feat(cashier): GL withdrawal slips, GL account panel with parent GL, and Payment lock on token withdrawals

Transaction Entry: - GL withdrawal slip: a GL Withdrawal Slip is always a debit. The clerk raises it as a request (GL, cash vault GL, office and currency ride on the payload), the manager approves it and the cashier pays it against its token; nothing posts directly from this screen any more (submitGlJournalEntry removed). Cashiers without an approved token are told to enter one. GL credit-only rules moved into isGlCreditOnly(), and extra rows are not allowed while a Withdrawal Slip is selected. - A/C NO. now starts the automatic account search after six characters. - Clerk: with AC. TP. = GL show a "GL Account Information" panel (code, name, type, usage, normal balance, parent GL, manual entries, status, description) instead of the empty client panels; the parent GL name is looked up from /glaccounts/{parentId} for GL only. - Cashier: once a token (withdrawal / closure request) is verified, TYPE is disabled and fixed to Payment, and onTypChange refuses to change it. Requires the backend change "GL withdrawal slips through request, approval and cashier payment". Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>
feat(ui): remove Undo / Revert transaction actions
2026-10-14 13:51:38 +05:30 · 2026-10-13 18:41:39 +05:30 · 2026-10-13 18:41:24 +05:30 · 2026-10-13 10:57:06 +05:30 · 2026-10-12 16:29:09 +05:30 · 2026-10-12 15:53:43 +05:30
610 changed files with 89051 additions and 11104 deletions
@@ -1,302 +0,0 @@
-kind: pipeline
-type: docker
-name: auto-deploy
-
-trigger:
-  branch:
-    - dev
-  event:
-    - push
-
-steps:
-
-  # ============================================================
-  # DOCKER BUILD & PUSH
-  #
-  # Angular build (npm ci + ng build) Dockerfile ke andar
-  # multi-stage me hota hai, isliye alag build step nahi chahiye.
-  # ============================================================
-  - name: docker-build-push
-    image: docker
-
-    volumes:
-      - name: dockersock
-        path: /var/run/docker.sock
-
-    commands:
-      - |
-        set -e
-
-        # --------------------------------------------------------
-        # Repository name comes from Drone
-        # --------------------------------------------------------
-        REPO="$${DRONE_REPO_NAME}"
-        REPO="$$(echo "$$REPO" | tr '[:upper:]' '[:lower:]')"
-
-        IMAGE="harbor.lincpay:8082/lincpay/$$REPO:$${DRONE_BUILD_NUMBER}"
-
-        echo "=========================================="
-        echo "DOCKER BUILD & PUSH"
-        echo "=========================================="
-        echo "Repository : $$REPO"
-        echo "Build      : $${DRONE_BUILD_NUMBER}"
-        echo "Image      : $$IMAGE"
-        echo "=========================================="
-
-        # --------------------------------------------------------
-        # Harbor login
-        # --------------------------------------------------------
-        echo 'QVgW5QbqlKKtBU2dYApTY28Dd6J36GK3' | \
-          docker login harbor.lincpay:8082 \
-          -u 'robot$lincpay+drone' \
-          --password-stdin
-
-        # --------------------------------------------------------
-        # Build
-        # --------------------------------------------------------
-        echo "Building Docker image..."
-
-        docker build \
-          -t "$$IMAGE" \
-          .
-
-        # --------------------------------------------------------
-        # Push
-        # --------------------------------------------------------
-        echo "Pushing Docker image..."
-
-        docker push "$$IMAGE"
-
-        echo "Docker image pushed successfully."
-
-
-  # ============================================================
-  # DEPLOY
-  # ============================================================
-  - name: deploy
-    image: docker
-
-    volumes:
-      - name: dockersock
-        path: /var/run/docker.sock
-
-      - name: envfiles
-        path: /platform-env
-
-    commands:
-      - |
-        set -e
-
-        # ========================================================
-        # REPOSITORY / SERVICE / IMAGE
-        # ========================================================
-
-        REPO="$${DRONE_REPO_NAME}"
-        REPO="$$(echo "$$REPO" | tr '[:upper:]' '[:lower:]')"
-
-        SERVICE_NAME="$${REPO}_app"
-
-        IMAGE="harbor.lincpay:8082/lincpay/$$REPO:$${DRONE_BUILD_NUMBER}"
-
-        echo "=========================================="
-        echo "DEPLOYMENT"
-        echo "=========================================="
-        echo "Repository : $$REPO"
-        echo "Service    : $$SERVICE_NAME"
-        echo "Image      : $$IMAGE"
-        echo "Placement  : node.labels.environment == dev2"
-        echo "=========================================="
-
-
-        # ========================================================
-        # VALIDATION
-        # ========================================================
-
-        if [ -z "$$REPO" ]; then
-          echo "ERROR: DRONE_REPO_NAME is empty."
-          exit 1
-        fi
-
-        if [ -z "$$SERVICE_NAME" ]; then
-          echo "ERROR: Service name is empty."
-          exit 1
-        fi
-
-        if [ -z "$$IMAGE" ]; then
-          echo "ERROR: Docker image is empty."
-          exit 1
-        fi
-
-        echo "Repository verified : $$REPO"
-        echo "Service verified    : $$SERVICE_NAME"
-        echo "Image verified      : $$IMAGE"
-
-
-        # ========================================================
-        # HARBOR LOGIN
-        #
-        # Zaroori hai taaki --with-registry-auth worker node (dev2) ko
-        # valid Harbor credentials propagate kare — warna cross-node pull
-        # "No such image" / "no basic auth credentials" se fail hota hai.
-        # ========================================================
-
-        echo 'QVgW5QbqlKKtBU2dYApTY28Dd6J36GK3' | \
-          docker login harbor.lincpay:8082 \
-          -u 'robot$lincpay+drone' \
-          --password-stdin
-
-
-        # ========================================================
-        # EXISTING SERVICE
-        # ========================================================
-
-        if docker service ls --format '{{.Name}}' | grep -Fxq "$$SERVICE_NAME"; then
-
-          echo ""
-          echo "=========================================="
-          echo "EXISTING SERVICE"
-          echo "=========================================="
-          echo "Service: $$SERVICE_NAME"
-
-
-          # ------------------------------------------------------
-          # Check whether dev constraint already exists
-          # ------------------------------------------------------
-
-          CONSTRAINT_EXISTS=$$(docker service inspect "$$SERVICE_NAME" \
-            --format '{{range .Spec.TaskTemplate.Placement.Constraints}}{{println .}}{{end}}' \
-            | grep -Fx 'node.labels.environment == dev2' || true)
-
-
-          # ------------------------------------------------------
-          # Add constraint if missing
-          # ------------------------------------------------------
-
-          if [ -z "$$CONSTRAINT_EXISTS" ]; then
-
-            echo "Constraint missing."
-            echo "Adding: node.labels.environment == dev2"
-
-            docker service update \
-              --constraint-add 'node.labels.environment == dev2' \
-              "$$SERVICE_NAME"
-
-          else
-
-            echo "Constraint already exists."
-
-          fi
-
-
-          # ------------------------------------------------------
-          # Update image
-          # ------------------------------------------------------
-
-          echo "Updating service image..."
-
-          docker service update \
-            --image "$$IMAGE" \
-            --replicas 1 \
-            --with-registry-auth \
-            "$$SERVICE_NAME"
-
-
-        # ========================================================
-        # NEW SERVICE
-        # ========================================================
-
-        else
-
-          echo ""
-          echo "=========================================="
-          echo "NEW SERVICE"
-          echo "=========================================="
-          echo "Creating: $$SERVICE_NAME"
-
-
-          # ------------------------------------------------------
-          # Traefik rule
-          #
-          # Construct it without allowing Drone to consume
-          # the shell backticks.
-          # ------------------------------------------------------
-
-          TRAEFIK_RULE='Host(`'$$REPO'.lincpay`)'
-
-          echo "Traefik rule: $$TRAEFIK_RULE"
-
-
-          # ------------------------------------------------------
-          # Create service
-          # ------------------------------------------------------
-
-          docker service create \
-            --name "$$SERVICE_NAME" \
-            --network edge-network \
-            --replicas 1 \
-            --constraint 'node.labels.environment == dev2' \
-            --with-registry-auth \
-            --env-file /platform-env/global.env \
-            --env-file /platform-env/dev.env \
-            --label traefik.enable=true \
-            --label "traefik.docker.network=edge-network" \
-            --label "traefik.http.routers.$$REPO.rule=$$TRAEFIK_RULE" \
-            --label "traefik.http.services.$$REPO.loadbalancer.server.port=80" \
-            "$$IMAGE"
-
-        fi
-
-
-        # ========================================================
-        # FINAL STATUS
-        # ========================================================
-
-        echo ""
-        echo "=========================================="
-        echo "FINAL SERVICE STATUS"
-        echo "=========================================="
-
-        docker service ls \
-          --filter "name=$$SERVICE_NAME"
-
-
-        echo ""
-        echo "=========================================="
-        echo "PLACEMENT CONSTRAINT"
-        echo "=========================================="
-
-        docker service inspect "$$SERVICE_NAME" \
-          --format '{{json .Spec.TaskTemplate.Placement}}'
-
-
-        echo ""
-        echo "=========================================="
-        echo "SERVICE TASKS"
-        echo "=========================================="
-
-        docker service ps "$$SERVICE_NAME" --no-trunc
-
-
-        echo ""
-        echo "=========================================="
-        echo "DEPLOYMENT COMPLETE"
-        echo "=========================================="
-
-
-volumes:
-
-  # ============================================================
-  # DOCKER SOCKET
-  # ============================================================
-  - name: dockersock
-    host:
-      path: /var/run/docker.sock
-
-
-  # ============================================================
-  # ENVIRONMENT FILES
-  # ============================================================
-  - name: envfiles
-    host:
-      path: /opt/platform/env
-
@@ -31,6 +31,8 @@
              "@angular/localize/init"
            ],
            "assets": [
+              "src/favicon.ico",
+              "src/apple-touch-icon.png",
              "src/assets/images/cbsnexora-favicon.svg",
              "src/robots.txt",
              "src/manifest.json",
@@ -39,6 +41,11 @@
                "glob": "**/*",
                "input": "node_modules/tinymce",
                "output": "assets/tinymce"
+              },
+              {
+                "glob": "lottie.min.js",
+                "input": "node_modules/lottie-web/build/player",
+                "output": "assets/js"
              }
            ],
            "styles": [
@@ -69,8 +76,8 @@
              "budgets": [
                {
                  "type": "initial",
-                  "maximumWarning": "15mb",
-                  "maximumError": "17mb"
+                  "maximumWarning": "18mb",
+                  "maximumError": "20mb"
                },
                {
                  "type": "anyComponentStyle",
@@ -41,6 +41,7 @@
        "jspdf-autotable": "^5.0.2",
        "lightgallery": "^2.9.0",
        "lodash": "4.17.23",
+        "lottie-web": "^5.13.0",
        "moment": "^2.29.4",
        "ngx-image-cropper": "^9.1.6",
        "ngx-mat-select-search": "^8.0.2",
@@ -18380,6 +18381,12 @@
        "url": "https://github.com/chalk/wrap-ansi?sponsor=1"
      }
    },
+    "node_modules/lottie-web": {
+      "version": "5.13.0",
+      "resolved": "https://registry.npmjs.org/lottie-web/-/lottie-web-5.13.0.tgz",
+      "integrity": "sha512-+gfBXl6sxXMPe8tKQm7qzLnUy5DUPJPKIyRHwtpCpyUEYjHYRJC/5gjUvdkuO2c3JllrPtHXH5UJJK8LRYl5yQ==",
+      "license": "MIT"
+    },
    "node_modules/lru-cache": {
      "version": "5.1.1",
      "resolved": "https://registry.npmjs.org/lru-cache/-/lru-cache-5.1.1.tgz",
@@ -15,7 +15,7 @@
    "ng": "ng",
    "build": "node version.js && npm run env -s && ng build --configuration production --output-hashing=none",
    "build:prod": "node version.js && node --max-old-space-size=16384 ./node_modules/@angular/cli/bin/ng build --configuration production --output-hashing=none --base-href=/web-app/",
-    "start": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --proxy-config proxy.localhost.conf.js",
+    "start": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=4096\" ng serve --proxy-config proxy.localhost.conf.js",
    "start:share": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --host 0.0.0.0 --proxy-config proxy.localhost.conf.js",
    "start:demo": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --proxy-config proxy.conf.js",
    "serve:dev": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --source-map --proxy-config proxy.localhost.conf.js",
@@ -71,6 +71,7 @@
    "jspdf-autotable": "^5.0.2",
    "lightgallery": "^2.9.0",
    "lodash": "4.17.23",
+    "lottie-web": "^5.13.0",
    "moment": "^2.29.4",
    "ngx-image-cropper": "^9.1.6",
    "ngx-mat-select-search": "^8.0.2",
@@ -7,16 +7,6 @@
 -->

 <div class="container">
-  <div class="container m-b-20 align-end gap-2px">
-    @if (!viewAccountTransferData.reversed) {
-      <span>
-        <button mat-raised-button color="warn" *mifosxHasPermission="'ADJUST_ACCOUNTTRANSFER'">
-          <fa-icon icon="undo" class="m-r-10"></fa-icon>{{ 'labels.buttons.Undo' | translate }}
-        </button>
-      </span>
-    }
-  </div>
-
  <mat-card>
    <mat-card-content>
      <div class="transfer-container">
@@ -16,6 +16,7 @@ import { AccountingService } from '../../accounting.service';
 import { GLAccount } from 'app/shared/models/general.model';
 import { GlAccountSelectorComponent } from '../../../shared/accounting/gl-account-selector/gl-account-selector.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { accountOptionsForActivity } from '../financial-activity-account-options';

 /**
 * Create financial activity mapping component.
@@ -87,21 +88,11 @@ export class CreateFinancialActivityMappingComponent implements OnInit {
   */
  setGlAccountData() {
    this.financialActivityMappingForm.get('financialActivityId').valueChanges.subscribe((financialActivityId) => {
-      switch (financialActivityId) {
-        case 100:
-        case 101:
-        case 102:
-        case 103:
-          this.glAccountData = this.glAccountOptions.assetAccountOptions;
-          break;
-        case 200:
-        case 201:
-          this.glAccountData = this.glAccountOptions.liabilityAccountOptions;
-          break;
-        case 300:
-          this.glAccountData = this.glAccountOptions.equityAccountOptions;
-          break;
-      }
+      this.glAccountData = accountOptionsForActivity(
+        this.financialActivityData,
+        financialActivityId,
+        this.glAccountOptions
+      );
    });
  }

@@ -16,6 +16,7 @@ import { AccountingService } from '../../accounting.service';
 import { GLAccount } from 'app/shared/models/general.model';
 import { GlAccountSelectorComponent } from '../../../shared/accounting/gl-account-selector/gl-account-selector.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { accountOptionsForActivity } from '../financial-activity-account-options';

 /**
 * Edit financial activity mapping component.
@@ -98,21 +99,11 @@ export class EditFinancialActivityMappingComponent implements OnInit {
   */
  setGLAccountData() {
    this.financialActivityMappingForm.get('financialActivityId').valueChanges.subscribe((financialActivityId) => {
-      switch (financialActivityId) {
-        case 100:
-        case 101:
-        case 102:
-        case 103:
-          this.glAccountData = this.glAccountOptions.assetAccountOptions;
-          break;
-        case 200:
-        case 201:
-          this.glAccountData = this.glAccountOptions.liabilityAccountOptions;
-          break;
-        case 300:
-          this.glAccountData = this.glAccountOptions.equityAccountOptions;
-          break;
-      }
+      this.glAccountData = accountOptionsForActivity(
+        this.financialActivityData,
+        financialActivityId,
+        this.glAccountOptions
+      );
    });
  }

@@ -0,0 +1,38 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/**
+ * The GL accounts a financial activity may be mapped to.
+ *
+ * The activity itself says which kind of account it needs — the template returns `mappedGLAccountType` on every
+ * option — so the answer is read from the activity rather than worked out from its id. The screens used to switch on
+ * the id instead, listing the ones they knew:
+ *
+ *     case 100, 101, 102, 103 → asset
+ *     case 200, 201           → liability
+ *     case 300                → equity
+ *
+ * Every activity added since fell through that switch and left the account dropdown empty, which is how dividendPaid
+ * (202), reserveForDividend (301), distributableProfit (302), retainedProfit (303) and dividendRoundOff (304) became
+ * unmappable — the screen offered no accounts and gave no reason. A list keyed on ids has to be extended by hand for
+ * each new activity, and is silently wrong until someone notices; asking the activity what it needs cannot fall out
+ * of step with the backend.
+ *
+ * @param activities the template's financialActivityOptions
+ * @param activityId the activity the user picked
+ * @param glAccountOptions the template's glAccountOptions, keyed assetAccountOptions / liabilityAccountOptions / …
+ */
+export function accountOptionsForActivity(activities: any[], activityId: number, glAccountOptions: any): any[] {
+  const activity = (activities || []).find((a) => a?.id === activityId);
+  const accountType = activity?.mappedGLAccountType;
+  if (!accountType || !glAccountOptions) {
+    return [];
+  }
+  // ASSET → assetAccountOptions, and so on for LIABILITY, EQUITY, INCOME and EXPENSE.
+  return glAccountOptions[`${accountType.toLowerCase()}AccountOptions`] ?? [];
+}
@@ -279,7 +279,7 @@
    <div class="gl-fgroup">
      <label class="gl-flabel"><fa-icon icon="calendar-alt"></fa-icon> From Date</label>
      <mat-form-field appearance="outline" class="gl-ffield">
-        <input matInput [matDatepicker]="dpFrom" [min]="minDate" [max]="maxDate" [formControl]="transactionDateFrom" />
+        <input matInput [matDatepicker]="dpFrom" [min]="minDate" [formControl]="transactionDateFrom" />
        <mat-datepicker-toggle matSuffix [for]="dpFrom"></mat-datepicker-toggle>
        <mat-datepicker #dpFrom></mat-datepicker>
      </mat-form-field>
@@ -288,7 +288,7 @@
    <div class="gl-fgroup">
      <label class="gl-flabel"><fa-icon icon="calendar-alt"></fa-icon> To Date</label>
      <mat-form-field appearance="outline" class="gl-ffield">
-        <input matInput [matDatepicker]="dpTo" [min]="minDate" [max]="maxDate" [formControl]="transactionDateTo" />
+        <input matInput [matDatepicker]="dpTo" [min]="minDate" [formControl]="transactionDateTo" />
        <mat-datepicker-toggle matSuffix [for]="dpTo"></mat-datepicker-toggle>
        <mat-datepicker #dpTo></mat-datepicker>
      </mat-form-field>
@@ -353,13 +353,7 @@
      <div class="gl-fgroup">
        <label class="gl-flabel"><fa-icon icon="calendar-check"></fa-icon> Submitted From</label>
        <mat-form-field appearance="outline" class="gl-ffield">
-          <input
-            matInput
-            [matDatepicker]="dpSubFrom"
-            [min]="minDate"
-            [max]="maxDate"
-            [formControl]="submittedOnDateFrom"
-          />
+          <input matInput [matDatepicker]="dpSubFrom" [min]="minDate" [formControl]="submittedOnDateFrom" />
          <mat-datepicker-toggle matSuffix [for]="dpSubFrom"></mat-datepicker-toggle>
          <mat-datepicker #dpSubFrom></mat-datepicker>
        </mat-form-field>
@@ -368,7 +362,7 @@
      <div class="gl-fgroup">
        <label class="gl-flabel"><fa-icon icon="calendar-check"></fa-icon> Submitted To</label>
        <mat-form-field appearance="outline" class="gl-ffield">
-          <input matInput [matDatepicker]="dpSubTo" [min]="minDate" [max]="maxDate" [formControl]="submittedOnDateTo" />
+          <input matInput [matDatepicker]="dpSubTo" [min]="minDate" [formControl]="submittedOnDateTo" />
          <mat-datepicker-toggle matSuffix [for]="dpSubTo"></mat-datepicker-toggle>
          <mat-datepicker #dpSubTo></mat-datepicker>
        </mat-form-field>
@@ -539,7 +533,7 @@
  </div>

  <div class="gl-table-shell">
-    <mat-table [dataSource]="dataSource" matSort class="gl-mat-table">
+    <mat-table [dataSource]="dataSource" matSort matSortActive="id" matSortDirection="desc" class="gl-mat-table">
      <!-- #ID -->
      <ng-container matColumnDef="id">
        <mat-header-cell *matHeaderCellDef mat-sort-header class="gl-th">#</mat-header-cell>
@@ -90,7 +90,7 @@ export class SearchJournalEntryComponent implements OnInit, OnDestroy, AfterView

  // ── Misc ──────────────────────────────────────────────────────────────────
  minDate = new Date(2000, 0, 1);
-  maxDate = new Date();
+  maxDate: Date = null;
  /** Accounting features switched off for this installation — see disabled-features.ts. */
  disabledFeatures = DISABLED_ACCOUNTING_FEATURES;

@@ -208,7 +208,7 @@ export class SearchJournalEntryComponent implements OnInit, OnDestroy, AfterView
  }

  ngOnInit() {
-    this.maxDate = this.settingsService.businessDate;
+    this.maxDate = null;
    this.paginator.pageSize = 10;
    this.restoreState();
    this.setFilteredOffices();
@@ -11,6 +11,14 @@ import { Routes, RouterModule } from '@angular/router';

 import { Route } from '../core/route/route.service';
 import { AccountsListComponent } from './accounts-list/accounts-list.component';
+import { PartyMasterComponent } from '../deposits/party-master/party-master.component';
+import { CreatePartyComponent } from '../deposits/party-master/create-party/create-party.component';
+import { DueForClosureComponent } from '../deposits/party-master/due-for-closure/due-for-closure.component';
+import { DailyTransactionEntryComponent } from '../deposits/daily-transaction-entry/daily-transaction-entry.component';
+import { DdsReportsComponent } from '../deposits/dds-reports/dds-reports.component';
+import { ReportViewerComponent } from '../deposits/dds-reports/report-viewer/report-viewer.component';
+import { DdsAccountsComponent } from '../deposits/dds-accounts/dds-accounts.component';
+import { DdsAccountViewComponent } from '../deposits/dds-accounts/dds-account-view/dds-account-view.component';

 const routes: Routes = [
  Route.withShell([
@@ -41,6 +49,59 @@ const routes: Routes = [
            title: 'Recurring Deposit Accounts',
            breadcrumb: 'Recurring Deposit Accounts'
          }
+        },
+        {
+          path: 'dds',
+          data: { title: 'Daily Deposit Scheme — Party Master', breadcrumb: 'Party Master' },
+          children: [
+            { path: '', component: PartyMasterComponent },
+            {
+              path: 'create',
+              component: CreatePartyComponent,
+              data: { title: 'Create Party', breadcrumb: 'Create' }
+            },
+            {
+              // Ahead of the :partyId routes, so "dueforclosure" is not read as a party id.
+              path: 'dueforclosure',
+              component: DueForClosureComponent,
+              data: { title: 'Accounts Due for Closure', breadcrumb: 'Due for Closure' }
+            },
+            {
+              path: ':partyId/edit',
+              component: CreatePartyComponent,
+              data: { title: 'Edit Party', breadcrumb: 'Edit' }
+            }
+          ]
+        },
+        {
+          // The DDS accounts listed like Savings Accounts, each opening onto its transactions.
+          path: 'dds-accounts',
+          data: { title: 'DDS Accounts', breadcrumb: 'DDS Accounts' },
+          children: [
+            { path: '', component: DdsAccountsComponent },
+            {
+              path: ':partyId',
+              component: DdsAccountViewComponent,
+              data: { title: 'DDS Account', breadcrumb: 'Account', routeParamBreadcrumb: false }
+            }
+          ]
+        },
+        {
+          path: 'dds-collection',
+          component: DailyTransactionEntryComponent,
+          data: { title: 'Daily Transaction Entry', breadcrumb: 'Daily Transaction Entry' }
+        },
+        {
+          path: 'dds-reports',
+          data: { title: 'DDS Reports', breadcrumb: 'DDS Reports' },
+          children: [
+            { path: '', component: DdsReportsComponent },
+            {
+              path: 'view/:reportName',
+              component: ReportViewerComponent,
+              data: { title: 'DDS Report', breadcrumb: 'reportName', routeParamBreadcrumb: 'reportName' }
+            }
+          ]
        }
      ]
    }
@@ -74,6 +74,22 @@ export class AccountsService {
    return this.http.get('/fixeddepositaccounts', { params: httpParams });
  }

+  /**
+   * FD Dashboard's data source: every ACTIVE FD, id/account/client/product identity, maturity date
+   * and deposit/maturity amounts only. Deliberately a separate, narrow endpoint rather than
+   * getFixedDepositAccounts() above -- that one's backend query joins in six more tables (audit
+   * who-did-what-when, currency, tax group) an unbounded dashboard fetch does not need, over columns
+   * that had no index until this feature added one (see backend migration 0571).
+   */
+  getFixedDepositMaturityDashboard(): Observable<any> {
+    return this.http.get('/fixeddepositaccounts/maturity-dashboard');
+  }
+
+  /** RD Dashboard: running RDs with their installment position, closures and penalty income for the month. */
+  getRecurringDepositDashboard(): Observable<any> {
+    return this.http.get('/recurringdepositaccounts/dashboard');
+  }
+
  getRecurringDepositAccounts(params: AccountListParams = {}): Observable<any> {
    let httpParams = new HttpParams()
      .set('paged', 'true')
@@ -34,6 +34,17 @@ export class AmlService {
    return this.http.post(`/aml/alerts/${alertId}/review`, { disposition, notes });
  }

+  /**
+   * Decides named rules within one alert, leaving its other rules open.
+   *
+   * <p>
+   * The alert's own status follows from what is left undecided, so it is not sent: whitelisting five of six rules
+   * leaves the alert open on the sixth.
+   */
+  reviewAlertRules(alertId: number, ruleCodes: string[], disposition: string, notes: string): Observable<any> {
+    return this.http.post(`/aml/alerts/${alertId}/review`, { disposition, notes, ruleCodes });
+  }
+
  // ═══ Recurring-alert review queue ═══

  /**
@@ -141,4 +152,38 @@ export class AmlService {
  getRiskCategoryHistory(clientId: number): Observable<any[]> {
    return this.http.get<any[]>(`/clients/${clientId}/risk-category-history`);
  }
+
+  // ═══ Risk-category changes (maker-checker) ═══
+  //
+  // The rating decides how often a customer is re-KYC'd and what AML thresholds apply to them, so
+  // it moves only once a checker agrees rather than on one officer's say-so.
+
+  /** @param requestedCategory 1 Low, 2 Medium, 3 High */
+  requestRiskChange(clientId: number, requestedCategory: number, reason: string): Observable<any> {
+    return this.http.post('/aml/risk-change-requests', { clientId, requestedCategory, reason });
+  }
+
+  getRiskChangeRequests(status?: string): Observable<any[]> {
+    const params = status ? new HttpParams().set('status', status) : undefined;
+    return this.http.get<any[]>('/aml/risk-change-requests', { params });
+  }
+
+  approveRiskChange(requestId: number): Observable<any> {
+    return this.http.post(`/aml/risk-change-requests/${requestId}/approve`, {});
+  }
+
+  rejectRiskChange(requestId: number, rejectionReason: string): Observable<any> {
+    return this.http.post(`/aml/risk-change-requests/${requestId}/reject`, { rejectionReason });
+  }
+
+  /**
+   * The latest behaviour window for each customer, as the nightly job computed it.
+   *
+   * One row per customer carrying the review period's figures and the rating they suggest. The Risk Review report
+   * prefers these over its own per-alert reckoning, because a rating describes a period rather than the handful of
+   * transactions that happened to trip a rule.
+   */
+  getBehaviourWindows(): Observable<any[]> {
+    return this.http.get<any[]>('/risk-review/behaviour-windows');
+  }
 }
@@ -63,6 +63,8 @@ import { CfcfrmsModule } from './cfcfrms/cfcfrms.module';
 import { BankCalendarModule } from './bank-calendar/bank-calendar.module';
 import { DeafModule } from './deaf/deaf.module';
 import { SavingsDailyInterestModule } from './savings-daily-interest/savings-daily-interest.module';
+import { FdDashboardModule } from './fd-dashboard/fd-dashboard.module';
+import { RdDashboardModule } from './rd-dashboard/rd-dashboard.module';
 import { DicgcModule } from './dicgc/dicgc.module';
 import { FiuModule } from './fiu/fiu.module';
 import { GlReportsModule } from './gl-reports/gl-reports.module';
@@ -95,6 +97,7 @@ import { TokenInterceptor as ZitadelTokenInterceptor } from './zitadel/token.int
 import { AuthService } from './zitadel/auth.service';
 import { environment } from '../environments/environment';
 import { CallbackComponent } from './zitadel/callback/callback.component';
+import { LoadingScreenComponent } from './shared/loading-screen/loading-screen.component';
 import { OAuthModule } from 'angular-oauth2-oidc';

 export class CustomMissingTranslationHandler implements MissingTranslationHandler {
@@ -176,6 +179,8 @@ export function HttpLoaderFactory(http: HttpClient) {
    BankCalendarModule,
    DeafModule,
    SavingsDailyInterestModule,
+    FdDashboardModule,
+    RdDashboardModule,
    DicgcModule,
    FiuModule,
    GlReportsModule,
@@ -193,6 +198,7 @@ export function HttpLoaderFactory(http: HttpClient) {
    AppRoutingModule,
    NotFoundComponent,
    CallbackComponent,
+    LoadingScreenComponent,
    OAuthModule.forRoot()
  ],
  providers: [
@@ -44,8 +44,11 @@
    <div class="cal-stat sat2nd4th">
      <fa-icon icon="calendar-times" class="cal-stat__icon"></fa-icon>
      <div class="cal-stat__info">
-        <div class="cal-stat__value">{{ overallStats.sat2nd4th }}</div>
-        <div class="cal-stat__label">2nd &amp; 4th Sat</div>
+        <div class="cal-stat__value">{{ overallStats.sat2nd4th + overallStats.weeklyOff }}</div>
+        <div class="cal-stat__label">
+          {{ saturdayIsWorkingDay ? '2nd & 4th Sat' : 'Saturdays'
+          }}{{ overallStats.weeklyOff > 0 ? ' / Weekly Off' : '' }}
+        </div>
      </div>
    </div>
    <div class="cal-stat holidays">
@@ -69,7 +72,11 @@
    <div class="cal-legend__items">
      <div class="cal-legend__item"><span class="cal-legend__dot working"></span> Working Day</div>
      <div class="cal-legend__item"><span class="cal-legend__dot sunday"></span> Sunday</div>
-      <div class="cal-legend__item"><span class="cal-legend__dot sat2nd4th"></span> 2nd / 4th Saturday</div>
+      <div class="cal-legend__item">
+        <span class="cal-legend__dot sat2nd4th"></span>
+        {{ saturdayIsWorkingDay ? '2nd / 4th Saturday' : 'Saturday'
+        }}{{ overallStats.weeklyOff > 0 ? ' / Weekly Off' : '' }}
+      </div>
      <div class="cal-legend__item"><span class="cal-legend__dot holiday"></span> Holiday</div>
      <div class="cal-legend__item"><span class="cal-legend__dot today"></span> Today</div>
    </div>
@@ -319,7 +326,9 @@
              [class.cal-grid__day--other]="!day.isCurrentMonth"
              [class.cal-grid__day--today]="day.isToday"
              [class.cal-grid__day--sunday]="day.isSunday && day.isCurrentMonth"
-              [class.cal-grid__day--sat2nd4th]="(day.is2ndSaturday || day.is4thSaturday) && day.isCurrentMonth"
+              [class.cal-grid__day--sat2nd4th]="
+                (day.is2ndSaturday || day.is4thSaturday || day.isWeeklyOff) && day.isCurrentMonth
+              "
              [class.cal-grid__day--holiday]="day.isHoliday && day.isCurrentMonth"
              [class.cal-grid__day--working]="day.isWorking && day.isCurrentMonth"
              [matTooltip]="
@@ -328,9 +337,11 @@
                  ? '2nd Saturday Off'
                  : day.is4thSaturday
                    ? '4th Saturday Off'
-                    : day.isSunday && day.isCurrentMonth
-                      ? 'Sunday'
-                      : '')
+                    : day.isWeeklyOff && day.isCurrentMonth
+                      ? weekDays[day.dayOfWeek] + ' Off (Working Days)'
+                      : day.isSunday && day.isCurrentMonth
+                        ? 'Sunday'
+                        : '')
              "
            >
              {{ day.isCurrentMonth ? day.date : '' }}
@@ -343,10 +354,15 @@
          @if (month.holidays > 0) {
            <span class="summary-tag holiday">{{ month.holidays }} Holiday{{ month.holidays > 1 ? 's' : '' }}</span>
          }
-          <span class="summary-tag sun">{{ month.sundays }} Sun</span>
+          @if (month.sundays > 0) {
+            <span class="summary-tag sun">{{ month.sundays }} Sun</span>
+          }
          @if (month.secondFourthSat > 0) {
            <span class="summary-tag sat">{{ month.secondFourthSat }} Sat Off</span>
          }
+          @if (month.weeklyOff > 0) {
+            <span class="summary-tag sat">{{ month.weeklyOff }} Weekly Off</span>
+          }
        </div>
      </div>
    }
@@ -63,6 +63,8 @@ interface CalendarDay {
  isSunday: boolean;
  is2ndSaturday: boolean;
  is4thSaturday: boolean;
+  /** Off every week because Admin > Working Days leaves this weekday out (Sunday aside). */
+  isWeeklyOff: boolean;
  holidayName?: string;
  dayOfWeek: number; // 0=Sun, 6=Sat
 }
@@ -76,9 +78,23 @@ interface MonthData {
  nonWorkingDays: number;
  holidays: number;
  sundays: number;
+  /** Saturdays off: the 2nd and 4th when Saturday is a working day, every one when it is not. */
  secondFourthSat: number;
+  /** Other weekdays off every week because Working Days leaves them out. */
+  weeklyOff: number;
 }

+/** Weekday codes in Date#getDay() order, as used by the /workingdays recurrence (BYDAY=MO,TU,...). */
+const DAY_CODES = [
+  'SU',
+  'MO',
+  'TU',
+  'WE',
+  'TH',
+  'FR',
+  'SA'
+];
+
@Component({
  selector: 'mifosx-bank-calendar',
  templateUrl: './bank-calendar.component.html',
@@ -118,7 +134,7 @@ export class BankCalendarComponent implements OnInit {
  ];
  workingDaysConfig: string[] = [];
  holidays: any[] = [];
-  overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, totalDays: 0 };
+  overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, weeklyOff: 0, totalDays: 0 };

  // ───── Holiday list (office-wise) ─────
  offices: OfficeLite[] = [];
@@ -202,7 +218,8 @@ export class BankCalendarComponent implements OnInit {
  }

  private loadWorkingDays() {
-    // Default Indian banking working days: Mon-Sat (Sun off, 2nd & 4th Sat off)
+    // Default Indian banking working days: Mon-Sat (Sun off, 2nd & 4th Sat off), used until
+    // Admin > Working Days answers, or if it cannot be read.
    this.workingDaysConfig = [
      'MO',
      'TU',
@@ -215,6 +232,19 @@ export class BankCalendarComponent implements OnInit {
    this.buildCalendar();
    this.rebuildHolidayRows();

+    // The calendar has to agree with Admin > Working Days: a weekday unticked there is off every
+    // week here too.
+    this.organizationService.getWorkingDays().subscribe({
+      next: (data: any) => {
+        const configured = this.parseWorkingDays(data?.recurrence);
+        if (configured.length > 0) {
+          this.workingDaysConfig = configured;
+          this.buildCalendar();
+        }
+      },
+      error: () => {}
+    });
+
    // Pull offices then fan-out a per-office holiday fetch so each office's
    // calendar entries are surfaced in the list panel (calendar grid still
    // unions everything for the year-at-a-glance view).
@@ -273,6 +303,23 @@ export class BankCalendarComponent implements OnInit {
    });
  }

+  /** Weekday codes out of a recurrence such as "FREQ=WEEKLY;INTERVAL=1;BYDAY=MO,TU,WE,TH,FR". */
+  private parseWorkingDays(recurrence: string | undefined): string[] {
+    const byDay = /BYDAY=([^;]*)/.exec(recurrence || '');
+    if (!byDay) {
+      return [];
+    }
+    return byDay[1]
+      .split(',')
+      .map((d) => d.trim().toUpperCase())
+      .filter((d) => DAY_CODES.includes(d));
+  }
+
+  /** True when Admin > Working Days counts Saturday as a working day (so only the 2nd and 4th are off). */
+  get saturdayIsWorkingDay(): boolean {
+    return this.workingDaysConfig.includes('SA');
+  }
+
  /** Flatten the holidays array into a presentable list with office labels. */
  private rebuildHolidayRows(): void {
    this.holidayRows = this.holidays.map((h: any) => {
@@ -511,7 +558,15 @@ export class BankCalendarComponent implements OnInit {

  buildCalendar() {
    this.months = [];
-    this.overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, totalDays: 0 };
+    this.overallStats = {
+      working: 0,
+      nonWorking: 0,
+      holidays: 0,
+      sundays: 0,
+      sat2nd4th: 0,
+      weeklyOff: 0,
+      totalDays: 0
+    };

    for (let m = 0; m < 12; m++) {
      const monthData = this.buildMonth(m, this.currentYear);
@@ -521,6 +576,7 @@ export class BankCalendarComponent implements OnInit {
      this.overallStats.holidays += monthData.holidays;
      this.overallStats.sundays += monthData.sundays;
      this.overallStats.sat2nd4th += monthData.secondFourthSat;
+      this.overallStats.weeklyOff += monthData.weeklyOff;
    }
    this.overallStats.totalDays = this.overallStats.working + this.overallStats.nonWorking;
  }
@@ -552,6 +608,7 @@ export class BankCalendarComponent implements OnInit {
    let holidayCount = 0;
    let sundayCount = 0;
    let sat2nd4thCount = 0;
+    let weeklyOffCount = 0;

    // Previous month padding
    const prevMonthDays = new Date(year, month, 0).getDate();
@@ -567,6 +624,7 @@ export class BankCalendarComponent implements OnInit {
        isSunday: false,
        is2ndSaturday: false,
        is4thSaturday: false,
+        isWeeklyOff: false,
        dayOfWeek: (startDayOfWeek - i - 1 + 7) % 7
      });
    }
@@ -576,24 +634,29 @@ export class BankCalendarComponent implements OnInit {
    for (let d = 1; d <= daysInMonth; d++) {
      const date = new Date(year, month, d);
      const dow = date.getDay();
-      const isSunday = dow === 0;
      const isSaturday = dow === 6;
+      const isWorkingWeekday = this.workingDaysConfig.includes(DAY_CODES[dow]);
+      const isSunday = dow === 0 && !isWorkingWeekday;

      if (isSaturday) saturdayCount++;

-      const is2ndSat = isSaturday && saturdayCount === 2;
-      const is4thSat = isSaturday && saturdayCount === 4;
+      // RBI: when Saturday is a working day the 2nd and 4th are still off. When Working Days leaves
+      // Saturday out, every Saturday is a weekly off instead.
+      const is2ndSat = isSaturday && isWorkingWeekday && saturdayCount === 2;
+      const is4thSat = isSaturday && isWorkingWeekday && saturdayCount === 4;
+      const isWeeklyOff = dow !== 0 && !isWorkingWeekday;
      const isToday = date.toDateString() === today.toDateString();

      // Check if holiday
      const holiday = this.getHolidayForDate(year, month, d);
      const isHoliday = !!holiday;

-      // Non-working: Sunday, 2nd Sat, 4th Sat, or holiday
-      const isNonWorking = isSunday || is2ndSat || is4thSat || isHoliday;
+      // Non-working: Sunday, 2nd Sat, 4th Sat, a weekly off from Working Days, or holiday
+      const isNonWorking = isSunday || is2ndSat || is4thSat || isWeeklyOff || isHoliday;

      if (isSunday) sundayCount++;
-      if (is2ndSat || is4thSat) sat2nd4thCount++;
+      if (is2ndSat || is4thSat || (isSaturday && isWeeklyOff)) sat2nd4thCount++;
+      if (isWeeklyOff && !isSaturday) weeklyOffCount++;
      if (isHoliday) holidayCount++;

      if (isNonWorking) {
@@ -613,6 +676,7 @@ export class BankCalendarComponent implements OnInit {
        isSunday,
        is2ndSaturday: is2ndSat,
        is4thSaturday: is4thSat,
+        isWeeklyOff,
        holidayName: holiday?.name,
        dayOfWeek: dow
      });
@@ -632,6 +696,7 @@ export class BankCalendarComponent implements OnInit {
        isSunday: false,
        is2ndSaturday: false,
        is4thSaturday: false,
+        isWeeklyOff: false,
        dayOfWeek: days.length % 7
      });
    }
@@ -645,7 +710,8 @@ export class BankCalendarComponent implements OnInit {
      nonWorkingDays: nonWorkingCount,
      holidays: holidayCount,
      sundays: sundayCount,
-      secondFourthSat: sat2nd4thCount
+      secondFourthSat: sat2nd4thCount,
+      weeklyOff: weeklyOffCount
    };
  }

@@ -0,0 +1,154 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+<div class="bor-root">
+  <div class="bor-head">
+    <div class="bor-head-left">
+      <fa-icon icon="gavel" class="bor-head-ic"></fa-icon>
+      <div>
+        <h2 class="bor-head-t">Board of Resolution Register — Share Capital</h2>
+        <p class="bor-head-s">
+          Every share account with the board resolution that authorised the allotment. Accounts with no resolution on
+          record sort to the top.
+        </p>
+      </div>
+    </div>
+    <button
+      class="bor-btn bor-btn--xls"
+      type="button"
+      [disabled]="exporting || !filtered.length"
+      (click)="exportExcel()"
+    >
+      <fa-icon icon="file-excel"></fa-icon>
+      {{ exporting ? 'Exporting…' : 'Export' }}
+    </button>
+  </div>
+
+  @if (loading) {
+    <div class="bor-note">Loading the register…</div>
+  } @else if (loadError) {
+    <div class="bor-note bor-note--warn"><fa-icon icon="exclamation-triangle"></fa-icon> {{ loadError }}</div>
+  }
+
+  @if (!loading && !loadError) {
+    <!-- Counted over the whole register, not the filtered view: it is a standing figure the
+         secretary acts on, and hiding it behind a filter would hide the problem. -->
+    @if (missingResolutionCount > 0) {
+      <div class="bor-note bor-note--warn">
+        <fa-icon icon="exclamation-triangle"></fa-icon>
+        {{ missingResolutionCount }} share account{{ missingResolutionCount === 1 ? '' : 's' }} carr{{
+          missingResolutionCount === 1 ? 'ies' : 'y'
+        }}
+        no resolution number. Share capital allotted without a board resolution cannot be evidenced to the Registrar.
+      </div>
+    }
+
+    <div class="bor-kpis">
+      <div class="bor-kpi">
+        <div class="bor-kpi-n">{{ filtered.length | number }}</div>
+        <div class="bor-kpi-l">Share Accounts</div>
+      </div>
+      <div class="bor-kpi bor-kpi--blue">
+        <div class="bor-kpi-n">{{ distinctResolutions | number }}</div>
+        <div class="bor-kpi-l">Resolutions</div>
+      </div>
+      <div class="bor-kpi bor-kpi--green">
+        <div class="bor-kpi-n">{{ totalShares | number }}</div>
+        <div class="bor-kpi-l">Shares Allotted</div>
+      </div>
+      <div class="bor-kpi bor-kpi--amber">
+        <div class="bor-kpi-n">&#8377;{{ totalValue | number: '1.0-0' }}</div>
+        <div class="bor-kpi-l">Share Value</div>
+      </div>
+    </div>
+
+    <div class="bor-filters">
+      <div class="bor-filter">
+        <label>Resolution No.</label>
+        <input class="bor-inp" type="text" [(ngModel)]="filterResolution" placeholder="e.g. BOR/2026-27/001" />
+      </div>
+      <div class="bor-filter">
+        <label>Branch</label>
+        <select class="bor-inp" [(ngModel)]="filterBranch">
+          <option value="">All branches</option>
+          @for (b of branches; track b) {
+            <option [value]="b">{{ b }}</option>
+          }
+        </select>
+      </div>
+      <div class="bor-filter">
+        <label>Status</label>
+        <select class="bor-inp" [(ngModel)]="filterStatus">
+          <option [ngValue]="''">Any status</option>
+          @for (s of statuses; track s) {
+            <option [ngValue]="s">{{ statusText(s) }}</option>
+          }
+        </select>
+      </div>
+      <div class="bor-filter bor-filter--grow">
+        <label>Search</label>
+        <input class="bor-inp" type="text" [(ngModel)]="search" placeholder="Member name, share A/c or CIF…" />
+      </div>
+      <label class="bor-check">
+        <input type="checkbox" [(ngModel)]="missingOnly" />
+        No resolution only
+      </label>
+      <button class="bor-btn" type="button" (click)="resetFilters()"><fa-icon icon="undo"></fa-icon> Reset</button>
+    </div>
+
+    <div class="bor-table-wrap">
+      <table class="bor-table">
+        <thead>
+          <tr>
+            <th>Resolution No.</th>
+            <th>Resolution Date</th>
+            <th>Share A/c No.</th>
+            <th>CIF No.</th>
+            <th>Member Name</th>
+            <th>Branch</th>
+            <th>Product</th>
+            <th class="num">Shares</th>
+            <th class="num">Share Value</th>
+            <th class="num">Tranches</th>
+            <th>Status</th>
+            <th>Activated On</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (r of filtered; track r.shareAccountId) {
+            <tr [class.bor-row--missing]="!r.resolutionNumber">
+              <td>
+                @if (r.resolutionNumber) {
+                  <strong class="bor-res">{{ r.resolutionNumber }}</strong>
+                } @else {
+                  <span class="bor-missing">Not recorded</span>
+                }
+              </td>
+              <td class="mono">{{ r.resolutionDate || '—' }}</td>
+              <td class="mono">{{ r.accountNo }}</td>
+              <td class="mono">{{ r.cifNumber || '—' }}</td>
+              <td>{{ r.clientName }}</td>
+              <td>{{ r.officeName || '—' }}</td>
+              <td>{{ r.productName || '—' }}</td>
+              <td class="num">{{ r.approvedShares | number }}</td>
+              <td class="num strong">{{ r.shareValue | number: '1.2-2' }}</td>
+              <td class="num">{{ r.trancheCount }}</td>
+              <td>
+                <span [class]="statusClass(r.statusEnum)">{{ statusText(r.statusEnum) }}</span>
+              </td>
+              <td class="mono">{{ r.activatedDate || '—' }}</td>
+            </tr>
+          } @empty {
+            <tr>
+              <td colspan="12" class="bor-empty">No share account matches the filters.</td>
+            </tr>
+          }
+        </tbody>
+      </table>
+    </div>
+  }
+</div>
@@ -0,0 +1,313 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.bor-root {
+  padding: 20px 24px 40px;
+  background: #f8fafc;
+  min-height: 100%;
+}
+
+.bor-head {
+  display: flex;
+  align-items: flex-start;
+  justify-content: space-between;
+  gap: 16px;
+  margin-bottom: 18px;
+}
+
+.bor-head-left {
+  display: flex;
+  align-items: flex-start;
+  gap: 12px;
+}
+
+.bor-head-ic {
+  font-size: 26px;
+  color: #0f4f3c;
+  margin-top: 2px;
+}
+
+.bor-head-t {
+  margin: 0 0 3px;
+  font-size: 20px;
+  font-weight: 700;
+  color: #1e293b;
+}
+
+.bor-head-s {
+  margin: 0;
+  max-width: 780px;
+  font-size: 13px;
+  line-height: 1.5;
+  color: #64748b;
+}
+
+.bor-note {
+  display: flex;
+  align-items: flex-start;
+  gap: 9px;
+  padding: 11px 14px;
+  margin-bottom: 14px;
+  border: 1px solid #bfdbfe;
+  border-radius: 9px;
+  background: #eff6ff;
+  color: #1e3a8a;
+  font-size: 12.5px;
+  line-height: 1.55;
+
+  fa-icon {
+    flex: 0 0 auto;
+    margin-top: 1px;
+  }
+
+  /* An allotment with no resolution behind it is the finding, not a detail. */
+  &--warn {
+    border-color: #fde68a;
+    background: #fffbeb;
+    color: #92400e;
+
+    fa-icon {
+      color: #d97706;
+    }
+  }
+}
+
+.bor-kpis {
+  display: grid;
+  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
+  gap: 12px;
+  margin-bottom: 16px;
+}
+
+.bor-kpi {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-left: 4px solid #0f4f3c;
+  border-radius: 11px;
+  padding: 12px 16px;
+
+  &--blue {
+    border-left-color: #2563eb;
+  }
+
+  &--green {
+    border-left-color: #15803d;
+  }
+
+  &--amber {
+    border-left-color: #d97706;
+  }
+}
+
+.bor-kpi-n {
+  font-size: 22px;
+  font-weight: 700;
+  color: #1e293b;
+  line-height: 1.2;
+}
+
+.bor-kpi-l {
+  font-size: 12px;
+  color: #64748b;
+  margin-top: 2px;
+}
+
+.bor-filters {
+  display: flex;
+  flex-wrap: wrap;
+  align-items: flex-end;
+  gap: 12px;
+  padding: 14px 16px;
+  margin-bottom: 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 11px;
+}
+
+.bor-filter {
+  display: flex;
+  flex-direction: column;
+  gap: 4px;
+
+  label {
+    font-size: 10.5px;
+    font-weight: 700;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  &--grow {
+    flex: 1 1 240px;
+  }
+}
+
+.bor-inp {
+  height: 34px;
+  min-width: 170px;
+  padding: 0 10px;
+  border: 1px solid #cbd5e1;
+  border-radius: 7px;
+  font: inherit;
+  font-size: 13px;
+  color: #1e293b;
+  background: #fff;
+
+  &:focus {
+    outline: 2px solid #2563eb;
+    outline-offset: -1px;
+  }
+}
+
+.bor-check {
+  display: flex;
+  align-items: center;
+  gap: 6px;
+  height: 34px;
+  font-size: 12.5px;
+  color: #334155;
+  cursor: pointer;
+}
+
+.bor-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 7px;
+  height: 34px;
+  padding: 0 14px;
+  border: 1px solid #cbd5e1;
+  border-radius: 7px;
+  background: #fff;
+  font: inherit;
+  font-size: 12.5px;
+  font-weight: 600;
+  color: #334155;
+  cursor: pointer;
+
+  &:hover:not(:disabled) {
+    background: #f1f5f9;
+  }
+
+  &:disabled {
+    opacity: 0.55;
+    cursor: default;
+  }
+
+  &--xls {
+    border-color: #15803d;
+    background: #16a34a;
+    color: #fff;
+
+    &:hover:not(:disabled) {
+      background: #15803d;
+    }
+  }
+}
+
+.bor-table-wrap {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 11px;
+  overflow-x: auto;
+}
+
+.bor-table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 12.5px;
+
+  th {
+    text-align: left;
+    padding: 10px;
+    background: #f1f5f9;
+    font-size: 10.5px;
+    font-weight: 700;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+    color: #475569;
+    white-space: nowrap;
+    border-bottom: 1px solid #e2e8f0;
+  }
+
+  td {
+    padding: 11px 10px;
+    border-bottom: 1px solid #f1f5f9;
+    vertical-align: middle;
+    color: #334155;
+  }
+
+  .num {
+    text-align: right;
+    font-family: 'DM Mono', monospace;
+  }
+
+  .mono {
+    font-family: 'DM Mono', monospace;
+  }
+
+  .strong {
+    font-weight: 700;
+  }
+
+  tbody tr:hover {
+    background: #f8fafc;
+  }
+}
+
+/* The row an auditor is looking for, marked in the table as well as counted above it. */
+.bor-row--missing {
+  background: #fffbeb;
+}
+
+.bor-res {
+  color: #0f4f3c;
+  font-family: 'DM Mono', monospace;
+}
+
+.bor-missing {
+  display: inline-block;
+  padding: 2px 8px;
+  border-radius: 999px;
+  background: #fef3c7;
+  color: #92400e;
+  font-size: 11px;
+  font-weight: 700;
+}
+
+.bor-status {
+  display: inline-block;
+  padding: 2px 9px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 700;
+  background: #f1f5f9;
+  color: #475569;
+
+  &--active {
+    background: #dcfce7;
+    color: #15803d;
+  }
+
+  &--submitted,
+  &--approved {
+    background: #fef3c7;
+    color: #b45309;
+  }
+
+  &--rejected,
+  &--closed {
+    background: #fee2e2;
+    color: #b91c1c;
+  }
+}
+
+.bor-empty {
+  padding: 30px;
+  text-align: center;
+  color: #94a3b8;
+}
@@ -0,0 +1,221 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { FormsModule } from '@angular/forms';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+import { exportWorkbook } from '../cashier/cashier-export';
+import { BorRegisterRow, BorReportService } from './bor-report.service';
+
+/** m_share_account.status_enum, as the register labels it. */
+const STATUS_LABEL: Record<number, string> = {
+  100: 'Submitted',
+  200: 'Approved',
+  300: 'Active',
+  400: 'Rejected',
+  500: 'Closed',
+  600: 'Inactive'
+};
+
+/**
+ * The Board of Resolution register for share capital.
+ *
+ * A co-operative allots shares only under a board resolution, and this is the list the Registrar or
+ * an auditor asks for: every member's holding against the resolution that authorised it. The
+ * account with no resolution recorded is the point of the register, so it sorts to the top and is
+ * counted on its own rather than being left to be noticed.
+ */
+@Component({
+  selector: 'mifosx-bor-report',
+  templateUrl: './bor-report.component.html',
+  styleUrls: ['./bor-report.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FaIconComponent,
+    FormsModule
+  ]
+})
+export class BorReportComponent implements OnInit {
+  private borService = inject(BorReportService);
+
+  readonly statusLabel = STATUS_LABEL;
+
+  rows: BorRegisterRow[] = [];
+  loading = false;
+  loadError = '';
+
+  /** '' = every status. */
+  filterStatus: number | '' = '';
+  filterBranch = '';
+  filterResolution = '';
+  search = '';
+  /** Only the accounts with no resolution on file — the ones that need chasing. */
+  missingOnly = false;
+
+  exporting = false;
+
+  ngOnInit(): void {
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.loadError = '';
+    this.borService.getRegister().subscribe({
+      next: (rows) => {
+        this.loading = false;
+        this.rows = rows;
+      },
+      error: (err: any) => {
+        this.loading = false;
+        this.rows = [];
+        this.loadError = err?.error?.defaultUserMessage || 'Could not load the BOR register.';
+      }
+    });
+  }
+
+  /** Branches present in the data, so the filter offers only what can actually be selected. */
+  get branches(): string[] {
+    return [...new Set(this.rows.map((r) => r.officeName).filter(Boolean))].sort();
+  }
+
+  get statuses(): number[] {
+    return [...new Set(this.rows.map((r) => r.statusEnum))].sort((a, b) => a - b);
+  }
+
+  get filtered(): BorRegisterRow[] {
+    const needle = this.search.trim().toLowerCase();
+    const resolutionNeedle = this.filterResolution.trim().toLowerCase();
+    return this.rows.filter((r) => {
+      if (this.filterStatus !== '' && r.statusEnum !== this.filterStatus) {
+        return false;
+      }
+      if (this.filterBranch && r.officeName !== this.filterBranch) {
+        return false;
+      }
+      if (this.missingOnly && r.resolutionNumber) {
+        return false;
+      }
+      if (resolutionNeedle && !r.resolutionNumber.toLowerCase().includes(resolutionNeedle)) {
+        return false;
+      }
+      if (
+        needle &&
+        !(
+          r.clientName.toLowerCase().includes(needle) ||
+          r.accountNo.toLowerCase().includes(needle) ||
+          r.cifNumber.toLowerCase().includes(needle)
+        )
+      ) {
+        return false;
+      }
+      return true;
+    });
+  }
+
+  get totalShares(): number {
+    return this.filtered.reduce((s, r) => s + r.approvedShares, 0);
+  }
+
+  get totalValue(): number {
+    return this.filtered.reduce((s, r) => s + r.shareValue, 0);
+  }
+
+  /** How many resolutions the filtered holdings were authorised under. */
+  get distinctResolutions(): number {
+    return new Set(this.filtered.map((r) => r.resolutionNumber).filter(Boolean)).size;
+  }
+
+  get missingResolutionCount(): number {
+    return this.rows.filter((r) => !r.resolutionNumber).length;
+  }
+
+  statusText(statusEnum: number): string {
+    return STATUS_LABEL[statusEnum] || '—';
+  }
+
+  statusClass(statusEnum: number): string {
+    return 'bor-status bor-status--' + (STATUS_LABEL[statusEnum] || 'unknown').toLowerCase();
+  }
+
+  resetFilters(): void {
+    this.filterStatus = '';
+    this.filterBranch = '';
+    this.filterResolution = '';
+    this.search = '';
+    this.missingOnly = false;
+  }
+
+  async exportExcel(): Promise<void> {
+    this.exporting = true;
+    try {
+      const rows = this.filtered;
+      await exportWorkbook(
+        [
+          {
+            sheetName: 'BOR Register',
+            title: 'Board of Resolution Register — Share Capital',
+            subtitle: `${rows.length} share account(s) · ${this.distinctResolutions} resolution(s) · ${this.totalShares} shares`,
+            headers: [
+              'Resolution No.',
+              'Resolution Date',
+              'Share A/c No.',
+              'CIF No.',
+              'Member Name',
+              'Branch',
+              'Product',
+              'Shares',
+              'Unit Price',
+              'Share Value',
+              'Tranches',
+              'Status',
+              'Activated On'
+            ],
+            widths: [
+              20,
+              16,
+              18,
+              16,
+              30,
+              18,
+              18,
+              10,
+              12,
+              14,
+              10,
+              12,
+              14
+            ],
+            rows: rows.map((r) => [
+              // Named rather than left blank, because an empty cell in a filing reads as an
+              // oversight in the export rather than a gap in the register.
+              r.resolutionNumber || 'NOT RECORDED',
+              r.resolutionDate || '—',
+              r.accountNo,
+              r.cifNumber,
+              r.clientName,
+              r.officeName,
+              r.productName,
+              r.approvedShares,
+              r.unitPrice,
+              r.shareValue,
+              r.trancheCount,
+              this.statusText(r.statusEnum),
+              r.activatedDate || '—'
+            ])
+          }
+        ],
+        'BOR-Register'
+      );
+    } finally {
+      this.exporting = false;
+    }
+  }
+}
@@ -0,0 +1,94 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/** Angular Imports */
+import { Injectable, inject } from '@angular/core';
+import { HttpClient, HttpParams } from '@angular/common/http';
+import { Observable, map } from 'rxjs';
+
+/** Custom Helpers */
+import { toIsoDate } from '../core/utils/api-date';
+
+/** One share account and the board resolution that authorised it. */
+export interface BorRegisterRow {
+  shareAccountId: number;
+  accountNo: string;
+  clientId: number;
+  cifNumber: string;
+  clientName: string;
+  officeId: number | null;
+  officeName: string;
+  productName: string;
+  currencyCode: string;
+  statusEnum: number;
+  approvedShares: number;
+  pendingShares: number;
+  unitPrice: number;
+  shareValue: number;
+  resolutionNumber: string;
+  /** ISO date, or '' where no meeting date was ever recorded against the allotment. */
+  resolutionDate: string;
+  /** How many purchase tranches make up the holding. */
+  trancheCount: number;
+  submittedDate: string;
+  approvedDate: string;
+  activatedDate: string;
+  closedDate: string;
+}
+
+/**
+ * The BOR register.
+ *
+ * One call returns every account with its resolution. The share allotment report next door fetches
+ * each account separately and stops at two hundred, which is a limit on a register rather than on a
+ * page of one.
+ */
+@Injectable({ providedIn: 'root' })
+export class BorReportService {
+  private http = inject(HttpClient);
+
+  getRegister(status?: number, officeId?: number): Observable<BorRegisterRow[]> {
+    let params = new HttpParams();
+    if (status != null) {
+      params = params.set('status', String(status));
+    }
+    if (officeId != null) {
+      params = params.set('officeId', String(officeId));
+    }
+    return this.http
+      .get<any[]>('/shareaccounts/bor-register', { params })
+      .pipe(map((rows) => (rows || []).map((r) => this.toRow(r))));
+  }
+
+  /** Dates arrive as [y, M, d] arrays; flattened to ISO so they sort and filter as strings. */
+  private toRow(r: any): BorRegisterRow {
+    return {
+      shareAccountId: r.shareAccountId,
+      accountNo: r.accountNo || '',
+      clientId: r.clientId,
+      cifNumber: r.cifNumber || '',
+      clientName: r.clientName || '',
+      officeId: r.officeId ?? null,
+      officeName: r.officeName || '',
+      productName: r.productName || '',
+      currencyCode: r.currencyCode || 'INR',
+      statusEnum: Number(r.statusEnum) || 0,
+      approvedShares: Number(r.approvedShares) || 0,
+      pendingShares: Number(r.pendingShares) || 0,
+      unitPrice: Number(r.unitPrice) || 0,
+      shareValue: Number(r.shareValue) || 0,
+      resolutionNumber: (r.resolutionNumber || '').trim(),
+      resolutionDate: toIsoDate(r.resolutionDate),
+      trancheCount: Number(r.trancheCount) || 0,
+      submittedDate: toIsoDate(r.submittedDate),
+      approvedDate: toIsoDate(r.approvedDate),
+      activatedDate: toIsoDate(r.activatedDate),
+      closedDate: toIsoDate(r.closedDate)
+    };
+  }
+}
@@ -12,6 +12,7 @@ import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { catchError, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface RegisterRow {
  accountId: number;
@@ -83,7 +84,7 @@ export class AccountRegisterComponent implements OnInit {

