feat(investment): sell, redemption, write-off, GOI transfer and amortize screens

feat(investment): interest in transaction log, accrued interest since last coupon, investment-only GL list
feat(investment): interest voucher posting UI, home pending alert and day-end reminder
2026-10-15 18:45:21 +05:30 · 2026-10-14 17:40:08 +05:30 · 2026-10-14 15:11:43 +05:30 · 2026-10-14 10:49:37 +05:30 · 2026-10-14 10:28:19 +05:30 · 2026-10-13 18:41:39 +05:30
619 changed files with 92755 additions and 12073 deletions
@@ -1,302 +0,0 @@
-kind: pipeline
-type: docker
-name: auto-deploy
-
-trigger:
-  branch:
-    - dev
-  event:
-    - push
-
-steps:
-
-  # ============================================================
-  # DOCKER BUILD & PUSH
-  #
-  # Angular build (npm ci + ng build) Dockerfile ke andar
-  # multi-stage me hota hai, isliye alag build step nahi chahiye.
-  # ============================================================
-  - name: docker-build-push
-    image: docker
-
-    volumes:
-      - name: dockersock
-        path: /var/run/docker.sock
-
-    commands:
-      - |
-        set -e
-
-        # --------------------------------------------------------
-        # Repository name comes from Drone
-        # --------------------------------------------------------
-        REPO="$${DRONE_REPO_NAME}"
-        REPO="$$(echo "$$REPO" | tr '[:upper:]' '[:lower:]')"
-
-        IMAGE="harbor.lincpay:8082/lincpay/$$REPO:$${DRONE_BUILD_NUMBER}"
-
-        echo "=========================================="
-        echo "DOCKER BUILD & PUSH"
-        echo "=========================================="
-        echo "Repository : $$REPO"
-        echo "Build      : $${DRONE_BUILD_NUMBER}"
-        echo "Image      : $$IMAGE"
-        echo "=========================================="
-
-        # --------------------------------------------------------
-        # Harbor login
-        # --------------------------------------------------------
-        echo 'QVgW5QbqlKKtBU2dYApTY28Dd6J36GK3' | \
-          docker login harbor.lincpay:8082 \
-          -u 'robot$lincpay+drone' \
-          --password-stdin
-
-        # --------------------------------------------------------
-        # Build
-        # --------------------------------------------------------
-        echo "Building Docker image..."
-
-        docker build \
-          -t "$$IMAGE" \
-          .
-
-        # --------------------------------------------------------
-        # Push
-        # --------------------------------------------------------
-        echo "Pushing Docker image..."
-
-        docker push "$$IMAGE"
-
-        echo "Docker image pushed successfully."
-
-
-  # ============================================================
-  # DEPLOY
-  # ============================================================
-  - name: deploy
-    image: docker
-
-    volumes:
-      - name: dockersock
-        path: /var/run/docker.sock
-
-      - name: envfiles
-        path: /platform-env
-
-    commands:
-      - |
-        set -e
-
-        # ========================================================
-        # REPOSITORY / SERVICE / IMAGE
-        # ========================================================
-
-        REPO="$${DRONE_REPO_NAME}"
-        REPO="$$(echo "$$REPO" | tr '[:upper:]' '[:lower:]')"
-
-        SERVICE_NAME="$${REPO}_app"
-
-        IMAGE="harbor.lincpay:8082/lincpay/$$REPO:$${DRONE_BUILD_NUMBER}"
-
-        echo "=========================================="
-        echo "DEPLOYMENT"
-        echo "=========================================="
-        echo "Repository : $$REPO"
-        echo "Service    : $$SERVICE_NAME"
-        echo "Image      : $$IMAGE"
-        echo "Placement  : node.labels.environment == dev2"
-        echo "=========================================="
-
-
-        # ========================================================
-        # VALIDATION
-        # ========================================================
-
-        if [ -z "$$REPO" ]; then
-          echo "ERROR: DRONE_REPO_NAME is empty."
-          exit 1
-        fi
-
-        if [ -z "$$SERVICE_NAME" ]; then
-          echo "ERROR: Service name is empty."
-          exit 1
-        fi
-
-        if [ -z "$$IMAGE" ]; then
-          echo "ERROR: Docker image is empty."
-          exit 1
-        fi
-
-        echo "Repository verified : $$REPO"
-        echo "Service verified    : $$SERVICE_NAME"
-        echo "Image verified      : $$IMAGE"
-
-
-        # ========================================================
-        # HARBOR LOGIN
-        #
-        # Zaroori hai taaki --with-registry-auth worker node (dev2) ko
-        # valid Harbor credentials propagate kare — warna cross-node pull
-        # "No such image" / "no basic auth credentials" se fail hota hai.
-        # ========================================================
-
-        echo 'QVgW5QbqlKKtBU2dYApTY28Dd6J36GK3' | \
-          docker login harbor.lincpay:8082 \
-          -u 'robot$lincpay+drone' \
-          --password-stdin
-
-
-        # ========================================================
-        # EXISTING SERVICE
-        # ========================================================
-
-        if docker service ls --format '{{.Name}}' | grep -Fxq "$$SERVICE_NAME"; then
-
-          echo ""
-          echo "=========================================="
-          echo "EXISTING SERVICE"
-          echo "=========================================="
-          echo "Service: $$SERVICE_NAME"
-
-
-          # ------------------------------------------------------
-          # Check whether dev constraint already exists
-          # ------------------------------------------------------
-
-          CONSTRAINT_EXISTS=$$(docker service inspect "$$SERVICE_NAME" \
-            --format '{{range .Spec.TaskTemplate.Placement.Constraints}}{{println .}}{{end}}' \
-            | grep -Fx 'node.labels.environment == dev2' || true)
-
-
-          # ------------------------------------------------------
-          # Add constraint if missing
-          # ------------------------------------------------------
-
-          if [ -z "$$CONSTRAINT_EXISTS" ]; then
-
-            echo "Constraint missing."
-            echo "Adding: node.labels.environment == dev2"
-
-            docker service update \
-              --constraint-add 'node.labels.environment == dev2' \
-              "$$SERVICE_NAME"
-
-          else
-
-            echo "Constraint already exists."
-
-          fi
-
-
-          # ------------------------------------------------------
-          # Update image
-          # ------------------------------------------------------
-
-          echo "Updating service image..."
-
-          docker service update \
-            --image "$$IMAGE" \
-            --replicas 1 \
-            --with-registry-auth \
-            "$$SERVICE_NAME"
-
-
-        # ========================================================
-        # NEW SERVICE
-        # ========================================================
-
-        else
-
-          echo ""
-          echo "=========================================="
-          echo "NEW SERVICE"
-          echo "=========================================="
-          echo "Creating: $$SERVICE_NAME"
-
-
-          # ------------------------------------------------------
-          # Traefik rule
-          #
-          # Construct it without allowing Drone to consume
-          # the shell backticks.
-          # ------------------------------------------------------
-
-          TRAEFIK_RULE='Host(`'$$REPO'.lincpay`)'
-
-          echo "Traefik rule: $$TRAEFIK_RULE"
-
-
-          # ------------------------------------------------------
-          # Create service
-          # ------------------------------------------------------
-
-          docker service create \
-            --name "$$SERVICE_NAME" \
-            --network edge-network \
-            --replicas 1 \
-            --constraint 'node.labels.environment == dev2' \
-            --with-registry-auth \
-            --env-file /platform-env/global.env \
-            --env-file /platform-env/dev.env \
-            --label traefik.enable=true \
-            --label "traefik.docker.network=edge-network" \
-            --label "traefik.http.routers.$$REPO.rule=$$TRAEFIK_RULE" \
-            --label "traefik.http.services.$$REPO.loadbalancer.server.port=80" \
-            "$$IMAGE"
-
-        fi
-
-
-        # ========================================================
-        # FINAL STATUS
-        # ========================================================
-
-        echo ""
-        echo "=========================================="
-        echo "FINAL SERVICE STATUS"
-        echo "=========================================="
-
-        docker service ls \
-          --filter "name=$$SERVICE_NAME"
-
-
-        echo ""
-        echo "=========================================="
-        echo "PLACEMENT CONSTRAINT"
-        echo "=========================================="
-
-        docker service inspect "$$SERVICE_NAME" \
-          --format '{{json .Spec.TaskTemplate.Placement}}'
-
-
-        echo ""
-        echo "=========================================="
-        echo "SERVICE TASKS"
-        echo "=========================================="
-
-        docker service ps "$$SERVICE_NAME" --no-trunc
-
-
-        echo ""
-        echo "=========================================="
-        echo "DEPLOYMENT COMPLETE"
-        echo "=========================================="
-
-
-volumes:
-
-  # ============================================================
-  # DOCKER SOCKET
-  # ============================================================
-  - name: dockersock
-    host:
-      path: /var/run/docker.sock
-
-
-  # ============================================================
-  # ENVIRONMENT FILES
-  # ============================================================
-  - name: envfiles
-    host:
-      path: /opt/platform/env
-
@@ -31,6 +31,8 @@
              "@angular/localize/init"
            ],
            "assets": [
+              "src/favicon.ico",
+              "src/apple-touch-icon.png",
              "src/assets/images/cbsnexora-favicon.svg",
              "src/robots.txt",
              "src/manifest.json",
@@ -39,6 +41,11 @@
                "glob": "**/*",
                "input": "node_modules/tinymce",
                "output": "assets/tinymce"
+              },
+              {
+                "glob": "lottie.min.js",
+                "input": "node_modules/lottie-web/build/player",
+                "output": "assets/js"
              }
            ],
            "styles": [
@@ -69,8 +76,8 @@
              "budgets": [
                {
                  "type": "initial",
-                  "maximumWarning": "15mb",
-                  "maximumError": "17mb"
+                  "maximumWarning": "18mb",
+                  "maximumError": "20mb"
                },
                {
                  "type": "anyComponentStyle",
@@ -41,6 +41,7 @@
        "jspdf-autotable": "^5.0.2",
        "lightgallery": "^2.9.0",
        "lodash": "4.17.23",
+        "lottie-web": "^5.13.0",
        "moment": "^2.29.4",
        "ngx-image-cropper": "^9.1.6",
        "ngx-mat-select-search": "^8.0.2",
@@ -18380,6 +18381,12 @@
        "url": "https://github.com/chalk/wrap-ansi?sponsor=1"
      }
    },
+    "node_modules/lottie-web": {
+      "version": "5.13.0",
+      "resolved": "https://registry.npmjs.org/lottie-web/-/lottie-web-5.13.0.tgz",
+      "integrity": "sha512-+gfBXl6sxXMPe8tKQm7qzLnUy5DUPJPKIyRHwtpCpyUEYjHYRJC/5gjUvdkuO2c3JllrPtHXH5UJJK8LRYl5yQ==",
+      "license": "MIT"
+    },
    "node_modules/lru-cache": {
      "version": "5.1.1",
      "resolved": "https://registry.npmjs.org/lru-cache/-/lru-cache-5.1.1.tgz",
@@ -15,7 +15,7 @@
    "ng": "ng",
    "build": "node version.js && npm run env -s && ng build --configuration production --output-hashing=none",
    "build:prod": "node version.js && node --max-old-space-size=16384 ./node_modules/@angular/cli/bin/ng build --configuration production --output-hashing=none --base-href=/web-app/",
-    "start": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --proxy-config proxy.localhost.conf.js",
+    "start": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=4096\" ng serve --proxy-config proxy.localhost.conf.js",
    "start:share": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --host 0.0.0.0 --proxy-config proxy.localhost.conf.js",
    "start:demo": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --proxy-config proxy.conf.js",
    "serve:dev": "npm run env -s && cross-env NODE_OPTIONS=\"--max_old_space_size=16384\" ng serve --source-map --proxy-config proxy.localhost.conf.js",
@@ -71,6 +71,7 @@
    "jspdf-autotable": "^5.0.2",
    "lightgallery": "^2.9.0",
    "lodash": "4.17.23",
+    "lottie-web": "^5.13.0",
    "moment": "^2.29.4",
    "ngx-image-cropper": "^9.1.6",
    "ngx-mat-select-search": "^8.0.2",
@@ -7,16 +7,6 @@
 -->

 <div class="container">
-  <div class="container m-b-20 align-end gap-2px">
-    @if (!viewAccountTransferData.reversed) {
-      <span>
-        <button mat-raised-button color="warn" *mifosxHasPermission="'ADJUST_ACCOUNTTRANSFER'">
-          <fa-icon icon="undo" class="m-r-10"></fa-icon>{{ 'labels.buttons.Undo' | translate }}
-        </button>
-      </span>
-    }
-  </div>
-
  <mat-card>
    <mat-card-content>
      <div class="transfer-container">
@@ -16,6 +16,7 @@ import { AccountingService } from '../../accounting.service';
 import { GLAccount } from 'app/shared/models/general.model';
 import { GlAccountSelectorComponent } from '../../../shared/accounting/gl-account-selector/gl-account-selector.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { accountOptionsForActivity } from '../financial-activity-account-options';

 /**
 * Create financial activity mapping component.
@@ -87,21 +88,11 @@ export class CreateFinancialActivityMappingComponent implements OnInit {
   */
  setGlAccountData() {
    this.financialActivityMappingForm.get('financialActivityId').valueChanges.subscribe((financialActivityId) => {
-      switch (financialActivityId) {
-        case 100:
-        case 101:
-        case 102:
-        case 103:
-          this.glAccountData = this.glAccountOptions.assetAccountOptions;
-          break;
-        case 200:
-        case 201:
-          this.glAccountData = this.glAccountOptions.liabilityAccountOptions;
-          break;
-        case 300:
-          this.glAccountData = this.glAccountOptions.equityAccountOptions;
-          break;
-      }
+      this.glAccountData = accountOptionsForActivity(
+        this.financialActivityData,
+        financialActivityId,
+        this.glAccountOptions
+      );
    });
  }

@@ -16,6 +16,7 @@ import { AccountingService } from '../../accounting.service';
 import { GLAccount } from 'app/shared/models/general.model';
 import { GlAccountSelectorComponent } from '../../../shared/accounting/gl-account-selector/gl-account-selector.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { accountOptionsForActivity } from '../financial-activity-account-options';

 /**
 * Edit financial activity mapping component.
@@ -98,21 +99,11 @@ export class EditFinancialActivityMappingComponent implements OnInit {
   */
  setGLAccountData() {
    this.financialActivityMappingForm.get('financialActivityId').valueChanges.subscribe((financialActivityId) => {
-      switch (financialActivityId) {
-        case 100:
-        case 101:
-        case 102:
-        case 103:
-          this.glAccountData = this.glAccountOptions.assetAccountOptions;
-          break;
-        case 200:
-        case 201:
-          this.glAccountData = this.glAccountOptions.liabilityAccountOptions;
-          break;
-        case 300:
-          this.glAccountData = this.glAccountOptions.equityAccountOptions;
-          break;
-      }
+      this.glAccountData = accountOptionsForActivity(
+        this.financialActivityData,
+        financialActivityId,
+        this.glAccountOptions
+      );
    });
  }

@@ -0,0 +1,38 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/**
+ * The GL accounts a financial activity may be mapped to.
+ *
+ * The activity itself says which kind of account it needs — the template returns `mappedGLAccountType` on every
+ * option — so the answer is read from the activity rather than worked out from its id. The screens used to switch on
+ * the id instead, listing the ones they knew:
+ *
+ *     case 100, 101, 102, 103 → asset
+ *     case 200, 201           → liability
+ *     case 300                → equity
+ *
+ * Every activity added since fell through that switch and left the account dropdown empty, which is how dividendPaid
+ * (202), reserveForDividend (301), distributableProfit (302), retainedProfit (303) and dividendRoundOff (304) became
+ * unmappable — the screen offered no accounts and gave no reason. A list keyed on ids has to be extended by hand for
+ * each new activity, and is silently wrong until someone notices; asking the activity what it needs cannot fall out
+ * of step with the backend.
+ *
+ * @param activities the template's financialActivityOptions
+ * @param activityId the activity the user picked
+ * @param glAccountOptions the template's glAccountOptions, keyed assetAccountOptions / liabilityAccountOptions / …
+ */
+export function accountOptionsForActivity(activities: any[], activityId: number, glAccountOptions: any): any[] {
+  const activity = (activities || []).find((a) => a?.id === activityId);
+  const accountType = activity?.mappedGLAccountType;
+  if (!accountType || !glAccountOptions) {
+    return [];
+  }
+  // ASSET → assetAccountOptions, and so on for LIABILITY, EQUITY, INCOME and EXPENSE.
+  return glAccountOptions[`${accountType.toLowerCase()}AccountOptions`] ?? [];
+}
@@ -279,7 +279,7 @@
    <div class="gl-fgroup">
      <label class="gl-flabel"><fa-icon icon="calendar-alt"></fa-icon> From Date</label>
      <mat-form-field appearance="outline" class="gl-ffield">
-        <input matInput [matDatepicker]="dpFrom" [min]="minDate" [max]="maxDate" [formControl]="transactionDateFrom" />
+        <input matInput [matDatepicker]="dpFrom" [min]="minDate" [formControl]="transactionDateFrom" />
        <mat-datepicker-toggle matSuffix [for]="dpFrom"></mat-datepicker-toggle>
        <mat-datepicker #dpFrom></mat-datepicker>
      </mat-form-field>
@@ -288,7 +288,7 @@
    <div class="gl-fgroup">
      <label class="gl-flabel"><fa-icon icon="calendar-alt"></fa-icon> To Date</label>
      <mat-form-field appearance="outline" class="gl-ffield">
-        <input matInput [matDatepicker]="dpTo" [min]="minDate" [max]="maxDate" [formControl]="transactionDateTo" />
+        <input matInput [matDatepicker]="dpTo" [min]="minDate" [formControl]="transactionDateTo" />
        <mat-datepicker-toggle matSuffix [for]="dpTo"></mat-datepicker-toggle>
        <mat-datepicker #dpTo></mat-datepicker>
      </mat-form-field>
@@ -353,13 +353,7 @@
      <div class="gl-fgroup">
        <label class="gl-flabel"><fa-icon icon="calendar-check"></fa-icon> Submitted From</label>
        <mat-form-field appearance="outline" class="gl-ffield">
-          <input
-            matInput
-            [matDatepicker]="dpSubFrom"
-            [min]="minDate"
-            [max]="maxDate"
-            [formControl]="submittedOnDateFrom"
-          />
+          <input matInput [matDatepicker]="dpSubFrom" [min]="minDate" [formControl]="submittedOnDateFrom" />
          <mat-datepicker-toggle matSuffix [for]="dpSubFrom"></mat-datepicker-toggle>
          <mat-datepicker #dpSubFrom></mat-datepicker>
        </mat-form-field>
@@ -368,7 +362,7 @@
      <div class="gl-fgroup">
        <label class="gl-flabel"><fa-icon icon="calendar-check"></fa-icon> Submitted To</label>
        <mat-form-field appearance="outline" class="gl-ffield">
-          <input matInput [matDatepicker]="dpSubTo" [min]="minDate" [max]="maxDate" [formControl]="submittedOnDateTo" />
+          <input matInput [matDatepicker]="dpSubTo" [min]="minDate" [formControl]="submittedOnDateTo" />
          <mat-datepicker-toggle matSuffix [for]="dpSubTo"></mat-datepicker-toggle>
          <mat-datepicker #dpSubTo></mat-datepicker>
        </mat-form-field>
@@ -539,7 +533,7 @@
  </div>

  <div class="gl-table-shell">
-    <mat-table [dataSource]="dataSource" matSort class="gl-mat-table">
+    <mat-table [dataSource]="dataSource" matSort matSortActive="id" matSortDirection="desc" class="gl-mat-table">
      <!-- #ID -->
      <ng-container matColumnDef="id">
        <mat-header-cell *matHeaderCellDef mat-sort-header class="gl-th">#</mat-header-cell>
@@ -90,7 +90,7 @@ export class SearchJournalEntryComponent implements OnInit, OnDestroy, AfterView

  // ── Misc ──────────────────────────────────────────────────────────────────
  minDate = new Date(2000, 0, 1);
-  maxDate = new Date();
+  maxDate: Date = null;
  /** Accounting features switched off for this installation — see disabled-features.ts. */
  disabledFeatures = DISABLED_ACCOUNTING_FEATURES;

@@ -208,7 +208,7 @@ export class SearchJournalEntryComponent implements OnInit, OnDestroy, AfterView
  }

  ngOnInit() {
-    this.maxDate = this.settingsService.businessDate;
+    this.maxDate = null;
    this.paginator.pageSize = 10;
    this.restoreState();
    this.setFilteredOffices();
@@ -11,6 +11,14 @@ import { Routes, RouterModule } from '@angular/router';

 import { Route } from '../core/route/route.service';
 import { AccountsListComponent } from './accounts-list/accounts-list.component';
+import { PartyMasterComponent } from '../deposits/party-master/party-master.component';
+import { CreatePartyComponent } from '../deposits/party-master/create-party/create-party.component';
+import { DueForClosureComponent } from '../deposits/party-master/due-for-closure/due-for-closure.component';
+import { DailyTransactionEntryComponent } from '../deposits/daily-transaction-entry/daily-transaction-entry.component';
+import { DdsReportsComponent } from '../deposits/dds-reports/dds-reports.component';
+import { ReportViewerComponent } from '../deposits/dds-reports/report-viewer/report-viewer.component';
+import { DdsAccountsComponent } from '../deposits/dds-accounts/dds-accounts.component';
+import { DdsAccountViewComponent } from '../deposits/dds-accounts/dds-account-view/dds-account-view.component';

 const routes: Routes = [
  Route.withShell([
@@ -41,6 +49,59 @@ const routes: Routes = [
            title: 'Recurring Deposit Accounts',
            breadcrumb: 'Recurring Deposit Accounts'
          }
+        },
+        {
+          path: 'dds',
+          data: { title: 'Daily Deposit Scheme — Party Master', breadcrumb: 'Party Master' },
+          children: [
+            { path: '', component: PartyMasterComponent },
+            {
+              path: 'create',
+              component: CreatePartyComponent,
+              data: { title: 'Create Party', breadcrumb: 'Create' }
+            },
+            {
+              // Ahead of the :partyId routes, so "dueforclosure" is not read as a party id.
+              path: 'dueforclosure',
+              component: DueForClosureComponent,
+              data: { title: 'Accounts Due for Closure', breadcrumb: 'Due for Closure' }
+            },
+            {
+              path: ':partyId/edit',
+              component: CreatePartyComponent,
+              data: { title: 'Edit Party', breadcrumb: 'Edit' }
+            }
+          ]
+        },
+        {
+          // The DDS accounts listed like Savings Accounts, each opening onto its transactions.
+          path: 'dds-accounts',
+          data: { title: 'DDS Accounts', breadcrumb: 'DDS Accounts' },
+          children: [
+            { path: '', component: DdsAccountsComponent },
+            {
+              path: ':partyId',
+              component: DdsAccountViewComponent,
+              data: { title: 'DDS Account', breadcrumb: 'Account', routeParamBreadcrumb: false }
+            }
+          ]
+        },
+        {
+          path: 'dds-collection',
+          component: DailyTransactionEntryComponent,
+          data: { title: 'Daily Transaction Entry', breadcrumb: 'Daily Transaction Entry' }
+        },
+        {
+          path: 'dds-reports',
+          data: { title: 'DDS Reports', breadcrumb: 'DDS Reports' },
+          children: [
+            { path: '', component: DdsReportsComponent },
+            {
+              path: 'view/:reportName',
+              component: ReportViewerComponent,
+              data: { title: 'DDS Report', breadcrumb: 'reportName', routeParamBreadcrumb: 'reportName' }
+            }
+          ]
        }
      ]
    }
@@ -74,6 +74,22 @@ export class AccountsService {
    return this.http.get('/fixeddepositaccounts', { params: httpParams });
  }

+  /**
+   * FD Dashboard's data source: every ACTIVE FD, id/account/client/product identity, maturity date
+   * and deposit/maturity amounts only. Deliberately a separate, narrow endpoint rather than
+   * getFixedDepositAccounts() above -- that one's backend query joins in six more tables (audit
+   * who-did-what-when, currency, tax group) an unbounded dashboard fetch does not need, over columns
+   * that had no index until this feature added one (see backend migration 0571).
+   */
+  getFixedDepositMaturityDashboard(): Observable<any> {
+    return this.http.get('/fixeddepositaccounts/maturity-dashboard');
+  }
+
+  /** RD Dashboard: running RDs with their installment position, closures and penalty income for the month. */
+  getRecurringDepositDashboard(): Observable<any> {
+    return this.http.get('/recurringdepositaccounts/dashboard');
+  }
+
  getRecurringDepositAccounts(params: AccountListParams = {}): Observable<any> {
    let httpParams = new HttpParams()
      .set('paged', 'true')
@@ -34,6 +34,17 @@ export class AmlService {
    return this.http.post(`/aml/alerts/${alertId}/review`, { disposition, notes });
  }

+  /**
+   * Decides named rules within one alert, leaving its other rules open.
+   *
+   * <p>
+   * The alert's own status follows from what is left undecided, so it is not sent: whitelisting five of six rules
+   * leaves the alert open on the sixth.
+   */
+  reviewAlertRules(alertId: number, ruleCodes: string[], disposition: string, notes: string): Observable<any> {
+    return this.http.post(`/aml/alerts/${alertId}/review`, { disposition, notes, ruleCodes });
+  }
+
  // ═══ Recurring-alert review queue ═══

  /**
@@ -141,4 +152,38 @@ export class AmlService {
  getRiskCategoryHistory(clientId: number): Observable<any[]> {
    return this.http.get<any[]>(`/clients/${clientId}/risk-category-history`);
  }
+
+  // ═══ Risk-category changes (maker-checker) ═══
+  //
+  // The rating decides how often a customer is re-KYC'd and what AML thresholds apply to them, so
+  // it moves only once a checker agrees rather than on one officer's say-so.
+
+  /** @param requestedCategory 1 Low, 2 Medium, 3 High */
+  requestRiskChange(clientId: number, requestedCategory: number, reason: string): Observable<any> {
+    return this.http.post('/aml/risk-change-requests', { clientId, requestedCategory, reason });
+  }
+
+  getRiskChangeRequests(status?: string): Observable<any[]> {
+    const params = status ? new HttpParams().set('status', status) : undefined;
+    return this.http.get<any[]>('/aml/risk-change-requests', { params });
+  }
+
+  approveRiskChange(requestId: number): Observable<any> {
+    return this.http.post(`/aml/risk-change-requests/${requestId}/approve`, {});
+  }
+
+  rejectRiskChange(requestId: number, rejectionReason: string): Observable<any> {
+    return this.http.post(`/aml/risk-change-requests/${requestId}/reject`, { rejectionReason });
+  }
+
+  /**
+   * The latest behaviour window for each customer, as the nightly job computed it.
+   *
+   * One row per customer carrying the review period's figures and the rating they suggest. The Risk Review report
+   * prefers these over its own per-alert reckoning, because a rating describes a period rather than the handful of
+   * transactions that happened to trip a rule.
+   */
+  getBehaviourWindows(): Observable<any[]> {
+    return this.http.get<any[]>('/risk-review/behaviour-windows');
+  }
 }
@@ -63,6 +63,8 @@ import { CfcfrmsModule } from './cfcfrms/cfcfrms.module';
 import { BankCalendarModule } from './bank-calendar/bank-calendar.module';
 import { DeafModule } from './deaf/deaf.module';
 import { SavingsDailyInterestModule } from './savings-daily-interest/savings-daily-interest.module';
+import { FdDashboardModule } from './fd-dashboard/fd-dashboard.module';
+import { RdDashboardModule } from './rd-dashboard/rd-dashboard.module';
 import { DicgcModule } from './dicgc/dicgc.module';
 import { FiuModule } from './fiu/fiu.module';
 import { GlReportsModule } from './gl-reports/gl-reports.module';
@@ -95,6 +97,7 @@ import { TokenInterceptor as ZitadelTokenInterceptor } from './zitadel/token.int
 import { AuthService } from './zitadel/auth.service';
 import { environment } from '../environments/environment';
 import { CallbackComponent } from './zitadel/callback/callback.component';
+import { LoadingScreenComponent } from './shared/loading-screen/loading-screen.component';
 import { OAuthModule } from 'angular-oauth2-oidc';

 export class CustomMissingTranslationHandler implements MissingTranslationHandler {
@@ -176,6 +179,8 @@ export function HttpLoaderFactory(http: HttpClient) {
    BankCalendarModule,
    DeafModule,
    SavingsDailyInterestModule,
+    FdDashboardModule,
+    RdDashboardModule,
    DicgcModule,
    FiuModule,
    GlReportsModule,
@@ -193,6 +198,7 @@ export function HttpLoaderFactory(http: HttpClient) {
    AppRoutingModule,
    NotFoundComponent,
    CallbackComponent,
+    LoadingScreenComponent,
    OAuthModule.forRoot()
  ],
  providers: [
@@ -44,8 +44,11 @@
    <div class="cal-stat sat2nd4th">
      <fa-icon icon="calendar-times" class="cal-stat__icon"></fa-icon>
      <div class="cal-stat__info">
-        <div class="cal-stat__value">{{ overallStats.sat2nd4th }}</div>
-        <div class="cal-stat__label">2nd &amp; 4th Sat</div>
+        <div class="cal-stat__value">{{ overallStats.sat2nd4th + overallStats.weeklyOff }}</div>
+        <div class="cal-stat__label">
+          {{ saturdayIsWorkingDay ? '2nd & 4th Sat' : 'Saturdays'
+          }}{{ overallStats.weeklyOff > 0 ? ' / Weekly Off' : '' }}
+        </div>
      </div>
    </div>
    <div class="cal-stat holidays">
@@ -69,7 +72,11 @@
    <div class="cal-legend__items">
      <div class="cal-legend__item"><span class="cal-legend__dot working"></span> Working Day</div>
      <div class="cal-legend__item"><span class="cal-legend__dot sunday"></span> Sunday</div>
-      <div class="cal-legend__item"><span class="cal-legend__dot sat2nd4th"></span> 2nd / 4th Saturday</div>
+      <div class="cal-legend__item">
+        <span class="cal-legend__dot sat2nd4th"></span>
+        {{ saturdayIsWorkingDay ? '2nd / 4th Saturday' : 'Saturday'
+        }}{{ overallStats.weeklyOff > 0 ? ' / Weekly Off' : '' }}
+      </div>
      <div class="cal-legend__item"><span class="cal-legend__dot holiday"></span> Holiday</div>
      <div class="cal-legend__item"><span class="cal-legend__dot today"></span> Today</div>
    </div>
@@ -319,7 +326,9 @@
              [class.cal-grid__day--other]="!day.isCurrentMonth"
              [class.cal-grid__day--today]="day.isToday"
              [class.cal-grid__day--sunday]="day.isSunday && day.isCurrentMonth"
-              [class.cal-grid__day--sat2nd4th]="(day.is2ndSaturday || day.is4thSaturday) && day.isCurrentMonth"
+              [class.cal-grid__day--sat2nd4th]="
+                (day.is2ndSaturday || day.is4thSaturday || day.isWeeklyOff) && day.isCurrentMonth
+              "
              [class.cal-grid__day--holiday]="day.isHoliday && day.isCurrentMonth"
              [class.cal-grid__day--working]="day.isWorking && day.isCurrentMonth"
              [matTooltip]="
@@ -328,9 +337,11 @@
                  ? '2nd Saturday Off'
                  : day.is4thSaturday
                    ? '4th Saturday Off'
-                    : day.isSunday && day.isCurrentMonth
-                      ? 'Sunday'
-                      : '')
+                    : day.isWeeklyOff && day.isCurrentMonth
+                      ? weekDays[day.dayOfWeek] + ' Off (Working Days)'
+                      : day.isSunday && day.isCurrentMonth
+                        ? 'Sunday'
+                        : '')
              "
            >
              {{ day.isCurrentMonth ? day.date : '' }}
@@ -343,10 +354,15 @@
          @if (month.holidays > 0) {
            <span class="summary-tag holiday">{{ month.holidays }} Holiday{{ month.holidays > 1 ? 's' : '' }}</span>
          }
-          <span class="summary-tag sun">{{ month.sundays }} Sun</span>
+          @if (month.sundays > 0) {
+            <span class="summary-tag sun">{{ month.sundays }} Sun</span>
+          }
          @if (month.secondFourthSat > 0) {
            <span class="summary-tag sat">{{ month.secondFourthSat }} Sat Off</span>
          }
+          @if (month.weeklyOff > 0) {
+            <span class="summary-tag sat">{{ month.weeklyOff }} Weekly Off</span>
+          }
        </div>
      </div>
    }
@@ -63,6 +63,8 @@ interface CalendarDay {
  isSunday: boolean;
  is2ndSaturday: boolean;
  is4thSaturday: boolean;
+  /** Off every week because Admin > Working Days leaves this weekday out (Sunday aside). */
+  isWeeklyOff: boolean;
  holidayName?: string;
  dayOfWeek: number; // 0=Sun, 6=Sat
 }
@@ -76,9 +78,23 @@ interface MonthData {
  nonWorkingDays: number;
  holidays: number;
  sundays: number;
+  /** Saturdays off: the 2nd and 4th when Saturday is a working day, every one when it is not. */
  secondFourthSat: number;
+  /** Other weekdays off every week because Working Days leaves them out. */
+  weeklyOff: number;
 }

+/** Weekday codes in Date#getDay() order, as used by the /workingdays recurrence (BYDAY=MO,TU,...). */
+const DAY_CODES = [
+  'SU',
+  'MO',
+  'TU',
+  'WE',
+  'TH',
+  'FR',
+  'SA'
+];
+
@Component({
  selector: 'mifosx-bank-calendar',
  templateUrl: './bank-calendar.component.html',
@@ -118,7 +134,7 @@ export class BankCalendarComponent implements OnInit {
  ];
  workingDaysConfig: string[] = [];
  holidays: any[] = [];
-  overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, totalDays: 0 };
+  overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, weeklyOff: 0, totalDays: 0 };

  // ───── Holiday list (office-wise) ─────
  offices: OfficeLite[] = [];
@@ -202,7 +218,8 @@ export class BankCalendarComponent implements OnInit {
  }

  private loadWorkingDays() {
-    // Default Indian banking working days: Mon-Sat (Sun off, 2nd & 4th Sat off)
+    // Default Indian banking working days: Mon-Sat (Sun off, 2nd & 4th Sat off), used until
+    // Admin > Working Days answers, or if it cannot be read.
    this.workingDaysConfig = [
      'MO',
      'TU',
@@ -215,6 +232,19 @@ export class BankCalendarComponent implements OnInit {
    this.buildCalendar();
    this.rebuildHolidayRows();

+    // The calendar has to agree with Admin > Working Days: a weekday unticked there is off every
+    // week here too.
+    this.organizationService.getWorkingDays().subscribe({
+      next: (data: any) => {
+        const configured = this.parseWorkingDays(data?.recurrence);
+        if (configured.length > 0) {
+          this.workingDaysConfig = configured;
+          this.buildCalendar();
+        }
+      },
+      error: () => {}
+    });
+
    // Pull offices then fan-out a per-office holiday fetch so each office's
    // calendar entries are surfaced in the list panel (calendar grid still
    // unions everything for the year-at-a-glance view).
@@ -273,6 +303,23 @@ export class BankCalendarComponent implements OnInit {
    });
  }

+  /** Weekday codes out of a recurrence such as "FREQ=WEEKLY;INTERVAL=1;BYDAY=MO,TU,WE,TH,FR". */
+  private parseWorkingDays(recurrence: string | undefined): string[] {
+    const byDay = /BYDAY=([^;]*)/.exec(recurrence || '');
+    if (!byDay) {
+      return [];
+    }
+    return byDay[1]
+      .split(',')
+      .map((d) => d.trim().toUpperCase())
+      .filter((d) => DAY_CODES.includes(d));
+  }
+
+  /** True when Admin > Working Days counts Saturday as a working day (so only the 2nd and 4th are off). */
+  get saturdayIsWorkingDay(): boolean {
+    return this.workingDaysConfig.includes('SA');
+  }
+
  /** Flatten the holidays array into a presentable list with office labels. */
  private rebuildHolidayRows(): void {
    this.holidayRows = this.holidays.map((h: any) => {
@@ -511,7 +558,15 @@ export class BankCalendarComponent implements OnInit {

  buildCalendar() {
    this.months = [];
-    this.overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, totalDays: 0 };
+    this.overallStats = {
+      working: 0,
+      nonWorking: 0,
+      holidays: 0,
+      sundays: 0,
+      sat2nd4th: 0,
+      weeklyOff: 0,
+      totalDays: 0
+    };

    for (let m = 0; m < 12; m++) {
      const monthData = this.buildMonth(m, this.currentYear);
@@ -521,6 +576,7 @@ export class BankCalendarComponent implements OnInit {
      this.overallStats.holidays += monthData.holidays;
      this.overallStats.sundays += monthData.sundays;
      this.overallStats.sat2nd4th += monthData.secondFourthSat;
+      this.overallStats.weeklyOff += monthData.weeklyOff;
    }
    this.overallStats.totalDays = this.overallStats.working + this.overallStats.nonWorking;
  }
@@ -552,6 +608,7 @@ export class BankCalendarComponent implements OnInit {
    let holidayCount = 0;
    let sundayCount = 0;
    let sat2nd4thCount = 0;
+    let weeklyOffCount = 0;

    // Previous month padding
    const prevMonthDays = new Date(year, month, 0).getDate();
@@ -567,6 +624,7 @@ export class BankCalendarComponent implements OnInit {
        isSunday: false,
        is2ndSaturday: false,
        is4thSaturday: false,
+        isWeeklyOff: false,
        dayOfWeek: (startDayOfWeek - i - 1 + 7) % 7
      });
    }
@@ -576,24 +634,29 @@ export class BankCalendarComponent implements OnInit {
    for (let d = 1; d <= daysInMonth; d++) {
      const date = new Date(year, month, d);
      const dow = date.getDay();
-      const isSunday = dow === 0;
      const isSaturday = dow === 6;
+      const isWorkingWeekday = this.workingDaysConfig.includes(DAY_CODES[dow]);
+      const isSunday = dow === 0 && !isWorkingWeekday;

      if (isSaturday) saturdayCount++;

-      const is2ndSat = isSaturday && saturdayCount === 2;
-      const is4thSat = isSaturday && saturdayCount === 4;
+      // RBI: when Saturday is a working day the 2nd and 4th are still off. When Working Days leaves
+      // Saturday out, every Saturday is a weekly off instead.
+      const is2ndSat = isSaturday && isWorkingWeekday && saturdayCount === 2;
+      const is4thSat = isSaturday && isWorkingWeekday && saturdayCount === 4;
+      const isWeeklyOff = dow !== 0 && !isWorkingWeekday;
      const isToday = date.toDateString() === today.toDateString();

      // Check if holiday
      const holiday = this.getHolidayForDate(year, month, d);
      const isHoliday = !!holiday;

-      // Non-working: Sunday, 2nd Sat, 4th Sat, or holiday
-      const isNonWorking = isSunday || is2ndSat || is4thSat || isHoliday;
+      // Non-working: Sunday, 2nd Sat, 4th Sat, a weekly off from Working Days, or holiday
+      const isNonWorking = isSunday || is2ndSat || is4thSat || isWeeklyOff || isHoliday;

      if (isSunday) sundayCount++;
-      if (is2ndSat || is4thSat) sat2nd4thCount++;
+      if (is2ndSat || is4thSat || (isSaturday && isWeeklyOff)) sat2nd4thCount++;
+      if (isWeeklyOff && !isSaturday) weeklyOffCount++;
      if (isHoliday) holidayCount++;

      if (isNonWorking) {
@@ -613,6 +676,7 @@ export class BankCalendarComponent implements OnInit {
        isSunday,
        is2ndSaturday: is2ndSat,
        is4thSaturday: is4thSat,
+        isWeeklyOff,
        holidayName: holiday?.name,
        dayOfWeek: dow
      });
@@ -632,6 +696,7 @@ export class BankCalendarComponent implements OnInit {
        isSunday: false,
        is2ndSaturday: false,
        is4thSaturday: false,
+        isWeeklyOff: false,
        dayOfWeek: days.length % 7
      });
    }
@@ -645,7 +710,8 @@ export class BankCalendarComponent implements OnInit {
      nonWorkingDays: nonWorkingCount,
      holidays: holidayCount,
      sundays: sundayCount,
-      secondFourthSat: sat2nd4thCount
+      secondFourthSat: sat2nd4thCount,
+      weeklyOff: weeklyOffCount
    };
  }

@@ -0,0 +1,154 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+<div class="bor-root">
+  <div class="bor-head">
+    <div class="bor-head-left">
+      <fa-icon icon="gavel" class="bor-head-ic"></fa-icon>
+      <div>
+        <h2 class="bor-head-t">Board of Resolution Register — Share Capital</h2>
+        <p class="bor-head-s">
+          Every share account with the board resolution that authorised the allotment. Accounts with no resolution on
+          record sort to the top.
+        </p>
+      </div>
+    </div>
+    <button
+      class="bor-btn bor-btn--xls"
+      type="button"
+      [disabled]="exporting || !filtered.length"
+      (click)="exportExcel()"
+    >
+      <fa-icon icon="file-excel"></fa-icon>
+      {{ exporting ? 'Exporting…' : 'Export' }}
+    </button>
+  </div>
+
+  @if (loading) {
+    <div class="bor-note">Loading the register…</div>
+  } @else if (loadError) {
+    <div class="bor-note bor-note--warn"><fa-icon icon="exclamation-triangle"></fa-icon> {{ loadError }}</div>
+  }
+
+  @if (!loading && !loadError) {
+    <!-- Counted over the whole register, not the filtered view: it is a standing figure the
+         secretary acts on, and hiding it behind a filter would hide the problem. -->
+    @if (missingResolutionCount > 0) {
+      <div class="bor-note bor-note--warn">
+        <fa-icon icon="exclamation-triangle"></fa-icon>
+        {{ missingResolutionCount }} share account{{ missingResolutionCount === 1 ? '' : 's' }} carr{{
+          missingResolutionCount === 1 ? 'ies' : 'y'
+        }}
+        no resolution number. Share capital allotted without a board resolution cannot be evidenced to the Registrar.
+      </div>
+    }
+
+    <div class="bor-kpis">
+      <div class="bor-kpi">
+        <div class="bor-kpi-n">{{ filtered.length | number }}</div>
+        <div class="bor-kpi-l">Share Accounts</div>
+      </div>
+      <div class="bor-kpi bor-kpi--blue">
+        <div class="bor-kpi-n">{{ distinctResolutions | number }}</div>
+        <div class="bor-kpi-l">Resolutions</div>
+      </div>
+      <div class="bor-kpi bor-kpi--green">
+        <div class="bor-kpi-n">{{ totalShares | number }}</div>
+        <div class="bor-kpi-l">Shares Allotted</div>
+      </div>
+      <div class="bor-kpi bor-kpi--amber">
+        <div class="bor-kpi-n">&#8377;{{ totalValue | number: '1.0-0' }}</div>
+        <div class="bor-kpi-l">Share Value</div>
+      </div>
+    </div>
+
+    <div class="bor-filters">
+      <div class="bor-filter">
+        <label>Resolution No.</label>
+        <input class="bor-inp" type="text" [(ngModel)]="filterResolution" placeholder="e.g. BOR/2026-27/001" />
+      </div>
+      <div class="bor-filter">
+        <label>Branch</label>
+        <select class="bor-inp" [(ngModel)]="filterBranch">
+          <option value="">All branches</option>
+          @for (b of branches; track b) {
+            <option [value]="b">{{ b }}</option>
+          }
+        </select>
+      </div>
+      <div class="bor-filter">
+        <label>Status</label>
+        <select class="bor-inp" [(ngModel)]="filterStatus">
+          <option [ngValue]="''">Any status</option>
+          @for (s of statuses; track s) {
+            <option [ngValue]="s">{{ statusText(s) }}</option>
+          }
+        </select>
+      </div>
+      <div class="bor-filter bor-filter--grow">
+        <label>Search</label>
+        <input class="bor-inp" type="text" [(ngModel)]="search" placeholder="Member name, share A/c or CIF…" />
+      </div>
+      <label class="bor-check">
+        <input type="checkbox" [(ngModel)]="missingOnly" />
+        No resolution only
+      </label>
+      <button class="bor-btn" type="button" (click)="resetFilters()"><fa-icon icon="undo"></fa-icon> Reset</button>
+    </div>
+
+    <div class="bor-table-wrap">
+      <table class="bor-table">
+        <thead>
+          <tr>
+            <th>Resolution No.</th>
+            <th>Resolution Date</th>
+            <th>Share A/c No.</th>
+            <th>CIF No.</th>
+            <th>Member Name</th>
+            <th>Branch</th>
+            <th>Product</th>
+            <th class="num">Shares</th>
+            <th class="num">Share Value</th>
+            <th class="num">Tranches</th>
+            <th>Status</th>
+            <th>Activated On</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (r of filtered; track r.shareAccountId) {
+            <tr [class.bor-row--missing]="!r.resolutionNumber">
+              <td>
+                @if (r.resolutionNumber) {
+                  <strong class="bor-res">{{ r.resolutionNumber }}</strong>
+                } @else {
+                  <span class="bor-missing">Not recorded</span>
+                }
+              </td>
+              <td class="mono">{{ r.resolutionDate || '—' }}</td>
+              <td class="mono">{{ r.accountNo }}</td>
+              <td class="mono">{{ r.cifNumber || '—' }}</td>
+              <td>{{ r.clientName }}</td>
+              <td>{{ r.officeName || '—' }}</td>
+              <td>{{ r.productName || '—' }}</td>
+              <td class="num">{{ r.approvedShares | number }}</td>
+              <td class="num strong">{{ r.shareValue | number: '1.2-2' }}</td>
+              <td class="num">{{ r.trancheCount }}</td>
+              <td>
+                <span [class]="statusClass(r.statusEnum)">{{ statusText(r.statusEnum) }}</span>
+              </td>
+              <td class="mono">{{ r.activatedDate || '—' }}</td>
+            </tr>
+          } @empty {
+            <tr>
+              <td colspan="12" class="bor-empty">No share account matches the filters.</td>
+            </tr>
+          }
+        </tbody>
+      </table>
+    </div>
+  }
+</div>
@@ -0,0 +1,313 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.bor-root {
+  padding: 20px 24px 40px;
+  background: #f8fafc;
+  min-height: 100%;
+}
+
+.bor-head {
+  display: flex;
+  align-items: flex-start;
+  justify-content: space-between;
+  gap: 16px;
+  margin-bottom: 18px;
+}
+
+.bor-head-left {
+  display: flex;
+  align-items: flex-start;
+  gap: 12px;
+}
+
+.bor-head-ic {
+  font-size: 26px;
+  color: #0f4f3c;
+  margin-top: 2px;
+}
+
+.bor-head-t {
+  margin: 0 0 3px;
+  font-size: 20px;
+  font-weight: 700;
+  color: #1e293b;
+}
+
+.bor-head-s {
+  margin: 0;
+  max-width: 780px;
+  font-size: 13px;
+  line-height: 1.5;
+  color: #64748b;
+}
+
+.bor-note {
+  display: flex;
+  align-items: flex-start;
+  gap: 9px;
+  padding: 11px 14px;
+  margin-bottom: 14px;
+  border: 1px solid #bfdbfe;
+  border-radius: 9px;
+  background: #eff6ff;
+  color: #1e3a8a;
+  font-size: 12.5px;
+  line-height: 1.55;
+
+  fa-icon {
+    flex: 0 0 auto;
+    margin-top: 1px;
+  }
+
+  /* An allotment with no resolution behind it is the finding, not a detail. */
+  &--warn {
+    border-color: #fde68a;
+    background: #fffbeb;
+    color: #92400e;
+
+    fa-icon {
+      color: #d97706;
+    }
+  }
+}
+
+.bor-kpis {
+  display: grid;
+  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
+  gap: 12px;
+  margin-bottom: 16px;
+}
+
+.bor-kpi {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-left: 4px solid #0f4f3c;
+  border-radius: 11px;
+  padding: 12px 16px;
+
+  &--blue {
+    border-left-color: #2563eb;
+  }
+
+  &--green {
+    border-left-color: #15803d;
+  }
+
+  &--amber {
+    border-left-color: #d97706;
+  }
+}
+
+.bor-kpi-n {
+  font-size: 22px;
+  font-weight: 700;
+  color: #1e293b;
+  line-height: 1.2;
+}
+
+.bor-kpi-l {
+  font-size: 12px;
+  color: #64748b;
+  margin-top: 2px;
+}
+
+.bor-filters {
+  display: flex;
+  flex-wrap: wrap;
+  align-items: flex-end;
+  gap: 12px;
+  padding: 14px 16px;
+  margin-bottom: 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 11px;
+}
+
+.bor-filter {
+  display: flex;
+  flex-direction: column;
+  gap: 4px;
+
+  label {
+    font-size: 10.5px;
+    font-weight: 700;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  &--grow {
+    flex: 1 1 240px;
+  }
+}
+
+.bor-inp {
+  height: 34px;
+  min-width: 170px;
+  padding: 0 10px;
+  border: 1px solid #cbd5e1;
+  border-radius: 7px;
+  font: inherit;
+  font-size: 13px;
+  color: #1e293b;
+  background: #fff;
+
+  &:focus {
+    outline: 2px solid #2563eb;
+    outline-offset: -1px;
+  }
+}
+
+.bor-check {
+  display: flex;
+  align-items: center;
+  gap: 6px;
+  height: 34px;
+  font-size: 12.5px;
+  color: #334155;
+  cursor: pointer;
+}
+
+.bor-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 7px;
+  height: 34px;
+  padding: 0 14px;
+  border: 1px solid #cbd5e1;
+  border-radius: 7px;
+  background: #fff;
+  font: inherit;
+  font-size: 12.5px;
+  font-weight: 600;
+  color: #334155;
+  cursor: pointer;
+
+  &:hover:not(:disabled) {
+    background: #f1f5f9;
+  }
+
+  &:disabled {
+    opacity: 0.55;
+    cursor: default;
+  }
+
+  &--xls {
+    border-color: #15803d;
+    background: #16a34a;
+    color: #fff;
+
+    &:hover:not(:disabled) {
+      background: #15803d;
+    }
+  }
+}
+
+.bor-table-wrap {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 11px;
+  overflow-x: auto;
+}
+
+.bor-table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 12.5px;
+
+  th {
+    text-align: left;
+    padding: 10px;
+    background: #f1f5f9;
+    font-size: 10.5px;
+    font-weight: 700;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+    color: #475569;
+    white-space: nowrap;
+    border-bottom: 1px solid #e2e8f0;
+  }
+
+  td {
+    padding: 11px 10px;
+    border-bottom: 1px solid #f1f5f9;
+    vertical-align: middle;
+    color: #334155;
+  }
+
+  .num {
+    text-align: right;
+    font-family: 'DM Mono', monospace;
+  }
+
+  .mono {
+    font-family: 'DM Mono', monospace;
+  }
+
+  .strong {
+    font-weight: 700;
+  }
+
+  tbody tr:hover {
+    background: #f8fafc;
+  }
+}
+
+/* The row an auditor is looking for, marked in the table as well as counted above it. */
+.bor-row--missing {
+  background: #fffbeb;
+}
+
+.bor-res {
+  color: #0f4f3c;
+  font-family: 'DM Mono', monospace;
+}
+
+.bor-missing {
+  display: inline-block;
+  padding: 2px 8px;
+  border-radius: 999px;
+  background: #fef3c7;
+  color: #92400e;
+  font-size: 11px;
+  font-weight: 700;
+}
+
+.bor-status {
+  display: inline-block;
+  padding: 2px 9px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 700;
+  background: #f1f5f9;
+  color: #475569;
+
+  &--active {
+    background: #dcfce7;
+    color: #15803d;
+  }
+
+  &--submitted,
+  &--approved {
+    background: #fef3c7;
+    color: #b45309;
+  }
+
+  &--rejected,
+  &--closed {
+    background: #fee2e2;
+    color: #b91c1c;
+  }
+}
+
+.bor-empty {
+  padding: 30px;
+  text-align: center;
+  color: #94a3b8;
+}
@@ -0,0 +1,221 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { FormsModule } from '@angular/forms';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+import { exportWorkbook } from '../cashier/cashier-export';
+import { BorRegisterRow, BorReportService } from './bor-report.service';
+
+/** m_share_account.status_enum, as the register labels it. */
+const STATUS_LABEL: Record<number, string> = {
+  100: 'Submitted',
+  200: 'Approved',
+  300: 'Active',
+  400: 'Rejected',
+  500: 'Closed',
+  600: 'Inactive'
+};
+
+/**
+ * The Board of Resolution register for share capital.
+ *
+ * A co-operative allots shares only under a board resolution, and this is the list the Registrar or
+ * an auditor asks for: every member's holding against the resolution that authorised it. The
+ * account with no resolution recorded is the point of the register, so it sorts to the top and is
+ * counted on its own rather than being left to be noticed.
+ */
+@Component({
+  selector: 'mifosx-bor-report',
+  templateUrl: './bor-report.component.html',
+  styleUrls: ['./bor-report.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FaIconComponent,
+    FormsModule
+  ]
+})
+export class BorReportComponent implements OnInit {
+  private borService = inject(BorReportService);
+
+  readonly statusLabel = STATUS_LABEL;
+
+  rows: BorRegisterRow[] = [];
+  loading = false;
+  loadError = '';
+
+  /** '' = every status. */
+  filterStatus: number | '' = '';
+  filterBranch = '';
+  filterResolution = '';
+  search = '';
+  /** Only the accounts with no resolution on file — the ones that need chasing. */
+  missingOnly = false;
+
+  exporting = false;
+
+  ngOnInit(): void {
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.loadError = '';
+    this.borService.getRegister().subscribe({
+      next: (rows) => {
+        this.loading = false;
+        this.rows = rows;
+      },
+      error: (err: any) => {
+        this.loading = false;
+        this.rows = [];
+        this.loadError = err?.error?.defaultUserMessage || 'Could not load the BOR register.';
+      }
+    });
+  }
+
+  /** Branches present in the data, so the filter offers only what can actually be selected. */
+  get branches(): string[] {
+    return [...new Set(this.rows.map((r) => r.officeName).filter(Boolean))].sort();
+  }
+
+  get statuses(): number[] {
+    return [...new Set(this.rows.map((r) => r.statusEnum))].sort((a, b) => a - b);
+  }
+
+  get filtered(): BorRegisterRow[] {
+    const needle = this.search.trim().toLowerCase();
+    const resolutionNeedle = this.filterResolution.trim().toLowerCase();
+    return this.rows.filter((r) => {
+      if (this.filterStatus !== '' && r.statusEnum !== this.filterStatus) {
+        return false;
+      }
+      if (this.filterBranch && r.officeName !== this.filterBranch) {
+        return false;
+      }
+      if (this.missingOnly && r.resolutionNumber) {
+        return false;
+      }
+      if (resolutionNeedle && !r.resolutionNumber.toLowerCase().includes(resolutionNeedle)) {
+        return false;
+      }
+      if (
+        needle &&
+        !(
+          r.clientName.toLowerCase().includes(needle) ||
+          r.accountNo.toLowerCase().includes(needle) ||
+          r.cifNumber.toLowerCase().includes(needle)
+        )
+      ) {
+        return false;
+      }
+      return true;
+    });
+  }
+
+  get totalShares(): number {
+    return this.filtered.reduce((s, r) => s + r.approvedShares, 0);
+  }
+
+  get totalValue(): number {
+    return this.filtered.reduce((s, r) => s + r.shareValue, 0);
+  }
+
+  /** How many resolutions the filtered holdings were authorised under. */
+  get distinctResolutions(): number {
+    return new Set(this.filtered.map((r) => r.resolutionNumber).filter(Boolean)).size;
+  }
+
+  get missingResolutionCount(): number {
+    return this.rows.filter((r) => !r.resolutionNumber).length;
+  }
+
+  statusText(statusEnum: number): string {
+    return STATUS_LABEL[statusEnum] || '—';
+  }
+
+  statusClass(statusEnum: number): string {
+    return 'bor-status bor-status--' + (STATUS_LABEL[statusEnum] || 'unknown').toLowerCase();
+  }
+
+  resetFilters(): void {
+    this.filterStatus = '';
+    this.filterBranch = '';
+    this.filterResolution = '';
+    this.search = '';
+    this.missingOnly = false;
+  }
+
+  async exportExcel(): Promise<void> {
+    this.exporting = true;
+    try {
+      const rows = this.filtered;
+      await exportWorkbook(
+        [
+          {
+            sheetName: 'BOR Register',
+            title: 'Board of Resolution Register — Share Capital',
+            subtitle: `${rows.length} share account(s) · ${this.distinctResolutions} resolution(s) · ${this.totalShares} shares`,
+            headers: [
+              'Resolution No.',
+              'Resolution Date',
+              'Share A/c No.',
+              'CIF No.',
+              'Member Name',
+              'Branch',
+              'Product',
+              'Shares',
+              'Unit Price',
+              'Share Value',
+              'Tranches',
+              'Status',
+              'Activated On'
+            ],
+            widths: [
+              20,
+              16,
+              18,
+              16,
+              30,
+              18,
+              18,
+              10,
+              12,
+              14,
+              10,
+              12,
+              14
+            ],
+            rows: rows.map((r) => [
+              // Named rather than left blank, because an empty cell in a filing reads as an
+              // oversight in the export rather than a gap in the register.
+              r.resolutionNumber || 'NOT RECORDED',
+              r.resolutionDate || '—',
+              r.accountNo,
+              r.cifNumber,
+              r.clientName,
+              r.officeName,
+              r.productName,
+              r.approvedShares,
+              r.unitPrice,
+              r.shareValue,
+              r.trancheCount,
+              this.statusText(r.statusEnum),
+              r.activatedDate || '—'
+            ])
+          }
+        ],
+        'BOR-Register'
+      );
+    } finally {
+      this.exporting = false;
+    }
+  }
+}
@@ -0,0 +1,94 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/** Angular Imports */
+import { Injectable, inject } from '@angular/core';
+import { HttpClient, HttpParams } from '@angular/common/http';
+import { Observable, map } from 'rxjs';
+
+/** Custom Helpers */
+import { toIsoDate } from '../core/utils/api-date';
+
+/** One share account and the board resolution that authorised it. */
+export interface BorRegisterRow {
+  shareAccountId: number;
+  accountNo: string;
+  clientId: number;
+  cifNumber: string;
+  clientName: string;
+  officeId: number | null;
+  officeName: string;
+  productName: string;
+  currencyCode: string;
+  statusEnum: number;
+  approvedShares: number;
+  pendingShares: number;
+  unitPrice: number;
+  shareValue: number;
+  resolutionNumber: string;
+  /** ISO date, or '' where no meeting date was ever recorded against the allotment. */
+  resolutionDate: string;
+  /** How many purchase tranches make up the holding. */
+  trancheCount: number;
+  submittedDate: string;
+  approvedDate: string;
+  activatedDate: string;
+  closedDate: string;
+}
+
+/**
+ * The BOR register.
+ *
+ * One call returns every account with its resolution. The share allotment report next door fetches
+ * each account separately and stops at two hundred, which is a limit on a register rather than on a
+ * page of one.
+ */
+@Injectable({ providedIn: 'root' })
+export class BorReportService {
+  private http = inject(HttpClient);
+
+  getRegister(status?: number, officeId?: number): Observable<BorRegisterRow[]> {
+    let params = new HttpParams();
+    if (status != null) {
+      params = params.set('status', String(status));
+    }
+    if (officeId != null) {
+      params = params.set('officeId', String(officeId));
+    }
+    return this.http
+      .get<any[]>('/shareaccounts/bor-register', { params })
+      .pipe(map((rows) => (rows || []).map((r) => this.toRow(r))));
+  }
+
+  /** Dates arrive as [y, M, d] arrays; flattened to ISO so they sort and filter as strings. */
+  private toRow(r: any): BorRegisterRow {
+    return {
+      shareAccountId: r.shareAccountId,
+      accountNo: r.accountNo || '',
+      clientId: r.clientId,
+      cifNumber: r.cifNumber || '',
+      clientName: r.clientName || '',
+      officeId: r.officeId ?? null,
+      officeName: r.officeName || '',
+      productName: r.productName || '',
+      currencyCode: r.currencyCode || 'INR',
+      statusEnum: Number(r.statusEnum) || 0,
+      approvedShares: Number(r.approvedShares) || 0,
+      pendingShares: Number(r.pendingShares) || 0,
+      unitPrice: Number(r.unitPrice) || 0,
+      shareValue: Number(r.shareValue) || 0,
+      resolutionNumber: (r.resolutionNumber || '').trim(),
+      resolutionDate: toIsoDate(r.resolutionDate),
+      trancheCount: Number(r.trancheCount) || 0,
+      submittedDate: toIsoDate(r.submittedDate),
+      approvedDate: toIsoDate(r.approvedDate),
+      activatedDate: toIsoDate(r.activatedDate),
+      closedDate: toIsoDate(r.closedDate)
+    };
+  }
+}
@@ -12,6 +12,7 @@ import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { catchError, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface RegisterRow {
  accountId: number;
@@ -83,7 +84,7 @@ export class AccountRegisterComponent implements OnInit {

