.loanProductDetailsForm.get('productTypeGroup')?.value;
     return group ? (this.productTypeSubGroups[group] ?? []) : [];
   }
 
-  get glOptions(): string[] {
-    return [
-      'asset',
-      'liability'
-    ];
-  }
-
+  /**
+   * Asset GLs offered for the product's ledger GL -- the GL the product's loan account numbers are
+   * generated from. Separate from the Accounting tab mappings, which drive the journal entries.
+   */
   assetAccountOptions: any[] = [];
-  liabilityAccountOptions: any[] = [];
-
-  get availableGlAccounts(): any[] {
-    const type = this.loanProductDetailsForm.get('glClassification')?.value;
-    if (type === 'asset') return this.assetAccountOptions;
-    if (type === 'liability') return this.liabilityAccountOptions;
-    return [];
-  }
-
-  get glClassificationLabel(): string {
-    const type = this.loanProductDetailsForm.get('glClassification')?.value;
-    return type === 'liability' ? 'Liability' : 'Asset';
-  }
 
   get selectedGroupLabel(): string {
     const group = this.loanProductDetailsForm.get('productTypeGroup')?.value;
     return this.productTypeGroups.find((g) => g.id === group)?.label ?? '';
   }
 
-  readonly yesNoOptions = [
-    { value: true, label: 'YES' },
-    { value: false, label: 'NO' }
-  ];
+  /**
+   * A new product's short name is two capital letters, so what is typed or pasted is upper-cased, anything
+   * that is not a letter is dropped, and only the first two letters are kept. Trimming here rather than with
+   * maxlength means a paste like 'g1old' still yields 'GO' instead of being cut to 'g1' first.
+   */
+  normalizeShortName(event: Event) {
+    if (this.isExistingProduct) {
+      return;
+    }
+    // Read from the input itself: this handler can run before the form control has taken the new value.
+    const typed = (event.target as HTMLInputElement).value ?? '';
+    const cleaned = typed
+      .toUpperCase()
+      .replace(/[^A-Z]/g, '')
+      .slice(0, 2);
+    if (cleaned !== typed) {
+      this.loanProductDetailsForm.get('shortName').setValue(cleaned);
+    }
+  }
 
   createLoanProductDetailsForm() {
     this.loanProductDetailsForm = this.formBuilder.group({
@@ -150,21 +229,26 @@ export class LoanProductDetailsStepComponent implements OnInit {
       closeDate: [''],
       productTypeGroup: [''],
       productTypeSubGroup: [''],
-      glClassification: ['asset'],
       glAccount: [''],
-      debitIntCalculation: [false],
-      separatePenalInterest: [false],
-      creditIntCalculation: [false],
-      subAccountTypeBalance: [false],
-      finalIntRounding: [false],
-      roundingUpTo: [null]
+      // Regulatory Classification (UI-only; stripped in buildPayload)
+      loanProductCategory: ['advances_deposits'],
+      prioritySector: ['no'],
+      cibilAccountType: ['loan_bank_deposits'],
+      kfsEnabled: ['YES'],
+      aprEnabled: ['YES']
     });
 
-    // Auto-set GL based on product type group
-    this.loanProductDetailsForm.get('productTypeGroup')?.valueChanges.subscribe((group: string) => {
-      const defaultVal = this.glDefaultMap[group] ?? 'asset';
-      this.loanProductDetailsForm.get('glClassification')?.setValue(defaultVal);
-      this.loanProductDetailsForm.get('glAccount')?.setValue('');
+    // A sub type belongs to one group, so changing the group clears it.
+    this.loanProductDetailsForm.get('productTypeGroup')?.valueChanges.subscribe(() => {
+      this.loanProductDetailsForm.get('productTypeSubGroup')?.setValue('');
+    });
+
+    // Picking a sub type pre-fills the Short Name with its code; the user can still change it.
+    this.loanProductDetailsForm.get('productTypeSubGroup')?.valueChanges.subscribe((subGroupId: string) => {
+      const subGroup = this.availableSubGroups.find((s) => s.id === subGroupId);
+      if (subGroup) {
+        this.loanProductDetailsForm.get('shortName').setValue(subGroup.shortName);
+      }
     });
   }
 

src/app/products/loan-products/loan-product-stepper/loan-product-penal-npa-step/loan-product-penal-npa-step.component.html

@@ -0,0 +1,106 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="loanProductPenalNpaForm">
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-percent"></i>
+      <h3>Penal Charges</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Penal Charges Applicable</mat-label>
+        <mat-select formControlName="penalApplicable">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Penal Rate (% p.a.)</mat-label>
+        <input matInput type="number" formControlName="penalRate" min="0" max="100" step="0.01" />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Applied On</mat-label>
+        <mat-select formControlName="penalAppliedOn">
+          @for (opt of appliedOnOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Penal Grace Days</mat-label>
+        <input matInput type="number" formControlName="penalGraceDays" min="0" />
+      </mat-form-field>
+      <div class="adv-field adv-field--full" style="grid-column: span 2">
+        <div class="adv-info">
+          RBI: penal charges are kept separate from interest, never capitalised, and shown in the Key Fact Statement.
+        </div>
+      </div>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-triangle-exclamation"></i>
+      <h3>Asset Classification (SMA / NPA)</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Delinquency Bucket (SMA)</mat-label>
+        <mat-select formControlName="delinquencyBucketId">
+          <mat-option [value]="''">— None —</mat-option>
+          @for (bucket of delinquencyBucketOptions; track bucket.id) {
+            <mat-option [value]="bucket.id">{{ bucket.name }}</mat-option>
+          }
+        </mat-select>
+        <mat-hint>SMA 0–30 / 31–60 / 61–90</mat-hint>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>NPA After (days overdue)</mat-label>
+        <input matInput type="number" formControlName="npaDays" min="0" required />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>NPA Trigger</mat-label>
+        <mat-select formControlName="npaTrigger">
+          @for (opt of npaTriggerOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Interest after NPA</mat-label>
+        <mat-select formControlName="interestAfterNpa">
+          @for (opt of interestAfterNpaOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Grace on Arrears Ageing (days)</mat-label>
+        <input matInput type="number" formControlName="graceOnArrearsAgeing" min="0" />
+        <mat-hint>Days before an amount counts as overdue</mat-hint>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>In-Arrears Tolerance (₹)</mat-label>
+        <input matInput type="number" formControlName="inArrearsTolerance" min="0" />
+        <mat-hint>Small balance ignored for arrears</mat-hint>
+      </mat-form-field>
+    </div>
+    <div class="adv-subsection">
+      <div class="adv-checks">
+        <mat-checkbox formControlName="upgradeOnlyAllArrears">
+          Upgrade from NPA only when all arrears are cleared
+        </mat-checkbox>
+        <mat-checkbox formControlName="keepStandardIfDepositCovers">
+          Keep standard while the pledged deposit fully covers the dues
+        </mat-checkbox>
+      </div>
+    </div>
+  </div>
+</form>

src/app/products/loan-products/loan-product-stepper/loan-product-penal-npa-step/loan-product-penal-npa-step.component.ts

@@ -0,0 +1,90 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { MatCheckbox } from '@angular/material/checkbox';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+/**
+ * Penal charges & asset-classification (SMA / NPA) step for an Advances A/C product (Figma step 6).
+ * UI-only for now — not sent in the create payload.
+ */
+@Component({
+  selector: 'mifosx-loan-product-penal-npa-step',
+  templateUrl: './loan-product-penal-npa-step.component.html',
+  styleUrls: ['../advance-steps.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    MatCheckbox
+  ]
+})
+export class LoanProductPenalNpaStepComponent {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  @Input() loanProductsTemplate: any;
+
+  loanProductPenalNpaForm: UntypedFormGroup;
+
+  readonly yesNoOptions = [
+    'YES',
+    'NO'
+  ];
+
+  readonly appliedOnOptions = [
+    { id: 'overdue', label: 'Overdue amount' },
+    { id: 'outstanding', label: 'Full outstanding' }
+  ];
+
+  readonly npaTriggerOptions = [
+    { id: 'maturity', label: 'Dues overdue after maturity' },
+    { id: 'out_of_order', label: 'Out of order 90 days (CC/OD)' }
+  ];
+
+  readonly interestAfterNpaOptions = [
+    { id: 'undebited', label: 'Move to Undebited Interest GL' },
+    { id: 'suspense', label: 'Move to Interest Suspense GL' }
+  ];
+
+  get delinquencyBucketOptions(): any[] {
+    return this.loanProductsTemplate?.delinquencyBucketOptions ?? [];
+  }
+
+  constructor() {
+    this.loanProductPenalNpaForm = this.formBuilder.group({
+      penalApplicable: ['YES'],
+      penalRate: [
+        2.0,
+        [
+          Validators.min(0),
+          Validators.max(100)
+        ]
+      ],
+      penalAppliedOn: ['overdue'],
+      penalGraceDays: [0],
+      delinquencyBucketId: [''],
+      npaDays: [
+        90,
+        [
+          Validators.required,
+          Validators.min(0)
+        ]
+      ],
+      npaTrigger: ['maturity'],
+      interestAfterNpa: ['undebited'],
+      graceOnArrearsAgeing: [0],
+      inArrearsTolerance: [0],
+      upgradeOnlyAllArrears: [true],
+      keepStandardIfDepositCovers: [true]
+    });
+  }
+
+  get loanProductPenalNpa() {
+    return this.loanProductPenalNpaForm.getRawValue();
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-renewal-closure-step/loan-product-renewal-closure-step.component.html

@@ -0,0 +1,69 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="loanProductRenewalClosureForm">
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-arrows-rotate"></i>
+      <h3>Limit Renewal</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Renewal Allowed</mat-label>
+        <mat-select formControlName="renewalAllowed">
+          @for (opt of yesNoOptions; track opt) {
+            <mat-option [value]="opt">{{ opt }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Renewal Period (months)</mat-label>
+        <input matInput type="number" formControlName="renewalPeriodMonths" min="1" required />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Renewal Grace Days</mat-label>
+        <input matInput type="number" formControlName="renewalGraceDays" min="0" />
+        <mat-hint>Days allowed after the renewal date</mat-hint>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-section">
+    <div class="adv-section__header">
+      <i class="fas fa-door-open"></i>
+      <h3>Pre-closure</h3>
+    </div>
+    <div class="adv-grid adv-grid--3">
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Pre-closure Allowed</mat-label>
+        <mat-select formControlName="preclosureAllowed">
+          @for (opt of preclosureOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Lock-in Period (months)</mat-label>
+        <input matInput type="number" formControlName="lockInMonths" min="0" />
+      </mat-form-field>
+      <mat-form-field appearance="outline" class="adv-field">
+        <mat-label>Interest on Pre-closure</mat-label>
+        <mat-select formControlName="interestOnPreclosure">
+          @for (opt of preclosureInterestOptions; track opt.id) {
+            <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+          }
+        </mat-select>
+      </mat-form-field>
+    </div>
+  </div>
+
+  <div class="adv-note">
+    <i class="fas fa-circle-info"></i>
+    <span>Renewal and pre-closure <strong>fees</strong> are set once, on the Charges step.</span>
+  </div>
+</form>

src/app/products/loan-products/loan-product-stepper/loan-product-renewal-closure-step/loan-product-renewal-closure-step.component.ts

@@ -0,0 +1,64 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+/**
+ * Limit renewal & pre-closure rules for an Advances A/C product (Figma step 7). Fees live on the
+ * Charges step. UI-only for now — not sent in the create payload.
+ */
+@Component({
+  selector: 'mifosx-loan-product-renewal-closure-step',
+  templateUrl: './loan-product-renewal-closure-step.component.html',
+  styleUrls: ['../advance-steps.scss'],
+  imports: [...STANDALONE_SHARED_IMPORTS]
+})
+export class LoanProductRenewalClosureStepComponent {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  loanProductRenewalClosureForm: UntypedFormGroup;
+
+  readonly yesNoOptions = [
+    'YES',
+    'NO'
+  ];
+
+  readonly preclosureOptions = [
+    { id: 'anytime', label: 'Anytime' },
+    { id: 'after_lockin', label: 'After lock-in period' },
+    { id: 'not_allowed', label: 'Not allowed' }
+  ];
+
+  readonly preclosureInterestOptions = [
+    { id: 'till_closing', label: 'Till closing date (broken period)' },
+    { id: 'full_period', label: 'Full current period' }
+  ];
+
+  constructor() {
+    this.loanProductRenewalClosureForm = this.formBuilder.group({
+      renewalAllowed: ['YES'],
+      renewalPeriodMonths: [
+        12,
+        [
+          Validators.required,
+          Validators.min(1)
+        ]
+      ],
+      renewalGraceDays: [30],
+      preclosureAllowed: ['anytime'],
+      lockInMonths: [0],
+      interestOnPreclosure: ['till_closing']
+    });
+  }
+
+  get loanProductRenewalClosure() {
+    return this.loanProductRenewalClosureForm.getRawValue();
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-security-lien-step/loan-product-security-lien-step.component.html

@@ -0,0 +1,160 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="loanProductSecurityLienForm">
+  @if (!isAdvance) {
+    <div class="lsl-note">
+      <i class="fas fa-circle-info"></i>
+      Security &amp; Lien applies to an <strong>Advances A/C</strong> product. Choose it on the Details step.
+    </div>
+  }
+
+  @if (isAdvance) {
+    <div class="lsl-section">
+      <div class="lsl-section__header">
+        <i class="fas fa-shield-alt"></i>
+        <h3>Security &amp; Margin</h3>
+      </div>
+      <div class="lsl-grid">
+        <mat-form-field appearance="outline" class="lsl-field">
+          <mat-label>Security Type</mat-label>
+          <input matInput formControlName="securityType" matTooltip="Set from the Product Sub Type" />
+          <mat-hint>From Sub Type — not chosen again</mat-hint>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lsl-field">
+          <mat-label>Eligible Amount Basis</mat-label>
+          <mat-select formControlName="eligibleAmountBasis" required>
+            @for (opt of eligibleAmountBasisOptions; track opt.id) {
+              <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+            }
+          </mat-select>
+          <mat-error>Eligible Amount Basis is <strong>required</strong></mat-error>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lsl-field">
+          <mat-label>Margin (%)</mat-label>
+          <input matInput type="number" formControlName="margin" min="0" max="100" step="0.01" required />
+          <mat-hint>0 – 100. Drawing Power = security value × LTV</mat-hint>
+          @if (loanProductSecurityLienForm.get('margin').hasError('required')) {
+            <mat-error>Margin is <strong>required</strong></mat-error>
+          } @else {
+            <mat-error>Margin must be between 0 and 100</mat-error>
+          }
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="lsl-field">
+          <mat-label>LTV (%)</mat-label>
+          <input matInput [value]="ltv" disabled />
+          <mat-hint>= 100 − Margin</mat-hint>
+        </mat-form-field>
+      </div>
+    </div>
+
+    @if (isLienSubType) {
+      <div class="lsl-section">
+        <div class="lsl-section__header">
+          <i class="fas fa-lock"></i>
+          <h3>Lien Settings</h3>
+          <span class="lsl-section__hint">FD · RD · DDS · LIC</span>
+        </div>
+
+        <div class="lsl-subsection">
+          <p class="lsl-group">Lien marking</p>
+          <div class="lsl-grid">
+            <mat-form-field appearance="outline" class="lsl-field">
+              <mat-label>Lien Required</mat-label>
+              <input matInput value="YES (mandatory)" disabled />
+            </mat-form-field>
+
+            <mat-form-field appearance="outline" class="lsl-field">
+              <mat-label>Lien Marking Stage</mat-label>
+              <mat-select formControlName="lienMarkingStage" required>
+                @for (opt of lienMarkingStageOptions; track opt.id) {
+                  <mat-option [value]="opt.id">{{ opt.label }}</mat-option>
+                }
+              </mat-select>
+            </mat-form-field>
+
+            <mat-form-field appearance="outline" class="lsl-field lsl-field--full">
+              <mat-label>Eligible Deposit Products</mat-label>
+              <mat-select formControlName="eligibleDepositProducts" multiple required>
+                @for (product of depositProductOptions; track product) {
+                  <mat-option [value]="product">{{ product }}</mat-option>
+                }
+              </mat-select>
+              <mat-hint>Only accounts of these deposit products can be pledged for this advance</mat-hint>
+              <mat-error>Pick at least one deposit product</mat-error>
+            </mat-form-field>
+          </div>
+        </div>
+
+        <div class="lsl-subsection">
+          <p class="lsl-group">Rules</p>
+          <div class="lsl-checks">
+            <mat-checkbox formControlName="tenureNotExceedMaturity">
+              Tenure cannot exceed deposit maturity date
+            </mat-checkbox>
+            <mat-checkbox formControlName="autoReleaseOnClosure">
+              Auto-release lien when the advance is closed
+            </mat-checkbox>
+            <mat-checkbox formControlName="allowMultipleDeposits">
+              Allow multiple deposits for one advance
+            </mat-checkbox>
+            <mat-checkbox formControlName="adjustFromMaturity">
+              Adjust advance from deposit proceeds at maturity
+            </mat-checkbox>
+            <mat-checkbox formControlName="allowThirdPartyDeposit">
+              Allow third-party deposit (consent letter required)
+            </mat-checkbox>
+            <mat-checkbox formControlName="allowRenewalUnderLien">
+              Allow deposit renewal under lien (lien carries forward)
+            </mat-checkbox>
+          </div>
+        </div>
+
+        <div class="lsl-subsection">
+          <p class="lsl-group">Lien certificate</p>
+          <div class="lsl-grid">
+            <mat-form-field appearance="outline" class="lsl-field">
+              <mat-label>Lien Certificate Required</mat-label>
+              <mat-select formControlName="lienCertificateRequired">
+                @for (opt of yesNoOptions; track opt) {
+                  <mat-option [value]="opt">{{ opt }}</mat-option>
+                }
+              </mat-select>
+            </mat-form-field>
+
+            @if (loanProductSecurityLienForm.get('lienCertificateRequired').value === 'YES') {
+              <mat-form-field appearance="outline" class="lsl-field">
+                <mat-label>Certificate No. Prefix</mat-label>
+                <input matInput formControlName="lienCertificatePrefix" required />
+                <mat-error>Prefix is <strong>required</strong></mat-error>
+              </mat-form-field>
+
+              <mat-form-field appearance="outline" class="lsl-field">
+                <mat-label>Print on Disbursement</mat-label>
+                <mat-select formControlName="printOnDisbursement">
+                  @for (opt of yesNoOptions; track opt) {
+                    <mat-option [value]="opt">{{ opt }}</mat-option>
+                  }
+                </mat-select>
+              </mat-form-field>
+            }
+          </div>
+        </div>
+      </div>
+
+      <div class="lsl-note">
+        <i class="fas fa-circle-info"></i>
+        Interest basis and spread are set on the <strong>Interest</strong> step; the lien-certificate fee on the
+        <strong>Charges</strong> step.
+      </div>
+    }
+  }
+</form>

src/app/products/loan-products/loan-product-stepper/loan-product-security-lien-step/loan-product-security-lien-step.component.scss

@@ -0,0 +1,117 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.lsl-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    h3 {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+
+  &__hint {
+    margin-left: auto;
+    font-size: 12px;
+    color: #5f6368;
+  }
+}
+
+.lsl-subsection {
+  padding: 16px 24px;
+
+  & + & {
+    border-top: 1px solid $border;
+  }
+}
+
+.lsl-group {
+  margin: 0 0 12px;
+  font-size: 12px;
+  font-weight: 600;
+  letter-spacing: 0.06em;
+  text-transform: uppercase;
+  color: #5f6368;
+}
+
+.lsl-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.lsl-subsection .lsl-grid {
+  padding: 0;
+}
+
+.lsl-field {
+  width: 100%;
+
+  &--full {
+    grid-column: 1 / -1;
+  }
+}
+
+.lsl-checks {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 12px 32px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.lsl-note {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin-top: 16px;
+  padding: 12px 24px;
+  border: 1px dashed $border;
+  border-radius: 10px;
+  font-size: 13px;
+  color: #5f6368;
+
+  i {
+    color: $accent;
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-security-lien-step/loan-product-security-lien-step.component.ts

@@ -0,0 +1,196 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, Input, inject } from '@angular/core';
+import { AbstractControl, UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { MatTooltip } from '@angular/material/tooltip';
+import { MatCheckbox } from '@angular/material/checkbox';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+/**
+ * Security & Lien step, shown only for an "Advances A/C" product.
+ *
+ * For a deposit-backed advance (Loan against FD / RD / DDS / LIC) the bank marks a lien on the
+ * customer's own deposit. This step captures the product-level rules for that: the margin (from which
+ * the LTV and drawing power follow), which deposit products may be pledged, and the lien certificate.
+ *
+ * UI-only for now: its values are NOT sent in the create payload, because the backend has no column to
+ * store them yet. Once the satellite table lands, wire `loanProductSecurityLien` into the payload.
+ */
+@Component({
+  selector: 'mifosx-loan-product-security-lien-step',
+  templateUrl: './loan-product-security-lien-step.component.html',
+  styleUrls: ['./loan-product-security-lien-step.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    MatTooltip,
+    MatCheckbox
+  ]
+})
+export class LoanProductSecurityLienStepComponent implements OnInit {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  @Input() loanProductsTemplate: any;
+  /** The Details step's Product Type controls, so this step reacts to the chosen group / sub type. */
+  @Input() productTypeGroup: AbstractControl;
+  @Input() productTypeSubGroup: AbstractControl;
+
+  loanProductSecurityLienForm: UntypedFormGroup;
+
+  /** Sub type -> the security it is backed by. Only deposit / policy sub types get a lien section. */
+  private readonly securityTypeBySubGroup: Record<string, string> = {
+    fd: 'Fixed Deposit',
+    rd: 'Recurring Deposit',
+    dds: 'Daily Deposit Scheme',
+    lic: 'LIC Policy',
+    gold: 'Gold Ornaments',
+    warehouse: 'Warehouse Receipt',
+    cc: 'Stock / Book Debts',
+    overdraft: 'Deposit / Property'
+  };
+
+  /** Sub types whose security is lien-marked on a deposit (rather than pledged / hypothecated). */
+  private readonly lienSubGroups = [
+    'fd',
+    'rd',
+    'dds',
+    'lic'
+  ];
+
+  /** Default margin % per sub type (bank policy in real use); LTV is derived from it. */
+  private readonly defaultMarginBySubGroup: Record<string, number> = {
+    fd: 10,
+    rd: 10,
+    dds: 10,
+    lic: 40
+  };
+
+  readonly eligibleAmountBasisOptions = [
+    { id: 'balance_accrued', label: 'Deposit balance + accrued interest' },
+    { id: 'balance', label: 'Deposit balance only' },
+    { id: 'surrender', label: 'Surrender value (LIC)' }
+  ];
+
+  readonly lienMarkingStageOptions = [
+    { id: 'disbursement', label: 'At Disbursement' },
+    { id: 'sanction', label: 'At Sanction' }
+  ];
+
+  readonly depositProductOptions = [
+    'Fixed Deposit – Regular',
+    'Fixed Deposit – Senior Citizen',
+    'Recurring Deposit – Regular',
+    'Daily Deposit Scheme'
+  ];
+
+  readonly yesNoOptions = [
+    'YES',
+    'NO'
+  ];
+
+  constructor() {
+    this.createForm();
+  }
+
+  ngOnInit() {
+    this.applySubGroup(this.productTypeSubGroup?.value);
+    // Keep Security Type and the default margin in step with the sub type chosen on the Details step.
+    this.productTypeSubGroup?.valueChanges.subscribe((subGroup: string) => this.applySubGroup(subGroup));
+  }
+
+  private applySubGroup(subGroup: string): void {
+    this.loanProductSecurityLienForm
+      .get('securityType')
+      .setValue(this.securityTypeBySubGroup[subGroup] ?? '', { emitEvent: false });
+    const margin = this.defaultMarginBySubGroup[subGroup];
+    if (margin != null && !this.loanProductSecurityLienForm.get('margin').dirty) {
+      this.loanProductSecurityLienForm.get('margin').setValue(margin, { emitEvent: false });
+    }
+  }
+
+  /** This whole step is only relevant to an Advances A/C product. */
+  get isAdvance(): boolean {
+    return this.productTypeGroup?.value === 'advances';
+  }
+
+  /** The lien block shows only for deposit / policy sub types; gold, warehouse, CC etc. are pledged. */
+  get isLienSubType(): boolean {
+    return this.lienSubGroups.includes(this.productTypeSubGroup?.value);
+  }
+
+  /** LTV = 100 − margin, shown read-only next to the margin. */
+  get ltv(): number | null {
+    const margin = this.loanProductSecurityLienForm.get('margin').value;
+    if (margin === null || margin === '' || isNaN(margin)) {
+      return null;
+    }
+    return 100 - Number(margin);
+  }
+
+  createForm() {
+    this.loanProductSecurityLienForm = this.formBuilder.group({
+      securityType: [{ value: '', disabled: true }],
+      eligibleAmountBasis: [
+        'balance_accrued',
+        Validators.required
+      ],
+      margin: [
+        10,
+        [
+          Validators.required,
+          Validators.min(0),
+          Validators.max(100)
+        ]
+      ],
+      lienMarkingStage: [
+        'disbursement',
+        Validators.required
+      ],
+      eligibleDepositProducts: [
+        ['Fixed Deposit – Regular'],
+        Validators.required
+      ],
+      tenureNotExceedMaturity: [true],
+      autoReleaseOnClosure: [true],
+      allowMultipleDeposits: [false],
+      adjustFromMaturity: [true],
+      allowThirdPartyDeposit: [false],
+      allowRenewalUnderLien: [true],
+      lienCertificateRequired: ['YES'],
+      lienCertificatePrefix: [
+        'LC/FD/',
+        Validators.required
+      ],
+      printOnDisbursement: ['YES']
+    });
+  }
+
+  /** Flat values for the payload. Not wired into submit yet — see the class comment. */
+  get loanProductSecurityLien() {
+    const value = this.loanProductSecurityLienForm.getRawValue();
+    return {
+      securityType: value.securityType,
+      eligibleAmountBasis: value.eligibleAmountBasis,
+      margin: value.margin,
+      ltv: this.ltv,
+      lienMarkingStage: value.lienMarkingStage,
+      eligibleDepositProducts: value.eligibleDepositProducts,
+      lienRules: {
+        tenureNotExceedMaturity: value.tenureNotExceedMaturity,
+        autoReleaseOnClosure: value.autoReleaseOnClosure,
+        allowMultipleDeposits: value.allowMultipleDeposits,
+        adjustFromMaturity: value.adjustFromMaturity,
+        allowThirdPartyDeposit: value.allowThirdPartyDeposit,
+        allowRenewalUnderLien: value.allowRenewalUnderLien
+      },
+      lienCertificateRequired: value.lienCertificateRequired,
+      lienCertificatePrefix: value.lienCertificatePrefix,
+      printOnDisbursement: value.printOnDisbursement
+    };
+  }
+}

src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.scss

@@ -71,6 +71,16 @@
   }
 }
 
+.lps-panel {
+  & + & {
+    margin-top: 12px;
+  }
+
+  .lps-section__body {
+    padding-top: 8px;
+  }
+}
+
 .lps-full-width {
   grid-column: 1 / -1;
 }

src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts

@@ -22,6 +22,12 @@ import { MatTooltip } from '@angular/material/tooltip';
 import { MatCheckbox } from '@angular/material/checkbox';
 import { MatIconButton } from '@angular/material/button';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import {
+  MatAccordion,
+  MatExpansionPanel,
+  MatExpansionPanelHeader,
+  MatExpansionPanelTitle
+} from '@angular/material/expansion';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 
 @Component({
@@ -35,7 +41,11 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatCheckbox,
     MatIconButton,
     FaIconComponent,
-    ReactiveFormsModule
+    ReactiveFormsModule,
+    MatAccordion,
+    MatExpansionPanel,
+    MatExpansionPanelHeader,
+    MatExpansionPanelTitle
   ]
 })
 export class LoanProductSettingsStepComponent implements OnInit {
@@ -44,9 +54,35 @@ export class LoanProductSettingsStepComponent implements OnInit {
 
   @Input() toEdit: boolean;
   @Input() loanProductsTemplate: any;
-  @Input() isLinkedToFloatingInterestRates: UntypedFormControl;
+  @Input() productTypeGroup: UntypedFormControl;
   @Output() advancePaymentStrategy = new EventEmitter<string>();
 
+  /**
+   * Provided from the Terms step's control. It can arrive after this component's ngOnInit (the Terms tab
+   * resolves later now that the tabs are conditional), so subscribe from the setter when it is present
+   * rather than assuming it in ngOnInit — otherwise a null control blanks the whole wizard.
+   */
+  private _isLinkedToFloatingInterestRates: UntypedFormControl;
+  private isLinkedSubscribed = false;
+
+  @Input()
+  set isLinkedToFloatingInterestRates(control: UntypedFormControl) {
+    this._isLinkedToFloatingInterestRates = control;
+    if (control && !this.isLinkedSubscribed) {
+      this.isLinkedSubscribed = true;
+      control.valueChanges.subscribe((isLinked: any) => {
+        if (isLinked) {
+          this.loanProductSettingsForm.get('isInterestRecalculationEnabled').setValue(true);
+          this.loanProductSettingsForm.get('allowPartialPeriodInterestCalculation').setValue(true);
+        }
+      });
+    }
+  }
+
+  get isLinkedToFloatingInterestRates(): UntypedFormControl {
+    return this._isLinkedToFloatingInterestRates;
+  }
+
   loanProductSettingsForm: UntypedFormGroup;
 
   amortizationTypeData: any;
@@ -74,6 +110,15 @@ export class LoanProductSettingsStepComponent implements OnInit {
   daysInYearCustomStrategyOptions: OptionData[] = [];
   useDaysInYearCustomStrategy = false;
 
+  /** True when the product being created is an "Advances A/C" (no-EMI, limit-based) product. */
+  isAdvanceAccount = false;
+
+  /** UI-only for now; not yet wired into the submitted payload (see loan-products.ts buildPayload). */
+  readonly loanPeriodOptions = [
+    { value: 12, label: '12 Months' },
+    { value: 15, label: '15 Months' }
+  ];
+
   /** Values to Days for Repayments */
   defaultConfigValues: GlobalConfiguration[] = [];
 