  /** Local date — toISOString() would shift the day in any timezone behind UTC. */
  private today(): string {
-    const d = new Date();
+    const d = businessToday();
    return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
  }

@@ -0,0 +1,114 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="pg">
+  <header class="pg-head">
+    <div>
+      <div class="pg-eyebrow">BRANCH OPERATIONS · BRANCH CASH POSITION</div>
+      <h1 class="pg-title">Branch Cash Position</h1>
+      <p class="pg-sub">
+        The notes and coins the branch holds, denomination by denomination: the vault plus every cashier's drawer. Cash
+        moving between the vault and a cashier nets out; deposits, withdrawals and exchanges change it.
+      </p>
+    </div>
+  </header>
+
+  <div class="pg-toolbar pg-toolbar--mat">
+    <mat-form-field appearance="outline" subscriptSizing="dynamic">
+      <mat-label>As of Date</mat-label>
+      <input matInput type="date" [value]="asOfDate" (change)="onDateChange($any($event.target).value)" />
+    </mat-form-field>
+    <button type="button" class="pg-btn pg-btn--primary" (click)="load()" [disabled]="loading">
+      <mat-icon>refresh</mat-icon> Refresh
+    </button>
+  </div>
+
+  @if (errorMsg) {
+    <div class="pg-empty bcp-error">{{ errorMsg }}</div>
+  }
+  @if (loading) {
+    <div class="pg-empty">Loading…</div>
+  }
+
+  @if (position; as p) {
+    <div class="bcp-totals">
+      <div class="bcp-total">
+        <span>Branch</span><strong>{{ p.officeName }}</strong>
+      </div>
+      <div class="bcp-total">
+        <span>Vault</span><strong>₹{{ p.vaultAmount | number: '1.2-2' }}</strong>
+      </div>
+      <div class="bcp-total">
+        <span>Cashiers' drawers</span><strong>₹{{ p.cashiersAmount | number: '1.2-2' }}</strong>
+      </div>
+      <div class="bcp-total bcp-total--main">
+        <span>Bank total</span><strong>₹{{ p.totalAmount | number: '1.2-2' }}</strong>
+      </div>
+    </div>
+
+    @if (!p.vaultHasBreakdown) {
+      <div class="pg-empty bcp-note">
+        No vault denomination breakdown was recorded on or before {{ p.asOfDate }}, so the vault column reads 0. Open
+        the business day with a note/coin count to start tracking it.
+      </div>
+    }
+
+    <ng-template #table let-rows let-label="label" let-coin="coin">
+      @if (rows.length > 0) {
+        <div class="pos-section-label" [class.pos-section-label--coin]="coin">{{ label }}</div>
+        <table class="pg-table">
+          <thead>
+            <tr>
+              <th>Denomination</th>
+              <th class="num">Vault</th>
+              <th class="num">Cashiers</th>
+              <th class="num">Bank total (count)</th>
+              <th class="num">Bank total (₹)</th>
+              <th class="num">Exchange today</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (d of rows; track d.denominationId) {
+              <tr>
+                <td>
+                  <span class="pg-chip" [class.pg-chip--coin]="coin">₹{{ d.denominationValue }}</span>
+                </td>
+                <td class="num">{{ d.vaultCount }}</td>
+                <td class="num">{{ d.cashierCount }}</td>
+                <td class="num bcp-strong">{{ d.totalCount }}</td>
+                <td class="num">₹{{ d.totalAmount | number: '1.2-2' }}</td>
+                <td
+                  class="num bcp-move"
+                  [class.bcp-move--in]="d.exchangeNet > 0"
+                  [class.bcp-move--out]="d.exchangeNet < 0"
+                >
+                  {{ movement(d.exchangeNet) }}
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      }
+    </ng-template>
+
+    <div class="pg-card bcp-card">
+      <ng-container
+        *ngTemplateOutlet="table; context: { $implicit: notes(), label: 'Notes', coin: false }"
+      ></ng-container>
+      <ng-container
+        *ngTemplateOutlet="table; context: { $implicit: coins(), label: 'Coins', coin: true }"
+      ></ng-container>
+    </div>
+
+    <p class="bcp-foot">
+      <strong>Exchange today</strong> is the notes taken in less the notes given out by cash exchanges on
+      {{ p.asOfDate }}. It is already part of the Cashiers column; it is shown beside the total so a change in the mix
+      can be seen.
+    </p>
+  }
+</div>
@@ -0,0 +1,82 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.bcp-error {
+  color: #dc2626;
+}
+
+.bcp-note {
+  margin-bottom: 12px;
+  text-align: left;
+}
+
+.bcp-totals {
+  display: flex;
+  flex-wrap: wrap;
+  gap: 12px;
+  margin-bottom: 14px;
+}
+
+.bcp-total {
+  flex: 1 1 180px;
+  padding: 12px 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 12px;
+
+  span {
+    display: block;
+    font-size: 11px;
+    font-weight: 600;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  strong {
+    font-size: 18px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &--main {
+    background: #e6f4ee;
+    border-color: #1f7a4d;
+
+    strong {
+      color: #0f4f3c;
+    }
+  }
+}
+
+.bcp-card {
+  margin-bottom: 14px;
+}
+
+.bcp-strong {
+  font-weight: 700;
+}
+
+.bcp-move {
+  font-weight: 700;
+  color: #94a3b8;
+
+  &--in {
+    color: #16a34a;
+  }
+
+  &--out {
+    color: #dc2626;
+  }
+}
+
+.bcp-foot {
+  margin: 0;
+  font-size: 12px;
+  color: #64748b;
+}
@@ -0,0 +1,112 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { MatIconModule } from '@angular/material/icon';
+import { MatFormFieldModule } from '@angular/material/form-field';
+import { MatInputModule } from '@angular/material/input';
+import { of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
+import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';
+
+interface BranchDenomRow {
+  denominationId: number;
+  denominationValue: number;
+  kind: string;
+  vaultCount: number;
+  cashierCount: number;
+  totalCount: number;
+  totalAmount: number;
+  /** Notes taken in less notes given out by exchanges on the day. */
+  exchangeNet: number;
+}
+
+interface BranchPosition {
+  officeId: number;
+  officeName: string;
+  asOfDate: string;
+  vaultHasBreakdown: boolean;
+  vaultAmount: number;
+  cashiersAmount: number;
+  totalAmount: number;
+  denominations: BranchDenomRow[];
+}
+
+/**
+ * What the branch holds, denomination by denomination: the vault plus every cashier's drawer. An exchange
+ * (a customer hands in 10 x ₹500 and leaves with 50 x ₹100) leaves the vault alone and changes a drawer, so
+ * it only shows up in this total -- +10 on ₹500, -50 on ₹100.
+ */
+@Component({
+  selector: 'mifosx-branch-cash-position',
+  templateUrl: './branch-cash-position.component.html',
+  styleUrls: [
+    '../cashier-shared.scss',
+    '../cashier-position/cashier-position.component.scss',
+    './branch-cash-position.component.scss'
+  ],
+  standalone: true,
+  imports: [
+    CommonModule,
+    MatIconModule,
+    MatFormFieldModule,
+    MatInputModule
+  ]
+})
+export class BranchCashPositionComponent implements OnInit {
+  private service = inject(CashierService);
+
+  asOfDate = '';
+  loading = false;
+  errorMsg = '';
+  position: BranchPosition | null = null;
+
+  ngOnInit(): void {
+    const d = businessToday();
+    this.asOfDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.errorMsg = '';
+    this.position = null;
+    this.service
+      .branchCashPosition(this.asOfDate)
+      .pipe(catchError(() => of(null)))
+      .subscribe((data: BranchPosition | null) => {
+        this.loading = false;
+        if (!data) {
+          this.errorMsg = 'Could not load the branch cash position.';
+          return;
+        }
+        this.position = data;
+      });
+  }
+
+  onDateChange(value: string): void {
+    this.asOfDate = value;
+    this.load();
+  }
+
+  notes(): BranchDenomRow[] {
+    return (this.position?.denominations || []).filter((d) => d.kind !== 'coin');
+  }
+
+  coins(): BranchDenomRow[] {
+    return (this.position?.denominations || []).filter((d) => d.kind === 'coin');
+  }
+
+  /** "+10", "-50", or a dash when the day's exchanges did not touch the denomination. */
+  movement(net: number): string {
+    if (!net) return '—';
+    return net > 0 ? `+${net}` : `${net}`;
+  }
+}
@@ -107,11 +107,26 @@
        </span>
      </div>
      @if (canOperate) {
-        <button type="button" class="pg-btn pg-btn--primary" (click)="startClose(openDay)">
+        <button
+          type="button"
+          class="pg-btn pg-btn--primary"
+          (click)="startClose(openDay)"
+          [disabled]="interestPending.length > 0"
+        >
          <mat-icon>lock</mat-icon> Close Day
        </button>
      }
    </div>
+    @if (interestPending.length > 0) {
+      <div class="bd-interest-alert">
+        <mat-icon>warning</mat-icon>
+        <span>
+          Savings interest posting report is not approved for <strong>{{ interestPending.join(', ') }}</strong
+          >. Approve it in <a routerLink="/reports/interest-posting">Reports → Interest Posting Reports</a> before
+          closing the day.
+        </span>
+      </div>
+    }
  } @else if (loaded && canOperate) {
    <div class="bd-current bd-current--shut">
      <div class="bd-current__main">
@@ -337,6 +352,51 @@
        </div>
      }

+      <!-- Interest waiting to be posted as this branch closes. Posting runs as part of the close, so
+           anything unapproved stops it: the branch sees here what it has to approve and where, rather
+           than finding out from a refusal after filling in the whole count. -->
+      @if (preview?.fdInterestDue?.length) {
+        <div class="bd-calc bd-calc--fd">
+          <div class="bd-calc__head">
+            <mat-icon>savings</mat-icon>
+            <strong>Fixed deposit interest due today</strong>
+          </div>
+          @for (d of preview.fdInterestDue; track d.productId) {
+            <div class="bd-calc__row">
+              <span>
+                {{ d.productName }} · {{ d.fdType }} · {{ d.accountCount }} deposit(s)
+                @if (d.reportStatus === 'APPROVED' || d.reportStatus === 'POSTED') {
+                  <span class="bd-fd-ok">{{ d.reportStatus }}</span>
+                } @else {
+                  <span class="bd-fd-pending">{{ d.reportStatus === 'NONE' ? 'NO REPORT' : d.reportStatus }}</span>
+                }
+              </span>
+              <span class="bd-calc__amt">₹{{ d.totalInterest | number: '1.2-2' }}</span>
+            </div>
+          }
+        </div>
+      }
+      @if (preview?.fdInterestPending?.length) {
+        <div class="bd-warn">
+          <mat-icon>warning</mat-icon>
+          <div>
+            <strong>The day cannot be closed yet.</strong> Fixed deposit interest is not approved for:
+            {{ preview.fdInterestPending.join(', ') }}. Approve it under Reports → FD Interest Posting Reports, then
+            close the day. The user who generated a report cannot approve it.
+          </div>
+        </div>
+      }
+      @if (preview?.savingsInterestPending?.length) {
+        <div class="bd-warn">
+          <mat-icon>warning</mat-icon>
+          <div>
+            <strong>The day cannot be closed yet.</strong> Savings interest is not approved for:
+            {{ preview.savingsInterestPending.join(', ') }}. Approve it under Reports → Interest Posting Reports, then
+            close the day.
+          </div>
+        </div>
+      }
+
      <!-- What every cash point under this branch is actually holding right now, fetched
           automatically — so closing the day doesn't mean separately checking Vault Position and
           every cashier's own Cashier Position screen by hand. -->
@@ -195,6 +195,75 @@
    font-size: 11px;
    color: #94a3b8;
  }
+
+  /* Names the block, for the interest panels that sit beside the cash arithmetic. */
+  &__head {
+    display: flex;
+    align-items: center;
+    gap: 6px;
+    margin-bottom: 6px;
+    padding-bottom: 6px;
+    border-bottom: 1px solid #e2e8f0;
+    font-size: 13px;
+    color: #0d1b2a;
+
+    mat-icon {
+      font-size: 18px;
+      width: 18px;
+      height: 18px;
+      color: #1d4ed8;
+    }
+  }
+}
+
+/* Interest is money leaving as the day closes, not cash counted in the drawer. */
+.bd-calc--fd {
+  border-left: 3px solid #1d4ed8;
+}
+
+.bd-fd-ok,
+.bd-fd-pending {
+  display: inline-block;
+  margin-left: 6px;
+  padding: 1px 7px;
+  border-radius: 999px;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.02em;
+}
+
+.bd-fd-ok {
+  background: #dcfce7;
+  color: #15803d;
+}
+
+.bd-fd-pending {
+  background: #fef3c7;
+  color: #b45309;
+}
+
+/* Why the close will be refused, said before the count is filled in rather than after. */
+.bd-warn {
+  display: flex;
+  align-items: flex-start;
+  gap: 8px;
+  max-width: 640px;
+  margin-bottom: 14px;
+  padding: 10px 14px;
+  background: #fffbeb;
+  border: 1px solid #fcd34d;
+  border-radius: 8px;
+  font-size: 12px;
+  line-height: 1.5;
+  color: #78350f;
+
+  mat-icon {
+    flex-shrink: 0;
+    font-size: 20px;
+    width: 20px;
+    height: 20px;
+    color: #b45309;
+  }
 }

 .bd-hint {
@@ -372,3 +441,30 @@
    color: #d97706;
  }
 }
+
+// Shown under the open day while a savings interest posting report due today is unapproved.
+.bd-interest-alert {
+  display: flex;
+  align-items: flex-start;
+  gap: 8px;
+  margin: 8px 0 12px;
+  padding: 10px 14px;
+  border: 1px solid #f59e0b;
+  border-radius: 8px;
+  background: #fef3c7;
+  color: #92400e;
+  font-size: 13px;
+
+  mat-icon {
+    flex-shrink: 0;
+    font-size: 20px;
+    width: 20px;
+    height: 20px;
+  }
+
+  a {
+    color: inherit;
+    font-weight: 600;
+    text-decoration: underline;
+  }
+}
@@ -189,6 +189,23 @@ export class BranchDayComponent implements OnInit {
    return this.totalOf(this.closeCounts);
  }

+  /**
+   * Savings products whose interest posting report is due today and not yet approved. The close is
+   * refused by the backend while any is pending; this only says so before the user tries.
+   */
+  interestPending: string[] = [];
+
+  private checkInterestReports(): void {
+    if (!this.openDay?.businessDate) {
+      this.interestPending = [];
+      return;
+    }
+    this.service
+      .interestDayCloseCheck(this.openDay.businessDate, this.openDay.officeId)
+      .pipe(catchError(() => of(null)))
+      .subscribe((res) => (this.interestPending = res?.pendingProducts ?? []));
+  }
+
  load(): void {
    this.loading = true;
    this.errorMsg = '';
@@ -210,6 +227,7 @@ export class BranchDayComponent implements OnInit {
        this.canOperate = !!res?.canOperate;
        this.openDate = this.today;
        this.checkFirstOpenCashMigration();
+        this.checkInterestReports();
      });

    this.service
@@ -11,6 +11,7 @@ import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
 import { AuthenticationService } from '../../core/authentication/authentication.service';
 import { ExportSheetSpec, exportWorkbook } from '../cashier-export';
+import { businessToday } from 'app/core/utils/business-today';

 interface SummaryRow {
  code: string;
@@ -1316,7 +1317,7 @@ export class CashClearingTransferSummaryComponent {
  private dateTag = '2607';

  constructor() {
-    const d = new Date();
+    const d = businessToday();
    this.asOnDate = `${String(d.getDate()).padStart(2, '0')}-${String(d.getMonth() + 1).padStart(2, '0')}-${d.getFullYear()}`;
    this.dateTag = `${String(d.getFullYear()).slice(-2)}${String(d.getMonth() + 1).padStart(2, '0')}`;

@@ -22,50 +22,255 @@
    </div>
  </header>

-  <!-- ── Customer Info Bar ── -->
-  <div class="cx-customer-bar">
-    <div
-      class="cx-customer-toggle"
-      [class.cx-customer-toggle--active]="isAccountHolder"
-      (click)="toggleAccountHolder()"
-    >
-      <mat-icon>{{ isAccountHolder ? 'check_box' : 'check_box_outline_blank' }}</mat-icon>
-      <span>Account Holder</span>
-    </div>
-
-    @if (isAccountHolder) {
-      <label class="cx-field cx-field--inline">
-        <span>Account No.</span>
-        <input
-          type="text"
-          [value]="accountNo"
-          (input)="accountNo = $any($event.target).value"
-          placeholder="e.g. 000101234567"
-        />
-      </label>
-    } @else {
-      <span class="cx-walk-in"><mat-icon>person_outline</mat-icon> Walk-in Customer</span>
-    }
-
-    @if (needsIdProof) {
-      <div class="cx-pan-required">
-        <mat-icon>warning</mat-icon>
-        <span>Amount ≥ ₹50,000 — Customer PAN / Aadhaar required (RBI)</span>
+  <!-- ── Cashier: whose drawer takes the customer's notes and gives the change ── -->
+  @if (cashier) {
+    <section class="cx-cashier">
+      <div class="cx-avatar cx-avatar--sm">{{ cashierInitials }}</div>
+      <div class="cx-cashier__id">
+        <div class="cx-cashier__label">Cashier at the counter</div>
+        <div class="cx-cashier__name">{{ cashier.name || '—' }}</div>
+        <div class="cx-cashier__flow">
+          <span><mat-icon>south</mat-icon> Receives from customer</span>
+          <span><mat-icon>north</mat-icon> Gives to customer</span>
+        </div>
      </div>
-      <label class="cx-field cx-field--inline cx-field--pan">
-        <span>PAN / Aadhaar *</span>
-        <input
-          type="text"
-          [value]="customerIdProof"
-          (input)="customerIdProof = $any($event.target).value"
-          placeholder="ABCDE1234F"
-          maxlength="20"
-        />
-      </label>
-    }
-  </div>
+      <div class="cx-cashier__stats">
+        <div>
+          <span>Counter</span><strong>{{ cashier.tellerName || '—' }}</strong>
+        </div>
+        <div>
+          <span>Branch</span><strong>{{ cashier.officeName || '—' }}</strong>
+        </div>
+        <div>
+          <span>Allocated today</span
+          ><strong>{{
+            cashier.allocatedAmount === null ? '—' : '₹' + (cashier.allocatedAmount | number: '1.2-2')
+          }}</strong>
+        </div>
+        <div>
+          <span>Cash in hand</span><strong>₹{{ cashier.totalAmount | number: '1.2-2' }}</strong>
+        </div>
+      </div>
+    </section>
+  } @else if (noCashier) {
+    <section class="cx-cashier cx-cashier--none">
+      <mat-icon>person_off</mat-icon>
+      <div>
+        <div class="cx-cashier__name">Your login is not linked to a cashier</div>
+        <div class="cx-cashier__label">
+          A cash exchange moves notes in and out of a cashier's drawer, so it can only be recorded by a cashier. Log in
+          as a cashier to continue.
+        </div>
+      </div>
+    </section>
+  }
+
+  <!-- ── Customer: an existing client (details from their record) or a walk-in identified at the counter ── -->
+  <section class="cx-cust">
+    <header class="cx-cust__head">
+      <div class="cx-cust__title">
+        <span class="cx-cust__title-icon"><mat-icon>groups</mat-icon></span>
+        <div>
+          <div class="cx-cust__title-text">Customer</div>
+          <div class="cx-cust__title-sub">Who is exchanging cash at the counter</div>
+        </div>
+      </div>
+      <div class="cx-cust__modes" role="tablist" aria-label="Customer type">
+        <button
+          type="button"
+          role="tab"
+          class="cx-cust__mode"
+          [class.cx-cust__mode--active]="customerMode === 'existing'"
+          [attr.aria-selected]="customerMode === 'existing'"
+          (click)="setCustomerMode('existing')"
+        >
+          <mat-icon>badge</mat-icon> Existing Customer
+        </button>
+        <button
+          type="button"
+          role="tab"
+          class="cx-cust__mode"
+          [class.cx-cust__mode--active]="customerMode === 'walkin'"
+          [attr.aria-selected]="customerMode === 'walkin'"
+          (click)="setCustomerMode('walkin')"
+        >
+          <mat-icon>person_outline</mat-icon> Walk-in Customer
+        </button>
+      </div>
+    </header>
+
+    <div class="cx-cust__body">
+      <!-- Who -->
+      <div class="cx-cust__who">
+        @if (customerMode === 'existing') {
+          @if (loadingCustomer) {
+            <div class="cx-cust__empty">
+              <mat-icon class="cx-cust__empty-icon cx-spin">autorenew</mat-icon>
+              <div class="cx-cust__empty-title">Loading customer details…</div>
+            </div>
+          } @else if (!selectedCustomer) {
+            <div class="cx-cust__empty">
+              <mat-icon class="cx-cust__empty-icon">person_search</mat-icon>
+              <div class="cx-cust__empty-title">No customer selected</div>
+              <div class="cx-cust__empty-sub">Search by name, account no., PAN or Aadhaar</div>
+              <button type="button" class="cx-btn cx-btn--primary" (click)="openCustomerSearch()">
+                <mat-icon>search</mat-icon> Search Customer
+              </button>
+            </div>
+          } @else {
+            <div class="cx-cust__card">
+              <div class="cx-cust__card-top">
+                <div class="cx-avatar">{{ customerInitials }}</div>
+                <div class="cx-cust__card-id">
+                  <div class="cx-cust__name">{{ selectedCustomer.displayName }}</div>
+                  <div class="cx-cust__badges">
+                    <span
+                      class="cx-kyc"
+                      [class.cx-kyc--ok]="selectedCustomer.kycStatus === 'Verified'"
+                      [class.cx-kyc--warn]="selectedCustomer.kycStatus !== 'Verified'"
+                    >
+                      <mat-icon>{{
+                        selectedCustomer.kycStatus === 'Verified' ? 'verified_user' : 'gpp_maybe'
+                      }}</mat-icon>
+                      KYC: {{ selectedCustomer.kycStatus }}
+                    </span>
+                    @if (selectedCustomer.accountType) {
+                      <span class="cx-chip-tag">{{ selectedCustomer.accountType }}</span>
+                    }
+                  </div>
+                </div>
+                <div class="cx-cust__card-actions">
+                  <button type="button" class="cx-link-btn" (click)="openCustomerSearch()">
+                    <mat-icon>swap_horiz</mat-icon> Change
+                  </button>
+                  <button type="button" class="cx-link-btn cx-link-btn--danger" (click)="clearCustomer()">
+                    <mat-icon>close</mat-icon> Remove
+                  </button>
+                </div>
+              </div>
+              <div class="cx-cust__grid">
+                <div>
+                  <span>CIF No.</span><strong>{{ selectedCustomer.cifNumber || '—' }}</strong>
+                </div>
+                <div>
+                  <span>Client ID</span><strong>{{ selectedCustomer.clientId }}</strong>
+                </div>
+                <div>
+                  <span>Mobile</span><strong>{{ selectedCustomer.mobileNo || '—' }}</strong>
+                </div>
+                <div>
+                  <span>Branch</span><strong>{{ selectedCustomer.officeName || '—' }}</strong>
+                </div>
+                <div>
+                  <span>Account</span><strong>{{ selectedCustomer.accountNo || 'No account' }}</strong>
+                </div>
+                <div>
+                  <span>PAN on record</span>
+                  <strong>
+                    {{ selectedCustomer.kycPan || 'Not on record' }}
+                    @if (selectedCustomer.kycPan) {
+                      <span
+                        class="cx-kyc cx-kyc--sm"
+                        [class.cx-kyc--ok]="selectedCustomer.panVerified"
+                        [class.cx-kyc--warn]="!selectedCustomer.panVerified"
+                        >{{ selectedCustomer.panVerified ? 'Verified' : 'Not verified' }}</span
+                      >
+                    }
+                  </strong>
+                </div>
+              </div>
+            </div>
+          }
+        } @else {
+          <div class="cx-cust__walkin">
+            <label class="cx-field">
+              <span>Customer Name{{ needsPan ? ' *' : '' }}</span>
+              <input
+                type="text"
+                [value]="walkInName"
+                (input)="walkInName = $any($event.target).value"
+                placeholder="Full name as on ID"
+                maxlength="150"
+                autocomplete="off"
+              />
+            </label>
+            <label class="cx-field">
+              <span>Mobile</span>
+              <input
+                type="tel"
+                inputmode="numeric"
+                [value]="walkInMobile"
+                (input)="walkInMobile = $any($event.target).value"
+                placeholder="10-digit mobile number"
+                maxlength="15"
+                autocomplete="off"
+              />
+            </label>
+          </div>
+        }
+      </div>
+
+      <!-- PAN -->
+      <div
+        class="cx-pan"
+        [class.cx-pan--required]="panMissing"
+        [class.cx-pan--invalid]="panFormatInvalid"
+        [class.cx-pan--valid]="panValue && !panFormatInvalid"
+      >
+        <div class="cx-pan__head">
+          <mat-icon>credit_card</mat-icon>
+          <span class="cx-pan__label">PAN Card</span>
+          <span class="cx-pan__tag" [class.cx-pan__tag--on]="needsPan">{{ needsPan ? 'Mandatory' : 'Optional' }}</span>
+        </div>
+        <div class="cx-pan__input">
+          <input
+            type="text"
+            [value]="panNumber"
+            (input)="panNumber = $any($event.target).value.toUpperCase()"
+            placeholder="ABCDE1234F"
+            maxlength="10"
+            autocomplete="off"
+            spellcheck="false"
+            aria-label="PAN number"
+          />
+          @if (panValue && !panFormatInvalid) {
+            <mat-icon class="cx-pan__state cx-pan__state--ok">check_circle</mat-icon>
+          } @else if (panFormatInvalid) {
+            <mat-icon class="cx-pan__state cx-pan__state--bad">error</mat-icon>
+          }
+        </div>
+        <div class="cx-pan__hint">
+          @if (panFormatInvalid) {
+            PAN is 5 letters, 4 digits, 1 letter (e.g. ABCDE1234F).
+          } @else if (panFromKyc) {
+            <mat-icon>link</mat-icon> Fetched from the customer's KYC record.
+          } @else if (panMissing) {
+            Required: this exchange is above ₹50,000 (Income Tax Rule 114B / RBI).
+          } @else {
+            Mandatory for exchanges above ₹50,000.
+          }
+        </div>
+      </div>
+    </div>
+  </section>

  <div class="cx-cols">
+    <!-- The cashier's count of a denomination and what this exchange does to it, updated as counts are typed. -->
+    <ng-template #drawerCell let-d="d">
+      @if (availableFor(d) === null) {
+        —
+      } @else {
+        In drawer <strong>{{ availableFor(d) }}</strong>
+        @if (netFor(d) !== 0) {
+          <span class="cx-after">
+            <mat-icon>{{ netFor(d) > 0 ? 'trending_up' : 'trending_down' }}</mat-icon>
+            <strong>{{ drawerAfter(d) }}</strong>
+            <small>({{ netFor(d) > 0 ? '+' : '' }}{{ netFor(d) }})</small>
+          </span>
+        }
+      }
+    </ng-template>
+
    <!-- RECEIVED -->
    <section class="cx-col cx-col--received">
      <header class="cx-col-head">
@@ -78,7 +283,7 @@
          <div class="cx-subhead">Bank Notes</div>
        }
        @for (d of notes; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock">
            <span class="cx-chip">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('r', d, -1)" [disabled]="countFor('r', d) === 0">−</button>
@@ -90,6 +295,9 @@
              />
              <button type="button" (click)="bump('r', d, 1)">+</button>
            </div>
+            <span class="cx-avail" [class.cx-avail--up]="netFor(d) > 0" [class.cx-avail--down]="netFor(d) < 0">
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('r', d) === 0"
              >₹{{ subtotal('r', d) | number: '1.2-2' }}</span
            >
@@ -99,7 +307,7 @@
          <div class="cx-subhead">Coins</div>
        }
        @for (d of coins; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock">
            <span class="cx-chip cx-chip--coin">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('r', d, -1)" [disabled]="countFor('r', d) === 0">−</button>
@@ -111,6 +319,9 @@
              />
              <button type="button" (click)="bump('r', d, 1)">+</button>
            </div>
+            <span class="cx-avail" [class.cx-avail--up]="netFor(d) > 0" [class.cx-avail--down]="netFor(d) < 0">
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('r', d) === 0"
              >₹{{ subtotal('r', d) | number: '1.2-2' }}</span
            >
@@ -131,7 +342,7 @@
          <div class="cx-subhead">Bank Notes</div>
        }
        @for (d of notes; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock" [class.cx-row--over]="exceedsAvailable(d)">
            <span class="cx-chip">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('g', d, -1)" [disabled]="countFor('g', d) === 0">−</button>
@@ -141,8 +352,16 @@
                [value]="countFor('g', d)"
                (input)="onChange('g', d, $any($event.target).value)"
              />
-              <button type="button" (click)="bump('g', d, 1)">+</button>
+              <button type="button" (click)="bump('g', d, 1)" [disabled]="!canGiveMore(d)">+</button>
            </div>
+            <span
+              class="cx-avail"
+              [class.cx-avail--up]="netFor(d) > 0"
+              [class.cx-avail--down]="netFor(d) < 0"
+              [class.cx-avail--over]="exceedsAvailable(d)"
+            >
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('g', d) === 0"
              >₹{{ subtotal('g', d) | number: '1.2-2' }}</span
            >
@@ -152,7 +371,7 @@
          <div class="cx-subhead">Coins</div>
        }
        @for (d of coins; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock" [class.cx-row--over]="exceedsAvailable(d)">
            <span class="cx-chip cx-chip--coin">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('g', d, -1)" [disabled]="countFor('g', d) === 0">−</button>
@@ -162,8 +381,16 @@
                [value]="countFor('g', d)"
                (input)="onChange('g', d, $any($event.target).value)"
              />
-              <button type="button" (click)="bump('g', d, 1)">+</button>
+              <button type="button" (click)="bump('g', d, 1)" [disabled]="!canGiveMore(d)">+</button>
            </div>
+            <span
+              class="cx-avail"
+              [class.cx-avail--up]="netFor(d) > 0"
+              [class.cx-avail--down]="netFor(d) < 0"
+              [class.cx-avail--over]="exceedsAvailable(d)"
+            >
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('g', d) === 0"
              >₹{{ subtotal('g', d) | number: '1.2-2' }}</span
            >
@@ -173,6 +400,30 @@
    </section>
  </div>

+  <!-- What this exchange does to the cashier's drawer, denomination by denomination. -->
+  @if (impactRows.length) {
+    <div class="cx-impact">
+      <div class="cx-impact__title"><mat-icon>inventory_2</mat-icon> Drawer after this exchange</div>
+      <div class="cx-impact__chips">
+        @for (r of impactRows; track r.id) {
+          <span
+            class="cx-impact__chip"
+            [class.cx-impact__chip--up]="r.net > 0"
+            [class.cx-impact__chip--down]="r.net < 0"
+          >
+            <b>{{ r.label }}</b>
+            {{ r.before }} → {{ r.after }}
+            <em>({{ r.net > 0 ? '+' : '' }}{{ r.net }})</em>
+          </span>
+        }
+      </div>
+      <div class="cx-impact__note">
+        The branch's total for each denomination moves by the same amount; the vault is not touched (Branch Ops → Branch
+        Cash Position).
+      </div>
+    </div>
+  }
+
  <div class="cx-summary">
    <div class="cx-sum">
      <span>Received</span><strong>₹{{ receivedTotal | number: '1.2-2' }}</strong>
@@ -213,9 +464,15 @@
      </div>
    </div>
  }
-  @if (needsIdProof && !customerIdProof.trim()) {
+  @if (panMissing) {
    <div class="cx-warn cx-warn--pan">
-      <mat-icon>badge</mat-icon> Enter customer PAN / Aadhaar to proceed (amount ≥ ₹50,000).
+      <mat-icon>badge</mat-icon> Enter the customer's PAN to proceed (amount above ₹50,000).
+    </div>
+  }
+  @if (!customerIdentified && !loadingCustomer) {
+    <div class="cx-warn cx-warn--pan">
+      <mat-icon>person_search</mat-icon>
+      {{ customerMode === 'existing' ? 'Search and select the customer.' : "Enter the walk-in customer's name." }}
    </div>
  }

@@ -73,99 +73,584 @@
  }
 }

-/* ── Customer info bar ── */
-.cx-customer-bar {
-  display: flex;
-  align-items: center;
-  gap: 12px;
-  padding: 10px 14px;
-  background: #f8fafc;
+/* ── Customer: existing client or walk-in, plus PAN ── */
+.cx-cust {
+  background: #fff;
  border: 1px solid #e2e8f0;
-  border-radius: 10px;
-  flex-wrap: wrap;
-}
+  border-radius: 14px;
+  box-shadow: 0 1px 2px rgb(15 23 42 / 4%);
+  overflow: hidden;

-.cx-customer-toggle {
-  display: flex;
-  align-items: center;
-  gap: 6px;
-  font-size: 13px;
-  font-weight: 600;
-  color: #475569;
-  cursor: pointer;
-  user-select: none;
+  &__head {
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+    flex-wrap: wrap;
+    gap: 12px;
+    padding: 12px 16px;
+    background: linear-gradient(180deg, #f8fafc, #f1f5f9);
+    border-bottom: 1px solid #e2e8f0;
+  }

-  mat-icon {
-    font-size: 20px;
-    height: 20px;
-    width: 20px;
+  &__title {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+  }
+
+  &__title-icon {
+    display: grid;
+    place-items: center;
+    width: 36px;
+    height: 36px;
+    border-radius: 10px;
+    background: #e6f4ee;
+    color: #0f4f3c;
+
+    mat-icon {
+      font-size: 20px;
+      width: 20px;
+      height: 20px;
+    }
+  }
+
+  &__title-text {
+    font-size: 14px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__title-sub {
+    font-size: 12px;
+    color: #64748b;
+  }
+
+  &__modes {
+    display: inline-flex;
+    padding: 3px;
+    background: #e2e8f0;
+    border-radius: 10px;
+  }
+
+  &__mode {
+    display: inline-flex;
+    align-items: center;
+    gap: 6px;
+    height: 32px;
+    padding: 0 14px;
+    border: 0;
+    border-radius: 8px;
+    background: transparent;
+    font-size: 13px;
+    font-weight: 600;
+    color: #475569;
+    cursor: pointer;
+    transition:
+      background 0.15s ease,
+      color 0.15s ease;
+
+    mat-icon {
+      font-size: 18px;
+      width: 18px;
+      height: 18px;
+    }
+
+    &:hover {
+      color: #0f172a;
+    }
+
+    &--active,
+    &--active:hover {
+      background: #fff;
+      color: #0f4f3c;
+      box-shadow: 0 1px 3px rgb(15 23 42 / 15%);
+    }
+  }
+
+  &__body {
+    display: grid;
+    grid-template-columns: minmax(0, 1.7fr) minmax(260px, 1fr);
+    gap: 16px;
+    padding: 16px;
+  }
+
+  &__who {
+    min-width: 0;
+  }
+
+  /* Nothing picked yet, or loading */
+  &__empty {
+    display: flex;
+    flex-direction: column;
+    align-items: center;
+    justify-content: center;
+    gap: 4px;
+    min-height: 150px;
+    padding: 20px;
+    text-align: center;
+    background: #f8fafc;
+    border: 1.5px dashed #cbd5e1;
+    border-radius: 12px;
+  }
+
+  &__empty-icon {
+    font-size: 36px;
+    width: 36px;
+    height: 36px;
    color: #94a3b8;
  }

-  &--active {
-    color: #1e40af;
+  &__empty-title {
+    font-size: 14px;
+    font-weight: 600;
+    color: #334155;
+  }
+
+  &__empty-sub {
+    margin-bottom: 8px;
+    font-size: 12px;
+    color: #64748b;
+  }
+
+  /* A picked client */
+  &__card {
+    padding: 14px;
+    background: #fff;
+    border: 1px solid #e2e8f0;
+    border-radius: 12px;
+  }
+
+  &__card-top {
+    display: flex;
+    align-items: center;
+    flex-wrap: wrap;
+    gap: 12px;
+  }
+
+  &__card-id {
+    flex: 1 1 180px;
+    min-width: 0;
+  }
+
+  &__name {
+    font-size: 16px;
+    font-weight: 700;
+    color: #0f172a;
+    overflow-wrap: anywhere;
+  }
+
+  &__badges {
+    display: flex;
+    align-items: center;
+    flex-wrap: wrap;
+    gap: 6px;
+    margin-top: 4px;
+  }
+
+  &__card-actions {
+    display: flex;
+    gap: 4px;
+  }
+
+  &__grid {
+    display: grid;
+    grid-template-columns: repeat(auto-fill, minmax(150px, 1fr));
+    gap: 12px 16px;
+    margin-top: 12px;
+    padding-top: 12px;
+    border-top: 1px dashed #e2e8f0;
+
+    span {
+      display: block;
+      margin-bottom: 2px;
+      font-size: 11px;
+      color: #64748b;
+    }
+
+    strong {
+      font-size: 13px;
+      font-weight: 600;
+      color: #0f172a;
+    }
+  }
+
+  /* A walk-in, identified at the counter */
+  &__walkin {
+    display: grid;
+    grid-template-columns: 1fr 1fr;
+    gap: 12px;
+
+    .cx-field {
+      font-size: 12px;
+    }
+
+    .cx-field input {
+      width: 100%;
+      height: 40px;
+      box-sizing: border-box;
+    }
+  }
+
+  .cx-field input:focus {
+    outline: none;
+    border-color: #1f7a4d;
+    box-shadow: 0 0 0 3px rgb(31 122 77 / 15%);
+  }
+}
+
+.cx-avatar {
+  display: grid;
+  place-items: center;
+  flex: 0 0 auto;
+  width: 44px;
+  height: 44px;
+  border-radius: 50%;
+  background: linear-gradient(135deg, #1f7a4d, #0f4f3c);
+  font-size: 15px;
+  font-weight: 700;
+  letter-spacing: 0.02em;
+  color: #fff;
+
+  &--sm {
+    width: 40px;
+    height: 40px;
+    font-size: 14px;
+  }
+}
+
+/* The cashier at the counter, or why there is none */
+.cx-cashier {
+  display: flex;
+  align-items: center;
+  flex-wrap: wrap;
+  gap: 14px 20px;
+  padding: 12px 16px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-left: 4px solid #1f7a4d;
+  border-radius: 14px;
+  box-shadow: 0 1px 2px rgb(15 23 42 / 4%);
+
+  &__id {
+    flex: 1 1 220px;
+    min-width: 0;
+  }
+
+  &__label {
+    font-size: 11px;
+    font-weight: 600;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  &__name {
+    font-size: 16px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__flow {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 4px 14px;
+    margin-top: 2px;
+    font-size: 12px;
+    color: #475569;
+
+    span {
+      display: inline-flex;
+      align-items: center;
+      gap: 2px;
+    }

    mat-icon {
-      color: #1e40af;
+      font-size: 14px;
+      width: 14px;
+      height: 14px;
+      color: #94a3b8;
+    }
+  }
+
+  &__stats {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 10px 28px;
+
+    span {
+      display: block;
+      font-size: 11px;
+      color: #64748b;
+    }
+
+    strong {
+      font-size: 14px;
+      font-weight: 600;
+      color: #0f172a;
+    }
+  }
+
+  &--none {
+    background: #fffbeb;
+    border-color: #fcd34d;
+    border-left-color: #d97706;
+
+    mat-icon {
+      color: #d97706;
+    }
+
+    .cx-cashier__label {
+      font-weight: 500;
+      letter-spacing: 0;
+      text-transform: none;
+      color: #92400e;
    }
  }
 }

-.cx-walk-in {
-  display: flex;
+.cx-kyc {
+  display: inline-flex;
  align-items: center;
  gap: 4px;
-  font-size: 12px;
-  color: #64748b;
+  padding: 2px 8px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 600;

  mat-icon {
-    font-size: 16px;
-    height: 16px;
-    width: 16px;
+    font-size: 14px;
+    width: 14px;
+    height: 14px;
+  }
+
+  &--ok {
+    background: #dcfce7;
+    color: #166534;
+  }
+
+  &--warn {
+    background: #fef3c7;
+    color: #92400e;
+  }
+
+  &--sm {
+    margin-left: 6px;
+    padding: 1px 6px;
+    font-size: 10px;
  }
 }

-.cx-pan-required {
-  display: flex;
-  align-items: center;
-  gap: 6px;
-  padding: 4px 10px;
-  background: #fffbeb;
-  border: 1px solid #fcd34d;
+.cx-chip-tag {
+  padding: 2px 8px;
  border-radius: 6px;
+  background: #eef2ff;
+  font-size: 11px;
+  font-weight: 600;
+  color: #3730a3;
+}
+
+.cx-link-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 4px;
+  height: 30px;
+  padding: 0 10px;
+  border: 0;
+  border-radius: 8px;
+  background: transparent;
  font-size: 12px;
  font-weight: 600;
-  color: #92400e;
+  color: #1e40af;
+  cursor: pointer;

  mat-icon {
    font-size: 16px;
-    height: 16px;
    width: 16px;
-    color: #d97706;
+    height: 16px;
+  }
+
+  &:hover {
+    background: #eff6ff;
+  }
+
+  &--danger {
+    color: #b91c1c;
+
+    &:hover {
+      background: #fef2f2;
+    }
  }
 }

-.cx-field--inline {
-  flex-direction: row;
-  align-items: center;
+/* PAN: neutral until needed, amber when required and missing, red when malformed, green when valid */
+.cx-pan {
+  display: flex;
+  flex-direction: column;
+  align-self: start;
  gap: 8px;
+  padding: 14px;
+  background: #f8fafc;
+  border: 1px solid #e2e8f0;
+  border-radius: 12px;

-  span {
-    white-space: nowrap;
+  &__head {
+    display: flex;
+    align-items: center;
+    gap: 8px;
+
+    mat-icon {
+      font-size: 20px;
+      width: 20px;
+      height: 20px;
+      color: #475569;
+    }
  }

-  input {
-    width: 180px;
+  &__label {
+    font-size: 13px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__tag {
+    margin-left: auto;
+    padding: 2px 8px;
+    border-radius: 999px;
+    background: #e2e8f0;
+    font-size: 11px;
+    font-weight: 600;
+    color: #475569;
+
+    &--on {
+      background: #fef3c7;
+      color: #92400e;
+    }
+  }
+
+  &__input {
+    position: relative;
+
+    input {
+      width: 100%;
+      height: 44px;
+      box-sizing: border-box;
+      padding: 0 40px 0 12px;
+      background: #fff;
+      border: 1.5px solid #cbd5e1;
+      border-radius: 10px;
+      font-family: ui-monospace, sfmono-regular, menlo, consolas, monospace;
+      font-size: 18px;
+      font-weight: 600;
+      letter-spacing: 0.18em;
+      text-transform: uppercase;
+      color: #0f172a;
+
+      &::placeholder {
+        font-weight: 500;
+        color: #cbd5e1;
+      }
+
+      &:focus {
+        outline: none;
+        border-color: #1f7a4d;
+        box-shadow: 0 0 0 3px rgb(31 122 77 / 15%);
+      }
+    }
+  }
+
+  &__state {
+    position: absolute;
+    top: 50%;
+    right: 10px;
+    transform: translateY(-50%);
+    font-size: 22px;
+    width: 22px;
+    height: 22px;
+
+    &--ok {
+      color: #16a34a;
+    }
+
+    &--bad {
+      color: #dc2626;
+    }
+  }
+
+  &__hint {
+    display: flex;
+    align-items: center;
+    gap: 4px;
+    font-size: 12px;
+    color: #64748b;
+
+    mat-icon {
+      font-size: 14px;
+      width: 14px;
+      height: 14px;
+    }
+  }
+
+  &--required {
+    background: #fffbeb;
+    border-color: #fcd34d;
+
+    .cx-pan__input input {
+      border-color: #f59e0b;
+    }
+
+    .cx-pan__hint {
+      font-weight: 600;
+      color: #92400e;
+    }
+  }
+
+  &--invalid {
+    background: #fef2f2;
+    border-color: #fecaca;
+
+    .cx-pan__input input {
+      border-color: #ef4444;
+    }
+
+    .cx-pan__hint {
+      font-weight: 600;
+      color: #b91c1c;
+    }
+  }
+
+  &--valid {
+    background: #f0fdf4;
+    border-color: #bbf7d0;
+
+    .cx-pan__input input {
+      border-color: #22c55e;
+    }
+
+    .cx-pan__hint {
+      color: #166534;
+    }
  }
 }