  /** Local date — toISOString() would shift the day in any timezone behind UTC. */
  private today(): string {
-    const d = new Date();
+    const d = businessToday();
    return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
  }

@@ -0,0 +1,114 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="pg">
+  <header class="pg-head">
+    <div>
+      <div class="pg-eyebrow">BRANCH OPERATIONS · BRANCH CASH POSITION</div>
+      <h1 class="pg-title">Branch Cash Position</h1>
+      <p class="pg-sub">
+        The notes and coins the branch holds, denomination by denomination: the vault plus every cashier's drawer. Cash
+        moving between the vault and a cashier nets out; deposits, withdrawals and exchanges change it.
+      </p>
+    </div>
+  </header>
+
+  <div class="pg-toolbar pg-toolbar--mat">
+    <mat-form-field appearance="outline" subscriptSizing="dynamic">
+      <mat-label>As of Date</mat-label>
+      <input matInput type="date" [value]="asOfDate" (change)="onDateChange($any($event.target).value)" />
+    </mat-form-field>
+    <button type="button" class="pg-btn pg-btn--primary" (click)="load()" [disabled]="loading">
+      <mat-icon>refresh</mat-icon> Refresh
+    </button>
+  </div>
+
+  @if (errorMsg) {
+    <div class="pg-empty bcp-error">{{ errorMsg }}</div>
+  }
+  @if (loading) {
+    <div class="pg-empty">Loading…</div>
+  }
+
+  @if (position; as p) {
+    <div class="bcp-totals">
+      <div class="bcp-total">
+        <span>Branch</span><strong>{{ p.officeName }}</strong>
+      </div>
+      <div class="bcp-total">
+        <span>Vault</span><strong>₹{{ p.vaultAmount | number: '1.2-2' }}</strong>
+      </div>
+      <div class="bcp-total">
+        <span>Cashiers' drawers</span><strong>₹{{ p.cashiersAmount | number: '1.2-2' }}</strong>
+      </div>
+      <div class="bcp-total bcp-total--main">
+        <span>Bank total</span><strong>₹{{ p.totalAmount | number: '1.2-2' }}</strong>
+      </div>
+    </div>
+
+    @if (!p.vaultHasBreakdown) {
+      <div class="pg-empty bcp-note">
+        No vault denomination breakdown was recorded on or before {{ p.asOfDate }}, so the vault column reads 0. Open
+        the business day with a note/coin count to start tracking it.
+      </div>
+    }
+
+    <ng-template #table let-rows let-label="label" let-coin="coin">
+      @if (rows.length > 0) {
+        <div class="pos-section-label" [class.pos-section-label--coin]="coin">{{ label }}</div>
+        <table class="pg-table">
+          <thead>
+            <tr>
+              <th>Denomination</th>
+              <th class="num">Vault</th>
+              <th class="num">Cashiers</th>
+              <th class="num">Bank total (count)</th>
+              <th class="num">Bank total (₹)</th>
+              <th class="num">Exchange today</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (d of rows; track d.denominationId) {
+              <tr>
+                <td>
+                  <span class="pg-chip" [class.pg-chip--coin]="coin">₹{{ d.denominationValue }}</span>
+                </td>
+                <td class="num">{{ d.vaultCount }}</td>
+                <td class="num">{{ d.cashierCount }}</td>
+                <td class="num bcp-strong">{{ d.totalCount }}</td>
+                <td class="num">₹{{ d.totalAmount | number: '1.2-2' }}</td>
+                <td
+                  class="num bcp-move"
+                  [class.bcp-move--in]="d.exchangeNet > 0"
+                  [class.bcp-move--out]="d.exchangeNet < 0"
+                >
+                  {{ movement(d.exchangeNet) }}
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      }
+    </ng-template>
+
+    <div class="pg-card bcp-card">
+      <ng-container
+        *ngTemplateOutlet="table; context: { $implicit: notes(), label: 'Notes', coin: false }"
+      ></ng-container>
+      <ng-container
+        *ngTemplateOutlet="table; context: { $implicit: coins(), label: 'Coins', coin: true }"
+      ></ng-container>
+    </div>
+
+    <p class="bcp-foot">
+      <strong>Exchange today</strong> is the notes taken in less the notes given out by cash exchanges on
+      {{ p.asOfDate }}. It is already part of the Cashiers column; it is shown beside the total so a change in the mix
+      can be seen.
+    </p>
+  }
+</div>
@@ -0,0 +1,82 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.bcp-error {
+  color: #dc2626;
+}
+
+.bcp-note {
+  margin-bottom: 12px;
+  text-align: left;
+}
+
+.bcp-totals {
+  display: flex;
+  flex-wrap: wrap;
+  gap: 12px;
+  margin-bottom: 14px;
+}
+
+.bcp-total {
+  flex: 1 1 180px;
+  padding: 12px 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 12px;
+
+  span {
+    display: block;
+    font-size: 11px;
+    font-weight: 600;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  strong {
+    font-size: 18px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &--main {
+    background: #e6f4ee;
+    border-color: #1f7a4d;
+
+    strong {
+      color: #0f4f3c;
+    }
+  }
+}
+
+.bcp-card {
+  margin-bottom: 14px;
+}
+
+.bcp-strong {
+  font-weight: 700;
+}
+
+.bcp-move {
+  font-weight: 700;
+  color: #94a3b8;
+
+  &--in {
+    color: #16a34a;
+  }
+
+  &--out {
+    color: #dc2626;
+  }
+}
+
+.bcp-foot {
+  margin: 0;
+  font-size: 12px;
+  color: #64748b;
+}
@@ -0,0 +1,112 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { MatIconModule } from '@angular/material/icon';
+import { MatFormFieldModule } from '@angular/material/form-field';
+import { MatInputModule } from '@angular/material/input';
+import { of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
+import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';
+
+interface BranchDenomRow {
+  denominationId: number;
+  denominationValue: number;
+  kind: string;
+  vaultCount: number;
+  cashierCount: number;
+  totalCount: number;
+  totalAmount: number;
+  /** Notes taken in less notes given out by exchanges on the day. */
+  exchangeNet: number;
+}
+
+interface BranchPosition {
+  officeId: number;
+  officeName: string;
+  asOfDate: string;
+  vaultHasBreakdown: boolean;
+  vaultAmount: number;
+  cashiersAmount: number;
+  totalAmount: number;
+  denominations: BranchDenomRow[];
+}
+
+/**
+ * What the branch holds, denomination by denomination: the vault plus every cashier's drawer. An exchange
+ * (a customer hands in 10 x ₹500 and leaves with 50 x ₹100) leaves the vault alone and changes a drawer, so
+ * it only shows up in this total -- +10 on ₹500, -50 on ₹100.
+ */
+@Component({
+  selector: 'mifosx-branch-cash-position',
+  templateUrl: './branch-cash-position.component.html',
+  styleUrls: [
+    '../cashier-shared.scss',
+    '../cashier-position/cashier-position.component.scss',
+    './branch-cash-position.component.scss'
+  ],
+  standalone: true,
+  imports: [
+    CommonModule,
+    MatIconModule,
+    MatFormFieldModule,
+    MatInputModule
+  ]
+})
+export class BranchCashPositionComponent implements OnInit {
+  private service = inject(CashierService);
+
+  asOfDate = '';
+  loading = false;
+  errorMsg = '';
+  position: BranchPosition | null = null;
+
+  ngOnInit(): void {
+    const d = businessToday();
+    this.asOfDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
+    this.load();
+  }
+
+  load(): void {
+    this.loading = true;
+    this.errorMsg = '';
+    this.position = null;
+    this.service
+      .branchCashPosition(this.asOfDate)
+      .pipe(catchError(() => of(null)))
+      .subscribe((data: BranchPosition | null) => {
+        this.loading = false;
+        if (!data) {
+          this.errorMsg = 'Could not load the branch cash position.';
+          return;
+        }
+        this.position = data;
+      });
+  }
+
+  onDateChange(value: string): void {
+    this.asOfDate = value;
+    this.load();
+  }
+
+  notes(): BranchDenomRow[] {
+    return (this.position?.denominations || []).filter((d) => d.kind !== 'coin');
+  }
+
+  coins(): BranchDenomRow[] {
+    return (this.position?.denominations || []).filter((d) => d.kind === 'coin');
+  }
+
+  /** "+10", "-50", or a dash when the day's exchanges did not touch the denomination. */
+  movement(net: number): string {
+    if (!net) return '—';
+    return net > 0 ? `+${net}` : `${net}`;
+  }
+}
@@ -107,11 +107,26 @@
        </span>
      </div>
      @if (canOperate) {
-        <button type="button" class="pg-btn pg-btn--primary" (click)="startClose(openDay)">
+        <button
+          type="button"
+          class="pg-btn pg-btn--primary"
+          (click)="startClose(openDay)"
+          [disabled]="interestPending.length > 0"
+        >
          <mat-icon>lock</mat-icon> Close Day
        </button>
      }
    </div>
+    @if (interestPending.length > 0) {
+      <div class="bd-interest-alert">
+        <mat-icon>warning</mat-icon>
+        <span>
+          Savings interest posting report is not approved for <strong>{{ interestPending.join(', ') }}</strong
+          >. Approve it in <a routerLink="/reports/interest-posting">Reports → Interest Posting Reports</a> before
+          closing the day.
+        </span>
+      </div>
+    }
  } @else if (loaded && canOperate) {
    <div class="bd-current bd-current--shut">
      <div class="bd-current__main">
@@ -337,6 +352,68 @@
        </div>
      }

+      <!-- Interest waiting to be posted as this branch closes. Posting runs as part of the close, so
+           anything unapproved stops it: the branch sees here what it has to approve and where, rather
+           than finding out from a refusal after filling in the whole count. -->
+      @if (preview?.fdInterestDue?.length) {
+        <div class="bd-calc bd-calc--fd">
+          <div class="bd-calc__head">
+            <mat-icon>savings</mat-icon>
+            <strong>Fixed deposit interest due today</strong>
+          </div>
+          @for (d of preview.fdInterestDue; track d.productId) {
+            <div class="bd-calc__row">
+              <span>
+                {{ d.productName }} · {{ d.fdType }} · {{ d.accountCount }} deposit(s)
+                @if (d.reportStatus === 'APPROVED' || d.reportStatus === 'POSTED') {
+                  <span class="bd-fd-ok">{{ d.reportStatus }}</span>
+                } @else {
+                  <span class="bd-fd-pending">{{ d.reportStatus === 'NONE' ? 'NO REPORT' : d.reportStatus }}</span>
+                }
+              </span>
+              <span class="bd-calc__amt">₹{{ d.totalInterest | number: '1.2-2' }}</span>
+            </div>
+          }
+        </div>
+      }
+      @if (preview?.fdInterestPending?.length) {
+        <div class="bd-warn">
+          <mat-icon>warning</mat-icon>
+          <div>
+            <strong>The day cannot be closed yet.</strong> Fixed deposit interest is not approved for:
+            {{ preview.fdInterestPending.join(', ') }}. Approve it under Reports → FD Interest Posting Reports, then
+            close the day. The user who generated a report cannot approve it.
+          </div>
+        </div>
+      }
+      <!-- Investment interest vouchers that are due but not posted. A reminder only: unlike the interest
+           above it never stops the close (Jitendra Sir); the voucher can still be posted afterwards. -->
+      @if (preview?.investmentInterestPending?.length) {
+        <div class="bd-warn">
+          <mat-icon>notifications_active</mat-icon>
+          <div>
+            <strong>Reminder: investment interest vouchers are pending.</strong>
+            @for (t of preview.investmentInterestPending; track t.purchaseId) {
+              <div>
+                {{ t.lineType === 'COUPON' ? 'Coupon' : 'Provision' }} · {{ t.scriptDesc }} · deal {{ t.dealNo }} ·
+                {{ t.intDate }} · ₹{{ (t.lineType === 'COUPON' ? t.grossInterest : t.amount) | number: '1.2-2' }}
+              </div>
+            }
+            Post them under Investment → Govt Security / Bond → 03 Interest Entry. You can still close the day.
+          </div>
+        </div>
+      }
+      @if (preview?.savingsInterestPending?.length) {
+        <div class="bd-warn">
+          <mat-icon>warning</mat-icon>
+          <div>
+            <strong>The day cannot be closed yet.</strong> Savings interest is not approved for:
+            {{ preview.savingsInterestPending.join(', ') }}. Approve it under Reports → Interest Posting Reports, then
+            close the day.
+          </div>
+        </div>
+      }
+
      <!-- What every cash point under this branch is actually holding right now, fetched
           automatically — so closing the day doesn't mean separately checking Vault Position and
           every cashier's own Cashier Position screen by hand. -->
@@ -195,6 +195,75 @@
    font-size: 11px;
    color: #94a3b8;
  }
+
+  /* Names the block, for the interest panels that sit beside the cash arithmetic. */
+  &__head {
+    display: flex;
+    align-items: center;
+    gap: 6px;
+    margin-bottom: 6px;
+    padding-bottom: 6px;
+    border-bottom: 1px solid #e2e8f0;
+    font-size: 13px;
+    color: #0d1b2a;
+
+    mat-icon {
+      font-size: 18px;
+      width: 18px;
+      height: 18px;
+      color: #1d4ed8;
+    }
+  }
+}
+
+/* Interest is money leaving as the day closes, not cash counted in the drawer. */
+.bd-calc--fd {
+  border-left: 3px solid #1d4ed8;
+}
+
+.bd-fd-ok,
+.bd-fd-pending {
+  display: inline-block;
+  margin-left: 6px;
+  padding: 1px 7px;
+  border-radius: 999px;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.02em;
+}
+
+.bd-fd-ok {
+  background: #dcfce7;
+  color: #15803d;
+}
+
+.bd-fd-pending {
+  background: #fef3c7;
+  color: #b45309;
+}
+
+/* Why the close will be refused, said before the count is filled in rather than after. */
+.bd-warn {
+  display: flex;
+  align-items: flex-start;
+  gap: 8px;
+  max-width: 640px;
+  margin-bottom: 14px;
+  padding: 10px 14px;
+  background: #fffbeb;
+  border: 1px solid #fcd34d;
+  border-radius: 8px;
+  font-size: 12px;
+  line-height: 1.5;
+  color: #78350f;
+
+  mat-icon {
+    flex-shrink: 0;
+    font-size: 20px;
+    width: 20px;
+    height: 20px;
+    color: #b45309;
+  }
 }

 .bd-hint {
@@ -372,3 +441,30 @@
    color: #d97706;
  }
 }
+
+// Shown under the open day while a savings interest posting report due today is unapproved.
+.bd-interest-alert {
+  display: flex;
+  align-items: flex-start;
+  gap: 8px;
+  margin: 8px 0 12px;
+  padding: 10px 14px;
+  border: 1px solid #f59e0b;
+  border-radius: 8px;
+  background: #fef3c7;
+  color: #92400e;
+  font-size: 13px;
+
+  mat-icon {
+    flex-shrink: 0;
+    font-size: 20px;
+    width: 20px;
+    height: 20px;
+  }
+
+  a {
+    color: inherit;
+    font-weight: 600;
+    text-decoration: underline;
+  }
+}
@@ -189,6 +189,23 @@ export class BranchDayComponent implements OnInit {
    return this.totalOf(this.closeCounts);
  }

+  /**
+   * Savings products whose interest posting report is due today and not yet approved. The close is
+   * refused by the backend while any is pending; this only says so before the user tries.
+   */
+  interestPending: string[] = [];
+
+  private checkInterestReports(): void {
+    if (!this.openDay?.businessDate) {
+      this.interestPending = [];
+      return;
+    }
+    this.service
+      .interestDayCloseCheck(this.openDay.businessDate, this.openDay.officeId)
+      .pipe(catchError(() => of(null)))
+      .subscribe((res) => (this.interestPending = res?.pendingProducts ?? []));
+  }
+
  load(): void {
    this.loading = true;
    this.errorMsg = '';
@@ -210,6 +227,7 @@ export class BranchDayComponent implements OnInit {
        this.canOperate = !!res?.canOperate;
        this.openDate = this.today;
        this.checkFirstOpenCashMigration();
+        this.checkInterestReports();
      });

    this.service
@@ -11,6 +11,7 @@ import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
 import { AuthenticationService } from '../../core/authentication/authentication.service';
 import { ExportSheetSpec, exportWorkbook } from '../cashier-export';
+import { businessToday } from 'app/core/utils/business-today';

 interface SummaryRow {
  code: string;
@@ -1316,7 +1317,7 @@ export class CashClearingTransferSummaryComponent {
  private dateTag = '2607';

  constructor() {
-    const d = new Date();
+    const d = businessToday();
    this.asOnDate = `${String(d.getDate()).padStart(2, '0')}-${String(d.getMonth() + 1).padStart(2, '0')}-${d.getFullYear()}`;
    this.dateTag = `${String(d.getFullYear()).slice(-2)}${String(d.getMonth() + 1).padStart(2, '0')}`;

@@ -22,50 +22,255 @@
    </div>
  </header>

-  <!-- ── Customer Info Bar ── -->
-  <div class="cx-customer-bar">
-    <div
-      class="cx-customer-toggle"
-      [class.cx-customer-toggle--active]="isAccountHolder"
-      (click)="toggleAccountHolder()"
-    >
-      <mat-icon>{{ isAccountHolder ? 'check_box' : 'check_box_outline_blank' }}</mat-icon>
-      <span>Account Holder</span>
-    </div>
-
-    @if (isAccountHolder) {
-      <label class="cx-field cx-field--inline">
-        <span>Account No.</span>
-        <input
-          type="text"
-          [value]="accountNo"
-          (input)="accountNo = $any($event.target).value"
-          placeholder="e.g. 000101234567"
-        />
-      </label>
-    } @else {
-      <span class="cx-walk-in"><mat-icon>person_outline</mat-icon> Walk-in Customer</span>
-    }
-
-    @if (needsIdProof) {
-      <div class="cx-pan-required">
-        <mat-icon>warning</mat-icon>
-        <span>Amount ≥ ₹50,000 — Customer PAN / Aadhaar required (RBI)</span>
+  <!-- ── Cashier: whose drawer takes the customer's notes and gives the change ── -->
+  @if (cashier) {
+    <section class="cx-cashier">
+      <div class="cx-avatar cx-avatar--sm">{{ cashierInitials }}</div>
+      <div class="cx-cashier__id">
+        <div class="cx-cashier__label">Cashier at the counter</div>
+        <div class="cx-cashier__name">{{ cashier.name || '—' }}</div>
+        <div class="cx-cashier__flow">
+          <span><mat-icon>south</mat-icon> Receives from customer</span>
+          <span><mat-icon>north</mat-icon> Gives to customer</span>
+        </div>
      </div>
-      <label class="cx-field cx-field--inline cx-field--pan">
-        <span>PAN / Aadhaar *</span>
-        <input
-          type="text"
-          [value]="customerIdProof"
-          (input)="customerIdProof = $any($event.target).value"
-          placeholder="ABCDE1234F"
-          maxlength="20"
-        />
-      </label>
-    }
-  </div>
+      <div class="cx-cashier__stats">
+        <div>
+          <span>Counter</span><strong>{{ cashier.tellerName || '—' }}</strong>
+        </div>
+        <div>
+          <span>Branch</span><strong>{{ cashier.officeName || '—' }}</strong>
+        </div>
+        <div>
+          <span>Allocated today</span
+          ><strong>{{
+            cashier.allocatedAmount === null ? '—' : '₹' + (cashier.allocatedAmount | number: '1.2-2')
+          }}</strong>
+        </div>
+        <div>
+          <span>Cash in hand</span><strong>₹{{ cashier.totalAmount | number: '1.2-2' }}</strong>
+        </div>
+      </div>
+    </section>
+  } @else if (noCashier) {
+    <section class="cx-cashier cx-cashier--none">
+      <mat-icon>person_off</mat-icon>
+      <div>
+        <div class="cx-cashier__name">Your login is not linked to a cashier</div>
+        <div class="cx-cashier__label">
+          A cash exchange moves notes in and out of a cashier's drawer, so it can only be recorded by a cashier. Log in
+          as a cashier to continue.
+        </div>
+      </div>
+    </section>
+  }
+
+  <!-- ── Customer: an existing client (details from their record) or a walk-in identified at the counter ── -->
+  <section class="cx-cust">
+    <header class="cx-cust__head">
+      <div class="cx-cust__title">
+        <span class="cx-cust__title-icon"><mat-icon>groups</mat-icon></span>
+        <div>
+          <div class="cx-cust__title-text">Customer</div>
+          <div class="cx-cust__title-sub">Who is exchanging cash at the counter</div>
+        </div>
+      </div>
+      <div class="cx-cust__modes" role="tablist" aria-label="Customer type">
+        <button
+          type="button"
+          role="tab"
+          class="cx-cust__mode"
+          [class.cx-cust__mode--active]="customerMode === 'existing'"
+          [attr.aria-selected]="customerMode === 'existing'"
+          (click)="setCustomerMode('existing')"
+        >
+          <mat-icon>badge</mat-icon> Existing Customer
+        </button>
+        <button
+          type="button"
+          role="tab"
+          class="cx-cust__mode"
+          [class.cx-cust__mode--active]="customerMode === 'walkin'"
+          [attr.aria-selected]="customerMode === 'walkin'"
+          (click)="setCustomerMode('walkin')"
+        >
+          <mat-icon>person_outline</mat-icon> Walk-in Customer
+        </button>
+      </div>
+    </header>
+
+    <div class="cx-cust__body">
+      <!-- Who -->
+      <div class="cx-cust__who">
+        @if (customerMode === 'existing') {
+          @if (loadingCustomer) {
+            <div class="cx-cust__empty">
+              <mat-icon class="cx-cust__empty-icon cx-spin">autorenew</mat-icon>
+              <div class="cx-cust__empty-title">Loading customer details…</div>
+            </div>
+          } @else if (!selectedCustomer) {
+            <div class="cx-cust__empty">
+              <mat-icon class="cx-cust__empty-icon">person_search</mat-icon>
+              <div class="cx-cust__empty-title">No customer selected</div>
+              <div class="cx-cust__empty-sub">Search by name, account no., PAN or Aadhaar</div>
+              <button type="button" class="cx-btn cx-btn--primary" (click)="openCustomerSearch()">
+                <mat-icon>search</mat-icon> Search Customer
+              </button>
+            </div>
+          } @else {
+            <div class="cx-cust__card">
+              <div class="cx-cust__card-top">
+                <div class="cx-avatar">{{ customerInitials }}</div>
+                <div class="cx-cust__card-id">
+                  <div class="cx-cust__name">{{ selectedCustomer.displayName }}</div>
+                  <div class="cx-cust__badges">
+                    <span
+                      class="cx-kyc"
+                      [class.cx-kyc--ok]="selectedCustomer.kycStatus === 'Verified'"
+                      [class.cx-kyc--warn]="selectedCustomer.kycStatus !== 'Verified'"
+                    >
+                      <mat-icon>{{
+                        selectedCustomer.kycStatus === 'Verified' ? 'verified_user' : 'gpp_maybe'
+                      }}</mat-icon>
+                      KYC: {{ selectedCustomer.kycStatus }}
+                    </span>
+                    @if (selectedCustomer.accountType) {
+                      <span class="cx-chip-tag">{{ selectedCustomer.accountType }}</span>
+                    }
+                  </div>
+                </div>
+                <div class="cx-cust__card-actions">
+                  <button type="button" class="cx-link-btn" (click)="openCustomerSearch()">
+                    <mat-icon>swap_horiz</mat-icon> Change
+                  </button>
+                  <button type="button" class="cx-link-btn cx-link-btn--danger" (click)="clearCustomer()">
+                    <mat-icon>close</mat-icon> Remove
+                  </button>
+                </div>
+              </div>
+              <div class="cx-cust__grid">
+                <div>
+                  <span>CIF No.</span><strong>{{ selectedCustomer.cifNumber || '—' }}</strong>
+                </div>
+                <div>
+                  <span>Client ID</span><strong>{{ selectedCustomer.clientId }}</strong>
+                </div>
+                <div>
+                  <span>Mobile</span><strong>{{ selectedCustomer.mobileNo || '—' }}</strong>
+                </div>
+                <div>
+                  <span>Branch</span><strong>{{ selectedCustomer.officeName || '—' }}</strong>
+                </div>
+                <div>
+                  <span>Account</span><strong>{{ selectedCustomer.accountNo || 'No account' }}</strong>
+                </div>
+                <div>
+                  <span>PAN on record</span>
+                  <strong>
+                    {{ selectedCustomer.kycPan || 'Not on record' }}
+                    @if (selectedCustomer.kycPan) {
+                      <span
+                        class="cx-kyc cx-kyc--sm"
+                        [class.cx-kyc--ok]="selectedCustomer.panVerified"
+                        [class.cx-kyc--warn]="!selectedCustomer.panVerified"
+                        >{{ selectedCustomer.panVerified ? 'Verified' : 'Not verified' }}</span
+                      >
+                    }
+                  </strong>
+                </div>
+              </div>
+            </div>
+          }
+        } @else {
+          <div class="cx-cust__walkin">
+            <label class="cx-field">
+              <span>Customer Name{{ needsPan ? ' *' : '' }}</span>
+              <input
+                type="text"
+                [value]="walkInName"
+                (input)="walkInName = $any($event.target).value"
+                placeholder="Full name as on ID"
+                maxlength="150"
+                autocomplete="off"
+              />
+            </label>
+            <label class="cx-field">
+              <span>Mobile</span>
+              <input
+                type="tel"
+                inputmode="numeric"
+                [value]="walkInMobile"
+                (input)="walkInMobile = $any($event.target).value"
+                placeholder="10-digit mobile number"
+                maxlength="15"
+                autocomplete="off"
+              />
+            </label>
+          </div>
+        }
+      </div>
+
+      <!-- PAN -->
+      <div
+        class="cx-pan"
+        [class.cx-pan--required]="panMissing"
+        [class.cx-pan--invalid]="panFormatInvalid"
+        [class.cx-pan--valid]="panValue && !panFormatInvalid"
+      >
+        <div class="cx-pan__head">
+          <mat-icon>credit_card</mat-icon>
+          <span class="cx-pan__label">PAN Card</span>
+          <span class="cx-pan__tag" [class.cx-pan__tag--on]="needsPan">{{ needsPan ? 'Mandatory' : 'Optional' }}</span>
+        </div>
+        <div class="cx-pan__input">
+          <input
+            type="text"
+            [value]="panNumber"
+            (input)="panNumber = $any($event.target).value.toUpperCase()"
+            placeholder="ABCDE1234F"
+            maxlength="10"
+            autocomplete="off"
+            spellcheck="false"
+            aria-label="PAN number"
+          />
+          @if (panValue && !panFormatInvalid) {
+            <mat-icon class="cx-pan__state cx-pan__state--ok">check_circle</mat-icon>
+          } @else if (panFormatInvalid) {
+            <mat-icon class="cx-pan__state cx-pan__state--bad">error</mat-icon>
+          }
+        </div>
+        <div class="cx-pan__hint">
+          @if (panFormatInvalid) {
+            PAN is 5 letters, 4 digits, 1 letter (e.g. ABCDE1234F).
+          } @else if (panFromKyc) {
+            <mat-icon>link</mat-icon> Fetched from the customer's KYC record.
+          } @else if (panMissing) {
+            Required: this exchange is above ₹50,000 (Income Tax Rule 114B / RBI).
+          } @else {
+            Mandatory for exchanges above ₹50,000.
+          }
+        </div>
+      </div>
+    </div>
+  </section>

  <div class="cx-cols">
+    <!-- The cashier's count of a denomination and what this exchange does to it, updated as counts are typed. -->
+    <ng-template #drawerCell let-d="d">
+      @if (availableFor(d) === null) {
+        —
+      } @else {
+        In drawer <strong>{{ availableFor(d) }}</strong>
+        @if (netFor(d) !== 0) {
+          <span class="cx-after">
+            <mat-icon>{{ netFor(d) > 0 ? 'trending_up' : 'trending_down' }}</mat-icon>
+            <strong>{{ drawerAfter(d) }}</strong>
+            <small>({{ netFor(d) > 0 ? '+' : '' }}{{ netFor(d) }})</small>
+          </span>
+        }
+      }
+    </ng-template>
+
    <!-- RECEIVED -->
    <section class="cx-col cx-col--received">
      <header class="cx-col-head">
@@ -78,7 +283,7 @@
          <div class="cx-subhead">Bank Notes</div>
        }
        @for (d of notes; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock">
            <span class="cx-chip">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('r', d, -1)" [disabled]="countFor('r', d) === 0">−</button>
@@ -90,6 +295,9 @@
              />
              <button type="button" (click)="bump('r', d, 1)">+</button>
            </div>
+            <span class="cx-avail" [class.cx-avail--up]="netFor(d) > 0" [class.cx-avail--down]="netFor(d) < 0">
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('r', d) === 0"
              >₹{{ subtotal('r', d) | number: '1.2-2' }}</span
            >
@@ -99,7 +307,7 @@
          <div class="cx-subhead">Coins</div>
        }
        @for (d of coins; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock">
            <span class="cx-chip cx-chip--coin">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('r', d, -1)" [disabled]="countFor('r', d) === 0">−</button>
@@ -111,6 +319,9 @@
              />
              <button type="button" (click)="bump('r', d, 1)">+</button>
            </div>
+            <span class="cx-avail" [class.cx-avail--up]="netFor(d) > 0" [class.cx-avail--down]="netFor(d) < 0">
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('r', d) === 0"
              >₹{{ subtotal('r', d) | number: '1.2-2' }}</span
            >
@@ -131,7 +342,7 @@
          <div class="cx-subhead">Bank Notes</div>
        }
        @for (d of notes; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock" [class.cx-row--over]="exceedsAvailable(d)">
            <span class="cx-chip">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('g', d, -1)" [disabled]="countFor('g', d) === 0">−</button>
@@ -141,8 +352,16 @@
                [value]="countFor('g', d)"
                (input)="onChange('g', d, $any($event.target).value)"
              />
-              <button type="button" (click)="bump('g', d, 1)">+</button>
+              <button type="button" (click)="bump('g', d, 1)" [disabled]="!canGiveMore(d)">+</button>
            </div>
+            <span
+              class="cx-avail"
+              [class.cx-avail--up]="netFor(d) > 0"
+              [class.cx-avail--down]="netFor(d) < 0"
+              [class.cx-avail--over]="exceedsAvailable(d)"
+            >
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('g', d) === 0"
              >₹{{ subtotal('g', d) | number: '1.2-2' }}</span
            >
@@ -152,7 +371,7 @@
          <div class="cx-subhead">Coins</div>
        }
        @for (d of coins; track d.id) {
-          <div class="cx-row">
+          <div class="cx-row cx-row--stock" [class.cx-row--over]="exceedsAvailable(d)">
            <span class="cx-chip cx-chip--coin">{{ d.label }}</span>
            <div class="cx-step">
              <button type="button" (click)="bump('g', d, -1)" [disabled]="countFor('g', d) === 0">−</button>
@@ -162,8 +381,16 @@
                [value]="countFor('g', d)"
                (input)="onChange('g', d, $any($event.target).value)"
              />
-              <button type="button" (click)="bump('g', d, 1)">+</button>
+              <button type="button" (click)="bump('g', d, 1)" [disabled]="!canGiveMore(d)">+</button>
            </div>
+            <span
+              class="cx-avail"
+              [class.cx-avail--up]="netFor(d) > 0"
+              [class.cx-avail--down]="netFor(d) < 0"
+              [class.cx-avail--over]="exceedsAvailable(d)"
+            >
+              <ng-container *ngTemplateOutlet="drawerCell; context: { d: d }"></ng-container>
+            </span>
            <span class="cx-amt" [class.cx-amt--zero]="countFor('g', d) === 0"
              >₹{{ subtotal('g', d) | number: '1.2-2' }}</span
            >
@@ -173,6 +400,30 @@
    </section>
  </div>

+  <!-- What this exchange does to the cashier's drawer, denomination by denomination. -->
+  @if (impactRows.length) {
+    <div class="cx-impact">
+      <div class="cx-impact__title"><mat-icon>inventory_2</mat-icon> Drawer after this exchange</div>
+      <div class="cx-impact__chips">
+        @for (r of impactRows; track r.id) {
+          <span
+            class="cx-impact__chip"
+            [class.cx-impact__chip--up]="r.net > 0"
+            [class.cx-impact__chip--down]="r.net < 0"
+          >
+            <b>{{ r.label }}</b>
+            {{ r.before }} → {{ r.after }}
+            <em>({{ r.net > 0 ? '+' : '' }}{{ r.net }})</em>
+          </span>
+        }
+      </div>
+      <div class="cx-impact__note">
+        The branch's total for each denomination moves by the same amount; the vault is not touched (Branch Ops → Branch
+        Cash Position).
+      </div>
+    </div>
+  }
+
  <div class="cx-summary">
    <div class="cx-sum">
      <span>Received</span><strong>₹{{ receivedTotal | number: '1.2-2' }}</strong>
@@ -213,9 +464,15 @@
      </div>
    </div>
  }
-  @if (needsIdProof && !customerIdProof.trim()) {
+  @if (panMissing) {
    <div class="cx-warn cx-warn--pan">
-      <mat-icon>badge</mat-icon> Enter customer PAN / Aadhaar to proceed (amount ≥ ₹50,000).
+      <mat-icon>badge</mat-icon> Enter the customer's PAN to proceed (amount above ₹50,000).
+    </div>
+  }
+  @if (!customerIdentified && !loadingCustomer) {
+    <div class="cx-warn cx-warn--pan">
+      <mat-icon>person_search</mat-icon>
+      {{ customerMode === 'existing' ? 'Search and select the customer.' : "Enter the walk-in customer's name." }}
    </div>
  }

@@ -73,99 +73,584 @@
  }
 }

-/* ── Customer info bar ── */
-.cx-customer-bar {
-  display: flex;
-  align-items: center;
-  gap: 12px;
-  padding: 10px 14px;
-  background: #f8fafc;
+/* ── Customer: existing client or walk-in, plus PAN ── */
+.cx-cust {
+  background: #fff;
  border: 1px solid #e2e8f0;
-  border-radius: 10px;
-  flex-wrap: wrap;
-}
+  border-radius: 14px;
+  box-shadow: 0 1px 2px rgb(15 23 42 / 4%);
+  overflow: hidden;

-.cx-customer-toggle {
-  display: flex;
-  align-items: center;
-  gap: 6px;
-  font-size: 13px;
-  font-weight: 600;
-  color: #475569;
-  cursor: pointer;
-  user-select: none;
+  &__head {
+    display: flex;
+    align-items: center;
+    justify-content: space-between;
+    flex-wrap: wrap;
+    gap: 12px;
+    padding: 12px 16px;
+    background: linear-gradient(180deg, #f8fafc, #f1f5f9);
+    border-bottom: 1px solid #e2e8f0;
+  }

-  mat-icon {
-    font-size: 20px;
-    height: 20px;
-    width: 20px;
+  &__title {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+  }
+
+  &__title-icon {
+    display: grid;
+    place-items: center;
+    width: 36px;
+    height: 36px;
+    border-radius: 10px;
+    background: #e6f4ee;
+    color: #0f4f3c;
+
+    mat-icon {
+      font-size: 20px;
+      width: 20px;
+      height: 20px;
+    }
+  }
+
+  &__title-text {
+    font-size: 14px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__title-sub {
+    font-size: 12px;
+    color: #64748b;
+  }
+
+  &__modes {
+    display: inline-flex;
+    padding: 3px;
+    background: #e2e8f0;
+    border-radius: 10px;
+  }
+
+  &__mode {
+    display: inline-flex;
+    align-items: center;
+    gap: 6px;
+    height: 32px;
+    padding: 0 14px;
+    border: 0;
+    border-radius: 8px;
+    background: transparent;
+    font-size: 13px;
+    font-weight: 600;
+    color: #475569;
+    cursor: pointer;
+    transition:
+      background 0.15s ease,
+      color 0.15s ease;
+
+    mat-icon {
+      font-size: 18px;
+      width: 18px;
+      height: 18px;
+    }
+
+    &:hover {
+      color: #0f172a;
+    }
+
+    &--active,
+    &--active:hover {
+      background: #fff;
+      color: #0f4f3c;
+      box-shadow: 0 1px 3px rgb(15 23 42 / 15%);
+    }
+  }
+
+  &__body {
+    display: grid;
+    grid-template-columns: minmax(0, 1.7fr) minmax(260px, 1fr);
+    gap: 16px;
+    padding: 16px;
+  }
+
+  &__who {
+    min-width: 0;
+  }
+
+  /* Nothing picked yet, or loading */
+  &__empty {
+    display: flex;
+    flex-direction: column;
+    align-items: center;
+    justify-content: center;
+    gap: 4px;
+    min-height: 150px;
+    padding: 20px;
+    text-align: center;
+    background: #f8fafc;
+    border: 1.5px dashed #cbd5e1;
+    border-radius: 12px;
+  }
+
+  &__empty-icon {
+    font-size: 36px;
+    width: 36px;
+    height: 36px;
    color: #94a3b8;
  }

-  &--active {
-    color: #1e40af;
+  &__empty-title {
+    font-size: 14px;
+    font-weight: 600;
+    color: #334155;
+  }
+
+  &__empty-sub {
+    margin-bottom: 8px;
+    font-size: 12px;
+    color: #64748b;
+  }
+
+  /* A picked client */
+  &__card {
+    padding: 14px;
+    background: #fff;
+    border: 1px solid #e2e8f0;
+    border-radius: 12px;
+  }
+
+  &__card-top {
+    display: flex;
+    align-items: center;
+    flex-wrap: wrap;
+    gap: 12px;
+  }
+
+  &__card-id {
+    flex: 1 1 180px;
+    min-width: 0;
+  }
+
+  &__name {
+    font-size: 16px;
+    font-weight: 700;
+    color: #0f172a;
+    overflow-wrap: anywhere;
+  }
+
+  &__badges {
+    display: flex;
+    align-items: center;
+    flex-wrap: wrap;
+    gap: 6px;
+    margin-top: 4px;
+  }
+
+  &__card-actions {
+    display: flex;
+    gap: 4px;
+  }
+
+  &__grid {
+    display: grid;
+    grid-template-columns: repeat(auto-fill, minmax(150px, 1fr));
+    gap: 12px 16px;
+    margin-top: 12px;
+    padding-top: 12px;
+    border-top: 1px dashed #e2e8f0;
+
+    span {
+      display: block;
+      margin-bottom: 2px;
+      font-size: 11px;
+      color: #64748b;
+    }
+
+    strong {
+      font-size: 13px;
+      font-weight: 600;
+      color: #0f172a;
+    }
+  }
+
+  /* A walk-in, identified at the counter */
+  &__walkin {
+    display: grid;
+    grid-template-columns: 1fr 1fr;
+    gap: 12px;
+
+    .cx-field {
+      font-size: 12px;
+    }
+
+    .cx-field input {
+      width: 100%;
+      height: 40px;
+      box-sizing: border-box;
+    }
+  }
+
+  .cx-field input:focus {
+    outline: none;
+    border-color: #1f7a4d;
+    box-shadow: 0 0 0 3px rgb(31 122 77 / 15%);
+  }
+}
+
+.cx-avatar {
+  display: grid;
+  place-items: center;
+  flex: 0 0 auto;
+  width: 44px;
+  height: 44px;
+  border-radius: 50%;
+  background: linear-gradient(135deg, #1f7a4d, #0f4f3c);
+  font-size: 15px;
+  font-weight: 700;
+  letter-spacing: 0.02em;
+  color: #fff;
+
+  &--sm {
+    width: 40px;
+    height: 40px;
+    font-size: 14px;
+  }
+}
+
+/* The cashier at the counter, or why there is none */
+.cx-cashier {
+  display: flex;
+  align-items: center;
+  flex-wrap: wrap;
+  gap: 14px 20px;
+  padding: 12px 16px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-left: 4px solid #1f7a4d;
+  border-radius: 14px;
+  box-shadow: 0 1px 2px rgb(15 23 42 / 4%);
+
+  &__id {
+    flex: 1 1 220px;
+    min-width: 0;
+  }
+
+  &__label {
+    font-size: 11px;
+    font-weight: 600;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  &__name {
+    font-size: 16px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__flow {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 4px 14px;
+    margin-top: 2px;
+    font-size: 12px;
+    color: #475569;
+
+    span {
+      display: inline-flex;
+      align-items: center;
+      gap: 2px;
+    }

    mat-icon {
-      color: #1e40af;
+      font-size: 14px;
+      width: 14px;
+      height: 14px;
+      color: #94a3b8;
+    }
+  }
+
+  &__stats {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 10px 28px;
+
+    span {
+      display: block;
+      font-size: 11px;
+      color: #64748b;
+    }
+
+    strong {
+      font-size: 14px;
+      font-weight: 600;
+      color: #0f172a;
+    }
+  }
+
+  &--none {
+    background: #fffbeb;
+    border-color: #fcd34d;
+    border-left-color: #d97706;
+
+    mat-icon {
+      color: #d97706;
+    }
+
+    .cx-cashier__label {
+      font-weight: 500;
+      letter-spacing: 0;
+      text-transform: none;
+      color: #92400e;
    }
  }
 }

-.cx-walk-in {
-  display: flex;
+.cx-kyc {
+  display: inline-flex;
  align-items: center;
  gap: 4px;
-  font-size: 12px;
-  color: #64748b;
+  padding: 2px 8px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 600;

  mat-icon {
-    font-size: 16px;
-    height: 16px;
-    width: 16px;
+    font-size: 14px;
+    width: 14px;
+    height: 14px;
+  }
+
+  &--ok {
+    background: #dcfce7;
+    color: #166534;
+  }
+
+  &--warn {
+    background: #fef3c7;
+    color: #92400e;
+  }
+
+  &--sm {
+    margin-left: 6px;
+    padding: 1px 6px;
+    font-size: 10px;
  }
 }

-.cx-pan-required {
-  display: flex;
-  align-items: center;
-  gap: 6px;
-  padding: 4px 10px;
-  background: #fffbeb;
-  border: 1px solid #fcd34d;
+.cx-chip-tag {
+  padding: 2px 8px;
  border-radius: 6px;
+  background: #eef2ff;
+  font-size: 11px;
+  font-weight: 600;
+  color: #3730a3;
+}
+
+.cx-link-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 4px;
+  height: 30px;
+  padding: 0 10px;
+  border: 0;
+  border-radius: 8px;
+  background: transparent;
  font-size: 12px;
  font-weight: 600;
-  color: #92400e;
+  color: #1e40af;
+  cursor: pointer;

  mat-icon {
    font-size: 16px;
-    height: 16px;
    width: 16px;
-    color: #d97706;
+    height: 16px;
+  }
+
+  &:hover {
+    background: #eff6ff;
+  }
+
+  &--danger {
+    color: #b91c1c;
+
+    &:hover {
+      background: #fef2f2;
+    }
  }
 }