@@ -84,12 +129,13 @@ export class LoanProductSettingsStepComponent implements OnInit {
 
   ngOnInit() {
     this.defaultConfigValues = this.loanProductsTemplate['itemsByDefault'];
-    this.isLinkedToFloatingInterestRates.valueChanges.subscribe((isLinkedToFloatingInterestRates: any) => {
-      if (isLinkedToFloatingInterestRates) {
-        this.loanProductSettingsForm.get('isInterestRecalculationEnabled').setValue(true);
-        this.loanProductSettingsForm.get('allowPartialPeriodInterestCalculation').setValue(true);
-      }
-    });
+
+    if (this.productTypeGroup) {
+      this.applyAdvanceAccountRules(this.productTypeGroup.value === 'advances');
+      this.productTypeGroup.valueChanges.subscribe((productTypeGroup: string) => {
+        this.applyAdvanceAccountRules(productTypeGroup === 'advances');
+      });
+    }
 
     this.amortizationTypeData = this.loanProductsTemplate.amortizationTypeOptions;
     this.interestTypeData = this.loanProductsTemplate.interestTypeOptions;
@@ -334,6 +380,8 @@ export class LoanProductSettingsStepComponent implements OnInit {
         Validators.required
       ],
       allowAccrualPostingInArrears: [false],
+      // Advances A/C only; UI-only for now, stripped from the payload in loan-products.ts buildPayload().
+      loanPeriod: [''],
 
       // Cheque Book Settings
       chequeBookIssueEnabled: ['NO'],
@@ -453,6 +501,28 @@ export class LoanProductSettingsStepComponent implements OnInit {
     }
   }
 
+  /**
+   * Advances A/C has no EMI, so the Loan Schedule section is simplified: schedule type is locked to
+   * Cumulative (Progressive only makes sense with Advanced Payment Allocation, which is an EMI concept),
+   * installment-amount fixing doesn't apply, and Days in year/month are replaced by a placeholder
+   * Loan Period pick. loanScheduleType/canDefineInstallmentAmount stay enabled (not `.disable()`d) so they
+   * remain in `loanProductSettingsForm.value` and the submitted payload is unaffected by this UI change.
+   */
+  private applyAdvanceAccountRules(isAdvance: boolean): void {
+    this.isAdvanceAccount = isAdvance;
+    const loanPeriodControl = this.loanProductSettingsForm.get('loanPeriod');
+    if (isAdvance) {
+      this.loanProductSettingsForm.patchValue({
+        loanScheduleType: LoanProducts.LOAN_SCHEDULE_TYPE_CUMULATIVE,
+        canDefineInstallmentAmount: false
+      });
+      loanPeriodControl.setValidators(Validators.required);
+    } else {
+      loanPeriodControl.clearValidators();
+    }
+    loanPeriodControl.updateValueAndValidity();
+  }
+
   setConditionalControls() {
     const allowAttributeOverrides = this.loanProductSettingsForm.get('allowAttributeOverrides');
 

src/app/products/loan-products/loan-product-stepper/loan-product-terms-step/loan-product-terms-step.component.html

@@ -264,6 +264,62 @@
     }
   </div>
 
+  <!-- Interest Information (moved here from the Details tab, next to the interest rates it qualifies) -->
+  <div class="lpt-section">
+    <div class="lpt-section-header">
+      <i class="fas fa-percentage lpt-section-icon"></i>
+      <h3>Interest Information</h3>
+    </div>
+    <div class="lpt-grid">
+      <mat-form-field appearance="outline">
+        <mat-label>Debit Int. Calculation</mat-label>
+        <mat-select formControlName="debitIntCalculation">
+          <mat-option [value]="true">YES</mat-option>
+          <mat-option [value]="false">NO</mat-option>
+        </mat-select>
+      </mat-form-field>
+
+      <mat-form-field appearance="outline">
+        <mat-label>Separate Penal Int.</mat-label>
+        <mat-select formControlName="separatePenalInterest">
+          <mat-option [value]="true">YES</mat-option>
+          <mat-option [value]="false">NO</mat-option>
+        </mat-select>
+      </mat-form-field>
+
+      <mat-form-field appearance="outline">
+        <mat-label>Credit Int. Calculation</mat-label>
+        <mat-select formControlName="creditIntCalculation">
+          <mat-option [value]="true">YES</mat-option>
+          <mat-option [value]="false">NO</mat-option>
+        </mat-select>
+      </mat-form-field>
+
+      <mat-form-field appearance="outline">
+        <mat-label>Sub A/c Type Balance</mat-label>
+        <mat-select formControlName="subAccountTypeBalance">
+          <mat-option [value]="true">YES</mat-option>
+          <mat-option [value]="false">NO</mat-option>
+        </mat-select>
+      </mat-form-field>
+
+      <mat-form-field appearance="outline">
+        <mat-label>Final Int. Rounding</mat-label>
+        <mat-select formControlName="finalIntRounding">
+          <mat-option [value]="true">YES</mat-option>
+          <mat-option [value]="false">NO</mat-option>
+        </mat-select>
+      </mat-form-field>
+
+      @if (loanProductTermsForm.value.finalIntRounding) {
+        <mat-form-field appearance="outline">
+          <mat-label>Rounding UpTo</mat-label>
+          <input matInput type="number" formControlName="roundingUpTo" min="0" />
+        </mat-form-field>
+      }
+    </div>
+  </div>
+
   <!-- Interest Rate Slabs Section -->
   <div class="lpt-section">
     <div class="lpt-section-header">

src/app/products/loan-products/loan-product-stepper/loan-product-terms-step/loan-product-terms-step.component.ts

@@ -111,7 +111,13 @@ export class LoanProductTermsStepComponent implements OnInit, OnChanges {
       repaymentStartDateType: this.loanProductsTemplate.repaymentStartDateType.id || 1,
       debitBalanceAllow: this.loanProductsTemplate.debitBalanceAllow ?? false,
       allowDebitTransAfterDueDate: this.loanProductsTemplate.allowDebitTransAfterDueDate ?? false,
-      branchLevelAccountType: this.loanProductsTemplate.branchLevelAccountType ?? false
+      branchLevelAccountType: this.loanProductsTemplate.branchLevelAccountType ?? false,
+      debitIntCalculation: this.loanProductsTemplate.debitIntCalculation ?? false,
+      separatePenalInterest: this.loanProductsTemplate.separatePenalInterest ?? false,
+      creditIntCalculation: this.loanProductsTemplate.creditIntCalculation ?? false,
+      subAccountTypeBalance: this.loanProductsTemplate.subAccountTypeBalance ?? false,
+      finalIntRounding: this.loanProductsTemplate.finalIntRounding ?? false,
+      roundingUpTo: this.loanProductsTemplate.roundingUpTo ?? null
     });
 
     if (this.loanProductsTemplate.allowApprovedDisbursedAmountsOverApplied) {
@@ -213,7 +219,14 @@ export class LoanProductTermsStepComponent implements OnInit, OnChanges {
       fixedLength: [null],
       debitBalanceAllow: [false],
       allowDebitTransAfterDueDate: [false],
-      branchLevelAccountType: [false]
+      branchLevelAccountType: [false],
+      // Interest Information (moved here from the Details tab)
+      debitIntCalculation: [false],
+      separatePenalInterest: [false],
+      creditIntCalculation: [false],
+      subAccountTypeBalance: [false],
+      finalIntRounding: [false],
+      roundingUpTo: [null]
     });
   }
 

src/app/products/loan-products/loan-products.ts

@@ -45,9 +45,29 @@ export class LoanProducts {
       dateFormat,
       locale
     };
-    // Remove unnecessary properties
+    // Remove UI-only flags that are never valid loan-product parameters (both paths).
     delete loanProduct.allowAttributeConfiguration;
     delete loanProduct.advancedAccountingRules;
+    delete loanProduct.loanPeriod;
+
+    // The Advances payload is assembled explicitly in the create component and already carries only
+    // whitelisted params (core Fineract fields + satellite ADVANCE_PARAMETERS), so it is NOT stripped.
+    // For the Loans path, the Details/Security fields below are not backend params, so drop them.
+    if (loanProduct.productTypeGroup !== 'advances') {
+      delete loanProduct.productTypeGroup;
+      delete loanProduct.productTypeSubGroup;
+      delete loanProduct.glAccount;
+      delete loanProduct.loanProductCategory;
+      delete loanProduct.prioritySector;
+      delete loanProduct.cibilAccountType;
+      delete loanProduct.kfsEnabled;
+      delete loanProduct.aprEnabled;
+      delete loanProduct.securityType;
+      delete loanProduct.lienCertificateRequired;
+      delete loanProduct.securityMargin;
+      delete loanProduct.dpType;
+      delete loanProduct.dpValue;
+    }
 
     // In Fineract, the POST and PUT endpoints for /v1/loanproducts have a typo in the field
     // allowPartialPeriodInterestCalculation. Until that is fixed, we need to replace the field name in the payload.

src/app/products/products-routing.module.ts

@@ -106,6 +106,9 @@ import { ChargesTemplateAndResolver } from './charges/charges-template-and-resol
 import { EditFixedDepositProductComponent } from './fixed-deposit-products/edit-fixed-deposit-product/edit-fixed-deposit-product.component';
 import { FixedDepositProductAndTemplateResolver } from './fixed-deposit-products/edit-fixed-deposit-product/fixed-deposit-product-and-template.resolver';
 import { BaseFdInterestRateChartComponent } from './fixed-deposit-products/base-fd-interest-rate-chart/base-fd-interest-rate-chart.component';
+import { LoanInterestRateRegisterComponent } from './loan-interest-rate-register/loan-interest-rate-register.component';
+import { EditRegisterComponent } from './loan-interest-rate-register/edit-register/edit-register.component';
+import { CibilAdjustmentComponent } from './loan-interest-rate-register/cibil-adjustment/cibil-adjustment.component';
 import { CollateralResolver } from './collaterals/collateral.resolver';
 import { CollateralsResolver } from './collaterals/collaterals.resolver';
 import { CollateralTemplateResolver } from './collaterals/collaterals-template.resolver';
@@ -894,6 +897,26 @@ const routes: Routes = [
             }
           ]
         },
+        {
+          path: 'loan-interest-rate-register',
+          data: { title: 'Loan Interest Rate Register', breadcrumb: 'Loan Interest Rate Register' },
+          children: [
+            {
+              path: '',
+              component: LoanInterestRateRegisterComponent
+            },
+            {
+              path: 'edit',
+              component: EditRegisterComponent,
+              data: { title: 'Edit Register', breadcrumb: 'Edit' }
+            },
+            {
+              path: 'cibil',
+              component: CibilAdjustmentComponent,
+              data: { title: 'CIBIL Adjustment', breadcrumb: 'CIBIL Adjustment' }
+            }
+          ]
+        },
         {
           path: 'charges',
           data: { title: 'Charges', breadcrumb: 'Charges' },

src/app/products/products.component.html

@@ -106,6 +106,19 @@
       </a>
     </div>
 
+    <div>
+      <a class="pd-card" [routerLink]="['loan-interest-rate-register']" *mifosxHasPermission="'READ_LOANPRODUCT'">
+        <div class="pd-card__icon pd-card__icon--blue">
+          <i class="fas fa-percentage"></i>
+        </div>
+        <div class="pd-card__body">
+          <h3 class="pd-card__title">Loan Interest Rate Register</h3>
+          <p class="pd-card__desc">Maintain central CIBIL-based interest rates for all loan products</p>
+        </div>
+        <i class="fas fa-chevron-right pd-card__arrow"></i>
+      </a>
+    </div>
+
     <div #recurringDepositProducts>
       <a
         class="pd-card"

src/app/products/share-products/all-products-dividends/declare-dividend/declare-dividend.component.html

@@ -21,14 +21,31 @@
     <!-- The outcome, product by product. Which products were skipped and why matters as much as
          which succeeded, so both are shown rather than just a success count. -->
     <div class="pl-card dd-panel">
+      <!-- A run that skipped a product is not a clean success: those members get nothing, and saying
+           only "declared" is how that goes unnoticed. The heading states it either way. -->
       <div class="dd-result-head">
-        <fa-icon icon="check-circle" class="dd-result-ic"></fa-icon>
+        <fa-icon
+          [icon]="hasSkipped ? 'exclamation-triangle' : 'check-circle'"
+          class="dd-result-ic"
+          [class.dd-result-ic--warn]="hasSkipped"
+        ></fa-icon>
         <div>
-          <h3>Dividend declared for {{ result.financialYear }}</h3>
+          <h3>
+            @if (hasSkipped) {
+              Declared for {{ result.financialYear }} — {{ result.skipped.length }}
+              {{ result.skipped.length === 1 ? 'product was' : 'products were' }} skipped
+            } @else {
+              Dividend declared for {{ result.financialYear }}
+            }
+          </h3>
           <p>
             {{ result.declarationsCreated }}
             {{ result.declarationsCreated === 1 ? 'declaration' : 'declarations' }} created. Each still needs approval
             before members can claim.
+            @if (hasSkipped) {
+              Members of the skipped {{ result.skipped.length === 1 ? 'product' : 'products' }} below will receive
+              nothing for this year — check the reason and declare separately if that is not intended.
+            }
           </p>
         </div>
       </div>
@@ -128,7 +145,22 @@
               <span class="dd-amount">− {{ preview.totalAmount | number: '1.2-2' }}</span>
             </div>
 
-            @if (isUnderfunded) {
+            @if (exceedsMaximumRate) {
+              <!-- Checked before the year and funding notes: a rate over the cap is not payable at
+                   all, so what it would cost is beside the point until it is lowered. -->
+              <div class="dd-note dd-note--error">
+                {{ declareForm.value.ratePercentage }}% is above the society's maximum of
+                {{ preview.maximumRatePercentage }}%. Lower the rate, or raise the limit in Configurations if the board
+                has resolved a higher one.
+              </div>
+            } @else if (isPeriodNotFinished) {
+              <!-- Shown ahead of the funding check: a year still running cannot be declared at any
+                   rate, so the shortfall below it would be advice on a choice that is not available. -->
+              <div class="dd-note dd-note--error">
+                {{ preview.financialYear }} has not finished yet, so its profit is not final. A dividend can only be
+                declared once the financial year is over.
+              </div>
+            } @else if (isUnderfunded) {
               <div class="dd-note dd-note--error">
                 Short by {{ preview.fundingShortfall | number: '1.2-2' }}. There is not enough in
                 {{ preview.profitGlCode }} to fund this dividend — lower the rate, or close the year's profit first.
@@ -146,16 +178,42 @@
               {{ declareForm.value.ratePercentage || 0 }}% on each member’s share investment
             </div>
 
+            <!-- The member count sits beside each amount because an amount alone does not say who it
+                 reaches. A product paying a plausible total to one member is the case worth catching
+                 here, while the rate can still be changed. -->
             @for (product of eligibleProducts; track product.productId) {
               <div class="dd-preview-row">
-                <span>{{ product.productName }}</span>
+                <span>
+                  {{ product.productName }}
+                  <span class="dd-members">
+                    {{ product.memberCount }} {{ product.memberCount === 1 ? 'member' : 'members' }}
+                    @if (product.accountCount !== product.memberCount) {
+                      · {{ product.accountCount }} accounts
+                    }
+                  </span>
+                </span>
                 <span class="dd-amount">{{ product.amount | number: '1.2-2' }}</span>
               </div>
             }
 
             @if (eligibleProducts.length > 0) {
               <div class="dd-preview-row dd-preview-row--total">
-                <span>Total to declare</span>
+                <span>
+                  Total to declare
+                  @if (preview.totalMemberCount) {
+                    <!-- Members are distinct people, accounts are what actually gets paid: someone
+                         holding shares in two products is one member with two entitlements, each
+                         claimed on its own draft. Both are shown so the difference reads as the
+                         split it is rather than a miscount. -->
+                    <span class="dd-members">
+                      {{ preview.totalMemberCount }}
+                      {{ preview.totalMemberCount === 1 ? 'member' : 'members' }}
+                      @if (preview.totalAccountCount !== preview.totalMemberCount) {
+                        · {{ preview.totalAccountCount }} accounts
+                      }
+                    </span>
+                  }
+                </span>
                 <span class="dd-amount">{{ payableTotal | number: '1.2-2' }}</span>
               </div>
             }

src/app/products/share-products/all-products-dividends/declare-dividend/declare-dividend.component.scss

@@ -148,6 +148,14 @@ form {
   text-align: right;
 }
 
+// Who a product's amount reaches, set quietly beside the product name so it reads as a
+// qualifier on the amount rather than competing with it.
+.dd-members {
+  margin-left: 8px;
+  font-size: 12px;
+  color: #94a3b8;
+}
+
 .dd-note {
   margin-top: 12px;
   padding: 10px 14px;
@@ -194,6 +202,11 @@ form {
   font-size: 26px;
   color: #16a34a;
   margin-top: 2px;
+
+  // A run that left a product out is amber, not green: it succeeded, but not for everyone.
+  &--warn {
+    color: #d97706;
+  }
 }
 
 .dd-table {

src/app/products/share-products/all-products-dividends/declare-dividend/declare-dividend.component.ts

@@ -73,6 +73,17 @@ export class DeclareDividendComponent implements OnInit {
   /** Set once the declaration has gone through, so the outcome per product can be shown. */
   result: any = null;
 
+  /**
+   * Whether any product was left out of the declaration that just ran.
+   *
+   * Drives the outcome heading. A run that skipped a product still returns success — one product
+   * being ineligible is not a reason to lose the others — but those members receive nothing for the
+   * year, so the screen has to say so rather than report a plain "declared".
+   */
+  get hasSkipped(): boolean {
+    return (this.result?.skipped?.length ?? 0) > 0;
+  }
+
   ngOnInit(): void {
     this.declareForm = this.formBuilder.group({
       financialYear: [
@@ -96,9 +107,13 @@ export class DeclareDividendComponent implements OnInit {
   /**
    * The financial years a dividend can be declared for: the current one and the five before it.
    *
-   * The current year is included because a society may declare an interim dividend part-way through,
-   * and five back covers a declaration delayed by an AGM that ran late. Built from the business date
-   * rather than the browser's clock, so the list matches the year the branch is operating in.
+   * The year in progress is listed but cannot be declared — the server rejects it, and the screen
+   * says so as soon as it is picked. It stays on the list so an officer looking for it finds it with
+   * the reason attached, rather than wondering why the year they are in is missing. Five back covers
+   * a declaration delayed by an AGM that ran late.
+   *
+   * Built from the business date rather than the browser's clock, so the list matches the year the
+   * branch is operating in.
    */
   private buildFinancialYears(): void {
     const businessDate: Date = this.settingsService.businessDate ?? new Date();
@@ -171,8 +186,36 @@ export class DeclareDividendComponent implements OnInit {
     return !!this.preview?.exceedsDistributableProfit;
   }
 
+  /**
+   * Whether the chosen year is still running.
+   *
+   * A dividend is a share of the year's profit, so it cannot be declared until the year is over and
+   * that profit is final. The server enforces this; the flag simply lets the screen say so before the
+   * officer commits to a rate.
+   */
+  get isPeriodNotFinished(): boolean {
+    return !!this.preview?.periodNotFinished;
+  }
+
+  /**
+   * Whether the entered rate is above the society's configured maximum.
+   *
+   * The bye-laws cap what may be paid in a year, so a rate above it needs a board resolution rather
+   * than a typed figure. The server enforces the same limit.
+   */
+  get exceedsMaximumRate(): boolean {
+    return !!this.preview?.exceedsMaximumRate;
+  }
+
   get canSubmit(): boolean {
-    return this.declareForm.valid && !this.submitting && this.eligibleProducts.length > 0 && !this.isUnderfunded;
+    return (
+      this.declareForm.valid &&
+      !this.submitting &&
+      this.eligibleProducts.length > 0 &&
+      !this.isUnderfunded &&
+      !this.isPeriodNotFinished &&
+      !this.exceedsMaximumRate
+    );
   }
 
   submit(): void {

src/app/products/share-products/share-product-stepper/share-product-accounting-step/share-product-accounting-step.component.ts

@@ -70,16 +70,9 @@ export class ShareProductAccountingStepComponent implements OnInit {
   shareProductAccountingForm: UntypedFormGroup;
   accountingSectionConfigs: ShareAccountingSectionConfig[] = [];
 
-  assetAccountData: GLAccount[] = [];
   liabilityAccountData: GLAccount[] = [];
   incomeAccountData: GLAccount[] = [];
   equityAccountData: GLAccount[] = [];
-  /** "Share Reference" is where a redemption's credit side lands pending settlement — some banks
-   *  model that as a receivable-like Asset (e.g. "Cash Vault", this field's original default),
-   *  others as a payable-like Liability suspense account (e.g. an existing "Sundry" account
-   *  already used elsewhere as Shares Suspense). Both are valid conventions, so this field accepts
-   *  either instead of Asset-only. */
-  referenceAccountData: GLAccount[] = [];
 
   constructor() {
     this.createShareProductAccountingForm();
@@ -87,18 +80,15 @@ export class ShareProductAccountingStepComponent implements OnInit {
 
   ngOnInit() {
     const opts = this.shareProductsTemplate.accountingMappingOptions || {};
-    this.assetAccountData = opts.assetAccountOptions || [];
     this.liabilityAccountData = opts.liabilityAccountOptions || [];
     this.incomeAccountData = opts.incomeAccountOptions || [];
     this.equityAccountData = opts.equityAccountOptions || [];
-    this.referenceAccountData = this.assetAccountData.concat(this.liabilityAccountData);
 
     this.buildAccountingSectionConfigs();
 
     if (this.shareProductsTemplate.accountingMappings) {
       const m = this.shareProductsTemplate.accountingMappings;
       this.shareProductAccountingForm.patchValue({
-        shareReferenceId: m.shareReferenceId?.id || '',
         shareSuspenseId: m.shareSuspenseId?.id || '',
         incomeFromFeeAccountId: m.incomeFromFeeAccountId?.id || '',
         shareEquityId: m.shareEquityId?.id || ''
@@ -109,10 +99,6 @@ export class ShareProductAccountingStepComponent implements OnInit {
   createShareProductAccountingForm() {
     this.shareProductAccountingForm = this.formBuilder.group({
       accountingRule: [2],
-      shareReferenceId: [
-        '',
-        Validators.required
-      ],
       shareSuspenseId: [
         '',
         Validators.required
@@ -125,7 +111,6 @@ export class ShareProductAccountingStepComponent implements OnInit {
         '',
         Validators.required
       ],
-      assetsOtherGlMappings: this.formBuilder.array([]),
       liabilitiesOtherGlMappings: this.formBuilder.array([]),
       incomeOtherGlMappings: this.formBuilder.array([]),
       equityOtherGlMappings: this.formBuilder.array([])
@@ -134,24 +119,6 @@ export class ShareProductAccountingStepComponent implements OnInit {
 
   buildAccountingSectionConfigs() {
     this.accountingSectionConfigs = [
-      {
-        key: 'assets',
-        title: 'Assets',
-        pillLabel: 'Asset',
-        pillClass: 'green',
-        rows: [
-          {
-            key: 'shareReferenceId',
-            label: 'Share Reference (Cash Vault or Suspense)',
-            inputLabel: 'Share reference',
-            controlName: 'shareReferenceId',
-            options: this.referenceAccountData,
-            required: true
-          }
-        ],
-        otherMappingsControlName: 'assetsOtherGlMappings',
-        otherAccountOptions: this.assetAccountData
-      },
       {
         key: 'liabilities',
         title: 'Liabilities',
@@ -239,7 +206,7 @@ export class ShareProductAccountingStepComponent implements OnInit {
   }
 
   get shareProductAccounting() {
-    const { assetsOtherGlMappings, liabilitiesOtherGlMappings, incomeOtherGlMappings, equityOtherGlMappings, ...rest } =
+    const { liabilitiesOtherGlMappings, incomeOtherGlMappings, equityOtherGlMappings, ...rest } =
       this.shareProductAccountingForm.value;
     return rest;
   }

src/app/products/share-products/share-product-stepper/share-product-preview-step/share-product-preview-step.component.html

@@ -213,14 +213,6 @@
       </div>
 
       @if (shareProduct.accountingRule === 2) {
-        <div class="shpp-sub-header">{{ 'labels.heading.Assets' | translate }}</div>
-        <div class="shpp-row">
-          <span class="shpp-label">{{ 'labels.inputs.Share reference' | translate }}:</span>
-          <span class="shpp-value">{{
-            shareProduct.shareReferenceId
-              | find: shareProductsTemplate.accountingMappingOptions.assetAccountOptions : 'id' : 'name'
-          }}</span>
-        </div>
         <div class="shpp-sub-header">{{ 'labels.heading.Liabilities' | translate }}</div>
         <div class="shpp-row">
           <span class="shpp-label">{{ 'labels.inputs.Share suspense control' | translate }}:</span>

src/app/products/share-products/view-share-product/share-product-general-tab/share-product-general-tab.component.html

@@ -208,16 +208,6 @@
 
     @if (shareProduct.accountingRule.id === 2) {
       <div class="layout-row-wrap responsive-column flex-fill">
-        <h4 class="mat-h4 flex-fill">{{ 'labels.heading.Assets' | translate }}</h4>
-        <div class="flex-fill">
-          <mifosx-gl-account-display
-            class="flex-100"
-            [accountTitle]="'Share reference'"
-            [glAccount]="shareProduct.accountingMappings.shareReferenceId"
-            [withTitle]="'40%'"
-          >
-          </mifosx-gl-account-display>
-        </div>
         <h4 class="mat-h4 flex-fill">{{ 'labels.heading.Liabilities' | translate }}</h4>
         <div class="flex-fill">
           <mifosx-gl-account-display

src/app/rbi-circulars/aml-rules/aml-flagged-transactions/aml-bulk-review-dialog.component.ts

