Adds loan-type-aware recovery tracking (EMI/Overdrawn/Bullet) with a Recovery Management Dashboard, Day-wise Overdue/Overdrawn reports, an Agriculture/Gold market-value report, and a security-value exception check — all derived from new repaymentType/emiAmount/drawingPower/maturityDate/collateralMarketValue fields on LoanAccount, wired into Export to Excel and the NPA mega-menu. Also replaces the always-visible Recovery/Collection Journey card on the Account Detail Report with a "Recovery Journey" popup: a date-led, icon-coded timeline of every SMS/call/visit/notice and payment run against an account.