-.cx-field--pan input {
-  width: 160px;
-  border-color: #fcd34d;
+.cx-spin {
+  animation: cx-spin 1s linear infinite;
+}

-  &:focus {
-    outline: none;
-    border-color: #d97706;
+@keyframes cx-spin {
+  to {
+    transform: rotate(360deg);
+  }
+}
+
+@media (width <= 900px) {
+  .cx-cust__body {
+    grid-template-columns: 1fr;
+  }
+}
+
+@media (width <= 600px) {
+  .cx-cust__walkin {
+    grid-template-columns: 1fr;
  }
 }

@@ -345,6 +830,129 @@
  border-bottom: 1px dotted #eef2f7;
 }

+/* Both sides: the cashier's count of each denomination sits between the counter and the amount. */
+.cx-row--stock {
+  grid-template-columns: 64px 120px 1fr 96px;
+}
+
+.cx-row--over {
+  background: #fef2f2;
+}
+
+.cx-avail {
+  padding-left: 6px;
+  font-size: 12px;
+  color: #64748b;
+
+  strong {
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  /* the count after this exchange: green when it goes up, red when it goes down */
+  .cx-after {
+    display: inline-flex;
+    align-items: center;
+    gap: 3px;
+    margin-left: 6px;
+    font-weight: 600;
+
+    mat-icon {
+      font-size: 16px;
+      width: 16px;
+      height: 16px;
+    }
+
+    small {
+      font-size: 11px;
+    }
+  }
+
+  &--up .cx-after,
+  &--up .cx-after strong {
+    color: #15803d;
+  }
+
+  &--down .cx-after,
+  &--down .cx-after strong {
+    color: #b45309;
+  }
+
+  &--over,
+  &--over strong,
+  &--over .cx-after,
+  &--over .cx-after strong {
+    color: #b91c1c;
+  }
+}
+
+/* The drawer after the whole exchange, one chip per denomination it changes */
+.cx-impact {
+  padding: 12px 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 12px;
+
+  &__title {
+    display: flex;
+    align-items: center;
+    gap: 6px;
+    margin-bottom: 8px;
+    font-size: 13px;
+    font-weight: 700;
+    color: #0f172a;
+
+    mat-icon {
+      font-size: 18px;
+      width: 18px;
+      height: 18px;
+      color: #475569;
+    }
+  }
+
+  &__chips {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 8px;
+  }
+
+  &__chip {
+    display: inline-flex;
+    align-items: center;
+    gap: 6px;
+    padding: 5px 10px;
+    border-radius: 8px;
+    background: #f1f5f9;
+    font-size: 12px;
+    color: #334155;
+
+    b {
+      font-weight: 700;
+    }
+
+    em {
+      font-style: normal;
+      font-weight: 700;
+    }
+
+    &--up {
+      background: #dcfce7;
+      color: #166534;
+    }
+
+    &--down {
+      background: #fef3c7;
+      color: #92400e;
+    }
+  }
+
+  &__note {
+    margin-top: 8px;
+    font-size: 11px;
+    color: #64748b;
+  }
+}
+
 .cx-chip {
  display: inline-flex;
  align-items: center;
@@ -11,7 +11,16 @@ import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
+import { MatDialog, MatDialogModule } from '@angular/material/dialog';
+import { forkJoin, of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { ClientsService } from 'app/clients/clients.service';
+import {
+  CustomerSearchDialogComponent,
+  CustomerSearchResult
+} from 'app/shared/customer-search-dialog/customer-search-dialog.component';
+import { businessToday } from 'app/core/utils/business-today';

 interface Denom {
  id: number;
@@ -20,6 +29,47 @@ interface Denom {
  label: string;
 }

+/** An existing client picked through Customer Search, with what the counter needs to identify them. */
+interface SelectedCustomer {
+  clientId: number;
+  displayName: string;
+  cifNumber: string | null;
+  mobileNo: string | null;
+  officeName: string | null;
+  accountNo: string | null;
+  accountType: string | null;
+  /** PAN on the client's KYC record, if any. */
+  kycPan: string | null;
+  panVerified: boolean;
+  kycStatus: string;
+}
+
+/** The cashier at the counter: the one who takes the customer's notes and hands over the change. */
+interface CashierInfo {
+  cashierId: number;
+  name: string;
+  tellerName: string | null;
+  officeName: string | null;
+  /** Cash the vault allocated to them for the day, once known. */
+  allocatedAmount: number | null;
+  /** Cash they hold now. */
+  totalAmount: number;
+}
+
+/** Same rule as ClientKycApiConstants.PAN_REGEX on the server: 5 letters, 4 digits, 1 letter. */
+const PAN_PATTERN = /^[A-Z]{5}[0-9]{4}[A-Z]$/;
+
+/** Income Tax Rule 114B / RBI: a cash exchange above this needs the customer's PAN. */
+const PAN_MANDATORY_ABOVE = 50000;
+
+const KYC_STATUS: Record<number, string> = {
+  100: 'Pending',
+  200: 'In Progress',
+  300: 'Verified',
+  400: 'Rejected',
+  500: 'Expired'
+};
+
 /** Cashier cash-exchange entry: customer gives some denominations and takes equal-value change (net 0). */
@Component({
  selector: 'mifosx-cash-exchange-entry',
@@ -30,11 +80,14 @@ interface Denom {
    CommonModule,
    FormsModule,
    MatIconModule,
-    MatSnackBarModule
+    MatSnackBarModule,
+    MatDialogModule
  ]
 })
 export class CashExchangeEntryComponent implements OnInit {
  private service = inject(CashierService);
+  private clientsService = inject(ClientsService);
+  private dialog = inject(MatDialog);
  private snackBar = inject(MatSnackBar);

  notes: Denom[] = [];
@@ -46,11 +99,17 @@ export class CashExchangeEntryComponent implements OnInit {
  saving = false;

  // ── Customer info ──
-  isAccountHolder = false;
-  accountNo = '';
-  customerIdProof = '';
+  /** An existing client found through Customer Search, or a walk-in identified at the counter. */
+  customerMode: 'existing' | 'walkin' = 'walkin';
+  selectedCustomer: SelectedCustomer | null = null;
+  loadingCustomer = false;
+  walkInName = '';
+  walkInMobile = '';
+  panNumber = '';

-  // ── Cashier position (for denomination overdraft check) ──
+  // ── Cashier at the counter, and their position (for the denomination overdraft check) ──
+  /** The cashier linked to the logged-in user; null when the login is not a cashier's. */
+  cashier: CashierInfo | null = null;
  private availableMap = new Map<number, number>();
  positionLoaded = false;

@@ -63,7 +122,7 @@ export class CashExchangeEntryComponent implements OnInit {
  }

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.exchangeDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service.getActiveDenominations().subscribe({
      next: (list) => {
@@ -87,7 +146,19 @@ export class CashExchangeEntryComponent implements OnInit {
        ((res?.denominations || []) as any[]).forEach((d: any) => {
          if (d.denominationId) this.availableMap.set(Number(d.denominationId), Number(d.count ?? 0));
        });
+        const cashierId = res?.cashierId ? Number(res.cashierId) : null;
+        this.cashier = cashierId
+          ? {
+              cashierId,
+              name: res.cashierName || '',
+              tellerName: null,
+              officeName: null,
+              allocatedAmount: null,
+              totalAmount: Number(res.totalAmount ?? 0)
+            }
+          : null;
        this.positionLoaded = true;
+        if (cashierId) this.loadCashierDetails(cashierId);
      },
      error: () => {
        this.positionLoaded = true;
@@ -95,6 +166,31 @@ export class CashExchangeEntryComponent implements OnInit {
    });
  }

+  /** The counter, branch and today's allocation; the card still shows name and cash in hand without them. */
+  private loadCashierDetails(cashierId: number): void {
+    this.service
+      .getInterCashierCashierSummary(cashierId, this.exchangeDate)
+      .pipe(catchError(() => of(null)))
+      .subscribe((r: any) => {
+        if (!r || this.cashier?.cashierId !== cashierId) return;
+        this.cashier = {
+          ...this.cashier,
+          tellerName: r.tellerName || null,
+          officeName: r.officeName || null,
+          allocatedAmount: Number(r.allocatedAmount ?? 0)
+        };
+      });
+  }
+
+  /** Up to two letters for the cashier's avatar. */
+  get cashierInitials(): string {
+    const words = (this.cashier?.name || '').trim().split(/\s+/).filter(Boolean);
+    if (words.length === 0) return '?';
+    const first = words[0].charAt(0);
+    const last = words.length > 1 ? words[words.length - 1].charAt(0) : '';
+    return (first + last).toUpperCase();
+  }
+
  countFor(side: 'r' | 'g', d: Denom): number {
    return (side === 'r' ? this.receivedCounts : this.givenCounts)[d.id] || 0;
  }
@@ -128,14 +224,102 @@ export class CashExchangeEntryComponent implements OnInit {
    return this.receivedTotal > 0 && this.receivedTotal === this.givenTotal;
  }

-  /** Above ₹50,000 PAN/ID is mandatory per RBI guideline */
-  get needsIdProof(): boolean {
-    return this.receivedTotal >= 50000;
+  /** Above ₹50,000 the customer's PAN is mandatory (Income Tax Rule 114B, followed under RBI guidelines). */
+  get needsPan(): boolean {
+    return this.receivedTotal > PAN_MANDATORY_ABOVE;
+  }
+
+  /** Up to two letters for the avatar: first and last word of the customer's name. */
+  get customerInitials(): string {
+    const words = (this.selectedCustomer?.displayName || '').trim().split(/\s+/).filter(Boolean);
+    if (words.length === 0) return '?';
+    const first = words[0].charAt(0);
+    const last = words.length > 1 ? words[words.length - 1].charAt(0) : '';
+    return (first + last).toUpperCase();
+  }
+
+  get panValue(): string {
+    return this.panNumber.trim().toUpperCase();
+  }
+
+  /** A PAN that is entered must be well-formed, required or not. */
+  get panFormatInvalid(): boolean {
+    return !!this.panValue && !PAN_PATTERN.test(this.panValue);
+  }
+
+  get panMissing(): boolean {
+    return this.needsPan && !this.panValue;
+  }
+
+  /** The PAN comes from the client's KYC record, so the cashier confirms it rather than types it. */
+  get panFromKyc(): boolean {
+    return !!this.selectedCustomer?.kycPan && this.panValue === this.selectedCustomer.kycPan.toUpperCase();
+  }
+
+  /** Who the customer is has to be known: a picked client, or a walk-in's name once PAN is required. */
+  get customerIdentified(): boolean {
+    if (this.customerMode === 'existing') return !!this.selectedCustomer;
+    return !this.needsPan || this.walkInName.trim().length > 0;
+  }
+
+  /** A login with no cashier behind it has no drawer to take notes into or give change from. */
+  get noCashier(): boolean {
+    return this.positionLoaded && !this.cashier;
+  }
+
+  /** How many of the denomination the cashier holds, or null while that is not known (loading, or no cashier). */
+  availableFor(d: Denom): number | null {
+    if (!this.positionLoaded || !this.cashier) return null;
+    return this.availableMap.get(d.id) ?? 0;
+  }
+
+  /** The cashier is giving more of this denomination than they hold. */
+  exceedsAvailable(d: Denom): boolean {
+    const available = this.availableFor(d);
+    return available !== null && this.countFor('g', d) > available;
+  }
+
+  /** The + on the given side stops at what the cashier holds; a larger typed number is still caught and shown. */
+  canGiveMore(d: Denom): boolean {
+    const available = this.availableFor(d);
+    return available === null || this.countFor('g', d) < available;
+  }
+
+  /** What this exchange does to the cashier's count of the denomination: notes taken in less notes given out. */
+  netFor(d: Denom): number {
+    return this.countFor('r', d) - this.countFor('g', d);
+  }
+
+  /** The cashier's count of the denomination once this exchange is recorded, or null while it is not known. */
+  drawerAfter(d: Denom): number | null {
+    const available = this.availableFor(d);
+    return available === null ? null : available + this.netFor(d);
+  }
+
+  /**
+   * The denominations this exchange changes, with the drawer's count before and after, so the effect shows
+   * while the counts are being typed. The branch's total for each denomination moves by the same amount, as
+   * the customer's notes go into the drawer and the change comes out of it; the vault is not involved.
+   */
+  get impactRows(): Array<{ id: number; label: string; kind: string; net: number; before: number; after: number }> {
+    if (!this.positionLoaded || !this.cashier) return [];
+    return this.denoms
+      .filter((d) => this.netFor(d) !== 0)
+      .map((d) => ({
+        id: d.id,
+        label: d.label,
+        kind: d.kind,
+        net: this.netFor(d),
+        before: this.availableFor(d) ?? 0,
+        after: this.drawerAfter(d) ?? 0
+      }));
  }

  /** Denominations where cashier is giving more than currently available. */
  get givenOverdraftItems(): Array<{ label: string; available: number; requested: number }> {
-    if (!this.positionLoaded) return [];
+    // Without a cashier every denomination would read as "0 available"; the missing cashier is the
+    // thing to tell the user, not a stock shortage.
+    if (!this.positionLoaded || !this.cashier) return [];
    return this.denoms
      .map((d) => ({ label: d.label, available: this.availableMap.get(d.id) ?? 0, requested: this.countFor('g', d) }))
      .filter((item) => item.requested > 0 && item.requested > item.available);
@@ -146,21 +330,77 @@ export class CashExchangeEntryComponent implements OnInit {
  }

  get valid(): boolean {
-    return this.matches && (!this.needsIdProof || this.customerIdProof.trim().length > 0) && !this.hasGivenOverdraft;
+    return (
+      this.matches &&
+      !!this.cashier &&
+      !this.hasGivenOverdraft &&
+      !this.panFormatInvalid &&
+      !this.panMissing &&
+      this.customerIdentified &&
+      !this.loadingCustomer
+    );
  }

-  toggleAccountHolder(): void {
-    this.isAccountHolder = !this.isAccountHolder;
-    if (!this.isAccountHolder) this.accountNo = '';
+  setCustomerMode(mode: 'existing' | 'walkin'): void {
+    if (this.customerMode === mode) return;
+    this.customerMode = mode;
+    this.selectedCustomer = null;
+    this.walkInName = '';
+    this.walkInMobile = '';
+    this.panNumber = '';
+  }
+
+  /** Pick an existing client through Customer Search, then load their details and KYC (PAN). */
+  openCustomerSearch(): void {
+    this.dialog
+      // An existing customer without an account is still a known customer, so the account is not required.
+      .open(CustomerSearchDialogComponent, { width: '960px', maxWidth: '95vw', data: { requireAccount: false } })
+      .afterClosed()
+      .subscribe((result: CustomerSearchResult | undefined) => {
+        if (!result?.clientId) return;
+        this.loadCustomer(result);
+      });
+  }
+
+  private loadCustomer(result: CustomerSearchResult): void {
+    this.loadingCustomer = true;
+    const id = String(result.clientId);
+    forkJoin({
+      client: this.clientsService.getClientData(id, true).pipe(catchError(() => of(null))),
+      kyc: this.clientsService.getClientKyc(id, true).pipe(catchError(() => of(null)))
+    }).subscribe(({ client, kyc }: { client: any; kyc: any }) => {
+      const kycPan: string | null = kyc?.panNumber || result.panNumber || null;
+      this.selectedCustomer = {
+        clientId: result.clientId,
+        displayName: client?.displayName || result.displayName,
+        cifNumber: client?.cifNumber || null,
+        mobileNo: client?.mobileNo || result.mobileNo || null,
+        officeName: client?.officeName || result.officeName || null,
+        accountNo: result.accountNo || null,
+        accountType: result.accountType || null,
+        kycPan,
+        panVerified: !!kyc?.panVerified,
+        kycStatus: KYC_STATUS[Number(kyc?.kycStatus?.id ?? kyc?.kycStatus)] || 'Not on record'
+      };
+      this.panNumber = kycPan ? kycPan.toUpperCase() : '';
+      this.loadingCustomer = false;
+    });
+  }
+
+  clearCustomer(): void {
+    this.selectedCustomer = null;
+    this.panNumber = '';
  }

  clear(): void {
    this.receivedCounts = {};
    this.givenCounts = {};
    this.note = '';
-    this.accountNo = '';
-    this.customerIdProof = '';
-    this.isAccountHolder = false;
+    this.customerMode = 'walkin';
+    this.selectedCustomer = null;
+    this.walkInName = '';
+    this.walkInMobile = '';
+    this.panNumber = '';
  }

  submit(): void {
@@ -170,11 +410,17 @@ export class CashExchangeEntryComponent implements OnInit {
      this.denoms
        .filter((d) => this.countFor(side, d) > 0)
        .map((d) => ({ denominationId: d.id, denominationValue: d.value, count: this.countFor(side, d) }));
+    const customer = this.customerMode === 'existing' ? this.selectedCustomer : null;
+    const pan = this.panValue || null;
    const payload: any = {
      exchangeDate: this.exchangeDate,
      note: this.note || null,
-      customerIdProof: this.customerIdProof.trim() || null,
-      accountNo: this.isAccountHolder && this.accountNo.trim() ? this.accountNo.trim() : null,
+      clientId: customer?.clientId ?? null,
+      accountNo: customer?.accountNo ?? null,
+      customerName: customer ? customer.displayName : this.walkInName.trim() || null,
+      customerMobile: customer ? customer.mobileNo : this.walkInMobile.trim() || null,
+      panNumber: pan,
+      customerIdProof: pan,
      received: build('r'),
      given: build('g')
    };
@@ -11,25 +11,11 @@
    <div>
      <div class="pg-eyebrow">CASHIER · HISTORY</div>
      <h1 class="pg-title">Cash Movement History</h1>
-      <p class="pg-sub">All transfers, settlements, and inter-cashier movements. Reverse any active transaction.</p>
+      <p class="pg-sub">All transfers, settlements, inter-cashier movements and cash exchanges.</p>
    </div>
    <button type="button" class="pg-btn pg-btn--ghost" (click)="load()"><mat-icon>refresh</mat-icon> Refresh</button>
  </header>

-  <!-- Reversal confirm panel -->
-  @if (reversingId !== null) {
-    <div class="reverse-panel">
-      <mat-icon class="reverse-icon">warning</mat-icon>
-      <span
-        >Reverse <strong>#{{ reversingId }}</strong
-        >? This cannot be undone.</span
-      >
-      <input class="reverse-reason" type="text" [(ngModel)]="reverseReason" placeholder="Reason (optional)" />
-      <button type="button" class="pg-btn pg-btn--danger" (click)="confirmReverse()">Confirm Reversal</button>
-      <button type="button" class="pg-btn pg-btn--ghost" (click)="cancelReverse()">Cancel</button>
-    </div>
-  }
-
  @if (loading) {
    <div class="pg-empty">Loading…</div>
  }
@@ -134,11 +120,6 @@
                  >
                    <mat-icon>visibility</mat-icon>
                  </button>
-                  @if (!r.isReversed) {
-                    <button type="button" class="pg-btn pg-btn--ghost btn-sm" title="Reverse" (click)="startReverse(r)">
-                      <mat-icon>undo</mat-icon>
-                    </button>
-                  }
                </div>
              </td>
            </tr>
@@ -187,6 +168,12 @@
          <span class="detail-meta__label">Date</span>
          <span class="detail-meta__val">{{ detail.row.date }}</span>
        </div>
+        @if (detail.row.type === 'exchange') {
+          <div class="detail-meta__item">
+            <span class="detail-meta__label">Customer PAN</span>
+            <span class="detail-meta__val">{{ detail.row.panNumber || '—' }}</span>
+          </div>
+        }
        <div class="detail-meta__item">
          <span class="detail-meta__label">Total Amount</span>
          <span class="detail-meta__val detail-meta__val--amount">₹{{ detail.row.amount | number: '1.2-2' }}</span>
@@ -47,38 +47,6 @@
  }
 }

-.reverse-panel {
-  display: flex;
-  align-items: center;
-  gap: 12px;
-  padding: 12px 16px;
-  background: #fffbeb;
-  border: 1px solid #fcd34d;
-  border-radius: 10px;
-  flex-wrap: wrap;
-  font-size: 13px;
-  color: #92400e;
-
-  .reverse-icon {
-    color: #f59e0b;
-    font-size: 20px;
-    height: 20px;
-    width: 20px;
-  }
-
-  .reverse-reason {
-    flex: 1 1 200px;
-    height: 34px;
-    padding: 0 10px;
-    border: 1px solid #fcd34d;
-    border-radius: 7px;
-    font-size: 13px;
-    font-family: inherit;
-    background: #fff;
-    color: #1a1a1a;
-  }
-}
-
 /* ── Action buttons cell ── */
 .action-btns {
  display: flex;
@@ -8,9 +8,7 @@

 import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
-import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
-import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
 import { MatTabsModule } from '@angular/material/tabs';
 import { MatPaginatorModule, PageEvent } from '@angular/material/paginator';
 import { forkJoin, of } from 'rxjs';
@@ -31,6 +29,8 @@ interface TxnRow {
  reversedBy: number | null;
  reversedAt: string | null;
  reverseReason: string | null;
+  /** Customer PAN recorded on a cash exchange. */
+  panNumber?: string | null;
  type: 'transfer' | 'settlement' | 'inter' | 'exchange';
 }

@@ -52,7 +52,10 @@ interface DetailView {
  loading: boolean;
 }

-/** Unified history of all cash movements with reversal and detail view support. */
+/**
+ * Unified history of all cash movements with a detail view. Read-only: cash movements cannot be reversed
+ * from here (an earlier reversal still shows as Reversed, with who, when and why).
+ */
@Component({
  selector: 'mifosx-cash-history',
  templateUrl: './cash-history.component.html',
@@ -63,16 +66,13 @@ interface DetailView {
  standalone: true,
  imports: [
    CommonModule,
-    FormsModule,
    MatIconModule,
-    MatSnackBarModule,
    MatTabsModule,
    MatPaginatorModule
  ]
 })
 export class CashHistoryComponent implements OnInit {
  private service = inject(CashierService);
-  private snackBar = inject(MatSnackBar);

  transfers: TxnRow[] = [];
  settlements: TxnRow[] = [];
@@ -99,10 +99,6 @@ export class CashHistoryComponent implements OnInit {

  private denomKindMap = new Map<number, 'note' | 'coin'>();

-  reversingId: number | null = null;
-  reversingType: string | null = null;
-  reverseReason = '';
-
  detail: DetailView | null = null;

  ngOnInit(): void {
@@ -212,7 +208,8 @@ export class CashHistoryComponent implements OnInit {
      this.exchanges = (exchangeItems as any[]).map((e) => ({
        id: e.id,
        date: e.exchangeDate,
-        fromParty: e.accountNo ? `Account ${e.accountNo}` : 'Walk-in Customer',
+        fromParty: this.exchangeParty(e),
+        panNumber: e.panNumber ?? null,
        toParty: e.performedByUsername || '—',
        amount: e.exchangeAmount,
        note: e.note,
@@ -310,7 +307,8 @@ export class CashHistoryComponent implements OnInit {
        this.exchanges = (res.pageItems ?? []).map((e: any) => ({
          id: e.id,
          date: e.exchangeDate,
-          fromParty: e.accountNo ? `Account ${e.accountNo}` : 'Walk-in Customer',
+          fromParty: this.exchangeParty(e),
+          panNumber: e.panNumber ?? null,
          toParty: e.performedByUsername || '—',
          amount: e.exchangeAmount,
          note: e.note,
@@ -392,39 +390,12 @@ export class CashHistoryComponent implements OnInit {
    this.detail = null;
  }

-  startReverse(row: TxnRow): void {
-    this.reversingId = row.id;
-    this.reversingType = row.type;
-    this.reverseReason = '';
-  }
-
-  cancelReverse(): void {
-    this.reversingId = null;
-    this.reversingType = null;
-    this.reverseReason = '';
-  }
-
-  confirmReverse(): void {
-    if (!this.reversingId || !this.reversingType) return;
-    const id = this.reversingId;
-    const type = this.reversingType;
-    const reason = this.reverseReason;
-    this.cancelReverse();
-
-    let obs$;
-    if (type === 'transfer') obs$ = this.service.reverseCashTransfer(id, reason);
-    else if (type === 'settlement') obs$ = this.service.reverseCashSettlement(id, reason);
-    else if (type === 'exchange') obs$ = this.service.reverseCashExchange(id, reason);
-    else obs$ = this.service.reverseInterCashierTransfer(id, reason);
-
-    obs$.pipe(catchError(() => of(null))).subscribe((res: any) => {
-      if (res?.reversed) {
-        this.snackBar.open('Transaction reversed successfully', 'Close', { duration: 3000 });
-        this.load();
-      } else {
-        this.snackBar.open('Reversal failed', 'Close', { duration: 3000 });
-      }
-    });
+  /** Who the exchange was with: the customer's name (and account, if one), else the account, else a walk-in. */
+  private exchangeParty(e: any): string {
+    if (e.customerName) {
+      return e.accountNo ? `${e.customerName} (A/C ${e.accountNo})` : e.customerName;
+    }
+    return e.accountNo ? `Account ${e.accountNo}` : 'Walk-in Customer';
  }

  typeLabel(type: string): string {
@@ -18,6 +18,7 @@ import { MatInputModule } from '@angular/material/input';
 import { forkJoin, of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 type PageState = 'loading' | 'no-cashier' | 'needs-reconciliation' | 'already-settled' | 'form';

@@ -90,7 +91,7 @@ export class CashSettlementComponent implements OnInit {
  saving = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.settlementDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service
      .getTellers()
@@ -17,6 +17,7 @@ import { MatInputModule } from '@angular/material/input';
 import { of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface Denom {
  id: number;
@@ -82,7 +83,7 @@ export class CashTransferComponent implements OnInit {
  loadingVault = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.transferDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service.getActiveDenominations().subscribe({
      next: (list) => {
@@ -17,6 +17,7 @@ import { forkJoin, of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
 import { AuthenticationService } from '../../core/authentication/authentication.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface DenomRow {
  denominationId: number;
@@ -71,7 +72,7 @@ export class CashierPositionComponent implements OnInit {
  isCashierMode = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.asOfDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;

    this.isCashierMode = this.authService.isCashierUser();
@@ -23,10 +23,10 @@ import { DayBookComponent } from './day-book/day-book.component';
 import { VoucherReportComponent } from './voucher-report/voucher-report.component';
 import { BranchDayComponent } from './branch-day/branch-day.component';
 import { VaultPositionComponent } from './vault-position/vault-position.component';
+import { BranchCashPositionComponent } from './branch-cash-position/branch-cash-position.component';
 import { AccountRegisterComponent } from './account-register/account-register.component';
 import { ClosingCashReportComponent } from './closing-cash-report/closing-cash-report.component';
 import { ExcessTransactionReportComponent } from './excess-transaction-report/excess-transaction-report.component';
-import { ShareCollectionComponent } from './share-collection/share-collection.component';

 const routes: Routes = [
  Route.withShell([
@@ -226,6 +226,13 @@ const routes: Routes = [
          component: VaultPositionComponent,
          data: { title: 'Vault Position', breadcrumb: 'Vault Position' }
        },
+        {
+          // What the whole branch holds per denomination: the vault plus every cashier's drawer, so an
+          // exchange (which leaves the vault alone) is visible in the bank's total.
+          path: 'branch-position',
+          component: BranchCashPositionComponent,
+          data: { title: 'Branch Cash Position', breadcrumb: 'Branch Cash Position' }
+        },
        {
          // The same day book the clerk and cashier read, reached from where a principal officer
          // signing the day off actually looks. It carries the Officer Verification Sheet — each
@@ -345,11 +352,6 @@ const routes: Routes = [
          component: ExcessTransactionReportComponent,
          data: { title: 'Excess Transaction Report', breadcrumb: 'Excess Transaction Report' }
        },
-        {
-          path: 'share-collection',
-          component: ShareCollectionComponent,
-          data: { title: 'Share Collection', breadcrumb: 'Share Collection' }
-        },
        {
          path: 'transaction-entry',
          canActivate: [CashierOnlyGuard],
@@ -20,7 +20,6 @@ import { ReconciliationComponent } from './reconciliation/reconciliation.compone
 import { CashHistoryComponent } from './cash-history/cash-history.component';
 import { ClosingCashReportComponent } from './closing-cash-report/closing-cash-report.component';
 import { ExcessTransactionReportComponent } from './excess-transaction-report/excess-transaction-report.component';
-import { ShareCollectionComponent } from './share-collection/share-collection.component';

@NgModule({
  imports: [
@@ -35,8 +34,7 @@ import { ShareCollectionComponent } from './share-collection/share-collection.co
    ReconciliationComponent,
    CashHistoryComponent,
    ClosingCashReportComponent,
-    ExcessTransactionReportComponent,
-    ShareCollectionComponent
+    ExcessTransactionReportComponent
  ]
 })
 export class CashierModule {}
@@ -32,9 +32,6 @@ export class CashierService {
  getCashExchange(id: number): Observable<any> {
    return this.http.get(`/cashexchange/${id}`);
  }
-  reverseCashExchange(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashexchange/${id}/reverse`, { reason });
-  }

  // ── Tellers / Cashiers ──
  getTellers(officeId?: number): Observable<any[]> {
@@ -60,9 +57,6 @@ export class CashierService {
  getCashTransferById(id: number): Observable<any> {
    return this.http.get(`/cashtransfer/${id}`);
  }
-  reverseCashTransfer(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashtransfer/${id}/reverse`, { reason });
-  }

  // ── Cash Settlement ──
  createCashSettlement(data: any): Observable<any> {
@@ -75,9 +69,6 @@ export class CashierService {
  getCashSettlementById(id: number): Observable<any> {
    return this.http.get(`/cashsettlement/${id}`);
  }
-  reverseCashSettlement(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashsettlement/${id}/reverse`, { reason });
-  }

  // ── Inter-cashier Transfer ──
  createInterCashierTransfer(data: any): Observable<any> {
@@ -90,8 +81,10 @@ export class CashierService {
  getInterCashierById(id: number): Observable<any> {
    return this.http.get(`/cashintercashier/${id}`);
  }
-  reverseInterCashierTransfer(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashintercashier/${id}/reverse`, { reason });
+  /** One cashier's details, today's vault allocation and denomination-wise cash, for either side of a transfer. */
+  getInterCashierCashierSummary(cashierId: number, date: string): Observable<any> {
+    const params = new HttpParams().set('cashierId', cashierId).set('date', date);
+    return this.http.get<any>('/cashintercashier/cashier-summary', { params });
  }

  // ── Reconciliation ──
@@ -178,6 +171,13 @@ export class CashierService {
    return this.http.get('/vouchers/my-work', { params });
  }

+  /** One voucher and every debit/credit line it is made of — the full slip behind a summarised
+   *  row (a "+2 more" badge in a register only ever shows the first side of each). */
+  voucherDetail(voucherNo: string): Observable<any> {
+    const params = new HttpParams().set('voucherNo', voucherNo);
+    return this.http.get('/vouchers/detail', { params });
+  }
+
  /**
   * Account register for one date: what opened and closed that day, each account's balance as it
   * stood then, and what it holds now.
@@ -198,6 +198,23 @@ export class CashierService {
    return this.http.get('/branchday', { params });
  }

+  /**
+   * The savings products whose interest posting report is due for the date and not yet approved —
+   * the backend refuses to close any branch's day while one is pending.
+   */
+  interestDayCloseCheck(
+    date?: string,
+    officeId?: number
+  ): Observable<{ businessDate: string; canClose: boolean; pendingProducts: string[] }> {
+    let params = new HttpParams();
+    if (date) params = params.set('date', date);
+    if (officeId) params = params.set('officeId', String(officeId));
+    return this.http.get<{ businessDate: string; canClose: boolean; pendingProducts: string[] }>(
+      '/savingsinterestpostingreports/day-close-check',
+      { params }
+    );
+  }
+
  /** Days opened and never closed — today's own open day excluded. */
  branchDayMissed(officeId?: number): Observable<any> {
    let params = new HttpParams();
@@ -294,6 +311,16 @@ export class CashierService {
    if (asOfDate) params = params.set('asOfDate', asOfDate);
    return this.http.get('/cashreports/vault-position', { params });
  }
+  /**
+   * Denomination-wise cash the whole branch holds: its vault(s) plus every cashier's drawer, with the day's
+   * exchange movement beside it. Not for a cashier -- the server refuses it.
+   */
+  branchCashPosition(asOfDate?: string, officeId?: number): Observable<any> {
+    let params = new HttpParams();
+    if (asOfDate) params = params.set('asOfDate', asOfDate);
+    if (officeId) params = params.set('officeId', String(officeId));
+    return this.http.get('/cashreports/branch-position', { params });
+  }
  excessTransactionReport(threshold: number, fromDate?: string, toDate?: string): Observable<any[]> {
    let params = new HttpParams().set('threshold', String(threshold));
    if (fromDate) params = params.set('fromDate', fromDate);
@@ -357,19 +384,6 @@ export class CashierService {
    return this.http.get<any[]>('/paymenttypes');
  }

-  // ── Share Collection ──
-  getShareAccountForCollection(accountId: string): Observable<any> {
-    return this.http.get(`/accounts/share/${accountId}`);
-  }
-
-  collectSharePayment(data: any): Observable<any> {
-    return this.http.post('/cashier/sharecollection', data);
-  }
-
-  getShareCollectionStatus(shareAccountId: number): Observable<any> {
-    return this.http.get(`/cashier/sharecollection/${shareAccountId}`);
-  }
-
  /** One unapplied Share Sundry receipt, found by the voucher number the member quotes. */
  getShareAdvanceByVoucher(voucherNo: string, glAccountNo: string, clientId?: number): Observable<any> {
    // The voucher travels as a query parameter, not a path segment: numbers are formatted
@@ -396,10 +410,18 @@ export class CashierService {
    return this.http.get('/shareadvancecollection/requirement', { params: { shareAccountId: String(shareAccountId) } });
  }

-  /** Receipts still sitting in Share Sundry, optionally for a single member. */
-  getUnappliedShareAdvances(clientId?: number): Observable<any> {
-    const suffix = clientId ? `?clientId=${clientId}` : '';
-    return this.http.get(`/shareadvancecollection${suffix}`);
+  /**
+   * Everything an Apply screen needs, in one call: `own` is this member's own unapplied receipts,
+   * ready to tick; `rows` is every other Share Collection receipt still available — unclaimed GL
+   * deposits and receipts linked to another member — which attach by voucher instead.
+   *
+   * One request rather than two: both lists come from the same table under the same filters, and
+   * splitting them across endpoints only meant the same rows were fetched twice and, where they
+   * overlapped, drawn twice on the same screen.
+   */
+  getShareCollectionReceipts(clientId?: number): Observable<any> {
+    const params = clientId ? new HttpParams().set('clientId', String(clientId)) : undefined;
+    return this.http.get('/shareadvancecollection/unattributed', { params });
  }

  /** Moves a receipt out of Sundry into share capital for an activated account. */
@@ -407,6 +429,12 @@ export class CashierService {
    return this.http.post(`/shareadvancecollection/${collectionId}/apply`, data);
  }

+  /** The receipt's own real Dr/Cr GL legs — never the GL account currently picked in a search box,
+   *  which is unrelated screen state that can name a different account than this receipt sits in. */
+  getShareAdvanceGlEntries(collectionId: number): Observable<any> {
+    return this.http.get(`/shareadvancecollection/${collectionId}/gl-entries`);
+  }
+
  /** Every additional-share tranche awaiting approval, across every share account. */
  getShareAdditionRequests(): Observable<any> {
    return this.http.get('/shareadditionrequests');
@@ -419,4 +447,14 @@ export class CashierService {
  getShareAdditionRequest(transactionId: number): Observable<any> {
    return this.http.get(`/shareadditionrequests/${transactionId}`);
  }
+
+  /**
+   * Entry Type options for a GL credit (General / Share Collection / DD Issue / …) — the
+   * "GLEntryType" code under Admin > System > Manage Codes, so an admin can add another type later
+   * without a deployment. Empty on failure rather than erroring, since a row missing this dropdown's
+   * options should still be usable for every other field.
+   */
+  getEntryTypeOptions(): Observable<any[]> {
+    return this.http.get<any[]>('/codes/name/GLEntryType/codevalues').pipe(catchError(() => of([])));
+  }
 }
@@ -51,6 +51,12 @@ export class ClerkShareWithdrawalService {
    return this.http.post(`/clerk/share-withdrawal-requests/${id}/validate`, {});
  }

+  /** Runs the exact same checklist approve() will run, against a draft that hasn't been submitted
+   *  yet — so the clerk sees it in the confirm dialog, before committing to the request. */
+  previewValidate(data: any): Observable<any> {
+    return this.http.post('/clerk/share-withdrawal-requests/preview-validate', data);
+  }
+
  approve(id: number): Observable<any> {
    return this.http.post(`/clerk/share-withdrawal-requests/${id}/approve`, {});
  }
@@ -12,6 +12,7 @@ import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { MatPaginatorModule, PageEvent } from '@angular/material/paginator';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 /** Day-wise denomination-wise closing cash collected from deposits. */
@Component({
@@ -174,19 +175,24 @@ export class ClosingCashReportComponent implements OnInit {
    return this.noteRows.reduce((s, r) => s + Number(r.settledOutAmount ?? 0), 0);
  }

+  /**
+   * Summed from each row's own `netCount`, not re-derived from today's legs — a row's `netCount`
+   * already carries forward what a cashier was holding from before today (`openingCount`), for the
+   * force-closed-day/late-settlement case. Recomputing here from only today's vaultIn/deposit/
+   * withdrawal/settledOut dropped that carry-forward and put the Total row back into negative
+   * numbers a cashier had already reconciled.
+   */
  get noteNetCount(): number {
-    return this.noteVaultInCount + this.noteDepositCount - this.noteWithdrawalCount - this.noteSettledOutCount;
+    return this.noteRows.reduce((s, r) => s + Number(r.netCount ?? 0), 0);
  }

  /**
-   * What is left in the drawer in notes: everything that came in, less everything that went out.
-   *
-   * Was deposits minus withdrawals, which is the counter's movement rather than the drawer's
-   * contents — it left out the cash drawn from the vault, so a teller holding a ₹500 note saw a net
-   * of zero and had nothing to count against.
+   * What is left in the drawer in notes: everything that came in, less everything that went out —
+   * including cash carried forward from before today. See `noteNetCount` for why this sums each
+   * row's own `netAmount` rather than re-deriving it from today's legs.
   */
  get noteNetAmount(): number {
-    return this.noteVaultInAmount + this.noteDepositAmount - this.noteWithdrawalAmount - this.noteSettledOutAmount;
+    return this.noteRows.reduce((s, r) => s + Number(r.netAmount ?? 0), 0);
  }
  get coinRows(): any[] {
    return this.rows.filter((r) => r.kind === 'coin');
@@ -199,7 +205,7 @@ export class ClosingCashReportComponent implements OnInit {
  }

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.date = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.load();
    this.service.getTellers().subscribe({ next: (t: any[]) => (this.tellers = t || []), error: () => {} });
@@ -13,6 +13,7 @@ import { MatIconModule } from '@angular/material/icon';
 import { Router } from '@angular/router';
 import { catchError, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 /**
 * Which part of the day's work a row came from. Set by the server, one per source register.
@@ -95,7 +96,7 @@ export class DayBookComponent implements OnInit {

  /** Local date as yyyy-MM-dd — toISOString() would shift the day in any timezone behind UTC. */
  private today(): string {
-    const d = new Date();
+    const d = businessToday();
    return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
  }

@@ -11,41 +11,29 @@
    <div>
      <div class="pg-eyebrow">CASHIER · INTER-CASHIER TRANSFER</div>
      <h1 class="pg-title">Inter-Cashier Transfer</h1>
-      <p class="pg-sub">Move denomination-wise cash between two cashiers within the same teller.</p>
+      <p class="pg-sub">Hand over denomination-wise cash from your drawer to another cashier at your counter.</p>
    </div>
    <button type="button" class="pg-btn pg-btn--ghost" (click)="clear()"><mat-icon>undo</mat-icon> Clear</button>
  </header>

-  <div class="pg-toolbar pg-toolbar--mat">
-    @if (tellers.length === 1) {
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Teller</mat-label>
-        <input matInput type="text" [value]="tellers[0].name" readonly />
-      </mat-form-field>
-    } @else {
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Teller</mat-label>
-        <mat-select [value]="selectedTellerId" (selectionChange)="onTellerSelect($event.value)">
-          @for (t of tellers; track t.id) {
-            <mat-option [value]="t.id">{{ t.name }}</mat-option>
-          }
-          @if (tellers.length === 0) {
-            <mat-option [value]="null" disabled>No tellers configured</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-    }
+  @if (ownCashierMissing) {
+    <div class="ict-alert">
+      <mat-icon>person_off</mat-icon>
+      Your login is not linked to a cashier. An inter-cashier transfer is made by the cashier handing the cash over, so
+      log in as that cashier.
+    </div>
+  }

+  <div class="pg-toolbar pg-toolbar--mat">
    <mat-form-field appearance="outline" subscriptSizing="dynamic">
-      <mat-label>From (Cashier)</mat-label>
-      <mat-select [value]="fromCashierId" (selectionChange)="onFromSelect($event.value)" [disabled]="!selectedTellerId">
-        @for (c of availableFrom; track c.id) {
-          <mat-option [value]="c.id">{{ c.label }}</mat-option>
-        }
-        @if (selectedTellerId && allCashiers.length === 0 && !loadingCashiers) {
-          <mat-option [value]="null" disabled>No cashiers</mat-option>
-        }
-      </mat-select>
+      <mat-label>Teller</mat-label>
+      <input matInput type="text" [value]="tellerName || '—'" readonly />
+    </mat-form-field>
+
+    <!-- The sender is always the cashier who is logged in; nothing to pick. -->
+    <mat-form-field appearance="outline" subscriptSizing="dynamic">
+      <mat-label>From (You)</mat-label>
+      <input matInput type="text" [value]="fromParty || '—'" readonly />
    </mat-form-field>

    <mat-form-field appearance="outline" subscriptSizing="dynamic">
@@ -54,7 +42,7 @@
        @for (c of availableTo; track c.id) {
          <mat-option [value]="c.id">{{ c.label }}</mat-option>
        }
-        @if (fromCashierId && availableTo.length === 0) {
+        @if (fromCashierId && !loadingCashiers && availableTo.length === 0) {
          <mat-option [value]="null" disabled>No other cashiers</mat-option>
        }
      </mat-select>
@@ -62,7 +50,7 @@

    <mat-form-field appearance="outline" subscriptSizing="dynamic">
      <mat-label>Date</mat-label>
-      <input matInput type="date" [value]="transferDate" (change)="transferDate = $any($event.target).value" />
+      <input matInput type="date" [value]="transferDate" (change)="onDateChange($any($event.target).value)" />
    </mat-form-field>

    <mat-form-field appearance="outline" subscriptSizing="dynamic" class="pg-note-field">
@@ -71,26 +59,102 @@
    </mat-form-field>
  </div>

+  <!-- Both sides of the transfer: who they are, whether the vault has allocated them cash today,
+       and what they hold now. -->
+  @if (fromCashierId || toCashierId) {
+    <div class="ict-parties">
+      <ng-container
+        *ngTemplateOutlet="
+          partyCard;
+          context: { title: 'From (Sending Cashier)', s: fromSummary, loading: loadingFrom, picked: !!fromCashierId }
+        "
+      ></ng-container>
+      <mat-icon class="ict-parties__arrow">arrow_forward</mat-icon>
+      <ng-container
+        *ngTemplateOutlet="
+          partyCard;
+          context: { title: 'To (Receiving Cashier)', s: toSummary, loading: loadingTo, picked: !!toCashierId }
+        "
+      ></ng-container>
+    </div>
+  }
+
+  <ng-template #partyCard let-title="title" let-s="s" let-loading="loading" let-picked="picked">
+    <div class="ict-party" [class.ict-party--blocked]="s && !s.cashAllocated">
+      <div class="ict-party__title">{{ title }}</div>
+      @if (!picked) {
+        <div class="ict-party__empty">Select a cashier</div>
+      } @else if (loading) {
+        <div class="ict-party__empty">Loading…</div>
+      } @else if (!s) {
+        <div class="ict-party__empty">Could not load this cashier's details.</div>
+      } @else {
+        <div class="ict-party__name">{{ s.cashierName || '—' }}</div>
+        <div class="ict-party__meta">
+          <span><mat-icon>point_of_sale</mat-icon> {{ s.tellerName || '—' }}</span>
+          <span><mat-icon>account_balance</mat-icon> {{ s.officeName || '—' }}</span>
+        </div>
+        <div class="ict-party__figures">
+          <div>
+            <div class="ict-party__label">Allocated today</div>
+            <div class="ict-party__value">₹{{ s.allocatedAmount | number: '1.2-2' }}</div>
+          </div>
+          <div>
+            <div class="ict-party__label">Cash in hand</div>
+            <div class="ict-party__value">₹{{ s.totalAmount | number: '1.2-2' }}</div>
+          </div>
+        </div>
+        @if (!s.cashAllocated) {
+          <div class="ict-party__warn">
+            <mat-icon>block</mat-icon> No cash allocated from the vault for this date — inter-cashier transfer is not
+            allowed.
+          </div>
+        }
+      }
+    </div>
+  </ng-template>
+
+  @if (fromSummary && toSummary && !bothAllocated) {
+    <div class="ict-alert">
+      <mat-icon>block</mat-icon>
+      Both cashiers must first be allocated cash from the vault (Cash Transfer) for {{ transferDate }} before an
+      inter-cashier transfer.
+    </div>
+  }
+  @if (anyExceedsHeld) {
+    <div class="ict-alert">
+      <mat-icon>error_outline</mat-icon>
+      The sending cashier does not hold enough of the highlighted denominations.
+    </div>
+  }
+
  <div class="pg-card">
    <table class="pg-table">
      <thead>
        <tr>
          <th>Denomination</th>
+          <th class="num">From holds</th>
          <th style="text-align: center">Count</th>
          <th class="num">Amount</th>
+          <th class="num">To holds</th>
        </tr>
      </thead>
      <tbody>
        @if (notes.length) {
          <tr class="pg-section">
-            <td colspan="3">Bank Notes</td>
+            <td colspan="5">Bank Notes</td>
          </tr>
        }
        @for (d of notes; track d.id) {
-          <tr>
+          <tr [class.ict-row--over]="exceedsHeld(d)">
            <td>
              <span class="pg-chip">{{ d.label }}</span>
            </td>
+            <td class="num" [class.ict-held--over]="exceedsHeld(d)">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(fromSummary, d), delta: -countFor(d) }"
+              ></ng-container>
+            </td>
            <td style="display: flex; justify-content: center">
              <div class="pg-step">
                <button type="button" (click)="bump(d, -1)" [disabled]="countFor(d) === 0">−</button>
@@ -99,18 +163,28 @@
              </div>
            </td>
            <td class="num">₹{{ subtotal(d) | number: '1.2-2' }}</td>
+            <td class="num">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(toSummary, d), delta: countFor(d) }"
+              ></ng-container>
+            </td>
          </tr>
        }
        @if (coins.length) {
          <tr class="pg-section">
-            <td colspan="3">Coins</td>
+            <td colspan="5">Coins</td>
          </tr>
        }
        @for (d of coins; track d.id) {
-          <tr>
+          <tr [class.ict-row--over]="exceedsHeld(d)">
            <td>
              <span class="pg-chip pg-chip--coin">{{ d.label }}</span>
            </td>
+            <td class="num" [class.ict-held--over]="exceedsHeld(d)">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(fromSummary, d), delta: -countFor(d) }"
+              ></ng-container>
+            </td>
            <td style="display: flex; justify-content: center">
              <div class="pg-step">
                <button type="button" (click)="bump(d, -1)" [disabled]="countFor(d) === 0">−</button>
@@ -119,17 +193,34 @@
              </div>
            </td>
            <td class="num">₹{{ subtotal(d) | number: '1.2-2' }}</td>
+            <td class="num">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(toSummary, d), delta: countFor(d) }"
+              ></ng-container>
+            </td>
          </tr>
        }
        @if (denoms.length === 0) {
          <tr>
-            <td colspan="3" class="pg-empty">No active denominations. Add some in Cash Denomination.</td>
+            <td colspan="5" class="pg-empty">No active denominations. Add some in Cash Denomination.</td>
          </tr>
        }
      </tbody>
    </table>
  </div>

+  <!-- A held count, with what it becomes once this transfer is recorded. -->
+  <ng-template #heldCell let-n="n" let-delta="delta">
+    @if (n === null) {
+      —
+    } @else {
+      {{ n }}
+      @if (delta !== 0) {
+        <span class="ict-after">→ {{ n + delta }}</span>
+      }
+    }
+  </ng-template>
+
  <div class="pg-total-bar">
    Total to transfer: <strong>₹{{ total | number: '1.2-2' }}</strong>
    <button type="button" class="pg-btn pg-btn--primary" [disabled]="!valid || saving" (click)="submit()">
@@ -0,0 +1,150 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.ict-parties {
+  display: grid;
+  grid-template-columns: 1fr auto 1fr;
+  align-items: stretch;
+  gap: 12px;
+  margin-bottom: 12px;
+
+  &__arrow {
+    align-self: center;
+    color: #64748b;
+  }
+
+  @media (width <= 760px) {
+    grid-template-columns: 1fr;
+
+    &__arrow {
+      justify-self: center;
+      transform: rotate(90deg);
+    }
+  }
+}
+
+.ict-party {
+  padding: 12px 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 10px;
+
+  &--blocked {
+    background: #fef2f2;
+    border-color: #fecaca;
+  }
+
+  &__title {
+    font-size: 11px;
+    font-weight: 700;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  &__empty {
+    margin-top: 8px;
+    font-size: 13px;
+    color: #94a3b8;
+  }
+
+  &__name {
+    margin-top: 4px;
+    font-size: 16px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__meta {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 14px;
+    margin-top: 4px;
+    font-size: 12px;
+    color: #475569;
+
+    span {
+      display: inline-flex;
+      align-items: center;
+      gap: 4px;
+    }
+
+    mat-icon {
+      font-size: 14px;
+      width: 14px;
+      height: 14px;
+    }
+  }
+
+  &__figures {
+    display: flex;
+    gap: 24px;
+    margin-top: 10px;
+  }
+
+  &__label {
+    font-size: 11px;
+    color: #64748b;
+  }
+
+  &__value {
+    font-size: 15px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__warn {
+    display: flex;
+    align-items: center;
+    gap: 6px;
+    margin-top: 10px;
+    font-size: 12px;
+    font-weight: 600;
+    color: #991b1b;
+
+    mat-icon {
+      font-size: 16px;
+      width: 16px;
+      height: 16px;
+    }
+  }
+}
+
+.ict-alert {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin-bottom: 10px;
+  padding: 8px 14px;
+  background: #fef2f2;
+  border: 1px solid #fecaca;
+  border-radius: 8px;
+  font-size: 12px;
+  color: #991b1b;
+
+  mat-icon {
+    font-size: 16px;
+    width: 16px;
+    height: 16px;
+  }
+}
+
+.ict-row--over {
+  background: #fef2f2;
+}
+
+.ict-held--over {
+  color: #b91c1c;
+  font-weight: 700;
+}
+
+.ict-after {
+  margin-left: 4px;
+  font-size: 11px;
+  color: #64748b;
+}
@@ -17,6 +17,7 @@ import { MatInputModule } from '@angular/material/input';
 import { of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface Denom {
  id: number;
@@ -28,12 +29,27 @@ interface Cashier {
  id: number;
  label: string;
 }
+/** One side of the transfer, from GET /cashintercashier/cashier-summary. */
+interface CashierSummary {
+  cashierId: number;
+  cashierName: string;
+  tellerName: string;
+  officeName: string;
+  cashAllocated: boolean;
+  allocatedAmount: number;
+  totalAmount: number;
+  /** Count held per denomination id. */
+  held: Record<number, number>;
+}

 /** Move cash denomination-wise between two cashiers under the same teller. */
@Component({
  selector: 'mifosx-inter-cashier-transfer',
  templateUrl: './inter-cashier-transfer.component.html',
-  styleUrls: ['../cashier-shared.scss'],
+  styleUrls: [
+    '../cashier-shared.scss',
+    './inter-cashier-transfer.component.scss'
+  ],
  standalone: true,
  imports: [
    CommonModule,
@@ -56,7 +72,12 @@ export class InterCashierTransferComponent implements OnInit {
  note = '';
  saving = false;