@@ -0,0 +1,311 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Inject, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormBuilder, FormArray, FormGroup, ReactiveFormsModule, Validators } from '@angular/forms';
+import { MAT_DIALOG_DATA, MatDialogModule, MatDialogRef } from '@angular/material/dialog';
+import { MatButtonModule } from '@angular/material/button';
+import { MatCheckboxModule } from '@angular/material/checkbox';
+import { MatFormFieldModule } from '@angular/material/form-field';
+import { MatInputModule } from '@angular/material/input';
+import { forkJoin, of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
+
+import { AmlService } from 'app/aml/aml.service';
+
+export interface AmlBulkReviewData {
+  alerts: any[];
+  disposition: 'WHITELIST' | 'ESCALATE';
+}
+
+/**
+ * One disposition applied to several alerts at once.
+ *
+ * <p>
+ * Low and medium-severity alerts arrive as runs of the same thing - a customer whose ordinary cash
+ * deposits each cross a threshold - and clearing them one dialog at a time is what keeps an officer
+ * from reaching the alert that matters. The reason and evidence are asked once and written against
+ * every alert in the batch, so each still carries its own record of why it was disposed of.
+ *
+ * <p>
+ * High-severity alerts never reach here: the caller will not tick them. An alert in the high band is
+ * a judgement about that particular transaction and gets its own decision.
+ */
+@Component({
+  selector: 'mifosx-aml-bulk-review-dialog',
+  standalone: true,
+  imports: [
+    CommonModule,
+    ReactiveFormsModule,
+    MatDialogModule,
+    MatButtonModule,
+    MatCheckboxModule,
+    MatFormFieldModule,
+    MatInputModule
+  ],
+  template: `
+    <h2 mat-dialog-title>
+      {{ isWhitelist ? 'Whitelist' : 'Escalate' }} {{ data.alerts.length }} Alert{{
+        data.alerts.length === 1 ? '' : 's'
+      }}
+    </h2>
+    <mat-dialog-content>
+      <p class="bk-intro">
+        The same decision, reason and evidence are recorded against each alert below. Every one stays individually
+        auditable.
+      </p>
+
+      <div class="bk-list">
+        <div class="bk-row" *ngFor="let a of data.alerts">
+          <span class="bk-txn">{{ a.transactionType }} #{{ a.transactionId }}</span>
+          <span class="bk-client">{{ a.clientDisplayName }}</span>
+          <span class="bk-rule">{{ a.ruleCode }}</span>
+          <span class="bk-amt">₹{{ a.amount | number: '1.0-0' }}</span>
+        </div>
+      </div>
+
+      <form [formGroup]="form">
+        <!-- Clearing an alert has to rest on something. Escalation does not: the officer is saying
+             it needs investigating, which is the opposite of claiming it is explained. -->
+        <div class="bk-evidence" *ngIf="isWhitelist">
+          <div class="bk-label">Evidence relied on</div>
+          <div formArrayName="evidence" class="bk-checks">
+            <mat-checkbox *ngFor="let t of evidenceTypes; let i = index" [formControlName]="i">{{ t }}</mat-checkbox>
+          </div>
+          <p class="bk-err" *ngIf="evidenceMissing">Tick at least one piece of evidence</p>
+
+          <mat-form-field appearance="outline" class="bk-full">
+            <mat-label>Reference (optional)</mat-label>
+            <input matInput formControlName="evidenceRef" maxlength="100" />
+          </mat-form-field>
+        </div>
+
+        <mat-form-field appearance="outline" class="bk-full">
+          <mat-label>{{ isWhitelist ? 'Evidence detail' : 'What makes these suspicious?' }}</mat-label>
+          <textarea matInput formControlName="notes" rows="3" maxlength="800"></textarea>
+          <mat-error *ngIf="form.get('notes')?.hasError('required')">A reason is required</mat-error>
+        </mat-form-field>
+      </form>
+
+      <p class="bk-effect" [class.bk-effect--warn]="!isWhitelist">
+        {{
+          isWhitelist
+            ? 'Cleared as false positives — no report is filed, and the evidence is retained against each alert.'
+            : 'Each alert opens its own STR case for the Principal Officer.'
+        }}
+      </p>
+
+      <p class="bk-err" *ngIf="errorMessage">{{ errorMessage }}</p>
+    </mat-dialog-content>
+    <mat-dialog-actions align="end">
+      <button mat-stroked-button type="button" (click)="dialogRef.close(false)">Cancel</button>
+      <button
+        mat-flat-button
+        [color]="isWhitelist ? 'primary' : 'warn'"
+        type="button"
+        [disabled]="form.invalid || submitting"
+        (click)="submit()"
+      >
+        {{ submitting ? 'Applying…' : isWhitelist ? 'Whitelist All' : 'Escalate All' }}
+      </button>
+    </mat-dialog-actions>
+  `,
+  styles: [
+    `
+      .bk-intro {
+        font-size: 13px;
+        color: #64748b;
+        margin: 0 0 12px;
+        line-height: 1.5;
+      }
+      .bk-list {
+        max-height: 190px;
+        overflow-y: auto;
+        border: 1px solid #e2e8f0;
+        border-radius: 8px;
+        margin-bottom: 16px;
+        background: #f8fafc;
+      }
+      .bk-row {
+        display: grid;
+        grid-template-columns: 1.1fr 1.4fr 1.6fr 0.9fr;
+        gap: 10px;
+        padding: 8px 12px;
+        font-size: 12px;
+        border-bottom: 1px solid #eef2f7;
+      }
+      .bk-row:last-child {
+        border-bottom: none;
+      }
+      .bk-txn {
+        font-family: 'DM Mono', monospace;
+        color: #334155;
+      }
+      .bk-client {
+        color: #1e293b;
+      }
+      .bk-rule {
+        color: #7c3aed;
+        font-size: 11px;
+      }
+      .bk-amt {
+        text-align: right;
+        font-family: 'DM Mono', monospace;
+        color: #1e293b;
+      }
+      .bk-label {
+        font-size: 11px;
+        font-weight: 700;
+        text-transform: uppercase;
+        letter-spacing: 0.04em;
+        color: #64748b;
+        margin-bottom: 6px;
+      }
+      .bk-checks {
+        display: flex;
+        flex-direction: column;
+        gap: 2px;
+        margin-bottom: 10px;
+      }
+      .bk-full {
+        width: 100%;
+      }
+      .bk-effect {
+        font-size: 12.5px;
+        line-height: 1.5;
+        color: #15803d;
+        background: #f0fdf4;
+        border: 1px solid #bbf7d0;
+        border-radius: 6px;
+        padding: 10px 12px;
+        margin: 4px 0 0;
+      }
+      .bk-effect--warn {
+        color: #b91c1c;
+        background: #fef2f2;
+        border-color: #fecaca;
+      }
+      .bk-err {
+        margin: 10px 0 0;
+        color: #b91c1c;
+        font-size: 12.5px;
+      }
+    `
+  ]
+})
+export class AmlBulkReviewDialogComponent {
+  private fb = inject(FormBuilder);
+  private amlService = inject(AmlService);
+  dialogRef = inject(MatDialogRef<AmlBulkReviewDialogComponent>);
+
+  readonly evidenceTypes = [
+    'Customer explanation obtained',
+    'Source of funds documented',
+    'KYC / identity re-verified',
+    'Consistent with declared income or turnover',
+    'Established business or salary pattern',
+    'Duplicate or system-generated alert',
+    'Other'
+  ];
+
+  form: FormGroup;
+  submitting = false;
+  errorMessage = '';
+
+  data: AmlBulkReviewData = inject(MAT_DIALOG_DATA);
+
+  constructor() {
+    this.form = this.fb.group({
+      evidence: this.fb.array(this.evidenceTypes.map(() => false)),
+      evidenceRef: [
+        '',
+        Validators.maxLength(100)
+      ],
+      notes: [
+        '',
+        [
+          Validators.required,
+          Validators.maxLength(800)
+        ]
+      ]
+    });
+  }
+
+  get isWhitelist(): boolean {
+    return this.data.disposition === 'WHITELIST';
+  }
+
+  get evidenceArray(): FormArray {
+    return this.form.get('evidence') as FormArray;
+  }
+
+  get selectedEvidence(): string[] {
+    return this.evidenceTypes.filter((_, i) => this.evidenceArray.at(i)?.value === true);
+  }
+
+  get evidenceMissing(): boolean {
+    return this.isWhitelist && this.evidenceArray.touched && this.selectedEvidence.length === 0;
+  }
+
+  /** Exactly what is written to each alert, so the record reads the same as a single review. */
+  private composedNotes(): string {
+    const v = this.form.value;
+    const detail = (v.notes || '').trim();
+    if (!this.isWhitelist) {
+      return detail ? `Grounds: ${detail}` : '';
+    }
+    const parts: string[] = [];
+    if (this.selectedEvidence.length) {
+      parts.push(`Evidence: ${this.selectedEvidence.join('; ')}`);
+    }
+    if (v.evidenceRef) {
+      parts.push(`Ref: ${(v.evidenceRef || '').trim()}`);
+    }
+    const head = parts.join(' | ');
+    const composed = head && detail ? `${head} — ${detail}` : head || detail;
+    // Batch note, so each alert says it was disposed of alongside others rather than on its own.
+    return `${composed} [batch of ${this.data.alerts.length}]`.slice(0, 1000);
+  }
+
+  submit(): void {
+    this.evidenceArray.markAllAsTouched();
+    if (this.form.invalid || (this.isWhitelist && this.selectedEvidence.length === 0)) {
+      this.form.markAllAsTouched();
+      return;
+    }
+
+    this.submitting = true;
+    this.errorMessage = '';
+    const notes = this.composedNotes();
+
+    // Each alert is reviewed on its own call: one that fails - already disposed of by someone else,
+    // say - must not take the rest of the batch with it. Failures are counted and reported.
+    forkJoin(
+      this.data.alerts.map((a) =>
+        this.amlService
+          .reviewAlert(a.id, this.data.disposition, notes)
+          .pipe(catchError(() => of({ __failed: true, id: a.id })))
+      )
+    ).subscribe((results: any[]) => {
+      this.submitting = false;
+      const failed = results.filter((r) => r?.__failed).length;
+      if (failed === results.length) {
+        this.errorMessage = 'None of the alerts could be updated. They may already have been reviewed.';
+        return;
+      }
+      if (failed > 0) {
+        this.errorMessage = `${results.length - failed} updated, ${failed} could not be — those may already have been reviewed.`;
+        // Still closes as done: most of the batch landed, and the list behind must refresh.
+        setTimeout(() => this.dialogRef.close(true), 2200);
+        return;
+      }
+      this.dialogRef.close(true);
+    });
+  }
+}

src/app/rbi-circulars/aml-rules/aml-flagged-transactions/aml-flagged-transactions.component.html

@@ -36,6 +36,17 @@
     <button mat-icon-button type="button" matTooltip="Refresh now" [disabled]="loading" (click)="fetch()">
       <mat-icon>refresh</mat-icon>
     </button>
+    <!-- Exports what is on screen, not the whole feed: the workbook has to reconcile with the report it came from. -->
+    <button
+      type="button"
+      class="export-btn"
+      [disabled]="exporting || !alerts.data.length"
+      [matTooltip]="alerts.data.length ? 'Download the alerts currently in view as Excel' : 'Nothing in view to export'"
+      (click)="exportExcel()"
+    >
+      <mat-icon>file_download</mat-icon>
+      {{ exporting ? 'Preparing…' : 'Excel' }}
+    </button>
   </div>
 </div>
 
@@ -44,6 +55,52 @@
   <span>Could not reach the alert feed. Retrying automatically.</span>
 </div>
 
+<!-- Narrow the feed to one day. The feed accumulates, so without this an officer asking "what did we decide today"
+     reads past a week of older alerts to find out. Composes with the status chips below: Today + Escalated answers
+     "what did we mark suspicious today". -->
+<div class="status-filters">
+  <span class="status-filters-label">Period</span>
+  @for (m of periodModes; track m.key) {
+    <button type="button" class="status-chip" [class.active]="periodMode === m.key" (click)="setPeriodMode(m.key)">
+      {{ m.label }}
+    </button>
+  }
+
+  <!-- One control per mode, so the picker always matches the granularity chosen. A week is picked by naming any day
+       inside it; the resolved Monday-to-Sunday span is printed beside it so the officer sees what was selected. -->
+  @if (periodMode === 'day') {
+    <input type="date" class="day-input" [(ngModel)]="filterDay" (ngModelChange)="onPeriodChange()" aria-label="Day" />
+  }
+  @if (periodMode === 'week') {
+    <input
+      type="date"
+      class="day-input"
+      [(ngModel)]="filterWeek"
+      (ngModelChange)="onPeriodChange()"
+      aria-label="Any day in the week"
+    />
+  }
+  @if (periodMode === 'month') {
+    <input
+      type="month"
+      class="day-input"
+      [(ngModel)]="filterMonth"
+      (ngModelChange)="onPeriodChange()"
+      aria-label="Month"
+    />
+  }
+  @if (periodMode === 'year') {
+    <select class="day-input" [(ngModel)]="filterYear" (ngModelChange)="onPeriodChange()" aria-label="Year">
+      @for (y of availableYears; track y) {
+        <option [value]="y">{{ y }}</option>
+      }
+    </select>
+  }
+  @if (periodLabel) {
+    <span class="period-resolved">{{ periodLabel }}</span>
+  }
+</div>
+
 <!-- Narrow the feed by where each alert sits in the review workflow -->
 <div class="status-filters">
   <span class="status-filters-label">Status</span>
@@ -60,23 +117,143 @@
   </button>
 </div>
 
-<!-- Severity mix of what the table is showing -->
-<div class="risk-summary">
-  <div *ngFor="let tier of riskSummary" class="risk-tile" [ngClass]="tier.cls">
-    <span class="risk-tile-n">{{ tier.count }}</span>
-    <span class="risk-tile-l">{{ tier.label }}</span>
-  </div>
-  <div *ngIf="unclassifiedCount > 0" class="risk-tile risk-none" matTooltip="Raised by a user, not by a catalog rule">
-    <span class="risk-tile-n">{{ unclassifiedCount }}</span>
-    <span class="risk-tile-l">Unclassified</span>
-  </div>
-  <div class="risk-tile risk-total">
-    <span class="risk-tile-n">{{ summaryTotal }}</span>
-    <span class="risk-tile-l">Total Flagged</span>
-  </div>
+<!-- Narrow to the rules firing most often. A rule tripping repeatedly is either a real pattern in the book or a rule
+     set too tight and filling the queue with noise — either way it is what an officer reads first, and the long tail
+     below it can wait. Ranked over the period and status already chosen. -->
+<div class="status-filters">
+  <span class="status-filters-label">Top rules</span>
+  @for (n of topRuleOptions; track n) {
+    <button type="button" class="status-chip" [class.active]="topRules === n" (click)="setTopRules(n)">
+      {{ n === null ? 'All rules' : 'Top ' + n }}
+    </button>
+  }
+  @if (topRules !== null) {
+    <span class="period-resolved">{{ distinctRuleCount }} rule{{ distinctRuleCount === 1 ? '' : 's' }} in view</span>
+  }
 </div>
 
-<table mat-table [dataSource]="alerts" class="flagged-table mat-elevation-z1">
+<!-- Which rules are driving the queue, and by how much. Ranking without the counts narrows the table and leaves the
+     officer to work out what it kept. -->
+@if (ruleFrequency.length > 1) {
+  <div class="rule-freq">
+    @for (r of ruleFrequency; track r.code) {
+      <span class="rule-freq-item">
+        {{ r.code }}
+        <span class="rule-freq-n">{{ r.count }}</span>
+      </span>
+    }
+  </div>
+}
+
+<!-- Severity mix of what the table is showing. Each tile narrows the table to its own band;
+     clicking the one already in force clears it, as does Total Flagged. -->
+<div class="risk-summary">
+  <button
+    *ngFor="let tier of riskSummary"
+    type="button"
+    class="risk-tile"
+    [ngClass]="tier.cls"
+    [class.tile-active]="isSeverityActive(tier.key)"
+    [disabled]="tier.count === 0 && !isSeverityActive(tier.key)"
+    [matTooltip]="isSeverityActive(tier.key) ? 'Show every severity again' : 'Show only ' + tier.label + ' alerts'"
+    (click)="setSeverity(tier.key)"
+  >
+    <span class="risk-tile-n">{{ tier.count }}</span>
+    <span class="risk-tile-l">{{ tier.label }}</span>
+  </button>
+  <button
+    *ngIf="unclassifiedCount > 0"
+    type="button"
+    class="risk-tile risk-none"
+    [class.tile-active]="isSeverityActive(0)"
+    matTooltip="Raised by a user, not by a catalog rule"
+    (click)="setSeverity(0)"
+  >
+    <span class="risk-tile-n">{{ unclassifiedCount }}</span>
+    <span class="risk-tile-l">Unclassified</span>
+  </button>
+  <button
+    type="button"
+    class="risk-tile risk-total"
+    [class.tile-active]="activeSeverity === null"
+    matTooltip="Show every severity"
+    (click)="clearSeverity()"
+  >
+    <span class="risk-tile-n">{{ summaryTotal }}</span>
+    <span class="risk-tile-l">Total Flagged</span>
+  </button>
+</div>
+
+<!-- Appears only once something is ticked, so the table does not carry a permanently empty bar. -->
+@if (selectedCount > 0) {
+  <div class="bulk-bar">
+    <span class="bulk-count">{{ selectedCount }} selected</span>
+    <span class="bulk-note"
+      >Low / medium only — a transaction that tripped a high-severity rule is decided on its own.</span
+    >
+    <span class="bulk-spacer"></span>
+    <button mat-stroked-button type="button" (click)="selectedIds.clear()">Clear</button>
+    <button
+      mat-stroked-button
+      color="primary"
+      type="button"
+      *mifosxHasPermission="'REVIEW_AML_ALERT'"
+      (click)="reviewSelected('WHITELIST')"
+    >
+      Whitelist {{ selectedCount }}
+    </button>
+    <button
+      mat-flat-button
+      color="warn"
+      type="button"
+      *mifosxHasPermission="'REVIEW_AML_ALERT'"
+      (click)="reviewSelected('ESCALATE')"
+    >
+      Escalate {{ selectedCount }}
+    </button>
+  </div>
+}
+
+<!-- multiTemplateDataRows: each alert renders through both row definitions — the alert row and its
+     detail row beneath it. Without it MatTable renders one row per alert, the two definitions both
+     claim it, and the table throws rather than rendering anything. All three tabs share one tab
+     group, so that error blanked Repeat Customers and Rules Master as well. -->
+<table mat-table [dataSource]="alerts" multiTemplateDataRows class="flagged-table mat-elevation-z1">
+  <!-- Ticked for a batch decision. Disabled where the transaction tripped a high-severity rule,
+       where nothing it matched carried a severity (the CTR rules), or where it is already decided. -->
+  <ng-container matColumnDef="select">
+    <th mat-header-cell *matHeaderCellDef class="select-cell">
+      <!-- Hidden outright when nothing here can be batched — filtered to high severity, say. -->
+      @if (selectableRows.length) {
+        <mat-checkbox
+          [checked]="allSelectableSelected"
+          (change)="toggleSelectAll()"
+          matTooltip="Select every low / medium alert on this page"
+        ></mat-checkbox>
+      }
+    </th>
+    <td mat-cell *matCellDef="let alert" class="select-cell" (click)="$event.stopPropagation()">
+      <!-- No checkbox at all where the transaction cannot be part of a batch. A disabled box still
+           reads as "this could be ticked", and on a high-severity row that is the wrong thing to
+           suggest: the decision is never a batch one. A dash says the column does not apply. -->
+      @if (isSelectable(alert)) {
+        <mat-checkbox [checked]="isSelected(alert)" (change)="toggleSelected(alert)"></mat-checkbox>
+      } @else {
+        <span
+          class="select-na"
+          [matTooltip]="
+            isHighSeverity(alert)
+              ? 'High severity — this transaction is decided on its own'
+              : !canReview(alert)
+                ? 'Already decided'
+                : 'A CTR is a statutory return, not a graded suspicion — decided on its own'
+          "
+          >—</span
+        >
+      }
+    </td>
+  </ng-container>
+
   <!-- When the engine raised the alert -->
   <ng-container matColumnDef="raisedOn">
     <th mat-header-cell *matHeaderCellDef>Raised On</th>
@@ -113,6 +290,162 @@
       <div class="stacked-cell">
         <span class="rule-code">{{ alert.ruleCode }}</span>
         <span class="cell-sub">{{ alert.ruleDescription }}</span>
+        <!-- The transaction is one case under one rule, but an analyst still needs to see
+             everything it tripped — a deposit can be both reportable and on a new account. The
+             detail row carries each one with its own severity; this is only the count. -->
+        @if (matchedRuleCount(alert) > 1) {
+          <button type="button" class="rule-more" (click)="toggleExpanded(alert); $event.stopPropagation()">
+            <mat-icon>{{ isExpanded(alert) ? 'expand_less' : 'expand_more' }}</mat-icon>
+            {{ matchedRuleCount(alert) }} rules matched
+          </button>
+        }
+      </div>
+    </td>
+  </ng-container>
+
+  <!-- The expanded pane. One cell spanning the table, collapsed to zero height until its row is
+       opened, so the detail sits directly under the row it belongs to. -->
+  <ng-container matColumnDef="expandedDetail">
+    <!-- No header cell: this column never appears in the header row, only in its own data row. -->
+    <td mat-cell *matCellDef="let alert" [attr.colspan]="displayedColumns.length" class="detail-cell">
+      <!-- The pane is inside a row that toggles on click, so anything interactive in here must keep its own
+           clicks from reaching it — otherwise ticking a rule closes the pane. -->
+      <div class="detail-pane" [class.detail-open]="isExpanded(alert)" (click)="$event.stopPropagation()">
+        @if (isExpanded(alert)) {
+          <div class="detail-inner">
+            <div class="detail-head">
+              <span
+                >Rules matched by {{ alert.transactionType | lowercase }} #{{ alert.transactionId }} —
+                {{ amount(alert) }}</span
+              >
+              @if (selectableRulesOf(alert).length > 1) {
+                <button type="button" class="rule-select-all" (click)="toggleAllRules(alert)">
+                  {{ allRulesSelected(alert) ? 'Clear all' : 'Select all open' }}
+                </button>
+              }
+            </div>
+            <!-- Governing rule first: it is the one the alert was raised under, and the one the
+                 disposition is recorded against. -->
+            @for (rule of matchedRules(alert); track rule.ruleCode) {
+              <div
+                class="detail-rule"
+                [class.detail-rule-governing]="rule.governing"
+                [class.detail-rule-decided]="rule.disposition"
+              >
+                <!-- One checkbox per rule: a transaction can trip six rules where five are explained by the
+                     customer's business and the sixth is not, and those are different decisions. A rule already
+                     decided shows its verdict instead. -->
+                @if (isRuleSelectable(rule)) {
+                  <mat-checkbox
+                    [checked]="isRuleSelected(rule)"
+                    (change)="toggleRuleSelected(rule)"
+                    *mifosxHasPermission="'REVIEW_AML_ALERT'"
+                  ></mat-checkbox>
+                } @else if (!isGradedRule(rule)) {
+                  <!-- A statutory return, not a graded suspicion: filed on the amount whatever the officer decides
+                       about the transaction, so there is nothing here to tick. -->
+                  <mat-icon
+                    class="rule-decided-icon decided-statutory"
+                    matTooltip="A statutory return — filed on the amount, whatever is decided about this transaction. Nothing to review here."
+                    matTooltipClass="evidence-tooltip"
+                  >
+                    gavel
+                  </mat-icon>
+                } @else {
+                  <mat-icon
+                    class="rule-decided-icon"
+                    [class.decided-escalated]="rule.disposition === 'ESCALATE' && rule.directlyDecided"
+                    [class.decided-carried]="!rule.directlyDecided"
+                    [matTooltip]="
+                      (rule.directlyDecided ? ruleDispositionLabel(rule) : 'Closed with the case') +
+                      (rule.reviewedByUsername ? ' by ' + rule.reviewedByUsername : '') +
+                      (rule.reviewNotes ? ' — ' + rule.reviewNotes : '')
+                    "
+                    matTooltipClass="evidence-tooltip"
+                  >
+                    {{
+                      !rule.directlyDecided
+                        ? 'remove_circle_outline'
+                        : rule.disposition === 'ESCALATE'
+                          ? 'report'
+                          : 'verified'
+                    }}
+                  </mat-icon>
+                }
+                <span class="sev-chip" [ngClass]="severityClass(rule.riskCategory)">{{
+                  severityLabel(rule.riskCategory)
+                }}</span>
+                <div class="detail-rule-text">
+                  <span class="detail-rule-code">
+                    {{ rule.ruleCode }}
+                    @if (rule.governing) {
+                      <span class="governing-tag" matTooltip="The alert is raised and decided under this rule"
+                        >governing</span
+                      >
+                    }
+                    <!-- Says where a statutory rule actually goes, so the absence of a checkbox does not read as the
+                         transaction being unreported. -->
+                    @if (!isGradedRule(rule)) {
+                      <span class="ctr-tag" matTooltip="Goes to the monthly CTR filing for FIU-IND, not to an STR">
+                        → CTR filing
+                      </span>
+                    }
+                    <!-- The rule the officer named reads as their decision; a rule closed alongside it says so,
+                         because an audit of the finding turns on which one they put their name to. -->
+                    @if (rule.disposition) {
+                      <span
+                        class="rule-verdict"
+                        [class.verdict-escalated]="rule.disposition === 'ESCALATE'"
+                        [class.verdict-carried]="!rule.directlyDecided"
+                        [matTooltip]="
+                          rule.directlyDecided
+                            ? ruleDispositionLabel(rule) +
+                              (rule.reviewedByUsername ? ' by ' + rule.reviewedByUsername : '')
+                            : 'Closed with the transaction when another rule was marked suspicious — not decided on its own'
+                        "
+                      >
+                        {{ rule.directlyDecided ? ruleDispositionLabel(rule) : 'Closed with case' }}
+                      </span>
+                    }
+                  </span>
+                  <span class="detail-rule-desc">{{ rule.ruleDescription }}</span>
+                </div>
+              </div>
+            }
+
+            <!-- Acts on the ticked rules only. The alert's own status follows from what is left undecided, so
+                 clearing five of six rules leaves the case open on the sixth. -->
+            @if (selectedRuleCount > 0) {
+              <div class="rule-action-bar" *mifosxHasPermission="'REVIEW_AML_ALERT'">
+                <span class="rule-action-count"
+                  >{{ selectedRuleCount }} rule{{ selectedRuleCount > 1 ? 's' : '' }} selected</span
+                >
+                <span class="bulk-spacer"></span>
+                <button mat-stroked-button type="button" (click)="selectedRuleCodes.clear()">Clear</button>
+                <button
+                  mat-stroked-button
+                  color="primary"
+                  type="button"
+                  (click)="reviewSelectedRules(alert, 'WHITELIST')"
+                >
+                  Whitelist
+                </button>
+                <button mat-flat-button color="warn" type="button" (click)="reviewSelectedRules(alert, 'ESCALATE')">
+                  Suspicious
+                </button>
+              </div>
+            }
+            <div class="detail-foot">
+              @if (isHighSeverity(alert)) {
+                A high-severity rule fired, so this transaction is decided on its own rather than in a batch.
+              } @else if (!alert.highestSeverity) {
+                A statutory return rather than a graded suspicion — decided on its own.
+              } @else {
+                Every rule here is low or medium, so this transaction can be decided together with others.
+              }
+            </div>
+          </div>
+        }
       </div>
     </td>
   </ng-container>
@@ -132,7 +465,7 @@
   <!-- Disposition. Hidden once an alert is already whitelisted or escalated. -->
   <ng-container matColumnDef="actions">
     <th mat-header-cell *matHeaderCellDef class="col-center">Action</th>
-    <td mat-cell *matCellDef="let alert" class="col-center actions-cell">
+    <td mat-cell *matCellDef="let alert" class="col-center actions-cell" (click)="$event.stopPropagation()">
       <ng-container *ngIf="canReview(alert); else reviewed">
         <!-- Same gate the FIU-IND register uses; the endpoint enforces REVIEW_AML_ALERT server side,
              so without this a user who cannot review still sees buttons that only fail on click. -->
@@ -158,37 +491,73 @@
         </div>
       </ng-container>
       <ng-template #reviewed>
-        <div class="reviewed-cell">
-          <span class="reviewed-by">
-            {{ alert.reviewedByUsername ? 'by ' + alert.reviewedByUsername : 'Reviewed' }}
-          </span>
-          <!-- The evidence recorded at review time, so the trail is readable without leaving the feed -->
-          <mat-icon
-            *ngIf="alert.reviewNotes"
-            class="reviewed-evidence-icon"
-            [matTooltip]="alert.reviewNotes"
-            matTooltipClass="evidence-tooltip"
-          >
-            description
-          </mat-icon>
-          <span *ngIf="alert.status === 'ESCALATED'" class="str-routed" matTooltip="An STR case is open for this alert">
-            → STR
-          </span>
-        </div>
+        <!-- Held by somebody else: not a verdict, so it does not read like one. The endpoint refuses a disposition
+             from anyone but the officer who has it, and this says who to ask. -->
+        @if (heldByAnother(alert)) {
+          <div class="reviewed-cell">
+            <mat-icon
+              class="held-icon"
+              [matTooltip]="'Open with ' + heldBy(alert) + ' — they decide it or hand it back'"
+            >
+              lock
+            </mat-icon>
+            <span class="held-by">with {{ heldBy(alert) }}</span>
+          </div>
+        } @else {
+          <div class="reviewed-cell">
+            <span class="reviewed-by">
+              {{ alert.reviewedByUsername ? 'by ' + alert.reviewedByUsername : 'Reviewed' }}
+            </span>
+            <!-- The evidence recorded at review time, so the trail is readable without leaving the feed -->
+            <mat-icon
+              *ngIf="alert.reviewNotes"
+              class="reviewed-evidence-icon"
+              [matTooltip]="alert.reviewNotes"
+              matTooltipClass="evidence-tooltip"
+            >
+              description
+            </mat-icon>
+            <span
+              *ngIf="alert.status === 'ESCALATED'"
+              class="str-routed"
+              matTooltip="An STR case is open for this alert"
+            >
+              → STR
+            </span>
+          </div>
+        }
       </ng-template>
     </td>
   </ng-container>
 
   <tr mat-header-row *matHeaderRowDef="displayedColumns"></tr>
-  <tr mat-row *matRowDef="let row; columns: displayedColumns" class="alert-row" [class.row-new]="isNew(row)"></tr>
+  <!-- Clicking anywhere on the row opens its detail. The checkbox and the action buttons stop the
+       event themselves, so ticking a row or disposing of it does not also expand it. -->
+  <tr
+    mat-row
+    *matRowDef="let row; columns: displayedColumns"
+    class="alert-row"
+    [class.row-new]="isNew(row)"
+    [class.row-expanded]="isExpanded(row)"
+    (click)="toggleExpanded(row)"
+  ></tr>
+  <tr mat-row *matRowDef="let row; columns: ['expandedDetail']" class="detail-row"></tr>
 </table>
 
-<mat-paginator [pageSizeOptions]="[10, 25, 50, 100]" showFirstLastButtons class="flagged-paginator"></mat-paginator>
+<!-- pageSize stated explicitly: without it the paginator starts at 0, and anything that touches the
+     paginator before the data source has bound to it leaves that 0 in force, which pages every row
+     out of the table. -->
+<mat-paginator
+  [pageSize]="10"
+  [pageSizeOptions]="[10, 25, 50, 100]"
+  showFirstLastButtons
+  class="flagged-paginator"
+></mat-paginator>
 
 <div *ngIf="alerts.data.length === 0 && !loading" class="no-alerts-message">
-  <mat-icon>{{ activeStatus ? 'filter_alt_off' : 'verified_user' }}</mat-icon>
-  <span *ngIf="!activeStatus"
+  <mat-icon>{{ activeStatus || activeSeverity !== null ? 'filter_alt_off' : 'verified_user' }}</mat-icon>
+  <span *ngIf="!activeStatus && activeSeverity === null"
     >No transactions flagged. The feed updates automatically as the engine raises alerts.</span
   >
-  <span *ngIf="activeStatus">No alerts in this status.</span>
+  <span *ngIf="activeStatus || activeSeverity !== null">No alerts match the filters in force.</span>
 </div>

src/app/rbi-circulars/aml-rules/aml-flagged-transactions/aml-flagged-transactions.component.scss

@@ -196,15 +196,43 @@
   padding: 0 0 16px;
 }
 
+/* A button, not a div: each tile narrows the table to its own severity band. */
 .risk-tile {
   display: flex;
   flex-direction: column;
+  align-items: flex-start;
   gap: 2px;
   padding: 12px 14px;
   border: 1px solid #e2e8f0;
   border-left-width: 4px;
   border-radius: 8px;
   background: #fff;
+  font-family: inherit;
+  text-align: left;
+  cursor: pointer;
+  transition:
+    box-shadow 0.15s,
+    transform 0.1s;
+
+  &:hover:not(:disabled) {
+    box-shadow: 0 2px 8px rgb(15 23 42 / 12%);
+  }
+
+  &:active:not(:disabled) {
+    transform: translateY(1px);
+  }
+
+  /* A band with nothing in it would filter to an empty table. */
+  &:disabled {
+    opacity: 0.5;
+    cursor: default;
+  }
+}
+
+/* The band currently narrowing the table. The ring reads on every tile colour, where a
+   background change would fight the severity tint each tile already carries. */
+.risk-tile.tile-active {
+  box-shadow: 0 0 0 2px #1a237e;
 }
 
 .risk-tile-n {
@@ -293,8 +321,21 @@
   }
 }
 
-.alert-row:hover {
+.alert-row {
+  cursor: pointer;
+
+  &:hover {
+    background: #f8fafc;
+  }
+}
+
+/* The open row and its pane read as one block. */
+.alert-row.row-expanded {
   background: #f8fafc;
+
+  td {
+    border-bottom-color: transparent;
+  }
 }
 
 /* A newly arrived alert stays tinted until acknowledged. */
@@ -380,6 +421,285 @@
   font-size: 12px;
 }
 