-.cx-field--inline {
-  flex-direction: row;
-  align-items: center;
+/* PAN: neutral until needed, amber when required and missing, red when malformed, green when valid */
+.cx-pan {
+  display: flex;
+  flex-direction: column;
+  align-self: start;
  gap: 8px;
+  padding: 14px;
+  background: #f8fafc;
+  border: 1px solid #e2e8f0;
+  border-radius: 12px;

-  span {
-    white-space: nowrap;
+  &__head {
+    display: flex;
+    align-items: center;
+    gap: 8px;
+
+    mat-icon {
+      font-size: 20px;
+      width: 20px;
+      height: 20px;
+      color: #475569;
+    }
  }

-  input {
-    width: 180px;
+  &__label {
+    font-size: 13px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__tag {
+    margin-left: auto;
+    padding: 2px 8px;
+    border-radius: 999px;
+    background: #e2e8f0;
+    font-size: 11px;
+    font-weight: 600;
+    color: #475569;
+
+    &--on {
+      background: #fef3c7;
+      color: #92400e;
+    }
+  }
+
+  &__input {
+    position: relative;
+
+    input {
+      width: 100%;
+      height: 44px;
+      box-sizing: border-box;
+      padding: 0 40px 0 12px;
+      background: #fff;
+      border: 1.5px solid #cbd5e1;
+      border-radius: 10px;
+      font-family: ui-monospace, sfmono-regular, menlo, consolas, monospace;
+      font-size: 18px;
+      font-weight: 600;
+      letter-spacing: 0.18em;
+      text-transform: uppercase;
+      color: #0f172a;
+
+      &::placeholder {
+        font-weight: 500;
+        color: #cbd5e1;
+      }
+
+      &:focus {
+        outline: none;
+        border-color: #1f7a4d;
+        box-shadow: 0 0 0 3px rgb(31 122 77 / 15%);
+      }
+    }
+  }
+
+  &__state {
+    position: absolute;
+    top: 50%;
+    right: 10px;
+    transform: translateY(-50%);
+    font-size: 22px;
+    width: 22px;
+    height: 22px;
+
+    &--ok {
+      color: #16a34a;
+    }
+
+    &--bad {
+      color: #dc2626;
+    }
+  }
+
+  &__hint {
+    display: flex;
+    align-items: center;
+    gap: 4px;
+    font-size: 12px;
+    color: #64748b;
+
+    mat-icon {
+      font-size: 14px;
+      width: 14px;
+      height: 14px;
+    }
+  }
+
+  &--required {
+    background: #fffbeb;
+    border-color: #fcd34d;
+
+    .cx-pan__input input {
+      border-color: #f59e0b;
+    }
+
+    .cx-pan__hint {
+      font-weight: 600;
+      color: #92400e;
+    }
+  }
+
+  &--invalid {
+    background: #fef2f2;
+    border-color: #fecaca;
+
+    .cx-pan__input input {
+      border-color: #ef4444;
+    }
+
+    .cx-pan__hint {
+      font-weight: 600;
+      color: #b91c1c;
+    }
+  }
+
+  &--valid {
+    background: #f0fdf4;
+    border-color: #bbf7d0;
+
+    .cx-pan__input input {
+      border-color: #22c55e;
+    }
+
+    .cx-pan__hint {
+      color: #166534;
+    }
  }
 }

-.cx-field--pan input {
-  width: 160px;
-  border-color: #fcd34d;
+.cx-spin {
+  animation: cx-spin 1s linear infinite;
+}

-  &:focus {
-    outline: none;
-    border-color: #d97706;
+@keyframes cx-spin {
+  to {
+    transform: rotate(360deg);
+  }
+}
+
+@media (width <= 900px) {
+  .cx-cust__body {
+    grid-template-columns: 1fr;
+  }
+}
+
+@media (width <= 600px) {
+  .cx-cust__walkin {
+    grid-template-columns: 1fr;
  }
 }

@@ -345,6 +830,129 @@
  border-bottom: 1px dotted #eef2f7;
 }

+/* Both sides: the cashier's count of each denomination sits between the counter and the amount. */
+.cx-row--stock {
+  grid-template-columns: 64px 120px 1fr 96px;
+}
+
+.cx-row--over {
+  background: #fef2f2;
+}
+
+.cx-avail {
+  padding-left: 6px;
+  font-size: 12px;
+  color: #64748b;
+
+  strong {
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  /* the count after this exchange: green when it goes up, red when it goes down */
+  .cx-after {
+    display: inline-flex;
+    align-items: center;
+    gap: 3px;
+    margin-left: 6px;
+    font-weight: 600;
+
+    mat-icon {
+      font-size: 16px;
+      width: 16px;
+      height: 16px;
+    }
+
+    small {
+      font-size: 11px;
+    }
+  }
+
+  &--up .cx-after,
+  &--up .cx-after strong {
+    color: #15803d;
+  }
+
+  &--down .cx-after,
+  &--down .cx-after strong {
+    color: #b45309;
+  }
+
+  &--over,
+  &--over strong,
+  &--over .cx-after,
+  &--over .cx-after strong {
+    color: #b91c1c;
+  }
+}
+
+/* The drawer after the whole exchange, one chip per denomination it changes */
+.cx-impact {
+  padding: 12px 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 12px;
+
+  &__title {
+    display: flex;
+    align-items: center;
+    gap: 6px;
+    margin-bottom: 8px;
+    font-size: 13px;
+    font-weight: 700;
+    color: #0f172a;
+
+    mat-icon {
+      font-size: 18px;
+      width: 18px;
+      height: 18px;
+      color: #475569;
+    }
+  }
+
+  &__chips {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 8px;
+  }
+
+  &__chip {
+    display: inline-flex;
+    align-items: center;
+    gap: 6px;
+    padding: 5px 10px;
+    border-radius: 8px;
+    background: #f1f5f9;
+    font-size: 12px;
+    color: #334155;
+
+    b {
+      font-weight: 700;
+    }
+
+    em {
+      font-style: normal;
+      font-weight: 700;
+    }
+
+    &--up {
+      background: #dcfce7;
+      color: #166534;
+    }
+
+    &--down {
+      background: #fef3c7;
+      color: #92400e;
+    }
+  }
+
+  &__note {
+    margin-top: 8px;
+    font-size: 11px;
+    color: #64748b;
+  }
+}
+
 .cx-chip {
  display: inline-flex;
  align-items: center;
@@ -11,7 +11,16 @@ import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
+import { MatDialog, MatDialogModule } from '@angular/material/dialog';
+import { forkJoin, of } from 'rxjs';
+import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { ClientsService } from 'app/clients/clients.service';
+import {
+  CustomerSearchDialogComponent,
+  CustomerSearchResult
+} from 'app/shared/customer-search-dialog/customer-search-dialog.component';
+import { businessToday } from 'app/core/utils/business-today';

 interface Denom {
  id: number;
@@ -20,6 +29,47 @@ interface Denom {
  label: string;
 }

+/** An existing client picked through Customer Search, with what the counter needs to identify them. */
+interface SelectedCustomer {
+  clientId: number;
+  displayName: string;
+  cifNumber: string | null;
+  mobileNo: string | null;
+  officeName: string | null;
+  accountNo: string | null;
+  accountType: string | null;
+  /** PAN on the client's KYC record, if any. */
+  kycPan: string | null;
+  panVerified: boolean;
+  kycStatus: string;
+}
+
+/** The cashier at the counter: the one who takes the customer's notes and hands over the change. */
+interface CashierInfo {
+  cashierId: number;
+  name: string;
+  tellerName: string | null;
+  officeName: string | null;
+  /** Cash the vault allocated to them for the day, once known. */
+  allocatedAmount: number | null;
+  /** Cash they hold now. */
+  totalAmount: number;
+}
+
+/** Same rule as ClientKycApiConstants.PAN_REGEX on the server: 5 letters, 4 digits, 1 letter. */
+const PAN_PATTERN = /^[A-Z]{5}[0-9]{4}[A-Z]$/;
+
+/** Income Tax Rule 114B / RBI: a cash exchange above this needs the customer's PAN. */
+const PAN_MANDATORY_ABOVE = 50000;
+
+const KYC_STATUS: Record<number, string> = {
+  100: 'Pending',
+  200: 'In Progress',
+  300: 'Verified',
+  400: 'Rejected',
+  500: 'Expired'
+};
+
 /** Cashier cash-exchange entry: customer gives some denominations and takes equal-value change (net 0). */
@Component({
  selector: 'mifosx-cash-exchange-entry',
@@ -30,11 +80,14 @@ interface Denom {
    CommonModule,
    FormsModule,
    MatIconModule,
-    MatSnackBarModule
+    MatSnackBarModule,
+    MatDialogModule
  ]
 })
 export class CashExchangeEntryComponent implements OnInit {
  private service = inject(CashierService);
+  private clientsService = inject(ClientsService);
+  private dialog = inject(MatDialog);
  private snackBar = inject(MatSnackBar);

  notes: Denom[] = [];
@@ -46,11 +99,17 @@ export class CashExchangeEntryComponent implements OnInit {
  saving = false;

  // ── Customer info ──
-  isAccountHolder = false;
-  accountNo = '';
-  customerIdProof = '';
+  /** An existing client found through Customer Search, or a walk-in identified at the counter. */
+  customerMode: 'existing' | 'walkin' = 'walkin';
+  selectedCustomer: SelectedCustomer | null = null;
+  loadingCustomer = false;
+  walkInName = '';
+  walkInMobile = '';
+  panNumber = '';

-  // ── Cashier position (for denomination overdraft check) ──
+  // ── Cashier at the counter, and their position (for the denomination overdraft check) ──
+  /** The cashier linked to the logged-in user; null when the login is not a cashier's. */
+  cashier: CashierInfo | null = null;
  private availableMap = new Map<number, number>();
  positionLoaded = false;

@@ -63,7 +122,7 @@ export class CashExchangeEntryComponent implements OnInit {
  }

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.exchangeDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service.getActiveDenominations().subscribe({
      next: (list) => {
@@ -87,7 +146,19 @@ export class CashExchangeEntryComponent implements OnInit {
        ((res?.denominations || []) as any[]).forEach((d: any) => {
          if (d.denominationId) this.availableMap.set(Number(d.denominationId), Number(d.count ?? 0));
        });
+        const cashierId = res?.cashierId ? Number(res.cashierId) : null;
+        this.cashier = cashierId
+          ? {
+              cashierId,
+              name: res.cashierName || '',
+              tellerName: null,
+              officeName: null,
+              allocatedAmount: null,
+              totalAmount: Number(res.totalAmount ?? 0)
+            }
+          : null;
        this.positionLoaded = true;
+        if (cashierId) this.loadCashierDetails(cashierId);
      },
      error: () => {
        this.positionLoaded = true;
@@ -95,6 +166,31 @@ export class CashExchangeEntryComponent implements OnInit {
    });
  }

+  /** The counter, branch and today's allocation; the card still shows name and cash in hand without them. */
+  private loadCashierDetails(cashierId: number): void {
+    this.service
+      .getInterCashierCashierSummary(cashierId, this.exchangeDate)
+      .pipe(catchError(() => of(null)))
+      .subscribe((r: any) => {
+        if (!r || this.cashier?.cashierId !== cashierId) return;
+        this.cashier = {
+          ...this.cashier,
+          tellerName: r.tellerName || null,
+          officeName: r.officeName || null,
+          allocatedAmount: Number(r.allocatedAmount ?? 0)
+        };
+      });
+  }
+
+  /** Up to two letters for the cashier's avatar. */
+  get cashierInitials(): string {
+    const words = (this.cashier?.name || '').trim().split(/\s+/).filter(Boolean);
+    if (words.length === 0) return '?';
+    const first = words[0].charAt(0);
+    const last = words.length > 1 ? words[words.length - 1].charAt(0) : '';
+    return (first + last).toUpperCase();
+  }
+
  countFor(side: 'r' | 'g', d: Denom): number {
    return (side === 'r' ? this.receivedCounts : this.givenCounts)[d.id] || 0;
  }
@@ -128,14 +224,102 @@ export class CashExchangeEntryComponent implements OnInit {
    return this.receivedTotal > 0 && this.receivedTotal === this.givenTotal;
  }

-  /** Above ₹50,000 PAN/ID is mandatory per RBI guideline */
-  get needsIdProof(): boolean {
-    return this.receivedTotal >= 50000;
+  /** Above ₹50,000 the customer's PAN is mandatory (Income Tax Rule 114B, followed under RBI guidelines). */
+  get needsPan(): boolean {
+    return this.receivedTotal > PAN_MANDATORY_ABOVE;
+  }
+
+  /** Up to two letters for the avatar: first and last word of the customer's name. */
+  get customerInitials(): string {
+    const words = (this.selectedCustomer?.displayName || '').trim().split(/\s+/).filter(Boolean);
+    if (words.length === 0) return '?';
+    const first = words[0].charAt(0);
+    const last = words.length > 1 ? words[words.length - 1].charAt(0) : '';
+    return (first + last).toUpperCase();
+  }
+
+  get panValue(): string {
+    return this.panNumber.trim().toUpperCase();
+  }
+
+  /** A PAN that is entered must be well-formed, required or not. */
+  get panFormatInvalid(): boolean {
+    return !!this.panValue && !PAN_PATTERN.test(this.panValue);
+  }
+
+  get panMissing(): boolean {
+    return this.needsPan && !this.panValue;
+  }
+
+  /** The PAN comes from the client's KYC record, so the cashier confirms it rather than types it. */
+  get panFromKyc(): boolean {
+    return !!this.selectedCustomer?.kycPan && this.panValue === this.selectedCustomer.kycPan.toUpperCase();
+  }
+
+  /** Who the customer is has to be known: a picked client, or a walk-in's name once PAN is required. */
+  get customerIdentified(): boolean {
+    if (this.customerMode === 'existing') return !!this.selectedCustomer;
+    return !this.needsPan || this.walkInName.trim().length > 0;
+  }
+
+  /** A login with no cashier behind it has no drawer to take notes into or give change from. */
+  get noCashier(): boolean {
+    return this.positionLoaded && !this.cashier;
+  }
+
+  /** How many of the denomination the cashier holds, or null while that is not known (loading, or no cashier). */
+  availableFor(d: Denom): number | null {
+    if (!this.positionLoaded || !this.cashier) return null;
+    return this.availableMap.get(d.id) ?? 0;
+  }
+
+  /** The cashier is giving more of this denomination than they hold. */
+  exceedsAvailable(d: Denom): boolean {
+    const available = this.availableFor(d);
+    return available !== null && this.countFor('g', d) > available;
+  }
+
+  /** The + on the given side stops at what the cashier holds; a larger typed number is still caught and shown. */
+  canGiveMore(d: Denom): boolean {
+    const available = this.availableFor(d);
+    return available === null || this.countFor('g', d) < available;
+  }
+
+  /** What this exchange does to the cashier's count of the denomination: notes taken in less notes given out. */
+  netFor(d: Denom): number {
+    return this.countFor('r', d) - this.countFor('g', d);
+  }
+
+  /** The cashier's count of the denomination once this exchange is recorded, or null while it is not known. */
+  drawerAfter(d: Denom): number | null {
+    const available = this.availableFor(d);
+    return available === null ? null : available + this.netFor(d);
+  }
+
+  /**
+   * The denominations this exchange changes, with the drawer's count before and after, so the effect shows
+   * while the counts are being typed. The branch's total for each denomination moves by the same amount, as
+   * the customer's notes go into the drawer and the change comes out of it; the vault is not involved.
+   */
+  get impactRows(): Array<{ id: number; label: string; kind: string; net: number; before: number; after: number }> {
+    if (!this.positionLoaded || !this.cashier) return [];
+    return this.denoms
+      .filter((d) => this.netFor(d) !== 0)
+      .map((d) => ({
+        id: d.id,
+        label: d.label,
+        kind: d.kind,
+        net: this.netFor(d),
+        before: this.availableFor(d) ?? 0,
+        after: this.drawerAfter(d) ?? 0
+      }));
  }

  /** Denominations where cashier is giving more than currently available. */
  get givenOverdraftItems(): Array<{ label: string; available: number; requested: number }> {
-    if (!this.positionLoaded) return [];
+    // Without a cashier every denomination would read as "0 available"; the missing cashier is the
+    // thing to tell the user, not a stock shortage.
+    if (!this.positionLoaded || !this.cashier) return [];
    return this.denoms
      .map((d) => ({ label: d.label, available: this.availableMap.get(d.id) ?? 0, requested: this.countFor('g', d) }))
      .filter((item) => item.requested > 0 && item.requested > item.available);
@@ -146,21 +330,77 @@ export class CashExchangeEntryComponent implements OnInit {
  }

  get valid(): boolean {
-    return this.matches && (!this.needsIdProof || this.customerIdProof.trim().length > 0) && !this.hasGivenOverdraft;
+    return (
+      this.matches &&
+      !!this.cashier &&
+      !this.hasGivenOverdraft &&
+      !this.panFormatInvalid &&
+      !this.panMissing &&
+      this.customerIdentified &&
+      !this.loadingCustomer
+    );
  }

-  toggleAccountHolder(): void {
-    this.isAccountHolder = !this.isAccountHolder;
-    if (!this.isAccountHolder) this.accountNo = '';
+  setCustomerMode(mode: 'existing' | 'walkin'): void {
+    if (this.customerMode === mode) return;
+    this.customerMode = mode;
+    this.selectedCustomer = null;
+    this.walkInName = '';
+    this.walkInMobile = '';
+    this.panNumber = '';
+  }
+
+  /** Pick an existing client through Customer Search, then load their details and KYC (PAN). */
+  openCustomerSearch(): void {
+    this.dialog
+      // An existing customer without an account is still a known customer, so the account is not required.
+      .open(CustomerSearchDialogComponent, { width: '960px', maxWidth: '95vw', data: { requireAccount: false } })
+      .afterClosed()
+      .subscribe((result: CustomerSearchResult | undefined) => {
+        if (!result?.clientId) return;
+        this.loadCustomer(result);
+      });
+  }
+
+  private loadCustomer(result: CustomerSearchResult): void {
+    this.loadingCustomer = true;
+    const id = String(result.clientId);
+    forkJoin({
+      client: this.clientsService.getClientData(id, true).pipe(catchError(() => of(null))),
+      kyc: this.clientsService.getClientKyc(id, true).pipe(catchError(() => of(null)))
+    }).subscribe(({ client, kyc }: { client: any; kyc: any }) => {
+      const kycPan: string | null = kyc?.panNumber || result.panNumber || null;
+      this.selectedCustomer = {
+        clientId: result.clientId,
+        displayName: client?.displayName || result.displayName,
+        cifNumber: client?.cifNumber || null,
+        mobileNo: client?.mobileNo || result.mobileNo || null,
+        officeName: client?.officeName || result.officeName || null,
+        accountNo: result.accountNo || null,
+        accountType: result.accountType || null,
+        kycPan,
+        panVerified: !!kyc?.panVerified,
+        kycStatus: KYC_STATUS[Number(kyc?.kycStatus?.id ?? kyc?.kycStatus)] || 'Not on record'
+      };
+      this.panNumber = kycPan ? kycPan.toUpperCase() : '';
+      this.loadingCustomer = false;
+    });
+  }
+
+  clearCustomer(): void {
+    this.selectedCustomer = null;
+    this.panNumber = '';
  }

  clear(): void {
    this.receivedCounts = {};
    this.givenCounts = {};
    this.note = '';
-    this.accountNo = '';
-    this.customerIdProof = '';
-    this.isAccountHolder = false;
+    this.customerMode = 'walkin';
+    this.selectedCustomer = null;
+    this.walkInName = '';
+    this.walkInMobile = '';
+    this.panNumber = '';
  }

  submit(): void {
@@ -170,11 +410,17 @@ export class CashExchangeEntryComponent implements OnInit {
      this.denoms
        .filter((d) => this.countFor(side, d) > 0)
        .map((d) => ({ denominationId: d.id, denominationValue: d.value, count: this.countFor(side, d) }));
+    const customer = this.customerMode === 'existing' ? this.selectedCustomer : null;
+    const pan = this.panValue || null;
    const payload: any = {
      exchangeDate: this.exchangeDate,
      note: this.note || null,
-      customerIdProof: this.customerIdProof.trim() || null,
-      accountNo: this.isAccountHolder && this.accountNo.trim() ? this.accountNo.trim() : null,
+      clientId: customer?.clientId ?? null,
+      accountNo: customer?.accountNo ?? null,
+      customerName: customer ? customer.displayName : this.walkInName.trim() || null,
+      customerMobile: customer ? customer.mobileNo : this.walkInMobile.trim() || null,
+      panNumber: pan,
+      customerIdProof: pan,
      received: build('r'),
      given: build('g')
    };
@@ -11,25 +11,11 @@
    <div>
      <div class="pg-eyebrow">CASHIER · HISTORY</div>
      <h1 class="pg-title">Cash Movement History</h1>
-      <p class="pg-sub">All transfers, settlements, and inter-cashier movements. Reverse any active transaction.</p>
+      <p class="pg-sub">All transfers, settlements, inter-cashier movements and cash exchanges.</p>
    </div>
    <button type="button" class="pg-btn pg-btn--ghost" (click)="load()"><mat-icon>refresh</mat-icon> Refresh</button>
  </header>

-  <!-- Reversal confirm panel -->
-  @if (reversingId !== null) {
-    <div class="reverse-panel">
-      <mat-icon class="reverse-icon">warning</mat-icon>
-      <span
-        >Reverse <strong>#{{ reversingId }}</strong
-        >? This cannot be undone.</span
-      >
-      <input class="reverse-reason" type="text" [(ngModel)]="reverseReason" placeholder="Reason (optional)" />
-      <button type="button" class="pg-btn pg-btn--danger" (click)="confirmReverse()">Confirm Reversal</button>
-      <button type="button" class="pg-btn pg-btn--ghost" (click)="cancelReverse()">Cancel</button>
-    </div>
-  }
-
  @if (loading) {
    <div class="pg-empty">Loading…</div>
  }
@@ -134,11 +120,6 @@
                  >
                    <mat-icon>visibility</mat-icon>
                  </button>
-                  @if (!r.isReversed) {
-                    <button type="button" class="pg-btn pg-btn--ghost btn-sm" title="Reverse" (click)="startReverse(r)">
-                      <mat-icon>undo</mat-icon>
-                    </button>
-                  }
                </div>
              </td>
            </tr>
@@ -187,6 +168,12 @@
          <span class="detail-meta__label">Date</span>
          <span class="detail-meta__val">{{ detail.row.date }}</span>
        </div>
+        @if (detail.row.type === 'exchange') {
+          <div class="detail-meta__item">
+            <span class="detail-meta__label">Customer PAN</span>
+            <span class="detail-meta__val">{{ detail.row.panNumber || '—' }}</span>
+          </div>
+        }
        <div class="detail-meta__item">
          <span class="detail-meta__label">Total Amount</span>
          <span class="detail-meta__val detail-meta__val--amount">₹{{ detail.row.amount | number: '1.2-2' }}</span>
@@ -47,38 +47,6 @@
  }
 }

-.reverse-panel {
-  display: flex;
-  align-items: center;
-  gap: 12px;
-  padding: 12px 16px;
-  background: #fffbeb;
-  border: 1px solid #fcd34d;
-  border-radius: 10px;
-  flex-wrap: wrap;
-  font-size: 13px;
-  color: #92400e;
-
-  .reverse-icon {
-    color: #f59e0b;
-    font-size: 20px;
-    height: 20px;
-    width: 20px;
-  }
-
-  .reverse-reason {
-    flex: 1 1 200px;
-    height: 34px;
-    padding: 0 10px;
-    border: 1px solid #fcd34d;
-    border-radius: 7px;
-    font-size: 13px;
-    font-family: inherit;
-    background: #fff;
-    color: #1a1a1a;
-  }
-}
-
 /* ── Action buttons cell ── */
 .action-btns {
  display: flex;
@@ -8,9 +8,7 @@

 import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
-import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
-import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
 import { MatTabsModule } from '@angular/material/tabs';
 import { MatPaginatorModule, PageEvent } from '@angular/material/paginator';
 import { forkJoin, of } from 'rxjs';
@@ -31,6 +29,8 @@ interface TxnRow {
  reversedBy: number | null;
  reversedAt: string | null;
  reverseReason: string | null;
+  /** Customer PAN recorded on a cash exchange. */
+  panNumber?: string | null;
  type: 'transfer' | 'settlement' | 'inter' | 'exchange';
 }

@@ -52,7 +52,10 @@ interface DetailView {
  loading: boolean;
 }

-/** Unified history of all cash movements with reversal and detail view support. */
+/**
+ * Unified history of all cash movements with a detail view. Read-only: cash movements cannot be reversed
+ * from here (an earlier reversal still shows as Reversed, with who, when and why).
+ */
@Component({
  selector: 'mifosx-cash-history',
  templateUrl: './cash-history.component.html',
@@ -63,16 +66,13 @@ interface DetailView {
  standalone: true,
  imports: [
    CommonModule,
-    FormsModule,
    MatIconModule,
-    MatSnackBarModule,
    MatTabsModule,
    MatPaginatorModule
  ]
 })
 export class CashHistoryComponent implements OnInit {
  private service = inject(CashierService);
-  private snackBar = inject(MatSnackBar);

  transfers: TxnRow[] = [];
  settlements: TxnRow[] = [];
@@ -99,10 +99,6 @@ export class CashHistoryComponent implements OnInit {

  private denomKindMap = new Map<number, 'note' | 'coin'>();

-  reversingId: number | null = null;
-  reversingType: string | null = null;
-  reverseReason = '';
-
  detail: DetailView | null = null;

  ngOnInit(): void {
@@ -212,7 +208,8 @@ export class CashHistoryComponent implements OnInit {
      this.exchanges = (exchangeItems as any[]).map((e) => ({
        id: e.id,
        date: e.exchangeDate,
-        fromParty: e.accountNo ? `Account ${e.accountNo}` : 'Walk-in Customer',
+        fromParty: this.exchangeParty(e),
+        panNumber: e.panNumber ?? null,
        toParty: e.performedByUsername || '—',
        amount: e.exchangeAmount,
        note: e.note,
@@ -310,7 +307,8 @@ export class CashHistoryComponent implements OnInit {
        this.exchanges = (res.pageItems ?? []).map((e: any) => ({
          id: e.id,
          date: e.exchangeDate,
-          fromParty: e.accountNo ? `Account ${e.accountNo}` : 'Walk-in Customer',
+          fromParty: this.exchangeParty(e),
+          panNumber: e.panNumber ?? null,
          toParty: e.performedByUsername || '—',
          amount: e.exchangeAmount,
          note: e.note,
@@ -392,39 +390,12 @@ export class CashHistoryComponent implements OnInit {
    this.detail = null;
  }

-  startReverse(row: TxnRow): void {
-    this.reversingId = row.id;
-    this.reversingType = row.type;
-    this.reverseReason = '';
-  }
-
-  cancelReverse(): void {
-    this.reversingId = null;
-    this.reversingType = null;
-    this.reverseReason = '';
-  }
-
-  confirmReverse(): void {
-    if (!this.reversingId || !this.reversingType) return;
-    const id = this.reversingId;
-    const type = this.reversingType;
-    const reason = this.reverseReason;
-    this.cancelReverse();
-
-    let obs$;
-    if (type === 'transfer') obs$ = this.service.reverseCashTransfer(id, reason);
-    else if (type === 'settlement') obs$ = this.service.reverseCashSettlement(id, reason);
-    else if (type === 'exchange') obs$ = this.service.reverseCashExchange(id, reason);
-    else obs$ = this.service.reverseInterCashierTransfer(id, reason);
-
-    obs$.pipe(catchError(() => of(null))).subscribe((res: any) => {
-      if (res?.reversed) {
-        this.snackBar.open('Transaction reversed successfully', 'Close', { duration: 3000 });
-        this.load();
-      } else {
-        this.snackBar.open('Reversal failed', 'Close', { duration: 3000 });
-      }
-    });
+  /** Who the exchange was with: the customer's name (and account, if one), else the account, else a walk-in. */
+  private exchangeParty(e: any): string {
+    if (e.customerName) {
+      return e.accountNo ? `${e.customerName} (A/C ${e.accountNo})` : e.customerName;
+    }
+    return e.accountNo ? `Account ${e.accountNo}` : 'Walk-in Customer';
  }

  typeLabel(type: string): string {
@@ -18,6 +18,7 @@ import { MatInputModule } from '@angular/material/input';
 import { forkJoin, of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 type PageState = 'loading' | 'no-cashier' | 'needs-reconciliation' | 'already-settled' | 'form';

@@ -90,7 +91,7 @@ export class CashSettlementComponent implements OnInit {
  saving = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.settlementDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service
      .getTellers()
@@ -17,6 +17,7 @@ import { MatInputModule } from '@angular/material/input';
 import { of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface Denom {
  id: number;
@@ -82,7 +83,7 @@ export class CashTransferComponent implements OnInit {
  loadingVault = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.transferDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service.getActiveDenominations().subscribe({
      next: (list) => {
@@ -17,6 +17,7 @@ import { forkJoin, of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
 import { AuthenticationService } from '../../core/authentication/authentication.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface DenomRow {
  denominationId: number;
@@ -71,7 +72,7 @@ export class CashierPositionComponent implements OnInit {
  isCashierMode = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.asOfDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;

    this.isCashierMode = this.authService.isCashierUser();
@@ -23,10 +23,10 @@ import { DayBookComponent } from './day-book/day-book.component';
 import { VoucherReportComponent } from './voucher-report/voucher-report.component';
 import { BranchDayComponent } from './branch-day/branch-day.component';
 import { VaultPositionComponent } from './vault-position/vault-position.component';
+import { BranchCashPositionComponent } from './branch-cash-position/branch-cash-position.component';
 import { AccountRegisterComponent } from './account-register/account-register.component';
 import { ClosingCashReportComponent } from './closing-cash-report/closing-cash-report.component';
 import { ExcessTransactionReportComponent } from './excess-transaction-report/excess-transaction-report.component';
-import { ShareCollectionComponent } from './share-collection/share-collection.component';

 const routes: Routes = [
  Route.withShell([
@@ -226,6 +226,13 @@ const routes: Routes = [
          component: VaultPositionComponent,
          data: { title: 'Vault Position', breadcrumb: 'Vault Position' }
        },
+        {
+          // What the whole branch holds per denomination: the vault plus every cashier's drawer, so an
+          // exchange (which leaves the vault alone) is visible in the bank's total.
+          path: 'branch-position',
+          component: BranchCashPositionComponent,
+          data: { title: 'Branch Cash Position', breadcrumb: 'Branch Cash Position' }
+        },
        {
          // The same day book the clerk and cashier read, reached from where a principal officer
          // signing the day off actually looks. It carries the Officer Verification Sheet — each
@@ -345,11 +352,6 @@ const routes: Routes = [
          component: ExcessTransactionReportComponent,
          data: { title: 'Excess Transaction Report', breadcrumb: 'Excess Transaction Report' }
        },
-        {
-          path: 'share-collection',
-          component: ShareCollectionComponent,
-          data: { title: 'Share Collection', breadcrumb: 'Share Collection' }
-        },
        {
          path: 'transaction-entry',
          canActivate: [CashierOnlyGuard],
@@ -20,7 +20,6 @@ import { ReconciliationComponent } from './reconciliation/reconciliation.compone
 import { CashHistoryComponent } from './cash-history/cash-history.component';
 import { ClosingCashReportComponent } from './closing-cash-report/closing-cash-report.component';
 import { ExcessTransactionReportComponent } from './excess-transaction-report/excess-transaction-report.component';
-import { ShareCollectionComponent } from './share-collection/share-collection.component';

@NgModule({
  imports: [
@@ -35,8 +34,7 @@ import { ShareCollectionComponent } from './share-collection/share-collection.co
    ReconciliationComponent,
    CashHistoryComponent,
    ClosingCashReportComponent,
-    ExcessTransactionReportComponent,
-    ShareCollectionComponent
+    ExcessTransactionReportComponent
  ]
 })
 export class CashierModule {}
@@ -32,9 +32,6 @@ export class CashierService {
  getCashExchange(id: number): Observable<any> {
    return this.http.get(`/cashexchange/${id}`);
  }
-  reverseCashExchange(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashexchange/${id}/reverse`, { reason });
-  }

  // ── Tellers / Cashiers ──
  getTellers(officeId?: number): Observable<any[]> {
@@ -60,9 +57,6 @@ export class CashierService {
  getCashTransferById(id: number): Observable<any> {
    return this.http.get(`/cashtransfer/${id}`);
  }
-  reverseCashTransfer(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashtransfer/${id}/reverse`, { reason });
-  }

  // ── Cash Settlement ──
  createCashSettlement(data: any): Observable<any> {
@@ -75,9 +69,6 @@ export class CashierService {
  getCashSettlementById(id: number): Observable<any> {
    return this.http.get(`/cashsettlement/${id}`);
  }
-  reverseCashSettlement(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashsettlement/${id}/reverse`, { reason });
-  }

  // ── Inter-cashier Transfer ──
  createInterCashierTransfer(data: any): Observable<any> {
@@ -90,8 +81,10 @@ export class CashierService {
  getInterCashierById(id: number): Observable<any> {
    return this.http.get(`/cashintercashier/${id}`);
  }
-  reverseInterCashierTransfer(id: number, reason: string): Observable<any> {
-    return this.http.post(`/cashintercashier/${id}/reverse`, { reason });
+  /** One cashier's details, today's vault allocation and denomination-wise cash, for either side of a transfer. */
+  getInterCashierCashierSummary(cashierId: number, date: string): Observable<any> {
+    const params = new HttpParams().set('cashierId', cashierId).set('date', date);
+    return this.http.get<any>('/cashintercashier/cashier-summary', { params });
  }

  // ── Reconciliation ──
@@ -178,6 +171,13 @@ export class CashierService {
    return this.http.get('/vouchers/my-work', { params });
  }

+  /** One voucher and every debit/credit line it is made of — the full slip behind a summarised
+   *  row (a "+2 more" badge in a register only ever shows the first side of each). */
+  voucherDetail(voucherNo: string): Observable<any> {
+    const params = new HttpParams().set('voucherNo', voucherNo);
+    return this.http.get('/vouchers/detail', { params });
+  }
+
  /**
   * Account register for one date: what opened and closed that day, each account's balance as it
   * stood then, and what it holds now.
@@ -198,6 +198,23 @@ export class CashierService {
    return this.http.get('/branchday', { params });
  }

+  /**
+   * The savings products whose interest posting report is due for the date and not yet approved —
+   * the backend refuses to close any branch's day while one is pending.
+   */
+  interestDayCloseCheck(
+    date?: string,
+    officeId?: number
+  ): Observable<{ businessDate: string; canClose: boolean; pendingProducts: string[] }> {
+    let params = new HttpParams();
+    if (date) params = params.set('date', date);
+    if (officeId) params = params.set('officeId', String(officeId));
+    return this.http.get<{ businessDate: string; canClose: boolean; pendingProducts: string[] }>(
+      '/savingsinterestpostingreports/day-close-check',
+      { params }
+    );
+  }
+
  /** Days opened and never closed — today's own open day excluded. */
  branchDayMissed(officeId?: number): Observable<any> {
    let params = new HttpParams();
@@ -294,6 +311,16 @@ export class CashierService {
    if (asOfDate) params = params.set('asOfDate', asOfDate);
    return this.http.get('/cashreports/vault-position', { params });
  }
+  /**
+   * Denomination-wise cash the whole branch holds: its vault(s) plus every cashier's drawer, with the day's
+   * exchange movement beside it. Not for a cashier -- the server refuses it.
+   */
+  branchCashPosition(asOfDate?: string, officeId?: number): Observable<any> {
+    let params = new HttpParams();
+    if (asOfDate) params = params.set('asOfDate', asOfDate);
+    if (officeId) params = params.set('officeId', String(officeId));
+    return this.http.get('/cashreports/branch-position', { params });
+  }
  excessTransactionReport(threshold: number, fromDate?: string, toDate?: string): Observable<any[]> {
    let params = new HttpParams().set('threshold', String(threshold));
    if (fromDate) params = params.set('fromDate', fromDate);
@@ -357,19 +384,6 @@ export class CashierService {
    return this.http.get<any[]>('/paymenttypes');
  }

-  // ── Share Collection ──
-  getShareAccountForCollection(accountId: string): Observable<any> {
-    return this.http.get(`/accounts/share/${accountId}`);
-  }
-
-  collectSharePayment(data: any): Observable<any> {
-    return this.http.post('/cashier/sharecollection', data);
-  }
-
-  getShareCollectionStatus(shareAccountId: number): Observable<any> {
-    return this.http.get(`/cashier/sharecollection/${shareAccountId}`);
-  }
-
  /** One unapplied Share Sundry receipt, found by the voucher number the member quotes. */
  getShareAdvanceByVoucher(voucherNo: string, glAccountNo: string, clientId?: number): Observable<any> {
    // The voucher travels as a query parameter, not a path segment: numbers are formatted
@@ -396,10 +410,18 @@ export class CashierService {
    return this.http.get('/shareadvancecollection/requirement', { params: { shareAccountId: String(shareAccountId) } });
  }

-  /** Receipts still sitting in Share Sundry, optionally for a single member. */
-  getUnappliedShareAdvances(clientId?: number): Observable<any> {
-    const suffix = clientId ? `?clientId=${clientId}` : '';
-    return this.http.get(`/shareadvancecollection${suffix}`);
+  /**
+   * Everything an Apply screen needs, in one call: `own` is this member's own unapplied receipts,
+   * ready to tick; `rows` is every other Share Collection receipt still available — unclaimed GL
+   * deposits and receipts linked to another member — which attach by voucher instead.
+   *
+   * One request rather than two: both lists come from the same table under the same filters, and
+   * splitting them across endpoints only meant the same rows were fetched twice and, where they
+   * overlapped, drawn twice on the same screen.
+   */
+  getShareCollectionReceipts(clientId?: number): Observable<any> {
+    const params = clientId ? new HttpParams().set('clientId', String(clientId)) : undefined;
+    return this.http.get('/shareadvancecollection/unattributed', { params });
  }

  /** Moves a receipt out of Sundry into share capital for an activated account. */
@@ -407,6 +429,12 @@ export class CashierService {
    return this.http.post(`/shareadvancecollection/${collectionId}/apply`, data);
  }

+  /** The receipt's own real Dr/Cr GL legs — never the GL account currently picked in a search box,
+   *  which is unrelated screen state that can name a different account than this receipt sits in. */
+  getShareAdvanceGlEntries(collectionId: number): Observable<any> {
+    return this.http.get(`/shareadvancecollection/${collectionId}/gl-entries`);
+  }
+
  /** Every additional-share tranche awaiting approval, across every share account. */
  getShareAdditionRequests(): Observable<any> {
    return this.http.get('/shareadditionrequests');
@@ -419,4 +447,14 @@ export class CashierService {
  getShareAdditionRequest(transactionId: number): Observable<any> {
    return this.http.get(`/shareadditionrequests/${transactionId}`);
  }
+
+  /**
+   * Entry Type options for a GL credit (General / Share Collection / DD Issue / …) — the
+   * "GLEntryType" code under Admin > System > Manage Codes, so an admin can add another type later
+   * without a deployment. Empty on failure rather than erroring, since a row missing this dropdown's
+   * options should still be usable for every other field.
+   */
+  getEntryTypeOptions(): Observable<any[]> {
+    return this.http.get<any[]>('/codes/name/GLEntryType/codevalues').pipe(catchError(() => of([])));
+  }
 }
@@ -51,6 +51,12 @@ export class ClerkShareWithdrawalService {
    return this.http.post(`/clerk/share-withdrawal-requests/${id}/validate`, {});
  }

+  /** Runs the exact same checklist approve() will run, against a draft that hasn't been submitted
+   *  yet — so the clerk sees it in the confirm dialog, before committing to the request. */
+  previewValidate(data: any): Observable<any> {
+    return this.http.post('/clerk/share-withdrawal-requests/preview-validate', data);
+  }
+
  approve(id: number): Observable<any> {
    return this.http.post(`/clerk/share-withdrawal-requests/${id}/approve`, {});
  }
@@ -12,6 +12,7 @@ import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { MatPaginatorModule, PageEvent } from '@angular/material/paginator';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 /** Day-wise denomination-wise closing cash collected from deposits. */
@Component({
@@ -174,19 +175,24 @@ export class ClosingCashReportComponent implements OnInit {
    return this.noteRows.reduce((s, r) => s + Number(r.settledOutAmount ?? 0), 0);
  }

+  /**
+   * Summed from each row's own `netCount`, not re-derived from today's legs — a row's `netCount`
+   * already carries forward what a cashier was holding from before today (`openingCount`), for the
+   * force-closed-day/late-settlement case. Recomputing here from only today's vaultIn/deposit/
+   * withdrawal/settledOut dropped that carry-forward and put the Total row back into negative
+   * numbers a cashier had already reconciled.
+   */
  get noteNetCount(): number {
-    return this.noteVaultInCount + this.noteDepositCount - this.noteWithdrawalCount - this.noteSettledOutCount;
+    return this.noteRows.reduce((s, r) => s + Number(r.netCount ?? 0), 0);
  }

  /**
-   * What is left in the drawer in notes: everything that came in, less everything that went out.
-   *
-   * Was deposits minus withdrawals, which is the counter's movement rather than the drawer's
-   * contents — it left out the cash drawn from the vault, so a teller holding a ₹500 note saw a net
-   * of zero and had nothing to count against.
+   * What is left in the drawer in notes: everything that came in, less everything that went out —
+   * including cash carried forward from before today. See `noteNetCount` for why this sums each
+   * row's own `netAmount` rather than re-deriving it from today's legs.
   */
  get noteNetAmount(): number {
-    return this.noteVaultInAmount + this.noteDepositAmount - this.noteWithdrawalAmount - this.noteSettledOutAmount;
+    return this.noteRows.reduce((s, r) => s + Number(r.netAmount ?? 0), 0);
  }
  get coinRows(): any[] {
    return this.rows.filter((r) => r.kind === 'coin');
@@ -199,7 +205,7 @@ export class ClosingCashReportComponent implements OnInit {
  }

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.date = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.load();
    this.service.getTellers().subscribe({ next: (t: any[]) => (this.tellers = t || []), error: () => {} });
@@ -13,6 +13,7 @@ import { MatIconModule } from '@angular/material/icon';
 import { Router } from '@angular/router';
 import { catchError, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 /**
 * Which part of the day's work a row came from. Set by the server, one per source register.
@@ -95,7 +96,7 @@ export class DayBookComponent implements OnInit {

  /** Local date as yyyy-MM-dd — toISOString() would shift the day in any timezone behind UTC. */
  private today(): string {
-    const d = new Date();
+    const d = businessToday();
    return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
  }

@@ -11,41 +11,29 @@
    <div>
      <div class="pg-eyebrow">CASHIER · INTER-CASHIER TRANSFER</div>
      <h1 class="pg-title">Inter-Cashier Transfer</h1>
-      <p class="pg-sub">Move denomination-wise cash between two cashiers within the same teller.</p>
+      <p class="pg-sub">Hand over denomination-wise cash from your drawer to another cashier at your counter.</p>
    </div>
    <button type="button" class="pg-btn pg-btn--ghost" (click)="clear()"><mat-icon>undo</mat-icon> Clear</button>
  </header>

-  <div class="pg-toolbar pg-toolbar--mat">
-    @if (tellers.length === 1) {
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Teller</mat-label>
-        <input matInput type="text" [value]="tellers[0].name" readonly />
-      </mat-form-field>
-    } @else {
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Teller</mat-label>
-        <mat-select [value]="selectedTellerId" (selectionChange)="onTellerSelect($event.value)">
-          @for (t of tellers; track t.id) {
-            <mat-option [value]="t.id">{{ t.name }}</mat-option>
-          }
-          @if (tellers.length === 0) {
-            <mat-option [value]="null" disabled>No tellers configured</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-    }
+  @if (ownCashierMissing) {
+    <div class="ict-alert">
+      <mat-icon>person_off</mat-icon>
+      Your login is not linked to a cashier. An inter-cashier transfer is made by the cashier handing the cash over, so
+      log in as that cashier.
+    </div>
+  }

+  <div class="pg-toolbar pg-toolbar--mat">
    <mat-form-field appearance="outline" subscriptSizing="dynamic">
-      <mat-label>From (Cashier)</mat-label>
-      <mat-select [value]="fromCashierId" (selectionChange)="onFromSelect($event.value)" [disabled]="!selectedTellerId">
-        @for (c of availableFrom; track c.id) {
-          <mat-option [value]="c.id">{{ c.label }}</mat-option>
-        }
-        @if (selectedTellerId && allCashiers.length === 0 && !loadingCashiers) {
-          <mat-option [value]="null" disabled>No cashiers</mat-option>
-        }
-      </mat-select>
+      <mat-label>Teller</mat-label>
+      <input matInput type="text" [value]="tellerName || '—'" readonly />
+    </mat-form-field>
+
+    <!-- The sender is always the cashier who is logged in; nothing to pick. -->
+    <mat-form-field appearance="outline" subscriptSizing="dynamic">
+      <mat-label>From (You)</mat-label>
+      <input matInput type="text" [value]="fromParty || '—'" readonly />
    </mat-form-field>

    <mat-form-field appearance="outline" subscriptSizing="dynamic">
@@ -54,7 +42,7 @@
        @for (c of availableTo; track c.id) {
          <mat-option [value]="c.id">{{ c.label }}</mat-option>
        }
-        @if (fromCashierId && availableTo.length === 0) {
+        @if (fromCashierId && !loadingCashiers && availableTo.length === 0) {
          <mat-option [value]="null" disabled>No other cashiers</mat-option>
        }
      </mat-select>
@@ -62,7 +50,7 @@

    <mat-form-field appearance="outline" subscriptSizing="dynamic">
      <mat-label>Date</mat-label>
-      <input matInput type="date" [value]="transferDate" (change)="transferDate = $any($event.target).value" />
+      <input matInput type="date" [value]="transferDate" (change)="onDateChange($any($event.target).value)" />
    </mat-form-field>

    <mat-form-field appearance="outline" subscriptSizing="dynamic" class="pg-note-field">
@@ -71,26 +59,102 @@
    </mat-form-field>
  </div>

+  <!-- Both sides of the transfer: who they are, whether the vault has allocated them cash today,
+       and what they hold now. -->
+  @if (fromCashierId || toCashierId) {
+    <div class="ict-parties">
+      <ng-container
+        *ngTemplateOutlet="
+          partyCard;
+          context: { title: 'From (Sending Cashier)', s: fromSummary, loading: loadingFrom, picked: !!fromCashierId }
+        "
+      ></ng-container>
+      <mat-icon class="ict-parties__arrow">arrow_forward</mat-icon>
+      <ng-container
+        *ngTemplateOutlet="
+          partyCard;
+          context: { title: 'To (Receiving Cashier)', s: toSummary, loading: loadingTo, picked: !!toCashierId }
+        "
+      ></ng-container>
+    </div>
+  }
+
+  <ng-template #partyCard let-title="title" let-s="s" let-loading="loading" let-picked="picked">
+    <div class="ict-party" [class.ict-party--blocked]="s && !s.cashAllocated">
+      <div class="ict-party__title">{{ title }}</div>
+      @if (!picked) {
+        <div class="ict-party__empty">Select a cashier</div>
+      } @else if (loading) {
+        <div class="ict-party__empty">Loading…</div>
+      } @else if (!s) {
+        <div class="ict-party__empty">Could not load this cashier's details.</div>
+      } @else {
+        <div class="ict-party__name">{{ s.cashierName || '—' }}</div>
+        <div class="ict-party__meta">
+          <span><mat-icon>point_of_sale</mat-icon> {{ s.tellerName || '—' }}</span>
+          <span><mat-icon>account_balance</mat-icon> {{ s.officeName || '—' }}</span>
+        </div>
+        <div class="ict-party__figures">
+          <div>
+            <div class="ict-party__label">Allocated today</div>
+            <div class="ict-party__value">₹{{ s.allocatedAmount | number: '1.2-2' }}</div>
+          </div>
+          <div>
+            <div class="ict-party__label">Cash in hand</div>
+            <div class="ict-party__value">₹{{ s.totalAmount | number: '1.2-2' }}</div>
+          </div>
+        </div>
+        @if (!s.cashAllocated) {
+          <div class="ict-party__warn">
+            <mat-icon>block</mat-icon> No cash allocated from the vault for this date — inter-cashier transfer is not
+            allowed.
+          </div>
+        }
+      }
+    </div>
+  </ng-template>
+
+  @if (fromSummary && toSummary && !bothAllocated) {
+    <div class="ict-alert">
+      <mat-icon>block</mat-icon>
+      Both cashiers must first be allocated cash from the vault (Cash Transfer) for {{ transferDate }} before an
+      inter-cashier transfer.
+    </div>
+  }
+  @if (anyExceedsHeld) {
+    <div class="ict-alert">
+      <mat-icon>error_outline</mat-icon>
+      The sending cashier does not hold enough of the highlighted denominations.
+    </div>
+  }
+
  <div class="pg-card">
    <table class="pg-table">
      <thead>
        <tr>
          <th>Denomination</th>
+          <th class="num">From holds</th>
          <th style="text-align: center">Count</th>
          <th class="num">Amount</th>
+          <th class="num">To holds</th>
        </tr>
      </thead>
      <tbody>
        @if (notes.length) {
          <tr class="pg-section">
-            <td colspan="3">Bank Notes</td>
+            <td colspan="5">Bank Notes</td>
          </tr>
        }
        @for (d of notes; track d.id) {
-          <tr>
+          <tr [class.ict-row--over]="exceedsHeld(d)">
            <td>
              <span class="pg-chip">{{ d.label }}</span>
            </td>
+            <td class="num" [class.ict-held--over]="exceedsHeld(d)">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(fromSummary, d), delta: -countFor(d) }"
+              ></ng-container>
+            </td>
            <td style="display: flex; justify-content: center">
              <div class="pg-step">
                <button type="button" (click)="bump(d, -1)" [disabled]="countFor(d) === 0">−</button>
@@ -99,18 +163,28 @@
              </div>
            </td>
            <td class="num">₹{{ subtotal(d) | number: '1.2-2' }}</td>
+            <td class="num">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(toSummary, d), delta: countFor(d) }"
+              ></ng-container>
+            </td>
          </tr>
        }
        @if (coins.length) {
          <tr class="pg-section">
-            <td colspan="3">Coins</td>
+            <td colspan="5">Coins</td>
          </tr>
        }
        @for (d of coins; track d.id) {
-          <tr>
+          <tr [class.ict-row--over]="exceedsHeld(d)">
            <td>
              <span class="pg-chip pg-chip--coin">{{ d.label }}</span>
            </td>
+            <td class="num" [class.ict-held--over]="exceedsHeld(d)">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(fromSummary, d), delta: -countFor(d) }"
+              ></ng-container>
+            </td>
            <td style="display: flex; justify-content: center">
              <div class="pg-step">
                <button type="button" (click)="bump(d, -1)" [disabled]="countFor(d) === 0">−</button>
@@ -119,17 +193,34 @@
              </div>
            </td>
            <td class="num">₹{{ subtotal(d) | number: '1.2-2' }}</td>
+            <td class="num">
+              <ng-container
+                *ngTemplateOutlet="heldCell; context: { n: heldBy(toSummary, d), delta: countFor(d) }"
+              ></ng-container>
+            </td>
          </tr>
        }
        @if (denoms.length === 0) {
          <tr>
-            <td colspan="3" class="pg-empty">No active denominations. Add some in Cash Denomination.</td>
+            <td colspan="5" class="pg-empty">No active denominations. Add some in Cash Denomination.</td>
          </tr>
        }
      </tbody>
    </table>
  </div>