-  tellers: { id: number; name: string }[] = [];
+  /**
+   * The sending cashier is always the one logged in: cash is handed over from their own drawer, so there is
+   * no one else to pick on that side. Only the receiving cashier is chosen.
+   */
+  ownCashierMissing = false;
+  tellerName = '';
  allCashiers: Cashier[] = [];
  selectedTellerId: number | null = null;
  fromCashierId: number | null = null;
@@ -65,21 +86,25 @@ export class InterCashierTransferComponent implements OnInit {
  toParty = '';
  loadingCashiers = false;

+  /** Details and denomination-wise cash of each side, so both are seen before the transfer is recorded. */
+  fromSummary: CashierSummary | null = null;
+  toSummary: CashierSummary | null = null;
+  loadingFrom = false;
+  loadingTo = false;
+
  get denoms(): Denom[] {
    return [
      ...this.notes,
      ...this.coins
    ];
  }
-  get availableFrom(): Cashier[] {
-    return this.allCashiers;
-  }
+  /** Everyone under the same teller except the sender. */
  get availableTo(): Cashier[] {
    return this.allCashiers.filter((c) => c.id !== this.fromCashierId);
  }

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.transferDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service.getActiveDenominations().subscribe({
      next: (list) => {
@@ -97,25 +122,20 @@ export class InterCashierTransferComponent implements OnInit {
        this.coins = [];
      }
    });
-    this.service
-      .getTellers()
-      .pipe(catchError(() => of([] as any[])))
-      .subscribe((list) => {
-        this.tellers = (list || []).map((t: any) => ({ id: t.id, name: t.name }));
-        if (this.tellers.length === 1) {
-          this.onTellerSelect(this.tellers[0].id);
-        }
-      });
+    // The sender is the cashier behind this login; their counter then gives the receivers to pick from.
+    this.service.getCurrentCashierInfo().subscribe((info) => {
+      if (!info) {
+        this.ownCashierMissing = true;
+        return;
+      }
+      this.fromCashierId = info.cashierId;
+      this.fromParty = info.cashierName;
+      this.loadSummary('from');
+    });
  }

-  onTellerSelect(tellerId: number): void {
-    this.selectedTellerId = tellerId;
-    this.fromCashierId = null;
-    this.toCashierId = null;
-    this.fromParty = '';
-    this.toParty = '';
-    this.allCashiers = [];
-    if (!tellerId) return;
+  /** The other cashiers at this counter, one of whom receives the cash. */
+  private loadReceivers(tellerId: number): void {
    this.loadingCashiers = true;
    this.service
      .getCashiersForTeller(tellerId)
@@ -126,20 +146,90 @@ export class InterCashierTransferComponent implements OnInit {
      });
  }

-  onFromSelect(cashierId: number): void {
-    this.fromCashierId = cashierId;
-    const c = this.allCashiers.find((x) => x.id === cashierId);
-    this.fromParty = c ? c.label : '';
-    if (this.toCashierId === cashierId) {
-      this.toCashierId = null;
-      this.toParty = '';
-    }
-  }
-
  onToSelect(cashierId: number): void {
    this.toCashierId = cashierId;
    const c = this.allCashiers.find((x) => x.id === cashierId);
    this.toParty = c ? c.label : '';
+    this.loadSummary('to');
+  }
+
+  onDateChange(value: string): void {
+    this.transferDate = value;
+    this.loadSummary('from');
+    this.loadSummary('to');
+  }
+
+  /** Fetch one side's details, vault allocation and denomination-wise cash for the transfer date. */
+  private loadSummary(side: 'from' | 'to'): void {
+    const cashierId = side === 'from' ? this.fromCashierId : this.toCashierId;
+    if (side === 'from') {
+      this.fromSummary = null;
+    } else {
+      this.toSummary = null;
+    }
+    if (!cashierId || !this.transferDate) return;
+    this.setLoading(side, true);
+    this.service
+      .getInterCashierCashierSummary(cashierId, this.transferDate)
+      .pipe(catchError(() => of(null)))
+      .subscribe((r: any) => {
+        this.setLoading(side, false);
+        // A late answer for a cashier no longer selected on that side is dropped.
+        const current = side === 'from' ? this.fromCashierId : this.toCashierId;
+        if (!r || current !== cashierId) return;
+        // The sender's summary also tells which counter they are at, hence who they can hand cash to.
+        if (side === 'from' && r.tellerId && this.selectedTellerId !== Number(r.tellerId)) {
+          this.selectedTellerId = Number(r.tellerId);
+          this.tellerName = r.tellerName || '';
+          this.loadReceivers(this.selectedTellerId);
+        }
+        const held: Record<number, number> = {};
+        for (const d of r.denominations || []) {
+          held[d.denominationId] = (held[d.denominationId] || 0) + Number(d.count || 0);
+        }
+        const summary: CashierSummary = {
+          cashierId: r.cashierId,
+          cashierName: r.cashierName,
+          tellerName: r.tellerName,
+          officeName: r.officeName,
+          cashAllocated: !!r.cashAllocated,
+          allocatedAmount: Number(r.allocatedAmount || 0),
+          totalAmount: Number(r.totalAmount || 0),
+          held
+        };
+        if (side === 'from') {
+          this.fromSummary = summary;
+        } else {
+          this.toSummary = summary;
+        }
+      });
+  }
+
+  private setLoading(side: 'from' | 'to', loading: boolean): void {
+    if (side === 'from') {
+      this.loadingFrom = loading;
+    } else {
+      this.loadingTo = loading;
+    }
+  }
+
+  /** Count of the denomination the cashier holds, or null while their figures are not loaded. */
+  heldBy(summary: CashierSummary | null, d: Denom): number | null {
+    return summary ? summary.held[d.id] || 0 : null;
+  }
+
+  /** The sending cashier is asked to hand on more of this denomination than they hold. */
+  exceedsHeld(d: Denom): boolean {
+    return !!this.fromSummary && this.countFor(d) > (this.fromSummary.held[d.id] || 0);
+  }
+
+  get anyExceedsHeld(): boolean {
+    return this.denoms.some((d) => this.exceedsHeld(d));
+  }
+
+  /** Both sides must have been allocated cash from the vault for the day before they can transfer. */
+  get bothAllocated(): boolean {
+    return !!this.fromSummary?.cashAllocated && !!this.toSummary?.cashAllocated;
  }

  countFor(d: Denom): number {
@@ -159,7 +249,14 @@ export class InterCashierTransferComponent implements OnInit {
    return this.denoms.reduce((s, d) => s + this.subtotal(d), 0);
  }
  get valid(): boolean {
-    return this.total > 0 && !!this.selectedTellerId && !!this.fromCashierId && !!this.toCashierId;
+    return (
+      this.total > 0 &&
+      !!this.selectedTellerId &&
+      !!this.fromCashierId &&
+      !!this.toCashierId &&
+      this.bothAllocated &&
+      !this.anyExceedsHeld
+    );
  }

  clear(): void {
@@ -186,10 +283,12 @@ export class InterCashierTransferComponent implements OnInit {
        this.snackBar.open('Inter-cashier transfer recorded', 'Close', { duration: 3000 });
        this.clear();
        this.note = '';
-        this.fromCashierId = null;
+        // The sender stays the logged-in cashier; the receiver is picked afresh, and the sender's holdings
+        // are read again now that part of them has gone.
        this.toCashierId = null;
-        this.fromParty = '';
        this.toParty = '';
+        this.toSummary = null;
+        this.loadSummary('from');
        this.saving = false;
      },
      error: () => {
@@ -152,9 +152,21 @@
              <tbody>
                @for (r of g.rows; track r.voucherNo) {
                  <!-- The left edge repeats the section's own colour, so a row still says which part it
-                   is when the heading has scrolled away. -->
-                  <tr [class]="'mw-row mw-row--' + r.myRole">
-                    <td class="mw-vno">{{ r.voucherNo }}</td>
+                   is when the heading has scrolled away. Clicking anywhere on the row opens the full
+                   slip -- every line, not just the first debit and first credit this table has room
+                   to show. -->
+                  <tr
+                    [class]="'mw-row mw-row--' + r.myRole"
+                    class="mw-row--clickable"
+                    (click)="openDetail(r.voucherNo)"
+                    [attr.aria-busy]="loadingDetailFor === r.voucherNo"
+                  >
+                    <td class="mw-vno">
+                      {{ r.voucherNo }}
+                      @if (loadingDetailFor === r.voucherNo) {
+                        <mat-icon class="mw-vno__spinner" inline>hourglass_empty</mat-icon>
+                      }
+                    </td>
                    <td>
                      <span class="mw-badge" [class]="'mw-badge--' + (r.side || 'JV')">{{ sideLabel(r.side) }}</span>
                    </td>
@@ -171,7 +183,7 @@
                        <span class="mw-acct">{{ r.creditAccount }}</span>
                      }
                      @if (r.extraLines > 0) {
-                        <span class="mw-more">+{{ r.extraLines }} more</span>
+                        <span class="mw-more" title="Click the row to see every line">+{{ r.extraLines }} more</span>
                      }
                    </td>
                    <td class="num">₹{{ r.amount | number: '1.2-2' }}</td>
@@ -178,6 +178,21 @@
  }
 }

+.mw-row--clickable {
+  cursor: pointer;
+
+  &:hover {
+    background: #f8fafc;
+  }
+}
+
+.mw-vno__spinner {
+  margin-left: 4px;
+  font-size: 14px;
+  vertical-align: middle;
+  color: #94a3b8;
+}
+
 /* One section per part played. The heading carries the section's own count and total, so a maker's
   tally and a checker's are each readable without adding rows up. */
 .mw-group {
@@ -10,8 +10,11 @@ import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
-import { catchError, of } from 'rxjs';
+import { MatDialog, MatDialogModule } from '@angular/material/dialog';
+import { catchError, finalize, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { VoucherDetailDialogComponent } from './voucher-detail-dialog.component';
+import { businessToday } from 'app/core/utils/business-today';

 /** What the signed-in user's part in a voucher was. */
 export type MyRole = 'RAISED' | 'VERIFIED' | 'RAISED_AND_VERIFIED';
@@ -72,11 +75,17 @@ interface MyWorkReport {
  imports: [
    CommonModule,
    FormsModule,
-    MatIconModule
+    MatIconModule,
+    MatDialogModule
  ]
 })
 export class MyWorkComponent implements OnInit {
  private service = inject(CashierService);
+  private dialog = inject(MatDialog);
+
+  /** Which voucher's detail is currently being fetched, so the row that was clicked can show its
+   *  own spinner instead of a page-wide one for what is a small, single-row lookup. */
+  loadingDetailFor: string | null = null;

  /** Day is the working default; a month is what a close or an audit asks for. */
  period: 'DAY' | 'MONTH' = 'DAY';
@@ -323,8 +332,33 @@ export class MyWorkComponent implements OnInit {
    return { from: first, to: lastIso };
  }

+  /** Opens the full slip for one voucher — every debit and credit line, not just the first side of
+   *  each a table row has room to show. */
+  openDetail(voucherNo: string): void {
+    if (this.loadingDetailFor) {
+      return;
+    }
+    this.loadingDetailFor = voucherNo;
+    this.service
+      .voucherDetail(voucherNo)
+      .pipe(
+        catchError(() => of(null)),
+        finalize(() => (this.loadingDetailFor = null))
+      )
+      .subscribe((detail: any) => {
+        if (!detail) {
+          return;
+        }
+        this.dialog.open(VoucherDetailDialogComponent, {
+          data: { detail },
+          width: '600px',
+          autoFocus: false
+        });
+      });
+  }
+
  private todayIso(): string {
-    const d = new Date();
+    const d = businessToday();
    return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
  }
 }
@@ -0,0 +1,320 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { MatDialogModule, MatDialogRef, MAT_DIALOG_DATA } from '@angular/material/dialog';
+import { MatButtonModule } from '@angular/material/button';
+import { MatIconModule } from '@angular/material/icon';
+
+export interface VoucherDetailDialogData {
+  /** Already-loaded detail from CashierService.voucherDetail() — the caller fetches, this dialog
+   *  only renders, so one loading state lives in the row's own click handler rather than being
+   *  duplicated inside every dialog that could ever show a voucher. */
+  detail: {
+    voucherNo: string;
+    voucherType: string | null;
+    amount: number | null;
+    branchName: string | null;
+    createdBy: string | null;
+    createdAt: string | null;
+    totalDebit: number;
+    totalCredit: number;
+    balanced: boolean;
+    lines: {
+      lineNo: number;
+      entryType: 'DR' | 'CR';
+      partyName: string | null;
+      accountNo: string | null;
+      amount: number;
+      description: string | null;
+    }[];
+    /** GL entries a native platform command posted for the same underlying event, outside this
+     *  voucher entirely — a share redemption's Dr Share Capital / Cr Share Sundry pair, posted at
+     *  manager approval, before this voucher's own Dr Sundry / Cr Cash at Vault settlement leg even
+     *  exists. Empty for every voucher that already is the whole transaction on its own. */
+    relatedLines: {
+      stage: string;
+      entryType: 'DR' | 'CR';
+      partyName: string | null;
+      accountNo: string | null;
+      amount: number;
+      description: string | null;
+    }[];
+  };
+}
+
+/** The full slip behind a summarised register row — every debit and credit line a voucher is
+ *  made of, not just the first side of each that a table row has room for. */
+@Component({
+  selector: 'mifosx-voucher-detail-dialog',
+  standalone: true,
+  imports: [
+    CommonModule,
+    MatDialogModule,
+    MatButtonModule,
+    MatIconModule
+  ],
+  template: `
+    <div class="vd-shell">
+      <div class="vd-header">
+        <div class="vd-header__title">
+          <mat-icon class="vd-icon">receipt_long</mat-icon>
+          <div>
+            <h2>{{ detail.voucherNo }}</h2>
+            <p>{{ detail.voucherType || 'Voucher' }} &middot; {{ detail.branchName || 'Head Office' }}</p>
+          </div>
+        </div>
+        <button mat-icon-button mat-dialog-close aria-label="Close">
+          <mat-icon>close</mat-icon>
+        </button>
+      </div>
+
+      <div class="vd-meta">
+        <span
+          >Raised by <strong>{{ detail.createdBy || '—' }}</strong></span
+        >
+        @if (detail.createdAt) {
+          <span>{{ detail.createdAt | date: 'dd MMM yyyy, h:mm a' }}</span>
+        }
+        @if (!detail.balanced) {
+          <span class="vd-unbalanced">
+            <mat-icon inline>warning</mat-icon>
+            Debit and credit do not balance
+          </span>
+        }
+      </div>
+
+      <table class="vd-table">
+        <thead>
+          <tr>
+            <th>Side</th>
+            <th>Party</th>
+            <th>Account No.</th>
+            <th class="num">Amount</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (line of detail.lines; track line.lineNo) {
+            <tr>
+              <td>
+                <span
+                  class="vd-side"
+                  [class.vd-side--dr]="line.entryType === 'DR'"
+                  [class.vd-side--cr]="line.entryType === 'CR'"
+                >
+                  {{ line.entryType === 'DR' ? 'Debit' : 'Credit' }}
+                </span>
+              </td>
+              <td>{{ line.partyName || '—' }}</td>
+              <td class="vd-acct">{{ line.accountNo || '—' }}</td>
+              <td class="num">₹{{ line.amount | number: '1.2-2' }}</td>
+            </tr>
+            @if (line.description) {
+              <tr class="vd-desc-row">
+                <td></td>
+                <td colspan="3" class="vd-desc">{{ line.description }}</td>
+              </tr>
+            }
+          } @empty {
+            <tr>
+              <td colspan="4" class="vd-empty">This voucher's individual lines were not recorded.</td>
+            </tr>
+          }
+        </tbody>
+        @if (detail.lines.length > 0) {
+          <tfoot>
+            <tr>
+              <td colspan="3">Total</td>
+              <td class="num">
+                ₹{{ detail.totalDebit | number: '1.2-2' }} / ₹{{ detail.totalCredit | number: '1.2-2' }}
+              </td>
+            </tr>
+          </tfoot>
+        }
+      </table>
+
+      @if (detail.relatedLines.length > 0) {
+        <div class="vd-related">
+          <div class="vd-related__title">
+            <mat-icon inline>link</mat-icon>
+            Also posted for this transaction — not part of this voucher
+          </div>
+          <table class="vd-table vd-table--related">
+            <tbody>
+              @for (line of detail.relatedLines; track $index) {
+                <tr>
+                  <td>
+                    <span
+                      class="vd-side"
+                      [class.vd-side--dr]="line.entryType === 'DR'"
+                      [class.vd-side--cr]="line.entryType === 'CR'"
+                    >
+                      {{ line.entryType === 'DR' ? 'Debit' : 'Credit' }}
+                    </span>
+                  </td>
+                  <td>{{ line.partyName || '—' }}</td>
+                  <td class="vd-acct">{{ line.accountNo || '—' }}</td>
+                  <td class="num">₹{{ line.amount | number: '1.2-2' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+          <p class="vd-related__hint">
+            {{ detail.relatedLines[0].stage }} — this and the lines above are the same transaction's full accounting.
+          </p>
+        </div>
+      }
+
+      <div class="vd-actions">
+        <button mat-flat-button color="primary" mat-dialog-close>Close</button>
+      </div>
+    </div>
+  `,
+  styles: [
+    `
+      .vd-shell {
+        display: flex;
+        flex-direction: column;
+        gap: 16px;
+        padding: 20px 24px 16px;
+        min-width: 420px;
+        max-width: 560px;
+      }
+      .vd-header {
+        display: flex;
+        align-items: flex-start;
+        justify-content: space-between;
+      }
+      .vd-header__title {
+        display: flex;
+        align-items: center;
+        gap: 12px;
+      }
+      .vd-header__title h2 {
+        margin: 0;
+        font-size: 18px;
+        font-weight: 600;
+      }
+      .vd-header__title p {
+        margin: 2px 0 0;
+        font-size: 13px;
+        color: rgba(0, 0, 0, 0.6);
+      }
+      .vd-icon {
+        color: #1976d2;
+      }
+      .vd-meta {
+        display: flex;
+        flex-wrap: wrap;
+        gap: 6px 16px;
+        font-size: 13px;
+        color: rgba(0, 0, 0, 0.65);
+      }
+      .vd-unbalanced {
+        display: inline-flex;
+        align-items: center;
+        gap: 4px;
+        color: #b91c1c;
+        font-weight: 600;
+      }
+      .vd-table {
+        width: 100%;
+        border-collapse: collapse;
+        font-size: 13px;
+      }
+      .vd-table th {
+        text-align: left;
+        text-transform: uppercase;
+        font-size: 11px;
+        letter-spacing: 0.03em;
+        color: rgba(0, 0, 0, 0.5);
+        padding: 6px 8px;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.1);
+      }
+      .vd-table td {
+        padding: 8px;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
+      }
+      .vd-table .num {
+        text-align: right;
+        font-variant-numeric: tabular-nums;
+      }
+      .vd-acct {
+        color: rgba(0, 0, 0, 0.55);
+      }
+      .vd-side {
+        display: inline-block;
+        padding: 2px 8px;
+        border-radius: 4px;
+        font-size: 11px;
+        font-weight: 600;
+      }
+      .vd-side--dr {
+        background: #fee2e2;
+        color: #b91c1c;
+      }
+      .vd-side--cr {
+        background: #dcfce7;
+        color: #15803d;
+      }
+      .vd-desc-row td {
+        padding-top: 0;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
+      }
+      .vd-desc {
+        font-size: 12px;
+        color: rgba(0, 0, 0, 0.5);
+        font-style: italic;
+      }
+      .vd-empty {
+        text-align: center;
+        color: rgba(0, 0, 0, 0.5);
+        padding: 16px 8px;
+      }
+      .vd-table tfoot td {
+        font-weight: 600;
+        border-bottom: none;
+        border-top: 1px solid rgba(0, 0, 0, 0.1);
+      }
+      .vd-related {
+        border-top: 1px dashed rgba(0, 0, 0, 0.15);
+        padding-top: 12px;
+      }
+      .vd-related__title {
+        display: flex;
+        align-items: center;
+        gap: 6px;
+        font-size: 12px;
+        font-weight: 600;
+        text-transform: uppercase;
+        letter-spacing: 0.03em;
+        color: #6d28d9;
+        margin-bottom: 8px;
+      }
+      .vd-table--related td {
+        background: #faf5ff;
+      }
+      .vd-related__hint {
+        margin: 6px 0 0;
+        font-size: 12px;
+        color: rgba(0, 0, 0, 0.5);
+      }
+      .vd-actions {
+        display: flex;
+        justify-content: flex-end;
+      }
+    `
+  ]
+})
+export class VoucherDetailDialogComponent {
+  dialogRef = inject(MatDialogRef<VoucherDetailDialogComponent>);
+  private data = inject<VoucherDetailDialogData>(MAT_DIALOG_DATA);
+
+  detail = this.data.detail;
+}
@@ -19,34 +19,21 @@
    <!-- ── Entry Tab ── -->
    <mat-tab label="New Reconciliation">
      <div class="pg-tab-body">
+        @if (ownCashierMissing) {
+          <div class="pg-empty">
+            Your login is not linked to a cashier, so there is no cash drawer to reconcile. Ask an administrator to link
+            your user to a cashier.
+          </div>
+        }
        <div class="pg-toolbar pg-toolbar--mat">
-          @if (tellers.length === 1) {
-            <mat-form-field appearance="outline" subscriptSizing="dynamic">
-              <mat-label>Teller</mat-label>
-              <input matInput type="text" [value]="tellers[0].name" readonly />
-            </mat-form-field>
-          } @else {
-            <mat-form-field appearance="outline" subscriptSizing="dynamic">
-              <mat-label>Teller</mat-label>
-              <mat-select [value]="selectedTellerId" (selectionChange)="onTellerSelect($event.value)">
-                @for (t of tellers; track t.id) {
-                  <mat-option [value]="t.id">{{ t.name }}</mat-option>
-                }
-              </mat-select>
-            </mat-form-field>
-          }
-
+          <!-- A reconciliation is the cashier's own count of their own drawer: nothing to pick. -->
          <mat-form-field appearance="outline" subscriptSizing="dynamic">
-            <mat-label>Cashier</mat-label>
-            <mat-select
-              [value]="selectedCashierId"
-              (selectionChange)="onCashierSelect($event.value)"
-              [disabled]="!selectedTellerId"
-            >
-              @for (c of cashiers; track c.id) {
-                <mat-option [value]="c.id">{{ c.label }}</mat-option>
-              }
-            </mat-select>
+            <mat-label>Teller</mat-label>
+            <input matInput type="text" [value]="ownTellerName || '—'" readonly />
+          </mat-form-field>
+          <mat-form-field appearance="outline" subscriptSizing="dynamic">
+            <mat-label>Cashier (You)</mat-label>
+            <input matInput type="text" [value]="cashierName || '—'" readonly />
          </mat-form-field>

          <mat-form-field appearance="outline" subscriptSizing="dynamic">
@@ -12,12 +12,12 @@ import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
 import { MatFormFieldModule } from '@angular/material/form-field';
-import { MatSelectModule } from '@angular/material/select';
 import { MatInputModule } from '@angular/material/input';
 import { MatTabsModule } from '@angular/material/tabs';
 import { forkJoin, of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface DenomRow {
  denominationId: number;
@@ -57,7 +57,6 @@ interface ReconRecord {
    MatIconModule,
    MatSnackBarModule,
    MatFormFieldModule,
-    MatSelectModule,
    MatInputModule,
    MatTabsModule
  ]
@@ -66,9 +65,14 @@ export class ReconciliationComponent implements OnInit {
  private service = inject(CashierService);
  private snackBar = inject(MatSnackBar);

+  /**
+   * A reconciliation is the cashier's own count of their own drawer, so nobody else makes one and there is
+   * no cashier to pick: the screen is fixed to the logged-in cashier. The server refuses anything else.
+   */
+  ownCashierMissing = false;
+  ownTellerName = '';
+
  // ── Entry form ──
-  tellers: { id: number; name: string }[] = [];
-  cashiers: { id: number; label: string }[] = [];
  selectedTellerId: number | null = null;
  selectedCashierId: number | null = null;
  cashierName = '';
@@ -85,44 +89,30 @@ export class ReconciliationComponent implements OnInit {
  loadingHistory = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.reconDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
-    this.service
-      .getTellers()
-      .pipe(catchError(() => of([] as any[])))
-      .subscribe((list) => {
-        this.tellers = (list || []).map((t: any) => ({ id: t.id, name: t.name }));
-        if (this.tellers.length === 1) {
-          this.onTellerSelect(this.tellers[0].id);
-        }
-      });
+    this.lockToOwnCashier();
    this.loadHistory();
  }

-  onTellerSelect(tellerId: number): void {
-    this.selectedTellerId = tellerId;
-    this.selectedCashierId = null;
-    this.cashierName = '';
-    this.cashiers = [];
-    this.rows = [];
-    if (!tellerId) return;
-    this.service
-      .getCashiersForTeller(tellerId)
-      .pipe(catchError(() => of({ cashiers: [] })))
-      .subscribe((r: any) => {
-        this.cashiers = (r?.cashiers || []).map((c: any) => ({ id: c.id, label: c.staffName }));
-        if (this.cashiers.length === 1) {
-          this.onCashierSelect(this.cashiers[0].id);
-        }
-      });
-  }
-
-  onCashierSelect(cashierId: number): void {
-    this.selectedCashierId = cashierId;
-    const c = this.cashiers.find((x) => x.id === cashierId);
-    this.cashierName = c ? c.label : '';
-    this.rows = [];
-    this.fetchExpected();
+  /** Take the logged-in cashier as the one being reconciled, with their counter for the record. */
+  private lockToOwnCashier(): void {
+    this.service.getCurrentCashierInfo().subscribe((info) => {
+      if (!info) {
+        this.ownCashierMissing = true;
+        return;
+      }
+      this.selectedCashierId = info.cashierId;
+      this.cashierName = info.cashierName;
+      this.service
+        .getInterCashierCashierSummary(info.cashierId, this.reconDate)
+        .pipe(catchError(() => of(null)))
+        .subscribe((r: any) => {
+          this.selectedTellerId = r?.tellerId ?? null;
+          this.ownTellerName = r?.tellerName || '';
+        });
+      this.fetchExpected();
+    });
  }

  fetchExpected(): void {
@@ -1,375 +0,0 @@
-<!--
-  Copyright since 2025 Mifos Initiative
-
-  This Source Code Form is subject to the terms of the Mozilla Public
-  License, v. 2.0. If a copy of the MPL was not distributed with this
-  file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
-
-<div class="pg">
-  <!-- ── HEADER ── -->
-  <header class="pg-head">
-    <div>
-      <div class="pg-eyebrow">CASHIER · SHARE COLLECTION</div>
-      <h1 class="pg-title">Share Collection</h1>
-      <p class="pg-sub">
-        Collect cash from member for share purchase — amounts are held in Sundry GL until the account is activated.
-      </p>
-    </div>
-  </header>
-
-  <!-- ── SEARCH BAR ── -->
-  @if (pageState !== 'success') {
-    <div class="sc-search-bar">
-      <div class="sc-search-bar__input-wrap">
-        <mat-icon class="sc-search-bar__icon">search</mat-icon>
-        <input
-          class="sc-search-bar__input"
-          type="text"
-          placeholder="Enter Share Account ID or Account No."
-          [(ngModel)]="accountInput"
-          (keyup.enter)="searchAccount()"
-        />
-      </div>
-      <button
-        type="button"
-        class="pg-btn pg-btn--primary"
-        [disabled]="pageState === 'searching' || !accountInput.trim()"
-        (click)="searchAccount()"
-      >
-        <mat-icon>manage_search</mat-icon>
-        {{ pageState === 'searching' ? 'Searching…' : 'Search' }}
-      </button>
-    </div>
-  }
-
-  <!-- ── ERROR ── -->
-  @if (errorMsg) {
-    <div class="sc-alert sc-alert--error">
-      <mat-icon>error_outline</mat-icon>
-      <span>{{ errorMsg }}</span>
-    </div>
-  }
-
-  <!-- ── SEARCHING SPINNER ── -->
-  @if (pageState === 'searching') {
-    <div class="pg-empty">
-      <mat-icon class="sc-spin">hourglass_empty</mat-icon>
-      <p>Looking up account…</p>
-    </div>
-  }
-
-  <!-- ── ACCOUNT LOADED ── -->
-  @if (pageState === 'loaded') {
-    <!-- Member Card -->
-    <div class="sc-member-card">
-      <div class="sc-member-card__avatar">
-        <mat-icon>person</mat-icon>
-      </div>
-      <div class="sc-member-card__info">
-        <div class="sc-member-card__name">{{ account.clientName }}</div>
-        <div class="sc-member-card__meta">
-          <span class="sc-badge sc-badge--account">{{ account.accountNo }}</span>
-          <span class="sc-badge sc-badge--product">{{ account.productName }}</span>
-          <span
-            class="sc-badge"
-            [class.sc-badge--pending]="account.status?.code?.includes('pending')"
-            [class.sc-badge--active]="account.status?.code?.includes('active')"
-            >{{ account.status?.value }}</span
-          >
-        </div>
-      </div>
-
-      <!-- Editable Shares + Price -->
-      <div class="sc-member-card__shares">
-        <div class="sc-shares-inputs">
-          <div class="sc-shares-field">
-            <label class="sc-shares-label">No. of Shares</label>
-            <input
-              class="sc-shares-input"
-              type="number"
-              min="0"
-              [(ngModel)]="requestedSharesInput"
-              (input)="recalc()"
-              placeholder="0"
-            />
-          </div>
-          <div class="sc-shares-sep">×</div>
-          <div class="sc-shares-field">
-            <label class="sc-shares-label">Price / Share (₹)</label>
-            <input
-              class="sc-shares-input"
-              type="number"
-              min="0"
-              [(ngModel)]="pricePerShare"
-              (input)="recalc()"
-              placeholder="0.00"
-            />
-          </div>
-          <div class="sc-shares-sep">=</div>
-          <div class="sc-shares-result">
-            <div class="sc-shares-label">Share Amount</div>
-            <div class="sc-shares-total">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</div>
-          </div>
-        </div>
-      </div>
-    </div>
-
-    <!-- Amount Breakdown + GL Preview -->
-    <div class="sc-split">
-      <!-- LEFT: Amount Breakdown -->
-      <div class="pg-card sc-breakdown">
-        <div class="sc-breakdown__header">
-          <mat-icon>receipt_long</mat-icon>
-          <span>Amount Breakdown</span>
-        </div>
-        <table class="pg-table">
-          <thead>
-            <tr>
-              <th>Description</th>
-              <th class="num">Amount</th>
-            </tr>
-          </thead>
-          <tbody>
-            <tr>
-              <td>
-                Share Amount
-                <span class="sc-dim">
-                  ({{ requestedSharesInput }} shares × {{ currencySymbol }}{{ pricePerShare | number: '1.2-2' }})
-                </span>
-              </td>
-              <td class="num">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</td>
-            </tr>
-            @for (charge of charges; track charge.id) {
-              <tr>
-                <td>{{ charge.name }}</td>
-                <td class="num sc-charge-amount">
-                  <input class="sc-charge-input" type="number" min="0" [(ngModel)]="charge.amount" (input)="recalc()" />
-                </td>
-              </tr>
-            }
-            @if (charges.length === 0) {
-              <tr>
-                <td colspan="2">
-                  <span class="sc-dim">No charges applicable</span>
-                </td>
-              </tr>
-            }
-          </tbody>
-          <tfoot>
-            <tr class="sc-total-row">
-              <td><strong>Total Payable</strong></td>
-              <td class="num sc-total-amount">
-                <strong>{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</strong>
-              </td>
-            </tr>
-          </tfoot>
-        </table>
-      </div>
-
-      <!-- RIGHT: GL Preview -->
-      <div class="pg-card sc-gl-preview">
-        <div class="sc-breakdown__header">
-          <mat-icon>account_tree</mat-icon>
-          <span>GL Entries Preview</span>
-        </div>
-        <table class="pg-table">
-          <thead>
-            <tr>
-              <th>Account</th>
-              <th>Dr / Cr</th>
-              <th class="num">Amount</th>
-            </tr>
-          </thead>
-          <tbody>
-            <tr class="gl-row--dr">
-              <td class="gl-acname">Cash Vault GL</td>
-              <td><span class="sc-dr-badge">Dr</span></td>
-              <td class="num gl-amt--dr">{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</td>
-            </tr>
-            <tr class="gl-row--cr">
-              <td class="gl-acname">Share Sundry GL</td>
-              <td><span class="sc-cr-badge">Cr</span></td>
-              <td class="num gl-amt--cr">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</td>
-            </tr>
-            @if (totalChargeAmount > 0) {
-              <tr class="gl-row--cr">
-                <td class="gl-acname">Charge Receivable GL</td>
-                <td><span class="sc-cr-badge">Cr</span></td>
-                <td class="num gl-amt--cr">{{ currencySymbol }}{{ totalChargeAmount | number: '1.2-2' }}</td>
-              </tr>
-            }
-          </tbody>
-        </table>
-        <div class="sc-gl-note">
-          <mat-icon>info_outline</mat-icon>
-          Funds move to Share GL &amp; Income GL when account is <strong>activated</strong>.
-        </div>
-      </div>
-    </div>
-
-    <!-- ── DENOMINATION (Cash Only) ── -->
-    @if (isCashPayment && allDenominations.length > 0) {
-      <div class="pg-card sc-denom">
-        <div class="sc-breakdown__header">
-          <mat-icon>payments</mat-icon>
-          <span>Denomination Entry</span>
-          @if (denominationTotal > 0) {
-            <span
-              class="sc-denom-badge"
-              [class.sc-denom-badge--match]="denomMatchesTotal"
-              [class.sc-denom-badge--mismatch]="!denomMatchesTotal"
-            >
-              ₹{{ denominationTotal | number: '1.2-2' }}
-              {{ denomMatchesTotal ? '✓ Matches' : '≠ Mismatch' }}
-            </span>
-          }
-          @if (denominationTotal === 0) {
-            <span class="sc-denom-required">⚠ Required for Cash</span>
-          }
-        </div>
-        <div class="sc-denom-body">
-          <table class="pg-table sc-denom-table">
-            <thead>
-              <tr>
-                <th>Denomination</th>
-                <th class="num">Count</th>
-                <th class="num">Amount</th>
-              </tr>
-            </thead>
-            <tbody>
-              @for (d of allDenominations; track d.id) {
-                <tr>
-                  <td>
-                    <span class="sc-denom-chip" [class.sc-denom-chip--coin]="d.kind === 'coin'">{{ d.label }}</span>
-                  </td>
-                  <td class="num">
-                    <div class="sc-denom-stepper">
-                      <button type="button" (click)="bumpDenom(d, -1)" [disabled]="countFor(d) === 0">−</button>
-                      <input
-                        type="number"
-                        min="0"
-                        [value]="countFor(d) || ''"
-                        placeholder="0"
-                        (input)="onDenomChange(d, $any($event.target).value)"
-                      />
-                      <button type="button" (click)="bumpDenom(d, 1)">+</button>
-                    </div>
-                  </td>
-                  <td class="num">{{ subtotalFor(d) > 0 ? (subtotalFor(d) | number: '1.2-2') : '—' }}</td>
-                </tr>
-              }
-            </tbody>
-            <tfoot>
-              <tr>
-                <td><strong>Total</strong></td>
-                <td></td>
-                <td class="num">
-                  <strong>₹{{ denominationTotal | number: '1.2-2' }}</strong>
-                </td>
-              </tr>
-            </tfoot>
-          </table>
-          @if (!denomMatchesTotal && denominationTotal > 0) {
-            <div class="sc-denom-mismatch">
-              <mat-icon>warning</mat-icon>
-              Denomination ₹{{ denominationTotal | number: '1.2-2' }} must equal Total Payable ₹{{
-                totalAmount | number: '1.2-2'
-              }}.
-            </div>
-          }
-          @if (denominationTotal > 0) {
-            <div class="sc-denom-actions">
-              <button type="button" class="pg-btn pg-btn--ghost" (click)="clearDenominations()">
-                <mat-icon>clear</mat-icon> Clear
-              </button>
-            </div>
-          }
-        </div>
-      </div>
-    }
-
-    <!-- Transaction Details -->
-    <div class="pg-toolbar pg-toolbar--mat">
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Transaction Date *</mat-label>
-        <input matInput type="date" [(ngModel)]="transactionDate" />
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Payment Mode</mat-label>
-        <mat-select [(ngModel)]="paymentTypeId">
-          <mat-option [value]="null">— Cash (Default) —</mat-option>
-          @for (pt of paymentTypes; track pt.id) {
-            <mat-option [value]="pt.id">{{ pt.name }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" subscriptSizing="dynamic" class="pg-note-field">
-        <mat-label>Note (Optional)</mat-label>
-        <input matInput type="text" [(ngModel)]="note" placeholder="e.g. Share purchase for 100 shares" />
-      </mat-form-field>
-    </div>
-
-    <!-- Footer Submit Bar -->
-    <div class="pg-total-bar sc-footer">
-      <div class="sc-footer__summary">
-        <span class="sc-footer__label">Total to Collect</span>
-        <span class="sc-footer__amount">{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</span>
-      </div>
-      <div class="sc-footer__actions">
-        <button type="button" class="pg-btn pg-btn--ghost" (click)="reset()"><mat-icon>close</mat-icon> Cancel</button>
-        <button type="button" class="pg-btn pg-btn--primary" [disabled]="!isValid || saving" (click)="submit()">
-          <mat-icon>payments</mat-icon>
-          {{ saving ? 'Posting…' : 'Collect & Post' }}
-        </button>
-      </div>
-    </div>
-  }
-
-  <!-- ── SUCCESS ── -->
-  @if (pageState === 'success' && collectionResult) {
-    <div class="sc-success">
-      <div class="sc-success__icon-wrap">
-        <mat-icon>check_circle</mat-icon>
-      </div>
-      <h2 class="sc-success__title">Collection Posted Successfully</h2>
-      <p class="sc-success__sub">
-        Cash of
-        <strong>{{ collectionResult.currencyCode }} {{ collectionResult.totalAmount | number: '1.2-2' }}</strong>
-        collected from <strong>{{ collectionResult.clientName }}</strong> on
-        <strong>{{ collectionResult.collectionDate }}</strong> by <strong>{{ collectionResult.collectedBy }}</strong
-        >.
-      </p>
-
-      <!-- Transaction reference -->
-      <div class="sc-success__ref">
-        <span class="sc-success__ref-label">Transaction ID</span>
-        <span class="sc-success__ref-val">{{ collectionResult.transactionId }}</span>
-      </div>
-
-      <!-- GL entries from backend -->
-      <div class="sc-success__gl">
-        @for (entry of collectionResult.glEntries; track entry.account) {
-          <div
-            class="sc-success__gl-row"
-            [class.sc-success__gl-row--dr]="entry.type === 'Dr'"
-            [class.sc-success__gl-row--cr]="entry.type === 'Cr'"
-          >
-            <span>{{ entry.type }}. {{ entry.account }}</span>
-            <span>{{ entry.currency }} {{ entry.amount | number: '1.2-2' }}</span>
-          </div>
-        }
-      </div>
-
-      <p class="sc-success__note">
-        Funds are held in Sundry GL. They will move to Share Equity GL when the account is activated.
-      </p>
-
-      <button type="button" class="pg-btn pg-btn--primary" (click)="reset()">
-        <mat-icon>add</mat-icon> New Collection
-      </button>
-    </div>
-  }
-</div>
@@ -1,701 +0,0 @@
-/**
- * Copyright since 2025 Mifos Initiative
- *
- * This Source Code Form is subject to the terms of the Mozilla Public
- * License, v. 2.0. If a copy of the MPL was not distributed with this
- * file, You can obtain one at http://mozilla.org/MPL/2.0/.
- */
-
-// ── Search Bar ───────────────────────────────────────────────────────────────
-
-.sc-search-bar {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 12px;
-  padding: 10px 14px;
-
-  &__input-wrap {
-    display: flex;
-    align-items: center;
-    gap: 8px;
-    flex: 1 1 auto;
-  }
-
-  &__icon {
-    color: #94a3b8;
-    font-size: 20px;
-    width: 20px;
-    height: 20px;
-    flex-shrink: 0;
-  }
-
-  &__input {
-    flex: 1 1 auto;
-    border: none;
-    outline: none;
-    font-size: 14px;
-    font-family: inherit;
-    color: #0d1b2a;
-    background: transparent;
-
-    &::placeholder {
-      color: #94a3b8;
-    }
-  }
-}
-
-// ── Alert ────────────────────────────────────────────────────────────────────
-
-.sc-alert {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  padding: 12px 16px;
-  border-radius: 10px;
-  font-size: 13px;
-  font-weight: 500;
-
-  mat-icon {
-    font-size: 20px;
-    width: 20px;
-    height: 20px;
-    flex-shrink: 0;
-  }
-
-  &--error {
-    background: #fef2f2;
-    border: 1px solid #fecaca;
-    color: #dc2626;
-  }
-}
-
-// ── Spinner ──────────────────────────────────────────────────────────────────
-
-.sc-spin {
-  animation: sc-spin 1.2s linear infinite;
-  display: block;
-  margin: 0 auto 8px;
-  font-size: 32px !important;
-  width: 32px !important;
-  height: 32px !important;
-  color: #94a3b8;
-}
-
-@keyframes sc-spin {
-  from {
-    transform: rotate(0deg);
-  }
-
-  to {
-    transform: rotate(360deg);
-  }
-}
-
-// ── Member Card ──────────────────────────────────────────────────────────────
-
-.sc-member-card {
-  display: flex;
-  align-items: center;
-  gap: 16px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 12px;
-  padding: 16px 20px;
-
-  &__avatar {
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    width: 48px;
-    height: 48px;
-    border-radius: 50%;
-    background: #eff6ff;
-    flex-shrink: 0;
-
-    mat-icon {
-      color: #2563eb;
-      font-size: 24px;
-      width: 24px;
-      height: 24px;
-    }
-  }
-
-  &__info {
-    flex: 1 1 auto;
-    min-width: 0;
-  }
-
-  &__name {
-    font-size: 16px;
-    font-weight: 700;
-    color: #1e293b;
-    margin-bottom: 6px;
-  }
-
-  &__meta {
-    display: flex;
-    flex-wrap: wrap;
-    gap: 6px;
-  }
-
-  &__shares {
-    flex-shrink: 0;
-    display: flex;
-    align-items: center;
-  }
-}
-
-// ── Badges ───────────────────────────────────────────────────────────────────
-
-.sc-badge {
-  display: inline-flex;
-  align-items: center;
-  height: 22px;
-  padding: 0 8px;
-  border-radius: 5px;
-  font-size: 11px;
-  font-weight: 700;
-  background: #f1f5f9;
-  color: #475569;
-  border: 1px solid #e2e8f0;
-
-  &--account {
-    background: #eff6ff;
-    color: #1d4ed8;
-    border-color: #bfdbfe;
-    font-family: 'Roboto Mono', monospace;
-  }
-
-  &--product {
-    background: #f0fdf4;
-    color: #15803d;
-    border-color: #bbf7d0;
-  }
-
-  &--pending {
-    background: #fffbeb;
-    color: #d97706;
-    border-color: #fde68a;
-  }
-
-  &--active {
-    background: #f0fdf4;
-    color: #15803d;
-    border-color: #bbf7d0;
-  }
-}
-
-// ── Editable Share Inputs ────────────────────────────────────────────────────
-
-.sc-shares-inputs {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  flex-wrap: wrap;
-  justify-content: flex-end;
-}
-
-.sc-shares-field {
-  display: flex;
-  flex-direction: column;
-  gap: 3px;
-}
-
-.sc-shares-label {
-  font-size: 10px;
-  font-weight: 700;
-  text-transform: uppercase;
-  letter-spacing: 0.07em;
-  color: #94a3b8;
-}
-
-.sc-shares-input {
-  width: 110px;
-  height: 38px;
-  border: 1.5px solid #e2e8f0;
-  border-radius: 8px;
-  padding: 0 10px;
-  font-size: 14px;
-  font-weight: 700;
-  font-family: inherit;
-  color: #1353a0;
-  text-align: right;
-  outline: none;
-  background: #f8fafc;
-  transition: border-color 0.15s;
-
-  &:focus {
-    border-color: #1353a0;
-    background: #fff;
-  }
-
-  &::-webkit-outer-spin-button,
-  &::-webkit-inner-spin-button {
-    appearance: none;
-  }
-}
-
-.sc-shares-sep {
-  font-size: 20px;
-  font-weight: 300;
-  color: #94a3b8;
-  padding-top: 16px;
-}
-
-.sc-shares-result {
-  text-align: right;
-}
-
-.sc-shares-total {
-  font-size: 20px;
-  font-weight: 800;
-  color: #0f4f3c;
-  font-variant-numeric: tabular-nums;
-}
-
-// ── Editable Charge Amount ───────────────────────────────────────────────────
-
-.sc-charge-amount {
-  padding: 4px 14px !important;
-}
-
-.sc-charge-input {
-  width: 100px;
-  height: 32px;
-  border: 1.5px solid #e2e8f0;
-  border-radius: 6px;
-  padding: 0 8px;
-  font-size: 13px;
-  font-weight: 700;
-  font-family: inherit;
-  color: #1353a0;
-  text-align: right;
-  outline: none;
-  background: #f8fafc;
-  transition: border-color 0.15s;
-
-  &:focus {
-    border-color: #1353a0;
-    background: #fff;
-  }
-
-  &::-webkit-outer-spin-button,
-  &::-webkit-inner-spin-button {
-    appearance: none;
-  }
-}
-
-// ── Split Layout ─────────────────────────────────────────────────────────────
-
-.sc-split {
-  display: grid;
-  grid-template-columns: 1fr 1fr;
-  gap: 16px;
-
-  @media (width <= 900px) {
-    grid-template-columns: 1fr;
-  }
-}
-
-// ── Breakdown Card ───────────────────────────────────────────────────────────
-
-.sc-breakdown {
-  &__header {
-    display: flex;
-    align-items: center;
-    gap: 8px;
-    padding: 12px 16px;
-    background: #f8fafc;
-    border-bottom: 1px solid #e2e8f0;
-    font-size: 13px;
-    font-weight: 700;
-    color: #334155;
-
-    mat-icon {
-      font-size: 18px;
-      width: 18px;
-      height: 18px;
-      color: #0f4f3c;
-    }
-  }
-}
-
-.sc-gl-preview {
-  .sc-breakdown__header {
-    mat-icon {
-      color: #1d4ed8;
-    }
-  }
-}
-
-.sc-gl-note {
-  display: flex;
-  align-items: flex-start;
-  gap: 6px;
-  padding: 10px 14px;
-  font-size: 12px;
-  color: #64748b;
-  background: #f8fafc;
-  border-top: 1px solid #e2e8f0;
-
-  mat-icon {
-    font-size: 16px;
-    width: 16px;
-    height: 16px;
-    flex-shrink: 0;
-    margin-top: 1px;
-    color: #94a3b8;
-  }
-}
-
-// ── Table helpers ────────────────────────────────────────────────────────────
-
-.sc-dim {
-  color: #94a3b8;
-  font-size: 12px;
-}
-
-.sc-total-row td {
-  background: #f8fafc;
-  border-top: 2px solid #e2e8f0;
-  font-size: 14px;
-}
-
-.sc-total-amount {
-  color: #0f4f3c;
-}
-
-// ── Dr / Cr badges ───────────────────────────────────────────────────────────
-
-.sc-dr-badge,
-.sc-cr-badge {
-  display: inline-flex;
-  align-items: center;
-  justify-content: center;
-  width: 32px;
-  height: 20px;
-  border-radius: 4px;
-  font-size: 11px;
-  font-weight: 800;
-  letter-spacing: 0.04em;
-}
-
-.sc-dr-badge {
-  background: #fef2f2;
-  color: #dc2626;
-  border: 1px solid #fecaca;
-}
-
-.sc-cr-badge {
-  background: #f0fdf4;
-  color: #15803d;
-  border: 1px solid #bbf7d0;
-}
-
-// ── Footer ───────────────────────────────────────────────────────────────────
-
-.sc-footer {
-  justify-content: space-between !important;
-
-  &__summary {
-    display: flex;
-    flex-direction: column;
-    gap: 2px;
-  }
-
-  &__label {
-    font-size: 11px;
-    font-weight: 700;
-    text-transform: uppercase;
-    letter-spacing: 0.07em;
-    color: #64748b;
-  }
-
-  &__amount {
-    font-size: 22px;
-    font-weight: 800;
-    color: #0f4f3c;
-    font-variant-numeric: tabular-nums;
-  }
-
-  &__actions {
-    display: flex;
-    align-items: center;
-    gap: 10px;
-  }
-}
-
-// ── Denomination Panel ────────────────────────────────────────────────────────
-
-.sc-denom {
-  padding: 0;
-  overflow: hidden;
-}
-
-.sc-denom-body {
-  padding: 14px 16px;
-}
-
-.sc-denom-table {
-  width: 100%;
-
-  th,
-  td {
-    padding: 7px 10px;
-    font-size: 13px;
-  }
-
-  tfoot td {
-    border-top: 2px solid #e2e8f0;
-    background: #f8fafc;
-    font-size: 14px;
-  }
-}
-
-.sc-denom-chip {
-  display: inline-flex;
-  align-items: center;
-  height: 24px;
-  padding: 0 10px;
-  border-radius: 5px;
-  font-size: 12px;
-  font-weight: 700;
-  background: #eff6ff;
-  color: #1d4ed8;
-  border: 1px solid #bfdbfe;
-
-  &--coin {
-    background: #fffbeb;
-    color: #d97706;
-    border-color: #fde68a;
-  }
-}
-
-.sc-denom-stepper {
-  display: flex;
-  align-items: center;
-  gap: 4px;
-  justify-content: flex-end;
-
-  button {
-    width: 26px;
-    height: 26px;
-    border: 1.5px solid #e2e8f0;
-    border-radius: 5px;
-    background: #f8fafc;
-    color: #475569;
-    font-size: 16px;
-    line-height: 1;
-    cursor: pointer;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    padding: 0;
-
-    &:hover:not(:disabled) {
-      background: #e0f2fe;
-      border-color: #7dd3fc;
-      color: #0369a1;
-    }
-
-    &:disabled {
-      opacity: 0.35;
-      cursor: not-allowed;
-    }
-  }
-
-  input {
-    width: 62px;
-    height: 28px;
-    border: 1.5px solid #e2e8f0;
-    border-radius: 6px;
-    padding: 0 6px;
-    font-size: 13px;
-    font-weight: 600;
-    font-family: inherit;
-    text-align: right;
-    outline: none;
-    background: #fff;
-
-    &:focus {
-      border-color: #1353a0;
-    }
-
-    &::-webkit-outer-spin-button,
-    &::-webkit-inner-spin-button {
-      appearance: none;
-    }
-  }
-}
-
-.sc-denom-badge {
-  margin-left: auto;
-  display: inline-flex;
-  align-items: center;
-  height: 22px;
-  padding: 0 10px;
-  border-radius: 5px;
-  font-size: 12px;
-  font-weight: 700;
-
-  &--match {
-    background: #f0fdf4;
-    color: #15803d;
-    border: 1px solid #bbf7d0;
-  }
-
-  &--mismatch {
-    background: #fef2f2;
-    color: #dc2626;
-    border: 1px solid #fecaca;
-  }
-}
-
-.sc-denom-required {
-  margin-left: auto;
-  font-size: 12px;
-  font-weight: 700;
-  color: #d97706;
-}
-
-.sc-denom-mismatch {
-  display: flex;
-  align-items: center;
-  gap: 6px;
-  margin-top: 10px;
-  padding: 9px 12px;
-  background: #fef2f2;
-  border: 1px solid #fecaca;
-  border-radius: 8px;
-  font-size: 12px;
-  font-weight: 600;
-  color: #dc2626;
-
-  mat-icon {
-    font-size: 16px;
-    width: 16px;
-    height: 16px;
-    flex-shrink: 0;
-  }
-}
-
-.sc-denom-actions {
-  display: flex;
-  justify-content: flex-end;
-  margin-top: 10px;
-}
-
-// ── Success ──────────────────────────────────────────────────────────────────
-
-.sc-success {
-  display: flex;
-  flex-direction: column;
-  align-items: center;
-  text-align: center;
-  padding: 40px 24px;
-  gap: 16px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 16px;
-
-  &__icon-wrap {
-    width: 72px;
-    height: 72px;
-    border-radius: 50%;
-    background: #f0fdf4;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-
-    mat-icon {
-      font-size: 40px;
-      width: 40px;
-      height: 40px;
-      color: #16a34a;
-    }
-  }
-
-  &__title {
-    font-size: 22px;
-    font-weight: 700;
-    color: #1e293b;
-    margin: 0;
-  }
-
-  &__sub {
-    font-size: 14px;
-    color: #64748b;
-    max-width: 480px;
-    margin: 0;
-  }
-
-  &__ref {
-    display: flex;
-    align-items: center;
-    gap: 10px;
-    background: #f1f5f9;
-    border: 1px solid #e2e8f0;
-    border-radius: 8px;
-    padding: 8px 16px;
-  }
-
-  &__ref-label {
-    font-size: 11px;
-    font-weight: 700;
-    text-transform: uppercase;
-    letter-spacing: 0.07em;
-    color: #94a3b8;
-    white-space: nowrap;
-  }
-
-  &__ref-val {
-    font-family: 'Roboto Mono', 'Courier New', monospace;
-    font-size: 13px;
-    font-weight: 600;
-    color: #1353a0;
-  }
-
-  &__note {
-    font-size: 12px;
-    color: #94a3b8;
-    max-width: 420px;
-    margin: 0;
-    text-align: center;
-  }
-
-  &__gl {
-    display: flex;
-    flex-direction: column;
-    gap: 6px;
-    width: 100%;
-    max-width: 400px;
-    background: #f8fafc;
-    border: 1px solid #e2e8f0;
-    border-radius: 10px;
-    padding: 14px 16px;
-  }
-
-  &__gl-row {
-    display: flex;
-    justify-content: space-between;
-    font-size: 13px;
-    font-weight: 600;
-    padding: 4px 0;
-    border-bottom: 1px dotted #e2e8f0;
-
-    &:last-child {
-      border-bottom: none;
-    }
-
-    &--dr {
-      color: #dc2626;
-    }
-
-    &--cr {
-      color: #15803d;
-    }
-  }
-}
@@ -1,282 +0,0 @@
-/**
- * Copyright since 2025 Mifos Initiative
- *
- * This Source Code Form is subject to the terms of the Mozilla Public
- * License, v. 2.0. If a copy of the MPL was not distributed with this
- * file, You can obtain one at http://mozilla.org/MPL/2.0/.
- */
-
-import { Component, OnInit, inject } from '@angular/core';
-import { CommonModule } from '@angular/common';
-import { FormsModule } from '@angular/forms';
-import { RouterModule } from '@angular/router';
-import { MatIconModule } from '@angular/material/icon';
-import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
-import { MatFormFieldModule } from '@angular/material/form-field';
-import { MatSelectModule } from '@angular/material/select';
-import { MatInputModule } from '@angular/material/input';
-import { catchError } from 'rxjs/operators';
-import { of } from 'rxjs';
-import { CashierService } from '../cashier.service';
-
-type PageState = 'idle' | 'searching' | 'loaded' | 'submitting' | 'success';
-
-interface Denomination {
-  id: number;
-  value: number;
-  kind: 'note' | 'coin';
-  label: string;
-}
-
-interface ShareCharge {
-  id: number;
-  name: string;
-  amount: number;
-  currencySymbol: string;
-}
-
-@Component({
-  selector: 'mifosx-share-collection',
-  templateUrl: './share-collection.component.html',
-  styleUrls: [
-    '../cashier-shared.scss',
-    './share-collection.component.scss'
-  ],
-  standalone: true,
-  imports: [
-    CommonModule,
-    FormsModule,
-    RouterModule,
-    MatIconModule,
-    MatSnackBarModule,
-    MatFormFieldModule,
-    MatSelectModule,
-    MatInputModule
-  ]
-})
-export class ShareCollectionComponent implements OnInit {
-  private service = inject(CashierService);
-  private snackBar = inject(MatSnackBar);
-
-  pageState: PageState = 'idle';
-  accountInput = '';
-  transactionDate = '';
-  paymentTypeId: number | null = null;
-  paymentTypes: any[] = [];
-  note = '';
-  errorMsg = '';
-  saving = false;
-
-  account: any = null;
-  charges: ShareCharge[] = [];
-  collectionResult: any = null; // filled after successful POST
-
-  // Editable fields — cashier can override if API returns 0
-  requestedSharesInput = 0;
-  pricePerShare = 0;
-
-  // ── Denomination ────────────────────────────────────────────────────────────
-  notes: Denomination[] = [];
-  coins: Denomination[] = [];
-  denominationCounts: Record<string, number> = {};
-
-  get shareAmount(): number {
-    return this.requestedSharesInput * this.pricePerShare;
-  }
-
-  get totalChargeAmount(): number {
-    return this.charges.reduce((s, c) => s + c.amount, 0);
-  }
-
-  get totalAmount(): number {
-    return this.shareAmount + this.totalChargeAmount;
-  }
-
-  get currencySymbol(): string {
-    return this.account?.currency?.displaySymbol ?? '₹';
-  }
-
-  get isCashPayment(): boolean {
-    if (this.paymentTypeId === null) return true;
-    const pt = this.paymentTypes.find((p: any) => p.id === this.paymentTypeId);
-    return !!pt?.isCashPayment;
-  }
-
-  get allDenominations(): Denomination[] {
-    const desc = (a: Denomination, b: Denomination) => b.value - a.value;
-    return [
-      ...[...this.notes].sort(desc),
-      ...[...this.coins].sort(desc)
-    ];
-  }
-
-  get denominationTotal(): number {
-    return this.allDenominations.reduce((s, d) => s + this.subtotalFor(d), 0);
-  }
-
-  get denomMatchesTotal(): boolean {
-    return this.denominationTotal === this.totalAmount;
-  }
-
-  get isValid(): boolean {
-    if (!this.account || this.totalAmount <= 0 || !this.transactionDate) return false;
-    if (this.isCashPayment && this.allDenominations.length > 0) {
-      return this.denomMatchesTotal;
-    }
-    return true;
-  }
-
-  ngOnInit(): void {
-    const d = new Date();
-    this.transactionDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
-    this.service
-      .getPaymentTypes()
-      .pipe(catchError(() => of([])))
-      .subscribe((types: any[]) => (this.paymentTypes = types || []));
-    this.loadDenominations();
-  }
-
-  private loadDenominations(): void {
-    this.service
-      .getActiveDenominations()
-      .pipe(catchError(() => of([])))
-      .subscribe((list: any[]) => {
-        const rows: Denomination[] = (list || []).map((d: any) => ({
-          id: d.id,
-          value: d.denomination ?? d.value,
-          kind: d.type === 'coin' ? 'coin' : 'note',
-          label: '₹' + (d.denomination ?? d.value)
-        }));
-        const order = (a: Denomination, b: Denomination) => b.value - a.value;
-        this.notes = rows.filter((r) => r.kind === 'note').sort(order);
-        this.coins = rows.filter((r) => r.kind === 'coin').sort(order);
-      });
-  }
-
-  // ── Denomination helpers ──────────────────────────────────────────────────
-
-  denomKey(d: Denomination): string {
-    return `${d.kind}:${d.value}`;
-  }
-
-  countFor(d: Denomination): number {
-    return this.denominationCounts[this.denomKey(d)] || 0;
-  }
-
-  subtotalFor(d: Denomination): number {
-    return this.countFor(d) * d.value;
-  }
-
-  onDenomChange(d: Denomination, raw: any): void {
-    this.denominationCounts[this.denomKey(d)] = Math.max(0, Math.floor(Number(raw) || 0));
-  }
-
-  bumpDenom(d: Denomination, delta: number): void {
-    this.denominationCounts[this.denomKey(d)] = Math.max(0, this.countFor(d) + delta);
-  }
-
-  clearDenominations(): void {
-    this.denominationCounts = {};
-  }
-
-  searchAccount(): void {
-    const query = this.accountInput.trim();
-    if (!query) return;
-    this.pageState = 'searching';
-    this.account = null;
-    this.charges = [];
-    this.errorMsg = '';
-
-    this.service
-      .getShareAccountForCollection(query)
-      .pipe(
-        catchError((err) => {
-          this.errorMsg =
-            err?.error?.errors?.[0]?.defaultUserMessage ||
-            err?.error?.developerMessage ||
-            'Account not found. Please check the account ID and try again.';
-          this.pageState = 'idle';
-          return of(null);
-        })
-      )
-      .subscribe((acc: any) => {
-        if (!acc) return;
-        this.account = acc;
-
-        // Auto-detect shares from summary or first pending purchasedShares entry
-        const pendingTx = (acc.purchasedShares || []).find(
-          (t: any) =>
-            t.status?.code === 'purchasedSharesStatusType.applied' && t.type?.code === 'purchasedSharesType.purchased'
-        );
-        this.requestedSharesInput = Number(
-          acc.summary?.totalPendingForApprovalShares || pendingTx?.numberOfShares || acc.requestedShares || 0
-        );
-        this.pricePerShare = Number(pendingTx?.purchasedPrice || acc.currentMarketPrice || acc.unitPrice || 0);
-
-        // Show ALL charges on the account — no type filtering
-        this.charges = (acc.charges || []).map((c: any) => ({
-          id: c.chargeId ?? c.id,
-          name: c.name,
-          amount: Number(c.amount ?? c.amountOutstanding ?? 0),
-          currencySymbol: c.currency?.displaySymbol ?? '₹'
-        }));
-
-        this.pageState = 'loaded';
-      });
-  }
-
-  recalc(): void {
-    // triggered by input changes — nothing extra needed, getters auto-recalculate
-  }
-
-  submit(): void {
-    if (!this.isValid || this.saving) return;
-    this.saving = true;
-    const payload = {
-      shareAccountId: this.account.id,
-      accountNo: this.account.accountNo,
-      clientName: this.account.clientName,
-      transactionDate: this.transactionDate,
-      requestedShares: this.requestedSharesInput,
-      pricePerShare: this.pricePerShare,
-      shareAmount: this.shareAmount,
-      chargeAmount: this.totalChargeAmount,
-      totalAmount: this.totalAmount,
-      paymentTypeId: this.paymentTypeId || null,
-      note: this.note || null
-    };
-
-    this.service.collectSharePayment(payload).subscribe({
-      next: (result: any) => {
-        this.collectionResult = result;
-        this.snackBar.open('Share collection posted successfully.', 'Close', { duration: 3000 });
-        this.pageState = 'success';
-        this.saving = false;
-      },
-      error: (err: any) => {
-        const msg =
-          err?.error?.errors?.[0]?.defaultUserMessage ||
-          err?.error?.developerMessage ||
-          err?.error?.defaultUserMessage ||
-          'Collection failed. Please try again.';
-        this.snackBar.open(msg, 'Close', { duration: 8000 });
-        this.saving = false;
-      }
-    });
-  }
-
-  reset(): void {
-    this.pageState = 'idle';
-    this.accountInput = '';
-    this.account = null;
-    this.charges = [];
-    this.errorMsg = '';
-    this.note = '';
-    this.paymentTypeId = null;
-    this.requestedSharesInput = 0;
-    this.pricePerShare = 0;
-    this.collectionResult = null;
-    this.saving = false;
-    this.clearDenominations();
-  }
-}
@@ -8,7 +8,7 @@