+/* Quieter than the governing rule: it is context on one case, not a second case. */
+.rule-also {
+  margin-top: 3px;
+  color: #92400e;
+  background: #fffbeb;
+  border: 1px solid #fde68a;
+  border-radius: 4px;
+  padding: 1px 6px;
+  font-size: 11px;
+  align-self: flex-start;
+}
+
+/* Says how many rules fired and opens the detail. Replaces the block of codes that used to sit in
+   this cell: the codes belong in the pane, where each can carry its own severity. */
+.rule-more {
+  display: inline-flex;
+  align-items: center;
+  gap: 3px;
+  margin-top: 4px;
+  padding: 2px 8px 2px 4px;
+  align-self: flex-start;
+  border: 1px solid #fde68a;
+  border-radius: 999px;
+  background: #fffbeb;
+  color: #92400e;
+  font-family: inherit;
+  font-size: 11px;
+  font-weight: 700;
+  cursor: pointer;
+
+  mat-icon {
+    font-size: 15px;
+    width: 15px;
+    height: 15px;
+  }
+
+  &:hover {
+    background: #fef3c7;
+  }
+}
+
+/* ── Expanded detail ─────────────────────────────────────────────────────────────────────── */
+
+.detail-row {
+  height: 0;
+}
+
+.detail-cell {
+  padding: 0 !important;
+  border-bottom: none !important;
+}
+
+/* Animating max-height rather than height: the pane's height depends on how many rules fired, and
+   a transition needs a figure to move between. */
+.detail-pane {
+  max-height: 0;
+  overflow: hidden;
+  transition: max-height 0.2s ease;
+  background: #f8fafc;
+
+  /* Generous enough for a transaction that tripped every rule it could, plus the action bar. Too low
+     silently clips the last rule, which is the one an officer most needs to see. */
+  &.detail-open {
+    max-height: 1200px;
+  }
+}
+
+.detail-inner {
+  padding: 14px 16px 16px 60px;
+  border-bottom: 1px solid #e2e8f0;
+}
+
+.detail-head {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  font-size: 11px;
+  font-weight: 700;
+  text-transform: uppercase;
+  letter-spacing: 0.05em;
+  color: #64748b;
+  margin-bottom: 10px;
+}
+
+.rule-select-all {
+  border: none;
+  background: none;
+  padding: 0;
+  font-family: inherit;
+  font-size: 11px;
+  font-weight: 700;
+  letter-spacing: 0.04em;
+  text-transform: uppercase;
+  color: #1a237e;
+  cursor: pointer;
+
+  &:hover {
+    text-decoration: underline;
+  }
+}
+
+/* A rule that already carries a verdict is context, not a choice. */
+.detail-rule-decided {
+  opacity: 0.75;
+}
+
+.rule-decided-icon {
+  flex: none;
+  font-size: 18px;
+  width: 18px;
+  height: 18px;
+  color: #15803d;
+  cursor: help;
+
+  &.decided-escalated {
+    color: #b91c1c;
+  }
+
+  /* Closed alongside another rule rather than judged on its own — stated, but not as a verdict. */
+  &.decided-carried {
+    color: #94a3b8;
+  }
+
+  /* A statutory return: not the officer's decision at all. */
+  &.decided-statutory {
+    color: #475569;
+  }
+}
+
+/* Where a statutory rule goes, said next to the rule rather than left to be inferred from a
+   missing checkbox. */
+.ctr-tag {
+  margin-left: 6px;
+  padding: 1px 6px;
+  border-radius: 4px;
+  background: #e2e8f0;
+  color: #334155;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.03em;
+  text-transform: uppercase;
+  white-space: nowrap;
+}
+
+.rule-verdict {
+  margin-left: 6px;
+  padding: 1px 6px;
+  border-radius: 4px;
+  background: #dcfce7;
+  color: #15803d;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.03em;
+  text-transform: uppercase;
+
+  &.verdict-escalated {
+    background: #fee2e2;
+    color: #b91c1c;
+  }
+
+  /* Wins over the disposition colours above: this rule was not itself the finding, and colouring it
+     like one would claim the officer condemned it. */
+  &.verdict-carried {
+    background: #f1f5f9;
+    color: #64748b;
+  }
+}
+
+/* Acts on the ticked rules only, and sits with them rather than at the top of the table. */
+.rule-action-bar {
+  display: flex;
+  align-items: center;
+  gap: 10px;
+  margin-top: 12px;
+  padding: 10px 12px;
+  border: 1px solid #bfdbfe;
+  border-radius: 8px;
+  background: #eff6ff;
+}
+
+.rule-action-count {
+  font-size: 12.5px;
+  font-weight: 700;
+  color: #1e3a8a;
+  white-space: nowrap;
+}
+
+.detail-rule {
+  display: flex;
+  align-items: flex-start;
+  gap: 10px;
+  padding: 7px 10px;
+  border-radius: 6px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+
+  & + & {
+    margin-top: 6px;
+  }
+}
+
+/* The rule the alert was raised under, and the one the disposition is recorded against. */
+.detail-rule-governing {
+  border-color: #cbd5e1;
+  box-shadow: inset 3px 0 0 #1a237e;
+}
+
+.detail-rule-text {
+  display: flex;
+  flex-direction: column;
+  gap: 1px;
+  min-width: 0;
+}
+
+.detail-rule-code {
+  font-size: 12.5px;
+  font-weight: 700;
+  color: #1e293b;
+}
+
+.detail-rule-desc {
+  font-size: 12px;
+  color: #64748b;
+}
+
+.governing-tag {
+  margin-left: 6px;
+  padding: 1px 6px;
+  border-radius: 4px;
+  background: #e0e7ff;
+  color: #3730a3;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.03em;
+  text-transform: uppercase;
+}
+
+/* Severity of one rule inside the pane. Same colours as the summary tiles, so a band reads the
+   same wherever it appears. */
+.sev-chip {
+  flex: none;
+  min-width: 62px;
+  text-align: center;
+  padding: 2px 8px;
+  border-radius: 999px;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.04em;
+  text-transform: uppercase;
+
+  &.sev-high {
+    background: #fee2e2;
+    color: #b91c1c;
+  }
+
+  &.sev-medium {
+    background: #fef3c7;
+    color: #b45309;
+  }
+
+  &.sev-low {
+    background: #dcfce7;
+    color: #15803d;
+  }
+
+  &.sev-none {
+    background: #e2e8f0;
+    color: #475569;
+  }
+}
+
+/* Why this transaction can or cannot be decided in a batch, said where the officer is deciding. */
+.detail-foot {
+  margin-top: 10px;
+  font-size: 12px;
+  color: #475569;
+  font-style: italic;
+}
+
 .rule-code {
   font-weight: 600;
 }
@@ -537,3 +857,157 @@
   background: #fff;
   border-top: 1px solid #e2e8f0;
 }
+
+/* Batch disposition bar — only rendered while rows are ticked. */
+.bulk-bar {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  padding: 10px 16px;
+  margin-bottom: 10px;
+  border: 1px solid #bfdbfe;
+  border-radius: 10px;
+  background: #eff6ff;
+}
+
+.bulk-count {
+  font-size: 13px;
+  font-weight: 700;
+  color: #1e3a8a;
+  white-space: nowrap;
+}
+
+/* Says why some rows cannot be ticked, where the officer is looking rather than in a tooltip. */
+.bulk-note {
+  font-size: 12px;
+  color: #475569;
+}
+
+.bulk-spacer {
+  flex: 1;
+}
+
+.select-cell {
+  width: 44px;
+  padding-right: 0;
+}
+
+/* Stands in for the checkbox on a row that cannot be batched, so the column still reads as a
+   column rather than leaving a hole the eye has to account for. */
+.select-na {
+  display: inline-block;
+  width: 18px;
+  text-align: center;
+  color: #cbd5e1;
+  cursor: help;
+  user-select: none;
+}
+
+/* Day picker. Sized and bordered to sit level with the status chips beside it, so the two rows read
+   as one control strip rather than a form field dropped above a set of buttons. */
+.day-input {
+  padding: 5px 11px;
+  border: 1px solid #cbd5e1;
+  border-radius: 999px;
+  background: #fff;
+  font-family: inherit;
+  font-size: 12.5px;
+  font-weight: 600;
+  color: #334155;
+  cursor: pointer;
+
+  &:hover {
+    border-color: #1a237e;
+  }
+
+  &:focus {
+    outline: none;
+    border-color: #1a237e;
+  }
+}
+
+/* What the chosen mode resolved to. A week picked by naming one day inside it is otherwise invisible — the officer
+   has no way to tell which Monday-to-Sunday span they are looking at. */
+.period-resolved {
+  font-size: 12px;
+  color: #64748b;
+  font-variant-numeric: tabular-nums;
+}
+
+/* Sits with the pause and refresh controls, green because it produces something the officer takes away rather
+   than changing what is on screen. */
+.export-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  padding: 6px 13px;
+  border: 1px solid #bbf7d0;
+  border-radius: 999px;
+  background: #f0fdf4;
+  color: #15803d;
+  font-family: inherit;
+  font-size: 12.5px;
+  font-weight: 700;
+  cursor: pointer;
+
+  mat-icon {
+    font-size: 16px;
+    width: 16px;
+    height: 16px;
+  }
+
+  &:hover:not(:disabled) {
+    background: #dcfce7;
+    border-color: #86efac;
+  }
+
+  &:disabled {
+    opacity: 0.5;
+    cursor: not-allowed;
+  }
+}
+
+/* Held by another officer. Grey, not red: nobody has done anything wrong, the case is simply somebody else's. */
+.held-icon {
+  font-size: 16px;
+  width: 16px;
+  height: 16px;
+  color: #94a3b8;
+  cursor: help;
+}
+
+.held-by {
+  color: #64748b;
+  font-size: 12px;
+  font-style: italic;
+}
+
+/* Rule frequency strip. Sits under the filters as a reading aid, not a control — clicking a rule would be a fourth
+   filter competing with the three above it. */
+.rule-freq {
+  display: flex;
+  flex-wrap: wrap;
+  gap: 6px;
+  padding: 0 0 14px;
+}
+
+.rule-freq-item {
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  padding: 3px 9px;
+  border: 1px solid #e2e8f0;
+  border-radius: 999px;
+  background: #f8fafc;
+  font-size: 11px;
+  font-weight: 600;
+  color: #475569;
+}
+
+.rule-freq-n {
+  padding: 0 6px;
+  border-radius: 999px;
+  background: #e2e8f0;
+  color: #1e293b;
+  font-variant-numeric: tabular-nums;
+}

src/app/rbi-circulars/aml-rules/aml-flagged-transactions/aml-flagged-transactions.component.ts

@@ -7,7 +7,7 @@
  */
 
 /** Angular Imports */
-import { Component, OnInit, OnDestroy, inject, ViewChild } from '@angular/core';
+import { Component, OnInit, AfterViewInit, OnDestroy, inject, ViewChild } from '@angular/core';
 import { MatTableModule, MatTableDataSource } from '@angular/material/table';
 import { MatPaginatorModule, MatPaginator } from '@angular/material/paginator';
 import { MatIconModule } from '@angular/material/icon';
@@ -15,15 +15,23 @@ import { MatButtonModule } from '@angular/material/button';
 import { MatTooltipModule } from '@angular/material/tooltip';
 import { MatProgressSpinnerModule } from '@angular/material/progress-spinner';
 import { MatDialog, MatDialogModule } from '@angular/material/dialog';
+import { MatCheckboxModule } from '@angular/material/checkbox';
 import { CommonModule } from '@angular/common';
+import { FormsModule } from '@angular/forms';
 import { Subject, timer, of } from 'rxjs';
 import { switchMap, takeUntil, catchError, filter } from 'rxjs/operators';
 
 /** Custom Services */
 import { AmlService } from '../../../aml/aml.service';
 import { AlertService } from '../../../core/alert/alert.service';
+import { AuthenticationService } from '../../../core/authentication/authentication.service';
 import { HasPermissionDirective } from '../../../directives/has-permission/has-permission.directive';
 import { AmlReviewAlertDialogComponent } from './aml-review-alert-dialog.component';
+import { AmlBulkReviewDialogComponent } from './aml-bulk-review-dialog.component';
+import { exportWorkbook } from '../../../cashier/cashier-export';
+
+/** How the feed is narrowed by time. */
+type PeriodMode = 'all' | 'day' | 'week' | 'month' | 'year';
 
 /**
  * Live feed of transactions the AML rule engine has flagged.
@@ -41,6 +49,7 @@ import { AmlReviewAlertDialogComponent } from './aml-review-alert-dialog.compone
   standalone: true,
   imports: [
     CommonModule,
+    FormsModule,
     MatTableModule,
     MatPaginatorModule,
     MatIconModule,
@@ -48,13 +57,18 @@ import { AmlReviewAlertDialogComponent } from './aml-review-alert-dialog.compone
     MatTooltipModule,
     MatProgressSpinnerModule,
     MatDialogModule,
+    MatCheckboxModule,
     HasPermissionDirective
   ]
 })
-export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
+export class AmlFlaggedTransactionsComponent implements OnInit, AfterViewInit, OnDestroy {
   private amlService = inject(AmlService);
   private dialog = inject(MatDialog);
   private alertService = inject(AlertService);
+  private auth = inject(AuthenticationService);
+
+  /** Who is signed in, so the screen can tell an alert this officer holds from one somebody else does. */
+  private readonly currentUsername = this.auth.getCredentials()?.username ?? '';
   private destroy$ = new Subject<void>();
 
   /** Short enough to feel live to an officer watching the desk, long enough not to hammer the API. */
@@ -62,6 +76,7 @@ export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
 
   alerts = new MatTableDataSource<any>([]);
   displayedColumns: string[] = [
+    'select',
     'raisedOn',
     'transaction',
     'client',
@@ -71,25 +86,532 @@ export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
     'actions'
   ];
 
+  /**
+   * Alerts ticked for a single disposition across several transactions.
+   *
+   * <p>
+   * Low and medium-severity alerts arrive in numbers and are mostly the same decision repeated -
+   * a run of ordinary cash deposits that each tripped a threshold. Dealing with them one dialog at
+   * a time is what stops an officer getting to the one alert that matters. High severity is
+   * deliberately excluded: an alert that reached the high band is a judgement about that customer's
+   * transaction, and it gets its own decision.
+   */
+  selectedIds = new Set<number>();
+
+  /** m_client_risk_rule.risk_category — 3 is the high band. */
+  private static readonly HIGH_SEVERITY = 3;
+
+  /**
+   * Whether any rule this transaction matched reached the high band.
+   *
+   * <p>
+   * Read from highestSeverity, not from the governing rule's own riskCategory. One transaction
+   * raises one alert under whichever rule most warrants attention, and a statutory CTR outranks
+   * everything — so a high-severity rule can sit in "also matched" while the row itself reports the
+   * CTR, which carries no severity at all. Judging the row by the governing rule would offer such a
+   * transaction up for a batch decision.
+   */
+  isHighSeverity(alert: any): boolean {
+    return Number(alert?.highestSeverity) === AmlFlaggedTransactionsComponent.HIGH_SEVERITY;
+  }
+
+  /**
+   * The band this alert counts as, for the summary tiles.
+   *
+   * <p>
+   * The same figure the checkbox is gated on, so the tiles and the table cannot disagree. Reading
+   * riskCategory here put a ₹12,00,000 cash deposit that had tripped a high-severity rule under
+   * "Unclassified", because the alert reports under the statutory CTR and a CTR carries no band of
+   * its own. Alerts raised before highest_severity existed fall back to the governing rule's band.
+   */
+  private severityBand(alert: any): number {
+    const worst = Number(alert?.highestSeverity);
+    if (worst === 1 || worst === 2 || worst === 3) {
+      return worst;
+    }
+    const governing = Number(alert?.riskCategory);
+    if (governing === 1 || governing === 2 || governing === 3) {
+      return governing;
+    }
+    // 0, never NaN: the Unclassified tile filters on this value, and NaN === NaN is false, so a
+    // NaN band would leave that tile showing a count it could never select.
+    return 0;
+  }
+
+  /**
+   * Only an open alert whose every matched rule sits in the low or medium band can be swept up with
+   * others.
+   *
+   * <p>
+   * Two things are held back. A transaction that tripped any high-severity rule, because that is a
+   * judgement about the transaction itself. And one where no matched rule carried a severity at
+   * all, which is how the CTR rules arrive - they are not graded, being returns the bank owes
+   * rather than suspicions. Neither belongs in a batch disposed of on a single reason.
+   */
+  isSelectable(alert: any): boolean {
+    const band = Number(alert?.highestSeverity);
+    const graded = band === 1 || band === 2;
+    return this.canReview(alert) && graded;
+  }
+
+  /** The alert whose detail row is open. One at a time: this is a reading pane, not a comparison. */
+  expandedId: number | null = null;
+
+  /**
+   * Opens or closes the detail pane. Nothing is recorded by reading.
+   *
+   * <p>
+   * Expanding a row used to mark the alert UNDER_REVIEW, on the reasoning that opening the pane is where the work
+   * starts. It is not: most expands are an officer glancing at what a transaction tripped, and a status that changes
+   * on a single click describes the click rather than any review. The queue filled with alerts nobody was working,
+   * and the one state the flag existed to make visible — this one is actually being worked — became meaningless.
+   */
+  toggleExpanded(alert: any): void {
+    this.expandedId = this.expandedId === alert.id ? null : alert.id;
+    // Ticks belong to the alert they were made on, not to whichever pane is open next.
+    this.selectedRuleCodes.clear();
+  }
+
+  isExpanded(alert: any): boolean {
+    return this.expandedId === alert.id;
+  }
+
+  /**
+   * Every rule the transaction matched, governing one first.
+   *
+   * <p>
+   * Served by the API. The fallback rebuilds the list from the flat fields for an alert read before the API carried
+   * it, so an older row still expands to something rather than appearing to have matched nothing.
+   */
+  matchedRules(
+    alert: any
+  ): { ruleCode: string; ruleDescription: string; riskCategory: number | null; governing: boolean }[] {
+    if (Array.isArray(alert?.matchedRules) && alert.matchedRules.length) {
+      return alert.matchedRules;
+    }
+    const rules = [
+      {
+        ruleCode: alert?.ruleCode,
+        ruleDescription: alert?.ruleDescription,
+        riskCategory: alert?.riskCategory ?? null,
+        governing: true
+      }
+    ];
+    for (const code of String(alert?.alsoMatchedRules || '')
+      .split(',')
+      .map((c: string) => c.trim())
+      .filter((c: string) => c)) {
+      rules.push({ ruleCode: code, ruleDescription: code, riskCategory: null, governing: false });
+    }
+    return rules;
+  }
+
+  /** How many rules the transaction matched, for the count shown on the collapsed row. */
+  matchedRuleCount(alert: any): number {
+    return this.matchedRules(alert).length;
+  }
+
+  severityLabel(band: number | null | undefined): string {
+    switch (Number(band)) {
+      case 1:
+        return 'Low';
+      case 2:
+        return 'Medium';
+      case 3:
+        return 'High';
+      default:
+        return 'Statutory';
+    }
+  }
+
+  /**
+   * Rule codes ticked inside the open detail pane.
+   *
+   * <p>
+   * Cleared whenever a different alert is opened: the codes are only meaningful against the alert they were ticked on,
+   * and carrying them across would apply one transaction's selection to another's rules.
+   */
+  selectedRuleCodes = new Set<string>();
+
+  isRuleSelected(rule: any): boolean {
+    return this.selectedRuleCodes.has(rule.ruleCode);
+  }
+
+  /**
+   * Whether this rule is the officer's to decide.
+   *
+   * <p>
+   * A rule already decided keeps its verdict. A rule with no severity band is not a graded suspicion at all - the CTR
+   * rules are statutory returns the bank owes FIU-IND on any cash transaction at or above ten lakh, filed on the
+   * amount whether or not the customer is above suspicion. There is no "whitelist" for one: clearing the transaction
+   * does not stop the CTR, and escalating it does not describe what the rule found.
+   */
+  isRuleSelectable(rule: any): boolean {
+    return !rule?.disposition && this.isGradedRule(rule);
+  }
+
+  /** A rule that carries a severity band, as against a statutory reporting rule that carries none. */
+  isGradedRule(rule: any): boolean {
+    const band = Number(rule?.riskCategory);
+    return band === 1 || band === 2 || band === 3;
+  }
+
+  toggleRuleSelected(rule: any): void {
+    if (!this.isRuleSelectable(rule)) {
+      return;
+    }
+    if (this.selectedRuleCodes.has(rule.ruleCode)) {
+      this.selectedRuleCodes.delete(rule.ruleCode);
+    } else {
+      this.selectedRuleCodes.add(rule.ruleCode);
+    }
+  }
+
+  selectableRulesOf(alert: any): any[] {
+    return this.matchedRules(alert).filter((r) => this.isRuleSelectable(r));
+  }
+
+  get selectedRuleCount(): number {
+    return this.selectedRuleCodes.size;
+  }
+
+  allRulesSelected(alert: any): boolean {
+    const open = this.selectableRulesOf(alert);
+    return open.length > 0 && open.every((r) => this.selectedRuleCodes.has(r.ruleCode));
+  }
+
+  toggleAllRules(alert: any): void {
+    if (this.allRulesSelected(alert)) {
+      this.selectedRuleCodes.clear();
+      return;
+    }
+    for (const rule of this.selectableRulesOf(alert)) {
+      this.selectedRuleCodes.add(rule.ruleCode);
+    }
+  }
+
+  ruleDispositionLabel(rule: any): string {
+    return rule?.disposition === 'ESCALATE' ? 'Escalated' : rule?.disposition === 'WHITELIST' ? 'Whitelisted' : '';
+  }
+
+  severityClass(band: number | null | undefined): string {
+    switch (Number(band)) {
+      case 1:
+        return 'sev-low';
+      case 2:
+        return 'sev-medium';
+      case 3:
+        return 'sev-high';
+      default:
+        return 'sev-none';
+    }
+  }
+
+  isSelected(alert: any): boolean {
+    return this.selectedIds.has(alert.id);
+  }
+
+  toggleSelected(alert: any): void {
+    if (!this.isSelectable(alert)) {
+      return;
+    }
+    if (this.selectedIds.has(alert.id)) {
+      this.selectedIds.delete(alert.id);
+    } else {
+      this.selectedIds.add(alert.id);
+    }
+  }
+
+  /** The rows a "select all" would act on: what is on screen, open, and below the high band. */
+  get selectableRows(): any[] {
+    return this.alerts.data.filter((a) => this.isSelectable(a));
+  }
+
+  get allSelectableSelected(): boolean {
+    const rows = this.selectableRows;
+    return rows.length > 0 && rows.every((a) => this.selectedIds.has(a.id));
+  }
+
+  toggleSelectAll(): void {
+    if (this.allSelectableSelected) {
+      this.selectedIds.clear();
+      return;
+    }
+    for (const a of this.selectableRows) {
+      this.selectedIds.add(a.id);
+    }
+  }
+
+  get selectedCount(): number {
+    return this.selectedIds.size;
+  }
+
+  private selectedAlerts(): any[] {
+    return this.alerts.data.filter((a) => this.selectedIds.has(a.id));
+  }
+
+  /**
+   * Drops ticks that no longer stand, after every poll.
+   *
+   * <p>
+   * The feed refreshes itself every few seconds while the officer works. Without this, an alert
+   * another officer disposed of in the meantime — or one the status filter has since hidden — stays
+   * in the set, and the bar goes on offering to decide it: the count reads higher than the ticks on
+   * screen, and the batch carries alerts nobody chose.
+   */
+  private pruneSelection(): void {
+    const stillSelectable = new Set(this.selectableRows.map((a) => a.id));
+    for (const id of Array.from(this.selectedIds)) {
+      if (!stillSelectable.has(id)) {
+        this.selectedIds.delete(id);
+      }
+    }
+    // Same for the open detail pane: an alert filtered away or disposed of elsewhere should not
+    // leave the table holding a pane for a row that is no longer on it.
+    if (this.expandedId !== null && !this.alerts.data.some((a) => a.id === this.expandedId)) {
+      this.expandedId = null;
+    }
+  }
+
   /** Every alert as returned, before the status filter narrows the table. */
   private allAlerts: any[] = [];
 
   readonly statusFilters: { key: string; label: string }[] = [
     { key: '', label: 'All alerts' },
     { key: 'RAISED', label: 'Raised' },
-    { key: 'UNDER_REVIEW', label: 'Under review' },
+    // No "Under review" chip: nothing sets that status now that reading a row no longer records anything, so the
+    // chip would sit at zero for good. The status itself is kept — alerts predating this change still carry it, and
+    // canReview still treats them as open — but it is not offered as a filter nobody can populate.
     { key: 'ESCALATED', label: 'Escalated' },
     { key: 'WHITELISTED', label: 'Whitelisted' }
   ];
   activeStatus = '';
   private statusCounts: Record<string, number> = {};
 
+  /**
+   * The period being worked.
+   *
+   * A monitoring feed accumulates: last week's alerts sit under today's, and an officer asked "what did we decide
+   * today" has to read past them. The period filter is what turns the feed into a day's, a week's or a month's work
+   * — and it composes with the status chips, so Today + Escalated answers "what did we mark suspicious today".
+   */
+  readonly periodModes: { key: PeriodMode; label: string }[] = [
+    { key: 'all', label: 'All time' },
+    { key: 'day', label: 'Day wise' },
+    { key: 'week', label: 'Week wise' },
+    { key: 'month', label: 'Month wise' },
+    { key: 'year', label: 'Year wise' }
+  ];
+  periodMode: PeriodMode = 'all';
+
+  /** The chosen day / any day inside the chosen week / the chosen month / the chosen year. */
+  filterDay = '';
+  filterWeek = '';
+  filterMonth = '';
+  filterYear = '';
+
+  /**
+   * Narrows the table to the rules firing most often in the chosen period.
+   *
+   * <p>
+   * A rule tripping repeatedly is a different question from one transaction tripping a rule: it is either a real
+   * pattern in the book, or a rule set too tight and filling the queue with noise. Either way the rules at the top of
+   * the count are the ones worth an officer's attention first, and the long tail below them can wait.
+   *
+   * <p>
+   * Null shows every rule. The options are deliberately small — a "top 10" that lists 40 rules answers nothing.
+   */
+  readonly topRuleOptions: (number | null)[] = [
+    null,
+    10,
+    20,
+    50
+  ];
+  topRules: number | null = null;
+
+  setTopRules(n: number | null): void {
+    this.topRules = n;
+    this.applyStatusFilter(true);
+  }
+
+  /**
+   * The rule codes to keep, most-triggered first, or null when every rule is in view.
+   *
+   * <p>
+   * Counted over the period and status already chosen rather than over the whole feed, so "top 10 this month" means
+   * the ten busiest rules of that month. Ties are broken on the rule code so the same set comes back each time
+   * instead of shifting between polls.
+   */
+  private topRuleCodes(pool: any[]): Set<string> | null {
+    if (this.topRules === null) {
+      return null;
+    }
+    const counts = new Map<string, number>();
+    for (const a of pool) {
+      const code = a?.ruleCode;
+      if (code) {
+        counts.set(code, (counts.get(code) ?? 0) + 1);
+      }
+    }
+    if (counts.size <= this.topRules) {
+      return null;
+    }
+    const ranked = Array.from(counts.entries())
+      .sort((a, b) => b[1] - a[1] || a[0].localeCompare(b[0]))
+      .slice(0, this.topRules)
+      .map(([code]) => code);
+    return new Set(ranked);
+  }
+
+  /** How many distinct rules the current view holds, so the chip can say what it is narrowing. */
+  get distinctRuleCount(): number {
+    return new Set(this.alerts.data.map((a) => a.ruleCode).filter((c) => c)).size;
+  }
+
+  /**
+   * The rules in view with how often each fired, busiest first.
+   *
+   * <p>
+   * The point of ranking rules is to see which ones are driving the queue, and a count per rule is that answer.
+   * Without it "Top 10" narrows the table and leaves the officer to work out what it kept.
+   */
+  get ruleFrequency(): { code: string; count: number }[] {
+    const counts = new Map<string, number>();
+    for (const a of this.alerts.data) {
+      if (a?.ruleCode) {
+        counts.set(a.ruleCode, (counts.get(a.ruleCode) ?? 0) + 1);
+      }
+    }
+    return Array.from(counts.entries())
+      .map(
+        ([
+          code,
+          count
+        ]) => ({ code, count })
+      )
+      .sort((a, b) => b.count - a.count || a.code.localeCompare(b.code));
+  }
+
+  setPeriodMode(mode: PeriodMode): void {
+    this.periodMode = mode;
+    // Seeded with today the first time a mode is picked, so choosing "Month wise" shows this month rather than an
+    // empty field the officer has to fill before anything happens.
+    const now = new Date();
+    const iso = this.isoOf(now);
+    if (mode === 'day' && !this.filterDay) {
+      this.filterDay = iso;
+    }
+    if (mode === 'week' && !this.filterWeek) {
+      this.filterWeek = iso;
+    }
+    if (mode === 'month' && !this.filterMonth) {
+      this.filterMonth = iso.slice(0, 7);
+    }
+    if (mode === 'year' && !this.filterYear) {
+      this.filterYear = String(now.getFullYear());
+    }
+    this.applyStatusFilter(true);
+  }
+
+  onPeriodChange(): void {
+    this.applyStatusFilter(true);
+  }
+
+  /** The years the feed actually covers, newest first, so the picker offers nothing empty. */
+  get availableYears(): string[] {
+    const years = new Set<string>();
+    for (const a of this.allAlerts) {
+      if (a.raisedOnDate) {
+        years.add(String(a.raisedOnDate.getFullYear()));
+      }
+    }
+    const list = Array.from(years).sort().reverse();
+    return list.length ? list : [String(new Date().getFullYear())];
+  }
+
+  /** Reads back the resolved period, so the officer can see what "week wise" actually resolved to. */
+  get periodLabel(): string {
+    const range = this.periodRange();
+    if (!range) {
+      return '';
+    }
+    return range.from === range.to ? range.from : `${range.from} to ${range.to}`;
+  }
+
+  private isoOf(d: Date): string {
+    return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
+  }
+
+  /**
+   * The chosen period as an inclusive from/to, or null for all time.
+   *
+   * Week runs Monday to Sunday. Built from local date parts rather than by parsing to UTC: an alert raised late in
+   * the evening is on that evening's date for the officer looking at it, and a UTC round-trip would move it.
+   */
+  private periodRange(): { from: string; to: string } | null {
+    switch (this.periodMode) {
+      case 'day':
+        return this.filterDay ? { from: this.filterDay, to: this.filterDay } : null;
+      case 'week': {
+        if (!this.filterWeek) {
+          return null;
+        }
+        const [
+          y,
+          m,
+          d
+        ] = this.filterWeek.split('-').map(Number);
+        const picked = new Date(y, m - 1, d);
+        const backToMonday = picked.getDay() === 0 ? 6 : picked.getDay() - 1;
+        const monday = new Date(y, m - 1, d - backToMonday);
+        const sunday = new Date(y, m - 1, d - backToMonday + 6);
+        return { from: this.isoOf(monday), to: this.isoOf(sunday) };
+      }
+      case 'month': {
+        if (!this.filterMonth) {
+          return null;
+        }
+        const [
+          y,
+          m
+        ] = this.filterMonth.split('-').map(Number);
+        // Day 0 of the next month is the last day of this one, which handles February and leap years without a table.
+        return { from: `${this.filterMonth}-01`, to: this.isoOf(new Date(y, m, 0)) };
+      }
+      case 'year':
+        return this.filterYear ? { from: `${this.filterYear}-01-01`, to: `${this.filterYear}-12-31` } : null;
+      default:
+        return null;
+    }
+  }
+
+  /** Whether an alert was raised inside the chosen period. */
+  private inActivePeriod(alert: any): boolean {
+    const range = this.periodRange();
+    if (!range) {
+      return true;
+    }
+    const d: Date | null = alert?.raisedOnDate;
+    if (!d) {
+      return false;
+    }
+    const iso = this.isoOf(d);
+    return iso >= range.from && iso <= range.to;
+  }
+
+  /**
+   * The severity tile currently narrowing the table: 1 Low, 2 Medium, 3 High, 0 unclassified, or
+   * null for all. Independent of {@link activeStatus} — the two compose, so an officer can ask for
+   * the high-severity alerts that are still open.
+   */
+  activeSeverity: number | null = null;
+
   /**
    * Severity mix of the flagged transactions currently in the table. riskCategory is the severity
    * of the rule that fired, resolved server-side from the originating catalog entry — the same
    * field the Rules Master tab shows in its Risk Category column.
    */
-  riskSummary: { label: string; count: number; cls: string }[] = [];
+  riskSummary: { key: number; label: string; count: number; cls: string }[] = [];
   /** Alerts whose rule has no catalog ancestor (MANUAL_REFERRAL), so no severity to report. */
   unclassifiedCount = 0;
 