+  <!-- A held count, with what it becomes once this transfer is recorded. -->
+  <ng-template #heldCell let-n="n" let-delta="delta">
+    @if (n === null) {
+      —
+    } @else {
+      {{ n }}
+      @if (delta !== 0) {
+        <span class="ict-after">→ {{ n + delta }}</span>
+      }
+    }
+  </ng-template>
+
  <div class="pg-total-bar">
    Total to transfer: <strong>₹{{ total | number: '1.2-2' }}</strong>
    <button type="button" class="pg-btn pg-btn--primary" [disabled]="!valid || saving" (click)="submit()">
@@ -0,0 +1,150 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.ict-parties {
+  display: grid;
+  grid-template-columns: 1fr auto 1fr;
+  align-items: stretch;
+  gap: 12px;
+  margin-bottom: 12px;
+
+  &__arrow {
+    align-self: center;
+    color: #64748b;
+  }
+
+  @media (width <= 760px) {
+    grid-template-columns: 1fr;
+
+    &__arrow {
+      justify-self: center;
+      transform: rotate(90deg);
+    }
+  }
+}
+
+.ict-party {
+  padding: 12px 14px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 10px;
+
+  &--blocked {
+    background: #fef2f2;
+    border-color: #fecaca;
+  }
+
+  &__title {
+    font-size: 11px;
+    font-weight: 700;
+    letter-spacing: 0.04em;
+    text-transform: uppercase;
+    color: #64748b;
+  }
+
+  &__empty {
+    margin-top: 8px;
+    font-size: 13px;
+    color: #94a3b8;
+  }
+
+  &__name {
+    margin-top: 4px;
+    font-size: 16px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__meta {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 14px;
+    margin-top: 4px;
+    font-size: 12px;
+    color: #475569;
+
+    span {
+      display: inline-flex;
+      align-items: center;
+      gap: 4px;
+    }
+
+    mat-icon {
+      font-size: 14px;
+      width: 14px;
+      height: 14px;
+    }
+  }
+
+  &__figures {
+    display: flex;
+    gap: 24px;
+    margin-top: 10px;
+  }
+
+  &__label {
+    font-size: 11px;
+    color: #64748b;
+  }
+
+  &__value {
+    font-size: 15px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  &__warn {
+    display: flex;
+    align-items: center;
+    gap: 6px;
+    margin-top: 10px;
+    font-size: 12px;
+    font-weight: 600;
+    color: #991b1b;
+
+    mat-icon {
+      font-size: 16px;
+      width: 16px;
+      height: 16px;
+    }
+  }
+}
+
+.ict-alert {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin-bottom: 10px;
+  padding: 8px 14px;
+  background: #fef2f2;
+  border: 1px solid #fecaca;
+  border-radius: 8px;
+  font-size: 12px;
+  color: #991b1b;
+
+  mat-icon {
+    font-size: 16px;
+    width: 16px;
+    height: 16px;
+  }
+}
+
+.ict-row--over {
+  background: #fef2f2;
+}
+
+.ict-held--over {
+  color: #b91c1c;
+  font-weight: 700;
+}
+
+.ict-after {
+  margin-left: 4px;
+  font-size: 11px;
+  color: #64748b;
+}
@@ -17,6 +17,7 @@ import { MatInputModule } from '@angular/material/input';
 import { of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface Denom {
  id: number;
@@ -28,12 +29,27 @@ interface Cashier {
  id: number;
  label: string;
 }
+/** One side of the transfer, from GET /cashintercashier/cashier-summary. */
+interface CashierSummary {
+  cashierId: number;
+  cashierName: string;
+  tellerName: string;
+  officeName: string;
+  cashAllocated: boolean;
+  allocatedAmount: number;
+  totalAmount: number;
+  /** Count held per denomination id. */
+  held: Record<number, number>;
+}

 /** Move cash denomination-wise between two cashiers under the same teller. */
@Component({
  selector: 'mifosx-inter-cashier-transfer',
  templateUrl: './inter-cashier-transfer.component.html',
-  styleUrls: ['../cashier-shared.scss'],
+  styleUrls: [
+    '../cashier-shared.scss',
+    './inter-cashier-transfer.component.scss'
+  ],
  standalone: true,
  imports: [
    CommonModule,
@@ -56,7 +72,12 @@ export class InterCashierTransferComponent implements OnInit {
  note = '';
  saving = false;

-  tellers: { id: number; name: string }[] = [];
+  /**
+   * The sending cashier is always the one logged in: cash is handed over from their own drawer, so there is
+   * no one else to pick on that side. Only the receiving cashier is chosen.
+   */
+  ownCashierMissing = false;
+  tellerName = '';
  allCashiers: Cashier[] = [];
  selectedTellerId: number | null = null;
  fromCashierId: number | null = null;
@@ -65,21 +86,25 @@ export class InterCashierTransferComponent implements OnInit {
  toParty = '';
  loadingCashiers = false;

+  /** Details and denomination-wise cash of each side, so both are seen before the transfer is recorded. */
+  fromSummary: CashierSummary | null = null;
+  toSummary: CashierSummary | null = null;
+  loadingFrom = false;
+  loadingTo = false;
+
  get denoms(): Denom[] {
    return [
      ...this.notes,
      ...this.coins
    ];
  }
-  get availableFrom(): Cashier[] {
-    return this.allCashiers;
-  }
+  /** Everyone under the same teller except the sender. */
  get availableTo(): Cashier[] {
    return this.allCashiers.filter((c) => c.id !== this.fromCashierId);
  }

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.transferDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
    this.service.getActiveDenominations().subscribe({
      next: (list) => {
@@ -97,25 +122,20 @@ export class InterCashierTransferComponent implements OnInit {
        this.coins = [];
      }
    });
-    this.service
-      .getTellers()
-      .pipe(catchError(() => of([] as any[])))
-      .subscribe((list) => {
-        this.tellers = (list || []).map((t: any) => ({ id: t.id, name: t.name }));
-        if (this.tellers.length === 1) {
-          this.onTellerSelect(this.tellers[0].id);
-        }
-      });
+    // The sender is the cashier behind this login; their counter then gives the receivers to pick from.
+    this.service.getCurrentCashierInfo().subscribe((info) => {
+      if (!info) {
+        this.ownCashierMissing = true;
+        return;
+      }
+      this.fromCashierId = info.cashierId;
+      this.fromParty = info.cashierName;
+      this.loadSummary('from');
+    });
  }

-  onTellerSelect(tellerId: number): void {
-    this.selectedTellerId = tellerId;
-    this.fromCashierId = null;
-    this.toCashierId = null;
-    this.fromParty = '';
-    this.toParty = '';
-    this.allCashiers = [];
-    if (!tellerId) return;
+  /** The other cashiers at this counter, one of whom receives the cash. */
+  private loadReceivers(tellerId: number): void {
    this.loadingCashiers = true;
    this.service
      .getCashiersForTeller(tellerId)
@@ -126,20 +146,90 @@ export class InterCashierTransferComponent implements OnInit {
      });
  }

-  onFromSelect(cashierId: number): void {
-    this.fromCashierId = cashierId;
-    const c = this.allCashiers.find((x) => x.id === cashierId);
-    this.fromParty = c ? c.label : '';
-    if (this.toCashierId === cashierId) {
-      this.toCashierId = null;
-      this.toParty = '';
-    }
-  }
-
  onToSelect(cashierId: number): void {
    this.toCashierId = cashierId;
    const c = this.allCashiers.find((x) => x.id === cashierId);
    this.toParty = c ? c.label : '';
+    this.loadSummary('to');
+  }
+
+  onDateChange(value: string): void {
+    this.transferDate = value;
+    this.loadSummary('from');
+    this.loadSummary('to');
+  }
+
+  /** Fetch one side's details, vault allocation and denomination-wise cash for the transfer date. */
+  private loadSummary(side: 'from' | 'to'): void {
+    const cashierId = side === 'from' ? this.fromCashierId : this.toCashierId;
+    if (side === 'from') {
+      this.fromSummary = null;
+    } else {
+      this.toSummary = null;
+    }
+    if (!cashierId || !this.transferDate) return;
+    this.setLoading(side, true);
+    this.service
+      .getInterCashierCashierSummary(cashierId, this.transferDate)
+      .pipe(catchError(() => of(null)))
+      .subscribe((r: any) => {
+        this.setLoading(side, false);
+        // A late answer for a cashier no longer selected on that side is dropped.
+        const current = side === 'from' ? this.fromCashierId : this.toCashierId;
+        if (!r || current !== cashierId) return;
+        // The sender's summary also tells which counter they are at, hence who they can hand cash to.
+        if (side === 'from' && r.tellerId && this.selectedTellerId !== Number(r.tellerId)) {
+          this.selectedTellerId = Number(r.tellerId);
+          this.tellerName = r.tellerName || '';
+          this.loadReceivers(this.selectedTellerId);
+        }
+        const held: Record<number, number> = {};
+        for (const d of r.denominations || []) {
+          held[d.denominationId] = (held[d.denominationId] || 0) + Number(d.count || 0);
+        }
+        const summary: CashierSummary = {
+          cashierId: r.cashierId,
+          cashierName: r.cashierName,
+          tellerName: r.tellerName,
+          officeName: r.officeName,
+          cashAllocated: !!r.cashAllocated,
+          allocatedAmount: Number(r.allocatedAmount || 0),
+          totalAmount: Number(r.totalAmount || 0),
+          held
+        };
+        if (side === 'from') {
+          this.fromSummary = summary;
+        } else {
+          this.toSummary = summary;
+        }
+      });
+  }
+
+  private setLoading(side: 'from' | 'to', loading: boolean): void {
+    if (side === 'from') {
+      this.loadingFrom = loading;
+    } else {
+      this.loadingTo = loading;
+    }
+  }
+
+  /** Count of the denomination the cashier holds, or null while their figures are not loaded. */
+  heldBy(summary: CashierSummary | null, d: Denom): number | null {
+    return summary ? summary.held[d.id] || 0 : null;
+  }
+
+  /** The sending cashier is asked to hand on more of this denomination than they hold. */
+  exceedsHeld(d: Denom): boolean {
+    return !!this.fromSummary && this.countFor(d) > (this.fromSummary.held[d.id] || 0);
+  }
+
+  get anyExceedsHeld(): boolean {
+    return this.denoms.some((d) => this.exceedsHeld(d));
+  }
+
+  /** Both sides must have been allocated cash from the vault for the day before they can transfer. */
+  get bothAllocated(): boolean {
+    return !!this.fromSummary?.cashAllocated && !!this.toSummary?.cashAllocated;
  }

  countFor(d: Denom): number {
@@ -159,7 +249,14 @@ export class InterCashierTransferComponent implements OnInit {
    return this.denoms.reduce((s, d) => s + this.subtotal(d), 0);
  }
  get valid(): boolean {
-    return this.total > 0 && !!this.selectedTellerId && !!this.fromCashierId && !!this.toCashierId;
+    return (
+      this.total > 0 &&
+      !!this.selectedTellerId &&
+      !!this.fromCashierId &&
+      !!this.toCashierId &&
+      this.bothAllocated &&
+      !this.anyExceedsHeld
+    );
  }

  clear(): void {
@@ -186,10 +283,12 @@ export class InterCashierTransferComponent implements OnInit {
        this.snackBar.open('Inter-cashier transfer recorded', 'Close', { duration: 3000 });
        this.clear();
        this.note = '';
-        this.fromCashierId = null;
+        // The sender stays the logged-in cashier; the receiver is picked afresh, and the sender's holdings
+        // are read again now that part of them has gone.
        this.toCashierId = null;
-        this.fromParty = '';
        this.toParty = '';
+        this.toSummary = null;
+        this.loadSummary('from');
        this.saving = false;
      },
      error: () => {
@@ -152,9 +152,21 @@
              <tbody>
                @for (r of g.rows; track r.voucherNo) {
                  <!-- The left edge repeats the section's own colour, so a row still says which part it
-                   is when the heading has scrolled away. -->
-                  <tr [class]="'mw-row mw-row--' + r.myRole">
-                    <td class="mw-vno">{{ r.voucherNo }}</td>
+                   is when the heading has scrolled away. Clicking anywhere on the row opens the full
+                   slip -- every line, not just the first debit and first credit this table has room
+                   to show. -->
+                  <tr
+                    [class]="'mw-row mw-row--' + r.myRole"
+                    class="mw-row--clickable"
+                    (click)="openDetail(r.voucherNo)"
+                    [attr.aria-busy]="loadingDetailFor === r.voucherNo"
+                  >
+                    <td class="mw-vno">
+                      {{ r.voucherNo }}
+                      @if (loadingDetailFor === r.voucherNo) {
+                        <mat-icon class="mw-vno__spinner" inline>hourglass_empty</mat-icon>
+                      }
+                    </td>
                    <td>
                      <span class="mw-badge" [class]="'mw-badge--' + (r.side || 'JV')">{{ sideLabel(r.side) }}</span>
                    </td>
@@ -171,7 +183,7 @@
                        <span class="mw-acct">{{ r.creditAccount }}</span>
                      }
                      @if (r.extraLines > 0) {
-                        <span class="mw-more">+{{ r.extraLines }} more</span>
+                        <span class="mw-more" title="Click the row to see every line">+{{ r.extraLines }} more</span>
                      }
                    </td>
                    <td class="num">₹{{ r.amount | number: '1.2-2' }}</td>
@@ -178,6 +178,21 @@
  }
 }

+.mw-row--clickable {
+  cursor: pointer;
+
+  &:hover {
+    background: #f8fafc;
+  }
+}
+
+.mw-vno__spinner {
+  margin-left: 4px;
+  font-size: 14px;
+  vertical-align: middle;
+  color: #94a3b8;
+}
+
 /* One section per part played. The heading carries the section's own count and total, so a maker's
   tally and a checker's are each readable without adding rows up. */
 .mw-group {
@@ -10,8 +10,11 @@ import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
-import { catchError, of } from 'rxjs';
+import { MatDialog, MatDialogModule } from '@angular/material/dialog';
+import { catchError, finalize, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { VoucherDetailDialogComponent } from './voucher-detail-dialog.component';
+import { businessToday } from 'app/core/utils/business-today';

 /** What the signed-in user's part in a voucher was. */
 export type MyRole = 'RAISED' | 'VERIFIED' | 'RAISED_AND_VERIFIED';
@@ -72,11 +75,17 @@ interface MyWorkReport {
  imports: [
    CommonModule,
    FormsModule,
-    MatIconModule
+    MatIconModule,
+    MatDialogModule
  ]
 })
 export class MyWorkComponent implements OnInit {
  private service = inject(CashierService);
+  private dialog = inject(MatDialog);
+
+  /** Which voucher's detail is currently being fetched, so the row that was clicked can show its
+   *  own spinner instead of a page-wide one for what is a small, single-row lookup. */
+  loadingDetailFor: string | null = null;

  /** Day is the working default; a month is what a close or an audit asks for. */
  period: 'DAY' | 'MONTH' = 'DAY';
@@ -323,8 +332,33 @@ export class MyWorkComponent implements OnInit {
    return { from: first, to: lastIso };
  }

+  /** Opens the full slip for one voucher — every debit and credit line, not just the first side of
+   *  each a table row has room to show. */
+  openDetail(voucherNo: string): void {
+    if (this.loadingDetailFor) {
+      return;
+    }
+    this.loadingDetailFor = voucherNo;
+    this.service
+      .voucherDetail(voucherNo)
+      .pipe(
+        catchError(() => of(null)),
+        finalize(() => (this.loadingDetailFor = null))
+      )
+      .subscribe((detail: any) => {
+        if (!detail) {
+          return;
+        }
+        this.dialog.open(VoucherDetailDialogComponent, {
+          data: { detail },
+          width: '600px',
+          autoFocus: false
+        });
+      });
+  }
+
  private todayIso(): string {
-    const d = new Date();
+    const d = businessToday();
    return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
  }
 }
@@ -0,0 +1,320 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { MatDialogModule, MatDialogRef, MAT_DIALOG_DATA } from '@angular/material/dialog';
+import { MatButtonModule } from '@angular/material/button';
+import { MatIconModule } from '@angular/material/icon';
+
+export interface VoucherDetailDialogData {
+  /** Already-loaded detail from CashierService.voucherDetail() — the caller fetches, this dialog
+   *  only renders, so one loading state lives in the row's own click handler rather than being
+   *  duplicated inside every dialog that could ever show a voucher. */
+  detail: {
+    voucherNo: string;
+    voucherType: string | null;
+    amount: number | null;
+    branchName: string | null;
+    createdBy: string | null;
+    createdAt: string | null;
+    totalDebit: number;
+    totalCredit: number;
+    balanced: boolean;
+    lines: {
+      lineNo: number;
+      entryType: 'DR' | 'CR';
+      partyName: string | null;
+      accountNo: string | null;
+      amount: number;
+      description: string | null;
+    }[];
+    /** GL entries a native platform command posted for the same underlying event, outside this
+     *  voucher entirely — a share redemption's Dr Share Capital / Cr Share Sundry pair, posted at
+     *  manager approval, before this voucher's own Dr Sundry / Cr Cash at Vault settlement leg even
+     *  exists. Empty for every voucher that already is the whole transaction on its own. */
+    relatedLines: {
+      stage: string;
+      entryType: 'DR' | 'CR';
+      partyName: string | null;
+      accountNo: string | null;
+      amount: number;
+      description: string | null;
+    }[];
+  };
+}
+
+/** The full slip behind a summarised register row — every debit and credit line a voucher is
+ *  made of, not just the first side of each that a table row has room for. */
+@Component({
+  selector: 'mifosx-voucher-detail-dialog',
+  standalone: true,
+  imports: [
+    CommonModule,
+    MatDialogModule,
+    MatButtonModule,
+    MatIconModule
+  ],
+  template: `
+    <div class="vd-shell">
+      <div class="vd-header">
+        <div class="vd-header__title">
+          <mat-icon class="vd-icon">receipt_long</mat-icon>
+          <div>
+            <h2>{{ detail.voucherNo }}</h2>
+            <p>{{ detail.voucherType || 'Voucher' }} &middot; {{ detail.branchName || 'Head Office' }}</p>
+          </div>
+        </div>
+        <button mat-icon-button mat-dialog-close aria-label="Close">
+          <mat-icon>close</mat-icon>
+        </button>
+      </div>
+
+      <div class="vd-meta">
+        <span
+          >Raised by <strong>{{ detail.createdBy || '—' }}</strong></span
+        >
+        @if (detail.createdAt) {
+          <span>{{ detail.createdAt | date: 'dd MMM yyyy, h:mm a' }}</span>
+        }
+        @if (!detail.balanced) {
+          <span class="vd-unbalanced">
+            <mat-icon inline>warning</mat-icon>
+            Debit and credit do not balance
+          </span>
+        }
+      </div>
+
+      <table class="vd-table">
+        <thead>
+          <tr>
+            <th>Side</th>
+            <th>Party</th>
+            <th>Account No.</th>
+            <th class="num">Amount</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (line of detail.lines; track line.lineNo) {
+            <tr>
+              <td>
+                <span
+                  class="vd-side"
+                  [class.vd-side--dr]="line.entryType === 'DR'"
+                  [class.vd-side--cr]="line.entryType === 'CR'"
+                >
+                  {{ line.entryType === 'DR' ? 'Debit' : 'Credit' }}
+                </span>
+              </td>
+              <td>{{ line.partyName || '—' }}</td>
+              <td class="vd-acct">{{ line.accountNo || '—' }}</td>
+              <td class="num">₹{{ line.amount | number: '1.2-2' }}</td>
+            </tr>
+            @if (line.description) {
+              <tr class="vd-desc-row">
+                <td></td>
+                <td colspan="3" class="vd-desc">{{ line.description }}</td>
+              </tr>
+            }
+          } @empty {
+            <tr>
+              <td colspan="4" class="vd-empty">This voucher's individual lines were not recorded.</td>
+            </tr>
+          }
+        </tbody>
+        @if (detail.lines.length > 0) {
+          <tfoot>
+            <tr>
+              <td colspan="3">Total</td>
+              <td class="num">
+                ₹{{ detail.totalDebit | number: '1.2-2' }} / ₹{{ detail.totalCredit | number: '1.2-2' }}
+              </td>
+            </tr>
+          </tfoot>
+        }
+      </table>
+
+      @if (detail.relatedLines.length > 0) {
+        <div class="vd-related">
+          <div class="vd-related__title">
+            <mat-icon inline>link</mat-icon>
+            Also posted for this transaction — not part of this voucher
+          </div>
+          <table class="vd-table vd-table--related">
+            <tbody>
+              @for (line of detail.relatedLines; track $index) {
+                <tr>
+                  <td>
+                    <span
+                      class="vd-side"
+                      [class.vd-side--dr]="line.entryType === 'DR'"
+                      [class.vd-side--cr]="line.entryType === 'CR'"
+                    >
+                      {{ line.entryType === 'DR' ? 'Debit' : 'Credit' }}
+                    </span>
+                  </td>
+                  <td>{{ line.partyName || '—' }}</td>
+                  <td class="vd-acct">{{ line.accountNo || '—' }}</td>
+                  <td class="num">₹{{ line.amount | number: '1.2-2' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+          <p class="vd-related__hint">
+            {{ detail.relatedLines[0].stage }} — this and the lines above are the same transaction's full accounting.
+          </p>
+        </div>
+      }
+
+      <div class="vd-actions">
+        <button mat-flat-button color="primary" mat-dialog-close>Close</button>
+      </div>
+    </div>
+  `,
+  styles: [
+    `
+      .vd-shell {
+        display: flex;
+        flex-direction: column;
+        gap: 16px;
+        padding: 20px 24px 16px;
+        min-width: 420px;
+        max-width: 560px;
+      }
+      .vd-header {
+        display: flex;
+        align-items: flex-start;
+        justify-content: space-between;
+      }
+      .vd-header__title {
+        display: flex;
+        align-items: center;
+        gap: 12px;
+      }
+      .vd-header__title h2 {
+        margin: 0;
+        font-size: 18px;
+        font-weight: 600;
+      }
+      .vd-header__title p {
+        margin: 2px 0 0;
+        font-size: 13px;
+        color: rgba(0, 0, 0, 0.6);
+      }
+      .vd-icon {
+        color: #1976d2;
+      }
+      .vd-meta {
+        display: flex;
+        flex-wrap: wrap;
+        gap: 6px 16px;
+        font-size: 13px;
+        color: rgba(0, 0, 0, 0.65);
+      }
+      .vd-unbalanced {
+        display: inline-flex;
+        align-items: center;
+        gap: 4px;
+        color: #b91c1c;
+        font-weight: 600;
+      }
+      .vd-table {
+        width: 100%;
+        border-collapse: collapse;
+        font-size: 13px;
+      }
+      .vd-table th {
+        text-align: left;
+        text-transform: uppercase;
+        font-size: 11px;
+        letter-spacing: 0.03em;
+        color: rgba(0, 0, 0, 0.5);
+        padding: 6px 8px;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.1);
+      }
+      .vd-table td {
+        padding: 8px;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
+      }
+      .vd-table .num {
+        text-align: right;
+        font-variant-numeric: tabular-nums;
+      }
+      .vd-acct {
+        color: rgba(0, 0, 0, 0.55);
+      }
+      .vd-side {
+        display: inline-block;
+        padding: 2px 8px;
+        border-radius: 4px;
+        font-size: 11px;
+        font-weight: 600;
+      }
+      .vd-side--dr {
+        background: #fee2e2;
+        color: #b91c1c;
+      }
+      .vd-side--cr {
+        background: #dcfce7;
+        color: #15803d;
+      }
+      .vd-desc-row td {
+        padding-top: 0;
+        border-bottom: 1px solid rgba(0, 0, 0, 0.06);
+      }
+      .vd-desc {
+        font-size: 12px;
+        color: rgba(0, 0, 0, 0.5);
+        font-style: italic;
+      }
+      .vd-empty {
+        text-align: center;
+        color: rgba(0, 0, 0, 0.5);
+        padding: 16px 8px;
+      }
+      .vd-table tfoot td {
+        font-weight: 600;
+        border-bottom: none;
+        border-top: 1px solid rgba(0, 0, 0, 0.1);
+      }
+      .vd-related {
+        border-top: 1px dashed rgba(0, 0, 0, 0.15);
+        padding-top: 12px;
+      }
+      .vd-related__title {
+        display: flex;
+        align-items: center;
+        gap: 6px;
+        font-size: 12px;
+        font-weight: 600;
+        text-transform: uppercase;
+        letter-spacing: 0.03em;
+        color: #6d28d9;
+        margin-bottom: 8px;
+      }
+      .vd-table--related td {
+        background: #faf5ff;
+      }
+      .vd-related__hint {
+        margin: 6px 0 0;
+        font-size: 12px;
+        color: rgba(0, 0, 0, 0.5);
+      }
+      .vd-actions {
+        display: flex;
+        justify-content: flex-end;
+      }
+    `
+  ]
+})
+export class VoucherDetailDialogComponent {
+  dialogRef = inject(MatDialogRef<VoucherDetailDialogComponent>);
+  private data = inject<VoucherDetailDialogData>(MAT_DIALOG_DATA);
+
+  detail = this.data.detail;
+}
@@ -19,34 +19,21 @@
    <!-- ── Entry Tab ── -->
    <mat-tab label="New Reconciliation">
      <div class="pg-tab-body">
+        @if (ownCashierMissing) {
+          <div class="pg-empty">
+            Your login is not linked to a cashier, so there is no cash drawer to reconcile. Ask an administrator to link
+            your user to a cashier.
+          </div>
+        }
        <div class="pg-toolbar pg-toolbar--mat">
-          @if (tellers.length === 1) {
-            <mat-form-field appearance="outline" subscriptSizing="dynamic">
-              <mat-label>Teller</mat-label>
-              <input matInput type="text" [value]="tellers[0].name" readonly />
-            </mat-form-field>
-          } @else {
-            <mat-form-field appearance="outline" subscriptSizing="dynamic">
-              <mat-label>Teller</mat-label>
-              <mat-select [value]="selectedTellerId" (selectionChange)="onTellerSelect($event.value)">
-                @for (t of tellers; track t.id) {
-                  <mat-option [value]="t.id">{{ t.name }}</mat-option>
-                }
-              </mat-select>
-            </mat-form-field>
-          }
-
+          <!-- A reconciliation is the cashier's own count of their own drawer: nothing to pick. -->
          <mat-form-field appearance="outline" subscriptSizing="dynamic">
-            <mat-label>Cashier</mat-label>
-            <mat-select
-              [value]="selectedCashierId"
-              (selectionChange)="onCashierSelect($event.value)"
-              [disabled]="!selectedTellerId"
-            >
-              @for (c of cashiers; track c.id) {
-                <mat-option [value]="c.id">{{ c.label }}</mat-option>
-              }
-            </mat-select>
+            <mat-label>Teller</mat-label>
+            <input matInput type="text" [value]="ownTellerName || '—'" readonly />
+          </mat-form-field>
+          <mat-form-field appearance="outline" subscriptSizing="dynamic">
+            <mat-label>Cashier (You)</mat-label>
+            <input matInput type="text" [value]="cashierName || '—'" readonly />
          </mat-form-field>

          <mat-form-field appearance="outline" subscriptSizing="dynamic">
@@ -12,12 +12,12 @@ import { FormsModule } from '@angular/forms';
 import { MatIconModule } from '@angular/material/icon';
 import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
 import { MatFormFieldModule } from '@angular/material/form-field';
-import { MatSelectModule } from '@angular/material/select';
 import { MatInputModule } from '@angular/material/input';
 import { MatTabsModule } from '@angular/material/tabs';
 import { forkJoin, of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface DenomRow {
  denominationId: number;
@@ -57,7 +57,6 @@ interface ReconRecord {
    MatIconModule,
    MatSnackBarModule,
    MatFormFieldModule,
-    MatSelectModule,
    MatInputModule,
    MatTabsModule
  ]
@@ -66,9 +65,14 @@ export class ReconciliationComponent implements OnInit {
  private service = inject(CashierService);
  private snackBar = inject(MatSnackBar);

+  /**
+   * A reconciliation is the cashier's own count of their own drawer, so nobody else makes one and there is
+   * no cashier to pick: the screen is fixed to the logged-in cashier. The server refuses anything else.
+   */
+  ownCashierMissing = false;
+  ownTellerName = '';
+
  // ── Entry form ──
-  tellers: { id: number; name: string }[] = [];
-  cashiers: { id: number; label: string }[] = [];
  selectedTellerId: number | null = null;
  selectedCashierId: number | null = null;
  cashierName = '';
@@ -85,44 +89,30 @@ export class ReconciliationComponent implements OnInit {
  loadingHistory = false;

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.reconDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
-    this.service
-      .getTellers()
-      .pipe(catchError(() => of([] as any[])))
-      .subscribe((list) => {
-        this.tellers = (list || []).map((t: any) => ({ id: t.id, name: t.name }));
-        if (this.tellers.length === 1) {
-          this.onTellerSelect(this.tellers[0].id);
-        }
-      });
+    this.lockToOwnCashier();
    this.loadHistory();
  }

-  onTellerSelect(tellerId: number): void {
-    this.selectedTellerId = tellerId;
-    this.selectedCashierId = null;
-    this.cashierName = '';
-    this.cashiers = [];
-    this.rows = [];
-    if (!tellerId) return;
-    this.service
-      .getCashiersForTeller(tellerId)
-      .pipe(catchError(() => of({ cashiers: [] })))
-      .subscribe((r: any) => {
-        this.cashiers = (r?.cashiers || []).map((c: any) => ({ id: c.id, label: c.staffName }));
-        if (this.cashiers.length === 1) {
-          this.onCashierSelect(this.cashiers[0].id);
-        }
-      });
-  }
-
-  onCashierSelect(cashierId: number): void {
-    this.selectedCashierId = cashierId;
-    const c = this.cashiers.find((x) => x.id === cashierId);
-    this.cashierName = c ? c.label : '';
-    this.rows = [];
-    this.fetchExpected();
+  /** Take the logged-in cashier as the one being reconciled, with their counter for the record. */
+  private lockToOwnCashier(): void {
+    this.service.getCurrentCashierInfo().subscribe((info) => {
+      if (!info) {
+        this.ownCashierMissing = true;
+        return;
+      }
+      this.selectedCashierId = info.cashierId;
+      this.cashierName = info.cashierName;
+      this.service
+        .getInterCashierCashierSummary(info.cashierId, this.reconDate)
+        .pipe(catchError(() => of(null)))
+        .subscribe((r: any) => {
+          this.selectedTellerId = r?.tellerId ?? null;
+          this.ownTellerName = r?.tellerName || '';
+        });
+      this.fetchExpected();
+    });
  }

  fetchExpected(): void {
@@ -1,375 +0,0 @@
-<!--
-  Copyright since 2025 Mifos Initiative
-
-  This Source Code Form is subject to the terms of the Mozilla Public
-  License, v. 2.0. If a copy of the MPL was not distributed with this
-  file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
-
-<div class="pg">
-  <!-- ── HEADER ── -->
-  <header class="pg-head">
-    <div>
-      <div class="pg-eyebrow">CASHIER · SHARE COLLECTION</div>
-      <h1 class="pg-title">Share Collection</h1>
-      <p class="pg-sub">
-        Collect cash from member for share purchase — amounts are held in Sundry GL until the account is activated.
-      </p>
-    </div>
-  </header>
-
-  <!-- ── SEARCH BAR ── -->
-  @if (pageState !== 'success') {
-    <div class="sc-search-bar">
-      <div class="sc-search-bar__input-wrap">
-        <mat-icon class="sc-search-bar__icon">search</mat-icon>
-        <input
-          class="sc-search-bar__input"
-          type="text"
-          placeholder="Enter Share Account ID or Account No."
-          [(ngModel)]="accountInput"
-          (keyup.enter)="searchAccount()"
-        />
-      </div>
-      <button
-        type="button"
-        class="pg-btn pg-btn--primary"
-        [disabled]="pageState === 'searching' || !accountInput.trim()"
-        (click)="searchAccount()"
-      >
-        <mat-icon>manage_search</mat-icon>
-        {{ pageState === 'searching' ? 'Searching…' : 'Search' }}
-      </button>
-    </div>
-  }
-
-  <!-- ── ERROR ── -->
-  @if (errorMsg) {
-    <div class="sc-alert sc-alert--error">
-      <mat-icon>error_outline</mat-icon>
-      <span>{{ errorMsg }}</span>
-    </div>
-  }
-
-  <!-- ── SEARCHING SPINNER ── -->
-  @if (pageState === 'searching') {
-    <div class="pg-empty">
-      <mat-icon class="sc-spin">hourglass_empty</mat-icon>
-      <p>Looking up account…</p>
-    </div>
-  }
-
-  <!-- ── ACCOUNT LOADED ── -->
-  @if (pageState === 'loaded') {
-    <!-- Member Card -->
-    <div class="sc-member-card">
-      <div class="sc-member-card__avatar">
-        <mat-icon>person</mat-icon>
-      </div>
-      <div class="sc-member-card__info">
-        <div class="sc-member-card__name">{{ account.clientName }}</div>
-        <div class="sc-member-card__meta">
-          <span class="sc-badge sc-badge--account">{{ account.accountNo }}</span>
-          <span class="sc-badge sc-badge--product">{{ account.productName }}</span>
-          <span
-            class="sc-badge"
-            [class.sc-badge--pending]="account.status?.code?.includes('pending')"
-            [class.sc-badge--active]="account.status?.code?.includes('active')"
-            >{{ account.status?.value }}</span
-          >
-        </div>
-      </div>
-
-      <!-- Editable Shares + Price -->
-      <div class="sc-member-card__shares">
-        <div class="sc-shares-inputs">
-          <div class="sc-shares-field">
-            <label class="sc-shares-label">No. of Shares</label>
-            <input
-              class="sc-shares-input"
-              type="number"
-              min="0"
-              [(ngModel)]="requestedSharesInput"
-              (input)="recalc()"
-              placeholder="0"
-            />
-          </div>
-          <div class="sc-shares-sep">×</div>
-          <div class="sc-shares-field">
-            <label class="sc-shares-label">Price / Share (₹)</label>
-            <input
-              class="sc-shares-input"
-              type="number"
-              min="0"
-              [(ngModel)]="pricePerShare"
-              (input)="recalc()"
-              placeholder="0.00"
-            />
-          </div>
-          <div class="sc-shares-sep">=</div>
-          <div class="sc-shares-result">
-            <div class="sc-shares-label">Share Amount</div>
-            <div class="sc-shares-total">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</div>
-          </div>
-        </div>
-      </div>
-    </div>
-
-    <!-- Amount Breakdown + GL Preview -->
-    <div class="sc-split">
-      <!-- LEFT: Amount Breakdown -->
-      <div class="pg-card sc-breakdown">
-        <div class="sc-breakdown__header">
-          <mat-icon>receipt_long</mat-icon>
-          <span>Amount Breakdown</span>
-        </div>
-        <table class="pg-table">
-          <thead>
-            <tr>
-              <th>Description</th>
-              <th class="num">Amount</th>
-            </tr>
-          </thead>
-          <tbody>
-            <tr>
-              <td>
-                Share Amount
-                <span class="sc-dim">
-                  ({{ requestedSharesInput }} shares × {{ currencySymbol }}{{ pricePerShare | number: '1.2-2' }})
-                </span>
-              </td>
-              <td class="num">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</td>
-            </tr>
-            @for (charge of charges; track charge.id) {
-              <tr>
-                <td>{{ charge.name }}</td>
-                <td class="num sc-charge-amount">
-                  <input class="sc-charge-input" type="number" min="0" [(ngModel)]="charge.amount" (input)="recalc()" />
-                </td>
-              </tr>
-            }
-            @if (charges.length === 0) {
-              <tr>
-                <td colspan="2">
-                  <span class="sc-dim">No charges applicable</span>
-                </td>
-              </tr>
-            }
-          </tbody>
-          <tfoot>
-            <tr class="sc-total-row">
-              <td><strong>Total Payable</strong></td>
-              <td class="num sc-total-amount">
-                <strong>{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</strong>
-              </td>
-            </tr>
-          </tfoot>
-        </table>
-      </div>
-
-      <!-- RIGHT: GL Preview -->
-      <div class="pg-card sc-gl-preview">
-        <div class="sc-breakdown__header">
-          <mat-icon>account_tree</mat-icon>
-          <span>GL Entries Preview</span>
-        </div>
-        <table class="pg-table">
-          <thead>
-            <tr>
-              <th>Account</th>
-              <th>Dr / Cr</th>
-              <th class="num">Amount</th>
-            </tr>
-          </thead>
-          <tbody>
-            <tr class="gl-row--dr">
-              <td class="gl-acname">Cash Vault GL</td>
-              <td><span class="sc-dr-badge">Dr</span></td>
-              <td class="num gl-amt--dr">{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</td>
-            </tr>
-            <tr class="gl-row--cr">
-              <td class="gl-acname">Share Sundry GL</td>
-              <td><span class="sc-cr-badge">Cr</span></td>
-              <td class="num gl-amt--cr">{{ currencySymbol }}{{ shareAmount | number: '1.2-2' }}</td>
-            </tr>
-            @if (totalChargeAmount > 0) {
-              <tr class="gl-row--cr">
-                <td class="gl-acname">Charge Receivable GL</td>
-                <td><span class="sc-cr-badge">Cr</span></td>
-                <td class="num gl-amt--cr">{{ currencySymbol }}{{ totalChargeAmount | number: '1.2-2' }}</td>
-              </tr>
-            }
-          </tbody>
-        </table>
-        <div class="sc-gl-note">
-          <mat-icon>info_outline</mat-icon>
-          Funds move to Share GL &amp; Income GL when account is <strong>activated</strong>.
-        </div>
-      </div>
-    </div>
-
-    <!-- ── DENOMINATION (Cash Only) ── -->
-    @if (isCashPayment && allDenominations.length > 0) {
-      <div class="pg-card sc-denom">
-        <div class="sc-breakdown__header">
-          <mat-icon>payments</mat-icon>
-          <span>Denomination Entry</span>
-          @if (denominationTotal > 0) {
-            <span
-              class="sc-denom-badge"
-              [class.sc-denom-badge--match]="denomMatchesTotal"
-              [class.sc-denom-badge--mismatch]="!denomMatchesTotal"
-            >
-              ₹{{ denominationTotal | number: '1.2-2' }}
-              {{ denomMatchesTotal ? '✓ Matches' : '≠ Mismatch' }}
-            </span>
-          }
-          @if (denominationTotal === 0) {
-            <span class="sc-denom-required">⚠ Required for Cash</span>
-          }
-        </div>
-        <div class="sc-denom-body">
-          <table class="pg-table sc-denom-table">
-            <thead>
-              <tr>
-                <th>Denomination</th>
-                <th class="num">Count</th>
-                <th class="num">Amount</th>
-              </tr>
-            </thead>
-            <tbody>
-              @for (d of allDenominations; track d.id) {
-                <tr>
-                  <td>
-                    <span class="sc-denom-chip" [class.sc-denom-chip--coin]="d.kind === 'coin'">{{ d.label }}</span>
-                  </td>
-                  <td class="num">
-                    <div class="sc-denom-stepper">
-                      <button type="button" (click)="bumpDenom(d, -1)" [disabled]="countFor(d) === 0">−</button>
-                      <input
-                        type="number"
-                        min="0"
-                        [value]="countFor(d) || ''"
-                        placeholder="0"
-                        (input)="onDenomChange(d, $any($event.target).value)"
-                      />
-                      <button type="button" (click)="bumpDenom(d, 1)">+</button>
-                    </div>
-                  </td>
-                  <td class="num">{{ subtotalFor(d) > 0 ? (subtotalFor(d) | number: '1.2-2') : '—' }}</td>
-                </tr>
-              }
-            </tbody>
-            <tfoot>
-              <tr>
-                <td><strong>Total</strong></td>
-                <td></td>
-                <td class="num">
-                  <strong>₹{{ denominationTotal | number: '1.2-2' }}</strong>
-                </td>
-              </tr>
-            </tfoot>
-          </table>
-          @if (!denomMatchesTotal && denominationTotal > 0) {
-            <div class="sc-denom-mismatch">
-              <mat-icon>warning</mat-icon>
-              Denomination ₹{{ denominationTotal | number: '1.2-2' }} must equal Total Payable ₹{{
-                totalAmount | number: '1.2-2'
-              }}.
-            </div>
-          }
-          @if (denominationTotal > 0) {
-            <div class="sc-denom-actions">
-              <button type="button" class="pg-btn pg-btn--ghost" (click)="clearDenominations()">
-                <mat-icon>clear</mat-icon> Clear
-              </button>
-            </div>
-          }
-        </div>
-      </div>
-    }
-
-    <!-- Transaction Details -->
-    <div class="pg-toolbar pg-toolbar--mat">
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Transaction Date *</mat-label>
-        <input matInput type="date" [(ngModel)]="transactionDate" />
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" subscriptSizing="dynamic">
-        <mat-label>Payment Mode</mat-label>
-        <mat-select [(ngModel)]="paymentTypeId">
-          <mat-option [value]="null">— Cash (Default) —</mat-option>
-          @for (pt of paymentTypes; track pt.id) {
-            <mat-option [value]="pt.id">{{ pt.name }}</mat-option>
-          }
-        </mat-select>
-      </mat-form-field>
-
-      <mat-form-field appearance="outline" subscriptSizing="dynamic" class="pg-note-field">
-        <mat-label>Note (Optional)</mat-label>
-        <input matInput type="text" [(ngModel)]="note" placeholder="e.g. Share purchase for 100 shares" />
-      </mat-form-field>
-    </div>
-
-    <!-- Footer Submit Bar -->
-    <div class="pg-total-bar sc-footer">
-      <div class="sc-footer__summary">
-        <span class="sc-footer__label">Total to Collect</span>
-        <span class="sc-footer__amount">{{ currencySymbol }}{{ totalAmount | number: '1.2-2' }}</span>
-      </div>
-      <div class="sc-footer__actions">
-        <button type="button" class="pg-btn pg-btn--ghost" (click)="reset()"><mat-icon>close</mat-icon> Cancel</button>
-        <button type="button" class="pg-btn pg-btn--primary" [disabled]="!isValid || saving" (click)="submit()">
-          <mat-icon>payments</mat-icon>
-          {{ saving ? 'Posting…' : 'Collect & Post' }}
-        </button>
-      </div>
-    </div>
-  }
-
-  <!-- ── SUCCESS ── -->
-  @if (pageState === 'success' && collectionResult) {
-    <div class="sc-success">
-      <div class="sc-success__icon-wrap">
-        <mat-icon>check_circle</mat-icon>
-      </div>
-      <h2 class="sc-success__title">Collection Posted Successfully</h2>
-      <p class="sc-success__sub">
-        Cash of
-        <strong>{{ collectionResult.currencyCode }} {{ collectionResult.totalAmount | number: '1.2-2' }}</strong>
-        collected from <strong>{{ collectionResult.clientName }}</strong> on
-        <strong>{{ collectionResult.collectionDate }}</strong> by <strong>{{ collectionResult.collectedBy }}</strong
-        >.
-      </p>
-
-      <!-- Transaction reference -->
-      <div class="sc-success__ref">
-        <span class="sc-success__ref-label">Transaction ID</span>
-        <span class="sc-success__ref-val">{{ collectionResult.transactionId }}</span>
-      </div>
-
-      <!-- GL entries from backend -->
-      <div class="sc-success__gl">
-        @for (entry of collectionResult.glEntries; track entry.account) {
-          <div
-            class="sc-success__gl-row"
-            [class.sc-success__gl-row--dr]="entry.type === 'Dr'"
-            [class.sc-success__gl-row--cr]="entry.type === 'Cr'"
-          >
-            <span>{{ entry.type }}. {{ entry.account }}</span>
-            <span>{{ entry.currency }} {{ entry.amount | number: '1.2-2' }}</span>
-          </div>
-        }
-      </div>
-
-      <p class="sc-success__note">
-        Funds are held in Sundry GL. They will move to Share Equity GL when the account is activated.
-      </p>
-
-      <button type="button" class="pg-btn pg-btn--primary" (click)="reset()">
-        <mat-icon>add</mat-icon> New Collection
-      </button>
-    </div>
-  }
-</div>
@@ -1,701 +0,0 @@
-/**
- * Copyright since 2025 Mifos Initiative
- *
- * This Source Code Form is subject to the terms of the Mozilla Public
- * License, v. 2.0. If a copy of the MPL was not distributed with this
- * file, You can obtain one at http://mozilla.org/MPL/2.0/.
- */
-
-// ── Search Bar ───────────────────────────────────────────────────────────────
-
-.sc-search-bar {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 12px;
-  padding: 10px 14px;
-
-  &__input-wrap {
-    display: flex;
-    align-items: center;
-    gap: 8px;
-    flex: 1 1 auto;
-  }
-
-  &__icon {
-    color: #94a3b8;
-    font-size: 20px;
-    width: 20px;
-    height: 20px;
-    flex-shrink: 0;
-  }
-
-  &__input {
-    flex: 1 1 auto;
-    border: none;
-    outline: none;
-    font-size: 14px;
-    font-family: inherit;
-    color: #0d1b2a;
-    background: transparent;
-
-    &::placeholder {
-      color: #94a3b8;
-    }
-  }
-}
-
-// ── Alert ────────────────────────────────────────────────────────────────────
-
-.sc-alert {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  padding: 12px 16px;
-  border-radius: 10px;
-  font-size: 13px;
-  font-weight: 500;
-
-  mat-icon {
-    font-size: 20px;
-    width: 20px;
-    height: 20px;
-    flex-shrink: 0;
-  }
-
-  &--error {
-    background: #fef2f2;
-    border: 1px solid #fecaca;
-    color: #dc2626;
-  }
-}
-
-// ── Spinner ──────────────────────────────────────────────────────────────────
-
-.sc-spin {
-  animation: sc-spin 1.2s linear infinite;
-  display: block;
-  margin: 0 auto 8px;
-  font-size: 32px !important;
-  width: 32px !important;
-  height: 32px !important;
-  color: #94a3b8;
-}
-
-@keyframes sc-spin {
-  from {
-    transform: rotate(0deg);
-  }
-
-  to {
-    transform: rotate(360deg);
-  }
-}
-
-// ── Member Card ──────────────────────────────────────────────────────────────
-
-.sc-member-card {
-  display: flex;
-  align-items: center;
-  gap: 16px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 12px;
-  padding: 16px 20px;
-
-  &__avatar {
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    width: 48px;
-    height: 48px;
-    border-radius: 50%;
-    background: #eff6ff;
-    flex-shrink: 0;
-
-    mat-icon {
-      color: #2563eb;
-      font-size: 24px;
-      width: 24px;
-      height: 24px;
-    }
-  }
-
-  &__info {
-    flex: 1 1 auto;
-    min-width: 0;
-  }
-
-  &__name {
-    font-size: 16px;
-    font-weight: 700;
-    color: #1e293b;
-    margin-bottom: 6px;
-  }
-
-  &__meta {
-    display: flex;
-    flex-wrap: wrap;
-    gap: 6px;
-  }
-
-  &__shares {
-    flex-shrink: 0;
-    display: flex;
-    align-items: center;
-  }
-}
-
-// ── Badges ───────────────────────────────────────────────────────────────────
-
-.sc-badge {
-  display: inline-flex;
-  align-items: center;
-  height: 22px;
-  padding: 0 8px;
-  border-radius: 5px;
-  font-size: 11px;
-  font-weight: 700;
-  background: #f1f5f9;
-  color: #475569;
-  border: 1px solid #e2e8f0;
-
-  &--account {
-    background: #eff6ff;
-    color: #1d4ed8;
-    border-color: #bfdbfe;
-    font-family: 'Roboto Mono', monospace;
-  }
-
-  &--product {
-    background: #f0fdf4;
-    color: #15803d;
-    border-color: #bbf7d0;
-  }
-
-  &--pending {
-    background: #fffbeb;
-    color: #d97706;
-    border-color: #fde68a;
-  }
-
-  &--active {
-    background: #f0fdf4;
-    color: #15803d;
-    border-color: #bbf7d0;
-  }
-}
-
-// ── Editable Share Inputs ────────────────────────────────────────────────────
-
-.sc-shares-inputs {
-  display: flex;
-  align-items: center;
-  gap: 10px;
-  flex-wrap: wrap;
-  justify-content: flex-end;
-}
-
-.sc-shares-field {
-  display: flex;
-  flex-direction: column;
-  gap: 3px;
-}
-
-.sc-shares-label {
-  font-size: 10px;
-  font-weight: 700;
-  text-transform: uppercase;
-  letter-spacing: 0.07em;
-  color: #94a3b8;
-}
-
-.sc-shares-input {
-  width: 110px;
-  height: 38px;
-  border: 1.5px solid #e2e8f0;
-  border-radius: 8px;
-  padding: 0 10px;
-  font-size: 14px;
-  font-weight: 700;
-  font-family: inherit;
-  color: #1353a0;
-  text-align: right;
-  outline: none;
-  background: #f8fafc;
-  transition: border-color 0.15s;
-
-  &:focus {
-    border-color: #1353a0;
-    background: #fff;
-  }
-
-  &::-webkit-outer-spin-button,
-  &::-webkit-inner-spin-button {
-    appearance: none;
-  }
-}
-
-.sc-shares-sep {
-  font-size: 20px;
-  font-weight: 300;
-  color: #94a3b8;
-  padding-top: 16px;
-}
-
-.sc-shares-result {
-  text-align: right;
-}
-
-.sc-shares-total {
-  font-size: 20px;
-  font-weight: 800;
-  color: #0f4f3c;
-  font-variant-numeric: tabular-nums;
-}
-
-// ── Editable Charge Amount ───────────────────────────────────────────────────
-
-.sc-charge-amount {
-  padding: 4px 14px !important;
-}
-
-.sc-charge-input {
-  width: 100px;
-  height: 32px;
-  border: 1.5px solid #e2e8f0;
-  border-radius: 6px;
-  padding: 0 8px;
-  font-size: 13px;
-  font-weight: 700;
-  font-family: inherit;
-  color: #1353a0;
-  text-align: right;
-  outline: none;
-  background: #f8fafc;
-  transition: border-color 0.15s;
-
-  &:focus {
-    border-color: #1353a0;
-    background: #fff;
-  }
-
-  &::-webkit-outer-spin-button,
-  &::-webkit-inner-spin-button {
-    appearance: none;
-  }
-}
-
-// ── Split Layout ─────────────────────────────────────────────────────────────
-
-.sc-split {
-  display: grid;
-  grid-template-columns: 1fr 1fr;
-  gap: 16px;
-
-  @media (width <= 900px) {
-    grid-template-columns: 1fr;
-  }
-}
-
-// ── Breakdown Card ───────────────────────────────────────────────────────────
-
-.sc-breakdown {
-  &__header {
-    display: flex;
-    align-items: center;
-    gap: 8px;
-    padding: 12px 16px;
-    background: #f8fafc;
-    border-bottom: 1px solid #e2e8f0;
-    font-size: 13px;
-    font-weight: 700;
-    color: #334155;
-
-    mat-icon {
-      font-size: 18px;
-      width: 18px;
-      height: 18px;
-      color: #0f4f3c;
-    }
-  }
-}
-
-.sc-gl-preview {
-  .sc-breakdown__header {
-    mat-icon {
-      color: #1d4ed8;
-    }
-  }
-}
-
-.sc-gl-note {
-  display: flex;
-  align-items: flex-start;
-  gap: 6px;
-  padding: 10px 14px;
-  font-size: 12px;
-  color: #64748b;
-  background: #f8fafc;
-  border-top: 1px solid #e2e8f0;
-
-  mat-icon {
-    font-size: 16px;
-    width: 16px;
-    height: 16px;
-    flex-shrink: 0;
-    margin-top: 1px;
-    color: #94a3b8;
-  }
-}
-
-// ── Table helpers ────────────────────────────────────────────────────────────
-
-.sc-dim {
-  color: #94a3b8;
-  font-size: 12px;
-}
-
-.sc-total-row td {
-  background: #f8fafc;
-  border-top: 2px solid #e2e8f0;
-  font-size: 14px;
-}
-
-.sc-total-amount {
-  color: #0f4f3c;
-}
-
-// ── Dr / Cr badges ───────────────────────────────────────────────────────────
-
-.sc-dr-badge,
-.sc-cr-badge {
-  display: inline-flex;
-  align-items: center;
-  justify-content: center;
-  width: 32px;
-  height: 20px;
-  border-radius: 4px;
-  font-size: 11px;
-  font-weight: 800;
-  letter-spacing: 0.04em;
-}
-
-.sc-dr-badge {
-  background: #fef2f2;
-  color: #dc2626;
-  border: 1px solid #fecaca;
-}
-
-.sc-cr-badge {
-  background: #f0fdf4;
-  color: #15803d;
-  border: 1px solid #bbf7d0;
-}
-
-// ── Footer ───────────────────────────────────────────────────────────────────
-
-.sc-footer {
-  justify-content: space-between !important;
-
-  &__summary {
-    display: flex;
-    flex-direction: column;
-    gap: 2px;
-  }
-
-  &__label {
-    font-size: 11px;
-    font-weight: 700;
-    text-transform: uppercase;
-    letter-spacing: 0.07em;
-    color: #64748b;
-  }
-
-  &__amount {
-    font-size: 22px;
-    font-weight: 800;
-    color: #0f4f3c;
-    font-variant-numeric: tabular-nums;
-  }
-
-  &__actions {
-    display: flex;
-    align-items: center;
-    gap: 10px;
-  }
-}
-
-// ── Denomination Panel ────────────────────────────────────────────────────────
-
-.sc-denom {
-  padding: 0;
-  overflow: hidden;
-}
-
-.sc-denom-body {
-  padding: 14px 16px;
-}
-
-.sc-denom-table {
-  width: 100%;
-
-  th,
-  td {
-    padding: 7px 10px;
-    font-size: 13px;
-  }
-
-  tfoot td {
-    border-top: 2px solid #e2e8f0;
-    background: #f8fafc;
-    font-size: 14px;
-  }
-}
-
-.sc-denom-chip {
-  display: inline-flex;
-  align-items: center;
-  height: 24px;
-  padding: 0 10px;
-  border-radius: 5px;
-  font-size: 12px;
-  font-weight: 700;
-  background: #eff6ff;
-  color: #1d4ed8;
-  border: 1px solid #bfdbfe;
-
-  &--coin {
-    background: #fffbeb;
-    color: #d97706;
-    border-color: #fde68a;
-  }
-}
-
-.sc-denom-stepper {
-  display: flex;
-  align-items: center;
-  gap: 4px;
-  justify-content: flex-end;
-
-  button {
-    width: 26px;
-    height: 26px;
-    border: 1.5px solid #e2e8f0;
-    border-radius: 5px;
-    background: #f8fafc;
-    color: #475569;
-    font-size: 16px;
-    line-height: 1;
-    cursor: pointer;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-    padding: 0;
-
-    &:hover:not(:disabled) {
-      background: #e0f2fe;
-      border-color: #7dd3fc;
-      color: #0369a1;
-    }
-
-    &:disabled {
-      opacity: 0.35;
-      cursor: not-allowed;
-    }
-  }
-
-  input {
-    width: 62px;
-    height: 28px;
-    border: 1.5px solid #e2e8f0;
-    border-radius: 6px;
-    padding: 0 6px;
-    font-size: 13px;
-    font-weight: 600;
-    font-family: inherit;
-    text-align: right;
-    outline: none;
-    background: #fff;
-
-    &:focus {
-      border-color: #1353a0;
-    }
-
-    &::-webkit-outer-spin-button,
-    &::-webkit-inner-spin-button {
-      appearance: none;
-    }
-  }
-}
-
-.sc-denom-badge {
-  margin-left: auto;
-  display: inline-flex;
-  align-items: center;
-  height: 22px;
-  padding: 0 10px;
-  border-radius: 5px;
-  font-size: 12px;
-  font-weight: 700;
-
-  &--match {
-    background: #f0fdf4;
-    color: #15803d;
-    border: 1px solid #bbf7d0;
-  }
-
-  &--mismatch {
-    background: #fef2f2;
-    color: #dc2626;
-    border: 1px solid #fecaca;
-  }
-}
-
-.sc-denom-required {
-  margin-left: auto;
-  font-size: 12px;
-  font-weight: 700;
-  color: #d97706;
-}
-
-.sc-denom-mismatch {
-  display: flex;
-  align-items: center;
-  gap: 6px;
-  margin-top: 10px;
-  padding: 9px 12px;
-  background: #fef2f2;
-  border: 1px solid #fecaca;
-  border-radius: 8px;
-  font-size: 12px;
-  font-weight: 600;
-  color: #dc2626;
-
-  mat-icon {
-    font-size: 16px;
-    width: 16px;
-    height: 16px;
-    flex-shrink: 0;
-  }
-}
-
-.sc-denom-actions {
-  display: flex;
-  justify-content: flex-end;
-  margin-top: 10px;
-}
-
-// ── Success ──────────────────────────────────────────────────────────────────
-
-.sc-success {
-  display: flex;
-  flex-direction: column;
-  align-items: center;
-  text-align: center;
-  padding: 40px 24px;
-  gap: 16px;
-  background: #fff;
-  border: 1px solid #e2e8f0;
-  border-radius: 16px;
-
-  &__icon-wrap {
-    width: 72px;
-    height: 72px;
-    border-radius: 50%;
-    background: #f0fdf4;
-    display: flex;
-    align-items: center;
-    justify-content: center;
-
-    mat-icon {
-      font-size: 40px;
-      width: 40px;
-      height: 40px;
-      color: #16a34a;
-    }
-  }
-
-  &__title {
-    font-size: 22px;
-    font-weight: 700;
-    color: #1e293b;
-    margin: 0;
-  }
-
-  &__sub {
-    font-size: 14px;
-    color: #64748b;
-    max-width: 480px;
-    margin: 0;
-  }
-
-  &__ref {
-    display: flex;
-    align-items: center;
-    gap: 10px;
-    background: #f1f5f9;
-    border: 1px solid #e2e8f0;
-    border-radius: 8px;
-    padding: 8px 16px;
-  }
-
-  &__ref-label {
-    font-size: 11px;
-    font-weight: 700;
-    text-transform: uppercase;
-    letter-spacing: 0.07em;
-    color: #94a3b8;
-    white-space: nowrap;
-  }
-
-  &__ref-val {
-    font-family: 'Roboto Mono', 'Courier New', monospace;
-    font-size: 13px;
-    font-weight: 600;
-    color: #1353a0;
-  }
-
-  &__note {
-    font-size: 12px;
-    color: #94a3b8;
-    max-width: 420px;
-    margin: 0;
-    text-align: center;
-  }
-
-  &__gl {
-    display: flex;
-    flex-direction: column;
-    gap: 6px;
-    width: 100%;
-    max-width: 400px;
-    background: #f8fafc;
-    border: 1px solid #e2e8f0;
-    border-radius: 10px;
-    padding: 14px 16px;
-  }
-
-  &__gl-row {
-    display: flex;
-    justify-content: space-between;
-    font-size: 13px;
-    font-weight: 600;
-    padding: 4px 0;
-    border-bottom: 1px dotted #e2e8f0;
-
-    &:last-child {
-      border-bottom: none;
-    }
-
-    &--dr {
-      color: #dc2626;
-    }
-
-    &--cr {
-      color: #15803d;
-    }
-  }
-}
@@ -1,282 +0,0 @@
-/**
- * Copyright since 2025 Mifos Initiative
- *
- * This Source Code Form is subject to the terms of the Mozilla Public
- * License, v. 2.0. If a copy of the MPL was not distributed with this
- * file, You can obtain one at http://mozilla.org/MPL/2.0/.
- */
-
-import { Component, OnInit, inject } from '@angular/core';
-import { CommonModule } from '@angular/common';
-import { FormsModule } from '@angular/forms';
-import { RouterModule } from '@angular/router';
-import { MatIconModule } from '@angular/material/icon';
-import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
-import { MatFormFieldModule } from '@angular/material/form-field';
-import { MatSelectModule } from '@angular/material/select';
-import { MatInputModule } from '@angular/material/input';
-import { catchError } from 'rxjs/operators';
-import { of } from 'rxjs';
-import { CashierService } from '../cashier.service';
-
-type PageState = 'idle' | 'searching' | 'loaded' | 'submitting' | 'success';
-
-interface Denomination {
-  id: number;
-  value: number;
-  kind: 'note' | 'coin';
-  label: string;
-}
-
-interface ShareCharge {
-  id: number;
-  name: string;
-  amount: number;
-  currencySymbol: string;
-}
-
-@Component({
-  selector: 'mifosx-share-collection',
-  templateUrl: './share-collection.component.html',
-  styleUrls: [
-    '../cashier-shared.scss',
-    './share-collection.component.scss'
-  ],
-  standalone: true,
-  imports: [
-    CommonModule,
-    FormsModule,
-    RouterModule,
-    MatIconModule,
-    MatSnackBarModule,
-    MatFormFieldModule,
-    MatSelectModule,
-    MatInputModule
-  ]
-})
-export class ShareCollectionComponent implements OnInit {
-  private service = inject(CashierService);
-  private snackBar = inject(MatSnackBar);
-
-  pageState: PageState = 'idle';
-  accountInput = '';
-  transactionDate = '';
-  paymentTypeId: number | null = null;
-  paymentTypes: any[] = [];
-  note = '';
-  errorMsg = '';
-  saving = false;
-
-  account: any = null;
-  charges: ShareCharge[] = [];
-  collectionResult: any = null; // filled after successful POST
-
-  // Editable fields — cashier can override if API returns 0
-  requestedSharesInput = 0;
-  pricePerShare = 0;
-
-  // ── Denomination ────────────────────────────────────────────────────────────
-  notes: Denomination[] = [];
-  coins: Denomination[] = [];
-  denominationCounts: Record<string, number> = {};
-
-  get shareAmount(): number {
-    return this.requestedSharesInput * this.pricePerShare;
-  }
-
-  get totalChargeAmount(): number {
-    return this.charges.reduce((s, c) => s + c.amount, 0);
-  }
-
-  get totalAmount(): number {
-    return this.shareAmount + this.totalChargeAmount;
-  }
-
-  get currencySymbol(): string {
-    return this.account?.currency?.displaySymbol ?? '₹';
-  }
-
-  get isCashPayment(): boolean {
-    if (this.paymentTypeId === null) return true;
-    const pt = this.paymentTypes.find((p: any) => p.id === this.paymentTypeId);
-    return !!pt?.isCashPayment;
-  }
-
-  get allDenominations(): Denomination[] {
-    const desc = (a: Denomination, b: Denomination) => b.value - a.value;
-    return [
-      ...[...this.notes].sort(desc),
-      ...[...this.coins].sort(desc)
-    ];
-  }
-
-  get denominationTotal(): number {
-    return this.allDenominations.reduce((s, d) => s + this.subtotalFor(d), 0);
-  }
-
-  get denomMatchesTotal(): boolean {
-    return this.denominationTotal === this.totalAmount;
-  }
-
-  get isValid(): boolean {
-    if (!this.account || this.totalAmount <= 0 || !this.transactionDate) return false;
-    if (this.isCashPayment && this.allDenominations.length > 0) {
-      return this.denomMatchesTotal;
-    }
-    return true;
-  }
-
-  ngOnInit(): void {
-    const d = new Date();
-    this.transactionDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
-    this.service
-      .getPaymentTypes()
-      .pipe(catchError(() => of([])))
-      .subscribe((types: any[]) => (this.paymentTypes = types || []));
-    this.loadDenominations();
-  }
-
-  private loadDenominations(): void {
-    this.service
-      .getActiveDenominations()
-      .pipe(catchError(() => of([])))
-      .subscribe((list: any[]) => {
-        const rows: Denomination[] = (list || []).map((d: any) => ({
-          id: d.id,
-          value: d.denomination ?? d.value,
-          kind: d.type === 'coin' ? 'coin' : 'note',
-          label: '₹' + (d.denomination ?? d.value)
-        }));
-        const order = (a: Denomination, b: Denomination) => b.value - a.value;
-        this.notes = rows.filter((r) => r.kind === 'note').sort(order);
-        this.coins = rows.filter((r) => r.kind === 'coin').sort(order);
-      });
-  }
-
-  // ── Denomination helpers ──────────────────────────────────────────────────
-
-  denomKey(d: Denomination): string {
-    return `${d.kind}:${d.value}`;
-  }
-
-  countFor(d: Denomination): number {
-    return this.denominationCounts[this.denomKey(d)] || 0;
-  }
-
-  subtotalFor(d: Denomination): number {
-    return this.countFor(d) * d.value;
-  }
-
-  onDenomChange(d: Denomination, raw: any): void {
-    this.denominationCounts[this.denomKey(d)] = Math.max(0, Math.floor(Number(raw) || 0));
-  }
-
-  bumpDenom(d: Denomination, delta: number): void {
-    this.denominationCounts[this.denomKey(d)] = Math.max(0, this.countFor(d) + delta);
-  }
-
-  clearDenominations(): void {
-    this.denominationCounts = {};
-  }
-
-  searchAccount(): void {
-    const query = this.accountInput.trim();
-    if (!query) return;
-    this.pageState = 'searching';
-    this.account = null;
-    this.charges = [];
-    this.errorMsg = '';
-
-    this.service
-      .getShareAccountForCollection(query)
-      .pipe(
-        catchError((err) => {
-          this.errorMsg =
-            err?.error?.errors?.[0]?.defaultUserMessage ||
-            err?.error?.developerMessage ||
-            'Account not found. Please check the account ID and try again.';
-          this.pageState = 'idle';
-          return of(null);
-        })
-      )
-      .subscribe((acc: any) => {
-        if (!acc) return;
-        this.account = acc;
-
-        // Auto-detect shares from summary or first pending purchasedShares entry
-        const pendingTx = (acc.purchasedShares || []).find(
-          (t: any) =>
-            t.status?.code === 'purchasedSharesStatusType.applied' && t.type?.code === 'purchasedSharesType.purchased'
-        );
-        this.requestedSharesInput = Number(
-          acc.summary?.totalPendingForApprovalShares || pendingTx?.numberOfShares || acc.requestedShares || 0
-        );
-        this.pricePerShare = Number(pendingTx?.purchasedPrice || acc.currentMarketPrice || acc.unitPrice || 0);
-
-        // Show ALL charges on the account — no type filtering
-        this.charges = (acc.charges || []).map((c: any) => ({
-          id: c.chargeId ?? c.id,
-          name: c.name,
-          amount: Number(c.amount ?? c.amountOutstanding ?? 0),
-          currencySymbol: c.currency?.displaySymbol ?? '₹'
-        }));
-
-        this.pageState = 'loaded';
-      });
-  }
-
-  recalc(): void {
-    // triggered by input changes — nothing extra needed, getters auto-recalculate
-  }
-
-  submit(): void {
-    if (!this.isValid || this.saving) return;
-    this.saving = true;
-    const payload = {
-      shareAccountId: this.account.id,
-      accountNo: this.account.accountNo,
-      clientName: this.account.clientName,
-      transactionDate: this.transactionDate,
-      requestedShares: this.requestedSharesInput,
-      pricePerShare: this.pricePerShare,
-      shareAmount: this.shareAmount,
-      chargeAmount: this.totalChargeAmount,
-      totalAmount: this.totalAmount,
-      paymentTypeId: this.paymentTypeId || null,
-      note: this.note || null
-    };
-
-    this.service.collectSharePayment(payload).subscribe({
-      next: (result: any) => {
-        this.collectionResult = result;
-        this.snackBar.open('Share collection posted successfully.', 'Close', { duration: 3000 });
-        this.pageState = 'success';
-        this.saving = false;
-      },
-      error: (err: any) => {
-        const msg =
-          err?.error?.errors?.[0]?.defaultUserMessage ||
-          err?.error?.developerMessage ||
-          err?.error?.defaultUserMessage ||
-          'Collection failed. Please try again.';
-        this.snackBar.open(msg, 'Close', { duration: 8000 });
-        this.saving = false;
-      }
-    });
-  }
-
-  reset(): void {
-    this.pageState = 'idle';
-    this.accountInput = '';
-    this.account = null;
-    this.charges = [];
-    this.errorMsg = '';
-    this.note = '';
-    this.paymentTypeId = null;
-    this.requestedSharesInput = 0;
-    this.pricePerShare = 0;
-    this.collectionResult = null;
-    this.saving = false;
-    this.clearDenominations();
-  }
-}
@@ -8,7 +8,7 @@