 import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
-import { FormsModule, ReactiveFormsModule, FormBuilder, FormGroup, Validators } from '@angular/forms';
+import { FormsModule, ReactiveFormsModule, FormBuilder, FormGroup, FormArray, Validators } from '@angular/forms';
 import { MatDialogModule, MatDialogRef, MAT_DIALOG_DATA } from '@angular/material/dialog';
 import { MatFormFieldModule } from '@angular/material/form-field';
 import { MatInputModule } from '@angular/material/input';
@@ -35,6 +35,35 @@ export interface CashierIssueDdDialogData {
  accountNo?: string;
  /** The account holder, for the same reason. */
  accountHolderName?: string;
+  /**
+   * How many drafts this slip raises. Absent or 1 is the ordinary single draft and the dialog is
+   * unchanged; 2 or more turns it into a slip, asking for a face value, charge and beneficiary per
+   * draft and reporting the combined total the account will be debited for.
+   */
+  ddCount?: number;
+  /**
+   * Whether the funding account is a GL account rather than a member's. Only affects wording: a GL
+   * account has no passbook, so it is not promised one.
+   */
+  glFunded?: boolean;
+  /**
+   * The leaflets provisionally shown against each line of a slip.
+   *
+   * Only ever indicative. The server allocates the real numbers inside the locked transaction that
+   * submits the slip, so what is shown here is the next-available run at the moment the dialog was
+   * opened — accurate unless another clerk submits first, which is precisely why the numbers cannot
+   * be promised until submit returns them.
+   */
+  previewDdNumbers?: string[];
+}
+
+/** One captured draft on a multi-DD slip. */
+export interface DdSlipLineResult {
+  beneficiaryName: string;
+  payableAtBranch: string;
+  payableAtCity: string;
+  faceValue: number;
+  chargesAmount: number;
 }

@Component({
@@ -56,10 +85,20 @@ export interface CashierIssueDdDialogData {
        <div class="dd-dialog-header__title">
          <mat-icon class="dd-icon">receipt_long</mat-icon>
          <div>
-            <h2>{{ isAccountDebit ? 'Account-Debit Demand Draft (DD)' : 'Walk-in Cash Demand Draft (DD)' }}</h2>
+            <h2>
+              @if (isSlip) {
+                Multi-DD Slip · {{ lineCount }} Demand Drafts
+              } @else {
+                {{ isAccountDebit ? 'Account-Debit Demand Draft (DD)' : 'Walk-in Cash Demand Draft (DD)' }}
+              }
+            </h2>
            <p>
-              Next available DD leaflet auto-selected ·
-              {{ isAccountDebit ? 'Enter beneficiary details' : 'Enter purchaser &amp; beneficiary details' }}
+              @if (isSlip) {
+                One debit funds all {{ lineCount }} drafts · Enter each draft's beneficiary and amount
+              } @else {
+                Next available DD leaflet auto-selected ·
+                {{ isAccountDebit ? 'Enter beneficiary details' : 'Enter purchaser &amp; beneficiary details' }}
+              }
            </p>
          </div>
        </div>
@@ -69,41 +108,91 @@ export interface CashierIssueDdDialogData {
      </div>

      <mat-dialog-content class="dd-dialog-body">
-        <!-- Draft & Financials Summary Card -->
-        <div class="dd-summary-card">
-          <!-- The number the customer will actually see printed on the instrument. "Auto-Selected
+        <!--
+          Slip running total.
+
+          A slip's figures are not known until every line is typed — different drafts carry different
+          face values and different charges — so the total the account will be debited for is built
+          up here as the clerk works, rather than shown as a fixed figure up front. Answering "what
+          is this going to cost my member" without it would mean adding the lines by hand.
+        -->
+        @if (isSlip) {
+          <div class="dd-summary-card">
+            <div class="summary-col">
+              <span class="label">Drafts On This Slip</span>
+              <strong class="dd-number-highlight">{{ lineCount }}</strong>
+              <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">Total Face Value</span>
+              <strong class="amount">₹{{ slipFaceValue | number: '1.2-2' }}</strong>
+              <span class="sublabel">+ Charges ₹{{ slipCharges | number: '1.2-2' }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">GST ({{ data.gstPercentage }}%)</span>
+              <strong class="amount">₹{{ slipGst | number: '1.2-2' }}</strong>
+              <span class="sublabel">on charges only</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col highlight-col">
+              <span class="label">Total To Debit</span>
+              <strong class="total-amount">₹{{ slipTotal | number: '1.2-2' }}</strong>
+              <span class="sublabel">{{ data.accountNo || 'Account' }} · one debit</span>
+            </div>
+          </div>
+
+          <!--
+            Said plainly because the numbers on screen are the one thing in this dialog the clerk
+            cannot rely on. They are the next-available run as it stood when the dialog opened; the
+            binding allocation happens inside the submit transaction, so a slip filed after another
+            clerk's gets the following numbers instead.
+          -->
+          <div class="dd-preview-note">
+            <mat-icon>info</mat-icon>
+            <div>
+              DD numbers below are <strong>provisional</strong>. The final numbers are allocated when the slip is
+              submitted and will be confirmed on the receipt.
+            </div>
+          </div>
+        } @else {
+          <!-- Draft & Financials Summary Card -->
+          <div class="dd-summary-card">
+            <!-- The number the customer will actually see printed on the instrument. "Auto-Selected
               Leaflet" named the stock item rather than the draft, so it was not obvious that this
               is the DD number being issued. -->
-          <div class="summary-col">
-            <span class="label">DD Number Being Issued</span>
-            <strong class="dd-number-highlight">{{ data.leaflet.ddNumber }}</strong>
-            <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            <div class="summary-col">
+              <span class="label">DD Number Being Issued</span>
+              <strong class="dd-number-highlight">{{ data.leaflet.ddNumber }}</strong>
+              <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">Face Value</span>
+              <strong class="amount">₹{{ data.faceValue | number: '1.2-2' }}</strong>
+              <span class="sublabel">+ Charges ₹{{ data.chargesAmount | number: '1.2-2' }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">GST ({{ data.gstPercentage }}%)</span>
+              <strong class="amount">₹{{ data.gstAmount | number: '1.2-2' }}</strong>
+              <span class="sublabel">on charges only</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col highlight-col">
+              <span class="label">{{ isAccountDebit ? 'Total Debited' : 'Total Cash Collected' }}</span>
+              <strong class="total-amount">₹{{ data.totalCashPayable | number: '1.2-2' }}</strong>
+              <span class="sublabel">
+                @if (isAccountDebit) {
+                  {{ data.accountNo || 'Account' }}
+                } @else {
+                  Denominations verified
+                }
+              </span>
+            </div>
          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col">
-            <span class="label">Face Value</span>
-            <strong class="amount">₹{{ data.faceValue | number: '1.2-2' }}</strong>
-            <span class="sublabel">+ Charges ₹{{ data.chargesAmount | number: '1.2-2' }}</span>
-          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col">
-            <span class="label">GST ({{ data.gstPercentage }}%)</span>
-            <strong class="amount">₹{{ data.gstAmount | number: '1.2-2' }}</strong>
-            <span class="sublabel">on charges only</span>
-          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col highlight-col">
-            <span class="label">{{ isAccountDebit ? 'Total Debited' : 'Total Cash Collected' }}</span>
-            <strong class="total-amount">₹{{ data.totalCashPayable | number: '1.2-2' }}</strong>
-            <span class="sublabel">
-              @if (isAccountDebit) {
-                {{ data.accountNo || 'Account' }}
-              } @else {
-                Denominations verified
-              }
-            </span>
-          </div>
-        </div>
+        }

        <!--
          The account funding the draft, stated before the form.
@@ -121,123 +210,237 @@ export interface CashierIssueDdDialogData {
                · {{ data.accountHolderName }}
              }
              <div class="dd-funding-sub">
-                ₹{{ data.totalCashPayable | number: '1.2-2' }} will be debited from this account when a checker
-                approves. No cash is taken at the counter.
+                @if (isSlip) {
+                  ₹{{ slipTotal | number: '1.2-2' }} will be debited from this account as a
+                  <strong>single transaction</strong> covering all {{ lineCount }} drafts, when a checker approves the
+                  slip —
+                  <!-- A GL account has no passbook, so the reassurance a member gets is phrased for
+                       the ledger instead of promising a statement line that does not exist. -->
+                  @if (isGlFunded) {
+                    one journal entry against this GL account, not {{ lineCount }}.
+                  } @else {
+                    the member's passbook shows one entry, not {{ lineCount }}.
+                  }
+                } @else {
+                  ₹{{ data.totalCashPayable | number: '1.2-2' }} will be debited from this account when a checker
+                  approves. No cash is taken at the counter.
+                }
              </div>
            </div>
          </div>
        }

-        <form [formGroup]="form" class="dd-form">
-          <!--
+        <!--
+          A slip's drafts, one card each.
+
+          Face value and charge sit on the line rather than on the slip because that is how the bank
+          actually uses this: three drafts to three institutions are three different amounts, and the
+          charge is levied per draft. The server stores and posts them per line for the same reason.
+        -->
+        @if (isSlip) {
+          <form [formGroup]="slipForm" class="dd-form">
+            <div formArrayName="lines">
+              @for (lineCtrl of slipLines.controls; track $index) {
+                <div class="dd-line-card" [formGroupName]="$index">
+                  <div class="dd-line-head">
+                    <span class="dd-line-badge">DD {{ $index + 1 }} of {{ lineCount }}</span>
+                    @if (previewNumberAt($index)) {
+                      <span class="dd-line-number">No. {{ previewNumberAt($index) }} <em>(provisional)</em></span>
+                    }
+                    <span class="dd-line-total"> Debit ₹{{ lineTotalAt($index) | number: '1.2-2' }} </span>
+                  </div>
+
+                  <mat-form-field appearance="outline" class="full-width">
+                    <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
+                    <input
+                      matInput
+                      formControlName="beneficiaryName"
+                      placeholder="e.g. UNIVERSITY OF MUMBAI"
+                      maxlength="120"
+                      style="text-transform: uppercase;"
+                    />
+                    <mat-error *ngIf="lineCtrl.get('beneficiaryName')?.hasError('required')"
+                      >Beneficiary name is required</mat-error
+                    >
+                    <mat-error *ngIf="lineCtrl.get('beneficiaryName')?.hasError('maxlength')"
+                      >Max 120 characters</mat-error
+                    >
+                  </mat-form-field>
+
+                  <div class="form-row">
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Payable At - Branch *</mat-label>
+                      <input
+                        matInput
+                        formControlName="payableAtBranch"
+                        placeholder="e.g. FORT BRANCH"
+                        maxlength="150"
+                        style="text-transform: uppercase;"
+                      />
+                      <mat-error *ngIf="lineCtrl.get('payableAtBranch')?.hasError('required')"
+                        >Payable Branch is required</mat-error
+                      >
+                    </mat-form-field>
+
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Payable At - City *</mat-label>
+                      <input
+                        matInput
+                        formControlName="payableAtCity"
+                        placeholder="e.g. MUMBAI"
+                        maxlength="100"
+                        style="text-transform: uppercase;"
+                      />
+                      <mat-error *ngIf="lineCtrl.get('payableAtCity')?.hasError('required')"
+                        >Payable City is required</mat-error
+                      >
+                    </mat-form-field>
+                  </div>
+
+                  <div class="form-row">
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Face Value *</mat-label>
+                      <input matInput type="number" formControlName="faceValue" placeholder="0.00" />
+                      <span matPrefix>₹&nbsp;</span>
+                      <mat-error *ngIf="lineCtrl.get('faceValue')?.hasError('required')"
+                        >Face value is required</mat-error
+                      >
+                      <mat-error *ngIf="lineCtrl.get('faceValue')?.hasError('min')"
+                        >Face value must be greater than zero</mat-error
+                      >
+                    </mat-form-field>
+
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Charges</mat-label>
+                      <input matInput type="number" formControlName="chargesAmount" placeholder="0.00" />
+                      <span matPrefix>₹&nbsp;</span>
+                      <mat-hint>GST ₹{{ lineGstAt($index) | number: '1.2-2' }} at {{ data.gstPercentage }}%</mat-hint>
+                      <mat-error *ngIf="lineCtrl.get('chargesAmount')?.hasError('min')"
+                        >Charges cannot be negative</mat-error
+                      >
+                    </mat-form-field>
+                  </div>
+                </div>
+              }
+            </div>
+          </form>
+        } @else {
+          <form [formGroup]="form" class="dd-form">
+            <!--
            Purchaser identity is asked for only when the bank has none: a walk-in paying cash. On an
            account debit the purchaser IS the account holder, already identified and KYC'd, and
            re-capturing a name and Aadhaar here would invite a mismatch against the account on record.
          -->
-          @if (!isAccountDebit) {
-            <div class="form-section-title">Walk-in Purchaser Details</div>
+            @if (!isAccountDebit) {
+              <div class="form-section-title">Walk-in Purchaser Details</div>
+
+              <div class="form-row">
+                <mat-form-field appearance="outline" class="form-field-flex">
+                  <mat-label>Walk-in Purchaser Name *</mat-label>
+                  <input
+                    matInput
+                    formControlName="walkinPurchaserName"
+                    placeholder="e.g. RAMESH CHANDRA"
+                    style="text-transform: uppercase;"
+                  />
+                  <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('required')"
+                    >Purchaser name is required</mat-error
+                  >
+                  <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('minlength')"
+                    >Must be at least 3 characters</mat-error
+                  >
+                </mat-form-field>
+
+                <mat-form-field appearance="outline" class="form-field-flex">
+                  <mat-label>12-Digit Aadhaar Number *</mat-label>
+                  <input
+                    matInput
+                    formControlName="walkinPurchaserAadhaar"
+                    placeholder="12-digit Aadhaar"
+                    maxlength="12"
+                  />
+                  <mat-hint>Masked to last 4 digits before storage</mat-hint>
+                  <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('required')"
+                    >Aadhaar number is required</mat-error
+                  >
+                  <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('pattern')"
+                    >Must be exactly 12 numeric digits</mat-error
+                  >
+                </mat-form-field>
+              </div>
+
+              <mat-form-field appearance="outline" class="full-width">
+                <mat-label>Purchaser Address / Location *</mat-label>
+                <input
+                  matInput
+                  formControlName="walkinPurchaserAddress"
+                  placeholder="e.g. 14, SECTOR 5, MAIN ROAD, MUMBAI"
+                  style="text-transform: uppercase;"
+                />
+                <mat-error *ngIf="form.get('walkinPurchaserAddress')?.hasError('required')"
+                  >Address is required</mat-error
+                >
+              </mat-form-field>
+            }
+
+            <!-- Beneficiary Section -->
+            <div class="form-section-title">Beneficiary & Payment Details</div>
+
+            <mat-form-field appearance="outline" class="full-width">
+              <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
+              <input
+                matInput
+                formControlName="beneficiaryName"
+                placeholder="e.g. UNIVERSITY OF MUMBAI"
+                maxlength="120"
+                style="text-transform: uppercase;"
+              />
+              <mat-error *ngIf="form.get('beneficiaryName')?.hasError('required')"
+                >Beneficiary name is required</mat-error
+              >
+              <mat-error *ngIf="form.get('beneficiaryName')?.hasError('maxlength')">Max 120 characters</mat-error>
+            </mat-form-field>

            <div class="form-row">
              <mat-form-field appearance="outline" class="form-field-flex">
-                <mat-label>Walk-in Purchaser Name *</mat-label>
+                <mat-label>Payable At - Branch *</mat-label>
                <input
                  matInput
-                  formControlName="walkinPurchaserName"
-                  placeholder="e.g. RAMESH CHANDRA"
+                  formControlName="payableAtBranch"
+                  placeholder="e.g. FORT BRANCH"
+                  maxlength="150"
                  style="text-transform: uppercase;"
                />
-                <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('required')"
-                  >Purchaser name is required</mat-error
-                >
-                <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('minlength')"
-                  >Must be at least 3 characters</mat-error
+                <mat-error *ngIf="form.get('payableAtBranch')?.hasError('required')"
+                  >Payable Branch is required</mat-error
                >
              </mat-form-field>

              <mat-form-field appearance="outline" class="form-field-flex">
-                <mat-label>12-Digit Aadhaar Number *</mat-label>
+                <mat-label>Payable At - City *</mat-label>
                <input
                  matInput
-                  formControlName="walkinPurchaserAadhaar"
-                  placeholder="12-digit Aadhaar"
-                  maxlength="12"
+                  formControlName="payableAtCity"
+                  placeholder="e.g. MUMBAI"
+                  maxlength="100"
+                  style="text-transform: uppercase;"
                />
-                <mat-hint>Masked to last 4 digits before storage</mat-hint>
-                <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('required')"
-                  >Aadhaar number is required</mat-error
-                >
-                <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('pattern')"
-                  >Must be exactly 12 numeric digits</mat-error
-                >
+                <mat-error *ngIf="form.get('payableAtCity')?.hasError('required')">Payable City is required</mat-error>
              </mat-form-field>
            </div>
-
-            <mat-form-field appearance="outline" class="full-width">
-              <mat-label>Purchaser Address / Location *</mat-label>
-              <input
-                matInput
-                formControlName="walkinPurchaserAddress"
-                placeholder="e.g. 14, SECTOR 5, MAIN ROAD, MUMBAI"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('walkinPurchaserAddress')?.hasError('required')"
-                >Address is required</mat-error
-              >
-            </mat-form-field>
-          }
-
-          <!-- Beneficiary Section -->
-          <div class="form-section-title">Beneficiary & Payment Details</div>
-
-          <mat-form-field appearance="outline" class="full-width">
-            <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
-            <input
-              matInput
-              formControlName="beneficiaryName"
-              placeholder="e.g. UNIVERSITY OF MUMBAI"
-              maxlength="120"
-              style="text-transform: uppercase;"
-            />
-            <mat-error *ngIf="form.get('beneficiaryName')?.hasError('required')"
-              >Beneficiary name is required</mat-error
-            >
-            <mat-error *ngIf="form.get('beneficiaryName')?.hasError('maxlength')">Max 120 characters</mat-error>
-          </mat-form-field>
-
-          <div class="form-row">
-            <mat-form-field appearance="outline" class="form-field-flex">
-              <mat-label>Payable At - Branch *</mat-label>
-              <input
-                matInput
-                formControlName="payableAtBranch"
-                placeholder="e.g. FORT BRANCH"
-                maxlength="150"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('payableAtBranch')?.hasError('required')"
-                >Payable Branch is required</mat-error
-              >
-            </mat-form-field>
-
-            <mat-form-field appearance="outline" class="form-field-flex">
-              <mat-label>Payable At - City *</mat-label>
-              <input
-                matInput
-                formControlName="payableAtCity"
-                placeholder="e.g. MUMBAI"
-                maxlength="100"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('payableAtCity')?.hasError('required')">Payable City is required</mat-error>
-            </mat-form-field>
-          </div>
-        </form>
+          </form>
+        }
      </mat-dialog-content>

      <mat-dialog-actions class="dd-dialog-actions" align="end">
+        @if (isSlip) {
+          <span class="dd-actions-total">
+            {{ lineCount }} drafts · <strong>₹{{ slipTotal | number: '1.2-2' }}</strong> to debit
+          </span>
+        }
        <button mat-button type="button" (click)="onClose()">Cancel</button>
-        <button mat-flat-button color="primary" [disabled]="form.invalid" (click)="onSubmit()">
-          Save DD Details
+        <button mat-flat-button color="primary" [disabled]="activeForm.invalid" (click)="onSubmit()">
+          {{ isSlip ? 'Save Slip Details' : 'Save DD Details' }}
        </button>
      </mat-dialog-actions>
    </div>
@@ -395,6 +598,81 @@ export interface CashierIssueDdDialogData {
        line-height: 1.5;
        color: #64748b;
      }
+      /* One card per draft on a slip — the boundary is what stops a clerk typing line 2's
+         beneficiary against line 1's amount. */
+      .dd-line-card {
+        border: 1px solid #e2e8f0;
+        border-left: 3px solid #0369a1;
+        border-radius: 8px;
+        padding: 14px 16px 4px;
+        margin-bottom: 14px;
+        background: #fcfdff;
+      }
+      .dd-line-head {
+        display: flex;
+        align-items: center;
+        gap: 10px;
+        flex-wrap: wrap;
+        margin-bottom: 12px;
+      }
+      .dd-line-badge {
+        font-size: 11px;
+        font-weight: 700;
+        text-transform: uppercase;
+        letter-spacing: 0.4px;
+        color: #ffffff;
+        background: #0369a1;
+        padding: 3px 9px;
+        border-radius: 999px;
+      }
+      .dd-line-number {
+        font-family: monospace;
+        font-size: 12px;
+        color: #475569;
+      }
+      .dd-line-number em {
+        font-style: normal;
+        color: #94a3b8;
+        font-size: 11px;
+      }
+      .dd-line-total {
+        margin-left: auto;
+        font-size: 12px;
+        font-weight: 600;
+        color: #065f46;
+        background: #ecfdf5;
+        border: 1px solid #a7f3d0;
+        padding: 3px 10px;
+        border-radius: 6px;
+      }
+      .dd-preview-note {
+        display: flex;
+        gap: 8px;
+        align-items: flex-start;
+        margin: 0 0 16px;
+        padding: 9px 12px;
+        background: #fffbeb;
+        border: 1px solid #fde68a;
+        border-radius: 6px;
+        font-size: 12px;
+        line-height: 1.5;
+        color: #78350f;
+      }
+      .dd-preview-note mat-icon {
+        color: #b45309;
+        font-size: 18px;
+        width: 18px;
+        height: 18px;
+        flex-shrink: 0;
+      }
+      .dd-actions-total {
+        margin-right: auto;
+        font-size: 13px;
+        color: #475569;
+      }
+      .dd-actions-total strong {
+        color: #065f46;
+      }
    `
  ]
 })
@@ -404,13 +682,127 @@ export class CashierIssueDdDialogComponent implements OnInit {
  public data: CashierIssueDdDialogData = inject(MAT_DIALOG_DATA);

  form!: FormGroup;
+  /** Built only in slip mode; `form` stays untouched so the single-draft path is unchanged. */
+  slipForm!: FormGroup;

  /** Whether the draft is funded by debiting a member's account rather than by cash at the counter. */
  get isAccountDebit(): boolean {
    return this.data.paymentMethod === 'ACCOUNT_DEBIT';
  }

+  /** How many drafts this dialog is capturing — 1 unless the clerk asked for a slip. */
+  get lineCount(): number {
+    const n = Number(this.data.ddCount) || 1;
+    return n > 1 ? n : 1;
+  }
+
+  /** Whether this dialog is capturing a multi-DD slip rather than a single draft. */
+  get isSlip(): boolean {
+    return this.lineCount > 1;
+  }
+
+  /** Whether the debit lands on a GL account rather than a member's — wording only. */
+  get isGlFunded(): boolean {
+    return !!this.data.glFunded;
+  }
+
+  /** The form the Save button validates against — whichever of the two was built. */
+  get activeForm(): FormGroup {
+    return this.isSlip ? this.slipForm : this.form;
+  }
+
+  get slipLines(): FormArray {
+    return this.slipForm.get('lines') as FormArray;
+  }
+
+  /** The provisional leaflet number shown against a line, if the caller supplied a run of them. */
+  previewNumberAt(index: number): string | null {
+    return this.data.previewDdNumbers?.[index] ?? null;
+  }
+
+  private lineValueAt(index: number, field: string): number {
+    return Number(this.slipLines.at(index)?.get(field)?.value) || 0;
+  }
+
+  /**
+   * GST on one line's charge.
+   *
+   * Rounded per line, matching the server, which computes and stores GST against each draft rather
+   * than once for the slip. Summing rounded lines and rounding a summed charge can differ by a
+   * paisa, and it is the per-line figure that ends up on the draft.
+   */
+  lineGstAt(index: number): number {
+    const charges = this.lineValueAt(index, 'chargesAmount');
+    if (charges <= 0) return 0;
+    return Math.round(charges * (Number(this.data.gstPercentage) || 0)) / 100;
+  }
+
+  /** What one line adds to the debit — its face value, its charge and the GST on that charge. */
+  lineTotalAt(index: number): number {
+    return this.lineValueAt(index, 'faceValue') + this.lineValueAt(index, 'chargesAmount') + this.lineGstAt(index);
+  }
+
+  get slipFaceValue(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineValueAt(i, 'faceValue'), 0);
+  }
+
+  get slipCharges(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineValueAt(i, 'chargesAmount'), 0);
+  }
+
+  get slipGst(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineGstAt(i), 0);
+  }
+
+  /** The figure the account is debited for — rounded up to the whole rupee, as the single flow does. */
+  get slipTotal(): number {
+    return Math.ceil(this.slipFaceValue + this.slipCharges + this.slipGst - 1e-9);
+  }
+
  ngOnInit(): void {
+    if (this.isSlip) {
+      this.slipForm = this.fb.group({
+        lines: this.fb.array(
+          Array.from({ length: this.lineCount }, () =>
+            this.fb.group({
+              beneficiaryName: [
+                '',
+                [
+                  Validators.required,
+                  Validators.maxLength(120)
+                ]
+              ],
+              payableAtBranch: [
+                '',
+                [Validators.required]
+              ],
+              payableAtCity: [
+                '',
+                [Validators.required]
+              ],
+              // Zero is rejected rather than merely warned about: the server refuses a line with a
+              // face value at or below zero, and a slip that fails there has already cost the clerk
+              // every other line they typed.
+              faceValue: [
+                null as
+                  | number
+                  | null,
+                [
+                  Validators.required,
+                  Validators.min(0.01)
+                ]
+              ],
+              chargesAmount: [
+                0,
+                [Validators.min(0)]
+              ]
+            })
+          )
+        )
+      });
+      return;
+    }
+
    // Walk-in identity is required for cash and rejected outright for an account debit — the server
    // refuses a walk-in name alongside an account — so the controls are only built when they apply.
    // Registering them unconditionally and merely hiding them would hold the form invalid on a
@@ -477,7 +869,25 @@ export class CashierIssueDdDialogComponent implements OnInit {
  }

  onSubmit(): void {
-    if (this.form.invalid) return;
+    if (this.activeForm.invalid) return;
+
+    // A slip closes with its lines. There is no walk-in branch here: a slip is only ever offered on
+    // a member-account debit, where the purchaser is the account holder already on record.
+    if (this.isSlip) {
+      const lines: DdSlipLineResult[] = this.slipLines.controls.map((c) => {
+        const v = c.value;
+        return {
+          beneficiaryName: (v.beneficiaryName || '').trim().toUpperCase(),
+          payableAtBranch: (v.payableAtBranch || '').trim().toUpperCase(),
+          payableAtCity: (v.payableAtCity || '').trim().toUpperCase(),
+          faceValue: Number(v.faceValue) || 0,
+          chargesAmount: Number(v.chargesAmount) || 0
+        };
+      });
+      this.dialogRef.close({ lines });
+      return;
+    }
+
    const val = this.form.value;
    const beneficiary = {
      beneficiaryName: (val.beneficiaryName || '').trim().toUpperCase(),
@@ -117,6 +117,8 @@
                      <select
                        class="ws-f__ctl"
                        [(ngModel)]="row.typ"
+                        [disabled]="isTypLocked(row)"
+                        [title]="isTypLocked(row) ? 'Token withdrawal - TYPE is fixed to Payment' : ''"
                        (click)="$event.stopPropagation()"
                        (change)="onTypChange(row)"
                      >
@@ -166,23 +168,44 @@
                    </div>
                    <div class="ws-f ws-f--actyp">
                      <label class="ws-f__lbl" title="Account Type">AC. TP.</label>
-                      <select
-                        class="ws-f__ctl"
-                        [(ngModel)]="row.acTyp"
-                        (click)="$event.stopPropagation()"
-                        (change)="
-                          row.acTyp === 'GL' &&
-                            row.typ !== 'Disbursement' &&
-                            row.typ !== 'Fund Transfer' &&
-                            row.typ !== 'Enter Bank Transfer' &&
-                            (row.dbCr = 'Cr')
-                        "
-                      >
-                        @for (a of acTypOptionsFor(row); track a) {
-                          <option [value]="a">{{ a }}</option>
-                        }
-                      </select>
+                      @if (acTypLockedByToken && row === selectedRow) {
+                        <span
+                          class="ws-f__ctl ws-f__ctl--locked"
+                          title="Locked — filled from a token-driven request, not a normal account entry"
+                          >{{ acTypLockedLabel }}</span
+                        >
+                      } @else {
+                        <select
+                          class="ws-f__ctl"
+                          [(ngModel)]="row.acTyp"
+                          (click)="$event.stopPropagation()"
+                          (change)="isGlCreditOnly(row) && (row.dbCr = 'Cr')"
+                        >
+                          @for (a of acTypOptionsFor(row); track a) {
+                            <option [value]="a">{{ a }}</option>
+                          }
+                        </select>
+                      }
                    </div>
+                    @if (showsEntryType(row)) {
+                      <div class="ws-f ws-f--paytype">
+                        <label
+                          class="ws-f__lbl ws-f__lbl--accent"
+                          title="What this money was actually collected for — checked before a share application or DD issuance can adopt this voucher"
+                          >ENTRY TYPE</label
+                        >
+                        <select
+                          class="ws-f__ctl ws-f__ctl--accent"
+                          [(ngModel)]="row.entryTypeCvId"
+                          (click)="$event.stopPropagation()"
+                        >
+                          <option [ngValue]="null">Select…</option>
+                          @for (t of entryTypeOptions; track t.id) {
+                            <option [ngValue]="t.id">{{ t.name }}</option>
+                          }
+                        </select>
+                      </div>
+                    }
                  </div>
                </div>

@@ -206,14 +229,20 @@
                              ? ddGlMapping?.ddPayableGlCode || 'Auto GL'
                              : 'Account number'
                        "
-                        [readonly]="row.typ === 'DD' && !isDdAccountDebitRow(row)"
-                        [class.ws-f__ctl--readonly]="row.typ === 'DD' && !isDdAccountDebitRow(row)"
+                        [readonly]="
+                          (row.typ === 'DD' && !isDdAccountDebitRow(row)) || (acTypLockedByToken && row === selectedRow)
+                        "
+                        [class.ws-f__ctl--readonly]="
+                          (row.typ === 'DD' && !isDdAccountDebitRow(row)) || (acTypLockedByToken && row === selectedRow)
+                        "
                        [title]="
-                          isDdAccountDebitRow(row)
-                            ? 'Member account the draft is funded from'
-                            : row.typ === 'DD'
-                              ? 'Configured Sponsor DD Payable GL (Auto-selected)'
-                              : 'Account number'
+                          acTypLockedByToken && row === selectedRow
+                            ? 'Locked — filled from a token-driven request, not a normal account entry'
+                            : isDdAccountDebitRow(row)
+                              ? 'Member account the draft is funded from'
+                              : row.typ === 'DD'
+                                ? 'Configured Sponsor DD Payable GL (Auto-selected)'
+                                : 'Account number'
                        "
                      />
                    </div>
@@ -233,12 +262,7 @@
                          type="button"
                          class="ws-seg__btn ws-seg__btn--dr"
                          [class.ws-seg__btn--active-dr]="row.dbCr === 'Dr'"
-                          [disabled]="
-                            row.acTyp === 'GL' &&
-                            row.typ !== 'Disbursement' &&
-                            row.typ !== 'Fund Transfer' &&
-                            row.typ !== 'Enter Bank Transfer'
-                          "
+                          [disabled]="isGlCreditOnly(row)"
                          (click)="row.dbCr = 'Dr'"
                        >
                          DR
@@ -247,6 +271,7 @@
                          type="button"
                          class="ws-seg__btn ws-seg__btn--cr"
                          [class.ws-seg__btn--active-cr]="row.dbCr === 'Cr'"
+                          [disabled]="row.typ === 'Withdrawal Slip'"
                          (click)="row.dbCr = 'Cr'"
                        >
                          CR
@@ -286,9 +311,13 @@
                          [value]="row.amount ?? ''"
                          (input)="row.amount = +$any($event.target).value; syncShareLinkedAmounts()"
                          (click)="$event.stopPropagation()"
-                          [placeholder]="row.acTyp === 'SHR' ? '0' : '0.00'"
-                          [readonly]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
-                          [class.ws-amt-input--locked]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
+                          [placeholder]="isMultiDdRow(row) ? 'Per draft' : row.acTyp === 'SHR' ? '0' : '0.00'"
+                          [readonly]="
+                            isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                          "
+                          [class.ws-amt-input--locked]="
+                            isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                          "
                        />
                      </div>
                      @if (row.acTyp === 'SHR' && rowSharePrices[row.acNo]) {
@@ -298,6 +327,19 @@
                          }}/share</span
                        >
                      }
+                      <!-- On a slip the face value belongs to each draft, so the row total is the sum of
+                           them and is filled in by the dialog rather than typed here. A clerk-typed
+                           figure could disagree with the drafts, and the account would be debited for
+                           a total the drafts do not add up to. -->
+                      @if (isMultiDdRow(row)) {
+                        <span class="ws-f__hint">
+                          {{
+                            row.ddLines?.length
+                              ? 'Total of ' + row.ddLines?.length + ' drafts'
+                              : 'Set per draft in Fill DD Details'
+                          }}
+                        </span>
+                      }
                    </div>
                    @if (row.acTyp === 'SHR' && (row.typ === 'Enter Bank Transfer' || row.typ === 'Fund Transfer')) {
                      <div class="ws-f ws-f--cheqno">
@@ -377,9 +419,36 @@
                  <div class="ws-group ws-group--flex">
                    <span class="ws-caption">DD Charges &amp; GST — Admin Rate {{ ddGstPercentage }}%</span>
                    <div class="ws-group__fields">
+                      <!-- How many drafts this one debit funds. Typed before the details are filled in,
+                           because it is what decides how many beneficiary forms the dialog presents.
+                           Offered only where the server can honour it: a member savings/current
+                           account debit, never a GL or cash draft. -->
+                      @if (canRowBeMultiDd(row)) {
+                        <div class="ws-f ws-f--amt">
+                          <label class="ws-f__lbl" title="Number of demand drafts to raise against this single debit"
+                            >NO. OF DD</label
+                          >
+                          <div class="ws-amt-wrap">
+                            <input
+                              class="ws-f__ctl ws-amt-input"
+                              type="number"
+                              min="1"
+                              [max]="maxDdSlipLines"
+                              step="1"
+                              [value]="ddCountFor(row)"
+                              (input)="onDdCountChange(row, +$any($event.target).value)"
+                              (click)="$event.stopPropagation()"
+                              placeholder="1"
+                            />
+                          </div>
+                          @if (isMultiDdRow(row)) {
+                            <span class="ws-f__hint">One debit · {{ ddCountFor(row) }} drafts</span>
+                          }
+                        </div>
+                      }
                      <div class="ws-f ws-f--amt">
                        <label class="ws-f__lbl" title="DD issuance charges / commission">CHARGES</label>
-                        <div class="ws-amt-wrap">
+                        <div class="ws-amt-wrap" [class.ws-amt-wrap--locked]="isMultiDdRow(row)">
                          <span class="ws-amt-prefix">₹</span>
                          <input
                            class="ws-f__ctl ws-amt-input"
@@ -388,8 +457,15 @@
                            (input)="row.ddCharges = +$any($event.target).value"
                            (click)="$event.stopPropagation()"
                            placeholder="0.00"
+                            [readonly]="isMultiDdRow(row)"
+                            [class.ws-amt-input--locked]="isMultiDdRow(row)"
                          />
                        </div>
+                        <!-- Charges are levied per draft and can differ between them, so on a slip they
+                             are entered against each draft and totalled here. -->
+                        @if (isMultiDdRow(row)) {
+                          <span class="ws-f__hint">Set per draft</span>
+                        }
                      </div>
                      <div class="ws-f ws-f--amt">
                        <label class="ws-f__lbl" title="GST on charges, at the admin-configured rate">
@@ -400,7 +476,7 @@
                          <input
                            class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                            type="text"
-                            [value]="ddGstAmountFor(row) | number: '1.2-2'"
+                            [value]="ddGstDisplayFor(row)"
                            readonly
                          />
                        </div>
@@ -414,7 +490,7 @@
                          <input
                            class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                            type="text"
-                            [value]="ddTotalPayableFor(row)"
+                            [value]="ddTotalDisplayFor(row)"
                            readonly
                          />
                        </div>
@@ -427,18 +503,27 @@
                          [disabled]="saving"
                          (click)="openIssueWalkinDd(row); $event.stopPropagation()"
                          [title]="
-                            isDdAccountDebitRow(row)
-                              ? 'Auto-selects next available leaflet and opens the beneficiary form'
-                              : 'Auto-selects next available leaflet and opens walk-in purchaser form'
+                            isMultiDdRow(row)
+                              ? 'Opens one beneficiary form per draft; DD numbers are allocated on submission'
+                              : isDdAccountDebitRow(row)
+                                ? 'Auto-selects next available leaflet and opens the beneficiary form'
+                                : 'Auto-selects next available leaflet and opens walk-in purchaser form'
                          "
                        >
                          <mat-icon style="font-size: 18px; width: 18px; height: 18px">{{
-                            row.ddDetails ? 'edit_note' : 'post_add'
+                            row.ddDetails || row.ddLines?.length ? 'edit_note' : 'post_add'
                          }}</mat-icon>
                          <!-- Names the leaflet once details are captured, so the clerk can see at a
-                               glance which rows are ready before pressing Save. -->
+                               glance which rows are ready before pressing Save. A slip names the count
+                               instead: its numbers are not allocated until it is submitted. -->
                          <span>{{
-                            row.ddDetails ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details' : 'Fill DD Details'
+                            row.ddLines?.length
+                              ? row.ddLines?.length + ' Drafts Captured · Edit Slip'
+                              : row.ddDetails
+                                ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details'
+                                : isMultiDdRow(row)
+                                  ? 'Fill ' + ddCountFor(row) + ' DD Details'
+                                  : 'Fill DD Details'
                          }}</span>
                        </button>
                      </div>
@@ -618,70 +703,81 @@
                <circle cx="12" cy="8" r="4" />
                <path d="M4 20c0-4 3.6-7 8-7s8 3 8 7" />
              </svg>
-              Personal Information
+              {{ isGlAccount ? 'GL Account Information' : 'Personal Information' }}
            </div>
-            <div class="te-panel__body">
-              <div class="te-field">
-                <span class="te-label">Branch</span><span class="te-value">{{ officeName }}</span>
+            @if (isGlAccount) {
+              <div class="te-panel__body">
+                @for (f of glInfo; track f.label) {
+                  <div class="te-field">
+                    <span class="te-label">{{ f.label }}</span
+                    ><span class="te-value te-value-wrap" [class.te-mono]="f.mono">{{ f.value }}</span>
+                  </div>
+                }
              </div>
-              <div class="te-field">
-                <span class="te-label">A/c No.</span
-                ><span class="te-value te-mono">{{ accountDetails.accountNo }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">Name</span><span class="te-value te-value-name">{{ clientName }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">S/D/W/H/O</span><span class="te-value">{{ guardianName }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">Address</span><span class="te-value te-value-wrap">{{ clientAddress }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">Email</span><span class="te-value">{{ clientEmail }}</span>
-              </div>
-              <div class="te-field-row">
+            } @else {
+              <div class="te-panel__body">
                <div class="te-field">
-                  <span class="te-label">Last Txn</span><span class="te-value">{{ lastTransactionDate }}</span>
+                  <span class="te-label">Branch</span><span class="te-value">{{ officeName }}</span>
                </div>
                <div class="te-field">
-                  <span class="te-label">Type</span
-                  ><span class="te-value">{{ accountDetails.depositType?.value ?? selectedRow?.acTyp ?? '—' }}</span>
+                  <span class="te-label">A/c No.</span
+                  ><span class="te-value te-mono">{{ accountDetails.accountNo }}</span>
                </div>
+                <div class="te-field">
+                  <span class="te-label">Name</span><span class="te-value te-value-name">{{ clientName }}</span>
+                </div>
+                <div class="te-field">
+                  <span class="te-label">S/D/W/H/O</span><span class="te-value">{{ guardianName }}</span>
+                </div>
+                <div class="te-field">
+                  <span class="te-label">Address</span><span class="te-value te-value-wrap">{{ clientAddress }}</span>
+                </div>
+                <div class="te-field">
+                  <span class="te-label">Email</span><span class="te-value">{{ clientEmail }}</span>
+                </div>
+                <div class="te-field-row">
+                  <div class="te-field">
+                    <span class="te-label">Last Txn</span><span class="te-value">{{ lastTransactionDate }}</span>
+                  </div>
+                  <div class="te-field">
+                    <span class="te-label">Type</span
+                    ><span class="te-value">{{ accountDetails.depositType?.value ?? selectedRow?.acTyp ?? '—' }}</span>
+                  </div>
+                </div>
+                <div class="te-field-row">
+                  <div class="te-field">
+                    <span class="te-label">Opening Dt</span><span class="te-value">{{ openingDate }}</span>
+                  </div>
+                  <div class="te-field">
+                    <span class="te-label">Status</span
+                    ><span class="te-value">{{ accountDetails.status?.value ?? '—' }}</span>
+                  </div>
+                </div>
+                <div class="te-field">
+                  <span class="te-label">CIF No.</span><span class="te-value te-mono">{{ cifNumber }}</span>
+                </div>
+                @if (isNonIndividual) {
+                  <div class="te-field">
+                    <span class="te-label">Constitution</span>
+                    <span class="te-value">{{
+                      nonPersonDetails?.constitution?.name ?? nonPersonDetails?.constitutionType?.name ?? '—'
+                    }}</span>
+                  </div>
+                  <div class="te-field">
+                    <span class="te-label">Incorp. No.</span>
+                    <span class="te-value te-mono">{{
+                      nonPersonDetails?.incorpNo ?? nonPersonDetails?.incorporationNo ?? '—'
+                    }}</span>
+                  </div>
+                  <div class="te-field">
+                    <span class="te-label">Main Business</span>
+                    <span class="te-value">{{
+                      nonPersonDetails?.mainBusinessLine?.name ?? nonPersonDetails?.mainBusinessLineType?.name ?? '—'
+                    }}</span>
+                  </div>
+                }
              </div>
-              <div class="te-field-row">
-                <div class="te-field">
-                  <span class="te-label">Opening Dt</span><span class="te-value">{{ openingDate }}</span>
-                </div>
-                <div class="te-field">
-                  <span class="te-label">Status</span
-                  ><span class="te-value">{{ accountDetails.status?.value ?? '—' }}</span>
-                </div>
-              </div>
-              <div class="te-field">
-                <span class="te-label">CIF No.</span><span class="te-value te-mono">{{ cifNumber }}</span>
-              </div>
-              @if (isNonIndividual) {
-                <div class="te-field">
-                  <span class="te-label">Constitution</span>
-                  <span class="te-value">{{
-                    nonPersonDetails?.constitution?.name ?? nonPersonDetails?.constitutionType?.name ?? '—'
-                  }}</span>
-                </div>
-                <div class="te-field">
-                  <span class="te-label">Incorp. No.</span>
-                  <span class="te-value te-mono">{{
-                    nonPersonDetails?.incorpNo ?? nonPersonDetails?.incorporationNo ?? '—'
-                  }}</span>
-                </div>
-                <div class="te-field">
-                  <span class="te-label">Main Business</span>
-                  <span class="te-value">{{
-                    nonPersonDetails?.mainBusinessLine?.name ?? nonPersonDetails?.mainBusinessLineType?.name ?? '—'
-                  }}</span>
-                </div>
-              }
-            </div>
+            }
          </div>