@@ -106,6 +628,18 @@ export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
 
   @ViewChild(MatPaginator) paginator!: MatPaginator;
 
+  /**
+   * Binds the paginator as soon as the view exists.
+   *
+   * <p>
+   * The first poll can return before the view has initialised, and until this the data source was
+   * only ever wired up as a side effect of a later filter pass — so the table could render every
+   * alert unpaginated, then jump once the next poll arrived.
+   */
+  ngAfterViewInit(): void {
+    this.alerts.paginator = this.paginator;
+  }
+
   ngOnInit(): void {
     this.fetch();
     timer(AmlFlaggedTransactionsComponent.POLL_INTERVAL_MS, AmlFlaggedTransactionsComponent.POLL_INTERVAL_MS)
@@ -158,7 +692,22 @@ export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
 
   setStatus(key: string): void {
     this.activeStatus = key;
-    this.applyStatusFilter();
+    this.applyStatusFilter(true);
+  }
+
+  /** Clicking the tile already in force clears it, so the same click both narrows and undoes. */
+  setSeverity(band: number): void {
+    this.activeSeverity = this.activeSeverity === band ? null : band;
+    this.applyStatusFilter(true);
+  }
+
+  isSeverityActive(band: number): boolean {
+    return this.activeSeverity === band;
+  }
+
+  clearSeverity(): void {
+    this.activeSeverity = null;
+    this.applyStatusFilter(true);
   }
 
   statusCount(key: string): number {
@@ -203,58 +752,202 @@ export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
     this.allAlerts = list;
     this.recomputeStatusCounts();
     this.applyStatusFilter();
+    this.pruneSelection();
     this.lastUpdated = new Date();
   }
 
-  private applyStatusFilter(): void {
-    this.alerts.data = this.activeStatus
-      ? this.allAlerts.filter((a) => a.status === this.activeStatus)
-      : this.allAlerts;
+  /**
+   * @param resetPage
+   *            true only when the user changed a filter. A poll must not reset the page: the feed
+   *            refreshes every few seconds, and an officer reading page 3 would be thrown back to
+   *            page 1 each time. Nor may it touch the paginator before the data source has bound to
+   *            it — doing that on the first pass left pageSize at 0 and emptied the table.
+   */
+  private applyStatusFilter(resetPage = false): void {
+    // The day narrows everything else: the status chips and the severity tiles are asking "of what is in view", and
+    // an officer who has picked a day expects their counts to describe that day rather than the whole feed.
+    const byDay = this.allAlerts.filter((a) => this.inActivePeriod(a));
+    const byStatus = this.activeStatus ? byDay.filter((a) => this.matchesStatus(a, this.activeStatus)) : byDay;
+    const bySeverity =
+      this.activeSeverity === null ? byStatus : byStatus.filter((a) => this.severityBand(a) === this.activeSeverity);
+    // Ranked last, over what the other filters left: "top 10 this month" is the ten busiest rules of that month, not
+    // the ten busiest overall then filtered down to a handful.
+    const keep = this.topRuleCodes(bySeverity);
+    this.alerts.data = keep ? bySeverity.filter((a) => keep.has(a.ruleCode)) : bySeverity;
     if (!this.alerts.paginator && this.paginator) {
       this.alerts.paginator = this.paginator;
     }
-    this.recomputeRiskSummary();
+    if (resetPage && this.alerts.paginator) {
+      // Otherwise a filter applied while on page 2 leaves the table blank on a one-page result.
+      this.alerts.paginator.firstPage();
+    }
+    // Counted before the severity filter, so every tile keeps its real figure and stays clickable.
+    // Counting the filtered rows would zero the other tiles the moment one was picked, leaving no
+    // way back to them.
+    this.recomputeRiskSummary(byStatus);
   }
 
   /**
    * Counted over the rows the status filter leaves visible, not the whole set — a summary that
    * disagreed with the table underneath it would be worse than no summary.
    */
-  private recomputeRiskSummary(): void {
-    const pool = this.alerts.data;
+  private recomputeRiskSummary(pool: any[]): void {
     const tiers = [
       { key: 3, label: 'High Risk', cls: 'risk-high' },
       { key: 2, label: 'Medium Risk', cls: 'risk-medium' },
       { key: 1, label: 'Low Risk', cls: 'risk-low' }
     ];
     this.riskSummary = tiers.map((t) => ({
+      key: t.key,
       label: t.label,
       cls: t.cls,
-      count: pool.filter((a) => Number(a.riskCategory) === t.key).length
+      count: pool.filter((a) => this.severityBand(a) === t.key).length
     }));
-    // Anything outside 1-3, including null, so the tiles always reconcile to the total.
-    this.unclassifiedCount = pool.filter(
-      (a) => ![
-          1,
-          2,
-          3
-        ].includes(Number(a.riskCategory))
-    ).length;
+    // Band 0 is everything ungraded, so the tiles always reconcile to the total.
+    this.unclassifiedCount = pool.filter((a) => this.severityBand(a) === 0).length;
+  }
+
+  /**
+   * Everything the status filter leaves, whatever severity tile is in force — so the tiles still
+   * add up to the total while one of them is narrowing the table, and the total reads as the way
+   * back to all of them.
+   */
+  exporting = false;
+
+  /**
+   * Exports exactly what the table is showing.
+   *
+   * <p>
+   * Built from `alerts.data` rather than from the full feed, so the period, status and severity an officer chose are
+   * the period, status and severity in the file. A workbook that quietly held more than the screen did would be
+   * worse than none: the figures in it would not reconcile with the report it came from, and an officer sending it
+   * on has no way to tell.
+   *
+   * <p>
+   * The filters are written into the subtitle and the file name for the same reason — a sheet that says "10 alerts"
+   * with nothing about which month it covers cannot be checked later by anyone, including the person who made it.
+   */
+  async exportExcel(): Promise<void> {
+    const rows = this.alerts.data;
+    if (!rows.length || this.exporting) {
+      return;
+    }
+    this.exporting = true;
+    try {
+      const scope = [
+        this.periodLabel ? `Period: ${this.periodLabel}` : 'Period: all time',
+        `Status: ${this.activeStatus ? this.statusLabel(this.activeStatus) : 'all'}`,
+        `Severity: ${this.activeSeverity === null ? 'all' : this.severityLabel(this.activeSeverity)}`,
+        `Rules: ${this.topRules === null ? 'all' : `top ${this.topRules} by frequency`}`
+      ].join(' · ');
+
+      await exportWorkbook(
+        [
+          {
+            sheetName: 'Flagged Transactions',
+            title: 'AML — Flagged Transactions',
+            subtitle: `${scope} · ${rows.length} alert${rows.length === 1 ? '' : 's'} · generated ${new Date().toLocaleString('en-IN')}`,
+            headers: [
+              'Alert ID',
+              'Raised On',
+              'Customer',
+              'Customer ID',
+              'Transaction',
+              'Txn ID',
+              'Governing Rule',
+              'Rule Description',
+              'All Rules Matched',
+              'Severity',
+              'Amount',
+              'Status',
+              'Reviewed By',
+              'Review Notes'
+            ],
+            rows: rows.map((a) => [
+              a.id ?? null,
+              a.raisedOnDate ? a.raisedOnDate.toLocaleString('en-IN') : '',
+              a.clientDisplayName || '',
+              a.clientId ?? null,
+              a.transactionType || '',
+              a.transactionId ?? null,
+              a.ruleCode || '',
+              a.ruleDescription || '',
+              // Every rule the transaction tripped, not only the one it reports under: the governing rule alone can
+              // hide a high-severity finding that a reader of the sheet would need.
+              this.matchedRules(a)
+                .map((r) => r.ruleCode)
+                .join(', '),
+              this.severityLabel(this.severityBand(a)),
+              Number(a.amount) || 0,
+              a.status || '',
+              a.reviewedByUsername || '',
+              a.reviewNotes || ''
+            ]),
+            widths: [
+              9,
+              20,
+              24,
+              12,
+              12,
+              10,
+              30,
+              38,
+              44,
+              11,
+              15,
+              14,
+              14,
+              50
+            ]
+          }
+        ],
+        `AML-Flagged-${this.periodLabel || 'all-time'}`
+      );
+    } finally {
+      this.exporting = false;
+    }
+  }
+
+  private statusLabel(key: string): string {
+    return this.statusFilters.find((s) => s.key === key)?.label ?? key;
   }
 
   get summaryTotal(): number {
-    return this.alerts.data.length;
+    const pool = this.allAlerts.filter((a) => this.inActivePeriod(a));
+    return this.activeStatus ? pool.filter((a) => this.matchesStatus(a, this.activeStatus)).length : pool.length;
   }
 
   private recomputeStatusCounts(): void {
-    this.statusCounts = { '': this.allAlerts.length };
+    // Counted within the chosen day, so "Escalated 1" means one escalated that day rather than one in the whole feed.
+    // A chip whose figure describes a different set from the table under it is worse than no figure.
+    const pool = this.allAlerts.filter((a) => this.inActivePeriod(a));
+    this.statusCounts = { '': pool.length };
     for (const s of this.statusFilters) {
       if (s.key) {
-        this.statusCounts[s.key] = this.allAlerts.filter((a) => a.status === s.key).length;
+        this.statusCounts[s.key] = pool.filter((a) => this.matchesStatus(a, s.key)).length;
       }
     }
   }
 
+  /**
+   * Whether an alert belongs under a status chip.
+   *
+   * Not an equality test, deliberately. Matching the chip's key exactly meant any status the chip list did not name
+   * belonged to no chip at all while still counting toward "All alerts" — so an alert could sit in the feed, need a
+   * decision, and appear nowhere an officer looks for work. That is what UNDER_REVIEW did here: five undecided
+   * alerts, the largest ₹18,00,000, behind a pending figure that read 1.
+   *
+   * Pending is therefore defined by what has not been decided rather than by one status name. Any status that is
+   * neither whitelisted nor escalated surfaces under Raised on its own, which is the safe direction to fail — an
+   * alert shown as work that turns out to be finished costs a glance; one hidden costs a filing.
+   */
+  private matchesStatus(alert: any, key: string): boolean {
+    if (key === 'RAISED') {
+      return alert?.status !== 'WHITELISTED' && alert?.status !== 'ESCALATED';
+    }
+    return alert?.status === key;
+  }
+
   statusClass(status: string): string {
     return 'alert-status status-' + (status || 'raised').toLowerCase();
   }
@@ -302,7 +995,26 @@ export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
    * opening a second STR case — this gate is what prevents it.
    */
   canReview(alert: any): boolean {
-    return alert?.status === 'RAISED' || alert?.status === 'UNDER_REVIEW';
+    if (alert?.status !== 'RAISED' && alert?.status !== 'UNDER_REVIEW') {
+      return false;
+    }
+    // An alert another officer has open is theirs until they decide it or hand it back. The endpoint refuses it
+    // anyway; hiding the buttons is what stops an officer working a case they will not be allowed to close.
+    return !this.heldByAnother(alert);
+  }
+
+  /** True when this alert is under review by somebody other than the signed-in officer. */
+  heldByAnother(alert: any): boolean {
+    return (
+      alert?.status === 'UNDER_REVIEW' &&
+      !!alert?.reviewedByUsername &&
+      alert.reviewedByUsername !== this.currentUsername
+    );
+  }
+
+  /** Who has the alert, for the message shown in place of the action buttons. */
+  heldBy(alert: any): string {
+    return alert?.reviewedByUsername || 'another officer';
   }
 
   review(alert: any, disposition: 'WHITELIST' | 'ESCALATE'): void {
@@ -330,4 +1042,73 @@ export class AmlFlaggedTransactionsComponent implements OnInit, OnDestroy {
       this.fetch();
     });
   }
+
+  /**
+   * Applies one disposition to every ticked alert.
+   *
+   * <p>
+   * Each still goes through the review dialog's own requirements - a reason, and for a whitelist
+   * the evidence behind it - asked once and recorded against every alert in the batch. That is the
+   * point of the batch: the officer is making one decision about one kind of activity, not the same
+   * decision twenty times.
+   */
+  /**
+   * Applies one disposition to the rules ticked inside the open pane.
+   *
+   * <p>
+   * The alert's own status is left to the server, which derives it from what remains: whitelisting five of six rules
+   * leaves the case open on the sixth rather than closing it.
+   */
+  reviewSelectedRules(alert: any, disposition: 'WHITELIST' | 'ESCALATE'): void {
+    const codes = Array.from(this.selectedRuleCodes);
+    if (!codes.length) {
+      return;
+    }
+    this.dialog
+      .open(AmlReviewAlertDialogComponent, {
+        width: '560px',
+        maxWidth: '95vw',
+        autoFocus: false,
+        disableClose: true,
+        data: { alert, disposition, ruleCodes: codes }
+      })
+      .afterClosed()
+      .subscribe((result: string | undefined) => {
+        if (!result) {
+          return;
+        }
+        this.alertService.alert({
+          type: disposition === 'WHITELIST' ? 'Rules Whitelisted' : 'Rules Escalated',
+          message: `${codes.length} rule${codes.length > 1 ? 's' : ''} on ${alert.transactionType} #${alert.transactionId} ${
+            disposition === 'WHITELIST' ? 'cleared' : 'escalated'
+          }.`
+        });
+        this.selectedRuleCodes.clear();
+        // The alert's status may have changed with the last rule decided, so re-read rather than patching locally.
+        this.fetch();
+      });
+  }
+
+  reviewSelected(disposition: 'WHITELIST' | 'ESCALATE'): void {
+    const batch = this.selectedAlerts();
+    if (!batch.length) {
+      return;
+    }
+    this.dialog
+      .open(AmlBulkReviewDialogComponent, {
+        width: '620px',
+        maxWidth: '95vw',
+        autoFocus: false,
+        disableClose: true,
+        data: { alerts: batch, disposition }
+      })
+      .afterClosed()
+      .subscribe((done: boolean | undefined) => {
+        if (!done) {
+          return;
+        }
+        this.selectedIds.clear();
+        this.fetch();
+      });
+  }
 }

src/app/rbi-circulars/aml-rules/aml-flagged-transactions/aml-review-alert-dialog.component.ts

@@ -31,6 +31,11 @@ import { AmlService } from '../../../aml/aml.service';
 export interface AmlReviewDialogData {
   alert: any;
   disposition: 'WHITELIST' | 'ESCALATE';
+  /**
+   * The rules being decided, when the officer picked some inside the expanded pane rather than acting on the whole
+   * transaction. Absent means the decision covers the alert and every rule under it.
+   */
+  ruleCodes?: string[];
 }
 
 /**
@@ -162,6 +167,13 @@ export class AmlReviewAlertDialogComponent {
   }
 
   get title(): string {
+    // Named differently when only some of the transaction's rules are being decided, so the officer is not told they
+    // are clearing a transaction when five of its six rules stay open.
+    const n = this.data.ruleCodes?.length ?? 0;
+    if (n > 0) {
+      const subject = n === 1 ? 'Rule' : `${n} Rules`;
+      return this.isWhitelist ? `Whitelist ${subject}` : `Mark ${subject} as Suspicious`;
+    }
     return this.isWhitelist ? 'Whitelist Transaction' : 'Mark as Suspicious';
   }
 
@@ -181,7 +193,17 @@ export class AmlReviewAlertDialogComponent {
 
     this.submitting = true;
     this.errorMessage = '';
-    this.amlService.reviewAlert(this.data.alert.id, this.data.disposition, this.composedNotes).subscribe({
+    // Deciding named rules within the alert rather than the whole alert, when the caller passed some. The evidence
+    // requirements are the same either way, which is why this dialog serves both.
+    const request = this.data.ruleCodes?.length
+      ? this.amlService.reviewAlertRules(
+          this.data.alert.id,
+          this.data.ruleCodes,
+          this.data.disposition,
+          this.composedNotes
+        )
+      : this.amlService.reviewAlert(this.data.alert.id, this.data.disposition, this.composedNotes);
+    request.subscribe({
       next: () => {
         this.submitting = false;
         this.dialogRef.close(this.data.disposition);

src/app/reports/reports-routing.module.ts

@@ -93,6 +93,11 @@ const routes: Routes = [
           loadComponent: () =>
             import('../tds-reports/tds-remittance-report.component').then((m) => m.TdsRemittanceReportComponent)
         },
+        {
+          path: 'bor',
+          data: { title: 'BOR Register — Share Capital', breadcrumb: 'BOR Register' },
+          loadComponent: () => import('../board-resolution/bor-report.component').then((m) => m.BorReportComponent)
+        },
         {
           path: ':filter',
           data: { routeParamBreadcrumb: 'filter' },

src/app/risk-review/risk-change-approvals.component.ts

@@ -0,0 +1,401 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Inject, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormBuilder, FormGroup, ReactiveFormsModule, Validators } from '@angular/forms';
+import { MatButtonModule } from '@angular/material/button';
+import { MAT_DIALOG_DATA, MatDialog, MatDialogModule, MatDialogRef } from '@angular/material/dialog';
+import { MatFormFieldModule } from '@angular/material/form-field';
+import { MatInputModule } from '@angular/material/input';
+import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
+
+import { AmlService } from 'app/aml/aml.service';
+
+const CATEGORY_LABEL: Record<number, string> = { 1: 'Low', 2: 'Medium', 3: 'High' };
+
+/**
+ * The approval queue for risk-category changes raised from the Risk Review Report.
+ *
+ * <p>
+ * Approving here moves the customer's KYC rating and their re-KYC due date together, so the row
+ * shows where the rating is going from and to, and why the reviewer asked - the checker is deciding
+ * how closely the bank watches that customer, not clearing a queue item.
+ */
+@Component({
+  selector: 'mifosx-risk-change-approvals',
+  standalone: true,
+  imports: [
+    CommonModule,
+    MatButtonModule,
+    MatDialogModule,
+    MatSnackBarModule
+  ],
+  template: `
+    <div class="rca-root">
+      <div class="rca-head">
+        <div>
+          <h2 class="rca-title">Risk Category Approvals</h2>
+          <p class="rca-sub">
+            Changes to a customer's KYC risk category, raised from the Risk Review Report. Approving moves the rating
+            and the re-KYC due date together, and writes the reason into the customer's risk history.
+          </p>
+        </div>
+      </div>
+
+      <div class="rca-filters">
+        <button
+          *ngFor="let s of statuses"
+          type="button"
+          class="rca-chip"
+          [class.rca-chip--on]="selectedStatus === s"
+          (click)="filterBy(s)"
+        >
+          {{ s === '' ? 'All' : s }} <span class="rca-count">({{ countOf(s) }})</span>
+        </button>
+      </div>
+
+      <div class="rca-table-wrap">
+        <table class="rca-table">
+          <thead>
+            <tr>
+              <th>Req. ID</th>
+              <th>Customer</th>
+              <th>CIF</th>
+              <th>Branch</th>
+              <th>Rating change</th>
+              <th>Reason</th>
+              <th>Status</th>
+              <th>Requested By</th>
+              <th>Requested On</th>
+              <th>Action</th>
+            </tr>
+          </thead>
+          <tbody>
+            <tr *ngFor="let r of filtered">
+              <td class="mono">{{ r.id }}</td>
+              <td>
+                <strong>{{ r.clientName }}</strong>
+              </td>
+              <td class="mono">{{ r.cifNumber || '—' }}</td>
+              <td>{{ r.officeName || '—' }}</td>
+              <td>
+                <span class="rca-move">
+                  {{ labelOf(r.currentCategory) }} <span class="rca-arrow">&rarr;</span>
+                  <strong>{{ labelOf(r.requestedCategory) }}</strong>
+                </span>
+              </td>
+              <td class="rca-reason">{{ r.reason }}</td>
+              <td>
+                <span class="rca-status" [ngClass]="'rca-status--' + (r.status || '').toLowerCase()">{{
+                  r.status
+                }}</span>
+              </td>
+              <td>{{ r.makerUsername }}</td>
+              <td class="mono">{{ r.createdDate }}</td>
+              <td>
+                <div class="rca-actions" *ngIf="r.status === 'PENDING'">
+                  <button mat-flat-button color="primary" type="button" (click)="approve(r)">Approve</button>
+                  <button mat-stroked-button color="warn" type="button" (click)="reject(r)">Reject</button>
+                </div>
+                <span class="rca-done" *ngIf="r.status === 'APPROVED'">
+                  by {{ r.checkerUsername }}, {{ r.checkerDate }}
+                </span>
+                <span class="rca-done" *ngIf="r.status === 'REJECTED'">{{ r.rejectionReason }}</span>
+              </td>
+            </tr>
+            <tr *ngIf="!filtered.length">
+              <td colspan="10" class="rca-empty">No risk category change matches this filter.</td>
+            </tr>
+          </tbody>
+        </table>
+      </div>
+    </div>
+  `,
+  styles: [
+    `
+      .rca-root {
+        padding: 20px 24px 40px;
+        background: #f8fafc;
+        min-height: 100%;
+      }
+      .rca-head {
+        margin-bottom: 16px;
+      }
+      .rca-title {
+        margin: 0 0 3px;
+        font-size: 20px;
+        font-weight: 700;
+        color: #1e293b;
+      }
+      .rca-sub {
+        margin: 0;
+        max-width: 800px;
+        font-size: 13px;
+        line-height: 1.5;
+        color: #64748b;
+      }
+      .rca-filters {
+        display: flex;
+        gap: 8px;
+        margin-bottom: 14px;
+        flex-wrap: wrap;
+      }
+      .rca-chip {
+        height: 32px;
+        padding: 0 14px;
+        border: 1px solid #cbd5e1;
+        border-radius: 999px;
+        background: #fff;
+        font: inherit;
+        font-size: 12.5px;
+        font-weight: 600;
+        color: #334155;
+        cursor: pointer;
+      }
+      .rca-chip--on {
+        border-color: #1e3a8a;
+        background: #eff6ff;
+        color: #1e3a8a;
+      }
+      .rca-count {
+        color: #94a3b8;
+        font-weight: 500;
+      }
+      .rca-table-wrap {
+        background: #fff;
+        border: 1px solid #e2e8f0;
+        border-radius: 11px;
+        overflow-x: auto;
+      }
+      .rca-table {
+        width: 100%;
+        border-collapse: collapse;
+        font-size: 12.5px;
+      }
+      .rca-table th {
+        text-align: left;
+        padding: 10px;
+        background: #f1f5f9;
+        font-size: 10.5px;
+        font-weight: 700;
+        text-transform: uppercase;
+        letter-spacing: 0.04em;
+        color: #475569;
+        white-space: nowrap;
+        border-bottom: 1px solid #e2e8f0;
+      }
+      .rca-table td {
+        padding: 11px 10px;
+        border-bottom: 1px solid #f1f5f9;
+        vertical-align: middle;
+        color: #334155;
+      }
+      .mono {
+        font-family: 'DM Mono', monospace;
+      }
+      .rca-move {
+        white-space: nowrap;
+      }
+      .rca-arrow {
+        color: #94a3b8;
+        margin: 0 4px;
+      }
+      .rca-reason {
+        max-width: 280px;
+      }
+      .rca-status {
+        display: inline-block;
+        padding: 2px 9px;
+        border-radius: 999px;
+        font-size: 11px;
+        font-weight: 700;
+        background: #f1f5f9;
+        color: #475569;
+      }
+      .rca-status--pending {
+        background: #fef3c7;
+        color: #b45309;
+      }
+      .rca-status--approved {
+        background: #dcfce7;
+        color: #15803d;
+      }
+      .rca-status--rejected {
+        background: #fee2e2;
+        color: #b91c1c;
+      }
+      .rca-actions {
+        display: flex;
+        gap: 8px;
+      }
+      .rca-done {
+        font-size: 11.5px;
+        color: #64748b;
+      }
+      .rca-empty {
+        padding: 30px;
+        text-align: center;
+        color: #94a3b8;
+      }
+    `
+  ]
+})
+export class RiskChangeApprovalsComponent implements OnInit {
+  private amlService = inject(AmlService);
+  private dialog = inject(MatDialog);
+  private snackBar = inject(MatSnackBar);
+
+  rows: any[] = [];
+  readonly statuses = [
+    'PENDING',
+    'APPROVED',
+    'REJECTED',
+    ''
+  ];
+  selectedStatus = 'PENDING';
+
+  ngOnInit(): void {
+    this.load();
+  }
+
+  load(): void {
+    this.amlService.getRiskChangeRequests().subscribe({
+      next: (rows) => (this.rows = rows || []),
+      error: (err: any) =>
+        this.snackBar.open('Could not load requests: ' + (err?.error?.defaultUserMessage || err.message), 'Close', {
+          duration: 5000
+        })
+    });
+  }
+
+  get filtered(): any[] {
+    return this.selectedStatus ? this.rows.filter((r) => r.status === this.selectedStatus) : this.rows;
+  }
+
+  countOf(status: string): number {
+    return status ? this.rows.filter((r) => r.status === status).length : this.rows.length;
+  }
+
+  filterBy(status: string): void {
+    this.selectedStatus = status;
+  }
+
+  labelOf(category: number | null): string {
+    return category == null ? 'Unrated' : CATEGORY_LABEL[category] || '—';
+  }
+
+  approve(r: any): void {
+    this.amlService.approveRiskChange(r.id).subscribe({
+      next: () => {
+        this.snackBar.open(
+          `${r.clientName} moved to ${this.labelOf(r.requestedCategory)} — re-KYC due date updated.`,
+          'Close',
+          { duration: 6000 }
+        );
+        this.load();
+      },
+      error: (err: any) =>
+        this.snackBar.open('Error: ' + (err?.error?.defaultUserMessage || err.message), 'Close', { duration: 7000 })
+    });
+  }
+
+  reject(r: any): void {
+    this.dialog
+      .open(RejectRiskChangeDialogComponent, { width: '450px', data: { request: r }, disableClose: true })
+      .afterClosed()
+      .subscribe((done) => {
+        if (done) {
+          this.load();
+        }
+      });
+  }
+}
+
+// ── REJECT DIALOG ──
+@Component({
+  selector: 'mifosx-reject-risk-change-dialog',
+  standalone: true,
+  imports: [
+    CommonModule,
+    ReactiveFormsModule,
+    MatDialogModule,
+    MatFormFieldModule,
+    MatInputModule,
+    MatButtonModule
+  ],
+  template: `
+    <h2 mat-dialog-title>Reject Risk Category Change</h2>
+    <mat-dialog-content>
+      <p class="hint">
+        {{ data.request.clientName }} stays on their current rating. The reason is shown to the reviewer who raised it.
+      </p>
+      <form [formGroup]="form">
+        <mat-form-field appearance="outline" class="full">
+          <mat-label>Rejection reason</mat-label>
+          <textarea matInput formControlName="rejectionReason" rows="3"></textarea>
+          <mat-error *ngIf="form.get('rejectionReason')?.hasError('required')">A reason is required</mat-error>
+        </mat-form-field>
+      </form>
+    </mat-dialog-content>
+    <mat-dialog-actions align="end">
+      <button mat-stroked-button type="button" (click)="dialogRef.close(false)">Cancel</button>
+      <button mat-flat-button color="warn" type="button" [disabled]="form.invalid || busy" (click)="submit()">
+        Reject
+      </button>
+    </mat-dialog-actions>
+  `,
+  styles: [
+    `
+      .full {
+        width: 100%;
+      }
+      .hint {
+        font-size: 13px;
+        color: #64748b;
+        margin: 0 0 12px;
+        line-height: 1.5;
+      }
+    `
+  ]
+})
+export class RejectRiskChangeDialogComponent {
+  private fb = inject(FormBuilder);
+  private amlService = inject(AmlService);
+  private snackBar = inject(MatSnackBar);
+  dialogRef = inject(MatDialogRef<RejectRiskChangeDialogComponent>);
+
+  data: { request: any } = inject(MAT_DIALOG_DATA);
+  form: FormGroup;
+  busy = false;
+
+  constructor() {
+    this.form = this.fb.group({ rejectionReason: [
+        '',
+        Validators.required
+      ] });
+  }
+
+  submit(): void {
+    if (this.form.invalid) {
+      return;
+    }
+    this.busy = true;
+    this.amlService.rejectRiskChange(this.data.request.id, this.form.value.rejectionReason).subscribe({
+      next: () => {
+        this.busy = false;
+        this.snackBar.open('Risk category change rejected', 'Close', { duration: 3000 });
+        this.dialogRef.close(true);
+      },
+      error: (err: any) => {
+        this.busy = false;
+        this.snackBar.open('Error: ' + (err?.error?.defaultUserMessage || err.message), 'Close', { duration: 6000 });
+      }
+    });
+  }
+}