 import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
-import { FormsModule, ReactiveFormsModule, FormBuilder, FormGroup, Validators } from '@angular/forms';
+import { FormsModule, ReactiveFormsModule, FormBuilder, FormGroup, FormArray, Validators } from '@angular/forms';
 import { MatDialogModule, MatDialogRef, MAT_DIALOG_DATA } from '@angular/material/dialog';
 import { MatFormFieldModule } from '@angular/material/form-field';
 import { MatInputModule } from '@angular/material/input';
@@ -35,6 +35,35 @@ export interface CashierIssueDdDialogData {
  accountNo?: string;
  /** The account holder, for the same reason. */
  accountHolderName?: string;
+  /**
+   * How many drafts this slip raises. Absent or 1 is the ordinary single draft and the dialog is
+   * unchanged; 2 or more turns it into a slip, asking for a face value, charge and beneficiary per
+   * draft and reporting the combined total the account will be debited for.
+   */
+  ddCount?: number;
+  /**
+   * Whether the funding account is a GL account rather than a member's. Only affects wording: a GL
+   * account has no passbook, so it is not promised one.
+   */
+  glFunded?: boolean;
+  /**
+   * The leaflets provisionally shown against each line of a slip.
+   *
+   * Only ever indicative. The server allocates the real numbers inside the locked transaction that
+   * submits the slip, so what is shown here is the next-available run at the moment the dialog was
+   * opened — accurate unless another clerk submits first, which is precisely why the numbers cannot
+   * be promised until submit returns them.
+   */
+  previewDdNumbers?: string[];
+}
+
+/** One captured draft on a multi-DD slip. */
+export interface DdSlipLineResult {
+  beneficiaryName: string;
+  payableAtBranch: string;
+  payableAtCity: string;
+  faceValue: number;
+  chargesAmount: number;
 }

@Component({
@@ -56,10 +85,20 @@ export interface CashierIssueDdDialogData {
        <div class="dd-dialog-header__title">
          <mat-icon class="dd-icon">receipt_long</mat-icon>
          <div>
-            <h2>{{ isAccountDebit ? 'Account-Debit Demand Draft (DD)' : 'Walk-in Cash Demand Draft (DD)' }}</h2>
+            <h2>
+              @if (isSlip) {
+                Multi-DD Slip · {{ lineCount }} Demand Drafts
+              } @else {
+                {{ isAccountDebit ? 'Account-Debit Demand Draft (DD)' : 'Walk-in Cash Demand Draft (DD)' }}
+              }
+            </h2>
            <p>
-              Next available DD leaflet auto-selected ·
-              {{ isAccountDebit ? 'Enter beneficiary details' : 'Enter purchaser &amp; beneficiary details' }}
+              @if (isSlip) {
+                One debit funds all {{ lineCount }} drafts · Enter each draft's beneficiary and amount
+              } @else {
+                Next available DD leaflet auto-selected ·
+                {{ isAccountDebit ? 'Enter beneficiary details' : 'Enter purchaser &amp; beneficiary details' }}
+              }
            </p>
          </div>
        </div>
@@ -69,41 +108,91 @@ export interface CashierIssueDdDialogData {
      </div>

      <mat-dialog-content class="dd-dialog-body">
-        <!-- Draft & Financials Summary Card -->
-        <div class="dd-summary-card">
-          <!-- The number the customer will actually see printed on the instrument. "Auto-Selected
+        <!--
+          Slip running total.
+
+          A slip's figures are not known until every line is typed — different drafts carry different
+          face values and different charges — so the total the account will be debited for is built
+          up here as the clerk works, rather than shown as a fixed figure up front. Answering "what
+          is this going to cost my member" without it would mean adding the lines by hand.
+        -->
+        @if (isSlip) {
+          <div class="dd-summary-card">
+            <div class="summary-col">
+              <span class="label">Drafts On This Slip</span>
+              <strong class="dd-number-highlight">{{ lineCount }}</strong>
+              <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">Total Face Value</span>
+              <strong class="amount">₹{{ slipFaceValue | number: '1.2-2' }}</strong>
+              <span class="sublabel">+ Charges ₹{{ slipCharges | number: '1.2-2' }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">GST ({{ data.gstPercentage }}%)</span>
+              <strong class="amount">₹{{ slipGst | number: '1.2-2' }}</strong>
+              <span class="sublabel">on charges only</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col highlight-col">
+              <span class="label">Total To Debit</span>
+              <strong class="total-amount">₹{{ slipTotal | number: '1.2-2' }}</strong>
+              <span class="sublabel">{{ data.accountNo || 'Account' }} · one debit</span>
+            </div>
+          </div>
+
+          <!--
+            Said plainly because the numbers on screen are the one thing in this dialog the clerk
+            cannot rely on. They are the next-available run as it stood when the dialog opened; the
+            binding allocation happens inside the submit transaction, so a slip filed after another
+            clerk's gets the following numbers instead.
+          -->
+          <div class="dd-preview-note">
+            <mat-icon>info</mat-icon>
+            <div>
+              DD numbers below are <strong>provisional</strong>. The final numbers are allocated when the slip is
+              submitted and will be confirmed on the receipt.
+            </div>
+          </div>
+        } @else {
+          <!-- Draft & Financials Summary Card -->
+          <div class="dd-summary-card">
+            <!-- The number the customer will actually see printed on the instrument. "Auto-Selected
               Leaflet" named the stock item rather than the draft, so it was not obvious that this
               is the DD number being issued. -->
-          <div class="summary-col">
-            <span class="label">DD Number Being Issued</span>
-            <strong class="dd-number-highlight">{{ data.leaflet.ddNumber }}</strong>
-            <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            <div class="summary-col">
+              <span class="label">DD Number Being Issued</span>
+              <strong class="dd-number-highlight">{{ data.leaflet.ddNumber }}</strong>
+              <span class="sublabel">{{ data.sponsorBankName || 'Sponsor Bank' }} · {{ data.branchName }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">Face Value</span>
+              <strong class="amount">₹{{ data.faceValue | number: '1.2-2' }}</strong>
+              <span class="sublabel">+ Charges ₹{{ data.chargesAmount | number: '1.2-2' }}</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col">
+              <span class="label">GST ({{ data.gstPercentage }}%)</span>
+              <strong class="amount">₹{{ data.gstAmount | number: '1.2-2' }}</strong>
+              <span class="sublabel">on charges only</span>
+            </div>
+            <div class="summary-divider"></div>
+            <div class="summary-col highlight-col">
+              <span class="label">{{ isAccountDebit ? 'Total Debited' : 'Total Cash Collected' }}</span>
+              <strong class="total-amount">₹{{ data.totalCashPayable | number: '1.2-2' }}</strong>
+              <span class="sublabel">
+                @if (isAccountDebit) {
+                  {{ data.accountNo || 'Account' }}
+                } @else {
+                  Denominations verified
+                }
+              </span>
+            </div>
          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col">
-            <span class="label">Face Value</span>
-            <strong class="amount">₹{{ data.faceValue | number: '1.2-2' }}</strong>
-            <span class="sublabel">+ Charges ₹{{ data.chargesAmount | number: '1.2-2' }}</span>
-          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col">
-            <span class="label">GST ({{ data.gstPercentage }}%)</span>
-            <strong class="amount">₹{{ data.gstAmount | number: '1.2-2' }}</strong>
-            <span class="sublabel">on charges only</span>
-          </div>
-          <div class="summary-divider"></div>
-          <div class="summary-col highlight-col">
-            <span class="label">{{ isAccountDebit ? 'Total Debited' : 'Total Cash Collected' }}</span>
-            <strong class="total-amount">₹{{ data.totalCashPayable | number: '1.2-2' }}</strong>
-            <span class="sublabel">
-              @if (isAccountDebit) {
-                {{ data.accountNo || 'Account' }}
-              } @else {
-                Denominations verified
-              }
-            </span>
-          </div>
-        </div>
+        }

        <!--
          The account funding the draft, stated before the form.
@@ -121,123 +210,237 @@ export interface CashierIssueDdDialogData {
                · {{ data.accountHolderName }}
              }
              <div class="dd-funding-sub">
-                ₹{{ data.totalCashPayable | number: '1.2-2' }} will be debited from this account when a checker
-                approves. No cash is taken at the counter.
+                @if (isSlip) {
+                  ₹{{ slipTotal | number: '1.2-2' }} will be debited from this account as a
+                  <strong>single transaction</strong> covering all {{ lineCount }} drafts, when a checker approves the
+                  slip —
+                  <!-- A GL account has no passbook, so the reassurance a member gets is phrased for
+                       the ledger instead of promising a statement line that does not exist. -->
+                  @if (isGlFunded) {
+                    one journal entry against this GL account, not {{ lineCount }}.
+                  } @else {
+                    the member's passbook shows one entry, not {{ lineCount }}.
+                  }
+                } @else {
+                  ₹{{ data.totalCashPayable | number: '1.2-2' }} will be debited from this account when a checker
+                  approves. No cash is taken at the counter.
+                }
              </div>
            </div>
          </div>
        }

-        <form [formGroup]="form" class="dd-form">
-          <!--
+        <!--
+          A slip's drafts, one card each.
+
+          Face value and charge sit on the line rather than on the slip because that is how the bank
+          actually uses this: three drafts to three institutions are three different amounts, and the
+          charge is levied per draft. The server stores and posts them per line for the same reason.
+        -->
+        @if (isSlip) {
+          <form [formGroup]="slipForm" class="dd-form">
+            <div formArrayName="lines">
+              @for (lineCtrl of slipLines.controls; track $index) {
+                <div class="dd-line-card" [formGroupName]="$index">
+                  <div class="dd-line-head">
+                    <span class="dd-line-badge">DD {{ $index + 1 }} of {{ lineCount }}</span>
+                    @if (previewNumberAt($index)) {
+                      <span class="dd-line-number">No. {{ previewNumberAt($index) }} <em>(provisional)</em></span>
+                    }
+                    <span class="dd-line-total"> Debit ₹{{ lineTotalAt($index) | number: '1.2-2' }} </span>
+                  </div>
+
+                  <mat-form-field appearance="outline" class="full-width">
+                    <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
+                    <input
+                      matInput
+                      formControlName="beneficiaryName"
+                      placeholder="e.g. UNIVERSITY OF MUMBAI"
+                      maxlength="120"
+                      style="text-transform: uppercase;"
+                    />
+                    <mat-error *ngIf="lineCtrl.get('beneficiaryName')?.hasError('required')"
+                      >Beneficiary name is required</mat-error
+                    >
+                    <mat-error *ngIf="lineCtrl.get('beneficiaryName')?.hasError('maxlength')"
+                      >Max 120 characters</mat-error
+                    >
+                  </mat-form-field>
+
+                  <div class="form-row">
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Payable At - Branch *</mat-label>
+                      <input
+                        matInput
+                        formControlName="payableAtBranch"
+                        placeholder="e.g. FORT BRANCH"
+                        maxlength="150"
+                        style="text-transform: uppercase;"
+                      />
+                      <mat-error *ngIf="lineCtrl.get('payableAtBranch')?.hasError('required')"
+                        >Payable Branch is required</mat-error
+                      >
+                    </mat-form-field>
+
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Payable At - City *</mat-label>
+                      <input
+                        matInput
+                        formControlName="payableAtCity"
+                        placeholder="e.g. MUMBAI"
+                        maxlength="100"
+                        style="text-transform: uppercase;"
+                      />
+                      <mat-error *ngIf="lineCtrl.get('payableAtCity')?.hasError('required')"
+                        >Payable City is required</mat-error
+                      >
+                    </mat-form-field>
+                  </div>
+
+                  <div class="form-row">
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Face Value *</mat-label>
+                      <input matInput type="number" formControlName="faceValue" placeholder="0.00" />
+                      <span matPrefix>₹&nbsp;</span>
+                      <mat-error *ngIf="lineCtrl.get('faceValue')?.hasError('required')"
+                        >Face value is required</mat-error
+                      >
+                      <mat-error *ngIf="lineCtrl.get('faceValue')?.hasError('min')"
+                        >Face value must be greater than zero</mat-error
+                      >
+                    </mat-form-field>
+
+                    <mat-form-field appearance="outline" class="form-field-flex">
+                      <mat-label>Charges</mat-label>
+                      <input matInput type="number" formControlName="chargesAmount" placeholder="0.00" />
+                      <span matPrefix>₹&nbsp;</span>
+                      <mat-hint>GST ₹{{ lineGstAt($index) | number: '1.2-2' }} at {{ data.gstPercentage }}%</mat-hint>
+                      <mat-error *ngIf="lineCtrl.get('chargesAmount')?.hasError('min')"
+                        >Charges cannot be negative</mat-error
+                      >
+                    </mat-form-field>
+                  </div>
+                </div>
+              }
+            </div>
+          </form>
+        } @else {
+          <form [formGroup]="form" class="dd-form">
+            <!--
            Purchaser identity is asked for only when the bank has none: a walk-in paying cash. On an
            account debit the purchaser IS the account holder, already identified and KYC'd, and
            re-capturing a name and Aadhaar here would invite a mismatch against the account on record.
          -->
-          @if (!isAccountDebit) {
-            <div class="form-section-title">Walk-in Purchaser Details</div>
+            @if (!isAccountDebit) {
+              <div class="form-section-title">Walk-in Purchaser Details</div>
+
+              <div class="form-row">
+                <mat-form-field appearance="outline" class="form-field-flex">
+                  <mat-label>Walk-in Purchaser Name *</mat-label>
+                  <input
+                    matInput
+                    formControlName="walkinPurchaserName"
+                    placeholder="e.g. RAMESH CHANDRA"
+                    style="text-transform: uppercase;"
+                  />
+                  <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('required')"
+                    >Purchaser name is required</mat-error
+                  >
+                  <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('minlength')"
+                    >Must be at least 3 characters</mat-error
+                  >
+                </mat-form-field>
+
+                <mat-form-field appearance="outline" class="form-field-flex">
+                  <mat-label>12-Digit Aadhaar Number *</mat-label>
+                  <input
+                    matInput
+                    formControlName="walkinPurchaserAadhaar"
+                    placeholder="12-digit Aadhaar"
+                    maxlength="12"
+                  />
+                  <mat-hint>Masked to last 4 digits before storage</mat-hint>
+                  <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('required')"
+                    >Aadhaar number is required</mat-error
+                  >
+                  <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('pattern')"
+                    >Must be exactly 12 numeric digits</mat-error
+                  >
+                </mat-form-field>
+              </div>
+
+              <mat-form-field appearance="outline" class="full-width">
+                <mat-label>Purchaser Address / Location *</mat-label>
+                <input
+                  matInput
+                  formControlName="walkinPurchaserAddress"
+                  placeholder="e.g. 14, SECTOR 5, MAIN ROAD, MUMBAI"
+                  style="text-transform: uppercase;"
+                />
+                <mat-error *ngIf="form.get('walkinPurchaserAddress')?.hasError('required')"
+                  >Address is required</mat-error
+                >
+              </mat-form-field>
+            }
+
+            <!-- Beneficiary Section -->
+            <div class="form-section-title">Beneficiary & Payment Details</div>
+
+            <mat-form-field appearance="outline" class="full-width">
+              <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
+              <input
+                matInput
+                formControlName="beneficiaryName"
+                placeholder="e.g. UNIVERSITY OF MUMBAI"
+                maxlength="120"
+                style="text-transform: uppercase;"
+              />
+              <mat-error *ngIf="form.get('beneficiaryName')?.hasError('required')"
+                >Beneficiary name is required</mat-error
+              >
+              <mat-error *ngIf="form.get('beneficiaryName')?.hasError('maxlength')">Max 120 characters</mat-error>
+            </mat-form-field>

            <div class="form-row">
              <mat-form-field appearance="outline" class="form-field-flex">
-                <mat-label>Walk-in Purchaser Name *</mat-label>
+                <mat-label>Payable At - Branch *</mat-label>
                <input
                  matInput
-                  formControlName="walkinPurchaserName"
-                  placeholder="e.g. RAMESH CHANDRA"
+                  formControlName="payableAtBranch"
+                  placeholder="e.g. FORT BRANCH"
+                  maxlength="150"
                  style="text-transform: uppercase;"
                />
-                <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('required')"
-                  >Purchaser name is required</mat-error
-                >
-                <mat-error *ngIf="form.get('walkinPurchaserName')?.hasError('minlength')"
-                  >Must be at least 3 characters</mat-error
+                <mat-error *ngIf="form.get('payableAtBranch')?.hasError('required')"
+                  >Payable Branch is required</mat-error
                >
              </mat-form-field>

              <mat-form-field appearance="outline" class="form-field-flex">
-                <mat-label>12-Digit Aadhaar Number *</mat-label>
+                <mat-label>Payable At - City *</mat-label>
                <input
                  matInput
-                  formControlName="walkinPurchaserAadhaar"
-                  placeholder="12-digit Aadhaar"
-                  maxlength="12"
+                  formControlName="payableAtCity"
+                  placeholder="e.g. MUMBAI"
+                  maxlength="100"
+                  style="text-transform: uppercase;"
                />
-                <mat-hint>Masked to last 4 digits before storage</mat-hint>
-                <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('required')"
-                  >Aadhaar number is required</mat-error
-                >
-                <mat-error *ngIf="form.get('walkinPurchaserAadhaar')?.hasError('pattern')"
-                  >Must be exactly 12 numeric digits</mat-error
-                >
+                <mat-error *ngIf="form.get('payableAtCity')?.hasError('required')">Payable City is required</mat-error>
              </mat-form-field>
            </div>
-
-            <mat-form-field appearance="outline" class="full-width">
-              <mat-label>Purchaser Address / Location *</mat-label>
-              <input
-                matInput
-                formControlName="walkinPurchaserAddress"
-                placeholder="e.g. 14, SECTOR 5, MAIN ROAD, MUMBAI"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('walkinPurchaserAddress')?.hasError('required')"
-                >Address is required</mat-error
-              >
-            </mat-form-field>
-          }
-
-          <!-- Beneficiary Section -->
-          <div class="form-section-title">Beneficiary & Payment Details</div>
-
-          <mat-form-field appearance="outline" class="full-width">
-            <mat-label>Beneficiary Name (In Favour Of) *</mat-label>
-            <input
-              matInput
-              formControlName="beneficiaryName"
-              placeholder="e.g. UNIVERSITY OF MUMBAI"
-              maxlength="120"
-              style="text-transform: uppercase;"
-            />
-            <mat-error *ngIf="form.get('beneficiaryName')?.hasError('required')"
-              >Beneficiary name is required</mat-error
-            >
-            <mat-error *ngIf="form.get('beneficiaryName')?.hasError('maxlength')">Max 120 characters</mat-error>
-          </mat-form-field>
-
-          <div class="form-row">
-            <mat-form-field appearance="outline" class="form-field-flex">
-              <mat-label>Payable At - Branch *</mat-label>
-              <input
-                matInput
-                formControlName="payableAtBranch"
-                placeholder="e.g. FORT BRANCH"
-                maxlength="150"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('payableAtBranch')?.hasError('required')"
-                >Payable Branch is required</mat-error
-              >
-            </mat-form-field>
-
-            <mat-form-field appearance="outline" class="form-field-flex">
-              <mat-label>Payable At - City *</mat-label>
-              <input
-                matInput
-                formControlName="payableAtCity"
-                placeholder="e.g. MUMBAI"
-                maxlength="100"
-                style="text-transform: uppercase;"
-              />
-              <mat-error *ngIf="form.get('payableAtCity')?.hasError('required')">Payable City is required</mat-error>
-            </mat-form-field>
-          </div>
-        </form>
+          </form>
+        }
      </mat-dialog-content>

      <mat-dialog-actions class="dd-dialog-actions" align="end">
+        @if (isSlip) {
+          <span class="dd-actions-total">
+            {{ lineCount }} drafts · <strong>₹{{ slipTotal | number: '1.2-2' }}</strong> to debit
+          </span>
+        }
        <button mat-button type="button" (click)="onClose()">Cancel</button>
-        <button mat-flat-button color="primary" [disabled]="form.invalid" (click)="onSubmit()">
-          Save DD Details
+        <button mat-flat-button color="primary" [disabled]="activeForm.invalid" (click)="onSubmit()">
+          {{ isSlip ? 'Save Slip Details' : 'Save DD Details' }}
        </button>
      </mat-dialog-actions>
    </div>
@@ -395,6 +598,81 @@ export interface CashierIssueDdDialogData {
        line-height: 1.5;
        color: #64748b;
      }
+      /* One card per draft on a slip — the boundary is what stops a clerk typing line 2's
+         beneficiary against line 1's amount. */
+      .dd-line-card {
+        border: 1px solid #e2e8f0;
+        border-left: 3px solid #0369a1;
+        border-radius: 8px;
+        padding: 14px 16px 4px;
+        margin-bottom: 14px;
+        background: #fcfdff;
+      }
+      .dd-line-head {
+        display: flex;
+        align-items: center;
+        gap: 10px;
+        flex-wrap: wrap;
+        margin-bottom: 12px;
+      }
+      .dd-line-badge {
+        font-size: 11px;
+        font-weight: 700;
+        text-transform: uppercase;
+        letter-spacing: 0.4px;
+        color: #ffffff;
+        background: #0369a1;
+        padding: 3px 9px;
+        border-radius: 999px;
+      }
+      .dd-line-number {
+        font-family: monospace;
+        font-size: 12px;
+        color: #475569;
+      }
+      .dd-line-number em {
+        font-style: normal;
+        color: #94a3b8;
+        font-size: 11px;
+      }
+      .dd-line-total {
+        margin-left: auto;
+        font-size: 12px;
+        font-weight: 600;
+        color: #065f46;
+        background: #ecfdf5;
+        border: 1px solid #a7f3d0;
+        padding: 3px 10px;
+        border-radius: 6px;
+      }
+      .dd-preview-note {
+        display: flex;
+        gap: 8px;
+        align-items: flex-start;
+        margin: 0 0 16px;
+        padding: 9px 12px;
+        background: #fffbeb;
+        border: 1px solid #fde68a;
+        border-radius: 6px;
+        font-size: 12px;
+        line-height: 1.5;
+        color: #78350f;
+      }
+      .dd-preview-note mat-icon {
+        color: #b45309;
+        font-size: 18px;
+        width: 18px;
+        height: 18px;
+        flex-shrink: 0;
+      }
+      .dd-actions-total {
+        margin-right: auto;
+        font-size: 13px;
+        color: #475569;
+      }
+      .dd-actions-total strong {
+        color: #065f46;
+      }
    `
  ]
 })
@@ -404,13 +682,127 @@ export class CashierIssueDdDialogComponent implements OnInit {
  public data: CashierIssueDdDialogData = inject(MAT_DIALOG_DATA);

  form!: FormGroup;
+  /** Built only in slip mode; `form` stays untouched so the single-draft path is unchanged. */
+  slipForm!: FormGroup;

  /** Whether the draft is funded by debiting a member's account rather than by cash at the counter. */
  get isAccountDebit(): boolean {
    return this.data.paymentMethod === 'ACCOUNT_DEBIT';
  }

+  /** How many drafts this dialog is capturing — 1 unless the clerk asked for a slip. */
+  get lineCount(): number {
+    const n = Number(this.data.ddCount) || 1;
+    return n > 1 ? n : 1;
+  }
+
+  /** Whether this dialog is capturing a multi-DD slip rather than a single draft. */
+  get isSlip(): boolean {
+    return this.lineCount > 1;
+  }
+
+  /** Whether the debit lands on a GL account rather than a member's — wording only. */
+  get isGlFunded(): boolean {
+    return !!this.data.glFunded;
+  }
+
+  /** The form the Save button validates against — whichever of the two was built. */
+  get activeForm(): FormGroup {
+    return this.isSlip ? this.slipForm : this.form;
+  }
+
+  get slipLines(): FormArray {
+    return this.slipForm.get('lines') as FormArray;
+  }
+
+  /** The provisional leaflet number shown against a line, if the caller supplied a run of them. */
+  previewNumberAt(index: number): string | null {
+    return this.data.previewDdNumbers?.[index] ?? null;
+  }
+
+  private lineValueAt(index: number, field: string): number {
+    return Number(this.slipLines.at(index)?.get(field)?.value) || 0;
+  }
+
+  /**
+   * GST on one line's charge.
+   *
+   * Rounded per line, matching the server, which computes and stores GST against each draft rather
+   * than once for the slip. Summing rounded lines and rounding a summed charge can differ by a
+   * paisa, and it is the per-line figure that ends up on the draft.
+   */
+  lineGstAt(index: number): number {
+    const charges = this.lineValueAt(index, 'chargesAmount');
+    if (charges <= 0) return 0;
+    return Math.round(charges * (Number(this.data.gstPercentage) || 0)) / 100;
+  }
+
+  /** What one line adds to the debit — its face value, its charge and the GST on that charge. */
+  lineTotalAt(index: number): number {
+    return this.lineValueAt(index, 'faceValue') + this.lineValueAt(index, 'chargesAmount') + this.lineGstAt(index);
+  }
+
+  get slipFaceValue(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineValueAt(i, 'faceValue'), 0);
+  }
+
+  get slipCharges(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineValueAt(i, 'chargesAmount'), 0);
+  }
+
+  get slipGst(): number {
+    return this.slipLines.controls.reduce((sum, _c, i) => sum + this.lineGstAt(i), 0);
+  }
+
+  /** The figure the account is debited for — rounded up to the whole rupee, as the single flow does. */
+  get slipTotal(): number {
+    return Math.ceil(this.slipFaceValue + this.slipCharges + this.slipGst - 1e-9);
+  }
+
  ngOnInit(): void {
+    if (this.isSlip) {
+      this.slipForm = this.fb.group({
+        lines: this.fb.array(
+          Array.from({ length: this.lineCount }, () =>
+            this.fb.group({
+              beneficiaryName: [
+                '',
+                [
+                  Validators.required,
+                  Validators.maxLength(120)
+                ]
+              ],
+              payableAtBranch: [
+                '',
+                [Validators.required]
+              ],
+              payableAtCity: [
+                '',
+                [Validators.required]
+              ],
+              // Zero is rejected rather than merely warned about: the server refuses a line with a
+              // face value at or below zero, and a slip that fails there has already cost the clerk
+              // every other line they typed.
+              faceValue: [
+                null as
+                  | number
+                  | null,
+                [
+                  Validators.required,
+                  Validators.min(0.01)
+                ]
+              ],
+              chargesAmount: [
+                0,
+                [Validators.min(0)]
+              ]
+            })
+          )
+        )
+      });
+      return;
+    }
+
    // Walk-in identity is required for cash and rejected outright for an account debit — the server
    // refuses a walk-in name alongside an account — so the controls are only built when they apply.
    // Registering them unconditionally and merely hiding them would hold the form invalid on a
@@ -477,7 +869,25 @@ export class CashierIssueDdDialogComponent implements OnInit {
  }

  onSubmit(): void {
-    if (this.form.invalid) return;
+    if (this.activeForm.invalid) return;
+
+    // A slip closes with its lines. There is no walk-in branch here: a slip is only ever offered on
+    // a member-account debit, where the purchaser is the account holder already on record.
+    if (this.isSlip) {
+      const lines: DdSlipLineResult[] = this.slipLines.controls.map((c) => {
+        const v = c.value;
+        return {
+          beneficiaryName: (v.beneficiaryName || '').trim().toUpperCase(),
+          payableAtBranch: (v.payableAtBranch || '').trim().toUpperCase(),
+          payableAtCity: (v.payableAtCity || '').trim().toUpperCase(),
+          faceValue: Number(v.faceValue) || 0,
+          chargesAmount: Number(v.chargesAmount) || 0
+        };
+      });
+      this.dialogRef.close({ lines });
+      return;
+    }
+
    const val = this.form.value;
    const beneficiary = {
      beneficiaryName: (val.beneficiaryName || '').trim().toUpperCase(),
@@ -166,23 +166,50 @@
                    </div>
                    <div class="ws-f ws-f--actyp">
                      <label class="ws-f__lbl" title="Account Type">AC. TP.</label>
-                      <select
-                        class="ws-f__ctl"
-                        [(ngModel)]="row.acTyp"
-                        (click)="$event.stopPropagation()"
-                        (change)="
-                          row.acTyp === 'GL' &&
-                            row.typ !== 'Disbursement' &&
-                            row.typ !== 'Fund Transfer' &&
-                            row.typ !== 'Enter Bank Transfer' &&
-                            (row.dbCr = 'Cr')
-                        "
-                      >
-                        @for (a of acTypOptionsFor(row); track a) {
-                          <option [value]="a">{{ a }}</option>
-                        }
-                      </select>
+                      @if (acTypLockedByToken && row === selectedRow) {
+                        <span
+                          class="ws-f__ctl ws-f__ctl--locked"
+                          title="Locked — filled from a token-driven request, not a normal account entry"
+                          >{{ acTypLockedLabel }}</span
+                        >
+                      } @else {
+                        <select
+                          class="ws-f__ctl"
+                          [(ngModel)]="row.acTyp"
+                          (click)="$event.stopPropagation()"
+                          (change)="
+                            row.acTyp === 'GL' &&
+                              row.typ !== 'Disbursement' &&
+                              row.typ !== 'Fund Transfer' &&
+                              row.typ !== 'Enter Bank Transfer' &&
+                              (row.dbCr = 'Cr')
+                          "
+                        >
+                          @for (a of acTypOptionsFor(row); track a) {
+                            <option [value]="a">{{ a }}</option>
+                          }
+                        </select>
+                      }
                    </div>
+                    @if (showsEntryType(row)) {
+                      <div class="ws-f ws-f--paytype">
+                        <label
+                          class="ws-f__lbl ws-f__lbl--accent"
+                          title="What this money was actually collected for — checked before a share application or DD issuance can adopt this voucher"
+                          >ENTRY TYPE</label
+                        >
+                        <select
+                          class="ws-f__ctl ws-f__ctl--accent"
+                          [(ngModel)]="row.entryTypeCvId"
+                          (click)="$event.stopPropagation()"
+                        >
+                          <option [ngValue]="null">Select…</option>
+                          @for (t of entryTypeOptions; track t.id) {
+                            <option [ngValue]="t.id">{{ t.name }}</option>
+                          }
+                        </select>
+                      </div>
+                    }
                  </div>
                </div>