          <!-- Joint Holders + Nominees -->
@@ -836,76 +932,78 @@

          <!-- Other Info + KYC + Account Balances -->
          <div class="te-panel">
-            <div class="te-panel__header">
-              <svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2">
-                <rect x="3" y="4" width="18" height="18" rx="2" />
-                <line x1="16" y1="2" x2="16" y2="6" />
-                <line x1="8" y1="2" x2="8" y2="6" />
-                <line x1="3" y1="10" x2="21" y2="10" />
-              </svg>
-              Other Information
-            </div>
-            <div class="te-panel__body">
-              <div class="te-field">
-                <span class="te-label">Phone No.</span><span class="te-value">{{ clientPhone }}</span>
+            @if (!isGlAccount) {
+              <div class="te-panel__header">
+                <svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2">
+                  <rect x="3" y="4" width="18" height="18" rx="2" />
+                  <line x1="16" y1="2" x2="16" y2="6" />
+                  <line x1="8" y1="2" x2="8" y2="6" />
+                  <line x1="3" y1="10" x2="21" y2="10" />
+                </svg>
+                Other Information
              </div>
-              <div class="te-field">
-                <span class="te-label">Client ID</span
-                ><span class="te-value te-mono">{{ accountDetails.clientId }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">PAN</span><span class="te-value te-mono">{{ panNumber }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">KYC Status</span>
-                <span class="te-value" [style.color]="kycDetails?.kycStatus === 300 ? '#059669' : '#f59e0b'">{{
-                  kycStatus
-                }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">CKYC No.</span><span class="te-value te-mono">{{ ckycNumber }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">Aadhaar</span><span class="te-value te-mono">{{ aadhaarNumber }}</span>
-              </div>
-              <div class="te-field">
-                <span class="te-label">Product</span>
-                <span class="te-value">{{
-                  accountDetails.savingsProductName ||
-                    accountDetails.depositProductName ||
-                    accountDetails.productName ||
-                    '—'
-                }}</span>
-              </div>
-              @if (selectedRow?.acTyp === 'SHR') {
+              <div class="te-panel__body">
                <div class="te-field">
-                  <span class="te-label">No. of Shares Held</span
-                  ><span class="te-value te-mono">{{ accountDetails.summary?.totalApprovedShares ?? 0 }}</span>
+                  <span class="te-label">Phone No.</span><span class="te-value">{{ clientPhone }}</span>
                </div>
                <div class="te-field">
-                  <span class="te-label">Market Price / Share</span
-                  ><span class="te-value te-mono"
-                    >{{ currencySymbol }}{{ accountDetails.currentMarketPrice | number: '1.2-2' }}</span
-                  >
+                  <span class="te-label">Client ID</span
+                  ><span class="te-value te-mono">{{ accountDetails.clientId }}</span>
                </div>
                <div class="te-field">
-                  <span class="te-label">Resolution No.</span
-                  ><span class="te-value te-mono">{{ accountDetails.resolutionNumber || '—' }}</span>
+                  <span class="te-label">PAN</span><span class="te-value te-mono">{{ panNumber }}</span>
                </div>
                <div class="te-field">
-                  <span class="te-label">Linked Savings A/C No.</span
-                  ><span class="te-value te-mono">{{ accountDetails.savingsAccountNumber || '—' }}</span>
+                  <span class="te-label">KYC Status</span>
+                  <span class="te-value" [style.color]="kycDetails?.kycStatus === 300 ? '#059669' : '#f59e0b'">{{
+                    kycStatus
+                  }}</span>
                </div>
-                @if (accountDetails.linkedLoanAccountNo) {
+                <div class="te-field">
+                  <span class="te-label">CKYC No.</span><span class="te-value te-mono">{{ ckycNumber }}</span>
+                </div>
+                <div class="te-field">
+                  <span class="te-label">Aadhaar</span><span class="te-value te-mono">{{ aadhaarNumber }}</span>
+                </div>
+                <div class="te-field">
+                  <span class="te-label">Product</span>
+                  <span class="te-value">{{
+                    accountDetails.savingsProductName ||
+                      accountDetails.depositProductName ||
+                      accountDetails.productName ||
+                      '—'
+                  }}</span>
+                </div>
+                @if (selectedRow?.acTyp === 'SHR') {
                  <div class="te-field">
-                    <span class="te-label">Linked Loan A/C No.</span
-                    ><span class="te-value te-mono">{{ accountDetails.linkedLoanAccountNo }}</span>
+                    <span class="te-label">No. of Shares Held</span
+                    ><span class="te-value te-mono">{{ accountDetails.summary?.totalApprovedShares ?? 0 }}</span>
                  </div>
+                  <div class="te-field">
+                    <span class="te-label">Market Price / Share</span
+                    ><span class="te-value te-mono"
+                      >{{ currencySymbol }}{{ accountDetails.currentMarketPrice | number: '1.2-2' }}</span
+                    >
+                  </div>
+                  <div class="te-field">
+                    <span class="te-label">Resolution No.</span
+                    ><span class="te-value te-mono">{{ accountDetails.resolutionNumber || '—' }}</span>
+                  </div>
+                  <div class="te-field">
+                    <span class="te-label">Linked Savings A/C No.</span
+                    ><span class="te-value te-mono">{{ accountDetails.savingsAccountNumber || '—' }}</span>
+                  </div>
+                  @if (accountDetails.linkedLoanAccountNo) {
+                    <div class="te-field">
+                      <span class="te-label">Linked Loan A/C No.</span
+                      ><span class="te-value te-mono">{{ accountDetails.linkedLoanAccountNo }}</span>
+                    </div>
+                  }
                }
-              }
-            </div>
+              </div>
+            }

-            <div class="te-panel__header te-panel__header--mt">
+            <div class="te-panel__header" [class.te-panel__header--mt]="!isGlAccount">
              <svg width="14" height="14" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2">
                <line x1="12" y1="1" x2="12" y2="23" />
                <path d="M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6" />
@@ -1474,6 +1572,8 @@
                          <select
                            class="ws-f__ctl"
                            [(ngModel)]="row.typ"
+                            [disabled]="isTypLocked(row)"
+                            [title]="isTypLocked(row) ? 'Token withdrawal - TYPE is fixed to Payment' : ''"
                            (click)="$event.stopPropagation()"
                            (change)="onTypChange(row)"
                          >
@@ -1523,23 +1623,44 @@
                        </div>
                        <div class="ws-f ws-f--actyp">
                          <label class="ws-f__lbl">AC. TP.</label>
-                          <select
-                            class="ws-f__ctl"
-                            [(ngModel)]="row.acTyp"
-                            (click)="$event.stopPropagation()"
-                            (change)="
-                              row.acTyp === 'GL' &&
-                                row.typ !== 'Disbursement' &&
-                                row.typ !== 'Fund Transfer' &&
-                                row.typ !== 'Enter Bank Transfer' &&
-                                (row.dbCr = 'Cr')
-                            "
-                          >
-                            @for (a of acTypOptionsFor(row); track a) {
-                              <option [value]="a">{{ a }}</option>
-                            }
-                          </select>
+                          @if (acTypLockedByToken && row === selectedRow) {
+                            <span
+                              class="ws-f__ctl ws-f__ctl--locked"
+                              title="Locked — filled from a token-driven request, not a normal account entry"
+                              >{{ acTypLockedLabel }}</span
+                            >
+                          } @else {
+                            <select
+                              class="ws-f__ctl"
+                              [(ngModel)]="row.acTyp"
+                              (click)="$event.stopPropagation()"
+                              (change)="isGlCreditOnly(row) && (row.dbCr = 'Cr')"
+                            >
+                              @for (a of acTypOptionsFor(row); track a) {
+                                <option [value]="a">{{ a }}</option>
+                              }
+                            </select>
+                          }
                        </div>
+                        @if (showsEntryType(row)) {
+                          <div class="ws-f ws-f--paytype">
+                            <label
+                              class="ws-f__lbl ws-f__lbl--accent"
+                              title="What this money was actually collected for — checked before a share application or DD issuance can adopt this voucher"
+                              >ENTRY TYPE</label
+                            >
+                            <select
+                              class="ws-f__ctl ws-f__ctl--accent"
+                              [(ngModel)]="row.entryTypeCvId"
+                              (click)="$event.stopPropagation()"
+                            >
+                              <option [ngValue]="null">Select…</option>
+                              @for (t of entryTypeOptions; track t.id) {
+                                <option [ngValue]="t.id">{{ t.name }}</option>
+                              }
+                            </select>
+                          </div>
+                        }
                      </div>
                    </div>
                    <div class="ws-vdivider"></div>
@@ -1556,10 +1677,16 @@
                            [placeholder]="
                              row.typ === 'DD' ? ddGlMapping?.ddPayableGlCode || 'Auto GL' : 'Account number'
                            "
-                            [readonly]="row.typ === 'DD'"
-                            [class.ws-f__ctl--readonly]="row.typ === 'DD'"
+                            [readonly]="row.typ === 'DD' || (acTypLockedByToken && row === selectedRow)"
+                            [class.ws-f__ctl--readonly]="
+                              row.typ === 'DD' || (acTypLockedByToken && row === selectedRow)
+                            "
                            [title]="
-                              row.typ === 'DD' ? 'Configured Sponsor DD Payable GL (Auto-selected)' : 'Account number'
+                              acTypLockedByToken && row === selectedRow
+                                ? 'Locked — filled from a token-driven request, not a normal account entry'
+                                : row.typ === 'DD'
+                                  ? 'Configured Sponsor DD Payable GL (Auto-selected)'
+                                  : 'Account number'
                            "
                          />
                        </div>
@@ -1578,12 +1705,7 @@
                              type="button"
                              class="ws-seg__btn ws-seg__btn--dr"
                              [class.ws-seg__btn--active-dr]="row.dbCr === 'Dr'"
-                              [disabled]="
-                                row.acTyp === 'GL' &&
-                                row.typ !== 'Disbursement' &&
-                                row.typ !== 'Fund Transfer' &&
-                                row.typ !== 'Enter Bank Transfer'
-                              "
+                              [disabled]="isGlCreditOnly(row)"
                              (click)="$event.stopPropagation(); row.dbCr = 'Dr'"
                            >
                              DR
@@ -1592,6 +1714,7 @@
                              type="button"
                              class="ws-seg__btn ws-seg__btn--cr"
                              [class.ws-seg__btn--active-cr]="row.dbCr === 'Cr'"
+                              [disabled]="row.typ === 'Withdrawal Slip'"
                              (click)="$event.stopPropagation(); row.dbCr = 'Cr'"
                            >
                              CR
@@ -1628,10 +1751,12 @@
                              [value]="row.amount ?? ''"
                              (input)="row.amount = +$any($event.target).value; syncShareLinkedAmounts()"
                              (click)="$event.stopPropagation()"
-                              [placeholder]="row.acTyp === 'SHR' ? '0' : '0.00'"
-                              [readonly]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
+                              [placeholder]="isMultiDdRow(row) ? 'Per draft' : row.acTyp === 'SHR' ? '0' : '0.00'"
+                              [readonly]="
+                                isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                              "
                              [class.ws-amt-input--locked]="
-                                !isClerk && !!(activeWithdrawalRequest || activeClosureRequest)
+                                isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
                              "
                            />
                          </div>
@@ -1642,6 +1767,19 @@
                              }}/share</span
                            >
                          }
+                          <!-- On a slip the face value belongs to each draft, so the row total is the
+                               sum of them and is filled in by the dialog rather than typed here. A
+                               clerk-typed figure could disagree with the drafts, and the account would
+                               be debited for a total the drafts do not add up to. -->
+                          @if (isMultiDdRow(row)) {
+                            <span class="ws-f__hint">
+                              {{
+                                row.ddLines?.length
+                                  ? 'Total of ' + row.ddLines?.length + ' drafts'
+                                  : 'Set per draft in Fill DD Details'
+                              }}
+                            </span>
+                          }
                        </div>
                        @if (
                          row.acTyp === 'SHR' && (row.typ === 'Enter Bank Transfer' || row.typ === 'Fund Transfer')
@@ -1706,9 +1844,38 @@
                      <div class="ws-group ws-group--flex">
                        <span class="ws-caption">DD Charges &amp; GST — Admin Rate {{ ddGstPercentage }}%</span>
                        <div class="ws-group__fields">
+                          <!-- How many drafts this one debit funds. Typed before the details are filled
+                               in, because it is what decides how many beneficiary forms the dialog
+                               presents. Offered only where the server can honour it: a member
+                               savings/current account debit, never a GL or cash draft. -->
+                          @if (canRowBeMultiDd(row)) {
+                            <div class="ws-f ws-f--amt">
+                              <label
+                                class="ws-f__lbl"
+                                title="Number of demand drafts to raise against this single debit"
+                                >NO. OF DD</label
+                              >
+                              <div class="ws-amt-wrap">
+                                <input
+                                  class="ws-f__ctl ws-amt-input"
+                                  type="number"
+                                  min="1"
+                                  [max]="maxDdSlipLines"
+                                  step="1"
+                                  [value]="ddCountFor(row)"
+                                  (input)="onDdCountChange(row, +$any($event.target).value)"
+                                  (click)="$event.stopPropagation()"
+                                  placeholder="1"
+                                />
+                              </div>
+                              @if (isMultiDdRow(row)) {
+                                <span class="ws-f__hint">One debit · {{ ddCountFor(row) }} drafts</span>
+                              }
+                            </div>
+                          }
                          <div class="ws-f ws-f--amt">
                            <label class="ws-f__lbl" title="DD issuance charges / commission">CHARGES</label>
-                            <div class="ws-amt-wrap">
+                            <div class="ws-amt-wrap" [class.ws-amt-wrap--locked]="isMultiDdRow(row)">
                              <span class="ws-amt-prefix">₹</span>
                              <input
                                class="ws-f__ctl ws-amt-input"
@@ -1717,8 +1884,15 @@
                                (input)="row.ddCharges = +$any($event.target).value"
                                (click)="$event.stopPropagation()"
                                placeholder="0.00"
+                                [readonly]="isMultiDdRow(row)"
+                                [class.ws-amt-input--locked]="isMultiDdRow(row)"
                              />
                            </div>
+                            <!-- Charges are levied per draft and can differ between them, so on a slip
+                                 they are entered against each draft and totalled here. -->
+                            @if (isMultiDdRow(row)) {
+                              <span class="ws-f__hint">Set per draft</span>
+                            }
                          </div>
                          <div class="ws-f ws-f--amt">
                            <label class="ws-f__lbl" title="GST on charges, at the admin-configured rate">
@@ -1729,7 +1903,7 @@
                              <input
                                class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                                type="text"
-                                [value]="ddGstAmountFor(row) | number: '1.2-2'"
+                                [value]="ddGstDisplayFor(row)"
                                readonly
                              />
                            </div>
@@ -1743,7 +1917,7 @@
                              <input
                                class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                                type="text"
-                                [value]="ddTotalPayableFor(row)"
+                                [value]="ddTotalDisplayFor(row)"
                                readonly
                              />
                            </div>
@@ -1756,13 +1930,28 @@
                              [disabled]="saving"
                              (click)="openIssueWalkinDd(row); $event.stopPropagation()"
                              [title]="
-                                isDdAccountDebitRow(row)
-                                  ? 'Auto-selects next available leaflet and opens the beneficiary form'
-                                  : 'Auto-selects next available leaflet and opens walk-in purchaser form'
+                                isMultiDdRow(row)
+                                  ? 'Opens one beneficiary form per draft; DD numbers are allocated on submission'
+                                  : isDdAccountDebitRow(row)
+                                    ? 'Auto-selects next available leaflet and opens the beneficiary form'
+                                    : 'Auto-selects next available leaflet and opens walk-in purchaser form'
                              "
                            >
-                              <mat-icon style="font-size: 18px; width: 18px; height: 18px">post_add</mat-icon>
-                              <span>Fill DD Details</span>
+                              <mat-icon style="font-size: 18px; width: 18px; height: 18px">{{
+                                row.ddDetails || row.ddLines?.length ? 'edit_note' : 'post_add'
+                              }}</mat-icon>
+                              <!-- Names what has been captured, so the clerk can see at a glance which
+                                   rows are ready before pressing Save. A slip names its count instead:
+                                   its numbers are not allocated until it is submitted. -->
+                              <span>{{
+                                row.ddLines?.length
+                                  ? row.ddLines?.length + ' Drafts Captured · Edit Slip'
+                                  : row.ddDetails
+                                    ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details'
+                                    : isMultiDdRow(row)
+                                      ? 'Fill ' + ddCountFor(row) + ' DD Details'
+                                      : 'Fill DD Details'
+                              }}</span>
                            </button>
                          </div>
                        </div>
@@ -1851,7 +2040,13 @@
              <button class="ws-btn ws-btn--ghost" type="button" (click)="onSearch()">Search</button>
              <button class="ws-btn ws-btn--mode" type="button">Change Tr.Mode</button>
              @if (isClerk) {
-                <button class="ws-btn ws-btn--add" type="button" (click)="addRow()" title="Add another transaction row">
+                <button
+                  class="ws-btn ws-btn--add"
+                  type="button"
+                  [disabled]="selectedRow?.typ === 'Withdrawal Slip'"
+                  (click)="addRow()"
+                  title="Add another transaction row"
+                >
                  <svg width="12" height="12" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5">
                    <line x1="12" y1="5" x2="12" y2="19" />
                    <line x1="5" y1="12" x2="19" y2="12" />
@@ -916,6 +916,20 @@ input.ws-f__ctl--readonly {
  font-size: 11px;
 }

+/* AC.TP shown as a locked label instead of the normal editable select, while the row is filled
+   from a token-driven request whose real account type row.acTyp cannot show (see
+   acTypLockedByToken in the component). */
+span.ws-f__ctl--locked {
+  display: inline-flex;
+  align-items: center;
+  background: #f1f5f9;
+  color: #475569;
+  cursor: not-allowed;
+  user-select: none;
+  font-size: 11px;
+  font-weight: 600;
+}
+
 input.ws-amt-input--locked {
  background: #fef9c3;
  color: #713f12;
@@ -16,6 +16,7 @@ import { MatInputModule } from '@angular/material/input';
 import { of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface DenomRow {
  denominationId: number;
@@ -67,7 +68,7 @@ export class VaultPositionComponent implements OnInit {
  errorMsg = '';

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.asOfDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;

    this.service
@@ -13,6 +13,7 @@ import { ActivatedRoute } from '@angular/router';
 import { MatIconModule } from '@angular/material/icon';
 import { catchError, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 /**
 * Which side of the register a screen shows.
@@ -227,7 +228,7 @@ export class VoucherReportComponent implements OnInit {
  }

  private todayIso(): string {
-    const now = new Date();
+    const now = businessToday();
    return `${now.getFullYear()}-${String(now.getMonth() + 1).padStart(2, '0')}-${String(now.getDate()).padStart(2, '0')}`;
  }

@@ -129,6 +129,31 @@
          <span>* Date of Meeting</span>
          <input type="date" [(ngModel)]="meetingDate" [disabled]="isReview" />
        </label>
+        <label class="inv-form-field">
+          <span>* Settlement Destination</span>
+          @if (!isReview) {
+            <select [ngModel]="settlementMode" (ngModelChange)="onSettlementModeChange($event)">
+              <option value="SAVINGS">Member's Linked Savings Account</option>
+              <option value="GL">GL Account</option>
+            </select>
+          } @else {
+            <input
+              type="text"
+              [value]="reviewRequest?.settlement_mode === 'GL' ? 'GL Account' : 'Linked Savings Account'"
+              readonly
+            />
+          }
+        </label>
+        @if (!isReview && settlementMode === 'GL') {
+          <label class="inv-form-field">
+            <span>* Settlement GL Account</span>
+            <mifosx-gl-account-selector
+              [inputFormControl]="toGlAccountControl"
+              [glAccountList]="glAccountsData"
+              [required]="true"
+            ></mifosx-gl-account-selector>
+          </label>
+        }
        <label class="inv-form-field">
          <span>* Settlement Payment Type</span>
          @if (!isReview) {
@@ -386,14 +411,25 @@
              <td>Date of Meeting</td>
              <td>{{ meetingDate }}</td>
            </tr>
+            <tr>
+              <td>Settlement Destination</td>
+              <td>{{ settlementMode === 'GL' ? 'GL Account' : 'Linked Savings Account' }}</td>
+            </tr>
+            @if (settlementMode === 'GL') {
+              <tr>
+                <td>Settlement GL Account</td>
+                <td>{{ selectedSettlementGlName }}</td>
+              </tr>
+            } @else {
+              <tr>
+                <td>Linked Savings Account</td>
+                <td>{{ account?.savingsAccountNumber || 'None — settlement will not run automatically' }}</td>
+              </tr>
+            }
            <tr>
              <td>Settlement Payment Type</td>
              <td>{{ settlementPaymentTypeName }}</td>
            </tr>
-            <tr>
-              <td>Linked Savings Account</td>
-              <td>{{ account?.savingsAccountNumber || 'None — settlement will not run automatically' }}</td>
-            </tr>
          </tbody>
        </table>

@@ -8,7 +8,7 @@

 import { Component, EventEmitter, Input, OnInit, Output, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
-import { FormsModule } from '@angular/forms';
+import { FormsModule, UntypedFormControl } from '@angular/forms';
 import { ActivatedRoute, Router, RouterModule } from '@angular/router';
 import { MatIconModule } from '@angular/material/icon';
 import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
@@ -19,6 +19,9 @@ import { SharesService } from '../../shares/shares.service';
 import { ClerkShareWithdrawalService } from '../../cashier/clerk-share-withdrawal.service';
 import { CashierService } from '../../cashier/cashier.service';
 import { SearchSelectComponent, SearchSelectOption } from '../../shared/search-select/search-select.component';
+import { GlAccountSelectorComponent } from '../../shared/accounting/gl-account-selector/gl-account-selector.component';
+import { AccountingService } from '../../accounting/accounting.service';
+import { GLAccount } from '../../shared/models/general.model';

 export type ShareWdMode = 'create' | 'review';

@@ -51,7 +54,8 @@ interface ActivityEntry {
    RouterModule,
    MatIconModule,
    MatSnackBarModule,
-    SearchSelectComponent
+    SearchSelectComponent,
+    GlAccountSelectorComponent
  ]
 })
 export class ShareWithdrawalRequestComponent implements OnInit {
@@ -60,6 +64,7 @@ export class ShareWithdrawalRequestComponent implements OnInit {
  private sharesService = inject(SharesService);
  private wdService = inject(ClerkShareWithdrawalService);
  private cashierService = inject(CashierService);
+  private accountingService = inject(AccountingService);
  private snackBar = inject(MatSnackBar);

  /** When embedded (e.g. opened as a popup from a list screen instead of routed to directly), mode
@@ -91,6 +96,17 @@ export class ShareWithdrawalRequestComponent implements OnInit {
  paymentTypes: any[] = [];
  settlementPaymentTypeId: number | null = null;

+  /** Where the redeemed value goes. 'SAVINGS' (the long-standing default) credits the member's
+   *  linked savings account. 'GL' lets the clerk pick any postable GL account directly — same
+   *  option the Cashier's Transaction Entry screen already offers on its CR row, now available
+   *  here too so both entry points behave the same way. Naming the product's own Share Sundry GL
+   *  here is still fine: the backend recognises it and books straight to Sundry with no further
+   *  settlement leg (see ClerkShareWithdrawalRequestApiResource#submit). */
+  settlementMode: 'SAVINGS' | 'GL' = 'SAVINGS';
+  settlementGlAccountId: number | null = null;
+  glAccountsData: GLAccount[] = [];
+  toGlAccountControl = new UntypedFormControl('');
+
  activityLog: ActivityEntry[] = [];
  reviewRequest: any = null;
  showRejectDialog = false;
@@ -132,6 +148,17 @@ export class ShareWithdrawalRequestComponent implements OnInit {
    return this.selectedSettlementPaymentType?.name || '—';
  }

+  /** The chosen GL account's display name, for the confirm dialog and the checklist. Falls back to
+   *  the raw id while the GL account list is still loading. */
+  get selectedSettlementGlName(): string {
+    if (!this.settlementGlAccountId) {
+      return '—';
+    }
+    return (
+      this.glAccountsData.find((g) => g.id === this.settlementGlAccountId)?.name || `GL #${this.settlementGlAccountId}`
+    );
+  }
+
  get isFormValid(): boolean {
    if (!this.account) return false;
    if (!this.requestedShares || this.requestedShares <= 0) return false;
@@ -141,6 +168,7 @@ export class ShareWithdrawalRequestComponent implements OnInit {
    if (!this.resolutionNumber.trim()) return false;
    if (!this.meetingDate) return false;
    if (!this.settlementPaymentTypeId) return false;
+    if (this.settlementMode === 'GL' && !this.settlementGlAccountId) return false;
    return true;
  }

@@ -160,11 +188,18 @@ export class ShareWithdrawalRequestComponent implements OnInit {
        pass: shares > 0 && shares <= held,
        detail: `${shares} of ${held} shares held`
      },
-      {
-        label: 'Linked savings account confirmed',
-        pass: !!this.account?.savingsAccountNumber,
-        detail: this.account?.savingsAccountNumber || 'No linked savings account — settlement cannot run automatically'
-      },
+      this.settlementMode === 'GL'
+        ? {
+            label: 'Settlement GL Account selected',
+            pass: !!this.settlementGlAccountId,
+            detail: this.settlementGlAccountId ? this.selectedSettlementGlName : 'Missing'
+          }
+        : {
+            label: 'Linked savings account confirmed',
+            pass: !!this.account?.savingsAccountNumber,
+            detail:
+              this.account?.savingsAccountNumber || 'No linked savings account — settlement cannot run automatically'
+          },
      {
        label: 'Settlement Payment Type selected (non-cash)',
        pass: this.settlementPaymentTypeName !== '—',
@@ -214,11 +249,37 @@ export class ShareWithdrawalRequestComponent implements OnInit {
      .pipe(catchError(() => of([])))
      .subscribe((types: any[]) => (this.paymentTypes = types ?? []));

+    this.toGlAccountControl.valueChanges.subscribe((id: any) => {
+      this.settlementGlAccountId = id ? Number(id) : null;
+    });
+
    if (this.requestId && this.mode === 'review') {
      this.loadReviewRequest(this.requestId);
    }
  }

+  /** Flips the settlement destination. Switching away from GL clears whatever was picked so a
+   *  stale GL id can never ride along on a SAVINGS submission. */
+  onSettlementModeChange(mode: 'SAVINGS' | 'GL'): void {
+    this.settlementMode = mode;
+    if (mode === 'GL') {
+      this.loadGlAccounts();
+    } else {
+      this.settlementGlAccountId = null;
+      this.toGlAccountControl.setValue('');
+    }
+  }
+
+  /** Fetched on first use rather than with the page, since most withdrawals settle to savings. */
+  private loadGlAccounts(): void {
+    if (this.glAccountsData.length) {
+      return;
+    }
+    this.accountingService.getGlAccounts().subscribe((accounts: GLAccount[]) => {
+      this.glAccountsData = accounts ?? [];
+    });
+  }
+
  onAccountSelected(accountId: string): void {
    this.selectedAccountId = accountId;
    if (!accountId) {
@@ -246,6 +307,11 @@ export class ShareWithdrawalRequestComponent implements OnInit {
        this.resolutionNumber = req.resolution_number ?? '';
        this.meetingDate = req.meeting_date ? String(req.meeting_date).split('T')[0].split(' ')[0] : this.meetingDate;
        this.description = req.description ?? '';
+        this.settlementMode = req.settlement_mode === 'GL' ? 'GL' : 'SAVINGS';
+        this.settlementGlAccountId = req.settlement_gl_account_id ? Number(req.settlement_gl_account_id) : null;
+        if (this.settlementMode === 'GL') {
+          this.loadGlAccounts();
+        }

        if (req.activity_log) {
          try {
@@ -289,7 +355,9 @@ export class ShareWithdrawalRequestComponent implements OnInit {
      resolutionNumber: this.resolutionNumber.trim(),
      meetingDate: this.meetingDate,
      description: this.description,
-      settlementPaymentTypeId: this.settlementPaymentTypeId
+      settlementPaymentTypeId: this.settlementPaymentTypeId,
+      settlementMode: this.settlementMode,
+      ...(this.settlementMode === 'GL' ? { settlementGlAccountId: this.settlementGlAccountId } : {})
    };
    this.wdService.submit(payload).subscribe({
      next: () => {
@@ -643,8 +643,9 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
          this.createClientForm.get('degreeQualificationId')?.setValue('');
        }
      });
-    // Fetch all constitution options from code ID 17
-    this.clientService.getCodeValuesById(17).subscribe((options) => {
+    // Constitution options by code NAME, never by id: code ids differ per tenant (on abc_bank id 17 is the empty
+    // ClientClassification code and Constitution is id 24), so a hardcoded id left the dropdown empty.
+    this.clientService.getCodeValuesByName('Constitution').subscribe((options) => {
      if (options?.length) {
        this.constitutionOptions = options;
        // Sort master by value length descending so longer/more-specific keys match first
@@ -1321,6 +1321,11 @@
          kycForm.get('kycDocumentNumber')?.hasError('pattern') && kycForm.get('kycDocumentNumber')?.touched
        ) {
          <mat-error>Only letters, numbers, hyphens and slashes allowed</mat-error>
+        } @else if (
+          kycForm.get('kycDocumentNumber')?.hasError('aadhaarLast4Mismatch') &&
+          kycForm.get('kycDocumentNumber')?.touched
+        ) {
+          <mat-error>Last 4 digits do not match the Aadhaar number entered above</mat-error>
        }
      </mat-form-field>

@@ -8,7 +8,14 @@

 import { Component, Input, OnInit, OnChanges, OnDestroy, SimpleChanges, inject } from '@angular/core';
 import { forkJoin, catchError, of } from 'rxjs';
-import { UntypedFormBuilder, UntypedFormGroup, Validators, FormsModule } from '@angular/forms';
+import {
+  UntypedFormBuilder,
+  UntypedFormGroup,
+  Validators,
+  FormsModule,
+  AbstractControl,
+  ValidationErrors
+} from '@angular/forms';
 import {
  MatDialog,
  MAT_DIALOG_DATA,
@@ -567,6 +574,28 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
  /** Existing signature document ID (for re-upload/delete) */
  existingSignatureDocId: string = '';

+  /**
+   * Cross-field check for the OVD "Document Number" field (kycDocumentNumber): when Aadhaar Card
+   * is the selected KYC document, its value must identify the same Aadhaar as the aadhaarNumber
+   * field captured earlier in this step - the last 4 digits are what's compared, since
+   * aadhaarNumber may hold either the raw 12-digit number or a masked value (masking only ever
+   * obscures the first 8 digits - see aadhaarMasked in the kycData getter below - so the last 4
+   * characters are always the real digits either way). Not applicable to any other document type,
+   * where kycDocumentNumber is unrelated to Aadhaar entirely.
+   */
+  private aadhaarLast4MatchValidator = (control: AbstractControl): ValidationErrors | null => {
+    if (this.selectedKycDoc?.code !== 'AADHAAR') {
+      return null;
+    }
+    const docNumber = (control.value || '').toString().trim();
+    const aadhaarValue = (control.parent?.get('aadhaarNumber')?.value || '').toString().trim();
+    if (docNumber.length < 4 || aadhaarValue.length < 4) {
+      // Required/pattern validators already flag an empty or too-short value on their own.
+      return null;
+    }
+    return docNumber.slice(-4) === aadhaarValue.slice(-4) ? null : { aadhaarLast4Mismatch: true };
+  };
+
  /** KYC Form */
  kycForm: UntypedFormGroup = this.formBuilder.group({
    hasPan: [true],
@@ -616,7 +645,8 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
      [
        Validators.required,
        Validators.pattern(/^[A-Za-z0-9\-\/\s]+$/),
-        Validators.maxLength(30)
+        Validators.maxLength(30),
+        this.aadhaarLast4MatchValidator
      ]
    ],
    kycDocIssueDate: [''],
@@ -739,6 +769,14 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
      this.kycForm.get('ecgcSalFlag')?.disable();
      this.kycForm.get('dormantFlag')?.disable();
    }
+
+    // aadhaarLast4MatchValidator (on kycDocumentNumber) reads this control's value directly rather
+    // than through its own valueChanges, so a re-check has to be triggered explicitly whenever the
+    // Aadhaar field itself changes - otherwise fixing aadhaarNumber after kycDocumentNumber was
+    // already entered would leave a stale mismatch error in place.
+    this.kycForm.get('aadhaarNumber')?.valueChanges.subscribe(() => {
+      this.kycForm.get('kycDocumentNumber')?.updateValueAndValidity({ onlySelf: true });
+    });
  }

  /** Seed the document-type picker from defaults (entity RBI docs vs. individual OVDs,
@@ -1009,6 +1047,9 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
    // Reset uploads + merged preview when document type changes
    this.kycDocFiles = { front: null, back: null };
    this.kycDocMergedPreview = null;
+    // aadhaarLast4MatchValidator only applies while Aadhaar Card is selected - re-check so switching
+    // to/away from it immediately picks up (or clears) the mismatch error.
+    this.kycForm.get('kycDocumentNumber')?.updateValueAndValidity({ onlySelf: true });
  }

  isKycDocSelected(proof: ProofType): boolean {
@@ -1189,6 +1230,9 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
          // Sync chip-picker selection with the prefilled document name
          if (data.kycDocumentName) {
            this.selectedKycDoc = this.findKycDocProofByName(data.kycDocumentName);
+            // patchValue above ran kycDocumentNumber's validators before selectedKycDoc was known,
+            // so aadhaarLast4MatchValidator needs a fresh check now that it is.
+            this.kycForm.get('kycDocumentNumber')?.updateValueAndValidity({ onlySelf: true });
          }
          // Set verification statuses from existing data
          if (data.panVerified) {
@@ -61,6 +61,7 @@ import { KycTabComponent } from './clients-view/kyc-tab/kyc-tab.component';
 import { CkycTabComponent } from './clients-view/ckyc-tab/ckyc-tab.component';
 import { Form60TabComponent } from './clients-view/form60-tab/form60-tab.component';
 import { Form121TabComponent } from './clients-view/form121-tab/form121-tab.component';
+import { tdsConfigResolver } from '../letter-mgmt/certificates/form-15gh/tds-config.service';
 import { EntityClassificationTabComponent } from './clients-view/entity-classification-tab/entity-classification-tab.component';
 import { AuthorizedSignatoriesTabComponent } from './clients-view/authorized-signatories-tab/authorized-signatories-tab.component';
 import { familyAllowedGuard, nomineeAllowedGuard } from './utils/family-nominee.guard';
@@ -198,6 +199,7 @@ const routes: Routes = [
            {
              path: 'form121',
              component: Form121TabComponent,
+              resolve: { tdsConfig: tdsConfigResolver },
              data: { title: 'Form 121 / TDS', breadcrumb: 'Form 121 / TDS', routeParamBreadcrumb: false }
            },
            {
@@ -202,9 +202,14 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.ADDRESS_PROOF.source }}</span>
+                  @if (existing.ADDRESS_PROOF.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.ADDRESS_PROOF.previewUrl || existing.ADDRESS_PROOF.previewUrlBack) {
+              @if (
+                (existing.ADDRESS_PROOF.previewUrl || existing.ADDRESS_PROOF.previewUrlBack) && isImage('ADDRESS_PROOF')
+              ) {
                <div class="ckyc-existing__thumbs">
                  @if (existing.ADDRESS_PROOF.previewUrl) {
                    <img
@@ -222,6 +227,17 @@
                  }
                </div>
              }
+              @if (existing.ADDRESS_PROOF.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('ADDRESS_PROOF')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <div class="ckyc-existing__meta">
                <fa-icon icon="file-alt"></fa-icon>
                <span>{{ existing.ADDRESS_PROOF.name }}</span>
@@ -299,9 +315,12 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.PHOTO_PROOF.source }}</span>
+                  @if (existing.PHOTO_PROOF.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.PHOTO_PROOF.previewUrl || existing.PHOTO_PROOF.previewUrlBack) {
+              @if ((existing.PHOTO_PROOF.previewUrl || existing.PHOTO_PROOF.previewUrlBack) && isImage('PHOTO_PROOF')) {
                <div class="ckyc-existing__thumbs">
                  @if (existing.PHOTO_PROOF.previewUrl) {
                    <img
@@ -319,6 +338,17 @@
                  }
                </div>
              }
+              @if (existing.PHOTO_PROOF.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('PHOTO_PROOF')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <div class="ckyc-existing__meta">
                <fa-icon icon="id-card"></fa-icon>
                <span>{{ existing.PHOTO_PROOF.name }}</span>
@@ -393,11 +423,25 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.CLIENT_IMAGE.source }}</span>
+                  @if (existing.CLIENT_IMAGE.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.CLIENT_IMAGE.previewUrl) {
+              @if (existing.CLIENT_IMAGE.previewUrl && isImage('CLIENT_IMAGE')) {
                <img [src]="existing.CLIENT_IMAGE.previewUrl" alt="Client photo" class="ckyc-existing__thumb" />
              }
+              @if (existing.CLIENT_IMAGE.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('CLIENT_IMAGE')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <button
                mat-stroked-button
                type="button"
@@ -448,15 +492,29 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.CLIENT_SIGNATURE.source }}</span>
+                  @if (existing.CLIENT_SIGNATURE.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.CLIENT_SIGNATURE.previewUrl) {
+              @if (existing.CLIENT_SIGNATURE.previewUrl && isImage('CLIENT_SIGNATURE')) {
                <img
                  [src]="existing.CLIENT_SIGNATURE.previewUrl"
                  alt="Client signature"
                  class="ckyc-existing__thumb ckyc-existing__thumb--wide"
                />
              }
+              @if (existing.CLIENT_SIGNATURE.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('CLIENT_SIGNATURE')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <div class="ckyc-existing__meta">
                <fa-icon icon="file-signature"></fa-icon>
                <span>{{ existing.CLIENT_SIGNATURE.name }}</span>
@@ -623,6 +623,35 @@
  }
 }

+/* Opens the uploaded artefact full size in a new tab. Sits directly under the thumbnail, and is
+   the only way to inspect a PDF - which cannot render as an inline <img>. */
+.ckyc-existing__view {
+  align-self: flex-start;
+  color: #1d6fd0;
+  border-color: #bcd8f5;
+  background: #fff;
+  font-size: 13px;
+  font-weight: 600;
+
+  &:hover {
+    background: #eef6ff;
+  }
+}
+
+/* Shown when a document row exists but its file could not be fetched from the content store,
+   so "Already available" is not silently misleading. */
+.ckyc-existing__warn {
+  display: inline-block;
+  margin-left: 8px;
+  padding: 1px 8px;
+  border-radius: 10px;
+  background: #fdecec;
+  border: 1px solid #f3c2c2;
+  color: #a12b2b;
+  font-size: 11px;
+  font-weight: 600;
+}
+
 .ckyc-existing {
  display: flex;
  flex-direction: column;
@@ -36,11 +36,41 @@ interface ExistingArtefact {
   *  already writes/reads for address proof; now shared by the photo/identity proof too. */
  description?: string;
  fileCount?: number;
+  /** Set when the stored file could not be fetched - the row exists but its content is gone. */
+  previewUnavailable?: boolean;
+  /** Stored MIME type, so the card knows whether it can render an inline thumbnail. */
+  mimeType?: string;
 }

 type ProofKind = 'ADDRESS_PROOF' | 'PHOTO_PROOF';
 type CkycDocKind = ProofKind | 'CLIENT_IMAGE' | 'CLIENT_SIGNATURE';

+/**
+ * Client-side upload guards, kept deliberately in step with the backend so a file that passes here
+ * is not rejected server-side:
+ *  - 5 MB matches `spring.servlet.multipart.max-file-size`
+ *  - the extension list is the intersection of the backend `fineract.content.regex-whitelist`
+ *    with what these cards can actually render.
+ * The dialog's `accept=` is only a file-picker hint and is trivially bypassed, so the real check
+ * runs here, on the file the dialog hands back, before anything is sent.
+ */
+const MAX_UPLOAD_BYTES = 5 * 1024 * 1024;
+const IMAGE_EXTENSIONS = [
+  'png',
+  'jpeg',
+  'jpg'
+];
+const DOCUMENT_EXTENSIONS = [
+  ...IMAGE_EXTENSIONS,
+  'pdf'
+];
+
+/** Cards that render an inline <img>, so a PDF would not display in them. */
+const IMAGE_ONLY_KINDS: CkycDocKind[] = [
+  'CLIENT_IMAGE',
+  'CLIENT_SIGNATURE'
+];
+
@Component({
  selector: 'mifosx-ckyc-tab',
  templateUrl: './ckyc-tab.component.html',
@@ -150,6 +180,11 @@ export class CkycTabComponent implements OnInit, OnDestroy {
  ngOnInit(): void {
    this.route.parent.params.subscribe((params: any) => {
      this.clientId = params['clientId'];
+      // Angular reuses this component when only the clientId in the route changes, and
+      // loadExistingArtefacts() only ever *assigns* what it finds - it has no "not found" branch.
+      // Without clearing first, a client with no photo (or no signature, or no proof) keeps showing
+      // the previous client's card.
+      this.resetArtefactState();
      this.loadClientInfo();
      this.loadAccounts();
      this.loadCkycData();
@@ -157,6 +192,46 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    });
  }

+  /**
+   * Returns every per-client card to its empty state, so nothing from the client just viewed can
+   * survive into the next one. Covers all four cards plus the details staged for an upload - a file
+   * or document number left over from another client must never be submitted against this one.
+   */
+  private resetArtefactState(): void {
+    this.revokePreviewUrls();
+    this.existing = {
+      ADDRESS_PROOF: { present: false },
+      PHOTO_PROOF: { present: false },
+      CLIENT_IMAGE: { present: false },
+      CLIENT_SIGNATURE: { present: false }
+    };
+    this.selectedProofType = { ADDRESS_PROOF: null, PHOTO_PROOF: null };
+    this.docFiles = {
+      ADDRESS_PROOF: { front: null, back: null },
+      PHOTO_PROOF: { front: null, back: null }
+    };
+    this.documentDetails = {
+      ADDRESS_PROOF: { documentKey: '', issueDate: null, expiryDate: null },
+      PHOTO_PROOF: { documentKey: '', issueDate: null, expiryDate: null }
+    };
+    this.clientImageFile = null;
+    this.clientSignatureFile = null;
+    this.uploadErrors = {
+      ADDRESS_PROOF: null,
+      PHOTO_PROOF: null,
+      CLIENT_IMAGE: null,
+      CLIENT_SIGNATURE: null
+    };
+  }
+
+  /** Frees the blob URLs held by the current cards before their references are dropped. */
+  private revokePreviewUrls(): void {
+    Object.values(this.existing).forEach((e) => {
+      if (e.previewUrl?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrl);
+      if (e.previewUrlBack?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrlBack);
+    });
+  }
+
  private loadClientInfo(): void {
    this.route.parent.data.subscribe((data: any) => {
      const cv = data?.clientViewData;
@@ -280,19 +355,29 @@ export class CkycTabComponent implements OnInit, OnDestroy {
            present: true,
            source: 'Client registration',
            name: signatureDoc.fileName || 'Client signature',
-            documentId: signatureDoc.id
+            documentId: signatureDoc.id,
+            mimeType: signatureDoc.type
          };
-          // Fetch blob for preview
+          // Same endpoint getClientSignatureImage() uses, but opted out of the global error alert:
+          // a m_document row whose file is no longer in the content store returns 500, and the card
+          // below reports that itself. Without `silent` the interceptor pops an "Internal Server
+          // Error" modal on every page load, for a failure the user cannot act on.
          this.clientsService
-            .getClientSignatureImage(this.clientId, signatureDoc.id)
+            .downloadClientDocument(this.clientId, String(signatureDoc.id), true)
            .pipe(takeUntil(this.destroy$))
            .subscribe({
              next: (blob: any) => {
-                if (blob) {
+                if (blob && blob.size > 0) {
                  this.existing.CLIENT_SIGNATURE.previewUrl = URL.createObjectURL(blob);
+                } else {
+                  // A 200 with an empty body still means there is nothing to show. Without this the
+                  // card would claim "Already available" with no thumbnail and no explanation.
+                  this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
                }
              },
-              error: () => undefined
+              error: () => {
+                this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
+              }
            });
        }

@@ -364,6 +449,7 @@ export class CkycTabComponent implements OnInit, OnDestroy {
        const list = Array.isArray(docs) ? docs : [];
        if (!list.length) return;
        this.existing[kind].fileCount = list.length;
+        this.existing[kind].previewUnavailable = false;

        const byNewest = (a: any, b: any) => b.id - a.id;
        const label = (d: any) => (d?.name || d?.fileName || '').toString();
@@ -372,6 +458,9 @@ export class CkycTabComponent implements OnInit, OnDestroy {
          [...list].filter((d: any) => /front/i.test(label(d))).sort(byNewest)[0] ||
          [...list].filter((d: any) => d.id !== back?.id).sort(byNewest)[0];

+        // A proof can be scanned to PDF, which no <img> can render - remember what was stored so the
+        // card offers "View document" instead of a broken thumbnail.
+        if (front) this.existing[kind].mimeType = front.type;
        if (front) this.downloadIdentifierDocPreview(identifierId, front.id, kind, 'front');
        if (back && back.id !== front?.id) this.downloadIdentifierDocPreview(identifierId, back.id, kind, 'back');
      });
@@ -388,12 +477,19 @@ export class CkycTabComponent implements OnInit, OnDestroy {
      .pipe(takeUntil(this.destroy$))
      .subscribe({
        next: (blob: any) => {
-          if (!blob) return;
+          if (!blob || blob.size === 0) {
+            this.existing[kind].previewUnavailable = true;
+            return;
+          }
          const url = URL.createObjectURL(blob);
          if (slot === 'front') this.existing[kind].previewUrl = url;
          else this.existing[kind].previewUrlBack = url;
        },
-        error: () => undefined
+        // The row exists but its file is gone from the content store. Saying so on the card beats
+        // showing "Already available" next to a blank space.
+        error: () => {
+          this.existing[kind].previewUnavailable = true;
+        }
      });
  }

@@ -452,6 +548,18 @@ export class CkycTabComponent implements OnInit, OnDestroy {

    ref.afterClosed().subscribe((result: CkycUploadDialogResult | null) => {
      if (!result) return;
+
+      // The dialog's `accept=` filter is only a hint to the file picker and is trivially bypassed,
+      // so the size/type guard runs here on what actually came back. Catching it now turns a raw
+      // server rejection into a message on the card.
+      const rejection =
+        this.validationError(result.front, kind) ?? (result.back ? this.validationError(result.back, kind) : null);
+      if (rejection) {
+        this.uploadErrors[kind] = rejection;
+        return;
+      }
+      this.uploadErrors[kind] = null;
+
      if (isProofKind) {
        const proofKind = kind as ProofKind;
        this.selectedProofType[proofKind] = result.proofType || null;
@@ -470,6 +578,66 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    });
  }