src/app/risk-review/risk-change-dialog.component.ts

@@ -0,0 +1,222 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Inject, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormBuilder, FormGroup, ReactiveFormsModule, Validators } from '@angular/forms';
+import { MAT_DIALOG_DATA, MatDialogModule, MatDialogRef } from '@angular/material/dialog';
+import { MatButtonModule } from '@angular/material/button';
+import { MatFormFieldModule } from '@angular/material/form-field';
+import { MatInputModule } from '@angular/material/input';
+import { MatSelectModule } from '@angular/material/select';
+import { MatSnackBar } from '@angular/material/snack-bar';
+
+import { AmlService } from 'app/aml/aml.service';
+
+export interface RiskChangeDialogData {
+  clientId: number;
+  customerName: string;
+  /** 1 Low, 2 Medium, 3 High; null where the customer carries no rating yet. */
+  currentCategory: number | null;
+  /** What the report's own computation says the rating should be, used as the default. */
+  recommendedCategory: number | null;
+  /** The one-line explanation the report already shows against the row. */
+  recommendationReason: string;
+}
+
+/**
+ * Raises a change to a customer's KYC risk category for approval.
+ *
+ * <p>
+ * The rating governs how often the customer is re-KYC'd and what AML thresholds they are measured
+ * against, so it is not something one officer moves on their own. The dialog collects what it
+ * should become and why; a checker applies it.
+ */
+@Component({
+  selector: 'mifosx-risk-change-dialog',
+  standalone: true,
+  imports: [
+    CommonModule,
+    ReactiveFormsModule,
+    MatDialogModule,
+    MatButtonModule,
+    MatFormFieldModule,
+    MatInputModule,
+    MatSelectModule
+  ],
+  template: `
+    <h2 mat-dialog-title>Change Risk Category</h2>
+    <mat-dialog-content>
+      <div class="rc-summary">
+        <div class="rc-row">
+          <span class="rc-label">Customer</span>
+          <strong class="rc-value">{{ data.customerName }}</strong>
+        </div>
+        <div class="rc-row">
+          <span class="rc-label">Rating on file</span>
+          <strong class="rc-value">{{ labelOf(data.currentCategory) }}</strong>
+        </div>
+      </div>
+
+      <!-- The report already worked this out; showing it saves the reviewer re-deriving it, and
+           says plainly that the figure is a recommendation rather than a decision. -->
+      <p class="rc-reason" *ngIf="data.recommendationReason">
+        <span class="rc-label">Why this came up</span><br />{{ data.recommendationReason }}
+      </p>
+
+      <form [formGroup]="form" class="rc-form">
+        <mat-form-field appearance="outline" class="rc-full">
+          <mat-label>New risk category</mat-label>
+          <mat-select formControlName="requestedCategory">
+            <mat-option [value]="1">Low</mat-option>
+            <mat-option [value]="2">Medium</mat-option>
+            <mat-option [value]="3">High</mat-option>
+          </mat-select>
+          <mat-error *ngIf="form.get('requestedCategory')?.hasError('required')">Pick the new category</mat-error>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="rc-full">
+          <mat-label>Reason</mat-label>
+          <textarea
+            matInput
+            formControlName="reason"
+            rows="3"
+            placeholder="e.g. Repeated large cash deposits inconsistent with declared income"
+          ></textarea>
+          <mat-hint>Recorded against the customer's risk history</mat-hint>
+          <mat-error *ngIf="form.get('reason')?.hasError('required')">A reason is required</mat-error>
+        </mat-form-field>
+      </form>
+
+      <p class="rc-effect">
+        The rating does not move now. It goes to a checker, and on approval the customer's KYC record and re-KYC due
+        date are updated together.
+      </p>
+
+      <p class="rc-error" *ngIf="errorMessage">{{ errorMessage }}</p>
+    </mat-dialog-content>
+    <mat-dialog-actions align="end">
+      <button mat-stroked-button type="button" (click)="dialogRef.close(false)">Cancel</button>
+      <button mat-flat-button color="primary" type="button" [disabled]="form.invalid || submitting" (click)="submit()">
+        {{ submitting ? 'Sending…' : 'Send for Approval' }}
+      </button>
+    </mat-dialog-actions>
+  `,
+  styles: [
+    `
+      .rc-summary {
+        border: 1px solid #e2e8f0;
+        border-radius: 8px;
+        padding: 12px 14px;
+        margin-bottom: 14px;
+        background: #f8fafc;
+      }
+      .rc-row {
+        display: flex;
+        justify-content: space-between;
+        align-items: baseline;
+        gap: 16px;
+        padding: 3px 0;
+      }
+      .rc-label {
+        color: #64748b;
+        font-size: 12.5px;
+      }
+      .rc-value {
+        color: #1e293b;
+        font-size: 13.5px;
+      }
+      .rc-reason {
+        font-size: 12.5px;
+        line-height: 1.5;
+        color: #334155;
+        margin: 0 0 14px;
+      }
+      .rc-form {
+        display: flex;
+        flex-direction: column;
+      }
+      .rc-full {
+        width: 100%;
+      }
+      .rc-effect {
+        font-size: 12.5px;
+        line-height: 1.55;
+        color: #1e3a8a;
+        background: #eff6ff;
+        border: 1px solid #bfdbfe;
+        border-radius: 6px;
+        padding: 10px 12px;
+        margin: 4px 0 0;
+      }
+      .rc-error {
+        margin: 12px 0 0;
+        padding: 10px 12px;
+        border: 1px solid #fecaca;
+        border-radius: 6px;
+        background: #fef2f2;
+        color: #b91c1c;
+        font-size: 12.5px;
+      }
+    `
+  ]
+})
+export class RiskChangeDialogComponent {
+  private fb = inject(FormBuilder);
+  private amlService = inject(AmlService);
+  private snackBar = inject(MatSnackBar);
+  dialogRef = inject(MatDialogRef<RiskChangeDialogComponent>);
+
+  form: FormGroup;
+  submitting = false;
+  errorMessage = '';
+
+  constructor(@Inject(MAT_DIALOG_DATA) public data: RiskChangeDialogData) {
+    this.form = this.fb.group({
+      // Defaulted to what the report recommends, but left editable: the reviewer has seen the
+      // customer and the computation has not.
+      requestedCategory: [
+        data.recommendedCategory ?? null,
+        Validators.required
+      ],
+      reason: [
+        '',
+        Validators.required
+      ]
+    });
+  }
+
+  labelOf(category: number | null): string {
+    return category === 1 ? 'Low' : category === 2 ? 'Medium' : category === 3 ? 'High' : 'Unrated';
+  }
+
+  submit(): void {
+    if (this.form.invalid) {
+      this.form.markAllAsTouched();
+      return;
+    }
+    this.submitting = true;
+    this.errorMessage = '';
+    const v = this.form.value;
+    this.amlService.requestRiskChange(this.data.clientId, v.requestedCategory, (v.reason || '').trim()).subscribe({
+      next: () => {
+        this.submitting = false;
+        this.snackBar.open(
+          `Risk change to ${this.labelOf(v.requestedCategory)} sent for approval — ${this.data.customerName}`,
+          'Close',
+          { duration: 5000 }
+        );
+        this.dialogRef.close(true);
+      },
+      error: (err: any) => {
+        this.submitting = false;
+        this.errorMessage = err?.error?.defaultUserMessage || err?.error?.message || 'Could not send the request.';
+      }
+    });
+  }
+}

src/app/risk-review/risk-review-data.ts

@@ -372,13 +372,29 @@ export const MATERIALITY = {
  * Rules whose seriousness does not depend on the amount. A sanctions match or a
  * deliberate structuring pattern is grave at any value, so activity being small
  * is not a reason to bring the rating down.
+ *
+ * Matched as prefixes, not as whole codes. The rule set names these by variant —
+ * STRUCTURING_BELOW_50K, STRUCTURING_BELOW_10L, PEP_ACCOUNT_MONITORING — so an
+ * exact-match Set never matched any of them and the protection was dead: a
+ * customer caught structuring could be recommended for downgrade purely because
+ * the amounts involved were small, which is the one case structuring exists to
+ * catch.
  */
-export const NON_MITIGABLE_RULES = new Set([
-  'SANCTIONS_HIT',
+export const NON_MITIGABLE_RULE_PREFIXES = [
+  'SANCTIONS',
   'PEP',
   'STRUCTURING',
-  'HIGH_RISK_COUNTRY'
-]);
+  'STRUCTURED',
+  'HIGH_RISK_COUNTRY',
+  'ADVERSE_MEDIA',
+  'WILFUL_DEFAULTER'
+];
+
+/** Whether a rule code names activity that stays grave however small the amounts are. */
+export function isNonMitigableRule(ruleCode: string): boolean {
+  const code = (ruleCode || '').toUpperCase();
+  return NON_MITIGABLE_RULE_PREFIXES.some((prefix) => code.startsWith(prefix));
+}
 
 /** Shape of one element of GET /aml/alerts. */
 export interface LiveAmlAlert {

src/app/risk-review/risk-review-report.component.html

@@ -304,7 +304,9 @@
                            reason sits under it rather than under the button, because it explains
                            this conclusion and not the act of opening the KYC screen. -->
                       <td class="rr-move-cell">
-                        <span class="rr-move" [class]="'rr-move--' + c.direction">
+                        <!-- An unrated customer is its own state: no rating exists, so "same" would be claiming the
+                             rating on file matches the behaviour when there is no rating on file. -->
+                        <span class="rr-move" [class]="'rr-move--' + (c.currentRisk ? c.direction : 'unrated')">
                           <fa-icon [icon]="directionIcon(c)"></fa-icon>
                           {{ directionText(c) }}
                         </span>
@@ -323,15 +325,32 @@
                       <!-- Only the control. The verdict and its reason moved to their own column,
                            so this no longer wraps to two lines under the button. -->
                       <td class="rr-action-cell">
-                        <button
-                          type="button"
-                          class="rr-kyc-link"
-                          [class.rr-kyc-link--act]="c.direction !== 'same' && !c.escalated"
-                          (click)="openKyc(c, $event)"
-                          [attr.aria-label]="kycActionText(c) + ' for ' + c.customerName"
-                        >
-                          <fa-icon icon="id-card"></fa-icon> {{ kycActionText(c) }}
-                        </button>
+                        <!-- Raises the change for approval rather than sending the reviewer to the
+                             KYC screen to make it themselves. A case with the Principal Officer is
+                             held where it is until the STR concludes, so it only offers the record. -->
+                        @if (canChangeRisk(c)) {
+                          <button
+                            type="button"
+                            class="rr-kyc-link"
+                            [class.rr-kyc-link--act]="c.direction !== 'same'"
+                            (click)="changeRisk(c, $event)"
+                            [attr.aria-label]="'Change risk category for ' + c.customerName"
+                          >
+                            <fa-icon icon="shield-alt"></fa-icon> Change Risk
+                          </button>
+                        } @else {
+                          <!-- The rating cannot move while the STR is open, so the case itself is
+                               what this row can usefully offer. -->
+                          <button
+                            type="button"
+                            class="rr-kyc-link"
+                            (click)="openStrCase(c, $event)"
+                            title="The rating is held until the Principal Officer concludes the STR — open the case"
+                            [attr.aria-label]="'Open the STR case for ' + c.customerName"
+                          >
+                            <fa-icon icon="exclamation-triangle"></fa-icon> Open STR Case
+                          </button>
+                        }
                       </td>
                     </tr>
 

src/app/risk-review/risk-review-report.component.scss

@@ -937,6 +937,13 @@
     background: var(--r-g100);
     color: var(--r-g500);
   }
+
+  /* An unrated customer reads neither as settled nor as a movement: there is no rating to move. Amber says the row
+     is outstanding without claiming the customer is a concern — the gap is the bank's, not theirs. */
+  &--unrated {
+    background: var(--r-amber-l, #fef3c7);
+    color: var(--r-amber, #b45309);
+  }
 }
 
 .rr-move-why {

src/app/risk-review/risk-review-report.component.ts

@@ -10,6 +10,7 @@
 import { Component, OnInit, inject } from '@angular/core';
 import { FormsModule } from '@angular/forms';
 import { Router } from '@angular/router';
+import { MatDialog } from '@angular/material/dialog';
 import { forkJoin, of } from 'rxjs';
 import { catchError, map } from 'rxjs/operators';
 
@@ -38,12 +39,14 @@ import {
   RiskLevel,
   channelLabel,
   mapLiveAlert,
-  riskFromCategory
+  riskFromCategory,
+  riskRank
 } from './risk-review-data';
 import {
   DateRange,
   RatingDirection,
   RiskAlertView,
+  BehaviourWindowByClient,
   RiskCustomerRow,
   RiskReviewFilter,
   RiskReviewModel,
@@ -53,6 +56,7 @@ import {
   monthRange,
   weekRange
 } from './risk-review.compute';
+import { RiskChangeDialogComponent, RiskChangeDialogData } from './risk-change-dialog.component';
 
 type PeriodMode = 'day' | 'week' | 'month' | 'range';
 type ViewMode = 'customer' | 'alert' | 'txn';
@@ -109,6 +113,7 @@ export class RiskReviewReportComponent implements OnInit {
   private clients = inject(ClientsService);
   private scope = inject(BranchScopeService);
   private router = inject(Router);
+  private dialog = inject(MatDialog);
 
   readonly period = GL_PERIOD;
   readonly branches = GL_BRANCHES;
@@ -181,21 +186,37 @@ export class RiskReviewReportComponent implements OnInit {
 
   // ── Loading ────────────────────────────────────────────────────────────────
 
+  /**
+   * The nightly job's verdict per customer, keyed on client id.
+   *
+   * Empty until the first load, and stays empty on a tenant where the job has not run - the report then falls back to
+   * its own per-alert reckoning rather than showing nothing.
+   */
+  private behaviourWindows: BehaviourWindowByClient = {};
+
   load(): void {
     this.loading = true;
-    this.aml
-      .getAlerts()
-      .pipe(catchError(() => of([] as LiveAmlAlert[])))
-      .subscribe((live) => {
-        const rows = (live || []).map((a) => mapLiveAlert(a as unknown as LiveAmlAlert));
-        this.liveAlerts = rows;
-        this.compose();
-        if (!rows.length) {
-          this.loading = false;
-          return;
+    // Both in one pass: the windows decide what each row recommends, so composing before they arrive would show a
+    // recommendation the screen then silently replaced.
+    forkJoin({
+      alerts: this.aml.getAlerts().pipe(catchError(() => of([] as LiveAmlAlert[]))),
+      windows: this.aml.getBehaviourWindows().pipe(catchError(() => of([] as any[])))
+    }).subscribe(({ alerts: live, windows }) => {
+      this.behaviourWindows = {};
+      for (const w of windows || []) {
+        if (w?.clientId != null) {
+          this.behaviourWindows[w.clientId] = w;
         }
-        this.enrichCurrentRisk(rows);
-      });
+      }
+      const rows = (live || []).map((a) => mapLiveAlert(a as unknown as LiveAmlAlert));
+      this.liveAlerts = rows;
+      this.compose();
+      if (!rows.length) {
+        this.loading = false;
+        return;
+      }
+      this.enrichCurrentRisk(rows);
+    });
   }
 
   /**
@@ -243,7 +264,12 @@ export class RiskReviewReportComponent implements OnInit {
         )
       )
     ).subscribe((results) => {
-      const byClient = new Map(results.map((r) => [r.id, r]));
+      const byClient = new Map(
+        results.map((r) => [
+          r.id,
+          r
+        ])
+      );
       this.liveAlerts = rows.map((r) => {
         const info = byClient.get(r.clientId);
         return {
@@ -336,9 +362,11 @@ export class RiskReviewReportComponent implements OnInit {
   private memo: RiskReviewModel = { alerts: [], customers: [], txns: [], summary: EMPTY_SUMMARY };
 
   private get model(): RiskReviewModel {
-    const key = JSON.stringify(this.filter) + `|${this.alerts.length}`;
+    // The window count belongs in the key: the windows decide what each row recommends, and they arrive in the same
+    // load as the alerts. Keying on the alerts alone would serve the memo computed before they landed.
+    const key = JSON.stringify(this.filter) + `|${this.alerts.length}|${Object.keys(this.behaviourWindows).length}`;
     if (key !== this.memoKey) {
-      this.memo = buildRiskReview(this.alerts, this.filter);
+      this.memo = buildRiskReview(this.alerts, this.filter, this.behaviourWindows);
       this.memoKey = key;
     }
     return this.memo;
@@ -364,10 +392,63 @@ export class RiskReviewReportComponent implements OnInit {
    * a regulatory clock, an under-rated customer is the real compliance gap, an over-rated one is
    * only a correction, and matching ratings need nothing at all.
    */
+  /**
+   * A report row for a customer the behaviour review named but no alert brought onto the report.
+   *
+   * <p>
+   * The alert-derived fields are empty because there are none in the window, and that is the point being shown: the
+   * case rests on the period, not on anything that fired. The figures the verdict was drawn from travel on
+   * behaviourWindow, so the row can still explain itself.
+   */
+  private rowFromWindow(w: any): RiskCustomerRow {
+    const RANK: Record<number, RiskLevel> = { 1: 'LOW', 2: 'MEDIUM', 3: 'HIGH' };
+    const current = RANK[w.riskCategoryAtReview] ?? null;
+    const recommended = RANK[w.suggestedCategory] ?? current ?? 'LOW';
+    return {
+      clientId: w.clientId,
+      customerName: w.clientName || `Client ${w.clientId}`,
+      accountNo: w.accountNo || '',
+      branchCode: w.officeName || '',
+      currentRisk: current,
+      alerts: [],
+      alertCount: 0,
+      totalAmount: Number(w.creditTotal || 0) + Number(w.debitTotal || 0),
+      largestAmount: Number(w.largestTxn || 0),
+      proposedRisk: recommended,
+      recommendedRisk: recommended,
+      direction: w.suggestedDirection === 'UP' ? 'up' : w.suggestedDirection === 'DOWN' ? 'down' : 'same',
+      directionReason: w.suggestionReason || '',
+      ruleLabels: [],
+      firstAlertDate: '',
+      lastAlertDate: '',
+      openCount: 0,
+      escalated: false,
+      needsUpgrade: w.suggestedDirection === 'UP',
+      needsDowngrade: w.suggestedDirection === 'DOWN',
+      behaviourWindow: w
+    };
+  }
+
   get customerGroups(): RiskCustomerGroup[] {
     const rows = this.customerRows;
-    const escalated = rows.filter((c) => c.escalated);
-    const rest = rows.filter((c) => !c.escalated);
+    // An escalated customer whose rating still has to move belongs with the work, not with the cases that are waiting
+    // on someone else. An open STR holds a rating at High, and if the customer is not yet at High that is a change
+    // somebody has to apply - filing the STR does not make it. Only a customer whose rating already matches sits under
+    // the Principal Officer with nothing to do.
+    const escalated = rows.filter((c) => c.escalated && c.direction === 'same');
+    const rest = rows.filter((c) => !(c.escalated && c.direction === 'same'));
+
+    // Customers the nightly review says to move who raised no alert inside the filter window.
+    //
+    // The report is built from alerts, so a customer appears only once a rule has fired on them recently. That is the
+    // wrong test for a downgrade: the whole case for lowering a rating is that nothing has fired for a year, so the
+    // customer with the strongest case is precisely the one the alert feed has stopped mentioning. Without this they
+    // would sit in the behaviour table with a verdict nobody ever sees.
+    const onReport = new Set(rows.map((r) => r.clientId));
+    const offReport: RiskCustomerRow[] = Object.values(this.behaviourWindows)
+      .filter((w: any) => w?.clientId != null && !onReport.has(w.clientId))
+      .filter((w: any) => w.suggestedDirection === 'UP' || w.suggestedDirection === 'DOWN')
+      .map((w: any) => this.rowFromWindow(w));
 
     const groups: RiskCustomerGroup[] = [
       {
@@ -378,25 +459,42 @@ export class RiskReviewReportComponent implements OnInit {
         rows: escalated
       },
       {
-        key: 'up',
-        title: 'Rating needs raising',
-        hint: 'The rules point higher than the rating on file. These are under-rated customers — the real gap.',
+        // Raising and lowering are one section, not two. The heading answers "is there anything to do about this
+        // customer", and which way the rating moves is already on every row - as a verdict, an arrow and a reason.
+        // Splitting them put the same answer in two places and left an officer reading two lists to find one day's
+        // work. Raises sort first within the section, because an under-rated customer is the more urgent gap.
+        key: 'change',
+        title: 'Change needed',
+        hint: 'Every condition for moving the rating is met. Apply the change; it goes to a checker for approval.',
         tone: 'up',
-        rows: rest.filter((c) => c.direction === 'up')
+        rows: [
+          ...rest.filter((c) => c.currentRisk && c.direction === 'up'),
+          ...offReport.filter((c) => c.direction === 'up'),
+          ...rest.filter((c) => c.currentRisk && c.direction === 'down'),
+          ...offReport.filter((c) => c.direction === 'down')
+        ]
       },
       {
-        key: 'down',
-        title: 'Rating can be lowered',
-        hint: 'Activity no longer supports the rating on file.',
-        tone: 'down',
-        rows: rest.filter((c) => c.direction === 'down')
+        // Its own section, and above the watching list, because it is the opposite of that. An unrated customer whose
+        // money is moving has no rating for the behaviour to be compared against, so nothing here can say whether it
+        // is in keeping - the work is to give them one, and grouping them with the customers nothing need be done
+        // about buried the one action the report was asking for.
+        key: 'unrated',
+        title: 'Update risk',
+        hint: 'These customers are transacting with no rating on file. Nothing can be judged against a rating that does not exist — rate them first.',
+        tone: 'up',
+        rows: rest.filter((c) => !c.currentRisk)
       },
       {
+        // Everything an alert put on the report that the policy will not move yet. "No change needed" read as though
+        // these customers were fine, which is not what it means: a customer with four open alerts sits here, and the
+        // reason is that the period does not yet carry enough to act on - not that there is nothing to look at.
+        // "Watching" says what the section is for, and the reason on each row says which condition fell short.
         key: 'same',
-        title: 'No change needed',
-        hint: 'The rating on file already matches the behaviour. Listed for the record.',
+        title: 'Watching — not enough to act on',
+        hint: 'In view, but the period does not yet support moving the rating. The reason on each row says what is missing.',
         tone: 'hold',
-        rows: rest.filter((c) => c.direction === 'same')
+        rows: rest.filter((c) => c.currentRisk && c.direction === 'same')
       }
     ];
 
@@ -575,6 +673,67 @@ export class RiskReviewReportComponent implements OnInit {
     ]);
   }
 
+  /**
+   * Sends a case that is with the Principal Officer to the STR queue.
+   *
+   * The rating cannot be moved while an STR is open, so the useful thing to offer is the case
+   * itself. Sending the reviewer to the customer's KYC record instead made them land on a screen
+   * where the one action they might take is the one thing they must not do yet.
+   */
+  openStrCase(c: RiskCustomerRow, event: Event): void {
+    event.stopPropagation();
+    this.router.navigate(['/fiu'], { queryParams: { tab: 'str' } });
+  }
+
+  /**
+   * Whether this row's rating can be moved from here.
+   *
+   * A case with the Principal Officer is deliberately excluded: the rating is held where it is
+   * until the STR concludes, which is what the section heading on that group says. Offering the
+   * button there would invite a change nobody is in a position to make yet.
+   */
+  canChangeRisk(c: RiskCustomerRow): boolean {
+    return !c.escalated;
+  }
+
+  /**
+   * Raises a rating change for approval, rather than sending the reviewer to the KYC screen to make
+   * it themselves.
+   *
+   * The button used to navigate away: the reviewer left the report, found the customer, edited the
+   * record, and the change took effect on their say-so alone with no second pair of eyes and no
+   * record of why. The rating governs re-KYC frequency and AML thresholds, so it goes through a
+   * checker like every other decision of that weight.
+   */
+  changeRisk(c: RiskCustomerRow, event: Event): void {
+    event.stopPropagation();
+    if (!this.canChangeRisk(c)) {
+      return;
+    }
+    this.dialog
+      .open(RiskChangeDialogComponent, {
+        width: '520px',
+        maxWidth: '95vw',
+        disableClose: true,
+        data: {
+          clientId: c.clientId,
+          customerName: c.customerName,
+          currentCategory: riskRank(c.currentRisk) || null,
+          recommendedCategory: riskRank(c.recommendedRisk) || null,
+          recommendationReason: c.directionReason
+        } as RiskChangeDialogData
+      })
+      .afterClosed()
+      .subscribe((sent) => {
+        if (sent) {
+          // The rating has not moved yet - only a request exists - so the figures on screen are
+          // still correct. Reloaded anyway so a second click cannot raise a duplicate request the
+          // server would refuse.
+          this.load();
+        }
+      });
+  }
+
   /**
    * What the reviewer is going to the KYC screen to do.
    *
@@ -589,25 +748,41 @@ export class RiskReviewReportComponent implements OnInit {
    * change nobody is authorised to make yet.
    */
   directionText(c: RiskCustomerRow): string {
-    if (c.escalated) {
+    // Escalation is only the whole story when the rating already matches. An STR holds a customer at High, so one
+    // filed against a Medium-rated customer leaves a rating that still has to be moved - saying "held" there reports
+    // the case and hides the work, which is how this row came to sit under "Change needed" announcing that nothing
+    // needed doing.
+    if (c.escalated && c.direction === 'same') {
       return 'Held — with Principal Officer';
     }
-    if (c.direction === 'up') {
-      return `Raise to ${RISK_LABEL[c.recommendedRisk]}`;
+    // Both ends of the move, not just the destination. "Lower to Medium" reads as a verdict on its own and leaves the
+    // officer joining it to the rating column to see what is actually changing; "High → Medium" is the whole fact in
+    // one glance, and on an exported sheet it still says what happened without the column beside it.
+    if (c.direction === 'up' || c.direction === 'down') {
+      const from = c.currentRisk ? RISK_LABEL[c.currentRisk] : 'Unrated';
+      return `${from} → ${RISK_LABEL[c.recommendedRisk]}`;
     }
-    if (c.direction === 'down') {
-      return `Lower to ${RISK_LABEL[c.recommendedRisk]}`;
-    }
-    return c.currentRisk ? `Keep at ${RISK_LABEL[c.currentRisk]}` : 'No rating on record';
+    // An unrated customer is told what to do, not what was concluded. "No rating on record" states the gap and stops
+    // there, which on a worklist reads as though the row needs nothing - and it is in fact the row that needs the most.
+    return c.currentRisk ? `Keep at ${RISK_LABEL[c.currentRisk]}` : 'Rate this customer';
   }
 
   directionIcon(c: RiskCustomerRow): string {
-    if (c.escalated) {
+    // Same test as directionText: a padlock says the case is out of the officer's hands, which is untrue while the
+    // rating still has to be moved.
+    if (c.escalated && c.direction === 'same') {
       return 'lock';
     }
-    // 'check' rather than an equals sign: faEquals is not in the shared library, and an
-    // unregistered icon throws at render and takes the whole row down with it.
-    return c.direction === 'up' ? 'arrow-up' : c.direction === 'down' ? 'arrow-down' : 'check';
+    if (c.direction === 'up') {
+      return 'arrow-up';
+    }
+    if (c.direction === 'down') {
+      return 'arrow-down';
+    }
+    // A tick claims the row is settled. An unrated customer is not settled, so it gets the mark that asks a question
+    // rather than the one that closes it. 'exclamation-circle' rather than plain 'exclamation': only the registered
+    // names resolve, and an unregistered icon throws at render and takes the whole row down with it.
+    return c.currentRisk ? 'check' : 'exclamation-circle';
   }
 
   /**

src/app/risk-review/risk-review.compute.ts

@@ -10,7 +10,7 @@ import {
   AmlRuleMeta,
   CTR_THRESHOLD,
   MATERIALITY,
-  NON_MITIGABLE_RULES,
+  isNonMitigableRule,
   REVIEW_STATUS_META,
   RISK_LABEL,
   RiskAlertRow,
@@ -26,6 +26,17 @@ export type RatingDirection = 'up' | 'down' | 'same';
 
 const RANK_TO_LEVEL: Record<number, RiskLevel> = { 1: 'LOW', 2: 'MEDIUM', 3: 'HIGH' };
 
+/**
+ * What has to have been seen before this screen's own reckoning will argue for lowering a rating.
+ *
+ * The nightly behaviour review is the real test — it reads a 270-day window, counts transactions rather than alerts,
+ * and applies the blocks. These are the floor for the fallback used until that job has run: deliberately modest,
+ * because the fallback sees only the alerts inside the report's date filter, but not absent, because judging on
+ * amounts alone let three small deposits in one month argue for taking a customer off Medium.
+ */
+const MIN_ALERTS_TO_LOWER = 5;
+const MIN_MONTHS_TO_LOWER = 3;
+
 export interface DateRange {
   from: string;
   to: string;
@@ -109,6 +120,8 @@ export interface RiskCustomerRow {
   needsUpgrade: boolean;
   /** True when the rating on record is higher than the activity warrants. */
   needsDowngrade: boolean;
+  /** The review period the recommendation was drawn from, where the nightly job has computed one. */
+  behaviourWindow?: BehaviourWindowByClient[number] | null;
 }
 
 export interface RiskReviewSummary {
@@ -155,17 +168,26 @@ function recommendRating(
   largestAmount: number,
   totalAmount: number,
   escalated: boolean,
-  ruleCodes: string[]
+  ruleCodes: string[],
+  alertCount: number,
+  distinctMonths: number
 ): { risk: RiskLevel; reason: string } {
   const implied = RANK_TO_LEVEL[impliedRank] ?? 'LOW';
-  const grave = ruleCodes.find((c) => NON_MITIGABLE_RULES.has(c));
+  const grave = ruleCodes.find((c) => isNonMitigableRule(c));
   const material = largestAmount >= CTR_THRESHOLD || totalAmount >= MATERIALITY.highTotal;
-  const small = largestAmount < MATERIALITY.smallTxn && totalAmount < MATERIALITY.smallTotal;
+
+  // Small amounts are not on their own a reason to lower a rating. A rating describes a period of behaviour, so
+  // bringing one down needs a period to have been observed: enough transactions to be a pattern, and spread over
+  // enough months that they are not one busy week. Judging on amounts alone let three small deposits in a single
+  // month argue for taking a customer off Medium — which is the same mistake as re-rating on one transaction, only
+  // three times over.
+  const enoughActivity = alertCount >= MIN_ALERTS_TO_LOWER && distinctMonths >= MIN_MONTHS_TO_LOWER;
+  const small = enoughActivity && largestAmount < MATERIALITY.smallTxn && totalAmount < MATERIALITY.smallTotal;
 