@@ -206,14 +233,20 @@
                              ? ddGlMapping?.ddPayableGlCode || 'Auto GL'
                              : 'Account number'
                        "
-                        [readonly]="row.typ === 'DD' && !isDdAccountDebitRow(row)"
-                        [class.ws-f__ctl--readonly]="row.typ === 'DD' && !isDdAccountDebitRow(row)"
+                        [readonly]="
+                          (row.typ === 'DD' && !isDdAccountDebitRow(row)) || (acTypLockedByToken && row === selectedRow)
+                        "
+                        [class.ws-f__ctl--readonly]="
+                          (row.typ === 'DD' && !isDdAccountDebitRow(row)) || (acTypLockedByToken && row === selectedRow)
+                        "
                        [title]="
-                          isDdAccountDebitRow(row)
-                            ? 'Member account the draft is funded from'
-                            : row.typ === 'DD'
-                              ? 'Configured Sponsor DD Payable GL (Auto-selected)'
-                              : 'Account number'
+                          acTypLockedByToken && row === selectedRow
+                            ? 'Locked — filled from a token-driven request, not a normal account entry'
+                            : isDdAccountDebitRow(row)
+                              ? 'Member account the draft is funded from'
+                              : row.typ === 'DD'
+                                ? 'Configured Sponsor DD Payable GL (Auto-selected)'
+                                : 'Account number'
                        "
                      />
                    </div>
@@ -286,9 +319,13 @@
                          [value]="row.amount ?? ''"
                          (input)="row.amount = +$any($event.target).value; syncShareLinkedAmounts()"
                          (click)="$event.stopPropagation()"
-                          [placeholder]="row.acTyp === 'SHR' ? '0' : '0.00'"
-                          [readonly]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
-                          [class.ws-amt-input--locked]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
+                          [placeholder]="isMultiDdRow(row) ? 'Per draft' : row.acTyp === 'SHR' ? '0' : '0.00'"
+                          [readonly]="
+                            isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                          "
+                          [class.ws-amt-input--locked]="
+                            isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                          "
                        />
                      </div>
                      @if (row.acTyp === 'SHR' && rowSharePrices[row.acNo]) {
@@ -298,6 +335,19 @@
                          }}/share</span
                        >
                      }
+                      <!-- On a slip the face value belongs to each draft, so the row total is the sum of
+                           them and is filled in by the dialog rather than typed here. A clerk-typed
+                           figure could disagree with the drafts, and the account would be debited for
+                           a total the drafts do not add up to. -->
+                      @if (isMultiDdRow(row)) {
+                        <span class="ws-f__hint">
+                          {{
+                            row.ddLines?.length
+                              ? 'Total of ' + row.ddLines?.length + ' drafts'
+                              : 'Set per draft in Fill DD Details'
+                          }}
+                        </span>
+                      }
                    </div>
                    @if (row.acTyp === 'SHR' && (row.typ === 'Enter Bank Transfer' || row.typ === 'Fund Transfer')) {
                      <div class="ws-f ws-f--cheqno">
@@ -377,9 +427,36 @@
                  <div class="ws-group ws-group--flex">
                    <span class="ws-caption">DD Charges &amp; GST — Admin Rate {{ ddGstPercentage }}%</span>
                    <div class="ws-group__fields">
+                      <!-- How many drafts this one debit funds. Typed before the details are filled in,
+                           because it is what decides how many beneficiary forms the dialog presents.
+                           Offered only where the server can honour it: a member savings/current
+                           account debit, never a GL or cash draft. -->
+                      @if (canRowBeMultiDd(row)) {
+                        <div class="ws-f ws-f--amt">
+                          <label class="ws-f__lbl" title="Number of demand drafts to raise against this single debit"
+                            >NO. OF DD</label
+                          >
+                          <div class="ws-amt-wrap">
+                            <input
+                              class="ws-f__ctl ws-amt-input"
+                              type="number"
+                              min="1"
+                              [max]="maxDdSlipLines"
+                              step="1"
+                              [value]="ddCountFor(row)"
+                              (input)="onDdCountChange(row, +$any($event.target).value)"
+                              (click)="$event.stopPropagation()"
+                              placeholder="1"
+                            />
+                          </div>
+                          @if (isMultiDdRow(row)) {
+                            <span class="ws-f__hint">One debit · {{ ddCountFor(row) }} drafts</span>
+                          }
+                        </div>
+                      }
                      <div class="ws-f ws-f--amt">
                        <label class="ws-f__lbl" title="DD issuance charges / commission">CHARGES</label>
-                        <div class="ws-amt-wrap">
+                        <div class="ws-amt-wrap" [class.ws-amt-wrap--locked]="isMultiDdRow(row)">
                          <span class="ws-amt-prefix">₹</span>
                          <input
                            class="ws-f__ctl ws-amt-input"
@@ -388,8 +465,15 @@
                            (input)="row.ddCharges = +$any($event.target).value"
                            (click)="$event.stopPropagation()"
                            placeholder="0.00"
+                            [readonly]="isMultiDdRow(row)"
+                            [class.ws-amt-input--locked]="isMultiDdRow(row)"
                          />
                        </div>
+                        <!-- Charges are levied per draft and can differ between them, so on a slip they
+                             are entered against each draft and totalled here. -->
+                        @if (isMultiDdRow(row)) {
+                          <span class="ws-f__hint">Set per draft</span>
+                        }
                      </div>
                      <div class="ws-f ws-f--amt">
                        <label class="ws-f__lbl" title="GST on charges, at the admin-configured rate">
@@ -400,7 +484,7 @@
                          <input
                            class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                            type="text"
-                            [value]="ddGstAmountFor(row) | number: '1.2-2'"
+                            [value]="ddGstDisplayFor(row)"
                            readonly
                          />
                        </div>
@@ -414,7 +498,7 @@
                          <input
                            class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                            type="text"
-                            [value]="ddTotalPayableFor(row)"
+                            [value]="ddTotalDisplayFor(row)"
                            readonly
                          />
                        </div>
@@ -427,18 +511,27 @@
                          [disabled]="saving"
                          (click)="openIssueWalkinDd(row); $event.stopPropagation()"
                          [title]="
-                            isDdAccountDebitRow(row)
-                              ? 'Auto-selects next available leaflet and opens the beneficiary form'
-                              : 'Auto-selects next available leaflet and opens walk-in purchaser form'
+                            isMultiDdRow(row)
+                              ? 'Opens one beneficiary form per draft; DD numbers are allocated on submission'
+                              : isDdAccountDebitRow(row)
+                                ? 'Auto-selects next available leaflet and opens the beneficiary form'
+                                : 'Auto-selects next available leaflet and opens walk-in purchaser form'
                          "
                        >
                          <mat-icon style="font-size: 18px; width: 18px; height: 18px">{{
-                            row.ddDetails ? 'edit_note' : 'post_add'
+                            row.ddDetails || row.ddLines?.length ? 'edit_note' : 'post_add'
                          }}</mat-icon>
                          <!-- Names the leaflet once details are captured, so the clerk can see at a
-                               glance which rows are ready before pressing Save. -->
+                               glance which rows are ready before pressing Save. A slip names the count
+                               instead: its numbers are not allocated until it is submitted. -->
                          <span>{{
-                            row.ddDetails ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details' : 'Fill DD Details'
+                            row.ddLines?.length
+                              ? row.ddLines?.length + ' Drafts Captured · Edit Slip'
+                              : row.ddDetails
+                                ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details'
+                                : isMultiDdRow(row)
+                                  ? 'Fill ' + ddCountFor(row) + ' DD Details'
+                                  : 'Fill DD Details'
                          }}</span>
                        </button>
                      </div>
@@ -1523,23 +1616,50 @@
                        </div>
                        <div class="ws-f ws-f--actyp">
                          <label class="ws-f__lbl">AC. TP.</label>
-                          <select
-                            class="ws-f__ctl"
-                            [(ngModel)]="row.acTyp"
-                            (click)="$event.stopPropagation()"
-                            (change)="
-                              row.acTyp === 'GL' &&
-                                row.typ !== 'Disbursement' &&
-                                row.typ !== 'Fund Transfer' &&
-                                row.typ !== 'Enter Bank Transfer' &&
-                                (row.dbCr = 'Cr')
-                            "
-                          >
-                            @for (a of acTypOptionsFor(row); track a) {
-                              <option [value]="a">{{ a }}</option>
-                            }
-                          </select>
+                          @if (acTypLockedByToken && row === selectedRow) {
+                            <span
+                              class="ws-f__ctl ws-f__ctl--locked"
+                              title="Locked — filled from a token-driven request, not a normal account entry"
+                              >{{ acTypLockedLabel }}</span
+                            >
+                          } @else {
+                            <select
+                              class="ws-f__ctl"
+                              [(ngModel)]="row.acTyp"
+                              (click)="$event.stopPropagation()"
+                              (change)="
+                                row.acTyp === 'GL' &&
+                                  row.typ !== 'Disbursement' &&
+                                  row.typ !== 'Fund Transfer' &&
+                                  row.typ !== 'Enter Bank Transfer' &&
+                                  (row.dbCr = 'Cr')
+                              "
+                            >
+                              @for (a of acTypOptionsFor(row); track a) {
+                                <option [value]="a">{{ a }}</option>
+                              }
+                            </select>
+                          }
                        </div>
+                        @if (showsEntryType(row)) {
+                          <div class="ws-f ws-f--paytype">
+                            <label
+                              class="ws-f__lbl ws-f__lbl--accent"
+                              title="What this money was actually collected for — checked before a share application or DD issuance can adopt this voucher"
+                              >ENTRY TYPE</label
+                            >
+                            <select
+                              class="ws-f__ctl ws-f__ctl--accent"
+                              [(ngModel)]="row.entryTypeCvId"
+                              (click)="$event.stopPropagation()"
+                            >
+                              <option [ngValue]="null">Select…</option>
+                              @for (t of entryTypeOptions; track t.id) {
+                                <option [ngValue]="t.id">{{ t.name }}</option>
+                              }
+                            </select>
+                          </div>
+                        }
                      </div>
                    </div>
                    <div class="ws-vdivider"></div>
@@ -1556,10 +1676,16 @@
                            [placeholder]="
                              row.typ === 'DD' ? ddGlMapping?.ddPayableGlCode || 'Auto GL' : 'Account number'
                            "
-                            [readonly]="row.typ === 'DD'"
-                            [class.ws-f__ctl--readonly]="row.typ === 'DD'"
+                            [readonly]="row.typ === 'DD' || (acTypLockedByToken && row === selectedRow)"
+                            [class.ws-f__ctl--readonly]="
+                              row.typ === 'DD' || (acTypLockedByToken && row === selectedRow)
+                            "
                            [title]="
-                              row.typ === 'DD' ? 'Configured Sponsor DD Payable GL (Auto-selected)' : 'Account number'
+                              acTypLockedByToken && row === selectedRow
+                                ? 'Locked — filled from a token-driven request, not a normal account entry'
+                                : row.typ === 'DD'
+                                  ? 'Configured Sponsor DD Payable GL (Auto-selected)'
+                                  : 'Account number'
                            "
                          />
                        </div>
@@ -1628,10 +1754,12 @@
                              [value]="row.amount ?? ''"
                              (input)="row.amount = +$any($event.target).value; syncShareLinkedAmounts()"
                              (click)="$event.stopPropagation()"
-                              [placeholder]="row.acTyp === 'SHR' ? '0' : '0.00'"
-                              [readonly]="!isClerk && !!(activeWithdrawalRequest || activeClosureRequest)"
+                              [placeholder]="isMultiDdRow(row) ? 'Per draft' : row.acTyp === 'SHR' ? '0' : '0.00'"
+                              [readonly]="
+                                isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
+                              "
                              [class.ws-amt-input--locked]="
-                                !isClerk && !!(activeWithdrawalRequest || activeClosureRequest)
+                                isMultiDdRow(row) || (!isClerk && !!(activeWithdrawalRequest || activeClosureRequest))
                              "
                            />
                          </div>
@@ -1642,6 +1770,19 @@
                              }}/share</span
                            >
                          }
+                          <!-- On a slip the face value belongs to each draft, so the row total is the
+                               sum of them and is filled in by the dialog rather than typed here. A
+                               clerk-typed figure could disagree with the drafts, and the account would
+                               be debited for a total the drafts do not add up to. -->
+                          @if (isMultiDdRow(row)) {
+                            <span class="ws-f__hint">
+                              {{
+                                row.ddLines?.length
+                                  ? 'Total of ' + row.ddLines?.length + ' drafts'
+                                  : 'Set per draft in Fill DD Details'
+                              }}
+                            </span>
+                          }
                        </div>
                        @if (
                          row.acTyp === 'SHR' && (row.typ === 'Enter Bank Transfer' || row.typ === 'Fund Transfer')
@@ -1706,9 +1847,38 @@
                      <div class="ws-group ws-group--flex">
                        <span class="ws-caption">DD Charges &amp; GST — Admin Rate {{ ddGstPercentage }}%</span>
                        <div class="ws-group__fields">
+                          <!-- How many drafts this one debit funds. Typed before the details are filled
+                               in, because it is what decides how many beneficiary forms the dialog
+                               presents. Offered only where the server can honour it: a member
+                               savings/current account debit, never a GL or cash draft. -->
+                          @if (canRowBeMultiDd(row)) {
+                            <div class="ws-f ws-f--amt">
+                              <label
+                                class="ws-f__lbl"
+                                title="Number of demand drafts to raise against this single debit"
+                                >NO. OF DD</label
+                              >
+                              <div class="ws-amt-wrap">
+                                <input
+                                  class="ws-f__ctl ws-amt-input"
+                                  type="number"
+                                  min="1"
+                                  [max]="maxDdSlipLines"
+                                  step="1"
+                                  [value]="ddCountFor(row)"
+                                  (input)="onDdCountChange(row, +$any($event.target).value)"
+                                  (click)="$event.stopPropagation()"
+                                  placeholder="1"
+                                />
+                              </div>
+                              @if (isMultiDdRow(row)) {
+                                <span class="ws-f__hint">One debit · {{ ddCountFor(row) }} drafts</span>
+                              }
+                            </div>
+                          }
                          <div class="ws-f ws-f--amt">
                            <label class="ws-f__lbl" title="DD issuance charges / commission">CHARGES</label>
-                            <div class="ws-amt-wrap">
+                            <div class="ws-amt-wrap" [class.ws-amt-wrap--locked]="isMultiDdRow(row)">
                              <span class="ws-amt-prefix">₹</span>
                              <input
                                class="ws-f__ctl ws-amt-input"
@@ -1717,8 +1887,15 @@
                                (input)="row.ddCharges = +$any($event.target).value"
                                (click)="$event.stopPropagation()"
                                placeholder="0.00"
+                                [readonly]="isMultiDdRow(row)"
+                                [class.ws-amt-input--locked]="isMultiDdRow(row)"
                              />
                            </div>
+                            <!-- Charges are levied per draft and can differ between them, so on a slip
+                                 they are entered against each draft and totalled here. -->
+                            @if (isMultiDdRow(row)) {
+                              <span class="ws-f__hint">Set per draft</span>
+                            }
                          </div>
                          <div class="ws-f ws-f--amt">
                            <label class="ws-f__lbl" title="GST on charges, at the admin-configured rate">
@@ -1729,7 +1906,7 @@
                              <input
                                class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                                type="text"
-                                [value]="ddGstAmountFor(row) | number: '1.2-2'"
+                                [value]="ddGstDisplayFor(row)"
                                readonly
                              />
                            </div>
@@ -1743,7 +1920,7 @@
                              <input
                                class="ws-f__ctl ws-amt-input ws-amt-input--locked"
                                type="text"
-                                [value]="ddTotalPayableFor(row)"
+                                [value]="ddTotalDisplayFor(row)"
                                readonly
                              />
                            </div>
@@ -1756,13 +1933,28 @@
                              [disabled]="saving"
                              (click)="openIssueWalkinDd(row); $event.stopPropagation()"
                              [title]="
-                                isDdAccountDebitRow(row)
-                                  ? 'Auto-selects next available leaflet and opens the beneficiary form'
-                                  : 'Auto-selects next available leaflet and opens walk-in purchaser form'
+                                isMultiDdRow(row)
+                                  ? 'Opens one beneficiary form per draft; DD numbers are allocated on submission'
+                                  : isDdAccountDebitRow(row)
+                                    ? 'Auto-selects next available leaflet and opens the beneficiary form'
+                                    : 'Auto-selects next available leaflet and opens walk-in purchaser form'
                              "
                            >
-                              <mat-icon style="font-size: 18px; width: 18px; height: 18px">post_add</mat-icon>
-                              <span>Fill DD Details</span>
+                              <mat-icon style="font-size: 18px; width: 18px; height: 18px">{{
+                                row.ddDetails || row.ddLines?.length ? 'edit_note' : 'post_add'
+                              }}</mat-icon>
+                              <!-- Names what has been captured, so the clerk can see at a glance which
+                                   rows are ready before pressing Save. A slip names its count instead:
+                                   its numbers are not allocated until it is submitted. -->
+                              <span>{{
+                                row.ddLines?.length
+                                  ? row.ddLines?.length + ' Drafts Captured · Edit Slip'
+                                  : row.ddDetails
+                                    ? 'DD ' + row.ddDetails.ddNumber + ' · Edit Details'
+                                    : isMultiDdRow(row)
+                                      ? 'Fill ' + ddCountFor(row) + ' DD Details'
+                                      : 'Fill DD Details'
+                              }}</span>
                            </button>
                          </div>
                        </div>
@@ -916,6 +916,20 @@ input.ws-f__ctl--readonly {
  font-size: 11px;
 }

+/* AC.TP shown as a locked label instead of the normal editable select, while the row is filled
+   from a token-driven request whose real account type row.acTyp cannot show (see
+   acTypLockedByToken in the component). */
+span.ws-f__ctl--locked {
+  display: inline-flex;
+  align-items: center;
+  background: #f1f5f9;
+  color: #475569;
+  cursor: not-allowed;
+  user-select: none;
+  font-size: 11px;
+  font-weight: 600;
+}
+
 input.ws-amt-input--locked {
  background: #fef9c3;
  color: #713f12;
@@ -16,6 +16,7 @@ import { MatInputModule } from '@angular/material/input';
 import { of } from 'rxjs';
 import { catchError } from 'rxjs/operators';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 interface DenomRow {
  denominationId: number;
@@ -67,7 +68,7 @@ export class VaultPositionComponent implements OnInit {
  errorMsg = '';

  ngOnInit(): void {
-    const d = new Date();
+    const d = businessToday();
    this.asOfDate = `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;

    this.service
@@ -13,6 +13,7 @@ import { ActivatedRoute } from '@angular/router';
 import { MatIconModule } from '@angular/material/icon';
 import { catchError, of } from 'rxjs';
 import { CashierService } from '../cashier.service';
+import { businessToday } from 'app/core/utils/business-today';

 /**
 * Which side of the register a screen shows.
@@ -227,7 +228,7 @@ export class VoucherReportComponent implements OnInit {
  }

  private todayIso(): string {
-    const now = new Date();
+    const now = businessToday();
    return `${now.getFullYear()}-${String(now.getMonth() + 1).padStart(2, '0')}-${String(now.getDate()).padStart(2, '0')}`;
  }

@@ -129,6 +129,31 @@
          <span>* Date of Meeting</span>
          <input type="date" [(ngModel)]="meetingDate" [disabled]="isReview" />
        </label>
+        <label class="inv-form-field">
+          <span>* Settlement Destination</span>
+          @if (!isReview) {
+            <select [ngModel]="settlementMode" (ngModelChange)="onSettlementModeChange($event)">
+              <option value="SAVINGS">Member's Linked Savings Account</option>
+              <option value="GL">GL Account</option>
+            </select>
+          } @else {
+            <input
+              type="text"
+              [value]="reviewRequest?.settlement_mode === 'GL' ? 'GL Account' : 'Linked Savings Account'"
+              readonly
+            />
+          }
+        </label>
+        @if (!isReview && settlementMode === 'GL') {
+          <label class="inv-form-field">
+            <span>* Settlement GL Account</span>
+            <mifosx-gl-account-selector
+              [inputFormControl]="toGlAccountControl"
+              [glAccountList]="glAccountsData"
+              [required]="true"
+            ></mifosx-gl-account-selector>
+          </label>
+        }
        <label class="inv-form-field">
          <span>* Settlement Payment Type</span>
          @if (!isReview) {
@@ -386,14 +411,25 @@
              <td>Date of Meeting</td>
              <td>{{ meetingDate }}</td>
            </tr>
+            <tr>
+              <td>Settlement Destination</td>
+              <td>{{ settlementMode === 'GL' ? 'GL Account' : 'Linked Savings Account' }}</td>
+            </tr>
+            @if (settlementMode === 'GL') {
+              <tr>
+                <td>Settlement GL Account</td>
+                <td>{{ selectedSettlementGlName }}</td>
+              </tr>
+            } @else {
+              <tr>
+                <td>Linked Savings Account</td>
+                <td>{{ account?.savingsAccountNumber || 'None — settlement will not run automatically' }}</td>
+              </tr>
+            }
            <tr>
              <td>Settlement Payment Type</td>
              <td>{{ settlementPaymentTypeName }}</td>
            </tr>
-            <tr>
-              <td>Linked Savings Account</td>
-              <td>{{ account?.savingsAccountNumber || 'None — settlement will not run automatically' }}</td>
-            </tr>
          </tbody>
        </table>

@@ -8,7 +8,7 @@

 import { Component, EventEmitter, Input, OnInit, Output, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
-import { FormsModule } from '@angular/forms';
+import { FormsModule, UntypedFormControl } from '@angular/forms';
 import { ActivatedRoute, Router, RouterModule } from '@angular/router';
 import { MatIconModule } from '@angular/material/icon';
 import { MatSnackBar, MatSnackBarModule } from '@angular/material/snack-bar';
@@ -19,6 +19,9 @@ import { SharesService } from '../../shares/shares.service';
 import { ClerkShareWithdrawalService } from '../../cashier/clerk-share-withdrawal.service';
 import { CashierService } from '../../cashier/cashier.service';
 import { SearchSelectComponent, SearchSelectOption } from '../../shared/search-select/search-select.component';
+import { GlAccountSelectorComponent } from '../../shared/accounting/gl-account-selector/gl-account-selector.component';
+import { AccountingService } from '../../accounting/accounting.service';
+import { GLAccount } from '../../shared/models/general.model';

 export type ShareWdMode = 'create' | 'review';

@@ -51,7 +54,8 @@ interface ActivityEntry {
    RouterModule,
    MatIconModule,
    MatSnackBarModule,
-    SearchSelectComponent
+    SearchSelectComponent,
+    GlAccountSelectorComponent
  ]
 })
 export class ShareWithdrawalRequestComponent implements OnInit {
@@ -60,6 +64,7 @@ export class ShareWithdrawalRequestComponent implements OnInit {
  private sharesService = inject(SharesService);
  private wdService = inject(ClerkShareWithdrawalService);
  private cashierService = inject(CashierService);
+  private accountingService = inject(AccountingService);
  private snackBar = inject(MatSnackBar);

  /** When embedded (e.g. opened as a popup from a list screen instead of routed to directly), mode
@@ -91,6 +96,17 @@ export class ShareWithdrawalRequestComponent implements OnInit {
  paymentTypes: any[] = [];
  settlementPaymentTypeId: number | null = null;

+  /** Where the redeemed value goes. 'SAVINGS' (the long-standing default) credits the member's
+   *  linked savings account. 'GL' lets the clerk pick any postable GL account directly — same
+   *  option the Cashier's Transaction Entry screen already offers on its CR row, now available
+   *  here too so both entry points behave the same way. Naming the product's own Share Sundry GL
+   *  here is still fine: the backend recognises it and books straight to Sundry with no further
+   *  settlement leg (see ClerkShareWithdrawalRequestApiResource#submit). */
+  settlementMode: 'SAVINGS' | 'GL' = 'SAVINGS';
+  settlementGlAccountId: number | null = null;
+  glAccountsData: GLAccount[] = [];
+  toGlAccountControl = new UntypedFormControl('');
+
  activityLog: ActivityEntry[] = [];
  reviewRequest: any = null;
  showRejectDialog = false;
@@ -132,6 +148,17 @@ export class ShareWithdrawalRequestComponent implements OnInit {
    return this.selectedSettlementPaymentType?.name || '—';
  }

+  /** The chosen GL account's display name, for the confirm dialog and the checklist. Falls back to
+   *  the raw id while the GL account list is still loading. */
+  get selectedSettlementGlName(): string {
+    if (!this.settlementGlAccountId) {
+      return '—';
+    }
+    return (
+      this.glAccountsData.find((g) => g.id === this.settlementGlAccountId)?.name || `GL #${this.settlementGlAccountId}`
+    );
+  }
+
  get isFormValid(): boolean {
    if (!this.account) return false;
    if (!this.requestedShares || this.requestedShares <= 0) return false;
@@ -141,6 +168,7 @@ export class ShareWithdrawalRequestComponent implements OnInit {
    if (!this.resolutionNumber.trim()) return false;
    if (!this.meetingDate) return false;
    if (!this.settlementPaymentTypeId) return false;
+    if (this.settlementMode === 'GL' && !this.settlementGlAccountId) return false;
    return true;
  }

@@ -160,11 +188,18 @@ export class ShareWithdrawalRequestComponent implements OnInit {
        pass: shares > 0 && shares <= held,
        detail: `${shares} of ${held} shares held`
      },
-      {
-        label: 'Linked savings account confirmed',
-        pass: !!this.account?.savingsAccountNumber,
-        detail: this.account?.savingsAccountNumber || 'No linked savings account — settlement cannot run automatically'
-      },
+      this.settlementMode === 'GL'
+        ? {
+            label: 'Settlement GL Account selected',
+            pass: !!this.settlementGlAccountId,
+            detail: this.settlementGlAccountId ? this.selectedSettlementGlName : 'Missing'
+          }
+        : {
+            label: 'Linked savings account confirmed',
+            pass: !!this.account?.savingsAccountNumber,
+            detail:
+              this.account?.savingsAccountNumber || 'No linked savings account — settlement cannot run automatically'
+          },
      {
        label: 'Settlement Payment Type selected (non-cash)',
        pass: this.settlementPaymentTypeName !== '—',
@@ -214,11 +249,37 @@ export class ShareWithdrawalRequestComponent implements OnInit {
      .pipe(catchError(() => of([])))
      .subscribe((types: any[]) => (this.paymentTypes = types ?? []));

+    this.toGlAccountControl.valueChanges.subscribe((id: any) => {
+      this.settlementGlAccountId = id ? Number(id) : null;
+    });
+
    if (this.requestId && this.mode === 'review') {
      this.loadReviewRequest(this.requestId);
    }
  }

+  /** Flips the settlement destination. Switching away from GL clears whatever was picked so a
+   *  stale GL id can never ride along on a SAVINGS submission. */
+  onSettlementModeChange(mode: 'SAVINGS' | 'GL'): void {
+    this.settlementMode = mode;
+    if (mode === 'GL') {
+      this.loadGlAccounts();
+    } else {
+      this.settlementGlAccountId = null;
+      this.toGlAccountControl.setValue('');
+    }
+  }
+
+  /** Fetched on first use rather than with the page, since most withdrawals settle to savings. */
+  private loadGlAccounts(): void {
+    if (this.glAccountsData.length) {
+      return;
+    }
+    this.accountingService.getGlAccounts().subscribe((accounts: GLAccount[]) => {
+      this.glAccountsData = accounts ?? [];
+    });
+  }
+
  onAccountSelected(accountId: string): void {
    this.selectedAccountId = accountId;
    if (!accountId) {
@@ -246,6 +307,11 @@ export class ShareWithdrawalRequestComponent implements OnInit {
        this.resolutionNumber = req.resolution_number ?? '';
        this.meetingDate = req.meeting_date ? String(req.meeting_date).split('T')[0].split(' ')[0] : this.meetingDate;
        this.description = req.description ?? '';
+        this.settlementMode = req.settlement_mode === 'GL' ? 'GL' : 'SAVINGS';
+        this.settlementGlAccountId = req.settlement_gl_account_id ? Number(req.settlement_gl_account_id) : null;
+        if (this.settlementMode === 'GL') {
+          this.loadGlAccounts();
+        }

        if (req.activity_log) {
          try {
@@ -289,7 +355,9 @@ export class ShareWithdrawalRequestComponent implements OnInit {
      resolutionNumber: this.resolutionNumber.trim(),
      meetingDate: this.meetingDate,
      description: this.description,
-      settlementPaymentTypeId: this.settlementPaymentTypeId
+      settlementPaymentTypeId: this.settlementPaymentTypeId,
+      settlementMode: this.settlementMode,
+      ...(this.settlementMode === 'GL' ? { settlementGlAccountId: this.settlementGlAccountId } : {})
    };
    this.wdService.submit(payload).subscribe({
      next: () => {
@@ -643,8 +643,9 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
          this.createClientForm.get('degreeQualificationId')?.setValue('');
        }
      });
-    // Fetch all constitution options from code ID 17
-    this.clientService.getCodeValuesById(17).subscribe((options) => {
+    // Constitution options by code NAME, never by id: code ids differ per tenant (on abc_bank id 17 is the empty
+    // ClientClassification code and Constitution is id 24), so a hardcoded id left the dropdown empty.
+    this.clientService.getCodeValuesByName('Constitution').subscribe((options) => {
      if (options?.length) {
        this.constitutionOptions = options;
        // Sort master by value length descending so longer/more-specific keys match first
@@ -1321,6 +1321,11 @@
          kycForm.get('kycDocumentNumber')?.hasError('pattern') && kycForm.get('kycDocumentNumber')?.touched
        ) {
          <mat-error>Only letters, numbers, hyphens and slashes allowed</mat-error>
+        } @else if (
+          kycForm.get('kycDocumentNumber')?.hasError('aadhaarLast4Mismatch') &&
+          kycForm.get('kycDocumentNumber')?.touched
+        ) {
+          <mat-error>Last 4 digits do not match the Aadhaar number entered above</mat-error>
        }
      </mat-form-field>

@@ -8,7 +8,14 @@

 import { Component, Input, OnInit, OnChanges, OnDestroy, SimpleChanges, inject } from '@angular/core';
 import { forkJoin, catchError, of } from 'rxjs';
-import { UntypedFormBuilder, UntypedFormGroup, Validators, FormsModule } from '@angular/forms';
+import {
+  UntypedFormBuilder,
+  UntypedFormGroup,
+  Validators,
+  FormsModule,
+  AbstractControl,
+  ValidationErrors
+} from '@angular/forms';
 import {
  MatDialog,
  MAT_DIALOG_DATA,
@@ -567,6 +574,28 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
  /** Existing signature document ID (for re-upload/delete) */
  existingSignatureDocId: string = '';

+  /**
+   * Cross-field check for the OVD "Document Number" field (kycDocumentNumber): when Aadhaar Card
+   * is the selected KYC document, its value must identify the same Aadhaar as the aadhaarNumber
+   * field captured earlier in this step - the last 4 digits are what's compared, since
+   * aadhaarNumber may hold either the raw 12-digit number or a masked value (masking only ever
+   * obscures the first 8 digits - see aadhaarMasked in the kycData getter below - so the last 4
+   * characters are always the real digits either way). Not applicable to any other document type,
+   * where kycDocumentNumber is unrelated to Aadhaar entirely.
+   */
+  private aadhaarLast4MatchValidator = (control: AbstractControl): ValidationErrors | null => {
+    if (this.selectedKycDoc?.code !== 'AADHAAR') {
+      return null;
+    }
+    const docNumber = (control.value || '').toString().trim();
+    const aadhaarValue = (control.parent?.get('aadhaarNumber')?.value || '').toString().trim();
+    if (docNumber.length < 4 || aadhaarValue.length < 4) {
+      // Required/pattern validators already flag an empty or too-short value on their own.
+      return null;
+    }
+    return docNumber.slice(-4) === aadhaarValue.slice(-4) ? null : { aadhaarLast4Mismatch: true };
+  };
+
  /** KYC Form */
  kycForm: UntypedFormGroup = this.formBuilder.group({
    hasPan: [true],
@@ -616,7 +645,8 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
      [
        Validators.required,
        Validators.pattern(/^[A-Za-z0-9\-\/\s]+$/),
-        Validators.maxLength(30)
+        Validators.maxLength(30),
+        this.aadhaarLast4MatchValidator
      ]
    ],
    kycDocIssueDate: [''],
@@ -739,6 +769,14 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
      this.kycForm.get('ecgcSalFlag')?.disable();
      this.kycForm.get('dormantFlag')?.disable();
    }
+
+    // aadhaarLast4MatchValidator (on kycDocumentNumber) reads this control's value directly rather
+    // than through its own valueChanges, so a re-check has to be triggered explicitly whenever the
+    // Aadhaar field itself changes - otherwise fixing aadhaarNumber after kycDocumentNumber was
+    // already entered would leave a stale mismatch error in place.
+    this.kycForm.get('aadhaarNumber')?.valueChanges.subscribe(() => {
+      this.kycForm.get('kycDocumentNumber')?.updateValueAndValidity({ onlySelf: true });
+    });
  }

  /** Seed the document-type picker from defaults (entity RBI docs vs. individual OVDs,
@@ -1009,6 +1047,9 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
    // Reset uploads + merged preview when document type changes
    this.kycDocFiles = { front: null, back: null };
    this.kycDocMergedPreview = null;
+    // aadhaarLast4MatchValidator only applies while Aadhaar Card is selected - re-check so switching
+    // to/away from it immediately picks up (or clears) the mismatch error.
+    this.kycForm.get('kycDocumentNumber')?.updateValueAndValidity({ onlySelf: true });
  }

  isKycDocSelected(proof: ProofType): boolean {
@@ -1189,6 +1230,9 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
          // Sync chip-picker selection with the prefilled document name
          if (data.kycDocumentName) {
            this.selectedKycDoc = this.findKycDocProofByName(data.kycDocumentName);
+            // patchValue above ran kycDocumentNumber's validators before selectedKycDoc was known,
+            // so aadhaarLast4MatchValidator needs a fresh check now that it is.
+            this.kycForm.get('kycDocumentNumber')?.updateValueAndValidity({ onlySelf: true });
          }
          // Set verification statuses from existing data
          if (data.panVerified) {
@@ -61,6 +61,7 @@ import { KycTabComponent } from './clients-view/kyc-tab/kyc-tab.component';
 import { CkycTabComponent } from './clients-view/ckyc-tab/ckyc-tab.component';
 import { Form60TabComponent } from './clients-view/form60-tab/form60-tab.component';
 import { Form121TabComponent } from './clients-view/form121-tab/form121-tab.component';
+import { tdsConfigResolver } from '../letter-mgmt/certificates/form-15gh/tds-config.service';
 import { EntityClassificationTabComponent } from './clients-view/entity-classification-tab/entity-classification-tab.component';
 import { AuthorizedSignatoriesTabComponent } from './clients-view/authorized-signatories-tab/authorized-signatories-tab.component';
 import { familyAllowedGuard, nomineeAllowedGuard } from './utils/family-nominee.guard';
@@ -198,6 +199,7 @@ const routes: Routes = [
            {
              path: 'form121',
              component: Form121TabComponent,
+              resolve: { tdsConfig: tdsConfigResolver },
              data: { title: 'Form 121 / TDS', breadcrumb: 'Form 121 / TDS', routeParamBreadcrumb: false }
            },
            {
@@ -202,9 +202,14 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.ADDRESS_PROOF.source }}</span>
+                  @if (existing.ADDRESS_PROOF.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.ADDRESS_PROOF.previewUrl || existing.ADDRESS_PROOF.previewUrlBack) {
+              @if (
+                (existing.ADDRESS_PROOF.previewUrl || existing.ADDRESS_PROOF.previewUrlBack) && isImage('ADDRESS_PROOF')
+              ) {
                <div class="ckyc-existing__thumbs">
                  @if (existing.ADDRESS_PROOF.previewUrl) {
                    <img
@@ -222,6 +227,17 @@
                  }
                </div>
              }
+              @if (existing.ADDRESS_PROOF.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('ADDRESS_PROOF')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <div class="ckyc-existing__meta">
                <fa-icon icon="file-alt"></fa-icon>
                <span>{{ existing.ADDRESS_PROOF.name }}</span>
@@ -299,9 +315,12 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.PHOTO_PROOF.source }}</span>
+                  @if (existing.PHOTO_PROOF.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.PHOTO_PROOF.previewUrl || existing.PHOTO_PROOF.previewUrlBack) {
+              @if ((existing.PHOTO_PROOF.previewUrl || existing.PHOTO_PROOF.previewUrlBack) && isImage('PHOTO_PROOF')) {
                <div class="ckyc-existing__thumbs">
                  @if (existing.PHOTO_PROOF.previewUrl) {
                    <img
@@ -319,6 +338,17 @@
                  }
                </div>
              }
+              @if (existing.PHOTO_PROOF.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('PHOTO_PROOF')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <div class="ckyc-existing__meta">
                <fa-icon icon="id-card"></fa-icon>
                <span>{{ existing.PHOTO_PROOF.name }}</span>
@@ -393,11 +423,25 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.CLIENT_IMAGE.source }}</span>
+                  @if (existing.CLIENT_IMAGE.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.CLIENT_IMAGE.previewUrl) {
+              @if (existing.CLIENT_IMAGE.previewUrl && isImage('CLIENT_IMAGE')) {
                <img [src]="existing.CLIENT_IMAGE.previewUrl" alt="Client photo" class="ckyc-existing__thumb" />
              }
+              @if (existing.CLIENT_IMAGE.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('CLIENT_IMAGE')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <button
                mat-stroked-button
                type="button"
@@ -448,15 +492,29 @@
                <div>
                  <strong>Already available</strong>
                  <span class="ckyc-existing__source">from {{ existing.CLIENT_SIGNATURE.source }}</span>
+                  @if (existing.CLIENT_SIGNATURE.previewUnavailable) {
+                    <span class="ckyc-existing__warn">stored file unavailable</span>
+                  }
                </div>
              </div>
-              @if (existing.CLIENT_SIGNATURE.previewUrl) {
+              @if (existing.CLIENT_SIGNATURE.previewUrl && isImage('CLIENT_SIGNATURE')) {
                <img
                  [src]="existing.CLIENT_SIGNATURE.previewUrl"
                  alt="Client signature"
                  class="ckyc-existing__thumb ckyc-existing__thumb--wide"
                />
              }
+              @if (existing.CLIENT_SIGNATURE.previewUrl) {
+                <button
+                  mat-stroked-button
+                  type="button"
+                  class="ckyc-existing__view"
+                  (click)="openDocument('CLIENT_SIGNATURE')"
+                >
+                  <fa-icon icon="eye"></fa-icon>
+                  &nbsp;View document
+                </button>
+              }
              <div class="ckyc-existing__meta">
                <fa-icon icon="file-signature"></fa-icon>
                <span>{{ existing.CLIENT_SIGNATURE.name }}</span>
@@ -623,6 +623,35 @@
  }
 }

+/* Opens the uploaded artefact full size in a new tab. Sits directly under the thumbnail, and is
+   the only way to inspect a PDF - which cannot render as an inline <img>. */
+.ckyc-existing__view {
+  align-self: flex-start;
+  color: #1d6fd0;
+  border-color: #bcd8f5;
+  background: #fff;
+  font-size: 13px;
+  font-weight: 600;
+
+  &:hover {
+    background: #eef6ff;
+  }
+}
+
+/* Shown when a document row exists but its file could not be fetched from the content store,
+   so "Already available" is not silently misleading. */
+.ckyc-existing__warn {
+  display: inline-block;
+  margin-left: 8px;
+  padding: 1px 8px;
+  border-radius: 10px;
+  background: #fdecec;
+  border: 1px solid #f3c2c2;
+  color: #a12b2b;
+  font-size: 11px;
+  font-weight: 600;
+}
+
 .ckyc-existing {
  display: flex;
  flex-direction: column;
@@ -36,11 +36,41 @@ interface ExistingArtefact {
   *  already writes/reads for address proof; now shared by the photo/identity proof too. */
  description?: string;
  fileCount?: number;
+  /** Set when the stored file could not be fetched - the row exists but its content is gone. */
+  previewUnavailable?: boolean;
+  /** Stored MIME type, so the card knows whether it can render an inline thumbnail. */
+  mimeType?: string;
 }

 type ProofKind = 'ADDRESS_PROOF' | 'PHOTO_PROOF';
 type CkycDocKind = ProofKind | 'CLIENT_IMAGE' | 'CLIENT_SIGNATURE';

+/**
+ * Client-side upload guards, kept deliberately in step with the backend so a file that passes here
+ * is not rejected server-side:
+ *  - 5 MB matches `spring.servlet.multipart.max-file-size`
+ *  - the extension list is the intersection of the backend `fineract.content.regex-whitelist`
+ *    with what these cards can actually render.
+ * The dialog's `accept=` is only a file-picker hint and is trivially bypassed, so the real check
+ * runs here, on the file the dialog hands back, before anything is sent.
+ */
+const MAX_UPLOAD_BYTES = 5 * 1024 * 1024;
+const IMAGE_EXTENSIONS = [
+  'png',
+  'jpeg',
+  'jpg'
+];
+const DOCUMENT_EXTENSIONS = [
+  ...IMAGE_EXTENSIONS,
+  'pdf'
+];
+
+/** Cards that render an inline <img>, so a PDF would not display in them. */
+const IMAGE_ONLY_KINDS: CkycDocKind[] = [
+  'CLIENT_IMAGE',
+  'CLIENT_SIGNATURE'
+];
+
@Component({
  selector: 'mifosx-ckyc-tab',
  templateUrl: './ckyc-tab.component.html',
@@ -150,6 +180,11 @@ export class CkycTabComponent implements OnInit, OnDestroy {
  ngOnInit(): void {
    this.route.parent.params.subscribe((params: any) => {
      this.clientId = params['clientId'];
+      // Angular reuses this component when only the clientId in the route changes, and
+      // loadExistingArtefacts() only ever *assigns* what it finds - it has no "not found" branch.
+      // Without clearing first, a client with no photo (or no signature, or no proof) keeps showing
+      // the previous client's card.
+      this.resetArtefactState();
      this.loadClientInfo();
      this.loadAccounts();
      this.loadCkycData();
@@ -157,6 +192,46 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    });
  }

+  /**
+   * Returns every per-client card to its empty state, so nothing from the client just viewed can
+   * survive into the next one. Covers all four cards plus the details staged for an upload - a file
+   * or document number left over from another client must never be submitted against this one.
+   */
+  private resetArtefactState(): void {
+    this.revokePreviewUrls();
+    this.existing = {
+      ADDRESS_PROOF: { present: false },
+      PHOTO_PROOF: { present: false },
+      CLIENT_IMAGE: { present: false },
+      CLIENT_SIGNATURE: { present: false }
+    };
+    this.selectedProofType = { ADDRESS_PROOF: null, PHOTO_PROOF: null };
+    this.docFiles = {
+      ADDRESS_PROOF: { front: null, back: null },
+      PHOTO_PROOF: { front: null, back: null }
+    };
+    this.documentDetails = {
+      ADDRESS_PROOF: { documentKey: '', issueDate: null, expiryDate: null },
+      PHOTO_PROOF: { documentKey: '', issueDate: null, expiryDate: null }
+    };
+    this.clientImageFile = null;
+    this.clientSignatureFile = null;
+    this.uploadErrors = {
+      ADDRESS_PROOF: null,
+      PHOTO_PROOF: null,
+      CLIENT_IMAGE: null,
+      CLIENT_SIGNATURE: null
+    };
+  }
+
+  /** Frees the blob URLs held by the current cards before their references are dropped. */
+  private revokePreviewUrls(): void {
+    Object.values(this.existing).forEach((e) => {
+      if (e.previewUrl?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrl);
+      if (e.previewUrlBack?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrlBack);
+    });
+  }
+
  private loadClientInfo(): void {
    this.route.parent.data.subscribe((data: any) => {
      const cv = data?.clientViewData;
@@ -280,19 +355,29 @@ export class CkycTabComponent implements OnInit, OnDestroy {
            present: true,
            source: 'Client registration',
            name: signatureDoc.fileName || 'Client signature',
-            documentId: signatureDoc.id
+            documentId: signatureDoc.id,
+            mimeType: signatureDoc.type
          };
-          // Fetch blob for preview
+          // Same endpoint getClientSignatureImage() uses, but opted out of the global error alert:
+          // a m_document row whose file is no longer in the content store returns 500, and the card
+          // below reports that itself. Without `silent` the interceptor pops an "Internal Server
+          // Error" modal on every page load, for a failure the user cannot act on.
          this.clientsService
-            .getClientSignatureImage(this.clientId, signatureDoc.id)
+            .downloadClientDocument(this.clientId, String(signatureDoc.id), true)
            .pipe(takeUntil(this.destroy$))
            .subscribe({
              next: (blob: any) => {
-                if (blob) {
+                if (blob && blob.size > 0) {
                  this.existing.CLIENT_SIGNATURE.previewUrl = URL.createObjectURL(blob);
+                } else {
+                  // A 200 with an empty body still means there is nothing to show. Without this the
+                  // card would claim "Already available" with no thumbnail and no explanation.
+                  this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
                }
              },
-              error: () => undefined
+              error: () => {
+                this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
+              }
            });
        }

@@ -364,6 +449,7 @@ export class CkycTabComponent implements OnInit, OnDestroy {
        const list = Array.isArray(docs) ? docs : [];
        if (!list.length) return;
        this.existing[kind].fileCount = list.length;
+        this.existing[kind].previewUnavailable = false;

        const byNewest = (a: any, b: any) => b.id - a.id;
        const label = (d: any) => (d?.name || d?.fileName || '').toString();
@@ -372,6 +458,9 @@ export class CkycTabComponent implements OnInit, OnDestroy {
          [...list].filter((d: any) => /front/i.test(label(d))).sort(byNewest)[0] ||
          [...list].filter((d: any) => d.id !== back?.id).sort(byNewest)[0];

+        // A proof can be scanned to PDF, which no <img> can render - remember what was stored so the
+        // card offers "View document" instead of a broken thumbnail.
+        if (front) this.existing[kind].mimeType = front.type;
        if (front) this.downloadIdentifierDocPreview(identifierId, front.id, kind, 'front');
        if (back && back.id !== front?.id) this.downloadIdentifierDocPreview(identifierId, back.id, kind, 'back');
      });
@@ -388,12 +477,19 @@ export class CkycTabComponent implements OnInit, OnDestroy {
      .pipe(takeUntil(this.destroy$))
      .subscribe({
        next: (blob: any) => {
-          if (!blob) return;
+          if (!blob || blob.size === 0) {
+            this.existing[kind].previewUnavailable = true;
+            return;
+          }
          const url = URL.createObjectURL(blob);
          if (slot === 'front') this.existing[kind].previewUrl = url;
          else this.existing[kind].previewUrlBack = url;
        },
-        error: () => undefined
+        // The row exists but its file is gone from the content store. Saying so on the card beats
+        // showing "Already available" next to a blank space.
+        error: () => {
+          this.existing[kind].previewUnavailable = true;
+        }
      });
  }

@@ -452,6 +548,18 @@ export class CkycTabComponent implements OnInit, OnDestroy {

    ref.afterClosed().subscribe((result: CkycUploadDialogResult | null) => {
      if (!result) return;
+
+      // The dialog's `accept=` filter is only a hint to the file picker and is trivially bypassed,
+      // so the size/type guard runs here on what actually came back. Catching it now turns a raw
+      // server rejection into a message on the card.
+      const rejection =
+        this.validationError(result.front, kind) ?? (result.back ? this.validationError(result.back, kind) : null);
+      if (rejection) {
+        this.uploadErrors[kind] = rejection;
+        return;
+      }
+      this.uploadErrors[kind] = null;
+
      if (isProofKind) {
        const proofKind = kind as ProofKind;
        this.selectedProofType[proofKind] = result.proofType || null;
@@ -470,6 +578,66 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    });
  }

+  /** Extensions a given card can both store and render. */
+  private allowedExtensions(kind: CkycDocKind): string[] {
+    return IMAGE_ONLY_KINDS.includes(kind) ? IMAGE_EXTENSIONS : DOCUMENT_EXTENSIONS;
+  }
+
+  /**
+   * Rejects a file the backend would refuse (or the card could not render) before it is uploaded,
+   * so the user gets a clear message instead of a raw server error. Returns null when the file is
+   * acceptable.
+   */
+  private validationError(file: File | null | undefined, kind: CkycDocKind): string | null {
+    if (!file) {
+      return null;
+    }
+    const allowed = this.allowedExtensions(kind);
+    const extension = (file.name.split('.').pop() || '').toLowerCase();
+
+    if (!allowed.includes(extension)) {
+      return `Unsupported file type ".${extension}". Allowed: ${allowed.map((e) => e.toUpperCase()).join(', ')}.`;
+    }
+    if (file.size > MAX_UPLOAD_BYTES) {
+      const mb = (file.size / (1024 * 1024)).toFixed(1);
+      return `File is ${mb} MB. The maximum allowed size is 5 MB.`;
+    }
+    if (file.size === 0) {
+      return 'The selected file is empty.';
+    }
+    return null;
+  }
+
+  /**
+   * True when the stored file can be shown as an inline thumbnail. A PDF cannot, so its card falls
+   * back to the "View document" button alone rather than rendering a broken image.
+   */
+  isImage(kind: CkycDocKind): boolean {
+    const entry = this.existing[kind];
+    // The profile image arrives as a `data:image/...;base64,` URL, which declares its own type -
+    // it has neither a stored MIME type nor a file extension for the checks below to read.
+    if (entry?.previewUrl?.startsWith('data:')) {
+      return entry.previewUrl.startsWith('data:image/');
+    }
+    if (entry?.mimeType) {
+      return entry.mimeType.startsWith('image/');
+    }
+    // Older rows can have no stored MIME type - fall back to the file extension.
+    const extension = (entry?.name?.split('.').pop() || '').toLowerCase();
+    return IMAGE_EXTENSIONS.includes(extension);
+  }
+
+  /**
+   * Opens the uploaded document full size in a new tab. Uses the blob already fetched for the
+   * thumbnail, so it works for PDFs too and costs no extra request.
+   */
+  openDocument(kind: CkycDocKind): void {
+    const url = this.existing[kind]?.previewUrl;
+    if (url) {
+      window.open(url, '_blank', 'noopener');
+    }
+  }
+
  /** Reads back the "Issue date: yyyy-MM-dd, Expiry date: yyyy-MM-dd" convention this tab (and
   *  client-india-address-step, for address proof) writes into the identifier's description. */
  private parseDescriptionDates(description: string | undefined): { issueDate: Date | null; expiryDate: Date | null } {
@@ -533,6 +701,10 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    request$.pipe(takeUntil(this.destroy$)).subscribe({
      next: () => {
        this.uploading[documentType] = false;
+        // The card is gated on `present`; without this a successful upload left it reading
+        // "Not uploaded yet". uploadProofDocument() sets the same flag for the proof cards.
+        this.existing[key].present = true;
+        this.existing[key].source = this.existing[key].source || 'CKYC upload';
        this.alertService.alert({ type: 'success', message: 'Document uploaded successfully.' });
        this.refreshPreview(documentType);
      },
@@ -653,13 +825,22 @@ export class CkycTabComponent implements OnInit, OnDestroy {
    if (this.existing[staleKey].previewUrlBack?.startsWith('blob:')) {
      URL.revokeObjectURL(this.existing[staleKey].previewUrlBack!);
    }
+    // The upload that triggered this refresh is what repairs a previously missing file, so the
+    // warning has to be cleared before the re-read - otherwise a fixed card keeps the old badge.
+    this.existing[staleKey].previewUrl = undefined;
+    this.existing[staleKey].previewUrlBack = undefined;
+    this.existing[staleKey].previewUnavailable = false;
    switch (documentType) {
      case 'CLIENT_IMAGE':
        this.clientsService
          .getClientProfileImage(this.clientId)
          .pipe(takeUntil(this.destroy$))
          .subscribe((photo: any) => {
-            if (photo) this.existing.CLIENT_IMAGE.previewUrl = photo;
+            if (photo) {
+              this.existing.CLIENT_IMAGE.previewUrl = photo;
+            } else {
+              this.existing.CLIENT_IMAGE.previewUnavailable = true;
+            }
          });
        break;
      case 'CLIENT_SIGNATURE':
@@ -672,11 +853,21 @@ export class CkycTabComponent implements OnInit, OnDestroy {
              ?.sort((a: any, b: any) => b.id - a.id)?.[0];
            if (!doc) return;
            this.existing.CLIENT_SIGNATURE.documentId = doc.id;
+            this.existing.CLIENT_SIGNATURE.mimeType = doc.type;
            this.clientsService
-              .getClientSignatureImage(this.clientId, doc.id)
+              .downloadClientDocument(this.clientId, String(doc.id), true)
              .pipe(takeUntil(this.destroy$))
-              .subscribe((blob: any) => {
-                if (blob) this.existing.CLIENT_SIGNATURE.previewUrl = URL.createObjectURL(blob);
+              .subscribe({
+                next: (blob: any) => {
+                  if (blob && blob.size > 0) {
+                    this.existing.CLIENT_SIGNATURE.previewUrl = URL.createObjectURL(blob);
+                  } else {
+                    this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
+                  }
+                },
+                error: () => {
+                  this.existing.CLIENT_SIGNATURE.previewUnavailable = true;
+                }
              });
          });
        break;
@@ -690,10 +881,6 @@ export class CkycTabComponent implements OnInit, OnDestroy {
  ngOnDestroy(): void {
    this.destroy$.next();
    this.destroy$.complete();
-    // Release object URLs
-    Object.values(this.existing).forEach((e) => {
-      if (e.previewUrl?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrl);
-      if (e.previewUrlBack?.startsWith('blob:')) URL.revokeObjectURL(e.previewUrlBack);
-    });
+    this.revokePreviewUrls();
  }
 }
@@ -55,7 +55,10 @@
      <div class="f121__note">
        <mat-icon>info_outline</mat-icon>
        <div>
-          @if (!dateOfBirth) {
+          @if (configMissing) {
+            TDS rates for FY {{ fy }} are not configured, so the tax cannot be computed. Set them up under Organization
+            › TDS Configuration.
+          } @else if (!dateOfBirth) {
            Date of birth is not on record, so the senior-citizen threshold cannot be determined. Add it on the Personal
            Data tab.
          } @else {
@@ -113,8 +116,8 @@
        <div class="f121__note f121__note--warn">
          <mat-icon>warning_amber</mat-icon>
          <div>
-            A Form 121 declaration is on record for this year, but withholding is still switched on for one or more
-            deposits. Turn it off on those accounts, or tax will keep being deducted.
+            A declaration is on record for this year, but one or more deposits still carry a tax group. Those accounts
+            deduct on their own and ignore the declaration — remove the tax group from them.
          </div>
        </div>
      }
@@ -189,20 +192,90 @@
              }
            </span>
          </div>
-          @if (declarationOnRecord && declarationFy) {
+          @if (declarationRecord; as d) {
            <div class="f121__kv-row">
              <span>Declared for</span>
-              <span>FY {{ declarationFy }}</span>
+              <span>FY {{ d.fy }} · Form {{ d.formType }}</span>
            </div>
-          }
-          @if (declarationOnRecord && !acceptanceDateKnown) {
-            <div class="f121__kv-row f121__kv-row--muted">
-              <span>Acceptance date</span>
+            <div class="f121__kv-row">
+              <span>Accepted on</span>
              <span>
-                Not captured — the declaration is treated as covering the whole year. A mid-year acceptance would change
-                the figures below.
+                {{ d.acceptedOn | date: 'd MMM y' }} — no TDS on interest credited from this day to 31 March. Interest
+                credited before it is taxed as usual.
              </span>
            </div>
+            @if (d.uin) {
+              <div class="f121__kv-row">
+                <span>UIN</span>
+                <span class="f121__mono">{{ d.uin }}</span>
+              </div>
+            }
+            <div class="f121__kv-row">
+              <span></span>
+              <span>
+                <button type="button" class="f121__btn f121__btn--warn" (click)="revokeDeclaration()">
+                  Withdraw declaration
+                </button>
+              </span>
+            </div>
+          } @else if (fy && !configMissing) {
+            <div class="f121__kv-row">
+              <span></span>
+              <span>
+                @if (!showDeclarationForm) {
+                  <button type="button" class="f121__btn" (click)="openDeclarationForm()" [disabled]="!panWellFormed">
+                    Record {{ formLabel }} for FY {{ fy }}
+                  </button>
+                  @if (!panWellFormed) {
+                    <div class="muted">A valid PAN must be on the KYC first — a declaration without one is void.</div>
+                  }
+                }
+              </span>
+            </div>
+            @if (showDeclarationForm) {
+              <div class="f121__decl-form">
+                <label>
+                  <span>Accepted on *</span>
+                  <input type="date" [(ngModel)]="newDeclaration.acceptedOn" />
+                </label>
+                <label>
+                  <span>UIN</span>
+                  <input type="text" [(ngModel)]="newDeclaration.uin" placeholder="Allotted on acceptance" />
+                </label>
+                <label>
+                  <span>Estimated income for the year (₹)</span>
+                  <input type="number" min="0" [(ngModel)]="newDeclaration.estimatedIncome" />
+                </label>
+                @if (declarationError) {
+                  <div class="f121__note f121__note--warn">
+                    <mat-icon>error_outline</mat-icon>
+                    <div>{{ declarationError }}</div>
+                  </div>
+                }
+                <div class="f121__decl-actions">
+                  <button type="button" class="f121__btn" (click)="showDeclarationForm = false">Cancel</button>
+                  <button
+                    type="button"
+                    class="f121__btn f121__btn--primary"
+                    (click)="saveDeclaration()"
+                    [disabled]="savingDeclaration"
+                  >
+                    {{ savingDeclaration ? 'Saving…' : 'Save declaration' }}
+                  </button>
+                </div>
+              </div>
+            }
+          }
+          @for (old of declarations; track old.id) {
+            @if (old.revoked && old.fy === fy) {
+              <div class="f121__kv-row f121__kv-row--muted">
+                <span>Withdrawn</span>
+                <span>
+                  Form {{ old.formType }} accepted {{ old.acceptedOn | date: 'd MMM y' }}, withdrawn
+                  {{ old.revokedOn | date: 'd MMM y' }} — {{ old.revokeReason }}
+                </span>
+              </div>
+            }
          }
          @if (eligibility) {
            @for (reason of eligibility.reasons; track reason) {
@@ -332,3 +332,61 @@
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-weight: 600;
 }
+
+/* ── Recording a declaration ── */
+.f121__btn {
+  padding: 6px 14px;
+  border: 1px solid #d1d5db;
+  border-radius: 6px;
+  background: #fff;
+  font: inherit;
+  font-size: 12.5px;
+  font-weight: 600;
+  cursor: pointer;
+
+  &:disabled {
+    opacity: 0.55;
+    cursor: not-allowed;
+  }
+
+  &--primary {
+    border-color: #1d4ed8;
+    background: #1d4ed8;
+    color: #fff;
+  }
+
+  &--warn {
+    border-color: #b45309;
+    color: #b45309;
+  }
+}
+
+.f121__decl-form {
+  display: grid;
+  gap: 10px;
+  padding: 12px 16px;
+
+  label {
+    display: grid;
+    gap: 4px;
+    font-size: 12px;
+
+    span {
+      color: #6b7280;
+      font-weight: 600;
+    }
+
+    input {
+      max-width: 280px;
+      padding: 6px 8px;
+      border: 1px solid #d1d5db;
+      border-radius: 6px;
+      font: inherit;
+    }
+  }
+}
+
+.f121__decl-actions {
+  display: flex;
+  gap: 8px;
+}
@@ -23,6 +23,8 @@ import { SavingsService } from 'app/savings/savings.service';
 import { FixedDepositsService } from 'app/deposits/fixed-deposits/fixed-deposits.service';
 import { RecurringDepositsService } from 'app/deposits/recurring-deposits/recurring-deposits.service';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { TdsDeclarationRecord, TdsReportsService } from 'app/tds-reports/tds-reports.service';
+import { TdsDeductee } from 'app/tds-reports/tds-reports-data';