+  /** Extensions a given card can both store and render. */
+  private allowedExtensions(kind: CkycDocKind): string[] {
+    return IMAGE_ONLY_KINDS.includes(kind) ? IMAGE_EXTENSIONS : DOCUMENT_EXTENSIONS;
+  }
+
+  /**
+   * Rejects a file the backend would refuse (or the card could not render) before it is uploaded,
+   * so the user gets a clear message instead of a raw server error. Returns null when the file is
+   * acceptable.
+   */
+  private validationError(file: File | null | undefined, kind: CkycDocKind): string | null {
+    if (!file) {
+      return null;
+    }
+    const allowed = this.allowedExtensions(kind);
+    const extension = (file.name.split('.').pop() || '').toLowerCase();
+
+    if (!allowed.includes(extension)) {
+      return `Unsupported file type ".${extension}". Allowed: ${allowed.map((e) => e.toUpperCase()).join(', ')}.`;
+    }
+    if (file.size > MAX_UPLOAD_BYTES) {
+      const mb = (file.size / (1024 * 1024)).toFixed(1);
+      return `File is ${mb} MB. The maximum allowed size is 5 MB.`;
+    }
+    if (file.size === 0) {
+      return 'The selected file is empty.';
+    }
+    return null;
+  }
+
+  /**
+   * True when the stored file can be shown as an inline thumbnail. A PDF cannot, so its card falls
+   * back to the "View document" button alone rather than rendering a broken image.
+   */
+  isImage(kind: CkycDocKind): boolean {
+    const entry = this.existing[kind];
+    // The profile image arrives as a `data:image/...;base64,` URL, which declares its own type -
+    // it has neither a stored MIME type nor a file extension for the checks below to read.
+    if (entry?.previewUrl?.startsWith('data:')) {
+      return entry.previewUrl.startsWith('data:image/');
+    }
+    if (entry?.mimeType) {
+      return entry.mimeType.startsWith('image/');
+    }
+    // Older rows can have no stored MIME type - fall back to the file extension.
+    const extension = (entry?.name?.split('.').pop() || '').toLowerCase();
+    return IMAGE_EXTENSIONS.includes(extension);
+  }
+
+  /**
+   * Opens the uploaded document full size in a new tab. Uses the blob already fetched for the
+   * thumbnail, so it works for PDFs too and costs no extra request.
+   */
+  openDocument(kind: CkycDocKind): void {
+    const url = this.existing[kind]?.previewUrl;
+    if (url) {
+      window.open(url, '_blank', 'noopener');
+    }
+  }
+
  /** Reads back the "Issue date: yyyy-MM-dd, Expiry date: yyyy-MM-dd" convention this tab (and
   *  client-india-address-step, for address proof) writes into the identifier's description. */
  private parseDescriptionDates(description: string | undefined): { issueDate: Date | null; expiryDate: Date | null } {
@@ -533,6 +701,10 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    request$.pipe(takeUntil(this.destroy$)).subscribe({
      next: () => {
        this.uploading[documentType] = false;
+        // The card is gated on `present`; without this a successful upload left it reading
+        // "Not uploaded yet". uploadProofDocument() sets the same flag for the proof cards.
+        this.existing[key].present = true;
+        this.existing[key].source = this.existing[key].source || 'CKYC upload';
        this.alertService.alert({ type: 'success', message: 'Document uploaded successfully.' });
        this.refreshPreview(documentType);
      },
@@ -653,13 +825,22 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    if (this.existing[staleKey].previewUrlBack?.startsWith('blob:')) {
      URL.revokeObjectURL(this.existing[staleKey].previewUrlBack!);
    }
+    // The upload that triggered this refresh is what repairs a previously missing file, so the
+    // warning has to be cleared before the re-read - otherwise a fixed card keeps the old badge.
+    this.existing[staleKey].previewUrl = undefined;
+    this.existing[staleKey].previewUrlBack = undefined;
+    this.existing[staleKey].previewUnavailable = false;
    switch (documentType) {
      case 'CLIENT_IMAGE':
        this.clientsService
          .getClientProfileImage(this.clientId)
          .pipe(takeUntil(this.destroy$))
          .subscribe((photo: any) => {
-            if (photo) this.existing.CLIENT_IMAGE.previewUrl = photo;
+            if (photo) {
+              this.existing.CLIENT_IMAGE.previewUrl = photo;
+            } else {
+              this.existing.CLIENT_IMAGE.previewUnavailable = true;
+            }
          });
        break;
      case 'CLIENT_SIGNATURE':
@@ -672,11 +853,21 @@ export class CkycTabComponent implements OnInit, OnDestroy {
              ?.sort((a: any, b: any) => b.id - a.id)?.[0];
            if (!doc) return;
            this.existing.CLIENT_SIGNATURE.documentId = doc.id;
+            this.existing.CLIENT_SIGNATURE.mimeType = doc.type;
            this.clientsService
-              .getClientSignatureImage(this.clientId, doc.id)
+              .downloadClientDocument(this.clientId, String(doc.id), true)
              .pipe(takeUntil(this.destroy$))
-              .subscribe((blob: any) => {
-                if (blob) this.existing.CLIENT_SIGNATURE.previewUrl = URL.createObjectURL(blob);
+              .subscribe({
+                next: (blob: any) => {
+                  if (blob && blob.size > 0) {
+                    this.existing.CLIENT_SIGNATURE.previewUrl = URL.createObjectURL(blob);
+                  } else {
+                    this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
+                  }
+                },
+                error: () => {
+                  this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
+                }
              });
          });
        break;
@@ -690,10 +881,6 @@ export class CkycTabComponent implements OnInit, OnDestroy {
  ngOnDestroy(): void {
    this.destroy$.next();
    this.destroy$.complete();
-    // Release object URLs
-    Object.values(this.existing).forEach((e) => {
-      if (e.previewUrl?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrl);
-      if (e.previewUrlBack?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrlBack);
-    });
+    this.revokePreviewUrls();
  }
 }
@@ -55,7 +55,10 @@
      <div class="f121__note">
        <mat-icon>info_outline</mat-icon>
        <div>
-          @if (!dateOfBirth) {
+          @if (configMissing) {
+            TDS rates for FY {{ fy }} are not configured, so the tax cannot be computed. Set them up under Organization
+            › TDS Configuration.
+          } @else if (!dateOfBirth) {
            Date of birth is not on record, so the senior-citizen threshold cannot be determined. Add it on the Personal
            Data tab.
          } @else {
@@ -113,8 +116,8 @@
        <div class="f121__note f121__note--warn">
          <mat-icon>warning_amber</mat-icon>
          <div>
-            A Form 121 declaration is on record for this year, but withholding is still switched on for one or more
-            deposits. Turn it off on those accounts, or tax will keep being deducted.
+            A declaration is on record for this year, but one or more deposits still carry a tax group. Those accounts
+            deduct on their own and ignore the declaration — remove the tax group from them.
          </div>
        </div>
      }
@@ -189,20 +192,90 @@
              }
            </span>
          </div>
-          @if (declarationOnRecord && declarationFy) {
+          @if (declarationRecord; as d) {
            <div class="f121__kv-row">
              <span>Declared for</span>
-              <span>FY {{ declarationFy }}</span>
+              <span>FY {{ d.fy }} · Form {{ d.formType }}</span>
            </div>
-          }
-          @if (declarationOnRecord && !acceptanceDateKnown) {
-            <div class="f121__kv-row f121__kv-row--muted">
-              <span>Acceptance date</span>
+            <div class="f121__kv-row">
+              <span>Accepted on</span>
              <span>
-                Not captured — the declaration is treated as covering the whole year. A mid-year acceptance would change
-                the figures below.
+                {{ d.acceptedOn | date: 'd MMM y' }} — no TDS on interest credited from this day to 31 March. Interest
+                credited before it is taxed as usual.
              </span>
            </div>
+            @if (d.uin) {
+              <div class="f121__kv-row">
+                <span>UIN</span>
+                <span class="f121__mono">{{ d.uin }}</span>
+              </div>
+            }
+            <div class="f121__kv-row">
+              <span></span>
+              <span>
+                <button type="button" class="f121__btn f121__btn--warn" (click)="revokeDeclaration()">
+                  Withdraw declaration
+                </button>
+              </span>
+            </div>
+          } @else if (fy && !configMissing) {
+            <div class="f121__kv-row">
+              <span></span>
+              <span>
+                @if (!showDeclarationForm) {
+                  <button type="button" class="f121__btn" (click)="openDeclarationForm()" [disabled]="!panWellFormed">
+                    Record {{ formLabel }} for FY {{ fy }}
+                  </button>
+                  @if (!panWellFormed) {
+                    <div class="muted">A valid PAN must be on the KYC first — a declaration without one is void.</div>
+                  }
+                }
+              </span>
+            </div>
+            @if (showDeclarationForm) {
+              <div class="f121__decl-form">
+                <label>
+                  <span>Accepted on *</span>
+                  <input type="date" [(ngModel)]="newDeclaration.acceptedOn" />
+                </label>
+                <label>
+                  <span>UIN</span>
+                  <input type="text" [(ngModel)]="newDeclaration.uin" placeholder="Allotted on acceptance" />
+                </label>
+                <label>
+                  <span>Estimated income for the year (₹)</span>
+                  <input type="number" min="0" [(ngModel)]="newDeclaration.estimatedIncome" />
+                </label>
+                @if (declarationError) {
+                  <div class="f121__note f121__note--warn">
+                    <mat-icon>error_outline</mat-icon>
+                    <div>{{ declarationError }}</div>
+                  </div>
+                }
+                <div class="f121__decl-actions">
+                  <button type="button" class="f121__btn" (click)="showDeclarationForm = false">Cancel</button>
+                  <button
+                    type="button"
+                    class="f121__btn f121__btn--primary"
+                    (click)="saveDeclaration()"
+                    [disabled]="savingDeclaration"
+                  >
+                    {{ savingDeclaration ? 'Saving…' : 'Save declaration' }}
+                  </button>
+                </div>
+              </div>
+            }
+          }
+          @for (old of declarations; track old.id) {
+            @if (old.revoked && old.fy === fy) {
+              <div class="f121__kv-row f121__kv-row--muted">
+                <span>Withdrawn</span>
+                <span>
+                  Form {{ old.formType }} accepted {{ old.acceptedOn | date: 'd MMM y' }}, withdrawn
+                  {{ old.revokedOn | date: 'd MMM y' }} — {{ old.revokeReason }}
+                </span>
+              </div>
+            }
          }
          @if (eligibility) {
            @for (reason of eligibility.reasons; track reason) {
@@ -332,3 +332,61 @@
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-weight: 600;
 }
+
+/* ── Recording a declaration ── */
+.f121__btn {
+  padding: 6px 14px;
+  border: 1px solid #d1d5db;
+  border-radius: 6px;
+  background: #fff;
+  font: inherit;
+  font-size: 12.5px;
+  font-weight: 600;
+  cursor: pointer;
+
+  &:disabled {
+    opacity: 0.55;
+    cursor: not-allowed;
+  }
+
+  &--primary {
+    border-color: #1d4ed8;
+    background: #1d4ed8;
+    color: #fff;
+  }
+
+  &--warn {
+    border-color: #b45309;
+    color: #b45309;
+  }
+}
+
+.f121__decl-form {
+  display: grid;
+  gap: 10px;
+  padding: 12px 16px;
+
+  label {
+    display: grid;
+    gap: 4px;
+    font-size: 12px;
+
+    span {
+      color: #6b7280;
+      font-weight: 600;
+    }
+
+    input {
+      max-width: 280px;
+      padding: 6px 8px;
+      border: 1px solid #d1d5db;
+      border-radius: 6px;
+      font: inherit;
+    }
+  }
+}
+
+.f121__decl-actions {
+  display: flex;
+  gap: 8px;
+}
@@ -23,6 +23,8 @@ import { SavingsService } from 'app/savings/savings.service';
 import { FixedDepositsService } from 'app/deposits/fixed-deposits/fixed-deposits.service';
 import { RecurringDepositsService } from 'app/deposits/recurring-deposits/recurring-deposits.service';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { TdsDeclarationRecord, TdsReportsService } from 'app/tds-reports/tds-reports.service';
+import { TdsDeductee } from 'app/tds-reports/tds-reports-data';

 /** Domain logic */
 import {
@@ -111,6 +113,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  private savingsService = inject(SavingsService);
  private fixedDepositsService = inject(FixedDepositsService);
  private recurringDepositsService = inject(RecurringDepositsService);
+  private tdsService = inject(TdsReportsService);

  private destroy$ = new Subject<void>();

@@ -124,23 +127,25 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  pan = '';
  panWellFormed = false;

-  // ── Declaration on record ──
-  declarationOnRecord = false;
+  // ── Declarations on record ──
+  /**
+   * Every declaration the customer has given, each for one year and from the day the branch
+   * accepted it. The KYC record only ever held a type and a year, which made a September
+   * declaration shield interest back to April and let last year's form run on.
+   */
+  declarations: TdsDeclarationRecord[] = [];
  /**
   * The form actually in force for the selected year. From FY 2026-27 a single
   * Form 121 replaced the 15G/15H split, so this is derived from the year rather
   * than from the payee's age.
   */
  declarationForm: DeclarationForm = '121';
-  /** Kind recorded at KYC, meaningful only for a pre-2026 year. */
-  declarationKind: '15G' | '15H' = '15G';
-  declarationFy = '';
-  /**
-   * The KYC step records only the year, not the date the branch accepted the
-   * declaration, so it has to be treated as covering the whole year. Surfaced on
-   * screen rather than hidden — a mid-year acceptance would change the figures.
-   */
-  acceptanceDateKnown = false;
+
+  // ── Recording a declaration ──
+  showDeclarationForm = false;
+  savingDeclaration = false;
+  declarationError = '';
+  newDeclaration = { acceptedOn: '', uin: '', estimatedIncome: null as number | null };

  eligibility: EligibilityResult | null = null;

@@ -153,11 +158,13 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  schedule: TdsSchedule | null = null;
  actualTds = 0;
  tdsSaved = 0;
+  /** The selected year has no entry on Organization › TDS Configuration. */
+  configMissing = false;

  /** Raw account inputs, kept so the year selector can recompute cheaply. */
-  private accountInputs: (TdsAccountInput & { meta: Form121AccountRow })[] = [];
-  /** Withheld-tax postings by FY, from the ledger. */
-  private actualTdsByFy = new Map<string, number>();
+  private accountInputs: (TdsAccountInput & { meta: Form121AccountRow; taxLines: InterestCredit[] })[] = [];
+  /** This customer's FD/RD interest received in savings, and TDS taken there, per year. */
+  private platformByFy = new Map<string, TdsDeductee | null>();

  ngOnInit(): void {
    this.route.parent.params.pipe(takeUntil(this.destroy$)).subscribe((params: any) => {
@@ -180,13 +187,15 @@ export class Form121TabComponent implements OnInit, OnDestroy {
    forkJoin({
      client: this.clientsService.getClientData(this.clientId, true).pipe(catchError(() => of(null))),
      kyc: this.clientsService.getClientKyc(this.clientId, true).pipe(catchError(() => of(null))),
-      accounts: this.clientsService.getClientAccountData(this.clientId).pipe(catchError(() => of(null)))
+      accounts: this.clientsService.getClientAccountData(this.clientId).pipe(catchError(() => of(null))),
+      declarations: this.tdsService.getDeclarations(Number(this.clientId)).pipe(catchError(() => of([])))
    })
      .pipe(
        takeUntil(this.destroy$),
-        switchMap(({ client, kyc, accounts }) => {
+        switchMap(({ client, kyc, accounts, declarations }) => {
          this.applyClient(client);
          this.applyKyc(kyc);
+          this.declarations = declarations || [];
          const deposits = this.depositAccountsOf(accounts);
          return deposits.length ? forkJoin(deposits.map((a) => this.fetchAccount(a))) : of([] as any[]);
        }),
@@ -210,11 +219,8 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  private applyKyc(kyc: any): void {
    this.pan = (kyc?.panNumber ?? '').toUpperCase();
    this.panWellFormed = isWellFormedPan(this.pan);
-    this.declarationOnRecord = !!kyc?.form15Applicable;
-    this.declarationKind = kyc?.form15Type === '15H' ? '15H' : '15G';
-    this.declarationForm = this.fy ? declarationFormFor(this.fy, this.dateOfBirth) : '121';
-    this.declarationFy = kyc?.form15FY ?? '';
-    this.acceptanceDateKnown = false;
+    this.declarationForm =
+      this.fy && FY_TAX_CONFIG[normaliseFy(this.fy)] ? declarationFormFor(this.fy, this.dateOfBirth) : '121';
  }

  /** Savings, FD and RD accounts — everything that can credit interest. */
@@ -248,7 +254,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
   */
  private ingest(details: any[]): void {
    this.accountInputs = [];
-    this.actualTdsByFy = new Map<string, number>();
+    this.platformByFy = new Map<string, TdsDeductee | null>();
    const fys = new Set<string>();
    const clientIdNum = Number(this.clientId);

@@ -269,6 +275,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
      };

      const credits: InterestCredit[] = [];
+      const taxLines: InterestCredit[] = [];
      let tdsDeducted = 0;

      for (const t of d.transactions ?? []) {
@@ -286,8 +293,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
        } else if (t.transactionType?.withholdTax) {
          const amount = t.amount ?? 0;
          tdsDeducted += amount;
-          const txnFy = fyOf(iso);
-          this.actualTdsByFy.set(txnFy, (this.actualTdsByFy.get(txnFy) ?? 0) + amount);
+          taxLines.push({ date: iso, amount, accountNo: ref.accountNo });
        }
      }

@@ -310,12 +316,13 @@ export class Form121TabComponent implements OnInit, OnDestroy {
        deducteeClientId: deductee
      };

-      this.accountInputs.push({ ...ref, credits, meta });
+      this.accountInputs.push({ ...ref, credits, taxLines, meta });
    }

    this.availableFys = [...fys].sort().reverse();
    if (!this.availableFys.includes(this.fy)) {
-      this.fy = this.availableFys[0] ?? (this.declarationFy ? normaliseFy(this.declarationFy) : '');
+      this.fy =
+        this.availableFys[0] ?? this.declarations[0]?.fy ?? Object.keys(FY_TAX_CONFIG).sort().reverse()[0] ?? '';
    }
  }

@@ -333,14 +340,37 @@ export class Form121TabComponent implements OnInit, OnDestroy {
    }

    const year = normaliseFy(this.fy);
+    this.configMissing = !FY_TAX_CONFIG[year];
+
+    // TDS is tracked on FD/RD interest once it reaches savings, and deducted there. Those figures live
+    // on the platform, not in the deposit's own transactions, so they are fetched once per year and
+    // the computation waits for them.
+    if (!this.platformByFy.has(year)) {
+      this.loadPlatformYear(year);
+      return;
+    }
+    const platform = this.platformByFy.get(year);
+    for (const a of this.accountInputs) {
+      if (!a.meta.tdsApplicable) {
+        continue;
+      }
+      const match = platform?.accounts.find((p) => p.accountNo === a.accountNo);
+      a.credits = match?.credits ?? [];
+      a.taxLines = match?.deductions ?? [];
+    }

    // Per-account interest for the selected year, for the three lists.
    for (const a of this.accountInputs) {
      a.meta.interest = a.credits.filter((c) => fyOf(c.date) === year).reduce((s, c) => s + c.amount, 0);
+      // The selected year only - this used to total every year the account had ever been taxed in.
+      a.meta.tdsDeducted = a.meta.tdsApplicable
+        ? a.taxLines.filter((c) => fyOf(c.date) === year).reduce((s, c) => s + c.amount, 0)
+        : 0;
    }
-    this.actualTds = this.actualTdsByFy.get(year) ?? 0;
+    // What was actually debited for this customer as deductee, wherever the savings account sits.
+    this.actualTds = this.accountInputs.filter((a) => a.meta.tdsApplicable).reduce((s, a) => s + a.meta.tdsDeducted, 0);

-    if (!this.dateOfBirth) {
+    if (!this.dateOfBirth || this.configMissing) {
      return;
    }

@@ -378,21 +408,95 @@ export class Form121TabComponent implements OnInit, OnDestroy {
    return applicable.some((a) => a.meta.mode === 'QUARTERLY') ? 'QUARTERLY' : 'ANNUAL';
  }

-  /** The declaration, but only when it was filed for the year being shown. */
-  private declarationForSelectedFy(): Declaration | null {
-    if (!this.declarationOnRecord || !this.fy) {
+  private loadPlatformYear(year: string): void {
+    this.tdsService
+      .getDepositInterest(Number(year.slice(0, 4)), Number(this.clientId))
+      .pipe(
+        catchError(() => of([])),
+        takeUntil(this.destroy$)
+      )
+      .subscribe((rows) => {
+        this.platformByFy.set(year, rows.find((r) => `${r.clientId}` === `${this.clientId}`) ?? null);
+        this.recompute();
+      });
+  }
+
+  /** The live declaration recorded for the year being shown, if any. */
+  get declarationRecord(): TdsDeclarationRecord | null {
+    if (!this.fy) {
      return null;
    }
    const year = normaliseFy(this.fy);
-    if (this.declarationFy && normaliseFy(this.declarationFy) !== year) {
+    return this.declarations.find((d) => d.fy === year && !d.revoked) ?? null;
+  }
+
+  get declarationOnRecord(): boolean {
+    return !!this.declarationRecord;
+  }
+
+  /** The declaration as the engine takes it — operative from the day it was accepted. */
+  private declarationForSelectedFy(): Declaration | null {
+    const d = this.declarationRecord;
+    if (!d) {
      return null;
    }
-    return {
-      kind: this.declarationKind,
-      // No acceptance date on record — treated as covering the whole year.
-      acceptedOn: `${year.slice(0, 4)}-04-01`,
-      fy: year
-    };
+    const kind = d.formType === '15H' ? '15H' : d.formType === '15G' ? '15G' : formKindFor(this.dateOfBirth, d.fy);
+    return { kind, acceptedOn: d.acceptedOn, fy: d.fy, uin: d.uin || undefined };
+  }
+
+  openDeclarationForm(): void {
+    this.newDeclaration = { acceptedOn: new Date().toISOString().slice(0, 10), uin: '', estimatedIncome: null };
+    this.declarationError = '';
+    this.showDeclarationForm = true;
+  }
+
+  saveDeclaration(): void {
+    if (!this.newDeclaration.acceptedOn) {
+      this.declarationError = 'Enter the date the branch accepted the form.';
+      return;
+    }
+    this.savingDeclaration = true;
+    this.declarationError = '';
+    this.tdsService
+      .createDeclaration({
+        clientId: Number(this.clientId),
+        fy: normaliseFy(this.fy),
+        formType: declarationFormFor(this.fy, this.dateOfBirth),
+        acceptedOn: this.newDeclaration.acceptedOn,
+        uin: this.newDeclaration.uin || undefined,
+        estimatedIncome: this.newDeclaration.estimatedIncome
+      })
+      .subscribe({
+        next: (rows) => {
+          this.savingDeclaration = false;
+          this.showDeclarationForm = false;
+          this.declarations = rows || [];
+          this.recompute();
+        },
+        error: (err: any) => {
+          this.savingDeclaration = false;
+          this.declarationError =
+            err?.error?.errors?.[0]?.defaultUserMessage || err?.error?.defaultUserMessage || 'Could not save.';
+        }
+      });
+  }
+
+  revokeDeclaration(): void {
+    const d = this.declarationRecord;
+    if (!d) {
+      return;
+    }
+    const reason = prompt('Why is this declaration being withdrawn? From today, TDS will be deducted again.');
+    if (!reason) {
+      return;
+    }
+    this.tdsService.revokeDeclaration(d.id, reason).subscribe({
+      next: (rows) => {
+        this.declarations = rows || [];
+        this.recompute();
+      },
+      error: (err: any) => alert(err?.error?.defaultUserMessage || 'Could not revoke the declaration.')
+    });
  }

  // ───────────────────────── Template helpers ─────────────────────────
@@ -411,7 +515,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {

  /** The form the payee would file for the selected year. */
  get formLabel(): string {
-    if (!this.fy) {
+    if (!this.fy || this.configMissing) {
      return '—';
    }
    const form = declarationFormFor(this.fy, this.dateOfBirth);
@@ -470,11 +574,12 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  }

  /**
-   * A declaration is on record but deposit accounts are still set to withhold —
-   * the branch has not switched them off.
+   * A declaration is on record but a deposit still carries a stock Fineract tax group. Those
+   * accounts withhold on their own rules and never consult the declaration record, so the form
+   * does not stop their deduction until the tax group is removed.
   */
  get declarationNotAppliedToAccounts(): boolean {
-    return !!this.declarationForSelectedFy() && this.liableAccounts.some((a) => a.withHoldTax);
+    return !!this.declarationForSelectedFy() && this.liableAccounts.some((a) => !!a.taxGroup);
  }

  /**
@@ -591,16 +591,13 @@
        <i class="fa fa-calendar section-header__icon"></i>
        <h3 class="section-header__title">{{ 'labels.heading.Recurring Deposit Accounts' | translate }}</h3>
      </div>
-      <div class="section-header__right">
-        <button mat-raised-button color="primary" (click)="toggleRecurringAccountsOverview()">
-          {{ viewAccountsLabel(showClosedRecurringAccounts) | translate }}
-        </button>
-      </div>
    </div>

-    @if (!showClosedRecurringAccounts) {
+    <!-- Active and ended recurring deposits share one table; the Status column says how each one ended (matured or
+         closed early), so the client's RD history stays visible without switching views. -->
+    @if (savingAccounts) {
      <div class="table-wrapper">
-        <table mat-table [dataSource]="savingAccounts | accountsFilter: 'saving' : 'open' : 'isRecurring'">
+        <table mat-table [dataSource]="savingAccounts | accountsFilter: 'saving' : 'all' : 'isRecurring'">
          <ng-container matColumnDef="Account No">
            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Account No' | translate }}</th>
            <td mat-cell *matCellDef="let element">
@@ -614,6 +611,15 @@
              <mifosx-long-text textValue="{{ element.productName }}" chars="35"></mifosx-long-text>
            </td>
          </ng-container>
+          <ng-container matColumnDef="Status">
+            <th mat-header-cell *matHeaderCellDef>Status</th>
+            <td mat-cell *matCellDef="let element">
+              <span class="rd-status" [class.rd-status--ended]="element.timeline?.closedOnDate">{{ rdStatusLabel(element) }}</span>
+              @if (element.timeline?.closedOnDate) {
+                <div class="rd-status__date">on {{ element.timeline.closedOnDate | dateFormat }}</div>
+              }
+            </td>
+          </ng-container>
          <ng-container matColumnDef="Last Active">
            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Last Active' | translate }}</th>
            <td mat-cell *matCellDef="let element">{{ element.lastActiveTransactionDate | dateFormat }}</td>
@@ -638,7 +644,7 @@
                  <i class="fa fa-check"></i>
                </button>
              }
-              @if (!element.status.submittedAndPendingApproval && !element.status.active) {
+              @if (element.status.approved) {
                <button
                  class="account-action-button"
                  mat-raised-button
@@ -664,7 +670,7 @@
          </ng-container>

          <ng-container matColumnDef="no-data">
-            <td mat-footer-cell *matFooterCellDef [attr.colspan]="openSavingsColumns.length">
+            <td mat-footer-cell *matFooterCellDef [attr.colspan]="recurringColumns.length">
              <div class="table-empty-state">
                <i class="fa fa-folder-open-o table-empty-state__icon"></i>
                <p class="table-empty-state__text">
@@ -674,67 +680,17 @@
            </td>
          </ng-container>

-          <tr mat-header-row *matHeaderRowDef="openSavingsColumns"></tr>
+          <tr mat-header-row *matHeaderRowDef="recurringColumns"></tr>
          <tr
            mat-row
-            *matRowDef="let row; columns: openSavingsColumns"
+            *matRowDef="let row; columns: recurringColumns"
            [routerLink]="['../', 'recurring-deposits-accounts', row.id, 'general']"
            class="select-row"
          ></tr>
          <tr
            mat-footer-row
            *matFooterRowDef="
-              (savingAccounts | accountsFilter: 'saving' : 'open' : 'isRecurring')?.length === 0 ? ['no-data'] : []
-            "
-          ></tr>
-        </table>
-      </div>
-    }
-
-    <!-- Closed Recurring Deposit Accounts -->
-    @if (showClosedRecurringAccounts) {
-      <div class="table-wrapper">
-        <table mat-table [dataSource]="savingAccounts | accountsFilter: 'saving' : 'closed' : 'isRecurring'">
-          <ng-container matColumnDef="Account No">
-            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Account No' | translate }}</th>
-            <td mat-cell *matCellDef="let element">
-              <i class="fa fa-stop" [ngClass]="element.status.code | statusLookup"></i>
-              <mifosx-account-number accountNo="{{ element.accountNo }}"></mifosx-account-number>
-            </td>
-          </ng-container>
-          <ng-container matColumnDef="Saving Account">
-            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Recurring Deposit Product' | translate }}</th>
-            <td mat-cell *matCellDef="let element">
-              <mifosx-long-text textValue="{{ element.productName }}" chars="35"></mifosx-long-text>
-            </td>
-          </ng-container>
-          <ng-container matColumnDef="Closed Date">
-            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Closed Date' | translate }}</th>
-            <td mat-cell *matCellDef="let element">{{ element.timeline.closedOnDate | dateFormat }}</td>
-          </ng-container>
-
-          <ng-container matColumnDef="no-data">
-            <td mat-footer-cell *matFooterCellDef [attr.colspan]="closedSavingsColumns.length">
-              <div class="table-empty-state">
-                <i class="fa fa-folder-open-o table-empty-state__icon"></i>
-                <p class="table-empty-state__text">
-                  {{ 'labels.messages.No Closed Recurring Deposit Accounts Available' | translate }}
-                </p>
-              </div>
-            </td>
-          </ng-container>
-
-          <tr mat-header-row *matHeaderRowDef="closedSavingsColumns"></tr>
-          <tr
-            mat-row
-            *matRowDef="let row; columns: closedSavingsColumns"
-            [routerLink]="['../', 'recurring-deposits-accounts', row.id, 'general']"
-            class="select-row"
-          ></tr>
-          <tr
-            mat-footer-row
-            *matFooterRowDef="
-              (savingAccounts | accountsFilter: 'saving' : 'closed' : 'isRecurring')?.length === 0 ? ['no-data'] : []
+              (savingAccounts | accountsFilter: 'saving' : 'all' : 'isRecurring')?.length === 0 ? ['no-data'] : []
            "
          ></tr>
        </table>
@@ -419,3 +419,24 @@ table[mat-table] {
  font-size: 24px;
  z-index: 1;
 }
+
+.rd-status {
+  display: inline-block;
+  padding: 2px 8px;
+  border-radius: 10px;
+  font-size: 12px;
+  font-weight: 600;
+  background: #dcfce7;
+  color: #166534;
+
+  &--ended {
+    background: #e2e8f0;
+    color: #475569;
+  }
+}
+
+.rd-status__date {
+  margin-top: 2px;
+  font-size: 11px;
+  color: #64748b;
+}
@@ -187,6 +187,15 @@ export class GeneralTabComponent implements OnDestroy {
    'Saving Account',
    'Closed Date'
  ];
+  /** Closed Recurring Deposit Accounts Columns - with how each one ended, for tracking. */
+  recurringColumns: string[] = [
+    'Account No',
+    'Saving Account',
+    'Status',
+    'Last Active',
+    'Balance',
+    'Actions'
+  ];
  /** Open Shares Accounts Columns */
  openSharesColumns: string[] = [
    'Account No',
@@ -475,6 +484,30 @@ export class GeneralTabComponent implements OnDestroy {
    );
  }

+  /** Where a recurring deposit stands - for one that has ended, how it ended. */
+  rdStatusLabel(account: any): string {
+    switch (account?.status?.code) {
+      case 'savingsAccountStatusType.active':
+        return 'Active';
+      case 'savingsAccountStatusType.matured':
+        return 'Matured (not closed)';
+      case 'savingsAccountStatusType.submitted.and.pending.approval':
+        return 'Pending Approval';
+      case 'savingsAccountStatusType.approved':
+        return 'Approved';
+      case 'savingsAccountStatusType.closed':
+        return 'Matured & Closed';
+      case 'savingsAccountStatusType.pre.mature.closure':
+        return 'Premature Closed';
+      case 'savingsAccountStatusType.rejected':
+        return 'Rejected';
+      case 'savingsAccountStatusType.withdrawn.by.applicant':
+        return 'Withdrawn by Client';
+      default:
+        return account?.status?.value ?? '';
+    }
+  }
+
  viewAccountsLabel(closed: boolean): string {
    if (closed) {
      return 'labels.buttons.View Active Accounts';
@@ -1142,6 +1142,46 @@
                </mat-select>
              </mat-form-field>

+              <!-- Risk profile. These are determinations about the customer rather than about anything they
+                   transacted, and the re-rating policy reads them directly: a PEP or a sanctions match holds the
+                   rating at High however ordinary the period's activity looks, and the declared income is what
+                   turnover is measured against. Until they are recorded the policy has nothing to test. -->
+              <div class="full-span kyc-doc-fields">
+                <div class="kyc-doc-fields__head">
+                  <h4 class="kyc-doc-fields__title">Risk Profile</h4>
+                  <span class="kyc-doc-fields__hint">Used by the periodic risk review</span>
+                </div>
+
+                <div class="kyc-risk-flags">
+                  <mat-checkbox formControlName="isPep">
+                    Politically Exposed Person
+                    <span class="kyc-risk-hint">Holds the rating at High; never lowered on ordinary activity</span>
+                  </mat-checkbox>
+                  <mat-checkbox formControlName="sanctionsMatch">
+                    Sanctions / watch-list match
+                    <span class="kyc-risk-hint">UNSC, MHA or internal watch list</span>
+                  </mat-checkbox>
+                  <mat-checkbox formControlName="adverseMediaMatch">
+                    Adverse media / regulatory action
+                    <span class="kyc-risk-hint">FIR, court proceedings or published action</span>
+                  </mat-checkbox>
+                </div>
+
+                <div class="kyc-doc-fields__grid">
+                  <mat-form-field appearance="outline">
+                    <mat-label>Declared annual income (₹)</mat-label>
+                    <input matInput type="number" min="0" formControlName="declaredAnnualIncome" />
+                    <mat-hint>As stated by the customer</mat-hint>
+                  </mat-form-field>
+
+                  <mat-form-field appearance="outline">
+                    <mat-label>Declared annual turnover (₹)</mat-label>
+                    <input matInput type="number" min="0" formControlName="declaredAnnualTurnover" />
+                    <mat-hint>For a business customer</mat-hint>
+                  </mat-form-field>
+                </div>
+              </div>
+
              <!-- Officially Valid Document. Shown when one is on file or the alert is asking for
                   it, so re-collecting an expired document is done on this form rather than
                   sending the officer somewhere else. -->
@@ -1207,9 +1247,7 @@
                    </div>

                    @if (!docScansLoading && !docScans.front && !docScans.back) {
-                      <div class="kyc-doc-scans__empty">
-                        No scan is on file for this document. Upload one below.
-                      </div>
+                      <div class="kyc-doc-scans__empty">No scan is on file for this document. Upload one below.</div>
                    }

                    <div class="kyc-doc-scans__sides">
@@ -1807,3 +1807,28 @@
    color: #15803d;
  }
 }
+
+/* ── Risk profile ────────────────────────────────────────────────────────────
+   Determinations about the customer, which the periodic risk review reads directly. Grouped with
+   the document block so the form reads as "what we know about them" rather than scattering a PEP
+   flag among the identifier fields. */
+
+.kyc-doc-fields__hint {
+  font-size: 12px;
+  color: #64748b;
+}
+
+.kyc-risk-flags {
+  display: flex;
+  flex-direction: column;
+  gap: 10px;
+  padding: 4px 0 14px;
+}
+
+/* Sits under its checkbox label: the consequence of ticking the box matters more than the box. */
+.kyc-risk-hint {
+  display: block;
+  font-size: 12px;
+  color: #64748b;
+  line-height: 1.4;
+}
@@ -140,6 +140,13 @@ export class KycTabComponent implements OnInit, OnDestroy {
      1,
      [Validators.required]
    ],
+    // Risk profile. Determinations about the customer, which the periodic risk review reads directly - a PEP or a
+    // sanctions match holds the rating at High whatever the period's activity looks like.
+    isPep: [false],
+    sanctionsMatch: [false],
+    adverseMediaMatch: [false],
+    declaredAnnualIncome: [null],
+    declaredAnnualTurnover: [null],
    // The officially valid document, so a lapsed one can be re-collected on this form. The
    // backend has always accepted these four; only the fields were missing.
    kycDocumentName: [''],
@@ -175,7 +182,10 @@ export class KycTabComponent implements OnInit, OnDestroy {
  docScans: { front: DocScanSide | null; back: DocScanSide | null } = { front: null, back: null };

  /** The two sides, in display order, so the template loops rather than repeating itself. */
-  readonly docScanSlots: ('front' | 'back')[] = ['front', 'back'];
+  readonly docScanSlots: ('front' | 'back')[] = [
+    'front',
+    'back'
+  ];

  docScanOf(slot: 'front' | 'back') {
    return this.docScans[slot];
@@ -221,6 +231,11 @@ export class KycTabComponent implements OnInit, OnDestroy {
          this.kycForm.patchValue({
            kycType: data.kycType || 1,
            riskCategory: data.riskCategory || 1,
+            isPep: !!data.isPep,
+            sanctionsMatch: !!data.sanctionsMatch,
+            adverseMediaMatch: !!data.adverseMediaMatch,
+            declaredAnnualIncome: data.declaredAnnualIncome ?? null,
+            declaredAnnualTurnover: data.declaredAnnualTurnover ?? null,
            panNumber: data.panNumber || '',
            // Aadhaar is stored masked on the server; user must re-enter
            // the full 12-digit number to re-verify, so don't pre-fill.
@@ -446,6 +461,29 @@ export class KycTabComponent implements OnInit, OnDestroy {
    return new Date();
  }

+  /**
+   * The customer's risk profile, as every save has to carry it.
+   *
+   * <p>
+   * Sent from every path that writes the KYC record rather than only the main Save, because the form holds one set of
+   * values: a save triggered from the PAN declaration or the Aadhaar receipt would otherwise write the record without
+   * these and silently clear a PEP flag the officer had just ticked.
+   */
+  private buildRiskProfileFields() {
+    const v = this.kycForm.value;
+    return {
+      isPep: !!v.isPep,
+      sanctionsMatch: !!v.sanctionsMatch,
+      adverseMediaMatch: !!v.adverseMediaMatch,
+      // Blank stays null rather than becoming zero: an income nobody asked for is unknown, and a zero would read as a
+      // customer who declared no income at all.
+      declaredAnnualIncome:
+        v.declaredAnnualIncome === '' || v.declaredAnnualIncome == null ? null : v.declaredAnnualIncome,
+      declaredAnnualTurnover:
+        v.declaredAnnualTurnover === '' || v.declaredAnnualTurnover == null ? null : v.declaredAnnualTurnover
+    };
+  }
+
  private buildExceptionFields() {
    const panVerified = this.verificationStatus.pan === 'VERIFIED' || this.kycData?.panVerified === true;
    const aadhaarVerified = this.verificationStatus.aadhaar === 'VERIFIED' || this.kycData?.aadhaarVerified === true;
@@ -484,6 +522,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
      // dateFormat is required so the backend can parse exceptionResolvedOn when an exception closes.
      dateFormat: 'dd MMMM yyyy',
      ...this.buildDocumentFields(),
+      ...this.buildRiskProfileFields(),
      ...this.buildExceptionFields()
    };

@@ -530,6 +569,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
        remarks: this.kycForm.value.remarks || null,
        riskCategory: this.kycForm.value.riskCategory || 1,
        dateFormat: 'dd MMMM yyyy',
+        ...this.buildRiskProfileFields(),
        ...this.buildExceptionFields()
      };

@@ -729,6 +769,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
      dateFormat,
      riskCategory: this.kycForm.value.riskCategory || 1,
      ...declarationFields,
+      ...this.buildRiskProfileFields(),
      ...this.buildExceptionFields()
    };

@@ -889,6 +930,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
      dateFormat,
      riskCategory: this.kycForm.value.riskCategory || 1,
      ...receiptFields,
+      ...this.buildRiskProfileFields(),
      ...this.buildExceptionFields()
    };

@@ -1417,7 +1459,10 @@ I further confirm that:
      this.docScansLoading = false;
      // This runs again after every replace, so the previews being thrown away are revoked
      // rather than left holding their blobs.
-      for (const old of [this.docScans.front, this.docScans.back]) {
+      for (const old of [
+        this.docScans.front,
+        this.docScans.back
+      ]) {
        if (old?.previewUrl) {
          URL.revokeObjectURL(old.previewUrl);
        }
@@ -1459,7 +1504,10 @@ I further confirm that:
      }

      this.docScans = sides;
-      for (const key of ['front', 'back'] as const) {
+      for (const key of [
+        'front',
+        'back'
+      ] as const) {
        if (sides[key]) {
          this.loadScanPreview(sides[key]!);
        }
@@ -1520,7 +1568,9 @@ I further confirm that:
      error: (err: any) => {
        this.docScanUploading = null;
        this.docScanError =
-          err?.error?.defaultUserMessage || err?.error?.developerMessage || `Could not replace the ${label.toLowerCase()} side.`;
+          err?.error?.defaultUserMessage ||
+          err?.error?.developerMessage ||
+          `Could not replace the ${label.toLowerCase()} side.`;
      }
    });
  }
@@ -1703,7 +1753,10 @@ I further confirm that:
    this.destroy$.next();
    this.destroy$.complete();
    // Object URLs are held by the browser until revoked, so the scan blobs would outlive the tab.
-    for (const side of [this.docScans.front, this.docScans.back]) {
+    for (const side of [
+      this.docScans.front,
+      this.docScans.back
+    ]) {
      if (side?.previewUrl) {
        URL.revokeObjectURL(side.previewUrl);
      }
@@ -569,8 +569,19 @@ export class ClientsService {
    return this.http.get(`/clients/${clientId}/documents`);
  }

-  downloadClientDocument(parentEntityId: string, documentId: string) {
-    return this.http.get(`/clients/${parentEntityId}/documents/${documentId}/attachment`, { responseType: 'blob' });
+  /**
+   * Fetches a client document's stored file.
+   *
+   * `silent` opts the request out of ErrorHandlerInterceptor's alert. Pass it when the caller
+   * renders its own failure state - notably thumbnail fetches, where a `m_document` row whose file
+   * is no longer in the content store returns 500 and would otherwise pop a modal the user can do
+   * nothing about. The interceptor still rethrows, so the caller's error callback continues to run.
+   */
+  downloadClientDocument(parentEntityId: string, documentId: string, silent = false) {
+    return this.http.get(`/clients/${parentEntityId}/documents/${documentId}/attachment`, {
+      responseType: 'blob',
+      ...(silent ? { context: new HttpContext().set(SILENT_HTTP_ERROR, true) } : {})
+    });
  }

  uploadClientDocument(clientId: string, documentData: any) {
@@ -992,12 +1003,28 @@ export class ClientsService {
    return this.http.post(`/clients/${clientId}/entityclassification/${category}`, data);
  }

-  getClientCkyc(clientId: string): Observable<any> {
-    return this.http.get(`/clients/${clientId}/ckyc`);
+  /**
+   * Uploads a single CKYC artefact against the client, using the platform's generic document
+   * endpoint (DocumentApiResource, POST /v1/{entityType}/{entityId}/documents). There is no
+   * CKYC-specific document API on the backend - the earlier `/clients/{id}/ckyc/documents` path
+   * was never implemented and returned 404.
+   *
+   * The multipart body must carry `file`, `name` and `description`; the caller builds those so the
+   * stored document stays identifiable by CKYC artefact type. See ckyc-tab.component.ts.
+   */
+  uploadCkycDocument(clientId: string, formData: FormData): Observable<any> {
+    return this.http.post(`/clients/${clientId}/documents`, formData);
  }

-  uploadCkycDocument(clientId: string, formData: FormData): Observable<any> {
-    return this.http.post(`/clients/${clientId}/ckyc/documents`, formData);
+  /**
+   * Replaces the content of an existing client document in place (DocumentApiResource PUT
+   * /v1/{entityType}/{entityId}/documents/{documentId}), keeping the same document id.
+   *
+   * Used by the CKYC screen's "Upload new version" so a re-upload updates the existing artefact
+   * rather than adding another row. Takes the same multipart body as the create call.
+   */
+  replaceClientDocument(clientId: string, documentId: string, formData: FormData): Observable<any> {
+    return this.http.put(`/clients/${clientId}/documents/${documentId}`, formData);
  }

  /**
@@ -377,6 +377,8 @@
        </button>
      }
      @if (selectedTabIndex < totalTabs - 1) {
+        <!-- Tooltip sits on a wrapper: a disabled button fires no mouse events, so it can't host it. -->
+        <span [matTooltip]="currentStepBlockerMessage" [matTooltipDisabled]="!currentStepBlockerMessage">
        <button mat-raised-button color="primary" (click)="onNext()" [disabled]="savingClient || !currentStepValid">
          @if (savingClient) {
            <mat-progress-spinner diameter="18" mode="indeterminate" class="m-r-10"></mat-progress-spinner>
@@ -390,6 +392,7 @@
            <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
          }
        </button>
+        </span>
      }
      @if (selectedTabIndex === totalTabs - 1) {
        <button mat-raised-button color="primary" [routerLink]="['../']">
@@ -393,6 +393,12 @@ export class EditClientComponent {
    if (this.selectedTabIndex === 0 && this.clientGeneralForm?.valid && !this.contactVerificationComplete) {
      return 'Verify the OTP sent to both the old and new mobile number/email before saving.';
    }
+    if (this.selectedTabIndex === 0 && this.clientGeneralForm && !this.clientGeneralForm.valid) {
+      const labels = this.invalidGeneralFieldLabels();
+      if (labels.length) {
+        return `Please fill/correct: ${labels.join(', ')}.`;
+      }
+    }
    if (this.selectedTabIndex === 1) {
      const labels = this.clientKycStep?.invalidFieldLabels || [];
      if (labels.length) {
@@ -408,6 +414,42 @@ export class EditClientComponent {
    return 'Please fill all mandatory fields on this tab to continue.';
  }

+  /**
+   * Readable names of the General-tab controls that are invalid. Older clients can be missing
+   * fields that are now mandatory (e.g. mobile/email), which leaves Save disabled with nothing
+   * on screen saying why — this feeds the button tooltip.
+   */
+  private invalidGeneralFieldLabels(): string[] {
+    const labels: Record<string, string> = {
+      officeId: 'Office',
+      legalFormId: 'Legal Form',
+      genderId: 'Gender',
+      mobileNo: 'Mobile No',
+      alternateMobileNo: 'Alternate Mobile No',
+      emailAddress: 'Email',
+      dateOfBirth: 'Date of Birth',
+      submittedOnDate: 'Submitted On',
+      activationDate: 'Activation Date',
+      savingsProductId: 'Savings Product',
+      firstname: 'First Name',
+      middlename: 'Middle Name',
+      lastname: 'Last Name',
+      fullname: 'Name',
+      monthlyIncome: 'Monthly Income',
+      annualIncome: 'Annual Income',
+      monthlyTurnover: 'Monthly Turnover',
+      annualTurnover: 'Yearly Turnover',
+      agricultureIncome: 'Agriculture Income',
+      nonAgricultureIncome: 'Non-Agriculture Income',
+      guardianDetails: 'Guardian',
+      clientNonPersonDetails: 'Entity Details'
+    };
+    const controls = this.clientGeneralForm?.controls || {};
+    return Object.keys(controls)
+      .filter((name) => controls[name].invalid)
+      .map((name) => labels[name] || name);
+  }
+
  /** Whether the current tab has unsaved edits */
  isCurrentTabEdited(): boolean {
    return this.tabEditMode[this.selectedTabIndex] === true;
@@ -109,13 +109,7 @@
              </button>
            }
          </div>
-          <input
-            #sideInput
-            type="file"
-            hidden
-            accept="image/*,application/pdf"
-            (change)="onFilePicked($event, slot)"
-          />
+          <input #sideInput type="file" hidden accept="image/*,application/pdf" (change)="onFilePicked($event, slot)" />
        </div>
      }
    </div>
@@ -25,6 +25,41 @@ import { environment } from '../../../environments/environment';
 export class CacheInterceptor implements HttpInterceptor {
  private forceUpdate = false;

+  /**
+   * Endpoints that compute a live figure from the current ledger/configuration and must never be
+   * served from cache. Caching them meant a report kept showing a stale response after its
+   * underlying GL mapping changed — the request was answered from cachedData and the backend was
+   * never hit again. Matched as a substring of the request URL.
+   */
+  private static readonly NEVER_CACHE = [
+    '/rbireservereturn',
+    '/rbireserveconfig',
+    '/tdsconfig',
+    '/tds/deposit-interest',
+    // Declarations and challans are entered on the very screens that read them back.
+    '/tds/declarations',
+    '/tds/challans',
+    '/tds/deducted',
+    '/savingsinterestpostingreports',
+    // Cash in vaults and drawers changes with every transaction; a cached teller list or position
+    // kept showing a branch's old tellers and figures at day close.
+    '/tellers',
+    '/cashreports',
+    '/cashreconciliation',
+    '/cashsettlement',
+    '/cashtransfer',
+    '/branchday',
+    // A deposit's lien moves with every repayment of the loan it secures, and decides whether the
+    // deposit may be closed at all - a stale copy would show a released lien as still blocking.
+    '/liens',
+    // The RD Dashboard counts late installments as of today; a cached copy would hide a payment just taken.
+    '/recurringdepositaccounts/dashboard'
+  ];
+
+  private isCacheable(url: string): boolean {
+    return !CacheInterceptor.NEVER_CACHE.some((fragment) => url.includes(fragment));
+  }
+
  // eslint-disable-next-line @angular-eslint/prefer-inject
  constructor(private httpCacheService: HttpCacheService) {}

@@ -42,7 +77,7 @@ export class CacheInterceptor implements HttpInterceptor {
  }

  intercept(request: HttpRequest<any>, next: HttpHandler): Observable<HttpEvent<any>> {
-    if (request.method !== 'GET') {
+    if (request.method !== 'GET' || !this.isCacheable(request.urlWithParams)) {
      return next.handle(request);
    }

@@ -67,12 +67,18 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
    // endpoint isn't available on a given backend deployment, the client-general-step
    // component already falls back to riskRules = [] silently; no toast needed here either.
    const isKycRiskRulesRequest = request.url.includes('/kyc/risk-rules');
+    // A document's own file can be missing from the content store (a database copied between
+    // environments without its file store is the usual cause) even though its m_document row
+    // survives — the backend reports that as a 404, same as a client with no photo, and every
+    // caller that fetches a signature/attachment image already recovers with its own catchError.
+    const isDocumentAttachmentRequest = request.url.match(/\/documents\/\d+\/attachment$/);
    const isSilentRequest =
      isClientImageRequest ||
      isClientKycRequest ||
      isDirectorRequest ||
      isClientPendingEditRequest ||
-      isKycRiskRulesRequest;
+      isKycRiskRulesRequest ||
+      isDocumentAttachmentRequest;

    // Explicit per-request opt-out (e.g. per-row enrichment fetches on a list page whose
    // component already recovers via its own catchError) — silenced for every status, since
@@ -93,8 +99,8 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
      throw response;
    }

-    // Resolved once and emitted in one place below, so every failure here is consistently tagged
-    // as an error and therefore surfaces as a centred modal rather than a corner toast.
+    // Resolved once and emitted in one place below — see the severity decision there for which of
+    // these surfaces as a centred modal versus a corner toast.
    let alert: { type: string; message: string } | null = null;
    if (status === 401 || (environment.oauth.enabled && status === 400)) {
      alert = { type: 'Authentication Error', message: 'Invalid User Details. Please try again!' };
@@ -119,7 +125,13 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
        message: errorMessage || 'This action is not allowed in the current state.'
      };
    } else if (status === 500) {
-      alert = { type: 'Internal Server Error', message: 'Internal Server Error. Please try again later.' };
+      // errorMessage carries the backend's actual explanation (defaultUserMessage/developerMessage)
+      // when one is present; the generic sentence is only a last resort for a response with no body
+      // at all (a proxy timeout, a stack trace the server never wrapped into JSON).
+      alert = {
+        type: 'Internal Server Error',
+        message: errorMessage || 'Internal Server Error. Please try again later.'
+      };
    } else if (status === 501) {
      alert = {
        type: this.translate.instant('error.resource.notImplemented.type'),
@@ -133,7 +145,17 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
    }

    if (alert) {
-      this.alertService.alert({ ...alert, severity: 'error' });
+      // A GET is the page reading data it did not ask the user for, in the background — a photo,
+      // an attachment, a notes list, a standing-instructions panel. Every one of those already has
+      // its own catchError fallback at the call site (see transaction-entry.component.ts and
+      // similar account-overview loaders), so the page keeps working regardless. Blocking the whole
+      // screen on a dialog the user has to click "OK" on, for data that was never more than a
+      // secondary panel, is the "irritate na ho" complaint this guards against — it goes to the
+      // corner toast instead, same place a non-error alert already goes. A write (POST/PUT/PATCH/
+      // DELETE) is different: that is the one action the user was waiting on, so its failure still
+      // needs the centred, must-acknowledge dialog.
+      const isBackgroundRead = request.method === 'GET' && (status === 500 || status === 501 || status === 503);
+      this.alertService.alert({ ...alert, severity: isBackgroundRead ? undefined : 'error' });
    }

    throw response;
@@ -244,6 +244,44 @@ $color: #e2e4ec;
  }
 }

+/*
+ * The cashier's bar is meant to be one row at a normal window size: it carries about eleven items, and at
+ * the usual padding the last one wrapped onto a second row. The items are tightened so they fit, and spread
+ * across the row. As the window narrows they tighten further, then drop their icons, and only wrap in a very
+ * narrow window. The clerk's bar (cashier-nav--clerk) has its own dropdowns and is left as it was.
+ */
+.cashier-nav:not(.cashier-nav--clerk) {
+  flex-wrap: nowrap;
+  justify-content: space-between;
+  gap: 0;
+  padding: 4px 8px;
+
+  .cashier-nav__item {
+    flex: 0 0 auto;
+    gap: 4px;
+    padding: 5px 8px;
+    font-size: 11.5px;
+  }
+
+  @media (width <= 1240px) {
+    .cashier-nav__item {
+      padding: 5px 6px;
+      font-size: 11px;
+    }
+  }
+
+  @media (width <= 1120px) {
+    .cashier-nav__item fa-icon {
+      display: none;
+    }
+  }
+
+  @media (width <= 900px) {
+    flex-wrap: wrap;
+    justify-content: flex-start;
+  }
+}
+
 .sidenav {
  overflow-x: hidden;
  position: relative;
@@ -266,7 +304,7 @@ $color: #e2e4ec;
    max-width: 100%;
    overflow-x: hidden;
    box-sizing: border-box;
-    padding: 16px 28px;
+    padding: 10px 18px;
  }
 }

@@ -282,21 +320,15 @@ $gray-700: #334155;
 /* ============================================================
   Main header (top 2-row navigation)
   --------------------------------------------------------------
-   Redesigned 2026 — clean, modern enterprise SaaS feel:
-   • Both rows live on the same white surface separated only by a
-     hairline; r2 has a barely-there blue-50 wash so frequent vs
-     secondary menus read at a glance without dark/light contrast.
-   • Items are now equal-width "tabs" with NO vertical dividers
-     between them (the old cell borders made it look spreadsheet-y).
-   • Hover / active = a 3 px brand-coloured TOP bar + brand text +
-     coloured icon. Reads instantly without colour-flooding the row.
-   • Icons larger (12.5 px) and full-opacity always — easier to scan
-     during demos. Caret is subtle and rotates on open.
+   Compact, modern enterprise SaaS navigation:
+   • Height reduced to 32px per row (64px total) to save screen space.
+   • Smooth horizontal scrolling prevents menu items from getting cut off.
+   • Compact typography, icons and paddings fit all banking modules cleanly.
   ============================================================ */
 .main-header {
  background: #fff;
-  border-bottom: 2.5px solid $brand;
-  box-shadow: 0 1px 4px rgb(0 0 0 / 7%);
+  border-bottom: 2px solid $brand;
+  box-shadow: 0 1px 3px rgb(0 0 0 / 6%);
  position: sticky;

  /* Sit directly under the sticky toolbar (32px tall) so both stay visible. */
@@ -306,19 +338,19 @@ $gray-700: #334155;
 }

 .nav-row {
-  height: 44px;
+  height: 32px;
  display: flex;
  align-items: stretch;
-  overflow: visible;
+  overflow: auto visible;
  position: relative;
-
-  /* Outer frame; vertical dividers between cells are drawn as `border-right`
-     on each `.ni` below. Switched away from the equal-column grid so each
-     cell can size to its own label — long names (General Ledger, Documents
-     Hub) no longer overflow and short ones (Approvals, HRM) no longer waste
-     space. */
  border: 1px solid $gray-200;
  background: #fff;
+  scrollbar-width: none;
+  -ms-overflow-style: none;
+
+  &::-webkit-scrollbar {
+    display: none;
+  }
 }

 .r2.nav-row {
@@ -334,25 +366,17 @@ $gray-700: #334155;
  background: #f8fafc;
 }

-// ===== Nav Item — modern tab style =====
-// Typography spec — same family / size / weight / color for BOTH rows.
+// ===== Nav Item — compact modern tab style =====
 .ni {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
-  gap: 7px;
+  gap: 2.5px;
  height: 100%;
-
-  /* Each cell sizes to its own label (min-width: max-content) and grows
-     to share any leftover row width. Short labels stay compact, long ones
-     get the room they need — no overlap, no wasted gap. */
  flex: 1 0 auto;
-  min-width: max-content;
-  padding: 0 14px;
-
-  /* Vertical divider between adjacent cells; outer frame is the row's
-     own border, and the last cell drops its right border below. */
+  min-width: 0;
+  padding: 0 4px;
  border-right: 1px solid $gray-200;
  cursor: pointer;
  white-space: nowrap;
@@ -360,11 +384,11 @@ $gray-700: #334155;
    'IBM Plex Sans',
    -apple-system,
    sans-serif;
-  font-size: 12px;
+  font-size: 10px;
  font-weight: 500;
  color: #0a1a2e;
-  line-height: 1.3;
-  letter-spacing: 0.01em;
+  line-height: 1.2;
+  letter-spacing: -0.015em;
  text-decoration: none;
  user-select: none;
  transition:
@@ -373,17 +397,15 @@ $gray-700: #334155;
    box-shadow 0.15s ease;
  border-radius: 0;