   // What the rating should be. Amounts only ever pull the rules' bound down, and
   // only where nothing weightier holds it up.
   let risk: RiskLevel;
-  let basis: 'escalated' | 'grave' | 'material' | 'small' | 'moderate';
+  let basis: 'escalated' | 'grave' | 'material' | 'small' | 'moderate' | 'thin';
   if (escalated) {
     risk = 'HIGH';
     basis = 'escalated';
@@ -175,6 +197,12 @@ function recommendRating(
   } else if (material) {
     risk = implied;
     basis = 'material';
+  } else if (!enoughActivity) {
+    // Too little observed to say anything about the rating either way, so it stands. Stating this rather than
+    // quietly leaving the rating alone is the point: an officer reading the row learns the period was too thin,
+    // not that the customer was examined and found unremarkable.
+    risk = currentRisk ?? implied;
+    basis = 'thin';
   } else {
     risk = RANK_TO_LEVEL[Math.min(impliedRank, small ? 1 : 2)] ?? 'LOW';
     basis = small ? 'small' : 'moderate';
@@ -218,6 +246,27 @@ function recommendRating(
     };
   }
 
+  if (basis === 'thin') {
+    // A customer with no rating is not waiting for more evidence — there is no rating for evidence to move. Telling
+    // them the period is too thin, under a verdict that says "Rate this customer", asks for the work and argues
+    // against it in the same row. The thin-period test is about lowering a rating that exists.
+    if (!currentRisk) {
+      return {
+        risk,
+        reason: `Transacting with no rating on file — ${inr(totalAmount)} across ${alertCount} alert${
+          alertCount === 1 ? '' : 's'
+        }. Rate the customer; behaviour can only be judged against a rating.`
+      };
+    }
+    // Says which of the two tests fell short, because "not enough activity" leaves an officer unable to tell whether
+    // the customer needs watching for another month or another five.
+    const shortOn =
+      alertCount < MIN_ALERTS_TO_LOWER
+        ? `only ${alertCount} alert${alertCount === 1 ? '' : 's'} in the period, ${MIN_ALERTS_TO_LOWER} needed`
+        : `activity falls in ${distinctMonths} month${distinctMonths === 1 ? '' : 's'}, ${MIN_MONTHS_TO_LOWER} separate months needed`;
+    return { risk, reason: `Too little to re-rate on — ${shortOn}. ${rated}; it stands until more is seen.` };
+  }
+
   // The rating on file is where the activity puts it. Saying so is the verdict — leaving it blank
   // read as "not assessed yet" on screen, which is the opposite of what the review concluded.
   return {
@@ -271,7 +320,36 @@ export function riskAlertViews(alerts: RiskAlertRow[], filter: RiskReviewFilter)
  * escalated, then rated below what the rules point at, then most alerts —
  * come to the top of the worklist.
  */
-export function riskCustomerRows(views: RiskAlertView[]): RiskCustomerRow[] {
+/**
+ * The behaviour window the nightly job computed for one customer, where there is one.
+ *
+ * Keyed on client id. A customer with no window - one the job has not seen yet, or a tenant where the job has never
+ * run - falls back to the per-alert reckoning below, so the report renders either way.
+ */
+export interface BehaviourWindowByClient {
+  [clientId: number]: {
+    clientId: number;
+    clientName: string | null;
+    accountNo: string | null;
+    officeName: string | null;
+    riskCategoryAtReview: number | null;
+    txnCount: number | null;
+    distinctMonths: number | null;
+    windowFrom: any;
+    windowTo: any;
+    creditTotal: number | null;
+    debitTotal: number | null;
+    largestTxn: number | null;
+    cashTotal: number | null;
+    alertCount: number | null;
+    strCaseCount: number | null;
+    suggestedDirection: string | null;
+    suggestedCategory: number | null;
+    suggestionReason: string | null;
+  };
+}
+
+export function riskCustomerRows(views: RiskAlertView[], windows: BehaviourWindowByClient = {}): RiskCustomerRow[] {
   const byClient = new Map<number, RiskAlertView[]>();
   for (const v of views) {
     const list = byClient.get(v.clientId);
@@ -297,19 +375,59 @@ export function riskCustomerRows(views: RiskAlertView[]): RiskCustomerRow[] {
     const largestAmount = Math.max(...alerts.map((a) => a.amount));
     const escalated = alerts.some((a) => a.status === 'ESCALATED_STR' || a.status === 'STR_FILED');
 
-    const recommendation = recommendRating(
-      proposedRank,
-      currentRisk,
-      largestAmount,
-      totalAmount,
-      escalated,
-      alerts.map((a) => a.ruleCode)
-    );
+    // The server's own reckoning, where the nightly job has produced one.
+    //
+    // It is the better answer, and not because it is newer: it is drawn from a review period rather than from the
+    // alerts on this screen. A customer appears here only once a rule has fired, so judging them on those alerts
+    // alone describes the exceptions and never the ordinary months around them - which is exactly what a rating is
+    // supposed to reflect. The job also tests the things this screen cannot see at all: how many separate months the
+    // activity falls in, how long the customer has held the rating, whether an STR inside the block window forbids
+    // lowering it.
+    //
+    // Without a window - a tenant where the job has not run, or a customer it has not reached - the per-alert
+    // reckoning below still stands, so the report never renders blank while the two are in step.
+    // A window is only good for as long as the rating it was computed against. The job takes a snapshot each night
+    // and records the rating the customer held at the time; once an officer moves that rating the snapshot describes
+    // a customer who no longer exists, and the screen would go on asking for a change that has already been applied
+    // and approved. Dropping it here falls back to the per-alert reckoning until tonight's job catches up.
+    const raw = windows[clientId];
+    const staleWindow =
+      raw?.riskCategoryAtReview != null &&
+      currentRisk != null &&
+      RANK_TO_LEVEL[raw.riskCategoryAtReview] !== currentRisk;
+    const window = staleWindow ? undefined : raw;
+    const recommendation = window?.suggestedDirection
+      ? {
+          risk: RANK_TO_LEVEL[window.suggestedCategory ?? 0] ?? currentRisk ?? 'LOW',
+          reason: window.suggestionReason ?? ''
+        }
+      : recommendRating(
+          proposedRank,
+          currentRisk,
+          largestAmount,
+          totalAmount,
+          escalated,
+          alerts.map((a) => a.ruleCode),
+          alerts.length,
+          // Distinct calendar months the alerts fall in. Count alone does not establish a period: five alerts in one
+          // week is a busy fortnight, not five months of steady conduct.
+          new Set(alerts.map((a) => a.alertDate.slice(0, 7))).size
+        );
 
     // Where the customer carries no rating there is nothing to move, so an
     // unrated customer is never counted as an upgrade or a downgrade.
     const delta = currentRisk ? riskRank(recommendation.risk) - riskRank(currentRisk) : 0;
-    const direction: RatingDirection = delta > 0 ? 'up' : delta < 0 ? 'down' : 'same';
+    const direction: RatingDirection = window?.suggestedDirection
+      ? window.suggestedDirection === 'UP'
+        ? 'up'
+        : window.suggestedDirection === 'DOWN'
+          ? 'down'
+          : 'same'
+      : delta > 0
+        ? 'up'
+        : delta < 0
+          ? 'down'
+          : 'same';
 
     rows.push({
       clientId,
@@ -332,7 +450,10 @@ export function riskCustomerRows(views: RiskAlertView[]): RiskCustomerRow[] {
       openCount: alerts.filter((a) => REVIEW_STATUS_META[a.status].open).length,
       escalated,
       needsUpgrade: direction === 'up',
-      needsDowngrade: direction === 'down'
+      needsDowngrade: direction === 'down',
+      // Carried through so the screen can show the period a recommendation was drawn from. A rating an officer is
+      // asked to approve has to show its working, and the alerts on this row are not it.
+      behaviourWindow: window ?? null
     });
   }
 
@@ -461,9 +582,13 @@ export interface RiskReviewModel {
  * the summary all run once per filter change rather than once per template
  * binding, which matters because every view reads from the same result.
  */
-export function buildRiskReview(alerts: RiskAlertRow[], filter: RiskReviewFilter): RiskReviewModel {
+export function buildRiskReview(
+  alerts: RiskAlertRow[],
+  filter: RiskReviewFilter,
+  windows: BehaviourWindowByClient = {}
+): RiskReviewModel {
   const base = riskAlertViews(alerts, filter);
-  const narrowed = applyDirectionFilter(base, riskCustomerRows(base), filter.direction);
+  const narrowed = applyDirectionFilter(base, riskCustomerRows(base, windows), filter.direction);
 
   return {
     alerts: narrowed.views,

src/app/shared/icons.module.ts

@@ -56,6 +56,7 @@ import {
   faGavel,
   faGlobe,
   faHandHoldingUsd,
+  faHandPaper,
   faHome,
   faKey,
   faLink,
@@ -303,6 +304,7 @@ export class IconsModule {
       faHandHoldingHand,
       faHandHoldingHeart,
       faHandHoldingUsd,
+      faHandPaper,
       faHeart,
       faHome,
       faKey,

src/app/shares/common-resolvers/share-account-actions.resolver.ts

@@ -32,7 +32,6 @@ export class ShareAccountActionsResolver {
     const actionName = route.paramMap.get('name');
     const shareAccountId = route.paramMap.get('shareAccountId') || route.parent.parent.paramMap.get('shareAccountId');
     switch (actionName) {
-      case 'Apply Additional Shares':
       case 'Redeem Shares':
       case 'Approve Additional Shares':
       case 'Reject Additional Shares':

src/app/shares/reports/share-account-statement/share-account-statement.component.html

@@ -0,0 +1,209 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="cert-root">
+  <div class="cert-head">
+    <div class="cert-head-l">
+      <fa-icon icon="file-invoice" class="cert-head-ic"></fa-icon>
+      <div>
+        <h2 class="cert-head-t">Share Account Statement</h2>
+        <div class="cert-head-s">
+          One member's share account, movement by movement, with the holding each movement left behind.
+        </div>
+      </div>
+    </div>
+    <div class="cert-head-r">
+      <button class="cert-cta-btn" (click)="exportCsv()" [disabled]="loading || !lines.length">
+        <fa-icon icon="file-alt"></fa-icon> Export CSV
+      </button>
+      <button class="cert-cta-btn" (click)="print()" [disabled]="loading || !lines.length">
+        <fa-icon icon="print"></fa-icon> Print
+      </button>
+    </div>
+  </div>
+
+  <!-- Account picker -->
+  <div class="cert-filters">
+    <div class="cert-filter" style="flex: 2 1 320px; position: relative">
+      <label>Share account</label>
+      <div class="cert-input-ic">
+        <fa-icon icon="search"></fa-icon>
+        <input
+          type="text"
+          [ngModel]="accountSearch"
+          (ngModelChange)="onAccountSearch($event)"
+          placeholder="Search member name or share account number"
+        />
+      </div>
+      @if (accountOptions.length && !selectedAccountId) {
+        <div class="srep-picker">
+          @for (opt of accountOptions; track opt.id) {
+            <button type="button" class="srep-picker-item" (click)="selectAccount(opt)">
+              <span class="srep-picker-name">{{ opt.clientName }}</span>
+              <span class="srep-picker-meta srep-mono">{{ opt.accountNo }}</span>
+              <span class="srep-picker-meta">{{ opt.productName }}</span>
+            </button>
+          }
+        </div>
+      }
+    </div>
+
+    <div class="cert-filter">
+      <label>From</label>
+      <input type="date" [(ngModel)]="fromDate" (change)="load()" [disabled]="!selectedAccountId" />
+    </div>
+    <div class="cert-filter">
+      <label>To</label>
+      <input type="date" [(ngModel)]="toDate" (change)="load()" [disabled]="!selectedAccountId" />
+    </div>
+    <div class="cert-filter">
+      <label>&nbsp;</label>
+      <button class="cert-cta-btn" (click)="clearPeriod()" [disabled]="!selectedAccountId">Full history</button>
+    </div>
+  </div>
+
+  @if (!selectedAccountId) {
+    <div class="srep-state">Search for a member or share account number above to open its statement.</div>
+  } @else if (loading) {
+    <div class="srep-state">Loading statement…</div>
+  } @else if (loadError) {
+    <div class="srep-state srep-state--error"><fa-icon icon="exclamation-circle"></fa-icon> {{ loadError }}</div>
+  } @else if (account) {
+    <!-- Statement header -->
+    <div class="srep-stmt-head">
+      <div class="srep-stmt-grid">
+        <div>
+          <div class="srep-stmt-l">Member</div>
+          <div class="srep-stmt-v">{{ account.clientName }}</div>
+        </div>
+        <div>
+          <div class="srep-stmt-l">Membership No</div>
+          <div class="srep-stmt-v srep-mono">{{ account.cifNumber || '—' }}</div>
+        </div>
+        <div>
+          <div class="srep-stmt-l">Share A/c No</div>
+          <div class="srep-stmt-v srep-mono">{{ account.accountNo }}</div>
+        </div>
+        <div>
+          <div class="srep-stmt-l">Product</div>
+          <div class="srep-stmt-v">{{ account.productName }}</div>
+        </div>
+        <div>
+          <div class="srep-stmt-l">Branch</div>
+          <div class="srep-stmt-v">{{ account.officeName || '—' }}</div>
+        </div>
+        <div>
+          <div class="srep-stmt-l">Status</div>
+          <div class="srep-stmt-v">
+            <span class="srep-pill" [ngClass]="statusClass(account.statusEnum)">{{
+              statusLabel(account.statusEnum)
+            }}</span>
+          </div>
+        </div>
+        <div>
+          <div class="srep-stmt-l">Linked Savings</div>
+          <div class="srep-stmt-v srep-mono">{{ account.linkedSavingsAccountNo || 'Not linked' }}</div>
+        </div>
+        <div>
+          <div class="srep-stmt-l">Activated</div>
+          <div class="srep-stmt-v">{{ account.activatedDate || '—' }}</div>
+        </div>
+      </div>
+      <button class="cert-cta-btn srep-no-print" (click)="openAccount()">
+        <fa-icon icon="external-link-alt"></fa-icon> Open account
+      </button>
+    </div>
+
+    @if (totals) {
+      <div class="cert-kpis">
+        <div class="cert-kpi cert-kpi--green">
+          <fa-icon icon="coins" class="cert-kpi-ic"></fa-icon>
+          <div>
+            <div class="cert-kpi-n">{{ totals.closingShares | number }}</div>
+            <div class="cert-kpi-l">Closing Shares</div>
+          </div>
+        </div>
+        <div class="cert-kpi cert-kpi--teal">
+          <fa-icon icon="balance-scale" class="cert-kpi-ic"></fa-icon>
+          <div>
+            <div class="cert-kpi-n">₹{{ totals.closingValue | number: '1.2-2' }}</div>
+            <div class="cert-kpi-l">Closing Value</div>
+          </div>
+        </div>
+        <div class="cert-kpi cert-kpi--blue">
+          <fa-icon icon="arrow-up" class="cert-kpi-ic"></fa-icon>
+          <div>
+            <div class="cert-kpi-n">{{ totals.sharesIn | number }}</div>
+            <div class="cert-kpi-l">Shares Purchased</div>
+          </div>
+        </div>
+        <div class="cert-kpi cert-kpi--amber">
+          <fa-icon icon="arrow-down" class="cert-kpi-ic"></fa-icon>
+          <div>
+            <div class="cert-kpi-n">{{ totals.sharesOut | number }}</div>
+            <div class="cert-kpi-l">Shares Redeemed</div>
+          </div>
+        </div>
+      </div>
+    }
+
+    @if (!lines.length) {
+      <div class="srep-state">
+        No settled movement on this account{{ fromDate || toDate ? ' in the selected period' : '' }}.
+      </div>
+    } @else {
+      <div class="srep-table-wrap">
+        <table class="srep-table">
+          <thead>
+            <tr>
+              <th>Date</th>
+              <th>Particulars</th>
+              <th>Board Resolution</th>
+              <th>Funded By</th>
+              <th class="srep-num">Shares In</th>
+              <th class="srep-num">Shares Out</th>
+              <th class="srep-num">Unit Price</th>
+              <th class="srep-num">Amount</th>
+              <th class="srep-num">Balance Shares</th>
+              <th class="srep-num">Balance Value</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (line of lines; track line.transactionId) {
+              <tr>
+                <td>{{ line.transactionDate }}</td>
+                <td>
+                  <span class="srep-pill" [ngClass]="typeClass(line.typeEnum)">{{ typeLabel(line.typeEnum) }}</span>
+                </td>
+                <td class="srep-mono">{{ line.resolutionNumber || '—' }}</td>
+                <td>{{ funding(line.fundingSource) }}</td>
+                <td class="srep-num">{{ line.sharesIn ? (line.sharesIn | number) : '' }}</td>
+                <td class="srep-num">{{ line.sharesOut ? (line.sharesOut | number) : '' }}</td>
+                <td class="srep-num">{{ line.unitPrice | number: '1.2-2' }}</td>
+                <td class="srep-num">{{ line.amount | number: '1.2-2' }}</td>
+                <td class="srep-num">{{ line.balanceShares | number }}</td>
+                <td class="srep-num">₹{{ line.balanceValue | number: '1.2-2' }}</td>
+              </tr>
+            }
+          </tbody>
+          <tfoot>
+            <tr>
+              <td colspan="4">Closing balance</td>
+              <td class="srep-num">{{ totals?.sharesIn | number }}</td>
+              <td class="srep-num">{{ totals?.sharesOut | number }}</td>
+              <td class="srep-num"></td>
+              <td class="srep-num"></td>
+              <td class="srep-num">{{ totals?.closingShares | number }}</td>
+              <td class="srep-num">₹{{ totals?.closingValue | number: '1.2-2' }}</td>
+            </tr>
+          </tfoot>
+        </table>
+      </div>
+    }
+  }
+</div>

src/app/shares/reports/share-account-statement/share-account-statement.component.ts

@@ -0,0 +1,238 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormsModule } from '@angular/forms';
+import { ActivatedRoute, Router } from '@angular/router';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { Subject, of } from 'rxjs';
+import { catchError, debounceTime, distinctUntilChanged, switchMap } from 'rxjs/operators';
+
+import { SharesService } from '../../shares.service';
+import {
+  SHARE_ACCOUNT_STATUS,
+  SHARE_TXN_TYPE,
+  fundingLabel,
+  shareReportCsv,
+  shareReportPrint
+} from '../share-report.util';
+
+interface StatementLine {
+  transactionId: number;
+  transactionDate: string;
+  typeEnum: number;
+  statusEnum: number;
+  sharesIn: number;
+  sharesOut: number;
+  unitPrice: number;
+  amount: number;
+  chargeAmount: number;
+  amountPaid: number;
+  resolutionNumber: string;
+  meetingDate: string;
+  fundingSource: string;
+  balanceShares: number;
+  balanceValue: number;
+}
+
+/**
+ * Share Account Statement — one member's share account, movement by movement, with the holding each
+ * movement left behind.
+ *
+ * <p>
+ * The account is chosen first because a statement is always about one account; the search box is
+ * server-side (the same summary endpoint the Share Holder report uses), so it finds a member across
+ * every branch rather than only among accounts already downloaded.
+ *
+ * <p>
+ * A period narrows which lines are shown but never how the running balance was reached — the server
+ * walks the account's whole life and filters afterwards, so a mid-year statement opens at the
+ * holding the member actually had, not at zero.
+ */
+@Component({
+  selector: 'mifosx-share-account-statement',
+  templateUrl: './share-account-statement.component.html',
+  styleUrls: [
+    '../../../letter-mgmt/certificates/certificates.shared.scss',
+    '../share-report.shared.scss'
+  ],
+  imports: [
+    CommonModule,
+    FormsModule,
+    FaIconComponent
+  ]
+})
+export class ShareAccountStatementComponent implements OnInit {
+  private sharesService = inject(SharesService);
+  private route = inject(ActivatedRoute);
+  private router = inject(Router);
+
+  /** Account picker. */
+  accountSearch = '';
+  accountOptions: any[] = [];
+  searchingAccounts = false;
+  selectedAccountId: number | null = null;
+
+  /** Statement. */
+  loading = false;
+  loadError = '';
+  account: any = null;
+  lines: StatementLine[] = [];
+  totals: any = null;
+
+  fromDate = '';
+  toDate = '';
+
+  private searchTerm$ = new Subject<string>();
+
+  ngOnInit(): void {
+    this.searchTerm$
+      .pipe(
+        debounceTime(350),
+        distinctUntilChanged(),
+        switchMap((term) => {
+          this.searchingAccounts = true;
+          return this.sharesService.getShareAccountSummaries(term).pipe(catchError(() => of([])));
+        })
+      )
+      .subscribe((res: any) => {
+        this.accountOptions = Array.isArray(res) ? res : res?.pageItems || [];
+        this.searchingAccounts = false;
+      });
+
+    // Deep-linkable: the account view's own statement button, and any report that drills in here,
+    // can hand over ?shareAccountId= and land on a loaded statement rather than an empty picker.
+    const preselected = this.route.snapshot.queryParamMap.get('shareAccountId');
+    if (preselected) {
+      this.selectedAccountId = Number(preselected);
+      this.load();
+    }
+    this.searchTerm$.next('');
+  }
+
+  onAccountSearch(term: string): void {
+    this.accountSearch = term;
+    this.searchTerm$.next(term.trim());
+  }
+
+  selectAccount(option: any): void {
+    this.selectedAccountId = option.id;
+    this.accountOptions = [];
+    this.accountSearch = `${option.clientName} — ${option.accountNo}`;
+    this.load();
+  }
+
+  load(): void {
+    if (!this.selectedAccountId) {
+      return;
+    }
+    this.loading = true;
+    this.loadError = '';
+    this.sharesService
+      .getShareAccountStatement(this.selectedAccountId, { fromDate: this.fromDate, toDate: this.toDate })
+      .pipe(
+        catchError((err) => {
+          this.loadError = this.readError(err, 'The share account statement could not be loaded.');
+          return of(null);
+        })
+      )
+      .subscribe((res: any) => {
+        this.account = res?.account || null;
+        this.lines = res?.lines || [];
+        this.totals = res?.totals || null;
+        this.loading = false;
+      });
+  }
+
+  clearPeriod(): void {
+    this.fromDate = '';
+    this.toDate = '';
+    this.load();
+  }
+
+  typeLabel(typeEnum: number): string {
+    return SHARE_TXN_TYPE[typeEnum]?.label || String(typeEnum ?? '');
+  }
+
+  typeClass(typeEnum: number): string {
+    return SHARE_TXN_TYPE[typeEnum]?.cls || 'srep-pill--grey';
+  }
+
+  statusLabel(statusEnum: number): string {
+    return SHARE_ACCOUNT_STATUS[statusEnum]?.label || String(statusEnum ?? '');
+  }
+
+  statusClass(statusEnum: number): string {
+    return SHARE_ACCOUNT_STATUS[statusEnum]?.cls || 'srep-pill--grey';
+  }
+
+  funding(source: string): string {
+    return fundingLabel(source);
+  }
+
+  openAccount(): void {
+    if (this.account) {
+      this.router.navigate([
+        '/clients',
+        this.account.clientId,
+        'shares-accounts',
+        this.account.shareAccountId,
+        'general'
+      ]);
+    }
+  }
+
+  exportCsv(): void {
+    if (!this.account) {
+      return;
+    }
+    shareReportCsv(
+      `share-statement-${this.account.accountNo}`,
+      [
+        'Date',
+        'Particulars',
+        'Board Resolution',
+        'Funded By',
+        'Shares In',
+        'Shares Out',
+        'Unit Price',
+        'Amount',
+        'Entry Fee',
+        'Balance Shares',
+        'Balance Value'
+      ],
+      this.lines.map((l) => [
+        l.transactionDate,
+        this.typeLabel(l.typeEnum),
+        l.resolutionNumber,
+        this.funding(l.fundingSource),
+        l.sharesIn || '',
+        l.sharesOut || '',
+        l.unitPrice,
+        l.amount,
+        l.chargeAmount,
+        l.balanceShares,
+        l.balanceValue
+      ])
+    );
+  }
+
+  print(): void {
+    shareReportPrint();
+  }
+
+  private readError(err: any, fallback: string): string {
+    return (
+      err?.error?.errors?.[0]?.defaultUserMessage ||
+      err?.error?.defaultUserMessage ||
+      err?.error?.developerMessage ||
+      fallback
+    );
+  }
+}

src/app/shares/reports/share-area-wise/share-area-wise.component.html

@@ -0,0 +1,174 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="cert-root">
+  <div class="cert-head">
+    <div class="cert-head-l">
+      <fa-icon icon="map" class="cert-head-ic"></fa-icon>
+      <div>
+        <h2 class="cert-head-t">Area Wise Shareholding</h2>
+        <div class="cert-head-s">
+          Where the society's members and its share capital sit — grouped by the member's own recorded address.
+        </div>
+      </div>
+    </div>
+    <div class="cert-head-r">
+      <button class="cert-cta-btn" (click)="exportCsv()" [disabled]="loading || !filteredMembers.length">
+        <fa-icon icon="file-alt"></fa-icon> Export CSV
+      </button>
+      <button class="cert-cta-btn" (click)="print()" [disabled]="loading || !filteredMembers.length">
+        <fa-icon icon="print"></fa-icon> Print
+      </button>
+    </div>
+  </div>
+
+  @if (totals) {
+    <div class="cert-kpis">
+      <div class="cert-kpi cert-kpi--blue">
+        <fa-icon icon="map" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">{{ totals.areaCount | number }}</div>
+          <div class="cert-kpi-l">Areas</div>
+        </div>
+      </div>
+      <div class="cert-kpi cert-kpi--green">
+        <fa-icon icon="users" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">{{ totals.memberCount | number }}</div>
+          <div class="cert-kpi-l">Members</div>
+        </div>
+      </div>
+      <div class="cert-kpi cert-kpi--teal">
+        <fa-icon icon="balance-scale" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">₹{{ totals.shareValue | number: '1.2-2' }}</div>
+          <div class="cert-kpi-l">Share Capital</div>
+        </div>
+      </div>
+      <div class="cert-kpi cert-kpi--amber">
+        <fa-icon icon="coins" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">{{ totals.shares | number }}</div>
+          <div class="cert-kpi-l">Shares Held</div>
+        </div>
+      </div>
+    </div>
+  }
+
+  @if (loading) {
+    <div class="srep-state">Loading area-wise shareholding…</div>
+  } @else if (loadError) {
+    <div class="srep-state srep-state--error"><fa-icon icon="exclamation-circle"></fa-icon> {{ loadError }}</div>
+  } @else if (!members.length) {
+    <div class="srep-state">No member holds share capital yet.</div>
+  } @else {
+    <!-- Area summary — click one to narrow the member list below -->
+    <div class="srep-table-wrap">
+      <table class="srep-table">
+        <thead>
+          <tr>
+            <th>Area</th>
+            <th class="srep-num">Members</th>
+            <th style="width: 22%">Capital</th>
+            <th class="srep-num">Shares</th>
+            <th class="srep-num">Share Value</th>
+            <th class="srep-num">% of Capital</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (a of areas; track a.area) {
+            <tr class="srep-row--click" (click)="selectArea(a.area)">
+              <td>
+                {{ a.area }}
+                @if (areaFilter === a.area) {
+                  <span class="srep-pill srep-pill--blue srep-no-print">filtered</span>
+                }
+              </td>
+              <td class="srep-num">{{ a.memberCount | number }}</td>
+              <td>
+                <div class="srep-bar"><div class="srep-bar-fill" [style.width.%]="barWidth(a)"></div></div>
+              </td>
+              <td class="srep-num">{{ a.shares | number }}</td>
+              <td class="srep-num">₹{{ a.shareValue | number: '1.2-2' }}</td>
+              <td class="srep-num">{{ capitalShare(a) | number: '1.2-2' }}%</td>
+            </tr>
+          }
+        </tbody>
+        <tfoot>
+          <tr>
+            <td>All areas</td>
+            <td class="srep-num">{{ totals?.memberCount | number }}</td>
+            <td></td>
+            <td class="srep-num">{{ totals?.shares | number }}</td>
+            <td class="srep-num">₹{{ totals?.shareValue | number: '1.2-2' }}</td>
+            <td class="srep-num">100.00%</td>
+          </tr>
+        </tfoot>
+      </table>
+    </div>
+
+    <!-- Members -->
+    <div class="cert-filters" style="margin-top: 0.85rem">
+      <div class="cert-filter">
+        <label>Member / Membership No / Area</label>
+        <div class="cert-input-ic">
+          <fa-icon icon="search"></fa-icon>
+          <input type="text" [(ngModel)]="search" placeholder="e.g. member name or Bhopal" />
+        </div>
+      </div>
+      <div class="cert-filter">
+        <label>Area</label>
+        <select [(ngModel)]="areaFilter">
+          <option value="">All areas</option>
+          @for (a of areas; track a.area) {
+            <option [value]="a.area">{{ a.area }}</option>
+          }
+        </select>
+      </div>
+      <div class="cert-filter">
+        <label>&nbsp;</label>
+        <button class="cert-cta-btn" (click)="clearFilters()">Clear filters</button>
+      </div>
+    </div>
+
+    @if (!filteredMembers.length) {
+      <div class="srep-state">No member matches the filters applied.</div>
+    } @else {
+      <div class="srep-table-wrap">
+        <table class="srep-table">
+          <thead>
+            <tr>
+              <th>Area</th>
+              <th>Member</th>
+              <th>Membership No</th>
+              <th>Mobile</th>
+              <th>Branch</th>
+              <th>Postal Code</th>
+              <th class="srep-num">Shares Held</th>
+              <th class="srep-num">Share Value</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (m of filteredMembers; track m.clientId) {
+              <tr class="srep-row--click" (click)="openMember(m)">
+                <td>{{ m.area }}</td>
+                <td>{{ m.clientName }}</td>
+                <td class="srep-mono">{{ m.cifNumber || '—' }}</td>
+                <td>{{ m.mobileNo || '—' }}</td>
+                <td>{{ m.officeName || '—' }}</td>
+                <td class="srep-mono">{{ m.postalCode || '—' }}</td>
+                <td class="srep-num">{{ m.sharesHeld | number }}</td>
+                <td class="srep-num">₹{{ m.shareValue | number: '1.2-2' }}</td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    }
+  }
+</div>