 /** Domain logic */
 import {
@@ -111,6 +113,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  private savingsService = inject(SavingsService);
  private fixedDepositsService = inject(FixedDepositsService);
  private recurringDepositsService = inject(RecurringDepositsService);
+  private tdsService = inject(TdsReportsService);

  private destroy$ = new Subject<void>();

@@ -124,23 +127,25 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  pan = '';
  panWellFormed = false;

-  // ── Declaration on record ──
-  declarationOnRecord = false;
+  // ── Declarations on record ──
+  /**
+   * Every declaration the customer has given, each for one year and from the day the branch
+   * accepted it. The KYC record only ever held a type and a year, which made a September
+   * declaration shield interest back to April and let last year's form run on.
+   */
+  declarations: TdsDeclarationRecord[] = [];
  /**
   * The form actually in force for the selected year. From FY 2026-27 a single
   * Form 121 replaced the 15G/15H split, so this is derived from the year rather
   * than from the payee's age.
   */
  declarationForm: DeclarationForm = '121';
-  /** Kind recorded at KYC, meaningful only for a pre-2026 year. */
-  declarationKind: '15G' | '15H' = '15G';
-  declarationFy = '';
-  /**
-   * The KYC step records only the year, not the date the branch accepted the
-   * declaration, so it has to be treated as covering the whole year. Surfaced on
-   * screen rather than hidden — a mid-year acceptance would change the figures.
-   */
-  acceptanceDateKnown = false;
+
+  // ── Recording a declaration ──
+  showDeclarationForm = false;
+  savingDeclaration = false;
+  declarationError = '';
+  newDeclaration = { acceptedOn: '', uin: '', estimatedIncome: null as number | null };

  eligibility: EligibilityResult | null = null;

@@ -153,11 +158,13 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  schedule: TdsSchedule | null = null;
  actualTds = 0;
  tdsSaved = 0;
+  /** The selected year has no entry on Organization › TDS Configuration. */
+  configMissing = false;

  /** Raw account inputs, kept so the year selector can recompute cheaply. */
-  private accountInputs: (TdsAccountInput & { meta: Form121AccountRow })[] = [];
-  /** Withheld-tax postings by FY, from the ledger. */
-  private actualTdsByFy = new Map<string, number>();
+  private accountInputs: (TdsAccountInput & { meta: Form121AccountRow; taxLines: InterestCredit[] })[] = [];
+  /** This customer's FD/RD interest received in savings, and TDS taken there, per year. */
+  private platformByFy = new Map<string, TdsDeductee | null>();

  ngOnInit(): void {
    this.route.parent.params.pipe(takeUntil(this.destroy$)).subscribe((params: any) => {
@@ -180,13 +187,15 @@ export class Form121TabComponent implements OnInit, OnDestroy {
    forkJoin({
      client: this.clientsService.getClientData(this.clientId, true).pipe(catchError(() => of(null))),
      kyc: this.clientsService.getClientKyc(this.clientId, true).pipe(catchError(() => of(null))),
-      accounts: this.clientsService.getClientAccountData(this.clientId).pipe(catchError(() => of(null)))
+      accounts: this.clientsService.getClientAccountData(this.clientId).pipe(catchError(() => of(null))),
+      declarations: this.tdsService.getDeclarations(Number(this.clientId)).pipe(catchError(() => of([])))
    })
      .pipe(
        takeUntil(this.destroy$),
-        switchMap(({ client, kyc, accounts }) => {
+        switchMap(({ client, kyc, accounts, declarations }) => {
          this.applyClient(client);
          this.applyKyc(kyc);
+          this.declarations = declarations || [];
          const deposits = this.depositAccountsOf(accounts);
          return deposits.length ? forkJoin(deposits.map((a) => this.fetchAccount(a))) : of([] as any[]);
        }),
@@ -210,11 +219,8 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  private applyKyc(kyc: any): void {
    this.pan = (kyc?.panNumber ?? '').toUpperCase();
    this.panWellFormed = isWellFormedPan(this.pan);
-    this.declarationOnRecord = !!kyc?.form15Applicable;
-    this.declarationKind = kyc?.form15Type === '15H' ? '15H' : '15G';
-    this.declarationForm = this.fy ? declarationFormFor(this.fy, this.dateOfBirth) : '121';
-    this.declarationFy = kyc?.form15FY ?? '';
-    this.acceptanceDateKnown = false;
+    this.declarationForm =
+      this.fy && FY_TAX_CONFIG[normaliseFy(this.fy)] ? declarationFormFor(this.fy, this.dateOfBirth) : '121';
  }

  /** Savings, FD and RD accounts — everything that can credit interest. */
@@ -248,7 +254,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
   */
  private ingest(details: any[]): void {
    this.accountInputs = [];
-    this.actualTdsByFy = new Map<string, number>();
+    this.platformByFy = new Map<string, TdsDeductee | null>();
    const fys = new Set<string>();
    const clientIdNum = Number(this.clientId);

@@ -269,6 +275,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
      };

      const credits: InterestCredit[] = [];
+      const taxLines: InterestCredit[] = [];
      let tdsDeducted = 0;

      for (const t of d.transactions ?? []) {
@@ -286,8 +293,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {
        } else if (t.transactionType?.withholdTax) {
          const amount = t.amount ?? 0;
          tdsDeducted += amount;
-          const txnFy = fyOf(iso);
-          this.actualTdsByFy.set(txnFy, (this.actualTdsByFy.get(txnFy) ?? 0) + amount);
+          taxLines.push({ date: iso, amount, accountNo: ref.accountNo });
        }
      }

@@ -310,12 +316,13 @@ export class Form121TabComponent implements OnInit, OnDestroy {
        deducteeClientId: deductee
      };

-      this.accountInputs.push({ ...ref, credits, meta });
+      this.accountInputs.push({ ...ref, credits, taxLines, meta });
    }

    this.availableFys = [...fys].sort().reverse();
    if (!this.availableFys.includes(this.fy)) {
-      this.fy = this.availableFys[0] ?? (this.declarationFy ? normaliseFy(this.declarationFy) : '');
+      this.fy =
+        this.availableFys[0] ?? this.declarations[0]?.fy ?? Object.keys(FY_TAX_CONFIG).sort().reverse()[0] ?? '';
    }
  }

@@ -333,14 +340,37 @@ export class Form121TabComponent implements OnInit, OnDestroy {
    }

    const year = normaliseFy(this.fy);
+    this.configMissing = !FY_TAX_CONFIG[year];
+
+    // TDS is tracked on FD/RD interest once it reaches savings, and deducted there. Those figures live
+    // on the platform, not in the deposit's own transactions, so they are fetched once per year and
+    // the computation waits for them.
+    if (!this.platformByFy.has(year)) {
+      this.loadPlatformYear(year);
+      return;
+    }
+    const platform = this.platformByFy.get(year);
+    for (const a of this.accountInputs) {
+      if (!a.meta.tdsApplicable) {
+        continue;
+      }
+      const match = platform?.accounts.find((p) => p.accountNo === a.accountNo);
+      a.credits = match?.credits ?? [];
+      a.taxLines = match?.deductions ?? [];
+    }

    // Per-account interest for the selected year, for the three lists.
    for (const a of this.accountInputs) {
      a.meta.interest = a.credits.filter((c) => fyOf(c.date) === year).reduce((s, c) => s + c.amount, 0);
+      // The selected year only - this used to total every year the account had ever been taxed in.
+      a.meta.tdsDeducted = a.meta.tdsApplicable
+        ? a.taxLines.filter((c) => fyOf(c.date) === year).reduce((s, c) => s + c.amount, 0)
+        : 0;
    }
-    this.actualTds = this.actualTdsByFy.get(year) ?? 0;
+    // What was actually debited for this customer as deductee, wherever the savings account sits.
+    this.actualTds = this.accountInputs.filter((a) => a.meta.tdsApplicable).reduce((s, a) => s + a.meta.tdsDeducted, 0);

-    if (!this.dateOfBirth) {
+    if (!this.dateOfBirth || this.configMissing) {
      return;
    }

@@ -378,21 +408,95 @@ export class Form121TabComponent implements OnInit, OnDestroy {
    return applicable.some((a) => a.meta.mode === 'QUARTERLY') ? 'QUARTERLY' : 'ANNUAL';
  }

-  /** The declaration, but only when it was filed for the year being shown. */
-  private declarationForSelectedFy(): Declaration | null {
-    if (!this.declarationOnRecord || !this.fy) {
+  private loadPlatformYear(year: string): void {
+    this.tdsService
+      .getDepositInterest(Number(year.slice(0, 4)), Number(this.clientId))
+      .pipe(
+        catchError(() => of([])),
+        takeUntil(this.destroy$)
+      )
+      .subscribe((rows) => {
+        this.platformByFy.set(year, rows.find((r) => `${r.clientId}` === `${this.clientId}`) ?? null);
+        this.recompute();
+      });
+  }
+
+  /** The live declaration recorded for the year being shown, if any. */
+  get declarationRecord(): TdsDeclarationRecord | null {
+    if (!this.fy) {
      return null;
    }
    const year = normaliseFy(this.fy);
-    if (this.declarationFy && normaliseFy(this.declarationFy) !== year) {
+    return this.declarations.find((d) => d.fy === year && !d.revoked) ?? null;
+  }
+
+  get declarationOnRecord(): boolean {
+    return !!this.declarationRecord;
+  }
+
+  /** The declaration as the engine takes it — operative from the day it was accepted. */
+  private declarationForSelectedFy(): Declaration | null {
+    const d = this.declarationRecord;
+    if (!d) {
      return null;
    }
-    return {
-      kind: this.declarationKind,
-      // No acceptance date on record — treated as covering the whole year.
-      acceptedOn: `${year.slice(0, 4)}-04-01`,
-      fy: year
-    };
+    const kind = d.formType === '15H' ? '15H' : d.formType === '15G' ? '15G' : formKindFor(this.dateOfBirth, d.fy);
+    return { kind, acceptedOn: d.acceptedOn, fy: d.fy, uin: d.uin || undefined };
+  }
+
+  openDeclarationForm(): void {
+    this.newDeclaration = { acceptedOn: new Date().toISOString().slice(0, 10), uin: '', estimatedIncome: null };
+    this.declarationError = '';
+    this.showDeclarationForm = true;
+  }
+
+  saveDeclaration(): void {
+    if (!this.newDeclaration.acceptedOn) {
+      this.declarationError = 'Enter the date the branch accepted the form.';
+      return;
+    }
+    this.savingDeclaration = true;
+    this.declarationError = '';
+    this.tdsService
+      .createDeclaration({
+        clientId: Number(this.clientId),
+        fy: normaliseFy(this.fy),
+        formType: declarationFormFor(this.fy, this.dateOfBirth),
+        acceptedOn: this.newDeclaration.acceptedOn,
+        uin: this.newDeclaration.uin || undefined,
+        estimatedIncome: this.newDeclaration.estimatedIncome
+      })
+      .subscribe({
+        next: (rows) => {
+          this.savingDeclaration = false;
+          this.showDeclarationForm = false;
+          this.declarations = rows || [];
+          this.recompute();
+        },
+        error: (err: any) => {
+          this.savingDeclaration = false;
+          this.declarationError =
+            err?.error?.errors?.[0]?.defaultUserMessage || err?.error?.defaultUserMessage || 'Could not save.';
+        }
+      });
+  }
+
+  revokeDeclaration(): void {
+    const d = this.declarationRecord;
+    if (!d) {
+      return;
+    }
+    const reason = prompt('Why is this declaration being withdrawn? From today, TDS will be deducted again.');
+    if (!reason) {
+      return;
+    }
+    this.tdsService.revokeDeclaration(d.id, reason).subscribe({
+      next: (rows) => {
+        this.declarations = rows || [];
+        this.recompute();
+      },
+      error: (err: any) => alert(err?.error?.defaultUserMessage || 'Could not revoke the declaration.')
+    });
  }

  // ───────────────────────── Template helpers ─────────────────────────
@@ -411,7 +515,7 @@ export class Form121TabComponent implements OnInit, OnDestroy {

  /** The form the payee would file for the selected year. */
  get formLabel(): string {
-    if (!this.fy) {
+    if (!this.fy || this.configMissing) {
      return '—';
    }
    const form = declarationFormFor(this.fy, this.dateOfBirth);
@@ -470,11 +574,12 @@ export class Form121TabComponent implements OnInit, OnDestroy {
  }

  /**
-   * A declaration is on record but deposit accounts are still set to withhold —
-   * the branch has not switched them off.
+   * A declaration is on record but a deposit still carries a stock Fineract tax group. Those
+   * accounts withhold on their own rules and never consult the declaration record, so the form
+   * does not stop their deduction until the tax group is removed.
   */
  get declarationNotAppliedToAccounts(): boolean {
-    return !!this.declarationForSelectedFy() && this.liableAccounts.some((a) => a.withHoldTax);
+    return !!this.declarationForSelectedFy() && this.liableAccounts.some((a) => !!a.taxGroup);
  }

  /**
@@ -591,16 +591,13 @@
        <i class="fa fa-calendar section-header__icon"></i>
        <h3 class="section-header__title">{{ 'labels.heading.Recurring Deposit Accounts' | translate }}</h3>
      </div>
-      <div class="section-header__right">
-        <button mat-raised-button color="primary" (click)="toggleRecurringAccountsOverview()">
-          {{ viewAccountsLabel(showClosedRecurringAccounts) | translate }}
-        </button>
-      </div>
    </div>

-    @if (!showClosedRecurringAccounts) {
+    <!-- Active and ended recurring deposits share one table; the Status column says how each one ended (matured or
+         closed early), so the client's RD history stays visible without switching views. -->
+    @if (savingAccounts) {
      <div class="table-wrapper">
-        <table mat-table [dataSource]="savingAccounts | accountsFilter: 'saving' : 'open' : 'isRecurring'">
+        <table mat-table [dataSource]="savingAccounts | accountsFilter: 'saving' : 'all' : 'isRecurring'">
          <ng-container matColumnDef="Account No">
            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Account No' | translate }}</th>
            <td mat-cell *matCellDef="let element">
@@ -614,6 +611,15 @@
              <mifosx-long-text textValue="{{ element.productName }}" chars="35"></mifosx-long-text>
            </td>
          </ng-container>
+          <ng-container matColumnDef="Status">
+            <th mat-header-cell *matHeaderCellDef>Status</th>
+            <td mat-cell *matCellDef="let element">
+              <span class="rd-status" [class.rd-status--ended]="element.timeline?.closedOnDate">{{ rdStatusLabel(element) }}</span>
+              @if (element.timeline?.closedOnDate) {
+                <div class="rd-status__date">on {{ element.timeline.closedOnDate | dateFormat }}</div>
+              }
+            </td>
+          </ng-container>
          <ng-container matColumnDef="Last Active">
            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Last Active' | translate }}</th>
            <td mat-cell *matCellDef="let element">{{ element.lastActiveTransactionDate | dateFormat }}</td>
@@ -638,7 +644,7 @@
                  <i class="fa fa-check"></i>
                </button>
              }
-              @if (!element.status.submittedAndPendingApproval && !element.status.active) {
+              @if (element.status.approved) {
                <button
                  class="account-action-button"
                  mat-raised-button
@@ -664,7 +670,7 @@
          </ng-container>

          <ng-container matColumnDef="no-data">
-            <td mat-footer-cell *matFooterCellDef [attr.colspan]="openSavingsColumns.length">
+            <td mat-footer-cell *matFooterCellDef [attr.colspan]="recurringColumns.length">
              <div class="table-empty-state">
                <i class="fa fa-folder-open-o table-empty-state__icon"></i>
                <p class="table-empty-state__text">
@@ -674,67 +680,17 @@
            </td>
          </ng-container>

-          <tr mat-header-row *matHeaderRowDef="openSavingsColumns"></tr>
+          <tr mat-header-row *matHeaderRowDef="recurringColumns"></tr>
          <tr
            mat-row
-            *matRowDef="let row; columns: openSavingsColumns"
+            *matRowDef="let row; columns: recurringColumns"
            [routerLink]="['../', 'recurring-deposits-accounts', row.id, 'general']"
            class="select-row"
          ></tr>
          <tr
            mat-footer-row
            *matFooterRowDef="
-              (savingAccounts | accountsFilter: 'saving' : 'open' : 'isRecurring')?.length === 0 ? ['no-data'] : []
-            "
-          ></tr>
-        </table>
-      </div>
-    }
-
-    <!-- Closed Recurring Deposit Accounts -->
-    @if (showClosedRecurringAccounts) {
-      <div class="table-wrapper">
-        <table mat-table [dataSource]="savingAccounts | accountsFilter: 'saving' : 'closed' : 'isRecurring'">
-          <ng-container matColumnDef="Account No">
-            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Account No' | translate }}</th>
-            <td mat-cell *matCellDef="let element">
-              <i class="fa fa-stop" [ngClass]="element.status.code | statusLookup"></i>
-              <mifosx-account-number accountNo="{{ element.accountNo }}"></mifosx-account-number>
-            </td>
-          </ng-container>
-          <ng-container matColumnDef="Saving Account">
-            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Recurring Deposit Product' | translate }}</th>
-            <td mat-cell *matCellDef="let element">
-              <mifosx-long-text textValue="{{ element.productName }}" chars="35"></mifosx-long-text>
-            </td>
-          </ng-container>
-          <ng-container matColumnDef="Closed Date">
-            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Closed Date' | translate }}</th>
-            <td mat-cell *matCellDef="let element">{{ element.timeline.closedOnDate | dateFormat }}</td>
-          </ng-container>
-
-          <ng-container matColumnDef="no-data">
-            <td mat-footer-cell *matFooterCellDef [attr.colspan]="closedSavingsColumns.length">
-              <div class="table-empty-state">
-                <i class="fa fa-folder-open-o table-empty-state__icon"></i>
-                <p class="table-empty-state__text">
-                  {{ 'labels.messages.No Closed Recurring Deposit Accounts Available' | translate }}
-                </p>
-              </div>
-            </td>
-          </ng-container>
-
-          <tr mat-header-row *matHeaderRowDef="closedSavingsColumns"></tr>
-          <tr
-            mat-row
-            *matRowDef="let row; columns: closedSavingsColumns"
-            [routerLink]="['../', 'recurring-deposits-accounts', row.id, 'general']"
-            class="select-row"
-          ></tr>
-          <tr
-            mat-footer-row
-            *matFooterRowDef="
-              (savingAccounts | accountsFilter: 'saving' : 'closed' : 'isRecurring')?.length === 0 ? ['no-data'] : []
+              (savingAccounts | accountsFilter: 'saving' : 'all' : 'isRecurring')?.length === 0 ? ['no-data'] : []
            "
          ></tr>
        </table>
@@ -419,3 +419,24 @@ table[mat-table] {
  font-size: 24px;
  z-index: 1;
 }
+
+.rd-status {
+  display: inline-block;
+  padding: 2px 8px;
+  border-radius: 10px;
+  font-size: 12px;
+  font-weight: 600;
+  background: #dcfce7;
+  color: #166534;
+
+  &--ended {
+    background: #e2e8f0;
+    color: #475569;
+  }
+}
+
+.rd-status__date {
+  margin-top: 2px;
+  font-size: 11px;
+  color: #64748b;
+}
@@ -187,6 +187,15 @@ export class GeneralTabComponent implements OnDestroy {
    'Saving Account',
    'Closed Date'
  ];
+  /** Closed Recurring Deposit Accounts Columns - with how each one ended, for tracking. */
+  recurringColumns: string[] = [
+    'Account No',
+    'Saving Account',
+    'Status',
+    'Last Active',
+    'Balance',
+    'Actions'
+  ];
  /** Open Shares Accounts Columns */
  openSharesColumns: string[] = [
    'Account No',
@@ -475,6 +484,30 @@ export class GeneralTabComponent implements OnDestroy {
    );
  }

+  /** Where a recurring deposit stands - for one that has ended, how it ended. */
+  rdStatusLabel(account: any): string {
+    switch (account?.status?.code) {
+      case 'savingsAccountStatusType.active':
+        return 'Active';
+      case 'savingsAccountStatusType.matured':
+        return 'Matured (not closed)';
+      case 'savingsAccountStatusType.submitted.and.pending.approval':
+        return 'Pending Approval';
+      case 'savingsAccountStatusType.approved':
+        return 'Approved';
+      case 'savingsAccountStatusType.closed':
+        return 'Matured & Closed';
+      case 'savingsAccountStatusType.pre.mature.closure':
+        return 'Premature Closed';
+      case 'savingsAccountStatusType.rejected':
+        return 'Rejected';
+      case 'savingsAccountStatusType.withdrawn.by.applicant':
+        return 'Withdrawn by Client';
+      default:
+        return account?.status?.value ?? '';
+    }
+  }
+
  viewAccountsLabel(closed: boolean): string {
    if (closed) {
      return 'labels.buttons.View Active Accounts';
@@ -1142,6 +1142,46 @@
                </mat-select>
              </mat-form-field>

+              <!-- Risk profile. These are determinations about the customer rather than about anything they
+                   transacted, and the re-rating policy reads them directly: a PEP or a sanctions match holds the
+                   rating at High however ordinary the period's activity looks, and the declared income is what
+                   turnover is measured against. Until they are recorded the policy has nothing to test. -->
+              <div class="full-span kyc-doc-fields">
+                <div class="kyc-doc-fields__head">
+                  <h4 class="kyc-doc-fields__title">Risk Profile</h4>
+                  <span class="kyc-doc-fields__hint">Used by the periodic risk review</span>
+                </div>
+
+                <div class="kyc-risk-flags">
+                  <mat-checkbox formControlName="isPep">
+                    Politically Exposed Person
+                    <span class="kyc-risk-hint">Holds the rating at High; never lowered on ordinary activity</span>
+                  </mat-checkbox>
+                  <mat-checkbox formControlName="sanctionsMatch">
+                    Sanctions / watch-list match
+                    <span class="kyc-risk-hint">UNSC, MHA or internal watch list</span>
+                  </mat-checkbox>
+                  <mat-checkbox formControlName="adverseMediaMatch">
+                    Adverse media / regulatory action
+                    <span class="kyc-risk-hint">FIR, court proceedings or published action</span>
+                  </mat-checkbox>
+                </div>
+
+                <div class="kyc-doc-fields__grid">
+                  <mat-form-field appearance="outline">
+                    <mat-label>Declared annual income (₹)</mat-label>
+                    <input matInput type="number" min="0" formControlName="declaredAnnualIncome" />
+                    <mat-hint>As stated by the customer</mat-hint>
+                  </mat-form-field>
+
+                  <mat-form-field appearance="outline">
+                    <mat-label>Declared annual turnover (₹)</mat-label>
+                    <input matInput type="number" min="0" formControlName="declaredAnnualTurnover" />
+                    <mat-hint>For a business customer</mat-hint>
+                  </mat-form-field>
+                </div>
+              </div>
+
              <!-- Officially Valid Document. Shown when one is on file or the alert is asking for
                   it, so re-collecting an expired document is done on this form rather than
                   sending the officer somewhere else. -->
@@ -1207,9 +1247,7 @@
                    </div>

                    @if (!docScansLoading && !docScans.front && !docScans.back) {
-                      <div class="kyc-doc-scans__empty">
-                        No scan is on file for this document. Upload one below.
-                      </div>
+                      <div class="kyc-doc-scans__empty">No scan is on file for this document. Upload one below.</div>
                    }

                    <div class="kyc-doc-scans__sides">
@@ -1807,3 +1807,28 @@
    color: #15803d;
  }
 }
+
+/* ── Risk profile ────────────────────────────────────────────────────────────
+   Determinations about the customer, which the periodic risk review reads directly. Grouped with
+   the document block so the form reads as "what we know about them" rather than scattering a PEP
+   flag among the identifier fields. */
+
+.kyc-doc-fields__hint {
+  font-size: 12px;
+  color: #64748b;
+}
+
+.kyc-risk-flags {
+  display: flex;
+  flex-direction: column;
+  gap: 10px;
+  padding: 4px 0 14px;
+}
+
+/* Sits under its checkbox label: the consequence of ticking the box matters more than the box. */
+.kyc-risk-hint {
+  display: block;
+  font-size: 12px;
+  color: #64748b;
+  line-height: 1.4;
+}
@@ -140,6 +140,13 @@ export class KycTabComponent implements OnInit, OnDestroy {
      1,
      [Validators.required]
    ],
+    // Risk profile. Determinations about the customer, which the periodic risk review reads directly - a PEP or a
+    // sanctions match holds the rating at High whatever the period's activity looks like.
+    isPep: [false],
+    sanctionsMatch: [false],
+    adverseMediaMatch: [false],
+    declaredAnnualIncome: [null],
+    declaredAnnualTurnover: [null],
    // The officially valid document, so a lapsed one can be re-collected on this form. The
    // backend has always accepted these four; only the fields were missing.
    kycDocumentName: [''],
@@ -175,7 +182,10 @@ export class KycTabComponent implements OnInit, OnDestroy {
  docScans: { front: DocScanSide | null; back: DocScanSide | null } = { front: null, back: null };

  /** The two sides, in display order, so the template loops rather than repeating itself. */
-  readonly docScanSlots: ('front' | 'back')[] = ['front', 'back'];
+  readonly docScanSlots: ('front' | 'back')[] = [
+    'front',
+    'back'
+  ];

  docScanOf(slot: 'front' | 'back') {
    return this.docScans[slot];
@@ -221,6 +231,11 @@ export class KycTabComponent implements OnInit, OnDestroy {
          this.kycForm.patchValue({
            kycType: data.kycType || 1,
            riskCategory: data.riskCategory || 1,
+            isPep: !!data.isPep,
+            sanctionsMatch: !!data.sanctionsMatch,
+            adverseMediaMatch: !!data.adverseMediaMatch,
+            declaredAnnualIncome: data.declaredAnnualIncome ?? null,
+            declaredAnnualTurnover: data.declaredAnnualTurnover ?? null,
            panNumber: data.panNumber || '',
            // Aadhaar is stored masked on the server; user must re-enter
            // the full 12-digit number to re-verify, so don't pre-fill.
@@ -446,6 +461,29 @@ export class KycTabComponent implements OnInit, OnDestroy {
    return new Date();
  }

+  /**
+   * The customer's risk profile, as every save has to carry it.
+   *
+   * <p>
+   * Sent from every path that writes the KYC record rather than only the main Save, because the form holds one set of
+   * values: a save triggered from the PAN declaration or the Aadhaar receipt would otherwise write the record without
+   * these and silently clear a PEP flag the officer had just ticked.
+   */
+  private buildRiskProfileFields() {
+    const v = this.kycForm.value;
+    return {
+      isPep: !!v.isPep,
+      sanctionsMatch: !!v.sanctionsMatch,
+      adverseMediaMatch: !!v.adverseMediaMatch,
+      // Blank stays null rather than becoming zero: an income nobody asked for is unknown, and a zero would read as a
+      // customer who declared no income at all.
+      declaredAnnualIncome:
+        v.declaredAnnualIncome === '' || v.declaredAnnualIncome == null ? null : v.declaredAnnualIncome,
+      declaredAnnualTurnover:
+        v.declaredAnnualTurnover === '' || v.declaredAnnualTurnover == null ? null : v.declaredAnnualTurnover
+    };
+  }
+
  private buildExceptionFields() {
    const panVerified = this.verificationStatus.pan === 'VERIFIED' || this.kycData?.panVerified === true;
    const aadhaarVerified = this.verificationStatus.aadhaar === 'VERIFIED' || this.kycData?.aadhaarVerified === true;
@@ -484,6 +522,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
      // dateFormat is required so the backend can parse exceptionResolvedOn when an exception closes.
      dateFormat: 'dd MMMM yyyy',
      ...this.buildDocumentFields(),
+      ...this.buildRiskProfileFields(),
      ...this.buildExceptionFields()
    };

@@ -530,6 +569,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
        remarks: this.kycForm.value.remarks || null,
        riskCategory: this.kycForm.value.riskCategory || 1,
        dateFormat: 'dd MMMM yyyy',
+        ...this.buildRiskProfileFields(),
        ...this.buildExceptionFields()
      };

@@ -729,6 +769,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
      dateFormat,
      riskCategory: this.kycForm.value.riskCategory || 1,
      ...declarationFields,
+      ...this.buildRiskProfileFields(),
      ...this.buildExceptionFields()
    };

@@ -889,6 +930,7 @@ export class KycTabComponent implements OnInit, OnDestroy {
      dateFormat,
      riskCategory: this.kycForm.value.riskCategory || 1,
      ...receiptFields,
+      ...this.buildRiskProfileFields(),
      ...this.buildExceptionFields()
    };

@@ -1417,7 +1459,10 @@ I further confirm that:
      this.docScansLoading = false;
      // This runs again after every replace, so the previews being thrown away are revoked
      // rather than left holding their blobs.
-      for (const old of [this.docScans.front, this.docScans.back]) {
+      for (const old of [
+        this.docScans.front,
+        this.docScans.back
+      ]) {
        if (old?.previewUrl) {
          URL.revokeObjectURL(old.previewUrl);
        }
@@ -1459,7 +1504,10 @@ I further confirm that:
      }

      this.docScans = sides;
-      for (const key of ['front', 'back'] as const) {
+      for (const key of [
+        'front',
+        'back'
+      ] as const) {
        if (sides[key]) {
          this.loadScanPreview(sides[key]!);
        }
@@ -1520,7 +1568,9 @@ I further confirm that:
      error: (err: any) => {
        this.docScanUploading = null;
        this.docScanError =
-          err?.error?.defaultUserMessage || err?.error?.developerMessage || `Could not replace the ${label.toLowerCase()} side.`;
+          err?.error?.defaultUserMessage ||
+          err?.error?.developerMessage ||
+          `Could not replace the ${label.toLowerCase()} side.`;
      }
    });
  }
@@ -1703,7 +1753,10 @@ I further confirm that:
    this.destroy$.next();
    this.destroy$.complete();
    // Object URLs are held by the browser until revoked, so the scan blobs would outlive the tab.
-    for (const side of [this.docScans.front, this.docScans.back]) {
+    for (const side of [
+      this.docScans.front,
+      this.docScans.back
+    ]) {
      if (side?.previewUrl) {
        URL.revokeObjectURL(side.previewUrl);
      }
@@ -569,8 +569,19 @@ export class ClientsService {
    return this.http.get(`/clients/${clientId}/documents`);
  }

-  downloadClientDocument(parentEntityId: string, documentId: string) {
-    return this.http.get(`/clients/${parentEntityId}/documents/${documentId}/attachment`, { responseType: 'blob' });
+  /**
+   * Fetches a client document's stored file.
+   *
+   * `silent` opts the request out of ErrorHandlerInterceptor's alert. Pass it when the caller
+   * renders its own failure state - notably thumbnail fetches, where a `m_document` row whose file
+   * is no longer in the content store returns 500 and would otherwise pop a modal the user can do
+   * nothing about. The interceptor still rethrows, so the caller's error callback continues to run.
+   */
+  downloadClientDocument(parentEntityId: string, documentId: string, silent = false) {
+    return this.http.get(`/clients/${parentEntityId}/documents/${documentId}/attachment`, {
+      responseType: 'blob',
+      ...(silent ? { context: new HttpContext().set(SILENT_HTTP_ERROR, true) } : {})
+    });
  }

  uploadClientDocument(clientId: string, documentData: any) {
@@ -992,12 +1003,28 @@ export class ClientsService {
    return this.http.post(`/clients/${clientId}/entityclassification/${category}`, data);
  }

-  getClientCkyc(clientId: string): Observable<any> {
-    return this.http.get(`/clients/${clientId}/ckyc`);
+  /**
+   * Uploads a single CKYC artefact against the client, using the platform's generic document
+   * endpoint (DocumentApiResource, POST /v1/{entityType}/{entityId}/documents). There is no
+   * CKYC-specific document API on the backend - the earlier `/clients/{id}/ckyc/documents` path
+   * was never implemented and returned 404.
+   *
+   * The multipart body must carry `file`, `name` and `description`; the caller builds those so the
+   * stored document stays identifiable by CKYC artefact type. See ckyc-tab.component.ts.
+   */
+  uploadCkycDocument(clientId: string, formData: FormData): Observable<any> {
+    return this.http.post(`/clients/${clientId}/documents`, formData);
  }

-  uploadCkycDocument(clientId: string, formData: FormData): Observable<any> {
-    return this.http.post(`/clients/${clientId}/ckyc/documents`, formData);
+  /**
+   * Replaces the content of an existing client document in place (DocumentApiResource PUT
+   * /v1/{entityType}/{entityId}/documents/{documentId}), keeping the same document id.
+   *
+   * Used by the CKYC screen's "Upload new version" so a re-upload updates the existing artefact
+   * rather than adding another row. Takes the same multipart body as the create call.
+   */
+  replaceClientDocument(clientId: string, documentId: string, formData: FormData): Observable<any> {
+    return this.http.put(`/clients/${clientId}/documents/${documentId}`, formData);
  }

  /**
@@ -377,6 +377,8 @@
        </button>
      }
      @if (selectedTabIndex < totalTabs - 1) {
+        <!-- Tooltip sits on a wrapper: a disabled button fires no mouse events, so it can't host it. -->
+        <span [matTooltip]="currentStepBlockerMessage" [matTooltipDisabled]="!currentStepBlockerMessage">
        <button mat-raised-button color="primary" (click)="onNext()" [disabled]="savingClient || !currentStepValid">
          @if (savingClient) {
            <mat-progress-spinner diameter="18" mode="indeterminate" class="m-r-10"></mat-progress-spinner>
@@ -390,6 +392,7 @@
            <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
          }
        </button>
+        </span>
      }
      @if (selectedTabIndex === totalTabs - 1) {
        <button mat-raised-button color="primary" [routerLink]="['../']">
@@ -393,6 +393,12 @@ export class EditClientComponent {
    if (this.selectedTabIndex === 0 && this.clientGeneralForm?.valid && !this.contactVerificationComplete) {
      return 'Verify the OTP sent to both the old and new mobile number/email before saving.';
    }
+    if (this.selectedTabIndex === 0 && this.clientGeneralForm && !this.clientGeneralForm.valid) {
+      const labels = this.invalidGeneralFieldLabels();
+      if (labels.length) {
+        return `Please fill/correct: ${labels.join(', ')}.`;
+      }
+    }
    if (this.selectedTabIndex === 1) {
      const labels = this.clientKycStep?.invalidFieldLabels || [];
      if (labels.length) {
@@ -408,6 +414,42 @@ export class EditClientComponent {
    return 'Please fill all mandatory fields on this tab to continue.';
  }

+  /**
+   * Readable names of the General-tab controls that are invalid. Older clients can be missing
+   * fields that are now mandatory (e.g. mobile/email), which leaves Save disabled with nothing
+   * on screen saying why — this feeds the button tooltip.
+   */
+  private invalidGeneralFieldLabels(): string[] {
+    const labels: Record<string, string> = {
+      officeId: 'Office',
+      legalFormId: 'Legal Form',
+      genderId: 'Gender',
+      mobileNo: 'Mobile No',
+      alternateMobileNo: 'Alternate Mobile No',
+      emailAddress: 'Email',
+      dateOfBirth: 'Date of Birth',
+      submittedOnDate: 'Submitted On',
+      activationDate: 'Activation Date',
+      savingsProductId: 'Savings Product',
+      firstname: 'First Name',
+      middlename: 'Middle Name',
+      lastname: 'Last Name',
+      fullname: 'Name',
+      monthlyIncome: 'Monthly Income',
+      annualIncome: 'Annual Income',
+      monthlyTurnover: 'Monthly Turnover',
+      annualTurnover: 'Yearly Turnover',
+      agricultureIncome: 'Agriculture Income',
+      nonAgricultureIncome: 'Non-Agriculture Income',
+      guardianDetails: 'Guardian',
+      clientNonPersonDetails: 'Entity Details'
+    };
+    const controls = this.clientGeneralForm?.controls || {};
+    return Object.keys(controls)
+      .filter((name) => controls[name].invalid)
+      .map((name) => labels[name] || name);
+  }
+
  /** Whether the current tab has unsaved edits */
  isCurrentTabEdited(): boolean {
    return this.tabEditMode[this.selectedTabIndex] === true;
@@ -109,13 +109,7 @@
              </button>
            }
          </div>
-          <input
-            #sideInput
-            type="file"
-            hidden
-            accept="image/*,application/pdf"
-            (change)="onFilePicked($event, slot)"
-          />
+          <input #sideInput type="file" hidden accept="image/*,application/pdf" (change)="onFilePicked($event, slot)" />
        </div>
      }
    </div>
@@ -25,6 +25,41 @@ import { environment } from '../../../environments/environment';
 export class CacheInterceptor implements HttpInterceptor {
  private forceUpdate = false;

+  /**
+   * Endpoints that compute a live figure from the current ledger/configuration and must never be
+   * served from cache. Caching them meant a report kept showing a stale response after its
+   * underlying GL mapping changed — the request was answered from cachedData and the backend was
+   * never hit again. Matched as a substring of the request URL.
+   */
+  private static readonly NEVER_CACHE = [
+    '/rbireservereturn',
+    '/rbireserveconfig',
+    '/tdsconfig',
+    '/tds/deposit-interest',
+    // Declarations and challans are entered on the very screens that read them back.
+    '/tds/declarations',
+    '/tds/challans',
+    '/tds/deducted',
+    '/savingsinterestpostingreports',
+    // Cash in vaults and drawers changes with every transaction; a cached teller list or position
+    // kept showing a branch's old tellers and figures at day close.
+    '/tellers',
+    '/cashreports',
+    '/cashreconciliation',
+    '/cashsettlement',
+    '/cashtransfer',
+    '/branchday',
+    // A deposit's lien moves with every repayment of the loan it secures, and decides whether the
+    // deposit may be closed at all - a stale copy would show a released lien as still blocking.
+    '/liens',
+    // The RD Dashboard counts late installments as of today; a cached copy would hide a payment just taken.
+    '/recurringdepositaccounts/dashboard'
+  ];
+
+  private isCacheable(url: string): boolean {
+    return !CacheInterceptor.NEVER_CACHE.some((fragment) => url.includes(fragment));
+  }
+
  // eslint-disable-next-line @angular-eslint/prefer-inject
  constructor(private httpCacheService: HttpCacheService) {}

@@ -42,7 +77,7 @@ export class CacheInterceptor implements HttpInterceptor {
  }

  intercept(request: HttpRequest<any>, next: HttpHandler): Observable<HttpEvent<any>> {
-    if (request.method !== 'GET') {
+    if (request.method !== 'GET' || !this.isCacheable(request.urlWithParams)) {
      return next.handle(request);
    }

@@ -67,12 +67,18 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
    // endpoint isn't available on a given backend deployment, the client-general-step
    // component already falls back to riskRules = [] silently; no toast needed here either.
    const isKycRiskRulesRequest = request.url.includes('/kyc/risk-rules');
+    // A document's own file can be missing from the content store (a database copied between
+    // environments without its file store is the usual cause) even though its m_document row
+    // survives — the backend reports that as a 404, same as a client with no photo, and every
+    // caller that fetches a signature/attachment image already recovers with its own catchError.
+    const isDocumentAttachmentRequest = request.url.match(/\/documents\/\d+\/attachment$/);
    const isSilentRequest =
      isClientImageRequest ||
      isClientKycRequest ||
      isDirectorRequest ||
      isClientPendingEditRequest ||
-      isKycRiskRulesRequest;
+      isKycRiskRulesRequest ||
+      isDocumentAttachmentRequest;

    // Explicit per-request opt-out (e.g. per-row enrichment fetches on a list page whose
    // component already recovers via its own catchError) — silenced for every status, since
@@ -93,8 +99,8 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
      throw response;
    }

-    // Resolved once and emitted in one place below, so every failure here is consistently tagged
-    // as an error and therefore surfaces as a centred modal rather than a corner toast.
+    // Resolved once and emitted in one place below — see the severity decision there for which of
+    // these surfaces as a centred modal versus a corner toast.
    let alert: { type: string; message: string } | null = null;
    if (status === 401 || (environment.oauth.enabled && status === 400)) {
      alert = { type: 'Authentication Error', message: 'Invalid User Details. Please try again!' };
@@ -119,7 +125,13 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
        message: errorMessage || 'This action is not allowed in the current state.'
      };
    } else if (status === 500) {
-      alert = { type: 'Internal Server Error', message: 'Internal Server Error. Please try again later.' };
+      // errorMessage carries the backend's actual explanation (defaultUserMessage/developerMessage)
+      // when one is present; the generic sentence is only a last resort for a response with no body
+      // at all (a proxy timeout, a stack trace the server never wrapped into JSON).
+      alert = {
+        type: 'Internal Server Error',
+        message: errorMessage || 'Internal Server Error. Please try again later.'
+      };
    } else if (status === 501) {
      alert = {
        type: this.translate.instant('error.resource.notImplemented.type'),
@@ -133,7 +145,17 @@ export class ErrorHandlerInterceptor implements HttpInterceptor {
    }

    if (alert) {
-      this.alertService.alert({ ...alert, severity: 'error' });
+      // A GET is the page reading data it did not ask the user for, in the background — a photo,
+      // an attachment, a notes list, a standing-instructions panel. Every one of those already has
+      // its own catchError fallback at the call site (see transaction-entry.component.ts and
+      // similar account-overview loaders), so the page keeps working regardless. Blocking the whole
+      // screen on a dialog the user has to click "OK" on, for data that was never more than a
+      // secondary panel, is the "irritate na ho" complaint this guards against — it goes to the
+      // corner toast instead, same place a non-error alert already goes. A write (POST/PUT/PATCH/
+      // DELETE) is different: that is the one action the user was waiting on, so its failure still
+      // needs the centred, must-acknowledge dialog.
+      const isBackgroundRead = request.method === 'GET' && (status === 500 || status === 501 || status === 503);
+      this.alertService.alert({ ...alert, severity: isBackgroundRead ? undefined : 'error' });
    }

    throw response;
@@ -244,6 +244,44 @@ $color: #e2e4ec;
  }
 }

+/*
+ * The cashier's bar is meant to be one row at a normal window size: it carries about eleven items, and at
+ * the usual padding the last one wrapped onto a second row. The items are tightened so they fit, and spread
+ * across the row. As the window narrows they tighten further, then drop their icons, and only wrap in a very
+ * narrow window. The clerk's bar (cashier-nav--clerk) has its own dropdowns and is left as it was.
+ */
+.cashier-nav:not(.cashier-nav--clerk) {
+  flex-wrap: nowrap;
+  justify-content: space-between;
+  gap: 0;
+  padding: 4px 8px;
+
+  .cashier-nav__item {
+    flex: 0 0 auto;
+    gap: 4px;
+    padding: 5px 8px;
+    font-size: 11.5px;
+  }
+
+  @media (width <= 1240px) {
+    .cashier-nav__item {
+      padding: 5px 6px;
+      font-size: 11px;
+    }
+  }
+
+  @media (width <= 1120px) {
+    .cashier-nav__item fa-icon {
+      display: none;
+    }
+  }
+
+  @media (width <= 900px) {
+    flex-wrap: wrap;
+    justify-content: flex-start;
+  }
+}
+
 .sidenav {
  overflow-x: hidden;
  position: relative;
@@ -266,7 +304,7 @@ $color: #e2e4ec;
    max-width: 100%;
    overflow-x: hidden;
    box-sizing: border-box;
-    padding: 16px 28px;
+    padding: 10px 18px;
  }
 }

@@ -282,21 +320,15 @@ $gray-700: #334155;
 /* ============================================================
   Main header (top 2-row navigation)
   --------------------------------------------------------------
-   Redesigned 2026 — clean, modern enterprise SaaS feel:
-   • Both rows live on the same white surface separated only by a
-     hairline; r2 has a barely-there blue-50 wash so frequent vs
-     secondary menus read at a glance without dark/light contrast.
-   • Items are now equal-width "tabs" with NO vertical dividers
-     between them (the old cell borders made it look spreadsheet-y).
-   • Hover / active = a 3 px brand-coloured TOP bar + brand text +
-     coloured icon. Reads instantly without colour-flooding the row.
-   • Icons larger (12.5 px) and full-opacity always — easier to scan
-     during demos. Caret is subtle and rotates on open.
+   Compact, modern enterprise SaaS navigation:
+   • Height reduced to 32px per row (64px total) to save screen space.
+   • Smooth horizontal scrolling prevents menu items from getting cut off.
+   • Compact typography, icons and paddings fit all banking modules cleanly.
   ============================================================ */
 .main-header {
  background: #fff;
-  border-bottom: 2.5px solid $brand;
-  box-shadow: 0 1px 4px rgb(0 0 0 / 7%);
+  border-bottom: 2px solid $brand;
+  box-shadow: 0 1px 3px rgb(0 0 0 / 6%);
  position: sticky;

  /* Sit directly under the sticky toolbar (32px tall) so both stay visible. */
@@ -306,19 +338,19 @@ $gray-700: #334155;
 }

 .nav-row {
-  height: 44px;
+  height: 32px;
  display: flex;
  align-items: stretch;
-  overflow: visible;
+  overflow: auto visible;
  position: relative;
-
-  /* Outer frame; vertical dividers between cells are drawn as `border-right`
-     on each `.ni` below. Switched away from the equal-column grid so each
-     cell can size to its own label — long names (General Ledger, Documents
-     Hub) no longer overflow and short ones (Approvals, HRM) no longer waste
-     space. */
  border: 1px solid $gray-200;
  background: #fff;
+  scrollbar-width: none;
+  -ms-overflow-style: none;
+
+  &::-webkit-scrollbar {
+    display: none;
+  }
 }

 .r2.nav-row {
@@ -334,25 +366,17 @@ $gray-700: #334155;
  background: #f8fafc;
 }

-// ===== Nav Item — modern tab style =====
-// Typography spec — same family / size / weight / color for BOTH rows.
+// ===== Nav Item — compact modern tab style =====
 .ni {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
-  gap: 7px;
+  gap: 2.5px;
  height: 100%;
-
-  /* Each cell sizes to its own label (min-width: max-content) and grows
-     to share any leftover row width. Short labels stay compact, long ones
-     get the room they need — no overlap, no wasted gap. */
  flex: 1 0 auto;
-  min-width: max-content;
-  padding: 0 14px;
-
-  /* Vertical divider between adjacent cells; outer frame is the row's
-     own border, and the last cell drops its right border below. */
+  min-width: 0;
+  padding: 0 4px;
  border-right: 1px solid $gray-200;
  cursor: pointer;
  white-space: nowrap;
@@ -360,11 +384,11 @@ $gray-700: #334155;
    'IBM Plex Sans',
    -apple-system,
    sans-serif;
-  font-size: 12px;
+  font-size: 10px;
  font-weight: 500;
  color: #0a1a2e;
-  line-height: 1.3;
-  letter-spacing: 0.01em;
+  line-height: 1.2;
+  letter-spacing: -0.015em;
  text-decoration: none;
  user-select: none;
  transition:
@@ -373,17 +397,15 @@ $gray-700: #334155;
    box-shadow 0.15s ease;
  border-radius: 0;

-  /* 3px accent strip that fills on hover / active (uses ::before so we
-     don't reflow the row when toggling). */
  &::before {
    content: '';
    position: absolute;
-    left: 4px;
-    right: 4px;
+    left: 2px;
+    right: 2px;
    top: 0;
-    height: 3px;
+    height: 2px;
    background: transparent;
-    border-radius: 0 0 3px 3px;
+    border-radius: 0 0 2px 2px;
    transition: background 0.15s ease;
  }

@@ -410,17 +432,19 @@ $gray-700: #334155;
    outline-offset: -2px;
  }

-  /* Last cell in a row sits flush against the row's own right edge, so
-     drop its divider to avoid a double 2 px line. */
  &:last-child {
    border-right: none;
  }
+
+  .ni-short {
+    display: none;
+  }
 }

 .ni-ico {
-  width: 12px;
-  height: 12px;
-  font-size: 12px;
+  width: 9.5px;
+  height: 9.5px;
+  font-size: 9.5px;
  color: $gray-500;
  flex-shrink: 0;
  transition: color 0.15s ease;
@@ -432,11 +456,12 @@ $gray-700: #334155;
 }

 .ni-caret {
-  width: 7px;
-  height: 7px;
-  font-size: 7px;
+  width: 5px;
+  height: 5px;
+  font-size: 5px;
  color: $gray-400;
  flex-shrink: 0;
+  margin-left: 0.5px;
  transition:
    transform 0.18s ease,
    color 0.18s ease;
@@ -447,17 +472,89 @@ $gray-700: #334155;
  }
 }