-  /* 3px accent strip that fills on hover / active (uses ::before so we
-     don't reflow the row when toggling). */
  &::before {
    content: '';
    position: absolute;
-    left: 4px;
-    right: 4px;
+    left: 2px;
+    right: 2px;
    top: 0;
-    height: 3px;
+    height: 2px;
    background: transparent;
-    border-radius: 0 0 3px 3px;
+    border-radius: 0 0 2px 2px;
    transition: background 0.15s ease;
  }

@@ -410,17 +432,19 @@ $gray-700: #334155;
    outline-offset: -2px;
  }

-  /* Last cell in a row sits flush against the row's own right edge, so
-     drop its divider to avoid a double 2 px line. */
  &:last-child {
    border-right: none;
  }
+
+  .ni-short {
+    display: none;
+  }
 }

 .ni-ico {
-  width: 12px;
-  height: 12px;
-  font-size: 12px;
+  width: 9.5px;
+  height: 9.5px;
+  font-size: 9.5px;
  color: $gray-500;
  flex-shrink: 0;
  transition: color 0.15s ease;
@@ -432,11 +456,12 @@ $gray-700: #334155;
 }

 .ni-caret {
-  width: 7px;
-  height: 7px;
-  font-size: 7px;
+  width: 5px;
+  height: 5px;
+  font-size: 5px;
  color: $gray-400;
  flex-shrink: 0;
+  margin-left: 0.5px;
  transition:
    transform 0.18s ease,
    color 0.18s ease;
@@ -447,17 +472,89 @@ $gray-700: #334155;
  }
 }

-@media (width <= 1200px) {
+@media (width >= 1400px) {
  .ni {
-    padding: 0 8px;
-    gap: 5px;
+    padding: 0 6px;
+    gap: 3.5px;
+    font-size: 10.8px;
+    letter-spacing: 0;
+  }
+
+  .ni-ico {
+    width: 10px;
+    height: 10px;
+    font-size: 10px;
+  }
+
+  .ni-caret {
+    width: 5.5px;
+    height: 5.5px;
+    font-size: 5.5px;
+    margin-left: 1px;
  }
 }

-@media (width <= 980px) {
+@media (width <= 1200px) {
  .ni {
+    padding: 0 3px;
+    gap: 2px;
+    font-size: 9.8px;
+    letter-spacing: -0.02em;
+  }
+
+  .ni-ico {
+    width: 9px;
+    height: 9px;
+    font-size: 9px;
+  }
+
+  .ni-caret {
+    width: 4.5px;
+    height: 4.5px;
+    font-size: 4.5px;
+  }
+}
+
+@media (width <= 1080px) {
+  .ni {
+    padding: 0 2.5px;
+    gap: 1.5px;
+    font-size: 9.4px;
+    letter-spacing: -0.025em;
+
+    .ni-full {
+      display: none;
+    }
+
+    .ni-short {
+      display: inline;
+    }
+  }
+
+  .ni-ico {
+    width: 8.5px;
+    height: 8.5px;
+    font-size: 8.5px;
+  }
+
+  .ni-caret {
+    width: 4px;
+    height: 4px;
+    font-size: 4px;
+  }
+}
+
+@media (width <= 880px) {
+  .nav-row {
+    overflow-x: auto;
+    scrollbar-width: thin;
+  }
+
+  .ni {
+    flex: 0 0 auto;
    padding: 0 6px;
-    gap: 4px;
+    gap: 3px;
+    font-size: 10px;
  }
 }

@@ -699,21 +796,29 @@ $gray-700: #334155;

 // ===== Nav Dropdown Menus =====
 ::ng-deep .nav-dropdown {
-  border-radius: 8px !important;
+  border-radius: 6px !important;
  border: 1px solid $gray-200 !important;
-  box-shadow: 0 6px 24px rgb(0 0 0 / 10%) !important;
-  min-width: 180px !important;
-  padding: 4px 0 !important;
-  margin-top: 2px !important;
+  box-shadow: 0 4px 16px rgb(0 0 0 / 12%) !important;
+  min-width: 170px !important;
+  padding: 3px 0 !important;
+  margin-top: 1px !important;

  .mat-mdc-menu-item {
-    font-size: 12.5px !important;
+    font-size: 10.5px !important;
    font-weight: 500 !important;
-    height: 34px !important;
-    min-height: 34px !important;
-    padding: 0 14px !important;
+    height: 25px !important;
+    min-height: 25px !important;
+    padding: 0 6px !important;
+    line-height: 25px !important;
    color: $gray-700 !important;
-    font-family: 'DM Sans', Roboto, sans-serif !important;
+    font-family: 'IBM Plex Sans', Roboto, sans-serif !important;
+    white-space: nowrap !important;
+
+    .menu-item-icon {
+      font-size: 10.5px !important;
+      margin-right: 5px !important;
+      opacity: 0.8;
+    }

    &:hover {
      background: $brand-hover !important;
@@ -728,39 +833,44 @@ $gray-700: #334155;
 }

 /* Deposits Mega Panel (inside mat-menu overlay) */
-.deposit-menu-grid {
+::ng-deep .deposit-menu-grid {
  display: grid;
-  grid-template-columns: repeat(3, 1fr);
-  gap: 8px 24px;
-  padding: 8px 12px;
-  min-width: 600px;
+  gap: 4px 12px;
+  padding: 6px 10px;
+  min-width: 0;
+  width: 100%;
+  box-sizing: border-box;
+  overflow-x: hidden;
 }

-.deposit-menu-group {
+::ng-deep .deposit-menu-group {
  .deposit-group-title {
    font-weight: 700;
-    font-size: 11px;
+    font-size: 9.5px;
    text-transform: uppercase;
-    letter-spacing: 0.6px;
+    letter-spacing: 0.5px;
    color: #1074b9;
-    padding: 4px 16px 6px;
+    padding: 2px 6px 3px;
    margin-bottom: 2px;
-    border-bottom: 2px solid #1074b9;
+    border-bottom: 1.5px solid #1074b9;
+    white-space: nowrap;
  }
 }

-/* NPA Mega Panel — 4 columns (Reports / Analysis / Classification / Recovery Management) */
-.npa-grid {
-  grid-template-columns: repeat(4, minmax(200px, 1fr));
-  min-width: 880px;
-  max-width: 96vw;
+/* NPA Mega Panel — 3 columns */
+::ng-deep .npa-grid {
+  grid-template-columns: repeat(3, minmax(210px, 1fr));
+  min-width: 0;
+  max-width: 100%;
+  overflow-x: hidden;
 }

-/* Reconciliation Mega Panel — 5 columns, teal accent to match the icon palette */
-.reconciliation-grid {
-  grid-template-columns: repeat(5, minmax(190px, 1fr));
-  min-width: 1040px;
-  max-width: 96vw;
+/* Reconciliation Mega Panel — 5 columns */
+::ng-deep .reconciliation-grid {
+  grid-template-columns: repeat(5, minmax(170px, 1fr));
+  min-width: 0;
+  max-width: 100%;
+  overflow-x: hidden;

  .deposit-group-title {
    color: #0d9488;
@@ -780,47 +890,49 @@ $gray-700: #334155;

 .gl-mega-menu {
  position: absolute;
-  top: 100px;
+  top: 96px;
  left: 50%;
  transform: translateX(-50%);
  background: #fff;
-  width: 860px;
-  max-width: 95vw;
-  padding: 20px 24px;
-  box-shadow: 0 6px 24px rgb(0 0 0 / 22%);
-  border-radius: 0 0 10px 10px;
+  width: 760px;
+  max-width: 94vw;
+  max-height: 72vh;
+  overflow-y: auto;
+  padding: 12px 16px;
+  box-shadow: 0 6px 20px rgb(0 0 0 / 18%);
+  border-radius: 0 0 8px 8px;
  z-index: 1000;
-  border-top: 3px solid #0d47a1;
+  border-top: 2.5px solid #0d47a1;
 }

 .gl-mega-menu-header {
  display: flex;
  align-items: center;
-  gap: 10px;
-  margin-bottom: 14px;
-  padding-bottom: 12px;
+  gap: 8px;
+  margin-bottom: 8px;
+  padding-bottom: 6px;
  border-bottom: 1px solid #e5e7eb;

  span {
-    font-size: 18px;
+    font-size: 14px;
    font-weight: 700;
    color: #0d47a1;
-    letter-spacing: 0.02em;
+    letter-spacing: 0.01em;
  }
 }

 .gl-mega-menu-header-icon {
-  font-size: 18px;
+  font-size: 14px;
  color: #0d47a1;
 }

 .gl-search {
  width: 100%;
-  padding: 10px 14px;
-  margin-bottom: 16px;
+  padding: 6px 10px;
+  margin-bottom: 10px;
  border: 1px solid #d0d5dd;
-  border-radius: 6px;
-  font-size: 14px;
+  border-radius: 5px;
+  font-size: 12px;
  box-sizing: border-box;
  background: #f9fafb;

@@ -828,36 +940,37 @@ $gray-700: #334155;
    outline: none;
    border-color: #0d47a1;
    background: #fff;
-    box-shadow: 0 0 0 3px rgb(13 71 161 / 10%);
+    box-shadow: 0 0 0 2px rgb(13 71 161 / 10%);
  }
 }

 .gl-columns {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
-  gap: 24px;
+  gap: 10px 16px;
 }

 .gl-group-title {
  font-weight: 700;
-  font-size: 11px;
+  font-size: 10px;
  text-transform: uppercase;
-  letter-spacing: 0.8px;
+  letter-spacing: 0.6px;
  color: #0d47a1;
-  margin-bottom: 10px;
-  padding-bottom: 6px;
-  border-bottom: 2px solid #0d47a1;
+  margin-bottom: 5px;
+  padding-bottom: 3px;
+  border-bottom: 1.5px solid #0d47a1;
 }

 .gl-link {
  display: flex;
  align-items: center;
-  padding: 7px 6px;
+  padding: 3.5px 5px;
  text-decoration: none;
  color: #344054;
-  font-size: 13px;
+  font-size: 11.5px;
+  line-height: 1.3;
  cursor: pointer;
-  border-radius: 5px;
+  border-radius: 4px;
  transition:
    background 0.15s,
    color 0.15s;
@@ -873,23 +986,21 @@ $gray-700: #334155;
 }

 .gl-icon {
-  width: 18px;
-  margin-right: 8px;
+  width: 14px;
+  margin-right: 5px;
  color: #667085;
-  font-size: 13px;
+  font-size: 11px;
+  flex-shrink: 0;

  .gl-link:hover & {
    color: #0d47a1;
  }
 }

-// Marks a menu link as actually wired to a working screen/dialog (vs a still-unwired
-// placeholder) — a small green dot at the end of the row, so a reviewer can tell at a glance
-// which items in a mega-menu are functional without having to click every one of them.
 .gl-link--live::after {
  content: '';
-  width: 6px;
-  height: 6px;
+  width: 5px;
+  height: 5px;
  margin-left: auto;
  flex-shrink: 0;
  border-radius: 50%;
@@ -899,9 +1010,9 @@ $gray-700: #334155;

 /* RBI Mega Menu */
 .rbi-mega-menu {
-  width: 1100px;
-  max-width: 97vw;
-  max-height: 80vh;
+  width: 880px;
+  max-width: 94vw;
+  max-height: 72vh;
  overflow-y: auto;
  border-top-color: #b71c1c;
 }
@@ -909,7 +1020,7 @@ $gray-700: #334155;
 .rbi-columns {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
-  gap: 20px;
+  gap: 10px 16px;
 }

@keyframes move {
@@ -167,7 +167,9 @@ export class ShellComponent implements OnInit, OnDestroy {
        url.includes('/clerk/withdrawal-request') ||
        url.includes('/clerk/my-disbursement-requests');
      const isElectionRoute = url.includes('/election');
-      this.hideShellLayout = isCashierOnly || isClerkRoute || isElectionRoute || this.isWithdrawalReviewUrl;
+      const isFdDashboardRoute = url.includes('/fd-dashboard');
+      this.hideShellLayout =
+        isCashierOnly || isClerkRoute || isElectionRoute || isFdDashboardRoute || this.isWithdrawalReviewUrl;
      this.cdr.detectChanges();
    };
    this.routeSub = this.router.events.pipe(filter((e) => e instanceof NavigationEnd)).subscribe(() => checkLayout());
@@ -180,10 +182,7 @@ export class ShellComponent implements OnInit, OnDestroy {
    });
  }

-  /**
-   * Toggles the current collapsed state of sidenav according to the emitted event.
-   * @param {boolean} event denotes state of sidenav
-   */
+  /** Toggles the current collapsed state of sidenav according to the emitted event. */
  toggleCollapse($event: boolean) {
    this.sidenavCollapsed = $event;
    this.cdr.detectChanges();
@@ -204,12 +203,15 @@ export class ShellComponent implements OnInit, OnDestroy {
    return /\/checker-inbox-and-tasks\/(share-)?withdrawal-requests\/\d+\/review/.test(this.router.url);
  }

-  /** ESC key — exit fullscreen at Clerk Dashboard / Election / review screen, restoring full shell header. */
+  /** ESC key — exit fullscreen at Clerk Dashboard / Election / FD Dashboard / review screen, restoring full shell header. */
  @HostListener('document:keydown.escape')
  onEscapeKey(): void {
    if (
      this.hideShellLayout &&
-      (this.router.url.includes('/clerk/') || this.router.url.includes('/election') || this.isWithdrawalReviewUrl)
+      (this.router.url.includes('/clerk/') ||
+        this.router.url.includes('/election') ||
+        this.router.url.includes('/fd-dashboard') ||
+        this.isWithdrawalReviewUrl)
    ) {
      this.hideShellLayout = false;
      this.cdr.detectChanges();
@@ -20,7 +20,9 @@
      <div class="t-live"></div>
      &nbsp;LIVE
    </div>
-    <div class="t-chip">Branch:&nbsp;<strong>HO</strong></div>
+    <div class="t-chip">
+      Branch:&nbsp;<strong>{{ officeLabel }}</strong>
+    </div>
    <div class="t-chip">
      Date:&nbsp;<strong>{{ today | date: 'dd MMM yyyy' }}</strong>
    </div>
@@ -522,7 +524,7 @@
 </mat-menu>

 <!-- Application User Help Menu -->
-<mat-menu #applicationMenu="matMenu" [overlapTrigger]="false">
+<mat-menu #applicationMenu="matMenu" [overlapTrigger]="false" class="t-user-menu" xPosition="before">
  <button mat-menu-item (click)="help()" tabindex="0">
    <mat-icon matListIcon>
      <fa-icon icon="question-circle" size="sm"></fa-icon>
@@ -390,6 +390,103 @@ $icon-hover-border: rgb(255 255 255 / 28%);
    max-height: 80vh;
    overflow-y: auto;
  }
+
+  // Compact card per AI module
+  .ai-card.mat-mdc-menu-item {
+    display: flex !important;
+    align-items: flex-start !important;
+    gap: 10px !important;
+    padding: 10px !important;
+    min-height: 52px !important;
+    height: auto !important;
+    border-radius: 9px !important;
+    font-family: inherit !important;
+    line-height: 1.3 !important;
+    white-space: normal !important;
+    overflow: visible !important;
+    transition: background 0.16s ease !important;
+
+    .mat-mdc-menu-item-text,
+    .mdc-list-item__primary-text,
+    .mdc-list-item__content {
+      display: flex !important;
+      align-items: flex-start !important;
+      gap: 10px !important;
+      width: 100% !important;
+      white-space: normal !important;
+      overflow: visible !important;
+    }
+
+    .ai-card-ic {
+      width: 32px !important;
+      height: 32px !important;
+      min-width: 32px !important;
+      display: inline-flex !important;
+      align-items: center !important;
+      justify-content: center !important;
+      border-radius: 8px !important;
+      font-size: 13px !important;
+      flex-shrink: 0 !important;
+      background: var(--c-bg) !important;
+      color: var(--c-color) !important;
+      margin: 0 !important;
+      opacity: 1 !important;
+      transition:
+        background 0.16s ease,
+        color 0.16s ease,
+        transform 0.16s ease !important;
+
+      fa-icon {
+        font-size: 13px !important;
+        width: auto !important;
+        min-width: auto !important;
+        margin: 0 !important;
+        color: inherit !important;
+        opacity: 1 !important;
+      }
+    }
+
+    .ai-card-body {
+      display: flex !important;
+      flex-direction: column !important;
+      flex: 1 !important;
+      min-width: 0 !important;
+      text-align: left !important;
+      white-space: normal !important;
+    }
+
+    .ai-card-t {
+      font-size: 12.5px !important;
+      font-weight: 600 !important;
+      color: #0f172a !important;
+      line-height: 1.25 !important;
+      white-space: normal !important;
+      display: block !important;
+    }
+
+    .ai-card-d {
+      font-size: 10.5px !important;
+      color: #64748b !important;
+      margin-top: 3px !important;
+      line-height: 1.35 !important;
+      white-space: normal !important;
+      display: block !important;
+    }
+
+    &:hover {
+      background: var(--c-bg) !important;
+
+      .ai-card-ic {
+        background: var(--c-hover) !important;
+        color: #fff !important;
+        transform: scale(1.06) !important;
+      }
+
+      .ai-card-t {
+        color: var(--c-color) !important;
+      }
+    }
+  }
 }

 .ai-menu-header {
@@ -488,70 +585,101 @@ $icon-hover-border: rgb(255 255 255 / 28%);
  font-size: 11px;
 }

-// Compact card per AI module
-.ai-card.mat-mdc-menu-item {
-  display: flex !important;
-  align-items: flex-start;
-  gap: 10px;
-  padding: 9px 10px;
-  min-height: 0;
-  height: auto;
-  border-radius: 9px;
-  font-family: inherit;
-  line-height: 1.3;
-  white-space: normal;
-  transition: background 0.16s ease;
+// ===== User Account Dropdown Menu =====
+::ng-deep .t-user-menu.mat-mdc-menu-panel {
+  min-width: 190px !important;
+  border-radius: 10px !important;
+  box-shadow:
+    0 10px 25px rgb(15 23 42 / 12%),
+    0 2px 6px rgb(15 23 42 / 6%) !important;
+  border: 1px solid #e2e8f0 !important;
+  padding: 6px 0 !important;
+  background: #fff !important;

-  .ai-card-ic {
-    width: 32px;
-    height: 32px;
-    display: inline-flex;
-    align-items: center;
-    justify-content: center;
-    border-radius: 8px;
-    font-size: 13px;
-    flex-shrink: 0;
-    background: var(--c-bg);
-    color: var(--c-color);
+  .mat-mdc-menu-content {
+    padding: 4px 0 !important;
+  }
+
+  .mat-mdc-menu-item {
+    height: 38px !important;
+    min-height: 38px !important;
+    line-height: 38px !important;
+    padding: 0 14px !important;
+    display: flex !important;
+    align-items: center !important;
+    font-size: 13px !important;
+    font-weight: 500 !important;
+    color: #334155 !important;
    transition:
-      background 0.16s ease,
-      color 0.16s ease,
-      transform 0.16s ease;
-  }
+      background-color 0.15s ease,
+      color 0.15s ease !important;

-  .ai-card-body {
-    display: flex;
-    flex-direction: column;
-    flex: 1;
-    min-width: 0;
-    text-align: left;
-  }
-
-  .ai-card-t {
-    font-size: 12.5px;
-    font-weight: 600;
-    color: #0f172a;
-    line-height: 1.25;
-  }
-
-  .ai-card-d {
-    font-size: 10.5px;
-    color: #64748b;
-    margin-top: 2px;
-    line-height: 1.35;
-  }
-
-  &:hover {
-    background: var(--c-bg);
-
-    .ai-card-ic {
-      background: var(--c-hover);
-      color: #fff;
-      transform: scale(1.06);
+    .mat-mdc-menu-item-text {
+      display: inline-flex !important;
+      align-items: center !important;
+      width: 100% !important;
+      font-size: 13px !important;
+      color: inherit !important;
+      font-weight: 500 !important;
    }

-    .ai-card-t {
-      color: var(--c-color);
+    mat-icon {
+      margin-right: 10px !important;
+      width: 18px !important;
+      height: 18px !important;
+      min-width: 18px !important;
+      display: inline-flex !important;
+      align-items: center !important;
+      justify-content: center !important;
+      color: #64748b !important;
+      font-size: 14px !important;
+      flex-shrink: 0 !important;
+
+      fa-icon {
+        font-size: 14px !important;
+        width: 14px !important;
+        min-width: 14px !important;
+        text-align: center !important;
+        margin-right: 0 !important;
+        color: inherit !important;
+        opacity: 1 !important;
+      }
+    }
+
+    span {
+      font-size: 13px !important;
+      color: inherit !important;
+      font-weight: 500 !important;
+      white-space: nowrap !important;
+    }
+
+    &:hover {
+      background-color: #f1f5f9 !important;
+      color: #0d47a1 !important;
+
+      mat-icon {
+        color: #0d47a1 !important;
+      }
+    }
+
+    &#logout {
+      color: #dc2626 !important;
+      border-top: 1px solid #f1f5f9 !important;
+      margin-top: 4px !important;
+      padding-top: 2px !important;
+
+      mat-icon {
+        color: #dc2626 !important;
+      }
+
+      &:hover {
+        background-color: #fef2f2 !important;
+        color: #b91c1c !important;
+
+        mat-icon {
+          color: #b91c1c !important;
+        }
+      }
    }
  }
 }
@@ -49,6 +49,7 @@ import { MatIcon } from '@angular/material/icon';
 import { NotificationsTrayComponent as NotificationsTrayComponent_1 } from '../../../shared/notifications-tray/notifications-tray.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 import { DocumentationLinksService } from 'app/shared/services/documentation-links.service';
+import { businessToday } from 'app/core/utils/business-today';

 /**
 * Toolbar component.
@@ -92,6 +93,14 @@ export class ToolbarComponent implements OnInit, AfterViewInit, AfterContentChec
  @ViewChild('templateAppMenu') templateAppMenu: TemplateRef<any>;
  @ViewChild('notificationsTray') notificationsTray: NotificationsTrayComponent;

+  /** The signed-in user's office — this chip read "HO" for every login, branch staff included. */
+  get officeLabel(): string {
+    if (this.authenticationService.isHeadOfficeUser()) {
+      return 'HO';
+    }
+    return this.authenticationService.getCredentials()?.officeName || '—';
+  }
+
  /** Subscription to breakpoint observer for handset. */
  isHandset$: Observable<boolean> = this.breakpointObserver
    .observe(Breakpoints.Handset)
@@ -100,8 +109,10 @@ export class ToolbarComponent implements OnInit, AfterViewInit, AfterContentChec
  /** Sets the initial state of sidenav as collapsed. Not collapsed if false. */
  sidenavCollapsed = true;

-  /** Current date for top bar display */
-  today = new Date();
+  /** The bank's "today" for the top bar — the business date when enabled, else the server date. */
+  get today(): Date {
+    return businessToday();
+  }

  /** Last login time display */
  lastLoginTime = this.formatLastLogin();
@@ -0,0 +1,30 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/**
+ * The bank's "today": the business date while `enable-business-date` is on, the server's own date
+ * while it is off. The server decides which (GET /branchday/today); the web app stores the answer
+ * in `mifosXServerDate` at login and whenever the business date changes. Before that has happened
+ * the browser clock is the only date there is, so it is the fallback.
+ */
+export function businessToday(): Date {
+  const stored = localStorage.getItem('mifosXServerDate');
+  const match = stored ? /^(\d{4})-(\d{2})-(\d{2})$/.exec(stored) : null;
+  if (!match) {
+    return new Date();
+  }
+  // Built from parts so it is local midnight — new Date('yyyy-MM-dd') would be UTC midnight and
+  // land on the previous day in any timezone behind UTC.
+  return new Date(Number(match[1]), Number(match[2]) - 1, Number(match[3]));
+}
+
+/** {@link businessToday} as yyyy-MM-dd. */
+export function businessTodayIso(): string {
+  const d = businessToday();
+  return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
+}
@@ -8,7 +8,10 @@

 <div class="cur-view">
  <!-- ─── Dormancy risk alert (only when subStatus has left Active) ──── -->
-  <mifosx-dormancy-alert-panel [accountData]="currentAccountData"></mifosx-dormancy-alert-panel>
+  <!-- Shown only when the account's product has Dormancy Alert = Yes -->
+  @if (currentAccountData?.dormancyAlert) {
+    <mifosx-dormancy-alert-panel [accountData]="currentAccountData"></mifosx-dormancy-alert-panel>
+  }

  <!-- ─── Gradient hero header ─────────────────────────────────────── -->
  <header class="cur-hero">
@@ -59,16 +59,7 @@
                <span class="nx-mono">[{{ currentAccountData.currency.code }}]</span>
              </span>
            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Nominal Interest Rate' | translate }}</span>
-              <span class="nx-row__value nx-row__value--amount">
-                @if (currentAccountData.nominalAnnualInterestRate) {
-                  {{ currentAccountData.nominalAnnualInterestRate | formatNumber }} %
-                } @else {
-                  0 %
-                }
-              </span>
-            </div>
+            <!-- A current account earns no interest, so no interest rate is shown here; OD interest is under Overdraft. -->
          } @else {
            <div class="nx-row">
              <span class="nx-row__label">{{ 'labels.inputs.Field Officer' | translate }}</span>
@@ -102,17 +93,17 @@
                </span>
              </div>
            }
-            @if (currentAccountData.summary.totalInterestEarned >= 0) {
+            @if (currentAccountData.summary.totalWithdrawals) {
              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Total Interest Earned' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
+                <span class="nx-row__label">{{ 'labels.inputs.Total Withdrawls' | translate }}</span>
+                <span class="nx-row__value nx-row__value--amount nx-row__value--negative">
                  {{
-                    currentAccountData.summary.totalInterestEarned | currency: currency.code : 'symbol-narrow' : '1.2-2'
+                    currentAccountData.summary.totalWithdrawals | currency: currency.code : 'symbol-narrow' : '1.2-2'
                  }}
                </span>
              </div>
            }
-            @if (!currentAccountData.summary.totalDeposits && !(currentAccountData.summary.totalInterestEarned >= 0)) {
+            @if (!currentAccountData.summary.totalDeposits && !currentAccountData.summary.totalWithdrawals) {
              <div class="nx-empty">
                <fa-icon icon="inbox" class="nx-empty__ico"></fa-icon>
                <span>No activity yet.</span>
@@ -132,16 +123,7 @@
            <h3 class="nx-card__title">{{ 'labels.heading.Account Summary' | translate }}</h3>
          </header>
          <div class="nx-card__body">
-            @if (currentAccountData.summary.totalWithdrawals) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Total Withdrawls' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount nx-row__value--negative">
-                  {{
-                    currentAccountData.summary.totalWithdrawals | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
+            <!-- A current account earns no interest: no interest earned/posted rows. OD interest has its own card. -->
            @if (currentAccountData.summary.totalWithdrawalFees) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.Withdrawals Fees' | translate }}</span>
@@ -160,89 +142,6 @@
                </span>
              </div>
            }
-            @if (currentAccountData.summary.totalInterestEarned >= 0) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Earned' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.totalInterestEarned | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.totalInterestPosted) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Posted' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.totalInterestPosted | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.interestNotPosted >= 0) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Earned Not Posted' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.interestNotPosted | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.totalOverdraftInterestDerived) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest On Overdraft' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.totalOverdraftInterestDerived
-                      | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.interestNotPosted < 0) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Overdraft Interest Not Posted' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.interestNotPosted | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.nominalAnnualInterestRate) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Nominal Interest Rate' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{ currentAccountData.nominalAnnualInterestRate | formatNumber }} %
-                </span>
-              </div>
-            }
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Interest Compounding Period' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestCompoundingPeriodType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Interest Posting Period' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestPostingPeriodType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Interest Calculated Using' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestCalculationType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Days in Year' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestCalculationDaysInYearType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
            @if (currentAccountData.withdrawalFee) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.Withdrawal Fee' | translate }}</span>
@@ -289,37 +188,6 @@
                </span>
              </div>
            }
-            @if (currentAccountData.allowOverdraft) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Overdraft Limit' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{ currentAccountData.overdraftLimit | currency: currency.code : 'symbol-narrow' : '1.2-2' }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.allowOverdraft) {
-              <div class="nx-row">
-                <span class="nx-row__label">
-                  {{ 'labels.inputs.Minimum Overdraft Required for Interest Calculation' | translate }}
-                </span>
-                <span class="nx-row__value">
-                  {{
-                    currentAccountData.minOverdraftForInterestCalculation
-                      | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.minBalanceForInterestCalculation) {
-              <div class="nx-row">
-                <span class="nx-row__label">
-                  {{ 'labels.inputs.Min Balance Required for Interest Calculation' | translate }}
-                </span>
-                <span class="nx-row__value">
-                  {{ currentAccountData.minBalanceForInterestCalculation | formatNumber }}
-                </span>
-              </div>
-            }
            @if (currentAccountData.minRequiredBalance) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.Minimum Required Balance' | translate }}</span>
@@ -332,14 +200,6 @@
                <span class="nx-row__value">{{ currentAccountData.enforceMinRequiredBalance | yesNo }}</span>
              </div>
            }
-            @if (currentAccountData.summary.lastInterestCalculationDate) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Recalculation Date' | translate }}</span>
-                <span class="nx-row__value">
-                  {{ currentAccountData.summary.lastInterestCalculationDate | dateFormat }}
-                </span>
-              </div>
-            }
            @if (currentAccountData.onHoldFunds) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.On Hold Funds' | translate }}</span>
@@ -350,14 +210,72 @@
                </span>
              </div>
            }
-            @if (currentAccountData.withHoldTax) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Withhold Tax Group' | translate }}</span>
-                <span class="nx-row__value">{{ currentAccountData.taxGroup.name }}</span>
-              </div>
-            }
          </div>
        </section>
+
+        <!-- Overdraft: the only interest on a current account is what the customer pays on an OD. -->
+        @if (currentAccountData.allowOverdraft) {
+          <section class="nx-card">
+            <header class="nx-card__head">
+              <fa-icon icon="hand-holding-usd" class="nx-card__ico"></fa-icon>
+              <h3 class="nx-card__title">Overdraft (OD)</h3>
+            </header>
+            <div class="nx-card__body">
+              <div class="nx-row">
+                <span class="nx-row__label">Maximum OD Limit (per product)</span>
+                <span class="nx-row__value nx-row__value--amount">
+                  {{ currentAccountData.overdraftLimit | currency: currency.code : 'symbol-narrow' : '1.2-2' }}
+                </span>
+              </div>
+              @if (currentAccountData.nominalAnnualInterestRateOverdraft) {
+                <div class="nx-row">
+                  <span class="nx-row__label">OD Interest Rate</span>
+                  <span class="nx-row__value">
+                    {{ currentAccountData.nominalAnnualInterestRateOverdraft | formatNumber }} % p.a.
+                  </span>
+                </div>
+              }
+              @if (currentAccountData.minOverdraftForInterestCalculation) {
+                <div class="nx-row">
+                  <span class="nx-row__label">Minimum OD for Interest</span>
+                  <span class="nx-row__value">
+                    {{
+                      currentAccountData.minOverdraftForInterestCalculation
+                        | currency: currency.code : 'symbol-narrow' : '1.2-2'
+                    }}
+                  </span>
+                </div>
+              }
+              <div class="nx-row">
+                <span class="nx-row__label">OD Interest Posting</span>
+                <span class="nx-row__value">
+                  {{ currentAccountData.interestPostingPeriodType?.value | translateKey: 'catalogs' }}
+                </span>
+              </div>
+              <div class="nx-row">
+                <span class="nx-row__label">{{ 'labels.inputs.Days in Year' | translate }}</span>
+                <span class="nx-row__value">
+                  {{ currentAccountData.interestCalculationDaysInYearType?.value | translateKey: 'catalogs' }}
+                </span>
+              </div>
+              @if (currentAccountData.validForPeriod) {
+                <div class="nx-row">
+                  <span class="nx-row__label">Sanction Validity</span>
+                  <span class="nx-row__value">{{ currentAccountData.validForPeriod }}</span>
+                </div>
+              }
+              <div class="nx-row">
+                <span class="nx-row__label">OD Interest Charged</span>
+                <span class="nx-row__value nx-row__value--amount">
+                  {{
+                    currentAccountData.summary.totalOverdraftInterestDerived || 0
+                      | currency: currency.code : 'symbol-narrow' : '1.2-2'
+                  }}
+                </span>
+              </div>
+            </div>
+          </section>
+        }
      } @else {
        <section class="nx-card">
          <header class="nx-card__head">
@@ -54,8 +54,8 @@
          <mat-icon>account_balance</mat-icon>
        </div>
        <div class="bank-name-block">
-          <div class="bank-title">LincPay Co-operative Bank Ltd.</div>
-          <div class="bank-subtitle">Current Account Statement</div>
+          <div class="bank-title">{{ bankName }}</div>
+          <div class="bank-subtitle">{{ bankSubtitle }}</div>
        </div>
      </div>
      <div class="statement-label">
@@ -64,6 +64,25 @@
      </div>
    </div>

+    <!-- Branch line — IFSC/MICR are how a UCB customer identifies which branch issued this, and are
+         needed for NEFT/RTGS/cheque printing, so a real passbook always carries them. -->
+    @if (branchName || ifscCode || micrCode) {
+      <div class="branch-line">
+        @if (branchName) {
+          <span>{{ branchName }} Branch</span>
+        }
+        @if (branchAddress) {
+          <span>{{ branchAddress }}</span>
+        }
+        @if (ifscCode) {
+          <span>IFSC: {{ ifscCode }}</span>
+        }
+        @if (micrCode) {
+          <span>MICR: {{ micrCode }}</span>
+        }
+      </div>
+    }
+
    <!-- Account Details -->
    <div class="account-details-band">
      <div class="account-details-grid">
@@ -127,6 +127,18 @@ $header-text: #fff;
  }
 }

+// ─── Branch Identification Line ──────────────────────────────────────────────
+.branch-line {
+  background: #e8edf5;
+  border-bottom: 1px solid $border-color;
+  padding: 6px 24px;
+  display: flex;
+  flex-wrap: wrap;
+  gap: 4px 18px;
+  font-size: 11px;
+  color: #4a5a7a;
+}
+
 // ─── Account Details Band ────────────────────────────────────────────────────
 .account-details-band {
  background: #f0f3f9;
@@ -11,11 +11,12 @@ import { Component, OnInit, OnDestroy, inject, ElementRef, ViewChild } from '@an
 import { ActivatedRoute } from '@angular/router';
 import { UntypedFormBuilder } from '@angular/forms';
 import { CurrencyPipe } from '@angular/common';
-import { Subject, takeUntil } from 'rxjs';
+import { Subject, takeUntil, catchError, forkJoin, of } from 'rxjs';

 /** Custom Services */
 import { SettingsService } from 'app/settings/settings.service';
 import { Dates } from 'app/core/utils/dates';
+import { OrganizationService } from '../../../organization/organization.service';
 import { Currency } from 'app/shared/models/general.model';
 import {
  CurrentAccountTransaction,
@@ -44,6 +45,7 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
  private formBuilder = inject(UntypedFormBuilder);
  private settingsService = inject(SettingsService);
  private dateUtils = inject(Dates);
+  private organizationService = inject(OrganizationService);

  private destroy$ = new Subject<void>();

@@ -60,6 +62,17 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
  availableBalance: number = 0;
  activatedOnDate: any = null;

+  /** Bank/branch letterhead — real values from Institution Profile + Branch Profile (Organization
+   *  module) rather than a hardcoded name, so a printed passbook actually identifies which bank and
+   *  branch issued it, the way a real UCB's core banking system does. Falls back to a generic label
+   *  if the profile was never filled in, rather than showing a fabricated bank name. */
+  bankName = 'Bank';
+  bankSubtitle = 'Current Account Statement';
+  branchName = '';
+  branchAddress = '';
+  ifscCode = '';
+  micrCode = '';
+
  /** Transactions */
  allTransactions: CurrentAccountTransaction[] = [];
  filteredTransactions: CurrentAccountTransaction[] = [];
@@ -92,6 +105,33 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
      fromDate: [''],
      toDate: ['']
    });
+
+    this.loadLetterhead();
+  }
+
+  /** Institution Profile is the bank's own single record; Branch Profile is per-office. There is no
+   *  office id on the current account data reaching this tab, and this deployment runs a single
+   *  branch, so the first branch profile on record is the correct one here — a genuinely
+   *  multi-branch deployment would need the account's own office id threaded through instead. */
+  private loadLetterhead(): void {
+    forkJoin({
+      institution: this.organizationService.getInstitutionProfile().pipe(catchError(() => of(null))),
+      branches: this.organizationService.getBranchProfiles().pipe(catchError(() => of([])))
+    }).subscribe(({ institution, branches }: any) => {
+      if (institution) {
+        this.bankName = institution.passbookHeaderName || institution.bankName || institution.legalName || 'Bank';
+        this.bankSubtitle = institution.licenseNumber
+          ? `Lic. No. ${institution.licenseNumber}`
+          : 'Current Account Statement';
+      }
+      const branch = Array.isArray(branches) ? branches[0] : null;
+      if (branch) {
+        this.branchName = branch.officeName || '';
+        this.branchAddress = branch.address || '';
+        this.ifscCode = branch.ifscCode || '';
+        this.micrCode = branch.micrCode || '';
+      }
+    });
  }

  private computeRunningBalances(transactions: CurrentAccountTransaction[]): CurrentAccountTransaction[] {
@@ -279,6 +319,18 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
      margin-top: 3px;
    }

+    /* Branch identification line */
+    .branch-line {
+      background: #e8edf5;
+      border-bottom: 1px solid #d0d7e3;
+      padding: 5px 20px;
+      display: flex;
+      flex-wrap: wrap;
+      gap: 4px 16px;
+      font-size: 9.5px;
+      color: #4a5a7a;
+    }
+
    /* Account details band */
    .account-details-band {
      background: #f0f3f9;
@@ -135,18 +135,6 @@
              <mat-icon><fa-icon icon="eye" size="sm"></fa-icon></mat-icon>
              <span>{{ 'labels.text.View Transaction' | translate }}</span>
            </button>
-            @if (!transaction.reversed) {
-              <span>
-                <button
-                  mat-menu-item
-                  *mifosxHasPermission="'ADJUSTTRANSACTION_CURRENTACCOUNT'"
-                  (click)="undoTransaction(transaction, $event)"
-                >
-                  <mat-icon><fa-icon icon="undo" size="sm"></fa-icon></mat-icon>
-                  <span>{{ 'tooltips.Undo Transaction' | translate }}</span>
-                </button>
-              </span>
-            }
            <button
              mat-menu-item
              class="account-action-button"
@@ -40,18 +40,6 @@
      </button>
    </span>
  }
-  @if (allowUndo()) {
-    <span>
-      <button
-        mat-raised-button
-        color="warn"
-        *mifosxHasPermission="'UNDOTRANSACTION_CURRENTACCOUNT'"
-        (click)="undoTransaction()"
-      >
-        <fa-icon icon="undo" class="m-r-10"></fa-icon>{{ 'labels.buttons.Undo' | translate }}
-      </button>
-    </span>
-  }
 </div>

 <div class="container">
@@ -0,0 +1,381 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="dialog-wrapper">
+  <div class="dialog-header">
+    <div class="header-icon">
+      <mat-icon>account_balance_wallet</mat-icon>
+    </div>
+    <div class="header-text">
+      <h2>Apply DDS Receipt</h2>
+      <p>
+        Agent <strong class="mono">{{ data.agentCode }}</strong> · {{ data.agentName }}
+        @if (data.glCode) {
+          · GL <strong class="mono">{{ data.glCode }}</strong>
+        }
+      </p>
+    </div>
+    <button type="button" mat-icon-button class="header-close" [mat-dialog-close]="false" aria-label="Close">
+      <mat-icon>close</mat-icon>
+    </button>
+  </div>
+
+  <mat-dialog-content class="dialog-body">
+    @if (loading) {
+      <div class="state-block">
+        <mat-spinner diameter="30"></mat-spinner>
+        <span>Loading entries and receipts…</span>
+      </div>
+    } @else {
+      <!-- What the picked vouchers have to cover, and whether they do. -->
+      <div class="sc-card">
+        <div class="sc-row" [class.sc-ok]="canApply" [class.sc-bad]="pickedReceipts.size > 0 && difference !== 0">
+          <div class="sc-left">
+            <span class="sc-label">Collections up to {{ data.entryDate | date: 'dd/MM/yyyy' }}</span>
+            <span class="sc-sub"
+              >{{ pickedEntryCount }} {{ pickedEntryCount === 1 ? 'entry' : 'entries' }} to settle</span
+            >
+          </div>
+          <div class="sc-right">
+            <span class="sc-val">{{ required | number: '1.2-2' }}</span>
+          </div>
+        </div>
+        <div
+          class="sc-row sc-sep"
+          [class.sc-ok]="canApply"
+          [class.sc-bad]="pickedReceipts.size > 0 && difference !== 0"
+        >
+          <div class="sc-left">
+            <span class="sc-label">Vouchers picked</span>
+            <span class="sc-sub"
+              >{{ pickedReceipts.size }} {{ pickedReceipts.size === 1 ? 'voucher' : 'vouchers' }}</span
+            >
+          </div>
+          <div class="sc-right">
+            <span
+              class="sc-val"
+              [class.sc-val-ok]="canApply"
+              [class.sc-val-bad]="pickedReceipts.size > 0 && difference !== 0"
+            >
+              {{ received | number: '1.2-2' }}
+            </span>
+            @if (pickedReceipts.size > 0 && pickedDays.size > 0 && difference < 0) {
+              <span class="sc-tag sc-tag-bad">Short {{ -difference | number: '1.2-2' }}</span>
+            } @else if (pickedReceipts.size > 0 && pickedDays.size > 0 && difference > 0) {
+              <span class="sc-tag sc-tag-bad">Over {{ difference | number: '1.2-2' }}</span>
+            } @else if (canApply) {
+              <span class="sc-tag sc-tag-ok">✓ Matches</span>
+            }
+          </div>
+        </div>
+
+        <div class="sc-total-row" [class.sc-total-ok]="canApply">
+          <span class="sc-total-lbl">Total to Apply</span>
+          <div class="sc-total-nums">
+            <span class="sc-total-req mono">{{ required | number: '1.2-2' }}</span>
+            <span class="sc-arrow">→</span>
+            <span class="sc-total-got mono" [class.sc-total-got-ok]="canApply">{{ received | number: '1.2-2' }}</span>
+            <span class="sc-status-pill" [class.sc-pill-ok]="canApply" [class.sc-pill-pending]="!canApply">
+              {{ canApply ? '✓ Ready' : 'Pending' }}
+            </span>
+          </div>
+        </div>
+      </div>
+
+      <!-- ── 1: the days the agent wrote down ──────────────────────────────────── -->
+      <section class="slot">
+        <header class="slot-head">
+          <span class="slot-step">1</span>
+          <div class="slot-title">
+            <h3>Outstanding up to {{ data.entryDate | date: 'dd/MM/yyyy' }}</h3>
+            <p>Everything the agent wrote down and has not handed in, day by day. Open a day to see its lines.</p>
+          </div>
+        </header>
+
+        @if (days.length) {
+          <ul class="options">
+            @for (day of days; track day.date) {
+              <li class="option" (click)="toggleOpen(day, $event)">
+                <div class="option-main">
+                  <span class="option-voucher mono">{{ day.date | date: 'dd/MM/yyyy' }}</span>
+                  <span class="option-meta"
+                    >{{ day.entries.length }} {{ day.entries.length === 1 ? 'entry' : 'entries' }}</span
+                  >
+                </div>
+                <span class="option-amount mono">{{ day.total | number: '1.2-2' }}</span>
+                <button
+                  type="button"
+                  class="option-info"
+                  (click)="toggleOpen(day, $event)"
+                  aria-label="Show the day's lines"
+                >
+                  <mat-icon>{{ openDay === day.date ? 'expand_less' : 'expand_more' }}</mat-icon>
+                </button>
+              </li>
+              @if (openDay === day.date) {
+                <li class="day-lines">
+                  @if (day.entries.length > 8) {
+                    <input
+                      class="day-search"
+                      type="text"
+                      [(ngModel)]="daySearch"
+                      placeholder="Search party code or name"
+                      autocomplete="off"
+                    />
+                  }
+                  <div class="day-scroll">
+                    <table class="entries">
+                      <tbody>
+                        @for (entry of visibleEntries(day); track entry.id) {
+                          <tr>
+                            <td class="entry-code">{{ entry.partyCode }}</td>
+                            <td class="entry-name">{{ entry.partyName }}</td>
+                            <td>
+                              {{ entry.transactionMode }}
+                              @if (entry.advanceDays) {
+                                · {{ entry.advanceDays }}d advance
+                              }
+                              @if (entry.arrearsDays) {
+                                · {{ entry.arrearsDays }}d previous
+                              }
+                            </td>
+                            <td class="num mono">{{ entry.amount | number: '1.2-2' }}</td>
+                          </tr>
+                        } @empty {
+                          <tr>
+                            <td colspan="4" class="entry-name">No line matches.</td>
+                          </tr>
+                        }
+                      </tbody>
+                    </table>
+                  </div>
+                </li>
+              }
+            }
+          </ul>
+        } @else {
+          <p class="slot-empty">
+            {{ data.agentName }} has nothing outstanding for {{ data.entryDate | date: 'dd/MM/yyyy' }}. Change the date
+            on the screen to the day the entries were written.
+          </p>
+        }
+      </section>
+
+      <!-- ── 2: the cashier's receipts ─────────────────────────────────────────── -->
+      <section class="slot">
+        <header class="slot-head">
+          <span class="slot-step">2</span>
+          <div class="slot-title">
+            <h3>DDS Cash Receipts</h3>
+            <p>Tick the vouchers. Posts Dr Agent GL / Cr DDS Customer Deposits.</p>
+          </div>
+          <button type="button" class="slot-search" (click)="openSearch()">
+            <mat-icon>search</mat-icon>
+            <span>Find by voucher</span>
+          </button>
+        </header>
+
+        @if (available.length) {
+          <ul class="options">
+            @for (option of available; track option.id) {
+              <li class="option" [class.option-picked]="pickedReceipts.has(option.id)" (click)="toggleReceipt(option)">
+                <mat-icon class="option-check">{{
+                  pickedReceipts.has(option.id) ? 'check_box' : 'check_box_outline_blank'
+                }}</mat-icon>
+                <div class="option-main">
+                  <span class="option-voucher mono">{{ option.voucherNo }}</span>
+                  <span class="option-meta">{{ option.txnDate }} · {{ glLabel(option) }}</span>
+                  @if (option.description) {
+                    <span class="option-desc">{{ option.description }}</span>
+                  }
+                </div>
+                <span class="option-amount mono">{{ option.amount | number: '1.2-2' }}</span>
+                <button type="button" class="option-info" (click)="openDetail(option, $event)" aria-label="GL entries">
+                  <mat-icon>receipt_long</mat-icon>
+                </button>
+              </li>
+            }
+          </ul>
+        } @else {
+          <p class="slot-empty">
+            No DDS receipt is waiting on this agent's GL account. Collect the cash at
+            <em>Cashier › Transaction Entry</em> with entry type <strong>DDS</strong> and have the manager approve it,
+            or find an earlier voucher by number.
+          </p>
+        }
+
+        @if (pickedReceipts.size > 0 && pickedDays.size > 0 && difference !== 0) {
+          <p class="slot-note note-bad">
+            The vouchers ({{ received | number: '1.2-2' }}) have to match the day's entries ({{
+              required | number: '1.2-2'
+            }}) exactly, so every customer is credited what the agent wrote down.
+          </p>
+        }
+      </section>
+
+      @if (errorMsg && !searchOpen) {
+        <div class="alert">
+          <mat-icon>error_outline</mat-icon>
+          <span>{{ errorMsg }}</span>
+        </div>
+      }
+    }
+  </mat-dialog-content>
+
+  <mat-dialog-actions class="dialog-actions">
+    <button type="button" mat-stroked-button [mat-dialog-close]="false" [disabled]="submitting">Cancel</button>
+    <button type="button" mat-flat-button color="primary" [disabled]="!canApply" (click)="apply()">
+      @if (submitting) {
+        <mat-spinner diameter="16"></mat-spinner>
+        <span>Applying…</span>
+      } @else {
+        <mat-icon>check</mat-icon>
+        <span>Apply Receipt</span>
+      }
+    </button>
+  </mat-dialog-actions>
+</div>
+
+<!-- ── Find a voucher the list does not carry ───────────────────────────────── -->
+@if (searchOpen) {
+  <div class="overlay" (click)="closeSearch()">
+    <div class="popup" (click)="$event.stopPropagation()">
+      <header class="popup-head">
+        <h3>Find a DDS receipt</h3>
+        <button type="button" mat-icon-button (click)="closeSearch()" aria-label="Close">
+          <mat-icon>close</mat-icon>
+        </button>
+      </header>
+
+      <div class="popup-body">
+        <label class="field">
+          <span>GL Account</span>
+          <div class="field-readonly mono">{{ data.glCode || '—' }} · {{ data.agentCode }}</div>
+        </label>
+
+        <label class="field">
+          <span>Voucher No.</span>
+          <input
+            type="text"
+            [(ngModel)]="searchVoucherNo"
+            placeholder="CR/24092026/0001"
+            (keyup.enter)="runSearch()"
+            autocomplete="off"
+          />
+        </label>
+
+        @if (errorMsg) {
+          <div class="alert">
+            <mat-icon>error_outline</mat-icon>
+            <span>{{ errorMsg }}</span>
+          </div>
+        }
+      </div>
+
+      <footer class="popup-foot">
+        <button type="button" mat-stroked-button (click)="closeSearch()">Cancel</button>
+        <button
+          type="button"
+          mat-flat-button
+          color="primary"
+          [disabled]="!searchVoucherNo.trim() || searching"
+          (click)="runSearch()"
+        >
+          @if (searching) {
+            <mat-spinner diameter="16"></mat-spinner>
+          } @else {
+            <span>Find &amp; Use</span>
+          }
+        </button>
+      </footer>
+    </div>
+  </div>
+}
+
+<!-- ── A receipt's own GL entries ───────────────────────────────────────────── -->
+@if (viewing) {
+  <div class="overlay" (click)="closeDetail()">
+    <div class="popup" (click)="$event.stopPropagation()">
+      <header class="popup-head">
+        <h3>
+          Voucher <span class="mono">{{ viewing.voucherNo }}</span>
+        </h3>
+        <button type="button" mat-icon-button (click)="closeDetail()" aria-label="Close">
+          <mat-icon>close</mat-icon>
+        </button>
+      </header>
+
+      <div class="popup-body">
+        <dl class="detail-list">
+          <div>
+            <dt>Date</dt>
+            <dd class="mono">{{ viewing.txnDate }}</dd>
+          </div>
+          <div>
+            <dt>Amount</dt>
+            <dd class="mono">{{ viewing.amount | number: '1.2-2' }}</dd>
+          </div>
+          <div>
+            <dt>GL Account</dt>
+            <dd>{{ glLabel(viewing) }}</dd>
+          </div>
+          @if (viewing.cashierName) {
+            <div>
+              <dt>Collected By</dt>
+              <dd>{{ viewing.cashierName }}</dd>
+            </div>
+          }
+          @if (viewing.managerName) {
+            <div>
+              <dt>Approved By</dt>
+              <dd>{{ viewing.managerName }}</dd>
+            </div>
+          }
+          @if (viewing.description) {
+            <div>
+              <dt>Description</dt>
+              <dd>{{ viewing.description }}</dd>
+            </div>
+          }
+        </dl>
+
+        <h4 class="detail-heading">Journal Entries</h4>
+        @if (loadingGlEntries) {
+          <div class="state-block"><mat-spinner diameter="22"></mat-spinner></div>
+        } @else if (viewingGlEntries?.length) {
+          <table class="gl-table">
+            <thead>
+              <tr>
+                <th>Account</th>
+                <th class="num">Debit</th>
+                <th class="num">Credit</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (entry of viewingGlEntries; track entry.id) {
+                <tr>
+                  <td>
+                    <span class="mono">{{ entry.glCode }}</span> {{ entry.glName }}
+                  </td>
+                  <td class="num mono">{{ entry.drCr === 'DR' ? (entry.amount | number: '1.2-2') : '' }}</td>
+                  <td class="num mono">{{ entry.drCr === 'CR' ? (entry.amount | number: '1.2-2') : '' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+        } @else {
+          <p class="slot-empty">No journal entries are recorded against this receipt.</p>
+        }
+      </div>
+
+      <footer class="popup-foot">
+        <button type="button" mat-stroked-button (click)="closeDetail()">Close</button>
+      </footer>
+    </div>
+  </div>
+}
--- a/Show More
+++ b/Show More