src/app/shares/reports/share-area-wise/share-area-wise.component.ts

@@ -0,0 +1,188 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormsModule } from '@angular/forms';
+import { Router } from '@angular/router';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
+
+import { SharesService } from '../../shares.service';
+import { shareReportCsv, shareReportPrint } from '../share-report.util';
+
+interface AreaRow {
+  area: string;
+  memberCount: number;
+  shares: number;
+  shareValue: number;
+}
+
+interface AreaMemberRow {
+  clientId: number;
+  cifNumber: string;
+  clientName: string;
+  mobileNo: string;
+  officeName: string;
+  area: string;
+  postalCode: string;
+  sharesHeld: number;
+  shareValue: number;
+}
+
+/**
+ * Area Wise — where the society's members and its share capital actually sit.
+ *
+ * <p>
+ * A co-operative's area of operation is part of its licence, so "how much of our capital comes from
+ * which area" is a question both the board and the Registrar ask. Grouped on the member's own
+ * recorded address rather than the branch that serves them: the two answer different questions, and
+ * a licence is written against the address.
+ *
+ * <p>
+ * Members with no address are their own group rather than dropped — an unaddressable member is a gap
+ * in the register worth seeing.
+ */
+@Component({
+  selector: 'mifosx-share-area-wise',
+  templateUrl: './share-area-wise.component.html',
+  styleUrls: [
+    '../../../letter-mgmt/certificates/certificates.shared.scss',
+    '../share-report.shared.scss'
+  ],
+  imports: [
+    CommonModule,
+    FormsModule,
+    FaIconComponent
+  ]
+})
+export class ShareAreaWiseComponent implements OnInit {
+  private sharesService = inject(SharesService);
+  private router = inject(Router);
+
+  loading = true;
+  loadError = '';
+  areas: AreaRow[] = [];
+  members: AreaMemberRow[] = [];
+  totals: any = null;
+
+  search = '';
+  /** Set by clicking an area row; '' means every area. */
+  areaFilter = '';
+
+  ngOnInit(): void {
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.loadError = '';
+    this.sharesService
+      .getShareAreaWise({})
+      .pipe(
+        catchError((err) => {
+          this.loadError = this.readError(err, 'The area-wise report could not be loaded.');
+          return of(null);
+        })
+      )
+      .subscribe((res: any) => {
+        this.areas = res?.areas || [];
+        this.members = res?.members || [];
+        this.totals = res?.totals || null;
+        this.loading = false;
+      });
+  }
+
+  get filteredMembers(): AreaMemberRow[] {
+    const term = this.search.trim().toLowerCase();
+    return this.members.filter((m) => {
+      if (this.areaFilter && m.area !== this.areaFilter) {
+        return false;
+      }
+      if (!term) {
+        return true;
+      }
+      return [
+        m.clientName,
+        m.cifNumber,
+        m.area,
+        m.postalCode
+      ]
+        .filter(Boolean)
+        .some((field) => String(field).toLowerCase().includes(term));
+    });
+  }
+
+  /** An area's share of the society's capital — the reading this report exists for. */
+  capitalShare(row: AreaRow): number {
+    const total = Number(this.totals?.shareValue || 0);
+    return total ? (Number(row.shareValue || 0) * 100) / total : 0;
+  }
+
+  barWidth(row: AreaRow): number {
+    const largest = Math.max(...this.areas.map((a) => Number(a.shareValue || 0)), 1);
+    return (Number(row.shareValue || 0) * 100) / largest;
+  }
+
+  selectArea(area: string): void {
+    this.areaFilter = this.areaFilter === area ? '' : area;
+  }
+
+  openMember(row: AreaMemberRow): void {
+    this.router.navigate([
+      '/clients',
+      row.clientId,
+      'general'
+    ]);
+  }
+
+  clearFilters(): void {
+    this.search = '';
+    this.areaFilter = '';
+  }
+
+  exportCsv(): void {
+    shareReportCsv(
+      'share-area-wise',
+      [
+        'Area',
+        'Member',
+        'Membership No',
+        'Mobile',
+        'Branch',
+        'Postal Code',
+        'Shares Held',
+        'Share Value'
+      ],
+      this.filteredMembers.map((m) => [
+        m.area,
+        m.clientName,
+        m.cifNumber,
+        m.mobileNo,
+        m.officeName,
+        m.postalCode,
+        m.sharesHeld,
+        m.shareValue
+      ])
+    );
+  }
+
+  print(): void {
+    shareReportPrint();
+  }
+
+  private readError(err: any, fallback: string): string {
+    return (
+      err?.error?.errors?.[0]?.defaultUserMessage ||
+      err?.error?.defaultUserMessage ||
+      err?.error?.developerMessage ||
+      fallback
+    );
+  }
+}

src/app/shares/reports/share-detail-report/share-detail-report.component.html

@@ -0,0 +1,192 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="cert-root">
+  <div class="cert-head">
+    <div class="cert-head-l">
+      <fa-icon icon="list-alt" class="cert-head-ic"></fa-icon>
+      <div>
+        <h2 class="cert-head-t">Share Detail</h2>
+        <div class="cert-head-s">
+          The complete share register — every account with its member, class and the terms it was opened under.
+        </div>
+      </div>
+    </div>
+    <div class="cert-head-r">
+      <button class="cert-cta-btn" (click)="exportCsv()" [disabled]="loading || !filteredRows.length">
+        <fa-icon icon="file-alt"></fa-icon> Export CSV
+      </button>
+      <button class="cert-cta-btn" (click)="print()" [disabled]="loading || !filteredRows.length">
+        <fa-icon icon="print"></fa-icon> Print
+      </button>
+    </div>
+  </div>
+
+  @if (totals) {
+    <div class="cert-kpis">
+      <div class="cert-kpi cert-kpi--blue">
+        <fa-icon icon="file-alt" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">{{ totals.accountCount | number }}</div>
+          <div class="cert-kpi-l">Share Accounts</div>
+        </div>
+      </div>
+      <div class="cert-kpi cert-kpi--green">
+        <fa-icon icon="coins" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">{{ totals.sharesHeld | number }}</div>
+          <div class="cert-kpi-l">Shares Held</div>
+        </div>
+      </div>
+      <div class="cert-kpi cert-kpi--teal">
+        <fa-icon icon="balance-scale" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">₹{{ totals.shareValue | number: '1.2-2' }}</div>
+          <div class="cert-kpi-l">Share Capital</div>
+        </div>
+      </div>
+      <div class="cert-kpi" [ngClass]="totals.chargeOutstanding ? 'cert-kpi--amber' : 'cert-kpi--blue'">
+        <fa-icon icon="exclamation-circle" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">₹{{ totals.chargeOutstanding | number: '1.2-2' }}</div>
+          <div class="cert-kpi-l">Charges Outstanding</div>
+        </div>
+      </div>
+    </div>
+  }
+
+  <div class="cert-filters">
+    <div class="cert-filter">
+      <label>Member / A/c No / Resolution</label>
+      <div class="cert-input-ic">
+        <fa-icon icon="search"></fa-icon>
+        <input type="text" [(ngModel)]="search" placeholder="e.g. member name or BR-2026-14" />
+      </div>
+    </div>
+    <div class="cert-filter">
+      <label>Status</label>
+      <select [(ngModel)]="statusFilter">
+        <option [ngValue]="''">All statuses</option>
+        @for (s of statusOptions; track s) {
+          <option [ngValue]="s">{{ statusLabel(s) }}</option>
+        }
+      </select>
+    </div>
+    <div class="cert-filter">
+      <label>Branch</label>
+      <select [(ngModel)]="branchFilter">
+        <option value="">All branches</option>
+        @for (b of branchOptions; track b) {
+          <option [value]="b">{{ b }}</option>
+        }
+      </select>
+    </div>
+    <div class="cert-filter">
+      <label>Share product</label>
+      <select [(ngModel)]="productFilter">
+        <option value="">All products</option>
+        @for (p of productOptions; track p) {
+          <option [value]="p">{{ p }}</option>
+        }
+      </select>
+    </div>
+    <div class="cert-filter">
+      <label>&nbsp;</label>
+      <button class="cert-cta-btn" (click)="clearFilters()">Clear filters</button>
+    </div>
+  </div>
+
+  @if (loading) {
+    <div class="srep-state">Loading the share register…</div>
+  } @else if (loadError) {
+    <div class="srep-state srep-state--error"><fa-icon icon="exclamation-circle"></fa-icon> {{ loadError }}</div>
+  } @else if (!rows.length) {
+    <div class="srep-state">No share account exists yet.</div>
+  } @else if (!filteredRows.length) {
+    <div class="srep-state">No share account matches the filters applied.</div>
+  } @else {
+    <div class="srep-table-wrap">
+      <table class="srep-table">
+        <thead>
+          <tr>
+            <th>Member</th>
+            <th>Membership No</th>
+            <th>Share A/c No</th>
+            <th>Branch</th>
+            <th>Product</th>
+            <th>State</th>
+            <th class="srep-num">Shares</th>
+            <th class="srep-num">Value</th>
+            <th class="srep-num">Tranches</th>
+            <th>Board Resolution</th>
+            <th>Lock-in</th>
+            <th>Min Active</th>
+            <th>Linked Savings</th>
+            <th class="srep-num">Charges O/S</th>
+            <th>Activated</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (row of filteredRows; track row.shareAccountId) {
+            <tr class="srep-row--click" [ngClass]="stateRowClass(row.holdingState)" (click)="openAccount(row)">
+              <td>
+                {{ row.clientName }}
+                @if (row.mobileNo) {
+                  <div class="srep-scope-note" style="margin: 0">{{ row.mobileNo }}</div>
+                }
+              </td>
+              <td class="srep-mono">{{ row.cifNumber || '—' }}</td>
+              <td class="srep-mono">{{ row.accountNo }}</td>
+              <td>{{ row.officeName || '—' }}</td>
+              <td>{{ row.productName }}</td>
+              <td>
+                <span
+                  class="srep-pill"
+                  [ngClass]="stateClass(row.holdingState)"
+                  [title]="stateNote(row.holdingState)"
+                  >{{ stateLabel(row.holdingState) }}</span
+                >
+              </td>
+              <td class="srep-num">
+                {{ row.sharesHeld | number }}
+                @if (row.holdingState === 'UNPAID') {
+                  <div class="srep-sub">{{ row.unpaidShares | number }} unpaid</div>
+                }
+              </td>
+              <td class="srep-num">₹{{ row.shareValue | number: '1.2-2' }}</td>
+              <td class="srep-num">{{ row.trancheCount | number }}</td>
+              <td class="srep-mono">
+                {{ row.resolutionNumber || '—' }}
+                @if (row.resolutionDate) {
+                  <div class="srep-scope-note" style="margin: 0">{{ row.resolutionDate }}</div>
+                }
+              </td>
+              <td>{{ lockin(row) }}</td>
+              <td>{{ minimumActive(row) }}</td>
+              <td class="srep-mono">{{ row.linkedSavingsAccountNo || '—' }}</td>
+              <td class="srep-num">
+                {{ row.chargeOutstanding ? '₹' + (row.chargeOutstanding | number: '1.2-2') : '—' }}
+              </td>
+              <td>{{ row.activatedDate || '—' }}</td>
+            </tr>
+          }
+        </tbody>
+        <tfoot>
+          <tr>
+            <td colspan="6">
+              {{ isFiltered ? 'Total (filtered)' : 'Total' }} — {{ filteredRows.length | number }} accounts
+            </td>
+            <td class="srep-num">{{ shownShares | number }}</td>
+            <td class="srep-num">₹{{ shownValue | number: '1.2-2' }}</td>
+            <td colspan="7"></td>
+          </tr>
+        </tfoot>
+      </table>
+    </div>
+  }
+</div>

src/app/shares/reports/share-detail-report/share-detail-report.component.ts

@@ -0,0 +1,293 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormsModule } from '@angular/forms';
+import { Router } from '@angular/router';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
+
+import { SharesService } from '../../shares.service';
+import {
+  SHARE_ACCOUNT_STATUS,
+  holdingStateClass,
+  holdingStateLabel,
+  holdingStateNote,
+  holdingStateRowClass,
+  periodLabel,
+  shareReportCsv,
+  shareReportPrint
+} from '../share-report.util';
+
+interface DetailRow {
+  shareAccountId: number;
+  accountNo: string;
+  externalId: string;
+  clientId: number;
+  cifNumber: string;
+  clientName: string;
+  mobileNo: string;
+  officeName: string;
+  productId: number;
+  productName: string;
+  productShortName: string;
+  currencyCode: string;
+  statusEnum: number;
+  holdingState: string;
+  unpaidShares: number;
+  unitPrice: number;
+  sharesHeld: number;
+  shareValue: number;
+  pendingShares: number;
+  trancheCount: number;
+  resolutionNumber: string;
+  resolutionDate: string;
+  lockinPeriod: number;
+  lockinPeriodEnum: number;
+  minimumActivePeriod: number;
+  minimumActivePeriodEnum: number;
+  allowDividendsInactive: boolean;
+  linkedSavingsAccountNo: string;
+  chargeTotal: number;
+  chargeOutstanding: number;
+  submittedDate: string;
+  approvedDate: string;
+  activatedDate: string;
+  closedDate: string;
+}
+
+/**
+ * Share Detail — the complete register: every account with its member, share class, and the terms it
+ * was opened under.
+ *
+ * <p>
+ * Where the Share Holder list answers "who holds shares", this answers "what exactly does this
+ * account say": lock-in, minimum active period, linked savings, charges, tranche count and governing
+ * resolution, which are otherwise spread one tab at a time across each account.
+ */
+@Component({
+  selector: 'mifosx-share-detail-report',
+  templateUrl: './share-detail-report.component.html',
+  styleUrls: [
+    '../../../letter-mgmt/certificates/certificates.shared.scss',
+    '../share-report.shared.scss'
+  ],
+  imports: [
+    CommonModule,
+    FormsModule,
+    FaIconComponent
+  ]
+})
+export class ShareDetailReportComponent implements OnInit {
+  private sharesService = inject(SharesService);
+  private router = inject(Router);
+
+  loading = true;
+  loadError = '';
+  rows: DetailRow[] = [];
+  totals: any = null;
+
+  search = '';
+  branchFilter = '';
+  productFilter = '';
+  statusFilter: number | '' = '';
+
+  ngOnInit(): void {
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.loadError = '';
+    this.sharesService
+      .getShareDetailRegister({})
+      .pipe(
+        catchError((err) => {
+          this.loadError = this.readError(err, 'The share register could not be loaded.');
+          return of(null);
+        })
+      )
+      .subscribe((res: any) => {
+        this.rows = res?.rows || [];
+        this.totals = res?.totals || null;
+        this.loading = false;
+      });
+  }
+
+  get branchOptions(): string[] {
+    return [...new Set(this.rows.map((r) => r.officeName).filter(Boolean))].sort();
+  }
+
+  get productOptions(): string[] {
+    return [...new Set(this.rows.map((r) => r.productName).filter(Boolean))].sort();
+  }
+
+  get statusOptions(): number[] {
+    return [...new Set(this.rows.map((r) => r.statusEnum))].sort((a, b) => a - b);
+  }
+
+  get filteredRows(): DetailRow[] {
+    const term = this.search.trim().toLowerCase();
+    return this.rows.filter((r) => {
+      if (this.branchFilter && r.officeName !== this.branchFilter) {
+        return false;
+      }
+      if (this.productFilter && r.productName !== this.productFilter) {
+        return false;
+      }
+      if (this.statusFilter !== '' && r.statusEnum !== this.statusFilter) {
+        return false;
+      }
+      if (!term) {
+        return true;
+      }
+      return [
+        r.clientName,
+        r.accountNo,
+        r.cifNumber,
+        r.productName,
+        r.resolutionNumber,
+        r.externalId
+      ]
+        .filter(Boolean)
+        .some((field) => String(field).toLowerCase().includes(term));
+    });
+  }
+
+  get shownShares(): number {
+    return this.filteredRows.reduce((sum, r) => sum + Number(r.sharesHeld || 0), 0);
+  }
+
+  get shownValue(): number {
+    return this.filteredRows.reduce((sum, r) => sum + Number(r.shareValue || 0), 0);
+  }
+
+  get isFiltered(): boolean {
+    return !!(this.search.trim() || this.branchFilter || this.productFilter || this.statusFilter !== '');
+  }
+
+  statusLabel(statusEnum: number): string {
+    return SHARE_ACCOUNT_STATUS[statusEnum]?.label || String(statusEnum ?? '');
+  }
+
+  lockin(row: DetailRow): string {
+    return periodLabel(row.lockinPeriod, row.lockinPeriodEnum);
+  }
+
+  minimumActive(row: DetailRow): string {
+    return periodLabel(row.minimumActivePeriod, row.minimumActivePeriodEnum);
+  }
+
+  stateLabel(state: string): string {
+    return holdingStateLabel(state);
+  }
+
+  stateClass(state: string): string {
+    return holdingStateClass(state);
+  }
+
+  stateRowClass(state: string): string {
+    return holdingStateRowClass(state);
+  }
+
+  stateNote(state: string): string {
+    return holdingStateNote(state);
+  }
+
+  clearFilters(): void {
+    this.search = '';
+    this.branchFilter = '';
+    this.productFilter = '';
+    this.statusFilter = '';
+  }
+
+  openAccount(row: DetailRow): void {
+    this.router.navigate([
+      '/clients',
+      row.clientId,
+      'shares-accounts',
+      row.shareAccountId,
+      'general'
+    ]);
+  }
+
+  exportCsv(): void {
+    shareReportCsv(
+      'share-detail-register',
+      [
+        'Member',
+        'Membership No',
+        'Mobile',
+        'Share A/c No',
+        'External Id',
+        'Branch',
+        'Product',
+        'Status',
+        'Holding State',
+        'Allotted Unpaid',
+        'Shares Held',
+        'Unit Price',
+        'Share Value',
+        'Pending Shares',
+        'Tranches',
+        'Board Resolution',
+        'Lock-in',
+        'Min Active Period',
+        'Dividends If Inactive',
+        'Linked Savings',
+        'Charges',
+        'Charges Outstanding',
+        'Submitted',
+        'Activated',
+        'Closed'
+      ],
+      this.filteredRows.map((r) => [
+        r.clientName,
+        r.cifNumber,
+        r.mobileNo,
+        r.accountNo,
+        r.externalId,
+        r.officeName,
+        r.productName,
+        this.statusLabel(r.statusEnum),
+        this.stateLabel(r.holdingState),
+        r.unpaidShares,
+        r.sharesHeld,
+        r.unitPrice,
+        r.shareValue,
+        r.pendingShares,
+        r.trancheCount,
+        r.resolutionNumber,
+        this.lockin(r),
+        this.minimumActive(r),
+        r.allowDividendsInactive ? 'Yes' : 'No',
+        r.linkedSavingsAccountNo,
+        r.chargeTotal,
+        r.chargeOutstanding,
+        r.submittedDate,
+        r.activatedDate,
+        r.closedDate
+      ])
+    );
+  }
+
+  print(): void {
+    shareReportPrint();
+  }
+
+  private readError(err: any, fallback: string): string {
+    return (
+      err?.error?.errors?.[0]?.defaultUserMessage ||
+      err?.error?.defaultUserMessage ||
+      err?.error?.developerMessage ||
+      fallback
+    );
+  }
+}

src/app/shares/reports/share-distinctive-numbers/share-distinctive-numbers.component.html

@@ -0,0 +1,152 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="cert-root">
+  <div class="cert-head">
+    <div class="cert-head-l">
+      <fa-icon icon="tag" class="cert-head-ic"></fa-icon>
+      <div>
+        <h2 class="cert-head-t">Share Distinctive Number Detail</h2>
+        <div class="cert-head-s">
+          Which numbered shares each member holds — the range every allotment covers, per share class.
+        </div>
+      </div>
+    </div>
+    <div class="cert-head-r">
+      <button class="cert-cta-btn" (click)="exportCsv()" [disabled]="loading || !filteredRows.length">
+        <fa-icon icon="file-alt"></fa-icon> Export CSV
+      </button>
+      <button class="cert-cta-btn" (click)="print()" [disabled]="loading || !filteredRows.length">
+        <fa-icon icon="print"></fa-icon> Print
+      </button>
+    </div>
+  </div>
+
+  @if (totals) {
+    <div class="cert-kpis">
+      <div class="cert-kpi cert-kpi--blue">
+        <fa-icon icon="file-alt" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">{{ totals.allotmentCount | number }}</div>
+          <div class="cert-kpi-l">Numbered Allotments</div>
+        </div>
+      </div>
+      <div class="cert-kpi cert-kpi--green">
+        <fa-icon icon="coins" class="cert-kpi-ic"></fa-icon>
+        <div>
+          <div class="cert-kpi-n">{{ totals.sharesNumbered | number }}</div>
+          <div class="cert-kpi-l">Shares Numbered</div>
+        </div>
+      </div>
+    </div>
+  }
+
+  <!-- The numbers are derived, not recorded. Said plainly so nobody reads them as an independent
+       register the society has been maintaining. -->
+  <div class="srep-warn">
+    <fa-icon icon="info-circle"></fa-icon>
+    <span>
+      Distinctive numbers are <b>derived from issue order</b> within each share class — no distinctive-number column
+      exists in the system, so each paid-up allotment takes the next block in sequence. Redeemed shares leave a gap
+      rather than renumbering everybody else, exactly as a physical register would. Only paid-up allotments are
+      numbered.
+    </span>
+  </div>
+
+  <div class="cert-filters">
+    <div class="cert-filter">
+      <label>Find share number</label>
+      <div class="cert-input-ic">
+        <fa-icon icon="search"></fa-icon>
+        <input type="number" min="1" [(ngModel)]="shareNumberLookup" placeholder="e.g. 175 — who holds it?" />
+      </div>
+    </div>
+    <div class="cert-filter">
+      <label>Member / A/c No / Resolution</label>
+      <div class="cert-input-ic">
+        <fa-icon icon="search"></fa-icon>
+        <input type="text" [(ngModel)]="search" placeholder="e.g. member name" />
+      </div>
+    </div>
+    <div class="cert-filter">
+      <label>Share class</label>
+      <select [(ngModel)]="productFilter">
+        <option value="">All classes</option>
+        @for (p of productOptions; track p) {
+          <option [value]="p">{{ p }}</option>
+        }
+      </select>
+    </div>
+    <div class="cert-filter">
+      <label>&nbsp;</label>
+      <button class="cert-cta-btn" (click)="clearFilters()">Clear filters</button>
+    </div>
+  </div>
+
+  @if (loading) {
+    <div class="srep-state">Loading the distinctive number register…</div>
+  } @else if (loadError) {
+    <div class="srep-state srep-state--error"><fa-icon icon="exclamation-circle"></fa-icon> {{ loadError }}</div>
+  } @else if (!rows.length) {
+    <div class="srep-state">No paid-up allotment has been made yet, so no share carries a number.</div>
+  } @else if (!filteredRows.length) {
+    <div class="srep-state">
+      @if (shareNumberLookup) {
+        Share number {{ shareNumberLookup | number }} has not been allotted in this share class.
+      } @else {
+        No allotment matches the filters applied.
+      }
+    </div>
+  } @else {
+    <div class="srep-table-wrap">
+      <table class="srep-table">
+        <thead>
+          <tr>
+            <th>Share Class</th>
+            <th>Distinctive Numbers</th>
+            <th class="srep-num">Shares</th>
+            <th>Member</th>
+            <th>Membership No</th>
+            <th>Share A/c No</th>
+            <th>Branch</th>
+            <th>Allotment Date</th>
+            <th>Funded By</th>
+            <th>Board Resolution</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (row of filteredRows; track row.transactionId) {
+            <tr class="srep-row--click" (click)="openAccount(row)">
+              <td>{{ row.productName }}</td>
+              <td class="srep-mono">
+                <b>{{ range(row) }}</b>
+              </td>
+              <td class="srep-num">{{ row.shares | number }}</td>
+              <td>{{ row.clientName }}</td>
+              <td class="srep-mono">{{ row.cifNumber || '—' }}</td>
+              <td class="srep-mono">{{ row.accountNo }}</td>
+              <td>{{ row.officeName || '—' }}</td>
+              <td>{{ row.allotmentDate }}</td>
+              <td>{{ funding(row.fundingSource) }}</td>
+              <td class="srep-mono">{{ row.resolutionNumber || '—' }}</td>
+            </tr>
+          }
+        </tbody>
+        <tfoot>
+          <tr>
+            <td colspan="2">
+              {{ isFiltered ? 'Total (filtered)' : 'Total' }} — {{ filteredRows.length | number }} allotments
+            </td>
+            <td class="srep-num">{{ shownShares | number }}</td>
+            <td colspan="7"></td>
+          </tr>
+        </tfoot>
+      </table>
+    </div>
+  }
+</div>

src/app/shares/reports/share-distinctive-numbers/share-distinctive-numbers.component.ts

@@ -0,0 +1,206 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormsModule } from '@angular/forms';
+import { Router } from '@angular/router';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
+
+import { SharesService } from '../../shares.service';
+import { fundingLabel, shareReportCsv, shareReportPrint } from '../share-report.util';
+
+interface DistinctiveRow {
+  transactionId: number;
+  allotmentDate: string;
+  shareAccountId: number;
+  accountNo: string;
+  clientId: number;
+  cifNumber: string;
+  clientName: string;
+  officeName: string;
+  productId: number;
+  productName: string;
+  shares: number;
+  unitPrice: number;
+  amount: number;
+  resolutionNumber: string;
+  fundingSource: string;
+  distinctiveFrom: number;
+  distinctiveTo: number;
+}
+
+/**
+ * Share Devede (Distinctive) Number Detail — which numbered shares each member actually holds.
+ *
+ * <p>
+ * A share certificate names the distinctive numbers it covers, and the register has to be able to
+ * say who holds which. Nothing in the schema records those numbers, so they are derived the way the
+ * society would have allotted them: shares numbered in issue order within each share class, each
+ * allotment taking the next block. That is stated plainly on the screen rather than presented as an
+ * independently-kept number, because it is a derivation and a reader should know it.
+ */
+@Component({
+  selector: 'mifosx-share-distinctive-numbers',
+  templateUrl: './share-distinctive-numbers.component.html',
+  styleUrls: [
+    '../../../letter-mgmt/certificates/certificates.shared.scss',
+    '../share-report.shared.scss'
+  ],
+  imports: [
+    CommonModule,
+    FormsModule,
+    FaIconComponent
+  ]
+})
+export class ShareDistinctiveNumbersComponent implements OnInit {
+  private sharesService = inject(SharesService);
+  private router = inject(Router);
+
+  loading = true;
+  loadError = '';
+  rows: DistinctiveRow[] = [];
+  totals: any = null;
+
+  search = '';
+  productFilter = '';
+  /** Find who holds a given share number — the question a certificate query actually arrives as. */
+  shareNumberLookup: number | null = null;
+
+  ngOnInit(): void {
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.loadError = '';
+    this.sharesService
+      .getShareDistinctiveNumbers({})
+      .pipe(
+        catchError((err) => {
+          this.loadError = this.readError(err, 'The distinctive number register could not be loaded.');
+          return of(null);
+        })
+      )
+      .subscribe((res: any) => {
+        this.rows = res?.rows || [];
+        this.totals = res?.totals || null;
+        this.loading = false;
+      });
+  }
+
+  get productOptions(): string[] {
+    return [...new Set(this.rows.map((r) => r.productName).filter(Boolean))].sort();
+  }
+
+  get filteredRows(): DistinctiveRow[] {
+    const term = this.search.trim().toLowerCase();
+    const lookup = Number(this.shareNumberLookup);
+    return this.rows.filter((r) => {
+      if (this.productFilter && r.productName !== this.productFilter) {
+        return false;
+      }
+      // A share number belongs to exactly one block, so the lookup is a range test rather than a
+      // match — which is the whole point of holding the register this way.
+      if (lookup > 0 && !(lookup >= Number(r.distinctiveFrom) && lookup <= Number(r.distinctiveTo))) {
+        return false;
+      }
+      if (!term) {
+        return true;
+      }
+      return [
+        r.clientName,
+        r.accountNo,
+        r.cifNumber,
+        r.productName,
+        r.resolutionNumber
+      ]
+        .filter(Boolean)
+        .some((field) => String(field).toLowerCase().includes(term));
+    });
+  }
+
+  get shownShares(): number {
+    return this.filteredRows.reduce((sum, r) => sum + Number(r.shares || 0), 0);
+  }
+
+  get isFiltered(): boolean {
+    return !!(this.search.trim() || this.productFilter || Number(this.shareNumberLookup) > 0);
+  }
+
+  funding(source: string): string {
+    return fundingLabel(source);
+  }
+
+  range(row: DistinctiveRow): string {
+    return `${Number(row.distinctiveFrom).toLocaleString('en-IN')} – ${Number(row.distinctiveTo).toLocaleString('en-IN')}`;
+  }
+
+  clearFilters(): void {
+    this.search = '';
+    this.productFilter = '';
+    this.shareNumberLookup = null;
+  }
+
+  openAccount(row: DistinctiveRow): void {
+    this.router.navigate([
+      '/clients',
+      row.clientId,
+      'shares-accounts',
+      row.shareAccountId,
+      'general'
+    ]);
+  }
+
+  exportCsv(): void {
+    shareReportCsv(
+      'share-distinctive-numbers',
+      [
+        'Share Class',
+        'Distinctive From',
+        'Distinctive To',
+        'Shares',
+        'Member',
+        'Membership No',
+        'Share A/c No',
+        'Branch',
+        'Allotment Date',
+        'Funded By',
+        'Board Resolution'
+      ],
+      this.filteredRows.map((r) => [
+        r.productName,
+        r.distinctiveFrom,
+        r.distinctiveTo,
+        r.shares,
+        r.clientName,
+        r.cifNumber,
+        r.accountNo,
+        r.officeName,
+        r.allotmentDate,
+        this.funding(r.fundingSource),
+        r.resolutionNumber
+      ])
+    );
+  }
+
+  print(): void {
+    shareReportPrint();
+  }
+
+  private readError(err: any, fallback: string): string {
+    return (
+      err?.error?.errors?.[0]?.defaultUserMessage ||
+      err?.error?.defaultUserMessage ||
+      err?.error?.developerMessage ||
+      fallback
+    );
+  }
+}