-@media (width <= 1200px) {
+@media (width >= 1400px) {
  .ni {
-    padding: 0 8px;
-    gap: 5px;
+    padding: 0 6px;
+    gap: 3.5px;
+    font-size: 10.8px;
+    letter-spacing: 0;
+  }
+
+  .ni-ico {
+    width: 10px;
+    height: 10px;
+    font-size: 10px;
+  }
+
+  .ni-caret {
+    width: 5.5px;
+    height: 5.5px;
+    font-size: 5.5px;
+    margin-left: 1px;
  }
 }

-@media (width <= 980px) {
+@media (width <= 1200px) {
  .ni {
+    padding: 0 3px;
+    gap: 2px;
+    font-size: 9.8px;
+    letter-spacing: -0.02em;
+  }
+
+  .ni-ico {
+    width: 9px;
+    height: 9px;
+    font-size: 9px;
+  }
+
+  .ni-caret {
+    width: 4.5px;
+    height: 4.5px;
+    font-size: 4.5px;
+  }
+}
+
+@media (width <= 1080px) {
+  .ni {
+    padding: 0 2.5px;
+    gap: 1.5px;
+    font-size: 9.4px;
+    letter-spacing: -0.025em;
+
+    .ni-full {
+      display: none;
+    }
+
+    .ni-short {
+      display: inline;
+    }
+  }
+
+  .ni-ico {
+    width: 8.5px;
+    height: 8.5px;
+    font-size: 8.5px;
+  }
+
+  .ni-caret {
+    width: 4px;
+    height: 4px;
+    font-size: 4px;
+  }
+}
+
+@media (width <= 880px) {
+  .nav-row {
+    overflow-x: auto;
+    scrollbar-width: thin;
+  }
+
+  .ni {
+    flex: 0 0 auto;
    padding: 0 6px;
-    gap: 4px;
+    gap: 3px;
+    font-size: 10px;
  }
 }

@@ -699,21 +796,29 @@ $gray-700: #334155;

 // ===== Nav Dropdown Menus =====
 ::ng-deep .nav-dropdown {
-  border-radius: 8px !important;
+  border-radius: 6px !important;
  border: 1px solid $gray-200 !important;
-  box-shadow: 0 6px 24px rgb(0 0 0 / 10%) !important;
-  min-width: 180px !important;
-  padding: 4px 0 !important;
-  margin-top: 2px !important;
+  box-shadow: 0 4px 16px rgb(0 0 0 / 12%) !important;
+  min-width: 170px !important;
+  padding: 3px 0 !important;
+  margin-top: 1px !important;

  .mat-mdc-menu-item {
-    font-size: 12.5px !important;
+    font-size: 10.5px !important;
    font-weight: 500 !important;
-    height: 34px !important;
-    min-height: 34px !important;
-    padding: 0 14px !important;
+    height: 25px !important;
+    min-height: 25px !important;
+    padding: 0 6px !important;
+    line-height: 25px !important;
    color: $gray-700 !important;
-    font-family: 'DM Sans', Roboto, sans-serif !important;
+    font-family: 'IBM Plex Sans', Roboto, sans-serif !important;
+    white-space: nowrap !important;
+
+    .menu-item-icon {
+      font-size: 10.5px !important;
+      margin-right: 5px !important;
+      opacity: 0.8;
+    }

    &:hover {
      background: $brand-hover !important;
@@ -728,39 +833,44 @@ $gray-700: #334155;
 }

 /* Deposits Mega Panel (inside mat-menu overlay) */
-.deposit-menu-grid {
+::ng-deep .deposit-menu-grid {
  display: grid;
-  grid-template-columns: repeat(3, 1fr);
-  gap: 8px 24px;
-  padding: 8px 12px;
-  min-width: 600px;
+  gap: 4px 12px;
+  padding: 6px 10px;
+  min-width: 0;
+  width: 100%;
+  box-sizing: border-box;
+  overflow-x: hidden;
 }

-.deposit-menu-group {
+::ng-deep .deposit-menu-group {
  .deposit-group-title {
    font-weight: 700;
-    font-size: 11px;
+    font-size: 9.5px;
    text-transform: uppercase;
-    letter-spacing: 0.6px;
+    letter-spacing: 0.5px;
    color: #1074b9;
-    padding: 4px 16px 6px;
+    padding: 2px 6px 3px;
    margin-bottom: 2px;
-    border-bottom: 2px solid #1074b9;
+    border-bottom: 1.5px solid #1074b9;
+    white-space: nowrap;
  }
 }

-/* NPA Mega Panel — 4 columns (Reports / Analysis / Classification / Recovery Management) */
-.npa-grid {
-  grid-template-columns: repeat(4, minmax(200px, 1fr));
-  min-width: 880px;
-  max-width: 96vw;
+/* NPA Mega Panel — 3 columns */
+::ng-deep .npa-grid {
+  grid-template-columns: repeat(3, minmax(210px, 1fr));
+  min-width: 0;
+  max-width: 100%;
+  overflow-x: hidden;
 }

-/* Reconciliation Mega Panel — 5 columns, teal accent to match the icon palette */
-.reconciliation-grid {
-  grid-template-columns: repeat(5, minmax(190px, 1fr));
-  min-width: 1040px;
-  max-width: 96vw;
+/* Reconciliation Mega Panel — 5 columns */
+::ng-deep .reconciliation-grid {
+  grid-template-columns: repeat(5, minmax(170px, 1fr));
+  min-width: 0;
+  max-width: 100%;
+  overflow-x: hidden;

  .deposit-group-title {
    color: #0d9488;
@@ -780,47 +890,49 @@ $gray-700: #334155;

 .gl-mega-menu {
  position: absolute;
-  top: 100px;
+  top: 96px;
  left: 50%;
  transform: translateX(-50%);
  background: #fff;
-  width: 860px;
-  max-width: 95vw;
-  padding: 20px 24px;
-  box-shadow: 0 6px 24px rgb(0 0 0 / 22%);
-  border-radius: 0 0 10px 10px;
+  width: 760px;
+  max-width: 94vw;
+  max-height: 72vh;
+  overflow-y: auto;
+  padding: 12px 16px;
+  box-shadow: 0 6px 20px rgb(0 0 0 / 18%);
+  border-radius: 0 0 8px 8px;
  z-index: 1000;
-  border-top: 3px solid #0d47a1;
+  border-top: 2.5px solid #0d47a1;
 }

 .gl-mega-menu-header {
  display: flex;
  align-items: center;
-  gap: 10px;
-  margin-bottom: 14px;
-  padding-bottom: 12px;
+  gap: 8px;
+  margin-bottom: 8px;
+  padding-bottom: 6px;
  border-bottom: 1px solid #e5e7eb;

  span {
-    font-size: 18px;
+    font-size: 14px;
    font-weight: 700;
    color: #0d47a1;
-    letter-spacing: 0.02em;
+    letter-spacing: 0.01em;
  }
 }

 .gl-mega-menu-header-icon {
-  font-size: 18px;
+  font-size: 14px;
  color: #0d47a1;
 }

 .gl-search {
  width: 100%;
-  padding: 10px 14px;
-  margin-bottom: 16px;
+  padding: 6px 10px;
+  margin-bottom: 10px;
  border: 1px solid #d0d5dd;
-  border-radius: 6px;
-  font-size: 14px;
+  border-radius: 5px;
+  font-size: 12px;
  box-sizing: border-box;
  background: #f9fafb;

@@ -828,36 +940,37 @@ $gray-700: #334155;
    outline: none;
    border-color: #0d47a1;
    background: #fff;
-    box-shadow: 0 0 0 3px rgb(13 71 161 / 10%);
+    box-shadow: 0 0 0 2px rgb(13 71 161 / 10%);
  }
 }

 .gl-columns {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
-  gap: 24px;
+  gap: 10px 16px;
 }

 .gl-group-title {
  font-weight: 700;
-  font-size: 11px;
+  font-size: 10px;
  text-transform: uppercase;
-  letter-spacing: 0.8px;
+  letter-spacing: 0.6px;
  color: #0d47a1;
-  margin-bottom: 10px;
-  padding-bottom: 6px;
-  border-bottom: 2px solid #0d47a1;
+  margin-bottom: 5px;
+  padding-bottom: 3px;
+  border-bottom: 1.5px solid #0d47a1;
 }

 .gl-link {
  display: flex;
  align-items: center;
-  padding: 7px 6px;
+  padding: 3.5px 5px;
  text-decoration: none;
  color: #344054;
-  font-size: 13px;
+  font-size: 11.5px;
+  line-height: 1.3;
  cursor: pointer;
-  border-radius: 5px;
+  border-radius: 4px;
  transition:
    background 0.15s,
    color 0.15s;
@@ -873,23 +986,21 @@ $gray-700: #334155;
 }

 .gl-icon {
-  width: 18px;
-  margin-right: 8px;
+  width: 14px;
+  margin-right: 5px;
  color: #667085;
-  font-size: 13px;
+  font-size: 11px;
+  flex-shrink: 0;

  .gl-link:hover & {
    color: #0d47a1;
  }
 }

-// Marks a menu link as actually wired to a working screen/dialog (vs a still-unwired
-// placeholder) — a small green dot at the end of the row, so a reviewer can tell at a glance
-// which items in a mega-menu are functional without having to click every one of them.
 .gl-link--live::after {
  content: '';
-  width: 6px;
-  height: 6px;
+  width: 5px;
+  height: 5px;
  margin-left: auto;
  flex-shrink: 0;
  border-radius: 50%;
@@ -899,9 +1010,9 @@ $gray-700: #334155;

 /* RBI Mega Menu */
 .rbi-mega-menu {
-  width: 1100px;
-  max-width: 97vw;
-  max-height: 80vh;
+  width: 880px;
+  max-width: 94vw;
+  max-height: 72vh;
  overflow-y: auto;
  border-top-color: #b71c1c;
 }
@@ -909,7 +1020,7 @@ $gray-700: #334155;
 .rbi-columns {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
-  gap: 20px;
+  gap: 10px 16px;
 }

@keyframes move {
@@ -167,7 +167,9 @@ export class ShellComponent implements OnInit, OnDestroy {
        url.includes('/clerk/withdrawal-request') ||
        url.includes('/clerk/my-disbursement-requests');
      const isElectionRoute = url.includes('/election');
-      this.hideShellLayout = isCashierOnly || isClerkRoute || isElectionRoute || this.isWithdrawalReviewUrl;
+      const isFdDashboardRoute = url.includes('/fd-dashboard');
+      this.hideShellLayout =
+        isCashierOnly || isClerkRoute || isElectionRoute || isFdDashboardRoute || this.isWithdrawalReviewUrl;
      this.cdr.detectChanges();
    };
    this.routeSub = this.router.events.pipe(filter((e) => e instanceof NavigationEnd)).subscribe(() => checkLayout());
@@ -180,10 +182,7 @@ export class ShellComponent implements OnInit, OnDestroy {
    });
  }

-  /**
-   * Toggles the current collapsed state of sidenav according to the emitted event.
-   * @param {boolean} event denotes state of sidenav
-   */
+  /** Toggles the current collapsed state of sidenav according to the emitted event. */
  toggleCollapse($event: boolean) {
    this.sidenavCollapsed = $event;
    this.cdr.detectChanges();
@@ -204,12 +203,15 @@ export class ShellComponent implements OnInit, OnDestroy {
    return /\/checker-inbox-and-tasks\/(share-)?withdrawal-requests\/\d+\/review/.test(this.router.url);
  }

-  /** ESC key — exit fullscreen at Clerk Dashboard / Election / review screen, restoring full shell header. */
+  /** ESC key — exit fullscreen at Clerk Dashboard / Election / FD Dashboard / review screen, restoring full shell header. */
  @HostListener('document:keydown.escape')
  onEscapeKey(): void {
    if (
      this.hideShellLayout &&
-      (this.router.url.includes('/clerk/') || this.router.url.includes('/election') || this.isWithdrawalReviewUrl)
+      (this.router.url.includes('/clerk/') ||
+        this.router.url.includes('/election') ||
+        this.router.url.includes('/fd-dashboard') ||
+        this.isWithdrawalReviewUrl)
    ) {
      this.hideShellLayout = false;
      this.cdr.detectChanges();
@@ -20,7 +20,9 @@
      <div class="t-live"></div>
      &nbsp;LIVE
    </div>
-    <div class="t-chip">Branch:&nbsp;<strong>HO</strong></div>
+    <div class="t-chip">
+      Branch:&nbsp;<strong>{{ officeLabel }}</strong>
+    </div>
    <div class="t-chip">
      Date:&nbsp;<strong>{{ today | date: 'dd MMM yyyy' }}</strong>
    </div>
@@ -522,7 +524,7 @@
 </mat-menu>

 <!-- Application User Help Menu -->
-<mat-menu #applicationMenu="matMenu" [overlapTrigger]="false">
+<mat-menu #applicationMenu="matMenu" [overlapTrigger]="false" class="t-user-menu" xPosition="before">
  <button mat-menu-item (click)="help()" tabindex="0">
    <mat-icon matListIcon>
      <fa-icon icon="question-circle" size="sm"></fa-icon>
@@ -390,6 +390,103 @@ $icon-hover-border: rgb(255 255 255 / 28%);
    max-height: 80vh;
    overflow-y: auto;
  }
+
+  // Compact card per AI module
+  .ai-card.mat-mdc-menu-item {
+    display: flex !important;
+    align-items: flex-start !important;
+    gap: 10px !important;
+    padding: 10px !important;
+    min-height: 52px !important;
+    height: auto !important;
+    border-radius: 9px !important;
+    font-family: inherit !important;
+    line-height: 1.3 !important;
+    white-space: normal !important;
+    overflow: visible !important;
+    transition: background 0.16s ease !important;
+
+    .mat-mdc-menu-item-text,
+    .mdc-list-item__primary-text,
+    .mdc-list-item__content {
+      display: flex !important;
+      align-items: flex-start !important;
+      gap: 10px !important;
+      width: 100% !important;
+      white-space: normal !important;
+      overflow: visible !important;
+    }
+
+    .ai-card-ic {
+      width: 32px !important;
+      height: 32px !important;
+      min-width: 32px !important;
+      display: inline-flex !important;
+      align-items: center !important;
+      justify-content: center !important;
+      border-radius: 8px !important;
+      font-size: 13px !important;
+      flex-shrink: 0 !important;
+      background: var(--c-bg) !important;
+      color: var(--c-color) !important;
+      margin: 0 !important;
+      opacity: 1 !important;
+      transition:
+        background 0.16s ease,
+        color 0.16s ease,
+        transform 0.16s ease !important;
+
+      fa-icon {
+        font-size: 13px !important;
+        width: auto !important;
+        min-width: auto !important;
+        margin: 0 !important;
+        color: inherit !important;
+        opacity: 1 !important;
+      }
+    }
+
+    .ai-card-body {
+      display: flex !important;
+      flex-direction: column !important;
+      flex: 1 !important;
+      min-width: 0 !important;
+      text-align: left !important;
+      white-space: normal !important;
+    }
+
+    .ai-card-t {
+      font-size: 12.5px !important;
+      font-weight: 600 !important;
+      color: #0f172a !important;
+      line-height: 1.25 !important;
+      white-space: normal !important;
+      display: block !important;
+    }
+
+    .ai-card-d {
+      font-size: 10.5px !important;
+      color: #64748b !important;
+      margin-top: 3px !important;
+      line-height: 1.35 !important;
+      white-space: normal !important;
+      display: block !important;
+    }
+
+    &:hover {
+      background: var(--c-bg) !important;
+
+      .ai-card-ic {
+        background: var(--c-hover) !important;
+        color: #fff !important;
+        transform: scale(1.06) !important;
+      }
+
+      .ai-card-t {
+        color: var(--c-color) !important;
+      }
+    }
+  }
 }

 .ai-menu-header {
@@ -488,70 +585,101 @@ $icon-hover-border: rgb(255 255 255 / 28%);
  font-size: 11px;
 }

-// Compact card per AI module
-.ai-card.mat-mdc-menu-item {
-  display: flex !important;
-  align-items: flex-start;
-  gap: 10px;
-  padding: 9px 10px;
-  min-height: 0;
-  height: auto;
-  border-radius: 9px;
-  font-family: inherit;
-  line-height: 1.3;
-  white-space: normal;
-  transition: background 0.16s ease;
+// ===== User Account Dropdown Menu =====
+::ng-deep .t-user-menu.mat-mdc-menu-panel {
+  min-width: 190px !important;
+  border-radius: 10px !important;
+  box-shadow:
+    0 10px 25px rgb(15 23 42 / 12%),
+    0 2px 6px rgb(15 23 42 / 6%) !important;
+  border: 1px solid #e2e8f0 !important;
+  padding: 6px 0 !important;
+  background: #fff !important;

-  .ai-card-ic {
-    width: 32px;
-    height: 32px;
-    display: inline-flex;
-    align-items: center;
-    justify-content: center;
-    border-radius: 8px;
-    font-size: 13px;
-    flex-shrink: 0;
-    background: var(--c-bg);
-    color: var(--c-color);
+  .mat-mdc-menu-content {
+    padding: 4px 0 !important;
+  }
+
+  .mat-mdc-menu-item {
+    height: 38px !important;
+    min-height: 38px !important;
+    line-height: 38px !important;
+    padding: 0 14px !important;
+    display: flex !important;
+    align-items: center !important;
+    font-size: 13px !important;
+    font-weight: 500 !important;
+    color: #334155 !important;
    transition:
-      background 0.16s ease,
-      color 0.16s ease,
-      transform 0.16s ease;
-  }
+      background-color 0.15s ease,
+      color 0.15s ease !important;

-  .ai-card-body {
-    display: flex;
-    flex-direction: column;
-    flex: 1;
-    min-width: 0;
-    text-align: left;
-  }
-
-  .ai-card-t {
-    font-size: 12.5px;
-    font-weight: 600;
-    color: #0f172a;
-    line-height: 1.25;
-  }
-
-  .ai-card-d {
-    font-size: 10.5px;
-    color: #64748b;
-    margin-top: 2px;
-    line-height: 1.35;
-  }
-
-  &:hover {
-    background: var(--c-bg);
-
-    .ai-card-ic {
-      background: var(--c-hover);
-      color: #fff;
-      transform: scale(1.06);
+    .mat-mdc-menu-item-text {
+      display: inline-flex !important;
+      align-items: center !important;
+      width: 100% !important;
+      font-size: 13px !important;
+      color: inherit !important;
+      font-weight: 500 !important;
    }

-    .ai-card-t {
-      color: var(--c-color);
+    mat-icon {
+      margin-right: 10px !important;
+      width: 18px !important;
+      height: 18px !important;
+      min-width: 18px !important;
+      display: inline-flex !important;
+      align-items: center !important;
+      justify-content: center !important;
+      color: #64748b !important;
+      font-size: 14px !important;
+      flex-shrink: 0 !important;
+
+      fa-icon {
+        font-size: 14px !important;
+        width: 14px !important;
+        min-width: 14px !important;
+        text-align: center !important;
+        margin-right: 0 !important;
+        color: inherit !important;
+        opacity: 1 !important;
+      }
+    }
+
+    span {
+      font-size: 13px !important;
+      color: inherit !important;
+      font-weight: 500 !important;
+      white-space: nowrap !important;
+    }
+
+    &:hover {
+      background-color: #f1f5f9 !important;
+      color: #0d47a1 !important;
+
+      mat-icon {
+        color: #0d47a1 !important;
+      }
+    }
+
+    &#logout {
+      color: #dc2626 !important;
+      border-top: 1px solid #f1f5f9 !important;
+      margin-top: 4px !important;
+      padding-top: 2px !important;
+
+      mat-icon {
+        color: #dc2626 !important;
+      }
+
+      &:hover {
+        background-color: #fef2f2 !important;
+        color: #b91c1c !important;
+
+        mat-icon {
+          color: #b91c1c !important;
+        }
+      }
    }
  }
 }
@@ -49,6 +49,7 @@ import { MatIcon } from '@angular/material/icon';
 import { NotificationsTrayComponent as NotificationsTrayComponent_1 } from '../../../shared/notifications-tray/notifications-tray.component';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 import { DocumentationLinksService } from 'app/shared/services/documentation-links.service';
+import { businessToday } from 'app/core/utils/business-today';

 /**
 * Toolbar component.
@@ -92,6 +93,14 @@ export class ToolbarComponent implements OnInit, AfterViewInit, AfterContentChec
  @ViewChild('templateAppMenu') templateAppMenu: TemplateRef<any>;
  @ViewChild('notificationsTray') notificationsTray: NotificationsTrayComponent;

+  /** The signed-in user's office — this chip read "HO" for every login, branch staff included. */
+  get officeLabel(): string {
+    if (this.authenticationService.isHeadOfficeUser()) {
+      return 'HO';
+    }
+    return this.authenticationService.getCredentials()?.officeName || '—';
+  }
+
  /** Subscription to breakpoint observer for handset. */
  isHandset$: Observable<boolean> = this.breakpointObserver
    .observe(Breakpoints.Handset)
@@ -100,8 +109,10 @@ export class ToolbarComponent implements OnInit, AfterViewInit, AfterContentChec
  /** Sets the initial state of sidenav as collapsed. Not collapsed if false. */
  sidenavCollapsed = true;

-  /** Current date for top bar display */
-  today = new Date();
+  /** The bank's "today" for the top bar — the business date when enabled, else the server date. */
+  get today(): Date {
+    return businessToday();
+  }

  /** Last login time display */
  lastLoginTime = this.formatLastLogin();
@@ -0,0 +1,30 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+/**
+ * The bank's "today": the business date while `enable-business-date` is on, the server's own date
+ * while it is off. The server decides which (GET /branchday/today); the web app stores the answer
+ * in `mifosXServerDate` at login and whenever the business date changes. Before that has happened
+ * the browser clock is the only date there is, so it is the fallback.
+ */
+export function businessToday(): Date {
+  const stored = localStorage.getItem('mifosXServerDate');
+  const match = stored ? /^(\d{4})-(\d{2})-(\d{2})$/.exec(stored) : null;
+  if (!match) {
+    return new Date();
+  }
+  // Built from parts so it is local midnight — new Date('yyyy-MM-dd') would be UTC midnight and
+  // land on the previous day in any timezone behind UTC.
+  return new Date(Number(match[1]), Number(match[2]) - 1, Number(match[3]));
+}
+
+/** {@link businessToday} as yyyy-MM-dd. */
+export function businessTodayIso(): string {
+  const d = businessToday();
+  return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, '0')}-${String(d.getDate()).padStart(2, '0')}`;
+}
@@ -8,7 +8,10 @@

 <div class="cur-view">
  <!-- ─── Dormancy risk alert (only when subStatus has left Active) ──── -->
-  <mifosx-dormancy-alert-panel [accountData]="currentAccountData"></mifosx-dormancy-alert-panel>
+  <!-- Shown only when the account's product has Dormancy Alert = Yes -->
+  @if (currentAccountData?.dormancyAlert) {
+    <mifosx-dormancy-alert-panel [accountData]="currentAccountData"></mifosx-dormancy-alert-panel>
+  }

  <!-- ─── Gradient hero header ─────────────────────────────────────── -->
  <header class="cur-hero">
@@ -59,16 +59,7 @@
                <span class="nx-mono">[{{ currentAccountData.currency.code }}]</span>
              </span>
            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Nominal Interest Rate' | translate }}</span>
-              <span class="nx-row__value nx-row__value--amount">
-                @if (currentAccountData.nominalAnnualInterestRate) {
-                  {{ currentAccountData.nominalAnnualInterestRate | formatNumber }} %
-                } @else {
-                  0 %
-                }
-              </span>
-            </div>
+            <!-- A current account earns no interest, so no interest rate is shown here; OD interest is under Overdraft. -->
          } @else {
            <div class="nx-row">
              <span class="nx-row__label">{{ 'labels.inputs.Field Officer' | translate }}</span>
@@ -102,17 +93,17 @@
                </span>
              </div>
            }
-            @if (currentAccountData.summary.totalInterestEarned >= 0) {
+            @if (currentAccountData.summary.totalWithdrawals) {
              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Total Interest Earned' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
+                <span class="nx-row__label">{{ 'labels.inputs.Total Withdrawls' | translate }}</span>
+                <span class="nx-row__value nx-row__value--amount nx-row__value--negative">
                  {{
-                    currentAccountData.summary.totalInterestEarned | currency: currency.code : 'symbol-narrow' : '1.2-2'
+                    currentAccountData.summary.totalWithdrawals | currency: currency.code : 'symbol-narrow' : '1.2-2'
                  }}
                </span>
              </div>
            }
-            @if (!currentAccountData.summary.totalDeposits && !(currentAccountData.summary.totalInterestEarned >= 0)) {
+            @if (!currentAccountData.summary.totalDeposits && !currentAccountData.summary.totalWithdrawals) {
              <div class="nx-empty">
                <fa-icon icon="inbox" class="nx-empty__ico"></fa-icon>
                <span>No activity yet.</span>
@@ -132,16 +123,7 @@
            <h3 class="nx-card__title">{{ 'labels.heading.Account Summary' | translate }}</h3>
          </header>
          <div class="nx-card__body">
-            @if (currentAccountData.summary.totalWithdrawals) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Total Withdrawls' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount nx-row__value--negative">
-                  {{
-                    currentAccountData.summary.totalWithdrawals | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
+            <!-- A current account earns no interest: no interest earned/posted rows. OD interest has its own card. -->
            @if (currentAccountData.summary.totalWithdrawalFees) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.Withdrawals Fees' | translate }}</span>
@@ -160,89 +142,6 @@
                </span>
              </div>
            }
-            @if (currentAccountData.summary.totalInterestEarned >= 0) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Earned' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.totalInterestEarned | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.totalInterestPosted) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Posted' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.totalInterestPosted | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.interestNotPosted >= 0) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Earned Not Posted' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.interestNotPosted | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.totalOverdraftInterestDerived) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest On Overdraft' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.totalOverdraftInterestDerived
-                      | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.summary.interestNotPosted < 0) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Overdraft Interest Not Posted' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{
-                    currentAccountData.summary.interestNotPosted | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.nominalAnnualInterestRate) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Nominal Interest Rate' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{ currentAccountData.nominalAnnualInterestRate | formatNumber }} %
-                </span>
-              </div>
-            }
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Interest Compounding Period' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestCompoundingPeriodType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Interest Posting Period' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestPostingPeriodType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Interest Calculated Using' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestCalculationType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
-            <div class="nx-row">
-              <span class="nx-row__label">{{ 'labels.inputs.Days in Year' | translate }}</span>
-              <span class="nx-row__value">
-                {{ currentAccountData.interestCalculationDaysInYearType.value | translateKey: 'catalogs' }}
-              </span>
-            </div>
            @if (currentAccountData.withdrawalFee) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.Withdrawal Fee' | translate }}</span>
@@ -289,37 +188,6 @@
                </span>
              </div>
            }
-            @if (currentAccountData.allowOverdraft) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Overdraft Limit' | translate }}</span>
-                <span class="nx-row__value nx-row__value--amount">
-                  {{ currentAccountData.overdraftLimit | currency: currency.code : 'symbol-narrow' : '1.2-2' }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.allowOverdraft) {
-              <div class="nx-row">
-                <span class="nx-row__label">
-                  {{ 'labels.inputs.Minimum Overdraft Required for Interest Calculation' | translate }}
-                </span>
-                <span class="nx-row__value">
-                  {{
-                    currentAccountData.minOverdraftForInterestCalculation
-                      | currency: currency.code : 'symbol-narrow' : '1.2-2'
-                  }}
-                </span>
-              </div>
-            }
-            @if (currentAccountData.minBalanceForInterestCalculation) {
-              <div class="nx-row">
-                <span class="nx-row__label">
-                  {{ 'labels.inputs.Min Balance Required for Interest Calculation' | translate }}
-                </span>
-                <span class="nx-row__value">
-                  {{ currentAccountData.minBalanceForInterestCalculation | formatNumber }}
-                </span>
-              </div>
-            }
            @if (currentAccountData.minRequiredBalance) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.Minimum Required Balance' | translate }}</span>
@@ -332,14 +200,6 @@
                <span class="nx-row__value">{{ currentAccountData.enforceMinRequiredBalance | yesNo }}</span>
              </div>
            }
-            @if (currentAccountData.summary.lastInterestCalculationDate) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Interest Recalculation Date' | translate }}</span>
-                <span class="nx-row__value">
-                  {{ currentAccountData.summary.lastInterestCalculationDate | dateFormat }}
-                </span>
-              </div>
-            }
            @if (currentAccountData.onHoldFunds) {
              <div class="nx-row">
                <span class="nx-row__label">{{ 'labels.inputs.On Hold Funds' | translate }}</span>
@@ -350,14 +210,72 @@
                </span>
              </div>
            }
-            @if (currentAccountData.withHoldTax) {
-              <div class="nx-row">
-                <span class="nx-row__label">{{ 'labels.inputs.Withhold Tax Group' | translate }}</span>
-                <span class="nx-row__value">{{ currentAccountData.taxGroup.name }}</span>
-              </div>
-            }
          </div>
        </section>
+
+        <!-- Overdraft: the only interest on a current account is what the customer pays on an OD. -->
+        @if (currentAccountData.allowOverdraft) {
+          <section class="nx-card">
+            <header class="nx-card__head">
+              <fa-icon icon="hand-holding-usd" class="nx-card__ico"></fa-icon>
+              <h3 class="nx-card__title">Overdraft (OD)</h3>
+            </header>
+            <div class="nx-card__body">
+              <div class="nx-row">
+                <span class="nx-row__label">Maximum OD Limit (per product)</span>
+                <span class="nx-row__value nx-row__value--amount">
+                  {{ currentAccountData.overdraftLimit | currency: currency.code : 'symbol-narrow' : '1.2-2' }}
+                </span>
+              </div>
+              @if (currentAccountData.nominalAnnualInterestRateOverdraft) {
+                <div class="nx-row">
+                  <span class="nx-row__label">OD Interest Rate</span>
+                  <span class="nx-row__value">
+                    {{ currentAccountData.nominalAnnualInterestRateOverdraft | formatNumber }} % p.a.
+                  </span>
+                </div>
+              }
+              @if (currentAccountData.minOverdraftForInterestCalculation) {
+                <div class="nx-row">
+                  <span class="nx-row__label">Minimum OD for Interest</span>
+                  <span class="nx-row__value">
+                    {{
+                      currentAccountData.minOverdraftForInterestCalculation
+                        | currency: currency.code : 'symbol-narrow' : '1.2-2'
+                    }}
+                  </span>
+                </div>
+              }
+              <div class="nx-row">
+                <span class="nx-row__label">OD Interest Posting</span>
+                <span class="nx-row__value">
+                  {{ currentAccountData.interestPostingPeriodType?.value | translateKey: 'catalogs' }}
+                </span>
+              </div>
+              <div class="nx-row">
+                <span class="nx-row__label">{{ 'labels.inputs.Days in Year' | translate }}</span>
+                <span class="nx-row__value">
+                  {{ currentAccountData.interestCalculationDaysInYearType?.value | translateKey: 'catalogs' }}
+                </span>
+              </div>
+              @if (currentAccountData.validForPeriod) {
+                <div class="nx-row">
+                  <span class="nx-row__label">Sanction Validity</span>
+                  <span class="nx-row__value">{{ currentAccountData.validForPeriod }}</span>
+                </div>
+              }
+              <div class="nx-row">
+                <span class="nx-row__label">OD Interest Charged</span>
+                <span class="nx-row__value nx-row__value--amount">
+                  {{
+                    currentAccountData.summary.totalOverdraftInterestDerived || 0
+                      | currency: currency.code : 'symbol-narrow' : '1.2-2'
+                  }}
+                </span>
+              </div>
+            </div>
+          </section>
+        }
      } @else {
        <section class="nx-card">
          <header class="nx-card__head">
@@ -54,8 +54,8 @@
          <mat-icon>account_balance</mat-icon>
        </div>
        <div class="bank-name-block">
-          <div class="bank-title">LincPay Co-operative Bank Ltd.</div>
-          <div class="bank-subtitle">Current Account Statement</div>
+          <div class="bank-title">{{ bankName }}</div>
+          <div class="bank-subtitle">{{ bankSubtitle }}</div>
        </div>
      </div>
      <div class="statement-label">
@@ -64,6 +64,25 @@
      </div>
    </div>

+    <!-- Branch line — IFSC/MICR are how a UCB customer identifies which branch issued this, and are
+         needed for NEFT/RTGS/cheque printing, so a real passbook always carries them. -->
+    @if (branchName || ifscCode || micrCode) {
+      <div class="branch-line">
+        @if (branchName) {
+          <span>{{ branchName }} Branch</span>
+        }
+        @if (branchAddress) {
+          <span>{{ branchAddress }}</span>
+        }
+        @if (ifscCode) {
+          <span>IFSC: {{ ifscCode }}</span>
+        }
+        @if (micrCode) {
+          <span>MICR: {{ micrCode }}</span>
+        }
+      </div>
+    }
+
    <!-- Account Details -->
    <div class="account-details-band">
      <div class="account-details-grid">
@@ -127,6 +127,18 @@ $header-text: #fff;
  }
 }

+// ─── Branch Identification Line ──────────────────────────────────────────────
+.branch-line {
+  background: #e8edf5;
+  border-bottom: 1px solid $border-color;
+  padding: 6px 24px;
+  display: flex;
+  flex-wrap: wrap;
+  gap: 4px 18px;
+  font-size: 11px;
+  color: #4a5a7a;
+}
+
 // ─── Account Details Band ────────────────────────────────────────────────────
 .account-details-band {
  background: #f0f3f9;
@@ -11,11 +11,12 @@ import { Component, OnInit, OnDestroy, inject, ElementRef, ViewChild } from '@an
 import { ActivatedRoute } from '@angular/router';
 import { UntypedFormBuilder } from '@angular/forms';
 import { CurrencyPipe } from '@angular/common';
-import { Subject, takeUntil } from 'rxjs';
+import { Subject, takeUntil, catchError, forkJoin, of } from 'rxjs';

 /** Custom Services */
 import { SettingsService } from 'app/settings/settings.service';
 import { Dates } from 'app/core/utils/dates';
+import { OrganizationService } from '../../../organization/organization.service';
 import { Currency } from 'app/shared/models/general.model';
 import {
  CurrentAccountTransaction,
@@ -44,6 +45,7 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
  private formBuilder = inject(UntypedFormBuilder);
  private settingsService = inject(SettingsService);
  private dateUtils = inject(Dates);
+  private organizationService = inject(OrganizationService);

  private destroy$ = new Subject<void>();

@@ -60,6 +62,17 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
  availableBalance: number = 0;
  activatedOnDate: any = null;

+  /** Bank/branch letterhead — real values from Institution Profile + Branch Profile (Organization
+   *  module) rather than a hardcoded name, so a printed passbook actually identifies which bank and
+   *  branch issued it, the way a real UCB's core banking system does. Falls back to a generic label
+   *  if the profile was never filled in, rather than showing a fabricated bank name. */
+  bankName = 'Bank';
+  bankSubtitle = 'Current Account Statement';
+  branchName = '';
+  branchAddress = '';
+  ifscCode = '';
+  micrCode = '';
+
  /** Transactions */
  allTransactions: CurrentAccountTransaction[] = [];
  filteredTransactions: CurrentAccountTransaction[] = [];
@@ -92,6 +105,33 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
      fromDate: [''],
      toDate: ['']
    });
+
+    this.loadLetterhead();
+  }
+
+  /** Institution Profile is the bank's own single record; Branch Profile is per-office. There is no
+   *  office id on the current account data reaching this tab, and this deployment runs a single
+   *  branch, so the first branch profile on record is the correct one here — a genuinely
+   *  multi-branch deployment would need the account's own office id threaded through instead. */
+  private loadLetterhead(): void {
+    forkJoin({
+      institution: this.organizationService.getInstitutionProfile().pipe(catchError(() => of(null))),
+      branches: this.organizationService.getBranchProfiles().pipe(catchError(() => of([])))
+    }).subscribe(({ institution, branches }: any) => {
+      if (institution) {
+        this.bankName = institution.passbookHeaderName || institution.bankName || institution.legalName || 'Bank';
+        this.bankSubtitle = institution.licenseNumber
+          ? `Lic. No. ${institution.licenseNumber}`
+          : 'Current Account Statement';
+      }
+      const branch = Array.isArray(branches) ? branches[0] : null;
+      if (branch) {
+        this.branchName = branch.officeName || '';
+        this.branchAddress = branch.address || '';
+        this.ifscCode = branch.ifscCode || '';
+        this.micrCode = branch.micrCode || '';
+      }
+    });
  }

  private computeRunningBalances(transactions: CurrentAccountTransaction[]): CurrentAccountTransaction[] {
@@ -279,6 +319,18 @@ export class PassbookTabComponent implements OnInit, OnDestroy {
      margin-top: 3px;
    }

+    /* Branch identification line */
+    .branch-line {
+      background: #e8edf5;
+      border-bottom: 1px solid #d0d7e3;
+      padding: 5px 20px;
+      display: flex;
+      flex-wrap: wrap;
+      gap: 4px 16px;
+      font-size: 9.5px;
+      color: #4a5a7a;
+    }
+
    /* Account details band */
    .account-details-band {
      background: #f0f3f9;
@@ -135,18 +135,6 @@
              <mat-icon><fa-icon icon="eye" size="sm"></fa-icon></mat-icon>
              <span>{{ 'labels.text.View Transaction' | translate }}</span>
            </button>
-            @if (!transaction.reversed) {
-              <span>
-                <button
-                  mat-menu-item
-                  *mifosxHasPermission="'ADJUSTTRANSACTION_CURRENTACCOUNT'"
-                  (click)="undoTransaction(transaction, $event)"
-                >
-                  <mat-icon><fa-icon icon="undo" size="sm"></fa-icon></mat-icon>
-                  <span>{{ 'tooltips.Undo Transaction' | translate }}</span>
-                </button>
-              </span>
-            }
            <button
              mat-menu-item
              class="account-action-button"
@@ -40,18 +40,6 @@
      </button>
    </span>
  }
-  @if (allowUndo()) {
-    <span>
-      <button
-        mat-raised-button
-        color="warn"
-        *mifosxHasPermission="'UNDOTRANSACTION_CURRENTACCOUNT'"
-        (click)="undoTransaction()"
-      >
-        <fa-icon icon="undo" class="m-r-10"></fa-icon>{{ 'labels.buttons.Undo' | translate }}
-      </button>
-    </span>
-  }
 </div>

 <div class="container">
@@ -0,0 +1,381 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="dialog-wrapper">
+  <div class="dialog-header">
+    <div class="header-icon">
+      <mat-icon>account_balance_wallet</mat-icon>
+    </div>
+    <div class="header-text">
+      <h2>Apply DDS Receipt</h2>
+      <p>
+        Agent <strong class="mono">{{ data.agentCode }}</strong> · {{ data.agentName }}
+        @if (data.glCode) {
+          · GL <strong class="mono">{{ data.glCode }}</strong>
+        }
+      </p>
+    </div>
+    <button type="button" mat-icon-button class="header-close" [mat-dialog-close]="false" aria-label="Close">
+      <mat-icon>close</mat-icon>
+    </button>
+  </div>
+
+  <mat-dialog-content class="dialog-body">
+    @if (loading) {
+      <div class="state-block">
+        <mat-spinner diameter="30"></mat-spinner>
+        <span>Loading entries and receipts…</span>
+      </div>
+    } @else {
+      <!-- What the picked vouchers have to cover, and whether they do. -->
+      <div class="sc-card">
+        <div class="sc-row" [class.sc-ok]="canApply" [class.sc-bad]="pickedReceipts.size > 0 && difference !== 0">
+          <div class="sc-left">
+            <span class="sc-label">Collections up to {{ data.entryDate | date: 'dd/MM/yyyy' }}</span>
+            <span class="sc-sub"
+              >{{ pickedEntryCount }} {{ pickedEntryCount === 1 ? 'entry' : 'entries' }} to settle</span
+            >
+          </div>
+          <div class="sc-right">
+            <span class="sc-val">{{ required | number: '1.2-2' }}</span>
+          </div>
+        </div>
+        <div
+          class="sc-row sc-sep"
+          [class.sc-ok]="canApply"
+          [class.sc-bad]="pickedReceipts.size > 0 && difference !== 0"
+        >
+          <div class="sc-left">
+            <span class="sc-label">Vouchers picked</span>
+            <span class="sc-sub"
+              >{{ pickedReceipts.size }} {{ pickedReceipts.size === 1 ? 'voucher' : 'vouchers' }}</span
+            >
+          </div>
+          <div class="sc-right">
+            <span
+              class="sc-val"
+              [class.sc-val-ok]="canApply"
+              [class.sc-val-bad]="pickedReceipts.size > 0 && difference !== 0"
+            >
+              {{ received | number: '1.2-2' }}
+            </span>
+            @if (pickedReceipts.size > 0 && pickedDays.size > 0 && difference < 0) {
+              <span class="sc-tag sc-tag-bad">Short {{ -difference | number: '1.2-2' }}</span>
+            } @else if (pickedReceipts.size > 0 && pickedDays.size > 0 && difference > 0) {
+              <span class="sc-tag sc-tag-bad">Over {{ difference | number: '1.2-2' }}</span>
+            } @else if (canApply) {
+              <span class="sc-tag sc-tag-ok">✓ Matches</span>
+            }
+          </div>
+        </div>
+
+        <div class="sc-total-row" [class.sc-total-ok]="canApply">
+          <span class="sc-total-lbl">Total to Apply</span>
+          <div class="sc-total-nums">
+            <span class="sc-total-req mono">{{ required | number: '1.2-2' }}</span>
+            <span class="sc-arrow">→</span>
+            <span class="sc-total-got mono" [class.sc-total-got-ok]="canApply">{{ received | number: '1.2-2' }}</span>
+            <span class="sc-status-pill" [class.sc-pill-ok]="canApply" [class.sc-pill-pending]="!canApply">
+              {{ canApply ? '✓ Ready' : 'Pending' }}
+            </span>
+          </div>
+        </div>
+      </div>
+
+      <!-- ── 1: the days the agent wrote down ──────────────────────────────────── -->
+      <section class="slot">
+        <header class="slot-head">
+          <span class="slot-step">1</span>
+          <div class="slot-title">
+            <h3>Outstanding up to {{ data.entryDate | date: 'dd/MM/yyyy' }}</h3>
+            <p>Everything the agent wrote down and has not handed in, day by day. Open a day to see its lines.</p>
+          </div>
+        </header>
+
+        @if (days.length) {
+          <ul class="options">
+            @for (day of days; track day.date) {
+              <li class="option" (click)="toggleOpen(day, $event)">
+                <div class="option-main">
+                  <span class="option-voucher mono">{{ day.date | date: 'dd/MM/yyyy' }}</span>
+                  <span class="option-meta"
+                    >{{ day.entries.length }} {{ day.entries.length === 1 ? 'entry' : 'entries' }}</span
+                  >
+                </div>
+                <span class="option-amount mono">{{ day.total | number: '1.2-2' }}</span>
+                <button
+                  type="button"
+                  class="option-info"
+                  (click)="toggleOpen(day, $event)"
+                  aria-label="Show the day's lines"
+                >
+                  <mat-icon>{{ openDay === day.date ? 'expand_less' : 'expand_more' }}</mat-icon>
+                </button>
+              </li>
+              @if (openDay === day.date) {
+                <li class="day-lines">
+                  @if (day.entries.length > 8) {
+                    <input
+                      class="day-search"
+                      type="text"
+                      [(ngModel)]="daySearch"
+                      placeholder="Search party code or name"
+                      autocomplete="off"
+                    />
+                  }
+                  <div class="day-scroll">
+                    <table class="entries">
+                      <tbody>
+                        @for (entry of visibleEntries(day); track entry.id) {
+                          <tr>
+                            <td class="entry-code">{{ entry.partyCode }}</td>
+                            <td class="entry-name">{{ entry.partyName }}</td>
+                            <td>
+                              {{ entry.transactionMode }}
+                              @if (entry.advanceDays) {
+                                · {{ entry.advanceDays }}d advance
+                              }
+                              @if (entry.arrearsDays) {
+                                · {{ entry.arrearsDays }}d previous
+                              }
+                            </td>
+                            <td class="num mono">{{ entry.amount | number: '1.2-2' }}</td>
+                          </tr>
+                        } @empty {
+                          <tr>
+                            <td colspan="4" class="entry-name">No line matches.</td>
+                          </tr>
+                        }
+                      </tbody>
+                    </table>
+                  </div>
+                </li>
+              }
+            }
+          </ul>
+        } @else {
+          <p class="slot-empty">
+            {{ data.agentName }} has nothing outstanding for {{ data.entryDate | date: 'dd/MM/yyyy' }}. Change the date
+            on the screen to the day the entries were written.
+          </p>
+        }
+      </section>
+
+      <!-- ── 2: the cashier's receipts ─────────────────────────────────────────── -->
+      <section class="slot">
+        <header class="slot-head">
+          <span class="slot-step">2</span>
+          <div class="slot-title">
+            <h3>DDS Cash Receipts</h3>
+            <p>Tick the vouchers. Posts Dr Agent GL / Cr DDS Customer Deposits.</p>
+          </div>
+          <button type="button" class="slot-search" (click)="openSearch()">
+            <mat-icon>search</mat-icon>
+            <span>Find by voucher</span>
+          </button>
+        </header>
+
+        @if (available.length) {
+          <ul class="options">
+            @for (option of available; track option.id) {
+              <li class="option" [class.option-picked]="pickedReceipts.has(option.id)" (click)="toggleReceipt(option)">
+                <mat-icon class="option-check">{{
+                  pickedReceipts.has(option.id) ? 'check_box' : 'check_box_outline_blank'
+                }}</mat-icon>
+                <div class="option-main">
+                  <span class="option-voucher mono">{{ option.voucherNo }}</span>
+                  <span class="option-meta">{{ option.txnDate }} · {{ glLabel(option) }}</span>
+                  @if (option.description) {
+                    <span class="option-desc">{{ option.description }}</span>
+                  }
+                </div>
+                <span class="option-amount mono">{{ option.amount | number: '1.2-2' }}</span>
+                <button type="button" class="option-info" (click)="openDetail(option, $event)" aria-label="GL entries">
+                  <mat-icon>receipt_long</mat-icon>
+                </button>
+              </li>
+            }
+          </ul>
+        } @else {
+          <p class="slot-empty">
+            No DDS receipt is waiting on this agent's GL account. Collect the cash at
+            <em>Cashier › Transaction Entry</em> with entry type <strong>DDS</strong> and have the manager approve it,
+            or find an earlier voucher by number.
+          </p>
+        }
+
+        @if (pickedReceipts.size > 0 && pickedDays.size > 0 && difference !== 0) {
+          <p class="slot-note note-bad">
+            The vouchers ({{ received | number: '1.2-2' }}) have to match the day's entries ({{
+              required | number: '1.2-2'
+            }}) exactly, so every customer is credited what the agent wrote down.
+          </p>
+        }
+      </section>
+
+      @if (errorMsg && !searchOpen) {
+        <div class="alert">
+          <mat-icon>error_outline</mat-icon>
+          <span>{{ errorMsg }}</span>
+        </div>
+      }
+    }
+  </mat-dialog-content>
+
+  <mat-dialog-actions class="dialog-actions">
+    <button type="button" mat-stroked-button [mat-dialog-close]="false" [disabled]="submitting">Cancel</button>
+    <button type="button" mat-flat-button color="primary" [disabled]="!canApply" (click)="apply()">
+      @if (submitting) {
+        <mat-spinner diameter="16"></mat-spinner>
+        <span>Applying…</span>
+      } @else {
+        <mat-icon>check</mat-icon>
+        <span>Apply Receipt</span>
+      }
+    </button>
+  </mat-dialog-actions>
+</div>
+
+<!-- ── Find a voucher the list does not carry ───────────────────────────────── -->
+@if (searchOpen) {
+  <div class="overlay" (click)="closeSearch()">
+    <div class="popup" (click)="$event.stopPropagation()">
+      <header class="popup-head">
+        <h3>Find a DDS receipt</h3>
+        <button type="button" mat-icon-button (click)="closeSearch()" aria-label="Close">
+          <mat-icon>close</mat-icon>
+        </button>
+      </header>
+
+      <div class="popup-body">
+        <label class="field">
+          <span>GL Account</span>
+          <div class="field-readonly mono">{{ data.glCode || '—' }} · {{ data.agentCode }}</div>
+        </label>
+
+        <label class="field">
+          <span>Voucher No.</span>
+          <input
+            type="text"
+            [(ngModel)]="searchVoucherNo"
+            placeholder="CR/24092026/0001"
+            (keyup.enter)="runSearch()"
+            autocomplete="off"
+          />
+        </label>
+
+        @if (errorMsg) {
+          <div class="alert">
+            <mat-icon>error_outline</mat-icon>
+            <span>{{ errorMsg }}</span>
+          </div>
+        }
+      </div>
+
+      <footer class="popup-foot">
+        <button type="button" mat-stroked-button (click)="closeSearch()">Cancel</button>
+        <button
+          type="button"
+          mat-flat-button
+          color="primary"
+          [disabled]="!searchVoucherNo.trim() || searching"
+          (click)="runSearch()"
+        >
+          @if (searching) {
+            <mat-spinner diameter="16"></mat-spinner>
+          } @else {
+            <span>Find &amp; Use</span>
+          }
+        </button>
+      </footer>
+    </div>
+  </div>
+}
+
+<!-- ── A receipt's own GL entries ───────────────────────────────────────────── -->
+@if (viewing) {
+  <div class="overlay" (click)="closeDetail()">
+    <div class="popup" (click)="$event.stopPropagation()">
+      <header class="popup-head">
+        <h3>
+          Voucher <span class="mono">{{ viewing.voucherNo }}</span>
+        </h3>
+        <button type="button" mat-icon-button (click)="closeDetail()" aria-label="Close">
+          <mat-icon>close</mat-icon>
+        </button>
+      </header>
+
+      <div class="popup-body">
+        <dl class="detail-list">
+          <div>
+            <dt>Date</dt>
+            <dd class="mono">{{ viewing.txnDate }}</dd>
+          </div>
+          <div>
+            <dt>Amount</dt>
+            <dd class="mono">{{ viewing.amount | number: '1.2-2' }}</dd>
+          </div>
+          <div>
+            <dt>GL Account</dt>
+            <dd>{{ glLabel(viewing) }}</dd>
+          </div>
+          @if (viewing.cashierName) {
+            <div>
+              <dt>Collected By</dt>
+              <dd>{{ viewing.cashierName }}</dd>
+            </div>
+          }
+          @if (viewing.managerName) {
+            <div>
+              <dt>Approved By</dt>
+              <dd>{{ viewing.managerName }}</dd>
+            </div>
+          }
+          @if (viewing.description) {
+            <div>
+              <dt>Description</dt>
+              <dd>{{ viewing.description }}</dd>
+            </div>
+          }
+        </dl>
+
+        <h4 class="detail-heading">Journal Entries</h4>
+        @if (loadingGlEntries) {
+          <div class="state-block"><mat-spinner diameter="22"></mat-spinner></div>
+        } @else if (viewingGlEntries?.length) {
+          <table class="gl-table">
+            <thead>
+              <tr>
+                <th>Account</th>
+                <th class="num">Debit</th>
+                <th class="num">Credit</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (entry of viewingGlEntries; track entry.id) {
+                <tr>
+                  <td>
+                    <span class="mono">{{ entry.glCode }}</span> {{ entry.glName }}
+                  </td>
+                  <td class="num mono">{{ entry.drCr === 'DR' ? (entry.amount | number: '1.2-2') : '' }}</td>
+                  <td class="num mono">{{ entry.drCr === 'CR' ? (entry.amount | number: '1.2-2') : '' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+        } @else {
+          <p class="slot-empty">No journal entries are recorded against this receipt.</p>
+        }
+      </div>
+
+      <footer class="popup-foot">
+        <button type="button" mat-stroked-button (click)="closeDetail()">Close</button>
+      </footer>
+    </div>
+  </div>
+}
--- a/Show More
+++ b/Show More